The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 486 4,105 SH   SOLE   0 0 4,105
ABBVIE INC COM 00287Y109 854 5,270 SH   SOLE   0 0 5,270
ADOBE SYSTEMS INCORPORATED COM 00724F101 249 547 SH   SOLE   0 0 547
ADVANCED MICRO DEVICES INC COM 007903107 336 3,075 SH   SOLE   0 0 3,075
ALPHABET INC CAP STK CL A 02079K305 13,490 4,850 SH   SOLE   0 0 4,850
ALPHABET INC CAP STK CL C 02079K107 631 226 SH   SOLE   0 0 226
ALTRIA GROUP INC COM 02209S103 220 4,206 SH   SOLE   0 0 4,206
AMAZON COM INC COM 023135106 12,978 3,981 SH   SOLE   0 0 3,981
AMERICAN TOWER CORP NEW COM 03027X100 1,548 6,160 SH   SOLE   0 0 6,160
APPLE INC COM 037833100 18,458 105,712 SH   SOLE   0 0 105,712
AUTOMATIC DATA PROCESSING IN COM 053015103 2,337 10,270 SH   SOLE   0 0 10,270
BANK NEW YORK MELLON CORP COM 064058100 223 4,485 SH   SOLE   0 0 4,485
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,145 8,911 SH   SOLE   0 0 8,911
BLACKSTONE INC COM 09260D107 3,191 25,136 SH   SOLE   0 0 25,136
BLOCK INC CL A 852234103 335 2,467 SH   SOLE   0 0 2,467
BRISTOL-MYERS SQUIBB CO COM 110122108 2,575 35,254 SH   SOLE   0 0 35,254
CATERPILLAR INC COM 149123101 301 1,351 SH   SOLE   0 0 1,351
CHEVRON CORP NEW COM 166764100 3,896 23,925 SH   SOLE   0 0 23,925
CISCO SYS INC COM 17275R102 484 8,689 SH   SOLE   0 0 8,689
CITIZENS FINL GROUP INC COM 174610105 1,809 39,906 SH   SOLE   0 0 39,906
COCA COLA CO COM 191216100 332 5,348 SH   SOLE   0 0 5,348
COLGATE PALMOLIVE CO COM 194162103 477 6,296 SH   SOLE   0 0 6,296
COMCAST CORP NEW CL A 20030N101 356 7,595 SH   SOLE   0 0 7,595
COSTCO WHSL CORP NEW COM 22160K105 8,994 15,619 SH   SOLE   0 0 15,619
CROWN HLDGS INC COM 228368106 314 2,507 SH   SOLE   0 0 2,507
D R HORTON INC COM 23331A109 826 11,092 SH   SOLE   0 0 11,092
DANAHER CORPORATION COM 235851102 1,808 6,165 SH   SOLE   0 0 6,165
DEERE & CO COM 244199105 488 1,174 SH   SOLE   0 0 1,174
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 260 4,645 SH   SOLE   0 0 4,645
DISNEY WALT CO COM 254687106 5,383 39,246 SH   SOLE   0 0 39,246
EASTMAN CHEM CO COM 277432100 1,441 12,863 SH   SOLE   0 0 12,863
EDWARDS LIFESCIENCES CORP COM 28176E108 2,790 23,701 SH   SOLE   0 0 23,701
EOG RES INC COM 26875P101 1,840 15,436 SH   SOLE   0 0 15,436
EXXON MOBIL CORP COM 30231G102 791 9,576 SH   SOLE   0 0 9,576
FLEXSTEEL INDS INC COM 339382103 214 11,112 SH   SOLE   0 0 11,112
FMC CORP COM NEW 302491303 207 1,571 SH   SOLE   0 0 1,571
FRANKLIN FINL SVCS CORP COM 353525108 502 14,989 SH   SOLE   0 0 14,989
FULTON FINL CORP PA COM 360271100 720 43,306 SH   SOLE   0 0 43,306
GAMING & LEISURE PPTYS INC COM 36467J108 213 4,549 SH   SOLE   0 0 4,549
GENERAL DYNAMICS CORP COM 369550108 485 2,013 SH   SOLE   0 0 2,013
HEICO CORP NEW CL A 422806208 226 1,778 SH   SOLE   0 0 1,778
HEICO CORP NEW COM 422806109 301 1,959 SH   SOLE   0 0 1,959
HENRY SCHEIN INC COM 806407102 1,141 13,091 SH   SOLE   0 0 13,091
HERSHEY CO COM 427866108 1,651 7,620 SH   SOLE   0 0 7,620
HOLOGIC INC COM 436440101 1,979 25,761 SH   SOLE   0 0 25,761
HOME DEPOT INC COM 437076102 1,494 4,993 SH   SOLE   0 0 4,993
HONEYWELL INTL INC COM 438516106 271 1,393 SH   SOLE   0 0 1,393
ILLINOIS TOOL WKS INC COM 452308109 1,421 6,787 SH   SOLE   0 0 6,787
INTEL CORP COM 458140100 205 4,136 SH   SOLE   0 0 4,136
INTERCONTINENTAL EXCHANGE IN COM 45866F104 2,197 16,631 SH   SOLE   0 0 16,631
INTERNATIONAL BUSINESS MACHS COM 459200101 1,261 9,699 SH   SOLE   0 0 9,699
ISHARES INC CORE MSCI EMKT 46434G103 15,000 270,030 SH   SOLE   0 0 270,030
ISHARES TR 3 7 YR TREAS BD 464288661 9,523 78,024 SH   SOLE   0 0 78,024
ISHARES TR A RATE CP BD ETF 46429B291 4,776 92,145 SH   SOLE   0 0 92,145
ISHARES TR AGENCY BOND ETF 464288166 10,635 94,704 SH   SOLE   0 0 94,704
ISHARES TR CORE MSCI EAFE 46432F842 90,963 1,308,637 SH   SOLE   0 0 1,308,637
ISHARES TR CORE S&P MCP ETF 464287507 39,470 147,090 SH   SOLE   0 0 147,090
ISHARES TR CORE S&P SCP ETF 464287804 31,227 289,458 SH   SOLE   0 0 289,458
ISHARES TR CORE S&P500 ETF 464287200 96,087 211,790 SH   SOLE   0 0 211,790
ISHARES TR CORE US AGGBD ET 464287226 2,569 23,985 SH   SOLE   0 0 23,985
ISHARES TR ESG AWR MSCI USA 46435G425 450 4,444 SH   SOLE   0 0 4,444
ISHARES TR ESG MSCI USA ETF 46436E767 307 8,599 SH   SOLE   0 0 8,599
ISHARES TR MBS ETF 464288588 18,671 183,286 SH   SOLE   0 0 183,286
ISHARES TR NATIONAL MUN ETF 464288414 363 3,308 SH   SOLE   0 0 3,308
ISHARES TR RUS MID CAP ETF 464287499 1,149 14,723 SH   SOLE   0 0 14,723
ISHARES TR RUSSELL 2000 ETF 464287655 2,595 12,640 SH   SOLE   0 0 12,640
ISHARES TR RUSSELL 3000 ETF 464287689 454 1,729 SH   SOLE   0 0 1,729
ISHARES TR S&P 500 GRWT ETF 464287309 9,289 121,614 SH   SOLE   0 0 121,614
ISHARES TR S&P 500 VAL ETF 464287408 6,378 40,958 SH   SOLE   0 0 40,958
ISHARES TR S&P MC 400GR ETF 464287606 1,223 15,822 SH   SOLE   0 0 15,822
JOHNSON & JOHNSON COM 478160104 8,369 47,223 SH   SOLE   0 0 47,223
JPMORGAN CHASE & CO COM 46625H100 2,378 17,444 SH   SOLE   0 0 17,444
LILLY ELI & CO COM 532457108 305 1,065 SH   SOLE   0 0 1,065
LOCKHEED MARTIN CORP COM 539830109 1,179 2,670 SH   SOLE   0 0 2,670
M & T BK CORP COM 55261F104 655 3,866 SH   SOLE   0 0 3,866
MARKEL CORP COM 570535104 1,148 778 SH   SOLE   0 0 778
MARRIOTT INTL INC NEW CL A 571903202 255 1,448 SH   SOLE   0 0 1,448
MARSH & MCLENNAN COS INC COM 571748102 222 1,303 SH   SOLE   0 0 1,303
MASTERCARD INCORPORATED CL A 57636Q104 8,707 24,363 SH   SOLE   0 0 24,363
MCDONALDS CORP COM 580135101 2,418 9,780 SH   SOLE   0 0 9,780
MERCK & CO INC COM 58933Y105 280 3,418 SH   SOLE   0 0 3,418
META PLATFORMS INC CL A 30303M102 1,472 6,622 SH   SOLE   0 0 6,622
MICRON TECHNOLOGY INC COM 595112103 1,348 17,304 SH   SOLE   0 0 17,304
MICROSOFT CORP COM 594918104 18,603 60,338 SH   SOLE   0 0 60,338
MID PENN BANCORP INC COM 59540G107 1,472 54,896 SH   SOLE   0 0 54,896
MID-AMER APT CMNTYS INC COM 59522J103 2,589 12,363 SH   SOLE   0 0 12,363
NIKE INC CL B 654106103 3,036 22,561 SH   SOLE   0 0 22,561
NOVO-NORDISK A S ADR 670100205 4,966 44,720 SH   SOLE   0 0 44,720
NVIDIA CORPORATION COM 67066G104 1,302 4,772 SH   SOLE   0 0 4,772
ORACLE CORP COM 68389X105 267 3,225 SH   SOLE   0 0 3,225
ORRSTOWN FINL SVCS INC COM 687380105 211 9,219 SH   SOLE   0 0 9,219
OSHKOSH CORP COM 688239201 428 4,254 SH   SOLE   0 0 4,254
PEPSICO INC COM 713448108 2,040 12,186 SH   SOLE   0 0 12,186
PFIZER INC COM 717081103 722 13,947 SH   SOLE   0 0 13,947
PNC FINL SVCS GROUP INC COM 693475105 219 1,189 SH   SOLE   0 0 1,189
PPL CORP COM 69351T106 336 11,755 SH   SOLE   0 0 11,755
PROCTER AND GAMBLE CO COM 742718109 2,808 18,377 SH   SOLE   0 0 18,377
PRUDENTIAL FINL INC COM 744320102 1,681 14,227 SH   SOLE   0 0 14,227
QUALCOMM INC COM 747525103 226 1,477 SH   SOLE   0 0 1,477
ROPER TECHNOLOGIES INC COM 776696106 3,981 8,430 SH   SOLE   0 0 8,430
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 12,641 455,191 SH   SOLE   0 0 455,191
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 20,600 560,992 SH   SOLE   0 0 560,992
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 4,434 83,269 SH   SOLE   0 0 83,269
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,908 77,276 SH   SOLE   0 0 77,276
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,174 78,185 SH   SOLE   0 0 78,185
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,097 13,900 SH   SOLE   0 0 13,900
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 13,773 184,088 SH   SOLE   0 0 184,088
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6,603 92,496 SH   SOLE   0 0 92,496
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 69,189 1,284,839 SH   SOLE   0 0 1,284,839
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 40,555 534,599 SH   SOLE   0 0 534,599
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 26,192 553,043 SH   SOLE   0 0 553,043
SERVICENOW INC COM 81762P102 252 452 SH   SOLE   0 0 452
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1,434 52,097 SH   SOLE   0 0 52,097
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,017 8,894 SH   SOLE   0 0 8,894
TARGET CORP COM 87612E106 1,889 8,902 SH   SOLE   0 0 8,902
TESLA INC COM 88160R101 573 532 SH   SOLE   0 0 532
THERMO FISHER SCIENTIFIC INC COM 883556102 11,206 18,972 SH   SOLE   0 0 18,972
TRANE TECHNOLOGIES PLC SHS G8994E103 1,666 10,910 SH   SOLE   0 0 10,910
TRUIST FINL CORP COM 89832Q109 1,980 34,919 SH   SOLE   0 0 34,919
UNION PAC CORP COM 907818108 6,517 23,853 SH   SOLE   0 0 23,853
UNITED RENTALS INC COM 911363109 2,827 7,958 SH   SOLE   0 0 7,958
UNITEDHEALTH GROUP INC COM 91324P102 1,261 2,472 SH   SOLE   0 0 2,472
US BANCORP DEL COM NEW 902973304 1,271 23,918 SH   SOLE   0 0 23,918
VANGUARD INDEX FDS GROWTH ETF 922908736 523 1,819 SH   SOLE   0 0 1,819
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 395 1,772 SH   SOLE   0 0 1,772
VANGUARD INDEX FDS MID CAP ETF 922908629 8,876 37,319 SH   SOLE   0 0 37,319
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 370 3,413 SH   SOLE   0 0 3,413
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,523 6,077 SH   SOLE   0 0 6,077
VANGUARD INDEX FDS SML CP GRW ETF 922908595 525 2,117 SH   SOLE   0 0 2,117
VANGUARD INDEX FDS TOTAL STK MKT 922908769 319 1,400 SH   SOLE   0 0 1,400
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 240 4,652 SH   SOLE   0 0 4,652
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 11,445 181,927 SH   SOLE   0 0 181,927
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 20,186 234,609 SH   SOLE   0 0 234,609
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 21,723 433,592 SH   SOLE   0 0 433,592
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 408 4,920 SH   SOLE   0 0 4,920
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,275 21,345 SH   SOLE   0 0 21,345
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 444 9,236 SH   SOLE   0 0 9,236
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 224 879 SH   SOLE   0 0 879
VEEVA SYS INC CL A COM 922475108 260 1,226 SH   SOLE   0 0 1,226
VERIZON COMMUNICATIONS INC COM 92343V104 428 8,395 SH   SOLE   0 0 8,395
VISA INC COM CL A 92826C839 499 2,251 SH   SOLE   0 0 2,251
WHIRLPOOL CORP COM 963320106 1,112 6,435 SH   SOLE   0 0 6,435