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Consolidated Balance Sheet - USD ($)
$ in Thousands
Sep. 30, 2015
Dec. 31, 2014
ASSETS    
Cash and due from banks $ 13,654 $ 13,963
Interestbearing deposits in financial institutions 82,797 54,960
Total cash and cash equivalents 96,451 68,923
Available-for-sale securities, at fair value 204,880 187,565
Held-to-maturity securities, at amortized cost (fair value of $44,901 and $50,725, respectively) 44,678 50,713
Federal Reserve Bank stock 7,200 7,173
Federal Home Loan Bank of Dallas stock 9,777 4,192
Total securities and other investments 266,535 249,643
Loans held for sale 192 573
Loans held for investment 1,982,280 1,799,155
Allowance for loan losses (20,724) (15,605)
Loans, net 1,961,748 1,784,123
Premises and equipment, net 24,766 25,200
Goodwill 30,129 30,129
Core deposit intangibles, net of accumulated amortization 3,704 4,148
Accrued interest receivable 5,394 4,916
Deferred tax asset, net 11,095 8,468
Real estate acquired by foreclosure 1,665 4,863
Bank owned life insurance 8,063 7,903
Other assets 6,437 7,819
TOTAL ASSETS 2,415,987 2,196,135
Deposits:    
Noninterest-bearing 499,101 431,942
Interest-bearing transaction and savings 792,957 777,431
Certificates and other time deposits 649,082 636,340
Total deposits 1,941,140 1,845,713
Securities sold under agreements to repurchase 3,080 4,605
Other borrowed funds 158,893 47,586
Accrued interest payable 814 767
Other liabilities 8,831 9,059
Total liabilities $ 2,112,758 $ 1,907,730
COMMITMENTS AND CONTINGENCIES
SHAREHOLDERS' EQUITY:    
Preferred stock, $0.01 par value, 10,000,000 shares authorized, no shares issued or outstanding
Common stock, $0.01 par value, 90,000,000 shares authorized, 26,276,856 and 26,175,949 shares issued and outstanding at September 30, 2015 and December 31, 2014 $ 263 $ 262
Capital surplus 254,070 252,421
Retained earnings 47,526 34,660
Accumulated other comprehensive income, net 1,370 1,062
Total shareholders' equity 303,229 288,405
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 2,415,987 $ 2,196,135