11. DEPOSITS

Included in certificates and other time deposits are individual amounts of $100,000 or more including brokered certificates of deposit, if any. The remaining maturities of these deposits as of the dates indicated are as follows:


	September 30,		December 31,
	2016		2015
	(Dollars in thousands)

Three months or less	$	87,181	$	191,133
Over three through six months		287,265		163,633
Over six through twelve months		290,216		209,954
Over one through two years		199,594		243,614
Over two through three years		131,329		94,238
Over three through four years		61,543		45,055
Over four through five years		8,889		39,956
Over five years		-		-
Total	$	1,066,017	$	987,583

Interest expense for certificates of deposit and other time deposits of $100,000 or more was approximately $3.1 million and $1.4 million for the three months ended September 30, 2016 and 2015, respectively, and $8.9 million and $4.1 million for the nine months ended September 30, 2016 and 2015.

The Company had $105.2 million and $93.6 million in brokered time deposits, at September 30, 2016 and December 31, 2015, respectively. Brokered deposits represented 3.2% and 3.0% of total deposits at September 30, 2016 and December 30, 2015, respectively. The Company utilizes brokered deposits to enhance liquidity.

There are no major concentrations of deposits with any one depositor.