XML 53 R42.htm IDEA: XBRL DOCUMENT

REGULATORY MATTERS (Tables)

6 Months Ended

Jun. 30, 2018

Regulatory Capital Requirements [Abstract]

Schedule of Consolidated Capital ratios

The Company’s consolidated capital ratios and the Bank’s capital ratios as of the dates set forth are presented in the following table:



		June 30, 2018
		Actual							For Capital Adequacy Purposes							To be Categorized as "Well Capitalized" under Prompt Corrective Action Provisions
		Amount				Ratio			Amount				Ratio			Amount				Ratio

		(Dollars in thousands)
The Company⁽¹⁾:
Total capital (to risk weighted assets)		$	487,002			13.2	%		$	295,174			8.0	%		N/A				N/A
Tier 1 capital (to risk weighted assets)		417,047				11.3			221,380				6.0			N/A				N/A
Common equity tier 1 capital		403,475				10.9			166,035				4.5			N/A				N/A
Tier I capital (to average assets)		417,047				10.0			167,184				4.0			N/A				N/A

The Bank⁽²⁾:
Total capital (to risk weighted assets)		$	477,452			13.0	%		$	294,851			8.0	%		$	368,564			10.0	%
Tier 1 capital (to risk weighted assets)		441,279				12.0			221,138				6.0			294,851				8.0
Common equity tier 1 capital		441,279				12.0			165,854				4.5			239,566				6.5
Tier I capital (to average assets)		441,279				10.6			167,123				4.0			208,904				5.0



		December 31, 2017
		Actual							For Capital Adequacy Purposes							To be Categorized as "Well Capitalized" under Prompt Corrective Action Provisions
		Amount				Ratio			Amount				Ratio			Amount				Ratio

		(Dollars in thousands)
The Company⁽¹⁾:
Total capital (to risk weighted assets)		$	455,754			12.7	%		$	287,840			8.0	%		N/A				N/A
Tier 1 capital (to risk weighted assets)		390,690				10.9			215,880				6.0			N/A				N/A
Common equity tier 1 capital		377,328				10.5			161,910				4.5			N/A				N/A
Tier I capital (to average assets)		390,690				9.5			164,632				4.0			N/A				N/A

The Bank⁽²⁾:
Total capital (to risk weighted assets)		$	444,198			12.4	%		$	286,648			8.0	%		$	358,310			10.0	%
Tier 1 capital (to risk weighted assets)		415,542				11.6			214,986				6.0			286,648				8.0
Common equity tier 1 capital		415,542				11.6			161,239				4.5			232,901				6.5
Tier I capital (to average assets)		415,542				10.1			164,390				4.0			205,487				5.0


⁽¹⁾	The Federal Reserve may require the Company to maintain capital ratios above the required minimums.


⁽²⁾	The FDIC or the Office of the Comptroller of the Currency (the “OCC”) may require the Bank to maintain capital ratios above the required minimums.