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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
INTEREST INCOME:      
Loans, including fees $ 149,422 $ 104,205 $ 75,121
Securities 4,209 3,604 3,993
Other investments 761 453 352
Federal funds sold 3 2  
Deposits in financial institutions 1,149 290 139
Total interest income 155,544 108,554 79,605
INTEREST EXPENSE:      
Transaction and savings deposits 5,749 3,103 2,539
Certificates and other time deposits 14,022 7,237 6,747
Subordinated debentures 1,182 227  
Other borrowed funds 963 379 142
Total interest expense 21,916 10,946 9,428
NET INTEREST INCOME 133,628 97,608 70,177
PROVISION FOR LOAN LOSSES 64,700 17,864 2,693
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 68,928 79,744 67,484
NONINTEREST INCOME:      
Customer service fees 6,129 3,925 2,655
Loan fees 2,974 2,369 1,917
Gain (loss) on sale of available-for-sale securities, net   772  
Gain on sale of held-for-sale loans, net (1,404) 405 28
Gain on sale of guaranteed portion of loans, net 3,343 3,484 2,867
Other 3,154 1,232 589
Total noninterest income 14,196 12,187 8,056
NONINTEREST EXPENSE:      
Salaries and employee benefits 47,169 38,110 31,102
Occupancy 8,319 7,097 5,028
Professional and regulatory fees 8,958 8,923 5,647
Data processing 3,859 3,098 5,353
Software license and maintenance 2,155 1,844 1,424
Marketing 1,114 791 654
Loan related 3,795 1,185 523
Real estate acquired by foreclosure, net 3,168 1,086 286
Other 5,961 4,044 2,416
Total noninterest expense 84,498 66,178 52,433
INCOME BEFORE INCOME TAXES (1,374) 25,753 23,107
PROVISION FOR INCOME TAXES (402) 10,314 8,365
NET INCOME $ (972) $ 15,439 $ 14,742
EARNINGS PER SHARE:      
Basic (in dollars per share) $ (0.03) $ 0.54 $ 0.65
Diluted (in dollars per share) $ (0.03) $ 0.53 $ 0.64