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Consolidated Statement of Financial Condition (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2017
Dec. 31, 2016
ASSETS    
Interest Bearing $ 31,979 $ 7,699
Non-Interest Bearing 11,766 6,583
Total Cash and Due From Banks 43,745 14,282
Available-for-Sale 115,889 106,208
Loans, Net 695,718 674,094
Premises and Equipment, Net 16,558 14,132
Bank-Owned Life Insurance 19,035 18,687
Goodwill 4,953 4,953
Core Deposit Intangible, Net 3,418 3,819
Accrued Interest and Other Assets 9,013 9,900
TOTAL ASSETS 908,329 846,075
LIABILITIES    
Demand Deposits 187,968 165,400
NOW Accounts 139,191 105,962
Money Market Accounts 139,244 141,674
Savings Accounts 131,262 121,520
Time Deposits 160,466 155,028
Brokered Deposits 4,243 8,634
Total Deposits 762,374 698,218
Short-Term Borrowings 24,662 27,027
Other Borrowed Funds 24,500 28,000
Accrued Interest and Other Liabilities 3,639 3,361
TOTAL LIABILITIES 815,175 756,606
STOCKHOLDERS' EQUITY    
Preferred Stock, No Par Value; 5,000,000 Shares Authorized
Common Stock, $0.4167 Par Value; 35,000,000 Shares Authorized, 4,363,346 Shares Issued and 4,088,025 and 4,086,625 Shares Outstanding at September 30, 2017 and December 31, 2016, Respectively 1,818 1,818
Capital Surplus 42,128 41,863
Retained Earnings 54,584 51,713
Treasury Stock, at Cost (275,321 and 276,721 Shares at September 30, 2017 and December 31, 2016, Respectively) (4,722) (4,746)
Accumulated Other Comprehensive Loss (654) (1,179)
TOTAL STOCKHOLDERS' EQUITY 93,154 89,469
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 908,329 $ 846,075