XML 56 R46.htm IDEA: XBRL DOCUMENT v3.23.2
Loans and Allowance for Credit Losses - Activity in the Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance $ 10,270 $ 11,595 $ 12,819 $ 11,582  
Charge-offs (148) (2,747) (201) (2,784)  
Recoveries 52 201 861 251  
Provision (Recovery) for Credit Losses - Loans   3,784   3,784  
Ending balance 10,666 12,833 10,666 12,833  
Individually Evaluated for Impairment   330   330 $ 24
Collectively Evaluated for Potential Impairment   12,503   12,503 12,795
Cumulative Effect, Period of Adoption, Adjustment | Adoption of Accounting Standard ASU 2016-13          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     (3,385)    
Loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Provision (Recovery) for Credit Losses - Loans 492 3,784 572 3,784  
Real Estate | Residential          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 2,156 1,472 2,074 1,420  
Charge-offs (97) (15) (97) (32)  
Recoveries 1 126 14 128  
Provision (Recovery) for Credit Losses - Loans 296 71 228 138  
Ending balance 2,356 1,654 2,356 1,654  
Individually Evaluated for Impairment   0   0 0
Collectively Evaluated for Potential Impairment   1,654   1,654 2,074
Real Estate | Residential | Cumulative Effect, Period of Adoption, Adjustment | Adoption of Accounting Standard ASU 2016-13          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     137    
Real Estate | Commercial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 3,056 6,326 5,810 5,960  
Charge-offs 0 0 0 0  
Recoveries 23 0 23 0  
Provision (Recovery) for Credit Losses - Loans 137 (303) 627 63  
Ending balance 3,216 6,023 3,216 6,023  
Individually Evaluated for Impairment   86   86 21
Collectively Evaluated for Potential Impairment   5,937   5,937 5,789
Real Estate | Commercial | Cumulative Effect, Period of Adoption, Adjustment | Adoption of Accounting Standard ASU 2016-13          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     (3,244)    
Real Estate | Construction          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 805 704 502 1,249  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision (Recovery) for Credit Losses - Loans 133 (233) (52) (778)  
Ending balance 938 471 938 471  
Individually Evaluated for Impairment   0   0 0
Collectively Evaluated for Potential Impairment   471   471 502
Real Estate | Construction | Cumulative Effect, Period of Adoption, Adjustment | Adoption of Accounting Standard ASU 2016-13          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     488    
Commercial and Industrial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 1,997 1,130 2,313 1,151  
Charge-offs 0 (2,712) 0 (2,712)  
Recoveries 8 57 766 68  
Provision (Recovery) for Credit Losses - Loans   3,874   3,842  
Ending balance 2,140 2,349 2,140 2,349  
Individually Evaluated for Impairment   244   244 3
Collectively Evaluated for Potential Impairment   2,105   2,105 2,310
Commercial and Industrial | Cumulative Effect, Period of Adoption, Adjustment | Adoption of Accounting Standard ASU 2016-13          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     (1,057)    
Commercial and Industrial | Loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Provision (Recovery) for Credit Losses - Loans 135   118    
Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 2,098 1,292 1,517 1,050  
Charge-offs (51) (20) (104) (40)  
Recoveries 20 18 58 55  
Provision (Recovery) for Credit Losses - Loans   212   437  
Ending balance 1,848 1,502 1,848 1,502  
Individually Evaluated for Impairment   0   0 0
Collectively Evaluated for Potential Impairment   1,502   1,502 1,517
Consumer | Cumulative Effect, Period of Adoption, Adjustment | Adoption of Accounting Standard ASU 2016-13          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     774    
Consumer | Loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Provision (Recovery) for Credit Losses - Loans (219)   (397)    
Other          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 158 0 0 0  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision (Recovery) for Credit Losses - Loans   0   0  
Ending balance 168 0 168 0  
Individually Evaluated for Impairment   0   0 0
Collectively Evaluated for Potential Impairment   0   0 0
Other | Cumulative Effect, Period of Adoption, Adjustment | Adoption of Accounting Standard ASU 2016-13          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     120    
Other | Loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Provision (Recovery) for Credit Losses - Loans 10   48    
Unallocated          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance 0 671 603 752  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision (Recovery) for Credit Losses - Loans   163   82  
Ending balance 0 834 0 834  
Individually Evaluated for Impairment   0   0 0
Collectively Evaluated for Potential Impairment   $ 834   $ 834 $ 603
Unallocated | Cumulative Effect, Period of Adoption, Adjustment | Adoption of Accounting Standard ASU 2016-13          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning balance     (603)    
Unallocated | Loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Provision (Recovery) for Credit Losses - Loans $ 0   $ 0