CONSOLIDATED STATEMENT OF (LOSS) INCOME (UNAUDITED) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
INTEREST AND DIVIDEND INCOME
Loans, Including Fees	$ 10,709,000	$ 10,984,000	$ 32,050,000	$ 32,090,000
Investment Securities:
Taxable	753,000	1,558,000	2,894,000	4,317,000
Tax-Exempt	79,000	131,000	291,000	499,000
Dividends	19,000	20,000	59,000	60,000
Other Interest and Dividend Income	96,000	405,000	418,000	1,097,000
TOTAL INTEREST AND DIVIDEND INCOME	11,656,000	13,098,000	35,712,000	38,063,000
INTEREST EXPENSE
Deposits	1,150,000	1,864,000	4,136,000	5,407,000
Short-Term Borrowings	28,000	47,000	112,000	143,000
Other Borrowings	62,000	91,000	194,000	278,000
TOTAL INTEREST EXPENSE	1,240,000	2,002,000	4,442,000	5,828,000
NET INTEREST AND DIVIDEND INCOME	10,416,000	11,096,000	31,270,000	32,235,000
Provision for Loan Losses	1,200,000	175,000	4,000,000	550,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	9,216,000	10,921,000	27,270,000	31,685,000
NONINTEREST INCOME
Net Gain on Sales of Loans	435,000	48,000	1,003,000	190,000
Net Gain (Loss) on Sales of Investment Securities	0	3,000	489,000	(50,000)
Change in Fair Value of Marketable Equity Securities	(59,000)	(25,000)	(469,000)	104,000
Net Gain on Purchased Tax Credits	15,000	9,000	46,000	27,000
Net (Loss) Gain on Disposal of Fixed Assets	(65,000)	0	(48,000)	2,000
Income from Bank-Owned Life Insurance	140,000	142,000	417,000	408,000
Other (Loss) Income	(2,000)	67,000	(240,000)	203,000
TOTAL NONINTEREST INCOME	2,173,000	1,966,000	6,693,000	6,245,000
NONINTEREST EXPENSE
Salaries and Employee Benefits	5,124,000	4,628,000	14,683,000	14,273,000
Occupancy	759,000	597,000	2,191,000	2,019,000
Equipment	220,000	266,000	701,000	847,000
Data Processing	482,000	370,000	1,367,000	1,158,000
FDIC Assessment	172,000	5,000	493,000	368,000
PA Shares Tax	355,000	226,000	963,000	743,000
Contracted Services	531,000	312,000	1,471,000	945,000
Legal and Professional Fees	161,000	117,000	567,000	458,000
Advertising	148,000	208,000	486,000	545,000
Other Real Estate Owned (Income)	(12,000)	13,000	(30,000)	(81,000)
Amortization of Intangible Assets	532,000	531,000	1,596,000	1,595,000
Goodwill Impairment	18,693,000	0	18,693,000	0
Writedown of Fixed Assets	884,000	0	884,000	0
Other	919,000	984,000	2,977,000	3,064,000
TOTAL NONINTEREST EXPENSE	28,968,000	8,257,000	47,042,000	25,934,000
(Loss) Income Before Income Tax (Benefit) Expense	(17,579,000)	4,630,000	(13,079,000)	11,996,000
Income Tax (Benefit) Expense	(184,000)	884,000	640,000	2,346,000
NET (LOSS) INCOME	$ (17,395,000)	$ 3,746,000	$ (13,719,000)	$ 9,650,000
(LOSS) EARNINGS PER SHARE
Basic (in dollars per share)	$ (3.22)	$ 0.69	$ (2.54)	$ 1.78
Diluted (in dollars per share)	$ (3.22)	$ 0.69	$ (2.54)	$ 1.77
WEIGHTED AVERAGE SHARES OUTSTANDING
Basic (in shares)	5,395,342	5,433,289	5,406,710	5,433,296
Diluted (in shares)	5,395,342	5,458,723	5,406,710	5,451,705
Service Fees
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	$ 554,000	$ 639,000	$ 1,646,000	$ 1,849,000
Insurance Commissions
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	1,079,000	985,000	3,475,000	3,219,000
Other Commissions
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	$ 76,000	$ 98,000	$ 374,000	$ 293,000