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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
INTEREST INCOME:    
Loans, including fees $ 36,371 $ 37,345
Securities 2,583 1,081
Other investments 188 173
Federal funds sold 1 1
Deposits in financial institutions 408 124
Total interest income 39,551 38,724
INTEREST EXPENSE:    
Transaction and savings deposits 1,978 1,150
Certificates and other time deposits 3,607 2,763
Subordinated debentures 1,041 237
Other borrowed funds 282 346
Total interest expense 6,908 4,496
NET INTEREST INCOME 32,643 34,228
PROVISION FOR LOAN LOSSES 6,145 16,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 26,498 18,228
NONINTEREST INCOME:    
Customer service fees 2,266 1,404
Loan fees 834 699
Gain on sale of held-for-sale loans, net (138) 41
Gain on sale of guaranteed portion of loans, net 1,927 1,138
Other 606 873
Total noninterest income 5,495 4,155
NONINTEREST EXPENSE:    
Salaries and employee benefits 12,406 11,979
Occupancy 1,997 2,030
Professional and regulatory fees 2,397 1,922
Data processing 908 970
Software license and maintenance 489 476
Marketing 199 298
Loan related 600 243
Real estate acquired by foreclosure, net 292 300
Other 1,551 1,269
Total noninterest expense 20,839 19,487
INCOME BEFORE INCOME TAXES 11,154 2,896
PROVISION FOR INCOME TAXES 3,942 1,057
NET INCOME $ 7,212 $ 1,839
EARNINGS PER SHARE:    
Basic (in dollars per share) $ 0.19 $ 0.05
Diluted (in dollars per share) $ 0.19 $ 0.05