The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 201 957 SH   SOLE   0 0 957
ABBOTT LABS COM 002824100 206 2,819 SH   SOLE   0 0 2,819
ABBVIE INC COM 00287Y109 899 9,488 SH   SOLE   0 0 9,488
ALPHABET INC CAP STK CL C 02079K107 400 334 SH   SOLE   0 0 334
ALPHABET INC CAP STK CL A 02079K305 7,233 6,008 SH   SOLE   0 0 6,008
ALTRIA GROUP INC COM 02209S103 663 10,950 SH   SOLE   0 0 10,950
AMAZON COM INC COM 023135106 9,882 4,940 SH   SOLE   0 0 4,940
AMGEN INC COM 031162100 217 1,046 SH   SOLE   0 0 1,046
APPLE INC COM 037833100 4,349 19,224 SH   SOLE   0 0 19,224
AT&T INC COM 00206R102 1,697 50,745 SH   SOLE   0 0 50,745
AUTOMATIC DATA PROCESSING IN COM 053015103 2,788 18,506 SH   SOLE   0 0 18,506
BANK NEW YORK MELLON CORP COM 064058100 256 4,991 SH   SOLE   0 0 4,991
BB&T CORP COM 054937107 1,616 33,293 SH   SOLE   0 0 33,293
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,207 19,635 SH   SOLE   0 0 19,635
BLACKROCK INC COM 09247X101 1,413 3,021 SH   SOLE   0 0 3,021
BOEING CO COM 097023105 291 784 SH   SOLE   0 0 784
BRISTOL MYERS SQUIBB CO COM 110122108 1,681 27,080 SH   SOLE   0 0 27,080
CELGENE CORP COM 151020104 921 10,313 SH   SOLE   0 0 10,313
CHEVRON CORP NEW COM 166764100 4,622 37,845 SH   SOLE   0 0 37,845
CISCO SYS INC COM 17275R102 733 14,993 SH   SOLE   0 0 14,993
CITIZENS FINL GROUP INC COM 174610105 1,271 32,754 SH   SOLE   0 0 32,754
CME GROUP INC COM CL A 12572Q105 306 1,786 SH   SOLE   0 0 1,786
COCA COLA CO COM 191216100 258 5,603 SH   SOLE   0 0 5,603
COLGATE PALMOLIVE CO COM 194162103 739 11,026 SH   SOLE   0 0 11,026
COMCAST CORP NEW CL A 20030N101 303 8,526 SH   SOLE   0 0 8,526
COSTCO WHSL CORP NEW COM 22160K105 4,693 19,984 SH   SOLE   0 0 19,984
D R HORTON INC COM 23331A109 1,010 23,967 SH   SOLE   0 0 23,967
DISNEY WALT CO COM DISNEY 254687106 2,843 24,328 SH   SOLE   0 0 24,328
DOWDUPONT INC COM 26078J100 1,545 23,983 SH   SOLE   0 0 23,983
EASTMAN CHEM CO COM 277432100 1,249 13,108 SH   SOLE   0 0 13,108
EDWARDS LIFESCIENCES CORP COM 28176E108 1,964 11,330 SH   SOLE   0 0 11,330
EOG RES INC COM 26875P101 1,316 10,248 SH   SOLE   0 0 10,248
EXXON MOBIL CORP COM 30231G102 2,636 31,072 SH   SOLE   0 0 31,072
FACEBOOK INC CL A 30303M102 5,973 36,333 SH   SOLE   0 0 36,333
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 623 4,410 SH   SOLE   0 0 4,410
FIRST TR NASDAQ100 TECH INDE SHS 337345102 514 6,480 SH   SOLE   0 0 6,480
FLEXSTEEL INDS INC COM 339382103 366 12,300 SH   SOLE   0 0 12,300
FULTON FINL CORP PA COM 360271100 916 54,994 SH   SOLE   0 0 54,994
GENERAL DYNAMICS CORP COM 369550108 428 2,088 SH   SOLE   0 0 2,088
HERSHEY CO COM 427866108 670 6,555 SH   SOLE   0 0 6,555
HOLOGIC INC COM 436440101 1,196 29,169 SH   SOLE   0 0 29,169
HP INC COM 40434L105 1,544 59,922 SH   SOLE   0 0 59,922
INGERSOLL-RAND PLC SHS G47791101 1,313 12,807 SH   SOLE   0 0 12,807
INTEL CORP COM 458140100 425 8,978 SH   SOLE   0 0 8,978
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,433 19,196 SH   SOLE   0 0 19,196
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 533 4,988 SH   SOLE   0 0 4,988
ISHARES INC CORE MSCI EMKT 46434G103 5,401 104,188 SH   SOLE   0 0 104,188
ISHARES TR CORE S&P500 ETF 464287200 23,258 79,453 SH   SOLE   0 0 79,453
ISHARES TR CORE US AGGBD ET 464287226 474 4,506 SH   SOLE   0 0 4,506
ISHARES TR S&P 500 GRWT ETF 464287309 9,745 54,999 SH   SOLE   0 0 54,999
ISHARES TR S&P 500 VAL ETF 464287408 7,682 66,365 SH   SOLE   0 0 66,365
ISHARES TR MSCI EAFE ETF 464287465 289 4,254 SH   SOLE   0 0 4,254
ISHARES TR RUS MID CAP ETF 464287499 445 2,008 SH   SOLE   0 0 2,008
ISHARES TR CORE S&P MCP ETF 464287507 7,264 36,091 SH   SOLE   0 0 36,091
ISHARES TR RUSSELL 2000 ETF 464287655 1,542 9,149 SH   SOLE   0 0 9,149
ISHARES TR CORE S&P SCP ETF 464287804 10,022 114,832 SH   SOLE   0 0 114,832
ISHARES TR AGENCY BOND ETF 464288166 4,234 38,156 SH   SOLE   0 0 38,156
ISHARES TR MBS ETF 464288588 2,197 21,215 SH   SOLE   0 0 21,215
ISHARES TR 3 7 YR TREAS BD 464288661 2,809 23,555 SH   SOLE   0 0 23,555
ISHARES TR A RATE CP BD ETF 46429B291 2,595 51,468 SH   SOLE   0 0 51,468
ISHARES TR CORE MSCI TOTAL 46432F834 368 6,099 SH   SOLE   0 0 6,099
ISHARES TR CORE MSCI EAFE 46432F842 64,960 1,013,799 SH   SOLE   0 0 1,013,799
JOHNSON & JOHNSON COM 478160104 6,643 48,079 SH   SOLE   0 0 48,079
JPMORGAN CHASE & CO COM 46625H100 1,976 17,488 SH   SOLE   0 0 17,488
LAMAR ADVERTISING CO NEW CL A 512816109 1,418 18,220 SH   SOLE   0 0 18,220
LOCKHEED MARTIN CORP COM 539830109 2,865 8,273 SH   SOLE   0 0 8,273
M & T BK CORP COM 55261F104 585 3,561 SH   SOLE   0 0 3,561
MAGNA INTL INC COM 559222401 1,207 22,841 SH   SOLE   0 0 22,841
MARKEL CORP COM 570535104 897 755 SH   SOLE   0 0 755
MARRIOTT INTL INC NEW CL A 571903202 645 4,885 SH   SOLE   0 0 4,885
MASCO CORP COM 574599106 1,222 33,115 SH   SOLE   0 0 33,115
MASTERCARD INCORPORATED CL A 57636Q104 7,299 32,754 SH   SOLE   0 0 32,754
MCDONALDS CORP COM 580135101 3,014 17,992 SH   SOLE   0 0 17,992
MICROSOFT CORP COM 594918104 8,883 77,730 SH   SOLE   0 0 77,730
MID AMER APT CMNTYS INC COM 59522J103 1,997 19,800 SH   SOLE   0 0 19,800
NIKE INC CL B 654106103 2,428 28,673 SH   SOLE   0 0 28,673
NORFOLK SOUTHERN CORP COM 655844108 283 1,570 SH   SOLE   0 0 1,570
NOVO-NORDISK A S ADR 670100205 2,783 58,924 SH   SOLE   0 0 58,924
ORACLE CORP COM 68389X105 483 9,370 SH   SOLE   0 0 9,370
PEPSICO INC COM 713448108 664 5,939 SH   SOLE   0 0 5,939
PFIZER INC COM 717081103 622 14,165 SH   SOLE   0 0 14,165
PROCTER AND GAMBLE CO COM 742718109 1,882 22,654 SH   SOLE   0 0 22,654
PRUDENTIAL FINL INC COM 744320102 1,120 11,061 SH   SOLE   0 0 11,061
ROPER TECHNOLOGIES INC COM 776696106 3,757 12,681 SH   SOLE   0 0 12,681
SCHEIN HENRY INC COM 806407102 2,304 27,061 SH   SOLE   0 0 27,061
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,785 25,398 SH   SOLE   0 0 25,398
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 35,163 505,536 SH   SOLE   0 0 505,536
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,174 63,110 SH   SOLE   0 0 63,110
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,421 96,691 SH   SOLE   0 0 96,691
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 21,377 369,459 SH   SOLE   0 0 369,459
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 14,634 192,099 SH   SOLE   0 0 192,099
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 12,121 471,910 SH   SOLE   0 0 471,910
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,537 29,019 SH   SOLE   0 0 29,019
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,170 124,292 SH   SOLE   0 0 124,292
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,070 80,966 SH   SOLE   0 0 80,966
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 4,514 87,041 SH   SOLE   0 0 87,041
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 650 17,483 SH   SOLE   0 0 17,483
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,555 8,789 SH   SOLE   0 0 8,789
SUNTRUST BKS INC COM 867914103 1,244 18,607 SH   SOLE   0 0 18,607
THERMO FISHER SCIENTIFIC INC COM 883556102 6,370 26,082 SH   SOLE   0 0 26,082
TRAVELERS COMPANIES INC COM 89417E109 244 1,881 SH   SOLE   0 0 1,881
UNDER ARMOUR INC CL A 904311107 1,365 64,352 SH   SOLE   0 0 64,352
UNION PAC CORP COM 907818108 5,489 33,714 SH   SOLE   0 0 33,714
UNITED RENTALS INC COM 911363109 1,543 9,417 SH   SOLE   0 0 9,417
UNITEDHEALTH GROUP INC COM 91324P102 1,225 4,603 SH   SOLE   0 0 4,603
US BANCORP DEL COM NEW 902973304 1,135 21,556 SH   SOLE   0 0 21,556
VALERO ENERGY CORP NEW COM 91913Y100 439 3,853 SH   SOLE   0 0 3,853
VANGUARD GROUP DIV APP ETF 921908844 239 2,160 SH   SOLE   0 0 2,160
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,079 7,788 SH   SOLE   0 0 7,788
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 614 4,308 SH   SOLE   0 0 4,308
VANGUARD INDEX FDS SML CP GRW ETF 922908595 489 2,612 SH   SOLE   0 0 2,612
VANGUARD INDEX FDS SM CP VAL ETF 922908611 338 2,422 SH   SOLE   0 0 2,422
VANGUARD INDEX FDS MID CAP ETF 922908629 7,872 47,942 SH   SOLE   0 0 47,942
VANGUARD INDEX FDS GROWTH ETF 922908736 621 3,863 SH   SOLE   0 0 3,863
VANGUARD INDEX FDS VALUE ETF 922908744 397 3,599 SH   SOLE   0 0 3,599
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 405 9,899 SH   SOLE   0 0 9,899
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 556 10,999 SH   SOLE   0 0 10,999
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 9,421 151,697 SH   SOLE   0 0 151,697
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 21,496 421,615 SH   SOLE   0 0 421,615
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 10,715 128,195 SH   SOLE   0 0 128,195
VANGUARD STAR FD VG TL INTL STK F 921909768 1,915 35,319 SH   SOLE   0 0 35,319
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 865 19,996 SH   SOLE   0 0 19,996
VERIZON COMMUNICATIONS INC COM 92343V104 638 11,994 SH   SOLE   0 0 11,994
VISA INC COM CL A 92826C839 299 1,984 SH   SOLE   0 0 1,984
WELLS FARGO CO NEW COM 949746101 257 4,891 SH   SOLE   0 0 4,891
WHIRLPOOL CORP COM 963320106 749 6,309 SH   SOLE   0 0 6,309