3M CO COM 88579Y101 202 967 SH SOLE 0 0 967 ABBOTT LABS COM 002824100 249 3107 SH SOLE 0 0 3107 ABBVIE INC COM 00287Y109 714 8908 SH SOLE 0 0 8908 ALPHABET INC CAP STK CL C 02079K107 394 334 SH SOLE 0 0 334 ALPHABET INC CAP STK CL A 02079K305 6889 5844 SH SOLE 0 0 5844 ALTRIA GROUP INC COM 02209S103 532 9238 SH SOLE 0 0 9238 AMAZON COM INC COM 023135106 8340 4687 SH SOLE 0 0 4687 APPLE INC COM 037833100 3789 19969 SH SOLE 0 0 19969 AT&T INC COM 00206R102 1566 50105 SH SOLE 0 0 50105 AUTOMATIC DATA PROCESSING IN COM 053015103 2861 17894 SH SOLE 0 0 17894 BANK NEW YORK MELLON CORP COM 064058100 253 4990 SH SOLE 0 0 4990 BB&T CORP COM 054937107 1560 33532 SH SOLE 0 0 33532 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3562 17778 SH SOLE 0 0 17778 BLACKROCK INC COM 09247X101 1295 3027 SH SOLE 0 0 3027 BOEING CO COM 097023105 465 1221 SH SOLE 0 0 1221 BRISTOL MYERS SQUIBB CO COM 110122108 1343 28080 SH SOLE 0 0 28080 CELGENE CORP COM 151020104 829 8783 SH SOLE 0 0 8783 CHEVRON CORP NEW COM 166764100 4539 36811 SH SOLE 0 0 36811 CISCO SYS INC COM 17275R102 776 14357 SH SOLE 0 0 14357 CITIZENS FINL GROUP INC COM 174610105 1085 33316 SH SOLE 0 0 33316 CME GROUP INC COM CL A 12572Q105 295 1803 SH SOLE 0 0 1803 COCA COLA CO COM 191216100 224 4826 SH SOLE 0 0 4826 COLGATE PALMOLIVE CO COM 194162103 754 10963 SH SOLE 0 0 10963 COMCAST CORP NEW CL A 20030N101 339 8504 SH SOLE 0 0 8504 COSTCO WHSL CORP NEW COM 22160K105 4490 18563 SH SOLE 0 0 18563 COVETRUS INC COM 22304C100 281 8716 SH SOLE 0 0 8716 D R HORTON INC COM 23331A109 818 19753 SH SOLE 0 0 19753 DISNEY WALT CO COM DISNEY 254687106 4949 44542 SH SOLE 0 0 44542 DOWDUPONT INC COM 26078J100 1303 24450 SH SOLE 0 0 24450 EASTMAN CHEMICAL CO COM 277432100 976 12888 SH SOLE 0 0 12888 EDWARDS LIFESCIENCES CORP COM 28176E108 2053 10705 SH SOLE 0 0 10705 EOG RES INC COM 26875P101 1010 10467 SH SOLE 0 0 10467 EXXON MOBIL CORP COM 30231G102 2512 31176 SH SOLE 0 0 31176 FACEBOOK INC CL A 30303M102 1599 9574 SH SOLE 0 0 9574 FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 610 4390 SH SOLE 0 0 4390 FIRST TR NASDAQ100 TECH INDE SHS 337345102 531 6450 SH SOLE 0 0 6450 FLEXSTEEL INDS INC COM 339382103 285 12300 SH SOLE 0 0 12300 FULTON FINL CORP PA COM 360271100 1266 81871 SH SOLE 0 0 81871 GENERAL DYNAMICS CORP COM 369550108 355 2088 SH SOLE 0 0 2088 HENRY SCHEIN INC COM 806407102 1516 25212 SH SOLE 0 0 25212 HERSHEY CO COM 427866108 1292 11245 SH SOLE 0 0 11245 HOLOGIC INC COM 436440101 1412 29147 SH SOLE 0 0 29147 HP INC COM 40434L105 1101 56935 SH SOLE 0 0 56935 INGERSOLL-RAND PLC SHS G47791101 1329 12259 SH SOLE 0 0 12259 INTEL CORP COM 458140100 502 9343 SH SOLE 0 0 9343 INTERCONTINENTAL EXCHANGE IN COM 45866F104 1450 18973 SH SOLE 0 0 18973 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 348 3333 SH SOLE 0 0 3333 ISHARES INC CORE MSCI EMKT 46434G103 9647 186647 SH SOLE 0 0 186647 ISHARES TR CORE S&P500 ETF 464287200 33456 117567 SH SOLE 0 0 117567 ISHARES TR CORE US AGGBD ET 464287226 784 7191 SH SOLE 0 0 7191 ISHARES TR S&P 500 GRWT ETF 464287309 8702 50480 SH SOLE 0 0 50480 ISHARES TR S&P 500 VAL ETF 464287408 7288 64696 SH SOLE 0 0 64696 ISHARES TR MSCI EAFE ETF 464287465 580 8940 SH SOLE 0 0 8940 ISHARES TR RUS MID CAP ETF 464287499 590 10985 SH SOLE 0 0 10985 ISHARES TR CORE S&P MCP ETF 464287507 10648 56207 SH SOLE 0 0 56207 ISHARES TR RUS 1000 GRW ETF 464287614 217 1442 SH SOLE 0 0 1442 ISHARES TR RUSSELL 2000 ETF 464287655 1671 10920 SH SOLE 0 0 10920 ISHARES TR RUSSELL 3000 ETF 464287689 276 1654 SH SOLE 0 0 1654 ISHARES TR CORE S&P SCP ETF 464287804 11619 150622 SH SOLE 0 0 150622 ISHARES TR AGENCY BOND ETF 464288166 5794 50944 SH SOLE 0 0 50944 ISHARES TR MBS ETF 464288588 5036 47257 SH SOLE 0 0 47257 ISHARES TR 3 7 YR TREAS BD 464288661 5228 42429 SH SOLE 0 0 42429 ISHARES TR A RATE CP BD ETF 46429B291 3382 64791 SH SOLE 0 0 64791 ISHARES TR CORE MSCI EAFE 46432F842 62763 1032585 SH SOLE 0 0 1032585 JOHNSON & JOHNSON COM 478160104 6678 47817 SH SOLE 0 0 47817 JPMORGAN CHASE & CO COM 46625H100 1756 17354 SH SOLE 0 0 17354 LAMAR ADVERTISING CO NEW CL A 512816109 969 12220 SH SOLE 0 0 12220 LOCKHEED MARTIN CORP COM 539830109 1631 5391 SH SOLE 0 0 5391 M & T BK CORP COM 55261F104 529 3360 SH SOLE 0 0 3360 MAGNA INTL INC COM 559222401 1069 21955 SH SOLE 0 0 21955 MARKEL CORP COM 570535104 752 755 SH SOLE 0 0 755 MARRIOTT INTL INC NEW CL A 571903202 578 4597 SH SOLE 0 0 4597 MARSH & MCLENNAN COS INC COM 571748102 509 5413 SH SOLE 0 0 5413 MASCO CORP COM 574599106 1306 33415 SH SOLE 0 0 33415 MASTERCARD INC CL A 57636Q104 7050 29944 SH SOLE 0 0 29944 MCDONALDS CORP COM 580135101 3183 16740 SH SOLE 0 0 16740 MERCK & CO INC COM 58933Y105 236 2838 SH SOLE 0 0 2838 MICROSOFT CORP COM 594918104 8781 74445 SH SOLE 0 0 74445 MID AMER APT CMNTYS INC COM 59522J103 1848 16921 SH SOLE 0 0 16921 NIKE INC CL B 654106103 2314 27478 SH SOLE 0 0 27478 NORFOLK SOUTHERN CORP COM 655844108 293 1562 SH SOLE 0 0 1562 NOVO-NORDISK A S ADR 670100205 2783 53229 SH SOLE 0 0 53229 ORACLE CORP COM 68389X105 394 7334 SH SOLE 0 0 7334 PEPSICO INC COM 713448108 736 6002 SH SOLE 0 0 6002 PFIZER INC COM 717081103 521 12268 SH SOLE 0 0 12268 PROCTER AND GAMBLE CO COM 742718109 2303 22121 SH SOLE 0 0 22121 PRUDENTIAL FINL INC COM 744320102 1150 12516 SH SOLE 0 0 12516 ROPER TECHNOLOGIES INC COM 776696106 3997 11681 SH SOLE 0 0 11681 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2928 42981 SH SOLE 0 0 42981 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 40034 592078 SH SOLE 0 0 592078 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5109 64309 SH SOLE 0 0 64309 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5910 107996 SH SOLE 0 0 107996 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 24304 438844 SH SOLE 0 0 438844 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 16368 234067 SH SOLE 0 0 234067 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 11598 445761 SH SOLE 0 0 445761 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1429 27329 SH SOLE 0 0 27329 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 17490 558448 SH SOLE 0 0 558448 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4396 84683 SH SOLE 0 0 84683 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 5133 95387 SH SOLE 0 0 95387 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 1297 35622 SH SOLE 0 0 35622 SPDR S&P 500 ETF TR TR UNIT 78462F103 2785 9858 SH SOLE 0 0 9858 SUNTRUST BKS INC COM 867914103 1068 18073 SH SOLE 0 0 18073 THERMO FISHER SCIENTIFIC INC COM 883556102 6468 23636 SH SOLE 0 0 23636 UNDER ARMOUR INC CL A 904311107 1357 64096 SH SOLE 0 0 64096 UNION PACIFIC CORP COM 907818108 5308 31714 SH SOLE 0 0 31714 UNITED RENTALS INC COM 911363109 1083 9467 SH SOLE 0 0 9467 UNITEDHEALTH GROUP INC COM 91324P102 982 3984 SH SOLE 0 0 3984 US BANCORP DEL COM NEW 902973304 1029 21173 SH SOLE 0 0 21173 VALERO ENERGY CORP NEW COM 91913Y100 265 3128 SH SOLE 0 0 3128 VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 200 2463 SH SOLE 0 0 2463 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1732 6671 SH SOLE 0 0 6671 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 538 3777 SH SOLE 0 0 3777 VANGUARD INDEX FDS SML CP GRW ETF 922908595 450 2507 SH SOLE 0 0 2507 VANGUARD INDEX FDS SM CP VAL ETF 922908611 254 1979 SH SOLE 0 0 1979 VANGUARD INDEX FDS MID CAP ETF 922908629 7358 45777 SH SOLE 0 0 45777 VANGUARD INDEX FDS GROWTH ETF 922908736 789 5047 SH SOLE 0 0 5047 VANGUARD INDEX FDS VALUE ETF 922908744 383 3549 SH SOLE 0 0 3549 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 316 7484 SH SOLE 0 0 7484 VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 494 9479 SH SOLE 0 0 9479 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 9822 152272 SH SOLE 0 0 152272 VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 20131 384242 SH SOLE 0 0 384242 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 13671 157395 SH SOLE 0 0 157395 VANGUARD STAR FD VG TL INTL STK F 921909768 2343 45043 SH SOLE 0 0 45043 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 336 8212 SH SOLE 0 0 8212 VERIZON COMMUNICATIONS INC COM 92343V104 611 10313 SH SOLE 0 0 10313 VISA INC COM CL A 92826C839 333 2125 SH SOLE 0 0 2125 WHIRLPOOL CORP COM 963320106 835 6253 SH SOLE 0 0 6253