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Consolidated Statement of Financial Condition (Current Period Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2019
Dec. 31, 2018
ASSETS    
Interest Bearing $ 21,490 $ 36,736
Non-Interest Bearing 22,884 16,617
Total Cash and Due From Banks 44,374 53,353
Available-for-Sale 236,004 225,409
Loans, Net 926,197 903,314
Premises and Equipment, Net 22,858 23,448
Bank-Owned Life Insurance 23,188 22,922
Goodwill 28,425 28,425
Core Deposit Intangible, Net 9,964 10,934
Accrued Interest and Other Assets 14,178 13,496
TOTAL ASSETS 1,305,188 1,281,301
LIABILITIES    
Demand Deposits 273,175 253,201
NOW Accounts 214,157 218,687
Money Market Accounts 175,760 187,627
Savings Accounts 218,369 209,985
Time Deposits 221,524 214,891
Brokered Deposits 4,118 2,267
Total Deposits 1,107,103 1,086,658
Short-Term Borrowings 27,730 30,979
Other Borrowed Funds 17,000 20,000
Accrued Interest and Other Liabilities 7,848 6,039
TOTAL LIABILITIES 1,159,681 1,143,676
STOCKHOLDERS' EQUITY    
Preferred Stock, No Par Value; 5,000,000 Shares Authorized
Common Stock, $0.4167 Par Value; 35,000,000 Shares Authorized, 5,680,993 Shares Issued and 5,433,489 and 5,432,289 Shares Outstanding at June 30, 2019 and December 31, 2018, Respectively 2,367 2,367
Capital Surplus 83,380 83,225
Retained Earnings 61,140 57,843
Treasury Stock, at Cost (247,504 and 248,704 Shares at June 30, 2019 and December 31, 2018, Respectively) (4,350) (4,370)
Accumulated Other Comprehensive Income (Loss) 2,970 (1,440)
TOTAL STOCKHOLDERS' EQUITY 145,507 137,625
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 1,305,188 $ 1,281,301