Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2014

REGULATORY MATTERS

Capital ratios

		December 31, 2014
	Actual				For Capital Adequacy Purposes				To be Categorized as Well Capitalized under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
The Company(1):
Total capital (to risk weighted assets)	$	268,770	14.0	%	$	154,052	8.0	%		N/A	N/A
Tier 1 capital (to risk weighted assets)		252,963	13.1			77,026	4.0			N/A	N/A
Tier I capital (to average assets)		252,963	12.1			84,003	4.0			N/A	N/A
The Bank(2):
Total capital (to risk weighted assets)	$	259,313	13.5	%	$	153,867	8.0	%	$	192,334	10.0	%
Tier 1 capital (to risk weighted assets)		243,506	12.7			76,934	4.0			115,400	6.0
Tier I capital (to average assets)		243,506	11.6			83,738	4.0			104,673	5.0

	December 31, 2013
	Actual				For Capital Adequacy Purposes				To be Categorized as Well Capitalized under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
The Company(1):
Total capital (to risk weighted assets)	$	190,229	12.5	%	$	121,719	8.0	%		N/A	N/A
Tier 1 capital (to risk weighted assets)		173,680	11.4			60,859	4.0			N/A	N/A
Tier I capital (to average assets)		173,680	10.3			67,196	4.0			N/A	N/A
The Bank(2):
Total capital (to risk weighted assets)	$	184,908	12.2	%	$	121,619	8.0	%	$	152,023	10.0	%
Tier 1 capital (to risk weighted assets)		168,359	11.1			60,809	4.0			91,214	6.0
Tier I capital (to average assets)		168,359	10.0			67,021	4.0			83,776	5.0

⁽¹⁾ The Federal Reserve may require the Company to maintain capital ratios above the required minimums.

⁽²⁾ The FDIC or the OCC may require the Bank to maintain capital ratios above the required minimums