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ALLOWANCE FOR LOAN LOSSES
 6 Months Ended
Jun. 30, 2018
Receivable Loans and Leases Allowance [Abstract]  
ALLOWANCE FOR LOAN LOSSES
ALLOWANCE FOR LOAN LOSSES
An analysis of activity in the allowance for loan losses for the periods indicated, and the balance of loans receivable by the method of impairment evaluation for those periods were as follows:
 
 
Balance
March 31, 2018
 
Provision
 
Charge-offs
 
Recoveries
 
Balance
June 30, 2018
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
23,113

 
$
2,713

 
$
(5,300
)
 
$
1

 
$
20,527

Owner occupied commercial real estate
 
2,871

 
480

 
—

 
—

 
3,351

Commercial real estate
 
7,766

 
385

 
—

 
—

 
8,151

Construction, land & land development
 
1,461

 
(613
)
 
—

 
—

 
848

Residential mortgage
 
1,159

 
(52
)
 
—

 
3

 
1,110

Consumer and other
 
165

 
39

 
(46
)
 
7

 
165

Total originated loans
 
$
36,535

 
$
2,952

 
$
(5,346
)
 
$
11

 
$
34,152

 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
42

 
$
(26
)
 
$
—

 
$
3

 
$
19

Owner occupied commercial real estate
 
513

 
(360
)
 
—

 
—

 
153

Commercial real estate
 
574

 
(289
)
 
—

 
5

 
290

Construction, land & land development
 
20

 
18

 
—

 
—

 
38

Residential mortgage
 
539

 
(396
)
 
—

 
287

 
430

Consumer and other
 
10

 
(2
)
 
(6
)
 
2

 
4

Total acquired loans
 
$
1,698

 
$
(1,055
)
 
$
(6
)
 
$
297

 
$
934

Total
 
$
38,233

 
$
1,897

 
$
(5,352
)
 
$
308

 
$
35,086

 
 
 
Balance
March 31, 2017
 
Provision
 
Charge-offs
 
Recoveries
 
Balance
June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
15,155

 
$
1,736

 
$
(308
)
 
$
23

 
$
16,606

Owner occupied commercial real estate
 
2,763

 
62

 
—

 
—

 
2,825

Commercial real estate
 
8,347

 
(162
)
 
—

 
—

 
8,185

Construction, land & land development
 
1,536

 
40

 
—

 
—

 
1,576

Residential mortgage
 
1,119

 
37

 
—

 
9

 
1,165

Consumer and other
 
191

 
103

 
(126
)
 
4

 
172

Total originated loans
 
$
29,111

 
$
1,816

 
$
(434
)
 
$
36

 
$
30,529

 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
586

 
$
(321
)
 
$
(158
)
 
$
50

 
$
157

Owner occupied commercial real estate
 
1,064

 
(103
)
 
(961
)
 
—

 
—

Commercial real estate
 
340

 
144

 
—

 
3

 
487

Construction, land & land development
 
9

 
(6
)
 
—

 
—

 
3

Residential mortgage
 
611

 
(20
)
 
—

 
7

 
598

Consumer and other
 
215

 
—

 
—

 
2

 
217

Total acquired loans
 
$
2,825

 
$
(306
)
 
$
(1,119
)
 
$
62

 
$
1,462

Total
 
$
31,936

 
$
1,510

 
$
(1,553
)
 
$
98

 
$
31,991

 
 
Balance
December 31, 2017
 
Provision
 
Charge-offs
 
Recoveries
 
Balance
June 30, 2018
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
16,654

 
$
11,869

 
$
(7,999
)
 
$
3

 
$
20,527

Owner occupied commercial real estate
 
2,748

 
603

 
—

 
—

 
3,351

Commercial real estate
 
7,738

 
413

 
—

 
—

 
8,151

Construction, land & land development
 
1,481

 
(633
)
 
—

 
—

 
848

Residential mortgage
 
1,136

 
(31
)
 
—

 
5

 
1,110

Consumer and other
 
221

 
(54
)
 
(56
)
 
54

 
165

Total originated loans
 
$
29,978

 
$
12,167

 
$
(8,055
)
 
$
62

 
$
34,152

 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
35

 
$
(25
)
 
$
—

 
$
9

 
$
19

Owner occupied commercial real estate
 
—

 
153

 
—

 
—

 
153

Commercial real estate
 
658

 
(375
)
 
—

 
7

 
290

Construction, land & land development
 
—

 
38

 
—

 
—

 
38

Residential mortgage
 
542

 
(412
)
 
—

 
300

 
430

Consumer and other
 
7

 
14

 
(20
)
 
3

 
4

Total acquired loans
 
$
1,242

 
$
(607
)
 
$
(20
)
 
$
319

 
$
934

Total
 
$
31,220

 
$
11,560

 
$
(8,075
)
 
$
381

 
$
35,086

 
 
 
Balance
December 31, 2016
 
Provision
 
Charge-offs
 
Recoveries
 
Balance
June 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
9,491

 
$
7,970

 
$
(1,443
)
 
$
588

 
$
16,606

Owner occupied commercial real estate
 
2,609

 
216

 
—

 
—

 
2,825

Commercial real estate
 
8,576

 
(391
)
 
—

 
—

 
8,185

Construction, land & land development
 
1,852

 
(276
)
 
—

 
—

 
1,576

Residential mortgage
 
1,134

 
(3
)
 
—

 
34

 
1,165

Consumer and other
 
193

 
(9
)
 
(134
)
 
122

 
172

Total originated loans
 
$
23,855

 
$
7,507

 
$
(1,577
)
 
$
744

 
$
30,529

 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
1,260

 
$
(838
)
 
$
(335
)
 
$
70

 
$
157

Owner occupied commercial real estate
 
—

 
957

 
(961
)
 
4

 
—

Commercial real estate
 
437

 
47

 
—

 
3

 
487

Construction, land & land development
 
115

 
(91
)
 
(95
)
 
74

 
3

Residential mortgage
 
685

 
(126
)
 
—

 
39

 
598

Consumer and other
 
12

 
199

 
—

 
6

 
217

Total acquired loans
 
$
2,509

 
$
148

 
$
(1,391
)
 
$
196

 
$
1,462

Total
 
$
26,364

 
$
7,655

 
$
(2,968
)
 
$
940

 
$
31,991


An analysis of activity in the allowance for loan losses for the periods indicated, and the balance of loans receivable by the method of impairment evaluation for those periods were as follows:
 
June 30, 2018
 
Loans evaluated for impairment
 
Allowance for loan losses evaluated
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total loans
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
1,237,821

 
$
41,041

 
$
—

 
$
1,278,862

 
$
10,875

 
$
9,652

 
$
—

 
$
20,527

Owner occupied commercial real estate
368,467

 
5,225

 
—

 
373,692

 
2,820

 
531

 
—

 
3,351

Commercial real estate
948,924

 
175

 
—

 
949,099

 
8,151

 
—

 
—

 
8,151

Construction, land & land development
105,819

 
107

 
—

 
105,926

 
848

 
—

 
—

 
848

Residential mortgage
154,672

 
3,859

 
—

 
158,531

 
1,110

 
—

 
—

 
1,110

Consumer and other
12,809

 
45

 
—

 
12,854

 
136

 
29

 
—

 
165

Total originated loans
$
2,828,512

 
$
50,452

 
$
—

 
$
2,878,964

 
$
23,940

 
$
10,212

 
$
—

 
$
34,152

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
29,275

 
$
4,594

 
$
1,730

 
$
35,599

 
$
19

 
$
—

 
$
—

 
$
19

Owner occupied commercial real estate
57,340

 
1,727

 
3,394

 
62,461

 
—

 
153

 
—

 
153

Commercial real estate
139,241

 
105

 
3,591

 
142,937

 
290

 
—

 
—

 
290

Construction, land & land development
23,907

 
700

 
—

 
24,607

 
38

 
—

 
—

 
38

Residential mortgage
74,555

 
104

 
2,002

 
76,661

 
320

 
—

 
110

 
430

Consumer and other
677

 
202

 
—

 
879

 
1

 
3

 
—

 
4

Total acquired loans
$
324,995

 
$
7,432

 
$
10,717

 
$
343,144

 
$
668

 
$
156

 
$
110

 
$
934

Total
$
3,153,507

 
$
57,884

 
$
10,717

 
$
3,222,108

 
$
24,608

 
$
10,368

 
$
110

 
$
35,086

 
December 31, 2017
 
Loans evaluated for impairment
 
Allowance for loan losses evaluated
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total loans
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
1,173,371

 
$
49,656

 
$
—

 
$
1,223,027

 
$
11,245

 
$
5,409

 
$
—

 
$
16,654

Owner occupied commercial real estate
327,906

 
—

 
—

 
327,906

 
2,748

 
—

 
—

 
2,748

Commercial real estate
823,361

 
—

 
—

 
823,361

 
7,738

 
—

 
—

 
7,738

Construction, land & land development
133,711

 
3,287

 
—

 
136,998

 
1,257

 
224

 
—

 
1,481

Residential mortgage
145,910

 
3,111

 
—

 
149,021

 
1,136

 
—

 
—

 
1,136

Consumer and other
16,116

 
62

 
—

 
16,178

 
191

 
30

 
—

 
221

Total originated loans
$
2,620,375

 
$
56,116

 
$
—

 
$
2,676,491

 
$
24,315

 
$
5,663

 
$
—

 
$
29,978

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
49,494

 
$
10,738

 
$
3,237

 
$
63,469

 
$
35

 
$
—

 
$
—

 
$
35

Owner occupied commercial real estate
81,376

 
1,886

 
4,062

 
87,324

 
—

 
—

 
—

 
—

Commercial real estate
237,669

 
312

 
6,437

 
244,418

 
658

 
—

 
—

 
658

Construction, land & land development
27,240

 
714

 
—

 
27,954

 
—

 
—

 
—

 
—

Residential mortgage
86,876

 
454

 
2,229

 
89,559

 
467

 
—

 
75

 
542

Consumer and other
1,059

 
211

 
—

 
1,270

 
3

 
4

 
—

 
7

Total acquired loans
$
483,714

 
$
14,315

 
$
15,965

 
$
513,994

 
$
1,163

 
$
4

 
$
75

 
$
1,242

Total
$
3,104,089

 
$
70,431

 
$
15,965

 
$
3,190,485

 
$
25,478

 
$
5,667

 
$
75

 
$
31,220

 
June 30, 2017
 
Loans evaluated for impairment
 
Allowance for loan losses evaluated
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total loans
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
1,010,269

 
$
42,085

 
$
—

 
$
1,052,354

 
$
9,556

 
$
7,050

 
$
—

 
$
16,606

Owner occupied commercial real estate
306,514

 
—

 
—

 
306,514

 
2,825

 
—

 
—

 
2,825

Commercial real estate
805,362

 
1,979

 
—

 
807,341

 
8,185

 
—

 
—

 
8,185

Construction, land & land development
153,522

 
—

 
—

 
153,522

 
1,576

 
—

 
—

 
1,576

Residential mortgage
135,879

 
2,039

 
—

 
137,918

 
1,165

 
—

 
—

 
1,165

Consumer and other
19,024

 
81

 
—

 
19,105

 
143

 
29

 
—

 
172

Total originated loans
$
2,430,570

 
$
46,184

 
$
—

 
$
2,476,754

 
$
23,450

 
$
7,079

 
$
—

 
$
30,529

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
74,661

 
$
15,029

 
$
2,288

 
$
91,978

 
$
—

 
$
157

 
$
—

 
$
157

Owner occupied commercial real estate
88,714

 
6,958

 
5,131

 
100,803

 
—

 
—

 
—

 
—

Commercial real estate
291,289

 
—

 
10,607

 
301,896

 
487

 
—

 
—

 
487

Construction, land & land development
46,984

 
1,468

 
18

 
48,470

 
3

 
—

 
—

 
3

Residential mortgage
99,052

 
402

 
2,462

 
101,916

 
561

 
20

 
17

 
598

Consumer and other
1,323

 
215

 
—

 
1,538

 
5

 
212

 
—

 
217

Total acquired loans
$
602,023

 
$
24,072

 
$
20,506

 
$
646,601

 
$
1,056

 
$
389

 
$
17

 
$
1,462

Total
$
3,032,593

 
$
70,256

 
$
20,506

 
$
3,123,355

 
$
24,506

 
$
7,468

 
$
17

 
$
31,991