CONSOLIDATED STATEMENT OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
Cash and Due From Banks:
Interest Bearing	$ 102,400	$ 68,798
Non-Interest Bearing	9,769	11,419
Total Cash and Due From Banks	112,169	80,217
Investment Securities:
Available-for-Sale	158,956	197,385
Loans, Net of Allowance for Loan Losses of $13,780 and $9,867 at September 30, 2020 and December 31, 2019, Respectively	1,037,105	942,629
Premises and Equipment, Net	20,439	22,282
Bank-Owned Life Insurance	24,639	24,222
Goodwill	9,732	28,425
Intangible Assets, Net	8,931	10,527
Accrued Interest and Other Assets	20,905	15,850
TOTAL ASSETS	1,392,876	1,321,537
Deposits [Abstract]
Non-Interest Bearing Demand Deposits	335,287	267,152
NOW Accounts	245,850	232,099
Money Market Accounts	188,958	182,428
Savings Accounts	232,691	216,924
Time Deposits	196,250	219,756
Total Deposits	1,199,036	1,118,359
Short-Term Borrowings	42,061	30,571
Other Borrowings	11,000	14,000
Accrued Interest and Other Liabilities	7,480	7,510
TOTAL LIABILITIES	1,259,577	1,170,440
STOCKHOLDERS' EQUITY
Preferred Stock, No Par Value; 5,000,000 Shares Authorized	0	0
Common Stock, $0.4167 Par Value; 35,000,000 Shares Authorized, 5,680,993 Shares Issued and 5,398,712 and 5,463,828 Shares Outstanding at September 30, 2020 and December 31, 2019, Respectively	2,367	2,367
Capital Surplus	83,338	82,971
Retained Earnings	49,348	66,955
Treasury Stock, at Cost (282,281 and 217,165 Shares at September 30, 2020 and December 31, 2019, Respectively)	(5,825)	(3,842)
Accumulated Other Comprehensive Income	4,071	2,646
TOTAL STOCKHOLDERS' EQUITY	133,299	151,097
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,392,876	$ 1,321,537