Allowance For Loan Losses (Tables)

9 Months Ended

Sep. 30, 2015

ALLOWANCE FOR LOAN LOSSES

Analysis of activity in the allowance for loan losses

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Three Months
Balance - July 1, 2015	$	8,463	$	1,441	$	4,291	$	2,835	$	890	$	372	$	18,292
Charge-offs		(981)		-		-		-		(41)		(12)		(1,034)
Recoveries		331		-		75		-		4		2		412
Provision		3,315		204		(123)		(381)		93		(54)		3,054
Balance - September 30, 2015	$	11,128	$	1,645	$	4,243	$	2,454	$	946	$	308	$	20,724
For the Nine Months
Balance - January 1, 2015	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
Charge-offs		(2,285)		-		-		-		(41)		(129)		(2,455)
Recoveries		2,091		-		76		-		22		21		2,210
Provision		3,177		671		1,225		(179)		320		150		5,364
Balance - September 30, 2015	$	11,128	$	1,645	$	4,243	$	2,454	$	946	$	308	$	20,724
As of September 30, 2015
Allowance for loan losses:
Collectively evaluated for impairment	$	8,466	$	1,642	$	4,089	$	2,348	$	929	$	308	$	17,782
Individually evaluated for impairment		2,628		-		-		98		17		-		2,743
Purchased credit impaired		34		3		154		8		-		-		199
Total allowance for loan losses	$	11,128	$	1,645	$	4,243	$	2,454	$	946	$	308	$	20,724
Loans receivable:
Collectively evaluated for impairment	$	798,220	$	181,348	$	472,096	$	251,675	$	227,159	$	11,944	$	1,942,442
Individually evaluated for impairment		21,217		853		7,058		486		674		145		30,433
Purchased credit impaired		900		1,023		4,474		45		2,963		-		9,405
Total loans evaluated for impairment	$	820,337	$	183,224	$	483,628	$	252,206	$	230,796	$	12,089	$	1,982,280

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Year
Balance - January 1, 2014	$	10,196	$	874	$	2,216	$	1,103	$	654	$	1,318	$	16,361
Charge-offs		(2,927)		-		-		-		-		(1,297)		(4,224)
Recoveries		118		14		1		-		20		622		775
Provision		758		86		725		1,530		(29)		(377)		2,693
Balance - December 31, 2014	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
As of December 31, 2014
Allowance for loan losses:
Collectively evaluated for impairment	$	7,772	$	971	$	2,789	$	2,622	$	645	$	171	$	14,970
Individually evaluated for impairment		373		-		-		-		-		95		468
Purchased credit impaired		-		3		153		11		-		-		167
Total allowance for loan losses	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
Loans receivable:
Collectively evaluated for impairment	$	784,052	$	162,171	$	329,239	$	239,625	$	252,648	$	10,165	$	1,777,900
Individually evaluated for impairment		1,926		173		2,506		969		1,277		250		7,101
Purchased credit impaired		2,432		1,248		7,261		72		3,141		-		14,154
Total loans evaluated for impairment	$	788,410	$	163,592	$	339,006	$	240,666	$	257,066	$	10,415	$	1,799,155

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Three Months
Balance - July 1, 2014	$	9,993	$	791	$	2,609	$	1,475	$	624	$	213	$	15,705
Charge-offs		(679)		-		-		-		-		(2)		(681)
Recoveries		10		-		-		-		7		1		18
Provision		(1,283)		63		251		1,176		(65)		78		220
Balance - September 30, 2014	$	8,041	$	854	$	2,860	$	2,651	$	566	$	290	$	15,262
For the Nine Months
Balance - January 1, 2014	$	10,196	$	874	$	2,216	$	1,103	$	654	$	1,318	$	16,361
Charge-offs		(1,967)		-		-		-		-		(1,287)		(3,254)
Recoveries		65		14		1		-		15		617		712
Provision		(253)		(34)		643		1,548		(103)		(358)		1,443
Balance - September 30, 2014	$	8,041	$	854	$	2,860	$	2,651	$	566	$	290	$	15,262
As of September 30, 2014
Allowance for loan losses:
Collectively evaluated for impairment	$	7,006	$	852	$	2,709	$	2,636	$	566	$	188	$	13,957
Individually evaluated for impairment		1,035		-		-		-		-		102		1,137
Purchased credit impaired		-		2		151		15		-		-		168
Total allowance for loan losses	$	8,041	$	854	$	2,860	$	2,651	$	566	$	290	$	15,262
Loans receivable:
Collectively evaluated for impairment	$	722,756	$	131,485	$	300,939	$	228,441	$	99,358	$	6,437	$	1,489,416
Individually evaluated for impairment		2,109		177		3,047		1,740		1,296		261		8,630
Purchased credit impaired		718		1,278		4,714		78		164		-		6,952
Total loans evaluated for impairment	$	725,583	$	132,940	$	308,700	$	230,259	$	100,818	$	6,698	$	1,504,998