The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHEVRON CORP NEW COM 166764100 244 1,697 SH   SOLE   0 0 1,697
ERIE INDTY CO CL A 29530P102 1,558 7,008 SH   SOLE   0 0 7,008
EXXON MOBIL CORP COM 30231G102 333 3,812 SH   SOLE   0 0 3,812
ISHARES TR IBOXX INV CP ETF 464287242 6,880 67,154 SH   SOLE   0 0 67,154
ISHARES TR RUS MDCP VAL ETF 464287473 21,884 227,845 SH   SOLE   0 0 227,845
ISHARES TR RUS MD CP GR ETF 464287481 18,060 230,272 SH   SOLE   0 0 230,272
ISHARES TR RUS 2000 VAL ETF 464287630 6,035 46,806 SH   SOLE   0 0 46,806
ISHARES TR RUS 2000 GRW ETF 464287648 6,068 29,370 SH   SOLE   0 0 29,370
ISHARES TR CORE MSCI EAFE 46432F842 16,726 317,565 SH   SOLE   0 0 317,565
PROCTER AND GAMBLE CO COM 742718109 433 3,432 SH   SOLE   0 0 3,432
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 436 7,808 SH   SOLE   0 0 7,808
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,031 17,620 SH   SOLE   0 0 17,620
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,006 134,188 SH   SOLE   0 0 134,188
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,599 163,501 SH   SOLE   0 0 163,501
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,739 184,689 SH   SOLE   0 0 184,689
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 24,887 328,849 SH   SOLE   0 0 328,849
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,209 15,868 SH   SOLE   0 0 15,868
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,604 13,171 SH   SOLE   0 0 13,171
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,184 6,945 SH   SOLE   0 0 6,945
VANGUARD INDEX FDS SML CP GRW ETF 922908595 12,153 62,280 SH   SOLE   0 0 62,280
VANGUARD INDEX FDS SM CP VAL ETF 922908611 17,369 121,120 SH   SOLE   0 0 121,120
VANGUARD INDEX FDS GROWTH ETF 922908736 15,457 72,248 SH   SOLE   0 0 72,248
VANGUARD INDEX FDS VALUE ETF 922908744 17,944 145,317 SH   SOLE   0 0 145,317