Consolidated Statement of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
OPERATING ACTIVITIES
Net Income	$ 773	$ 2,925
Adjustments to Reconcile Net Income to Net Cash Provided By Operating Activities:
Net Accretion on Investments	(70)	(1)
Depreciation and Amortization	941	913
Provision for Loan Losses	2,500	25
Change in Fair Value of Marketable Equity Securities	438	(20)
Net Gain on Purchased Tax Credits	(15)	(9)
Income from Bank-Owned Life Insurance	(139)	(132)
Proceeds From Mortgage Loans Sold	4,771	3,995
Originations of Mortgage Loans for Sale	(4,644)	(3,903)
Net Gain on Sales of Loans	(127)	(92)
Net Loss on Sales of Investment Securities		60
Net Gain on Sales of Other Real Estate Owned and Repossessed Assets	(4)	(30)
Noncash Expense for Stock-Based Compensation	145	77
Decrease (Increase) in Accrued Interest Receivable	23	(237)
Net (Gain) Loss on Disposal of Fixed Assets	(17)	6
(Decrease) Increase in Taxes Payable	(1,165)	455
Payments on Operating Leases	(110)	(103)
(Decrease) Increase in Accrued Interest Payable	(124)	176
Net Payment of Federal and State Income Taxes		(15)
Other, Net	414	(2,828)
NET CASH PROVIDED BY OPERATING ACTIVITIES	3,590	1,262
INVESTING ACTIVITIES
Proceeds From Principal Repayments and Maturities	46,498	3,901
Purchases of Debt and Marketable Equity Securities	(19,824)	(10,947)
Proceeds from Sales of Securities		10,762
Net Increase in Loans	(18,861)	3,845
Purchase of Premises and Equipment	(17)
Asset Acquisition of a Customer List		(900)
Proceeds From Sales of Other Real Estate Owned and Repossessed Assets	22	773
Decrease in Restricted Equity Securities	66	55
NET CASH PROVIDED BY INVESTING ACTIVITIES	7,884	7,489
FINANCING ACTIVITIES
Net (Decrease) Increase in Deposits	(11,719)	18,807
Net Increase (Decrease) in Short-Term Borrowings	4,396	(290)
Principal Payments on Other Borrowed Funds	(3,000)	(3,000)
Cash Dividends Paid	(1,297)	(1,304)
Treasury Stock, Purchases at Cost	(1,908)
Exercise of Stock Options	(64)	22
NET CASH (USED IN) PROVIDED BY FINANCING ACTIVITIES	(13,592)	14,235
(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS	(2,118)	22,986
CASH AND DUE FROM BANKS AT BEGINNING OF YEAR	80,217	53,353
CASH AND DUE FROM BANKS AT END OF PERIOD	78,099	76,339
Cash paid for:
Interest on deposits and borrowings (including interest credited to deposit accounts of $1,799 and $1,538, respectively)	1,920	1,686
Income taxes		15
Real estate acquired in settlement of loans	76
Securities sold not settled	2,450
Right of use asset recognized	23	1,706
Lease liability recognized	$ 23	$ 1,712