Allowance For Loan Losses (Tables)

6 Months Ended

Jun. 30, 2015

ALLOWANCE FOR LOAN LOSSES

Analysis of activity in the allowance for loan losses

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Three Months
Balance - April 1, 2015	$	8,640	$	1,308	$	3,866	$	2,469	$	1,055	$	204	$	17,542
Charge-offs		(1,227)		-		-		-		-		(12)		(1,239)
Recoveries		1,163		-		-		-		6		15		1,184
Provision		(113)		133		425		366		(171)		165		805
Balance - June 30, 2015	$	8,463	$	1,441	$	4,291	$	2,835	$	890	$	372	$	18,292
For the Six Months
Balance - January 1, 2015	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
Charge-offs		(1,304)		-		-		-		-		(117)		(1,421)
Recoveries		1,760		-		1		-		18		19		1,798
Provision		(138)		467		1,348		202		227		204		2,310
Balance - June 30, 2015	$	8,463	$	1,441	$	4,291	$	2,835	$	890	$	372	$	18,292
As of June 30, 2015
Allowance for loan losses:
Collectively evaluated for impairment	$	7,913	$	1,438	$	4,137	$	2,723	$	831	$	370	$	17,412
Individually evaluated for impairment		516		-		-		103		59		2		680
Purchased credit impaired		34		3		154		9		-		-		200
Total allowance for loan losses	$	8,463	$	1,441	$	4,291	$	2,835	$	890	$	372	$	18,292
Loans receivable:
Collectively evaluated for impairment	$	790,545	$	173,978	$	378,808	$	289,916	$	230,483	$	14,297	$	1,878,027
Individually evaluated for impairment		3,636		1,429		532		502		545		151		6,795
Purchased credit impaired		1,302		1,046		4,523		51		2,998		-		9,920
Total loans evaluated for impairment	$	795,483	$	176,453	$	383,863	$	290,469	$	234,026	$	14,448	$	1,894,742

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Year
Balance - January 1, 2014	$	10,196	$	874	$	2,216	$	1,103	$	654	$	1,318	$	16,361
Charge-offs		(2,927)		-		-		-		-		(1,297)		(4,224)
Recoveries		118		14		1		-		20		622		775
Provision		758		86		725		1,530		(29)		(377)		2,693
Balance - December 31, 2014	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
As of December 31, 2014
Allowance for loan losses:
Collectively evaluated for impairment	$	7,772	$	971	$	2,789	$	2,622	$	645	$	171	$	14,970
Individually evaluated for impairment		373		-		-		-		-		95		468
Purchased credit impaired		-		3		153		11		-		-		167
Total allowance for loan losses	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
Loans receivable:
Collectively evaluated for impairment	$	784,052	$	162,171	$	329,239	$	239,625	$	252,648	$	10,165	$	1,777,900
Individually evaluated for impairment		1,926		173		2,506		969		1,277		250		7,101
Purchased credit impaired		2,432		1,248		7,261		72		3,141		-		14,154
Total loans evaluated for impairment	$	788,410	$	163,592	$	339,006	$	240,666	$	257,066	$	10,415	$	1,799,155

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Three Months
Balance - April 1, 2014	$	9,478	$	792	$	2,716	$	1,079	$	723	$	331	$	15,119
Charge-offs		(50)		-		-		-		-		(4)		(54)
Recoveries		6		14		-		-		5		615		640
Provision		559		(15)		(107)		396		(104)		(729)		-
Balance - June 30, 2014	$	9,993	$	791	$	2,609	$	1,475	$	624	$	213	$	15,705
For the Six Months
Balance - January 1, 2014	$	10,196	$	874	$	2,216	$	1,103	$	654	$	1,318	$	16,361
Charge-offs		(1,288)		-		-		-		-		(1,285)		(2,573)
Recoveries		55		14		1		-		8		616		694
Provision		1,030		(97)		392		372		(38)		(436)		1,223
Balance - June 30, 2014	$	9,993	$	791	$	2,609	$	1,475	$	624	$	213	$	15,705
As of June 30, 2014
Allowance for loan losses:
Collectively evaluated for impairment	$	7,714	$	789	$	2,458	$	1,457	$	624	$	110	$	13,152
Individually evaluated for impairment		2,279		-		-		-		-		103		2,382
Purchased credit impaired		-		2		151		18		-		-		171
Total allowance for loan losses	$	9,993	$	791	$	2,609	$	1,475	$	624	$	213	$	15,705
Loans receivable:
Collectively evaluated for impairment	$	703,588	$	140,732	$	274,322	$	186,855	$	103,433	$	4,550	$	1,413,480
Individually evaluated for impairment		6,547		170		3,073		1,754		1,312		267		13,123
Purchased credit impaired		780		1,582		4,487		82		168		-		7,099
Total loans evaluated for impairment	$	710,915	$	142,484	$	281,882	$	188,691	$	104,913	$	4,817	$	1,433,702