Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2015

REGULATORY MATTERS

Capital ratios

	December 31, 2015
	Actual				For Capital Adequacy Purposes				To be Categorized as Well Capitalized under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
The Company(1):
Total capital (to risk weighted assets)	$	384,737	10.9	%	$	282,733	8.0	%		N/A	N/A
Tier 1 capital (to risk weighted assets)		351,482	10.0			212,050	6.0			N/A	N/A
Common equity tier 1 capital(3)		338,961	9.6			159,037	4.5			N/A	N/A
Tier I capital (to average assets)		351,482	9.6			146,765	4.0			N/A	N/A
The Bank(2):
Total capital (to risk weighted assets)	$	376,453	10.7	%	$	282,725	8.0	%	$	353,406	10.0	%
Tier 1 capital (to risk weighted assets)		343,199	9.7			212,044	6.0			282,725	8.0
Common equity tier 1 capital(3)		343,199	9.7			159,033	4.5			229,714	6.5
Tier I capital (to average assets)		343,199	9.4			146,689	4.0			183,361	5.0

	December 31, 2014
	Actual				For Capital Adequacy Purposes				To be Categorized as Well Capitalized under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
The Company(1):
Total capital (to risk weighted assets)	$	268,770	14.0	%	$	154,052	8.0	%		N/A	N/A
Tier 1 capital (to risk weighted assets)		252,963	13.1			77,026	4.0			N/A	N/A
Tier I capital (to average assets)		252,963	12.1			84,003	4.0			N/A	N/A
The Bank(2):
Total capital (to risk weighted assets)	$	259,313	13.5	%	$	153,867	8.0	%	$	192,334	10.0	%
Tier 1 capital (to risk weighted assets)		243,506	12.7			76,934	4.0			115,400	6.0
Tier I capital (to average assets)		243,506	11.6			83,738	4.0			104,673	5.0

⁽¹⁾ The Federal Reserve may require the Company to maintain capital ratios above the required minimums.

⁽²⁾ The FDIC or the OCC may require the Bank to maintain capital ratios above the required minimums

⁽³⁾ Common equity tier 1 capital is a new ratio required under Basel III Capital Rules effective January 1 2015.