The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 204 1,034 SH   SOLE   0 0 1,034
ABBVIE INC COM 00287Y109 972 10,497 SH   SOLE   0 0 10,497
ALPHABET INC CAP STK CL C 02079K107 377 339 SH   SOLE   0 0 339
ALPHABET INC CAP STK CL A 02079K305 6,932 6,118 SH   SOLE   0 0 6,118
ALTRIA GROUP INC COM 02209S103 771 13,578 SH   SOLE   0 0 13,578
AMAZON COM INC COM 023135106 8,604 5,080 SH   SOLE   0 0 5,080
AMGEN INC COM 031162100 206 1,117 SH   SOLE   0 0 1,117
APPLE INC COM 037833100 3,655 19,754 SH   SOLE   0 0 19,754
AT&T INC COM 00206R102 1,732 53,998 SH   SOLE   0 0 53,998
AUTOMATIC DATA PROCESSING IN COM 053015103 2,589 19,287 SH   SOLE   0 0 19,287
BANK NEW YORK MELLON CORP COM 064058100 270 4,991 SH   SOLE   0 0 4,991
BB&T CORP COM 054937107 1,688 33,489 SH   SOLE   0 0 33,489
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,780 20,257 SH   SOLE   0 0 20,257
BLACKROCK INC COM 09247X101 1,500 2,974 SH   SOLE   0 0 2,974
BOEING CO COM 097023105 277 827 SH   SOLE   0 0 827
BRISTOL MYERS SQUIBB CO COM 110122108 1,480 26,794 SH   SOLE   0 0 26,794
CELGENE CORP COM 151020104 860 10,812 SH   SOLE   0 0 10,812
CHEVRON CORP NEW COM 166764100 4,955 39,168 SH   SOLE   0 0 39,168
CISCO SYS INC COM 17275R102 726 16,885 SH   SOLE   0 0 16,885
CITIZENS FINL GROUP INC COM 174610105 1,261 32,334 SH   SOLE   0 0 32,334
CME GROUP INC COM CL A 12572Q105 297 1,821 SH   SOLE   0 0 1,821
COCA COLA CO COM 191216100 308 7,063 SH   SOLE   0 0 7,063
COLGATE PALMOLIVE CO COM 194162103 816 12,560 SH   SOLE   0 0 12,560
COMCAST CORP NEW CL A 20030N101 329 10,025 SH   SOLE   0 0 10,025
COSTCO WHSL CORP NEW COM 22160K105 4,377 20,976 SH   SOLE   0 0 20,976
D R HORTON INC COM 23331A109 1,050 25,563 SH   SOLE   0 0 25,563
DISNEY WALT CO COM DISNEY 254687106 2,696 25,732 SH   SOLE   0 0 25,732
DOWDUPONT INC COM 26078J100 1,627 24,734 SH   SOLE   0 0 24,734
EASTMAN CHEM CO COM 277432100 1,364 13,640 SH   SOLE   0 0 13,640
EDWARDS LIFESCIENCES CORP COM 28176E108 1,650 11,316 SH   SOLE   0 0 11,316
EOG RES INC COM 26875P101 1,260 10,153 SH   SOLE   0 0 10,153
EXXON MOBIL CORP COM 30231G102 2,710 32,755 SH   SOLE   0 0 32,755
FACEBOOK INC CL A 30303M102 7,207 37,057 SH   SOLE   0 0 37,057
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 606 4,410 SH   SOLE   0 0 4,410
FIRST TR NASDAQ100 TECH INDE SHS 337345102 499 6,480 SH   SOLE   0 0 6,480
FLEXSTEEL INDS INC COM 339382103 491 12,300 SH   SOLE   0 0 12,300
FULTON FINL CORP PA COM 360271100 925 56,002 SH   SOLE   0 0 56,002
GENERAL DYNAMICS CORP COM 369550108 438 2,350 SH   SOLE   0 0 2,350
HERSHEY CO COM 427866108 632 6,798 SH   SOLE   0 0 6,798
HOLOGIC INC COM 436440101 1,152 28,855 SH   SOLE   0 0 28,855
HP INC COM 40434L105 1,421 62,386 SH   SOLE   0 0 62,386
INGERSOLL-RAND PLC SHS G47791101 1,200 13,384 SH   SOLE   0 0 13,384
INTEL CORP COM 458140100 471 9,425 SH   SOLE   0 0 9,425
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,397 19,066 SH   SOLE   0 0 19,066
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 576 5,652 SH   SOLE   0 0 5,652
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 742 13,415 SH   SOLE   0 0 13,415
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 648 13,660 SH   SOLE   0 0 13,660
ISHARES INC CORE MSCI EMKT 46434G103 5,417 103,220 SH   SOLE   0 0 103,220
ISHARES TR CORE S&P500 ETF 464287200 21,150 77,423 SH   SOLE   0 0 77,423
ISHARES TR CORE US AGGBD ET 464287226 575 5,412 SH   SOLE   0 0 5,412
ISHARES TR S&P 500 GRWT ETF 464287309 9,281 57,090 SH   SOLE   0 0 57,090
ISHARES TR S&P 500 VAL ETF 464287408 7,479 67,873 SH   SOLE   0 0 67,873
ISHARES TR MSCI EAFE ETF 464287465 364 5,437 SH   SOLE   0 0 5,437
ISHARES TR RUS MID CAP ETF 464287499 424 1,995 SH   SOLE   0 0 1,995
ISHARES TR CORE S&P MCP ETF 464287507 6,179 31,729 SH   SOLE   0 0 31,729
ISHARES TR RUSSELL 2000 ETF 464287655 1,498 9,142 SH   SOLE   0 0 9,142
ISHARES TR RUSSELL 3000 ETF 464287689 264 1,624 SH   SOLE   0 0 1,624
ISHARES TR CORE S&P SCP ETF 464287804 8,770 104,921 SH   SOLE   0 0 104,921
ISHARES TR AGENCY BOND ETF 464288166 4,546 40,722 SH   SOLE   0 0 40,722
ISHARES TR MBS ETF 464288588 1,254 12,013 SH   SOLE   0 0 12,013
ISHARES TR 3 7 YR TREAS BD 464288661 2,585 21,525 SH   SOLE   0 0 21,525
ISHARES TR A RATE CP BD ETF 46429B291 2,232 44,303 SH   SOLE   0 0 44,303
ISHARES TR CORE MSCI TOTAL 46432F834 367 6,099 SH   SOLE   0 0 6,099
ISHARES TR CORE MSCI EAFE 46432F842 61,831 975,530 SH   SOLE   0 0 975,530
JOHNSON & JOHNSON COM 478160104 5,917 48,785 SH   SOLE   0 0 48,785
JPMORGAN CHASE & CO COM 46625H100 1,880 18,092 SH   SOLE   0 0 18,092
LOCKHEED MARTIN CORP COM 539830109 2,595 8,804 SH   SOLE   0 0 8,804
M & T BK CORP COM 55261F104 608 3,576 SH   SOLE   0 0 3,576
MAGNA INTL INC COM 559222401 1,393 23,960 SH   SOLE   0 0 23,960
MARKEL CORP COM 570535104 823 759 SH   SOLE   0 0 759
MARRIOTT INTL INC NEW CL A 571903202 657 5,193 SH   SOLE   0 0 5,193
MASCO CORP COM 574599106 1,236 32,780 SH   SOLE   0 0 32,780
MASTERCARD INCORPORATED CL A 57636Q104 6,640 33,769 SH   SOLE   0 0 33,769
MCDONALDS CORP COM 580135101 2,874 18,343 SH   SOLE   0 0 18,343
MICROSOFT CORP COM 594918104 7,795 79,035 SH   SOLE   0 0 79,035
MID AMER APT CMNTYS INC COM 59522J103 2,093 20,703 SH   SOLE   0 0 20,703
NIKE INC CL B 654106103 2,468 30,898 SH   SOLE   0 0 30,898
NORFOLK SOUTHERN CORP COM 655844108 237 1,570 SH   SOLE   0 0 1,570
NOVO-NORDISK A S ADR 670100205 2,796 60,612 SH   SOLE   0 0 60,612
ORACLE CORP COM 68389X105 486 10,940 SH   SOLE   0 0 10,940
PEPSICO INC COM 713448108 676 6,205 SH   SOLE   0 0 6,205
PFIZER INC COM 717081103 583 15,957 SH   SOLE   0 0 15,957
PROCTER AND GAMBLE CO COM 742718109 1,872 23,996 SH   SOLE   0 0 23,996
PRUDENTIAL FINL INC COM 744320102 1,073 11,501 SH   SOLE   0 0 11,501
ROPER TECHNOLOGIES INC COM 776696106 3,583 12,965 SH   SOLE   0 0 12,965
SCHEIN HENRY INC COM 806407102 2,058 28,275 SH   SOLE   0 0 28,275
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,336 20,168 SH   SOLE   0 0 20,168
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 30,415 468,069 SH   SOLE   0 0 468,069
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,909 64,770 SH   SOLE   0 0 64,770
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,879 91,905 SH   SOLE   0 0 91,905
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 18,728 341,263 SH   SOLE   0 0 341,263
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 13,438 182,705 SH   SOLE   0 0 182,705
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 11,705 452,642 SH   SOLE   0 0 452,642
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,562 31,725 SH   SOLE   0 0 31,725
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,097 123,993 SH   SOLE   0 0 123,993
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,711 73,355 SH   SOLE   0 0 73,355
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,940 75,222 SH   SOLE   0 0 75,222
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 494 13,313 SH   SOLE   0 0 13,313
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,464 9,084 SH   SOLE   0 0 9,084
SUNTRUST BKS INC COM 867914103 1,281 19,396 SH   SOLE   0 0 19,396
THERMO FISHER SCIENTIFIC INC COM 883556102 5,535 26,760 SH   SOLE   0 0 26,760
TRAVELERS COMPANIES INC COM 89417E109 235 1,927 SH   SOLE   0 0 1,927
UNDER ARMOUR INC CL A 904311107 1,450 64,230 SH   SOLE   0 0 64,230
UNION PAC CORP COM 907818108 4,911 34,652 SH   SOLE   0 0 34,652
UNITED RENTALS INC COM 911363109 1,384 9,383 SH   SOLE   0 0 9,383
UNITEDHEALTH GROUP INC COM 91324P102 1,241 5,041 SH   SOLE   0 0 5,041
US BANCORP DEL COM NEW 902973304 1,128 22,433 SH   SOLE   0 0 22,433
VALERO ENERGY CORP NEW COM 91913Y100 502 4,530 SH   SOLE   0 0 4,530
VANGUARD GROUP DIV APP ETF 921908844 220 2,160 SH   SOLE   0 0 2,160
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,949 7,812 SH   SOLE   0 0 7,812
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 635 4,711 SH   SOLE   0 0 4,711
VANGUARD INDEX FDS SML CP GRW ETF 922908595 460 2,620 SH   SOLE   0 0 2,620
VANGUARD INDEX FDS SM CP VAL ETF 922908611 358 2,633 SH   SOLE   0 0 2,633
VANGUARD INDEX FDS MID CAP ETF 922908629 8,522 54,078 SH   SOLE   0 0 54,078
VANGUARD INDEX FDS GROWTH ETF 922908736 568 3,798 SH   SOLE   0 0 3,798
VANGUARD INDEX FDS VALUE ETF 922908744 371 3,577 SH   SOLE   0 0 3,577
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 416 9,857 SH   SOLE   0 0 9,857
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 437 8,582 SH   SOLE   0 0 8,582
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 9,248 147,572 SH   SOLE   0 0 147,572
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 21,548 419,184 SH   SOLE   0 0 419,184
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 9,213 110,291 SH   SOLE   0 0 110,291
VANGUARD STAR FD VG TL INTL STK F 921909768 1,972 36,303 SH   SOLE   0 0 36,303
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 858 19,996 SH   SOLE   0 0 19,996
VERIZON COMMUNICATIONS INC COM 92343V104 654 13,011 SH   SOLE   0 0 13,011
VISA INC COM CL A 92826C839 306 2,300 SH   SOLE   0 0 2,300
WELLS FARGO CO NEW COM 949746101 272 4,854 SH   SOLE   0 0 4,854
WHIRLPOOL CORP COM 963320106 963 6,605 SH   SOLE   0 0 6,605