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Consolidated Balance Sheet (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 8,202 $ 9,836
Interest‑bearing deposits in financial institutions 63,345 24,921
Cash and cash equivalents 71,547 34,757
Available‑for‑sale securities, at fair value 191,451 198,237
Held‑to‑maturity securities, at amortized cost (fair value of $56,799 and $56,588, respectively) 53,308 57,278
Federal Reserve Bank stock 7,173 5,140
Federal Home Loan Bank of Dallas stock 3,833 2,590
Total securities and other investments 255,765 263,245
Loans held for investment 1,504,998 1,359,415
Allowance for loan losses (15,262) (16,361)
Loans, net 1,489,736 1,343,054
Premises and equipment, net 21,080 21,365
Goodwill 15,672 15,672
Core deposit intangibles, net of accumulated amortization 800 984
Accrued interest receivable 4,269 3,994
Deferred tax asset, net 8,655 8,853
Real estate acquired by foreclosure 4,863 6,690
Other assets 4,355 4,513
TOTAL 1,876,742 1,703,127
Deposits:    
Noninterest‑bearing demand 393,567 282,227
Interest‑bearing demand 638,917 590,795
Certificates and other time deposits 545,207 574,350
Total deposits 1,577,691 1,447,372
Securities sold under agreements to repurchase 4,391 2,583
Other borrowed funds   46,858
Accrued interest payable 754 930
Other liabilities 7,942 6,166
Total liabilities 1,590,778 1,503,909
COMMITMENTS AND CONTINGENCIES      
SHAREHOLDERS’ EQUITY:    
Preferred stock, $0.01 par value, 10,000,000 shares authorized, no shares issued or outstanding      
Common stock, $0.01 par value, 90,000,000 shares authorized and 20,780,254 and 20,771,087 shares issued and outstanding at March 31, 2014 and December 31, 2013, respectively 262 208
Capital surplus 252,066 179,219
Retained earnings 32,613 19,918
Accumulated other comprehensive (loss) income, net 1,023 (127)
Total shareholders’ equity 285,964 199,218
TOTAL $ 1,876,742 $ 1,703,127