Allowance For Loan Losses (Tables)

3 Months Ended

Mar. 31, 2015

ALLOWANCE FOR LOAN LOSSES

Analysis of activity in the allowance for loan losses

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Three Months
Balance - January 1, 2015	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
Charge-offs		(77)		-		-		-		-		(105)		(182)
Recoveries		597		-		1		-		12		4		614
Provision		(25)		334		923		(164)		398		39		1,505
Balance - March 31, 2015	$	8,640	$	1,308	$	3,866	$	2,469	$	1,055	$	204	$	17,542
As of March 31, 2015
Allowance for loan losses:
Collectively evaluated for impairment	$	7,625	$	1,305	$	3,712	$	2,458	$	883	$	204	$	16,187
Individually evaluated for impairment		261		-		-		-		172		-		433
Purchased credit impaired		754		3		154		11		-		-		922
Total allowance for loan losses	$	8,640	$	1,308	$	3,866	$	2,469	$	1,055	$	204	$	17,542
Loans receivable:
Collectively evaluated for impairment	$	738,682	$	164,512	$	359,379	$	270,638	$	245,011	$	9,919	$	1,788,141
Individually evaluated for impairment		3,643		1,029		547		2,430		1,491		152		9,292
Purchased credit impaired		2,055		1,063		7,145		57		3,089		-		13,409
Total loans evaluated for impairment	$	744,380	$	166,604	$	367,071	$	273,125	$	249,591	$	10,071	$	1,810,842

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Year
Balance - January 1, 2014	$	10,196	$	874	$	2,216	$	1,103	$	654	$	1,318	$	16,361
Charge-offs		(2,927)		-		-		-		-		(1,297)		(4,224)
Recoveries		118		14		1		-		20		622		775
Provision		758		86		725		1,530		(29)		(377)		2,693
Balance - December 31, 2014	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
As of December 31, 2014
Allowance for loan losses:
Collectively evaluated for impairment	$	7,772	$	971	$	2,789	$	2,622	$	645	$	171	$	14,970
Individually evaluated for impairment		373		-		-		-		-		95		468
Purchased credit impaired		-		3		153		11		-		-		167
Total allowance for loan losses	$	8,145	$	974	$	2,942	$	2,633	$	645	$	266	$	15,605
Loans receivable:
Collectively evaluated for impairment	$	784,052	$	162,171	$	329,239	$	239,625	$	252,648	$	10,165	$	1,777,900
Individually evaluated for impairment		1,926		173		2,506		969		1,277		250		7,101
Purchased credit impaired		2,432		1,248		7,261		72		3,141		-		14,154
Total loans evaluated for impairment	$	788,410	$	163,592	$	339,006	$	240,666	$	257,066	$	10,415	$	1,799,155

	Commercial & Industrial		Owner Occupied Commercial Real Estate		Commercial Real Estate		Construction & Land Development		Residential Mortgage		Consumer and Other		Total
	(Dollars in thousands)
Allowance for loan losses:
For the Three Months
Balance - January 1, 2014	$	10,196	$	874	$	2,216	$	1,103	$	654	$	1,318	$	16,361
Charge-offs		(1,239)		-		-		-		-		(1,281)		(2,520)
Recoveries		50		-		1		-		3		1		55
Provision		471		(82)		499		(24)		66		293		1,223
Balance - March 31, 2014	$	9,478	$	792	$	2,716	$	1,079	$	723	$	331	$	15,119
As of March 31, 2014
Allowance for loan losses:
Collectively evaluated for impairment	$	7,752	$	789	$	2,537	$	1,060	$	589	$	330	$	13,057
Individually evaluated for impairment		1,726		-		29		-		134		-		1,889
Purchased credit impaired		-		3		150		19		-		1		173
Total allowance for loan losses	$	9,478	$	792	$	2,716	$	1,079	$	723	$	331	$	15,119
Loans receivable:
Collectively evaluated for impairment	$	668,579	$	150,906	$	302,715	$	150,501	$	105,919	$	5,792	$	1,384,412
Individually evaluated for impairment		6,396		-		3,132		1,738		1,317		42		12,625
Purchased credit impaired		837		1,609		4,532		88		172		-		7,238
Total loans evaluated for impairment	$	675,812	$	152,515	$	310,379	$	152,327	$	107,408	$	5,834	$	1,404,275