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Cash and Cash Equivalents
3 Months Ended
Mar. 31, 2016
Cash and Cash Equivalents  
CASH AND CASH EQUIVALENTS

5. CASH AND CASH EQUIVALENTS

The Bank, as a correspondent of the Federal Reserve Bank, is required to maintain average reserve balances.  Total cash and cash equivalents include restricted amounts of $60.5 million and $70.0 million at March 31, 2016 and December 31, 2015, respectively, as a result of this requirement.