Allowance For Loan Losses (Tables)

3 Months Ended

Mar. 31, 2016

ALLOWANCE FOR LOAN LOSSES

Analysis of activity in the allowance for loan losses

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Three Months
Balance - January 1, 2016	$	23,130	$	1,679	$	4,691	$	2,345	$	816	$	286	$	32,947
Charge-offs		(9,880)		-		-		-		(6)		(20)		(9,906)
Recoveries		582		-		-		26		57		8		673
Provision		10,899		596		2,533		497		1,371		104		16,000
Balance - March 31, 2016	$	24,731	$	2,275	$	7,224	$	2,868	$	2,238	$	378	$	39,714
As of March 31, 2016
Allowance for loan losses:
Collectively evaluated for impairment	$	11,580	$	2,083	$	7,200	$	2,779	$	2,207	$	378	$	26,227
Individually evaluated for impairment		13,141		177		-		86		31		-		13,435
Purchased credit impaired		10		15		24		3		-		-		52
Total allowance for loan losses	$	24,731	$	2,275	$	7,224	$	2,868	$	2,238	$	378	$	39,714
Loans receivable:
Collectively evaluated for impairment	$	1,074,993	$	358,997	$	1,001,376	$	347,116	$	273,942	$	12,956	$	3,069,380
Individually evaluated for impairment		44,926		1,529		6,848		458		2,222		168		56,151
Purchased credit impaired		10,791		6,981		12,175		8,633		4,072		-		42,652
Total loans evaluated for impairment	$	1,130,710	$	367,507	$	1,020,399	$	356,207	$	280,236	$	13,124	$	3,168,183

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Year
Balance - January 1, 2015	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
Charge-offs		(2,647)		-		-		-		(63)		(146)		(2,856)
Recoveries		2,185		-		77		5		36		31		2,334
Provision		15,447		705		1,672		(293)		198		135		17,864
Balance - December 31, 2015	$	23,130	$	1,679	$	4,691	$	2,345	$	816	$	286	$	32,947
As of December 31, 2015
Allowance for loan losses:
Collectively evaluated for impairment	$	8,352	$	1,677	$	4,537	$	2,245	$	801	$	286	$	17,898
Individually evaluated for impairment		14,733		-		-		92		15		-		14,840
Purchased credit impaired		45		2		154		8		-		-		209
Total allowance for loan losses	$	23,130	$	1,679	$	4,691	$	2,345	$	816	$	286	$	32,947
Loans receivable:
Collectively evaluated for impairment	$	1,157,464	$	345,911	$	884,881	$	349,660	$	287,843	$	13,743	$	3,039,502
Individually evaluated for impairment		35,083		829		6,946		472		1,489		174		44,993
Purchased credit impaired		13,905		7,149		12,288		8,681		4,151		-		46,174
Total loans evaluated for impairment	$	1,206,452	$	353,889	$	904,115	$	358,813	$	293,483	$	13,917	$	3,130,669

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Three Months
Balance - January 1, 2015	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
Charge-offs		(77)		-		-		-		-		(105)		(182)
Recoveries		597		-		1		-		12		4		614
Provision		(25)		334		923		(164)		398		39		1,505
Balance - March 31, 2015	$	8,640	$	1,308	$	3,866	$	2,469	$	1,055	$	204	$	17,542
As of March 31, 2015
Allowance for loan losses:
Collectively evaluated for impairment	$	7,625	$	1,305	$	3,712	$	2,458	$	883	$	204	$	16,187
Individually evaluated for impairment		261		-		-		-		172		-		433
Purchased credit impaired		754		3		154		11		-		-		922
Total allowance for loan losses	$	8,640	$	1,308	$	3,866	$	2,469	$	1,055	$	204	$	17,542
Loans receivable:
Collectively evaluated for impairment	$	738,682	$	164,512	$	359,379	$	270,638	$	245,011	$	9,919	$	1,788,141
Individually evaluated for impairment		3,643		1,029		547		2,430		1,491		152		9,292
Purchased credit impaired		2,055		1,063		7,145		57		3,089		-		13,409
Total loans evaluated for impairment	$	744,380	$	166,604	$	367,071	$	273,125	$	249,591	$	10,071	$	1,810,842