11. DEPOSITS

Included in certificates and other time deposits are individual amounts of $100,000 or more including brokered certificates of deposit, if any. The remaining maturities of these deposits as of the dates indicated are as follows:


	September 30,		December 31,
	2014		2013
	(Dollars in thousands)

Three months or less	$	71,998	$	81,518
Over three through six months		78,756		67,817
Over six through twelve months		83,282		111,067
Over one through two years		88,138		44,866
Over two through three years		22,186		28,822
Over three through four years		80,359		37,335
Over four through five years		13,580		68,955
Over five years		-		-
Total	$	438,299	$	440,380

Interest expense for certificates of deposit and other time deposits of $100,000 or more was approximately $1.3 million and $1.6 million for the three months ended September 30, 2014 and 2013, respectively, and $4.1 million and $4.5 million for the nine months ended September 30, 2014 and 2013, respectively.

The Company had $5.7 million and $14.8 million in brokered time deposits, at September 30, 2014 and December 31, 2013, respectively.

There are no major concentrations of deposits with any one depositor.