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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
INTEREST INCOME:    
Loans, including fees $ 64,404 $ 58,037
Securities 3,371 2,977
Other investments 313 285
Federal funds sold 1 2
Deposits in financial institutions 370 280
Total interest income 68,459 61,581
INTEREST EXPENSE:    
Demand and savings deposits 3,210 2,973
Certificates and other time deposits 7,789 6,381
Other borrowed funds 418 619
Total interest expense 11,417 9,973
NET INTEREST INCOME 57,042 51,608
PROVISION FOR LOAN LOSSES 2,373 8,060
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 54,669 43,548
NONINTEREST INCOME:    
Customer service fees 1,826 1,699
Loan fees 1,270 930
Gain (loss) on sale of available-for-sale securities, net (7) 950
Gain on sale of guaranteed portion of loans 1,229  
Bargain purchase gain   578
Other 494 952
Total noninterest income 4,812 5,109
NONINTEREST EXPENSE:    
Salaries and employee benefits 25,618 22,021
Occupancy 4,725 4,194
Professional and regulatory fees 3,224 3,506
Data processing 1,429 1,826
Software license and maintenance 965 750
Marketing 605 626
Loan related 813 584
Real estate acquired by foreclosure, net (595) 107
Other 3,181 2,128
Total noninterest expense 39,965 35,742
INCOME BEFORE INCOME TAXES 19,516 12,915
PROVISION FOR INCOME TAXES 6,906 4,380
NET INCOME $ 12,610 $ 8,535
EARNINGS PER SHARE:    
Basic (in dollars per share) $ 0.61 $ 0.44
Diluted (in dollars per share) $ 0.60 $ 0.44