The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 7 58 SH   SOLE   58 0 0
ISHARES TR CORE S&P500 ETF 464287200 9,396 45,341 SH   SOLE   45,341 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 144 1,454 SH   SOLE   1,454 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 4,592 36,780 SH   SOLE   36,780 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 7,398 27,081 SH   SOLE   27,081 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,411 36,000 SH   SOLE   36,000 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 51 1,230 SH   SOLE   1,230 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2 30 SH   SOLE   30 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 113 828 SH   SOLE   828 0 0
E M C CORP MASS COM 268648102 1 39 SH   SOLE   39 0 0
EMERSON ELEC CO COM 291011104 645 11,638 SH   SOLE   11,638 0 0
BOEING CO COM 097023105 14 100 SH   SOLE   100 0 0
MARATHON OIL CORP COM 565849106 394 14,860 SH   SOLE   14,860 0 0
AMGEN INC COM 031162100 1,257 8,185 SH   SOLE   8,185 0 0
ABBOTT LABS COM 002824100 1,045 21,299 SH   SOLE   21,299 0 0
INTEL CORP COM 458140100 1,335 43,894 SH   SOLE   43,894 0 0
ORACLE CORP COM 68389X105 816 20,238 SH   SOLE   20,238 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 531 8,311 SH   SOLE   8,311 0 0
QUALCOMM INC COM 747525103 977 15,602 SH   SOLE   15,602 0 0
DISNEY WALT CO COM DISNEY 254687106 2,274 19,924 SH   SOLE   19,924 0 0
HONEYWELL INTL INC COM 438516106 153 1,500 SH   SOLE   1,500 0 0
JOHNSON & JOHNSON COM 478160104 1,490 15,289 SH   SOLE   15,289 0 0
PFIZER INC COM 717081103 1,198 35,721 SH   SOLE   35,721 0 0
KROGER CO COM 501044101 1,223 16,866 SH   SOLE   16,866 0 0
KRISPY KREME DOUGHNUTS INC COM 501014104 2 100 SH   SOLE   100 0 0
LOWES COS INC COM 548661107 848 12,666 SH   SOLE   12,666 0 0
ISHARES TR MSCI EAFE ETF 464287465 8,205 129,237 SH   SOLE   129,237 0 0
CHEVRON CORP NEW COM 166764100 916 9,492 SH   SOLE   9,492 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 5 150 SH   SOLE   150 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2 20 SH   SOLE   20 0 0
AT&T INC COM 00206R102 910 25,614 SH   SOLE   25,614 0 0
CISCO SYS INC COM 17275R102 764 27,808 SH   SOLE   27,808 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,223 7,521 SH   SOLE   7,521 0 0
COCA COLA CO COM 191216100 2,094 53,376 SH   SOLE   53,376 0 0
PEPSICO INC COM 713448108 1,203 12,893 SH   SOLE   12,893 0 0
STRYKER CORP COM 863667101 967 10,120 SH   SOLE   10,120 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,010 21,678 SH   SOLE   21,678 0 0
ISHARES TR RUS MID-CAP ETF 464287499 7,313 42,939 SH   SOLE   42,939 0 0
ISHARES TR COHEN&STEER REIT 464287564 60 670 SH   SOLE   670 0 0
ISHARES TR U.S. INDS ETF 464287754 8 80 SH   SOLE   80 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 113 2,336 SH   SOLE   2,336 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,156 15,386 SH   SOLE   15,386 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 845 34,650 SH   SOLE   34,650 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 357 6,600 SH   SOLE   6,600 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 841 20,317 SH   SOLE   20,317 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 18 375 SH   SOLE   375 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,194 16,055 SH   SOLE   16,055 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 569 7,440 SH   SOLE   7,440 0 0
ISHARES TR N AMER TECH ETF 464287549 317 3,060 SH   SOLE   3,060 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 8 100 SH   SOLE   100 0 0
DEERE & CO COM 244199105 897 9,242 SH   SOLE   9,242 0 0
BANK AMER CORP COM 060505104 1,710 100,459 SH   SOLE   100,459 0 0
STARBUCKS CORP COM 855244109 59 1,100 SH   SOLE   1,100 0 0
EXXON MOBIL CORP COM 30231G102 2,095 25,181 SH   SOLE   25,181 0 0
WAL-MART STORES INC COM 931142103 861 12,143 SH   SOLE   12,143 0 0
TARGET CORP COM 87612E106 1,124 13,768 SH   SOLE   13,768 0 0
COLGATE PALMOLIVE CO COM 194162103 103 1,580 SH   SOLE   1,580 0 0
CVS HEALTH CORP COM 126650100 1,178 11,233 SH   SOLE   11,233 0 0
DOMINION RES INC VA NEW COM 25746U109 25 375 SH   SOLE   375 0 0
SCHLUMBERGER LTD COM 806857108 2 21 SH   SOLE   21 0 0
MERCK & CO INC NEW COM 58933Y105 969 17,016 SH   SOLE   17,016 0 0
MORGAN STANLEY COM NEW 617446448 4 107 SH   SOLE   107 0 0
PROCTER & GAMBLE CO COM 742718109 1,032 13,190 SH   SOLE   13,190 0 0
GENERAL ELECTRIC CO COM 369604103 1,219 45,880 SH   SOLE   45,880 0 0
KIMBERLY CLARK CORP COM 494368103 4 40 SH   SOLE   40 0 0
GILEAD SCIENCES INC COM 375558103 760 6,490 SH   SOLE   6,490 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 21 100 SH   SOLE   100 0 0
HOME DEPOT INC COM 437076102 78 705 SH   SOLE   705 0 0
HARLEY DAVIDSON INC COM 412822108 6 100 SH   SOLE   100 0 0
MCDONALDS CORP COM 580135101 1,136 11,948 SH   SOLE   11,948 0 0
NIKE INC CL B 654106103 913 8,449 SH   SOLE   8,449 0 0
JPMORGAN CHASE & CO COM 46625H100 925 13,645 SH   SOLE   13,645 0 0
HEWLETT PACKARD CO COM 428236103 0 0 SH   SOLE   0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 32 375 SH   SOLE   375 0 0
CORNING INC COM 219350105 508 25,728 SH   SOLE   25,728 0 0
MONSANTO CO NEW COM 61166W101 465 4,360 SH   SOLE   4,360 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 0 10 SH   SOLE   10 0 0
SOUTHWEST AIRLS CO COM 844741108 268 8,090 SH   SOLE   8,090 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,062 10,972 SH   SOLE   10,972 0 0
UNITED TECHNOLOGIES CORP COM 913017109 780 7,031 SH   SOLE   7,031 0 0
EDGEWELL PERS CARE CO COM 28035Q102 26 200 SH   SOLE   200 0 0
3M CO COM 88579Y101 1,394 9,035 SH   SOLE   9,035 0 0
NEXTERA ENERGY INC COM 65339F101 61 623 SH   SOLE   623 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 0 1 SH   SOLE   1 0 0
CONSTELLATION BRANDS INC CL A 21036P108 12 100 SH   SOLE   100 0 0
CONOCOPHILLIPS COM 20825C104 658 10,718 SH   SOLE   10,718 0 0
CSX CORP COM 126408103 1 28 SH   SOLE   28 0 0
APPLE INC COM 037833100 3,384 26,978 SH   SOLE   26,978 0 0
ALLSTATE CORP COM 020002101 556 8,565 SH   SOLE   8,565 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 19 400 SH   SOLE   400 0 0
OFFICE DEPOT INC COM 676220106 5 600 SH   SOLE   600 0 0
CATERPILLAR INC DEL COM 149123101 799 9,425 SH   SOLE   9,425 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,048 51,690 SH   SOLE   51,690 0 0
AMERICAN EXPRESS CO COM 025816109 934 12,013 SH   SOLE   12,013 0 0
CHUBB CORP COM 171232101 880 9,249 SH   SOLE   9,249 0 0
GENERAL MLS INC COM 370334104 56 1,000 SH   SOLE   1,000 0 0
REGIONS FINL CORP NEW COM 7591EP100 13 1,210 SH   SOLE   1,210 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 1,178 119,350 SH   SOLE   119,350 0 0
L-3 COMMUNICATIONS HLDGS INC COM 502424104 6 49 SH   SOLE   49 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 3 38 SH   SOLE   38 0 0
PRINCIPAL FINL GROUP INC COM 74251V102 7 145 SH   SOLE   145 0 0
NOBLE CORP PLC SHS USD G65431101 324 21,027 SH   SOLE   21,027 0 0
SOUTHERN CO COM 842587107 607 14,494 SH   SOLE   14,494 0 0
NORTHROP GRUMMAN CORP COM 666807102 823 5,188 SH   SOLE   5,188 0 0
VALERO ENERGY CORP NEW COM 91913Y100 645 10,301 SH   SOLE   10,301 0 0
CERNER CORP COM 156782104 7 100 SH   SOLE   100 0 0
SUNTRUST BKS INC COM 867914103 17 400 SH   SOLE   400 0 0
CONSOLIDATED EDISON INC COM 209115104 580 10,015 SH   SOLE   10,015 0 0
AMERICAN ELEC PWR INC COM 025537101 34 644 SH   SOLE   644 0 0
RAYONIER INC COM 754907103 5 183 SH   SOLE   183 0 0
SCANA CORP NEW COM 80589M102 41 800 SH   SOLE   800 0 0
CUMMINS INC COM 231021106 13 100 SH   SOLE   100 0 0
BECTON DICKINSON & CO COM 075887109 906 6,399 SH   SOLE   6,399 0 0
METLIFE INC COM 59156R108 1,096 19,577 SH   SOLE   19,577 0 0
YUM BRANDS INC COM 988498101 1,033 11,473 SH   SOLE   11,473 0 0
ST JOE CO COM 790148100 2 100 SH   SOLE   100 0 0
ABERCROMBIE & FITCH CO CL A 002896207 1 33 SH   SOLE   33 0 0
GOOGLE INC CL A 38259P508 1,330 2,463 SH   SOLE   2,463 0 0
WEC ENERGY GROUP INC COM 92939U106 75 1,662 SH   SOLE   1,662 0 0
REGENERON PHARMACEUTICALS COM 75886F107 46 90 SH   SOLE   90 0 0
BOSTON PROPERTIES INC COM 101121101 712 5,879 SH   SOLE   5,879 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 5 142 SH   SOLE   142 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 4 59 SH   SOLE   59 0 0
INTERNATIONAL SPEEDWAY CORP CL A 460335201 4 100 SH   SOLE   100 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 0 25 SH   SOLE   25 0 0
HESS CORP COM 42809H107 344 5,138 SH   SOLE   5,138 0 0
INVESCO LTD SHS G491BT108 410 10,926 SH   SOLE   10,926 0 0
ISHARES TR CORE S&P TTL STK 464287150 24 252 SH   SOLE   252 0 0
ISHARES US REGNL BKS ETF 464288778 3 85 SH   SOLE   85 0 0
SPECTRA ENERGY CORP COM 847560109 0 1 SH   SOLE   1 0 0
GOLDFIELD CORP COM 381370105 0 200 SH   SOLE   200 0 0
WEB COM GROUP INC COM 94733A104 5 200 SH   SOLE   200 0 0
BANK NEW YORK MELLON CORP COM 064058100 854 20,344 SH   SOLE   20,344 0 0
ISHARES MSCI BRIC INDX 464286657 6 153 SH   SOLE   153 0 0
REMY INTL INC NEW COM 75971M108 0 8 SH   SOLE   8 0 0
ISHARES INTRM GOV/CR ETF 464288612 75 675 SH   SOLE   675 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 14 450 SH   SOLE   450 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,576 31,960 SH   SOLE   31,960 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 198 3,437 SH   SOLE   3,437 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 565 13,244 SH   SOLE   13,244 0 0
SANOFI RIGHT 12/31/2020 80105N113 0 14 SH   SOLE   14 0 0
DUNKIN BRANDS GROUP INC COM 265504100 22 400 SH   SOLE   400 0 0
POST HLDGS INC COM 737446104 2 33 SH   SOLE   33 0 0
FACEBOOK INC CL A 30303M102 21 240 SH   SOLE   240 0 0
MARKET VECTORS ETF TR BIOTECH ETF 57060U183 20 150 SH   SOLE   150 0 0
ENGILITY HLDGS INC NEW COM 29286C107 1 27 SH   SOLE   27 0 0
GLOBUS MED INC CL A 379577208 355 13,847 SH   SOLE   13,847 0 0
GRAHAM HLDGS CO COM 384637104 1 1 SH   SOLE   1 0 0
GOOGLE INC CL C 38259P706 8 15 SH   SOLE   15 0 0
RAYONIER ADVANCED MATLS INC COM 75508B104 1 58 SH   SOLE   58 0 0
FIDELITY NATIONAL FINANCIAL FNFV GROUP COM 31620R402 1 47 SH   SOLE   47 0 0
HALYARD HEALTH INC COM 40650V100 0 5 SH   SOLE   5 0 0