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Regulatory Matters (Tables)
9 Months Ended
Sep. 30, 2015
REGULATORY MATTERS  
Capital ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

September 30, 2015

 

 

Actual

 

For Capital
Adequacy Purposes

 

To be Categorized as Well
Capitalized under Prompt
Corrective Action Provisions

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

 

(Dollars in thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Company(1):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

291,049

 

13.1

%

 

$

177,209

 

8.0

%

 

 

N/A

 

N/A

 

Tier 1 capital (to risk weighted assets)

 

 

270,130

 

12.2

 

 

 

132,906

 

6.0

 

 

 

N/A

 

N/A

 

Common equity tier 1 capital(3)

 

 

270,130

 

12.2

 

 

 

99,680

 

4.5

 

 

 

N/A

 

N/A

 

Tier I capital (to average assets)

 

 

270,130

 

11.4

 

 

 

94,492

 

4.0

 

 

 

N/A

 

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Bank(2):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

282,384

 

12.8

%

 

$

177,020

 

8.0

%

 

$

221,275

 

10.0

%

Tier 1 capital (to risk weighted assets)

 

 

261,465

 

11.8

 

 

 

132,765

 

6.0

 

 

 

177,020

 

8.0

 

Common equity tier 1 capital(3)

 

 

261,465

 

11.8

 

 

 

99,574

 

4.5

 

 

 

143,829

 

6.5

 

Tier I capital (to average assets)

 

 

261,465

 

11.1

 

 

 

94,235

 

4.0

 

 

 

117,794

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2014

 

 

Actual

 

For Capital
Adequacy Purposes

 

To be Categorized as Well
Capitalized under Prompt
Corrective Action Provisions

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

 

(Dollars in thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Company(1):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

268,770

 

14.0

%

 

$

154,052

 

8.0

%

 

 

N/A

 

N/A

 

Tier 1 capital (to risk weighted assets)

 

 

252,963

 

13.1

 

 

 

77,026

 

4.0

 

 

 

N/A

 

N/A

 

Tier I capital (to average assets)

 

 

252,963

 

12.1

 

 

 

84,003

 

4.0

 

 

 

N/A

 

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Bank(2):

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

259,313

 

13.5

%

 

$

153,867

 

8.0

%

 

$

192,334

 

10.0

%

Tier 1 capital (to risk weighted assets)

 

 

243,506

 

12.7

 

 

 

76,934

 

4.0

 

 

 

115,400

 

6.0

 

Tier I capital (to average assets)

 

 

243,506

 

11.6

 

 

 

83,738

 

4.0

 

 

 

104,673

 

5.0