Allowance For Loan Losses (Tables)

6 Months Ended

Jun. 30, 2016

ALLOWANCE FOR LOAN LOSSES

Analysis of activity in the allowance for loan losses

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Three Months
Balance - April 1, 2016	$	24,731	$	2,275	$	7,224	$	2,868	$	2,238	$	378	$	39,714
Charge-offs		(3,336)		(177)		-		-		-		(37)		(3,550)
Recoveries		175		-		-		47		20		14		256
Provision		9,719		606		341		336		282		(284)		11,000
Balance - June 30, 2016	$	31,289	$	2,704	$	7,565	$	3,251	$	2,540	$	71	$	47,420
For the Six Months
Balance - January 1, 2016	$	23,130	$	1,679	$	4,691	$	2,345	$	816	$	286	$	32,947
Charge-offs		(13,216)		(177)		-		-		(6)		(57)		(13,456)
Recoveries		757		-		-		73		77		22		929
Provision		20,618		1,202		2,874		833		1,653		(180)		27,000
Balance - June 30, 2016	$	31,289	$	2,704	$	7,565	$	3,251	$	2,540	$	71	$	47,420
As of June 30, 2016
Allowance for loan losses:
Collectively evaluated for impairment	$	11,756	$	2,124	$	7,540	$	2,440	$	1,938	$	68	$	25,866
Individually evaluated for impairment		19,324		562		-		-		233		3		20,122
Purchased credit impaired		209		18		25		811		369		-		1,432
Total allowance for loan losses	$	31,289	$	2,704	$	7,565	$	3,251	$	2,540	$	71	$	47,420
Loans receivable:
Collectively evaluated for impairment	$	1,059,630	$	357,844	$	1,059,072	$	326,580	$	263,532	$	10,502	$	3,077,160
Individually evaluated for impairment		60,631		2,138		7,290		-		2,781		110		72,950
Purchased credit impaired		8,280		6,605		12,072		8,345		4,024		-		39,326
Total loans evaluated for impairment	$	1,128,541	$	366,587	$	1,078,434	$	334,925	$	270,337	$	10,612	$	3,189,436

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Year
Balance - January 1, 2015	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
Charge-offs		(2,647)		-		-		-		(63)		(146)		(2,856)
Recoveries		2,185		-		77		5		36		31		2,334
Provision		15,447		705		1,672		(293)		198		135		17,864
Balance - December 31, 2015	$	23,130	$	1,679	$	4,691	$	2,345	$	816	$	286	$	32,947
As of December 31, 2015
Allowance for loan losses:
Collectively evaluated for impairment	$	8,352	$	1,677	$	4,537	$	2,245	$	801	$	286	$	17,898
Individually evaluated for impairment		14,733		-		-		92		15		-		14,840
Purchased credit impaired		45		2		154		8		-		-		209
Total allowance for loan losses	$	23,130	$	1,679	$	4,691	$	2,345	$	816	$	286	$	32,947
Loans receivable:
Collectively evaluated for impairment	$	1,157,464	$	345,911	$	884,881	$	349,660	$	287,843	$	13,743	$	3,039,502
Individually evaluated for impairment		35,083		829		6,946		472		1,489		174		44,993
Purchased credit impaired		13,905		7,149		12,288		8,681		4,151		-		46,174
Total loans evaluated for impairment	$	1,206,452	$	353,889	$	904,115	$	358,813	$	293,483	$	13,917	$	3,130,669

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Three Months
Balance - April 1, 2015	$	8,640	$	1,308	$	3,866	$	2,469	$	1,055	$	204	$	17,542
Charge-offs		(1,227)		-		-		-		-		(12)		(1,239)
Recoveries		1,163		-		-		-		6		15		1,184
Provision		(113)		133		425		366		(171)		165		805
Balance - June 30, 2015	$	8,463	$	1,441	$	4,291	$	2,835	$	890	$	372	$	18,292
For the Six Months
Balance - January 1, 2015	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
Charge-offs		(1,304)		-		-		-		-		(117)		(1,421)
Recoveries		1,760		-		1		-		18		19		1,798
Provision		(138)		467		1,348		202		227		204		2,310
Balance - June 30, 2015	$	8,463	$	1,441	$	4,291	$	2,835	$	890	$	372	$	18,292
As of June 30, 2015
Allowance for loan losses:
Collectively evaluated for impairment	$	7,913	$	1,438	$	4,137	$	2,723	$	831	$	370	$	17,412
Individually evaluated for impairment		516		-		-		103		59		2		680
Purchased credit impaired		34		3		154		9		-		-		200
Total allowance for loan losses	$	8,463	$	1,441	$	4,291	$	2,835	$	890	$	372	$	18,292
Loans receivable:
Collectively evaluated for impairment	$	790,545	$	173,978	$	378,808	$	289,916	$	230,483	$	14,297	$	1,878,027
Individually evaluated for impairment		3,636		1,429		532		502		545		151		6,795
Purchased credit impaired		1,302		1,046		4,523		51		2,998		-		9,920
Total loans evaluated for impairment	$	795,483	$	176,453	$	383,863	$	290,469	$	234,026	$	14,448	$	1,894,742