0001437749-24-006962.txt : 20240307 0001437749-24-006962.hdr.sgml : 20240307 20240307153522 ACCESSION NUMBER: 0001437749-24-006962 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 138 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240307 DATE AS OF CHANGE: 20240307 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Investar Holding Corp CENTRAL INDEX KEY: 0001602658 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] ORGANIZATION NAME: 02 Finance IRS NUMBER: 271560715 STATE OF INCORPORATION: LA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-36522 FILM NUMBER: 24729803 BUSINESS ADDRESS: STREET 1: 10500 COURSEY BLVD STREET 2: THIRD FLOOR CITY: BATON ROUGE STATE: LA ZIP: 70816 BUSINESS PHONE: 225-227-2222 MAIL ADDRESS: STREET 1: 10500 COURSEY BLVD STREET 2: THIRD FLOOR CITY: BATON ROUGE STATE: LA ZIP: 70816 10-K 1 istr20231231_10k.htm FORM 10-K istr20231231_10k.htm
0001602658 Investar Holding Corporation false --12-31 FY 2023 419,283 467,316 20,513 7,922 19,476 22,025 0 0 5,000,000 5,000,000 1.00 1.00 40,000,000 40,000,000 9,748,067 9,748,067 9,901,847 9,901,847 951 12,993 694 67 1 488 0 0 0 0 1,151 1,396 0 1,697 385 0.31 0.365 0.395 1 5 3 7 1 5 0 0 1 2 441 6.8 3.2 40.1 0.1 60.0 0 1.77 1.90 1.70 0 0 0 0 0 20 2.72 38.31 3.56 6.5 4.58 5 2 2 5 5 2 5 2 5 2 21 3 1.0 1.0 5 2 6 65 21 21 0 0 0 0 false false false false Loans individually evaluated that were re-measured during the period had a carrying value of $1.0 million and $4.2 million at September 30, 2023 and December 31, 2022, respectively, with related allowance for credit losses of $0.4 million and $0.2 million as of such dates. Fair values determined through valuation analysis using coupon, yield (discount margin), liquidity and expected repayment dates. For PCD loans, formerly classified as PCI, the Company applied the guidance under CECL using the prospective transition approach. As a result, the Company adjusted the amortized cost basis of the PCD loans to reclassify the purchase discount to the allowance for credit losses on January 1, 2023. For the year ended December 31, 2021, the provision for loan losses includes a $21.6 million impairment recorded for one of the Company’s loan relationships as a result of Hurricane Ida. The corresponding loan balances in the same amount were then charged off. The allowance for credit losses on unfunded loan commitments is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets. The related provision for credit losses on unfunded loan commitments is included in “Provision for credit losses” in the accompanying consolidated statements of income for the year ended December 31, 2023. On January 1, 2023, the Company adopted ASU 2016-13, which introduced a new model known as CECL. Refer to Note 1. Summary of Significant Accounting Policies for more information on the adoption of ASU 2016-13. Amounts as of December 31, 2023 reflect the impact of adopting the CECL accounting standard and the Company’s transition from a probable incurred loss methodology to the current expected credit loss methodology. Prior period amounts represent the allowance for loan losses under the probable incurred loss methodology. For the year ended December 31, 2023, the $2.0 million negative provision for credit losses on the consolidated statement of income includes a $2.0 million negative provision for loan losses and a $36,000 negative provision for unfunded loan commitments. Weighted by relative fair value. The minimum ratios and amounts under the column for Capital Adequacy for December 31, 2021 and December 31, 2020 reflect the minimum regulatory capital ratios imposed under Basel III plus the fully phased-in capital conservation buffer of 2.5%. 00016026582023-01-012023-12-31 iso4217:USD 00016026582023-06-30 xbrli:shares 00016026582024-03-04 thunderdome:item 00016026582023-12-31 00016026582022-12-31 iso4217:USDxbrli:shares 00016026582022-01-012022-12-31 00016026582021-01-012021-12-31 0001602658us-gaap:DepositAccountMember2023-01-012023-12-31 0001602658us-gaap:DepositAccountMember2022-01-012022-12-31 0001602658us-gaap:DepositAccountMember2021-01-012021-12-31 0001602658us-gaap:BankServicingMember2023-01-012023-12-31 0001602658us-gaap:BankServicingMember2022-01-012022-12-31 0001602658us-gaap:BankServicingMember2021-01-012021-12-31 0001602658us-gaap:CreditAndDebitCardMember2023-01-012023-12-31 0001602658us-gaap:CreditAndDebitCardMember2022-01-012022-12-31 0001602658us-gaap:CreditAndDebitCardMember2021-01-012021-12-31 0001602658us-gaap:CommonStockMember2020-12-31 0001602658us-gaap:AdditionalPaidInCapitalMember2020-12-31 0001602658us-gaap:RetainedEarningsMember2020-12-31 0001602658us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-12-31 00016026582020-12-31 0001602658us-gaap:CommonStockMember2021-01-012021-12-31 0001602658us-gaap:AdditionalPaidInCapitalMember2021-01-012021-12-31 0001602658us-gaap:RetainedEarningsMember2021-01-012021-12-31 0001602658us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-01-012021-12-31 0001602658us-gaap:CommonStockMember2021-12-31 0001602658us-gaap:AdditionalPaidInCapitalMember2021-12-31 0001602658us-gaap:RetainedEarningsMember2021-12-31 0001602658us-gaap:AccumulatedOtherComprehensiveIncomeMember2021-12-31 00016026582021-12-31 0001602658us-gaap:CommonStockMember2022-01-012022-12-31 0001602658us-gaap:AdditionalPaidInCapitalMember2022-01-012022-12-31 0001602658us-gaap:RetainedEarningsMember2022-01-012022-12-31 0001602658us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-01-012022-12-31 0001602658us-gaap:CommonStockMember2022-12-31 0001602658us-gaap:AdditionalPaidInCapitalMember2022-12-31 0001602658us-gaap:RetainedEarningsMember2022-12-31 0001602658us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Memberus-gaap:CommonStockMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Memberus-gaap:AdditionalPaidInCapitalMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Memberus-gaap:RetainedEarningsMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Memberus-gaap:AccumulatedOtherComprehensiveIncomeMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Member2022-12-31 0001602658us-gaap:CommonStockMember2023-01-012023-12-31 0001602658us-gaap:AdditionalPaidInCapitalMember2023-01-012023-12-31 0001602658us-gaap:RetainedEarningsMember2023-01-012023-12-31 0001602658us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-01-012023-12-31 0001602658us-gaap:CommonStockMember2023-12-31 0001602658us-gaap:AdditionalPaidInCapitalMember2023-12-31 0001602658us-gaap:RetainedEarningsMember2023-12-31 0001602658us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-12-31 0001602658istr:FirstCommunityBankMember2023-01-012023-12-31 0001602658istr:FirstCommunityBankMember2022-01-012022-12-31 0001602658istr:FirstCommunityBankMember2021-01-012021-12-31 0001602658istr:HeldForSaleMember2023-01-012023-12-31 0001602658istr:HeldForSaleMember2022-01-012022-12-31 0001602658istr:HeldForSaleMember2021-01-012021-12-31 0001602658istr:CheahaFinancialGroupMember2023-01-012023-12-31 0001602658istr:CheahaFinancialGroupMember2022-01-012022-12-31 0001602658istr:CheahaFinancialGroupMember2021-01-012021-12-31 xbrli:pure 0001602658istr:NoninterestExpenseMember2022-10-012022-12-31 0001602658istr:NoninterestExpenseMember2021-10-012021-12-31 0001602658istr:EquitySecuritiesHeldInCorrespondentBanksMember2023-12-31 0001602658istr:EquitySecuritiesHeldInCorrespondentBanksMember2022-12-31 0001602658istr:CorporateStockAndMutualFundsMember2023-12-31 utr:Y 0001602658us-gaap:BuildingMember2023-12-31 0001602658us-gaap:BuildingImprovementsMembersrt:MinimumMember2023-12-31 0001602658us-gaap:BuildingImprovementsMembersrt:MaximumMember2023-12-31 0001602658us-gaap:FurnitureAndFixturesMembersrt:MinimumMember2023-12-31 0001602658us-gaap:FurnitureAndFixturesMembersrt:MaximumMember2023-12-31 0001602658us-gaap:ComputerEquipmentMembersrt:MinimumMember2023-12-31 0001602658us-gaap:ComputerEquipmentMembersrt:MaximumMember2023-12-31 0001602658us-gaap:CoreDepositsMembersrt:MinimumMember2023-12-31 0001602658us-gaap:CoreDepositsMembersrt:MaximumMember2023-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2023-01-01 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2023-01-01 0001602658us-gaap:AccountingStandardsUpdate201613Memberus-gaap:OtherLiabilitiesMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Memberus-gaap:OtherLiabilitiesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2023-01-01 0001602658us-gaap:AccountingStandardsUpdate201613Memberus-gaap:OtherLiabilitiesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2023-01-01 0001602658us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2023-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-31 0001602658us-gaap:CorporateDebtSecuritiesMember2023-12-31 0001602658us-gaap:ResidentialMortgageBackedSecuritiesMember2023-12-31 0001602658us-gaap:CommercialMortgageBackedSecuritiesMember2023-12-31 0001602658us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2022-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMember2022-12-31 0001602658us-gaap:CorporateDebtSecuritiesMember2022-12-31 0001602658us-gaap:ResidentialMortgageBackedSecuritiesMember2022-12-31 0001602658us-gaap:CommercialMortgageBackedSecuritiesMember2022-12-31 0001602658us-gaap:AssetNotPledgedAsCollateralAndAssetPledgedAsCollateralWithoutRightMember2023-12-31 0001602658us-gaap:AssetNotPledgedAsCollateralAndAssetPledgedAsCollateralWithoutRightMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMember2022-12-31 0001602658us-gaap:CommercialPortfolioSegmentMember2023-12-31 0001602658us-gaap:CommercialPortfolioSegmentMember2022-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMember2023-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberistr:GreaterThanNinetyDaysAndAccruingMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberistr:GreaterThanNinetyDaysAndAccruingMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberistr:GreaterThanNinetyDaysAndAccruingMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberistr:GreaterThanNinetyDaysAndAccruingMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberistr:GreaterThanNinetyDaysAndAccruingMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:GreaterThanNinetyDaysAndAccruingMember2023-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberistr:GreaterThanNinetyDaysAndAccruingMember2023-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2023-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberistr:GreaterThanNinetyDaysAndAccruingMember2023-12-31 0001602658us-gaap:FinancialAssetNotPastDueMember2023-12-31 0001602658us-gaap:FinancingReceivables30To59DaysPastDueMember2023-12-31 0001602658us-gaap:FinancingReceivables60To89DaysPastDueMember2023-12-31 0001602658us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-31 0001602658istr:GreaterThanNinetyDaysAndAccruingMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2023-01-012023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2023-01-012023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2023-01-012023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2023-01-012023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2023-01-012023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMember2023-01-012023-12-31 0001602658us-gaap:CommercialPortfolioSegmentMember2023-01-012023-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMember2023-01-012023-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2022-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2022-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2022-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2022-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2022-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:CommercialRealEstateMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMember2022-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:CommercialPortfolioSegmentMember2022-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:CommercialPortfolioSegmentMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:ConsumerPortfolioSegmentMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:ConsumerPortfolioSegmentMember2022-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:ConsumerPortfolioSegmentMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:FinancialAssetNotPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:FinancingReceivables30To59DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:FinancingReceivables60To89DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2022-12-31 0001602658us-gaap:FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMember2022-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:PassMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:SpecialMentionMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:SubstandardMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:PassMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:SpecialMentionMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:SubstandardMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:PassMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:SpecialMentionMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:SubstandardMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:PassMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:SpecialMentionMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:SubstandardMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMemberus-gaap:PassMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMemberus-gaap:SpecialMentionMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMemberus-gaap:SubstandardMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMember2023-01-012023-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2023-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2023-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:SubstandardMember2023-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PassMember2023-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SpecialMentionMember2023-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SubstandardMember2023-12-31 0001602658us-gaap:PassMember2023-12-31 0001602658us-gaap:SpecialMentionMember2023-12-31 0001602658us-gaap:SubstandardMember2023-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:PassMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:SpecialMentionMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:SubstandardMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMemberus-gaap:DoubtfulMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:PassMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:SpecialMentionMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:SubstandardMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMemberus-gaap:DoubtfulMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:PassMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:SpecialMentionMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:SubstandardMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMemberus-gaap:DoubtfulMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:PassMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:SpecialMentionMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:SubstandardMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMemberus-gaap:DoubtfulMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMemberus-gaap:PassMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMemberus-gaap:SpecialMentionMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMemberus-gaap:SubstandardMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMemberus-gaap:DoubtfulMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:PassMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:SpecialMentionMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:SubstandardMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:DoubtfulMember2022-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:PassMember2022-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:SpecialMentionMember2022-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:SubstandardMember2022-12-31 0001602658us-gaap:CommercialPortfolioSegmentMemberus-gaap:DoubtfulMember2022-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:PassMember2022-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SpecialMentionMember2022-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:SubstandardMember2022-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMemberus-gaap:DoubtfulMember2022-12-31 0001602658us-gaap:PassMember2022-12-31 0001602658us-gaap:SpecialMentionMember2022-12-31 0001602658us-gaap:SubstandardMember2022-12-31 0001602658us-gaap:DoubtfulMember2022-12-31 0001602658us-gaap:DoubtfulMember2023-12-31 0001602658us-gaap:UnlikelyToBeCollectedFinancingReceivableMember2022-12-31 0001602658us-gaap:NonperformingFinancingReceivableMember2023-12-31 0001602658us-gaap:NonperformingFinancingReceivableMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2021-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2020-12-31 0001602658us-gaap:UnfundedLoanCommitmentMember2023-01-012023-12-31 0001602658us-gaap:HurricaneMember2021-01-012021-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberistr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberistr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberistr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberistr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberistr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:CommercialPortfolioSegmentMember2022-12-31 0001602658us-gaap:AccountingStandardsUpdate201613Membersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ConsumerPortfolioSegmentMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2021-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2021-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2021-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2021-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMember2021-12-31 0001602658us-gaap:CommercialPortfolioSegmentMember2021-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMember2021-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2022-01-012022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2022-01-012022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2022-01-012022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2022-01-012022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMember2022-01-012022-12-31 0001602658us-gaap:CommercialPortfolioSegmentMember2022-01-012022-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMember2022-01-012022-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMember2022-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2020-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2020-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2020-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2020-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMember2020-12-31 0001602658us-gaap:CommercialPortfolioSegmentMember2020-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMember2020-12-31 0001602658istr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2021-01-012021-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2021-01-012021-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2021-01-012021-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2021-01-012021-12-31 0001602658istr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMember2021-01-012021-12-31 0001602658us-gaap:CommercialPortfolioSegmentMember2021-01-012021-12-31 0001602658us-gaap:ConsumerPortfolioSegmentMember2021-01-012021-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberus-gaap:ConstructionLoansMember2021-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:OneFourFamilyMember2021-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:MultifamilyLoansMember2021-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:FarmlandMember2021-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberistr:RealEstatePortfolioSegmentMemberistr:CommercialRealEstateLoanMember2021-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:CommercialPortfolioSegmentMember2021-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMemberus-gaap:ConsumerPortfolioSegmentMember2021-12-31 0001602658us-gaap:FinancialAssetAcquiredWithCreditDeteriorationMember2021-12-31 0001602658istr:RealEstatePortfolioSegmentMember2022-01-012022-12-31 0001602658istr:RealEstatePortfolioSegmentMember2021-12-31 0001602658istr:RealEstatePortfolioSegmentMember2021-01-012021-12-31 0001602658istr:AccruingTroubledDebtRestructuringsMemberus-gaap:ConstructionLoansMember2022-12-31 0001602658istr:NonaccrualTroubledDebtRestructuringsMemberus-gaap:ConstructionLoansMember2022-12-31 0001602658us-gaap:ConstructionLoansMember2022-12-31 0001602658istr:RelatedAllowanceMemberus-gaap:ConstructionLoansMember2022-12-31 0001602658istr:AccruingTroubledDebtRestructuringsMemberistr:OneFourFamilyMember2022-12-31 0001602658istr:NonaccrualTroubledDebtRestructuringsMemberistr:OneFourFamilyMember2022-12-31 0001602658istr:OneFourFamilyMember2022-12-31 0001602658istr:RelatedAllowanceMemberistr:OneFourFamilyMember2022-12-31 0001602658istr:AccruingTroubledDebtRestructuringsMemberus-gaap:CommercialRealEstatePortfolioSegmentMember2022-12-31 0001602658istr:NonaccrualTroubledDebtRestructuringsMemberus-gaap:CommercialRealEstatePortfolioSegmentMember2022-12-31 0001602658us-gaap:CommercialRealEstatePortfolioSegmentMember2022-12-31 0001602658istr:RelatedAllowanceMemberus-gaap:CommercialRealEstatePortfolioSegmentMember2022-12-31 0001602658istr:AccruingTroubledDebtRestructuringsMemberus-gaap:CommercialPortfolioSegmentMember2022-12-31 0001602658istr:NonaccrualTroubledDebtRestructuringsMemberus-gaap:CommercialPortfolioSegmentMember2022-12-31 0001602658istr:RelatedAllowanceMemberus-gaap:CommercialPortfolioSegmentMember2022-12-31 0001602658istr:AccruingTroubledDebtRestructuringsMember2022-12-31 0001602658istr:NonaccrualTroubledDebtRestructuringsMember2022-12-31 0001602658istr:RelatedAllowanceMember2022-12-31 0001602658istr:TDRMemberus-gaap:ConstructionLoansMember2022-01-012022-12-31 0001602658istr:TDRMemberistr:OneFourFamilyMember2022-01-012022-12-31 0001602658istr:TDRMemberus-gaap:CommercialRealEstatePortfolioSegmentMember2022-01-012022-12-31 0001602658istr:TDRMemberus-gaap:CommercialPortfolioSegmentMember2022-01-012022-12-31 0001602658istr:TDRMember2022-01-012022-12-31 0001602658istr:TDRMemberus-gaap:ConstructionLoansMember2021-01-012021-12-31 0001602658istr:TDRMemberistr:OneFourFamilyMember2021-01-012021-12-31 0001602658istr:TDRMemberus-gaap:CommercialRealEstatePortfolioSegmentMember2021-01-012021-12-31 0001602658istr:TDRMemberus-gaap:CommercialPortfolioSegmentMember2021-01-012021-12-31 0001602658istr:TDRMember2021-01-012021-12-31 0001602658istr:AcquiredLoansMember2023-12-31 0001602658istr:AcquiredLoansMember2022-12-31 0001602658us-gaap:LandMember2023-12-31 0001602658us-gaap:LandMember2022-12-31 0001602658us-gaap:BuildingAndBuildingImprovementsMember2023-12-31 0001602658us-gaap:BuildingAndBuildingImprovementsMember2022-12-31 0001602658us-gaap:FurnitureAndFixturesMember2023-12-31 0001602658us-gaap:FurnitureAndFixturesMember2022-12-31 0001602658us-gaap:SoftwareAndSoftwareDevelopmentCostsMember2023-12-31 0001602658us-gaap:SoftwareAndSoftwareDevelopmentCostsMember2022-12-31 0001602658us-gaap:ConstructionInProgressMember2023-12-31 0001602658us-gaap:ConstructionInProgressMember2022-12-31 0001602658istr:BankPremisesAndEquipmentMember2023-01-012023-12-31 0001602658istr:BankPremisesAndEquipmentMember2022-01-012022-12-31 0001602658istr:BankPremisesAndEquipmentMember2021-01-012021-12-31 0001602658us-gaap:DiscontinuedOperationsDisposedOfByMeansOtherThanSaleMember2023-01-012023-12-31 0001602658us-gaap:DiscontinuedOperationsDisposedOfByMeansOtherThanSaleMember2023-12-31 0001602658us-gaap:DiscontinuedOperationsDisposedOfByMeansOtherThanSaleMember2022-01-012022-12-31 0001602658us-gaap:DiscontinuedOperationsDisposedOfByMeansOtherThanSaleMember2022-12-31 0001602658us-gaap:OtherAssetsMember2023-12-31 0001602658us-gaap:OtherAssetsMember2022-12-31 0001602658us-gaap:OtherLiabilitiesMember2023-12-31 0001602658us-gaap:OtherLiabilitiesMember2022-12-31 0001602658srt:MinimumMember2023-12-31 0001602658srt:MaximumMember2023-12-31 00016026582021-01-012022-12-31 00016026582023-01-272023-01-27 0001602658us-gaap:CoreDepositsMembersrt:MinimumMember2022-12-31 0001602658us-gaap:CoreDepositsMembersrt:MaximumMember2022-12-31 0001602658istr:DepreciationAndAmortizationMember2023-01-012023-12-31 0001602658istr:DepreciationAndAmortizationMember2022-01-012022-12-31 0001602658istr:DepreciationAndAmortizationMember2021-01-012021-12-31 0001602658us-gaap:CoreDepositsMember2023-12-31 0001602658us-gaap:AssetPledgedAsCollateralMemberus-gaap:DepositsMember2023-12-31 0001602658us-gaap:AssetPledgedAsCollateralMemberus-gaap:DepositsMember2022-12-31 0001602658us-gaap:SubordinatedDebtMember2022-04-06 0001602658us-gaap:SubordinatedDebtMemberus-gaap:SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember2022-04-062022-04-06 0001602658us-gaap:SubordinatedDebtMember2017-05-24 0001602658us-gaap:SubordinatedDebtMember2019-11-12 0001602658us-gaap:SubordinatedDebtMemberistr:LondonInterbankOfferRateMember2019-11-122019-11-12 0001602658us-gaap:SubordinatedDebtMemberistr:LondonInterbankOfferRateMember2017-05-242017-05-24 0001602658us-gaap:SubordinatedDebtMember2022-06-302022-06-30 0001602658us-gaap:SubordinatedDebtMember2023-12-31 0001602658us-gaap:SubordinatedDebtMember2022-12-31 0001602658istr:LoanPortfolioMember2023-12-31 0001602658istr:BankTermFundingProgramMember2023-03-12 0001602658istr:BankTermFundingProgramMember2023-12-31 0001602658us-gaap:SecuredDebtMember2023-12-31 0001602658us-gaap:SecuredDebtMember2022-12-31 0001602658istr:FirstCommunityLouisianaStatutoryTrustIMember2023-12-31 0001602658istr:FirstCommunityLouisianaStatutoryTrustIMemberus-gaap:SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember2023-01-012023-12-31 0001602658istr:BOJBancsharesStatutoryTrustIMember2023-12-31 0001602658istr:BOJBancsharesStatutoryTrustIMemberus-gaap:SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember2023-01-012023-12-31 0001602658istr:CheahaStatutoryTrustIMember2023-12-31 0001602658istr:CheahaStatutoryTrustIMemberus-gaap:SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember2023-01-012023-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:CashFlowHedgingMember2023-12-31 0001602658istr:ForwardStartingInterestRateSwapMemberus-gaap:CashFlowHedgingMember2022-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:CashFlowHedgingMember2023-01-012023-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:CashFlowHedgingMember2022-01-012022-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:CashFlowHedgingMember2021-01-012021-12-31 0001602658us-gaap:InterestRateSwapMemberistr:SwapTerminationFeesMember2022-01-012022-12-31 0001602658us-gaap:InterestRateSwapMemberistr:SwapTerminationFeesMember2021-01-012021-12-31 0001602658us-gaap:InterestRateSwapMember2022-01-012022-12-31 0001602658us-gaap:InterestRateSwapMember2021-01-012021-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:CashFlowHedgingMember2022-12-31 0001602658us-gaap:InterestRateSwapMember2023-01-012023-12-31 0001602658us-gaap:InterestRateSwapMember2023-12-31 0001602658istr:OffsettingInterestRateSwapMember2023-12-31 0001602658us-gaap:OtherAssetsMemberus-gaap:InterestRateSwapMember2023-12-31 0001602658istr:AccruedTaxesAndOtherLiabilitiesMemberus-gaap:InterestRateSwapMember2023-12-31 0001602658us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2022-12-31 0001602658us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2023-01-012023-12-31 0001602658us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2023-12-31 0001602658us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2021-12-31 0001602658us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2022-01-012022-12-31 0001602658us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2020-12-31 0001602658us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember2021-01-012021-12-31 0001602658istr:AccumulatedNetRealizedGainLossOnReclassificationMember2022-12-31 0001602658istr:AccumulatedNetRealizedGainLossOnReclassificationMember2023-01-012023-12-31 0001602658istr:AccumulatedNetRealizedGainLossOnReclassificationMember2023-12-31 0001602658istr:AccumulatedNetRealizedGainLossOnReclassificationMember2021-12-31 0001602658istr:AccumulatedNetRealizedGainLossOnReclassificationMember2022-01-012022-12-31 0001602658istr:AccumulatedNetRealizedGainLossOnReclassificationMember2020-12-31 0001602658istr:AccumulatedNetRealizedGainLossOnReclassificationMember2021-01-012021-12-31 0001602658istr:AccumulatedNetLossOnTransferOfAvailableForSaleSecuritiesToHeldToMaturityMember2022-12-31 0001602658istr:AccumulatedNetLossOnTransferOfAvailableForSaleSecuritiesToHeldToMaturityMember2023-01-012023-12-31 0001602658istr:AccumulatedNetLossOnTransferOfAvailableForSaleSecuritiesToHeldToMaturityMember2023-12-31 0001602658istr:AccumulatedNetLossOnTransferOfAvailableForSaleSecuritiesToHeldToMaturityMember2021-12-31 0001602658istr:AccumulatedNetLossOnTransferOfAvailableForSaleSecuritiesToHeldToMaturityMember2022-01-012022-12-31 0001602658istr:AccumulatedNetLossOnTransferOfAvailableForSaleSecuritiesToHeldToMaturityMember2020-12-31 0001602658istr:AccumulatedNetLossOnTransferOfAvailableForSaleSecuritiesToHeldToMaturityMember2021-01-012021-12-31 0001602658us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2022-12-31 0001602658us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2023-01-012023-12-31 0001602658us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2023-12-31 0001602658us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2021-12-31 0001602658us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2022-01-012022-12-31 0001602658us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2020-12-31 0001602658us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember2021-01-012021-12-31 0001602658istr:AccumulatedGainLossNetCashFlowHedgeReclassificationParentMember2022-12-31 0001602658istr:AccumulatedGainLossNetCashFlowHedgeReclassificationParentMember2023-01-012023-12-31 0001602658istr:AccumulatedGainLossNetCashFlowHedgeReclassificationParentMember2023-12-31 0001602658istr:AccumulatedGainLossNetCashFlowHedgeReclassificationParentMember2021-12-31 0001602658istr:AccumulatedGainLossNetCashFlowHedgeReclassificationParentMember2022-01-012022-12-31 0001602658istr:AccumulatedGainLossNetCashFlowHedgeReclassificationParentMember2020-12-31 0001602658istr:AccumulatedGainLossNetCashFlowHedgeReclassificationParentMember2021-01-012021-12-31 0001602658istr:A2017LongTermIncentiveCompensationPlanMember2021-12-31 0001602658istr:A2017LongTermIncentiveCompensationPlanMember2021-01-012021-12-31 0001602658istr:A2017LongTermIncentiveCompensationPlanMember2023-12-31 0001602658istr:KeyPersonnelMember2023-01-012023-12-31 0001602658istr:KeyPersonnelMember2022-01-012022-12-31 0001602658istr:KeyPersonnelMember2021-01-012021-12-31 0001602658us-gaap:EmployeeStockOptionMemberistr:KeyPersonnelMemberus-gaap:ShareBasedCompensationAwardTrancheOneMember2021-01-012021-12-31 00016026582020-01-012020-12-31 0001602658us-gaap:EmployeeStockOptionMember2023-01-012023-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMemberistr:EmployeesMember2023-01-012023-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMembersrt:DirectorMember2023-01-012023-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMembersrt:MinimumMemberistr:EmployeesMember2023-01-012023-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMembersrt:MaximumMemberistr:EmployeesMember2023-01-012023-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMemberistr:EmployeesMemberus-gaap:ShareBasedCompensationAwardTrancheOneMember2023-01-012023-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMemberistr:EmployeesAndDirectorsMemberus-gaap:ShareBasedCompensationAwardTrancheOneMember2023-01-012023-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMemberistr:EmployeesAndDirectorsMemberus-gaap:ShareBasedCompensationAwardTrancheTwoMember2023-01-012023-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMemberistr:EmployeesAndDirectorsMember2022-01-012022-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMemberistr:EmployeesAndDirectorsMemberus-gaap:ShareBasedCompensationAwardTrancheOneMember2022-01-012022-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMemberistr:EmployeesAndDirectorsMemberus-gaap:ShareBasedCompensationAwardTrancheTwoMember2022-01-012022-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMemberistr:EmployeesAndDirectorsMember2021-01-012021-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMemberistr:EmployeesAndDirectorsMemberus-gaap:ShareBasedCompensationAwardTrancheOneMember2021-01-012021-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMemberistr:EmployeesAndDirectorsMemberus-gaap:ShareBasedCompensationAwardTrancheTwoMember2021-01-012021-12-31 0001602658istr:RestrictedStockAndRestrictedStockUnitsMember2023-01-012023-12-31 0001602658istr:RestrictedStockAndRestrictedStockUnitsMember2022-01-012022-12-31 0001602658istr:RestrictedStockAndRestrictedStockUnitsMember2021-01-012021-12-31 0001602658istr:RestrictedStockAndRestrictedStockUnitsMember2023-12-31 0001602658istr:RestrictedStockAndRestrictedStockUnitsMember2022-12-31 0001602658istr:RestrictedStockAndRestrictedStockUnitsMember2021-12-31 utr:M 0001602658istr:CheahaFinancialGroupMember2021-04-01 0001602658istr:CheahaFinancialGroupMember2021-04-012021-04-01 00016026582022-10-012022-12-31 0001602658istr:SalariesAndEmployeeBenefitsMember2023-01-012023-12-31 0001602658istr:SalariesAndEmployeeBenefitsMember2022-01-012022-12-31 0001602658istr:SalariesAndEmployeeBenefitsMember2021-01-012021-12-31 0001602658istr:TaxYear2033Member2023-12-31 0001602658istr:TaxYear2039Member2023-12-31 0001602658us-gaap:OtherAssetsMemberus-gaap:FairValueMeasuredAtNetAssetValuePerShareMember2023-12-31 0001602658us-gaap:OtherAssetsMemberus-gaap:FairValueMeasuredAtNetAssetValuePerShareMember2022-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:CorporateDebtSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:CorporateDebtSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:CorporateDebtSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMember2023-12-31 0001602658us-gaap:FairValueInputsLevel1Member2023-12-31 0001602658us-gaap:FairValueInputsLevel2Member2023-12-31 0001602658us-gaap:FairValueInputsLevel3Member2023-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:FairValueInputsLevel1Member2023-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:FairValueInputsLevel2Member2023-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:FairValueInputsLevel3Member2023-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:USStatesAndPoliticalSubdivisionsMember2022-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:USStatesAndPoliticalSubdivisionsMember2022-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:USStatesAndPoliticalSubdivisionsMember2022-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:CorporateDebtSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:CorporateDebtSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:CorporateDebtSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:CommercialMortgageBackedSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:CommercialMortgageBackedSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:CommercialMortgageBackedSecuritiesMember2022-12-31 0001602658us-gaap:FairValueInputsLevel1Member2022-12-31 0001602658us-gaap:FairValueInputsLevel2Member2022-12-31 0001602658us-gaap:FairValueInputsLevel3Member2022-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMember2021-12-31 0001602658us-gaap:CorporateDebtSecuritiesMember2021-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMember2022-01-012022-12-31 0001602658us-gaap:CorporateDebtSecuritiesMember2022-01-012022-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMember2023-01-012023-12-31 0001602658us-gaap:CorporateDebtSecuritiesMember2023-01-012023-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMemberus-gaap:MeasurementInputAppraisedValueMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMemberus-gaap:MeasurementInputAppraisedValueMembersrt:MinimumMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMemberus-gaap:MeasurementInputAppraisedValueMembersrt:MaximumMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-31 0001602658us-gaap:CorporateDebtSecuritiesMemberus-gaap:MeasurementInputAppraisedValueMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMemberus-gaap:MeasurementInputAppraisedValueMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2022-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMemberus-gaap:MeasurementInputAppraisedValueMembersrt:MinimumMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2022-12-31 0001602658us-gaap:USStatesAndPoliticalSubdivisionsMemberus-gaap:MeasurementInputAppraisedValueMembersrt:MaximumMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2022-12-31 0001602658us-gaap:MeasurementInputAppraisedValueMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2022-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMember2023-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:FairValueMeasurementsNonrecurringMember2022-12-31 0001602658us-gaap:EstimateOfFairValueFairValueDisclosureMemberistr:MeasurementInputCollateralDiscountsAndEstimatedCostsToSellMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-31 0001602658istr:MeasurementInputCollateralDiscountsAndEstimatedCostsToSellMembersrt:MinimumMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-31 0001602658istr:MeasurementInputCollateralDiscountsAndEstimatedCostsToSellMembersrt:MaximumMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-31 0001602658istr:MeasurementInputCollateralDiscountsAndEstimatedCostsToSellMembersrt:WeightedAverageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2023-12-31 0001602658istr:MeasurementInputCollateralDiscountsAndEstimatedCostsToSellMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2022-12-31 0001602658istr:MeasurementInputCollateralDiscountsAndEstimatedCostsToSellMembersrt:MinimumMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2022-12-31 0001602658istr:MeasurementInputCollateralDiscountsAndEstimatedCostsToSellMembersrt:MaximumMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2022-12-31 0001602658istr:MeasurementInputCollateralDiscountsAndEstimatedCostsToSellMembersrt:WeightedAverageMemberus-gaap:ValuationTechniqueDiscountedCashFlowMember2022-12-31 0001602658us-gaap:CarryingReportedAmountFairValueDisclosureMember2023-12-31 0001602658us-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2023-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0001602658us-gaap:InterestRateSwapMemberus-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-31 0001602658us-gaap:CarryingReportedAmountFairValueDisclosureMember2022-12-31 0001602658us-gaap:EstimateOfFairValueFairValueDisclosureMember2022-12-31 0001602658us-gaap:FairValueInputsLevel1Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2022-12-31 0001602658us-gaap:FairValueInputsLevel2Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2022-12-31 0001602658us-gaap:FairValueInputsLevel3Memberus-gaap:EstimateOfFairValueFairValueDisclosureMember2022-12-31 0001602658srt:ParentCompanyMember2023-12-31 0001602658srt:SubsidiariesMember2023-12-31 0001602658srt:ParentCompanyMember2022-12-31 0001602658srt:SubsidiariesMember2022-12-31 0001602658us-gaap:CommitmentsToExtendCreditMember2023-12-31 0001602658us-gaap:CommitmentsToExtendCreditMember2022-12-31 0001602658us-gaap:StandbyLettersOfCreditMember2023-12-31 0001602658us-gaap:StandbyLettersOfCreditMember2022-12-31 0001602658srt:ChiefExecutiveOfficerMember2020-08-012020-08-01 0001602658srt:ChiefFinancialOfficerMember2020-08-012020-08-01 0001602658istr:JoffrionCommercialDivisionLLCJCDMember2023-01-012023-12-31 0001602658istr:JoffrionCommercialDivisionLLCJCDMember2022-01-012022-12-31 0001602658srt:ParentCompanyMember2023-01-012023-12-31 0001602658srt:ParentCompanyMember2022-01-012022-12-31 0001602658srt:ParentCompanyMember2021-12-31 0001602658us-gaap:EmployeeStockOptionMember2023-01-012023-12-31 0001602658us-gaap:EmployeeStockOptionMember2022-01-012022-12-31 0001602658us-gaap:EmployeeStockOptionMember2021-01-012021-12-31 0001602658us-gaap:RestrictedStockMember2023-01-012023-12-31 0001602658us-gaap:RestrictedStockMember2022-01-012022-12-31 0001602658us-gaap:RestrictedStockMember2021-01-012021-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMember2023-01-012023-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMember2022-01-012022-12-31 0001602658us-gaap:RestrictedStockUnitsRSUMember2021-01-012021-12-31
 

 

Table of Contents

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

_____________________________________

 

FORM 10-K

_____________________________________

 

(Mark One)

☑

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2023

or

☐

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from                      to                     

Commission File Number: 001-36522

____________________________________________________

 

Investar Holding Corporation

(Exact name of registrant as specified in its charter)

____________________________________________________

 

Louisiana

(State or other jurisdiction of

incorporation or organization)

27-1560715

(I.R.S. Employer

Identification No.)

10500 Coursey Blvd., Baton Rouge, Louisiana 70816

(Address of principal executive offices, including zip code)

(225) 227-2222

(Registrant’s telephone number, including area code)

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common stock, $1.00 par value per share

ISTR

The Nasdaq Global Market

 

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark whether the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes  ☐    No  ☑

Indicate by check mark whether the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  Yes  ☐    No  ☑

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes  ☑    No  ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).    Yes  ☑    No  ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act:

Large accelerated filer

☐

Accelerated filer

☑

Non-accelerated filer

☐

Smaller reporting company

☑

  

Emerging growth company

☐

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ☑

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. ☐

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes  ☐    No  ☑

The aggregate market value of the voting stock held by non-affiliates of the registrant, computed by reference to the closing price of the common stock as of June 30, 2023, was approximately$112.0 million.

The number of shares outstanding of each of the registrant’s classes of common stock, as of the latest practicable date, is as follows: Common stock, $1.00 par value per share, 9,781,946 shares outstanding as of March 4, 2024.

 

DOCUMENTS INCORPORATED BY REFERENCE

Portions of the Definitive Proxy Statement relating to the 2024 Annual Meeting of Shareholders of Investar Holding Corporation are incorporated by reference into Part III of the Form 10-K. Such Definitive Proxy Statement will be filed with the Securities and Exchange Commission within 120 days after the end of the registrant’s fiscal year ended December 31, 2023.

 

 
Table of Contents

 

 
 

TABLE OF CONTENTS

 

   

Page
 

PART I

  
     

Item 1.

Business

3

Item 1A.

Risk Factors

16

Item 1B.

Unresolved Staff Comments

27
Item 1C.  Cybersecurity 28

Item 2.

Properties

29

Item 3.

Legal Proceedings

29

Item 4.

Mine Safety Disclosures

29
 

PART II

  
     

Item 5.

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

29

Item 6.

[Reserved]

31

Item 7.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

32

Item 7A.

Quantitative and Qualitative Disclosures about Market Risk

60

Item 8.

Financial Statements and Supplementary Data

61

Item 9.

Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

119

Item 9A.

Controls and Procedures

119

Item 9B.

Other Information

119
Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 119
 

PART III

  
     

Item 10.

Directors, Executive Officers and Corporate Governance

120

Item 11.

Executive Compensation

120

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

120

Item 13.

Certain Relationships and Related Transactions, and Directors Independence

120

Item 14.

Principal Accountant Fees and Services

120
 

PART IV

  

Item 15.

Exhibit and Financial Statement Schedules

121

Item 16.

Form 10-K Summary

123

     

2
Table of Contents

 

 

PART I

 

 

Item 1. Business

 

General

 

Investar Holding Corporation, a Louisiana corporation incorporated in 2009, is a financial holding company headquartered in Baton Rouge, Louisiana that conducts its operations primarily through its wholly-owned subsidiary, Investar Bank, National Association (the “Bank,” together with Investar Holding Corporation, the “Company,” “we,” “our,” or “us,”), a national bank chartered by the Office of the Comptroller of Currency (“OCC”). The Bank was originally chartered as a Louisiana commercial bank in 2006 and converted to a national bank in July 2019. Through the Bank, the Company offers a wide range of commercial banking products tailored to meet the needs of individuals, professionals, and small to medium-sized businesses. Our primary areas of operation are south Louisiana, including Baton Rouge, New Orleans, Lafayette, Lake Charles, and their surrounding areas; southeast Texas, primarily Houston and its surrounding area; and Alabama, including York and Oxford and their surrounding areas. These markets are served from our executive and operations center located in Baton Rouge and from 28 full service branches located throughout our market areas. We have experienced significant growth since the Bank was chartered, completing seven whole-bank acquisitions and establishing additional branches in our market areas.

 

As of December 31, 2023, on a consolidated basis, the Company had total assets of $2.8 billion, net loans of $2.2 billion, total deposits of $2.3 billion, and stockholders’ equity of $226.8 million.

 

During 2023, we pivoted our near-term strategy from primarily a growth strategy to primarily a focus on consistent, quality earnings through the optimization of our balance sheet. Our long-term strategy includes organic growth through high quality loans and growth through acquisitions, including whole-bank acquisitions, strategic branch acquisitions and asset acquisitions. In order to improve efficiencies and leverage our digital initiatives, during the last three fiscal years we closed five branches, sold three tracts of land held for future branch locations, and completed the sale of two branches. In January 2024, we closed a branch in our Alabama market. Consistent with our current strategy, we exited the consumer mortgage origination business in the third quarter of 2023. Over time, management believes that we have significant opportunities for growth and franchise expansion, both organically and through strategic acquisitions. Although the financial services industry is rapidly changing and intensely competitive, and likely to remain so, we believe that the Bank competes effectively as a local community bank and possesses the availability of local access and responsive customer service, coupled with competitively-priced products and services, necessary to successfully compete with other financial institutions for individual and small to medium-sized business customers.

 

All cross-references to the “Notes” in this Form 10-K refer to the Notes to Consolidated Financial Statements contained in Item 8. Financial Statements and Supplementary Data. 

 

The information set forth in this Annual Report on Form 10-K is as of March 7, 2024, unless otherwise indicated herein.

 

Operations

 

General. We offer a full range of commercial and retail lending products throughout our market areas, including business loans to small to medium-sized businesses as well as loans to individuals. Our business lending products include owner-occupied commercial real estate loans, construction loans and commercial and industrial loans, such as term loans, equipment financing and lines of credit, while our loans to individuals include first and second mortgage loans, installment loans, and lines of credit. For business customers, we target small to medium-sized businesses and professional organizations such as law firms, accounting firms and medical practices.

 

Management considers all of our operations to be aggregated in one reportable operating segment, and accordingly, no separate segment disclosures are presented in this report.

 

Lending Activities. Income generated by our lending activities represents a substantial portion of our total revenue. For the years ended December 31, 2023, 2022 and 2021, income from our lending activities comprised 84%, 76%, and 84%, respectively, of our total revenue. Over the last three fiscal years, we have increased our focus on commercial real estate loans and commercial and industrial loans.

 

3
Table of Contents

 

Lending to Businesses. Our lending to small to medium-sized businesses falls into three general categories:

 

 

•

Commercial real estate loans. Approximately 48% of our total loans at December 31, 2023 were commercial real estate loans, which include multifamily, farmland and commercial real estate loans, with owner-occupied loans comprising approximately 43% of the commercial real estate loan portfolio. Commercial real estate loan terms generally are 10 years or less, although payments may be structured on a longer amortization basis. Interest rates may be fixed or adjustable, although rates typically will not be fixed for a period exceeding 120 months, and we generally charge an origination fee. Risks associated with commercial real estate loans include, among other things, fluctuations in the value of real estate, new job creation trends, tenant vacancy rates, and the quality of the borrower’s management. We attempt to limit risk by analyzing a borrower’s cash flow and collateral value on an ongoing basis. The loans are primarily secured by commercial real estate. Also, we typically require personal guarantees from the principal owners of the property, supported by a review of their personal financial statements, as an additional means of mitigating our risk. We also manage risk by avoiding concentrations in any one business or industry.

 

 

•

Commercial and industrial loans. Commercial and industrial loans primarily consist of working capital lines of credit and equipment loans. The terms of these loans vary by purpose and by type of underlying collateral. We make equipment loans for a term of five years or less at fixed or variable rates, with the loan fully amortized over the term and secured by the relevant piece of equipment. Loans to support working capital typically have terms not exceeding one year, and such loans are secured by accounts receivable or inventory. Fixed rate loans are priced based on collateral, term and amortization. The interest rate for floating rate loans is typically tied to the prime rate published in The Wall Street Journal. Commercial and Industrial loans include variable-rate loans to consumer finance lending companies. Loans to consumer finance lending companies accounted for approximately 8% of our total loans at December 31, 2023. Commercial and industrial loans also include public finance loans made to governmental entities, which can be taxable or tax-exempt, for purposes including debt refinancing, economic development, quality of life projects, short-term cash-flow needs, and infrastructure enhancements, among other things. Public finance loans are generally repaid using pledged revenue sources including income tax, property tax, sales tax, and utility revenue, among other sources. Public finance loans comprise less than 5% of our loan portfolio at December 31, 2023. Commercial and industrial loans accounted for approximately 25% of our total loans at December 31, 2023.

 

Commercial lending generally involves different risks from those associated with commercial real estate lending or construction lending. Although commercial loans may be collateralized by equipment or other business assets (including real estate, if available as collateral), the repayment of these types of loans depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the general business conditions of the local economy and the borrower’s ability to sell its products and services, thereby generating sufficient operating revenue to repay us under the agreed upon terms and conditions, are the chief considerations when assessing the risk of a commercial loan. The liquidation of collateral, if any, is considered a secondary source of repayment because equipment and other business assets may, among other things, be obsolete or of limited resale value. We actively monitor certain financial measures of the borrower, including advance rate, cash flow, collateral value and other appropriate credit factors. We also manage risk by avoiding concentrations in any one business or industry.

 

 

•

Construction and development loans. Construction and development loans, which consist of loans for the construction of commercial projects, single family residential properties and multifamily properties, accounted for approximately 9% of our total loans at December 31, 2023. Our construction and development loans are made on both a “pre-sold” basis and on a “speculative” basis. Construction and development loans are generally made with a term of 6 to 18 months, with interest accruing at either a fixed or floating rate and paid monthly. These loans are secured by the underlying project being built. For construction loans, loan to value ratios range from 70% to 80% of the developed/completed value, while for development loans our loan to value ratios typically will not exceed 70% to 75% of such value. Speculative loans are based on the borrower’s financial strength and cash flow position, and we disburse funds in installments based on the percentage of completion and only after the project has been inspected by an experienced construction lender or third-party inspector.

 

Construction lending entails significant additional risks compared to commercial real estate or residential real estate lending due to the dynamics of construction projects, changes in interest rates, the long-term financing market, and state and local government regulations. One such risk is that loan funds are advanced upon the security of the property under construction, which is of uncertain value prior to the completion of construction. Thus, it is more difficult to accurately evaluate the total loan funds required to complete a project and to calculate related loan-to-value ratios. We attempt to minimize the risks associated with construction lending by limiting loan-to-value ratios as described above. In addition, as to speculative development loans, we generally make such loans only to borrowers that have a positive pre-existing relationship with us. We also manage risk by using specific underwriting policies and procedures for these types of loans and by avoiding excessive concentrations in any one business or industry.

 

4
Table of Contents

 

Lending to Individuals. We make the following types of loans to our individual customers:

 

 

•

Residential real estate. 1-4 family residential real estate loans, including second mortgage loans, comprised approximately 19% of our total loans at December 31, 2023. Second mortgage loans in this category include only loans we make to cover the gap between the purchase price of a residence and the amount of the first mortgage; all other second mortgage loans are considered consumer loans. Loan to value ratios do not typically exceed 80%, although some of the mortgage loans that we retain in our portfolio may have higher loan to value ratios. We use an independent appraiser to establish collateral values. We generate residential real estate mortgage loans through Bank referrals and contacts with real estate agents in our markets. We do not originate subprime residential real estate loans. In the third quarter of 2023, we exited the consumer mortgage origination business. At December 31, 2023, the consumer mortgage portfolio was approximately $261.6 million, substantially all of which is included in the 1-4 family residential real estate loan category. The remaining loans in the category consisted primarily of second mortgages, home equity loans, home equity lines of credit, and business purpose loans secured by 1-4 family residential real estate.

 

 

•

Consumer loans. Consumer loans represented less than 1% of our total loans at December 31, 2023. We make these loans (which are normally fixed-rate loans) to individuals for a variety of personal, family and household purposes, and secured and unsecured installment and term loans. Because many consumer loans are secured by depreciable assets such as cars, boats and trailers, the loans are amortized over the useful life of the asset. The amortization of second mortgages generally does not exceed 15 years and the rates generally are not fixed for more than 60 months. As a general matter, in underwriting these loans, our credit analysts review a borrower’s past credit history, credit scores, past income level, debt history and, when applicable, cash flow, debt to income ratio, and payment to income, and determine the impact of all these factors on the ability of the borrower to make future payments as agreed. A comparison of the value of the collateral, if any, to the proposed loan amount, is also a consideration in the underwriting process. Repayment of consumer loans depends upon key consumer economic measures and upon the borrower’s financial stability and is more likely to be adversely affected by divorce, job loss, illness and personal hardships than repayment of other loans. A shortfall in the value of any collateral also may pose a risk of loss to us for these types of loans.

 

Deposits. We offer a broad base of deposit products and services to our individual and business clients, including savings, checking, and money market accounts, as well as a variety of certificates of deposit and individual retirement accounts. We also offer a reciprocal deposit product, Assured Checking, that allows customers to deposit funds in excess of the Federal Deposit Insurance Corporation’s (“FDIC”) $250,000 insurance limit and have the funds insured by the FDIC. We offer debit cards, internet banking, mobile banking with smartphone deposit capability as well as debit card protection settings. For our business clients, we offer a competitive suite of treasury management products which include, but are not limited to, remote deposit capture, lockbox payment processing, virtual vaults, positive pay, ACH origination, credit card processing, wire transfer, investment sweep accounts, and enhanced business internet banking.

 

Other Banking Services. The Bank’s other banking services include cashiers’ checks, direct deposit of payroll and Social Security checks, night depository, bank-by-mail, automated teller machines with deposit automation, debit cards, corporate credit cards, mobile wallet payment options, electronic statements, electronic banking for consumer and business customers, and Zelle® for consumers, a fast and easy way to send money directly between almost any bank account in the United States (“U.S.”). In addition, the Bank has options for contactless banking including interactive teller machines (“ITMs”), online account opening, and video banking. ITMs are an upgrade on traditional automated teller machine (“ATM”) technology that allow customers to virtually interact directly with Bank staff. Online account opening allows a consumer to open a number of available checking, savings, and certificate of deposit accounts online. Video banking lets customers communicate with Bank staff from a mobile device or computer without visiting a branch. The Bank does not offer trust services or insurance products.

 

5
Table of Contents

 

Acquisition Activity

 

General.From time to time we evaluate potential acquisition opportunities including whole-bank acquisitions and strategic branch acquisitions. We believe there are many banking institutions that continue to face credit challenges, capital constraints and liquidity issues and that lack the scale and management expertise to manage the increasing regulatory burden. Our management team has a long history of identifying targets, assessing and pricing risk and executing acquisitions in a creative, yet disciplined, manner. We seek acquisitions that provide meaningful financial benefits, long-term organic growth opportunities and expense reductions, without compromising our risk profile. Additionally, we seek banking markets with favorable competitive dynamics and potential consolidation opportunities.

 

Recent Acquisitions. All of our acquisition activity is evaluated and overseen by a standing Mergers and Acquisitions Committee of our board of directors. A discussion of acquisitions completed since January 1, 2020, is set forth under the heading “Certain Events That Affect Year-over-Year Comparability – Acquisitions” in Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations.

 

Divestiture and Sale or Closure Activity
 

Sale of two branches to First Community Bank. On January 27, 2023, the Bank sold certain assets, deposits and other liabilities associated with its Alice and Victoria, Texas locations to First Community Bank, a Texas state bank located in Corpus Christi, Texas. The Bank sold approximately $13.9 million in loans and $14.5 million in deposits.

 

Branch closures and land sales. During the last three fiscal years, we closed five branches and sold three tracts of land held for future branch locations. Three of the branches had been acquired, and the closures involved anticipated synergies that resulted in significant cost savings. In January 2024, we closed a branch in our Alabama market. We continue to evaluate opportunities to reduce our physical branch footprint and further improve efficiency through digital initiatives.

 

De Novo Branches or Conversion Activity

 

During our last three fiscal years, we have not opened any de novo branches. In the third quarter of 2023, we converted an existing loan and deposit production office in our Alabama market to a cashless branch designed to provide a digital banking experience. We do not expect to open de novo branches in 2024.

 

Competition

 

We face competition in all major product and geographic areas in which we conduct our operations. Through the Bank, we compete for available loans and deposits with state, regional and national banks, as well as savings and loan associations, credit unions, finance companies, mortgage companies, insurance companies, brokerage firms and investment companies. All of these institutions compete in the delivery of services and products through availability, quality and pricing, both with respect to interest rates on loans and deposits and fees charged for banking services. Many of our competitors are larger and have substantially greater resources than we do, including higher total assets and capitalization, greater access to capital markets, and a broader offering of financial services. As larger institutions, many of our competitors can offer more attractive pricing than we can offer and have more extensive branch networks from which they can offer their financial services products.

 

6
Table of Contents

 

While we continually strive to offer competitive pricing for our banking products, we believe that our community bank approach to customers, focusing on quality customer service, and maintaining strong customer relationships affords us the best opportunity to successfully compete with other institutions. In addition, as a smaller institution, we think we can be flexible in developing and implementing new products and services. Further, in recent years there has been consolidation activity involving banks with a presence in our markets. In our view, mergers and other business combinations within our markets provide us with growth opportunities. Many acquisitions, especially when local institutions are acquired by institutions based outside our markets, result not only in customer disruption, but also in a loss of market knowledge and relationships that we believe provide us the opportunity to acquire customers seeking a personalized approach to banking. Furthermore, acquisition activity typically creates opportunities to hire talented personnel from the combining institutions.

 

The following table sets forth certain information about our total deposits, and our share of total deposits, in specified locations, and is shown as of June 30, 2023, which is the latest date for which such information is available.

 

Location

  

Investar Total Deposits

    

Investar Share of Deposits

  
   

(in millions)

          

Baton Rouge, Louisiana

   $ 979       3.7 %

New Orleans, Louisiana

     280       0.6  

Lafayette, Louisiana

     279       3.3  

Evangeline Parish, Louisiana(1)

     165       22.1  

East and West Feliciana Parishes, Louisiana(1)

     129       20.9  

Calcasieu Parish, Louisiana(1)

     27       0.5  

Houston, Texas

     127       0.0  

Sumter County, Alabama(1)

     92       33.8  

Calhoun County, Alabama(1)

     231       9.3  

 

 

(1)

Evangeline Parish, East and West Feliciana Parishes, Calcasieu Parish, Sumter County, and Calhoun County are not included in Metropolitan Statistical Areas but are included in this table to reflect the deposit balances of our branches in these parishes and counties.

 

Supervision and Regulation

 

General. Banking is highly regulated under federal and state law. The following is a brief summary of certain aspects of that regulation which are material to us and does not purport to be a complete description of all regulations that affect us or all aspects of those regulations. To the extent particular statutory and regulatory provisions are described, the description is qualified in its entirety by reference to the particular statute or regulation.

 

We are a financial holding company registered under the Bank Holding Company Act of 1956, as amended, and are subject to supervision, regulation and examination by the Federal Reserve. The Bank is a national bank chartered under the laws of the U.S. by the OCC and is subject to supervision, regulation and examination by the OCC. This system of supervision and regulation establishes a comprehensive framework for our operations and, consequently, can have a material impact on our growth and earnings performance.

 

The primary goals of the bank regulatory scheme are to maintain a safe and sound banking system and to facilitate the conduct of sound monetary policy. This system is intended primarily for the protection of the FDIC’s deposit insurance funds, bank depositors, and the public, rather than our shareholders and creditors. The banking agencies have broad enforcement power over bank holding companies and banks, including the authority, among other things, to enjoin “unsafe or unsound” practices, require affirmative action to correct any violation or practice, issue administrative orders that can be judicially enforced, direct increases in capital, direct the sale of subsidiaries or other assets, limit dividends and distributions, restrict growth, assess civil monetary penalties, remove officers and directors, and, with respect to banks, terminate deposit insurance or place the bank into conservatorship or receivership. In general, these enforcement actions may be initiated for violations of laws and regulations or unsafe or unsound practices.

 

The Dodd-Frank Act. The Dodd-Frank Act, enacted on July 21, 2010, aims to restore responsibility and accountability to the financial system by significantly altering the regulation of financial institutions and the financial services industry. Full implementation of the Dodd-Frank Act has required many new rules to be issued by federal regulatory agencies, and it will continue to profoundly affect how financial institutions will be regulated in the future.

 

7
Table of Contents

 

The Dodd-Frank Act, among other things:

 

 

•

established the Consumer Financial Protection Bureau (“CFPB” or “Bureau”), an independent bureau within the Federal Reserve System with centralized responsibility for promulgating and enforcing federal consumer protection laws applicable to all entities offering consumer financial products or services;
 

•

established the Financial Stability Oversight Council, tasked with the authority to identify and monitor institutions and systems that pose a systemic risk to the financial system;
 

•

changed the assessment base for federal deposit insurance from the amount of insured deposits held by the depository institution to the institution’s average total consolidated assets less tangible equity;
 

•

increased the minimum reserve ratio for the Deposit Insurance Fund from 1.15% to 1.35%;
 

•

permanently increased the deposit insurance coverage amount from $100,000 to $250,000;
 

•

required the federal banking agencies to make their capital requirements for insured depository institutions countercyclical, so that capital requirements increase in times of economic expansion and decrease in times of economic contraction;
 

•

directed the Federal Reserve to establish interchange fees for debit cards under a restrictive “reasonable and proportional cost” per transaction standard;
 

•

limited the ability of banking organizations to sponsor or invest in private equity and hedge funds and to engage in proprietary trading;
 

•

increased regulation of consumer protections regarding mortgage originations, including originator compensation, minimum repayment standards, prepayment consideration, and mortgage servicing;
 

•

restricted the preemption of select state laws by federal banking law applicable to national banks and disallowed subsidiaries and affiliates of national banks from availing themselves of such preemption;
 

•

authorized national and state banks to establish de novo branches in any state that would permit a bank chartered in that state to open a branch at that location; and
 

•

repealed the federal prohibition on the payment of interest on commercial demand deposits, thereby permitting depository institutions to pay interest on business transaction and other accounts.

 

Some of these provisions have had and may continue to have the consequence of increasing our expenses, decreasing our revenues, and changing the activities in which we choose to engage. Many aspects of the Dodd-Frank Act are subject to ongoing implementation (such as the recent final rulemaking discussed below on small business lending data collection); further, in the past certain provisions implemented by federal agencies have been legislatively revised or rescinded. Currently, the U.S. Supreme Court is considering a case challenging the constitutionality of the CFPB’s funding mechanism. If the Court rules that the CFPB’s funding mechanism is unconstitutional, it will likely have significant consequences for the regulations and decisions rendered by the CFPB. While we cannot predict what effect any presently contemplated or future changes in the laws or regulations or their interpretations would have on us, these changes could be materially adverse to our financial condition and results of operations.

 

Small Business Lending Data Collection and Reporting. On March 30, 2023, the CFPB issued a final rule implementing Section 1071 of the Dodd-Frank Act. The final rule requires financial institutions to collect and report data to the CFPB on small business loan applicants, including demographic data, lending decisions and the price and terms of credit. The purpose of the rulemaking is to increase transparency and combat discrimination in small business lending. As of the date of this report, implementation and enforcement of the rule has been enjoined until the U.S. Supreme Court renders its decision on the constitutionality of the CFPB’s funding mechanism.

 

Interchange Fees. As noted above, the Dodd-Frank Act directed the Federal Reserve to establish interchange fees for debit cards under a restrictive “reasonable and proportional cost” per transaction standard (known as the “Durbin Amendment”). The Federal Reserve issued final rules implementing the Durbin Amendment in 2011, which capped interchange fees on debit cards. In October 2023, the Federal Reserve requested comment on a proposal to significantly lower the maximum interchange fee that a debit card issuer can receive for a debit card transaction. The proposed rule also includes a process that would result in automatic revisions to the interchange fee cap every two years without public comment. While the current interchange fee cap on debit cards are, and the proposed rules would be only applicable to banks with over $10 billion in total assets, banks with under $10 billion in total assets such as the Bank could potentially indirectly face fee pressure in operating debit card programs should the proposal be adopted in its current form.

 

The Volcker Rule. On December 10, 2013, the Federal Reserve and the other federal banking regulators as well as the SEC each adopted a final rule implementing Section 619 of the Dodd-Frank Act, commonly referred to as the “Volcker Rule.” Generally speaking, the final rule prohibited a bank and its affiliates from engaging in proprietary trading and from sponsoring certain “covered funds” or from acquiring or retaining any ownership interest in such covered funds. Most private equity, venture capital and hedge funds are considered “covered funds” as are bank trust preferred collateralized debt obligations. The final rule required banking entities to divest disallowed securities by July 21, 2015, subject to extension upon application. The Economic Growth, Regulatory Relief, and Consumer Protection Act which was enacted in 2018 amended Section 619 of the Dodd-Frank Act to exempt from the Volcker Rule any insured depository institution that has $10.0 billion or less in total consolidated assets and whose total trading assets and trading liabilities are 5.0% or less of total consolidated assets; therefore, the Bank is currently exempt from the Volcker Rule.

 

8
Table of Contents

 

Regulatory Capital Requirements

 

Capital Adequacy. The Federal Reserve Board monitors the capital adequacy of the Company, on a consolidated basis, and the OCC monitors the capital adequacy of the Bank. The regulatory agencies use a combination of risk-based guidelines and a leverage ratio to evaluate capital adequacy and consider these capital levels when taking action on various types of applications and when conducting supervisory activities related to safety and soundness. The risk-based capital standards are designed to make regulatory capital requirements more sensitive to differences in risk profiles among financial institutions and their holding companies, to account for off-balance sheet exposure, and to minimize disincentives for holding liquid assets. A financial institution’s assets and off-balance sheet items, such as letters of credit and unfunded loan commitments, are assigned to broad risk categories, each with appropriate risk weights. Regulatory capital, in turn, is classified in one of two tiers. “Tier 1” capital includes two components: (1) common equity Tier 1 capital and (2) additional Tier 1 capital. Common equity Tier 1 capital consists solely of common stock (plus related surplus), retained earnings and limited amounts of minority interests that are in the form of common stock. Additional Tier 1 capital includes other perpetual instruments historically included in Tier 1 capital, such as non-cumulative perpetual preferred stock. “Tier 2” capital includes, among other things, qualifying subordinated debt and allowances for credit losses, subject to limitations. The resulting capital ratios represent capital as a percentage of total risk-weighted assets and off-balance sheet items. Pursuant to the regulatory capital rules, the Company has made an election not to include unrealized gains and losses in the investment securities portfolio for purposes of calculating “Tier 1” capital and “Tier 2” capital.

 

Under the current regulatory framework, we are required to maintain the following minimum regulatory capital ratios:

 

 

•

A ratio of common equity Tier 1 capital to total risk-weighted assets of at least 4.5%;
 

•

A ratio of Tier 1 capital to total risk-weighted assets of at least 6.0%;
 

•

A ratio of Tier 1 capital plus Tier 2 capital to total risk-weighted assets of at least 8.0%; and
 

•

A leverage ratio (Tier 1 capital to adjusted total assets) of at least 4.0%.

 

In addition to these minimum regulatory capital ratios, the regulations establish a capital conservation buffer with respect to the first three capital ratios listed above. Specifically, banking organizations must hold common equity Tier 1 capital in excess of their minimum risk-based capital ratios by at least 2.5% of risk-weighted assets in order to avoid limits on capital distributions (including dividend payments, discretionary payments on Tier 1 instruments, and stock buybacks) and certain discretionary bonus payments to executive officers. Thus, when including the 2.5% capital conservation buffer, a bank holding company and bank’s minimum ratio of common equity Tier 1 capital to total risk-weighted assets becomes 7%, its minimum ratio of Tier 1 capital to total risk-weighted assets becomes 8.5%, and its minimum ratio of total capital to total risk-weighted assets becomes 10.5%.

 

We were in compliance with all applicable minimum regulatory capital requirements, including the capital conservation buffer, as of December 31, 2023.

 

The required capital ratios set forth above are minimums, and the Federal Reserve and the OCC may determine that a banking organization, based on its size, complexity or risk profile, must maintain a higher level of capital in order to operate in a safe and sound manner. Risks such as concentration of credit risks and the risk arising from non-traditional activities, as well as the institution’s exposure to a decline in the economic value of its capital due to changes in interest rates, and an institution’s ability to manage those risks are important factors that are to be taken into account by the federal banking agencies in assessing an institution’s overall capital adequacy.

 

The federal banking agencies finalized a rule in 2019 that allows bank holding companies and banks with less than $10.0 billion in total consolidated assets, limited amounts of certain assets and off-balance sheet exposures, and a leverage ratio of greater than 9% to elect to use the Community Bank Leverage Ratio (“CBLR”) framework. A community banking organization electing to use the CBLR framework would have a simplified capital regime and would be considered well capitalized as long as it had a leverage ratio of greater than 9%. We have not elected to use the CBLR framework, and it is uncertain if we will elect to use the CBLR framework in the future.

 

Furthermore, the U.S. federal banking agencies have finalized rules that permit bank holding companies and banks to phase-in, for regulatory capital purposes, the day-one impact of the new current expected credit loss accounting rule in retained earnings over a period of three years commencing with time of adoption of the new standard. We did not make the election to phase in the impact of CECL on our regulatory capital calculations because the adoption of CECL did not have a significant impact on our regulatory capital ratios. For further discussion of the new current expected credit loss accounting rule, see Note 1. Summary of Significant Accounting Policies – Accounting Standards Adopted in 2023, and also see “Our allowance for credit losses may prove to be insufficient to absorb losses inherent in our loan portfolio, and we may be required to further increase our provision for credit losses. This risk may be heightened by our adoption of the Current Expected Credit Loss accounting standard effective January 1, 2023. If our actual credit losses exceed our allowance for credit losses, our net income will decrease.” in Item 1A. Risk Factors.

 

9
Table of Contents

 

Prompt Corrective Action Regulations. Under the prompt corrective action regulations, the OCC is required and authorized to take supervisory actions against undercapitalized banks. For this purpose, a bank is placed in one of the following five categories based on its capital: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized. Under the prompt corrective action regulations, as currently in effect, to be well capitalized, a bank must have a leverage capital ratio of at least 5%, a common equity Tier 1 capital ratio of at least 6.5%, a Tier 1 risk-based capital ratio of at least 8%, and a total risk-based capital ratio of at least 10%, and must not be subject to any order or written agreement or directive by a federal banking agency to meet and maintain a specific capital level for any capital measure.

 

Federal banking regulators are required to take various mandatory supervisory actions and are authorized to take other discretionary actions with respect to banks in the three undercapitalized categories that, if undertaken, could have a material adverse effect on the bank's operations or financial condition. The severity of the action depends upon the capital category in which the bank is placed. Generally, subject to a narrow exception, banking regulators must appoint a receiver or conservator for a bank that is critically undercapitalized. The federal banking agencies have specified by regulation the relevant capital level for each category. A bank that is categorized as undercapitalized, significantly undercapitalized, or critically undercapitalized is required to submit an acceptable capital restoration plan to its appropriate federal banking agency. An undercapitalized bank also is generally prohibited from increasing its average total assets, making acquisitions, establishing any branches or engaging in any new line of business, except under an accepted capital restoration plan or with OCC approval. The regulations also establish procedures for downgrading a bank to a lower capital category based on supervisory factors other than capital. Additionally, only a well-capitalized depository bank may accept or renew brokered deposits without prior regulatory approval.

 

Furthermore, a bank holding company must guarantee that a subsidiary depository institution meets its capital restoration plan, subject to various limitations. The controlling holding company’s obligation to fund a capital restoration plan is limited to the lesser of 5% of an undercapitalized subsidiary’s assets at the time it became undercapitalized or the amount required to meet regulatory capital requirements.

 

The capital classification of a bank affects the frequency of regulatory examinations, the bank’s ability to engage in certain activities, and the deposit insurance premiums paid by the bank. As of December 31, 2023, the Bank met the requirements to be categorized as well capitalized under the prompt corrective action framework as currently in effect.

 

Acquisitions by Bank Holding Companies

 

Federal laws, including the Bank Holding Company Act and the Change in Bank Control Act, impose additional prior notice or approval requirements and ongoing regulatory requirements on any investor that seeks to acquire direct or indirect “control” of an FDIC-insured depository institution or bank holding company. We must obtain the prior approval of the Federal Reserve before (1) acquiring more than 5% of the voting stock of any bank or other bank holding company, (2) acquiring all or substantially all of the assets of any bank or bank holding company, or (3) merging or consolidating with any other bank holding company. The Federal Reserve may determine not to approve any of these transactions if it would result in or tend to create a monopoly or substantially lessen competition or otherwise function as a restraint of trade, unless the anti-competitive effects of the proposed transaction are clearly outweighed by the public interest in meeting the convenience and needs of the community to be served. The Federal Reserve is also required to consider the financial and managerial resources and future prospects of the bank holding companies and banks concerned, the convenience and needs of the community to be served, and the record of a bank holding company and its subsidiary bank(s) in combating money laundering activities. In addition, a failure to implement and maintain adequate compliance programs could cause the Federal Reserve or other banking regulators not to approve an acquisition when regulatory approval is required or to prohibit an acquisition even if approval is not required.

 

If the Bank seeks to acquire another depository institution or branches of another depository institution, it is required to obtain the prior approval of the OCC. In reviewing the application, the OCC will consider, among other things, the Bank’s capital level, its financial and managerial resources and future prospects, the impact of the transaction on the Bank’s safety and soundness, the impact of the transaction on competition in the relevant geographic market, its record in combating money laundering activities, the impact on the convenience and needs of the communities served, and the Bank’s record of Community Reinvestment Act performance.

 

Scope of Permissible Bank Holding Company Activities

 

In general, the Bank Holding Company Act limits the activities permissible for bank holding companies to the business of banking, managing or controlling banks, and such other activities as the Federal Reserve has determined to be so closely related to banking as to be properly incident thereto.

 

10
Table of Contents

 

A bank holding company may elect to be treated as a financial holding company and receive expanded powers if it and its depository institution subsidiaries are “well capitalized” and “well managed,” and its subsidiary banks controlled by it have at least a “satisfactory” Community Reinvestment Act rating. We have elected for the Company to be treated as a financial holding company. As a financial holding company, we may engage in a range of activities that are (1) financial in nature or incidental to such financial activity or (2) complementary to a financial activity and which do not pose a substantial risk to the safety and soundness of a depository institution or to the financial system generally. These activities include securities dealing, underwriting and market making, insurance underwriting and agency activities, merchant banking and insurance company portfolio investments. Expanded financial activities of financial holding companies generally will be regulated according to the type of such financial activity: banking activities by banking regulators; securities activities by securities regulators; and insurance activities by insurance regulators.

 

The Bank Holding Company Act does not place territorial limitations on permissible non-banking activities of bank holding companies. The Federal Reserve has the power to order any bank holding company or its subsidiaries to terminate any activity or to terminate its ownership or control of any subsidiary when the Federal Reserve has reasonable grounds to believe that continuation of such activity or such ownership or control constitutes a serious risk to the financial soundness, safety or stability of any bank subsidiary of the bank holding company.

 

Source of Strength Doctrine for Bank Holding Companies

 

Under longstanding Federal Reserve policy which has been codified by the Dodd-Frank Act, we are expected to act as a source of financial strength to, and to commit resources to support, the Bank. This support may be required at times when we may not be inclined to provide it. In addition, any capital loans that we make to the Bank are subordinate in right of payment to deposits and to certain other indebtedness of the Bank. In the event of our bankruptcy, any commitment by us to a federal bank regulatory agency to maintain the capital of the Bank will be assumed by the bankruptcy trustee and entitled to a priority of payment.

 

Dividends

 

As a bank holding company, we are subject to certain restrictions on dividends under applicable banking laws and regulations. The Federal Reserve has issued a policy statement that provides that a bank holding company should not pay dividends unless: (1) its net income over the last four quarters (net of dividends paid) has been sufficient to fully fund the dividends; (2) the prospective rate of earnings retention appears to be consistent with the capital needs, asset quality and overall financial condition of the bank holding company and its subsidiaries; and (3) the bank holding company will continue to meet minimum required capital adequacy ratios. Accordingly, a bank holding company should not pay cash dividends that exceed its net income or that can only be funded in ways that weaken the bank holding company’s financial health, such as by borrowing. The Dodd-Frank Act imposes, and Basel III effected, additional restrictions on the ability of banking institutions to pay dividends (including failure to maintain capital above the Basel III capital conservation buffer). The Federal Reserve may further restrict the payment of dividends by engaging in supervisory action to restrict dividends or by requiring us to maintain a higher level of capital than would otherwise be required under any applicable minimum capital requirements.

 

Our ability to pay dividends depends in part upon the receipt of dividends from the Bank. The Bank is also subject to certain restrictions on dividends under federal laws, regulations and policies. In general, under OCC regulations, the Bank may pay dividends to us without the approval of the OCC only so long as the amount of the dividend does not exceed the Bank’s net income earned during the current year (net of dividends paid) combined with its retained net income (net of dividends paid) of the immediately preceding two years. The Bank must obtain the approval of the OCC for any amount in excess of this threshold. Further, a national bank may not pay a dividend in excess of its undivided profits. In addition, under federal law, the Bank may not pay any dividend to us if it is undercapitalized or the payment of the dividend would cause it to become undercapitalized. The OCC may further restrict the payment of dividends by requiring the Bank to maintain a higher level of capital than would otherwise be required to be adequately capitalized for regulatory purposes. Moreover, if, in the opinion of the OCC, the Bank is engaged in an unsound practice (which could include the payment of dividends even within the legal requirements noted above), the OCC may require the Bank to cease such practice. The OCC has indicated that paying dividends that deplete a depository institution’s capital base to an inadequate level would be an unsafe banking practice.

 

11
Table of Contents

 

Restrictions on Transactions with Affiliates and Loans to Insiders

 

Federal law strictly limits the ability of banks to engage in transactions with their affiliates, including their parent bank holding companies. Sections 23A and 23B of the Federal Reserve Act, and Federal Reserve Regulation W, impose quantitative limits, qualitative standards, and collateral requirements on certain transactions by a bank with, or for the benefit of, its affiliates, and generally require those transactions to be on terms at least as favorable to the bank as transactions with non-affiliates and to be consistent with safe and sound practices. The Dodd-Frank Act significantly expanded the coverage and scope of the limitations on affiliate transactions within a banking organization, including an expansion of the types of transactions that are covered transactions to include credit exposures related to derivatives, repurchase agreements and securities lending arrangements and an increase in the amount of time for which collateral requirements regarding covered transactions must be satisfied.

 

Federal law also limits a bank’s authority to extend credit to its directors, executive officers and 10% shareholders, as well as to entities controlled by such persons. Among other things, extensions of credit to insiders are required to be made on terms that are substantially the same as and follow credit underwriting procedures that are not less stringent than those prevailing for comparable transactions with unaffiliated persons. Also, the terms of such extensions of credit may not involve more than the normal risk of repayment or present other unfavorable features and may not exceed certain limitations on the amount of credit extended to such persons, individually and in the aggregate, which limits are based, in part, on the amount of the bank’s capital.

 

Incentive Compensation Guidance

 

The federal banking agencies have issued comprehensive guidance on incentive compensation policies. This guidance is designed to ensure that a financial institution’s incentive compensation structure does not encourage imprudent risk taking, which may undermine the safety and soundness of the institution. The guidance, which applies to all employees that have the ability to materially affect an institution’s risk profile, either individually or as part of a group, is based upon three primary principles: (1) balanced risk taking incentives; (2) compatibility with effective controls and risk management; and (3) strong corporate governance.

 

An institution’s supervisory ratings will incorporate any identified deficiencies in an institution’s compensation practices, and it may be subject to an enforcement action if the incentive compensation arrangements pose a risk to the safety and soundness of the institution. Further, regulations may limit discretionary bonus payments to bank executives if the institution’s regulatory capital ratios fail to exceed certain thresholds.

 

Deposit Insurance Assessments

 

FDIC insured banks are required to pay deposit insurance assessments to the FDIC. The amount of the assessment is based on the size of the bank’s assessment base, which is equal to its average consolidated total assets less its average tangible equity, and its risk classification under an FDIC risk-based assessment system. Institutions assigned to higher risk classifications (that is, institutions that pose a higher risk of loss to the Deposit Insurance Fund) pay assessments at higher rates than institutions that pose a lower risk. An institution’s risk classification is assigned based on certain financial data and the level of supervisory concern that the institution poses to the regulators. In addition, the FDIC can impose special assessments in certain instances. As noted above, the Dodd-Frank Act changed the way that deposit insurance premiums are calculated. Action by the FDIC to replenish the Deposit Insurance Fund when needed could result in higher assessment rates, which could reduce our profitability or otherwise negatively impact our operations. The FDIC issued a final rule in October 2022 increasing deposit insurance assessments beginning in the first quarterly assessment period of 2023. On November 16, 2023, the FDIC Board of Directors approved a final rule to implement a special assessment on banks with over $5 billion in total assets to recover the loss to the Deposit Insurance Fund associated with protecting uninsured depositors following the closures of Silicon Valley Bank and Signature Bank. The Federal Deposit Insurance Act requires the FDIC to take this action in connection with the systemic risk determination announced on March 12, 2023. While we are not subject to this special assessment, we may be required to pay higher FDIC insurance premiums in the future if there are additional bank or financial institution failures or if the FDIC otherwise determines to increase assessment rates.

 

Branching and Interstate Banking

 

Under federal law, the Bank is permitted to establish additional branch offices within Louisiana, subject to the approval of the OCC. As a result of the Dodd-Frank Act, the Bank may also establish additional branch offices outside of Louisiana, subject to prior regulatory approval, so long as the laws of the state where the branch is to be located would permit a state bank chartered in that state to establish a branch. The Bank may also establish offices in other states by merging with banks or by purchasing branches of other banks in other states, subject to certain restrictions.

 

Community Reinvestment Act

 

The Bank is required under the Community Reinvestment Act, or CRA, and related OCC regulations to help meet the credit needs of its communities, including low and moderate-income borrowers. In connection with its examination of the Bank, the OCC assesses our record of compliance with the CRA. The Bank’s failure to comply with the provisions of the CRA could, at a minimum, result in denial of certain corporate applications, such as branches or mergers, or in restrictions on its or the Company’s activities. The Bank received a “Satisfactory” CRA rating on its most recent CRA Performance Evaluation. The CRA requires all FDIC-insured institutions to publicly disclose their rating. 

 

On October 24, 2023, the federal banking agencies adopted a final rule to modernize the CRA regulations. Under the final rule, (1) the federal banking agencies will evaluate bank performance across the varied activities they conduct and communities in which they operate in order to encourage banks to expand access to credit, investment, and banking services in low- and moderate-income communities, (2) the CRA regulations are updated to evaluate lending outside traditional assessment areas generated by the growth of non-branch delivery systems, such as online and mobile banking, branchless banking, and hybrid models, (3) a new metrics-based approach was adopted to evaluate bank retail lending and community development financing, using benchmarks based on peer and demographic data and (4) CRA evaluations and data collection are tailored according to bank size and type. In addition, the final rule exempts small and intermediate banks from new data requirements that apply to banks with assets of at least $2 billion and limits certain new data requirements to large banks with assets greater than $10 billion. Most of the rule’s requirements will be applicable beginning January 1, 2026. The remaining requirements, including the data reporting requirements, will be applicable on January 1, 2027. We continue to evaluate the new rule and its effects on our operations going forward. The new rules are complex and likely to increase our costs.

 

12
Table of Contents

 

Concentrated Commercial Real Estate Lending Regulations

 

The federal bank regulatory agencies have promulgated guidance governing financial institutions with concentrations in commercial real estate lending. The guidance provides that a bank has a concentration in commercial real estate lending if (i) total reported loans for construction, land development, and other land represent 100% or more of total capital or (ii) total reported loans secured by multifamily and nonfarm nonresidential properties and loans for construction, land development, and other land represent 300% or more of total capital and the bank’s commercial real estate loan portfolio has increased 50% or more during the prior 36 months. Owner-occupied loans are excluded from this second category. If a concentration is present, management must employ heightened risk management practices that address, among other things, board and management oversight and strategic planning, portfolio management, development of underwriting standards, risk assessment and monitoring through market analysis and stress testing, and maintenance of increased capital levels as needed to support the level of commercial real estate lending. At December 31, 2023, the Companydid not have a concentration in commercial real estate as defined by the regulatory guidance.

 

Financial Privacy and Cybersecurity Requirements

 

Federal law and regulations limit a financial institution’s ability to share consumer financial information with unaffiliated third parties. Specifically, these provisions require all financial institutions offering financial products or services to retail customers to provide such customers with the financial institution’s privacy policy and provide such customers the opportunity to “opt out” of the sharing of personal financial information with unaffiliated third parties. The sharing of information for marketing purposes is also subject to limitations. The Bank currently has a privacy protection policy in place.

 

Federal law and regulations also establish certain information security guidelines that require each financial institution, under the supervision and ongoing oversight of its board of directors or an appropriate committee thereof, to develop, implement, and maintain a comprehensive written information security program designed to ensure the security and confidentiality of customer information, to protect against anticipated threats or hazards to the security or integrity of such information, and to protect against unauthorized access to or use of such information that could result in substantial harm or inconvenience to any customer. These federal guidelines require a financial institution to (i) identify reasonably foreseeable internal and external threats that could result in unauthorized disclosure, misuse, alteration, or destruction of customer information or customer information systems, (ii) assess the likelihood and potential damage of these threats, taking into consideration the sensitivity of customer information, and (iii) assess the sufficiency of policies, procedures, customer information systems, and other arrangements in place to control risks. Under the federal guidelines, financial institutions have to provide notice to affected customers of a data breach under certain circumstances.

 

The federal guidelines also impose requirements on financial institutions with respect to overseeing their service providers, including (i) exercising appropriate due diligence in selecting its service providers; (ii) requiring its service providers by contract to implement appropriate measures designed to meet the objectives of the federal guidelines; and (iii) where indicated by its risk assessment, monitor its service providers to confirm that they have satisfied their obligations as required by the guidelines. The federal banking regulations also require a bank to notify its primary Federal regulator within 36 hours of the occurrence of a computer-security incident that rises to the level of a “notification incident.” A “notification incident” is defined as a computer-security incident that has materially disrupted or degraded, or is reasonably likely to materially disrupt or degrade, a banking organization’s (1) ability to carry out banking operations, activities, or processes, or deliver banking products and services to a material portion of its customer base, in the ordinary course of business; (2) business line(s), including associated operations, services, functions, and support, that upon failure would result in a material loss of revenue, profit, or franchise value; or (3) operations, including associated services, functions and support, as applicable, the failure or discontinuance of which would pose a threat to the financial stability of the U.S. A “computer-security incident” is defined as is an occurrence that results in actual harm to the confidentiality, integrity, or availability of an information system or the information that the system processes, stores, or transmits.

 

Federal banking regulators regularly issue guidance regarding cybersecurity intended to enhance cyber risk management. A financial institution is expected to implement multiple lines of defense against cyberattacks. Financial institutions are also expected to implement procedures designed to address the risks posed by potential cyber threats, and to allow the institution to respond and recover effectively after a cyberattack. The Company has adopted procedures designed to comply with the regulatory cybersecurity guidance.

 

Consumer Laws and Regulations

 

The Bank is subject to numerous laws and regulations intended to protect consumers in transactions with the Bank, including, among others, laws regarding unfair, deceptive and abusive acts and practices, usury laws, and other federal consumer protection statutes. These federal laws include the Equal Credit Opportunity Act (the “ECOA”), the Electronic Fund Transfer Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Real Estate Settlement Procedures Act of 1974, the S.A.F.E. Mortgage Licensing Act of 2008, the Truth in Lending Act and the Truth in Savings Act, among others. Many states and local jurisdictions have consumer protection laws analogous, and in addition, to those enacted under federal law. These laws and regulations mandate certain disclosure requirements and regulate the manner in which financial institutions must deal with customers when taking deposits, making loans and conducting other types of transactions. Failure to comply with these laws and regulations could give rise to regulatory sanctions, customer rescission rights, action by state and local attorneys general and civil or criminal liability.

 

In addition, the Dodd-Frank Act created the CFPB that has broad authority to regulate and supervise retail financial services activities of banks and various non-bank providers. The Bureau has authority to promulgate regulations, issue orders, guidance and policy statements, conduct examinations and bring enforcement actions with regard to consumer financial products and services. In general, however, banks with assets of $10 billion or less, such as the Bank, will continue to be examined for consumer compliance by their primary federal bank regulator. In October 2022, the U.S. Court of Appeals for the 5th Circuit issued a decision ruling that the CFPB’s funding mechanism violates the separation-of-powers principles embodied in the U.S. Constitution’s Appropriations Clause. This ruling essentially called into question the validity of the Bureau’s authority to issue regulations and pursue enforcement actions. The U.S. Supreme Court agreed to review the case and held oral argument on October 3, 2023. The Court has not yet issued its decision. We believe that the banking industry generally will continue complying with the Bureau’s regulations until clarity is provided.

 

There has been an enhanced focus by federal bank regulatory agencies with respect to industry practices relating to overdraft fees and non-sufficient funds fees. For example, the CFPB issued a Request for Information in January 2022 seeking public input with respect to financial institution practices relating to, among other areas, credit card fees, overdraft fees and non-sufficient funds fees and stated its intent to reduce these types of fees through crafting rules, issuing industry guidance and focusing supervision and enforcement resources to achieve this goal. In October 2022, the Bureau issued guidance with respect to certain practices relating to overdraft fees and bounced check fees. The FDIC issued guidance in August 2022 with respect to bank practices involving charging multiple non-sufficient funds fees on the representment of items on a deposit account. In February 2023, the Bureau issued a proposed rule that would restrict certain practices relating to credit card late fees. On April 26, 2023, the OCC issued guidance addressing risks associated with bank overdraft protection programs. On January 17, 2024, the Bureau issued a proposed rule that would require financial institutions with over $10 billion in total assets to treat overdraft loans like credit cards and other loans as well as to provide clear disclosures and other protections. On January 24, 2024, the Bureau issued a proposed rule that would prohibit non-sufficient funds fees on transactions that financial institutions decline in real time. These types of transactions include declined debit card purchases and ATM withdrawals, as well as some declined peer-to-peer payments.

 

13
Table of Contents

 

Mortgage Lending Rules

 

The Dodd-Frank Act authorized the Consumer Financial Protection Bureau to establish certain minimum standards for the origination of residential mortgages, including a determination of the borrower’s ability to repay. Under the Dodd-Frank Act, financial institutions may not make a residential mortgage loan unless they make a “reasonable and good faith determination” that the consumer has a “reasonable ability” to repay the loan. The Dodd-Frank Act allows borrowers to raise certain defenses to foreclosure but provides a full or partial safe harbor from such defenses for loans that are “qualified mortgages.” The Bureau’s rules, among other things, specify the types of income and assets that may be considered in the ability-to-repay determination, the permissible sources for verification, and the required methods of calculating the loan’s monthly payments. The rules extend the requirement that creditors verify and document a borrower’s income and assets to include all information that creditors rely on in determining repayment ability. The rules also provide further examples of third-party documents that may be relied on for such verification, such as government records and check cashing or funds transfer service receipts. The rules also define “qualified mortgages,” imposing both underwriting standards and limits on the terms of their loans. Points and fees are subject to a relatively stringent cap, and the terms include a wide array of payments that may be made in the course of closing a loan. Certain loans, including interest-only loans and negative amortization loans, cannot be qualified mortgages.

 

Anti-Money Laundering and OFAC

 

Under federal law (including the Bank Secrecy Act and the USA PATRIOT Act), financial institutions must maintain anti-money laundering programs that include: established internal policies, procedures and controls; a designated compliance officer; an ongoing employee training program; and testing of the program by an independent audit function. Financial institutions are also prohibited from entering into specified financial transactions and account relationships and must meet enhanced standards for due diligence and customer identification in their dealings with foreign financial institutions and foreign customers. Financial institutions must take reasonable steps to conduct enhanced scrutiny of account relationships to guard against money laundering and to report any suspicious transactions, and law enforcement authorities have been granted increased access to financial information maintained by financial institutions.

 

The Office of Foreign Assets Control, or OFAC, is responsible for helping to ensure that U.S. entities do not engage in transactions with certain prohibited parties, as defined by various Executive Orders and Acts of Congress. OFAC publishes lists of persons and organizations suspected of aiding, harboring or engaging in terrorist acts, known as Specially Designated Nationals and Blocked Persons. Generally, if the Bank identifies a transaction, account or wire transfer relating to a person or entity on an OFAC list, it must freeze the account or block the transaction, file a suspicious activity report and notify the appropriate authorities.

 

Bank regulators routinely examine institutions for compliance with these obligations and they must consider an institution’s compliance in connection with the regulatory review of applications, including applications for banking mergers and acquisitions. Failure of a financial institution to maintain and implement adequate programs to combat money laundering and terrorist financing and comply with OFAC sanctions, or to comply with relevant laws and regulations, could have serious legal, reputational and financial consequences for the institution.

 

Safety and Soundness Standards

 

Federal bank regulatory agencies have adopted guidelines that establish general standards relating to internal controls and information systems, internal audit systems, loan documentation, credit underwriting, interest rate exposure, asset growth and compensation, fees and benefits. Additionally, the agencies have adopted regulations that provide the authority to order an institution that has been given notice by an agency that it is not satisfying any of these safety and soundness standards to submit a compliance plan. If, after being so notified, an institution fails to submit an acceptable compliance plan or fails in any material respect to implement an acceptable compliance plan, the agency must issue an order directing action to correct the deficiency and may issue an order directing other actions of the types to which an undercapitalized institution is subject under the “prompt corrective action” provisions of the Federal Deposit Insurance Act. If an institution fails to comply with such an order, the agency may seek to enforce such order in judicial proceedings and to impose civil money penalties.

 

Bank holding companies are also not permitted to engage in unsound banking practices. For example, the Federal Reserve’s Regulation Y requires a holding company to give the Federal Reserve prior notice of any redemption or repurchase of its own equity securities, if the consideration to be paid, together with the consideration paid for any repurchases in the preceding year, is equal to 10% or more of the company’s consolidated net worth. The Federal Reserve may oppose the transaction if it believes that the transaction would constitute an unsafe or unsound practice or would violate any law or regulation. As another example, a holding company could not impair its subsidiary bank’s soundness by causing it to make funds available to non-banking subsidiaries or their customers if the Federal Reserve believed it not prudent to do so. The Federal Reserve has broad authority to prohibit activities of bank holding companies and their nonbanking subsidiaries that represent unsafe and unsound banking practices or that constitute violations of laws or regulations.

 

14
Table of Contents

 

Effect of Governmental Monetary Policies

 

The commercial banking business is affected not only by general economic conditions but also by U.S. fiscal policy and the monetary policies of the Federal Reserve. Some of the instruments of monetary policy available to the Federal Reserve include changes in the discount rate on member bank borrowings, the fluctuating availability of borrowings at the “discount window,” open market operations, the imposition of and changes in reserve requirements against member banks’ deposits and assets of foreign branches, and the imposition of and changes in reserve requirements against certain borrowings by banks and their affiliates. These policies influence to a significant extent the overall growth of bank loans, investments, and deposits and the interest rates charged on loans or paid on deposits. For example, during 2022 and in 2023 the Federal Open Market Committee of the Federal Reserve increased the target rate range for trading in the federal funds market (known as the federal funds target rate or the federal funds rate) multiple times, increasing market interest rates. The federal funds rate is the rate at which commercial banks borrow and lend their excess reserves to each other overnight. We cannot predict the nature of future fiscal and monetary policies and the effect of these policies on our future business and earnings.

 

Future Legislation and Regulatory Reform

 

The OCC announced on September 28, 2023 that its key areas of supervisory strategies for 2024 will include: asset and liability management; credit risk management and allowance for credit losses; cybersecurity; operations; digital ledger technology activities; change management; payments; Bank Secrecy Act/anti-money laundering/countering the financing of terrorism/Office of Foreign Assets Control; consumer compliance, fair lending risk and CRA performance; and climate-related financial risk management.

 

New laws, regulations and policies are regularly proposed that contain wide-ranging proposals for altering the structures, regulations and competitive relationships of financial institutions operating in the U.S. In addition, existing laws, regulations and policies are continually subject to modification or changes in interpretation. We cannot predict whether or in what form any law, regulation or policy will be adopted or modified or the extent to which our operations and activities, financial condition, results of operations, strategic plans or future prospects may be affected by its adoption or modification.

 

The cumulative effect of these laws and regulations adds significantly to the cost of our operations and thus has a negative impact on profitability. There has also been a tremendous expansion in recent years of financial service providers that are not subject to the same level of regulation, examination and oversight as we are. Those providers, because they are not so highly regulated, may have a competitive advantage over us and may continue to draw large amounts of funds away from traditional banking institutions, with a continuing adverse effect on the banking industry in general.

 

Human Capital Resources

 

Our business is built on relationships with our customers, our community, and most of all, our employees. We are committed to providing quality service and products to the consumers and businesses within the markets we serve. We strive to create superior shareholder value by attracting and retaining exceptional employees who are highly motivated and well trained. 

 

Our compensation strategy provides a total rewards structure that reflects position responsibilities, is competitive with the external market, and is capable of attracting, retaining, and motivating our employees. We provide a comprehensive benefits package for eligible employees which includes group health (medical, dental, and vision) insurance including a health savings account option, paid time off, short and long term disability insurance, life insurance and a 401(k) plan in which we provide a matching contribution. We also offer eligible employees participation in our Employee Stock Ownership Plan (“ESOP”) as well as our Long Term Incentive Plan (“LTIP”) in order to better align employee and shareholder interests.

 

We provide employees with robust training programs that promote employee development and effectiveness by providing high-quality curriculums designed to meet individual, departmental and Bank-wide objectives. This includes mentorships, 1-on-1 job shadowing, classroom training, internships, and computer-based training.

 

We believe employing a diverse and inclusive workforce strengthens our ability to serve our customers and our communities, which is a key component of our success. To that end, we are a proud equal opportunity employer committed to attracting, retaining and promoting employees regardless of sex, sexual orientation, gender identity, race, color, national origin, age, religion and physical ability. We do not tolerate illegal discrimination or harassment and encourage employees to immediately report any violations to management and human resources. 

 

As of December 31, 2023, we had 320 full-time and 11 part-time employees. None of our employees are represented by any collective bargaining unit or are parties to a collective bargaining agreement. We believe that our relations with our employees are good.

 

Available Information

 

Our filings with the Securities and Exchange Commission (the “SEC”), including annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K and all amendments thereto, are available on our website as soon as reasonably practicable after the reports are filed with or furnished to the SEC. Copies can be obtained free of charge in the “Investor Relations” section of our website at www.investarbank.com. Our SEC filings are also available through the SEC’s website www.sec.gov. Copies of these filings are also available by writing to us at the following address:

 

Investar Holding Corporation

P.O. Box 84207

Baton Rouge, Louisiana 70884-4207

 

15
Table of Contents
 

Item 1A. Risk Factors

 

Our business is subject to risk. In addition to the other information contained in this Annual Report on Form 10-K, including management’s discussion and analysis of financial condition and results of operations and our financial statements and the notes thereto, investors should consider the following risks when evaluating whether to invest in our common stock. If any of the following risks occur, whether alone or in combination, our business, financial condition, results of operations, cash flows and long-term growth prospects could be materially and adversely affected. Additional risks that we do not presently know of or currently deem immaterial may also adversely affect our business, financial condition, results of operations, cash flows and long-term growth prospects.

 

Risks Related to our Business

 

As a business operating in the financial services industry, our business and operations may be adversely affected by prevailing economic conditions and geopolitical matters.

 

Our financial performance generally, and in particular the ability of borrowers to pay interest on and repay principal of outstanding loans and the value of collateral securing those loans, as well as demand for loans and other products and services we offer, is highly dependent upon the business environment in the primary markets where we operate and in the U.S. as a whole. For example, high inflation in 2021 through 2023 resulted in the Federal Reserve raising target interest rates, on a cumulative basis, by 525 basis points since March 2022, causing increases in the costs of credit, capital and deposits and limitations on the availability of credit and capital. Our business may also be adversely affected by declines in economic growth, business activity, investor or business confidence; declines in real estate values; rising unemployment; rising domestic political tensions; risks of government shutdowns; natural disasters; the emergence or worsening of widespread public health challenges or pandemics such as the COVID-19 pandemic; or a combination of these or other economic, political and business factors.

 

In addition, new or rising geopolitical tensions including those resulting from the wars and violence in Ukraine and Israel and surrounding areas, along with other instances of violence, acts of terrorism and political unrest, can result in disruptions in or volatility in the economy and in financial and commodity markets in the U.S. and globally, disruptions in international trade patterns, and slow growth or declines in economic sectors of the global and U.S. economies.

 

Economic uncertainty and negative events in the economy or in domestic political or geopolitical matters could have a material adverse effect on our business, results of operations and financial condition, including our liquidity position. Among other things, they may result in higher than expected loan delinquencies, a decline in the value of collateral securing our loans, instability in our deposit base, further increases in our costs of capital and deposits, disruptions in our ability to complete acquisitions, and a decline in demand for our products and services. They may cause us to incur losses, including losses on loans beyond those provided for in our allowance for credit losses, and losses in our investment securities portfolio, impairments of assets including goodwill, and may adversely impact our regulatory capital.

 

Increasing and high interest rates in 2022 and 2023 caused interest expense on both deposits and borrowings to increase significantly in 2023; further increases in interest rates could continue to have an adverse effect on our profitability.

 

The majority of our assets and liabilities are monetary in nature and, as a result, we are subject to significant risk from changes in interest rates. Changes in interest rates may affect our net interest income as well as the valuation of our assets and liabilities. We cannot predict with certainty changes in interest rates, which are affected by many factors beyond our control, including inflation, recession, unemployment, money supply, competition for loans and deposits, domestic and international events, changes in the U.S. and other financial markets, and the policies of the Federal Reserve. Inflation increased rapidly during 2021 through June 2022. Since June 2022, the rate of inflation generally has declined; however, it has remained at high levels compared to the Federal Reserve’s target rate of inflation of two percent. In response, the Federal Reserve raised the federal funds target rate multiple times from March 2022 through July 2023, by 525 basis points on a cumulative basis.

 

Our earnings depend significantly on our net interest income, which is the difference between interest income on interest-earning assets, such as loans and securities, and interest expense on interest-bearing liabilities, such as deposits and borrowings. We expect to periodically experience “gaps” in the interest rate sensitivities of our assets and liabilities, meaning that either our interest-bearing liabilities will be more sensitive to changes in market interest rates than our interest-earning assets, or vice versa. In either event, if market interest rates move contrary to our position, this “gap” may work against us, and our earnings may be adversely affected. When interest-bearing liabilities mature or reprice more quickly, or to a greater degree than interest-earning assets in a period, an increase in interest rates could reduce net interest income. Similarly, when interest-earning assets mature or reprice more quickly, or to a greater degree than interest-bearing liabilities, falling interest rates could reduce net interest income.

 

Additionally, an increase in the general level of interest rates may also, among other things, adversely affect our current borrowers’ ability to repay variable rate loans, the demand for and our ability to originate loans, negatively affect the value of our investment securities portfolio, and decrease loan prepayment rates, or could increase the cost of the Company’s deposits and borrowings.

 

Rising and high interest rates in 2022 and 2023 caused interest expense on both deposits and borrowings to increase significantly in 2023, putting pressure on our net interest margin. Our cost of interest-bearing deposits rose to 2.49% in 2023 from 0.42% in 2022, an increase of 207 basis points. Our costs of short-term borrowings rose to 4.93% in 2023 from 3.05% in 2022, an increase of 188 basis points.

 

We may experience additional pressure on our net interest margin during 2024 if our cost of funds increases faster than the yield on our interest-earning assets. Additionally, due in large part to higher interest rates and market volatility during 2022 and 2023, gross unrealized losses in our investment portfolio totaled $57.7 million at December 31, 2023 and $62.5 million at December 31, 2022. These losses may continue or worsen during 2024, and we may experience realized losses in our portfolio.

 

16
Table of Contents

 

A continued high general level of interest rates or any additional increases in such rates could result in increased loan defaults, foreclosures and charge-offs, and also necessitate further increases to the allowance for credit losses. At the same time, the marketability and value of the property securing a loan may be adversely affected by any reduced demand resulting from sustained higher or increased interest rates. Further, when we place a loan on nonaccrual status, we reverse any accrued but unpaid interest receivable, which decreases interest income, but we continue to have a cost to fund the loan, which is reflected as interest expense, without any interest income to offset the associated funding expense. Thus, an increase in the amount of nonperforming assets would have an adverse impact on net interest income.

 

Conversely, a decrease in the general level of interest rates may lead to, among other things, prepayments on our loan and mortgage-backed securities portfolios as borrowers refinance their loans at lower rates, lower rates on new loans, lower rates on existing variable rate loans, and lower yields on investment securities, which could result in decreased yields on earning assets.

 

Although our asset-liability management strategy is designed to control and mitigate exposure to the risks related to changes in the general level of market interest rates, we may not be able to accurately predict the likelihood, nature and magnitude of those changes or how and to what extent they may affect our business. We also may not be able to adequately prepare for or compensate for the consequences of such changes. Significant increases in interest rates, as has occurred during the last two fiscal years, makes our business and our balance sheet more challenging to manage. Any failure to predict and prepare for changes in interest rates or adjust for the consequences of these changes may adversely affect our earnings and capital levels. For additional information, see Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations – Risk Management – Interest Rate Risk.

 

A lack of liquidity, including due to events outside our control or ineffective liquidity management, could adversely affect our ability to fund operations and meet our obligations as they become due.

 

Liquidity is essential to our business. Liquidity risk is the potential that we will be unable to meet our obligations as they come due because of an inability to liquidate assets or obtain adequate funding. The primary source of the Bank’s funds are customer deposits, loan repayments and investment securities maturities or sales, while borrowings are a secondary source of liquidity. We also use brokered deposits from time to time and our use of brokered deposits increased during 2023. Brokered deposits tend to be more sensitive to changes in interest rates than other types of deposits and therefore can be a more expensive and uncertain source of funds. The Bank’s liquidity could be adversely impacted if rates offered by the Bank were less than those offered by other institutions seeking brokered deposits, or if such depositors were to perceive a decline in the Bank’s safety or soundness. Additionally, we must maintain our well-capitalized status in order to accept brokered deposits without prior regulatory approval. Our access to deposits and other funding sources in adequate amounts and on acceptable terms is affected by a number of factors, including rates paid by competitors, returns available to customers on alternative investments, customer confidence in the safety of uninsured deposits and general economic conditions. Any decline in available funding could adversely impact our ability to originate loans, invest in securities, meet our expenses, pay dividends to our shareholders, or to fulfill obligations such as repaying our borrowings or meeting deposit withdrawal demands, any of which could have a material adverse impact on our business, financial condition, results of operations and long-term growth prospects.

 

The highly-publicized failures of Silicon Valley Bank, Signature Bank and First Republic Bank during the first half of 2023 caused significant disruptions in the banking industry. These industry developments negatively impacted overall customer confidence in the safety of their deposits, particularly uninsured deposits, at some regional banks. As a result, some customers moved deposits to, or maintained deposits with, larger financial institutions or moved funds to investment alternatives outside the banking industry. The rapid failures of these large banks highlighted risks associated with advances in technology that increase the speed at which information, concerns and rumors can spread through traditional and new media and increase the speed at which deposits can be moved from bank to bank or outside the banking system, heightening liquidity concerns of traditional banks. Regulators and the largest U.S. banks took steps designed to increase liquidity at regional banks and strengthen depositor confidence in the broader banking industry, including the Bank Term Funding Program discussed elsewhere in this report and measures to protect uninsured deposits from loss; however, there are no guarantees that such steps would be implemented in the future if a similar disruption in the industry were to occur. For more information on the Company’s deposits and liquidity position, see Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations under the headings “Certain Events That Affect Period-over-Period Comparability,” “Discussion and Analysis of Financial Condition – Deposits” and “Liquidity and Capital Resources.” Concerns about liquidity in the banking industry and the safety of uninsured deposits that may result from similar events in the future may materially adversely impact our liquidity, cost of funds, loan funding capacity, net interest margin, capital and results of operations.

 

Inflation and rising prices may continue to adversely affect our results of operations and financial condition.

 

As noted above, inflation increased rapidly during 2021 and continued rising through June 2022. Since June 2022, the rate of inflation generally has declined; however, it has remained at high levels compared to the Federal Reserve’s target rate of inflation of two percent. Inflation increases our borrowers’ costs of living and costs of doing business, which may make it more difficult for them to repay their loans, increasing our credit risk. Inflation also increases many of our operating costs, including the costs of goods and services we purchase and the costs of salaries and benefits. We believe that higher rates resulting from inflation and related factors led to constrained loan demand during 2023. When the rate of inflation accelerates, there is an erosion of consumer and customer purchasing power. Accordingly, if the rate of inflation accelerates in the future, this could impact our business by reducing our tolerance for extending credit, and our customer’s desire to obtain credit, or causing us to incur additional provisions for credit losses resulting from a possible increased default rate. Inflation and related higher rates have led and may continue to lead to lower loan re-financings. In addition, inflation has led to the Federal Reserve raising interest rates during 2022 and 2023, as discussed above.

 

Our allowance for credit losses may prove to be insufficient to absorb losses inherent in our loan portfolio, and we may be required to further increase our provision for credit losses. This risk may be heightened by our adoption of the Current Expected Credit Loss accounting standard effective January 1, 2023. If our actual credit losses exceed our allowance for credit losses, our net income will decrease.

 

Our business depends on our ability to successfully measure and manage credit risk. As a lender, we are exposed to the risk that the principal of and interest on a loan will not be paid timely or at all, and that the value of any collateral supporting a loan will be insufficient to cover any exposure to loss on a loan. Management maintains an allowance for credit losses, which is a reserve established through a provision for credit losses charged to expense, to absorb credit losses in the loan portfolio. The determination of the appropriate level of the allowance is inherently subjective, involves a high degree of judgment and complexity, and requires us to make significant estimates, all of which are subject to material changes.

 

In June 2016, the Financial Accounting Standards Board (“FASB”) issued a new accounting standard (Accounting Standards Update “ASU” 2016-13), referred to as Current Expected Credit Loss (“CECL”) that requires that the measurement of all expected credit losses for financial assets held at the reporting date be based on historical experience, current conditions, and reasonable and supportable forecasts, and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. In addition, the new standard amends the accounting for credit losses on purchased financial assets with credit deterioration. ASU 2016-13 became effective for us, as a smaller reporting company, on January 1, 2023. Please refer to Note 1. Summary of Significant Accounting Policies – Recent Accounting Pronouncements, for additional discussion.

 

The CECL methodology requires that lifetime “expected credit losses” be recorded at the time the financial asset is originated or acquired, and be adjusted each quarter for changes in expected lifetime credit losses. The CECL methodology replaces multiple prior impairment models under U.S. GAAP that generally required that a loss be “incurred” before it was recognized, and represents a significant change from prior U.S. GAAP. Our ongoing estimates of expected credit losses will depend upon our models and assumptions, existing and forecasted macroeconomic conditions and the credit quality, composition and other characteristics of our loan and other applicable portfolios. We believe these factors are likely to cause variability in our expected credit losses under CECL compared to previous GAAP, and therefore an increase in the variability of our period-to-period net income. We believe that CECL is also likely to reduce comparability across financial services companies due to the ability to adopt different measurement approaches for expected credit losses and different economic assumptions used in each of the companies’ models.

 

Commercial and industrial and commercial real estate loans generally are viewed as having more risk of default than residential real estate loans or other loans or investments. These types of loans are also typically larger than residential real estate loans and other consumer loans. Because our loan portfolio contains a significant number of commercial and industrial and commercial real estate loans with relatively large balances, the deterioration of a material amount of these loans may cause a significant increase in our allowance for credit losses, non-performing assets, and/or past due loans. An increase in our allowance for credit losses, non-performing assets, and/or past due loans could result in a loss of earnings, or an increase in loan charge-offs, which would have an adverse impact on our results of operations and financial condition.

 

17
Table of Contents

 

Inaccurate management assumptions, including with respect to economic conditions affecting borrowers, new information regarding existing loans, identification of additional problem loans and other factors, both within and outside of our control, may require us to increase our allowance for credit losses. In addition, bank regulatory agencies periodically review the allowance for credit losses and may require an increase in the provision for credit losses or the recognition of further loan charge-offs, based on judgments different than those of management. Finally, if actual charge-offs in future periods exceed the allowance for credit losses, we will need additional provisions to increase the allowance for credit losses. Any increases in the allowance for credit losses will result in a decrease in net income and, possibly, capital and may have a material adverse effect on our business, financial condition, and results of operations. If our actual credit losses exceed our allowance for credit losses, our net income will decrease.

 

Our pivot during 2023 from primarily a growth strategy to a near-term strategy focused primarily on consistent, quality earnings through the optimization of our balance sheet may not be successful in increasing our profitability.

 

During 2023, we pivoted our near-term strategy from primarily a growth strategy to primarily a focus on consistent, quality earnings through the optimization of our balance sheet, as described elsewhere in this report. Our new strategy may not be successful in increasing our profitability.

 

Our long-term business strategy includes the continuation of our multi-state growth plans, and our financial condition and results of operations could be negatively affected if we fail to grow or fail to manage our growth effectively.

 

In addition to organic growth, we have grown our business through de novo branching and through the acquisition of other financial institutions and branch locations. We have completed seven whole-bank acquisitions since 2011 and regularly review acquisition opportunities. We have also expanded our operations outside our historical south Louisiana base and into Texas and Alabama. Over the long-term, we intend to pursue a multi-state growth strategy for our business primarily through attractive acquisition opportunities as well as continue to pursue organic growth throughout our franchise. Our long-term growth prospects must be considered in light of the risks, expenses and difficulties frequently encountered by companies when expanding their franchise, including the following:

 

 

•

De Novo Branching; Branch Acquisitions. There are considerable costs involved in opening or acquiring branches, and de novo branches generally do not generate sufficient revenues to offset their costs until they have been in operation for at least a year or more. We have not opened a de novo branch since 2020, except that in the third quarter of 2023 we converted an existing loan and deposit production office in Tuscaloosa, Alabama to a cashless branch designed to provide a digital banking experience. We do not expect to open de novo branches in 2024.

 

 

•

Expansion into New Markets. We operated exclusively in Louisiana until we acquired financial institutions in Texas and Alabama in 2019. The financial services industry in these areas is highly competitive, and the challenges of continuing to operate in new markets and multiple states may be greater than we anticipate. During 2023, we completed the sale of certain assets, deposits and other liabilities associated with two branches that we previously acquired in Texas, in order to focus more on our core markets. Of our Bank’s branch network, these two locations were geographically the most distant from our Louisiana headquarters.

 

 

•

Acquisition and Integration Risks. An acquisition strategy involves substantial risks and uncertainties including:

 

 

◦

the time and costs of evaluating potential acquisition candidates and new markets, negotiating transactions, and related diversion of management’s attention from day-to-day operations;
 

◦

our ability to continue to finance acquisitions and possible dilution to our existing shareholders;
 

◦

potential for acquisition agreements, once signed, not to be completed due to inability to obtain required regulatory approvals, third-party litigation, lack of shareholder approval if required, failure of other conditions to closing, agreement of the parties, or other reasons;
 

◦

unanticipated difficulties in integrating acquired businesses, including potential losses of customers and employees, higher than expected integration costs, and inability to maintain and increase market share at new locations; and
 

◦

potential differences between management’s expectations regarding how an acquired business will perform and actual results once acquired, which may result in lower than expected revenues, inability to achieve expected cost savings and synergies, higher than expected liabilities and costs, impairments of goodwill, and losses.

 

 

•

Organic Growth Risks. As we continue to pursue organic growth at our existing and new or acquired locations, we may be unable to successfully maintain loan quality, obtain deposits at attractive rates, attract and retain personnel to implement and oversee such growth, or maintain an efficient overhead cost structure. We may also introduce new products and services that do not produce projected profits and may result in losses.

 

Failure to successfully address these issues relating to our long-term growth strategy could have a material adverse effect on our financial condition and results of operations. Also, if our long-term growth occurs more slowly than anticipated or declines, our operating results could be materially adversely affected.

 

Changes in retail distribution strategies and consumer behavior may adversely impact our business, financial condition and results of operations.

 

We have significant investments in our physical branch network, including in bank premises and equipment as well as in our branch work force. Advances in technology as well as changing customer preferences for remote methods of accessing our products and services could decrease the value of our branch network and may cause us to further change our retail distribution strategy, and close, consolidate or sell certain branches or parcels of land held for future branch locations. These actions could lead to losses on these assets or adversely impact the carrying value of long-lived assets and may lead to expenditures to reconfigure remaining branches. Any changes in our branch network strategy could adversely impact our business if it results in the loss of customers.

 

In recent periods, we have focused on enhancing our online banking platform and plan to continue to introduce new technologies, with the goal of delivering products and services more efficiently with fewer branches and people. We closed five branches during our last three fiscal years. Three of the branches had been acquired, and the closures involved anticipated synergies that resulted in significant cost savings. In 2022, we sold five former branch locations and three tracts of land that were being held for future branch locations. In January 2023, we completed the sale of certain assets, deposits and other liabilities associated with two of our Texas branches in order to focus more on our core markets. Of the Bank’s entire branch network, these two locations were geographically the most distant from our Louisiana headquarters. During the third quarter of 2023, we ceased operation of 14 ATMs and in January 2024 we closed a branch in our Alabama market. We could incur material losses in the future due to the closure or consolidation of branches or sale of land held for future branch locations.

 

18
Table of Contents

 

Our business is concentrated in southern Louisiana, southeast Texas, and Alabama, and an economic downturn affecting these areas may magnify the adverse effects and consequences to us.

 

We currently conduct our operations primarily in southern Louisiana, and more specifically, in the Baton Rouge, New Orleans, Lafayette and Lake Charles metropolitan areas, in the greater Houston, Texas area, and in Alabama. As of December 31, 2023, our primary markets were south Louisiana (approximately 80% of our total deposits of $2.3 billion), southeast Texas (approximately 5% of our total deposits) and Alabama (approximately 15% of our total deposits). At December 31, 2023, approximately 60%, 5%, and 5% of the secured loans in our total loan portfolio were secured by properties and other collateral located in Louisiana, Texas and Alabama, respectively.

 

This geographic concentration imposes a greater risk to us than to our competitors in the area who maintain significant operations outside of our selected markets. Accordingly, any regional or local economic downturn, or natural or man-made disaster, that affects southern Louisiana, southeast Texas, Alabama, or existing or prospective property or borrowers in such areas may affect us and our profitability more significantly and more adversely than our more geographically diversified competitors.

 

Much of our business development and marketing strategy is directed toward fulfilling the banking and financial services needs of small to medium-sized businesses. Such businesses generally have fewer financial resources in terms of capital or borrowing capacity than larger entities. If economic conditions negatively impact our selected markets and these businesses are adversely affected, our financial condition and results of operations may be negatively affected.

 

Adverse economic factors affecting particular industries could have a negative effect on our customers and their ability to make payments to us.

 

Certain industry-specific economic factors may also adversely affect us. For example, the energy sector, which is historically cyclical, has experienced significant volatility in oil and gas prices. While we consider our direct exposure to the energy sector not to be significant, comprising approximately 2.0% of total loans at December 31, 2023, continued oil price volatility could have further negative impacts on general economic conditions, particularly in our south Louisiana and southeast Texas markets, which could have a material adverse effect on our business, financial condition, and results of operations.

 

We have a significant number of loans secured by real estate, and a downturn in the real estate market could result in losses and negatively impact our profitability.

 

At December 31, 2023, approximately 75% of our total loan portfolio had real estate as a primary or secondary component of the collateral securing the loan. The real estate provides an alternate source of repayment in the event of a default by the borrower, but its value may deteriorate during the time the credit is extended. Declines in real estate values in our markets could significantly impair the value of the particular collateral securing our loans and our ability to sell the collateral upon foreclosure for an amount necessary to satisfy the borrower’s obligations to us. Furthermore, in a declining real estate market, we often will need to further increase our allowance for credit losses to address the deterioration in the value of the real estate securing our loans. Any of the foregoing could have a material adverse effect on our business, financial condition, results of operations, and cash flows.

 

19
Table of Contents

 

Commercial real estate loans may expose us to greater risks than our other real estate loans.

 

Our loan portfolio includes commercial real estate loans, which are secured by owner-occupied and nonowner-occupied commercial properties. As of December 31, 2023, our owner-occupied commercial real estate loans totaled $449.6 million, or 20.3% of our total loan portfolio and our nonowner-occupied commercial real estate loans totaled $488.1 million, or 22.1% of our total loan portfolio.

 

Commercial real estate loans typically depend on the successful operation and management of the businesses that occupy these properties or the financial stability of tenants occupying the properties. Nonowner-occupied commercial real estate loans typically are dependent, in large part, on the owner’s ability to rent the property and the ability of the tenants to pay rent, whereas owner-occupied commercial real estate loans typically are dependent, in large part, on the success of the owner’s business. Cash flows, which may include proceeds from sales of commercial real estate, may be affected significantly by general economic conditions. Weak economic conditions may impair the borrower’s business operations and typically slow the execution of new leases. Such economic conditions may also lead to existing lease turnover. As a result of these factors, vacancy rates for retail, office and industrial space may increase. High vacancy rates could also result in rents falling. The combination of these factors could result in deterioration in the fundamentals underlying the commercial real estate market and the deterioration in value of some of our loans. These loans expose a lender to greater credit risk than loans secured by residential real estate because the collateral securing these loans typically cannot be liquidated as easily as residential real estate. If we foreclose on these loans, our holding period for the collateral typically is longer than for a 1-4 family residential property because there are fewer potential purchasers of the collateral. Additionally, nonowner-occupied commercial real estate loans generally involve relatively large balances to single borrowers or related groups of borrowers. Accordingly, charge-offs on nonowner-occupied commercial real estate loans may be larger on a per loan basis than those incurred with our residential or consumer loan portfolios. Unexpected deterioration in the credit quality of our commercial real estate loan portfolio would require us to increase our provision for loan losses, which would reduce our profitability and could materially adversely affect our business, financial condition, results of operations, and cash flows.

 

Commercial and industrial loans may expose us to greater risk than other loans.

 

Commercial and industrial loans primarily consist of working capital lines of credit and equipment loans, typically secured by accounts receivable or inventory, or the relevant equipment. Repayment of these loans generally comes from the generation of cash flow as the result of the borrower’s business operations. Commercial lending generally involves different risks from those associated with commercial real estate lending or construction lending. Although commercial loans may be collateralized by business assets (including real estate, if available as collateral), the repayment of these types of loans depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the general business conditions of the local economy and the borrower’s ability to sell its products and services, thereby generating sufficient operating revenue to repay us under the agreed upon terms and conditions, are the chief considerations when assessing the risk of a commercial and industrial loan. The liquidation of collateral, if any, is considered a secondary source of repayment because equipment and other business assets may, among other things, be obsolete or of limited resale value. Additionally, as of December 31, 2023 52% of our commercial and industrial loans were variable rate loans; rising interest rates increase interest payments due on such loans and may increase the risk of default by the borrower.

 

We have been increasing the proportion of commercial and industrial loans in our loan portfolio. Our commercial and industrial loans represented 16.6%, 20.7% and 24.6% of total loans as of December 31, 2021, 2022 and 2023, respectively. The increase from year-end 2022 to year-end 2023 was caused primarily by our purchase of commercial and industrial revolving lines of credit which, at the time of the loan purchase agreement, had an unpaid principal balance of approximately $163 million and total commitments of approximately $238 million, as described in more detail elsewhere in this report. The acquired loans are to consumer finance lending companies. The repayment of consumer finance loans depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the primary risks associated with these types of loans are the general business conditions of the local economy, and the ability to generate sufficient operating revenue to repay us under the agreed upon terms and conditions. Loans to consumer finance lending companies accounted for approximately 8% of our total loans at December 31, 2023. The increase from year-end 2021 to year-end 2022 was driven primarily by an increase in public finance loans and loan production by our Commercial and Industrial Division. 

 

Commercial and industrial loans include public finance loans made to governmental entities, which can be taxable or tax-exempt, for purposes including debt refinancing, economic development, quality of life projects, short-term cash-flow needs, and infrastructure enhancements, among other things. Public finance loans generally are repaid using pledged revenue sources including income tax, property tax, sales tax, and utility revenue, among other sources. Accordingly, repayment depends upon the financial stability and tax or revenue generating capacity of the particular revenue source. Public finance loans comprise less than 5% of our loan portfolio as of December 31, 2023.

 

Loss of our senior executive officers or other key employees and our inability to recruit or retain suitable replacements could adversely affect our business, results of operations and ability to successfully execute our business strategy.

 

Our success depends significantly on the continued service and skills of our executive management team. The implementation of our business strategies also depends significantly on our ability to retain employees with experience and business relationships within their respective market areas, as well as on our ability to attract, motivate and retain highly qualified senior and middle management. Competition for employees is intense. We could have difficulty replacing key employees with personnel with the combination of skills and attributes required to execute our business strategies and who have ties to the communities within our market areas. The loss of any of our key personnel could therefore have a material adverse effect on our business, financial condition, results of operations and ability to successfully execute our business strategy.

 

20
Table of Contents

 

Hurricanes or other adverse weather conditions, as well as man-made disasters, could negatively affect our local markets or disrupt our operations, which may adversely affect our business and results of operations.

 

Our business is concentrated in southern Louisiana, in southeast Texas, and in Alabama. Our selected markets are susceptible to major hurricanes, floods, tropical storms, tornadoes and other natural disasters and adverse weather, the nature and severity of which can be difficult to predict. These natural disasters can disrupt our operations, cause widespread property damage, and severely depress the local economies in which we operate. For example, the historic flooding of Baton Rouge and surrounding areas in August 2016 had significant impacts in several markets in which we conduct business. Hurricane Harvey caused significant damage and flooding in Texas when it made landfall in August 2017. Hurricane Ida, which made landfall as a category 4 hurricane in Louisiana in August 2021, caused significant damage in the southern part of the state and also disrupted operations for certain of our customers. We recognized a material impairment related to a lending relationship with a group of related borrowers (the “Borrower”), collateralized by commercial real estate, inventory, and equipment. As a result of Hurricane Ida, the Borrower’s business operations were disrupted, and due to this impact on the Borrower’s operations, certain of the collateral supporting the loan relationship experienced a significant reduction in value. The severity and impact of future severe weather events are difficult to predict and may be exacerbated by global climate change. The 2010 Deepwater Horizon oil spill in the Gulf of Mexico illustrated that man-made disasters can also adversely affect economic activity in the markets in which we operate. Any economic decline as a result of a natural disaster, adverse weather, oil spill or other man-made disaster can reduce the demand for loans and our other products and services.

 

Such events could also affect the stability of our deposit base, impair the ability of borrowers to repay outstanding loans (resulting in increased delinquencies, foreclosures and loan losses), impair the value of collateral securing such loans, cause significant property damage, result in loss of revenue and/or cause us to incur additional expenses. The occurrence of any such event could, therefore, result in decreased revenue and loan losses that have a material adverse effect on our business, financial condition, results of operations and ability to successfully execute our business strategy.

 

Climate related events and legislative and societal responses regarding climate change present risks to our business.

 

Climate change may intensify severe weather events such as hurricanes and rainstorms that recur in our market areas, which may adversely impact our locations and business and those of our customers and suppliers. In addition, there has been an increased focus among businesses, consumers and investors regarding transitioning to renewable energy and a net zero economy. If we fail to adequately anticipate and address these changing preferences, our business could be adversely impacted. We are also subject to risks relating to potential new climate change-related legislation or regulations, which could increase our and our customers’ costs. The risks associated with these matters are continuing to evolve rapidly and the ultimate impact on our business is difficult to predict with any certainty.

 

Our failure to effectively implement new technologies could adversely affect our operations and financial condition.

 

Our industry is undergoing rapid technological changes with frequent introductions of new technology-driven products and services, including those using artificial intelligence. Our ability to compete successfully to some extent depends on whether we can implement new technologies to provide products and services to our customers more efficiently while avoiding significant operational challenges that increase our costs or delay full implementation, especially relative to our peers, many of which have greater resources to devote to technological improvements.

 

We rely on information technology and telecommunications systems, many of which are provided by third-party vendors.

 

The successful and uninterrupted functioning of our information technology and telecommunications systems is critical to our business. We outsource many of our major systems, such as data processing and deposit processing. If one of these third-party service providers terminates their relationship with us or fails to provide services to us for any reason or provides such services poorly, our business may be materially and adversely affected. In addition, we may be forced to replace such vendors, which could interrupt our operations and result in a higher cost to us.

 

Cyberattacks or other security breaches could adversely affect our operations, net income or reputation.

 

The financial services industry is particularly at risk for cybersecurity concerns because of the proliferation of new and emerging technologies, and the use of the internet and telecommunications technologies to conduct financial transactions. Additionally, increased use of internet and mobile banking products, and applications and plans to use or develop additional remote connectivity solutions increase our cybersecurity risks and exposure. In recent years we have increased our offerings of online and mobile banking services, including on-line bill payment, on-line funds transfers, mobile deposits, mobile wallets, video banking and Zelle®. These risks are heightened when customers use near real-time money transfer solutions such as Zelle®, where fraudulent and scam transactions can be more difficult to detect, prevent and recover. Additionally, as part of our banking business, we and certain of our third-party vendors collect, use and hold sensitive data concerning individuals and businesses with whom we have a banking relationship. Threats to data security, including unauthorized access and cyberattacks, rapidly emerge and change and are becoming increasingly sophisticated, exposing us to additional costs to secure our data in accordance with customer expectations and statutory and regulatory requirements. We could also experience a breach by intentional or negligent conduct on the part of our employees or other internal sources or by merchants using our customers’ debit and credit cards, software bugs, other technical malfunctions, or other causes. As a result of any of these threats, our computer systems and/or our customer accounts could become vulnerable to misappropriation of confidential information, account takeover schemes, ransomware, or cyberfraud. A ransomware attack could potentially shut down our data processing system and prevent us from accessing critical information. Our systems and those of our third-party vendors may become vulnerable to damage or disruption due to circumstances beyond our or their control, such as from catastrophic events, power anomalies or outages, natural disasters, network failures, and viruses and malware. Events may occur that increase our and other companies’ vulnerability with respect to cybersecurity risks, such as a sudden and substantial increase in remote work by employees as occurred during the early stages of the pandemic or may occur during adverse weather events, and as a result of increased cyberattacks by foreign actors, including in connection with the wars and violence in Ukraine and Israel and surrounding areas.

 

21
Table of Contents

 

A breach of security that results in unauthorized access to our data could result in violations of applicable privacy and other laws and expose us to disruptions in our daily operations as well as to data loss, litigation, damages, fines and penalties, regulatory sanctions, customer notification requirements, significant increases in compliance and insurance costs, increases in costs for measures to minimize and remediate these risks and breaches, loss of confidence in our security measures, and reputational damage, any of which could individually or in the aggregate have a material adverse effect on our business, results of operations, financial condition, prospects, and shareholder value.

 

We have attempted to address these concerns by backing up our systems as well as retaining qualified third-party vendors to test and audit our network. However, there can be no guarantees that our efforts and those of our third-party vendors will be successful in avoiding material problems with our information technology and telecommunications systems. We may not be able to anticipate all cyber security breaches or implement effective preventative measures against such breaches.

 

Changes in deposit mix have increased our funding costs, which could continue, and loss of deposits could also increase our funding costs.

 

Deposits have historically been a low cost and stable source of funding. We compete with banks and other financial institutions for deposits. Funding costs could increase if the Company loses deposits and replaces them with more expensive sources of funding, if customers shift their deposits into higher cost products, or if the Company needs to raise its interest rates to avoid losing deposits. Higher funding costs reduce the Company’s net interest margin, net interest income and net income. As interest rates began to rise significantly during 2022, competition for deposits increased, and the Bank raised rates it offered on deposits to remain competitive in its markets. During 2023, as interest rates continued to rise and remain high, customers continued to shift into interest-bearing deposit products and we also utilized brokered time deposits, which increased our total costs of deposits by 207 basis points from 2022 to 2023. Disruptions in the banking industry during the first half of 2023 discussed elsewhere in this report highlighted the speed at which deposits can be moved from bank to bank or outside the banking system, heightening liquidity concerns of traditional banks. Any further increases in interest rates, sustained high interest rates or any new events producing concerns among customers about the safety of uninsured deposits could further increase our cost of deposits or cause us to lose deposits, which would increase our costs of funds and reduce net income.

 

We may need to raise additional capital in the future to execute our long-term business strategy or to comply with regulatory requirements.

 

In addition to the liquidity that we require to conduct our day-to-day operations, the Company, on a consolidated basis, and the Bank, on a stand-alone basis, must meet regulatory requirements. Also, we may need capital to finance our long-term growth, including through acquisitions. For example, in 2019, we sold $25.0 million of subordinated notes structured to qualify as Tier 2 capital, and $30.0 million of common stock, in part to fund acquisitions. If the Bank’s regulators deemed its capital levels to be too low for safety and soundness reasons or if the Bank were to be designated as “undercapitalized” or in a lower capitalization category than “undercapitalized,” it could be required to raise additional capital. For additional information, see Item 1. Business - Regulatory Capital Requirements - Prompt Corrective Action Regulations.

 

Our ability to raise additional capital depends on conditions in the capital markets, economic conditions and a number of other factors, including investor perceptions regarding the banking industry, market conditions and governmental activities, and on our financial condition and performance. Rising interest rates as experienced during 2022 and 2023 increased our costs of short-term borrowings and long-term debt. Further increases in interest rates would increase the costs of our variable rate borrowings. There can be no assurances that we will be able to raise additional capital if needed or on terms acceptable to us. If we fail to maintain capital to meet regulatory requirements, our business, financial condition, results of operations and long-term growth prospects could be materially and adversely affected.

 

Competition in our industry is intense, which could adversely affect our profitability and long-term growth.

 

We face substantial competition in all areas of our operations from a variety of different competitors, many of which are larger and have substantially greater resources than we have, including higher total assets and capitalization, a more extensive and established branch network, greater access to capital markets and a broader offering of financial services. Such competitors primarily include national, regional and community banks within the various markets in which we operate. Because of their scale, many of these competitors can be more aggressive than we can on loan and deposit pricing. We also face competition from many other types of financial institutions, including savings and loans, credit unions, finance companies, brokerage firms, insurance companies, factoring companies and other financial intermediaries. Many of these entities have fewer regulatory constraints and may have lower cost structures than we do. There has been an increasing trend of credit unions acquiring banks. Credit unions are tax-exempt entities which provides an advantage when pricing loans and deposits. The acquisition of banks by credit unions may increase competition for customers and acquisitions.

 

Our industry could become even more competitive as a result of legislative and regulatory changes, as well as continued consolidation. Finally, technology has lowered barriers to entry and made it possible for non-banks to offer products and services traditionally provided by banks, such as automatic transfer and automatic payment systems, including Venmo and PayPal, and such as bitcoin and other types of cryptocurrencies. The process of eliminating banks as intermediaries, known as “disintermediation,” could result in the loss of fee income, as well as the loss of customer deposits and related income from those deposits. Disintermediation can also impact our lending business because of the growth of fintech companies delivering lending and other financial services. We may also lose employees to these competitors. Our ability to compete successfully depends on a number of factors, including customer convenience, quality of service, personal contacts, pricing and range of products. If we are unable to successfully compete, our business, financial condition, and results of operations will be materially adversely affected.

 

22
Table of Contents

 

If the goodwill that we record in connection with a business acquisition becomes impaired, it could require charges to earnings, which would have a negative impact on our financial condition and results of operations.

 

Goodwill represents the amount by which the cost of an acquisition exceeded the fair value of net assets we acquired in connection with the purchase of another financial institution. We review goodwill for impairment at least annually, or more frequently if events or changes in circumstances indicate that the carrying value of the asset might be impaired.

 

We determine impairment by comparing the implied fair value of the reporting unit goodwill with the carrying amount of that goodwill. If the carrying amount of the reporting unit goodwill exceeds the implied fair value of that goodwill, an impairment loss is recognized in an amount equal to that excess. Any such adjustments are reflected in our results of operations in the periods in which they become known. As of December 31, 2023, our goodwill totaled $40.1 million. While we have not recorded any such impairment charges since we initially recorded the goodwill, there can be no assurance that our future evaluations of goodwill will not result in findings of impairment and related write-downs, which may have a material adverse effect on our financial condition and results of operations.

 

The value of the securities in our investment portfolio may decline in the future, and we may incur losses with respect to our investment securities.

 

Our investment securities portfolio may be impacted by market conditions beyond our control, including fluctuations in interest rates, rating agency downgrades of the securities, credit deterioration or default of issuers of the securities, and inactivity or instability in the credit markets. For example, during 2022, increases in interest rates had a negative effect, particularly on the value of our available for sale investment securities portfolio, which we carry at fair value on our consolidated balance sheets. As of December 31, 2023, gross unrealized losses in our investment portfolio, primarily reflected in accumulated other comprehensive loss on the consolidated balance sheets, totaled $57.7 million. If investment securities in an unrealized loss position are sold, such losses would become realized, which would adversely affect our results of operations. We evaluate our investment securities on at least a quarterly basis, and more frequently if economic and market conditions warrant, to determine whether any decline in fair value below amortized cost is the result of an other-than-temporary impairment. The process for determining impairment and any credit losses with respect to our investment securities often requires complex, subjective judgments about the future financial performance. In addition, market volatility may make it difficult to value certain securities. Subsequent valuations, in light of factors prevailing at that time, may result in significant changes in the values of these securities in future periods. Any of these factors could require us to recognize losses or impairments in the value of our securities portfolio, which may have an adverse effect on our results of operations in future periods.

 

We face significant fraud, operational and other risks related to our activities, which could expose us to negative publicity, litigation and/or regulatory action.

 

We are exposed to many types of operational risks, including, particularly as a financial institution, fraud risks and human error. Our fraud risks include fraud committed by external parties against the Company or our customers, fraud committed internally by our associates and fraud committed by customers. Certain fraud risks, including identity theft and account takeover, may increase as a result of customers’ accounts or personally identifiable information being obtained through breaches of retailers’ or other third parties’ networks. Fraud attacks against us and other companies in the financial services industry, and against our customers when engaged in financial transactions, have increased in recent years and have become more sophisticated and more difficult to detect. We expect that detecting and preventing fraud, and remediating losses caused by fraud, will continue to require ongoing and potentially increased attention and investment. There are inherent limitations to our risk management strategies, as there may exist, or develop in the future, risks that we have not appropriately anticipated, monitored or identified. If our risk management framework proves ineffective, we could suffer unexpected losses, we may have to expend resources detecting and correcting the failure in our systems and we may be subject to potential claims from third parties and government agencies. We may also suffer severe reputational damage. Any of these consequences could materially and adversely affect our business, financial condition or results of operations.

 

Because the nature of the financial services industry involves a high volume of transactions, certain systems or human errors may be repeated or compounded before they are discovered and successfully rectified. The Company’s necessary dependence upon automated systems to record and process our transaction volume may further increase the risk that technical flaws or associate tampering or manipulation of those systems will result in losses that are difficult to detect. The Company is further exposed to the risk that our third-party vendors may be unable to fulfill their contractual obligations or will be subject to the same risk of fraud or systems or human errors as we are. These risks include the cybersecurity risks discussed above.

 

23
Table of Contents

 

Risks Related to Our Industry

 

We operate in a highly regulated environment, which could restrain our growth and profitability.

 

We are subject to extensive regulation and supervision under federal and state banking laws and regulations that govern almost all aspects of our operations, including, among other things, our lending practices, deposit-taking practices, capital structure, investment practices, dividend policy, operations and growth. The level of regulatory scrutiny that we are subject to may fluctuate over time, based on numerous factors, including as a result of changes in the political administrations. These laws and regulations, and the supervisory framework that oversees the administration of these laws and regulations, are primarily intended to protect consumers, depositors, the Deposit Insurance Fund and the banking system as a whole, and not shareholders and counterparties. Furthermore, new proposals for legislation continue to be introduced in the U.S. Congress that could further substantially increase regulation of the financial services industry, and impose restrictions on our operations and our ability to conduct business consistent with historical practices, which could have a material adverse effect on our business, financial condition, results of operations and growth prospects. Our efforts to comply with new laws, regulations and standards typically result in increased expenses and a diversion of management time and attention. The information under the heading “Supervision and Regulation” in Item 1. Business, provides more information regarding the regulatory environment in which we and the Bank operate.

 

Federal regulators periodically examine our business, and we may be required to remediate adverse examination findings.

 

The financial services industry is subject to intense scrutiny from bank supervisors in the examination process and aggressive enforcement of regulations on both the federal and state levels. The Federal Reserve and the OCC periodically examine our business, including our compliance with laws and regulations. If, as a result of an examination, a federal banking agency were to determine that our financial condition, capital resources, asset quality, earnings prospects, management, liquidity, or other aspects of any of our operations had become unsatisfactory, or that we were in violation of any law or regulation, it may take a number of different remedial actions as it deems appropriate. These actions include the power to enjoin “unsafe or unsound” practices, to require affirmative action to correct any conditions resulting from any violation or practice, to issue an administrative order that can be judicially enforced, to direct an increase in our capital, to restrict our growth, to assess civil monetary penalties against our officers or directors, to remove officers and directors and, if it is concluded that such conditions cannot be corrected or there is an imminent risk of loss to depositors, to terminate our deposit insurance and place us into receivership or conservatorship. If we become subject to any regulatory actions, it could have a material adverse effect on our business, results of operations, financial condition and growth prospects. Failure to comply with any applicable regulations and supervisory expectations related thereto could result in fines, penalties, lawsuits, regulatory sanctions, damage to our reputation or restrictions on business.

 

We are subject to numerous laws designed to protect consumers, including the Community Reinvestment Act and fair lending laws, and failure to comply with these laws could lead to a wide variety of sanctions.

 

The ECOA, the Fair Housing Act and other fair lending laws and regulations impose nondiscriminatory lending requirements on financial institutions. The Department of Justice and other federal agencies enforce these laws and regulations, but private parties may also have the ability to challenge an institution’s performance under fair lending laws in private class action litigation. If an institution’s performance under the fair lending laws and regulations is found to be deficient, the institution could be subject to damages and civil money penalties, injunctive relief, restrictions on mergers and acquisitions activity, restrictions on expansion, and restrictions on entering new business lines, among other sanctions. In addition, the OCC’s assessment of our compliance with the Community Reinvestment Act (“CRA”) is taken into account when evaluating any application we submit for, among other things, approval of the acquisition or establishment of a branch or other deposit facility, an office relocation, a merger or the acquisition of another financial institution. Our failure to satisfy our CRA obligations could, at a minimum, result in the denial of such applications and limit our growth.

 

We face a risk of noncompliance and enforcement action with the Bank Secrecy Act and other anti-money laundering statutes and regulations.

 

The Bank Secrecy Act, the USA PATRIOT Act of 2001, and other laws and regulations require financial institutions, among other duties, to institute and maintain an effective anti-money laundering program and file suspicious activity and currency transaction reports as appropriate. The federal Financial Crimes Enforcement Network is authorized to impose significant civil money penalties for violations of those requirements and has recently engaged in coordinated enforcement efforts with the individual federal banking regulators, as well as the U.S. Department of Justice, Drug Enforcement Administration and Internal Revenue Service. We are also subject to increased scrutiny of compliance with the rules enforced by the Office of Foreign Assets Control. If our policies, procedures and systems are deemed deficient, we would be subject to liability, including fines and regulatory actions, which may include restrictions on our ability to pay dividends and the necessity to obtain regulatory approvals to proceed with certain aspects of our business plan, including our acquisition plans. Failure to maintain and implement adequate programs to combat money laundering and terrorist financing could also have serious reputational consequences for us. Any of these results could materially and adversely affect our business, financial condition, results of operations and growth prospects.

 

24
Table of Contents

 

In addition, bank regulatory agencies consider the effectiveness of a financial institution’s anti-money laundering activities and other regulatory compliance matters when reviewing bank mergers and bank holding company acquisitions. Accordingly, non-compliance with the applicable regulations could materially impair the Company’s ability to enter into or complete mergers and acquisitions.

 

Our success depends on our ability to respond to the threats and opportunities of fintech innovation.

 

Fintech developments, such as bitcoin or other types of cryptocurrency and the development of alternative payment systems such as Venmo and PayPal, have the potential to disrupt the financial industry and change the way banks do business. Our success depends on our ability to adapt to the pace of the rapidly changing technological environment, which is crucial to retention and acquisition of customers. On July 31, 2018, the OCC announced it would grant limited-purpose national bank charters to fintech companies that offer bank products and services. The federal charter would allow fintech companies to operate nationwide under a single set of national standards, without needing to seek state-by-state licenses or joining with brick-and-mortar banks, which could have the effect of allowing fintech companies to more easily compete with us for financial products and services in the communities we serve. At present, the future of the OCC limited-purpose fintech charter is unclear. To date, the OCC has not approved any such charters and each application for a charter has been met with a lawsuit challenging the OCC’s authority to issue such charters.

 

We may be required to pay significantly higher FDIC deposit insurance premiums in the future.

 

The deposits of Investar Bank are insured by the FDIC up to legal limits and, accordingly, subject it to the payment of FDIC deposit insurance assessments. We are generally unable to control the amount of premiums that we are required to pay for FDIC deposit insurance. A bank’s regular assessments are determined by its risk classification, which is based on certain financial information and the level of supervisory concern that it poses. In order to maintain a strong funding position and restore the reserve ratios of the Deposit Insurance Fund, the FDIC has, in the past, increased deposit insurance assessment rates and charged a special assessment to all FDIC-insured financial institutions. While the FDIC’s special assessment in 2023 generally only applied to banks with over $5 billion in total assets, further increases in assessment rates or special assessments that apply to all banks may occur in the future, especially if there are significant financial institution failures. Any future special assessments, increases in assessment rates or required prepayments in FDIC insurance premiums could reduce our profitability or limit our ability to pursue certain business opportunities, which could have an adverse effect on our business, financial condition and results of operations.

 

Our use of third-party vendors and our other ongoing third-party business relationships are subject to increasing regulatory requirements and attention.

 

We regularly use third-party vendors as part of our business. We also have substantial ongoing business relationships with other third parties. These types of third-party relationships are subject to increasingly demanding regulatory requirements and attention by our federal bank regulators. Regulation requires us to perform due diligence and ongoing monitoring and control over our third-party vendors and other ongoing third-party business relationships. In certain cases, we may be required to renegotiate our agreements with these vendors to meet these requirements, which could increase our costs. We expect that our regulators will hold us responsible for deficiencies in our oversight and control of our third-party relationships and in the performance of the parties with which we have these relationships. As a result, if our regulators conclude that we have not exercised adequate oversight and control over our third-party vendors or other ongoing third-party business relationships or that such third parties have not performed appropriately, we could be subject to enforcement actions, including civil money penalties or other administrative or judicial penalties or fines as well as requirements for customer remediation, any of which could have a material adverse effect our business, financial condition or results of operations.

 

25
Table of Contents

 

Risks Related to an Investment in our Common Stock

 

The market price of our common stock may be volatile, which may make it difficult for investors to sell their shares at the volume, prices and times desired.

 

The market price of our common stock may fluctuate substantially due to a variety of factors, many of which are beyond our control, including, without limitation:

 

 

•

actual, anticipated, or unanticipated variations in our quarterly and annual operating results, financial condition or asset quality;
 

•

changes in general economic or business conditions, both domestically and internationally;
 

•

the effects of, and changes in, trade, monetary and fiscal policies, including the interest rate policies of the Federal Reserve, or in laws and regulations affecting us;
 

•

changes in the credit, mortgage and real estate markets;
 

•

the number of securities analysts covering us;
 

•

our creditworthiness;
 

•

publication of research reports about us, our competitors, or the financial services industry generally, or changes in, or failure to meet, securities analysts’ estimates of our financial and operating performance, or lack of research reports by industry analysts or ceasing of coverage;
 

•

changes in market valuations or earnings of companies that investors deemed comparable to us;
 

•

the average daily trading volume of our common stock;
 

•

future issuances of our common stock or other securities;
 

•

changes in dividends on our common stock;
 

•

additions or departures of key personnel;
 

•

perceptions in the marketplace regarding our competitors and/or us;
 

•

significant acquisitions or business combinations, strategic partnerships, joint ventures or capital commitments by or involving our competitors or us; and
 

•

other news, announcements or disclosures (whether by us or others) related to us, our competitors, our markets or the financial services industry.

 

The stock market and, in particular, the market for financial institution stocks have experienced significant fluctuations in recent years. In addition, significant fluctuations in the trading volume in our common stock may cause significant price variations to occur. Increased market volatility may materially and adversely affect the market price of our common stock, which may make it difficult for investors to sell their shares at the volume, prices and times desired.

 

Shares eligible for future sale and shares we may issue in the future could adversely affect market prices of our common stock.

 

Shares of our common stock eligible for future sale, including those that may be issued in any private or public offering of our common stock, as consideration in acquisition transactions, or as incentives under incentive plans, could adversely affect market prices for our common stock. As of December 31, 2023, we had 9,748,067 shares outstanding and 326,605 shares subject to options granted under our incentive plan. Because our outstanding shares of common stock either were issued in an offering registered under the Securities Act of 1933, as amended (the “Securities Act”) or have been held for more than one year, such shares are freely tradable, except for shares held by our affiliates (approximately 6% of shares outstanding as of December 31, 2023) and 336,749 shares that represent unvested restricted shares under our incentive plan. Shares issued under our incentive plan will be available for sale into the public market, except for shares held by our affiliates. Shares held by our affiliates may be resold subject to the restrictions in Rule 144 of the Securities Act. In the future, we may issue additional shares of common stock to raise capital for growth or as consideration in acquisition transactions or for other purposes, and such shares may be registered under the Securities Act and freely tradable or may be issued in a private placement and registered for resale under the Securities Act.

 

26
Table of Contents

 

Our dividend policy may change without notice, and our future ability to pay dividends is subject to restrictions.

 

Holders of our common stock are entitled to receive only such cash dividends as our board of directors may declare out of funds legally available for the payment of dividends. We have no obligation to continue paying dividends, and we may change our dividend policy at any time without notice to our shareholders. In addition, our existing and future debt agreements limit, or may limit, our ability to pay dividends. Under the terms of our 5.125% Fixed-to-Floating Rate Subordinated Notes due 2029, we may not pay a dividend if either our parent company or the Bank, both immediately prior to the declaration of the dividend and after giving effect to the payment of the dividend, would not maintain regulatory capital ratios that are as “well capitalized” levels for regulatory capital purposes. We are also prohibited from paying dividends upon and during the continuance of any Event of Default under such notes. Under the terms of our 5.125% Fixed-to-Floating Rate Subordinated Notes due 2032, we are prohibited from paying dividends upon and during the continuance of any Event of Default under such notes. Our ability to pay dividends may be limited on account of the junior subordinated debentures that we assumed through acquisitions. We must make payments on the junior subordinated debentures before any dividends can be paid on our common stock.

 

Since the Company’s primary asset is its stock of Investar Bank, we are dependent upon dividends from the Bank to pay our operating expenses, satisfy our obligations and to pay dividends on the Company’s common stock. Accordingly, any declaration and payment of dividends on common stock will substantially depend upon the Bank’s earnings and financial condition, liquidity and capital requirements, the general economic and regulatory climate and other factors deemed relevant by our board of directors. Furthermore, consistent with our strategic plans, capital availability, projected liquidity needs, and other factors, we have made, and will continue to make, capital management decisions and policies that could adversely impact the amount of dividends, if any, paid to our common shareholders.

 

In addition, there are numerous laws and banking regulations that limit our and Investar Bank’s ability to pay dividends. For further discussion of the regulatory restrictions on our ability to pay dividends, see Item 1. Business – Supervision and Regulation – Dividends.

 

Our Restated Articles of Incorporation and By-laws, and certain banking laws applicable to us, could have an anti-takeover effect that decreases our chances of being acquired, even if our acquisition is in our shareholders’ best interests.

 

Certain provisions of our restated articles of incorporation and our by-laws, as amended, and federal banking laws, including regulatory approval requirements, could make it more difficult for a third party to acquire control of our organization or conduct a proxy contest, even if those events were perceived by many of our shareholders as beneficial to their interests. These provisions, and the corporate and banking laws and regulations applicable to us:

 

 

•

enable our board of directors to issue additional shares of authorized, but unissued capital stock. In particular, our board may issue “blank check” preferred stock with such designations, rights and preferences as may be determined from time to time by the board;
 

•

enable our board of directors to increase the size of the board and fill the vacancies created by the increase;
 

•

enable our board of directors to amend our by-laws without shareholder approval;
 

•

require advance notice for director nominations and other shareholder proposals; and
 

•

require prior regulatory application and approval of any transaction involving control of our organization.

 

These provisions may discourage potential acquisition proposals and could delay or prevent a change in control, including circumstances in which our shareholders might otherwise receive a premium over the market price of our shares.

 

Our issuance of preferred stock could adversely affect holders of our common stock and discourage a takeover.

 

Our shareholders authorized our board of directors to issue up to 5,000,000 shares of preferred stock without any further action on the part of our shareholders. The board also has the power, without shareholder approval, to set the terms of any series of preferred stock that may be issued, including voting rights, dividend rights, preferences over our common stock with respect to dividends or in the event of a dissolution, liquidation or winding up and other terms. In the event that we issue preferred stock in the future that has preference over our common stock with respect to payment of dividends or upon our liquidation, dissolution or winding up, or if we issue preferred stock with voting rights that dilute the voting power of our common stock, the rights of the holders of our common stock or the market price of our common stock could be adversely affected. In addition, the ability of our board of directors to issue shares of preferred stock without any action on the part of our shareholders may impede a takeover of us and prevent a transaction perceived to be favorable to our shareholders.

 

An investment in our common stock is not an insured deposit and is subject to risk of loss.

 

Our common stock is not a bank deposit and, therefore, is not insured against loss by the FDIC, any deposit insurance fund or by any other public or private entity. Investment in our common stock is inherently risky for the reasons described in this “Risk Factors” section and elsewhere in this Annual Report on Form 10-K and is subject to the same market forces that affect the price of common stock in any company. As a result, an investor may lose some or all of his or her investment in our common stock.

 

Item 1B. Unresolved Staff Comments

 

Not applicable.

 

 

27
Table of Contents

 

Item 1C. Cybersecurity

 

Risk Management and Strategy 

 

As a financial institution, we believe that the risk of cybersecurity incidents is a significant, increasing, and always evolving risk for our business. Federal law and regulations require us to maintain a comprehensive written information security program, and federal banking regulators regularly issue guidance regarding cybersecurity threats intended to enhance our cybersecurity risk management. Accordingly, we have developed and implemented processes for assessing, identifying and managing material risks from cybersecurity threats designed to comply with federal law and regulations and protect against cybersecurity threats to our business. Our program is supported by management and the Company’s Board of Directors (the “Board of Directors”). The Company maintains an active cyber insurance policy to enhance protections against material data intrusions or loss of privacy. For an overview of the federal banking laws and regulations that govern our management and oversight of cybersecurity risks, refer to Item 1. Business – Supervision and Regulation – “Financial Privacy and Cybersecurity Requirements,” incorporated by reference into this Item 1C.

 

The Company’s Information Security Program (the “Program”) is comprised of five pillars: the Information Security Policy, the Enterprise Information Security Risk Assessment, the Incident Response Plan, a formalized Security Awareness Campaign, and an enterprise monitoring and reporting program.

 

  •

The Information Security Policy contains numerous distinct administrative and technical controls that govern data security for the organization and is based on the National Institute of Standards and Technology (“NIST”) Cybersecurity Framework. The policy is reviewed and approved by the Board of Directors annually.
  •

The Enterprise Information Security Risk Assessment quantifies risk criteria utilizing the same impact measures, including financial, strategic, operational, and reputational, set forth by the Enterprise Risk Committee. The risk assessment is reviewed and approved by the Board of Directors annually. The Enterprise Risk Committee includes members of management from various departments and members of the Board of Directors and oversees the overall risk management of the Company. The Enterprise Risk Committee meets as often as appropriate to perform its responsibilities, but no less than once per calendar quarter and reports findings and provides recommendations to the Board of Directors on a routine basis.
  •

The Incident Response Plan (“IRP”) includes procedures for responding to actual or potential cybersecurity incidents, including providing timely notice to customers and our bank regulatory agencies when appropriate. The IRP is based on the NIST Cybersecurity Framework. The plan is tested annually through tabletop exercises.
  •

The Security Awareness Campaign is designed with the goal that employees are educated on policy, threats, and best practices from onboarding and throughout their tenure at the Company. This effort includes an onboarding training program, annual attestation and training, and weekly communication designed to help instill in employees a security mindset through repetition.
  •

The Company maintains an enterprise monitoring and reporting program, which identifies key risk indicators for tracking and identifying trends. The key risk indicators are presented to the Company’s Information Technology Committee (“IT Committee”) and the Board of Directors on a monthly basis.

 

The Program is monitored each year through various internal and external audits, as well as OCC regulatory exams. Vulnerability and penetration testing are also conducted at least annually by an independent third party to supplement the vulnerability and patching program routinely performed by internal staff. Third-party vendors supplement the Company’s internal patching program as necessary. The Company also utilizes a third-party “SOC as a Service” to monitor extended detection and response logs and network traffic.

 

Third-party service provider risk is evaluated prior to and throughout the relationship. Third-party service providers must meet a minimum set of baseline security standards prior to being onboarded. During onboarding, the third party and the services they provide are added to the Information Security Risk Assessment, including consideration of inherent risk factors and mitigating controls. Alternative vendors and the effort to transition between vendors are identified during onboarding as well as in the event that the selected provider may fail in providing contracted services at any time. After a third party is onboarded, they are subject to the annual third-party risk management program, specific to their assigned risk criticality. This effort includes the review of service organization controls reports, business continuity and disaster recovery efforts, insurance certificates, and other compliance related concerns when applicable.

 

During the last three years we have not experienced any cybersecurity incidents that have materially affected our Company, including our business, strategy, results of operations or financial condition. For a discussion of how risks from cybersecurity threats may be reasonably likely to materially affect us, refer to Item 1A. Risk Factors – Risks Related to our Business – “We rely on information technology and telecommunications systems, many of which are provided by third-party vendors” and – “Cyberattacks or other security breaches could adversely affect our operations, net income or reputation,” incorporated by reference into this Item 1C. 

 

Governance

 

The Board of Directors is responsible for oversight of risks from cybersecurity threats. Oversight of cybersecurity risk management is performed primarily by the Board of Directors and the IT Committee. The IT Committee consists of members of the Board of Directors and key members of management. The IT Committee’s primary purpose is to assist the Board of Directors in its oversight of technology and innovation strategies, plans and operations related to cybersecurity, data privacy, and third-party technology risk management. The Chief Information Security Officer (“CISO”) provides monthly information security reports on cybersecurity programs, policies and controls, key risk indicators and trends including responses to any cybersecurity events, and efforts to improve security. Annually, the CISO provides security training to the Board of Directors. The CISO also provides the Board of Directors with an annual Information Security Program Summary Report in compliance with federal banking guidelines.

 

The program is managed by the CISO who reports to the Chief Operations Officer and is reviewed by regulators as well as internal auditors. The Chief Information Officer (“CIO”) and information technology staff support the CISO in cybersecurity operations as necessary to mitigate risks to the Company's technology infrastructure. The CISO holds two cybersecurity industry leading certifications (CISSP, CCSP) and has more than 20 years of technology experience. Information technology staff are generally subject to professional education, experience, and certification requirements, and receive education and mentoring from the CISO and CIO.

 

28
Table of Contents

 

Item 2. Properties

 

Our main office, which serves as our executive and operations center, is located at 10500 Coursey Boulevard in Baton Rouge, Louisiana. In addition, we operate 28 full-service branches. Our 20 branches in Louisiana are located in Ascension (1), East Baton Rouge (3), West Baton Rouge (1), Jefferson (2), Lafayette (2), Livingston (1), Orleans (1), St. Tammany (1), Tangipahoa (1), East Feliciana (2), West Feliciana (1), Evangeline (3) and Calcasieu (1) Parishes. Our two branches in Texas are located in Galveston (1) and Harris (1) Counties, and one loan and deposit production office is located in Montgomery County. Our six branches in Alabama are located in Calhoun (3), Sumter (2), and Tuscaloosa (1) Counties. We also have one stand-alone ITM in Morgan City, Louisiana.

 

We own the building, known as Investar Tower, in which our main office is located, and all of our branch offices, with the exception of two leased branch locations in Louisiana, and two leased branch locations and one loan and deposit production office in Texas. As lessor, we lease space on the first floor of our main office building to multiple tenants, and we also lease a portion of one of our branch locations. Each of our owned branch facilities is a stand-alone building with on-site parking and drive-up access, the majority of which are equipped with an ATM or ITM. We believe that our facilities are in good condition and are adequate to meet our operating needs for the foreseeable future.

 

We also own a tract of land in each of the following Louisiana parishes: East Baton Rouge Parish; St. Mary Parish; and Ascension Parish. Each tract of land has been designated as either a future branch or stand-alone ITM location. The timing of the development of these tracts of land is uncertain.

 

Item 3. Legal Proceedings

 

From time to time we are party to ordinary routine litigation matters incidental to the conduct of our business. We are not presently party to, and none of our property is the subject of, any legal proceedings, the resolution of which we believe would have a material adverse effect on our business, financial condition, results of operations, cash flows, growth prospects or capital levels, nor were any such proceedings terminated during the fourth quarter of 2023.

 

Item 4. Mine Safety Disclosures

 

Not applicable.

 

PART II

 

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

 

Market Information

 

Our common stock is listed on the Nasdaq Global Market (the “Nasdaq”) under the symbol “ISTR.” As of March 4, 2024, there were approximately 712 holders of record of our common stock including participants in security position listings.

 

Dividend Policy

 

The Company has paid a quarterly dividend since 2011 and intends to continue to declare dividends on a quarterly basis. The declaration of dividends is at the discretion of our board of directors and will depend on our financial performance, future prospects, regulatory requirements and other factors deemed relevant by the board of directors.

 

Since we are a holding company with no material business activities, our ability to pay dividends is substantially dependent upon the ability of Investar Bank to transfer funds to us in the form of dividends, loans and advances. The Bank’s ability to pay dividends and make other distributions and payments to us depends upon the Bank’s earnings, financial condition, general economic conditions, compliance with regulatory requirements and other factors. In addition, the Bank’s ability to pay dividends to us is itself subject to various legal, regulatory and other restrictions. See Item 1. Business – Supervision and Regulation – Dividends, above for a discussion of the restrictions on dividends under federal banking laws and regulations. In addition, as a Louisiana corporation, we are subject to certain restrictions on dividends under the Louisiana Business Corporation Act. Generally, a Louisiana corporation may pay dividends to its shareholders unless, after giving effect to the dividend, either (1) the corporation would not be able to pay its debts as they come due in the usual course of business or (2) the corporations’ total assets are less than the sum of its total liabilities and the amount that would be needed, if the corporation were to be dissolved at the time of the payment of the dividend, to satisfy the preferential rights of shareholders whose preferential rights are superior to those receiving the dividend. In addition, our existing and future debt agreements limit, or may limit, our ability to pay dividends. Under the terms of our 5.125% Fixed-to-Floating Rate Subordinated Notes due 2029, we may not pay a dividend if either our parent company or the Bank, both immediately prior to the declaration of the dividend and after giving effect to the payment of the dividend, would not maintain regulatory capital ratios that are at “well capitalized” levels for regulatory capital purposes. We are also prohibited from paying dividends upon and during the continuance of any Event of Default under such notes. Under the terms of our 5.125% Fixed-to-Floating Rate Subordinated Notes due 2032, we are prohibited from paying dividends upon and during the continuance of any Event of Default under such notes. Finally, our ability to pay dividends may be limited on account of the junior subordinated debentures that we assumed through acquisitions. We must make payments on the junior subordinated debentures before any dividends can be paid on our common stock.

 

These restrictions do not, and are not expected in the future to, materially limit the Company’s ability to pay dividends to its shareholders in an amount consistent with the Company’s history of paying dividends.

 

29
Table of Contents

 

Stock Performance Graph

 

totalreturngraph.jpg

 

The above graph compares the cumulative total shareholder return on the Company’s common stock over a measurement period beginning at the market close on the last trading day of 2018, with (i) the cumulative total return on the stocks included in the Russell 3000 Index and (ii) the cumulative total return on the stocks included in the S&P United States SmallCap Banks Index, which includes banks with market capitalizations of $250 million to $1 billion. The performance graph assumes that the value of the investment in our common stock, the Russell 3000 Index and the S&P United States SmallCap Banks Index was $100 at December 31, 2018 and that all dividends were reinvested.

 

Index

  

12/31/2018

    

6/30/2019

    

12/31/2019

    

6/30/2020

  

Investar Holding Corporation

   $ 100.00     $ 96.39     $ 97.72     $ 59.36  

Russell 3000

     100.00       118.71       131.02       126.47  

S&P US SmallCap Banks

     100.00       114.88       125.46       85.84  
   

12/31/2020

    

6/30/2021

    

12/31/2021

    

6/30/2022

  

Investar Holding Corporation

   $ 68.61     $ 95.61     $ 77.51     $ 93.00  

Russell 3000

     158.39       182.32       199.03       157.04  

S&P US SmallCap Banks

     113.94       144.29       158.62       133.49  
   

12/31/2022

    

6/30/2023

    

12/31/2023

          

Investar Holding Corporation

   $ 92.27     $ 52.68     $ 65.91          

Russell 3000

     160.80       186.80       202.54          

S&P US SmallCap Banks

     139.85       108.62       140.55          

 

There can be no assurance that our common stock performance will continue in the future with the same or similar trends depicted in the performance graph above. We will not make or endorse any predictions as to future stock performance.

 

The information provided under the heading “Stock Performance Graph” shall not be deemed to be “soliciting material” or to be “filed” with the SEC or subject to its proxy regulations or to the liabilities of Section 18 of the Securities Exchange Act of 1934, as amended, other than as provided in Item 201 of Regulation S-K. The information provided in this section shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended.

 

30
Table of Contents

 

Unregistered Sales of Equity Securities

 

Not applicable.

 

Issuer Purchases of Equity Securities

 

Period

  

(a) Total Number of Shares (or Units) Purchased(1)

    

(b) Average Price Paid per Share (or Unit)(2)

    

(c ) Total Number of Shares (or Units) Purchased as Part of Publicly Announced Plans or Programs

    

(d) Maximum Number (or Approximate Dollar Value) of Shares (or Units) That May Be Purchased Under the Plans or Programs(3)

  

October 1, 2023 to October 31, 2023

     22,000     $ 10.67       22,000       524,032  

November 1, 2023 to November 30, 2023

     9,794       9.89       9,766       514,266  

December 1, 2023 to December 31, 2023

     —       —       —       514,266  
      31,794     $ 10.43       31,766       514,266  

 

 

(1)

Includes 28 shares surrendered to cover the payroll taxes due upon the vesting of restricted stock.
  (2) The average price paid per share does not include the effect of excise tax expense incurred on net stock repurchases.
  (3) The Company has had a stock repurchase program since 2015. On July 19, 2023, the Company announced that its board of directors authorized the repurchase of an additional 350,000 shares of the Company’s common stock under its stock repurchase plan. As of December 31, 2023, the Company had 514,266 shares remaining available under the program.

 

Securities Authorized for Issuance under Equity Compensation Plans

 

Please refer to the information under the heading “Securities Authorized for Issuance under Equity Compensation Plans” in Item 12, Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters, for a discussion of the securities authorized for issuance under the Company’s equity compensation plans.

 

Item 6. [Reserved]

 

31
Table of Contents
 

 

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations

 

This section presents management’s perspective on the financial condition and results of operations of Investar Holding Corporation and its wholly-owned subsidiary, Investar Bank, National Association (the “Bank,” together with Investar Holding Corporation, the “Company,” “we,” “our,” or “us”). The following discussion and analysis should be read in conjunction with the Company’s consolidated financial statements and related notes and other supplemental information included herein. Certain risks, uncertainties and other factors, including those set forth under Item 1A. Risk Factors in Part I, and elsewhere in this Annual Report on Form 10-K, may cause actual results to differ materially from those projected results discussed in the forward-looking statement appearing in this discussion and analysis.

 

CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

 

This annual report on Form 10-K, both in Management’s Discussion and Analysis of Financial Condition and Results of Operations, and elsewhere, contains forward-looking statements within the meaning of Section 27A of the Securities Act and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). These forward-looking statements include statements relating to our projected growth, anticipated future financial performance, changes in our allowance for credit losses including due to the adoption of ASU 2016-13, anticipated future credit quality and our potential ability to achieve performance and strategic goals, as well as statements relating to the anticipated effects of these factors on our business, financial condition and results of operations. These statements can typically be identified through the use of words or phrases such as “may,” “should,” “could,” “predict,” “potential,” “believe,” “think,” “will likely result,” “expect,” “continue,” “will,” “anticipate,” “seek,” “estimate,” “intend,” “plan,” “projection,” “would” and “outlook,” or the negative version of those words or other comparable words or phrases of a future or forward-looking nature.

 

Our forward-looking statements contained herein are based on assumptions and estimates that management believes to be reasonable in light of the information available at this time. However, many of these statements are inherently uncertain and beyond our control and could be affected by many factors. Factors that could have a material effect on our business, financial condition, results of operations, cash flows and future growth prospects can be found in Item 1A. Risk Factors. These factors include, but are not limited to, the following, any one or more of which could materially affect the outcome of future events:

 

•

 the significant risks and uncertainties for our business, results of operations and financial condition, as well as our regulatory capital and liquidity ratios and other regulatory requirements caused by business and economic conditions generally and in the financial services industry in particular, whether nationally, regionally or in the markets in which we operate;
• changes in inflation, interest rates, yield curves and interest rate spread relationships that affect our loan and deposit pricing;
• our ability to continue to successfully execute the pivot of our near-term strategy from primarily a growth strategy to a strategy primarily focused on consistent, quality earnings through the optimization of our balance sheet, and our ability to successfully execute a long-term growth strategy;

•

our ability to achieve organic loan and deposit growth, and the composition of that growth;
• a reduction in liquidity, including as a result of a reduction in the amount of deposits we hold or other sources of liquidity, which may be caused by, among other things, disruptions in the banking industry similar to those that occurred in early 2023 that caused bank depositors to move uninsured deposits to other banks or alternative investments outside the banking industry;

•

our ability to identify and enter into agreements to combine with attractive acquisition partners, finance acquisitions, complete acquisitions after definitive agreements are entered into, and successfully integrate and grow acquired operations;
• our adoption on January 1, 2023 of ASU 2016-13, and inaccuracy of the assumptions and estimates we make in establishing reserves for credit losses and other estimates;
• changes in the quality or composition of our loan portfolio, including adverse developments in borrower industries or in the repayment ability of individual borrowers;
• changes in the quality and composition of, and changes in unrealized losses in, our investment portfolio, including whether we may have to sell securities before their recovery of amortized cost basis and realize losses;

•

the extent of continuing client demand for the high level of personalized service that is a key element of our banking approach as well as our ability to execute our strategy generally;

•

our dependence on our management team, and our ability to attract and retain qualified personnel;

•

the concentration of our business within our geographic areas of operation in Louisiana, Texas and Alabama;

 

32
Table of Contents

 

• increasing costs of complying with new and potential future regulations;
• new or increasing geopolitical tensions, including resulting from wars in Ukraine and Israel and surrounding areas;
• the emergence or worsening of widespread public health challenges or pandemics including COVID-19;

•

concentration of credit exposure;

•

any deterioration in asset quality and higher loan charge-offs, and the time and effort necessary to resolve problem assets;
• fluctuations in the price of oil and natural gas;

•

data processing system failures and errors;

•

 risks associated with our digital transformation process, including increased risks of cyberattacks and other security breaches and challenges associated with addressing the increased prevalence of artificial intelligence;
• risks of losses resulting from increased fraud attacks against us and others in the financial services industry;

•

potential impairment of our goodwill and other intangible assets;

•

our potential growth, including our entrance or expansion into new markets, and the need for sufficient capital to support that growth;

•

the impact of litigation and other legal proceedings to which we become subject;

•

competitive pressures in the commercial finance, retail banking, mortgage lending and consumer finance industries, as well as the financial resources of, and products offered by, competitors;

•

the impact of changes in laws and regulations applicable to us, including banking, securities and tax laws and regulations and accounting standards, as well as changes in the interpretation of such laws and regulations by our regulators;

•

changes in the scope and costs of FDIC insurance and other coverages;

•

governmental monetary and fiscal policies;

•

hurricanes, tropical storms, tropical depressions, floods, winter storms, droughts and other adverse weather events, all of which have affected our market areas from time to time; other natural disasters; oil spills and other man-made disasters; acts of terrorism; other international or domestic calamities; acts of God; and other matters beyond our control; and

•

other circumstances, many of which are beyond our control.

 

The foregoing factors should not be construed as exhaustive and should be read together with the other cautionary statements included herein. If one or more events related to these or other risks or uncertainties materialize, or if our underlying assumptions prove to be incorrect, actual results may differ materially from what we anticipate. Accordingly, you should not place undue reliance on any such forward-looking statements.

 

Any forward-looking statement speaks only as of the date on which it is made, and we do not undertake any obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise. New factors emerge from time to time, and it is not possible for us to predict which will arise. In addition, we cannot assess the impact of each factor on our business or the extent to which any factor, or combination of factors, may cause actual results to differ materially from those contained in any forward-looking statements. We qualify all of our forward-looking statements by these cautionary statements.

 

33
Table of Contents

 

Overview

 

Through our wholly-owned subsidiary Investar Bank, National Association, we provide full banking services, excluding trust services, tailored primarily to meet the needs of individuals, professionals, and small to medium-sized businesses. Our primary areas of operation are south Louisiana (approximately 80% of our total deposits as of December 31, 2023), including Baton Rouge, New Orleans, Lafayette, Lake Charles, and their surrounding areas; southeast Texas, primarily Houston and its surrounding area and Alabama, including York and Oxford and their surrounding areas. As of March 7, 2024, we operated 28 full service branches comprised of 20 full service branches in Louisiana, two full service branches in Texas, and six full service branches in Alabama. Our Bank commenced operations in 2006 and we completed our initial public offering in July 2014. On July 1, 2019, the Bank changed from a Louisiana state bank charter to a national bank charter and its name changed to Investar Bank, National Association.

 

During 2023, we pivoted our near-term strategy from primarily a growth strategy to primarily a focus on consistent, quality earnings through the optimization of our balance sheet. Our long-term strategy includes organic growth through high quality loans and growth through acquisitions, including whole-bank acquisitions, strategic branch acquisitions and asset acquisitions. We have completed seven whole-bank acquisitions since 2011 and regularly review acquisition opportunities. Our most recent whole bank acquisition was completed in April 2021. During our last three fiscal years, we have not opened any de novo branch locations; however, in the third quarter of 2023, we converted an existing loan and deposit production office in Tuscaloosa, Alabama to a cashless branch designed to provide a digital banking experience. During the third and fourth quarters of 2023, we purchased commercial and industrial revolving lines of credit with an unpaid principal balance of $162.7 million in two tranches.

 

We have continued to evaluate opportunities to improve our branch network efficiency, leverage our digital initiatives, and further reduce costs. We closed five branches during our last three fiscal years, and one in Alabama during the first quarter of 2024. Three of the branches had been acquired, and the closures involved anticipated synergies that resulted in significant cost savings. In 2022, we sold five former branch locations and three tracts of land that were being held for future branch locations. On January 27, 2023, we completed the sale of certain assets, deposits and other liabilities associated with our Alice, Texas and Victoria, Texas branch locations to First Community Bank in order to focus more on our core markets. Of the Bank’s entire branch network, these two locations were geographically the most distant from our Louisiana headquarters. During the third quarter of 2023, we ceased operation of 14 ATMs.

 

In an effort to focus more on our core business and optimize profitability, in the third quarter of 2023, we made the strategic decision to exit the consumer mortgage origination business. Consumer mortgage loan products are typically long-term and fixed-rate and generally require a higher relative allowance for credit losses than other loan products. Consumer mortgage volumes have decreased to historical lows due to the combination of rising housing prices and interest rates and constriction of housing supply. As a result of this decision, we further optimized our workforce and will continue to dedicate resources to our more profitable business lines. Related severance expense was $0.1 million. Substantially all of the consumer mortgage portfolio is included in the 1-4 family loan category.

 

Our principal business is lending to and accepting deposits from individuals and small to medium-sized businesses in our areas of operation. As a financial holding company operating through one reportable segment, we generate our income principally from interest on loans and, to a lesser extent, our securities investments, as well as from fees charged in connection with our various loan and deposit services. Our principal expenses are interest expense on interest-bearing customer deposits and borrowings, salaries and employee benefits, occupancy costs, data processing and other operating expenses. We measure our performance through our net interest margin, return on average assets, and return on average equity, among other metrics, while seeking to maintain appropriate regulatory leverage and risk-based capital ratios.

 

34
Table of Contents

 

For certain GAAP performance measures, see “Certain Performance Indicators” below. We also monitor changes in our tangible equity, tangible assets, tangible book value per share, and our efficiency ratio, shown in the section “Certain Performance Indicators: Non-GAAP Financial Measures” below.

 

Certain Performance Indicators

 

   

As of and for the years ended December 31,

(In thousands, except share data)

  

2023(1)

  

2022

  

2021(2)

  

2020(2)

   2019(2)

Financial Information

                                        

Total assets

   $ 2,815,155     $ 2,753,807     $ 2,513,203     $ 2,321,181     $ 2,148,916  

Total stockholders' equity

     226,768       215,782       242,598       243,284       241,976  

Net interest income

     74,520       89,785       83,814       73,534       64,818  

Net income

     16,678       35,709       8,000       13,889       16,839  

Diluted earnings per share

     1.69       3.50       0.76       1.27       1.66  
                                         

Performance Ratios

                                        

Return on average assets

     0.60 %     1.37 %     0.31 %     0.61 %     0.85 %

Return on average equity

     7.63       15.63       3.22       5.77       8.21  

Net interest margin

     2.83       3.67       3.53       3.49       3.51  

Dividend payout ratio

     23.37       10.31       40.26       19.69       13.55  
                                         

Capital Ratios

                                        

Total equity to total assets

     8.06 %     7.84 %     9.65 %     10.48 %     11.26 %

Tangible equity to tangible assets(3)

     6.65       6.37       8.04       9.22       9.96  

 

  (1) During 2023 we purchased commercial and industrial lines of credit with an unpaid principal balance of $162.7 million. We also sold certain assets, deposits, and other liabilities associated with two branches in Texas previously acquired from PlainsCapital Bank.
 

(2)

The following acquisitions are included from the date of each acquisition: On March 1, 2019, the Company acquired Mainland Bank, by merger with and into the Bank. On November 1, 2019, the Company acquired Bank of York, by merger with and into the Bank. On February 21, 2020, the Bank acquired two branches from PlainsCapital Bank. On April 1, 2021, the Company acquired Cheaha Financial Group, Inc. and its wholly-owned subsidiary Cheaha Bank, by merger with and into the Company and Bank, respectively.
  (3) Non-GAAP financial measure. See reconciliation below.

 

Certain Performance Indicators: Non-GAAP Financial Measures

 

Our accounting and reporting policies conform to accounting principles generally accepted in the United States, or GAAP, and the prevailing practices in the banking industry. However, we also evaluate our performance based on certain additional metrics. The efficiency ratio, tangible book value per share, and the ratio of tangible equity to tangible assets are not financial measures recognized under GAAP and, therefore, are considered non-GAAP financial measures.

 

35
Table of Contents

 

Our management, banking regulators, financial analysts and investors use these non-GAAP financial measures to compare the capital adequacy of banking organizations with significant amounts of preferred equity and/or goodwill or other intangible assets, which typically stem from the use of the purchase accounting method of accounting for mergers and acquisitions. Tangible equity, tangible assets, tangible book value per share or related measures should not be considered in isolation or as a substitute for total stockholders’ equity, total assets, book value per share or any other measure calculated in accordance with GAAP. Moreover, the manner in which we calculate tangible equity, tangible assets, tangible book value per share and any other related measures may differ from that of other companies reporting measures with similar names. The following table reconciles, as of the dates set forth below, stockholders’ equity (on a GAAP basis) to tangible equity and total assets (on a GAAP basis) to tangible assets and calculates both our tangible book value per share and efficiency ratio (dollars in thousands).

 

   

As of and for the years ended December 31,

  
   

2023

    

2022

    

2021

    

2020

    

2019

  

Total stockholders’ equity - GAAP

   $ 226,768     $ 215,782     $ 242,598     $ 243,284     $ 241,976  

Adjustments:

                                        

Goodwill

     40,088       40,088       40,088       28,144       26,132  

Core deposit intangible

     2,132       2,959       3,848       3,988       4,803  

Trademark intangible

     100       100       100       100       100  

Tangible equity

   $ 184,448     $ 172,635     $ 198,562     $ 211,052     $ 210,941  
                                         

Total assets - GAAP

   $ 2,815,155     $ 2,753,807     $ 2,513,203     $ 2,321,181     $ 2,148,916  

Adjustments:

                                        

Goodwill

     40,088       40,088       40,088       28,144       26,132  

Core deposit intangible

     2,132       2,959       3,848       3,988       4,803  

Trademark intangible

     100       100       100       100       100  

Tangible assets

   $ 2,772,835     $ 2,710,660     $ 2,469,167     $ 2,288,949     $ 2,117,881  
                                         

Total shares outstanding

     9,748,067       9,901,847       10,343,494       10,608,869       11,228,775  

Book value per share

   $ 23.26     $ 21.79     $ 23.45     $ 22.93     $ 21.55  

Effect of adjustments

     (4.34 )     (4.36 )     (4.25 )     (3.04 )     (2.76 )

Tangible book value per share

   $ 18.92     $ 17.43     $ 19.20     $ 19.89     $ 18.79  

Total equity to total assets

     8.06 %     7.84 %     9.65 %     10.48 %     11.26 %

Effect of adjustments

     (1.41 )     (1.47 )     (1.61 )     (1.26 )     (1.30 )

Tangible equity to tangible assets

     6.65 %     6.37 %     8.04 %     9.22 %     9.96 %
                                         

Efficiency ratio(1)

                                        

Noninterest expense

   $ 62,630     $ 60,865     $ 63,062     $ 57,131     $ 48,168  

Net interest income

     74,520       89,785       83,814       73,534       64,818  

Noninterest income

     6,538       18,350       12,042       12,096       6,216  

Efficiency ratio

     77.26 %     56.29 %     65.79 %     66.72 %     67.81 %

 

 

(1)

Calculated as noninterest expense divided by the sum of net interest income (before provision for credit losses) and noninterest income.

 

Critical Accounting Estimates

 

The preparation of our consolidated financial statements in accordance with GAAP requires us to make estimates and judgments that affect our reported amounts of assets, liabilities, income and expenses and related disclosure of contingent assets and liabilities. Although independent third parties are often engaged to assist us in the estimation process, management evaluates the results, challenges assumptions used and considers other factors which could impact these estimates. Actual results may differ from these estimates under different assumptions or conditions.

 

For more detailed information about our accounting policies, please refer to Note 1. Summary of Significant Accounting Policies. The following discussion presents our critical accounting estimates, which are those estimates made in accordance with GAAP that involve a significant level of estimation uncertainty and have had or are reasonably likely to have a material impact on our financial condition or results of operations. We believe that the judgments, estimates and assumptions that we use in the preparation of our consolidated financial statements are appropriate.

 

Allowance for Credit Losses. In June 2016, the Financial Accounting Standards Board (“FASB”) issued a new accounting standard (Accounting Standards Update “ASU” 2016-13), referred to as the Current Expected Credit Loss (“CECL”) standard, which became effective for us, as a smaller reporting company, on January 1, 2023. The CECL methodology requires that lifetime expected credit losses be recorded at the time the financial asset is originated or acquired, and be adjusted each period for changes in expected lifetime credit losses. The CECL methodology replaces multiple prior impairment models under U.S. GAAP that generally required that a loss be “incurred” before it was recognized, and represents a significant change from prior U.S. GAAP. Results for reporting periods beginning prior to January 1, 2023 are presented in accordance with ASU 2016-13 while prior period amounts continue to be reported in accordance with previously applicable U.S. GAAP.

 

For reporting periods beginning on and after January 1, 2023, reflecting the adoption of ASU 2016-13:

 

On January 1, 2023, we adopted Accounting Standards Codification (“ASC”) Topic 326, “Financial Instruments—Credit Losses,” commonly referred to as Current Expected Credit Losses (“CECL”), on a modified retrospective basis. The provisions of this guidance required a material change to the manner in which the Company estimates and reports losses on financial instruments, including loans and unfunded lending commitments, select investment securities, and other assets carried at amortized cost. 

 

The allowance is sensitive to external factors including the general health of the economy, as evidenced by changes in interest rates, gross domestic product, unemployment rates, and changes in real estate demand and values. Management considers these variables and all other available information when establishing the final level of the allowance. These variables and others have the ability to result in actual loan losses that differ from the originally estimated amounts. Changes in the factors used by management to determine the appropriateness of the allowance or the availability of new information could cause the allowance to be increased or decreased in future periods.

 

The Company’s management considers available forecasts, current events not captured and our specific portfolio characteristics and applies weights to the scenario output based on a best estimate of likely outcomes. Changing economic conditions have introduced enhanced estimation uncertainty in the forecasts used to estimate expected credit loss. Our credit loss models were built using historical data that may not correlate to existing economic conditions. Such forecasted information is inherently uncertain, therefore, actual results may differ significantly from management’s estimates.

 

The quantitative loss rate analysis is supplemented by a review of qualitative factors that considers whether conditions differ from those existing during the historical periods used in the development of the credit loss models. Such factors include, but are not limited to, changes in current and expected future economic conditions, changes in the nature and volume of the portfolio, changes in levels of concentrations, changes in the volume and severity of past due loans, changes in lending policies and personnel and changes in the competitive and regulatory environment of the banking industry. While quantitative data for these factors is used where available, there is significant judgment applied in these processes.

 

For credits that are individually evaluated, a specific allowance is calculated as the shortfall between the credit’s value and the Bank’s exposure. The loan’s value is measured by either the fair value of the collateral of the loan based on third-party appraisals if it is collateral dependent, or based on a discounted cash flow methodology. Collateral on impaired loans may include, but is not limited to, commercial and residential real estate and accounts receivable. Values for impaired credits are highly subjective and based on information available at the time of valuation and the current resolution strategy. These values are difficult to assess and have heightened uncertainty resulting from current market conditions. Actual results could differ from these estimates.

 

Management considers the appropriateness of these critical assumptions as part of its allowance review and believes the allowance for credit loss level is appropriate based on information available through the financial statement date. Please refer to Note 3. Loans and Allowance for Credit Losses, and Note 1. Summary of Significant Accounting Policies – Allowance for Credit Losses and – Accounting Standards Adopted in 2023, for additional discussion. 

 

For reporting periods prior to January 1, 2023, prior to the adoption of ASU 2016-13:

 

The allowance for loan losses was established as losses were estimated through a provision for loan losses charged to earnings. Through December 31, 2022, the allowance for loan losses was based on the amount that management believed would be adequate to absorb probable losses inherent in the loan portfolio based on, among other things, evaluations of the collectability of loans and prior loan loss experience. The evaluations took into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect borrowers’ ability to pay. Another component of the allowance was losses on loans assessed as impaired under FASB Accounting Standards Codification (“ASC”) Topic 310,“Receivables” (“ASC 310”). The balance of the loans determined to be impaired under ASC 310 and the related allowance was included in management’s estimation and analysis of the allowance for loan losses. Allowances for impaired loans were generally determined based on collateral values or the present value of estimated cash flows.

 

36
Table of Contents

 

The determination of the appropriate level of the allowance was inherently subjective as it requires estimates that are susceptible to significant revision as more information became available. We had an established methodology to determine the adequacy of the allowance for loan losses that assessed the risks and losses inherent in our portfolio and portfolio segments. We have an internally developed model that required significant judgment to determine the estimation method that fit the credit risk characteristics of the loans in our portfolio and portfolio segments. Qualitative and environmental factors that may not be directly reflected in quantitative estimates include: asset quality trends, changes in loan concentrations, new products and process changes, changes and pressures from competition, changes in lending policies and underwriting practices, trends in the nature and volume of the loan portfolio, and national and regional economic trends. Changes in these factors were considered in determining changes in the allowance for loan losses. The impact of these factors on our qualitative assessment of the allowance for loan losses could change from period to period based on management’s assessment of the extent to which these factors were already reflected in historic loss rates. The uncertainty inherent in the estimation process was also considered in evaluating the allowance for loan losses.

 

Acquisition Accounting. We account for our acquisitions under ASC Topic 805,“Business Combinations”(“ASC 805”), which requires the use of the purchase method of accounting. All identifiable assets acquired, including loans, are recorded at fair value (which is discussed below). The excess purchase price over the fair value of net assets acquired is recorded as goodwill. If the fair value of the net assets acquired exceeds the purchase price, a bargain purchase gain is recognized.

 

For reporting periods beginning on and after January 1, 2023, reflecting the adoption of ASU 2016-13:

 

ASU 2016-13 amended the accounting model for purchased financial assets and replaced the guidance for purchased credit impaired (“PCI”) financial assets with the concept of purchased credit deteriorated (“PCD”) assets. For PCD assets, the CECL estimate is recognized through the allowance for credit losses with an offset to the amortized cost basis of the PCD asset at the date of acquisition. Subsequent changes in the allowance for credit losses for PCD assets are recognized through a provision for credit losses on loans. We used the prospective transition approach for PCD loans that were previously classified as PCI and accounted for under ASC 310-30, “Loans and Debt Securities Acquired with Deteriorated Credit Quality” (“ASC 310-30”). As permitted under ASU 2016-13, the Company did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption.

 

Please refer to Note 1. Summary of Significant Accounting Policies – Acquisition Accounting and – Accounting Standards Adopted in 2023, for additional discussion. 

 

For reporting periods prior to January 1, 2023, prior to the adoption of ASU 2016-13:

 

Because the fair value measurements incorporated assumptions regarding credit risk, no allowance for loan losses related to acquired loans was recorded on the acquisition date. The fair value measurements of acquired loans were based on estimates related to expected prepayments and the amount and timing of undiscounted expected principal, interest and other cash flows. The fair value adjustment was amortized over the life of the loan using the effective interest method.

 

Through December 31, 2022, we accounted for acquired impaired loans under ASC Topic 310-30. An acquired loan was considered impaired when there was evidence of credit deterioration since origination and it was probable at the date of acquisition that we would be unable to collect all contractually required payments. ASC 310-30 prohibited the carryover of an allowance for loan losses for acquired impaired loans. Over the life of the acquired loans, we continually estimated the cash flows expected to be collected on individual loans or on pools of loans sharing common risk characteristics. As of the end of each fiscal quarter, we evaluated the present value of the acquired loans using the effective interest rates. For any increases in cash flows expected to be collected, we adjusted the amount of accretable yield recognized on a prospective basis over the loan’s or pool’s remaining life, while we recognized a provision for loan loss in the consolidated statement of operations if the cash flows expected to be collected had decreased.

 

Overview of Financial Condition and Results of Operations

 

Net income for the year ended December 31, 2023 totaled $16.7 million, or $1.69 per diluted share, compared to $35.7 million, or $3.50 per diluted share, for the year ended December 31, 2022. This represents a $19.0 million, or a 53.3%, decrease in net income.

 

Net income decreased primarily due to a $15.3 million decrease in net interest income and an $11.8 million decrease in noninterest income, partially offset by a $2.0 million negative provision for credit losses in 2023 compared to a provision for credit losses of $2.9 million in 2022. The decrease in net interest income was a result of a $43.9 million increase in interest expense partially offset by a $28.6 million increase in interest income, as the Bank experienced margin compression due to rising market interest rates. The decrease in noninterest income is mainly attributable to $8.1 million of swap termination fees and $1.4 million of income from insurance proceeds recorded during the year ended December 31, 2022 and the loss on sale or disposition of fixed assets of $1.3 million during the year ended December 31, 2023, primarily resulting from the sale of the Alice and Victoria, Texas branches, compared to a loss on sale or disposition of fixed assets of $0.3 million for the year ended December 31, 2022. The negative provision for credit losses of $2.0 million for the year ended December 31, 2023 was primarily due to net recoveries of $2.3 million in 2023. At December 31, 2023, the Company and the Bank each were in compliance with all regulatory capital requirements, and the Bank was considered “well-capitalized” under prompt corrective action regulations.

 

Additional key components of the Company’s performance during the year ended December 31, 2023 are summarized below.

 

 

•

 Credit quality metrics improved as nonperforming loans were 0.26% of total loans at December 31, 2023 compared to 0.54% at December 31, 2022.

 

 

•

 We recognized net recoveries of $2.3 million in the loan portfolio during the year ended December 31, 2023 primarily attributable to recoveries on one loan relationship that became impaired in the third quarter of 2021 as a result of Hurricane Ida.

 

 

•

 We recognized interest recoveries of $1.5 million during the year ended December 31, 2023, $1.1 million of which are attributable to one commercial and industrial oil and gas loan relationship.

 

 

•

Total deposits were $2.3 billion at December 31, 2023, an increase of $173.4 million, or 8.3%, compared to deposits of $2.1 billion at December 31, 2022. Noninterest-bearing deposits decreased $132.0 million, or 22.7%, to $448.8 million compared to $580.7 million at December 31, 2022. Time deposits and brokered time deposits increased, and other deposit categories decreased. At December 31, 2023, estimated uninsured deposits represented approximately 32% of our total deposits. 

 

 

•

Total loans increased $105.9 million, or 5.0% to $2.2 billion at December 31, 2023, compared to $2.1 billion at December 31, 2022. Excluding approximately $13.9 million in loans associated with the Alice and Victoria, Texas branches sold in January 2023 and approximately $162.7 million in revolving lines of credit purchased during 2023, total loans decreased $43.0 million, or 2.1%, to $2.05 billion at December 31, 2023, compared to $2.09 billion at December 31, 2022.

 

 

•

 On January 1, 2023, Investar adopted ASU 2016-13. Also referred to as the CECL standard, ASU 2016-13 requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts. Upon adoption, we recorded a one-time, cumulative effect adjustment to increase the allowance for credit losses by $5.9 million and reduce retained earnings, net of tax, by $4.3 million. Our allowance for credit losses to total loans was 1.38% at December 31, 2023.

 

 

•

Net interest income for the year ended December 31, 2023 was $74.5 million, a decrease of $15.3 million, or 17.0%, compared to $89.8 million for the year ended December 31, 2022, driven primarily by an increase in the rates paid on interest-bearing liabilities, partially offset by increases in the volume and yield earned on interest-earning assets.

 

 

•

 We experienced pressure on our net interest margin as interest rates rose rapidly during 2022 and 2023, and we raised rates offered on deposits and incurred higher costs on our borrowings. For the year ended December 31, 2023 our net interest margin was 2.83%, compared to 3.67% for the year ended December 31, 2022

 

 

•

 Return on average assets decreased to 0.60% for the year ended December 31, 2023, compared to 1.37% for the year ended December 31, 2022. Return on average equity was 7.63% for the year ended December 31, 2023 compared to 15.63% for the year ended December 31, 2022.

 

 

•

 We repurchased 222,448 shares of our common stock at an average price of $13.47 per share during 2023 and repurchased 518,978 shares of our common stock at an average price of $20.27 per share during 2022. We increased dividends by 8% to $0.395 per share for 2023 from $0.365 per share for 2022.

 

 

•

 Stockholders’ equity increased 5.1% to $226.8 million at December 31, 2023, compared to December 31, 2022, due to net income for 2023 and a decrease in accumulated other comprehensive loss due to an increase in the fair value of the Bank’s AFS securities portfolio, partially offset by the cumulative effect adjustment as a result of the adoption of ASU 2016-13 reflected in retained earnings.

 

37
Table of Contents

 

Certain Events That Affect Year-over-Year Comparability

 

Rising Inflation and Interest Rates. During the entirety of 2021, the federal funds target rate was 0% to 0.25%, and it remained at that rate until March 2022. Inflation increased rapidly during 2021 through June 2022. Since June 2022, the rate of inflation generally has declined; however, it has remained at high levels compared to recent historical periods. In response, the Federal Reserve raised the federal funds target rate multiple times from March 2022 through July 2023. Through these incremental increases to the target rate, the Federal Reserve has raised, on a cumulative basis, the target rate from 0% to 0.25% by 525 basis points to 5.25% to 5.50%.

 

Disruptions in the Banking Industry in 2023. Between March 10, 2023 and March 12, 2023, state banking supervisors closed Silicon Valley Bank (“SVB”) and Signature Bank and named the FDIC as receiver. At the time of closure, they were among the 30 largest U.S. banks. Reports indicated that, among other things, both banks had grown in asset size in recent periods at a faster rate than their peers, had large proportions of uninsured deposits (approximately 87.5% and 89.7% of total deposits, respectively) and high unrealized losses on investment securities. SVB’s business strategy focused on serving the technology and venture capital sectors, and Signature Bank had significant exposure to deposits from the digital asset industry. Prior to their closure, both banks experienced sudden and rapid deposit withdrawals. These events caused bank deposit customers, particularly those with uninsured deposits, to become concerned regarding the safety of their deposits, and in some cases caused customers to withdraw deposits. In response to the disruptions, among other things, the Federal Reserve announced a new Bank Term Funding Program (“BTFP”) to provide eligible banks with loans of up to one-year maturity backed by collateral pledged at par value. On April 24, 2023, San Francisco-based First Republic Bank, also among the 30 largest U.S. banks, reported a large deposit outflow and substantially reduced net income. First Republic Bank also had a large proportion of uninsured deposits (67% as of December 31, 2022). On May 1, 2023, regulators seized First Republic Bank and sold all of its deposits and most of its assets to JPMorgan Chase Bank.

 

In response to the disruptions and related publicity, we formed an internal task force that included members of our Asset/Liability Committee (“ALCO”). The task force met frequently to review our liquidity position and liquidity sources, and oversaw the Bank’s process to qualify for the BTFP. In addition, we took steps to inform our customers about our financial position, liquidity and insured deposit products. During the second quarter of 2023, we utilized the BTFP and reduced Federal Home Loan Bank (“FHLB”) advances. The Bank utilized this source of funding due to its lower rate, the ability to prepay the obligations without penalty, and as a means to lock in funding. During the fourth quarter of 2023 and again in the first quarter of 2024, the Bank refinanced its BTFP borrowings with new borrowings under the program due to more favorable rates. In January 2024, the Federal Reserve announced that it will cease making new loans under the BTFP on March 11, 2024. As of December 31, 2023, estimated uninsured deposits represented approximately 32% of our total deposits. For additional information, see “Discussion and Analysis of Financial Condition – Deposits, Borrowings, Liquidity and Capital Resources” and Part I. Item 1A. Risk Factors.

 

Hurricane Ida. On August 29, 2021, Hurricane Ida hit the Louisiana coast as a category 4 hurricane. Though Hurricane Ida did not cause significant physical damage to our branch locations, the storm devastated some of our market areas. The Company set up programs to help employees and customers experiencing financial difficulty as a result of the hurricane, including a deferral program. Additionally, the Company recorded an impairment charge of $21.6 million in the third quarter of 2021 related to a lending relationship with related borrowers (collectively, the “Borrower”) consisting of multiple loans secured by various types of collateral, including real estate, inventory, and equipment. As a result of Hurricane Ida’s impact on the Borrower’s business operations, some of the collateral securing the loan relationship, including real estate, inventory, and equipment, experienced a significant reduction in value. Since the third quarter of 2021, as of December 31, 2023, we have recorded net recoveries related to this loan relationship of $2.5 million, substantially all of which were in 2023.

 

COVID-19 Pandemic. In March 2020, COVID-19 was declared a pandemic by the World Health Organization. Our business remained open through the pandemic, although it was significantly disrupted in the early stages of the pandemic as we adjusted to various and changing government and voluntary restrictions on activities. The pandemic generally slowed business lending activity from the level we would otherwise have expected, particularly in 2020, except for our participation in the Paycheck Protection Program (“PPP”) under which we made loans to qualified borrowers that under specified conditions were subject to forgiveness and repayment by the federal government. We began participating in the PPP in the second quarter of 2020 and made loans totaling $178.0 million, almost all of which had been repaid by the end of 2022. The pandemic and the PPP created excess liquidity in the market, contributing to increases in our noninterest and interest-bearing demand deposits, and in money market deposit accounts and savings accounts in 2021. We took actions to protect our customers and employees throughout the pandemic, including increasing our remote banking and working options. We recorded an increased provision for loan losses during 2020 as a result of the impact of the pandemic. Market conditions generally improved during 2021 and 2022 compared to 2020, as vaccines became available and government restrictions lessened. The federal government declared an end to the COVID-19 public health emergency in May 2023.

 

Acquisitions. On April 1, 2021, the Company completed its acquisition of Cheaha Financial Group, Inc. (“Cheaha”) and its wholly-owned subsidiary, Cheaha Bank, an Alabama state bank headquartered in Oxford, Alabama that served the residents of Calhoun Country, Alabama through four branch locations. All of the issued and outstanding shares of Cheaha were converted into aggregate cash merger consideration of $41.1 million. On the date of the acquisition, Cheaha had total assets with a fair value of $240.8 million, including $120.4 million in loans, and we assumed $207.0 million in deposits. The Company recorded a core deposit intangible and goodwill of $0.8 million and $11.9 million, respectively, related to the acquisition of Cheaha.

 

Adoption of ASU 2016-13. As discussed throughout this report, we adopted ASU 2016-13 on January 1, 2023, and recorded a one-time, cumulative effect adjustment that increased the allowance for credit losses by $5.9 million and decreased retained earnings, net of tax, by $4.3 million.

 

Loan Purchase Agreement. In August 2023, we entered into a loan purchase agreement to acquire commercial and industrial revolving lines of credit, and related accrued interest, with an unpaid principal balance of $162.7 million and total commitments of $237.8 million in two tranches. The first and second tranches consist of unpaid principal balances of $35.8 million and $127.0 million, respectively, and total commitments of $61.1 million and $176.7 million, respectively. The purchase of the first tranche was completed on September 15, 2023, and the purchase of the second tranche was completed on October 3, 2023. The revolving lines of credit are variable-rate and shorter-term in nature with varying renewal terms. The loans are to consumer finance lending companies that possess a history of high credit quality and that we believe provide us with opportunities to deepen the relationships through our services such as treasury management. We also hired two individuals with significant experience in lending in this area.

 

Sale of Two Branches to First Community Bank. On January 27, 2023, we completed the sale of certain assets, deposits and other liabilities associated with the Alice and Victoria, Texas locations to First Community Bank, a Texas state bank located in Corpus Christi, Texas. We sold approximately $13.9 million in loans and $14.5 million in deposits.

 

Exit from Consumer Mortgage Origination Business. In the third quarter of 2023, we made the strategic decision to exit the consumer mortgage origination business. For additional discussion, see “Overview.”

 

Branch Closures. We closed one branch location in Prairieville, Louisiana in April 2021 and one branch location in Dickinson, Texas in October 2021. We closed one branch location in Baton Rouge, Louisiana and one branch location in Westlake, Louisiana in May 2022. We closed one branch location in Central, Louisiana in March 2023. We sold the land and buildings relating to five locations during 2022. During 2022, we also sold three tracts of land that were held for future branch locations. In the first quarter of 2024, we closed one branch in Alabama. We continue to evaluate opportunities to reduce our physical branch footprint and further improve efficiency through digital initiatives. 

 

Subordinated Debt Issuance and Redemption. In April 2022, we completed a private placement of $20.0 million in aggregate principal amount of our 5.125% Fixed-to-Floating Subordinated Notes due 2032 (the “2032 Notes”). In June 2022, we used the majority of the proceeds to redeem $18.6 million of our 2017 issuance of 6.00% Fixed-to-Floating Rate Subordinated Notes due 2027 (the “2027 Notes”). We utilized the remaining proceeds for share repurchases and for general corporate purposes.

 

Discussion and Analysis of Financial Condition

 

Total assets were $2.82 billion at December 31, 2023, an increase of $61.3 million, or 2.2%, compared to total assets of $2.75 billion at December 31, 2022. The growth experienced since December 31, 2022 can mainly be attributed to growth in loans of $105.9 million primarily due to the purchase of commercial and industrial revolving lines of credit, partially offset by a decrease of $43.2 million in the available for sale securities portfolio.

 

38
Table of Contents

 

Loans

 

General. Loans, constitute our most significant asset, comprising 79% and 76%, of our total assets at December 31, 2023 and 2022, respectively. Loans increased $105.9 million, or 5.0%, to $2.2 billion at December 31, 2023 from $2.1 billion at December 31, 2022. The increase in loans was primarily the result of the purchase of approximately $162.7 million in revolving lines of credit during 2023 as described in Certain Events that Affect Year-Over-Year Comparability – Loan Purchase Agreement, partially offset by lower demand and the sale of approximately $13.9 million in loans associated with the sale of the Alice and Victoria, Texas branches. Given the elevated interest rate environment, we are emphasizing origination of high margin loans that promote long-term profitability and proactively exiting credit relationships that do not fit this strategy.

 

The table below sets forth the balance of loans outstanding by loan type as of the dates presented, and the percentage of each loan type to total loans (dollars in thousands).

 

   

December 31,

  
   

2023

  

2022
   

Amount

    

Percentage of Total Loans

    

Amount

    

Percentage of Total Loans

  

Mortgage loans on real estate

                                

Construction and development

   $ 190,371       8.6 %   $ 201,633       9.6 %

1-4 Family

     413,786       18.7       401,377       19.1  

Multifamily

     105,946       4.8       81,812       3.9  

Farmland

     7,651       0.4       12,877       0.6  

Commercial real estate

                                

Owner-occupied

     449,610       20.3       445,148       21.1  

Nonowner-occupied

     488,098       22.1       513,095       24.4  

Commercial and industrial

     543,421       24.6       435,093       20.7  

Consumer

     11,736       0.5       13,732       0.6  

Total loans

   $ 2,210,619       100 %   $ 2,104,767       100 %

 

At December 31, 2023, the Company’s total business lending portfolio, which consists of loans secured by owner-occupied commercial real estate properties and commercial and industrial loans, was $993.0 million, an increase of $112.8 million, or 12.8%, compared to the business lending portfolio of $880.2 million at December 31, 2022. The increase in the business lending portfolio as of December 31, 2023 is primarily driven by the purchase of commercial and industrial revolving lines of credit described above, partially offset by lower loan demand due to higher rates. Largely as a result of the loan portfolio purchase, our variable-rate loans as a percentage of total loans increased to 27% at December 31, 2023 compared to 22% at December 31, 2022. We continue to focus on a relationship-driven banking strategy and have increased our emphasis on originating higher margin commercial and industrial and owner-occupied commercial real estate loans. 

 

Nonowner-occupied loans totaled $488.1 million at December 31, 2023, a decrease of $25.0 million, or 4.9% compared to $513.1 million at December 31, 2022, primarily due to a reclassification of approximately $24.1 million nonowner-occupied loans to multifamily loans due to a change to the primary use of the property.

 

As discussed above under “Overview,” during the third quarter of 2023 we exited the consumer mortgage loan origination business to transition into shorter duration, higher risk-adjusted return asset classes, in an effort to focus more on our core business and optimize profitability. The consumer mortgage portfolio was approximately $261.6 million at December 31, 2023, substantially all of which is included in the 1-4 family category. The remaining loans in the category consisted primarily of second mortgages, home equity loans, home equity lines of credit, and business purpose loans secured by 1-4 family residential real estate.

 

Loan Concentrations. Loan concentrations are considered to exist when there are amounts loaned to multiple borrowers engaged in similar activities that would cause them to be similarly impacted by economic or other conditions. At December 31, 2023 and December 31, 2022, we had no concentrations of loans exceeding 10% of total loans other than loans in the categories listed in the table above.

 

39
Table of Contents

 

The following table sets forth loans outstanding at December 31, 2023, which, based on remaining scheduled repayments of principal, are due in the periods indicated, as well as the amount of loans with fixed and variable rates in each maturity range. Loans with balloon payments and longer amortizations are often repriced and extended beyond the initial maturity when credit conditions remain satisfactory. Demand loans, loans having no stated schedule of repayments and no stated maturity, and overdrafts are reported below as due in one year or less.

 

(dollars in thousands)

  

One Year or Less

    

After One Year Through Five Years

    

After Five Years Through Ten Years

    

After Ten Years Through Fifteen Years

    

After Fifteen Years

    

Total

  

Mortgage loans on real estate:

                                                

Construction and development

   $ 104,701     $ 51,251     $ 17,390     $ 9,106     $ 7,923     $ 190,371  

1-4 Family

     51,591       85,021       38,047       21,224       217,903       413,786  

Multifamily

     5,386       82,147       16,780       522       1,111       105,946  

Farmland

     1,496       4,552       1,603       —       —       7,651  

Commercial real estate

                                                

Owner-occupied

     35,807       100,426       196,837       107,946       8,594       449,610  

Nonowner-occupied

     34,408       250,717       161,603       41,159       211       488,098  

Commercial and industrial

     300,972       84,165       91,887       64,944       1,453       543,421  

Consumer

     2,794       7,558       910       384       90       11,736  

Total loans

   $ 537,155     $ 665,837     $ 525,057     $ 245,285     $ 237,285     $ 2,210,619  
                                                 

Loans with fixed rates:

                                                

Mortgage loans on real estate:

                                                

Construction and development

   $ 13,752     $ 50,801     $ 17,390     $ 9,106     $ 7,923     $ 98,972  

1-4 Family

     13,875       79,989       38,047       21,224       217,903       371,038  

Multifamily

     3,786       79,151       6,472       522       1,111       91,042  

Farmland

     592       3,994       1,603       —       —       6,189  

Commercial real estate

                                                

Owner-occupied

     16,882       96,894       159,033       88,321       2,136       363,266  

Nonowner-occupied

     30,242       226,060       137,006       23,408       211       416,927  

Commercial and industrial

     28,637       73,257       91,887       64,944       1,453       260,178  

Consumer

     2,108       7,558       910       384       90       11,050  

Total loans with fixed rates

   $ 109,874     $ 617,704     $ 452,348     $ 207,909     $ 230,827     $ 1,618,662  
                                                 

Loans with variable rates:

                                                

Mortgage loans on real estate:

                                                

Construction and development

   $ 90,949     $ 450     $ —     $ —     $ —     $ 91,399  

1-4 Family

     37,716       5,032       —       —       —       42,748  

Multifamily

     1,600       2,996       10,308       —       —       14,904  

Farmland

     904       558       —       —       —       1,462  

Commercial real estate

                                                

Owner-occupied

     18,925       3,532       37,804       19,625       6,458       86,344  

Nonowner-occupied

     4,166       24,657       24,597       17,751       —       71,171  

Commercial and industrial

     272,335       10,908       —       —       —       283,243  

Consumer

     686       —       —       —       —       686  

Total loans with variable rates

   $ 427,281     $ 48,133     $ 72,709     $ 37,376     $ 6,458     $ 591,957  

 

40
Table of Contents

 

Investment Securities

 

We purchase investment securities primarily to provide a source for meeting liquidity needs, with return on investment as a secondary consideration. We also use investment securities as collateral for certain deposits and other types of borrowings. Investment securities represented 14% of our total assets and totaled $382.4 million at December 31, 2023, a decrease of $31.1 million, or 7.5%, from $413.5 million at December 31, 2022. The decrease in investment securities at December 31, 2023 compared to December 31, 2022 was driven primarily by a $20.3 million decrease in residential mortgage-backed securities, a $9.8 million decrease in obligations of the U.S. Treasury and U.S. government agencies and corporations, and an $8.4 million decrease in commercial mortgage-backed securities, partially offset by an $11.0 million increase in obligations of state and political subdivisions. Due in large part to higher interest rates and market volatility, net unrealized losses in our investment portfolio totaled $57.3 million at December 31, 2023 and $62.1 million at December 31, 2022. 

 

The table below shows the carrying value of our investment securities portfolio by investment type and the percentage that such investment type comprises of our entire portfolio as of the dates indicated (dollars in thousands).

 

   

December 31,

  
   

2023

    

2022

  
   

Balance

    

Percentage of Portfolio

    

Balance

    

Percentage of Portfolio

  

Obligations of the U.S. Treasury and U.S. government agencies and corporations

   $ 20,043       5.2 %   $ 29,805       7.2 %

Obligations of state and political subdivisions

     34,866       9.1       23,916       5.8  

Corporate bonds

     26,356       6.9       29,942       7.2  

Residential mortgage-backed securities

     234,354       61.3       254,618       61.6  

Commercial mortgage-backed securities

     66,771       17.5       75,191       18.2  

Total investment securities

   $ 382,390       100 %   $ 413,472       100 %

 

The investment portfolio consists of available for sale (“AFS”) and held to maturity (“HTM”) securities. We do not hold any investments classified as trading. We classify debt securities as HTM if management has the positive intent and ability to hold the securities to maturity. HTM securities are stated at amortized cost. Securities not classified as HTM are classified as AFS and are stated at fair value. At December 31, 2023, AFS securities comprised 95% of our total investment portfolio.

 

We adopted ASU 2016-13 effective January 1, 2023. Due to the nature of the investments, current market prices, and the current interest rate environment, we determined that the declines in the fair values of the AFS and HTM securities portfolio were not attributable to credit losses. Accordingly, there was no adjustment made to the amortized cost basis upon adoption. The carrying values of our AFS securities are adjusted for unrealized gains or losses not attributable to credit losses as valuation allowances, and any gains or losses are reported on an after-tax basis as a component of other comprehensive income (loss). For additional information regarding accounting for our investment securities upon the adoption of ASU 2016-13, see Note 1. Summary of Significant Accounting Policies – Accounting Standards Adopted in 2023.

 

During the year ended December 31, 2023, we purchased $14.1 million of HTM securities classified as obligations of state and political subdivisions. There were no purchases of HTM securities during the year ended December 31, 2022. During the year ended December 31, 2023, we purchased $107.9 million of AFS investment securities, compared to $181.6 million during the year ended December 31, 2022. Proceeds from maturities, prepayments and calls of AFS investment securities were $140.7 million in 2023 compared to $60.2 million in 2022, and we sold $15.0 million of AFS investment securities in 2023 compared to none in 2022.

 

U.S. Treasury and U.S. government agencies and corporations securities represented 96% and 9% of the AFS securities we purchased in 2023 and 2022, respectively. We utilized excess funds in the third quarter of 2023 to purchase $40.0 million in obligations of the U.S. Treasury and U.S. government agencies and corporations, which matured in October 2023. Mortgage-backed securities represented 4% and 84% of the AFS securities we purchased in 2023 and 2022, respectively. We did not purchase any other investment type in 2023. Of the remaining AFS securities purchased in 2022, 5% were corporate bonds and 2% were municipal securities. We only purchase corporate bonds that are investment grade securities issued by seasoned corporations.

 

41
Table of Contents

 

The table below sets forth the stated maturities and weighted average yields of our investment debt securities based on the amortized cost of our investment portfolio as of December 31, 2023 (dollars in thousands).

 

   

One Year or Less

    

After One Year Through Five Years

    

After Five Years Through Ten Years

    

After Ten Years

  
   

Amount

    

Yield

    

Amount

    

Yield

    

Amount

    

Yield

    

Amount

    

Yield

  

Held to maturity:

                                                                

Obligations of states and political subdivisions

   $ 960       4.90 %   $ 2,556       5.31 %   $ 4,647       4.62 %   $ 10,000       5.82 %

Residential mortgage-backed securities

     —       —       —       —       —       —       2,309       3.09  

Available for sale:

                                                                

Obligations of the U.S. Treasury and U.S. government agencies and corporations

     605       2.88       9,942       5.44       9,836       6.28       —       —  

Obligations of states and political subdivisions

     27       2.92       1,412       2.37       9,459       2.57       7,870       2.63  

Corporate bonds

     350       3.55       12,439       3.98       14,558       4.38       2,750       2.80  

Residential mortgage-backed securities

     —       —       —       —       6,692       2.93       268,258       2.24  

Commercial mortgage-backed securities

     52       4.00       4,827       4.11       3,089       3.25       67,117       3.62  
    $ 1,994             $ 31,176             $ 48,281             $ 358,304          

 

The maturity of mortgage-backed securities reflects scheduled repayments based upon the contractual maturities of the securities. Weighted average yields on tax-exempt obligations have been computed on a fully tax equivalent basis assuming a federal tax rate of 21%.

 

Premises and Equipment

 

Bank premises and equipment decreased $5.4 million, or 10.9%, to $44.2 million at December 31, 2023 from $49.6 million at December 31, 2022. The decrease was primarily attributable to the sale of the Alice and Victoria, Texas locations and the closure of one branch and one stand-alone ATM in Louisiana, which decreased bank premises and equipment by $1.4 million and $1.7 million, respectively. The remaining decrease was primarily attributable to depreciation.

 

Deferred Tax Asset

 

At December 31, 2023, the net deferred tax asset was $16.9 million, compared to $16.4 million at December 31, 2022. The increase in the deferred tax asset at December 31, 2023 compared to December 31, 2022 was primarily driven by the adoption of ASU 2016-13, partially offset by a decrease in the net unrealized losses of the Bank’s AFS securities portfolio. 

 

The Bank acquired net operating loss carryforwards as a result of acquisitions. At December 31, 2023, we held approximately $4,000 and $0.3 million in net operating loss carryforwards that expire in 2033 and 2039, respectively. U.S. tax law imposes annual limitations under Internal Revenue Code Section 382 on the amount of net operating loss carryforwards that may be used to offset federal taxable income. Under these laws, we may apply up to approximately $0.6 million to offset our taxable income each year. In addition to this limitation, our ability to utilize net operating loss carryforwards depends upon the Company generating taxable income. Given the substantial amount of time before our net operating loss carryforwards begin to expire, we currently expect to utilize these net operating loss carryforwards in full before their expiration.

 

42
Table of Contents

 

Deposits

 

The following table sets forth the composition of our deposits and the percentage of each deposit type to total deposits at December 31, 2023 and 2022 (dollars in thousands).

 

   

December 31,

  
   

2023

    

2022

  
   

Amount

    

Percentage of Total Deposits

    

Amount

    

Percentage of Total Deposits

  

Noninterest-bearing demand deposits

   $ 448,752       19.9 %   $ 580,741       27.9 %

Interest-bearing demand deposits

     489,604       21.7       565,598       27.1  

Money market deposit accounts

     179,366       8.0       208,596       10.0  

Savings accounts

     137,606       6.1       155,176       7.5  

Brokered time deposits

     269,102       11.9       9,990       0.5  

Time deposits

     731,297       32.4       562,264       27.0  

Total deposits

   $ 2,255,727       100 %   $ 2,082,365       100 %

 

Total deposits were $2.26 billion at December 31, 2023, an increase of $173.4 million, or 8.3%, from total deposits of $2.08 billion at December 31, 2022. Time deposits and brokered time deposits increased, and other deposit categories decreased. The majority of the increase in time deposits at December 31, 2023 compared to December 31, 2022 is due to organic growth and existing customer funds migrating from other deposit categories as a result of rising interest rates. Brokered time deposits increased to $269.1 million at December 31, 2023 from $10.0 million December 31, 2022. We utilize brokered time deposits, entirely in denominations of less than $250,000, to secure fixed cost funding and reduce short-term borrowings. We utilized shorter term brokered time deposits, which were laddered in duration to provide flexibility, to fund a portion of the purchase of commercial and industrial revolving lines of credit in 2023. At December 31, 2023, the balance of brokered time deposits remained below 10% of total assets, and the remaining weighted average duration was approximately 12 months with a weighted average rate of 5.18%. 

 

The Company had no brokered demand deposits at December 31, 2023 and 2022 or at December 31, 2021. Prior to December 31, 2021, the Bank utilized brokered demand deposits to satisfy the borrowings under its interest rate swap agreements due to more favorable pricing. In the third quarter of 2021, we voluntarily terminated multiple swap agreements, the borrowings for which matured in October 2021. During 2022, we voluntarily terminated our remaining interest rate swap agreements.

 

Estimated uninsured deposits were $720.1 million and $701.1 million at December 31, 2023 and 2022, respectively. The estimates are based on the same methodologies and assumptions used for our regulatory reporting requirements. The insured deposit data for 2023 and 2022 does not reflect an evaluation of all of the account ownership category distinctions that would determine the availability of deposit insurance to individual accounts based on FDIC regulations.

 

The following table shows scheduled maturities of time deposits in excess of the FDIC insurance limit of $250,000 at December 31, 2023 and 2022 (dollars in thousands).

 

   

December 31,

  

Time remaining until maturity:

  

2023

    

2022

  

Three months or less

   $ 68,638     $ 63,006  

Over three months through six months

     27,536       13,610  

Over six months through twelve months

     77,471       58,672  

Over twelve months

     20,793       14,228  

Total

   $ 194,438     $ 149,516  

 

Borrowings

 

Total borrowings include securities sold under agreements to repurchase, federal funds purchased, advances from the Federal Home Loan Bank (“FHLB”), borrowings under the BTFP, subordinated debt issued in 2019 and 2022, and junior subordinated debentures assumed through acquisitions. We also maintain unsecured lines of credit with First National Bankers Bank (“FNBB”) and The Independent Bankers Bank (“TIB”) totaling $60.0 million, which are federal funds lines of credit used for overnight borrowing only. We had no outstanding balances drawn on the unsecured lines of credit at December 31, 2023 or 2022.

 

Our advances from the FHLB were $23.5 million at December 31, 2023, a decrease of $363.5 million from FHLB advances of $387.0 million at December 31, 2022. FHLB advances are used to fund increased loan and investment activity that is not funded by deposits or other borrowings. Based on original maturities, at December 31, 2023, all of our $23.5 million of FHLB advances were long-term, compared to $333.5 million short-term and $53.5 million long-term FHLB advances at December 31, 2022. We utilized federal funds purchased during 2023 and 2022 although none were outstanding at year-end. We had $8.6 million of securities sold under agreements to repurchase at December 31, 2023 compared to none at December 31, 2022. The carrying value of the subordinated debt was $44.3 million and $44.2 million at December 31, 2023 and December 31, 2022, respectively. Junior subordinated debt of $8.6 million and $8.5 million at December 31, 2023 and 2022, respectively, represents the junior subordinated debentures that we assumed in connection with our acquisitions of Cheaha in 2021, BOJ Bancshares, Inc. in 2017 (“BOJ”), and First Community Bank in 2013. 

 

On March 12, 2023, the Federal Reserve established the BTFP. The BTFP is a one-year program which provides additional liquidity through borrowings for a term of up to one year secured by the pledging of certain qualifying securities and other assets valued at par. Beginning in the second quarter, we utilized the BTFP to secure fixed rate funding for a one-year term and reduce short-term FHLB advances, which are priced daily. We utilized this source of funding due to its lower rate and the ability to prepay the obligations without penalty. The rates on the borrowings under the BTFP are fixed for one year from the day each borrowing is made. During the fourth quarter of 2023 and again in the first quarter of 2024, we refinanced all of our borrowings under the BTFP with new loans under the BTFP with a one-year term due to more favorable rates. At December 31, 2023, outstanding borrowings under the BTFP were $212.5 million with a weighted average rate of 4.83%.

 

Typically, the main source of our short-term borrowings are advances from the FHLB; however, during 2023, our primary source of short-term borrowings were borrowings under the BTFP due to more favorable rates. The rate charged for advances from the FHLB is directly tied to the Federal Reserve’s federal funds target rate. As previously discussed, the Federal Reserve raised the federal funds target rate multiple times in 2022 and 2023. As of December 31, 2023, the federal funds target rate was 5.25% to 5.50%.

 

43
Table of Contents

 

The average balances and cost of short-term borrowings for the years ended December 31, 2023, 2022 and 2021 are summarized in the table below (dollars in thousands).

 

   

Average Balances

    

Cost of Short-term Borrowings

  
   

December 31,

    

December 31,

  
   

2023

    

2022

    

2021

    

2023

    

2022

    

2021

  

Federal funds purchased, short-term FHLB advances and other short-term borrowings

   $ 124,191     $ 132,703     $ 3,242       4.93 %     3.08 %     0.20 %

Borrowings under BTFP

     131,952       —       —       5.09       —       —  

Securities sold under agreements to repurchase

     4,587       1,489       6,081       0.13       0.15       0.21  

Total short-term borrowings

   $ 260,730     $ 134,192     $ 9,323       4.93 %     3.05 %     0.20 %

 

2032 Notes. On April 6, 2022, we entered into a Subordinated Note Purchase Agreement with certain institutional accredited investors and qualified institutional buyers (the “Purchasers”) under which we issued $20.0 million in aggregate principal amount of our 2032 Notes to the Purchasers at a price equal to 100% of the aggregate principal amount of the 2032 Notes. The 2032 Notes were issued under an indenture, dated April 6, 2022 (the “Indenture”), by and among the Company and UMB Bank, National Association, as trustee.

 

The 2032 Notes have a stated maturity date of April 15, 2032 and will bear interest at a fixed rate of 5.125% per year from and including April 6, 2022 to but excluding April 15, 2027 or earlier redemption date. From April 15, 2027 to but excluding the stated maturity date or earlier redemption date, the 2032 Notes will bear interest a floating rate equal to the then current three-month term secured overnight financing rate (“SOFR”), plus 277 basis points. As provided in the 2032 Notes, the interest rate on the 2032 Notes during the applicable floating rate period may be determined based on a rate other than three-month term SOFR. The 2032 Notes may be redeemed, in whole or in part, on or after April 15, 2027 or, in whole but not in part, under certain other limited circumstances set forth in the Indenture. Any redemption we made would be at a redemption price equal to 100% of the principal balance being redeemed, together with any accrued and unpaid interest to the date of redemption. 

 

Principal and interest on the 2032 Notes are subject to acceleration only in limited circumstances in the case of certain bankruptcy and insolvency-related events. The 2032 Notes are the unsecured, subordinated obligations of the Company and rank junior in right of payment to our current and future senior indebtedness and to our obligations to our general creditors. The 2032 Notes are intended to qualify as Tier 2 capital for regulatory purposes. 

 

We used the majority of the net proceeds to redeem our 2027 Notes in June 2022, and utilized the remaining proceeds for share repurchases and for general corporate purposes.

 

2029 Notes. On November 12, 2019, the Company issued $25.0 million in aggregate principal amount of its 5.125% Fixed-to-Floating Rate Subordinated 2029 Notes due 2029 (“2029 Notes”) at 100% of their face amount in a private placement to certain institutional and other accredited investors. The 2029 Notes have a maturity date of December 30, 2029. From and including the date of issuance to, but excluding December 30, 2024, the 2029 Notes will bear interest at an initial fixed rate of 5.125% per annum, payable semi-annually in arrears. From and including December 30, 2024 and thereafter, the 2029 Notes will bear interest at a floating rate equal to the then-current three-month LIBOR as calculated on each applicable date of determination, or an alternative rate determined in accordance with the terms of the 2029 Notes if the three-month LIBOR cannot be determined, plus 3.490%, payable quarterly in arrears.

 

The Company may redeem the 2029 Notes, in whole or in part, on or after December 30, 2024 or, in whole but not in part, under certain limited circumstances set forth in the 2029 Notes. Any redemption by the Company would be at a redemption price equal to 100% of the principal balance being redeemed, together with any accrued and unpaid interest to the date of redemption.

 

Principal and interest on the 2029 Notes are not subject to acceleration, except upon certain bankruptcy-related events. The 2029 Notes are unsecured, subordinated obligations of the Company and rank junior in right of payment to the Company’s current and future senior indebtedness and to the Company’s obligations to its general creditors. The 2029 Notes are obligations of the Company only and are not obligations of, and are not guaranteed by, any of the Company’s subsidiaries. The 2029 Notes are intended to qualify as Tier 2 capital for regulatory capital purposes.

 

2027 Notes. On March 24, 2017, the Company issued $18.6 million in aggregate principal amount of its 2027 Notes due March 20, 2027 at 100% of the aggregate principal amount.

 

From and including the date of issuance, but excluding March 30, 2022, the 2027 Notes bore interest at an initial fixed rate of 6.00% per annum, payable semi-annually. From and including March 30, 2022 and thereafter, the 2027 Notes bore interest at a floating rate equal to the then-current three-month LIBOR (but not less than zero) as calculated on each applicable date of determination, plus 3.945%, payable quarterly.

 

The Company could, beginning with the interest payment date of March 30, 2022, and on any interest payment date thereafter, redeem the 2027 Notes, in whole or in part, at a redemption price equal to 100% of the principal amount of the 2027 Notes to be redeemed plus accrued and unpaid interest to but excluding the date of redemption. The 2027 Notes were intended to qualify as Tier 2 capital for regulatory capital purposes.

 

In June 2022, we redeemed the 2027 Notes in full in accordance with their terms at a redemption price equal to 100% of the outstanding principal balance plus accrued and unpaid interest up to but excluding the June 30, 2022 redemption date (“Redemption Date”). The aggregate redemption price, excluding accrued interest, totaled $18.6 million. Interest on the 2027 Notes no longer accrued on or after the Redemption Date.

 

Stockholders’ Equity

 

Stockholders’ equity was $226.8 million at December 31, 2023, an increase of $11.0 million, or 5.1%, compared to December 31, 2022. The increase in stockholders’ equity is primarily attributable to net income for fiscal year 2023 and a decrease in accumulated other comprehensive loss due to an increase in the fair value of the Bank’s AFS securities portfolio, partially offset by the cumulative effect adjustment as a result of the adoption of ASU 2016-13, reflected in retained earnings.

 

44
Table of Contents
 

Results of Operations

 

Performance Summary

 

2023 vs. 2022. For the year ended December 31, 2023, net income was $16.7 million, or $1.69 per basic and diluted common share, compared to net income of $35.7 million, or $3.54 per basic common share and $3.50 per diluted common share, for the year ended December 31, 2022. The primary drivers of the decrease in net income are a $15.3 million decrease in net interest income and an $11.8 million decrease in noninterest income, partially offset by a $2.0 million negative provision for credit losses in 2023 compared to a provision for credit losses of $2.9 million in 2022. The decrease in net interest income was a result of a $43.9 million increase in interest expense partially offset by a $28.6 million increase in interest income, as the Bank experienced margin compression due to rising market interest rates. The decrease in noninterest income is mainly attributable to $8.1 million of swap termination fees and $1.4 million of income from insurance proceeds recorded during the year ended December 31, 2022 and the loss on sale or disposition of fixed assets of $1.3 million during the year ended December 31, 2023, primarily resulting from the sale of the Alice and Victoria, Texas branches, compared to a loss on sale or disposition of fixed assets of $0.3 million for the year ended December 31, 2022. The negative provision for credit losses of $2.0 million for the year ended December 31, 2023 was primarily due to net recoveries of $2.3 million in 2023 primarily attributable to recoveries on one loan relationship that became impaired in the third quarter of 2021 as a result of Hurricane Ida. Return on average assets decreased to 0.60% for the year ended December 31, 2023 from 1.37% for the year ended December 31, 2022. Return on average equity was 7.63% for the year ended December 31, 2023 compared to 15.63% for the year ended December 31, 2022. The decrease in both return on average assets and return on average equity is mainly attributable to the $19.0 million decrease in net income.

 

2022 vs. 2021. For the year ended December 31, 2022, net income was $35.7 million, or $3.54 per basic common share and $3.50 per diluted common share, compared to net income of $8.0 million, or $0.77 per basic common share and $0.76 per diluted common share, for the year ended December 31, 2021. The primary driver of the increase in net income is related to a decrease in provision for loan losses due to the $21.6 million impairment charge recorded during the third quarter of 2021 as a result of Hurricane Ida. As shown on the consolidated statement of income for the year ended December 31, 2022, a provision for loan losses of $2.9 million was recorded, compared to a provision for loan losses of $22.9 million for the year ended December 31, 2021. We had record annual net income in 2022 primarily as a result of increases in interest income and noninterest income as well as a decrease in noninterest expense compared to 2021. Return on average assets increased to 1.37% for the year ended December 31, 2022 from 0.31% for the year ended December 31, 2021. Return on average equity was 15.63% for the year ended December 31, 2022 compared to 3.22% for the year ended December 31, 2021. The increase in both return on average assets and return on average equity is mainly attributable to the $27.7 million increase in net income.

 

Net Interest Income and Net Interest Margin

 

Net interest income, our principal source of earnings, is the difference between the interest income generated by earning assets and the total interest cost of the deposits and borrowings obtained to fund those assets. Factors affecting the level of net interest income include the volume of earning assets and interest-bearing liabilities, yields earned on loans and investments and rates paid on deposits and other borrowings, the level of nonperforming loans, the amount of noninterest-bearing liabilities supporting earning assets, and the interest rate environment. Net interest margin is the ratio of net interest income to average interest-earning assets.

 

The primary factors affecting net interest margin are changes in interest rates, competition, and the shape of the interest rate yield curve. The Federal Reserve Board sets various benchmark rates, including the federal funds rate, and thereby influences the general market rates of interest, including the deposit and loan rates offered by financial institutions. On March 3, 2020, the Federal Reserve lowered the federal funds target rate to 1.00% to 1.25%, which the Federal Reserve stated was in response to the evolving risks to economic activity posed by the coronavirus. In a measure aimed at lessening the economic impact of COVID-19, the Federal Reserve reduced the federal funds target rate to 0% to 0.25% on March 16, 2020, where it remained until March 2022 when the Federal Reserve began increasing the federal funds target rate a total of seven times during 2022 and four times during 2023 to 5.25% to 5.50% as discussed in Certain Events That Affect Year-over-Year Comparability – Rising Inflation and Interest Rates.

 

2023 vs. 2022. Net interest income decreased 17.0% to $74.5 million for the year ended December 31, 2023 from $89.8 million for the same period in 2022. Net interest margin was 2.83% for the year ended December 31, 2023, a decrease of 84 basis points from 3.67% for the year ended December 31, 2022. The decrease in net interest income resulted primarily from an increase in the rates paid on interest-bearing deposits and short-term borrowings partially offset primarily by an increase in the yield earned on loans. Average time deposits increased $272.2 million primarily due to organic growth and customer funds migrating from other deposit categories due to higher rates offered, which along with higher rates paid, resulted in a $20.6 million increase in interest expense compared to the year ended December 31, 2022. Average short-term borrowings increased $126.5 million, as we utilized advances from the FHLB and borrowings under the BTFP to fund loan growth and investment activity, which along with higher rates paid, resulted in an $8.8 million increase in interest expense compared to the year ended December 31, 2022. Average interest-bearing demand deposits decreased $211.6million but increases in rates led to a $6.5 million increase in interest expense compared to the year ended December 31, 2022. Average brokered time deposits were $163.9 million during the year ended December 31, 2023 compared to $0.1 million during the year ended December 31, 2022, which along with higher rates paid added $8.2 million to interest expense. Average noninterest-bearing deposits decreased $111.1 million. Average loans increased $186.0 million primarily due to organic growth and the purchase of commercial and industrial revolving lines of credit which, in addition to higher loan yields, resulted in a $24.5 million increase in interest income compared to the year ended December 31, 2022. Our yield on interest-earning assets increased as did our rate paid on interest-bearing liabilities primarily as a result of the overall increase in prevailing interest rates.

 

We experienced margin pressure beginning late in 2022, which continued in 2023. We raised rates offered on deposits and incurred higher costs on our borrowings, compared to the year ended December 31, 2022. We may experience additional pressure on our net interest margin during 2024 if our cost of funds increases faster than the yield on our interest-earning assets.

 

45
Table of Contents

 

Interest income was $133.2 million for the year ended December 31, 2023 compared to $104.6 million for the same period in 2022. Loan interest income made up substantially all of our interest income for the years ended December 31, 2023 and 2022, although interest on investment securities contributed 9.8% of interest income for the years ended December 31, 2023 and 2022. Interest on our commercial real estate loans, commercial and industrial loans, and 1-4 family residential real estate loans constituted the three largest components of our loan interest income for both of the years ended December 31, 2023 and 2022 at 84% total interest income on loans. The overall yield on interest-earning assets increased 78 basis points to 5.06% for the year ended December 31, 2023 compared to 4.28% for the same period in 2022. The loan portfolio yielded 5.55% for the year ended December 31, 2023 compared to 4.82% for the year ended December 31, 2022. The increase in yield on our loan portfolio was driven primarily by higher yields on commercial real estate loans and commercial and industrial loans. In addition, the yield on the investment portfolio was 2.78% for the year ended December 31, 2023 compared to 2.23% for the year ended December 31, 2022.

 

Interest expense was $58.7 million for the year ended December 31, 2023, an increase of $43.9 million compared to interest expense of $14.8 million for the year ended December 31, 2022. The increase in interest expense is primarily attributable to the increase in the rates paid for interest-bearing liabilities, primarily interest-bearing deposits, and to a lesser extent the increase in the volume of interest-bearing liabilities for the year ended December 31, 2023 compared to December 31, 2022. For the year ended December 31, 2023, the cost of interest-bearing deposits increased 207 basis points to 2.49% and the cost of short-term borrowings increased 188 basis points to 4.93% primarily due to increases in the federal funds target rate. As previously discussed, the federal funds target rate increased from 0% to 0.25% to 4.25% to 4.50% during 2022 and to 5.25% to 5.50% during 2023, which affects the rate the Company pays for deposits, immediately available overnight funds, borrowings under the BTFP, and long-term borrowings. For the year ended December 31, 2023, the cost of interest-bearing liabilities increased 205 basis points to 2.89% compared to the same period in 2022. 

 

2022 vs. 2021. For a detailed discussion of our net interest income and net interest margin performance for 2022 compared to 2021, see our annual report on Form 10-K for the year ended December 31, 2022, Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations – Results of Operations – Performance Summary and – Net Interest Income and Net Interest Margin –2022 vs. 2021, and – Volume/Rate Analysis.

 

Average Balances and Yields. The following table sets forth average balance sheet data, including all major categories of interest-earning assets and interest-bearing liabilities, together with the interest earned or paid and the average yield or rate paid on each such category as of and for the years ended December 31, 2023, 2022 and 2021. Averages presented below are daily averages (dollars in thousands).

 

   

As of and for the year ended December 31,

  
   

2023

    

2022

    

2021

  
           

Interest

                    

Interest

                    

Interest

          
    Average     Income/     Yield/     Average     Income/     Yield/     Average     Income/     Yield/  
   

Balance

    

Expense(1)

    

Rate(1)

    

Balance

    

Expense(1)

    

Rate(1)

    

Balance

    

Expense(1)

    

Rate(1)

  

Assets

                                                                        

Interest-earning assets:

                                                                        

Loans

   $ 2,123,234     $ 117,892       5.55 %   $ 1,937,255     $ 93,373       4.82 %   $ 1,902,070     $ 90,230       4.74 %

Securities:

                                                                        

Taxable

     447,442       12,372       2.76       442,767       9,796       2.21       275,963       3,948       1.43  

Tax-exempt

     22,051       693       3.14       18,746       482       2.57       20,259       552       2.73  

Interest-earning balances with banks

     38,561       2,244       5.82       45,542       918       2.02       176,349       812       0.46  

Total interest-earning assets

     2,631,288       133,201       5.06       2,444,310       104,569       4.28       2,374,641       95,542       4.02  

Cash and due from banks

     29,142                       34,327                       39,262                  

Intangible assets

     42,695                       43,588                       41,299                  

Other assets

     86,712                       103,711                       138,096                  

Allowance for credit losses

     (30,242 )                     (22,093 )                     (20,704 )                

Total assets

   $ 2,759,595                     $ 2,603,843                     $ 2,572,594                  

Liabilities and stockholders’ equity

                                                                        

Interest-bearing liabilities:

                                                                        

Deposits:

                                                                        

Interest-bearing demand deposits

   $ 688,786     $ 8,941       1.30 %   $ 900,405     $ 2,411       0.27 %   $ 858,660     $ 2,398       0.28 %

Brokered demand deposits

     —       —       —       1,773       7       0.42       77,432       715       0.92  

Savings deposits

     134,817       534       0.40       173,460       79       0.05       168,194       247       0.15  

Brokered time deposits

     163,873       8,224       5.02       82       4       4.80       —       —       —  

Time deposits

     699,648       24,373       3.48       427,416       3,749       0.88       508,954       4,127       0.81  

Total interest-bearing deposits

     1,687,124       42,072       2.49       1,503,136       6,250       0.42       1,613,240       7,487       0.46  

Short-term borrowings(2)

     260,730       12,845       4.93       134,192       4,093       3.05       9,323       19       0.20  

Long-term debt

     82,844       3,764       4.54       127,288       4,441       3.49       129,318       4,222       3.26  

Total interest-bearing liabilities

     2,030,698       58,681       2.89       1,764,616       14,784       0.84       1,751,881       11,728       0.67  

Noninterest-bearing demand deposits

     489,175                       600,286                       553,083                  

Other liabilities

     21,220                       10,425                       18,852                  

Stockholders’ equity

     218,502                       228,516                       248,778                  

Total liabilities and stockholders’ equity

   $ 2,759,595                     $ 2,603,843                     $ 2,572,594                  

Net interest income/net interest margin

           $ 74,520       2.83 %           $ 89,785       3.67 %           $ 83,814       3.53 %

 

 

(1)

Interest income and net interest margin are expressed as a percentage of average interest-earning assets outstanding for the indicated periods. Interest expense is expressed as a percentage of average interest-bearing liabilities for the indicated periods.
  (2) For additional information, see Discussion and Analysis of Financial Condition – Borrowings.

 

Nonaccrual loans were included in the computation of average loan balances but carry a zero yield. The yields include the effect of loan fees of $2.0 million, $3.6 million and $3.0 million for the years ended December 31, 2023, 2022 and 2021, respectively, and discounts and premiums that are amortized or accreted to interest income or expense.

 

46
Table of Contents

 

Volume/Rate Analysis. The following tables set forth a summary of the changes in interest earned and interest paid resulting from changes in volume and rates for the year ended December 31, 2023 compared to the year ended December 31, 2022 and the year ended December 31, 2022 compared to the year ended December 31, 2021 (dollars in thousands).

 

   

Year ended December 31, 2023 vs.

  
   

Year ended December 31, 2022

  
   

Volume

    

Rate

    

Net(1)

  

Interest income:

                        

Loans

   $ 8,964     $ 15,555     $ 24,519  

Securities:

                        

Taxable

     103       2,473       2,576  

Tax-exempt

     85       126       211  

Interest-earning balances with banks

     (140 )     1,466       1,326  

Total interest-earning assets

     9,012       19,620       28,632  

Interest expense:

                        

Interest-bearing demand deposits

     (567 )     7,097       6,530  

Brokered demand deposits

     (7 )     —       (7 )

Savings deposits

     (18 )     473       455  

Brokered time deposits

     7,870       350       8,220  

Time deposits

     2,388       18,236       20,624  

Short-term borrowings

     3,860       4,892       8,752  

Long-term debt

     (1,551 )     874       (677 )

Total interest-bearing liabilities

     11,975       31,922       43,897  

Change in net interest income

   $ (2,963 )   $ (12,302 )   $ (15,265 )

 

   

Year ended December 31, 2022 vs.

  
   

Year ended December 31, 2021

  
   

Volume

    

Rate

    

Net(1)

  

Interest income:

                        

Loans

   $ 1,669     $ 1,474     $ 3,143  

Securities:

                        

Taxable

     2,386       3,462       5,848  

Tax-exempt

     (41 )     (29 )     (70 )

Interest-earning balances with banks

     (602 )     708       106  

Total interest-earning assets

     3,412       5,615       9,027  

Interest expense:

                        

Interest-bearing demand deposits

     117       (104 )     13  

Brokered demand deposits

     (699 )     (9 )     (708 )

Savings deposits

     8       (176 )     (168 )

Brokered time deposits

     4       —       4  

Time deposits

     (665 )     287       (378 )

Short-term borrowings

     255       3,819       4,074  

Long-term debt

     (66 )     285       219  

Total interest-bearing liabilities

     (1,046 )     4,102       3,056  

Change in net interest income

   $ 4,458     $ 1,513     $ 5,971  

 

 

(1)

Changes in interest due to both volume and rate have been allocated entirely to rate.

 

Noninterest Income

 

Noninterest income includes, among other things, service charges on deposit accounts, gains and losses on call or sale of investment securities, gains and losses on sales or dispositions of fixed assets and other real estate owned, swap termination fee income, gain on sale of loans, servicing fees and fee income on serviced loans, interchange fees, income from bank owned life insurance, changes in the fair value of equity securities, and income from insurance proceeds. We expect to continue to develop new products that generate noninterest income, and enhance our existing products, in order to diversify our revenue sources.

 

2023 vs. 2022. Total noninterest income decreased $11.8 million, or 64.4%, to $6.5 million for the year ended December 31, 2023 compared to $18.4 million for the year ended December 31, 2022. The decrease is mainly attributable to $8.1 million of swap termination fees and $1.4 million of income from insurance proceeds recorded during the year ended December 31, 2022 and the loss on sale or disposition of fixed assets of $1.3 million during the year ended December 31, 2023, primarily resulting from the sale of the Alice and Victoria, Texas branches, compared to a loss on sale or disposition of fixed assets of $0.3 million for the year ended December 31, 2022.

 

Service charges on deposit accounts include maintenance fees on accounts, account enhancement charges for additional deposit account features, per item charges, overdraft fees, and treasury management charges. Service charges on deposit accounts were $3.1 million for both of the years ended December 31, 2023 and 2022.

 

There was a $0.3 million loss on call or sale of investment securities for the year ended December 31, 2023 compared to a de minimis gain for the year ended December 31, 2022. We sold approximately $15.0 million of securities during the year ended December 31, 2023 compared to no sales and de minimis calls during the year ended December 31, 2022. 

 

Loss on sale or disposition of fixed assets for the year ended December 31, 2023 increased to $1.3 million from $0.3 million for the year ended December 31, 2022. During 2023, a loss on sale or disposition of fixed assets of $1.3 million was recorded as a result of the sale of the Alice and Victoria, Texas branches, the disposition of ATMs, and a reclassification of bank premises and equipment to other real estate owned. During 2022, a loss on sale or disposition of fixed assets of $0.5 million was recorded as a result of the Bank closing two branches in Louisiana, which was partially offset by a gain on sale or disposition of fixed assets as a result of the sale of three tracts of land that were being held for future branch locations.

 

There was a $0.1 million loss on sale of other real estate owned for the year ended December 31, 2023 compared to a de minimis gain for the year ended December 31, 2022. We sold approximately $1.5 million of other real estate owned during the year ended December 31, 2023 compared to $5.8 million of sales during the year ended December 31, 2022. 

 

No swap termination fee income was recorded during the year ended December 31, 2023. Swap termination fee income of $8.1 million was recorded for the year ended December 31, 2022 when we voluntarily terminated a number of our interest rate swap agreements during the first and second quarters of 2022 in response to market conditions.

 

47
Table of Contents

 

There was a $0.1 million gain on sale of loans for the year ended December 31, 2023 as a result of the sale of the Alice and Victoria, Texas branches, compared to no gain or loss for the year ended December 31, 2022.

 

Servicing fees and fee income on serviced loans decreased $60,000, or 81.1%, to $14,000 for the year ended December 31, 2023. This decrease is a result of the Bank exiting the indirect auto loan origination business at the end of 2015. Since the Bank did not originate auto loans for sale during the years ended December 31, 2023 and 2022, the servicing portfolio, which experienced regularly scheduled paydowns, was not replaced with new loans. We expect servicing fees and fee income on serviced loans to decrease over time until all serviced loans are paid off.

 

Interchange fees, which are fees earned on the usage of the Bank’s credit and debit cards, decreased $0.3 million, or 16.7%, to $1.7 million for year ended December 31, 2023 from $2.0 million for the year ended December 31, 2022. The decrease in interchange fees can primarily be attributed to the decrease in the volume of debit and credit card transactions.

 

Income from bank owned life insurance increased $0.1 million to $1.4 million for the year ended December 31, 2023 from $1.3 million for the year ended December 31, 2022. This increase reflects increased interest earned on the Company’s bank owned life insurance policies.

 

No income from insurance proceeds was recorded for the year ended December 31, 2023. Income from insurance proceeds totaled $1.4 million for the year ended December 31, 2022. Nontaxable income related to an insurance policy for the former Chief Financial Officer of the Company and the Bank of $1.4 million was recorded during the fourth quarter of 2022.

 

Other operating income includes, among other things, credit card, ATM and wire fees, derivative fee income, changes in the net asset value of other investments and rental income. The $0.6 million decrease in other operating income for the year ended December 31, 2023 is primarily attributable to a $0.5 million decrease in derivative fee income compared to the year ended December 31, 2022. 

 

2022 vs. 2021. For a detailed discussion of our noninterest income for 2022 compared to 2021, see Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations – Results of Operations – Noninterest Income – 2022 vs. 2021 in our annual report on Form 10-K for the year ended December 31, 2022.

 

Noninterest Expense

 

Noninterest expense includes salaries and employee benefits and other costs associated with the conduct of our operations. Our goal is to manage our costs within the framework of our near-term operating strategy of generating consistent, quality earnings.

 

2023 vs. 2022. Total noninterest expense was $62.6 million for the year ended December 31, 2023, an increase of $1.8 million, or 2.9%, from $60.9 million for the year ended December 31, 2022. This increase was primarily driven by the increases in salaries and employee benefits and other operating expenses, partially offset by a decrease in depreciation and amortization.

 

Salaries and employee benefits increased $2.2 million, or 6.2%, to $37.1 million for the year ended December 31, 2023, compared to $35.0 million for the year ended December 31, 2022. Included in salaries and employee benefits for the year ended December 31, 2022 is a $2.3 million employee retention credit (“ERC”) recognized as a credit to payroll taxes, which decreased salaries and employee benefits reported for 2022. The increase in salaries and employee benefits is mainly attributable to increases in health insurance claims and payroll taxes, partially offset by decreases in incentive-based compensation and severance. Salaries and employee benefits for 2022 also included $0.6 million of severance due to the separation agreement with the former Chief Financial Officer of the Company and the Bank. Please refer to Note 1. Summary of Significant Accounting Policies – Employee Retention Credit, for additional discussion regarding the ERCs. As of December 31, 2023, we had 320 full-time and 11 part-time employees, compared to 331 full-time and seven part-time employees as of December 31, 2022. 

 

Depreciation and amortization decreased $0.7 million, or 14.8%, to $3.8 million for the year ended December 31, 2023, compared to $4.4 million for the year ended December 31, 2022. The decrease in depreciation and amortization is primarily driven by the sale of the Alice and Victoria, Texas branches and the closure of one branch during the first quarter of 2023 and two branches during 2022.

 

Data processing decreased $0.1 million, or 3.3%, to $3.5 million for the year ended December 31, 2023 from $3.6 million for the same period in 2022. We did not complete any acquisitions, which typically drive higher data processing expenses, during the years ended December 31, 2023 and 2022. We regularly review existing contracts with the goal of negotiating favorable terms to offset the increased variable cost components of our data processing costs, such as new accounts and increased transaction volume.

 

Occupancy expense increased $0.1 million, or 2.7%, to $3.0 million for the year ended December 31, 2023 from $2.9 million for the year ended December 31, 2022. This increase is primarily attributable to $0.4 million in occupancy expense recorded primarily to terminate remaining contractually obligated lease payments due under non-cancelable operating leases, partially offset by a decrease in building rent, both as a result of the sale the Alice and Victoria, Texas branches in January 2023.

 

48
Table of Contents

 

Other operating expenses include security, business development, FDIC and OCC assessments, bank shares and property taxes, collection and repossession, charitable contributions, repair and maintenance costs, personnel training and development, filing fees, and other costs related to the operation of our business. Other operating expenses increased $0.3 million, or 2.5%, to $13.0 million for the year ended December 31, 2023 from $12.7 million for the year ended December 31, 2022. The increase in other operating expenses was primarily due to increases in FDIC assessments, other real estate expense, and bank shares taxes, partially offset by a decrease in collection and repossession expenses, the majority of which was related to one impaired loan relationship impacted by Hurricane Ida.

 

2022 vs. 2021. For a detailed discussion of our noninterest expense for 2022 compared to 2021, see Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations – Results of Operations – Noninterest Expense – 2022 vs. 2021 in our annual report on Form 10-K for the year ended December 31, 2022.

 

Income Tax Expense

 

Income tax expense for the years ended December 31, 2023, 2022 and 2021 was $3.8 million, $8.6 million, and $1.9 million, respectively. The effective tax rates for the years ended December 31, 2023, 2022 and 2021 were 18.4%, 19.5%, and 19.3%, respectively. For the years ended December 31, 2023 and 2021, the effective tax rate differs from the statutory rate of 21% primarily due to tax-exempt interest income earned on certain loans and investment securities and income from bank owned life insurance. For the year ended December 31, 2022, the effective tax rate differs from the statutory rate of 21% primarily due to nontaxable income from insurance proceeds and tax-exempt interest income earned on certain loans and investment securities and income from bank owned life insurance.

 

Risk Management

 

The primary risks associated with our operations are credit, interest rate and liquidity risk. Higher inflation also presents risks. Credit, inflation and interest rate risk are discussed below, while liquidity risk is discussed in this section under the heading Liquidity and Capital Resources below.

 

Credit Risk and the Allowance for Credit Losses

 

General. The risk of loss should a borrower default on a loan is inherent in any lending activity. Our portfolio and related credit risk are monitored and managed on an ongoing basis by our risk management department, the board of directors’ loan committee and the full board of directors. We utilize a ten point risk-rating system, which assigns a risk grade to each borrower based on a number of quantitative and qualitative factors associated with a loan transaction. The risk grade categorizes the loan into one of five risk categories, based on information about the ability of borrowers to service the debt. The information includes, among other factors, current financial information about the borrower, historical payment experience, credit documentation, public information and current economic trends. These categories assist management in monitoring our credit quality. The risk categories, which are consistent with the definitions used in guidance promulgated by federal banking regulators are Pass (grades 1-6), Special Mention (grade 7), Substandard (grade 8), Doubtful (grade 9) and Loss (grade 10). For additional information, see Note 3. Loans and Allowance for Credit Losses – Credit Quality Indicators.

 

49
Table of Contents

 

At December 31, 2023 and December 31, 2022, there were no loans classified as loss, while there were no loans and $0.2 million of loans, respectively, classified as doubtful, $12.0 million and $15.0 million, respectively, of loans classified as substandard, and $10.8 million and $12.8 million, respectively, of loans classified as special mention as of such dates. Of our aggregate $22.9 million and $28.0 million doubtful, substandard and special mention loans at December 31, 2023 and December 31, 2022, respectively, $2.3 million and $4.7 million, respectively, were acquired and marked to fair value at the time of their acquisition.

 

An independent loan review is conducted annually, whether internally or externally, on at least 40% of commercial loans utilizing a risk-based approach designed to maximize the effectiveness of the review. Internal loan review is independent of the loan underwriting and approval process. In addition, credit analysts periodically review certain commercial loans to identify negative financial trends related to any one borrower, any related groups of borrowers or an industry. All loans not categorized as pass are put on an internal watch list, with quarterly reports to the board of directors. In addition, a written status report is maintained by our special assets division for all commercial loans categorized as substandard or worse. We use this information in connection with our collection efforts.

 

If our collection efforts are unsuccessful, collateral securing loans may be repossessed and sold or, for loans secured by real estate, foreclosure proceedings initiated. The collateral is sold at public auction for fair market value (based upon recent appraisals), with fees associated with the foreclosure being deducted from the sales price. The purchase price is applied to the outstanding loan balance. If the loan balance is greater than the sales proceeds, the deficient balance is charged-off.

 

Allowance for Credit Losses. Effective January 1, 2023, we adopted ASU 2016-13, which uses the CECL accounting methodology for the allowance for credit losses. Upon adoption, we recorded a one-time, cumulative effect adjustment to increase the allowance for credit losses by $5.9 million. The allowance for credit losses was $30.5 million at December 31, 2023, an increase compared to $24.4 million at December 31, 2022 and $20.9 million at December 31, 2021, respectively. The CECL methodology requires that lifetime expected credit losses be recorded at the time the financial asset is originated or acquired and be adjusted each period through a provision for credit losses for changes in the expected lifetime credit losses.

 

For the years ended December 31, 2023, 2022 and 2021, the provision for credit losses on loans was negative $2.0 million, $2.9 million, and $22.9 million, respectively. The negative provision for credit losses for the year ended December 31, 2023 was primarily driven by net recoveries of $2.3 million in the loan portfolio primarily attributable to recoveries on one loan relationship that became impaired in the third quarter of 2021 as a result of Hurricane Ida. The provision for loan losses for the year ended December 31, 2022 reflects provisioning related to our organic loan growth. The provision for loan losses for the year ended December 31, 2021 includes a $21.6 million impairment charge related to one loan relationship impacted by Hurricane Ida, as discussed in Certain Events That Affect Year-over-Year Comparability – Hurricane Ida.

 

Refer to Note 1. Summary of Significant Accounting Policies – Allowance for Credit Losses and – Accounting Standards Adopted in 2023, for information regarding our adoption of ASU 2016-13. Results for reporting periods beginning after December 31, 2022 are presented in accordance with ASU 2016-13 while prior period amounts continue to be reported in accordance with previously applicable U.S. GAAP. Refer to “Management’s Discussion and Analysis of Financial Condition and Results of Operations – Critical Accounting Estimates” for further discussion.

 

50
Table of Contents

 

The following table presents the allocation of the allowance for credit losses by loan category as of the dates indicated (dollars in thousands).

 

   

December 31,

  
   

2023

    

2022

    

2021

  
   

Allowance for Credit Losses

    

% of Loans in each Category to Total Loans

     Allowance for Credit Losses     % of Loans in each Category to Total Loans     Allowance for Credit Losses     % of Loans in each Category to Total Loans  

Mortgage loans on real estate:

                                                

Construction and development

   $ 2,471       8.6 %   $ 2,555       9.6 %   $ 2,347       10.9 %

1-4 Family

     9,129       18.7       3,917       19.1       3,337       19.4  

Multifamily

     1,124       4.8       999       3.9       673       3.2  

Farmland

     2       0.4       113       0.6       383       1.1  

Commercial real estate

     10,691       42.4       10,718       45.5       9,354       47.9  

Commercial and industrial

     6,920       24.6       5,743       20.7       4,411       16.6  

Consumer

     203       0.5       319       0.6       354       0.9  

Total

   $ 30,540       100 %   $ 24,364       100 %   $ 20,859       100 %

 

The following table presents the amount of the allowance for credit losses allocated to each loan category as a percentage of total loans as of the dates indicated.

 

   

December 31,

  
   

2023

    

2022

    

2021

  

Mortgage loans on real estate:

                        

Construction and development

     0.11 %     0.12 %     0.12 %

1-4 Family

     0.41       0.18       0.18  

Multifamily

     0.05       0.05       0.04  

Farmland

     —       0.01       0.02  

Commercial real estate

     0.49       0.51       0.50  

Commercial and industrial

     0.31       0.27       0.23  

Consumer

     0.01       0.02       0.02  

Total

     1.38 %     1.16 %     1.11 %

 

51
Table of Contents

 

As discussed above, the balance in the allowance for credit losses is principally influenced by the provision for credit losses and by net loan loss experience. Additions to the allowance are charged to the provision for credit losses. Losses are charged to the allowance as incurred and recoveries on losses previously charged to the allowance are credited to the allowance at the time recovery is collected.

 

The table below reflects the activity in the allowance for credit losses and key ratios for the periods indicated (dollars in thousands).

 

   

Year ended December 31,

  
   

2023

    

2022

    

2021

  

Allowance for credit losses at beginning of period

   $ 24,364     $ 20,859     $ 20,363  

ASU 2016-13 adoption impact

     5,865       —       —  

Provision for credit losses on loans(1)

     (1,964 )     2,922       22,885  

Net recoveries (charge-offs)(2)

     2,275       583       (22,389 )

Allowance for credit losses at end of period

   $ 30,540     $ 24,364     $ 20,859  

Total loans - period end

     2,210,619       2,104,767       1,872,012  

Nonaccrual loans - period end

     5,770       9,986       29,495  
                         

Key Ratios:

                        

Allowance for credit losses to total loans - period end

     1.38 %     1.16 %     1.11 %

Allowance for credit losses to nonaccrual loans - period end

     529 %     244 %     71 %

Nonaccrual loans to total loans - period end

     0.26 %     0.47 %     1.58 %

 

 

(1)

For the year ended December 31, 2023, the negative provision for credit losses of $2.0 million on the consolidated statement of income includes a negative provision for loan losses of $2.0 million and a negative provision for unfunded loan commitments of $36,000.
  (2) We recognized net recoveries of $2.4 million and net charge-offs of $21.6 million in the loan portfolio during the years ended December 31, 2023 and 2021, respectively, attributable to one loan relationship that became impaired in the third quarter of 2021 as a result of Hurricane Ida.

 

The allowance for credit losses to total loans increased to 1.38% at December 31, 2023 compared to 1.16% at December 31, 2022 while the allowance for credit losses to nonaccrual loans ratio increased to 529% at December 31, 2023 from 244% at December 31, 2022. The increase in the allowance for credit losses to total loans at December 31, 2023 compared to December 31, 2022 is primarily due to the one-time, cumulative effect adjustment to increase the allowance for credit losses by $5.9 million recorded upon adoption of ASU 2016-13 on January 1, 2023. The increase in the allowance for credit losses to nonaccrual loans and the decrease in nonaccrual loans to total loans are due to the decrease in nonaccrual loans primarily due to large paydowns on one loan relationship impacted by Hurricane Ida. Nonaccrual loans were $5.8 million, or 0.26% of total loans, at December 31, 2023, a decrease of $4.2 million compared to $10.0 million, or 0.47% of total loans, at December 31, 2022. Many of the loans comprising the total relationship were placed on nonaccrual following the impairment in the third quarter of 2021.

 

The following table presents the allocation of net (charge offs) recoveries by loan category for the periods indicated (dollars in thousands).

 

    Year ended December 31,
   

2023

    

2022

    

2021

  
    Net (Charge-offs) Recoveries    

Average balance

    

Ratio of Net Charge-offs to Average Loans

     Net (Charge-offs) Recoveries    

Average balance

    

Ratio of Net Charge-offs to Average Loans

    

Net (Charge-offs) Recoveries

    

Average balance

    

Ratio of Net Charge-offs to Average Loans

  

Mortgage loans on real estate:

                                                                        

Construction and development

   $ 75     $ 200,691       (0.04 )%   $ 48     $ 210,160       (0.02 )%   $ (247 )   $ 211,230       0.12 %

1-4 Family

     (24 )     410,320       0.01       103       380,481       (0.03 )     (156 )     354,748       0.04  

Multifamily

     —       86,668       —       —       56,665       —       —       60,327       —  

Farmland

     —       9,206       —       13       15,837       (0.08 )     (13 )     23,128       0.06  

Commercial real estate

     2,219       961,617       (0.23 )     33       901,422       (0.00 )     (10,274 )     869,098       1.18  

Commercial and industrial

     171       442,299       (0.04 )     535       357,837       (0.15 )     (11,641 )     362,483       3.21  

Consumer

     (166 )     12,433       1.34       (149 )     14,853       1.00       (58 )     21,056       0.28  

Total

   $ 2,275     $ 2,123,234       (0.11 )%   $ 583     $ 1,937,255       (0.03 )%   $ (22,389 )   $ 1,902,070       1.18 %

 

Charge-offs reflect the realization of losses in the portfolio that were recognized previously through the provision for credit losses. Net charge-offs include recoveries of amounts previously charged off. Net recoveries for the years ended December 31, 2023 and 2022 were $2.3 million and $0.6 million, respectively, equal to 0.11% and 0.03% of the average loan balance for the respective periods. Net charge-offs for the year ended December 31, 2021 were $22.4 million, or 1.18%, of the average loan balance. Net recoveries for the year ended December 31, 2023 were primarily attributable to recoveries on one loan relationship that became impaired in the third quarter of 2021 as a result of Hurricane Ida. Net recoveries for the year ended December 31, 2022 were primarily driven by one $0.9 million recovery on a commercial and industrial loan relationship. Net charge-offs for the year ended December 31, 2021 were primarily due to charge-offs of $21.6 million in the third quarter of 2021 due to the impairment charge related to one loan relationship impacted by Hurricane Ida. Commercial and industrial loans and commercial real estate loans were the categories affected.

 

52
Table of Contents

 

Management believes the allowance for credit losses at December 31, 2023 is sufficient to provide adequate protection against losses in our loan portfolio. However, there can be no assurance that this allowance will prove to be adequate over time to cover ultimate losses in connection with our loans. This allowance may prove to be inadequate due to higher inflation and interest rates than anticipated, other unanticipated adverse changes in the economy, unanticipated effects of the current geopolitical and domestic political conflicts, a resurgence of COVID-19, or discrete events adversely affecting specific customers or industries. Our results of operations and financial condition could be materially adversely affected to the extent that the allowance is insufficient to cover such changes or events. 

 

Nonperforming assets. Nonperforming assets consist of nonperforming loans and other real estate owned. Nonperforming loans are those on which the accrual of interest has stopped or loans which are contractually 90 days past due on which interest continues to accrue. Loans are ordinarily placed on nonaccrual when a loan is specifically determined to be impaired or when principal and interest is delinquent for 90 days or more. Additionally, management may elect to continue the accrual when the estimated net available value of collateral is sufficient to cover the principal balance and accrued interest. It is our policy to discontinue the accrual of interest income on any loan for which we have reasonable doubt as to the payment of interest or principal. A loan may be returned to accrual status when all the principal and interest amounts contractually due are brought current and future principal and interest amounts contractually due are reasonably assured, which is typically evidenced by a sustained period of repayment performance by the borrower.

 

Restructured loans. Effective January 1, 2023, we adopted ASU 2022-02, “Financial Instruments - Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures”, which eliminated the accounting guidance for troubled debt restructurings (“TDRs”). Prior to our adoption of ASU 2022-02, we accounted for a modification to the contractual terms of a loan that resulted in granting a concession to a borrower experiencing financial difficulties as a TDR.

 

Occasionally, we modify loans to borrowers in financial distress by providing certain concessions, such as principal forgiveness, term extension, an other-than-insignificant payment delay, an interest rate reduction, or a combination of such concessions. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. Upon our determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or portion of the loan) is written off.

 

53
Table of Contents

 

Other Real Estate Owned. Other real estate owned consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure, as well as any properties owned by the Company that are not intended to be used to carry out its operations. These properties are initially recorded at the lower of cost or fair market value based on appraisal at the time of foreclosure, less estimated selling cost. Losses arising at the time of foreclosure of properties are charged to the allowance for credit losses. For the year ended December 31, 2023, additions to other real estate owned were $3.9 million, which were primarily driven by transfers of properties related to one loan relationship that became impaired in the third quarter of 2021 as a result of Hurricane Ida. During the year ended December 31, 2023, we closed one branch and one stand-alone ATM and transferred the associated land and buildings from bank premises and equipment to other real estate owned, as we did not intend to use the properties for banking operations. Other real estate owned with a cost basis of $1.5 million and $5.8 million was sold during the years ended December 31, 2023 and 2022, respectively, resulting in a net loss of $0.1 million and a net gain of $9,000 for the respective periods, compared to a cost basis of $0.9 million and a net loss of $5,000 for the year ended December 31, 2021.

 

The following table provides details of our other real estate owned as of the dates indicated (dollars in thousands).

 

   

December 31, 2023

    

December 31, 2022

  

1-4 Family

   $ —     $ 682  

Commercial real estate

     4,323       —  

Commercial and industrial

     115       —  

Total other real estate owned

   $ 4,438     $ 682  

 

Changes in our other real estate owned are summarized in the table below for the periods indicated (dollars in thousands).

 

    Year ended     Year ended  
   

December 31, 2023

    

December 31, 2022

  

Balance, beginning of period

   $ 682     $ 2,653  

Additions

     3,930       3,327  

Transfers from bank premises and equipment

     1,425       525  

Sales of other real estate owned

     (1,599 )     (5,823 )

Balance, end of period

   $ 4,438     $ 682  

 

Please refer to Note 4. Other Real Estate Owned, for additional information.

 

Impact of Inflation. Inflation reached a near 40-year high in late 2021 primarily due to effects of the COVID-19 pandemic, and continued rising through June 2022. Since June 2022, the rate of inflation has generally declined; however, it has remained above the Federal Reserve’s target inflation rate of two percent through March 7, 2024. In response to higher inflation, the Federal Reserve increased the federal funds target rate during 2022 and 2023 as discussed in Certain Events That Affect Year-over-Year Comparability – Rising Inflation and Interest Rates, which generally increased the amount we earn on our interest-earning assets but also increased the amount we pay on our interest-bearing liabilities as discussed throughout this report. We believe that higher rates resulting from inflation and related factors led to constrained loan demand during 2023. When the rate of inflation accelerates, there is an erosion of consumer and customer purchasing power. Accordingly, if the rate of inflation accelerates in the future, this could impact our business by reducing our tolerance for extending credit, and our customer’s desire to obtain credit, or causing us to incur additional provisions for credit losses resulting from a possible increased default rate. Inflation and related higher rates have led and may continue to lead to lower loan re-financings. Inflation has also increased and may continue to increase the costs of goods and services we purchase, including the costs of salaries and benefits. In January 2024, the Federal Reserve decided not to change the federal funds target rate. Many economists expect the Federal Reserve to decrease the federal funds target rate one or more times during the remainder of 2024. For additional information, see Interest Rate Risk below, and Item 1A. Risk Factors – Risks Related to our Business – Increasing and high interest rates in 2022 and 2023 caused interest expense on both deposits and borrowings to increase significantly in 2023; further increases in interest rates could continue to have an adverse effect on our profitability and – Inflation and rising prices may continue to adversely affect our results of operations and financial condition.

 

Interest Rate Risk

 

Market risk is the risk of loss from adverse changes in market prices and rates. Since the majority of our assets and liabilities are monetary in nature, our market risk arises primarily from interest rate risk inherent in our lending and deposit activities. A sudden and substantial change in interest rates may adversely impact our earnings and profitability because the interest rates borne by assets and liabilities do not change at the same speed, to the same extent, or on the same basis. Accordingly, our ability to proactively structure the volume and mix of our assets and liabilities to address anticipated changes in interest rates, as well as to react quickly to such fluctuations, can significantly impact our financial results. To that end, management actively monitors and manages our interest rate risk exposure.

 

The ALCO has been authorized by the board of directors to implement our asset/liability management policy, which establishes guidelines with respect to our exposure to interest rate fluctuations, liquidity, loan limits as a percentage of funding sources, exposure to correspondent banks and brokers and reliance on non-core deposits. The goal of the policy is to enable us to maximize our interest income and maintain our net interest margin without exposing the Bank to excessive interest rate risk, credit risk and liquidity risk. Within that framework, the ALCO monitors our interest rate sensitivity and makes decisions relating to our asset/liability composition.

 

Net interest income simulation is the Bank’s primary tool for benchmarking near term earnings exposure. Given the ALCO’s objective to understand the potential risk/volatility embedded within the current mix of assets and liabilities, standard rate scenario simulations assume total assets remain static (i.e. no growth). The Bank may also use a standard gap report in its interest rate risk management process. The primary use for the gap report is to provide supporting detailed information to the ALCO’s discussion.

 

The Bank has particular concerns with the utility of the gap report as a risk management tool because of difficulties in relating gap directly to changes in net interest income. Hence, the income simulation is the key indicator for earnings-at-risk since it expressly measures what the gap report attempts to estimate.

 

Short term interest rate risk management tactics are decided by the ALCO where risk exposures exist out into the 1 to 2-year horizon. Tactics are formulated and presented to the ALCO for discussion, modification, and/or approval. Such tactics may include asset and liability acquisitions of appropriate maturities in the cash market, loan and deposit product/pricing strategy modification, and derivatives hedging activities to the extent such activity is authorized by the board of directors.

 

54
Table of Contents

 

Since the impact of rate changes due to mismatched balance sheet positions in the short-term can quickly and materially affect the current year’s income statement, they require constant monitoring and management.

 

Within the gap position that management directs, we attempt to structure our assets and liabilities to minimize the risk of either a rising or falling interest rate environment. We manage our gap position for time horizons of one month, two months, three months, four to six months, seven to twelve months, 13-24 months, 25-36 months, 37-60 months and more than 60 months. The goal of our asset/liability management is for the Bank to maintain a net interest income at risk in an up or down 100 basis point environment at less than (5)%. At December 31, 2023, the Bank was within the policy guidelines for asset/liability management.

 

The following table depicts the estimated impact on net interest income of immediate changes in interest rates at the specified levels for the periods presented.

 

As of December 31, 2023
   

Estimated

Changes in Interest Rates

  

Increase/Decrease in

(in basis points)

  

Net Interest Income (1)
+300   (7.4 )%
+200   (5.4 )%
+100   (2.4 )%
-100   2.8 %
-200   6.8 %
-300   9.7 %

 

 

(1)

The percentage change in this column represents the projected net interest income for 12 months on a flat balance sheet in a stable interest rate environment versus the projected net interest income in the various rate scenarios.

 

The computation of the prospective effects of hypothetical interest rate changes requires numerous assumptions regarding characteristics of new business and the behavior of existing positions. These business assumptions are based upon our experience, business plans and published industry experience. Key assumptions include asset prepayment speeds, competitive factors, the relative price sensitivity of certain assets and liabilities, and the expected life of non-maturity deposits. However, there are a number of factors that influence the effect of interest rate fluctuations on us which are difficult to measure and predict. For example, a rapid drop in interest rates might cause our loans to repay at a more rapid pace and certain mortgage-related investments to prepay more quickly than projected. This could mitigate some of the benefits of falling rates as are expected when we are in a negatively-gapped position. Conversely, a rapid rise in rates could give us an opportunity to increase our margins and slow the rate of repayment on our mortgage-related loans which would increase our returns, but can also increase our costs of interest-bearing liabilities faster than we expect and faster than an increase in our yield on interest-earning assets which would decrease our returns. As a result, because these assumptions are inherently uncertain, actual results will differ from simulated results.

 

Liquidity and Capital Resources

 

Liquidity. Liquidity is a measure of the ability to fund loan commitments and meet deposit maturities and withdrawals in a timely and cost-effective way. Cash flow requirements can be met by generating net income, attracting new deposits, converting assets to cash or borrowing funds. While maturities and scheduled amortization of loans and securities are predictable sources of funds, deposit outflows, loan prepayments, and borrowings are greatly influenced by general interest rates, economic conditions, and the competitive environment in which we operate. To minimize funding risks, we closely monitor our liquidity position through periodic reviews of maturity profiles, yield and rate behaviors, and loan and deposit forecasts. Excess short-term liquidity is usually invested in overnight federal funds sold.

 

Our core deposits, which are deposits excluding time deposits greater than $250,000 and deposits of municipalities and other political entities, are our most stable source of liquidity to meet our cash flow needs due to the nature of the long-term relationships generally established with our customers. Maintaining the ability to acquire these funds as needed in a variety of markets, and within ALCO compliance targets, is essential to ensuring our liquidity. At December 31, 2023 and 2022,64% and 70% of our total assets, respectively, were funded by core deposits.

 

Our investment portfolio is another alternative for meeting our cash flow requirements. Investment securities generate cash flow through principal payments and maturities, and they generally have readily available markets that allow for their conversion to cash. At December 31, 2023, 95% of our investment securities portfolio was classified as AFS, and we had gross unrealized losses in our AFS investment securities portfolio of $57.7 million and gross unrealized gains of $0.3 million. The sale of securities in a loss position would cause us to record a loss on sale of investment securities in noninterest income in the period during which the securities were sold. Some securities are pledged to secure certain deposit types or short-term borrowings, such as FHLB advances and borrowings under the BTFP, which impacts their liquidity. At December 31, 2023, securities with a carrying value of $296.2 million were pledged to secure certain deposits, borrowings, and other liabilities compared to $165.7 million in pledged securities at December 31, 2022 with the increase due primarily to the pledge of securities to secure borrowings under the BTFP.

 

55
Table of Contents

 

Other sources available for meeting liquidity needs include advances from the FHLB, repurchase agreements and other borrowings. FHLB advances may be used to meet day to day liquidity needs, particularly if the prevailing interest rate on an FHLB advance compares favorably to the rates that we would be required to pay to attract deposits. At December 31, 2023, the balance of our outstanding advances with the FHLB was $23.5 million, all long-term advances based on original maturity, a decrease from $387.0 million at December 31, 2022, consisting of $333.5 million short-term and $53.5 million long-term advances; we decreased our use of FHLB advances as we utilized the BTFP. The total amount of the remaining credit available to us from the FHLB at December 31, 2023 was $919.5 million. At December 31, 2023, our FHLB borrowings were collateralized by a blanket pledge of certain loans totaling approximately $975.4 million.

 

Beginning in March 2023, we became eligible to borrow from the BTFP, which provides additional liquidity through borrowings secured by the pledging of certain qualifying securities and other assets valued at par. The BTFP is a one-year program ending March 11, 2024, and we can borrow any time during the term and can repay the obligation at any time without penalty. During the second quarter, we utilized the BTFP to secure fixed rate funding for a one-year term and reduce short-term FHLB advances, which are priced daily. During the fourth quarter of 2023 and again in the first quarter of 2024, we refinanced all of our borrowings under the BTFP with new borrowings under the BTFP with a one-year term due to more favorable rates. At December 31, 2023, borrowings outstanding under the BTFP were $212.5 million, and our remaining borrowing capacity under the BTFP was $58.5 million based on the value of securities available to be used as collateral, valued at par value as permitted under the program. 

 

Repurchase agreements are contracts for the sale of securities which we own with a corresponding agreement to repurchase those securities at an agreed upon price and date. Our policies limit the use of repurchase agreements to those collateralized by certain investment securities. We had $8.6 million of repurchase agreements outstanding at December 31, 2023, and none at December 31, 2022.

 

We maintain unsecured lines of credit with FNBB and TIB totaling $60.0 million. These lines of credit are federal funds lines of credit and are used for overnight borrowing only. There were no outstanding balances on our unsecured lines of credit at December 31, 2023 or 2022.

 

At December 31, 2023, we held $32.0 million of cash and cash equivalents and maintained approximately $1.04 billion of available funding from FHLB advances, the BTFP, and unsecured lines of credit with correspondent banks. Cash and cash equivalents and available funding represent 149% of uninsured deposits of $720.1 million at December 31, 2023.

 

In addition, at both December 31, 2023 and 2022 we had $45.0 million in aggregate principal amount of subordinated debt outstanding. In April 2022, we completed a private placement of $20.0 million in aggregate principal amount of our 2032 Notes, and used the majority of the proceeds to redeem $18.6 million of our 2027 Notes in June 2022. For additional information, see Note 10. Subordinated Debt Securities and see Discussion and Analysis of Financial Condition – Borrowings above.

 

Our liquidity strategy is focused on using the least costly funds available to us in the context of our balance sheet composition and interest rate risk position. Accordingly, we target growth of noninterest-bearing deposits. Although we cannot directly control the types of deposit instruments our customers choose, we can influence those choices with the interest rates and deposit specials we offer. In recent periods, the proportion of our deposits represented by noninterest-bearing deposits has declined primarily due to rising market interest rates as customers have migrated to higher yielding alternatives. At December 31, 2023, we held $269.1 million of brokered time deposits and no brokered demand deposits, as defined for federal regulatory purposes, to secure fixed cost funding and reduce FHLB advances. At December 31, 2022, we held $10.0 million of brokered time deposits and no brokered demand deposits, as defined for federal regulatory purposes. We have historically utilized brokered demand deposits, due to more favorable pricing, to satisfy the required borrowings under interest rate swap agreements. We also hold QwickRate® deposits, included in our time deposit balances, which we obtain through a qualified network, to address liquidity needs when rates on such deposits compare favorably with deposit rates in our markets. At December 31, 2023, we held $17.0 million of QwickRate® deposits, a decrease compared to $26.5 million at December 31, 2022.

 

The following table presents, by type, our funding sources, which consist of total average deposits and borrowed funds, as a percentage of total funds and the total cost of each funding source for the years ended December 31, 2023 and 2022.

 

   

Percentage of Total Average Deposits and Borrowed Funds

    

Cost of Funds

  
   

Year ended December 31,

    

Year ended December 31,

  
   

2023

    

2022

    

2023

    

2022

  

Noninterest-bearing demand

     20 %     26 %     — %     — %

Interest-bearing demand

     27       38       1.30       0.27  

Brokered demand deposits

     —       —       —       0.42  

Savings deposits

     5       7       0.40       0.05  

Brokered time deposits

     7       —       5.02       4.80  

Time deposits

     28       18       3.48       0.88  

Short-term borrowings

     10       6       4.93       3.05  

Borrowed funds

     3       5       4.54       3.49  

Total deposits and borrowed funds

     100 %     100 %     2.33 %     0.63 %

 

Capital Resources. Our primary sources of capital include retained earnings, capital obtained through acquisitions and proceeds from the sale of our capital stock and subordinated debt. We may issue capital stock and debt securities from time to time to fund acquisitions and support our organic growth. In April 2022, we completed a private placement of $20.0 million in aggregate principal amount of our 2032 Notes, which are intended to quality as Tier 2 capital for regulatory purposes, and used the majority of the proceeds to redeem $18.6 million of our 2027 Notes in June 2022. During 2019, we issued $25.0 million of our 2029 Notes, which are intended to qualify as Tier 2 capital for regulatory capital purposes. For additional information see Discussion and Analysis of Financial Condition – Borrowings.

 

56
Table of Contents

 

During 2023, we paid $3.8 million in dividends, compared to $3.6 million in 2022 and $3.1 million in 2021. Our board of directors has authorized a share repurchase program and during 2023 we paid $3.0 million to repurchase our shares, compared to $10.5 million in 2022 and $6.9 million in 2021. The aggregate purchase price does not include the effect of excise tax expense incurred on net share repurchases. On July 19, 2023 and September 21, 2022, the board of directors approved an additional 350,000 shares and 300,000 shares, respectively, of the Company’s common stock for repurchase. At December 31, 2023, we had 514,266 shares of our common stock remaining authorized for repurchase under the program. For additional information, see Note 10. Subordinated Debt Securities and Note 13. Stockholders' Equity.

 

We are subject to restrictions on dividends under applicable banking laws and regulations. Please refer to the discussion under the heading “Supervision and Regulation – Dividends” in Item 1. Business, for more information. We are also subject to additional legal and contractual restrictions on dividends. Please refer to the discussion under the heading “Dividend Policy” in Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities and under the heading “Common Stock – Dividend Restrictions” in Note 13. Stockholders' Equity.

 

We are subject to various regulatory capital requirements administered by the Federal Reserve and the OCC. These requirements are described in greater detail under the heading “Supervision and Regulation – Regulatory Capital Requirements” of Item 1. Business. Those guidelines specify capital tiers, which include the following classifications:

 

Capital Tiers(1)

  

Tier 1 Leverage Ratio

  

Common Equity Tier 1 Capital Ratio

  

Tier 1 Capital Ratio

  

Total Capital Ratio

  

Ratio of Tangible Equity to Total Assets

Well capitalized

  

5% or above

  

6.5% or above

  

8% or above

  

10% or above

    

Adequately capitalized

  

4% or above

  

4.5% or above

  

6% or above

  

8% or above

    

Undercapitalized

  

Less than 4%

  

Less than 4.5%

  

Less than 6%

  

Less than 8%

    

Significantly undercapitalized

  

Less than 3%

  

Less than 3%

  

Less than 4%

  

Less than 6%

    

Critically undercapitalized

                  

2% or less

 

 

(1)

In order to be well capitalized or adequately capitalized, a bank must satisfy each of the required ratios in the table. In order to be undercapitalized or significantly undercapitalized, a bank would need to fall below just one of the relevant ratio thresholds in the table. In order to be well capitalized, the Bank cannot be subject to any written agreement or order requiring it to maintain a specific level of capital for any capital measure.

 

The Company and the Bank each were in compliance with all regulatory capital requirements as of December 31, 2023, 2022 and 2021. The Bank also was considered “well-capitalized” under the OCC’s prompt corrective action regulations as of these dates.

 

57
Table of Contents

 

The following table presents the actual capital amounts and regulatory capital ratios for the Company and the Bank as of the dates presented (dollars in thousands).

 

   

Actual

    

Minimum Capital Requirement to be Well Capitalized

  
   

Amount

    

Ratio

    

Amount

    

Ratio

  

December 31, 2023

                                

Investar Holding Corporation:

                                

Tier 1 capital to average assets (leverage)

   $ 239,095       8.35 %   $ —       — %

Tier 1 common equity to risk-weighted assets

     229,595       9.51       —       —  

Tier 1 capital to risk-weighted assets

     239,095       9.90       —       —  

Total capital to risk-weighted assets

     313,574       12.99       —       —  

Investar Bank:

                                

Tier 1 capital to average assets (leverage)

     280,687       9.81       143,085       5.00  

Tier 1 common equity to risk-weighted assets

     280,687       11.64       156,805       6.50  

Tier 1 capital to risk-weighted assets

     280,687       11.64       192,990       8.00  

Total capital to risk-weighted assets

     310,846       12.89       241,238       10.00  
                                 

December 31, 2022

                                

Investar Holding Corporation:

                                

Tier 1 capital to average assets (leverage)

   $ 231,048       8.53 %   $ —       — %

Tier 1 common equity to risk-weighted assets

     221,548       9.79       —       —  

Tier 1 capital to risk-weighted assets

     231,048       10.21       —       —  

Total capital to risk-weighted assets

     300,009       13.25       —       —  

Investar Bank:

                                

Tier 1 capital to average assets (leverage)

     267,603       9.89       135,344       5.00  

Tier 1 common equity to risk-weighted assets

     267,603       11.83       147,044       6.50  

Tier 1 capital to risk-weighted assets

     267,603       11.83       180,977       8.00  

Total capital to risk-weighted assets

     292,339       12.92       226,221       10.00  

 

Off-Balance Sheet Transactions and Lease Obligations

 

Swap Contracts. The Bank historically has entered into interest rate swap contracts, some of which are forward starting, to manage exposure against the variability in the expected future cash flows (future interest payments) attributable to changes in the 1-month LIBOR associated with the forecasted issuances of 1-month fixed rate debt arising from a rollover strategy. An interest rate swap is an agreement whereby one party agrees to pay a fixed rate of interest on a notional principal amount in exchange for receiving a floating rate of interest on the same notional amount for a predetermined period of time, from a second party. At December 31, 2023 and December 31, 2022, the Company had no current or forward starting interest rate swap agreements. For additional information, see Note 12. Derivative Financial Instruments.

 

During the year ended December 31, 2022, we voluntarily terminated our remaining interest rate swap agreements with a total notional amount of $115.0 million in response to market conditions. During year ended December 31, 2021, we voluntarily terminated interest rate swap agreements with a total notional amount of $150.0 million in response to market conditions and as a result of excess liquidity. For years ended December 31, 2022 and December 31, 2021, unrealized gains of $6.4 million and $1.4 million, respectively, net of tax expenses of $1.7 million and $0.4 million, respectively, were reclassified from “Accumulated other comprehensive (loss) income” and recorded as “Swap termination fee income” in noninterest income in the accompanying consolidated statements of income.

 

For the years ended December 31, 2022 and December 31, 2021, a gain of $4.3 million, net of a $1.2 million tax expense, and a gain of $5.3 million, net of a $1.4 million tax expense, respectively, was recognized in “Other comprehensive income (loss)” in the accompanying consolidated statements of comprehensive (loss) income for the change in fair value of the interest rate swap contracts.

 

58
Table of Contents

 

The Company also enters into interest rate swap contracts that allow commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate loan into a fixed-rate loan. The Company then enters into a corresponding swap agreement with a third party in order to economically hedge its exposure through the customer agreement. The interest rate swaps with both the customers and third parties are not designated as hedges under FASB ASC Topic 815, “Derivatives and Hedging,” and are marked to market through earnings. As the interest rate swaps are structured to offset each other, changes to the underlying benchmark interest rates considered in the valuation of these instruments do not result in an impact to earnings; however, there may be fair value adjustments related to credit quality variations between counterparties, which may impact earnings as required by FASB ASC Topic 820, “Fair Value Measurement.” The Company did not recognize any gains or losses in other income resulting from fair value adjustments during the years ended December 31, 2023, 2022, and 2021. At December 31, 2023, we had notional amounts of $174.9 million in interest rate swap contracts with customers and $174.9 million in offsetting interest rate swap contracts with other financial institutions. The fair value of the swap contracts consisted of gross assets of $17.3 million and gross liabilities of $17.3 million recorded in “Other assets” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheet.

 

Unfunded Commitments. The Bank enters into loan commitments and standby letters of credit in the normal course of its business. Loan commitments are made to meet the financing needs of our customers, while standby letters of credit commit the Bank to make payments on behalf of customers when certain specified future events occur. The credit risks associated with loan commitments and standby letters of credit are essentially the same as those involved in making loans to our customers. Accordingly, our normal credit policies apply to these arrangements. Collateral (e.g., securities, receivables, inventory, equipment, etc.) is obtained based on management’s credit assessment of the customer. The credit risk associated with these commitments is evaluated in a manner similar to the allowance for credit losses. The reserve for unfunded loan commitments is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets. At December 31, 2023 and 2022, the reserve for unfunded loan commitments was $0.3 million and $0.4 million, respectively.

 

Loan commitments and standby letters of credit do not necessarily represent future cash requirements, in that while the customer typically has the ability to draw upon these commitments at any time, these commitments often expire without being drawn upon in full or at all. Virtually all of our standby letters of credit expire within one year. Our unfunded loan commitments and standby letters of credit outstanding are summarized below as of the dates indicated (dollars in thousands).

 

   

December 31, 2023

    

December 31, 2022

  

Commitments to extend credit:

                

Loan commitments

   $ 413,019     $ 333,040  

Standby letters of credit

     17,844       11,379  

 

The Company closely monitors the amount of remaining future commitments to borrowers in light of prevailing economic conditions and adjusts these commitments as necessary. The Company will continue this process as new commitments are entered into or existing commitments are renewed.

 

Additionally, at December 31, 2023, the Company had unfunded commitments of $1.3 million for its investment in Small Business Investment Company qualified funds.

 

For each of the years ended December 31, 2023 and 2022, we engaged in no off-balance sheet transactions reasonably likely to have a material effect on our financial condition, results of operations, or cash flows currently or in the future.

 

59
Table of Contents

 

Lease Obligations. The Company’s primary leasing activities relate to certain real estate leases entered into in support of the Company’s branch operations. The Company’s branch locations operated under lease agreements have all been designated as operating leases. The Company does not lease equipment under operating leases, nor does it have leases designated as finance leases. 

 

The following table presents, as of December 31, 2023, contractually obligated lease payments due under non-cancelable operating leases by payment date (dollars in thousands).

 

Less than one year

   $ 381  

One to three years

     727  

Three to five years

     682  

Over five years

     671  

Total

   $ 2,461  

 

On January 27, 2023, we completed the previously announced sale of certain assets, deposits and other liabilities associated with the Alice and Victoria, Texas branch locations. Upon the completion of the sale, we recorded $0.3 million of occupancy expense to terminate the remaining contractually obligated lease payments due under non-cancelable operating leases.

 

Item 7A. Quantitative and Qualitative Disclosures about Market Risk

 

The information contained in Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations – Risk Management hereof is incorporated herein by reference.

 

60
Table of Contents
 

 

Item 8. Financial Statements and Supplementary Data

 

Management’s Report on Internal Control over Financial Reporting

 

To the Stockholders and Board of Directors

 

Investar Holding Corporation

 

Baton Rouge, Louisiana

 

Investar Holding Corporation (the “Company”) is responsible for the preparation, integrity and fair presentation of the consolidated financial statements included in this annual report. The consolidated financial statements and notes included in this annual report have been prepared in conformity with accounting principles generally accepted in the United States of America and necessarily include some amounts that are based on management’s best estimates and judgments.

 

Management of the Company is responsible for establishing and maintaining effective internal control over financial reporting designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with accounting principles generally accepted in the United States of America. The Company’s internal control over financial reporting includes those policies and procedures that: (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the Company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with accounting principles generally accepted in the United States of America and that receipts and expenditures of the Company are being made only in accordance with authorizations of management and directors of the Company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the Company’s assets that could have a material effect on the financial statements.

 

The system of internal control over financial reporting as it relates to the financial statements is evaluated for effectiveness by management and tested for reliability through a program of internal audits. Actions are taken to correct potential deficiencies as they are identified. Any system of internal control, no matter how well designed, has inherent limitations, including the possibility that a control can be circumvented or overridden, and misstatements due to error or fraud may occur and not be detected. Also, because of changes in conditions, internal control effectiveness may vary over time. Accordingly, even an effective system of internal control will provide only reasonable assurance with respect to financial statement preparation.

 

Management, with the participation of the Company’s principal executive officer and principal financial officer, conducted an assessment of the effectiveness of the Company’s system of internal control over financial reporting as of December 31, 2023, based on criteria for effective internal control over financial reporting described in the “Internal Control - Integrated Framework,” (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission. Based on this assessment, management has concluded that, as of December 31, 2023, the Company’s system of internal control over financial reporting is effective and meets the criteria of the “Internal Control – Integrated Framework.”

 

HORNE LLP, the Company’s independent registered public accounting firm that has audited the Company’s financial statements included in this annual report, has issued an attestation report on the Company’s internal control over financial reporting which is included herein.

 

     

Date: March 7, 2024

By:

/s/ John J. D’Angelo
   

John J. D’Angelo
   

President and Chief Executive Officer
     

Date: March 7, 2024

By:

/s/ John R. Campbell
    John R. Campbell
   

Executive Vice President and Chief Financial Officer

 

61
Table of Contents

 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

 

To the Stockholders and the Board of Directors of Investar Holding Corporation

 

Opinion on the Internal Control Over Financial Reporting

 

We have audited Investar Holding Corporation’s (the “Company”) internal control over financial reporting as of December 31, 2023, based on criteria established in the Internal Control - Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013. In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December 31, 2023, based on criteria established in the Internal Control - Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013.

 

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (the “PCAOB”), the consolidated financial statements of the Company as of December 31, 2023 and our report dated March 7, 2024 expressed an unqualified opinion.

 

Basis for Opinion

 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting in the accompanying Report on Management's Assessment of Internal Control Over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audit also included performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

 

Definition and Limitations of Internal Control over Financial Reporting

 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the company’s assets that could have a material effect on the financial statements.

 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

 

/s/ HORNE LLP

 

Baton Rouge, Louisiana

March 7, 2024

 

62
Table of Contents

 

 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

 

To the Stockholders and the Board of Directors of Investar Holding Corporation

 

Opinion on the Financial Statements

 

We have audited the accompanying consolidated balance sheets of Investar Holding Corporation (the “Company”) as of December 31, 2023 and 2022, and the related consolidated statements of income, comprehensive income, changes in stockholders’ equity, and cash flows, for each of the three years in the period ended December 31, 2023, and the related notes to the consolidated financial statements (collectively, referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2023 and 2022, and the results of its operations and its cash flows for each of the three years in the period ended December 31, 2023, in conformity with accounting principles generally accepted in the United States of America.

 

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (the “PCAOB”), the Company’s internal control over financial reporting as of December 31, 2023, based on criteria established in the Internal Control - Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013, and our report dated March 7, 2024, expressed an unqualified opinion on the effectiveness of the Company’s internal control over financial reporting.

 

Emphasis-of-Matter

 

As discussed in Note 1 to the financial statements, the Company has changed its method of accounting for credit losses effective January 1, 2023, due to the adoption of Accounting Standards Codification ASC 326: Financial Instruments – Credit Losses (“ASC 326”). The Company adopted the new credit loss standard using the modified retrospective approach such that prior period amounts are not adjusted and continue to be reported in accordance with previously applicable generally accepted accounting principles. Our opinion is not modified with respect to this matter.

 

Basis for Opinion

 

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audits to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

 

Critical Audit Matter

 

The critical audit matter communicated below is a matter arising from the current period audit of the financial statements that was communicated or required to be communicated to the audit committee and that: (i) relates to accounts or disclosures that are material to the financial statements and (ii) involved especially challenging, subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing separate opinions on the critical audit matter or on the accounts or disclosures to which it relates.

 

Allowance for Credit Losses

 

Description of the Matter

 

As described in Notes 1 and 3 to the financial statements, the Company’s allowance for credit losses (“ACL”) is a valuation that reflects the Company’s best estimate of expected credit losses inherent within the Company’s loans held for investment portfolio and is maintained at a level believed adequate by management to absorb credit losses inherent in the entire loan portfolio in accordance with Accounting Standards Codification ASC 326: Financial Instruments – Credit Losses. The ACL is measured over the contractual life of loans held for investments and is estimated using relevant available information relating to past events, current conditions and reasonable and supportable forecasts, as well as qualitative adjustments. The ACL was $30,540,000 at December 31, 2023, which consists of two components; the loss allocations on pools of loans that share similar risk characteristics and loss allocations on individual loans that do not share similar risk characteristics with other loans and the measurement of expected credit loss for such individual loans.

 

The Company’s measurement of expected credit losses of loans on a pool basis when the loans share similar risk characteristics is based off historical data that is adjusted, as necessary, for qualitative factors where there are differences in the historical loss data of the Company and current or projected future conditions. Consideration of the relevant qualitative factors are used to bring the ACL to the level management believes is appropriate based on factors that are otherwise unaccounted for in the quantitative process. The ACL also includes reserves for loans evaluated on an individual basis, such as certain loans on nonaccrual. Management applies judgment in the determination of the qualitative factors and reserves assigned on an individual basis to estimate the ACL.

 

The ACL was identified by us as a critical audit matter because of the extent of auditor judgment applied and significant audit effort to evaluate the significant subjective and complex judgments made by management including the judgment required in evaluating management's determination of the qualitative factors and the reserve assumptions for loans evaluated on an individual basis.

 

63
Table of Contents

 

How we Addressed the Matter in Our Audit

 

The primary audit procedures we performed in responses to this critical audit matter included:

 

 •Obtained an understanding of the Company's process for establishing the ACL, including determination of the qualitative factors and reserve assumptions for loans evaluated on an individual basis, and evaluated the process utilized by management to challenge the model results and determine the best estimate of the ACL as of the balance sheet date.
 •Evaluated the design and tested the operating effectiveness of the controls associated with the ACL process, including controls around the reliability and accuracy of data used in the model, management's review and approval of the selected qualitative factors, the reserve assumptions for loans evaluated on an individual basis, the governance of the credit loss methodology, and management's review and approval of the ACL.
 •

Assessed reasonableness of model methodology and key modeling assumptions, as well as the appropriateness of management’s qualitative framework, and reserve assumptions for loans evaluated on an individual basis.

 •Performed specific substantive tests of the model utilized, qualitative factors and the reserve assumptions for loans evaluated on an individual basis. We evaluated if qualitative factors were applied based on a comprehensive framework and compared the adjustments utilized by management to both internal portfolio metrics and external macroeconomic data (as applicable) to support adjustments and evaluate trends in such adjustments. Within our reserve testing for loans evaluated on an individual basis, we evaluated management’s assumptions, including collateral valuations. In addition, we evaluated the Company’s estimate of the overall ACL giving consideration to the Company’s borrowers, loan portfolio, and macroeconomic trends, independently obtained and compared such information to comparable financial institutions and considered whether new or contrary information existed.

 

We have served as the Company’s auditor since 2020.

 

/s/ HORNE LLP

 

Baton Rouge, Louisiana

March 7, 2024

 

64
Table of Contents

 

 

 

INVESTAR HOLDING CORPORATION

CONSOLIDATED BALANCE SHEETS

(Amounts in thousands, except share data)

 

  

December 31,

 
  

2023

  

2022

 

ASSETS

        

Cash and due from banks

 $28,285  $30,056 

Interest-bearing balances due from other banks

  3,724   10,010 

Federal funds sold

  —   193 

Cash and cash equivalents

  32,009   40,259 
         

Available for sale securities at fair value (amortized cost of $419,283 and $467,316, respectively)

  361,918   405,167 

Held to maturity securities at amortized cost (estimated fair value of $20,513 and $7,922, respectively)

  20,472   8,305 

Loans

  2,210,619   2,104,767 

Less: allowance for credit losses

  (30,540)  (24,364)

Loans, net

  2,180,079   2,080,403 

Equity securities

  14,597   27,254 

Bank premises and equipment, net of accumulated depreciation of $19,476 and $22,025, respectively

  44,183   49,587 

Other real estate owned, net

  4,438   682 

Accrued interest receivable

  14,366   12,749 

Deferred tax asset

  16,910   16,438 

Goodwill and other intangible assets, net

  42,320   43,147 

Bank owned life insurance

  58,797   57,379 

Other assets

  25,066   12,437 

Total assets

 $2,815,155  $2,753,807 
         

LIABILITIES

        

Deposits:

        

Noninterest-bearing

 $448,752  $580,741 

Interest-bearing

  1,806,975   1,501,624 

Total deposits

  2,255,727   2,082,365 

Advances from Federal Home Loan Bank

  23,500   387,000 

Borrowings under Bank Term Funding Program

  212,500   — 

Repurchase agreements

  8,633   — 

Subordinated debt, net of unamortized issuance costs

  44,320   44,225 

Junior subordinated debt

  8,630   8,515 

Accrued taxes and other liabilities

  35,077   15,920 

Total liabilities

  2,588,387   2,538,025 
         

Commitments and contingencies (Note 19)

          
         

STOCKHOLDERS’ EQUITY

        

Preferred stock, no par value per share; 5,000,000 shares authorized

  —   — 

Common stock, $1.00 par value per share; 40,000,000 shares authorized; 9,748,067 and 9,901,847 shares issued and outstanding, respectively

  9,748   9,902 

Surplus

  145,456   146,587 

Retained earnings

  116,711   108,206 

Accumulated other comprehensive loss

  (45,147)  (48,913)

Total stockholders’ equity

  226,768   215,782 

Total liabilities and stockholders’ equity

 $2,815,155  $2,753,807 

 

See accompanying notes to the consolidated financial statements.

 

65
Table of Contents
 

 

INVESTAR HOLDING CORPORATION

CONSOLIDATED STATEMENTS OF INCOME

(Amounts in thousands, except share data)

 

   

For the years ended December 31,

  
   

2023

    

2022

    

2021

  

INTEREST INCOME

                        

Interest and fees on loans

   $ 117,892     $ 93,373     $ 90,230  

Interest on investment securities

                        

Taxable

     12,372       9,796       3,948  

Tax-exempt

     693       482       552  

Other interest income

     2,244       918       812  

Total interest income

     133,201       104,569       95,542  
                         

INTEREST EXPENSE

                        

Interest on deposits

     42,072       6,250       7,487  

Interest on borrowings

     16,609       8,534       4,241  

Total interest expense

     58,681       14,784       11,728  

Net interest income

     74,520       89,785       83,814  
                         

Provision for credit losses

     (2,000 )     2,922       22,885  

Net interest income after provision for credit losses

     76,520       86,863       60,929  
                         

NONINTEREST INCOME

                        

Service charges on deposit accounts

     3,090       3,090       2,422  

(Loss) gain on call or sale of investment securities, net

     (323 )     6       2,321  

Loss on sale or disposition of fixed assets, net

     (1,323 )     (258 )     (408 )

(Loss) gain on sale of other real estate owned, net

     (114 )     9       (5 )

Swap termination fee income

     —       8,077       1,835  

Gain on sale of loans

     75       37       199  

Servicing fees and fee income on serviced loans

     14       74       204  

Interchange fees

     1,697       2,036       1,920  

Income from bank owned life insurance

     1,417       1,305       1,146  

Change in the fair value of equity securities

     (65 )     (90 )     214  

Income from insurance proceeds

     —       1,384       —  

Other operating income

     2,070       2,680       2,194  

Total noninterest income

     6,538       18,350       12,042  

Income before noninterest expense

     83,058       105,213       72,971  
                         

NONINTEREST EXPENSE

                        

Depreciation and amortization

     3,780       4,435       4,988  

Salaries and employee benefits

     37,143       34,974       35,527  

Occupancy

     2,994       2,915       2,753  

Data processing

     3,482       3,600       3,112  

Marketing

     302       262       275  

Professional fees

     1,933       1,774       1,585  

Loss on early extinguishment of subordinated debt

     —       222       —  

Acquisition expense

     —       —       2,448  

Other operating expenses

     12,996       12,683       12,374  

Total noninterest expense

     62,630       60,865       63,062  

Income before income tax expense

     20,428       44,348       9,909  

Income tax expense

     3,750       8,639       1,909  

Net income

   $ 16,678     $ 35,709     $ 8,000  
                         

EARNINGS PER SHARE

                        

Basic earnings per share

   $ 1.69     $ 3.54     $ 0.77  

Diluted earnings per share

     1.69       3.50       0.76  

Cash dividends declared per common share

     0.395       0.365       0.31  

 

See accompanying notes to the consolidated financial statements.

 

66
Table of Contents
 

 

INVESTAR HOLDING CORPORATION

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS)

(Amounts in thousands)

 

  

For the years ended December 31,

 
  

2023

  

2022

  

2021

 

Net income

 $16,678  $35,709  $8,000 

Other comprehensive income (loss):

            

Investment securities:

            

Unrealized gain (loss), available for sale, net of tax expense (benefit) of $951, ($12,993), and ($694), respectively

  3,510   (48,019)  (2,611)

Reclassification of realized loss (gain), available for sale, net of tax benefit (expense) of $67, ($1), and ($488), respectively

  256   (5)  (1,833)

Unrealized loss, transfer from available for sale to held to maturity, net of tax benefit of $0 for all respective periods

  —   (1)  (1)

Derivative financial instruments:

            

Change in fair value of interest rate swaps designated as cash flow hedges, net of tax expense of $0, $1,151, and $1,396, respectively

  —   4,329   5,253 

Reclassification of realized gain, interest rate swap termination, net of tax expense of $0, $1,697, and $385, respectively

  —   (6,380)  (1,450)

Total other comprehensive income (loss)

  3,766   (50,076)  (642)

Total comprehensive income (loss)

 $20,444  $(14,367) $7,358 

 

See accompanying notes to the consolidated financial statements.

 

67
Table of Contents
 

 

INVESTAR HOLDING CORPORATION

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ EQUITY

(Amounts in thousands, except share data)

 

              

Accumulated

     
              

Other

  

Total

 
  

Common

      

Retained

  

Comprehensive

  

Stockholders’

 
  

Stock

  

Surplus

  

Earnings

  

Income (Loss)

  

Equity

 

Balance, December 31, 2020

 $10,609  $159,485  $71,385  $1,805  $243,284 

Surrendered shares

  (19)  (348)  —   —   (367)

Shares repurchased

  (359)  (6,566)  —   —   (6,925)

Options exercised

  47   685   —   —   732 

Dividends declared, $0.31 per share

  —   —   (3,225)  —   (3,225)

Stock-based compensation

  65   1,676   —   —   1,741 

Net income

  —   —   8,000   —   8,000 

Other comprehensive loss, net

  —   —   —   (642)  (642)

Balance, December 31, 2021

 $10,343  $154,932  $76,160  $1,163  $242,598 

Surrendered shares

  (24)  (462)  —   —   (486)

Shares repurchased

  (519)  (10,021)  —   —   (10,540)

Options exercised

  10   123   —   —   133 

Dividends declared, $0.365 per share

  —   —   (3,663)  —   (3,663)

Stock-based compensation

  92   2,015   —   —   2,107 

Net income

  —   —   35,709   —   35,709 

Other comprehensive loss, net

  —   —   —   (50,076)  (50,076)

Balance, December 31, 2022

 $9,902  $146,587  $108,206  $(48,913) $215,782 

Cumulative effect of adoption of ASU 2016-13, net

  —   —   (4,295)  —   (4,295)

Surrendered shares

  (22)  (330)  —   —   (352)

Shares repurchased

  (222)  (2,804)  —   —   (3,026)

Options exercised

  8   97   —   —   105 

Dividends declared, $0.395 per share

  —   —   (3,878)  —   (3,878)

Stock-based compensation

  82   1,906   —   —   1,988 

Net income

  —   —   16,678   —   16,678 

Other comprehensive income, net

  —   —   —   3,766   3,766 

Balance, December 31, 2023

 $9,748  $145,456  $116,711  $(45,147) $226,768 

 

See accompanying notes to the consolidated financial statements.

 

68
Table of Contents
 

 

INVESTAR HOLDING CORPORATION

CONSOLIDATED STATEMENTS OF CASH FLOWS

(Amounts in thousands)

 

   

For the years ended December 31,

  
   

2023

    

2022

    

2021

  

Cash flows from operating activities

                        

Net income

   $ 16,678     $ 35,709     $ 8,000  

Adjustments to reconcile net income to net cash provided by operating activities:

                        

Depreciation and amortization

     3,780       4,435       4,988  

Provision for credit losses

     (2,000 )     2,922       22,885  

Net accretion of purchase accounting adjustments

     (274 )     (95 )     (1,560 )

Net (accretion) amortization of securities

     (62 )     972       3,484  

Loss (gain) on call or sale of investment securities, net

     323       (6 )     (2,321 )

Loss on sale or disposition of fixed assets, net

     1,323       258       408  

Loss (gain) on sale of other real estate owned, net

     114       (9 )     5  

Gain on sale of loans to First Community Bank

     (75 )     —       —  

Loss on early extinguishment of subordinated debt

     —       222       —  

FHLB stock dividend

     (642 )     (152 )     (40 )

Stock-based compensation

     1,988       2,107       1,741  

Deferred taxes

     (350 )     (655 )     (547 )

Net change in value of bank owned life insurance

     (1,417 )     (1,305 )     (1,143 )

Amortization of subordinated debt issuance costs

     95       66       92  

Change in the fair value of equity securities

     65       90       (214 )

Loans held for sale:

                        

Originations

     —       (624 )     (10,235 )

Proceeds from sales

     —       1,281       9,814  

Gain on sale of loans

     —       (37 )     (199 )

Net change in:

                        

Accrued interest receivable

     (518 )     (1,394 )     2,451  

Other assets

     5,772       (1,732 )     (3,086 )

Accrued taxes and other liabilities

     1,447       695       (1,042 )

Net cash provided by operating activities

     26,247       42,748       33,481  
                         

Cash flows from investing activities

                        

Proceeds from sales of investment securities available for sale

     14,974       —       137,803  

Purchases of securities available for sale

     (107,904 )     (181,636 )     (255,455 )

Purchases of securities held to maturity

     (14,056 )     —       —  

Proceeds from maturities, prepayments and calls of investment securities available for sale

     140,712       60,173       84,729  

Proceeds from maturities, prepayments and calls of investment securities held to maturity

     1,879       1,933       2,149  

Proceeds from redemption or sale of equity securities

     17,429       1,225       574  

Purchases of equity securities

     (4,196 )     (11,615 )     (523 )

Net decrease (increase) in loans

     41,999       (225,090 )     86,967  

Proceeds from sales of other real estate owned

     1,484       6,071       878  

Purchases of other real estate owned

     —       —       (501 )

Proceeds from sales of fixed assets

     42       4,692       194  

Purchase of loans

     (163,842 )     —       —  

Purchases of fixed assets

     (1,072 )     (1,056 )     (3,318 )

Purchases of bank owned life insurance

     —       (5,000 )     (8,000 )

Purchases of other investments

     (617 )     (718 )     (233 )

Distributions from investments

     274       34       23  

Cash paid for branch sale to First Community Bank, net of cash received

     (596 )     —       —  

Cash acquired from acquisition of Cheaha Financial Group, net of cash paid

     —       —       8,112  

Net cash (used in) provided by investing activities

     (73,490 )     (350,987 )     53,399  

 

69
Table of Contents

 

 

INVESTAR HOLDING CORPORATION

CONSOLIDATED STATEMENTS OF CASH FLOWS, CONTINUED

(Amounts in thousands)

 

   

For the years ended December 31,

  
   

2023

    

2022

    

2021

  

Cash flows from financing activities

                        

Net increase (decrease) in customer deposits

     188,125       (38,249 )     25,946  

Net increase (decrease) in repurchase agreements

     8,633       (5,783 )     130  

Net (decrease) increase in short-term FHLB advances

     (333,500 )     333,500       (42,000 )

Net increase in borrowings under the Bank Term Funding Program

     212,500       —       —  

Repayment of long-term FHLB advances

     (30,000 )     (25,000 )     —  

Cash dividends paid on common stock

     (3,844 )     (3,552 )     (3,090 )

Payments to repurchase common stock

     (3,026 )     (10,540 )     (6,925 )

Proceeds from stock options exercised

     105       133       732  

Proceeds from subordinated debt, net of issuance costs

     —       19,548       —  

Extinguishment of subordinated debt

     —       (18,600 )     —  

Net cash provided by (used in) financing activities

     38,993       251,457       (25,207 )

Net (decrease) increase in cash and cash equivalents

     (8,250 )     (56,782 )     61,673  

Cash and cash equivalents, beginning of period

     40,259       97,041       35,368  

Cash and cash equivalents, end of period

   $ 32,009     $ 40,259     $ 97,041  
                         

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION

                        

Cash payments for:

                        

Income taxes

   $ 2,899     $ 8,887     $ 4,207  

Interest on deposits and borrowings

     56,773       14,409       11,817  

SUPPLEMENTAL DISCLOSURES OF NONCASH INVESTING ACTIVITIES

                        

Transfer from loans to other real estate owned

   $ 3,930     $ 3,327     $ 521  

Transfer from bank premises and equipment to other real estate owned

     1,425       525       1,850  

 

See accompanying notes to the consolidated financial statements.

 

70
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements

 

 

NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

Nature of Operations

 

Investar Holding Corporation is a financial holding company headquartered in Baton Rouge, Louisiana, that provides, through its wholly-owned subsidiary, Investar Bank, National Association (the “Bank”), full banking services, excluding trust services, tailored primarily to meet the needs of individuals, professionals, and small to medium-sized businesses throughout its markets in south Louisiana, southeast Texas and Alabama.

 

Basis of Presentation

 

The consolidated financial statements of Investar Holding Corporation and its wholly-owned subsidiary, the Bank (together, the “Company”), have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”) and to generally accepted practices within the banking industry.

 

Segments

 

All of the Company’s banking operations are considered by management to be aggregated in one reportable operating segment. Because the overall banking operations comprise substantially all of the consolidated operations, no separate segment disclosures are presented in the accompanying consolidated financial statements.

 

Principles of Consolidation

 

The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation.

 

Use of Estimates

 

The preparation of statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates, and such differences could be material.

 

Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses. While management uses available information to recognize credit losses on loans, future additions to the allowance  may be necessary based on changes in economic conditions, changes in conditions of our borrowers’ industries or changes in the condition of individual borrowers. As described below under “Accounting Standards Adopted in 2023,” the Company adopted Accounting Standards Update (“ASU”) 2016-13 effective  January 1, 2023, which changed how the Company accounts for the allowance for credit losses. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for credit losses. Such agencies  may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the allowance for credit losses  may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated.

 

Other estimates that are susceptible to significant change in the near term relate to the allowance for off-balance sheet credit losses, the fair value of stock-based compensation awards, the determination of other-than-temporary impairments of securities, and the fair value of financial instruments and goodwill.

 

The COVID-19 pandemic and, in 2022 and 2023, rising inflation and interest rates have made certain estimates more challenging, including those discussed above.

 

71
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Investment Securities

 

The Company’s investments in securities are accounted for in accordance with applicable guidance contained in the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”), which requires the classification of securities into one of the following categories:

 

 

•

Securities to be held to maturity (“HTM”): bonds, notes, and debentures for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.

 

 

•

Securities available for sale (“AFS”): available for sale securities consist of bonds, notes, and debentures that are available to meet the Company’s operating needs. These securities are reported at fair value.

 

Unrealized holding gains and losses, net of tax, on available for sale securities are reported as a net amount in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Realized gains and losses on the sale of debt and equity securities are determined using the specific-identification method and average price method, respectively.

 

The Company follows FASB guidance related to the recognition and presentation of other-than-temporary impairment. The guidance specifies that if an entity does not have the intent to sell a debt security prior to recovery, the security would not be considered other-than-temporarily impaired unless there is a credit loss. When an entity does not intend to sell the security, and it is more likely than not that the entity will not have to sell the security before recovery of its cost basis, it will recognize the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.

 

See “Allowance for Credit Losses” below for the accounting treatment of the allowance of credit losses for AFS and HTM securities.

 

Loans

 

The Company’s loan portfolio categories include real estate, commercial and consumer loans. Real estate loans are further categorized into construction and development, 1-4 family residential, multifamily, farmland and commercial real estate loans. The consumer loan category includes loans originated through indirect lending. Indirect lending, which is lending initiated through third-party business partners, is largely comprised of loans made through automotive dealerships.

 

Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at the unpaid principal balance outstanding, net of purchase premiums or discounts, deferred income (net of costs), any direct principal charge-offs, and an allowance for credit losses. Interest on loans is calculated by using the effective interest rate on daily balances of the principal amount outstanding. Loan origination fees, net of direct loan origination costs, and commitment fees, are deferred and amortized as an adjustment to yield over the life of the loan, or over the commitment period, as applicable.

 

Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans are ordinarily placed on nonaccrual when a loan is specifically determined to be impaired or when principal or interest is delinquent for 90 days or more; however, management may elect to continue the accrual when the estimated net realizable value of collateral is sufficient to cover the principal balance and the accrued interest. Any unpaid interest previously accrued on nonaccrual loans is reversed from income. Interest income, generally, is not recognized on specific impaired loans unless the likelihood of further loss is remote. Interest payments received on such loans are applied as a reduction of the loan principal balance. Interest income on other nonaccrual loans is recognized only to the extent of interest payments received. A loan may be returned to accrual status when all the principal and interest amounts contractually due are brought current and future principal and interest amounts contractually due are reasonably assured, which is typically evidenced by a sustained period of repayment performance by the borrower.

 

72
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The Company follows the FASB accounting guidance on sales of financial assets, which includes participating interests in loans. For loan participations that are structured in accordance with this guidance, the sold portions are recorded as a reduction of the loan portfolio. Loan participations that do not meet the criteria are accounted for as secured borrowings.

 

See “Acquisition Accounting” below for accounting treatment of loans acquired through business acquisitions.

 

Employee Retention Credit

 

The CARES Act provided for an Employee Retention Credit (“ERC”), which is a broad based refundable payroll tax credit that incentivized businesses to retain employees on the payroll during the COVID-19 pandemic. The ERC is a credit against certain employment taxes of up to $5,000 per employee for eligible employers based on certain wages paid after March 12, 2020 through December 31, 2020. In 2021, the tax credit increased to up to $7,000 for each quarter, equal to 70% of qualified wages paid to employees during a quarter, capped at $10,000 of qualified wages per employee per quarter. The ERC terminated effective September 30, 2021. The Company qualified for the ERC based on the significant adverse financial impacts of the COVID-19 pandemic. In the fourth quarter of 2022, Company recorded a $2.3 million reduction to payroll taxes related to the second quarter of 2021, and in the fourth quarter of 2021, the Company recorded a $1.9 million reduction to payroll taxes related to the first quarter of 2021, which are included as part of “Salaries and employee benefits” in noninterest expense on the accompanying consolidated statements of income for the years ended December 31, 2022 and 2021.

 

Allowance for Credit Losses

 

For reporting periods beginning on and after January 1, 2023, reflecting the adoption of ASU 2016-13:

 

The Company’s allowance for credit losses is determined using a current expected credit loss (“CECL”) model. The allowance for credit losses represents the measurement of all expected credit losses for financial assets accounted for on an amortized cost basis. Expected losses at the reporting date are calculated based on historical experience, current conditions, and reasonable and supportable forecasts. The lifetime expected credit losses are recorded at the time the financial asset is originated or acquired and adjusted each period as a provision for credit losses for changes in expected lifetime credit losses. The Company developed a CECL model methodology that calculates expected credit losses over the life of the portfolio by analyzing the composition, characteristics and quality of the loan and securities portfolios, as well as prevailing economic conditions and forecasts. The Company’s CECL calculation estimates loan losses using a combination of discounted cash flow and remaining life analyses. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the model reverts back to the historical loss rates adjusted for qualitative factors related to current conditions using a four-quarter reversion period.

 

The allowance for credit losses is measured on a pool basis when similar risk characteristics exist and is maintained at an amount which management believes is a current estimate of the expected credit losses for the full life of the relevant pool of loans and related unfunded lending commitments. For modeling purposes, loan pools include: agriculture and farmland, automotive, commercial and industrial, construction and development, commercial real estate - nonowner-occupied and multifamily, commercial real estate - owner-occupied, credit cards, home equity lines of credit and junior liens, consumer, residential senior liens, and other loans, which primarily consist of public finance. Management periodically reassesses each pool to confirm that the loans within the pool continue to share similar characteristics and risk profiles and to determine whether further segmentation is necessary. For each pool of loans, the Company evaluates and applies qualitative adjustments to the calculated allowance for credit losses based on several factors, including, but not limited to, changes in current and expected future economic conditions, changes in the nature and volume of the portfolio, changes in levels of concentrations, changes in the volume and severity of past due loans, changes in lending policies and personnel and changes in the competitive and regulatory environment of the banking industry. The loss rates computed for each pool and expected pool-level funding rates are applied to the related unfunded lending commitments to calculate an allowance for credit losses. 

 

Loans that do not share similar risk characteristics with other loans are excluded from the loan pools and individually evaluated for impairment. Individually evaluated loans are loans for which it is probable that all the amounts due under the contractual terms of the loan will not be collected. The allowance for credit losses on loans that are individually evaluated is based on a comparison of the recorded investment in the loan with either the expected cash flows discounted using the loan’s original effective interest rate, observable market price for the loan or the fair value of the collateral underlying certain collateral dependent loans. The allowance for credit losses is established after input from management as well as our risk management department and our special assets committee. For collateral dependent loans where the borrower is experiencing financial difficulty, which the Company evaluates independently from the loan pool, the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral, which is based on third-party appraisals. Credits deemed uncollectible are charged to the allowance for credit losses. Provisions for credit losses and recoveries on loans previously charged off are adjustments to the allowance for credit losses.

 

Expected credit losses on AFS securities are recorded in an allowance for credit losses when management does not intend to sell or believes that it is not more likely than not that they will be required to sell the securities prior to recovery of the securities’ amortized cost basis. If management has the intent to sell or believes it is more likely than not the Company will be required to sell an impaired available for sale security before recovery of the amortized cost basis, the credit loss is recorded as a direct write-down of the amortized cost basis. In evaluating AFS securities in an unrealized loss position for credit losses, the Company considers the nature of the investments, the current market price, and the current interest rate environment, among other factors. Declines in the fair value of AFS securities that are not considered credit related are recognized in accumulated other comprehensive income.

 

Expected credit losses on HTM securities are recorded in an allowance for credit losses and estimated using a probability of loss model based on reasonable and supportable forecasts. HTM securities are evaluated on a collective basis by security type. In evaluating HTM securities in an unrealized loss position for credit losses, the Company considers the nature of the investments, the current market price, and the current interest rate environment, among other factors. 

 

See “Accounting Standards Adopted in 2023” below for additional information.

 

For reporting periods prior to  January 1, 2023, prior to the adoption of ASU 2016-13:

 

Prior to the adoption of CECL, the Company established an allowance for loan losses in an amount that management believed would be adequate to absorb probable losses inherent in the loan portfolio as of the balance sheet date based on evaluations of the collectability of loans and prior loan loss experience. The evaluations took into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrower’s ability to pay. This evaluation was inherently subjective as it required estimates that were susceptible to significant revision as more information became available. Allowances for impaired loans were generally determined based on collateral values or the present value of estimated cash flows. Credits deemed uncollectible were charged to the allowance. Provisions for loan losses and recoveries on loans previously charged off were adjusted to the allowance. Past due status was determined based on contractual terms.

 

The allowance consisted of allocated and general components. The allocated component related to loans that were classified as impaired. For loans that were classified as impaired, an allowance was established when the discounted cash flows (or collateral value or observable market price) of the impaired loan was lower than the carrying value of that loan. The general component covered non-classified loans and was based on historical loss experience adjusted for qualitative factors. Based on management’s review and observations made through qualitative review, management may apply qualitative adjustments to determine loss estimates at a group and/or portfolio segment level as deemed appropriate. Management had an established methodology to determine the adequacy of the allowance for loan losses that assessed the risks and losses inherent in the portfolio and portfolio segments. The Company utilized an internally developed model that required judgment to determine the estimation method that fit the credit risk characteristics of the loans in its portfolio and portfolio segments. Qualitative and environmental factors that may not be directly reflected in quantitative estimates include: asset quality trends, changes in loan concentrations, new products and process changes, changes and pressures from competition, changes in lending policies and underwriting practices, trends in the nature and volume of the loan portfolio, changes in experience and depth of lending staff and management and national and regional economic trends. The Company also considered third party or comparable company loss data. Changes in these factors were considered in determining changes in the allowance for loan losses. The impact of these factors on the Company’s qualitative assessment of the allowance for loan losses could change from period to period based on management’s assessment of the extent to which these factors were already reflected in historic loss rates. The uncertainty inherent in the estimation process was also considered in evaluating the allowance for loan losses.

 

Equity Securities

 

Equity securities primarily consist of Federal Home Loan Bank (“FHLB”) stock and Federal Reserve Bank of Atlanta (“FRB”) stock. Members of the FHLB and FRB are required to own a certain amount of stock based on the level of borrowings and other factors and  may invest in additional amounts. FHLB stock and FRB stock is carried at cost, is restricted as to redemption, and is periodically evaluated for impairment based on the ultimate recovery of par value. Both cash and stock dividends are reported as income. Equity securities also include investments in our other correspondent banks including Independent Bankers Financial Corporation and First National Bankers Bank stock. These investments are carried at cost which approximates fair value. The balance of equity securities in our correspondent banks at December 31, 2023 and 2022 was $13.4 million and $26.0 million, respectively.

 

In addition, equity securities include marketable securities in corporate stocks and mutual funds which totaled $1.2 million at both  December 31, 2023 and 2022.

 

73
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Bank Premises and Equipment

 

Bank premises and equipment are stated at cost, less accumulated depreciation, with the exception of land, which is stated at cost. Depreciation expense is computed using the straight-line method and is charged to expense over the estimated useful lives of 39 years for buildings, five to 39 years for improvements, three to seven years for furniture and equipment, and one to five years for computer equipment and software. Costs of major additions and improvements are capitalized. Expenditures for maintenance and repairs are expensed as incurred. Gains or losses on the disposition of land, buildings, and equipment are included in noninterest income on the consolidated statements of income.

 

The Company leases certain branch locations under operating lease agreements. The Company also leases certain office facilities to outside parties under operating lessor agreements; however, such leases are not significant. The Company determines if an arrangement is a lease at inception. Operating leases, with the exception of short-term leases, are included in operating lease right-of-use (“ROU”) assets and operating lease liabilities in “Bank premises and equipment, net” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets. Operating lease ROU assets represent the right to use an underlying asset for the lease term and operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. As the Company’s leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at the commencement date in determining the present value of lease payments. The operating lease ROU asset also includes any lease pre-payments made and excludes lease incentives. The Company’s lease terms may include options to extend or terminate the lease. When it is reasonably certain that the Company will exercise an option to extend a lease, the extension is included in the lease term when calculating the present value of lease payments.

 

Other Real Estate Owned

 

Real estate acquired through foreclosure, or other real estate owned on the consolidated balance sheets, is initially recorded at fair value at the time of foreclosure, less estimated selling cost, and any related write down is charged to the allowance for credit losses. Valuations are periodically performed by management and provisions for estimated losses on other real estate owned are charged to expense when fair value is determined to be less than the carrying value.

 

Costs relative to the development and improvement of properties are capitalized to the extent realizable, whereas ordinary upkeep disbursements are charged to expense. The ability of the Company to recover the carrying value of real estate is based upon future sales of the other real estate owned. The ability to affect such sales is subject to market conditions and other factors, many of which are beyond the Company’s control. Operating income and expense of such properties is included in other operating income or expense, respectively, on the accompanying consolidated statements of income. Gain or loss on the disposition of such properties is included in noninterest income on the consolidated statements of income.

 

Goodwill and Other Intangible Assets

 

Goodwill represents the excess of the purchase price over the fair value of the net identifiable assets acquired in a business combination. Goodwill and other intangible assets deemed to have an indefinite useful life are not amortized but instead are subject to review for impairment annually, or more frequently if deemed necessary, in accordance with the provisions of FASB ASC Topic 350, “Intangibles – Goodwill and Other.”

 

Intangible assets with estimable useful lives are amortized over their respective estimated useful lives and reviewed for impairment in accordance with FASB ASC Topic 360, “Property, Plant, and Equipment.” If impaired, the asset is written down to its estimated fair value. No impairment charges have been recognized through December 31, 2023. Core deposit intangibles representing the value of the acquired core deposit base are generally recorded in connection with business combinations involving banks and branch locations. The Company’s policy is to amortize core deposit intangibles over the estimated useful life of the deposit base. The remaining useful lives of core deposit intangibles are evaluated periodically to determine whether events and circumstances warrant revision of the remaining period of amortization. The Company’s core deposit intangibles are currently amortized using the sum-of-the-years-digits basis over 10 to 15 years. See Note 7. Goodwill and Other Intangible Assets, for additional information.

 

Bank Owned Life Insurance

 

The Company invests in bank owned life insurance (“BOLI”) policies that provide earnings to help cover the cost of employee benefit plans. The Company is the owner and beneficiary of the life insurance policies it purchased directly on a chosen group of employees. The policies are carried on the Company’s consolidated balance sheet at their cash surrender value and are subject to regulatory capital requirements. The determination of the cash surrender value includes a full evaluation of the contractual terms of each policy and assumes the surrender of policies on an individual-life by individual-life basis. Additionally, the Company periodically reviews the creditworthiness of the insurance companies that have underwritten the policies. Earnings accruing to the Company are derived from the general account investments of the insurance companies. Increases in the net cash surrender value of BOLI policies and insurance proceeds received are not taxable and are recorded in noninterest income in the consolidated statements of income.

 

74
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Repurchase Agreements

 

Securities sold under agreements to repurchase are secured borrowings treated as financing activities and are carried at the amounts at which the securities will be subsequently reacquired as specified in the respective agreements.

 

Stock-Based Compensation

 

The Company accounts for stock-based compensation under the provisions of ASC Topic 718, “Compensation - Stock Compensation.” Under this accounting guidance, fair value is established as the measurement objective in accounting for share-based payment awards and requires the application of a fair value based measurement method in accounting for compensation costs, which is recognized over the requisite service period. The impact of forfeitures of share-based payment awards on compensation expense is recognized as forfeitures occur. See Note 14. Stock-Based Compensation, for further disclosures regarding stock-based compensation.

 

Off-Balance Sheet Credit-Related Financial Instruments

 

The Company accounts for its guarantees in accordance with the provisions of ASC Topic 460, “Guarantees.” In the ordinary course of business, the Company has entered into commitments to extend credit, including commitments under credit card agreements, commercial letters of credit and standby letters of credit. Such financial instruments are recorded when they are funded.

 

Derivative Financial Instruments

 

ASC Topic 815, “Derivatives and Hedging,” requires that all derivatives be recognized as assets or liabilities in the balance sheet at fair value. Derivatives executed with the same counterparty are generally subject to master netting arrangements, however, fair value amounts recognized for derivative financial instruments and fair value amounts recognized for the right/obligation to reclaim/return cash collateral are not offset for financial reporting purposes.

 

In the course of its business operations, the Company is exposed to certain risks, including interest rate, liquidity and credit risk. The Company manages its risks through the use of derivative financial instruments, primarily through management of exposure due to the receipt or payment of future cash amounts based on interest rates. The Company’s derivative financial instruments manage the differences in the timing, amount and duration of expected cash receipts and payments.

 

Derivatives which are designated and qualify as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. The effective portion of the derivative’s gain or loss is initially reported as a component of other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings or when the hedge is terminated. The ineffective portion of the gain or loss is reported in earnings immediately.

 

In applying hedge accounting for derivatives, the Company establishes a method for assessing the effectiveness of the hedging derivative and a measurement approach for determining the ineffective aspect of the hedge upon the inception of the hedge. These methods are consistent with the Company’s approach to managing risk. Note 12. Derivative Financial Instruments, describes the derivative instruments currently used by the Company and discloses how these derivatives impact the Company’s financial position and results of operations.

 

Income Taxes

 

The provision for income taxes is based on amounts reported in the consolidated statements of income after exclusion of nontaxable income such as interest on state and municipal securities. Also, certain items of income and expenses are recognized in different time periods for financial statement purposes than for income tax purposes. Thus, provisions for deferred taxes are recorded in recognition of such temporary differences.

 

Deferred taxes are determined utilizing a liability method whereby deferred tax assets are recognized for deductible temporary differences and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment.

 

75
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The Company has adopted accounting guidance related to accounting for uncertainty in income taxes, which sets out a consistent framework to determine the appropriate level of tax reserves to maintain for uncertain tax positions.

 

The Company recognizes interest and penalties on income taxes as a component of income tax expense.

 

Revenue Recognition

 

The Company recognizes revenue in the consolidated statements of income as it is earned and when collectability is reasonably assured. The primary source of revenue is interest income from interest-earning assets, which is recognized on the accrual basis of accounting using the effective interest method. The recognition of revenues from interest-earning assets is based upon formulas from underlying loan agreements, securities contracts, or other similar contracts. Noninterest income is recognized on the accrual basis of accounting as services are provided or as transactions occur. Noninterest income includes fees from deposit accounts, merchant services, automated teller machine (“ATM”) and debit card fees, servicing fees, interchange fees, and other miscellaneous services and transactions.

 

Earnings Per Share

 

Basic earnings per share is calculated using the two-class method. The two-class method is an earnings allocation formula that determines earnings per share separately for common stock and participating securities according to dividends declared and participation rights in undistributed earnings. Under this method, all earnings distributed and undistributed, are allocated to participating securities and common shares based on their respective rights to receive dividends. Unvested share-based payment awards that contain nonforfeitable rights to dividends are considered participating securities (i.e. unvested time-vested restricted stock), not subject to performance based measures.

 

Basic earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted earnings per share is calculated in a manner similar to that of basic earnings per share except that the weighted average number of common shares outstanding is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares (such as those resulting from the exercise of stock options and warrants) were issued during the period, computed using the treasury stock method.

 

Statements of Cash Flows

 

For purposes of the statements of cash flows, cash and cash equivalents include cash and amounts due from banks and federal funds sold due to the short-term nature of these items.

 

Comprehensive Income

 

Comprehensive income includes net income and other comprehensive income or loss, which in the case of the Company includes unrealized gains and losses on securities, changes in the fair value of interest rate swaps, and the reclassification of realized gains on AFS securities and interest rate swap terminations to net income, net of related income taxes.

 

76
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Acquisition Accounting

 

The Company follows the FASB ASC Topic 805, “Business Combinations” (“ASC 805”) to determine the appropriate accounting treatment for an acquisition. ASC 805 prescribes an initial fair value screen to determine if substantially all of the fair value of the assets acquired is concentrated in a single asset or group of similar assets. If the initial screen test is met, the assets acquired represent an asset acquisition rather than a business combination.

 

Loans acquired in an asset acquisitions are recorded using the cost accumulation and allocation model whereby the cost of the acquisition is allocated on a relative fair value basis to the assets acquired. 

 

Business combinations are accounted for under the acquisition method of accounting. Purchased assets and assumed liabilities are recorded at their respective acquisition date fair values, and identifiable intangible assets are recorded at fair value. If the consideration given exceeds the fair value of the net assets received, goodwill is recognized. If the fair value of the net assets received exceeds the consideration given, a bargain purchase gain is recognized. Fair values are subject to refinement for up to one year after the closing date of an acquisition as information relative to closing date fair values becomes available.

 

Loans acquired in a business combination are recorded at their estimated fair value as of the acquisition date. The fair value of loans acquired is determined using a discounted cash flow model based on assumptions regarding the amount and timing of principal and interest prepayments, estimated payments, estimated default rates, estimated loss severity in the event of defaults, and current market rates. The fair value adjustment for performing acquired loans is accreted over the life of the loan using the effective interest method. Estimated credit losses are included in the determination of fair value; therefore, an allowance for credit losses is not recorded on the acquisition date. Subsequent to acquisition, acquired performing loans are evaluated using a similar allowance methodology as the legacy portfolio. An allowance for credit losses is only recorded to the extent that the required reserves exceed the unaccreted fair value adjustment.

 

The Company accounts for purchased credit deteriorated (“PCD”) assets under ASC Topic 326. The CECL estimate for PCD assets is recognized through the allowance for credit losses with an offset to the amortized cost basis of the PCD asset at the date of acquisition. Subsequent changes in the allowance for credit losses for PCD assets are recognized through a provision for credit losses on loans.

 

Share Repurchases

 

The Louisiana Business Corporation Act does not include the concept of treasury stock. Rather, shares purchased by the Company constitute authorized but unissued shares. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The Company’s consolidated financial statements as of December 31, 2023, 2022 and 2021 reflect this principle. The cost of shares purchased by the Company has been allocated to common stock and surplus balances.

 

77
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Reclassifications

 

Certain reclassifications have been made to the 2022 and 2021 financial statements to conform to the 2023 presentation.

 

Accounting Standards Adopted in 2023

 

FASB ASC Topic 326 “Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instruments” Update No. 2016-13 (“ASU 2016-13”). ASU 2016-13 became effective for the Company as a smaller reporting company on January 1, 2023. ASU 2016-13, also referred to as the Current Expected Credit Loss (“CECL”) standard, requires financial assets measured on an amortized cost basis, including loans and HTM debt securities, to be presented at an amount net of an allowance for credit losses, which reflects expected losses for the full life of the financial asset. Unfunded lending commitments are also within the scope of this topic. See “Allowance for Credit Losses” above for additional information on the calculation of the allowance for credit losses under ASU 2016-13.

 

The Company adopted ASU 2016-13 using the modified retrospective approach for all loans and off-balance sheet credit exposures measured at amortized cost, other than PCD financial assets. Results for reporting periods beginning after December 31, 2022 are presented in accordance with ASU 2016-13 while prior period amounts continue to be reported in accordance with previously applicable GAAP. 

 

CECL requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. Under prior GAAP, credit losses were not recognized until the occurrence of the loss was probable, and entities, in general, did not attempt to estimate credit losses for the full life of financial assets. ASU 2016-13 does not specify the method for measuring expected credit losses, and an entity is allowed to apply methods that reasonably reflect its expectations of the lifetime credit loss estimate.

 

ASU 2016-13 also amended the accounting model for purchased financial assets and replaced the guidance for purchased credit impaired (“PCI”) financial assets with the concept of PCDs. The Company used the prospective transition approach for PCD loans that were previously classified as PCI and accounted for under ASC 310-30, “Loans and Debt Securities Acquired with Deteriorated Credit Quality” (“ASC 310-30”). As permitted under ASU 2016-13, the Company did not reassess whether PCI assets meet the criteria of PCD assets as of the date of adoption.

 

The Company adopted ASU 2016-13 on January 1, 2023, and recorded a one-time, cumulative effect adjustment as shown in the table below (dollars in thousands).

 

  

December 31, 2022

  

Impact of ASU 2016-13 Adoption

  

January 1, 2023

 

Assets:

            

Allowance for credit losses

 $(24,364) $(5,865) $(30,229)

Deferred tax asset

  16,438   1,142   17,580 

Remaining purchase discount on loans(1)

  (818)  422   (396)

Liabilities:

            

Reserve for unfunded loan commitments(2)

  372   (6)  366 

Stockholders’ Equity

            

Retained earnings

  108,206   (4,295)  103,911 

 

 (1)

For PCD loans, formerly classified as PCI, the Company applied the guidance under CECL using the prospective transition approach. As a result, the Company adjusted the amortized cost basis of the PCD loans to reclassify the purchase discount to the allowance for credit losses on January 1, 2023.

 (2)

The allowance for credit losses on unfunded loan commitments is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets. The related provision for credit losses on unfunded loan commitments is included in “Provision for credit losses” in the accompanying consolidated statements of income for the year ended December 31, 2023.

 

In addition, ASU 2016-13 amends the accounting for credit losses on available for sale (“AFS”) securities, requiring expected credit losses on AFS securities to be recorded in an allowance for credit losses rather than as a write-down of the securities’ amortized cost basis when management does not intend to sell or believes that it is not more likely than not that they will be required to sell the securities prior to recovery of the securities’ amortized cost basis. The Company’s AFS and HTM securities portfolios were not materially impacted by the adoption of ASU 2016-13 due to the composition of the portfolios, which consists primarily of U.S. Treasury and U.S. government agencies and corporations securities and mortgage-backed securities. Due to the nature of the investments, current market prices, and the current interest rate environment, the Company determined that the declines in the fair values of the HTM and AFS securities portfolio were not attributable to credit losses. The Company will apply the provisions of ASU 2016-13 to debt securities that have an other-than-temporary impairment on a prospective basis. Accordingly, there was no adjustment made to the amortized cost basis upon adoption. The adoption of ASU 2016-13 did not have a significant impact on the Company’s regulatory capital ratios. 

 

FASB ASC Topic 326 “Financial Instruments – Credit Losses, Troubled Debt Restructurings and Vintage Disclosures” Update No. 2022-02 (“ASU 2022-02”). ASU 2022-02 became effective for the Company on January 1, 2023 and is applied prospectively. ASU 2022-02 amends Topic 326 to eliminate the accounting guidance for troubled debt restructurings (“TDRs”) by creditors that have adopted ASU 2016-13 and, instead, requires that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendment also requires that public business entities disclose current-period gross charge-offs by year of origination for financing receivables and net investments in leases. The adoption of ASU 2022-02 did not have a material impact on the Company’s consolidated financial statements.

 

FASB ASC Topic 848 “Reference Rate Reform: Facilitation of the Effects of Reference Rate Reform on Financial Reporting” Update No. 2020-04 (“ASU 2020-04”) and FASB ASC Topic 848 “Reference Rate Reform: Deferral of the Sunset Date” Update No. 2022-06 (“ASU 2022-06”). In  March 2020, the FASB issued ASU 2020-04, which is intended to provide temporary optional expedients and exceptions to the GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens related to the expected market transition from the London Interbank Offered Rate (“LIBOR”) and other interbank offered rates to alternative reference rates. ASU 2020-04 became effective as of March 12, 2020 and could be adopted any time during the period of January 1, 2020 through December 31, 2022. In  December 2022, the FASB issued ASU 2022-06, which deferred the sunset date of ASU 2020-04 from  December 31, 2022 to  December 31, 2024. The Company implemented a plan to transition all loans and other financial instruments, including certain indebtedness, with attributes that are either directly or indirectly influenced by LIBOR to its preferred replacement index, the Secured Overnight Financing Rate (“SOFR”). The Company has transitioned all loans and certain indebtedness. The adoption of ASU 2022-06 did not have a material impact on the Company’s consolidated financial statements.

 

Recent Accounting Pronouncements

 

This section briefly describes accounting standards that have been issued, but are not yet adopted, that could impact the Company’s financial statements.

 

FASB “Disclosure Improvements” Update No. 2023-06 (“ASU 2023-06”). In October 2023, the FASB issued ASU 2023-06, which amends the disclosure or presentation requirements related to various topics. The amendment is intended to align U.S. GAAP with the SEC’s regulations. ASU 2023-06 is required to be applied prospectively, and early adoption is prohibited. For reporting entities subject to the SEC’s existing disclosure requirements, the effective dates of ASU 2023-06 will be the date on which the SEC’s removal of that related disclosure requirement from Regulation S-X or Regulation S-K becomes effective. If by June 30, 2027, the SEC has not removed the applicable requirement from Regulation S-X or Regulation S-K, the pending content of the related amendment will be removed and will not become effective for any entities. ASU 2023-06 is not expected to have a material impact on the Company’s consolidated financial statements.

 

FASB ASC Topic 740 “Income Taxes - Improvements to Income Tax Disclosures” Update No. 2023-09 (“ASU 2023-09”). In December 2023, the FASB issued ASU 2023-09, which enhances the transparency and decision usefulness of income tax disclosures. ASU 2023-09 requires disclosure of additional categories of information about federal, state and foreign income taxes in the rate reconciliation table and requires companies to provide more information about the reconciling items in some categories if a quantitative threshold is met. The adoption of ASU 2023-09 is effective for fiscal years beginning after December 15, 2024 and is not expected to have a material impact on the Company’s consolidated financial statements.

 

78
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 2. INVESTMENT SECURITIES

 

The amortized cost and approximate fair value of investment securities classified as AFS are summarized below as of the dates presented (dollars in thousands).

 

December 31, 2023

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $20,383  $100  $(440) $20,043 

Obligations of state and political subdivisions

  18,768   11   (2,076)  16,703 

Corporate bonds

  30,097   —   (3,741)  26,356 

Residential mortgage-backed securities

  274,950   14   (42,919)  232,045 

Commercial mortgage-backed securities

  75,085   208   (8,522)  66,771 

Total

 $419,283  $333  $(57,698) $361,918 

 

December 31, 2022

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $30,370  $134  $(699) $29,805 

Obligations of state and political subdivisions

  21,098   7   (2,727)  18,378 

Corporate bonds

  33,477   —   (3,535)  29,942 

Residential mortgage-backed securities

  298,867   10   (47,026)  251,851 

Commercial mortgage-backed securities

  83,504   179   (8,492)  75,191 

Total

 $467,316  $330  $(62,479) $405,167 

 

The Company calculates realized gains and losses on sales of debt securities under the specific identification method. Proceeds from sales of investment securities classified as AFS and gross gains and losses are summarized below for the periods presented (dollars in thousands).

 

  

Twelve months ended December 31,

 
  

2023

  

2022

  

2021

 

Proceeds from sales

 $14,974  $—  $137,803 

Gross gains

 $2  $—  $2,323 

Gross losses

 $(325) $—  $(2)

 

The amortized cost and approximate fair value of investment securities classified as HTM are summarized below as of the dates presented (dollars in thousands).

 

December 31, 2023

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of state and political subdivisions

 $18,163  $314  $(82) $18,395 

Residential mortgage-backed securities

  2,309   —   (191)  2,118 

Total

 $20,472  $314  $(273) $20,513 

 

December 31, 2022

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of state and political subdivisions

 $5,538  $1  $(127) $5,412 

Residential mortgage-backed securities

  2,767   —   (257)  2,510 

Total

 $8,305  $1  $(384) $7,922 

 

Securities are classified in the consolidated balance sheets according to management’s intent. The Company had no securities classified as trading as of December 31, 2023 or December 31, 2022.

 

79
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The approximate fair value of AFS securities and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, are summarized below as of the dates presented (dollars in thousands).

 

  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2023

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $1,268  $(7) $9,284  $(433) $10,552  $(440)

Obligations of state and political subdivisions

  —   —   15,425   (2,076)  15,425   (2,076)

Corporate bonds

  468   (28)  25,888   (3,713)  26,356   (3,741)

Residential mortgage-backed securities

  2,705   (421)  228,415   (42,498)  231,120   (42,919)

Commercial mortgage-backed securities

  1,085   (35)  50,271   (8,487)  51,356   (8,522)

Total

 $5,526  $(491) $329,283  $(57,207) $334,809  $(57,698)

 

  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2022

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $16,017  $(688) $1,013  $(11) $17,030  $(699)

Obligations of state and political subdivisions

  13,695   (1,427)  4,524   (1,300)  18,219   (2,727)

Corporate bonds

  19,606   (1,170)  10,085   (2,365)  29,691   (3,535)

Residential mortgage-backed securities

  134,419   (18,122)  116,132   (28,904)  250,551   (47,026)

Commercial mortgage-backed securities

  27,181   (2,632)  32,432   (5,860)  59,613   (8,492)

Total

 $210,918  $(24,039) $164,186  $(38,440) $375,104  $(62,479)

 

At  December 31, 2023, 698 of the Company’s AFS debt securities had unrealized losses totaling 14.7% of the individual securities’ amortized cost basis and 13.8% of the Company’s total amortized cost basis of the AFS investment securities portfolio. At such date, 682 of the 698 securities had been in a continuous loss position for over 12 months.

 

The approximate fair value of HTM securities, and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, are summarized below as of the dates presented (dollars in thousands).

 

  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2023

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of state and political subdivisions

 $—  $—  $3,064  $(82) $3,064  $(82)

Residential mortgage-backed securities

  —   —   2,118   (191)  2,118   (191)

Total

 $—  $—  $5,182  $(273) $5,182  $(273)

 

  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2022

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of state and political subdivisions

 $3,536  $(127) $—  $—  $3,536  $(127)

Residential mortgage-backed securities

  2,510   (257)  —   —   2,510   (257)

Total

 $6,046  $(384) $—  $—  $6,046  $(384)

 

Unrealized losses are generally due to changes in market interest rates. The Company has the intent to hold these securities either until maturity or a forecasted recovery, and it is more likely than not that the Company will not have to sell the securities before the recovery of their amortized cost basis. Due to the nature of the investments, current market prices, and the current interest rate environment, the Company determined that these declines were not attributable to credit losses at December 31, 2023 and 2022.

 

80
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The amortized cost and approximate fair value of investment debt securities, by contractual maturity, are shown below as of the dates presented (dollars in thousands). Actual maturities may differ from contractual maturities due to mortgage-backed securities whereby borrowers may have the right to call or prepay obligations with or without call or prepayment penalties and certain callable bonds whereby the issuer has the option to call the bonds prior to contractual maturity.

 

  

Securities Available For Sale

  

Securities Held to Maturity

 

December 31, 2023

 

Amortized Cost

  

Fair Value

  

Amortized Cost

  

Fair Value

 

Due within one year

 $1,034  $1,027  $960  $961 

Due after one year through five years

  28,620   27,623   2,556   2,582 

Due after five years through ten years

  43,634   39,971   4,647   4,621 

Due after ten years

  345,995   293,297   12,309   12,349 

Total debt securities

 $419,283  $361,918  $20,472  $20,513 

 

  

Securities Available For Sale

  

Securities Held to Maturity

 

December 31, 2022

 

Amortized Cost

  

Fair Value

  

Amortized Cost

  

Fair Value

 

Due within one year

 $1,082  $1,072  $915  $915 

Due after one year through five years

  32,452   31,394   960   961 

Due after five years through ten years

  52,093   48,229   3,663   3,536 

Due after ten years

  381,689   324,472   2,767   2,510 

Total debt securities

 $467,316  $405,167  $8,305  $7,922 

 

Accrued interest receivable on the Company’s investment securities was $1.7 million at both  December 31, 2023 and  December 31, 2022, and is included in “Accrued interest receivable” on the accompanying consolidated balance sheets.

 

At December 31, 2023, securities with a carrying value of $296.2 million were pledged to secure certain deposits, borrowings, and other liabilities, compared to $165.7 million in pledged securities at December 31, 2022.

 

81
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 3. LOANS AND ALLOWANCE FOR CREDIT LOSSES

 

The Company’s loan portfolio consists of the following categories of loans as of the dates presented (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Construction and development

 $190,371  $201,633 

1-4 Family

  413,786   401,377 

Multifamily

  105,946   81,812 

Farmland

  7,651   12,877 

Commercial real estate

  937,708   958,243 

Total mortgage loans on real estate

  1,655,462   1,655,942 

Commercial and industrial

  543,421   435,093 

Consumer

  11,736   13,732 

Total loans

 $2,210,619  $2,104,767 

 

Unamortized premiums and discounts on loans, included in the total loans balances above, were $0.2 million and $0.8 million at  December 31, 2023 and  December 31, 2022, respectively. Unearned income, or deferred fees, on loans was $1.1 million and $1.3 million at  December 31, 2023 and  December 31, 2022, respectively, and is also included in the total loans balance in the table above.

 

82
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The table below provides an analysis of the aging of loans as of  December 31, 2023 (dollars in thousands).

 

  

December 31, 2023

 
  

Current

  

30 - 59 Days Past Due

  

60 - 89 Days Past Due

  

90 Days or More Past Due

  

Total

  

> 90 Days and Accruing

 

Construction and development

 $189,746  $—  $55  $570  $190,371  $— 

1-4 Family

  406,014   3,031   1,720   3,021   413,786   — 

Multifamily

  105,946   —   —   —   105,946   — 

Farmland

  7,651   —   —   —   7,651   — 

Commercial real estate

  937,272   48   359   29   937,708   — 

Total mortgage loans on real estate

  1,646,629   3,079   2,134   3,620   1,655,462   — 

Commercial and industrial

  542,206   259   488   468   543,421   — 

Consumer

  11,552   57   82   45   11,736   — 

Total loans

 $2,200,387  $3,395  $2,704  $4,133  $2,210,619  $— 

 

The table below provides an analysis of nonaccrual loans as of  December 31, 2023 and  December 31, 2022 (dollars in thousands).

 

  

December 31, 2023

  

December 31, 2022(1)

 
  

Nonaccrual with No Allowance for Credit Loss

  

Nonaccrual with an Allowance for Credit Loss

  

Total Nonaccrual Loans

  

Interest Income Recognized on Nonaccrual Loans

  

Total Nonaccrual Loans

 

Construction and development

 $577  $212  $789  $42  $372 

1-4 Family

  2,937   1,241   4,178   26   1,207 

Multifamily

  —   —   —   —   — 

Farmland

  —   —   —   10   62 

Commercial real estate

  216   —   216   416   6,032 

Total mortgage loans on real estate

  3,730   1,453   5,183   494   7,673 

Commercial and industrial

  59   409   468   997   2,183 

Consumer

  74   45   119   15   130 

Total loans

 $3,863  $1,907  $5,770  $1,506  $9,986 

 

 (1)Nonaccrual loans previously reported as of  December 31, 2022 excluded $0.5 million of nonaccrual acquired impaired loans being accounted for under ASC 310-30.

 

The table below provides an analysis of the aging of loans as of  December 31, 2022 (dollars in thousands).

 

  

December 31, 2022

 
  

Accruing

                 
  

Current

  

30-59 Days Past Due

  

60-89 Days Past Due

  

90 Days or More Past Due

  

Nonaccrual

  

Total Past Due & Nonaccrual

  

Acquired Impaired Loans

  

Total Loans

 

Construction and development

 $201,048  $101  $—  $112  $372  $585  $—  $201,633 

1-4 Family

  394,846   2,614   1,220   1,188   1,207   6,229   302   401,377 

Multifamily

  81,812   —   —   —   —   —   —   81,812 

Farmland

  12,601   152   62   —   62   276   —   12,877 

Commercial real estate

  951,908   181   22   —   5,523   5,726   609   958,243 

Total mortgage loans on real estate

  1,642,215   3,048   1,304   1,300   7,164   12,816   911   1,655,942 

Commercial and industrial

  432,438   406   15   51   2,183   2,655   —   435,093 

Consumer

  13,347   171   27   —   130   328   57   13,732 

Total loans

 $2,088,000  $3,625  $1,346  $1,351  $9,477  $15,799  $968  $2,104,767 

 

Nonaccrual and Past Due Loans

 

Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans are placed on nonaccrual status when, in management’s opinion, the borrower  may be unable to meet payment obligations as they become due, as well as when required by regulatory provisions. In determining whether or not a borrower  may be unable to meet payment obligations for each class of loans, the borrower’s debt service capacity is considered through the analysis of current financial information, if available, and/or current information with regard to the collateral position. Regulatory provisions would typically require the placement of a loan on nonaccrual status if (i) principal or interest has been in default for a period of 90 days or more unless the loan is both well secured and in the process of collection or (ii) full payment of principal and interest is not expected. Loans  may be placed on nonaccrual status regardless of whether or not such loans are considered past due. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest income on nonaccrual loans is recognized only to the extent that cash payments are received in excess of principal due. A loan  may be returned to accrual status when all the principal and interest amounts contractually due are brought current and payment of future principal and interest amounts contractually due are reasonably assured, which is typically evidenced by a sustained period (at least six months) of repayment performance by the borrower. Interest income recognized on nonaccrual loans shown in the table above for the year ended December 31, 2023 was primarily attributable to the resolution of one oil and gas loan relationship. 

 

Collateral Dependent Loans

 

Collateral dependent loans are loans for which the repayments, on the basis of the Company’s assessment at the reporting date, are expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Loans that do not share risk characteristics are excluded from the loan pools and evaluated on an individual basis, and the Company has determined to evaluate collateral dependent loans individually for impairment. The allowance for credit losses for collateral dependent loans is measured based on the difference between the fair value of the collateral and the amortized cost basis of the asset as of the measurement date. When repayment is expected to be from the operation of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the present value of expected cash flows from the operation of the collateral. When repayment is expected to be from the sale of the collateral, expected credit losses are calculated as the amount by which the amortized costs basis of the financial asset exceeds the fair value of the underlying collateral less estimated cost to sell. The Company’s collateral dependent loans include all nonaccrual loans shown in the table above at December 31, 2023. The types of collateral that secure collateral dependent loans are discussed under “Portfolio Segment Risk Factors” below. 

 

83
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Portfolio Segment Risk Factors

 

The following describes the risk characteristics relevant to each of the Company’s loan portfolio segments.

 

Construction and Development - Construction and development loans are generally made for the purpose of acquisition and development of land to be improved through the construction of commercial and residential buildings. The successful repayment of these types of loans is generally dependent upon a commitment for permanent financing from the Company, or from the sale of the constructed property. These loans carry more risk than commercial or residential real estate loans due to the dynamics of construction projects, changes in interest rates, the long-term financing market, and state and local government regulations. One such risk is that loan funds are advanced upon the security of the property under construction, which is of uncertain value prior to the completion of construction. Thus, it is more difficult to evaluate accurately the total loan funds required to complete a project and to calculate related loan-to-value ratios. The Company attempts to minimize the risks associated with construction lending by limiting loan-to-value ratios as described above. In addition, as to speculative development loans, the Company generally makes such loans only to borrowers that have a positive pre-existing relationship with us. The Company manages risk by using specific underwriting policies and procedures for these types of loans and by avoiding excessive concentrations in any one business or industry. Construction and development loans are primarily secured by residential and commercial properties, which are under construction and/or redevelopment.

 

1-4 Family - The 1-4 family portfolio mainly consists of residential mortgage loans to consumers to finance a primary residence. The majority of these loans are secured by first liens on residential properties located in the Company’s market areas and carry risks associated with the creditworthiness of the borrower and changes in the value of the collateral and loan-to-value-ratios. The Company manages these risks through policies and procedures such as limiting loan-to-value ratios at origination, employing experienced underwriting personnel, requiring standards for appraisers, and not making subprime loans. In the third quarter of 2023, we exited the consumer mortgage origination business.

 

Multifamily - Multifamily loans are normally made to real estate investors to support permanent financing for multifamily residential income producing properties that rely on the successful operation of the property for repayment. This management mainly involves property maintenance and collection of rents due from tenants. This type of lending carries a lower level of risk, as compared to other commercial lending. In addition, underwriting requirements for multifamily properties are stricter than for other nonowner-occupied property types. The Company manages this risk by avoiding concentrations with any particular customer. Multifamily loans are primarily secured by first liens on multifamily real estate.

 

Farmland - Farmland loans are often for land improvements related to agricultural endeavors and  may include construction of new specialized facilities. These loans are usually repaid through the conversion to permanent financing, or if scheduled loan amortization begins, for the long-term benefit of the borrower’s ongoing operations. Underwriting generally involves intensive analysis of the financial strength of the borrower and guarantor, liquidation value of the subject collateral, the associated unguaranteed exposure, and any available secondary sources of repayment, with the greatest emphasis given to a borrower’s capacity to meet cash flow coverage requirements as set forth by Bank policies. Farmland loans are primarily secured by raw land.

 

Commercial Real Estate - Commercial real estate loans are extensions of credit secured by owner occupied and nonowner-occupied collateral. Underwriting generally involves intensive analysis of the financial strength of the borrower and guarantor, liquidation value of the subject collateral, the associated unguaranteed exposure, and any available secondary sources of repayment, with the greatest emphasis given to a borrower’s capacity to meet cash flow coverage requirements as set forth by Bank policies. Commercial real estate loans typically depend on the successful operation and management of the businesses that occupy these properties or the financial stability of tenants occupying the properties. Nonowner-occupied commercial real estate loans typically are dependent, in large part, on the owner’s ability to rent the property and the ability of the tenants to pay rent, whereas owner-occupied commercial real estate loans typically are dependent, in large part, on the success of the owner’s business. General market conditions and economic activity  may impact the performance of these types of loans, including fluctuations in the value of real estate, new job creation trends, and tenant vacancy rates. The Company attempts to limit risk by analyzing a borrower’s cash flow and collateral value on an ongoing basis. The Company also typically requires personal guarantees from the principal owners of the property, supported by a review of their personal financial statements, as an additional means of mitigating our risk. The Company manages risk by avoiding concentrations in any one business or industry. Commercial real estate loans are primarily secured by office and industrial buildings, warehouses, retail shopping facilities and various special purpose commercial properties.

 

84
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Commercial and Industrial - Commercial and industrial loans receive similar underwriting treatment as commercial real estate loans in that the repayment source is analyzed to determine its ability to meet cash flow coverage requirements as set forth by Bank policies. Repayment of these loans generally comes from the generation of cash flow as the result of the borrower’s business operations. Commercial lending generally involves different risks from those associated with commercial real estate lending or construction lending. Although commercial loans  may be collateralized by equipment or other business assets (including real estate, if available as collateral), the repayment of these types of loans depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the general business conditions of the local economy and the borrower’s ability to sell its products and services, thereby generating sufficient operating revenue to repay us under the agreed upon terms and conditions, are the chief considerations when assessing the risk of a commercial loan. The liquidation of collateral, if any, is considered a secondary source of repayment because equipment and other business assets  may, among other things, be obsolete or of limited resale value. The Company actively monitors certain financial measures of the borrower, including advance rate, cash flow, collateral value and other appropriate credit factors. Commercial and industrial loans also include public finance loans made to governmental entities, which can be taxable or tax-exempt, and are generally repaid using pledged revenue sources including income tax, property tax, sales tax, and utility revenue, among other sources. Commercial and industrial loans are primarily secured by accounts receivable, inventory and equipment.

 

Consumer - Consumer loans are offered by the Company in order to provide a full range of retail financial services to its customers and include auto loans, credit cards, and other consumer installment loans. Typically, the Company evaluates the borrower’s repayment ability through a review of credit scores and an evaluation of debt to income ratios. Repayment of consumer loans depends upon key consumer economic measures and upon the borrower’s financial stability and is more likely to be adversely affected by divorce, job loss, illness and personal hardships than repayment of other loans. A shortfall in the value of any collateral also  may pose a risk of loss to the Company for these types of loans. Consumer loans include loans primarily secured by vehicles and unsecured loans.

 

Refer to Note 1. Summary of Significant Accounting Policies – Accounting Standards Adopted in 2023 for loan pools used for modeling purposes, which are aggregated into the portfolio segments shown above.

 

Concentrations of Credit

 

Substantially all of the Company’s loans and commitments have been granted to customers in the Company’s market areas in south Louisiana, southeast Texas and Alabama. The distribution of commitments to extend credit approximates the distribution of loans outstanding.

 

Credit Quality Indicators

 

Loans are categorized into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The following definitions are utilized for risk ratings, which are consistent with the definitions used in supervisory guidance:

 

Pass - Loans not meeting the criteria below are considered pass. These loans have high credit characteristics and financial strength. The borrowers at least generate profits and cash flow that are in line with peer and industry standards and have debt service coverage ratios above loan covenants and our policy guidelines. For some of these loans, a guaranty from a financially capable party mitigates characteristics of the borrower that might otherwise result in a lower grade.

 

Special Mention - Loans classified as special mention possess some credit deficiencies that need to be corrected to avoid a greater risk of default in the future. For example, financial ratios relating to the borrower  may have deteriorated. Often, a special mention categorization is temporary while certain factors are analyzed or matters addressed before the loan is re-categorized as either pass or substandard.

 

Substandard - Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the borrower or the liquidation value of any collateral. If deficiencies are not addressed, it is likely that this category of loan will result in the Bank incurring a loss. Where a borrower has been unable to adjust to industry or general economic conditions, the borrower’s loan is often categorized as substandard.

 

Doubtful - Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

 

Loss - Loans classified as loss are considered uncollectible and of such little value that their continuance as recorded assets is not warranted. This classification does not mean that the assets have absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off these assets.

 

85
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The table below presents the Company’s loan portfolio by year of origination, category, and credit quality indicator as of  December 31, 2023 (dollars in thousands). Loans acquired are shown in the table by origination year. The Company had an immaterial amount of revolving loans converted to term loans at  December 31, 2023.

 

  

December 31, 2023

 
  

2023

  

2022

  

2021

  

2020

  

2019

  

Prior

  

Revolving Loans

  

Total

 

Construction and development

                                

Pass

 $51,811  $83,668  $25,169  $2,661  $935  $4,012  $17,496  $185,752 

Special Mention

  3,063   —   767   —   —   —   —   3,830 

Substandard

  —   293   489   —   —   7   —   789 

Total construction and development

 $54,874  $83,961  $26,425  $2,661  $935  $4,019  $17,496  $190,371 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $—  $—  $—  $— 
                                 

1-4 Family

                                

Pass

 $43,047  $101,479  $85,340  $58,926  $26,836  $59,115  $33,454  $408,197 

Special Mention

  —   —   477   —   —   —   —   477 

Substandard

  179   1,949   257   162   963   1,510   92   5,112 

Total 1-4 family

 $43,226  $103,428  $86,074  $59,088  $27,799  $60,625  $33,546  $413,786 
                                 

Current-period gross charge-offs

 $(22) $—  $—  $—  $(21) $(3) $—  $(46)
                                 

Multifamily

                                

Pass

 $7,839  $64,932  $16,300  $5,045  $633  $6,969  $160  $101,878 

Special Mention

  —   —   —   —   —   4,068   —   4,068 

Substandard

  —   —   —   —   —   —   —   — 

Total multifamily

 $7,839  $64,932  $16,300  $5,045  $633  $11,037  $160  $105,946 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $—  $—  $—  $— 
                                 

Farmland

                                

Pass

 $1,762  $1,347  $727  $936  $775  $1,013  $1,015  $7,575 

Special Mention

  —   —   —   —   —   —   —   — 

Substandard

  —   —   —   —   —   76   —   76 

Total farmland

 $1,762  $1,347  $727  $936  $775  $1,089  $1,015  $7,651 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $—  $—  $—  $— 
                                 

Commercial real estate

                                

Pass

 $76,043  $269,311  $218,780  $175,604  $82,909  $105,083  $4,731  $932,461 

Special Mention

  —   —   181   —   —   —   —   181 

Substandard

  —   —   —   1,474   172   3,233   187   5,066 

Total commercial real estate

 $76,043  $269,311  $218,961  $177,078  $83,081  $108,316  $4,918  $937,708 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $(2) $(25) $—  $(27)
                                 

Commercial and industrial

                                

Pass

 $60,123  $139,543  $31,459  $14,244  $7,439  $14,290  $273,208  $540,306 

Special Mention

  —   —   —   —   —   —   2,289   2,289 

Substandard

  49   78   154   7   416   8   114   826 

Total commercial and industrial

 $60,172  $139,621  $31,613  $14,251  $7,855  $14,298  $275,611  $543,421 
                                 

Current-period gross charge-offs

 $—  $—  $(190) $—  $(7) $(31) $(193) $(421)
                                 

Consumer

                                

Pass

 $4,881  $2,303  $1,611  $734  $250  $1,130  $658  $11,567 

Special Mention

  —   —   —   —   —   —   —   — 

Substandard

  4   7   1   14   4   139   —   169 

Total consumer

 $4,885  $2,310  $1,612  $748  $254  $1,269  $658  $11,736 
                                 

Current-period gross charge-offs

 $(119) $(22) $(10) $(12) $(5) $(58) $(22) $(248)
                                 

Total loans

                                

Pass

 $245,506  $662,583  $379,386  $258,150  $119,777  $191,612  $330,722  $2,187,736 

Special Mention

  3,063   —   1,425   —   —   4,068   2,289   10,845 

Substandard

  232   2,327   901   1,657   1,555   4,973   393   12,038 

Total loans

 $248,801  $664,910  $381,712  $259,807  $121,332  $200,653  $333,404  $2,210,619 
                                 

Current-period gross charge-offs

 $(141) $(22) $(200) $(12) $(35) $(117) $(215) $(742)

 

 

86
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The table below presents the Company’s loan portfolio by category and credit quality indicator as of  December 31, 2022 (dollars in thousands) under the previous incurred loss methodology.

 

  

December 31, 2022

 
  

Pass

  

Special Mention

  

Substandard

  

Doubtful

  

Total

 

Construction and development

 $198,967  $1,593  $1,073  $—  $201,633 

1-4 Family

  399,143   —   2,234   —   401,377 

Multifamily

  81,812   —   —   —   81,812 

Farmland

  12,815   —   62   —   12,877 

Commercial real estate

  942,927   6,101   9,215   —   958,243 

Total mortgage loans on real estate

  1,635,664   7,694   12,584   —   1,655,942 

Commercial and industrial

  427,430   5,140   2,336   187   435,093 

Consumer

  13,636   —   96   —   13,732 

Total loans

 $2,076,730  $12,834  $15,016  $187  $2,104,767 

 

The Company had no loans that were classified as doubtful or loss at December 31, 2023. The Company had no loans that were classified as loss at December 31, 2022.

 

Loan Participations and Sold Loans

 

Loan participations and whole loans sold to and serviced for others are not included in the accompanying consolidated balance sheets. The balances of the participations and whole loans sold were $25.9 million and $16.9 million as of December 31, 2023 and 2022, respectively. The unpaid principal balances of these loans were approximately $99.8 million and $92.9 million at December 31, 2023 and 2022, respectively.

 

Loans to Related Parties

 

In the ordinary course of business, the Company makes loans to related parties including its executive officers, principal shareholders, directors and their immediate family members, as well as to companies in which these individuals are principal owners. Loans outstanding to such related party borrowers amounted to approximately $46.0 million and $97.0 million as of December 31, 2023 and December 31, 2022, respectively. No related party loans were classified as nonperforming or nonaccrual at  December 31, 2023 or  December 31, 2022.

 

The table below shows the aggregate principal balance of loans to such related parties for the years ended December 31, 2023 and 2022 (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Balance, beginning of period

 $96,977  $97,606 

New loans/changes in relationship

  2,570   14,570 

Repayments/changes in relationship

  (53,547)  (15,199)

Balance, end of period

 $46,000  $96,977 

 

87
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Allowance for Credit Losses

 

The Company made the accounting policy election to exclude accrued interest receivable from the amortized cost of loans and the estimate of the allowance for credit losses. Accrued interest receivable on the Company’s loans was $12.7 million and $10.8 million at  December 31, 2023 and  December 31, 2022, respectively, and is included in “Accrued interest receivable” on the accompanying consolidated balance sheets.

 

Refer to Note 1. Summary of Significant Accounting Policies – Allowance for Credit Losses and – Accounting Standards Adopted in 2023 for more information on the adoption of ASU 2016-13.

 

The table below shows a summary of the activity in the allowance for credit losses for the years ended December 31, 2023, 2022 and 2021 (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

  

2021

 

Balance, beginning of period

 $24,364  $20,859  $20,363 

ASU 2016-13 adoption impact(1)

  5,865   —   — 

Provision for credit losses on loans(2)(3)

  (1,964)  2,922   22,885 

Charge-offs

  (742)  (633)  (22,636)

Recoveries

  3,017   1,216   247 

Balance, end of period

 $30,540  $24,364  $20,859 

 

 (1)On  January 1, 2023, the Company adopted ASU 2016-13, which introduced a new model known as CECL. Refer to Note 1. Summary of Significant Accounting Policies for more information on the adoption of ASU 2016-13. Amounts as of December 31, 2023 reflect the impact of adopting the CECL accounting standard and the Company’s transition from a probable incurred loss methodology to the current expected credit loss methodology. Prior period amounts represent the allowance for loan losses under the probable incurred loss methodology.
 (2)For the year ended  December 31, 2023, the $2.0 million negative provision for credit losses on the consolidated statement of income includes a $2.0 million negative provision for loan losses and a $36,000 negative provision for unfunded loan commitments.
 (3)For the year ended  December 31, 2021, the provision for loan losses includes a $21.6 million impairment recorded for one of the Company’s loan relationships as a result of Hurricane Ida. The corresponding loan balances in the same amount were then charged off.

 

The following tables outline the activity in the allowance for credit losses by collateral type for the years ended December 31, 2023, 2022 and 2021, and show both the allowance and portfolio balances for loans individually and collectively evaluated for impairment as of December 31, 2023, 2022 and 2021 (dollars in thousands). Amounts as of December 31, 2023 reflect the impact of adopting the CECL accounting standard and the Company’s transition from a probable incurred loss methodology to the current expected credit loss methodology. Prior period amounts represent the allowance for loan losses under the probable incurred loss methodology.

 

  

December 31, 2023

 
  

Construction & Development

  

1-4 Family

  

Multifamily

  

Farmland

  

Commercial Real Estate

  

Commercial & Industrial

  

Consumer

  

Total

 

Allowance for credit losses:

                                

Beginning balance

 $2,555  $3,917  $999  $113  $10,718  $5,743  $319  $24,364 

ASU 2016-13 adoption impact

  (75)  4,712   (84)  (99)  676   793   (58)  5,865 

Provision for credit losses on loans

  (84)  524   209   (12)  (2,922)  213   108   (1,964)

Charge-offs

  —   (46)  —   —   (27)  (421)  (248)  (742)

Recoveries

  75   22   —   —   2,246   592   82   3,017 

Ending balance

 $2,471  $9,129  $1,124  $2  $10,691  $6,920  $203  $30,540 

Ending allowance balance for loans individually evaluated for impairment

  212   187   —   —   —   114   25   538 

Ending allowance balance for loans collectively evaluated for impairment

  2,259   8,942   1,124   2   10,691   6,806   178   30,002 

Loans receivable:

                                

Balance of loans individually evaluated for impairment

  789   4,178   —   —   216   468   119   5,770 

Balance of loans collectively evaluated for impairment

  189,582   409,608   105,946   7,651   937,492   542,953   11,617   2,204,849 

Total period-end balance

 $190,371  $413,786  $105,946  $7,651  $937,708  $543,421  $11,736  $2,210,619 

 

88
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
  

December 31, 2022

 
  

Construction & Development

  

1-4 Family

  

Multifamily

  

Farmland

  

Commercial Real Estate

  

Commercial & Industrial

  

Consumer

  

Total

 

Allowance for credit losses:

                                

Beginning balance

 $2,347  $3,337  $673  $383  $9,354  $4,411  $354  $20,859 

Provision for credit losses on loans

  160   477   326   (283)  1,331   797   114   2,922 

Charge-offs

  —   (11)  —   (54)  29   (397)  (200)  (633)

Recoveries

  48   114   —   67   4   932   51   1,216 

Ending balance

 $2,555  $3,917  $999  $113  $10,718  $5,743  $319  $24,364 

Ending allowance balance for loans individually evaluated for impairment

  26   46   —   —   36   112   63   283 

Ending allowance balance for loans acquired with deteriorated credit quality

  —   —   —   —   —   —   —   — 

Ending allowance balance for loans collectively evaluated for impairment

  2,529   3,871   999   113   10,682   5,631   256   24,081 

Loans receivable:

                                

Balance of loans individually evaluated for impairment

  591   1,479   —   62   5,936   2,241   130   10,439 

Balance of loans acquired with deteriorated credit quality

  —   302   —   —   609   —   57   968 

Balance of loans collectively evaluated for impairment

  201,042   399,596   81,812   12,815   951,698   432,852   13,545   2,093,360 

Total period-end balance

 $201,633  $401,377  $81,812  $12,877  $958,243  $435,093  $13,732  $2,104,767 

 

  

December 31, 2021

 
  

Construction & Development

  

1-4 Family

  

Multifamily

  

Farmland

  

Commercial Real Estate

  

Commercial & Industrial

  

Consumer

  

Total

 

Allowance for credit losses:

                                

Beginning balance

 $2,375  $3,370  $589  $435  $8,496  $4,558  $540  $20,363 

Provision for credit losses on loans

  219   123   84   (39)  11,132   11,494   (128)  22,885 

Charge-offs

  (283)  (188)  —   (13)  (10,280)  (11,713)  (159)  (22,636)

Recoveries

  36   32   —   —   6   72   101   247 

Ending balance

 $2,347  $3,337  $673  $383  $9,354  $4,411  $354  $20,859 

Ending allowance balance for loans individually evaluated for impairment

  —   —   —   —   —   468   96   564 

Ending allowance balance for loans acquired with deteriorated credit quality

  —   —   —   210   —   —   —   210 

Ending allowance balance for loans collectively evaluated for impairment

  2,347   3,337   673   173   9,354   3,943   258   20,085 

Loans receivable:

                                

Balance of loans individually evaluated for impairment

  529   1,995   —   79   16,685   13,321   182   32,791 

Balance of loans acquired with deteriorated credit quality

  —   348   —   1,701   636   —   64   2,749 

Balance of loans collectively evaluated for impairment

  202,675   361,964   59,570   18,348   879,056   297,510   17,349   1,836,472 

Total period-end balance

 $203,204  $364,307  $59,570  $20,128  $896,377  $310,831  $17,595  $1,872,012 

 

Loan Modifications to Borrowers Experiencing Financial Difficulty

 

In  January 2023, the Company adopted ASU 2022-02, which eliminated the accounting guidance for TDRs while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. ASU 2022-02 became effective for the Company on  January 1, 2023. See Note 1. Summary of Significant Accounting Policies – Accounting Standards Adopted in 2023.

 

Occasionally, the Company modifies loans to borrowers in financial distress by providing certain concessions, such as principal forgiveness, term extension, an other-than-insignificant payment delay, an interest rate reduction, or a combination of such concessions. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. Upon the Company’s determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or portion of the loan) is written off. During the year ended  December 31, 2023, the amount of loans that were modified to borrowers experiencing financial difficulty was immaterial. 

 

89
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The following disclosures are presented under GAAP in effect prior to the adoption of CECL that are no longer applicable or required. The Company has included these disclosures to address the applicable prior periods.

 

Pre-Adoption of CECL - Impaired Loans

 

The Company considered a loan to be impaired when, based on current information and events, the Company determined that it was probable that it would not be able to collect all amounts due according to the loan agreement, including scheduled interest payments. Determination of impairment was treated the same across all classes of loans. When the Company identified a loan as impaired, it measured the impairment based on the present value of expected future cash flows, discounted at the loan’s effective interest rate, except when the sole (remaining) source of repayment for the loans was the operation or liquidation of the collateral. In those cases when foreclosure was probable, the Company used the current fair value of the collateral, less selling costs, instead of discounted cash flows. If the Company determined that the value of the impaired loan was less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), the Company recognized impairment through an allowance estimate or a charge-off to the allowance.

 

When the ultimate collectability of the total principal of an impaired loan was in doubt and the loan was on nonaccrual, all payments were applied to principal, under the cost recovery method. When the ultimate collectability of the total principal of an impaired loan was not in doubt and the loan was on nonaccrual, contractual interest was credited to interest income when received, under the cash basis method.

 

The following tables contain information on the Company’s impaired loans at  December 31, 2022 and 2021. The average recorded investment was calculated based on the month-end balances of the loans during the period reported (dollars in thousands).

 

  

As of and for the year ended December 31, 2022

 
  

Recorded Investment

  

Unpaid Principal Balance

  

Related Allowance

  

Average Recorded Investment

  

Interest Income Recognized

 

With no related allowance recorded:

                    

Construction and development

 $366  $375  $—  $300  $15 

1-4 Family

  1,005   1,082   —   821   17 

Farmland

  62   70   —   68   — 

Commercial real estate

  5,746   21,016   —   10,515   28 

Total mortgage loans on real estate

  7,179   22,543   —   11,704   60 

Commercial and industrial

  1,996   2,530   —   6,868   70 

Consumer

  34   45   —   56   — 

Total

  9,209   25,118   —   18,628   130 
                     

With related allowance recorded:

                    

Construction and development

  225   498   26   225   — 

1-4 Family

  474   484   46   205   — 

Commercial real estate

  190   190   36   32   — 

Total mortgage loans on real estate

  889   1,172   108   462   — 

Commercial and industrial

  245   292   112   421   — 

Consumer

  96   123   63   96   — 

Total

  1,230   1,587   283   979   — 
                     

Total loans:

                    

Construction and development

  591   873   26   525   15 

1-4 Family

  1,479   1,566   46   1,026   17 

Farmland

  62   70   —   68   — 

Commercial real estate

  5,936   21,206   36   10,547   28 

Total mortgage loans on real estate

  8,068   23,715   108   12,166   60 

Commercial and industrial

  2,241   2,822   112   7,289   70 

Consumer

  130   168   63   152   — 

Total

 $10,439  $26,705  $283  $19,607  $130 

 

  

As of and for the year ended December 31, 2021

 
  

Recorded Investment

  

Unpaid Principal Balance

  

Related Allowance

  

Average Recorded Investment

  

Interest Income Recognized

 

With no related allowance recorded:

                    

Construction and development

 $529  $812  $—  $731  $17 

1-4 Family

  1,995   2,081   —   1,965   30 

Farmland

  79   81   —   193   — 

Commercial real estate

  16,685   27,139   —   10,790   181 

Total mortgage loans on real estate

  19,288   30,113   —   13,679   228 

Commercial and industrial

  9,395   10,941   —   9,166   152 

Consumer

  55   69   —   96   — 

Total

  28,738   41,123   —   22,941   380 
                     

With related allowance recorded:

                    

Commercial and industrial

  3,926   9,618   468   1,311   24 

Consumer

  127   164   96   146   — 

Total

  4,053   9,782   564   1,457   24 
                     

Total loans:

                    

Construction and development

  529   812   —   731   17 

1-4 Family

  1,995   2,081   —   1,965   30 

Farmland

  79   81   —   193   — 

Commercial real estate

  16,685   27,139   —   10,790   181 

Total mortgage loans on real estate

  19,288   30,113   —   13,679   228 

Commercial and industrial

  13,321   20,559   468   10,477   176 

Consumer

  182   233   96   242   — 

Total

 $32,791  $50,905  $564  $24,398  $404 

 

90
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Pre-Adoption of CECL - Troubled Debt Restructurings

 

In situations where, for economic or legal reasons related to a borrower’s financial difficulties, the Company granted a concession for other than an insignificant period of time to the borrower that the Company would not otherwise consider, the related loan was classified as a TDR. The Company strived to identify borrowers in financial difficulty early and work with them to modify their loans to more affordable terms before such loans reach nonaccrual status. These modified terms included rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases in which the Company granted the borrower new terms that provided for a reduction of either interest or principal, or otherwise included a concession, the Company identified the loan as a TDR and measured any impairment on the restructuring as previously noted for impaired loans.

 

During the year ended  December 31, 2022, three loans were modified as TDRs through adjustments to maturity. There were no loans modified as TDRs during the previous twelve month period that subsequently defaulted during the year ended  December 31, 2022.

 

At  December 31, 2022, there were no available balances on loans classified as TDRs that the Company was committed to lend.

 

The table below presents the TDR pre- and post-modification outstanding recorded investments by loan category for loans modified during the year ended December 31, 2022 (amounts in thousands, except number of loans).

 

  

December 31, 2022

 
      

Pre-

  

Post-

 
      

Modification

  

Modification

 
      

Outstanding

  

Outstanding

 
  

Number of

  

Recorded

  

Recorded

 

Troubled debt restructurings

 

Contracts

  

Investment

  

Investment

 

Commercial real estate

  1  $186  $186 

Commercial and industrial

  2   58   58 
      $244  $244 

 

The following is a summary of accruing and nonaccrual TDRs and the related allowance by portfolio type at  December 31, 2022 (dollars in thousands).

 

  

TDRs

 
              

Related

 
  

Accruing

  

Nonaccrual

  

Total

  

Allowance

 

December 31, 2022

                

Construction and development

 $219  $—  $219  $— 

1-4 Family

  271   127   398   — 

Commercial real estate

  413   804   1,217   — 

Commercial and industrial

  58   1,092   1,150   — 

Total

 $961  $2,023  $2,984  $— 

 

91
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The table below includes the average recorded investment and interest income recognized for TDRs for the years ended  December 31, 2022 and 2021. The average recorded investment was calculated based on the month-end balances of the loans during the period reported (dollars in thousands).

 

  

TDRs

 
  

Average Recorded Investment

  

Interest Income Recognized

 

December 31, 2022

        

Construction and development

 $230  $15 

1-4 Family

  489   16 

Commercial real estate

  1,249   28 

Commercial and industrial

  3,511   70 

Total

 $5,479  $129 
         

December 31, 2021

        

Construction and development

 $251  $17 

1-4 Family

  775   28 

Commercial real estate

  5,358   174 

Commercial and industrial

  6,698   149 

Total

 $13,082  $368 

 

92
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 4. OTHER REAL ESTATE OWNED

 

The table below shows the activity in other real estate owned for the years ended December 31, 2023 and 2022 (dollars in thousands).

 

  Year ended  Year ended 
  

December 31, 2023

  

December 31, 2022

 

Balance, beginning of period

 $682  $2,653 

Additions

  3,930   3,327 

Transfers from bank premises and equipment

  1,425   525 

Sales of other real estate owned

  (1,599)  (5,823)

Balance, end of period

 $4,438  $682 

 

For the years ended December 31, 2023 and 2022, additions to other real estate owned of $2.7 million and $1.6 million, respectively, were related to transfers of properties related to one loan relationship that became impaired in the third quarter of 2021 as a result of Hurricane Ida. For the years ended December 31, 2023 and 2022, additions to other real estate owned of $0.3 million and $1.7 million, respectively, were related to acquired loans. During the year ended  December 31, 2023, the Company closed one branch and one stand-alone ATM and transferred the associated land and buildings from “Bank premises and equipment, net” to “Other real estate owned, net” in the accompanying consolidated balance sheets, as the Company did not intend to use the properties for banking operations. In 2022, the Company closed two branches, and transferred the land and building associated with one of the closed branches from “Bank premises and equipment, net” to “Other real estate owned, net” in the accompanying consolidated balance sheets, as the Company did not intend to use the properties for banking operations; the property was sold later in the year. At December 31, 2023 and 2022, approximately $0.5 million and $0.6 million, respectively, of loans secured by 1-4 family residential property were in the process of foreclosure.

 

93
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 5. BANK PREMISES AND EQUIPMENT

 

Bank premises and equipment consisted of the following as of the dates indicated (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Land

 $10,206  $11,490 

Buildings and improvements

  39,198   40,799 

Furniture and equipment

  10,317   13,569 

Software

  1,668   2,334 

Construction-in-progress

  158   575 

Right-of-use asset

  2,112   2,845 

Less: Accumulated depreciation and amortization

  (19,476)  (22,025)

Bank premises and equipment, net

 $44,183  $49,587 

 

Depreciation and amortization related to Bank premises and equipment charged to noninterest expense was approximately $3.0 million, $3.5 million and $4.0 million for the years ended December 31, 2023, 2022 and 2021, respectively.

 

During the year ended  December 31, 2023, the Company completed the sale of the Alice and Victoria, Texas locations. The Company also closed one branch and one stand-alone ATM in Louisiana and transferred the associated land and buildings, totaling $1.4 million, from “Bank premises and equipment, net” to “Other real estate owned, net” in the accompanying consolidated balance sheets. The Company also ceased operation of 13 additional ATMs during the third quarter of 2023. During the year ended  December 31, 2023, the Company recognized a loss of $1.3 million included in “Loss on sale or disposition of fixed assets, net” in the accompanying consolidated statements of income. During the year ended  December 31, 2022, the Company closed two branch locations and sold three tracts of land being held for future branch locations. The land and building associated with one of the closed branch locations, totaling $0.5 million, was reclassified from “Bank premises and equipment, net” to “Other real estate owned, net” in the accompanying consolidated balance sheets. During the year ended  December 31, 2022, the Company recognized a loss of $0.3 million included in “Loss on sale or disposition of fixed assets, net” in the accompanying consolidated statements of income.

 
 

NOTE 6. LEASES

 

The Company’s primary leasing activities relate to certain real estate leases entered into in support of the Company’s branch operations. The Company’s lease agreements under which its branch locations are operated have all been designated as operating leases. The Company does not lease equipment under operating leases, nor does it have leases designated as finance leases.

 

The Company determines if an arrangement is a lease at inception. Operating leases, with the exception of short-term leases, are included in operating lease right-of-use (“ROU”) assets and operating lease liabilities in “Bank premises and equipment, net” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets. Operating lease ROU assets represent the right to use an underlying asset for the lease term and operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. As the Company’s leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at the commencement date in determining the present value of lease payments. The operating lease ROU asset also includes any lease pre-payments made and excludes lease incentives. The Company’s lease terms may include options to extend or terminate the lease. When it is reasonably certain that the Company will exercise an option to extend a lease, the extension is included in the lease term when calculating the present value of lease payments.

 

Lease expense for lease payments is recognized on a straight-line basis over the lease term. The Company has lease agreements with lease and non-lease components, which the Company has elected to account for separately, as the non-lease component amounts are readily determinable.

 

Quantitative information regarding the Company’s operating leases is presented below as of and for the years ended December 31, 2023 and 2022 (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Total operating lease cost

 $441  $610 

Weighted average remaining lease term (in years)

  6.8   7.0 

Weighted average discount rate

  3.2%  2.9%

 

94
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

At  December 31, 2023 and 2022, the Company’s operating lease ROU assets were $2.1 million and $2.8 million, respectively, and the Company’s related operating lease liabilities were $2.2 million and $2.9 million, respectively. The Company’s operating leases have remaining terms ranging from 2 to 8 years, including extension options if the Company is reasonably certain they will be exercised.

 

Future minimum lease payments due under non-cancelable operating leases at December 31, 2023 are presented below (dollars in thousands).

 

2024

 $381 

2025

  388 

2026

  339 

2027

  341 

2028

  341 

Thereafter

  671 

Total

 $2,461 

 

At December 31, 2023, the Company had not entered into any material leases that have not yet commenced.

 

The Bank owns its corporate headquarters building, the first floor of which is occupied by multiple tenants. The Bank, as lessor, also leases a portion of one of its branch locations. All tenant leases are operating leases. The Bank, as lessor, recognized rental income of $0.4 million, $0.3 million and $0.3 million for the years ended  December 31, 2023, 2022 and 2021, respectively.

 

On  January 27, 2023, the Bank completed the sale of certain assets, deposits and other liabilities associated with the Alice and Victoria, Texas branch locations to First Community Bank. Upon the completion of the sale, the Bank recorded $0.3 million of occupancy expense to terminate the remaining contractually obligated lease payments due under non-cancelable operating leases.

 
 

NOTE 7. GOODWILL AND OTHER INTANGIBLE ASSETS

 

The Company’s intangible assets consist of goodwill, core deposit intangible assets arising from acquisitions, and a trademark intangible. At December 31, 2023 and 2022, “Goodwill and other intangible assets, net” in the accompanying consolidated balance sheets totaled $42.3 million and $43.1 million, respectively, and included no accumulated impairment losses.

 

The carrying amount of goodwill at December 31, 2023 and 2022 was $40.1 million. The trademark intangible had a carrying value of $0.1 million at December 31, 2023 and 2022.

 

In accordance with ASC Topic 350, “Intangibles – Goodwill and Other,” the Company reviews the carrying value of indefinite-lived intangible assets at least annually, or more frequently if certain impairment indicators exist. The Company performed its annual impairment testing on October 31, 2023 and determined that there was no impairment to its goodwill or trademark intangible asset.

 

Core deposit intangibles have finite lives and are being amortized on an accelerated basis over their estimated useful lives, which range from 10 to 15 years. The table below shows a summary of the core deposit intangible assets as of the dates presented (dollars in thousands).

 

  

December 31,

 

Core deposit intangibles

 

2023

  

2022

 

Gross carrying amount

 $7,486  $7,486 

Accumulated amortization

  (5,354)  (4,527)

Net carrying amount

 $2,132  $2,959 

 

Amortization expense for the core deposit intangible assets recorded in “Depreciation and amortization” in the accompanying consolidated statements of income totaled approximately $0.8 million, $0.9 million, and $1.0 million for the years ended December 31, 2023, 2022 and 2021, respectively.

 

95
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The future amortization schedule for the Company’s core deposit intangible assets is displayed in the table below (dollars in thousands). The weighted average amortization period remaining for core deposit intangibles is 5.4 years.

 

2024

  624 

2025

  512 

2026

  398 

2027

  278 

2028

  161 

Thereafter

  159 
  $2,132 

 
 

NOTE 8. DEPOSITS

 

Deposits consisted of the following as of the dates presented (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Noninterest-bearing demand deposits

 $448,752  $580,741 

Interest-bearing demand deposits

  489,604   565,598 

Money market deposit accounts

  179,366   208,596 

Savings accounts

  137,606   155,176 

Brokered time deposits

  269,102   9,990 

Time deposits

  731,297   562,264 

Total deposits

 $2,255,727  $2,082,365 

 

The approximate scheduled maturities of time deposits, including brokered time deposits, for each of the next five years are shown below (dollars in thousands).

 

2024

 $762,456 

2025

  197,355 

2026

  29,803 

2027

  2,374 

2028

  8,411 
  $1,000,399 

 

At  December 31, 2023 and 2022, time deposits greater than $250,000 were approximately $178.1 million, and $155.8 million, respectively.

 

Public fund deposits as of December 31, 2023 and 2022 totaled approximately $134.8 million and $167.5 million, respectively. The funds were secured by securities with a fair value of approximately $110.1 million and $165.5 million as of December 31, 2023 and 2022, respectively.

 

As of December 31, 2023 and 2022, total deposits outstanding to executive officers, principal shareholders, directors and to companies in which they are principal owners amounted to approximately $20.1 million and $29.9 million, respectively.

 
 

NOTE 9. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE

 

The Company utilizes securities sold under agreements to repurchase (“repurchase agreements”) to facilitate the needs of our customers and to facilitate secured short-term funding needs. Repurchase agreements are stated at the amount of cash received in connection with the transaction. The Company monitors collateral levels on a continuous basis and  may be required to provide additional collateral based on the fair value of the underlying securities. Securities pledged as collateral under repurchase agreements are maintained with the Company’s safekeeping agents.

 

Repurchase agreements mature on a daily basis. At  December 31, 2023, the total balance of repurchase agreements was $8.6 million, and were secured by investment securities with a fair value of approximately $9.0 million. At  December 31, 2022, the Company had no repurchase agreements. The weighted average interest rate on repurchase agreements was 0.13% at  December 31, 2023. The weighted average rate paid for repurchase agreements during the years ended December 31, 2023, 2022 and 2021 was 0.13%, 0.15% and 0.21%, respectively.

 

96
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 10. SUBORDINATED DEBT SECURITIES

 

On  April 6, 2022, the Company entered into a Subordinated Note Purchase Agreement with certain institutional accredited investors and qualified institutional buyers (the “Purchasers”) under which the Company issued $20.0 million in aggregate principal amount of its 5.125% Fixed-to-Floating Rate Subordinated Notes due 2032 (the “2032 Notes”) to the Purchasers at a price equal to 100% of the aggregate principal amount of the 2032 Notes. The 2032 Notes were issued under an indenture, dated April 6, 2022 (the “Indenture”), by and among the Company and UMB Bank, National Association, as trustee.

 

The 2032 Notes have a stated maturity date of  April 15, 2032 and will bear interest at a fixed rate of 5.125% per year from and including  April 6, 2022 to but excluding  April 15, 2027 or earlier redemption date. From  April 15, 2027 to but excluding the stated maturity date or earlier redemption date, the 2032 Notes will bear interest a floating rate equal to the then current three-month term secured overnight financing rate (“SOFR”), plus 277 basis points. As provided in the 2032 Notes, the interest rate on the 2032 Notes during the applicable floating rate period  may be determined based on a rate other than three-month term SOFR. The 2032 Notes  may be redeemed, in whole or in part, on or after  April 15, 2027 or, in whole but not in part, under certain other limited circumstances set forth in the Indenture. Any redemption we made would be at a redemption price equal to 100% of the principal balance being redeemed, together with any accrued and unpaid interest to the date of redemption. 

 

Principal and interest on the 2032 Notes are subject to acceleration only in limited circumstances in the case of certain bankruptcy and insolvency-related events. The 2032 Notes are the unsecured, subordinated obligations of the Company and rank junior in right of payment to our current and future senior indebtedness and to our obligations to our general creditors. The 2032 Notes are intended to qualify as Tier 2 capital for regulatory purposes. 

 

The Company used the majority of the net proceeds to redeem its 6.00% Fixed-to-Floating Rate Subordinated Notes due 2027 (the “2027 Notes”) in June 2022 and utilized the remaining proceeds for share repurchases and for general corporate purposes.

 

On November 12, 2019, the Company issued and sold $25.0 million in aggregate principal amount of its 5.125% Fixed-to-Floating Rate Subordinated Notes (the “2029 Notes”) due December 30, 2029. Beginning on December 30, 2024, the Company may redeem the 2029 Notes, in whole or in part, at their principal amount plus any accrued and unpaid interest. The 2029 Notes bear an interest rate of 5.125% per annum until December 30, 2024, on which date the interest rate will reset quarterly to an annual interest rate equal to the then-current three-month LIBOR as calculated on each applicable date of determination, or an alternative rate determined in accordance with the terms of the 2029 Notes if the three-month LIBOR cannot be determined, plus 349.0 basis points.

 

On March 24, 2017, the Company issued and sold $18.6 million in aggregate principal amount of its 2027 Notes due March 30, 2027. Beginning on March 30, 2022, the Company could redeem the 2027 Notes, in whole or in part, at their principal amount plus any accrued and unpaid interest. The 2027 Notes had an interest rate of 6.00% per annum until March 30, 2022, on which date the interest rate reset quarterly to an annual interest rate equal to the then-current LIBOR plus 394.5 basis points. In June 2022, the Company redeemed the 2027 Notes in full in accordance with their terms at a redemption price equal to 100% of the outstanding principal balance plus accrued and unpaid interest up to but excluding the June 30, 2022 redemption date (“Redemption Date”). The aggregate redemption price, excluding accrued interest, totaled $18.6 million. Interest on the 2027 Notes no longer accrued on or after the Redemption Date.

 

The carrying value of subordinated debt was $44.3 million and $44.2 million at December 31, 2023 and 2022, respectively. The subordinated debt securities were recorded net of issuance costs of $0.7 million and $0.8 million at December 31, 2023 and 2022, respectively, which are being amortized using the straight-line method over the lives of the respective securities.

 

97
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 11. OTHER BORROWED FUNDS

 

Federal Home Loan Bank Advances

 

FHLB advances and weighted average interest rates at the end of the period by contractual maturity are summarized as of the dates presented (dollars in thousands).

 

  

Amount

  

Weighted Average Rate

 
  

December 31, 2023

  

December 31, 2022

  

December 31, 2023

  

December 31, 2022

 

Fixed rate advances maturing:

                

2023

 $—  $333,500   —%  4.55%

2024

  23,500   23,500   1.81   1.81 

2033

  —   30,000   —   1.88 
  $23,500  $387,000   1.81%  4.18%

 

As of December 31, 2023, these advances are collateralized by a blanket pledge of certain loans totaling approximately $975.4 million in accordance with the Advance Security and Collateral Agreement with the FHLB. As of December 31, 2023, the Company had an additional $919.5 million available under its line of credit with the FHLB.

 

At  December 31, 2022, the FHLB advances contractually maturing in 2033 were fixed rate, nonamortizing puttable advances. Under the terms of these advances, the Bank sold the FHLB options to terminate the fixed rate advances at specified points in time prior to the stated maturity dates. These advances were terminated during the year ended December 31, 2023.

 

Borrowings Under Bank Term Funding Program

 

On  March 12, 2023, the Federal Reserve established the Bank Term Funding Program (“BTFP”). The BTFP is a one-year program which provides additional liquidity through borrowings with a term of up to one year secured by the pledging of certain qualifying securities and other assets, valued at par value. At  December 31, 2023, outstanding borrowings under the BTFP were $212.5 million, with a weighted average rate of 4.83%. At  December 31, 2023, the Company’s remaining borrowing capacity under the BTFP was $58.5 million based on the value of securities available to be used as collateral, valued at par value as permitted under the program. During the fourth quarter of 2023, the Company refinanced all of its borrowings under the BTFP with new loans under the BTFP with a one-year term due to more favorable rates.

 

Lines of Credit

 

The Company has outstanding unsecured lines of credit with its correspondent banks available to assist in the management of short-term liquidity. Any balances drawn on these lines of credit mature daily. At December 31, 2023 and 2022, the available balance on the unsecured lines of credit totaled approximately $60.0 million, with no outstanding balance reflected on the consolidated balance sheets.

 

Junior Subordinated Debt

 

The following table provides a summary of the Company’s junior subordinated debentures (dollars in thousands).

 

  

Face Value

  

Carrying Value

  

Maturity Date

 

Variable Interest Rate

 

Interest Rate at December 31, 2023

 

First Community Louisiana Statutory Trust I

 $3,609  $3,609  

June 2036

 

3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.77%

  7.42%

BOJ Bancshares Statutory Trust I

  3,093   2,504  

December 2034

 

3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.90%

  7.55%

Cheaha Statutory Trust I

  3,093   2,517  

September 2035

 

3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.70%

  7.35%
  $9,795  $8,630         

 

These debentures are unsecured obligations due to trusts that are unconsolidated subsidiaries. The debentures were issued in conjunction with the trusts’ issuances of obligated capital securities. The trusts used the proceeds from the issuances of their capital securities to buy floating rate junior subordinated deferrable interest debentures that bear the same interest rate and terms as the capital securities. These debentures are the trusts’ only assets and the interest payments from the debentures finance the distributions paid on the capital securities. These debentures rank junior and are subordinate in the right of payment to all other debt of the Company.

 

98
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

As part of the purchase accounting adjustments made with the BOJ Bancshares Inc. acquisition on December 1, 2017, and with the Cheaha Financial Group, Inc. acquisition on April 1, 2021, the Company adjusted the carrying value of the junior subordinated debentures to fair value as of the respective acquisition date. The discounts on the debentures will continue to be amortized through maturity and recognized as a component of interest expense.

 

The debentures may be called by the Company at par plus any accrued interest. Interest on the debentures is calculated quarterly. The distribution rate payable on the capital securities is cumulative and payable quarterly in arrears. The Company has the right to defer payments of interest on the debentures at any time by extending the interest payment period for a period not exceeding 20 consecutive quarters with respect to each deferral period, provided that no extension period may extend beyond the redemption or maturity date of the debentures.

 

The debentures are included on the consolidated balance sheets as liabilities; however, for regulatory purposes, the carrying values of these obligations are eligible for inclusion in Tier I regulatory capital, subject to certain limitations. The total carrying values of $8.6 million and $8.5 million were allowed in the calculation of Tier I regulatory capital at  December 31, 2023 and 2022, respectively. 

 
 

NOTE 12. DERIVATIVE FINANCIAL INSTRUMENTS

 

As part of its liability management, the Company has historically utilized pay-fixed interest rate swaps to manage exposure against the variability in the expected future cash flows (future interest payments) attributable to changes in the 1-month LIBOR associated with the forecasted issuances of 1-month fixed rate debt arising from a rollover strategy. To mitigate credit risk, securities were pledged to the Company by the counterparties in an amount greater than or equal to the gain position of the derivative contracts. Conversely, securities were pledged to the counterparties by the Company in an amount greater than or equal to the loss position of the derivative contracts, if applicable. The derivative contracts were between the Company and two counterparties. At  December 31, 2023 and  December 31, 2022, the Company had no current or forward starting interest rate swap agreements, other than interest rate swaps related to customer loans, described below. The interest rate swaps were determined to be fully effective during the periods presented, and therefore, no amount of ineffectiveness has been included in net income.

 

During the year ended  December 31, 2022, the Company voluntarily terminated interest rate swap agreements with a total notional amount of $115.0 million in response to market conditions. During the year ended  December 31, 2021, the Company voluntarily terminated interest rate swap agreements with a total notional amount of $150.0 million in response to market conditions and as a result of excess liquidity. For years ended  December 31, 2022 and  December 31, 2021 unrealized gains of $6.4 million and $1.4 million, respectively, net of tax expenses of $1.7 million and $0.4 million, respectively, were reclassified from “Accumulated other comprehensive (loss) income” and recorded as “Swap termination fee income” in noninterest income in the accompanying consolidated statements of income.

 

For the years ended December 31, 2022 and  December 31, 2021 gains of $4.3 million and $5.3 million, respectively, net of tax expenses of $1.2 million and $1.4 million, respectively, were recognized in “Other comprehensive income (loss)” in the accompanying consolidated statements of comprehensive income (loss) for the change in fair value of the interest rate swap contracts.

 

There were no assets or liabilities recorded in the accompanying consolidated balance sheets at  December 31, 2023 or  December 31, 2022 associated with the swap contracts, other than interest rate swaps related to customer loans, described below.

 

Customer Derivatives – Interest Rate Swaps

 

The Company enters into interest rate swaps that allow commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate loan into a fixed-rate loan. The Company then enters into a corresponding swap agreement with a third party in order to economically hedge its exposure through the customer agreement. The interest rate swaps with both the customers and third parties are not designated as hedges under FASB ASC Topic 815, “Derivatives and Hedging,” and are marked to market through earnings. As the interest rate swaps are structured to offset each other, changes to the underlying benchmark interest rates considered in the valuation of these instruments do not result in an impact to earnings; however, there  may be fair value adjustments related to credit quality variations between counterparties, which  may impact earnings as required by FASB ASC Topic 820, “Fair Value Measurement” (“ASC 820”). The Company did not recognize any gains or losses in other operating income resulting from fair value adjustments of these swap agreements during the years ended  December 31, 2023, 2022 and 2021. At  December 31, 2023, the Company had notional amounts of $174.9 million in interest rate swap contracts with customers and $174.9 million in offsetting interest rate swap contracts with other financial institutions. The fair value of the swap contracts consisted of gross assets of $17.3 million and gross liabilities of $17.3 million recorded in “Other assets” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheet at  December 31, 2023.

 

99
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 13. STOCKHOLDERS' EQUITY

 

Preferred Stock

 

The Company’s Articles of Incorporation give the Company’s board of directors the authority to issue up to 5,000,000 shares of preferred stock. At December 31, 2023, there were no preferred shares outstanding. The preferred shares are considered “blank check” preferred stock. This type of preferred stock allows the board of directors to fix the designations, preferences and relative, participating, optional or other special rights, and qualifications and limitations or restrictions of any series of preferred stock without further shareholder approval.

 

Common Stock

 

The Company’s Articles of Incorporation give the Company’s board of directors the authority to issue up to 40,000,000 shares of common stock. At December 31, 2023, there were 9,748,067 common shares outstanding compared to 9,901,847 and 10,343,494 at December 31, 2022 and 2021, respectively.

 

In addition, the Company repurchased 222,448, 518,978, and 359,138 shares of its common stock through its stock repurchase program at an average price of $13.47, $20.27, and $19.24 per share during the years ended  December 31, 2023, 2022 and 2021, respectively.

 

Dividend Restrictions. In the ordinary course of business, the Company is dependent upon dividends from the Bank to provide funds for the payment of dividends to shareholders and to provide for other cash requirements. Banking regulations may limit the amount of dividends that may be paid to the Company. Approval by regulatory authorities is required if the effect of the dividend would cause the regulatory capital of the Bank to fall below specified minimum levels. Approval is also required if dividends declared exceed the net profits for that year combined with the retained net profits for the preceding two years. Further, a national bank may not pay a dividend in excess of its undivided profits.

 

Under the terms of the junior subordinated debentures, assumed through acquisition, the Company has the right at any time during the term of the debentures to defer the payment of interest. In the event that the Company elects to defer interest on the debentures, it may not, with certain exceptions, declare or pay any dividends or distributions on its common stock or purchase or acquire any of its common stock.

 

Under the terms of the Company’s 5.125% Fixed-to-Floating Rate Subordinated Notes due 2029, the Company may not pay a dividend if either the parent company or the Bank, both immediately prior to the declaration of the dividend and after giving effect to the payment of the dividend, would not maintain regulatory capital ratios that are at “well capitalized” levels for regulatory purposes (but with respect to the parent company, only if it is required to measure and report such ratios on a consolidated basis under applicable law). The Company is also prohibited from paying dividends upon and during the continuance of any Event of Default under such notes.

 

Under the terms of the Company’s 5.125% Fixed-to-Floating Rate Subordinated Notes due 2032, the Company is prohibited from paying dividends upon and during the continuance of any Event of Default under such notes.

 

These restrictions do not, and are not expected in the future to, materially limit the Company’s ability to pay dividends to its shareholders in an amount consistent with the Company’s history of paying dividends.

 

100
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Accumulated Other Comprehensive (Loss) Income

 

Activity within the balances in accumulated other comprehensive (loss) income, net is shown in the tables below (dollars in thousands).

 

  

For the years ended December 31,

 
  

2023

  

2022

  

2021

 
  

Beginning of Period

  

Net Change

  

End of Period

  

Beginning of Period

  

Net Change

  

End of Period

  

Beginning of Period

  

Net Change

  

End of Period

 

Unrealized (loss) gain, available for sale, net

 $(43,137) $3,510  $(39,627) $4,882  $(48,019) $(43,137) $7,493  $(2,611) $4,882 

Reclassification of realized (gain) loss, available for sale, net

  (5,777)  256   (5,521)  (5,772)  (5)  (5,777)  (3,939)  (1,833)  (5,772)

Unrealized gain (loss), transfer from available for sale to held to maturity, net

  1   —   1   2   (1)  1   3   (1)  2 

Change in fair value of interest rate swaps designated as cash flow hedges, net

  7,830   —   7,830   3,501   4,329   7,830   (1,752)  5,253   3,501 

Reclassification of realized gain, interest rate swap termination, net

  (7,830)  —   (7,830)  (1,450)  (6,380)  (7,830)  —   (1,450)  (1,450)

Accumulated other comprehensive (loss) income

 $(48,913) $3,766  $(45,147) $1,163  $(50,076) $(48,913) $1,805  $(642) $1,163 

 
 

NOTE 14. STOCK-BASED COMPENSATION

 

Equity Incentive Plan. The Company’s Amended and Restated 2017 Long-Term Incentive Compensation Plan (the “Plan”) authorizes the grant of various types of equity awards, such as restricted stock, restricted stock units, stock options and stock appreciation rights to eligible participants, which include all of the Company’s employees, non-employee directors, and consultants. The Plan has reserved a total of 1,200,000 shares of common stock, 600,000 of which were authorized in 2021, for issuance to eligible participants pursuant to equity awards under the Plan. The Plan is administered by the Compensation Committee of the Company’s board of directors, which determines, within the provisions of the Plan, those eligible employees to whom, and the times at which, equity awards will be granted. The Compensation Committee, in its discretion, may delegate its authority and duties under the Plan to specified officers; however, only the Compensation Committee may approve the terms of equity awards to the Company’s executive officers and directors. At December 31, 2023, approximately 450,058 shares remain available for grant.

 

Stock Options

 

During the years ended December 31, 2023, 2022 and 2021, the Company granted 34,497, 34,379, and 38,450 stock options, respectively, to key personnel that vest in one-fifth increments on each of the first five anniversaries of the grant date.

 

101
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The table below summarizes the Company’s stock option activity for the periods indicated.

 

  

Shares

  

Weighted Average Price

  

Weighted Average Remaining Contractual Term (Years)

 

Outstanding at December 31, 2020

  408,288  $17.66   5.57 

Granted

  38,450   20.72     

Forfeited

  (30,869)  19.56     

Exercised

  (47,388)  15.44     

Outstanding at December 31, 2021

  368,481   18.10   5.05 

Granted

  34,379   18.92     

Forfeited

  (42,930)  21.36     

Exercised

  (9,500)  14.00     

Outstanding at December 31, 2022

  350,430   17.89   4.19 

Granted

  34,497   13.96     

Forfeited

  (50,822)  19.47     

Exercised

  (7,500)  14.00     

Outstanding at December 31, 2023

  326,605   17.32   3.84 

Exercisable at December 31, 2023

  244,847  $17.17   2.44 

 

The aggregate intrinsic value of stock options is calculated as the aggregate difference between the exercise price of the stock options and the fair market value of the Company’s common stock for those stock options having an exercise price lower than the fair market value of the Company’s common stock. At December 31, 2023, the shares underlying outstanding and exercisable stock options both had an intrinsic value of $0.1 million.

 

The Company uses a Black-Scholes option pricing model to estimate the fair value of stock-based awards. The Black-Scholes option pricing model incorporates various subjective assumptions, including expected term and expected volatility. Expected volatility was determined based on the historical volatilities of the Company. Stock option expense of $0.2 million is included in “Salaries and employee benefits” in the accompanying consolidated statements of income for each of the years ended  December 31, 2023, 2022 and 2021. At December 31, 2023, there was $0.3 million of unrecognized compensation cost related to stock options that is expected to be recognized over a weighted average period of 3.2 years.

 

The table below shows the assumptions used for the stock options granted during the years ended December 31, 2023 and 2022.

 

  

2023

  

2022

 

Dividend yield

  2.72%  1.70%

Expected volatility

  38.31%  38.74%

Risk-free interest rate

  3.56%  2.50%

Expected term (in years)

  6.5   6.5 

Weighted average grant date fair value

 $4.58  $6.69 

 

Restricted Stock and Restricted Stock Units

 

Under the Plan, the Company may grant restricted stock, restricted stock units, and other stock-based awards to Plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. While restricted stock is subject to forfeiture, holders of restricted stock may exercise full voting rights and will receive all dividends paid with respect to the restricted shares. Restricted stock units (“RSUs”) do not have voting rights and do not receive dividends or dividend equivalents. The restricted stock and RSUs granted under the Plan are typically subject to a vesting period. Compensation expense for restricted stock and RSUs is determined based on the market price of the Company’s common stock at the grant date and is applied to the total number of shares or units granted and is recognized on a straight-line basis over the requisite service period of generally five years for employees and two years for non-employee directors. Upon vesting of restricted stock and RSUs, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the consolidated statements of income.

 

102
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Historically, the Company has granted restricted stock awards to Plan participants. Beginning in 2019, the Company granted time vested RSUs to its non-employee directors and certain officers of the Company with vesting terms ranging from two years to five years.

 

The Company granted a total of 172,736 RSUs to employees and directors for the year ended December 31, 2023. Of the RSUs granted in 2023, 153,467 shares vest over five years and 19,269 shares vest over two years.

 

The Company granted a total of 134,524 RSUs to employees and directors for the year ended December 31, 2022. Of the RSUs granted in 2022, 114,554 shares vest over five years and 19,970 shares vest over two years.

 

The Company granted a total of 129,082 RSUs to employees and directors for the year ended December 31, 2021. Of the RSUs granted in 2021, 105,294 shares vest over five years and 23,788 shares vest over two years.

 

Compensation expense related to restricted stock and RSUs included in the accompanying consolidated statements of income for the years ended  December 31, 2023, 2022 and 2021 was $1.8 million, $2.0 million and $1.6 million, respectively. The unearned compensation related to these awards is amortized to compensation expense over the vesting period. As of  December 31, 2023, unearned stock-based compensation cost associated with these awards totaled approximately $4.3 million and is expected to be recognized over a weighted average period of 3.2 years.

 

The following table summarizes the restricted stock and RSU activity for the years ended December 31, 2023 and December 31, 2022.

 

  

December 31,

 
  

2023

  

2022

 
  

Shares

  

Weighted Average Grant Date Fair Value

  

Shares

  

Weighted Average Grant Date Fair Value

 

Balance, beginning of period

  253,488  $20.19   241,070  $21.16 

Granted

  172,736   14.82   134,524   19.09 

Forfeited

  (7,008)  20.53   (30,169)  20.34 

Earned and issued

  (82,467)  20.42   (91,937)  21.14 

Balance, end of period

  336,749  $17.37   253,488  $20.19 

 
 

NOTE 15. EMPLOYEE BENEFIT PLANS

 

The Company maintains a 401(k) defined contribution plan (the “401(k) Plan”), which covers employees over the age of 21 who have completed three months of credited service, as defined by the 401(k) Plan. The 401(k) Plan allows employees to defer a percentage of their salaries subject to certain limits based on federal tax laws. The Company makes matching contributions up to 4% of the employee’s annual salary (subject to certain maximum compensation amounts as prescribed in Internal Revenue Service guidance). Contributions by the Company and participants are immediately vested. Employer matching contributions to the 401(k) Plan for each of the years ended December 31, 2023, 2022 and 2021 were approximately $1.0 million, and are included in “Salaries and employee benefits” in the accompanying consolidated statements of income.

 

The 401(k) Plan also allows for discretionary Company contributions in the form of cash or Company stock. Contributions in the form of Company stock are held in a portion of the 401(k) Plan that qualifies as an employee stock ownership plan. The Company made Company stock contributions of $0.1 million in the year ended December 31, 2022. The discretionary components vest in increments of 20% annually over a period of five years based on the employees’ years of service, beginning upon completion of two years of service (such that an employee with six years of service will be 100% vested).

 

The Bank has entered into Salary Continuation Agreements (“SCA”) with certain officers of the Company. The SCAs represent unfunded, non-qualified deferred compensation arrangements under the Internal Revenue Code of 1986, as amended. The SCAs between the Bank and each officer, as supplemented if applicable, provide that the officer shall receive annual payments of a fixed amount upon attaining the age of 65, with such payments payable monthly over a period of 120 months (10 years). Each officer is also entitled to certain reduced payments following a termination of employment prior to attaining age 65 (other than a termination due to death or with cause), which payments shall be made on the same schedule mentioned above.

 

103
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The Company maintains a deferred compensation plan for a former employee of Citizens Bank (“Citizens”), a liability assumed in the Citizens acquisition in 2017. Under the deferred compensation agreement, the former employee will receive monthly payments of $2,000 through May of 2030. The Company also maintains a deferred compensation plan for certain former employees of Cheaha, and associated liabilities of $1.7 million were assumed in the acquisition on April 1, 2021. The deferred compensation plan provides for payments for a period of 15 years following specified retirement dates, which range from 2018 through 2032. On November 4, 2022, the Company’s then-current Chief Financial Officer separated from the Company, and the Company’s board of directors approved the continuation of his Split-Dollar Life Insurance Agreement following his separation date. Accordingly, in the fourth quarter of 2022, the Company recorded deferred compensation expense and associated liability of $0.2 million. At December 31, 2023 and 2022, the Company had a liability of $5.3 million and $5.2 million, respectively, included in “Accrued taxes and other liabilities” on the accompanying consolidated balance sheets related to these deferred compensation plans. Deferred compensation expenses related to these plans recognized for the years ended December 31, 2023, 2022, and 2021 were approximately $0.2 million, $1.0 million and $0.7 million, respectively, and are included in “Salaries and employee benefits” in the accompanying consolidated statements of income.

 
 

NOTE 16. INCOME TAXES

 

Income tax expense is displayed in the table below for the years ended December 31, 2023, 2022 and 2021 (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

  

2021

 

Current federal income tax expense

 $3,971  $9,075  $2,315 

Current state income tax expense

  129   219   141 

Deferred federal income tax expense

  (350)  (655)  (547)

Total income tax expense

 $3,750  $8,639  $1,909 

 

The provision for federal income taxes differs from that computed by applying the federal statutory rate of 21% as indicated in the following analysis for the years ended December 31, 2023, 2022 and 2021 (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

  

2021

 

Tax based on statutory rate

 $4,290  $9,313  $2,081 

(Decrease) increase resulting from:

            

Effect of tax-exempt income

  (830)  (873)  (348)

Acquisition costs

  —   —   72 

Historical tax credits

  —   —   (54)

State taxes

  129   219   141 

Other

  161   (20)  17 

Total income tax expense

 $3,750  $8,639  $1,909 

Effective rate

  18.4%  19.5%  19.3%

 

The Company records deferred income tax on the tax effect of changes in timing differences.

 

104
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The net deferred tax asset was comprised of the following items as of the dates indicated (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Deferred tax liabilities:

        

Depreciation

 $(3,072) $(3,441)

FHLB stock dividend

  (88)  (103)

Basis difference in acquired assets and liabilities

  (1,018)  (1,129)

Operating lease right-of-use asset

  (443)  (598)

Other

  (55)  (46)

Gross deferred tax liability

  (4,676)  (5,317)
         

Deferred tax assets:

        

Allowance for credit losses

  6,474   5,180 

Unrealized loss on available for sale securities

  12,216   13,235 

Net operating loss carryforward

  69   193 

Deferred compensation

  1,117   1,099 

Basis difference in acquired assets and liabilities

  270   440 

Employee and director stock awards

  580   576 

Operating lease liability

  463   619 

Unearned loan fees

  227   269 

Other

  170   144 

Gross deferred tax asset

  21,586   21,755 

Net deferred tax asset

 $16,910  $16,438 

 

The Company acquired net operating loss (“NOL”) carryforwards through tax free acquisitions. As of December 31, 2023 and December 31, 2022, the Company’s gross NOL carryforwards were approximately $0.3 million and $0.9 million, respectively. As of December 31, 2023, approximately $4,000 and $0.3 million of the NOL carryforwards expire in 2033 and 2039, respectively. All available NOL carryforwards are expected to be fully utilized by 2024, therefore the Company did not record a valuation allowance against the NOL carryforwards for the year ended  December 31, 2023.

 

The Company files income tax returns under U.S. federal jurisdiction and the states of Alabama, Florida, Texas and Louisiana, although the state of Louisiana does not assess an income tax on income resulting from banking operations. The Company is open to examination in the U.S. and the states of Louisiana, Alabama, and Florida for tax years ended December 31, 2020 through December 31, 2023; and Texas for tax years ended December 31, 2019 through  December 31, 2023.

 

105
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements

 

 

NOTE 17. FAIR VALUES OF FINANCIAL INSTRUMENTS

 

In accordance with ASC 820, disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, is required. The fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date under current market conditions. Fair value is best determined based upon quoted market prices or exit prices. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows, and the fair value estimates  may not be realized in an immediate settlement of the instruments. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.

 

If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques  may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions.
 
The Company also holds Small Business Investment Company qualified funds and other investment funds that do  not have a readily determinable fair value. In accordance with ASC  820, these investments are measured at fair value using the net asset value practical expedient and are  not required to be classified in the fair value hierarchy. At  December 31, 2023 and  December 31, 2022, the fair values of these investments we re $3.4 million and $2.8 million, respectively, and are included in “Other assets” in the accompanying consolidated balance sheets.

 

Fair Value Hierarchy

 

In accordance with ASC 820, the Company groups its financial assets and financial liabilities measured at fair value in three levels, based on the markets in which the assets and liabilities are traded, and the reliability of the assumptions used to determine fair value.

 

Level 1 – Valuation is based upon quoted prices for identical assets or liabilities traded in active markets.

 

Level 2 – Valuation is based upon observable inputs other than quoted prices included in level 1, such as quoted prices for similar assets and liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or other inputs that are observable or can be corroborated by observable market data.

 

Level 3 – Valuation is based upon unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. This includes certain pricing models, discounted cash flow methodologies, and similar techniques that use significant unobservable inputs.

 

A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement.

 

Fair Value of Assets and Liabilities Measured on a Recurring Basis

 

The following methods and assumptions were used by the Company in estimating the fair value of assets and liabilities valued on a recurring basis:

 

AFS Investment Securities and Exchange-Traded Equity Securities – Where quoted prices are available in an active market, the Company classifies the securities within level 1 of the valuation hierarchy. Securities are defined as both long and short positions. Level 1 securities include exchange-traded equity securities.

 

If quoted market prices are not available, the Company estimates fair values using pricing models and discounted cash flows that consider standard input factors such as observable market data, benchmark yields, interest rate volatilities, broker/dealer quotes, and credit spreads. Examples of such instruments, which would generally be classified within level 2 of the valuation hierarchy if observable inputs are available, include obligations of the U.S. Treasury and U.S. government agencies and corporations, obligations of state and political subdivisions, corporate bonds, residential mortgage-backed securities, and commercial mortgage-backed securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, the Company classifies those securities in level 3.

 

Management monitors the current placement of securities in the fair value hierarchy to determine whether transfers between levels  may be warranted based on market reference data, which  may include reported trades; bids, offers or broker/dealer quotes; benchmark yields and spreads; as well as other reference data. At  December 31, 2023 and  December 31, 2022, the majority of the Company’s level 3 investments were obligations of state and political subdivisions. The Company estimated the fair value of these level 3 investments using discounted cash flow models, the key inputs of which are the coupon rate, current spreads to the yield curves, and expected repayment dates, adjusted for illiquidity of the local municipal market and sinking funds, if applicable. Option-adjusted models  may be used for structured or callable notes, as appropriate.

 

Derivative Financial Instruments – The fair value for interest rate swap agreements is based upon the amounts required to settle the contracts. These derivative instruments are classified in level 2 of the fair value hierarchy.

 

106
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Assets and liabilities measured at fair value on a recurring basis are summarized in the table below as of the dates indicated (dollars in thousands).

 

      

Quoted Prices in

      

Significant

 
      

Active Markets for

  

Significant Other

  

Unobservable

 
      

Identical Assets

  

Observable Inputs

  

Inputs

 
  

Fair Value

  

(Level 1)

  

(Level 2)

  

(Level 3)

 

December 31, 2023

                

Assets:

                

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $20,043  $—  $20,043  $— 

Obligations of state and political subdivisions

  16,703   —   11,453   5,250 

Corporate bonds

  26,356   —   25,893   463 

Residential mortgage-backed securities

  232,045   —   232,045   — 

Commercial mortgage-backed securities

  66,771   —   66,771   — 

Equity securities

  1,180   1,180   —   — 

Interest rate swaps - gross assets

  17,325   —   17,325   — 

Total assets

 $380,423  $1,180  $373,530  $5,713 

Liabilities:

                

Interest rate swaps - gross liabilities

  17,325  $—  $17,325  $— 
                 

December 31, 2022

                

Assets:

                

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $29,805  $—  $29,805  $— 

Obligations of state and political subdivisions

  18,378   —   12,413   5,965 

Corporate bonds

  29,942   —   29,463   479 

Residential mortgage-backed securities

  251,851   —   251,851   — 

Commercial mortgage-backed securities

  75,191   —   75,191   — 

Equity securities

  1,245   1,245   —   — 

Total assets

 $406,412  $1,245  $398,723  $6,444 

 

107
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. The table below provides a reconciliation for assets measured at fair value on a recurring basis using significant unobservable inputs, or level 3 inputs (dollars in thousands).

 

  

Obligations of State and Political Subdivisions

  

Corporate Bonds

  

Total

 

Balance at December 31, 2021

 $22,114  $488  $22,602 

Realized gains (losses) included in net income

  —   —   — 

Unrealized losses included in other comprehensive loss

  (1,474)  (9)  (1,483)

Purchases

  —   —   — 

Sales

  —   —   — 

Maturities, prepayments, and calls

  (4,840)  —   (4,840)

Transfers into Level 3

  —   —   — 

Transfers out of Level 3

  (9,835)  —   (9,835)

Balance at December 31, 2022

 $5,965  $479  $6,444 

Realized gains (losses) included in net income

  —   —   — 

Unrealized losses included in other comprehensive income

  (689)  (16)  (705)

Purchases

  —   —   — 

Sales

  —   —   — 

Maturities, prepayments, and calls

  (26)  —   (26)

Transfers into Level 3

  —   —   — 

Transfers out of Level 3

  —   —   — 

Balance at December 31, 2023

 $5,250  $463  $5,713 

 

There were no liabilities measured at fair value on a recurring basis using level 3 inputs at December 31, 2023 and 2022. For the years ended December 31, 2023, 2022 and 2021, there were no gains or losses included in earnings related to the change in fair value of the assets measured on a recurring basis using significant unobservable inputs held at the end of the period.

 

The following table provides quantitative information about significant unobservable inputs used in fair value measurements of level 3 assets measured at fair value on a recurring basis at December 31, 2023 and 2022 (dollars in thousands).

 

  

Estimated Fair Value

 

Valuation Technique

 

Unobservable Inputs

 

Range of Discounts

 

December 31, 2023

           

Obligations of state and political subdivisions

 $5,250 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  0% - 11% 

Corporate bonds

  463 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  

8%

 
            

December 31, 2022

           

Obligations of state and political subdivisions

 $5,965 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  0% - 12% 

Corporate bonds

  479 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  

4%

 

 

 

(1)

Fair values determined through valuation analysis using coupon, yield (discount margin), liquidity and expected repayment dates.

 

108
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Fair Value of Assets and Liabilities Measured on a Nonrecurring Basis

 

Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment).

 

The following methods and assumptions were used by the Company in estimating the fair value of assets and liabilities valued on a nonrecurring basis:

 

Loans Individually Evaluated – For collateral dependent loans where the borrower is experiencing financial difficulty, the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral, which is based on third-party appraisals. Individually evaluated loans that are not collateral dependent are evaluated based on a discounted cash flow methodology. Credits deemed uncollectible are charged to the allowance for credit losses. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as level 3.

 

Quantitative information about assets measured at fair value on a nonrecurring basis based on significant unobservable inputs (level 3) are summarized below as of the dates indicated; there were no liabilities measured on a nonrecurring basis at December 31, 2023 or 2022 (dollars in thousands).

 

  

Estimated Fair Value

 

Valuation Technique

 

Unobservable Inputs

 

Range of Discounts

  

Weighted Average Discount(2)

 

December 31, 2023

               

Loans individually evaluated for impairment(1)

 $1,293 

Discounted cash flows, underlying collateral value

 

Collateral discounts and estimated costs to sell

  6% - 100%   

29%

 
                

December 31, 2022

               

Impaired loans

 $4,033 

Discounted cash flows, underlying collateral value

 

Collateral discounts and estimated costs to sell

  4% - 100%   

53%

 

 

 (1)Loans individually evaluated that were re-measured during the period had a carrying value of $1.8 million and $4.2 million at  December 31, 2023 and  December 31, 2022, respectively, with related allowance for credit losses of $0.5 million and $0.2 million as of such dates.
 (2)Weighted by relative fair value.

 

109
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Financial Instruments

 

Accounting guidance requires the disclosure of estimated fair value information about certain on- and off-balance sheet financial instruments, including those financial instruments that are not measured and reported at fair value on a recurring or nonrecurring basis. The significant methods and assumptions used by the Company to estimate the fair value of financial instruments are discussed below.

 

Cash and Due from Banks – For these short-term instruments, fair value is the carrying value. Cash and due from banks is classified in level 1 of the fair value hierarchy.

 

Federal Funds Sold – The fair value is the carrying value. The Company classifies these assets in level 1 of the fair value hierarchy.

 

Investment Securities and Equity Securities – The fair value measurement techniques and assumptions for AFS securities and exchange-traded equity securities is discussed earlier in the note. The same measurement techniques and assumptions were applied to the valuation of HTM securities and other equity securities including equity in correspondent banks. 

 

Loans – The fair value of portfolio loans, net is determined using an exit price methodology. The exit price methodology is based on a discounted cash flow analysis, in which projected cash flows are based on contractual cash flows adjusted for prepayments for certain loan types (e.g. residential mortgage loans and multifamily loans) and the use of a discount rate based on expected relative risk of the cash flows. The discount rate selected considers loan type, maturity date, a liquidity premium, cost to service, and cost of capital, which is a level 3 fair value estimate.

 

Loans held for sale are measured using quoted market prices when available. If quoted market prices are not available, comparable market values or discounted cash flow analyses  may be utilized. The Company classifies these assets in level 3 of the fair value hierarchy.

 

Deposit Liabilities – The fair values disclosed for noninterest-bearing demand deposits are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts). These noninterest-bearing deposits are classified in level 2 of the fair value hierarchy. All interest-bearing deposits are classified in level 3 of the fair value hierarchy. The carrying amounts of variable-rate accounts (for example interest-bearing checking, savings, and money market accounts), fixed-term money market accounts, and certificates of deposit approximate their fair values at the reporting date. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates on comparable instruments to a schedule of aggregated expected monthly maturities on time deposits.

 

Short-Term Borrowings – The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings approximate their fair values. The Company classifies these borrowings in level 2 of the fair value hierarchy.

 

Long-Term Borrowings, including Junior Subordinated Debt Securities – The fair values of long-term borrowings are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements. The fair value of the Company’s long-term debt is therefore classified in level 3 in the fair value hierarchy.

 

Subordinated Debt Securities – The fair value of subordinated debt is estimated based on current market rates on similar debt in the market. The Company classifies this debt in level 2 of the fair value hierarchy.

 

Derivative Financial Instruments – The fair value measurement techniques and assumptions for derivative financial instruments is discussed earlier in the note.

 

The estimated fair values of the Company’s financial instruments at December 31, 2023 and December 31, 2022 are shown below (dollars in thousands).

 

  

December 31, 2023

 
  

Carrying Amount

  

Estimated Fair Value

  

Level 1

  

Level 2

  

Level 3

 

Financial assets:

                    

Cash and due from banks

 $32,009  $32,009  $32,009  $—  $— 

Investment securities

  382,390   382,431   —   358,323   24,108 

Equity securities

  14,597   14,597   1,180   13,417   — 

Loans, net of allowance

  2,180,079   2,020,924   —   —   2,020,924 

Interest rate swaps - gross assets

  17,325   17,325   —   17,325   — 
                     

Financial liabilities:

                    

Deposits, noninterest-bearing

 $448,752  $448,752  $—  $448,752  $— 

Deposits, interest-bearing

  1,806,975   1,735,562   —   —   1,735,562 

Borrowings under BTFP and repurchase agreements

  221,133   221,133   —   221,133   — 

FHLB long-term advances

  23,500   22,945   —   —   22,945 

Junior subordinated debt

  8,630   8,630   —   —   8,630 

Subordinated debt

  45,000   44,544   —   44,544   — 

Interest rate swaps - gross liabilities

  17,325   17,325   —   17,325   — 

 

  

December 31, 2022

 
  

Carrying Amount

  

Estimated Fair Value

  

Level 1

  

Level 2

  

Level 3

 

Financial assets:

                    

Cash and due from banks

 $40,066  $40,066  $40,066  $—  $— 

Federal funds sold

  193   193   193   —   — 

Investment securities

  413,472   413,089   —   401,233   11,856 

Equity securities

  27,254   27,254   1,245   26,009   — 

Loans, net of allowance

  2,080,403   1,997,287   —   —   1,997,287 
                     

Financial liabilities:

                    

Deposits, noninterest-bearing

 $580,741  $580,741  $—  $580,741  $— 

Deposits, interest-bearing

  1,501,624   1,314,407   —   —   1,314,407 

FHLB short-term advances

  333,500   333,500   —   333,500   — 

FHLB long-term advances

  53,500   52,147   —   —   52,147 

Junior subordinated debt

  8,515   8,515   —   —   8,515 

Subordinated debt

  45,000   42,980   —   42,980   — 

 

110
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 18. REGULATORY MATTERS

 

The Company and Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the financial statements. Under capital adequacy guidelines, the Company and Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.

 

Quantitative measures established by regulation to ensure capital adequacy require the Company and Bank to maintain minimum amounts and ratios (set forth in the table below) of total, Common Equity Tier 1, and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and Tier 1 capital to average assets (as defined).

 

As of December 31, 2023 and 2022, the Bank was considered well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum risk-based and Tier 1 leverage capital ratios as set forth in the table below and not be subject to a written agreement or order with regulators to maintain a specific capital level for any capital measure. There are no conditions or events since the regulatory framework for prompt corrective action was issued that management believes have changed the Bank’s category.

 

111
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

The Company’s and the Bank’s actual capital amounts and ratios as of December 31, 2023 and December 31, 2022 are presented in the tables below (dollars in thousands).

 

  

Actual

  

Capital Adequacy*

  

Well Capitalized

 
  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 

December 31, 2023

                        

Tier 1 leverage capital

                        

Investar Holding Corporation

 $239,095   8.35% $114,563   4.00% 

NA

  

NA

 

Investar Bank

  280,687   9.81   114,468   4.00   143,085   5.00 
                         

Common Equity Tier 1 risk-based capital

                        

Investar Holding Corporation

  229,595   9.51   169,031   7.00  

NA

  

NA

 

Investar Bank

  280,687   11.64   168,867   7.00   156,805   6.50 
                         

Tier 1 risk-based capital

                        

Investar Holding Corporation

  239,095   9.90   205,251   8.50  

NA

  

NA

 

Investar Bank

  280,687   11.64   205,052   8.50   192,990   8.00 
                         

Total risk-based capital

                        

Investar Holding Corporation

  313,574   12.99   253,546   10.50  

NA

  

NA

 

Investar Bank

  310,846   12.89   253,300   10.50   241,238   10.00 
                         

December 31, 2022

                        

Tier 1 leverage capital

                        

Investar Holding Corporation

 $231,048   8.53% $108,405   4.00% 

NA

  

NA

 

Investar Bank

  267,603   9.89   108,275   4.00   135,344   5.00 
                         

Common Equity Tier 1 risk-based capital

                        

Investar Holding Corporation

  221,548   9.79   158,457   7.00  

NA

  

NA

 

Investar Bank

  267,603   11.83   158,355   7.00   147,044   6.50 
                         

Tier 1 risk-based capital

                        

Investar Holding Corporation

  231,048   10.21   192,412   8.50  

NA

  

NA

 

Investar Bank

  267,603   11.83   192,288   8.50   180,977   8.00 
                         

Total risk-based capital

                        

Investar Holding Corporation

  300,009   13.25   237,685   10.50  

NA

  

NA

 

Investar Bank

  292,339   12.92   237,532   10.50   226,221   10.00 

 

*The minimum ratios and amounts under the column for Capital Adequacy for December 31, 2023 and December 31, 2022 reflect the minimum regulatory capital ratios imposed under Basel III plus the fully phased-in capital conservation buffer of 2.5%.

 

Applicable Federal statutes, regulations, and guidance impose restrictions on the amounts of dividends that may be declared by the Company and the Bank. In addition to the formal statutes, regulations, and guidance, regulatory authorities also consider the adequacy of the Company’s and the Bank’s total capital in relation to its assets, deposits, risk profile, and other such items and, as a result, capital adequacy considerations could further limit the availability of dividends from the Company and the Bank. The Company is also subject to dividend restrictions under the terms of its 2029 Notes, 2032 Notes, and junior subordinated debentures. See “Common Stock – Dividend Restrictions” in Note 13. Stockholders’ Equity, for more information.

 

112
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 19. COMMITMENTS AND CONTINGENCIES

 

Unfunded Commitments

 

The Company is a party to financial instruments with off-balance sheet risk entered into in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit consisting of loan commitments and standby letters of credit, which are not included in the accompanying financial statements. Such financial instruments are recorded in the financial statements when they become payable. The credit risk associated with these commitments is evaluated in a manner similar to the allowance for credit losses on loans. At December 31, 2023 and 2022, the reserve for unfunded loan commitments was $0.3 million and $0.4 million, respectively, and is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets.

 

Commitments to extend credit are agreements to lend money with fixed expiration dates or termination clauses. The Company applies the same credit standards used in the lending process when extending these commitments, and periodically reassesses the customer’s creditworthiness through ongoing credit reviews. Since some commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Collateral is obtained based on the Company’s assessment of the transaction. Substantially all standby letters of credit issued have expiration dates within one year.

 

The table below shows the amounts of the Company’s commitments to extend credit as of the dates presented (dollars in thousands).

 

  

December 31, 2023

  

December 31, 2022

 

Loan commitments

 $413,019  $333,040 

Standby letters of credit

  17,844   11,379 

 

Additionally, at December 31, 2023, the Company had unfunded commitments of $1.3 million for its investment in Small Business Investment Company qualified funds.

 

Insurance

 

The Company is obligated for certain costs associated with its insurance program for employee health. The Company is self-insured for a substantial portion of its potential claims. The Company recognizes its obligation associated with these costs, up to specified deductible limits, in the period in which a claim is incurred, including with respect to both reported claims and claims incurred but not reported. The claims costs are estimated based on historical claims experience. The reserves for insurance claims are reviewed and updated by management on a quarterly basis.

 

Employment Agreements

 

On August 1, 2020, the Company entered into an employment agreement with its Chief Executive Officer. The agreement provides that the executive shall receive a minimum annual base salary $510,000, shall be eligible for annual incentive compensation up to a certain percentage of the base salary, subject to the discretion and approval of the Company’s board of directors, and shall be entitled to the payment of severance benefits upon termination under specified circumstances. The employment agreement automatically renews for successive one-year periods unless written notice of non-renewal is given by either party to the other at least ninety (90) days prior to the expiration of the then-current term.

 

On August 1, 2020, the Company entered into an employment agreement with its then-current Chief Financial Officer. The agreement provided that the executive would receive a minimum annual base salary $285,000, be eligible for annual incentive compensation up to a certain percentage of the base salary, subject to the discretion and approval of the Company’s board of directors and would be entitled to the payment of severance benefits upon termination under specified circumstances. On November 4, 2022, the Company’s then-current Chief Financial Officer separated from the Company. The Company entered into a separation and release agreement with him, which provided that he would receive compensation and benefits due in connection with a termination due to “Disability” under the employment agreement and released the Company from any and all claims arising on or before November 4, 2022. 

 

113
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

Legal Proceedings

 

The nature of the business of the Company’s banking and other subsidiaries ordinarily results in a certain amount of claims, litigation, investigations, and legal and administrative cases and proceedings, which are considered incidental to the normal conduct of business. Some of these claims are against entities which the Company acquired in business acquisitions. The Company has asserted defenses to these claims and, with respect to such legal proceedings, intends to continue to defend itself, litigating or settling cases according to management’s judgment as to what is in the best interest of the Company and its shareholders.

 

The Company assesses its liabilities and contingencies in connection with outstanding legal proceedings utilizing the latest information available. Where it is probable that the Company will incur a loss and the amount of the loss can be reasonably estimated, the Company records a liability in its consolidated financial statements. These legal reserves may be increased or decreased to reflect any relevant developments on a quarterly basis. Where a loss is not probable or the amount of loss is not estimable, the Company does not accrue legal reserves. While the outcome of legal proceedings is inherently uncertain, based on information currently available and available insurance coverage, the Company’s management believes that it has established appropriate legal reserves. If an accrual is not made, and there is at least a reasonable possibility that a loss or additional loss may have been incurred, the Company discloses the nature of the contingency and an estimate of the possible loss or range of loss or a statement that such an estimate cannot be made. Any incremental liabilities arising from pending legal proceedings are not expected to have a material adverse effect on the Company’s consolidated financial position, consolidated results of operations, or consolidated cash flows. However, it is possible that the ultimate resolution of these matters, if unfavorable, may be material to the Company’s consolidated financial position, consolidated results of operations, or consolidated cash flows.

 

As of the date of this filing, the Company believes the amount of losses associated with legal proceedings that it is reasonably possible to incur is not material.
 

NOTE 20. TRANSACTIONS WITH RELATED PARTIES

 

The Bank has made and expects in the future to continue to make in the ordinary course of business, loans to directors and executive officers of the Company and the Bank, their affiliated companies, and other related persons. In management’s opinion, these loans were made in the ordinary course of business at normal credit terms, including interest rate and collateral requirements, and do not represent more than normal credit risk. See Note 3. Loans and Allowance for Credit Losses, for more information regarding lending transactions between the Bank and these related parties.

 

During 2023 and 2022, certain executive officers and directors of the Company and the Bank, including companies with which they are affiliated and other related persons, were deposit customers of the Bank. See Note 8. Deposits, regarding total deposits outstanding to these related parties.

 

The Company has participated in transactions with related parties for which the Company believes the terms and conditions are comparable to terms that would have been available from a third party that was unaffiliated with the Company. The following describes transactions since January 1, 2021, in addition to the ordinary banking relationships described above, in which the Company has participated in which one or more of its directors, executive officers, their affiliated companies, or other related persons had or will have a direct or indirect material interest.

 

The Company has engaged in a number of transactions with Joffrion Commercial Division, LLC (“JCD”), a commercial construction company owned and managed by Gordon H. Joffrion, one of the Company’s directors. For each transaction, the Company selected JCD through its public bidding process. The Company did not make any payments to JCD during the years ended  December 31, 2023 or  December 31, 2022. The Company paid JCD approximately $0.1 million during the year ended December 31, 2021.

 

114
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 21. PARENT COMPANY ONLY FINANCIAL STATEMENTS

 

BALANCE SHEETS

        
  

December 31,

 

(dollars in thousands)

 

2023

  

2022

 

ASSETS

        

Cash and due from banks

 $840  $6,153 

Equity securities

  752   823 

Due from bank subsidiary

  1,141   937 

Investment in bank subsidiary

  277,760   261,737 

Investment in trust

  295   295 

Trademark intangible

  100   100 

Other assets

  864   518 

Total assets

 $281,752  $270,563 
         

LIABILITIES

        

Subordinated debt, net of unamortized issuance costs

 $44,320  $44,225 

Junior subordinated debt

  8,630   8,515 

Accounts payable

  228   253 

Accrued interest payable

  571   567 

Dividend payable

  975   941 

Deferred tax liability

  260   280 

Total liabilities

  54,984   54,781 
         

STOCKHOLDERS’ EQUITY

        

Common stock

  9,748   9,902 

Surplus

  145,456   146,587 

Retained earnings

  116,711   108,206 

Accumulated other comprehensive loss

  (45,147)  (48,913)

Total stockholders’ equity

  226,768   215,782 

Total liabilities and stockholders’ equity

 $281,752  $270,563 

 

115
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

STATEMENTS OF INCOME

        
  

For the years ended December 31,

 

(dollars in thousands)

 

2023

  

2022

 

REVENUE

        

Dividends received from bank subsidiary

 $3,300  $17,000 

Dividends on corporate stock

  —   19 

Change in the fair value of equity securities

  (71)  (35)

Interest income from investment in trust

  22   11 

Other operating income

  138   — 

Total revenue

  3,389   16,995 

EXPENSE

        

Interest on borrowings

  3,216   3,137 

Management fees to bank subsidiary

  360   360 

Loss on early extinguishment of subordinated debt

  —   222 

Other expense

  519   666 

Total expense

  4,095   4,385 

(Loss) income before income tax expense and equity in undistributed income of bank subsidiary

  (706)  12,610 

Equity in undistributed income of bank subsidiary

  16,552   22,172 

Income tax benefit

  832   927 

Net income

 $16,678  $35,709 

 

116
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 

STATEMENTS OF CASH FLOWS

        
  

For the years ended December 31,

 

(dollars in thousands)

 

2023

  

2022

 

CASH FLOWS FROM OPERATING ACTIVITIES

        

Net income

 $16,678  $35,709 

Adjustments to reconcile net income to net cash provided by operating activities:

        

Equity in undistributed earnings of bank subsidiary

  (16,552)  (22,172)

Change in the fair value of equity securities

  71   35 

Amortization of subordinated debt issuance costs and purchase accounting adjustments

  210   197 

Loss on early extinguishment of subordinated debt

  —   222 

Net change in:

        

Due from bank subsidiary

  (204)  31 

Other assets

  (84)  5 

Deferred tax liability

  (20)  (52)

Accrued other liabilities

  1,638   1,746 

Net cash provided by operating activities

  1,737   15,721 
         

CASH FLOWS FROM INVESTING ACTIVITIES

        

Purchases of equity securities

  —   (750)

Proceeds from the sale of equity securities

  —   1,225 

Purchases of other investments

  (285)  (225)

Net cash (used in) provided by investing activities

  (285)  250 
         

CASH FLOWS FROM FINANCING ACTIVITIES

        

Cash dividends paid on common stock

  (3,844)  (3,552)

Payments to repurchase common stock

  (3,026)  (10,540)

Proceeds from stock options exercised

  105   133 

Proceeds from subordinated debt, net of issuance costs

  —   19,548 

Extinguishment of subordinated debt

  —   (18,600)

Net cash used in financing activities

  (6,765)  (13,011)

Net (decrease) increase in cash

  (5,313)  2,960 

Cash and cash equivalents, beginning of period

  6,153   3,193 

Cash and cash equivalents, end of period

 $840  $6,153 
         

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:

        

Cash payments for:

        

Interest on borrowings

 $3,212  $3,179 

 

117
Table of Contents
INVESTAR HOLDING CORPORATION
Notes to Consolidated Financial Statements
 
 

NOTE 22. EARNINGS PER SHARE

 

The following is a summary of the information used in the computation of basic and diluted earnings per common share for the years ended December 31, 2023, 2022 and 2021 (in thousands, except share data).

 

  

December 31,

 
  

2023

  

2022

  

2021

 

Earnings per common share - basic

            

Net income

 $16,678  $35,709  $8,000 

Less: income allocated to participating securities

  (1)  (33)  (21)

Net income allocated to common shareholders

  16,677   35,676   7,979 

Weighted average basic shares outstanding

  9,839,258   10,085,758   10,416,145 

Basic earnings per common share

 $1.69  $3.54  $0.77 
             

Earnings per common share - diluted

            

Net income allocated to common shareholders

 $16,677  $35,676  $7,979 

Weighted average basic shares outstanding

  9,839,258   10,085,758   10,416,145 

Dilutive effect of securities

  2,583   94,951   84,157 

Total weighted average diluted shares outstanding

  9,841,841   10,180,709   10,500,302 

Diluted earnings per common share

 $1.69  $3.50  $0.76 

 

The weighted average number of shares that have an antidilutive effect in the calculation of diluted earnings per common share and have been excluded from the computations above are shown below.

 

  

December 31,

 
  

2023

  

2022

  

2021

 

Stock options

  —   15,361   869 

Restricted stock awards

  —   135   431 

Restricted stock units

  71,711   15,176   20,828 

 
118
Table of Contents
 
 

Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

 

None.

 

Item 9A. Controls and Procedures

 

Evaluation of Disclosure Controls and Procedures

 

As of the end of the period covered by this Annual Report on Form 10-K, the Company carried out an evaluation under the supervision and with the participation of its management, including the Chief Executive Officer and Chief Financial Officer (the Company’s principal executive and financial officers), of the effectiveness of the design and operation of the Company’s disclosure controls and procedures as defined in Exchange Act Rules 13a-15(e) and 15d-15(e). Based upon that evaluation, the Chief Executive Officer and Chief Financial Officer concluded that the Company’s disclosure controls and procedures were effective for ensuring that information the Company is required to disclose in reports that it files or submits under the Securities Exchange Act of 1934, as amended, is recorded, processed, summarized and reported within the time periods specified in the Securities and Exchange Commission’s rules and forms.

 

Changes in Internal Control over Financial Reporting

 

There were no changes to internal control over financial reporting during the fourth quarter of 2023 that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.

 

Management’s Report on Internal Control over Financial Reporting

 

Management’s annual report on internal control over financial reporting and the report thereon of Horne LLP are included herein under Item 8. Financial Statements and Supplementary Data.

 

Item 9B. Other Information

 

Pursuant to Item 408(a) of Regulation S-K, none of our directors or executive officers adopted, terminated, or modified a Rule 10b5-1 trading arrangement or a non-Rule 10b5-1 trading arrangement during the quarter ended December 31, 2023.

 

 

Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

 

Not applicable.

 

119
Table of Contents

 

PART III

 

Item 10. Directors, Executive Officers and Corporate Governance

 

Except as provided below, the information required by Item 10 is incorporated by reference to the Company’s Definitive Proxy Statement for its 2024 Annual Meeting of Shareholders (the “2024 Proxy Statement”).

 

Code of Conduct and Ethics

 

The Company has adopted a Code of Ethics for the Chief Executive Officer and Senior Financial Officers that applies to its Chief Executive Officer, Chief Financial Officer, Chief Accounting Officer and any other senior financial officers, and the Company has also adopted a Code of Conduct that applies to all of the Company’s directors, officers and employees. The full text of the Code of Ethics for the Chief Executive Officer and Senior Financial Officers and the Code of Conduct can be found by clicking on “Corporate Governance” under the “Investor Relations” tab on the Company’s website, www.investarbank.com, and then by clicking on “Code of Ethics for the Chief Executive Officer and Senior Financial Officers” or “Code of Conduct,” as applicable. The Company intends to satisfy the disclosure requirement under Item 5.05(c) of Form 8-K regarding an amendment to, or waiver from, a provision of the Company’s Code of Ethics for the Chief Executive Officer and Senior Financial Officers by posting such information on its website, at the address specified above.

 

Item 11. Executive Compensation

 

The information required by Item 11 is incorporated by reference to the 2024 Proxy Statement.

 

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

 

Stock Ownership

 

Except as provided below, the information required by Item 12 is incorporated by reference to the 2024 Proxy Statement.

 

Securities Authorized for Issuance under Equity Compensation Plans

 

The following table presents certain information regarding our equity compensation plans as of December 31, 2023.

 

Plan category

  

Number of securities to be issued upon exercise of outstanding options, warrants and rights(3)

    

Weighted-average exercise price of outstanding options, warrants and rights

    

Number of securities remaining available for future issuance under equity compensation plans

  

Equity compensation plans approved by security holders(1)

     484,340     $ 19.94       450,058  

Equity compensation plans not approved by security holders(2)

     179,014       15.16       —  

Total

     663,354     $ 17.32       450,058  

 

 

(1)

Represents shares available for issuance under the Company’s Amended and Restated 2017 Long-Term Incentive Compensation Plan (the “Plan”). The Plan authorizes the grant of various types of equity grants and awards, such as restricted stock, stock options and stock appreciation rights to eligible participants, which include all of the Company’s employees, non-employee directors, and consultants.
  (2) The Investar Holding Corporation 2014 Long-Term Incentive Compensation Plan (the “2014 Plan”) was adopted by the Company’s board of directors on January 15, 2014 and was amended on March 13, 2014. Because the Company was a private corporation at the time of the adoption of the 2014 Plan, shareholder approval of the 2014 Plan was not required, nor was such approval obtained. A total of 600,000 shares of common stock was reserved for issuance pursuant to awards under the 2014 Plan. Effective May 24, 2017, no future awards will be granted under the 2014 Plan, although the terms and conditions of the 2014 Plan will continue to govern any outstanding awards thereunder.
  (3) Includes 336,749 shares issuable pursuant to outstanding restricted stock units, which do not have an exercise price.

 

Item 13. Certain Relationships and Related Transactions, and Directors Independence

 

The information required by Item 13 is incorporated by reference to the 2024 Proxy Statement.

 

Item 14. Principal Accountant Fees and Services

 

The information required by Item 14 is incorporated by reference to the 2024 Proxy Statement.

 

120
Table of Contents

 

PART IV

 

Item 15. Exhibit and Financial Statement Schedules

 

(a)

Documents Filed as Part of this Report.

 

 

(1)

The following financial statements are incorporated by reference from Item 8. Financial Statements and Supplementary Data hereof:

 

Report of Independent Registered Public Accounting Firms (PCAOB ID: 171)

Consolidated Balance Sheets as of December 31, 2023 and 2022

Consolidated Statements of Income for the Years Ended December 31, 2023, 2022 and 2021

Consolidated Statements of Comprehensive (Loss) Income for the Years Ended December 31, 2023, 2022 and 2021

Consolidated Statements of Changes in Stockholders’ Equity for the Years Ended December 31, 2023, 2022 and 2021

Consolidated Statements of Cash Flows for the Years Ended December 31, 2023, 2022 and 2021

Notes to Consolidated Financial Statements 

 

 

(2)

All schedules for which provision is made in the applicable accounting regulations of the SEC are omitted because of the absence of conditions under which they are required or because the required information is included in the consolidated financial statements and related notes thereto.

 

 

(3)

The following exhibits are filed as part of this Form 10-K, and this list includes the Exhibit Index.

 

Exhibit Number

  

Description

  

Location

2.1

  

Agreement and Plan of Reorganization dated January 21, 2021 by and among Investar Holding Corporation, Cheaha Financial Group, Inc. and High Point Acquisition, Inc.

  

Exhibit 2.1 to the Current Report on Form 8-K of the Company filed January 25, 2021 and incorporated herein by reference
         

3.1

  

Restated Articles of Incorporation of Investar Holding Corporation

  

Exhibit 3.1 to the Registration Statement on Form S-1 of the Company filed May 16, 2014 and incorporated herein by reference
         

3.2

  

Amended and Restated By-laws of Investar Holding Corporation

  

Exhibit 3.2 to the Registration Statement on Form S-4 of the Company filed October 10, 2017 and incorporated herein by reference
         

4.1

  

Specimen Common Stock Certificate

  

Exhibit 4.1 to the Registration Statement on Form S-1 of the Company filed May 16, 2014 and incorporated herein by reference
         

4.2

  

Description of Registrant’s Securities Registered under Section 12 of the Securities Exchange Act of 1934

   Exhibit 4.2 to the Annual Report on Form 10-K of the Company filed March 9, 2022 and incorporated herein by reference
         

4.3

  

Form of 5.125% Fixed to Floating Rate Subordinated Note due 2029

  

Exhibit 4.1 to the Current Report on Form 8-K filed November 14, 2019 and incorporated herein by reference
         

4.4

   Indenture, dated April 6, 2022, by and among Investar Holding Corporation and UMB Bank, National Association, as trustee  

Exhibit 4.1 to the Current Report on Form 8-K filed with the SEC on April 7, 2022 and incorporated herein by reference.
         
4.5   Form of 5.125% Fixed-to-Floating Rate Subordinated Note due 2032   Exhibit 4.2 to the Current Report on Form 8-K filed with the SEC on April 7, 2022 and incorporated herein by reference

 

121
Table of Contents

 

10.1

  

Form of the Director Support Agreement, dated October 10, 2018, among Investar Holding Corporation, Mainland Bank and all of the directors of Mainland Bank parties thereto

  

Exhibit 10.3 to the Registration Statement on Form S-4 of the Company filed November 30, 2018 and incorporated herein by reference
         

10.2*

  

Employment Agreement, dated August 1, 2020 by and among Investar Holding Corporation, Investar Bank, National Association, and John J. D’Angelo

  

Exhibit 10.1 to the Current Report on Form 8-K filed August 6, 2020 and incorporated herein by reference
         
10.3*   Employment Agreement, dated August 1, 2020 by and among Investar Holding Corporation, Investar Bank, National Association, and Christopher L. Hufft   Exhibit 10.2 to the Current Report on Form 8-K filed August 6, 2020 and incorporated herein by reference
         

10.4*

  

Amended and Restated Investar Holding Corporation 2017 Long-Term Incentive Compensation Plan

  

Exhibit 10.1 to the Current Report on Form 8-K filed May 20, 2021 and incorporated herein by reference
         

10.5*

  

Salary Continuation Agreement, dated as of February 28, 2018, by and between Investar Bank and John D’Angelo

  

Exhibit 10.1 to the Current Report on Form 8-K of the Company filed March 1, 2018 and incorporated herein by reference
         

10.6*

  

Supplemental Salary Continuation Agreement, dated May 22, 2019, by and between Investar Bank and John D’Angelo

  

Exhibit 10.1 to the Current Report on Form 8-K of the Company filed May 23, 2019 and incorporated herein by reference
         

10.7*

  

Salary Continuation Agreement, dated as of February 28, 2018, by and between Investar Bank and Christopher Hufft

  

Exhibit 10.2 to the Current Report on Form 8-K of the Company filed March 1, 2018 and incorporated herein by reference
         

10.8*

  

Supplemental Salary Continuation Agreement, dated May 22, 2019, by and between Investar Bank and Christopher Hufft

  

Exhibit 10.2 to the Current Report on Form 8-K of the Company filed May 23, 2019 and incorporated herein by reference
         
10.9*   Separation Agreement & Release with Christopher Hufft, dated November 4, 2022   Exhibit 10.10 to the Annual Report on Form 10-K of the Company filed March 8, 2023 and incorporated herein by reference
         

10.10*

  

Form of Split Dollar Agreement by and between Investar Bank and each executive entering into a Salary Continuation Agreement

  

Exhibit 10.4 to the Current Report on Form 8-K of the Company filed March 1, 2018 and incorporated herein by reference
         

10.11*

  

Form of First Amendment to Split Dollar Agreement by and between Investar Bank and each executive entering into a Supplemental Salary Continuation Agreement

  

Exhibit 10.3 to the Current Report on Form 8-K filed May 23, 2019 and incorporated herein by reference
         
10.12*  

Investar Holding Corporation 2014 Long-Term Incentive Compensation Plan, as amended by Amendment No. 1 to Investar Holding Corporation 2014 Long Term Incentive Plan

  

Exhibit 10.1 to the Registration Statement on Form S-1 of the Company filed May 16, 2014 and, as to Amendment No.1, Exhibit 99.2 to the Registration Statement on Form S-8 of the Company filed October 30, 2014, each of which is incorporated herein by reference
         
10.13*   Amendment to the Split Dollar Agreement between Investar Bank and Christopher Hufft, dated November 1, 2022   Exhibit 10.13 to the Annual Report on Form 10-K of the Company filed March 8, 2023 and incorporated herein by reference
         

10.14*

  

Form of Stock Option Grant Agreement

  

Exhibit 10.2 to the Registration Statement on Form S-1 of the Company filed May 16, 2014 and incorporated herein by reference
         

10.15*

  

Form of Restricted Stock Award Agreement for Employees

  

Exhibit 10.3 to the Annual Report on Form 10-K of the Company filed March 11, 2016 and incorporated herein by reference
         

10.16*

  

Form of Restricted Stock Award Agreement for Non-Employee Directors

  

Exhibit 10.4 to the Annual Report on Form 10-K of the Company filed March 11, 2016 and incorporated herein by reference
         

10.17*

  

Form of Restricted Stock Unit Agreement for Employees

  

Exhibit 10.15 to the Annual Report on Form 10-K of the Company filed March 15, 2019 and incorporated herein by reference
         

10.18*

  

Form of Restricted Stock Unit Agreement for Non-Employee Directors

  

Exhibit 10.16 to the Annual Report on Form 10-K of the Company filed March 15, 2019 and incorporated herein by reference
         

10.19*

  

Investar Holding Corporation 401(k) Plan, as restated effective January 1, 2021

  

Exhibit 10.20 to the Annual Report on Form 10-K of the Company filed March 10, 2021 and incorporated herein by reference

 

122
Table of Contents

 

21.1

  

Subsidiaries of the Registrant

  

Exhibit 21 to the Registration Statement on Form S-1 of the Company filed May 16, 2014 and incorporated herein by reference
         

23.1

  

Consent of Horne LLP

  

Filed herewith
         

31.1

  

Rule 13a-14(a) Certification of Principal Executive Officer of the Company in accordance with Section 302 of the Sarbanes-Oxley Act of 2002

  

Filed herewith
         

31.2

  

Rule 13a-14(a) Certification of Principal Financial Officer of the Company in accordance with Section 302 of the Sarbanes-Oxley Act of 2002

  

Filed herewith
         

32.1

  

Section 1350 Certification of Principal Executive Officer of the Company in accordance with Section 906 of the Sarbanes-Oxley Act of 2002

  

Filed herewith
         

32.2

  

Section 1350 Certification of Principal Financial Officer of the Company in accordance with Section 906 of the Sarbanes-Oxley Act of 2002

  

Filed herewith
         
97.1   Investar Holding Corporation Clawback Policy   Filed herewith

 

101.INS

  

Inline XBRL Instance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document

   Filed herewith
         

101.SCH

  

Inline XBRL Taxonomy Extension Schema Document

   Filed herewith
         

101.CAL

  

Inline XBRL Taxonomy Extension Calculation Linkbase Document

   Filed herewith
         

101.DEF

  

Inline XBRL Taxonomy Extension Definition Linkbase Document

   Filed herewith
         

101.LAB

  

Inline XBRL Taxonomy Extension Label Linkbase Document

   Filed herewith
         

101.PRE

  

Inline XBRL Taxonomy Extension Presentation Linkbase Document

   Filed herewith
         

104

  

Cover Page Interactive Data File (embedded within the Inline XBRL Document and include in Exhibit 101)

   Filed herewith

 

* Management contract or compensatory plan or arrangement.

 

Item 16. Form 10-K Summary

 

Not applicable.

 

123
Table of Contents

 

SIGNATURES

 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

   

INVESTAR HOLDING CORPORATION
       

Date:

March 7, 2024

by:

/s/ John J. D’Angelo
     

John J. D’Angelo
     

President and
     

Chief Executive Officer

 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the date indicated.

 

Date:

March 7, 2024

by:

/s/ John J. D’Angelo
     

John J. D’Angelo
     

President, Chief Executive
     

Officer and Director
     

(Principal Executive Officer)
       

Date:

March 7, 2024

by:

/s/ John R. Campbell
     

John R. Campbell
     

Executive Vice President and
     

Chief Financial Officer
     

(Principal Financial Officer)
       

Date:

March 7, 2024

by:

/s/ Corey E. Moore
      Corey E. Moore
     

Senior Vice President and
     

Chief Accounting Officer
     

(Principal Accounting Officer)
       

Date:

March 7, 2024

by:

/s/ Anita M. Fontenot
     

Anita M. Fontenot
     

Director

 

124
Table of Contents

 

Date:

March 7, 2024

by:

/s/ William H. Hidalgo, Sr.
     

William H. Hidalgo, Sr.
     

Chairman of the Board
       
Date: March 7, 2024 by: /s/ Rose J. Hudson
      Rose J. Hudson
      Director
       

Date:

March 7, 2024

by:

/s/ Gordon H. Joffrion, III
     

Gordon H. Joffrion, III
     

Director
       

Date:

March 7, 2024

by:

/s/ Robert C. Jordan
     

Robert C. Jordan
     

Director
       
Date: March 7, 2024 by: /s/ Julio A. Melara
      Julio A. Melara
      Director
       

Date:

March 7, 2024

by:

/s/ Suzanne O. Middleton
     

Suzanne O. Middleton
     

Director
       

Date:

March 7, 2024

by:

/s/ Andrew C. Nelson, M.D.
     

Andrew C. Nelson, M.D.
     

Director
       

Date:

March 7, 2024

by:

/s/ Frank L. Walker
     

Frank L. Walker
     

Director
       

Date:

March 7, 2024

by:

/s/ James E. Yegge, M.D.
      James E. Yegge, M.D.
      Director

 

125
EX-23.1 2 ex_584975.htm EXHIBIT 23.1 ex_584975.htm

Exhibit 23.1

 

Consent of Independent Registered Public Accounting Firm

 

We consent to the incorporation by reference in the following Registration Statements:

 

 

1.

Registration Statement (Form S-8 No. 333-199692) pertaining to the 2014 Long-Term Incentive Compensation Plan of Investar Holding Corporation,
 

2.

Registration Statement (Form S-8 No. 333-201880) pertaining to the 401(k) Plan of Investar Holding Corporation,
 

3.

Registration Statement (Form S-8 No. 333-218231) pertaining to the 2017 Long-Term Incentive Compensation Plan of Investar Holding Corporation,
  4. Registration Statement (Form S-8 No. 333-258588) pertaining to the Amended and Restated 2017 Long-Term Incentive Compensation Plan of Investar Holding Corporation,
 

5.

Registration Statement (Form S-3 No. 333-215238),
 

6.

Registration Statement (Form S-3MEF No. 333-216851),
 

7.

Registration Statement (Form S-4 No. 333-228621),
 

8.

Registration Statement (Form S-3 No. 333-236315),
 

9.

Registration Statement (Form S-3 No. 333-249912),
  10. Registration Statement (Form S-4 No. 333-265381), and
  11. Registration Statement (Form S-3 No. 333-275784)

 

of Investar Holding Corporation (the “Company”) and any related Prospectus of our reports dated March 7, 2024, related to our audit of the consolidated financial statements and the effectiveness of internal control over financial reporting of the Company included in this Annual Report on Form 10-K for the years ended December 31, 2023 and 2022.

 

 

/s/ HORNE LLP

 

Baton Rouge, Louisiana

March 7, 2024

 

 
 EX-31.1 3 ex_584976.htm EXHIBIT 31.1 ex_584976.htm

Exhibit 31.1

 

CERTIFICATIONS

SECTION 302 CERTIFICATION OF THE CHIEF EXECUTIVE OFFICER

 

I, John J. D’Angelo, President and Chief Executive Officer of Investar Holding Corporation, certify that:

 

1. I have reviewed this annual report on Form 10-K for the year ended December 31, 2023 of Investar Holding Corporation;

 

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

 

a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

 

 

Date:

March 7, 2024

  

/s/ John J. D’Angelo
     

John J. D’Angelo
     

President and Chief Executive Officer
     

(Principal Executive Officer)
 
 EX-31.2 4 ex_584977.htm EXHIBIT 31.2 ex_584977.htm

Exhibit 31.2

 

CERTIFICATIONS

SECTION 302 CERTIFICATION OF THE CHIEF FINANCIAL OFFICER

 

I, John R. Campbell, Chief Financial Officer of Investar Holding Corporation, certify that:

 

1. I have reviewed this annual report on Form 10-K for the year ended December 31, 2023 of Investar Holding Corporation;

 

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

 

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

 

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

 

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

 

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

 

c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

 

d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

 

5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

 

a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

 

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

 

 

 

Date:

March 7, 2024

    

/s/ John R. Campbell
       

John R. Campbell
       

Chief Financial Officer
       

(Principal Financial Officer)
 
 EX-32.1 5 ex_584978.htm EXHIBIT 32.1 ex_584978.htm

Exhibit 32.1

 

CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO 18 U.S.C. SECTION 1350

(AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002)

 

In connection with the Annual Report on Form 10-K of Investar Holding Corporation (the “Company”) for the fiscal year ended December 31, 2023 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), I, John J. D'Angelo, President and Chief Executive Officer of the Company, certify to my knowledge and in my capacity as an officer of the Company, pursuant to 18 U.S.C. 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

 

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company as of and for the periods covered in the Report.

 

 

/s/ John J. D'Angelo
John J. D'Angelo
President and Chief Executive Officer

(Principal Executive Officer)

 

Date: March 7, 2024

 

A signed original of this written statement required by Section 906 has been provided to the Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff upon request. The information furnished herein shall not be deemed to be filed for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.

 

 
 EX-32.2 6 ex_584979.htm EXHIBIT 32.2 ex_584979.htm

Exhibit 32.2

 

CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO 18 U.S.C. SECTION 1350

(AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002)

 

In connection with the Annual Report on Form 10-K of Investar Holding Corporation (the “Company”) for the fiscal year ended December 31, 2023 (the “Report”), I, John R. Campbell, Chief Financial Officer of the Company, certify to my knowledge and in my capacity as an officer of the Company, pursuant to 18 U.S.C. 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

 

(1) The Report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company as of and for the periods covered in the Report.

 

 

/s/ John R. Campbell
John R. Campbell

Chief Financial Officer

(Principal Financial Officer)

 

Date: March 7, 2024

 

A signed original of this written statement required by Section 906 has been provided to the Company and will be retained by the Company and furnished to the Securities and Exchange Commission or its staff upon request. The information furnished herein shall not be deemed to be filed for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933.

 

 
 EX-97.1 7 ex_625286.htm EXHIBIT 97.1 ex_625286.htm

Exhibit 97.1

INVESTAR HOLDING CORPORATION

 

Incentive-Based Compensation Recovery Policy

 

 

The Board of Directors (the “Board”) of Investar Holding Corporation (the “Company”) has determined that it is in the best interests of the Company and its stockholders to adopt this Incentive-Based Compensation Recovery Policy (this “Policy”), which provides for the recovery of certain incentive compensation in the event of an Accounting Restatement (as defined below). This Policy is designed to comply with, and shall be interpreted to be consistent with, Section 10D of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), Rule 10D-1 promulgated under the Exchange Act (“Rule 10D- 1”) and Listing Rule 5608 (the “Listing Standards” of The Nasdaq Stock Market (“NASDAQ”). As required by SEC Rule 10D-1, the Listing Standards require the Company to adopt a compensation recovery policy as set forth in the rule, comply with the policy and provide related disclosures required by and the Listing Standards in applicable filings with the U.S. Securities and Exchange Commission (“SEC”) in order for the Company’s common stock to remain listed on NASDAQ. Capitalized terms not otherwise defined herein have the meanings set forth in Section 2 hereof.

 

1.

Administration

 

Except as specifically set forth herein, this Policy shall be administered by the Compensation Committee of the Board (the “Committee”). The Committee is authorized to interpret and construe this Policy and to make all determinations necessary, appropriate or advisable to administer, and cause the Company to comply with, this Policy, without further action by the Board. Any determinations made by the Committee shall be final and binding on all affected individuals and need not be uniform with respect to each individual covered by the Policy. The Committee is authorized to consult with the full Board, the Audit Committee of the Board, or any other committee of the Board if and to the extent it deems necessary or appropriate to administer, and cause the Company to comply with, this Policy.

 

2.

Definitions

 

As used in this Policy, the following definitions shall apply:

 

 

(a)

“Accounting Restatement” means an accounting restatement of the Company’s financial statements due to the material noncompliance of the Company with any financial reporting requirement under the securities laws, including any required accounting restatement to correct an error in previously issued financial statements (i) that is material to the previously-issued financial statements (commonly referred to as a “Big R” restatement), or (ii) that would result in a material misstatement if the error were corrected in the current period or left uncorrected in the current period (commonly referred to as a “little r” restatement).

 

 

(b)

“Clawback Period” means, with respect to any Accounting Restatement, the three completed fiscal years of the Company immediately preceding the Restatement Date and any transition period (that results from a change in the Company’s fiscal year) of less than nine months within or immediately following those three completed fiscal years.

 

 

(c)

“Code” means the U.S. Internal Revenue Code of 1986, as amended. Any reference to a section of the Code or regulation thereunder includes such section or regulation, any valid regulation or other official guidance promulgated under such section, and any comparable provision of any future legislation or regulation amending, supplementing, or superseding such section or regulation.

 

1
 

 

 

(d)

“Committee” has the meaning set forth in Section 1 hereof.

 

 

(e)

“Covered Executives” means the Company’s current and former executive officers, as determined by the Board in accordance with the definition of executive officer set forth in Rule 10D-1 and the Listing Standards.

 

 

(f)

“Effective Date” means October 2, 2023.

 

 

(g)

“Erroneously Awarded Compensation” has the meaning set forth in Section 4 of this Policy.

 

 

(h)

“Financial Reporting Measures” means measures that are determined and presented in accordance with the accounting principles used in preparing the Company’s financial statements, and all other measures that are derived wholly or in part from such measures. Stock price and total stockholder return (and any measures that are derived wholly or in part from stock price or total stockholder return) shall, for purposes of this Policy, be considered Financial Reporting Measures. For the avoidance of doubt, a Financial Reporting Measure need not be presented within the Company’s financial statements or included in a filing with the SEC.

 

 

(i)

“Incentive-Based Compensation” means any compensation that is granted, earned or vested based wholly or in part upon the attainment of a Financial Reporting Measure.

 

 

(j)

“Restatement Date” shall mean the earlier to occur of (i) the date the Board, a committee of the Board or the officer or officers of the Company authorized to take such action if Board action is not required, concludes, or reasonably should have concluded, that the Company is required to prepare an Accounting Restatement, or (ii) the date a court, regulator or other legally authorized body directs the Company to prepare an Accounting Restatement, in each case regardless of if or when the restated financial statements are publicly disseminated or filed with the SEC.

 

 

3.

Covered Executives; Incentive-Based Compensation

 

This Policy applies to all Incentive-Based Compensation received by a person: (a) on or after the Effective Date (even if approved, awarded, granted or paid prior to the Effective Date); (b) after beginning service as a Covered Executive; (c) who served as a Covered Executive at any time during the performance period for such Incentive-Based Compensation; (d) while the Company had a class of securities listed on a national securities exchange or a national securities association; and (e) during the Clawback Period.

 

For purposes of this Policy, Incentive-Based Compensation is deemed “received” in the Company’s fiscal period during which the Financial Reporting Measure specified in the Incentive-Based Compensation award is attained, even if the payment or grant of the Incentive-Based Compensation occurs after the end of that period. For the avoidance of doubt, Incentive-Based Compensation that is subject to both a Financial Reporting Measure vesting condition and a service-based vesting condition shall be considered received when the relevant Financial Reporting Measure is achieved, even if the Incentive-Based Compensation continues to be subject to the service-based vesting condition.

 

2
 

 

4.

Required Recovery of Erroneously Awarded Compensation in the Event of an Accounting Restatement

 

In the event of an Accounting Restatement, the Company must recover, reasonably promptly, Erroneously Awarded Compensation, in amounts determined pursuant to this Policy and in accordance with Rule 10D- 1 and the Listing Standards, as follows:

 

 

 

(a)

For purposes of this Policy, “Erroneously Awarded Compensation” means, in the event of an Accounting Restatement, the amount of Incentive-Based Compensation received that exceeds the amount of Incentive-Based Compensation that otherwise would have been received had it been determined based on the restated amounts in such Accounting Restatement, computed without regard to any taxes paid by the relevant Covered Executive.

 

 

(i)

With respect to Incentive-Based Compensation based on stock price or total stockholder return, where the amount of Erroneously Awarded Compensation is not subject to mathematical recalculation directly from the information in an Accounting Restatement:

 

 

 

A.

the amount of Erroneously Awarded Compensation will instead be based on a reasonable estimate of the effect of the Accounting Restatement on the stock price or total stockholder return upon which the Incentive-Based Compensation was received; and

 

 

B.

the Company must maintain documentation of the determination of that reasonable estimate and provide such documentation to NASDAQ.

 

 

(ii)

With respect to any compensation plans or programs that take into account Incentive-Based Compensation, the amount of Erroneously Awarded Compensation subject to recovery hereunder includes, but is not limited to, the amount contributed to any notional account based on Erroneously Awarded Compensation and any earnings accrued to date on that notional amount.

 

 

(b)

After an Accounting Restatement, the Committee shall promptly determine the amount of any Erroneously Awarded Compensation received by each Covered Executive and shall promptly provide written notice to each Covered Executive by email, certified mail or overnight mail of the amount of any Erroneously Awarded Compensation and a demand for repayment or return of such compensation.

 

 

(c)

The Committee shall have discretion to determine the appropriate means of recovering Erroneously Awarded Compensation based on the particular facts and circumstances. Notwithstanding the foregoing, except as set forth in Section 5 below, in no event may the Company accept an amount that is less than the amount of Erroneously Awarded Compensation in satisfaction of a Covered Executive’s obligations hereunder.

 

 

(d)

To the extent that the Covered Executive has already reimbursed the Company for any Erroneously Awarded Compensation, the Committee may credit such reimbursed amount against the amount of Erroneously Awarded Compensation that is subject to recovery under this Policy.

 

 

(e)

To the extent that a Covered Executive fails to repay all Erroneously Awarded Compensation to the Company when due, the Company shall take all reasonable and appropriate actions to recover such Erroneously Awarded Compensation from the applicable Covered Executive. The applicable Covered Executive shall be required to reimburse the Company for any and all expenses reasonably incurred (including legal fees) by the Company in recovering such Erroneously Awarded Compensation in accordance with the immediately preceding sentence.

 

Such recovery and reimbursement may include offsetting such Erroneously Awarded Compensation and expenses against any amounts due from the Company or its subsidiaries to the Covered Executive.

 

3
 

 

 

(f)

Recovery under this Policy with respect to a Covered Executive shall not require any finding that such Covered Executive engaged in misconduct or was responsible for any error that caused or contributed to the Accounting Restatement.

 

 

 

(g)

Any action by the Company to recover Erroneously Awarded Compensation under this Policy from a Covered Executive shall not, whether alone or in combination with any other action, event or condition, be deemed (i) “good reason” for resignation or to serve as a basis for a claim of constructive termination under any benefits or compensation arrangement applicable to such Covered Executive, or (ii) to constitute a breach of a contract or other arrangement to which such Covered Executive is party.

 

 

5.

Method of Recovery

 

The Committee shall determine, in its sole discretion, the timing and method for promptly recovering Erroneously Awarded Compensation hereunder, which may include without limitation (a) seeking reimbursement of all or part of any cash or equity-based award, (b) cancelling prior cash or equity-based awards, whether vested or unvested or paid or unpaid, (c) cancelling or offsetting against base salary and/or any planned future cash or equity-based awards, (d) forfeiture of deferred compensation, subject to compliance with Section 409A of the Code, and (e) any other method that does not contravene any applicable law, including without limitation Section 409A of the Code.

 

The Company is authorized and directed pursuant to this Policy to recover Erroneously Awarded Compensation in compliance with this Policy unless the Committee or, in the absence of the Committee, a majority of the independent directors serving on the Board, has determined in good faith that recovery would be impracticable solely for one or more of the following limited reasons, and subject to the following procedural and disclosure requirements:

 

 

●

The direct expense paid to a third party to assist in enforcing the Policy would exceed the amount to be recovered. Before concluding that it would be impracticable to recover any amount of Erroneously Awarded Compensation based on the expense of enforcement, the Committee must make reasonable attempts to recover such Erroneously Awarded Compensation, document such reasonable attempts to recover and provide that documentation to NASDAQ;

 

 

●

Recovery would violate home country law where that law was adopted prior to November 28, 2022. Before concluding that it would be impracticable to recover any amount of Erroneously Awarded Compensation based on violation of home country law, the Committee must satisfy the applicable opinion and disclosure requirements of Rule 10D-1 and the Listing Standards; or

 

 

●

Recovery would likely cause an otherwise tax-qualified retirement plan, under which benefits are broadly available to employees of the Company, to fail to meet the requirements of 26 U.S.C.

§401(a)(13) or 26 U.S.C. §411(a) and regulations thereunder.

 

6.

No Indemnification of Covered Executives Against Loss of Erroneously Awarded Compensation

 

Notwithstanding the terms of any indemnification or insurance policy, any contractual arrangement with any Covered Executive or any provision of the Company’s or any of its subsidiaries’ governing or organizational documents (such as articles of incorporation, certificates of incorporation, by-laws or similar document) that provides or may be interpreted to provide to the contrary, the Company shall not indemnify any Covered Executives against the loss of any Erroneously Awarded Compensation, including any payment or reimbursement for the cost of third-party insurance purchased by any Covered Executives to fund potential clawback obligations under this Policy.

 

4
 

 

7.

Committee Indemnification

 

Any members of the Committee, and any other members of the Board who assist in the administration of this Policy, shall not be personally liable for any action, determination or interpretation made with respect to this Policy and shall be fully indemnified by the Company to the fullest extent permitted under any articles of incorporation, certificate of incorporation, bylaw, similar organizational document, contract, policy or law applicable to the Company with respect to any such action, determination or interpretation.

 

8.

Effective Date

 

This Policy shall be effective as of the Effective Date. Subject to applicable law, the Committee may affect recovery under this Policy from any amount of compensation approved, awarded, granted, payable or paid to the Covered Executive prior to, on or after the Effective Date.

 

9.

Other Recovery Rights; Company Claims

 

The Board intends that this Policy shall be applied to the fullest extent of the law. Any right of recovery by the Company under this Policy is in addition to, and not in lieu of, any other remedies or rights of recovery that may be available to the Company under applicable law, including Section 304 of the Sarbanes-Oxley Act of 2002, government regulation, or stock exchange listing requirement or pursuant to the terms of any similar policy in any employment agreement, equity award agreement, or other agreement, policy or plan of the Company and any other legal or equitable remedies available to the Company, including those set forth in any corporate governance guidelines that may be adopted or amended by the Board. Notwithstanding the foregoing, unless otherwise required by applicable law, any amounts recovered under any other such recovery, recoupment or clawback rights that would be recoverable under this Policy shall count toward any required recovery under this Policy and vice versa.

 

Nothing contained in this Policy, and no recoupment or recovery as contemplated by this Policy, shall limit any claims, damages or other legal or equitable remedies the Company or any of its affiliates may have against a Covered Executive arising out of or resulting from any actions or omissions by the Covered Executive.

 

10.

Amendment

 

The Board may amend, modify, supplement, rescind or replace all or any portion of this Policy at any time and from time to time in its discretion, and shall amend this Policy as it deems necessary to comply with applicable law or any rules or standards adopted by NASDAQ or other national securities exchange on which the Company’s securities are listed.

 

5
 

 

11.

Acknowledgement of Binding Effect

 

As a condition to continued employment, each Covered Executive shall sign and deliver to the Company, within 60 calendar days following the later of (i) the Effective Date of this Policy or (ii) the date the individual becomes a Covered Executive, the Acknowledgement Form attached hereto as Exhibit A, pursuant to which the Covered Executive agrees to be bound by, and to comply with, the terms and conditions of this Policy. This Policy is binding upon all Covered Executives, even if such Covered Executive fails to execute or deliver the attached Acknowledgment Form to the Company.

 

12.

Severability

 

The provisions in this Policy are intended to be applied to the fullest extent of the law. To the extent that any provision of this Policy is found to be unenforceable or invalid under any applicable law, such provision shall be applied to the maximum extent permitted, and shall automatically be deemed amended in a manner consistent with its objectives to the extent necessary to conform to any limitations required under applicable law.

 

13.

Successors

 

This Policy shall be binding and enforceable against all Covered Executives and their beneficiaries, heirs, executors, administrators or other legal representatives.

 

14.

Governing Law; Jurisdiction and Forum; Waiver of Jury Trial

 

 

(a)

This Policy shall be governed by, and construed and enforced in accordance with, Section 10 of the Exchange Act, Rule 10D-1 and the Listing Standards, and to the extent applicable, the laws of the State of Louisiana.

 

 

(b)

The Company and each Covered Executive: (i) submits to the personal jurisdiction of the United States District Court for the Middle District of Louisiana, and, if the United States District Court for the Middle District of Louisiana lacks jurisdiction, the Louisiana state courts located in Baton Rouge, Louisiana in the event any dispute arises out of this Policy; (ii) agrees that it, he or she will not attempt to deny or defeat such personal jurisdiction by motion or other request for leave from any such court; and (iii) agrees that it, he or she will not bring any proceeding relating to this Policy in any court other than the United States District Court for the Middle District of Louisiana or the Louisiana state courts located in Baton Rouge, Louisiana.

 

 

(c)

The Company and each Covered Executive: (i) waives trial by jury in any action, proceeding, or counterclaim arising out of or in any way connected with this Policy or the administration thereof, and (ii) agrees to refrain from seeking a jury trial in any lawsuit, proceeding, counterclaim or any other litigation procedure based upon, or arising out of, this Policy.

 

15.

Required Policy-Related Filings and Disclosures

 

A copy of this Policy and any amendments thereto will be filed as an exhibit to the Company’s annual report on Form 10-K filed with the SEC. In addition, the Company shall file all disclosures with respect to this Policy in accordance with the requirements of the federal securities laws, including disclosures required by the SEC.

 

 

6
 

 

EXHIBIT A

 

INVESTAR HOLDING CORPORATION

 

INCENTIVE-BASED COMPENSATION RECOVERY POLICY

 

ACKNOWLEDGEMENT FORM

 

By signing below, the undersigned acknowledges and confirms that the undersigned has received and reviewed a copy of the Investar Holding Corporation Incentive-Based Compensation Recovery Policy (as it may be amended, restated, supplemented or otherwise modified from time to time, the “Policy”). Capitalized terms used but not otherwise defined in this Acknowledgement Form (this “Acknowledgement Form”) shall have the meanings ascribed to such terms in the Policy.

 

By signing this Acknowledgement Form, the undersigned further acknowledges and agrees that:

 

 

●

the undersigned is and will continue to be subject to the Policy;
 

●

the Policy will apply both during and after the undersigned’s employment with the Company;
 

●

in the event of any inconsistency between the Policy and the terms of any employment agreement to which the undersigned is a party, or the terms of any compensation plan, program or agreement under which any compensation has been granted, awarded, earned or paid, or any right to indemnification available under state law, any agreement or policy or the Company’s governing or organizational documents, the terms of the Policy shall govern and all such agreements, plans, programs, policies or rights shall be deemed amended to include the terms of this Policy;
 

●

the undersigned will abide by the terms of the Policy, including, without limitation, by returning any Erroneously Awarded Compensation to the Company to the extent required by, and in a manner permitted by, the Policy; and
 

●

the Policy shall be binding and enforceable against the undersigned and the undersigned’s beneficiaries, heirs, executors, administrators and other legal representatives.

 

 

 

 

                                                                                                                                                                                                                     Covered Executive

 

 

 

                                                                                                                                                                                                                                                                                                                                          __________________________________

                                                                                                                                                                                                                                                                                                                                          Signature

 

 

 

                                                                                                                                                                                                                                                                                                                                          __________________________________

                                                                                                                                                                                                                                                                                                                                          Printed Name

 

 

 

                                                                                                                                                                                                                                                                                                                                           __________________________________

                                                                                                                                                                                                                                                                                                                                           Date

 
 EX-101.SCH 8 istr-20231231.xsd XBRL TAXONOMY EXTENSION SCHEMA 000 - Document - Document And Entity Information link:calculationLink link:definitionLink link:presentationLink 001 - Statement - Consolidated Balance Sheets link:calculationLink link:definitionLink link:presentationLink 002 - Statement - Consolidated Balance Sheets (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 003 - Statement - Consolidated Statements of Income link:calculationLink link:definitionLink link:presentationLink 004 - Statement - Consolidated Statements of Comprehensive Income (Loss) link:calculationLink link:definitionLink link:presentationLink 005 - Statement - Consolidated Statements of Comprehensive Income (Loss) (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 006 - Statement - Consolidated Statements of Changes in Stockholders' Equity link:calculationLink link:definitionLink link:presentationLink 007 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) link:calculationLink link:definitionLink link:presentationLink 008 - Statement - Consolidated Statements of Cash Flows link:calculationLink link:definitionLink link:presentationLink 009 - Disclosure - Note 1 - Summary of Significant Accounting Policies link:calculationLink link:definitionLink link:presentationLink 010 - Disclosure - Note 2 - Investment Securities link:calculationLink link:definitionLink link:presentationLink 011 - Disclosure - Note 3 - Loans and Allowance for Credit Losses link:calculationLink link:definitionLink link:presentationLink 012 - Disclosure - Note 4 - Other Real Estate Owned link:calculationLink link:definitionLink link:presentationLink 013 - Disclosure - Note 5 - Bank Premises and Equipment link:calculationLink link:definitionLink link:presentationLink 014 - Disclosure - Note 6 - Leases link:calculationLink link:definitionLink link:presentationLink 015 - Disclosure - Note 7 - Goodwill and Other Intangible Assets link:calculationLink link:definitionLink link:presentationLink 016 - Disclosure - Note 8 - Deposits link:calculationLink link:definitionLink link:presentationLink 017 - Disclosure - Note 9 - Securities Sold Under Agreements to Repurchase link:calculationLink link:definitionLink link:presentationLink 018 - Disclosure - Note 10 - Subordinated Debt Securities link:calculationLink link:definitionLink link:presentationLink 019 - Disclosure - Note 11 - Other Borrowed Funds link:calculationLink link:definitionLink link:presentationLink 020 - Disclosure - Note 12 - Derivative Financial Instruments link:calculationLink link:definitionLink link:presentationLink 021 - Disclosure - Note 13 - Stockholders' Equity link:calculationLink link:definitionLink link:presentationLink 022 - Disclosure - Note 14 - Stock-Based Compensation link:calculationLink link:definitionLink link:presentationLink 023 - Disclosure - Note 15 - Employee Benefit Plans link:calculationLink link:definitionLink link:presentationLink 024 - Disclosure - Note 16 - Income Taxes link:calculationLink link:definitionLink link:presentationLink 025 - Disclosure - Note 17 - Fair Values of Financial Instruments link:calculationLink link:definitionLink link:presentationLink 026 - Disclosure - Note 18 - Regulatory Matters link:calculationLink link:definitionLink link:presentationLink 027 - Disclosure - Note 19 - Commitments and Contingencies link:calculationLink link:definitionLink link:presentationLink 028 - Disclosure - Note 20 - Transactions with Related Parties link:calculationLink link:definitionLink link:presentationLink 029 - Disclosure - Note 21 - Parent Company Only Financial Statements link:calculationLink link:definitionLink link:presentationLink 030 - Disclosure - Note 22 - Earnings Per Share link:calculationLink link:definitionLink link:presentationLink 031 - Disclosure - Note 23 - Subsequent Events link:calculationLink link:definitionLink link:presentationLink 995478 - Disclosure - Significant Accounting Policies (Policies) link:calculationLink link:definitionLink link:presentationLink 995479 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Tables) link:calculationLink link:definitionLink link:presentationLink 995480 - Disclosure - Note 2 - Investment Securities (Tables) link:calculationLink link:definitionLink link:presentationLink 995481 - Disclosure - Note 3 - Loans and Allowance for Credit Losses (Tables) link:calculationLink link:definitionLink link:presentationLink 995482 - Disclosure - Note 4 - Other Real Estate Owned (Tables) link:calculationLink link:definitionLink link:presentationLink 995483 - Disclosure - Note 5 - Bank Premises and Equipment (Tables) link:calculationLink link:definitionLink link:presentationLink 995484 - Disclosure - Note 6 - Leases (Tables) link:calculationLink link:definitionLink link:presentationLink 995485 - Disclosure - Note 7 - Goodwill and Other Intangible Assets (Tables) link:calculationLink link:definitionLink link:presentationLink 995486 - Disclosure - Note 8 - Deposits (Tables) link:calculationLink link:definitionLink link:presentationLink 995487 - Disclosure - Note 11 - Other Borrowed Funds (Tables) link:calculationLink link:definitionLink link:presentationLink 995488 - Disclosure - Note 13 - Stockholders' Equity (Tables) link:calculationLink link:definitionLink link:presentationLink 995489 - Disclosure - Note 14 - Stock-Based Compensation (Tables) link:calculationLink link:definitionLink link:presentationLink 995490 - Disclosure - Note 16 - Income Taxes (Tables) link:calculationLink link:definitionLink link:presentationLink 995491 - Disclosure - Note 17 - Fair Values of Financial Instruments (Tables) link:calculationLink link:definitionLink link:presentationLink 995492 - Disclosure - Note 18 - Regulatory Matters (Tables) link:calculationLink link:definitionLink link:presentationLink 995493 - Disclosure - Note 19 - Commitments and Contingencies (Tables) link:calculationLink link:definitionLink link:presentationLink 995494 - Disclosure - Note 21 - Parent Company Only Financial Statements (Tables) link:calculationLink link:definitionLink link:presentationLink 995495 - Disclosure - Note 22 - Earnings Per Share (Tables) link:calculationLink link:definitionLink link:presentationLink 995496 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995497 - Disclosure - Note 1 - Summary of Significant Accounting Policies - ASU 2016-13 Cumulative Effect Adjustment (Details) link:calculationLink link:definitionLink link:presentationLink 995498 - Disclosure - Note 2 - Investment Securities (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995499 - Disclosure - Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as AFS (Details) link:calculationLink link:definitionLink link:presentationLink 995500 - Disclosure - Note 2 - Investment Securities - Sales of Investments Classified as AFS (Details) link:calculationLink link:definitionLink link:presentationLink 995501 - Disclosure - Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as HTM (Details) link:calculationLink link:definitionLink link:presentationLink 995502 - Disclosure - Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as AFS (Details) link:calculationLink link:definitionLink link:presentationLink 995503 - Disclosure - Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as HTM (Details) link:calculationLink link:definitionLink link:presentationLink 995504 - Disclosure - Note 2 - Investment Securities - Contractual Maturity (Details) link:calculationLink link:definitionLink link:presentationLink 995505 - Disclosure - Note 3 - Loans and Allowance for Credit Losses (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995506 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Summary of Loans by Categories (Details) link:calculationLink link:definitionLink link:presentationLink 995507 - Disclosure - Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of Loans (Details) link:calculationLink link:definitionLink link:presentationLink 995508 - Disclosure - Note 3 - Loans and Allowance for Loan Losses - Schedule of Nonaccrual Loans (Details) link:calculationLink link:definitionLink link:presentationLink 995509 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details) link:calculationLink link:definitionLink link:presentationLink 995510 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Loans to Related Parties (Details) link:calculationLink link:definitionLink link:presentationLink 995511 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) link:calculationLink link:definitionLink link:presentationLink 995512 - Disclosure - Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details) link:calculationLink link:definitionLink link:presentationLink 995513 - Disclosure - Note 3 - Loans And Allowance For Loan Losses - Summary of TDR Pre- and Post-modification Outstanding Recorded Investments by Loan Categories (Details) link:calculationLink link:definitionLink link:presentationLink 995514 - Disclosure - Note 3 - Loans and Allowance for Loan Losses - Summary of Accruing and Nonaccrual TDRs (Details) link:calculationLink link:definitionLink link:presentationLink 995515 - Disclosure - Note 3 - Loans and Allowance For Loan Losses - Summary of Average Recorded Investment and Interest Income Recognized for TDRs (Details) link:calculationLink link:definitionLink link:presentationLink 995516 - Disclosure - Note 4 - Other Real Estate Owned (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995517 - Disclosure - Note 4 - Other Real Estate Owned - Real Estate Owned (Details) link:calculationLink link:definitionLink link:presentationLink 995518 - Disclosure - Note 5 - Bank Premises and Equipment (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995519 - Disclosure - Note 5 - Bank Premises and Equipment - Bank Premises and Equipment (Details) link:calculationLink link:definitionLink link:presentationLink 995520 - Disclosure - Note 6 - Leases (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995521 - Disclosure - Note 6 - Leases - Quantitative Information Regarding Operating Leases (Details) link:calculationLink link:definitionLink link:presentationLink 995522 - Disclosure - Note 6 - Leases - Future Minimum Lease Payment (Details) link:calculationLink link:definitionLink link:presentationLink 995523 - Disclosure - Note 7 - Goodwill and Other Intangible Assets (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995524 - Disclosure - Note 7 - Goodwill and Other Intangible Assets - Core Deposit Intangible Assets (Details) link:calculationLink link:definitionLink link:presentationLink 995525 - Disclosure - Note 7 - Goodwill and Other Intangible Assets - Amortization Schedule for Core Deposit Intangible Assets (Details) link:calculationLink link:definitionLink link:presentationLink 995526 - Disclosure - Note 8 - Deposits (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995527 - Disclosure - Note 8 - Deposits - Deposits (Details) link:calculationLink link:definitionLink link:presentationLink 995528 - Disclosure - Note 8 - Deposits - Scheduled Maturates of Time Deposits (Details) link:calculationLink link:definitionLink link:presentationLink 995529 - Disclosure - Note 9 - Securities Sold Under Agreements to Repurchase (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995530 - Disclosure - Note 10 - Subordinated Debt Securities (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995531 - Disclosure - Note 11 - Other Borrowed Funds (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995532 - Disclosure - Note 11 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details) link:calculationLink link:definitionLink link:presentationLink 995533 - Disclosure - Note 11 - Other Borrowing Funds - Junior Subordinated Debt (Details) link:calculationLink link:definitionLink link:presentationLink 995534 - Disclosure - Note 12 - Derivative Financial Instruments (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995535 - Disclosure - Note 13 - Stockholders' Equity (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995536 - Disclosure - Note 13 - Stockholders' Equity - Accumulated Other Comprehensive Income (Loss) (Details) link:calculationLink link:definitionLink link:presentationLink 995537 - Disclosure - Note 14 - Stock-Based Compensation (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995538 - Disclosure - Note 14 - Stock-Based Compensation - Schedule of Stock Option Activity (Details) link:calculationLink link:definitionLink link:presentationLink 995539 - Disclosure - Note 14 - Stock-Based Compensation - Restricted Stock and Restricted Stock Units (Details) link:calculationLink link:definitionLink link:presentationLink 995540 - Disclosure - Note 14 - Stock-Based Compensation Summarizes Restricted Stock and RSU Activity (Details) link:calculationLink link:definitionLink link:presentationLink 995541 - Disclosure - Note 15 - Employee Benefit Plans (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995542 - Disclosure - Note 16 - Income Taxes (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995543 - Disclosure - Note 16 - Income Taxes - Income Tax Expense (Details) link:calculationLink link:definitionLink link:presentationLink 995544 - Disclosure - Note 16 - Income Taxes - Summary of Provision for Federal Income Taxes (Details) link:calculationLink link:definitionLink link:presentationLink 995545 - Disclosure - Note 16 - Income Taxes - Summary of Deferred Tax Assets and Liabilities (Details) link:calculationLink link:definitionLink link:presentationLink 995546 - Disclosure - Note 17 - Fair Values of Financial Instruments (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995547 - Disclosure - Note 17 - Fair Values of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) link:calculationLink link:definitionLink link:presentationLink 995548 - Disclosure - Note 17 - Fair Values of Financial Instruments - Reconciliation for Assets Measured at Fair Value on Recurring Basis Using significant Unobservable Inputs (Details) link:calculationLink link:definitionLink link:presentationLink 995549 - Disclosure - Note 17 - Fair Values of Financial Instruments - Quantitative Information About Significant Unobservable Inputs Used in Fair Value Measurement (Details) link:calculationLink link:definitionLink link:presentationLink 995550 - Disclosure - Note 17 - Fair Values of Financial Instruments - Estimated Fair Value of Financial Instruments (Details) link:calculationLink link:definitionLink link:presentationLink 995551 - Disclosure - Note 18 - Regulatory Matters (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995552 - Disclosure - Note 18 - Regulatory Matters - Summary of Actual Capital Amounts and Ratios (Details) link:calculationLink link:definitionLink link:presentationLink 995553 - Disclosure - Note 19 - Commitments and Contingencies (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995554 - Disclosure - Note 19 - Commitments and Contingencies - Commitments to Extend Credit (Details) link:calculationLink link:definitionLink link:presentationLink 995555 - Disclosure - Note 20 - Transactions with Related Parties (Details Textual) link:calculationLink link:definitionLink link:presentationLink 995556 - Disclosure - Note 21 - Parent Company Only Financial Statements - Balance Sheets (Details) link:calculationLink link:definitionLink link:presentationLink 995557 - Disclosure - Note 21 - Parent Company Only Financial Statements - Statements of Operations (Details) link:calculationLink link:definitionLink link:presentationLink 995558 - Disclosure - Note 21 - Parent Company Only Financial Statements - Statements of Cash Flows (Details) link:calculationLink link:definitionLink link:presentationLink 995559 - Disclosure - Note 22 - Earnings Per Share - Earnings Per Share (Details) link:calculationLink link:definitionLink link:presentationLink 995560 - Disclosure - Note 22 - Earnings Per Share - Antidilutive Securities (Details) link:calculationLink link:definitionLink link:presentationLink EX-101.CAL 9 istr-20231231_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE EX-101.DEF 10 istr-20231231_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE EX-101.LAB 11 istr-20231231_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Document And Entity Information Dividend yield Due after ten years, AFS, fair value us-gaap_DerivativeGainLossOnDerivativeNet Derivative, Gain (Loss) on Derivative, Net Note To Financial Statement Details Textual Significant Accounting Policies Note 1 - Summary of Significant Accounting Policies Due within one year, AFS, amortized cost Note 2 - Investment Securities Risk-free interest rate Note 3 - Loans and Allowance for Credit Losses Due within one year, AFS, fair value Note 4 - Other Real Estate Owned Due after one year through five years, AFS, fair value Note 5 - Bank Premises and Equipment Due after five years through ten years, AFS, fair value Note 6 - Leases Note 7 - Goodwill and Other Intangible Assets Residential Mortgage-Backed Securities [Member] Note 8 - Deposits Commercial Mortgage-Backed Securities [Member] Note 11 - Other Borrowed Funds Note 13 - Stockholders' Equity Unrealized gain (loss), available for sale, net of tax expense (benefit) of $951, ($12,993), and ($694), respectively Note 14 - Stock-Based Compensation Note 16 - Income Taxes Expected volatility Note 17 - Fair Values of Financial Instruments us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax Reclassification of realized loss (gain), available for sale, net of tax benefit (expense) of $67, ($1), and ($488), respectively Note 18 - Regulatory Matters Note 19 - Commitments and Contingencies Investment securities: Note 21 - Parent Company Only Financial Statements Commercial Real Estate [Member] Note 22 - Earnings Per Share Expected term (in years) (Year) Note 1 - Summary of Significant Accounting Policies - ASU 2016-13 Cumulative Effect Adjustment (Details) Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as AFS (Details) Note 2 - Investment Securities - Sales of Investments Classified as AFS (Details) Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as HTM (Details) US States and Political Subdivisions Debt Securities [Member] Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as AFS (Details) Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as HTM (Details) Note 2 - Investment Securities - Contractual Maturity (Details) Note 3 - Loans and Allowance for Credit Losses - Summary of Loans by Categories (Details) Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of Loans (Details) Note 3 - Loans and Allowance for Loan Losses - Schedule of Nonaccrual Loans (Details) Note 3 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details) Note 3 - Loans and Allowance for Credit Losses - Loans to Related Parties (Details) us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss Obligations of the U.S. Treasury and U.S. government agencies and corporations Note 3 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) Granted, weighted average grant date fair value (in dollars per share) us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss Obligations of the U.S. Treasury and U.S. government agencies and corporations Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details) Earned and issued, weighted average grant date fair value (in dollars per share) Forfeited, weighted average grant date fair value (in dollars per share) Note 3 - Loans And Allowance For Loan Losses - Summary of TDR Pre- and Post-modification Outstanding Recorded Investments by Loan Categories (Details) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue Balance, beginning of period, weighted average grant date fair value (in dollars per share) Balance, end of period, weighted average grant date fair value (in dollars per share) Note 3 - Loans and Allowance for Loan Losses - Summary of Accruing and Nonaccrual TDRs (Details) Note 3 - Loans and Allowance For Loan Losses - Summary of Average Recorded Investment and Interest Income Recognized for TDRs (Details) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod Forfeited, shares (in shares) Note 4 - Other Real Estate Owned - Real Estate Owned (Details) Note 5 - Bank Premises and Equipment - Bank Premises and Equipment (Details) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber Balance, shares (in shares) Balance, shares (in shares) us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss Obligations of the U.S. Treasury and U.S. government agencies and corporations Note 6 - Leases - Quantitative Information Regarding Operating Leases (Details) Note 6 - Leases - Future Minimum Lease Payment (Details) US Government Corporations and Agencies Securities [Member] Note 7 - Goodwill and Other Intangible Assets - Core Deposit Intangible Assets (Details) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares) Note 7 - Goodwill and Other Intangible Assets - Amortization Schedule for Core Deposit Intangible Assets (Details) Corporate Debt Securities [Member] Note 8 - Deposits - Deposits (Details) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod Earned and issued, shares (in shares) Note 8 - Deposits - Scheduled Maturates of Time Deposits (Details) Note 11 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details) Note 11 - Other Borrowing Funds - Junior Subordinated Debt (Details) Note 13 - Stockholders' Equity - Accumulated Other Comprehensive Income (Loss) (Details) Note 14 - Stock-Based Compensation - Schedule of Stock Option Activity (Details) Note 14 - Stock-Based Compensation - Restricted Stock and Restricted Stock Units (Details) Note 14 - Stock-Based Compensation Summarizes Restricted Stock and RSU Activity (Details) Note 16 - Income Taxes - Income Tax Expense (Details) Exercisable, weighted average price (in dollars per share) Note 16 - Income Taxes - Summary of Provision for Federal Income Taxes (Details) Exercisable, weighted average remaining contractual term (Year) Note 16 - Income Taxes - Summary of Deferred Tax Assets and Liabilities (Details) us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions Note 17 - Fair Values of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions Note 17 - Fair Values of Financial Instruments - Reconciliation for Assets Measured at Fair Value on Recurring Basis Using significant Unobservable Inputs (Details) Obligations of the U.S. Treasury and U.S. government agencies and corporations us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition Note 17 - Fair Values of Financial Instruments - Quantitative Information About Significant Unobservable Inputs Used in Fair Value Measurement (Details) Note 17 - Fair Values of Financial Instruments - Estimated Fair Value of Financial Instruments (Details) Note 18 - Regulatory Matters - Summary of Actual Capital Amounts and Ratios (Details) Exercisable, shares (in shares) Note 19 - Commitments and Contingencies - Commitments to Extend Credit (Details) Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block] Note 21 - Parent Company Only Financial Statements - Balance Sheets (Details) Outstanding, weighted average remaining contractual term (Year) Note 21 - Parent Company Only Financial Statements - Statements of Operations (Details) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value Obligations of the U.S. Treasury and U.S. government agencies and corporations us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months Note 21 - Parent Company Only Financial Statements - Statements of Cash Flows (Details) Weighted average grant date fair value (in dollars per share) Obligations of the U.S. Treasury and U.S. government agencies and corporations us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger Note 22 - Earnings Per Share - Earnings Per Share (Details) Note 22 - Earnings Per Share - Antidilutive Securities (Details) Notes To Financial Statements Notes To Financial Statements [Abstract] Financial Instruments [Domain] us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds Repayments/changes in relationship us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice Outstanding, weighted average price (in dollars per share) Outstanding, weighted average price (in dollars per share) Deposits [Member] Forfeited, weighted average price (in dollars per share) Financial Instrument [Axis] New loans/changes in relationship us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend Financing Receivable, Modified, Commitment to Lend Granted, weighted average price (in dollars per share) Exercised, weighted average price (in dollars per share) Lessee, Operating Leases [Text Block] us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber Outstanding, shares (in shares) Outstanding, shares (in shares) Loans, Notes, Trade and Other Receivables Disclosure [Text Block] us-gaap_PolicyTextBlockAbstract Accounting Policies Gross gains us-gaap_DebtSecuritiesAvailableForSaleRealizedGain us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares) us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss Gross losses us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized Share-based Compensation Arrangement by Share-based Payment Award, Number of Additional Shares Authorized (in shares) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1 Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period (Year) us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage istr_DebtSecuritiesAvailableforsaleUnrealizedLossPositionPercentOfSecuritiesCostBasis Debt Securities, Available-for-Sale, Unrealized Loss Position, Percent of Securities Cost Basis The percent of securities cost basis for the unrealized loss position of debt securities available for sale. LIABILITIES istr_FinancingReceivableNonaccrualAcquiredWithCreditImpairment Financing Receivable, Nonaccrual, Acquired With Credit Impairment The amount of nonaccrual financing receivable acquired with credit impairment. istr_DebtSecuritiesAvailableforsaleUnrealizedLossPositionPercentOfAmortizedCostOfInvestmentSecuritiesPortfolio Debt Securities, Available-for-Sale, Unrealized Loss Position, Percent of Amortized Cost of Investment Securities Portfolio The percent of amortized cost of investment securities portfolio for unrealized loss position of debt securities available for sale. Vesting [Axis] Vesting [Domain] Share-Based Payment Arrangement, Tranche One [Member] Share-Based Payment Arrangement, Tranche Two [Member] us-gaap_Assets Total assets Plan Name [Axis] Plan Name [Domain] us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount Offsetting Interest Rate Swap [Member] Related to offsetting interest rate swaps. us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount Compensation and Employee Benefit Plans, Other than Share-Based Compensation [Text Block] us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year) Deferred tax asset Share-Based Payment Arrangement [Text Block] Other assets Award Type [Domain] Award Type [Axis] us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization Accumulated amortization us-gaap_FiniteLivedIntangibleAssetsNet Finite-Lived Intangible Assets, Net Standby Letters of Credit [Member] Gross carrying amount Loss Contingency, Nature [Domain] Trademark intangible Indefinite-Lived Trademarks Loss Contingency Nature [Axis] Bank Servicing [Member] Commitments and Contingencies Disclosure [Text Block] Bank premises and equipment, accumulated depreciation Bank premises and equipment, net of accumulated depreciation of $19,476 and $22,025, respectively us-gaap_Goodwill Goodwill Bank premises and equipment, gross Property, Plant and Equipment, Gross Loans Loans Financing Receivable, before Allowance for Credit Loss us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue Net change in value of bank owned life insurance Interest rate swaps - gross assets us-gaap_DerivativeAssets Derivative Asset 2033, weighted average rate Weighted average interest rate of advance from Federal Home Loan Bank (FHLBank) due in thirteenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach). istr_FederalHomeLoanBankAdvanceMaturityYearThirteenth 2033 Amount of advance from Federal Home Loan Bank (FHLBank) maturing in thirteenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach). us-gaap_DebtSecurities Debt Securities Derivative Instrument [Axis] Derivative Contract [Domain] Obligations of the U.S. Treasury and U.S. government agencies and corporations Available for sale securities at fair value (amortized cost of $419,283 and $467,316, respectively) Debt Securities, Available-for-Sale Total debt securities, AFS, fair value Amortized Cost Held to maturity securities at amortized cost (estimated fair value of $20,513 and $7,922, respectively) Total debt securities, HTM, amortized cost Income from insurance proceeds Amount of income from insurance proceeds during period. Equity securities us-gaap_EquitySecuritiesFvNi us-gaap_IncomeLossFromEquityMethodInvestments Equity in undistributed earnings of bank subsidiary Investment in bank subsidiary Income tax expense Total income tax expense Income tax benefit Commitments to extend credit us-gaap_UnusedCommitmentsToExtendCredit us-gaap_MortgageLoansInProcessOfForeclosureAmount Mortgage Loans in Process of Foreclosure, Amount us-gaap_OtherRealEstateDisposals Sales of other real estate owned Other Real Estate, Roll Forward [Table Text Block] Additions Other expense us-gaap_OperatingExpenses Total expense us-gaap_DefinedContributionPlanCostRecognized Defined Contribution Plan, Cost istr_GainLossOnSalesOfForeclosedAssets Loss (gain) on sale of other real estate owned, net The net gain (loss) resulting from sales and other disposals of assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceeding or defeasance; excludes write-downs. istr_FederalHomeLoanBankStockDividends FHLB stock dividend Dividends received on federal home loan bank stock. Due after five years through ten years, HTM, amortized cost Due after ten years, HTM, amortized cost us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount Defined Contribution Plan, Employer Discretionary Contribution Amount Distributions from investments Amount of distribution received from investments. us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay Net accretion of purchase accounting adjustments The expense charged against earnings for the periodic recognition of purchase accounting adjustments. Due within one year, HTM, amortized cost Due after one year through five years, HTM, amortized cost Corporate Stock and Mutual Funds [Member] Represents the corporate stock and mutual funds. Interest-bearing balances due from other banks Due within one year, HTM, fair value Due after one year through five years, HTM, fair value Due after five years through ten years, HTM, fair value Due after ten years, HTM, fair value us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss Gross Unrealized Losses Gross Unrealized Gains us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain Salaries and employee benefits Cash and due from banks Nature of Operations Policy [Policy Text Block] Disclosure of accounting policy for nature of operations. Real Estate Owned [Text Block] Amendment Flag City Area Code Use of Estimates, Policy [Policy Text Block] New Accounting Pronouncements, Policy [Policy Text Block] Reclassification, Comparability Adjustment [Policy Text Block] Loss on sale or disposition of fixed assets, net Gain (Loss) on Disposition of Property Plant Equipment Loss on sale or disposition of fixed assets, net (Loss) gain on sale of other real estate owned, net Gain on sale of loans Gain on sale of loans Current Fiscal Year End Date us-gaap_NotesReceivableNet Loans, net Accrued interest receivable Document Fiscal Period Focus (Loss) gain on call or sale of investment securities, net Loss (gain) on call or sale of investment securities, net Document Fiscal Year Focus Consolidation, Policy [Policy Text Block] Document Period End Date Entity File Number Tier 1 leverage capital, actual ratio Entity Emerging Growth Company Tier 1 leverage capital, well capitalized ratio Document Type us-gaap_GainsLossesOnExtinguishmentOfDebt Loss on early extinguishment of subordinated debt Total risk-based capital, well capitalized ratio Entity Small Business Entity Shell Company Common Equity Tier 1 risk-based capital, actual ratio Document Information [Line Items] Document Information [Table] Total risk-based capital, actual ratio Entity Public Float Entity Filer Category Tier 1 risk-based capital, actual ratio Entity Current Reporting Status Entity Voluntary Filers Acquisition expense Tier 1 risk-based capital, well capitalized ratio Entity Well-known Seasoned Issuer Total risk-based capital, actual amount Total risk-based capital, well capitalized amount Bank owned life insurance Tier 1 leverage capital, actual amount istr_LoanParticipationsAndWholeLoansSoldToAndServicedForOthersNotOnBalanceSheet Loan Participations and Whole Loans Sold to and Serviced for Others Not on Balance Sheet Principal balance on loan participations and whole loans sold and serviced for others that is excluded from the balance sheet. istr_LoanParticipationsAndWholeLoansSoldToAndServicedForOthersUnpaidPrincipalBalance Loan Participations and Whole Loans Sold to and Serviced For Others Unpaid Principal Balance Unpaid principal balance on loan participations and whole loans sold and serviced for others, including the portion that was sold and not reflected on the balance sheet. Tier 1 leverage capital, well capitalized amount Debt Securities, Held-to-Maturity [Table Text Block] Common Equity Tier 1 risk-based capital, actual amount Statement of Comprehensive Income [Abstract] Entity Tax Identification Number Common Equity Tier 1 risk-based capital, well capitalized amount Entity Central Index Key Depreciation and amortization Depreciation, Depletion and Amortization, Nonproduction Tier 1 risk-based capital, actual amount Entity Registrant Name Tier 1 risk-based capital, well capitalized amount Entity [Domain] Legal Entity [Axis] Real Estate Portfolio Segment [Member] Portfolio segment of the company's total financing receivables related to real estate. Entity Address, Address Line One 1-4 Family [Member] Represents the 1-4 family real estate loans. istr_FinancingReceivableAllowanceForCreditLossWriteoffReversal Charge-offs Amount of writeoff (reversal) of financing receivable, charged against allowance for credit loss. us-gaap_AmortizationOfIntangibleAssets Amortization of Intangible Assets ecd_NonRule10b51ArrTrmntdFlag Non-Rule 10b5-1 Arrangement Terminated [Flag] Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] Allowance for credit losses Less: allowance for credit losses Balance, beginning of period Balance, end of period Entity Address, City or Town ecd_Rule10b51ArrTrmntdFlag Rule 10b5-1 Arrangement Terminated [Flag] ecd_Rule10b51ArrAdoptedFlag Rule 10b5-1 Arrangement Adopted [Flag] Entity Address, Postal Zip Code Regulatory Capital Requirements under Banking Regulations [Text Block] Multifamily Loans [Member] Represents multifamily loans. us-gaap_OtherRealEstate Balance, beginning of period Balance, end of period Farmland [Member] Represents farmland loans. Entity Address, State or Province ecd_NonRule10b51ArrAdoptedFlag Non-Rule 10b5-1 Arrangement Adopted [Flag] Commercial Real Estate Loan [Member] Represents the commercial real estate loan. Material Terms of Trading Arrangement [Text Block] Other real estate owned, net Repossessed Assets Entity Common Stock, Shares Outstanding Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] Professional fees Marketing Trading Symbol Data processing Occupancy Occupancy, Net Local Phone Number us-gaap_TableTextBlock Notes Tables 2023, weighted average rate 2024, weighted average rate Real Estate Owned, Valuation Allowance, Policy [Policy Text Block] Restricted Stock and Restricted Stock Units [Member] Represents restricted stock and restricted stock units. us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate 2024 us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds Fair Value Held to maturity securities, far value Total debt securities, HTM, fair value us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1 Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged us-gaap_CashCashEquivalentsAndFederalFundsSold Cash and cash equivalents Federal funds sold us-gaap_DerivativeInstrumentsGainLossRecognizedInIncomeIneffectivePortionAndAmountExcludedFromEffectivenessTestingNet Derivative Instruments, Gain (Loss) Recognized in Income, Ineffective Portion and Amount Excluded from Effectiveness Testing, Net Forward Starting Interest Rate Swap [Member] Derivative contracts where two parties agree to exchange a fixed or floating rate cash flow for the other over a period of time. us-gaap_InterestExpense Total interest expense Weighted average rate Amortization of subordinated debt issuance costs us-gaap_DisclosureTextBlockAbstract Notes to Financial Statements Derivative Instruments and Hedging Activities Disclosure [Text Block] Interest on borrowings Goodwill and other intangible assets, net Intangible Assets, Net (Including Goodwill) Impaired loans istr_ImpairedFinancingReceivableFairValue Fair value portion of impaired financing receivable. Impaired loans, measurement input istr_ImpairedFinancingReceivableMeasurementInput Value of input used to measure impaired financing receivable. istr_MaximumRetentionCreditPerEmployee Maximum Retention Credit Per Employee Maximum retention credit per employee. Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] Represents the measurement input as collateral discounts and estimated costs to sell. Subsequent Events [Text Block] Employee Retention Credit [Policy Text Block] Disclosure of accounting policy for employee retention credit. Deposits, interest-bearing istr_InterestBearingDepositLiabilitiesFairValueDisclosure The fair value portion of interest bearing deposit liabilities. Deposits, noninterest-bearing istr_NoninterestBearingDepositLiabilitiesFairValueDisclosure The fair value portion of noninterest bearing deposit liabilities. istr_RetentionCreditPerQuarterPercentageOfWages Retention Credit Per Quarter, Percentage of Wages Retention credit per quarter qualified as a percentage of employee wages. us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive Thereafter istr_RetentionCreditPerEmployeePerQuarter Retention Credit Per Employee Per Quarter Retention credit per employee per quarter. istr_MaximumAmountOfWagesPerQuarterQualifiedForRetentionCredit Maximum Amount of Wages Per Quarter Qualified for Retention Credit Maximum amount of wages per quarter qualified for retention credit. istr_PayrollTaxesReductionAmount Payroll Taxes Reduction Amount Amount of reduction to payroll taxes. us-gaap_DeferredCompensationArrangementWithIndividualCompensationExpense Deferred Compensation Arrangement with Individual, Compensation Expense us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo 2025 Interest on deposits istr_NumberOfBankBranchesClosed Number of Bank Branches Closed The number of bank branches closed. us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree 2026 us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour 2027 Cheaha Statutory Trust I [Member] Represents Cheaha Statutory Trust I. Salaries and Employee Benefits [Member] Represents salaries and employee benefits. us-gaap_OfficersCompensation Salary and Wage, Officer, Excluding Cost of Good and Service Sold us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive 2028 istr_FederalFundsSoldFairValueDisclosure Federal funds sold The fair value portion of federal funds sold. Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block] Segment Reporting, Policy [Policy Text Block] us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths 2024 Tier 1 leverage capital, capital adequacy amount Amount of minimum Tier 1 leverage capital required for capital adequacy as defined by regulatory framework including conservation buffer. Common Equity Tier 1 risk-based capital, capital adequacy amount Amount of minimum Common Equity Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework including conservation buffer. Tier 1 risk-based capital, capital adequacy amount Amount of minimum Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework including conservation buffer. Total risk-based capital, capital adequacy amount Amount of minimum total risk-based capital required for capital adequacy as defined by regulatory framework including conservation buffer. Reserve for unfunded loan commitments(2) Financing Receivable, Commitment to Lend Undisbursed funds of a credit facility in which the borrower may draw upon. TDR [Member] Represents TDR. us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1 Finite-Lived Intangible Assets, Remaining Amortization Period (Year) us-gaap_DeferredCompensationArrangementWithIndividualMaximumContractualTerm1 Deferred Compensation Arrangement with Individual, Maximum Contractual Term (Month) istr_CommitmentToFundInvestmentInSBICQualifiedFunds Commitment to Fund Investment in SBIC Qualified Funds Unfunded commitments to investment in Small Business Investment Company qualified funds. Business Combinations Policy [Policy Text Block] us-gaap_FiniteLivedIntangibleAssetUsefulLife Finite-Lived Intangible Asset, Useful Life (Year) Earnings Per Share, Policy [Policy Text Block] Tier 1 leverage capital, capital adequacy ratio Ratio of minimum Tier 1 leverage capital to average assets required for capital adequacy as defined by regulatory framework including conservation buffer. Common Equity Tier 1 risk-based capital, capital adequacy ratio Ratio of minimum Common Equity Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework including conservation buffer. INTEREST EXPENSE Tier 1 risk-based capital, capital adequacy ratio Ratio of minimum Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework inclusing conservation buffer. Total risk-based capital, capital adequacy ratio Ratio of minimum total risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework including conservation buffer. us-gaap_Revenues Total revenue us-gaap_RevenuesNetOfInterestExpense Income before noninterest expense EXPENSE Comprehensive Income, Policy [Policy Text Block] Income Tax, Policy [Policy Text Block] us-gaap_DeferredCompensationArrangementWithIndividualAllocatedShareBasedCompensationExpense Deferred Compensation Arrangement with Individual, Allocated Share-Based Compensation Expense Interest income from investment in trust Dividends on corporate stock us-gaap_InterestAndDividendIncomeOperating Total interest income Schedule of Finite-Lived Intangible Assets [Table Text Block] us-gaap_SharesIssuedPricePerShare Shares Issued, Price Per Share (in dollars per share) Share-Based Payment Arrangement [Policy Text Block] Equity [Text Block] Current-period gross charge-offs, revolving loans converted to term us-gaap_FinancingReceivableRevolvingConvertedToTermLoanWriteoff Current-period gross charge-offs, prior us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff us-gaap_TimeDepositMaturitiesYearFour 2027 Interest on investment securities us-gaap_TimeDepositMaturitiesYearFive 2028 Taxable Tax-exempt us-gaap_TimeDepositMaturitiesYearOne 2024 Current-period gross charge-offs, year two us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff Current-period gross charge-offs, year three us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff us-gaap_TimeDepositMaturitiesYearTwo 2025 us-gaap_TimeDepositMaturitiesYearThree 2026 Current-period gross charge-offs, year five us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff Current-period gross charge-offs, revolving us-gaap_FinancingReceivableRevolvingWriteoff Other interest income Current-period gross charge-offs, current year us-gaap_FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff Current-period gross charge-offs, year four us-gaap_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff Interest and fees on loans Stockholders' Equity, Policy [Policy Text Block] INTEREST INCOME us-gaap_DeferredTaxAssetsLiabilitiesNet Net deferred tax asset Time deposits Money market deposit accounts Other Savings accounts Goodwill and Intangible Assets, Policy [Policy Text Block] us-gaap_DeferredTaxAssetsGross Gross deferred tax asset us-gaap_DeferredIncomeTaxLiabilities Gross deferred tax liability Interest-bearing demand deposits Other operating income us-gaap_NoninterestIncome Total noninterest income Brokered time deposits Unrealized loss on available for sale securities Income from bank owned life insurance Deposit Liabilities Disclosures [Text Block] NONINTEREST INCOME Provision for credit losses us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss Net interest income after provision for credit losses Provision for credit losses on loans(2)(3) Financing Receivable, Credit Loss, Expense (Reversal) Cumulative Effect, Period of Adoption [Domain] Software and Software Development Costs [Member] Cumulative Effect, Period of Adoption [Axis] us-gaap_PropertyPlantAndEquipmentUsefulLife Property, Plant and Equipment, Useful Life (Year) us-gaap_InterestIncomeExpenseNet Net interest income Cumulative Effect, Period of Adoption, Adjustment [Member] Cumulative Effect, Period of Adoption, Adjusted Balance [Member] Construction in Progress [Member] us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses Allowance for credit losses Furniture and Fixtures [Member] us-gaap_NumberOfReportableSegments Number of Reportable Segments Employee and director stock awards Building and Building Improvements [Member] Deferred compensation Building [Member] REVENUE Building Improvements [Member] Land [Member] Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block] Property, Plant and Equipment, Policy [Policy Text Block] Long-Lived Tangible Asset [Axis] Long-Lived Tangible Asset [Domain] Deposit Account [Member] Net operating loss carryforward Chief Financial Officer [Member] Chief Executive Officer [Member] Credit and Debit Card [Member] us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations Cash and cash equivalents, beginning of period Cash and cash equivalents, end of period ASSETS us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect Net (decrease) increase in cash and cash equivalents us-gaap_NetCashProvidedByUsedInFinancingActivities Net cash provided by (used in) financing activities Director [Member] Other operating income us-gaap_OtherOperatingIncome us-gaap_NetCashProvidedByUsedInOperatingActivities Net cash provided by operating activities us-gaap_DeferredTaxLiabilitiesOther Other us-gaap_NetCashProvidedByUsedInInvestingActivities Net cash (used in) provided by investing activities FHLB long-term advances istr_FederalHomeLoanBankLongTermBorrowingsFairValueDisclosure Fair value portion of long-term borrowing from Federal Home Loan Bank (FHLBank). Derivatives, Policy [Policy Text Block] us-gaap_BankingRegulationCapitalConservationBufferCapitalConservedMinimum Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum us-gaap_DeferredTaxLiabilitiesLeasingArrangements Operating lease right-of-use asset Repurchase Agreements, Valuation, Policy [Policy Text Block] Common Equity Tier 1 risk-based capital, well capitalized ratio Investment, Policy [Policy Text Block] Marketable Securities, Policy [Policy Text Block] Related allowance Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block] us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment Depreciation With no related allowance recorded, Interest Income Recognized With related allowance recorded, Interest Income Recognized Total loans, Interest Income Recognized Recorded investment, with no related allowance recorded us-gaap_PaymentsOfDividendsCommonStock Cash dividends paid on common stock Recorded investment, with related allowance recorded Recorded investment With no related allowance recorded, Average Recorded Investment With related allowance recorded, Average Recorded Investment Average recorded investment Unpaid principal balance, with no related allowance recorded Unpaid principal balance, with related allowance recorded Unpaid principal balance Other operating expenses us-gaap_NoninterestExpense Total noninterest expense us-gaap_PaymentsForRepurchaseOfCommonStock Payments to repurchase common stock Type of Borrower [Axis] Class of Financing Receivable, Type of Borrower [Domain] Noninterest income Proceeds from stock options exercised Title of Individual [Domain] Current state income tax expense Title of Individual [Axis] NONINTEREST EXPENSE Accounting Standards Update 2016-13 [Member] Current federal income tax expense Deferred federal income tax expense Unfunded Loan Commitment [Member] Class of Financing Receivable [Domain] Construction Loans [Member] Commercial Real Estate Portfolio Segment [Member] Class of Financing Receivable [Axis] Financing Receivable Portfolio Segment [Domain] us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest Income before income tax expense Commercial Portfolio Segment [Member] Consumer Portfolio Segment [Member] Financing Receivable Portfolio Segment [Axis] ICFR Auditor Attestation Flag Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block] Financing Receivable [Policy Text Block] us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings Repayment of long-term FHLB advances Cash and Cash Equivalents, Policy [Policy Text Block] us-gaap_RepaymentsOfSubordinatedDebt Extinguishment of subordinated debt Schedule of Subordinated Borrowing [Table Text Block] Accounting Policies [Abstract] Significant Accounting Policies [Text Block] Basis of Accounting, Policy [Policy Text Block] Subordinated Borrowings Disclosure [Text Block] Dividends per share declared (in dollars per share) Cash dividends declared per common share (in dollars per share) Receivable Type [Axis] Receivable [Domain] Condensed Financial Information of Parent Company Only Disclosure [Text Block] Tax Period [Domain] Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] Auditor Name Tax Period [Axis] Auditor Firm ID Auditor Location Pledging Purpose [Domain] Antidilutive Securities (in shares) us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding Total weighted average diluted shares outstanding (in shares) Net increase in borrowings under the Bank Term Funding Program Pledging Purpose [Axis] Right-of-use asset, gross us-gaap_OperatingLossCarryforwards Operating Loss Carryforwards us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss Financing Receivable, Accrued Interest, after Allowance for Credit Loss Statement of Financial Position [Abstract] Diluted earnings per common share (in dollars per share) Diluted earnings per share (in dollars per share) Weighted average basic shares outstanding (in shares) us-gaap_WeightedAverageNumberOfSharesOutstandingBasic Effective rate Revolving loans converted to term loans us-gaap_FinancingReceivableRevolvingConvertedToTermLoan Business Acquisition [Axis] Basic earnings per common share (in dollars per share) Basic earnings per share (in dollars per share) Business Acquisition, Acquiree [Domain] Statement of Cash Flows [Abstract] Remaining purchase discount on loans(1) Statement of Stockholders' Equity [Abstract] Net increase (decrease) in repurchase agreements us-gaap_LesseeOperatingLeaseRemainingLeaseTerm Lessee, Operating Lease, Remaining Lease Term (Year) Financing Receivable, Nonaccrual [Table Text Block] Investments Classified by Contractual Maturity Date [Table Text Block] Schedule of Components of Income Tax Expense (Benefit) [Table Text Block] Schedule of Deferred Tax Assets and Liabilities [Table Text Block] Schedule of Effective Income Tax Rate Reconciliation [Table Text Block] Net increase (decrease) in customer deposits Schedule of Available-for-Sale Securities Reconciliation [Table Text Block] us-gaap_LoansAndLeasesReceivableRelatedParties Loans and Leases Receivable, Related Parties Balance, beginning of period Balance, end of period Other us-gaap_IncomeTaxReconciliationOtherReconcilingItems Cash flows from financing activities us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] Dividend payable Asset Not Pledged as Collateral and Asset Pledged as Collateral without Right [Member] us-gaap_IncomeTaxReconciliationTaxExemptIncome Effect of tax-exempt income us-gaap_PaymentsToAcquireLifeInsurancePolicies Purchases of bank owned life insurance Acquisition costs Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to acquisition costs. istr_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividend FHLB stock dividend Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment. istr_DeferredTaxLiabilitiesBasisDifferenceInAcquiredAssetsAndLiabilities Basis difference in acquired assets and liabilities Amount of deferred tax liability attributable to taxable temporary differences in acquired assets and liabilities. Unrealized loss, transfer from available for sale to held to maturity, tax benefit istr_OperatingLossCarryforwardsSubjectToExpiration Operating Loss Carryforwards Subject to Expiration Amount of operating loss carryforwards that are subject to expiration. Tax Year 2033 [Member] Represents tax year 2033. us-gaap_OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossAfterTax Unrealized loss, transfer from available for sale to held to maturity, net of tax benefit of $0 for all respective periods Tax Year 2039 [Member] Represents tax year 2039. istr_DefinedBenefitPlanEligibilityForParticipationRequisiteAgeOfEmployees Defined Benefit Plan, Eligibility For Participation Requisite Age Of Employees (Year) Eligibility for participation requisite age of employees of defined benefit plan. istr_MinimumServicePeriodForParticipationInDefinedBenefitPlan Minimum Service Period for Participation in Defined Benefit Plan (Month) Represents minimum service period for participation in defined benefit plan. istr_DefinedContributionPlanEmployersDiscretionaryContributionAnnualVestingPercentage Defined Contribution Plan, Employers Discretionary Contribution, Annual Vesting Percentage Represents annual vesting percentage of employers discretionary contribution for defined contribution plan. istr_DefinedContributionPlanEmployerDiscretionaryContributionAmountAwardVestingPeriod Defined Contribution Plan, Employer Discretionary Contribution Amount, Award Vesting Period (Year) Represents award vesting period of employer discretionary of defined contribution amount for defined contribution plan. Cash paid for branch sale to First Community Bank, net of cash received Pledged Status [Domain] Basis difference in acquired assets and liabilities Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from basis difference in acquire assets and liabilities. Pledged Status [Axis] Operating lease liability Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from operating lease liability. Unearned loan fees Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from unearned loan fees. istr_DeferredCompensationArrangementWithIndividualMonthlyDistribution Deferred Compensation Arrangement With Individual, Monthly Distribution Represents monthly distribution for deferred compensation arrangement with individual. us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired Cash paid for acquisition of business, net of cash acquired us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization Bank premises and equipment, net A 2017 Long Term Incentive Compensation Plan [Member] Represents a 2017 Long-Term Incentive Compensation Plan. us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAccumulatedDepreciationAndAmortization Less: Accumulated depreciation and amortization Key Personnel [Member] Represents key personnel. istr_DefinedContributionPlanAwardRequisiteServicePeriod Defined Contribution Plan, Award Requisite Service Period (Year) Award Requisite period for defined contribution plan. istr_DefinedContributionPlanEmployerDiscretionaryContributionAmountTotalAwardVestingPeriod Defined Contribution Plan, Employer Discretionary Contribution Amount Total Award Vesting Period (Year) Represents award vesting period for employer discretionary contribution amount of defined contribution plan. Class of Stock [Axis] istr_DeferredCompensationArrangementWithIndividualRequisiteAgeOfEmployees Deferred Compensation Arrangement With Individual, Requisite Age Of Employees (Year) Requisite age of employees for defined compensation arrangement with individual. istr_DeferredCompensationArrangementWithIndividualReducedPaymentsMaximumAgeUponTermination Deferred Compensation Arrangement With Individual, Reduced Payments, Maximum Age Upon Termination (Year) Maximum age upon termination for reduced payments of deferred compensation arrangement with individual. Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Accumulated Net Realized Gain (Loss) On Reclassification [Member] Represents accumulated net realized gain (loss) on reclassification. Accumulated Net (Loss) On Transfer of Available For Sale Securities To Held To Maturity [Member] Represents accumulated net (loss) on transfer available for sale securities to held to maturity. First Community Louisiana Statutory Trust I [Member] Represents First Community Louisiana Statutory Trust I. BOJ Bancshares Statutory Trust I [Member] Represents BOJ Bancshares Statutory Trust I. Employees [Member] Represents information related to employees. Historical tax credits Employees and Directors [Member] Represents employees and directors. us-gaap_PaymentsForProceedsFromLoansReceivable Net decrease (increase) in loans State taxes Acquired Loans [Member] Represents acquired loans. us-gaap_DerivativeNotionalAmount Derivative, Notional Amount Tax based on statutory rate Hedging Relationship [Domain] Cash Flow Hedging [Member] Hedging Relationship [Axis] Income Tax Disclosure [Text Block] Schedule of Share-Based Payment Award, Stock Options, Valuation Assumptions [Table Text Block] Share-Based Payment Arrangement, Option, Activity [Table Text Block] Pass [Member] Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block] Proceeds from maturities, prepayments and calls of investment securities held to maturity us-gaap_GoodwillAndIntangibleAssetImpairment Goodwill and Intangible Asset Impairment, Total Proceeds from sales Proceeds from sales of investment securities available for sale Internal Credit Assessment [Axis] Internal Credit Assessment [Domain] Proceeds from maturities, prepayments and calls of investment securities available for sale us-gaap_PaymentsToAcquireOtherInvestments Purchases of other investments Proceeds from sales of other real estate owned us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt Purchases of securities available for sale us-gaap_PaymentsToAcquireHeldToMaturitySecurities Purchases of securities held to maturity Financial Asset, Not Past Due [Member] Goodwill and Intangible Assets Disclosure [Text Block] Secured Debt [Member] Proceeds from sales of fixed assets Nonaccrual with no allowance Nonaccrual, interest income us-gaap_FinancingReceivableDeferredIncome Financing Receivable, Deferred Commitment Fee Year five us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear Special Mention [Member] Prior us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear Substandard [Member] Doubtful [Member] Unlikely to be Collected Financing Receivable [Member] us-gaap_PaymentsToAcquireOtherProductiveAssets Purchases of fixed assets Year three us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear Year four us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear Year two us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear Current year us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear Revolving loans us-gaap_FinancingReceivableRevolving Dilutive effect of securities (in shares) us-gaap_IncrementalCommonSharesAttributableToConversionOfDebtSecurities Transfer from loans to other real estate owned SUPPLEMENTAL DISCLOSURES OF NONCASH INVESTING ACTIVITIES TDRs loans Change in the fair value of equity securities Change in the fair value of equity securities us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount) Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION Borrowings under BTFP and repurchase agreements us-gaap_ShorttermDebtFairValue Number of Contracts us-gaap_PaymentsToAcquireOtherRealEstate Purchases of other real estate owned us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic Net income allocated to common shareholders Net income allocated to common shareholders us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted us-gaap_OperatingLeaseLeaseIncome Operating Lease, Lease Income Financing Receivable, Modified [Table Text Block] Core Deposits [Member] Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets, Major Class Name [Domain] us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation Surrendered shares Equity in undistributed income of bank subsidiary Advances from Federal Home Loan Bank Advance from Federal Home Loan Bank Net income Net income Net income Financial Instrument Performance Status [Axis] Financial Instrument Performance Status [Domain] Nonperforming Financial Instruments [Member] Restricted Stock Units (RSUs) [Member] Financing Receivable Credit Quality Indicators [Table Text Block] Restricted Stock [Member] us-gaap_PaymentsToAcquireEquitySecuritiesFvNi Purchases of equity securities Share-Based Payment Arrangement, Option [Member] Nonaccrual Nonaccrual loans Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block] Financial Asset, 30 to 59 Days Past Due [Member] Financial Asset, 60 to 89 Days Past Due [Member] Antidilutive Securities [Axis] Financial Asset, Equal to or Greater than 90 Days Past Due [Member] Antidilutive Securities, Name [Domain] Financing Receivable, Past Due [Table Text Block] Financial Asset, Aging [Axis] Financial Asset, Aging [Domain] Proceeds from redemption or sale of equity securities us-gaap_PaymentsToAcquireLoansHeldForInvestment Purchase of loans istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss1 Less than 12 months, unrealized losses Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in continuous loss position for less than 12 months. Long-Term Debt, Type [Axis] Less than 12 months, fair value istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsFairValue1 Fair value of investment in debt security measured at amortized cost (held-to-maturity), in continuous unrealized loss position for less than 12 months. Long-Term Debt, Type [Domain] istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss1 12 months or more, unrealized losses Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in continuous loss position for 12 months or longer. 12 months or more, fair value istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue1 Fair value of investment in debt security measured at amortized cost (held-to-maturity), in continuous unrealized loss position for 12 months or longer. istr_DebtSecuritiesHeldtomaturityUnrealizedLossPositionAccumulatedLoss1 Total, unrealized losses Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in unrealized loss position. Total, fair value istr_DebtSecuritiesHeldtomaturityUnrealizedLossPositionFairValue1 Fair value of investment in debt security measured at amortized cost (held-to-maturity), in unrealized loss position. Greater Than Ninety Days and Accruing [Member] Relating to greater than 90 days and accruing. Schedule of Impaired Financing Receivables [Table Text Block] Tabular disclosure of impaired financing receivables. Proceeds from the sale of equity securities us-gaap_RelatedPartyDepositLiabilities Related Party Deposit Liabilities us-gaap_ParticipatingSecuritiesDistributedAndUndistributedEarningsLossBasic Less: income allocated to participating securities Cash flows from investing activities Bank Term Funding Program [Member] Relating to the Bank Term Funding Program. EARNINGS PER SHARE Earnings Per Share [Text Block] us-gaap_ExtinguishmentOfDebtAmount Extinguishment of Debt, Amount London Interbank Offer Rate [Member] Relating to the London Interbank Offered Rate. us-gaap_RelatedPartyTransactionAmountsOfTransaction Related Party Transaction, Amounts of Transaction Related Party Transactions Disclosure [Text Block] Accrued other liabilities Accrued taxes and other liabilities Schedule of Related Party Transactions [Table Text Block] us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, Tax Federal Home Loan Bank, Advances [Table Text Block] Reclassification of realized gain, interest rate swap termination, tax Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax Change in fair value of interest rate swaps designated as a cash flow hedge, tax Reclassification of realized gain, tax Unrealized gain (loss) available for sale, tax istr_OtherRealEstateOwnedTransfersFromPropertiesRelatedToImpairedLoans Other Real Estate Owned, Transfers From Properties Related To Impaired Loans Represents the amount of other real estate owned transferred from properties to impaired loans. us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss Unrealized losses included in other comprehensive loss Subordinated Debt [Member] us-gaap_AllocatedShareBasedCompensationExpense Share-Based Payment Arrangement, Expense us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1 Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings Loans individually evaluated for impairment(1) Balance of loans individually evaluated for impairment Balance of loans collectively evaluated for impairment Recoveries us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs Charge-offs us-gaap_ComprehensiveIncomeNetOfTax Total comprehensive income (loss) Credit Loss Status [Axis] Credit Loss Status [Domain] Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value [Table Text Block] Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (held-to-maturity), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset. Financial Asset Acquired with Credit Deterioration [Member] Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member] Common stock, shares outstanding (in shares) Common Stock, Shares, Outstanding (in shares) us-gaap_DebtWeightedAverageInterestRate Debt, Weighted Average Interest Rate Financing Receivable, Allowance for Credit Loss [Table Text Block] us-gaap_IncreaseDecreaseInOtherOperatingAssets Other assets Variable Interest Rate Debt Instrument, Basis Spread on Variable Rate Interest rate Debt Instrument, Interest Rate, Stated Percentage Weighted average discount rate Total operating lease cost us-gaap_IncreaseDecreaseInDeferredIncomeTaxes Deferred tax liability Lease, Cost [Table Text Block] Weighted average remaining lease term (in years) (Year) us-gaap_DebtInstrumentFaceAmount Debt Instrument, Face Amount us-gaap_DividendsCommonStockCash Dividends declared us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Value Debt Instrument [Axis] Debt Instrument, Name [Domain] us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet Accrued interest receivable Variable Rate [Domain] Variable Rate [Axis] us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue Balance Balance us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3 Transfers into Level 3 us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3 Transfers out of Level 3 us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases Purchases us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales Sales us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements Maturities, prepayments, and calls Depreciation and Amortization [Member] Represents depreciation and amortization. us-gaap_StockRepurchasedDuringPeriodShares Stock Repurchased During Period, Shares (in shares) Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block] us-gaap_StockRepurchasedAndRetiredDuringPeriodValue Shares repurchased Bank Premises and Equipment [Member] Represents bank premises and equipment. us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity Line of Credit Facility, Remaining Borrowing Capacity us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised Exercised, shares (in shares) istr_FinancingReceivableImpairedDuringPeriodAllowanceForCreditLossesIndividuallyEvaluatedForImpairment Financing Receivable, Impaired During Period, Allowance For Credit Losses, Individually Evaluated For Impairment Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment during the period. us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity Line of Credit Facility, Current Borrowing Capacity us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale Originations Options exercised Related Party, Type [Axis] Related Party, Type [Domain] Proceeds from sales Stock-based compensation Granted, shares (in shares) Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares) us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod Forfeited, shares (in shares) Line of Credit Facility, Lender [Domain] Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] Lender Name [Axis] us-gaap_LiabilitiesAndStockholdersEquity Total liabilities and stockholders’ equity Reported Value Measurement [Member] Asset Pledged as Collateral [Member] Retained earnings Accumulated other comprehensive loss Debt Disclosure [Text Block] Net change in: us-gaap_OperatingLeaseLiability Operating Lease, Liability us-gaap_OperatingLeaseRightOfUseAsset Operating Lease, Right-of-Use Asset us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue Total Deferred taxes 2026 us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree Measurement Input Type [Axis] Cheaha Financial Group [Member] Information related to Cheaha Financial Group, Inc. (“Cheaha”). 2027 us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour Measurement Input Type [Domain] 2028 us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive Measurement Input, Appraised Value [Member] Investment securities, measurement input us-gaap_DebtSecuritiesAvailableForSaleMeasurementInput Accrued Taxes and Other Liabilities [Member] Information related to accrued taxes and other liabilities. Thereafter us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive Valuation Technique, Discounted Cash Flow [Member] 2024 us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths Debt Securities, Available-for-Sale [Table Text Block] 2025 us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo Valuation Approach and Technique [Axis] Valuation Approach and Technique [Domain] us-gaap_StockOptionPlanExpense Stock or Unit Option Plan Expense Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block] us-gaap_ShareBasedCompensation Stock-based compensation Total assets us-gaap_AssetsFairValueDisclosure us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments Net (accretion) amortization of securities us-gaap_TradingSecurities Debt Securities, Trading, and Equity Securities, FV-NI Equity securities Equity Securities, FV-NI, Cost us-gaap_FinancialLiabilitiesFairValueDisclosure Financial Liabilities Fair Value Disclosure Cash and due from banks us-gaap_CashAndCashEquivalentsFairValueDisclosure us-gaap_InvestmentsFairValueDisclosure Investments, Fair Value Disclosure Subordinated debt us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations Fair Value, Nonrecurring [Member] Fair Value Measurement Inputs and Valuation Techniques [Table Text Block] Common stock, $1.00 par value per share; 40,000,000 shares authorized; 9,748,067 and 9,901,847 shares issued and outstanding, respectively Measurement Frequency [Axis] Adjustments to reconcile net income to net cash provided by operating activities: Measurement Frequency [Domain] Common stock, shares authorized (in shares) Common Stock, Shares Authorized (in shares) Common stock, shares issued (in shares) us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate Assets Sold under Agreements to Repurchase, Interest Rate Common stock, par value (in dollars per share) Statistical Measurement [Domain] Maximum [Member] Minimum [Member] Weighted Average [Member] Product and Service [Axis] Product and Service [Domain] Statistical Measurement [Axis] Preferred stock, no par value per share; 5,000,000 shares authorized Interest on deposits and borrowings Income taxes Preferred stock, no par value (in dollars per share) Property, Plant and Equipment Disclosure [Text Block] Property, Plant and Equipment [Table Text Block] Preferred stock, shares authorized (in shares) Preferred Stock, Shares Authorized (in shares) Portion at Fair Value Measurement [Member] Estimate of Fair Value Measurement [Member] Measurement Basis [Axis] Fair Value, Inputs, Level 3 [Member] Fair Value Measured at Net Asset Value Per Share [Member] Fair Value Hierarchy and NAV [Domain] Fair Value, Inputs, Level 1 [Member] Fair Value, Inputs, Level 2 [Member] Fair Value Hierarchy and NAV [Axis] Catastrophic Event [Domain] Hurricane [Member] Catastrophic Event [Axis] CASH FLOWS FROM OPERATING ACTIVITIES Cash flows from operating activities Revenue [Policy Text Block] Statement [Line Items] Surplus AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member] Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member] us-gaap_AdditionalPaidInCapitalCommonStock Surplus AOCI Attributable to Parent [Member] STOCKHOLDERS’ EQUITY Loans, net of allowance us-gaap_LoansReceivableFairValueDisclosure Fair Value Disclosures [Text Block] Fair Value, by Balance Sheet Grouping [Table Text Block] istr_IncreaseDecreaseInShorttermFhlbAdvances Net (decrease) increase in short-term FHLB advances Increase (Decrease) in short-term FHLB advances. us-gaap_Liabilities Total liabilities Commitments and contingencies (Note 19) Counterparty Name [Axis] Counterparty Name [Domain] Deferred tax liability us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent Deferred Compensation Liability, Current and Noncurrent, Total Interest rate swaps - gross liabilities us-gaap_DerivativeLiabilities Parent Company [Member] Accrued interest payable Subsidiaries [Member] Accrued taxes and other liabilities Consolidated Entities [Axis] Consolidated Entities [Domain] Accounting Standards Update [Domain] Accounts payable Accounting Standards Update [Axis] Disposal Group Classification [Axis] Disposal Group Classification [Domain] Condensed Cash Flow Statement [Table Text Block] Condensed Balance Sheet [Table Text Block] Condensed Income Statement [Table Text Block] Retained Earnings [Member] Additional Paid-in Capital [Member] Common Stock [Member] Equity Securities, Held In Correspondent Banks [Member] Represents held in correspondent banks for equity securities. Equity Components [Axis] First Community Bank [Member] Information on the other party participating in a financial transaction. Bank Owned Life Insurance [Policy Text Block] Disclosure of accounting policy for bank owned life insurance. Equity Component [Domain] Proceeds from subordinated debt, net of issuance costs Cash inflow of subordinated notes net of issuance costs. Face Value Transfer from bank premises and equipment to other real estate owned Represents transfer from bank premises and equipment to other assets. Other Liabilities [Member] Other Assets [Member] FHLB short-term advances Fair value portion of short-term borrowing from Federal Home Loan Bank (FHLBank). Junior subordinated debt Carrying Value Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust Nonaccrual Troubled Debt Restructurings [Member] Represents nonaccrual troubled debt restructuring. us-gaap_LineOfCredit Long-Term Line of Credit Subordinated debt, net of unamortized issuance costs Subordinated Debt us-gaap_DeferredFinanceCostsNet Debt Issuance Costs, Net Ending allowance balance for loans individually evaluated for impairment Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. istr_IncreaseDecreaseInDueFromBankSubsidiary Due from bank subsidiary The increase (decrease) in due from bank subsidiary. Dividends received from bank subsidiary Amount of dividend income from subsidiary. Ending allowance balance for loans collectively evaluated for impairment The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. Management fees to bank subsidiary Amount of management service fees to subsidiary bank. Nonaccrual with allowance Amortized cost of financing receivable on nonaccrual status with allowance for credit loss. Excludes net investment in lease. Document Annual Report Joffrion Commercial Division, LLC (JCD) [Member] Represents Joffrion Commercial Division, LLC (“JCD”). Computer Equipment [Member] Balance Sheet Location [Axis] istr_IncomeLossBeforeEquityInUndistributedIncomeLossOfSubsidiaryIncomeTaxes (Loss) income before income tax expense and equity in undistributed income of bank subsidiary Amount of income (loss) before equity in undistributed income (loss) of subsidiary and income taxes. Balance Sheet Location [Domain] Due from bank subsidiary The amount due from bank subsidiary as of the balance sheet date. Investment in trust The amount of investment in trust as of the balance sheet date. Entity Incorporation, State or Country Code Document Transition Report Document Financial Statement Error Correction [Flag] Borrowings under Bank Term Funding Program Other Short-Term Borrowings Entity Interactive Data Current Held for Sale [Member] Represents held for sale. us-gaap_SecuritiesSoldUnderAgreementsToRepurchase Securities Sold under Agreements to Repurchase us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate 2023 Security Exchange Name istr_DebtSecuritiesAccruedInterestAfterAllowanceForCreditLoss Debt Securities, Accrued Interest, after Allowance for Credit Loss Amount, after allowance for credit loss, of accrued interest on investment in debt security. Title of 12(b) Security Accruing Troubled Debt Restructurings [Member] Represents accrusing troubled debt restructurings. Related Allowance [Member] Related to related allowance. Summary of Accruing and Nonaccrual Troubled Debt Restructurings and Related Loan Losses By Portfolio Type Table [Table Text Block] Tabular disclosure of summary of accruing and nonaccrual troubled debt restructurings and related loan losses by portfolio type table. Income Statement Location [Axis] Income Statement Location [Domain] Swap termination fee income Represents the amount of income attributable to swap termination fees. NonInterest Expense [Member] Represents noninterest expense. Discontinued Operations, Disposed of by Means Other than Sale [Member] Schedule of Average Recorded Investment and Interest Income Recognized For Troubled Debt Restructurings [Table Text Block Tabular disclosure of average recorded investment and interest income recognized for troubled debt restructurings. Transfers from bank premises and equipment Represents transfers from bank premises and equipment for other real estate owned. istr_TimeDeposits250000AndAbove Time Deposits 250,000 and Above Time deposits 250000 and above. Accumulated Gain (Loss), Net, Cash Flow Hedge, Reclassification, Parent [Member] Accumulated other comprehensive income (loss) from reclassification of derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness, attributable to parent. istr_DepositsPublicFundsAmount Deposits Public Funds Amount Represents deposits public funds amount. Interest rate swaps - gross assets us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral Scheduled Maturities of Time Deposits Table [Table Text Block] Tabular disclosure of maturities of time deposits. istr_AssetsSoldUnderAgreementsToRepurchaseWeightedAverageInterestRate Assets Sold under Agreements to Repurchase, Weighted Average Interest Rate Weighted average interest rate of assets sold under agreements to repurchase. istr_DerivativeTerminatedNotionalAmount Derivative, Terminated, Notional Amount Represents the notional amount of terminated derivative instrument. Swap Termination Fees [Member] Represents information included in the Swap Termination Fees income statement line item. Statement [Table] Income Statement [Abstract] Net change Total other comprehensive income (loss) us-gaap_DerivativeLiabilityFairValueGrossAsset Derivative Liability, Subject to Master Netting Arrangement, Asset Offset Interest rate swaps - gross liabilities us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral Securities Sold under Agreements to Repurchase, Fair Value of Collateral Loan Portfolio [Member] Represents loan portfolio. Repurchase agreements us-gaap_Deposits Total deposits us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax Interest-bearing Noninterest-bearing us-gaap_TimeDeposits Time Deposits Accounting Standards Update and Change in Accounting Principle [Table Text Block] Deposit Liabilities, Type [Table Text Block] Other Commitments [Table Text Block] Deposits: istr_FinancingReceivableImpairedDuringPeriodGross Financing Receivable, Impaired During Period Gross Represents the amount of financing receivables impaired during the period. Commitments to Extend Credit [Member] us-gaap_StockholdersEquity Total stockholders’ equity Balance Balance us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, after Tax Reclassification of realized gain, interest rate swap termination, net of tax expense of $0, $1,697, and $385, respectively us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax Obligations of the U.S. Treasury and U.S. government agencies and corporations Obligations of the U.S. Treasury and U.S. government agencies and corporations us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax Interest Rate Swap [Member] Change in fair value of interest rate swaps designated as cash flow hedges, net of tax expense of $0, $1,151, and $1,396, respectively Derivative financial instruments: Obligations of the U.S. Treasury and U.S. government agencies and corporations Available for sale securities, amortized cost Total debt securities, AFS, amortized cost Due after one year through five years, AFS, amortized cost Due after five years through ten years, AFS, amortized cost Due after ten years, AFS, amortized cost EX-101.PRE 12 istr-20231231_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE GRAPHIC 13 totalreturngraph.jpg begin 644 totalreturngraph.jpg M_]C_X 02D9)1@ ! 0$ D "0 #_VP!# (! 0(! 0(" @(" @(" P4# P,# M P8$! ,%!P8'!P<&!P<("0L)" @*" <'"@T*"@L,# P,!PD.#PT,#@L,# S_ MVP!# 0(" @,# P8# P8," <(# P,# P,# P,# P,# P,# P,# P,# P,# P, M# P,# P,# P,# P,# P,# P,# P,# S_P 1" &> X<# 2( A$! Q$!_\0 M'P 04! 0$! 0$ $" P0%!@<("0H+_\0 M1 @$# P($ P4% M! 0 %] 0(# 01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D* M%A<8&1HE)B7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7& MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$ P$! 0$! M 0$! 0 $" P0%!@<("0H+_\0 M1$ @$"! 0#! <%! 0 0)W $" M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$ MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4 MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,! (1 Q$ /P#]C/VEZAJGB?PT^C:=#IG@JV9HUTDQ311+=K<3%9%*W%Q.)PES(B0*BJOEO MCC]H_P")O[-]G\?]2@^)-U\6-/\ 7A&.XDO-2T+3[6P\-^*)9)-MA;?8XX7 MD@2&2"62WN))YXD, :Y+2DE)WM9;IO[KW5]MU:][7:5[NP-QC?F>B:7WVUMO ML[VM?EN[61]5?\,K_##_ *)QX#_\)^T_^-T?\,K_ P_Z)QX#_\ "?M/_C=> M7_L_7?CSX0_M:ZI\-/%7Q/UOXJZ7?^#H/$UG?:]IVEV6IZ9<)=O;3Q@:=:VL M36\@:)D#QET:.0;W# +\I?M3_MX?%[]GO]D1/VEM.^(UY?V?B+QK?^%;7P#J M.C:9_8FGV\E]>Z78RQ21P)?O<0RPV]Q*9+MTE N%6.,,GEO1\G+KSNR\WS\E MM>\KJ[TZMI"YDN93TY5=^2Y.=O2^T6MM=;)/4^_?^&5_AA_T3CP'_P"$_:?_ M !NC_AE?X8?]$X\!_P#A/VG_ ,;KR_\ 9^N_'GPA_:UU3X:>*OB?K?Q5TN_\ M'0>)K.^U[3M+LM3TRX2[>VGC TZUM8FMY T3('C+HT<@WN& 7WCQAXAN_#6D MBXLM"U7Q#,9 GV73Y+9)0#GY\W$L28&/[V>1@'G#T<5.+NG?\).+_%-!?WG! MZ-6_%*2_!HY?_AE?X8?]$X\!_P#A/VG_ ,;H_P"&5_AA_P!$X\!_^$_:?_&Z MH>'/VAM2\6Z?)=:?\,O'EQ!%=7%D[_:-'3$UO,\$RX:_!^66-UST.W()!!-_ M_A;_ (@_Z)7X\_\ O1?_EA2&'_#*_PP_P"B<> __"?M/_C='_#*_P ,/^B< M> __ G[3_XW1_PM_P 0?]$K\>?^!>B__+"C_A;_ (@_Z)7X\_\ O1?_EA0 M ?\ #*_PP_Z)QX#_ /"?M/\ XW1_PRO\,/\ HG'@/_PG[3_XW1_PM_Q!_P!$ MK\>?^!>B_P#RPH_X6_X@_P"B5^//_ O1?_EA0 ?\,K_##_HG'@/_ ,)^T_\ MC='_ RO\,/^B<> _P#PG[3_ .-T?\+?\0?]$K\>?^!>B_\ RPH_X6_X@_Z) M7X\_\"]%_P#EA0 ?\,K_ P_Z)QX#_\ "?M/_C='_#*_PP_Z)QX#_P#"?M/_ M (W1_P +?\0?]$K\>?\ @7HO_P L*/\ A;_B#_HE?CS_ ,"]%_\ EA0 ?\,K M_##_ *)QX#_\)^T_^-T?\,K_ P_Z)QX#_\ "?M/_C='_"W_ !!_T2OQY_X% MZ+_\L*/^%O\ B#_HE?CS_P "]%_^6% !_P ,K_##_HG'@/\ \)^T_P#C='_# M*_PP_P"B<> __"?M/_C='_"W_$'_ $2OQY_X%Z+_ /+"C_A;_B#_ *)7X\_\ M"]%_^6% !_PRO\,/^B<> _\ PG[3_P"-T?\ #*_PP_Z)QX#_ /"?M/\ XW1_ MPM_Q!_T2OQY_X%Z+_P#+"C_A;_B#_HE?CS_P+T7_ .6% !_PRO\ ##_HG'@/ M_P )^T_^-T?\,K_##_HG'@/_ ,)^T_\ C='_ M_Q!_T2OQY_P"!>B__ "PH M_P"%O^(/^B5^//\ P+T7_P"6% !_PRO\,/\ HG'@/_PG[3_XW1_PRO\ ##_H MG'@/_P )^T_^-T?\+?\ $'_1*_'G_@7HO_RPH_X6_P"(/^B5^//_ +T7_Y8 M4 '_ RO\,/^B<> _P#PG[3_ .-T?\,K_##_ *)QX#_\)^T_^-T?\+?\0?\ M1*_'G_@7HO\ \L*/^%O^(/\ HE?CS_P+T7_Y84 '_#*_PP_Z)QX#_P#"?M/_ M (W1_P ,K_##_HG'@/\ \)^T_P#C='_"W_$'_1*_'G_@7HO_ ,L*/^%O^(/^ MB5^//_ O1?\ Y84 '_#*_P ,/^B<> __ G[3_XW1_PRO\,/^B<> _\ PG[3 M_P"-T?\ "W_$'_1*_'G_ (%Z+_\ +"C_ (6_X@_Z)7X\_P# O1?_ )84 '_# M*_PP_P"B<> __"?M/_C='_#*_P ,/^B<> __ G[3_XW1_PM_P 0?]$K\>?^ M!>B__+"C_A;_ (@_Z)7X\_\ O1?_EA0 ?\ #*_PP_Z)QX#_ /"?M/\ XW1_ MPRO\,/\ HG'@/_PG[3_XW1_PM_Q!_P!$K\>?^!>B_P#RPH_X6_X@_P"B5^// M_ O1?_EA0 ?\,K_##_HG'@/_ ,)^T_\ C='_ RO\,/^B<> _P#PG[3_ .-T M?\+?\0?]$K\>?^!>B_\ RPH_X6_X@_Z)7X\_\"]%_P#EA0 ?\,K_ P_Z)QX M#_\ "?M/_C='_#*_PP_Z)QX#_P#"?M/_ (W1_P +?\0?]$K\>?\ @7HO_P L M*/\ A;_B#_HE?CS_ ,"]%_\ EA0 ?\,K_##_ *)QX#_\)^T_^-T?\,K_ P_ MZ)QX#_\ "?M/_C='_"W_ !!_T2OQY_X%Z+_\L*/^%O\ B#_HE?CS_P "]%_^ M6% !_P ,K_##_HG'@/\ \)^T_P#C='_#*_PP_P"B<> __"?M/_C='_"W_$'_ M $2OQY_X%Z+_ /+"C_A;_B#_ *)7X\_\"]%_^6% !_PRO\,/^B<> _\ PG[3 M_P"-T?\ #*_PP_Z)QX#_ /"?M/\ XW1_PM_Q!_T2OQY_X%Z+_P#+"C_A;_B# M_HE?CS_P+T7_ .6% !_PRO\ ##_HG'@/_P )^T_^-T?\,K_##_HG'@/_ ,)^ MT_\ C='_ M_Q!_T2OQY_P"!>B__ "PH_P"%O^(/^B5^//\ P+T7_P"6% !_ MPRO\,/\ HG'@/_PG[3_XW1_PRO\ ##_HG'@/_P )^T_^-T?\+?\ $'_1*_'G M_@7HO_RPH_X6_P"(/^B5^//_ +T7_Y84 '_ RO\,/^B<> _P#PG[3_ .-T M?\,K_##_ *)QX#_\)^T_^-T?\+?\0?\ 1*_'G_@7HO\ \L*/^%O^(/\ HE?C MS_P+T7_Y84 '_#*_PP_Z)QX#_P#"?M/_ (W1_P ,K_##_HG'@/\ \)^T_P#C M='_"W_$'_1*_'G_@7HO_ ,L*/^%O^(/^B5^//_ O1?\ Y84 '_#*_P ,/^B< M> __ G[3_XW1_PRO\,/^B<> _\ PG[3_P"-T?\ "W_$'_1*_'G_ (%Z+_\ M+"C_ (6_X@_Z)7X\_P# O1?_ )84 '_#*_PP_P"B<> __"?M/_C='_#*_P , M/^B<> __ G[3_XW1_PM_P 0?]$K\>?^!>B__+"C_A;_ (@_Z)7X\_\ O1? M_EA0 ?\ #*_PP_Z)QX#_ /"?M/\ XW1_PRO\,/\ HG'@/_PG[3_XW1_PM_Q! M_P!$K\>?^!>B_P#RPH_X6_X@_P"B5^//_ O1?_EA0 ?\,K_##_HG'@/_ ,)^ MT_\ C='_ RO\,/^B<> _P#PG[3_ .-T?\+?\0?]$K\>?^!>B_\ RPH_X6_X M@_Z)7X\_\"]%_P#EA0 ?\,K_ P_Z)QX#_\ "?M/_C='_#*_PP_Z)QX#_P#" M?M/_ (W1_P +?\0?]$K\>?\ @7HO_P L*/\ A;_B#_HE?CS_ ,"]%_\ EA0 M?\,K_##_ *)QX#_\)^T_^-T?\,K_ P_Z)QX#_\ "?M/_C='_"W_ !!_T2OQ MY_X%Z+_\L*/^%O\ B#_HE?CS_P "]%_^6% !_P ,K_##_HG'@/\ \)^T_P#C M='_#*_PP_P"B<> __"?M/_C='_"W_$'_ $2OQY_X%Z+_ /+"C_A;_B#_ *)7 MX\_\"]%_^6% !_PRO\,/^B<> _\ PG[3_P"-T?\ #*_PP_Z)QX#_ /"?M/\ MXW1_PM_Q!_T2OQY_X%Z+_P#+"C_A;_B#_HE?CS_P+T7_ .6% !_PRO\ ##_H MG'@/_P )^T_^-T?\,K_##_HG'@/_ ,)^T_\ C='_ M_Q!_T2OQY_P"!>B__ M "PH_P"%O^(/^B5^//\ P+T7_P"6% !_PRO\,/\ HG'@/_PG[3_XW1_PRO\ M##_HG'@/_P )^T_^-T?\+?\ $'_1*_'G_@7HO_RPH_X6_P"(/^B5^//_ +T M7_Y84 '_ RO\,/^B<> _P#PG[3_ .-T?\,K_##_ *)QX#_\)^T_^-T?\+?\ M0?\ 1*_'G_@7HO\ \L*/^%O^(/\ HE?CS_P+T7_Y84 '_#*_PP_Z)QX#_P#" M?M/_ (W1_P ,K_##_HG'@/\ \)^T_P#C='_"W_$'_1*_'G_@7HO_ ,L*/^%O M^(/^B5^//_ O1?\ Y84 '_#*_P ,/^B<> __ G[3_XW1_PRO\,/^B<> _\ MPG[3_P"-T?\ "W_$'_1*_'G_ (%Z+_\ +"C_ (6_X@_Z)7X\_P# O1?_ )84 M '_#*_PP_P"B<> __"?M/_C='_#*_P ,/^B<> __ G[3_XW1_PM_P 0?]$K M\>?^!>B__+"C_A;_ (@_Z)7X\_\ O1?_EA0 ?\ #*_PP_Z)QX#_ /"?M/\ MXW1_PRO\,/\ HG'@/_PG[3_XW1_PM_Q!_P!$K\>?^!>B_P#RPH_X6_X@_P"B M5^//_ O1?_EA0 ?\,K_##_HG'@/_ ,)^T_\ C='_ RO\,/^B<> _P#PG[3_ M .-T?\+?\0?]$K\>?^!>B_\ RPH_X6_X@_Z)7X\_\"]%_P#EA0 ?\,K_ P_ MZ)QX#_\ "?M/_C='_#*_PP_Z)QX#_P#"?M/_ (W1_P +?\0?]$K\>?\ @7HO M_P L*/\ A;_B#_HE?CS_ ,"]%_\ EA0 ?\,K_##_ *)QX#_\)^T_^-T?\,K_ M P_Z)QX#_\ "?M/_C='_"W_ !!_T2OQY_X%Z+_\L*/^%O\ B#_HE?CS_P " M]%_^6% !_P ,K_##_HG'@/\ \)^T_P#C='_#*_PP_P"B<> __"?M/_C='_"W M_$'_ $2OQY_X%Z+_ /+"C_A;_B#_ *)7X\_\"]%_^6% !_PRO\,/^B<> _\ MPG[3_P"-T?\ #*_PP_Z)QX#_ /"?M/\ XW1_PM_Q!_T2OQY_X%Z+_P#+"C_A M;_B#_HE?CS_P+T7_ .6% !_PRO\ ##_HG'@/_P )^T_^-T?\,K_##_HG'@/_ M ,)^T_\ C='_ M_Q!_T2OQY_P"!>B__ "PH_P"%O^(/^B5^//\ P+T7_P"6 M% !_PRO\,/\ HG'@/_PG[3_XW1_PRO\ ##_HG'@/_P )^T_^-T?\+?\ $'_1 M*_'G_@7HO_RPH_X6_P"(/^B5^//_ +T7_Y84 '_ RO\,/^B<> _P#PG[3_ M .-T?\,K_##_ *)QX#_\)^T_^-T?\+?\0?\ 1*_'G_@7HO\ \L*/^%O^(/\ MHE?CS_P+T7_Y84 '_#*_PP_Z)QX#_P#"?M/_ (W1_P ,K_##_HG'@/\ \)^T M_P#C='_"W_$'_1*_'G_@7HO_ ,L*/^%O^(/^B5^//_ O1?\ Y84 '_#*_P , M/^B<> __ G[3_XW1_PRO\,/^B<> _\ PG[3_P"-T?\ "W_$'_1*_'G_ (%Z M+_\ +"C_ (6_X@_Z)7X\_P# O1?_ )84 '_#*_PP_P"B<> __"?M/_C='_#* M_P ,/^B<> __ G[3_XW1_PM_P 0?]$K\>?^!>B__+"C_A;_ (@_Z)7X\_\ M O1?_EA0 ?\ #*_PP_Z)QX#_ /"?M/\ XW1_PRO\,/\ HG'@/_PG[3_XW1_P MM_Q!_P!$K\>?^!>B_P#RPH_X6_X@_P"B5^//_ O1?_EA0 ?\,K_##_HG'@/_ M ,)^T_\ C='_ RO\,/^B<> _P#PG[3_ .-T?\+?\0?]$K\>?^!>B_\ RPKH M/!/BV_\ %45PU]X8USPT82H1=2ELY#/G.2OV:>8<8YW%>HQGG !\\?\ !0CX M$^"/A_\ L@^+M7T'P;X5T35;3['Y%[8:3;VUQ#NO;=&VR(@9UP7[*_P#R;#\. M/^Q7TS_TDBKO: /&/AQ^P)\./A)\6]6\:^'O^%@:=K.O:K=ZWJ,"_$/Q#)I5 M[>W2E)IY-.>]-DS$$8S#A-B% I1,9_P>_P"":_PC^!GA;5?#^AZ9XON?#&MZ M;=:3>>']=\=:]K^B2VURY>=187]Y-;*SL6)=8P_SO\V';/N]%*RY>7HE;Y;6 M]+=-A\SYN?K>]_.][^M];]SQ[X1?L(_#GX&ZN-2\/P>,AJOGV\SZCJ?CC7-6 MOKB.WCFC@M9;B[NY99;.,7$S+:.S6XD7OPPRM1_X)I_!36_&NIZWJ/@Z3 M51J\U[=3Z/J&MZA=^'H[B]C>*[N(=(DG;3X)YDEF#S16Z2-]HF)8F60M[M13 M>NK_ *O:_P!]E]R%%N/P^7X7M]UW;U9YE^S]^R#X$_9DO=4O/"MGKTFIZS#! M;7>I:]XEU/Q%J,EO!O\ )MQ=:C<3S)!&9)"L*N(U:1V"@LQ/IM%%-R;U8DDM MC@OVUP7[./_ "3[4/\ L:/$7_IZOJ[VD,**** " MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH R/ MB!XEN/!?@/6]8M-)O]>N])L)[R'3+$*;K47CC9U@BW$+YCD!5R0,L,FOS%E_ MX+\_M(B5MG_!.SXYLF3M+/J@)';(_LO2J M3M[.?+\D_P S^?#]OS_@X_\ VGM!^/?@-;/X6:U^S]'X<==4N?"OB&WGGN/% M(7D&^339R MI4LO9AR&VME0Z1N!O1&7OZ]&KF&#E",5AU=>;_1W?S.*G@L4IR;K/7R7]+Y' MQ=_PVCX__:1_X)@^-?B#KGPS\>_L_P#BVSN/L4>DZM--;ZA&J3VV+F)S'!*( MW$C("T:$E'X*X8P^/M%U[X??\%"KN;XFWOQ:'@[XF:O;Z+X#UWPSXUN[?P]I MR2Z1)'+HVHZ9%-&+>X>XBN9X;^.&20O- OVFW:-4/UW\2?AOHOQ>\$7_ (<\ M167]H:-JBJEU;^=)%YH5@X^9&5A\R@\$=*XB?]B[X=7?QR@^(DVD:G<>(K2\ M.IVT,VOZC)I%K>F%H3>Q:8TYL8[LQNZFX6 2GS'^?+-GQ9O7MS*#;ZQICR7U_'%:[ M4NXY5CN(VWR0"2W0JC'[.@_9X\'6UEX_MTT?$/Q1N'NO$Z_:Y_\ B9R/90V+ M-G?F+-M;PIB+8/DW?>)8FB?L[>#?#?C'POX@L=&6VUCP;H,OAC2;I+F;=;Z; M(;=FMW&_$JYM8"#*&92I*D%WW*BW&?-+;DIQ^<85%)_.VSDCM:*** /F;XN?MS?$#X>_$C5]%TGX ^./$=AIMPT$ M.IPF<17H'_+1/+M9%VGM\Y..H!R!\@_MI?ML?%+Q;\3]/G^Q^/?A (]+CC_L M?^U+NU-S^]F/VG;LASNSLSM/^JZ]A^J]^(O"7AG7[R*(0 M1W&I:7!=2I&"6"!I%)"Y9CCIECZU^8<4\%YYFF'G1I9G))RNHN$(I*^W-!*> MGKKU/U_@[C_A[)\3#$5LHBY1C9R4YR;=M7RSDX:^FG0^#OV+_P!O+XI>%?A9 M>VW_ KOQ[\7LZI)(-9%[=W/V;,4(^S;O(F^[C?C,?!5C<12.=5O/.-O"54L _F6\0&XC:,$G)'&,D>V^"_A_H/P MWTI['P[HFD:#922F=[?3K..UB>0@ N50 %B%49QG"CTK7KOX>X5SK+Z-"E7S M*4XPM>/)3LTNG,X\^O>]SS>*.,L@S.OB*V'RF,)5+VG[2I>+:WY%+V=UVY;> M1^7G_!-OXC>)];^/7PA:>Z^-6B:IXAT_Q-J>NWWCGQS=ZWX?^(%E!,\2)I-H MU_=Q6UQ;SM:R$-%92K LNU)$9PONGA[_ (*"?$WQ=\-?A3>Z)X3\/Z_XF^(? MP-U;XCC2K2&5&N=9MDT@V]I;[IL+ [:A*"CDN=L8$BX)/T1H/[)'P\\,:1X% ML;'PZMO!\-+^?4O#6+RX,FF3SQ7$4Q#F0O(KI=3!DD+(=P.W*(5XKP1_P3*^ M#7PUO[F[\/Z!XAT6\FTJ]T*WN;+QCK4,^D:?=S0336=A(MV&L+?S+>)HXK0Q M)"0WEA-[[OO:2<::IRULFO\ R6:7I[THMV_DNEK9?FT914W-J]VG^*OZZ+KK MK9[7?C,/_!0/QP/"7PJU5_&/@X>&=?U>]TOQ;XQF^$VNVEGH=_%>6UO!H]WI MLFI?:=&GIKMK_Q*]/%O'>[A!.DC,+5B\D0F39[@O_!- M7X2#P]H^DO8>-9]*T?47U=K.?Q_X@F@UB[>Y6Z:;4T>]*ZHQE1#_ *<)_E4) M]P!:Z/Q'^Q;X"\2?&T_$/RO%NC^*9Y[6YO9-"\9:SHEEJ\ML L+WME9W45K> M,$5(R;B*0M&B1ME%"C:+C[2,I;+?[X_?HI1MHK-/XTY/&SY)1Z]/QW[;IW75 M-+W6DOCW]BW_ )/A\#?]A_XV_P#J6:=7HW[:ZZS\)_VJ_ GC"TG^,NB6%SXN MT*WU'Q7-XK>3P+8V5Q(+)M(;1+>Z9I);F1T47$]AMBEO$D-XBPJB_1G@O]DS MX?\ P\\<6/B31] ^QZUIMQK=U;7'VZYD\N36;N.\U)MK2%3YT\,;X((3;A-B MD@XGB+]@SX8>+/C(?'6H:/K=SK#ZI;ZY+9-XGU4:%<:A;I&L%[)I(N1I\EQ' MY,++*]N7#PQN&WHK IR2^KI[4[7\[2NTO5-K7T:<6T]<1)5/;-?;<[?]O.37 MH]5WMNM4F?*OQX\0>)M6C^./Q?C\=>/M*\4?";XF:5X<\.:1I_B.[MM%CT^/ M^R!):SZ8KBTNFN_MUR6EN(9)1YT?ENOE1XQ(/B'XN\)_#SP'\?[?QGX^U'QK MXL^)NMZ%JGAZ;Q%>3:!<:3"58&*/:GA;]@WX6>#/CA-\0]/\/7J>(Y+^ZU:..77=0GTJRO[I"E MS>VVFR3M8VUU,KR"2>&!)7\Z;_X6#X_\67/Q MV\"7^L>,;?6_$EUJFGW=Z+2RODO;6UFD>'3U22>6(162PP[)T4J=B8^\:\@^ M G["'PN_9E\82Z[X-\/WUCJ!M)-.M/MFNZAJ=OHMG)*)I+33X+J>6+3[9I%C M+06B11GRH@5Q&@7U^NNK.,I7@K+6RZ13;=EW2OY=DK)&-.,HJTWS/37J]$KM M=&_5][A7)?$7XB:EX,O;>*P\-:CKBS(7:2#=MC.<;3M1N?KCK76T5D:'D'B3 M]HW6]'TJ1Y_!]_IAD!CBGN9'"(Y!QUB /3.,\XJGX#_:+UN[T..V3PU?:]<$UZGXO\ Z5X\AACU6U-TEN2T:^<\8!.,GY6&>G> MH/"/PPT/P+=RSZ59&UDF3RW/GR.&&<]&8CMUIZ"U.<\-?&/7-:UVUM+GP3K% MC#<2!&N&WE80?XCF-1@=^:^/[#XI77[%OQE^*UW\==>^+6C7^HZ?XK\1:/XH MM?$\VK^$]:T*!X[B&*UTUI"FFZE8VLD4?EQVT0F,4KB:XW-M_0*O&]'_ & ? MA-I'B[6M9?PO/JTVNV%]I4MGK6LW^KZ99V=Z0;RVL[&ZFDM;*&?:HDCM8HE< M*H8$ "L:D'*Z76,E]ZT\UKN^U]&;4Y15E+92B_N_X#V[V>ECX/\ ^"2%]H/[ M)7[1ND^"?%_@Z#X:_&+Q=H>E>$O^$2TBPMX[SQ1:VUG>ZB?&6JSI.4NWF,) M;K7_ K-;RZ'K&J>-=/+YQ4FW)7EY5I7 MB_5C_P %,]=T&34]1_L,?#+3]0M].:Y?[(+C^U+V.6=(L[/,V>4K.!G&P$XQ M4'_!.GQ9K?Q _92FO=5UC4=2U5O%7BJUCO;Z=[J5$BU_4885W.22L<:(BKG" MJBJ, 5V?QX_9&\#_M'ZQI&I^)+;Q#;:SH44UM8ZMX>\3ZIX;U.&"8H9K MG7%O.T#M%$S0LYC+11L5W(I!HW['7PR\.P^"(;#P?I=G:_#C3;S1_#MI"72U MT^TNXTBN8C"&\N42(BAC*K'.3G+,3SJ+6']D]_>\OBE.6^ZM=+KWZ)/66M;V MBV]W\(1C\[V;_JYX'_P3#E\0?#+Q=X@^''Q-E^)\7QCT[1+/4]?DU[Q9-XC\ M.^*0;BYA.LZ-)+(YM(I74A[,1VHAS$OV? 61J_[,LGB7X+?MQ>(O#WQ1N?B< MWB[QI=>(-3\,:PWBJ;5/!7B;2$N89K>VBT]Y-FF7]E;211LD=O")1',XGN-S M;?H+X$?L@> OV;]=U35?"^GZR=6UBWALKB_UKQ%J6O7:6L+.T5I%-?3S/!;( MTDC+!$R1*78A 3FH/AY^Q9\.?A;\5[CQKI&D:G_;\L5S!;-?:_J.H6FCQ7+K M)<1Z?:7$\EOIZ2LB%UM(X@VQ000H NKSRUCH^62[:OX;+IT3UMO:-K12>JE' MHY*2^6]_FWTOLVW)"_B7X M?/AR&>X^'.F_$76_"R>!O$'BFZN(;F-I6@DOM/*VVB1%8IEBN[T3)(PD)C1; M=R_V'X(_9#^'GPYM_!$6C>'OLH>#M271;#PQ:^#6T^S\4ZO8VNI:3: MHZ6MK>QP72+?"$2R&-KH2O&SEE8,K]FY< MSO\ IJX_HI6MK=]MOE[XA^(&TW]NO5M5B@:=H/VA=*NT@S@R$?#"5@N<'KC' M2OH3_@GM\,W\>_!?X9))OF\SUY_P!D7X>/\0/^$I/A[_B>_P#"1P>+/M7V M^Y_Y"<.F'2H[C9YFSBR)BV8V'[Q4O\U9/PV_8/\ A?\ "/Q[-X@T'0M3M)9& MNI(=+E\0ZE=:#ISW18W$EII4MPUA:/)OE#/;P1L1-,,XE<-FI)I+# M0X_ WC0^)[#3]5\-7+^!?$OAG2+=9?$6CZ7)"NHWQ\O68'AU97CO[&.-,PB0 MP%942OL#]D7XS^.?&7C7XF^!_B+/X4U3Q-\-]6M+7^U_#>F7&F6&J6UW8PW< M3?99[BY>&5#)(C+]HDR%1_E#A1Y#\>O^",'PP\0?"A-*\"Z!]DUB*;2-.MW\ M0>*-8U*TL-"M];TS4+K3+:.XFG6WMS'IZB*"%$B1@ HC5G-?2?P'_9P\(_LV M:!J&G^$[+48O[8O3J.I7VJ:Q>ZSJ>IW!1(Q+_Q!/5W7>_X)?GK;97T['YXR_%#QEX3_ &G- M:\9M'\>+#2=#^/+Z'J_C*X\;R7W@FVT225+7^S3H9U"5@7DGBA65=-187E64 MSHJ,U=E^U3_P5W\:_ 3X@>)_[#F\)>*]#CM_%=EIEM%X!\106>F:AI&DZA?1 MM)XAD=--U+,FG213VEJD4D+R.@ED^SN[?4W_ [G^$S_ !1O/%LND^)[F]U' M7/\ A);K3+GQGK4_A^XU+ M]I-Y^=588T%*&'ITI/6,;-^?)".E^G-&4MNM_B7-4E]_ MO16^RMLDCP_]H[]H?XB^*OV7?VJO /Q&'@NZNK7X'S^-=+NO#=C=6D=K;:C9 MZM";"=9YYC/) ]EQ'O#O@L^ M(VT">XN_!FI^)M2\!:;8V]Q'=7FLZ;:7<%P97NH(P88_+-G#,LDQD ?9]=^+ MOV3/A_X[_P"$I_M70/M7_":^$X_ ^L_Z=/[3LM?ED&S'VRX_>)MD_> M??\ E7',?$3_ ()Y_"SXF_V\+W3_ !9I#YBQQA]WEIMUFTW+D6CM9>DF]>OP-+S=[WW,H_#3C)_#S7_[> MA!.W_;\9279[#*&$D?S-\C9 MROS-P1R>M7JJZ+HUIXTT^PMH;.QL(4M[:WA0)'!&BA415' 4 #H!5JB M;3DW'8SI\R@E+<****DL**** "BBB@ HHHH **** "BBB@ HHHH **** "BB MB@ HHHH **** "BBB@ HHHH **** "BBB@#P;_@IM_R8_P"-O^W#_P!+[:BC M_@IM_P F/^-O^W#_ -+[:B@#O/V5_P#DV'XUP7[*_\ R;#\ M./\ L5],_P#22*N]H **** "BBB@ HHHH X+]G'_ ))]J'_8T>(O_3U?5WM< M%^SC_P D^U#_ +&CQ%_Z>KZN]H **** "BBB@ HHHH **** "BBB@ HHHH * M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **^)?BS_P6,'PP^*? MB3PT/AT;\>'M4N=,^TG7O*^T&&5HR^S[.VW.W.,G&>M?3G[,/QQ'[2'P-T/Q MH-,.CC61/_H9N/M'DF*>2$_/M7=GR\_='6OELGXUR;-<9/ 8"MSU8)N2Y9JR M347JXI/5I:,^QSW@#/\ )L!3S/,J')1J-*,N:#NY)R6D9-JZ3>J7WG?4445] M2?'!1110!X-_P4V_Y,?\;?\ ;A_Z7VU%'_!3;_DQ_P ;?]N'_I?;44 =Y^RO M_P FP_#C_L5],_\ 22*N]K@OV5_^38?AQ_V*^F?^DD5=[0!\W>(_VB?B3\(_ MVL;?0_%5SX U7P3K6C:YKL>F:)IEZNM^&['3_*\J[N;MYVAN4GW["@MK?RY) M517G$;.WC^L_\%$_B_\ GX1^'/B/X]M/AOXA\-?$GP1?^*/#^E:%IE[IMWH M%ZEK#>6EC=W4MU<+>1R12F-[B.WMRKQ;A"0^U/UBWT&XT^^A>.2.*R,XTQ=06TMQ*WDPK=A4RW7?)OP-$_P"" M4G@@Z"=#\5>+_B-\0?"^G^'KOPKX"C+79N\?A;E?VGN[7_6-K;62M*Z M\TM7=G2?L_\ Q1^*VA_M$ZG\-OBM?^ ?$=S+X:@\3:5K/A30[K1(5'VAK>YM M)K:YO;QF*,872995#B1P8U* M\Z_M ?\%0_BG^S[\!)/CY<6OP[UOX3:EXHO M_"VF>&8M*O;77;9EN;K3["ZFU(W3PR":]MXO,B6R0Q17)Q)(8?WGTI\(?V)I M?A=\0QXOOOBQ\4/&WBQH[:PGU77QHQEN-,@$S+IICMM/@A2!IIC,\D<:7+O' M&&G**$KA_''_ 2(^'OQ0M+O0/$WB;X@ZY\,I-2O=;L?A_/?6D>A:-J%UYS/ M=6\D5LE_N26XGFB22[>*&20-&B&.'RZ?V;]+WMI>//>R[-T_=3Z23=]>82NN M:W6UNMGR6N^Z]I[S76+2MHX'7?L__%'XK:'^T3J?PV^*U_X!\1W,OAJ#Q-I6 ML^%-#NM$A4?:&M[FTFMKF]O&8HQA=)EE4.)'!C4H"WL_C#QC:>!])%[>PZK- M"9!'MT_3+G4)*]8\>>//B=XO MU/3H-&&M>*WT\7%G80N\B6L4=A:6L"J9)'=W,1ED8KO=@B!?7JI_"D]];_\ M@3M]T>5/S3>N[E7YGVTM_P" J_WRYFO)K1;+PWX!_'S0]*\#7T4MCXU9F\1Z M[,##X.U>9=LFKWCJ"R6Q 8!AN7.Y6RK ,I [7_AH[P__ - _QY_X0^M?_(E' M[./_ "3[4/\ L:/$7_IZOJ[VI*."_P"&CO#_ /T#_'G_ (0^M?\ R)1_PT=X M?_Z!_CS_ ,(?6O\ Y$KO:* ."_X:.\/_ /0/\>?^$/K7_P B4?\ #1WA_P#Z M!_CS_P (?6O_ )$KO:* ."_X:.\/_P#0/\>?^$/K7_R)1_PT=X?_ .@?X\_\ M(?6O_D2N]HH X+_AH[P__P! _P >?^$/K7_R)1_PT=X?_P"@?X\_\(?6O_D2 MN]HH X+_ (:.\/\ _0/\>?\ A#ZU_P#(E'_#1WA__H'^//\ PA]:_P#D2N]H MH X+_AH[P_\ ] _QY_X0^M?_ ")1_P -'>'_ /H'^//_ A]:_\ D2N]HH X M+_AH[P__ - _QY_X0^M?_(E'_#1WA_\ Z!_CS_PA]:_^1*[VB@#@O^&CO#__ M $#_ !Y_X0^M?_(E'_#1WA__ *!_CS_PA]:_^1*[VB@#@O\ AH[P_P#] _QY M_P"$/K7_ ,B4?\-'>'_^@?X\_P#"'UK_ .1*[VB@#@O^&CO#_P#T#_'G_A#Z MU_\ (E'_ T=X?\ ^@?X\_\ "'UK_P"1*[VB@#@O^&CO#_\ T#_'G_A#ZU_\ MB4?\-'>'_P#H'^//_"'UK_Y$KO:* ."_X:.\/_\ 0/\ 'G_A#ZU_\B4?\-'> M'_\ H'^//_"'UK_Y$KO:* ."_P"&CO#_ /T#_'G_ (0^M?\ R)1_PT=X?_Z! M_CS_ ,(?6O\ Y$KO:* ."_X:.\/_ /0/\>?^$/K7_P B4?\ #1WA_P#Z!_CS M_P (?6O_ )$KO:* ."_X:.\/_P#0/\>?^$/K7_R)1_PT=X?_ .@?X\_\(?6O M_D2N]HH X+_AH[P__P! _P >?^$/K7_R)1_PT=X?_P"@?X\_\(?6O_D2N]HH M X+_ (:.\/\ _0/\>?\ A#ZU_P#(E'_#1WA__H'^//\ PA]:_P#D2N]HH X+ M_AH[P_\ ] _QY_X0^M?_ ")1_P -'>'_ /H'^//_ A]:_\ D2N]HH X+_AH M[P__ - _QY_X0^M?_(E'_#1WA_\ Z!_CS_PA]:_^1*[VB@#@O^&CO#__ $#_ M !Y_X0^M?_(E'_#1WA__ *!_CS_PA]:_^1*[VB@#@O\ AH[P_P#] _QY_P"$ M/K7_ ,B4?\-'>'_^@?X\_P#"'UK_ .1*[VB@#@O^&CO#_P#T#_'G_A#ZU_\ M(E'_ T=X?\ ^@?X\_\ "'UK_P"1*[VB@#@O^&CO#_\ T#_'G_A#ZU_\B4?\ M-'>'_P#H'^//_"'UK_Y$KO:* ."_X:.\/_\ 0/\ 'G_A#ZU_\B4?\-'>'_\ MH'^//_"'UK_Y$KO:* ."_P"&CO#_ /T#_'G_ (0^M?\ R)1_PT=X?_Z!_CS_ M ,(?6O\ Y$KO:* ."_X:.\/_ /0/\>?^$/K7_P B4?\ #1WA_P#Z!_CS_P ( M?6O_ )$KO:* ."_X:.\/_P#0/\>?^$/K7_R)1_PT=X?_ .@?X\_\(?6O_D2N M]HH X+_AH[P__P! _P >?^$/K7_R)1_PT=X?_P"@?X\_\(?6O_D2N]HH X+_ M (:.\/\ _0/\>?\ A#ZU_P#(E'_#1WA__H'^//\ PA]:_P#D2NXOKZ'3+.6X MN9HK>W@4O)+*X1(U')))X 'K7S7\9?\ @I]X.\(ZQ_8/@>ROOB1XHF8Q0VVD MJ6MM_IYH!+_]LU8'U%>1F^?9?E=/VN/JJ">R>[\HQ5W)^23/&/^$,T?SFU8W7VL^)?#NIV(41 M^3L\KS1!O_UC;L;L87.,C.!^Q7_P4\\2_'3XGZAI'C#1;"+3K?2Y+R)O#FA: MC>W/FK+"@#)$9V";7;+;0 0HSR K M5E?<^U?^&CO#_P#T#_'G_A#ZU_\ (E'_ T=X?\ ^@?X\_\ "'UK_P"1*ZSP MGXLT[QUX9L=8TB\AO],U*%;BVN(FRDJ,,@C_ Z@\&M&OWR$XSBIP=T]4UU/ MYJJ4YTYNG-6:T:>Z?9G!?\-'>'_^@?X\_P#"'UK_ .1*/^&CO#__ $#_ !Y_ MX0^M?_(E=[15$'!?\-'>'_\ H'^//_"'UK_Y$H_X:.\/_P#0/\>?^$/K7_R) M7>T4 <%_PT=X?_Z!_CS_ ,(?6O\ Y$H_X:.\/_\ 0/\ 'G_A#ZU_\B5WM% ' M!?\ #1WA_P#Z!_CS_P (?6O_ )$H_P"&CO#_ /T#_'G_ (0^M?\ R)7>T4 < M%_PT=X?_ .@?X\_\(?6O_D2C_AH[P_\ ] _QY_X0^M?_ ")7>T4 <%_PT=X? M_P"@?X\_\(?6O_D2C_AH[P__ - _QY_X0^M?_(E=[10!P7_#1WA__H'^//\ MPA]:_P#D2C_AH[P__P! _P >?^$/K7_R)7>T4 <%_P -'>'_ /H'^//_ A] M:_\ D2C_ (:.\/\ _0/\>?\ A#ZU_P#(E=[10!P7_#1WA_\ Z!_CS_PA]:_^ M1*/^&CO#_P#T#_'G_A#ZU_\ (E=[10!P7_#1WA__ *!_CS_PA]:_^1*/^&CO M#_\ T#_'G_A#ZU_\B5WM% '!?\-'>'_^@?X\_P#"'UK_ .1*/^&CO#__ $#_ M !Y_X0^M?_(E=[10!P7_ T=X?\ ^@?X\_\ "'UK_P"1*/\ AH[P_P#] _QY M_P"$/K7_ ,B5WM% '!?\-'>'_P#H'^//_"'UK_Y$H_X:.\/_ /0/\>?^$/K7 M_P B5WM% '!?\-'>'_\ H'^//_"'UK_Y$H_X:.\/_P#0/\>?^$/K7_R)7>T4 M <%_PT=X?_Z!_CS_ ,(?6O\ Y$H_X:.\/_\ 0/\ 'G_A#ZU_\B5WM% '!?\ M#1WA_P#Z!_CS_P (?6O_ )$H_P"&CO#_ /T#_'G_ (0^M?\ R)69\=/VR/AW M^SM'(GB3Q%:KJ*#(TVT_TB];T!C7[F>QO 7_ &OOC=^UE(;?X0^"#X7T M"4[1XBUH*E?*YIQEEF"K?55)U:W_/NFN>?S2TC_V\TC[/ M)N \WS"A]<<51P__ #]JOV=/Y-ZR](*3/>O&7[:'@#XK6L;-Z!GM@,^U>)?$3_ (*HGQ1>W.D_!SP1KWC[4H5R;S[!.;>,=G$, M8\UE_P![RZO?#W_@EK8:[KR>(?BYXKUGXAZZW+PO<21VB=]NXGS'4=L%%[;: M^G?!?@/1?ASH4>F:!I.GZ-I\/W;>SMUAC!]<*!D^I/)KS.7B;-/B<<%2?:U2 MLUZ_PX?^3-'K\W".3?"I9A67>]*@GZ?Q)V_[<3/RIUO]BSXA_%G7]1\3ZP)= M,U7Q!>3:C>6TWA3Q#NBEED:1Q^ZT^1!\S'[KD>]?<7[''B6R_9Y_9O\ #G@_ M6;;Q;=:EI'VGSI;+P5KKP-YMU-,NTO9*Q^60 Y4<@_6OHJBM>&O#[*LCQ[3;V6K:1CQ9XGYUQ%@H9=C^14H24HJ,>6S2<4MV[)2:."_X: M.\/_ /0/\>?^$/K7_P B4?\ #1WA_P#Z!_CS_P (?6O_ )$KO:*^X/SLX+_A MH[P__P! _P >?^$/K7_R)70>"?B'8>/XKA[&WUR 6Q57_M+1;S3"NU0> M6;T502>PKY?\5_\ !2/7?C#KLWA[X%^"=1\67P^1]8OH6BLK?/&_:2N!Z&5D MY_A-?/YSQ1EN6-4\34_>2^&$4Y3EZ05W\[6\SZ;(>#\USA.IA*7[J/Q5)-0I MQ_Q3E:*]+W[(^KO$OBC3?!NB3ZEJ]_9:7I]JNZ:YNYEAAB'JS,0!7S!\2?\ M@I]8ZQK[>&_A#X9U3XC>(FRJS102)91?[7 WNH/4X1>^^LWPU_P3G\4?''6H M=?\ CMXYU#Q#.I\R+0].F\JTML_PE@ !QP1$B]/OFOI_X;?"?PU\'O#ZZ7X8 MT33M$L1C,=K"$,A'\3M]YV]V)/O7A>UXCS;^%%8*B^LK3K->4?@A\W)KL?1^ MQX5R3^-)X^NND;PH)^H_&_QO/IVDEQ*GAC M1741ICD!R,Q*1ZXE;!^^*^E/@U^SMX+_ &?]'^Q^$O#]CI(90LLZKON;C_?E M;+M]"<#L!7:T5[&4<)9=E]3ZS"+G6>]2;YZC_P"WGMZ1LO(\//.-LUS2DL+4 MFJ=!;4J:Y*:_[=6_K+F?F%9?C3P9I?Q$\*7^B:U90ZAI6IPF"YMY1E9%/\B. M"".00".16I17T52G&I!PFKIZ-/9KL?*TJLZ)KFYO_A#XJN&ET;5) 6_LF0GD.>@QD>8!P1B10/F4_<%O<1W M=NDL3I+%*H='0Y5U/((/<5RGQP^"FA?M!?#>_P##'B&V\^QO5RDBX\VUE'W) M8SV=3T]>0<@D5\P_LH_&S7?V1?BNOP.^)USNL68#PIKDG$4\3,1'$2>BL>%R M16_QKJC[,HHHK]&/RH**** "BBB@ HHH MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HK@?VGOCB/V;_@; MKGC0Z8=8&C"#_0QE?*W@K_@M=8^(?&.E6&I^ AH MVFWMW%!=:@VNF86,3.%:8H+8%@H)8@$9Q7RF=\;Y)E&*A@LQK\E2232Y9/1M MI.ZBTM4]VO/0^TX?\/.(<\P4\PRK#^TI0;BVI06J2DU:4E)Z-;)WO9:GW/45 M[>PZ;:23W$L<$$*EY))&"HBCJ23P!7R/XN_X*=7_ ,2M*SA]'*##;?>1HJHV?[!WQ2_:;NH[_XW?$&ZAT\L)%\/:*ZB./I@,0/ M)5ACJ%D)_O9K@J<;PQ4G1R&A+%2VYE[M)>M26C_[=4CTJ?AY4P<%7XDQ$<'% MZ\LO?K->5*.J_P"WW$[KXT_\%0?AW\-;TZ7X>:Z\?>(&?RHK31AOA:3LIGP5 M.?\ IF'/M7 ?\([^TS^V+_R$KRW^#OA&YZP0ADU"6,^H!\[/8AFB!_NU])?! M;]E_P'^SY9"/PIXSS%6A_S MZHWA'TE/^)+SMRKR-/\ 6S)W&FMXMUP'>U_K6)P'ZEDBQY:\\@D,P_O5[^B") J@*JC M& !2T5]5E>38'+:7L,!2C3CY*U_5[M^;NSXS.,^S'-J_UC,JTJLN\G>WDELE MY))!1117IGD!1110 4444 %%%% '@W_!3;_DQ_QM_P!N'_I?;44?\%-O^3'_ M !M_VX?^E]M10!WG[*__ ";#\./^Q7TS_P!)(J[VN"_97_Y-A^''_8KZ9_Z2 M15WM !17DW@O]H_6?$G[5OB?X<:AX(NM!L-$T.'6M/U:XU2":;65:YE@9EMH MMXBBS&"C/*)6RP:&/:I?YT^$?_!9R/QO9^-=4UGP5X?@T?PAX5O_ !-=0>'O M&']M:UH$MO-'%%I&O6;VENFD:I.9"([=IYAOMKI=^(2Y5-\\5*&MTW\HN2?W M.+5M[JW5#<6FT]+-)^LDFM>S33OM;J?(_L_?M)>.O%GQDU7X?_$[X?Z# MX&\36^AV_B/3WT'Q1+XBT[4+1YG@E0S2V5F\<\,BH&3RF4K,A61OF"^,_%W_ M (*V:I\#? ]S\3=?^&E@WP/EU[4/#6E^(+#Q5Y^N7EY;O M6K01.+UV'GP-)&@9Q&^WGMUN[\ME;=\VB6[>B5Q)IWZ6WOI;3FN[[+EU;V2M M=ZGVI17B/[/W[27CKQ9\9-5^'_Q.^'^@^!O$UOH=OXCT]]!\42^(M.U"T>9X M)4,TME9O'/#(J!D\IE*S(5D;Y@OK/C#QUHGP]TD7^OZQI>AV)D$0N=0NX[:( MN&_ /\ :3^'6C>!KZ*[\?>"K65_$>NSJDVN6R,T_CWXHL_'WQV\:ZYI;O/INLZ]?7UK(4*EXI;B1T)4C(RK#@\U^ M7>)7&^.R&%"&5PA4JU&[QDG)\J6Z49)[]=C]A\)O#W+^))XBIG$YTJ--*TXN M,5S-[.4HR6W3<_7C4?VR?AEI7PLL?&=QXNT^'P_JBR-92R+(DUWL=HW\N J) M6(=&!PG;TKP;4OV[_B5^TYJ$NE? SP-=1V.\Q2>)-9C588?5E!/E*1UPQ=B/ MX,\5YC^P;\!/@-/\,-%\6?$'Q3X9N_$EPTQ.C:SK=O!!IX2>1$W6Y<%MRJ'Q M)E2'^[W/VCIG[2GPGT73X;2S\??#RTM;=0D4,.N6<<<2CH%4/@#V%=&6PXDS MW"4J^-JK"4YQBW&EK4E=)OWI?P[]$DY+9RN<^:U.$^',=6P^7T98VK"3:?:)([&' MOM!X=E'8+Y:]BIKZ@\)^#]*\!Z%#IFBZ;8Z3IUL,16UI L,2?15 % MLY?XI.\G]]CXG/N+,USEKZ_5;C'X8*T81_PPC:*^2OW9WM%<%_PU1\,/^BC^ M _\ PH+3_P".4?\ #5'PP_Z*/X#_ /"@M/\ XY7N'SAWM%<%_P -4?##_HH_ M@/\ \*"T_P#CE'_#5'PP_P"BC^ __"@M/_CE '>T5P7_ U1\,/^BC^ _P#P MH+3_ ..4?\-4?##_ **/X#_\*"T_^.4 =[7EG[6W[+&C?M7?#"71M0V6NJ6N MZ;2M1"Y>RFQ^91L ,O< 'J 1K?\ #5'PP_Z*/X#_ /"@M/\ XY1_PU1\,/\ MHH_@/_PH+3_XY7'F& P^.PT\)BXJ5.:LT^J_K9]'JCNRS,\5EV+IX[!3<*D' M>+71_P!:-;-:/0\5_8=_:HUF'Q+<_!WXG[K+Q]XODC]N/1OA?^T5X9MM<\/_$SP'I7Q"\,XGT>_B\1VD3R[#O$ M#.)./FY1OX&.>A;.U^QM_P %%O#/Q;^'7V?QQKV@^&O%FC8@O3?7L5K!J'83 MQ,S!3G'S*IX/(^4BOCLBQ^(RO%K(,TDY7_@5'_R\BOL2?_/R"_\ EKO<^\X MBRS"YQ@I<2Y/!1M;ZQ27_+N3_P"7D5_SZF__ "7N[6M].T5P7_#5'PP_P"B MC^ __"@M/_CE'_#5'PP_Z*/X#_\ "@M/_CE?>GYJ=[17!?\ #5'PP_Z*/X#_ M /"@M/\ XY1_PU1\,/\ HH_@/_PH+3_XY0!WM%<%_P -4?##_HH_@/\ \*"T M_P#CE'_#5'PP_P"BC^ __"@M/_CE '>T5P7_ U1\,/^BC^ _P#PH+3_ ..4 M?\-4?##_ **/X#_\*"T_^.4 =[17!?\ #5'PP_Z*/X#_ /"@M/\ XY1_PU1\ M,/\ HH_@/_PH+3_XY0!WM%<%_P -4?##_HH_@/\ \*"T_P#CE'_#5'PP_P"B MC^ __"@M/_CE '>T5P7_ U1\,/^BC^ _P#PH+3_ ..4?\-4?##_ **/X#_\ M*"T_^.4 =[17!?\ #5'PP_Z*/X#_ /"@M/\ XY1_PU1\,/\ HH_@/_PH+3_X MY0!WM%<%_P -4?##_HH_@/\ \*"T_P#CE'_#5'PP_P"BC^ __"@M/_CE '>T M5P7_ U1\,/^BC^ _P#PH+3_ ..4?\-4?##_ **/X#_\*"T_^.4 =[17G>I_ MM<_"S2-.GNIOB-X),5NAD<0ZU;S2$ 9^5$)L-EKC02= M2O/X*<-92\_[L5UD[)?@?5\.<(XO-E+$N2I8:G\=6>D(^7>4GTA&\GILM3N/ M^"BG[3VC?%'PAJ/P7\%6UWXP\8>()H(9DTT>;%8&&XCF*LPX9_W6"!P@W%B- MN#Y'\)/^"//CVR\;>&M2\2W7@R318;ZUN=4TXWMP\[VXD5IH?EAV%B@9>'QD M_>QS7TQ^S-I_P _97\,_8_#WCKP%+J,Z 7NJW&O6;7=X?0MO^5,]$7 'N*6;<2ZU;)1A!^Y"*;:BW:\W=O MF>BZ)6L?=4_%*7#^">2\))JC>3E4J*\ZDI)1O$_!G_!%]CH,VC>*O'/AEM-@\%W M_@JUN_!_@D>'M8U**ZFCN#>:O=RWEV-1N$N$:Y'[N%&N+FYE9&,I ^ZJ*F$5 M"*A'977W\U_G[\M=]1R?-+GEKL_+2R6FVT4K;:'S_P#"+]F/XH^'?C0OQ!\; M?$[PAXK\2-8V^@21Z;X)N-(T^/24:6:5(H6U.=TO9KAX6:X>1XQ';JBVZEC) M7D?Q;_X(_:A\<_AC/\*/$7Q2 ^"-KKMYXET?1=.\-_9O$%G?333W4 GU-KIX M;BWMKNX>:./[%&S>5 LDDBK)YOVY15=K=-5Y._-==GS>\FM4[M:MBTUOUT?6 MZMRV?=6T:>C22>RMXG^S_P#LW>-_"?Q>U/Q_\3?'VB>.?%=QHL'AVQ&@^&9/ M#VFV%FDK3R,;>2\O'DN)964O)YH3;%&JQIAB_ME%%.^B71?JVW][;?JQ))-O MJ_T22_!)'!?LX_\ )/M0_P"QH\1?^GJ^KO:X+]G'_DGVH?\ 8T>(O_3U?5WM M(84444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 % M%%87Q&^)F@_"/PI<:YXDU6TT?2[4?//6T1USQ3,O\ I6MW MJ!IV8_>$0Y$2GGH2Q_B9J^"EQ!F&=R='AY\O;35_9K^ZKS?D>,>"_V,OB#^V%XDM?%WQWU6XL-) M1O.L?"5DQA6)3T#@$^5QP>6E(."RD8KZ^\'^#=*^'WARUTC1-.M-*TRR39!; M6T0CCC'T'<]2>I/)K3HKZ#(N&<'E?-4I7G5G\=2;YIR]7V[)62['S'$7%V/S MCEI5K0HP^"E!:_:_%SX9;[#XA^&L33Q6Z\ZQ"JX(*_Q2!,KC^-,KSA17U% M17CYYDF'S7"/"8BZV<9+249+X91?22>WW;,]WAWB#%9-C8XW"V>ZE%ZQG%_% M"2ZQDMU\UJD>4?LA?M6:1^U=\,DU6TV6>LV6V#5]-+?/9S8ZC/)C;!*M[$'E M37J]?&_[6_P-U[]ECXIGXY_"^#]VK%O%6BQ\0W4)(,DVT?PMU? RK 2#^(CZ M7^ _QRT+]HCX:6'B?P]/YEI>#;+$Y'FV

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end XML 14 R1.htm IDEA: XBRL DOCUMENT v3.24.0.1
Document And Entity Information - USD ($)
 12 Months Ended
Dec. 31, 2023
Mar. 04, 2024
Jun. 30, 2023
Document Information [Line Items]      
Entity Central Index Key 0001602658    
Entity Registrant Name Investar Holding Corporation    
Amendment Flag false    
Current Fiscal Year End Date --12-31    
Document Fiscal Period Focus FY    
Document Fiscal Year Focus 2023    
Document Type 10-K    
Document Annual Report true    
Document Period End Date Dec. 31, 2023    
Document Transition Report false    
Entity File Number 001-36522    
Entity Incorporation, State or Country Code LA    
Entity Tax Identification Number 27-1560715    
Entity Address, Address Line One 10500 Coursey Blvd.    
Entity Address, City or Town Baton Rouge    
Entity Address, State or Province LA    
Entity Address, Postal Zip Code 70816    
City Area Code 225    
Local Phone Number 227-2222    
Title of 12(b) Security Common stock, $1.00 par value per share    
Trading Symbol ISTR    
Security Exchange Name NASDAQ    
Entity Well-known Seasoned Issuer No    
Entity Voluntary Filers No    
Entity Current Reporting Status Yes    
Entity Interactive Data Current Yes    
Entity Filer Category Accelerated Filer    
Entity Small Business true    
Entity Emerging Growth Company false    
ICFR Auditor Attestation Flag true    
Document Financial Statement Error Correction [Flag] false    
Entity Shell Company false    
Entity Public Float     $ 112,000,000
Entity Common Stock, Shares Outstanding   9,781,946  
Auditor Name HORNE LLP    
Auditor Location Baton Rouge, Louisiana    
Auditor Firm ID 171    

XML 15 R2.htm IDEA: XBRL DOCUMENT v3.24.0.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
ASSETS    
Cash and due from banks $ 28,285 $ 30,056
Interest-bearing balances due from other banks 3,724 10,010
Federal funds sold 0 193
Cash and cash equivalents 32,009 40,259
Available for sale securities at fair value (amortized cost of $419,283 and $467,316, respectively) 361,918 405,167
Held to maturity securities at amortized cost (estimated fair value of $20,513 and $7,922, respectively) 20,472 8,305
Loans 2,210,619 2,104,767
Less: allowance for credit losses (30,540) (24,364)
Loans, net 2,180,079 2,080,403
Equity securities 14,597 27,254
Bank premises and equipment, net of accumulated depreciation of $19,476 and $22,025, respectively 44,183 49,587
Other real estate owned, net 4,438 682
Accrued interest receivable 14,366 12,749
Deferred tax asset 16,910 16,438
Goodwill and other intangible assets, net 42,320 43,147
Bank owned life insurance 58,797 57,379
Other assets 25,066 12,437
Total assets 2,815,155 2,753,807
Deposits:    
Noninterest-bearing 448,752 580,741
Interest-bearing 1,806,975 1,501,624
Total deposits 2,255,727 2,082,365
Advances from Federal Home Loan Bank 23,500 387,000
Borrowings under Bank Term Funding Program 212,500 0
Repurchase agreements 8,633 0
Subordinated debt, net of unamortized issuance costs 44,320 44,225
Junior subordinated debt 8,630 8,515
Accrued taxes and other liabilities 35,077 15,920
Total liabilities 2,588,387 2,538,025
Commitments and contingencies (Note 19)
STOCKHOLDERS’ EQUITY    
Preferred stock, no par value per share; 5,000,000 shares authorized 0 0
Common stock, $1.00 par value per share; 40,000,000 shares authorized; 9,748,067 and 9,901,847 shares issued and outstanding, respectively 9,748 9,902
Surplus 145,456 146,587
Retained earnings 116,711 108,206
Accumulated other comprehensive loss (45,147) (48,913)
Total stockholders’ equity 226,768 215,782
Total liabilities and stockholders’ equity $ 2,815,155 $ 2,753,807
XML 16 R3.htm IDEA: XBRL DOCUMENT v3.24.0.1
Consolidated Balance Sheets (Parentheticals) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Available for sale securities, amortized cost $ 419,283 $ 467,316
Held to maturity securities, far value 20,513 7,922
Bank premises and equipment, accumulated depreciation $ 19,476 $ 22,025
Preferred stock, no par value (in dollars per share) $ 0 $ 0
Preferred stock, shares authorized (in shares) 5,000,000 5,000,000
Common stock, par value (in dollars per share) $ 1 $ 1
Common stock, shares authorized (in shares) 40,000,000 40,000,000
Common stock, shares outstanding (in shares) 9,748,067 9,901,847
Common stock, shares issued (in shares) 9,748,067 9,901,847
XML 17 R4.htm IDEA: XBRL DOCUMENT v3.24.0.1
Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
INTEREST INCOME      
Interest and fees on loans $ 117,892 $ 93,373 $ 90,230
Interest on investment securities      
Taxable 12,372 9,796 3,948
Tax-exempt 693 482 552
Other interest income 2,244 918 812
Total interest income 133,201 104,569 95,542
INTEREST EXPENSE      
Interest on deposits 42,072 6,250 7,487
Interest on borrowings 16,609 8,534 4,241
Total interest expense 58,681 14,784 11,728
Net interest income 74,520 89,785 83,814
Provision for credit losses (2,000) 2,922 22,885
Net interest income after provision for credit losses 76,520 86,863 60,929
NONINTEREST INCOME      
(Loss) gain on call or sale of investment securities, net (323) 6 2,321
Loss on sale or disposition of fixed assets, net (1,323) (258) (408)
(Loss) gain on sale of other real estate owned, net (114) 9 (5)
Swap termination fee income 0 8,077 1,835
Gain on sale of loans 75 37 199
Income from bank owned life insurance 1,417 1,305 1,146
Change in the fair value of equity securities (65) (90) 214
Income from insurance proceeds 0 1,384 0
Other operating income 2,070 2,680 2,194
Total noninterest income 6,538 18,350 12,042
Income before noninterest expense 83,058 105,213 72,971
NONINTEREST EXPENSE      
Depreciation and amortization 3,780 4,435 4,988
Salaries and employee benefits 37,143 34,974 35,527
Occupancy 2,994 2,915 2,753
Data processing 3,482 3,600 3,112
Marketing 302 262 275
Professional fees 1,933 1,774 1,585
Loss on early extinguishment of subordinated debt 0 222 0
Acquisition expense 0 0 2,448
Other operating expenses 12,996 12,683 12,374
Total noninterest expense 62,630 60,865 63,062
Income before income tax expense 20,428 44,348 9,909
Income tax expense 3,750 8,639 1,909
Net income $ 16,678 $ 35,709 $ 8,000
EARNINGS PER SHARE      
Basic earnings per share (in dollars per share) $ 1.69 $ 3.54 $ 0.77
Diluted earnings per share (in dollars per share) 1.69 3.5 0.76
Cash dividends declared per common share (in dollars per share) $ 0.395 $ 0.365 $ 0.31
Deposit Account [Member]      
NONINTEREST INCOME      
Noninterest income $ 3,090 $ 3,090 $ 2,422
Bank Servicing [Member]      
NONINTEREST INCOME      
Noninterest income 14 74 204
Credit and Debit Card [Member]      
NONINTEREST INCOME      
Noninterest income $ 1,697 $ 2,036 $ 1,920
XML 18 R5.htm IDEA: XBRL DOCUMENT v3.24.0.1
Consolidated Statements of Comprehensive Income (Loss) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Net income $ 16,678 $ 35,709 $ 8,000
Investment securities:      
Unrealized gain (loss), available for sale, net of tax expense (benefit) of $951, ($12,993), and ($694), respectively 3,510 (48,019) (2,611)
Reclassification of realized loss (gain), available for sale, net of tax benefit (expense) of $67, ($1), and ($488), respectively 256 (5) (1,833)
Unrealized loss, transfer from available for sale to held to maturity, net of tax benefit of $0 for all respective periods 0 (1) (1)
Derivative financial instruments:      
Change in fair value of interest rate swaps designated as cash flow hedges, net of tax expense of $0, $1,151, and $1,396, respectively 0 4,329 5,253
Reclassification of realized gain, interest rate swap termination, net of tax expense of $0, $1,697, and $385, respectively 0 (6,380) (1,450)
Total other comprehensive income (loss) 3,766 (50,076) (642)
Total comprehensive income (loss) $ 20,444 $ (14,367) $ 7,358
XML 19 R6.htm IDEA: XBRL DOCUMENT v3.24.0.1
Consolidated Statements of Comprehensive Income (Loss) (Parentheticals) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Unrealized gain (loss) available for sale, tax $ 951 $ (12,993) $ (694)
Reclassification of realized gain, tax 67 (1) (488)
Unrealized loss, transfer from available for sale to held to maturity, tax benefit 0 0 0
Change in fair value of interest rate swaps designated as a cash flow hedge, tax 0 1,151 1,396
Reclassification of realized gain, interest rate swap termination, tax $ 0 $ 1,697 $ 385
XML 20 R7.htm IDEA: XBRL DOCUMENT v3.24.0.1
Consolidated Statements of Changes in Stockholders' Equity - USD ($)
$ in Thousands
Common Stock [Member]
Additional Paid-in Capital [Member]
Retained Earnings [Member]
AOCI Attributable to Parent [Member]
Total
Balance at Dec. 31, 2020 $ 10,609 $ 159,485 $ 71,385 $ 1,805 $ 243,284
Surrendered shares (19) (348) 0 0 (367)
Shares repurchased (359) (6,566) 0 0 (6,925)
Options exercised 47 685 0 0 732
Dividends declared 0 0 (3,225) 0 (3,225)
Stock-based compensation 65 1,676 0 0 1,741
Net income 0 0 8,000 0 8,000
Net change 0 0 0 (642) (642)
Balance at Dec. 31, 2021 10,343 154,932 76,160 1,163 242,598
Surrendered shares (24) (462) 0 0 (486)
Shares repurchased (519) (10,021) 0 0 (10,540)
Options exercised 10 123 0 0 133
Dividends declared 0 0 (3,663) 0 (3,663)
Stock-based compensation 92 2,015 0 0 2,107
Net income 0 0 35,709 0 35,709
Net change 0 0 0 (50,076) (50,076)
Balance (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022 0 0 (4,295) 0 (4,295)
Balance at Dec. 31, 2022 9,902 146,587 108,206 (48,913) 215,782
Surrendered shares (22) (330) 0 0 (352)
Shares repurchased (222) (2,804) 0 0 (3,026)
Options exercised 8 97 0 0 105
Dividends declared 0 0 (3,878) 0 (3,878)
Stock-based compensation 82 1,906 0 0 1,988
Net income 0 0 16,678 0 16,678
Net change 0 0 0 3,766 3,766
Balance at Dec. 31, 2023 $ 9,748 $ 145,456 $ 116,711 $ (45,147) $ 226,768
XML 21 R8.htm IDEA: XBRL DOCUMENT v3.24.0.1
Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) - $ / shares
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dividends per share declared (in dollars per share) $ 0.395 $ 0.365 $ 0.31
XML 22 R9.htm IDEA: XBRL DOCUMENT v3.24.0.1
Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Cash flows from operating activities      
Net income $ 16,678 $ 35,709 $ 8,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation and amortization 3,780 4,435 4,988
Provision for credit losses (2,000) 2,922 22,885
Net accretion of purchase accounting adjustments (274) (95) (1,560)
Net (accretion) amortization of securities (62) 972 3,484
Loss (gain) on call or sale of investment securities, net 323 (6) (2,321)
Loss on sale or disposition of fixed assets, net 1,323 258 408
Loss (gain) on sale of other real estate owned, net 114 (9) 5
Gain on sale of loans (75) (37) (199)
Loss on early extinguishment of subordinated debt 0 222 0
FHLB stock dividend (642) (152) (40)
Stock-based compensation 1,988 2,107 1,741
Deferred taxes (350) (655) (547)
Net change in value of bank owned life insurance (1,417) (1,305) (1,143)
Amortization of subordinated debt issuance costs 95 66 92
Change in the fair value of equity securities 65 90 (214)
Originations 0 (624) (10,235)
Proceeds from sales 0 1,281 9,814
Net change in:      
Accrued interest receivable (518) (1,394) 2,451
Other assets 5,772 (1,732) (3,086)
Accrued taxes and other liabilities 1,447 695 (1,042)
Net cash provided by operating activities 26,247 42,748 33,481
Cash flows from investing activities      
Proceeds from sales of investment securities available for sale 14,974 0 137,803
Purchases of securities available for sale (107,904) (181,636) (255,455)
Purchases of securities held to maturity (14,056) 0 0
Proceeds from maturities, prepayments and calls of investment securities available for sale 140,712 60,173 84,729
Proceeds from maturities, prepayments and calls of investment securities held to maturity 1,879 1,933 2,149
Proceeds from redemption or sale of equity securities 17,429 1,225 574
Purchases of equity securities (4,196) (11,615) (523)
Net decrease (increase) in loans 41,999 (225,090) 86,967
Proceeds from sales of other real estate owned 1,484 6,071 878
Purchases of other real estate owned 0 0 (501)
Proceeds from sales of fixed assets 42 4,692 194
Purchase of loans (163,842) 0 0
Purchases of fixed assets (1,072) (1,056) (3,318)
Purchases of bank owned life insurance 0 (5,000) (8,000)
Purchases of other investments (617) (718) (233)
Distributions from investments 274 34 23
Cash paid for branch sale to First Community Bank, net of cash received (596) 0 0
Net cash (used in) provided by investing activities (73,490) (350,987) 53,399
Cash flows from financing activities      
Net increase (decrease) in customer deposits 188,125 (38,249) 25,946
Net increase (decrease) in repurchase agreements 8,633 (5,783) 130
Net (decrease) increase in short-term FHLB advances (333,500) 333,500 (42,000)
Net increase in borrowings under the Bank Term Funding Program 212,500 0 0
Repayment of long-term FHLB advances (30,000) (25,000) 0
Cash dividends paid on common stock (3,844) (3,552) (3,090)
Payments to repurchase common stock (3,026) (10,540) (6,925)
Proceeds from stock options exercised 105 133 732
Proceeds from subordinated debt, net of issuance costs 0 19,548 0
Extinguishment of subordinated debt 0 (18,600) 0
Net cash provided by (used in) financing activities 38,993 251,457 (25,207)
Net (decrease) increase in cash and cash equivalents (8,250) (56,782) 61,673
Cash and cash equivalents, beginning of period 40,259 97,041 35,368
Cash and cash equivalents, end of period 32,009 40,259 97,041
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION      
Income taxes 2,899 8,887 4,207
Interest on deposits and borrowings 56,773 14,409 11,817
SUPPLEMENTAL DISCLOSURES OF NONCASH INVESTING ACTIVITIES      
Transfer from loans to other real estate owned 3,930 3,327 521
Transfer from bank premises and equipment to other real estate owned 1,425 525 1,850
Cheaha Financial Group [Member]      
Cash flows from investing activities      
Cash paid for acquisition of business, net of cash acquired 0 0 8,112
Held for Sale [Member]      
Adjustments to reconcile net income to net cash provided by operating activities:      
Gain on sale of loans 0 (37) (199)
First Community Bank [Member]      
Adjustments to reconcile net income to net cash provided by operating activities:      
Gain on sale of loans $ (75) $ 0 $ 0
XML 23 R10.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 1 - Summary of Significant Accounting Policies
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Significant Accounting Policies [Text Block]

NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

Nature of Operations

 

Investar Holding Corporation is a financial holding company headquartered in Baton Rouge, Louisiana, that provides, through its wholly-owned subsidiary, Investar Bank, National Association (the “Bank”), full banking services, excluding trust services, tailored primarily to meet the needs of individuals, professionals, and small to medium-sized businesses throughout its markets in south Louisiana, southeast Texas and Alabama.

 

Basis of Presentation

 

The consolidated financial statements of Investar Holding Corporation and its wholly-owned subsidiary, the Bank (together, the “Company”), have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”) and to generally accepted practices within the banking industry.

 

Segments

 

All of the Company’s banking operations are considered by management to be aggregated in one reportable operating segment. Because the overall banking operations comprise substantially all of the consolidated operations, no separate segment disclosures are presented in the accompanying consolidated financial statements.

 

Principles of Consolidation

 

The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation.

 

Use of Estimates

 

The preparation of statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates, and such differences could be material.

 

Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses. While management uses available information to recognize credit losses on loans, future additions to the allowance  may be necessary based on changes in economic conditions, changes in conditions of our borrowers’ industries or changes in the condition of individual borrowers. As described below under “Accounting Standards Adopted in 2023,” the Company adopted Accounting Standards Update (“ASU”) 2016-13 effective  January 1, 2023, which changed how the Company accounts for the allowance for credit losses. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for credit losses. Such agencies  may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the allowance for credit losses  may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated.

 

Other estimates that are susceptible to significant change in the near term relate to the allowance for off-balance sheet credit losses, the fair value of stock-based compensation awards, the determination of other-than-temporary impairments of securities, and the fair value of financial instruments and goodwill.

 

The COVID-19 pandemic and, in 2022 and 2023, rising inflation and interest rates have made certain estimates more challenging, including those discussed above.

 

Investment Securities

 

The Company’s investments in securities are accounted for in accordance with applicable guidance contained in the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”), which requires the classification of securities into one of the following categories:

 

 

•

Securities to be held to maturity (“HTM”): bonds, notes, and debentures for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.

 

 

•

Securities available for sale (“AFS”): available for sale securities consist of bonds, notes, and debentures that are available to meet the Company’s operating needs. These securities are reported at fair value.

 

Unrealized holding gains and losses, net of tax, on available for sale securities are reported as a net amount in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Realized gains and losses on the sale of debt and equity securities are determined using the specific-identification method and average price method, respectively.

 

The Company follows FASB guidance related to the recognition and presentation of other-than-temporary impairment. The guidance specifies that if an entity does not have the intent to sell a debt security prior to recovery, the security would not be considered other-than-temporarily impaired unless there is a credit loss. When an entity does not intend to sell the security, and it is more likely than not that the entity will not have to sell the security before recovery of its cost basis, it will recognize the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.

 

See “Allowance for Credit Losses” below for the accounting treatment of the allowance of credit losses for AFS and HTM securities.

 

Loans

 

The Company’s loan portfolio categories include real estate, commercial and consumer loans. Real estate loans are further categorized into construction and development, 1-4 family residential, multifamily, farmland and commercial real estate loans. The consumer loan category includes loans originated through indirect lending. Indirect lending, which is lending initiated through third-party business partners, is largely comprised of loans made through automotive dealerships.

 

Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at the unpaid principal balance outstanding, net of purchase premiums or discounts, deferred income (net of costs), any direct principal charge-offs, and an allowance for credit losses. Interest on loans is calculated by using the effective interest rate on daily balances of the principal amount outstanding. Loan origination fees, net of direct loan origination costs, and commitment fees, are deferred and amortized as an adjustment to yield over the life of the loan, or over the commitment period, as applicable.

 

Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans are ordinarily placed on nonaccrual when a loan is specifically determined to be impaired or when principal or interest is delinquent for 90 days or more; however, management may elect to continue the accrual when the estimated net realizable value of collateral is sufficient to cover the principal balance and the accrued interest. Any unpaid interest previously accrued on nonaccrual loans is reversed from income. Interest income, generally, is not recognized on specific impaired loans unless the likelihood of further loss is remote. Interest payments received on such loans are applied as a reduction of the loan principal balance. Interest income on other nonaccrual loans is recognized only to the extent of interest payments received. A loan may be returned to accrual status when all the principal and interest amounts contractually due are brought current and future principal and interest amounts contractually due are reasonably assured, which is typically evidenced by a sustained period of repayment performance by the borrower.

 

The Company follows the FASB accounting guidance on sales of financial assets, which includes participating interests in loans. For loan participations that are structured in accordance with this guidance, the sold portions are recorded as a reduction of the loan portfolio. Loan participations that do not meet the criteria are accounted for as secured borrowings.

 

See “Acquisition Accounting” below for accounting treatment of loans acquired through business acquisitions.

 

Employee Retention Credit

 

The CARES Act provided for an Employee Retention Credit (“ERC”), which is a broad based refundable payroll tax credit that incentivized businesses to retain employees on the payroll during the COVID-19 pandemic. The ERC is a credit against certain employment taxes of up to $5,000 per employee for eligible employers based on certain wages paid after March 12, 2020 through December 31, 2020. In 2021, the tax credit increased to up to $7,000 for each quarter, equal to 70% of qualified wages paid to employees during a quarter, capped at $10,000 of qualified wages per employee per quarter. The ERC terminated effective September 30, 2021. The Company qualified for the ERC based on the significant adverse financial impacts of the COVID-19 pandemic. In the fourth quarter of 2022, Company recorded a $2.3 million reduction to payroll taxes related to the second quarter of 2021, and in the fourth quarter of 2021, the Company recorded a $1.9 million reduction to payroll taxes related to the first quarter of 2021, which are included as part of “Salaries and employee benefits” in noninterest expense on the accompanying consolidated statements of income for the years ended December 31, 2022 and 2021.

 

Allowance for Credit Losses

 

For reporting periods beginning on and after January 1, 2023, reflecting the adoption of ASU 2016-13:

 

The Company’s allowance for credit losses is determined using a current expected credit loss (“CECL”) model. The allowance for credit losses represents the measurement of all expected credit losses for financial assets accounted for on an amortized cost basis. Expected losses at the reporting date are calculated based on historical experience, current conditions, and reasonable and supportable forecasts. The lifetime expected credit losses are recorded at the time the financial asset is originated or acquired and adjusted each period as a provision for credit losses for changes in expected lifetime credit losses. The Company developed a CECL model methodology that calculates expected credit losses over the life of the portfolio by analyzing the composition, characteristics and quality of the loan and securities portfolios, as well as prevailing economic conditions and forecasts. The Company’s CECL calculation estimates loan losses using a combination of discounted cash flow and remaining life analyses. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the model reverts back to the historical loss rates adjusted for qualitative factors related to current conditions using a four-quarter reversion period.

 

The allowance for credit losses is measured on a pool basis when similar risk characteristics exist and is maintained at an amount which management believes is a current estimate of the expected credit losses for the full life of the relevant pool of loans and related unfunded lending commitments. For modeling purposes, loan pools include: agriculture and farmland, automotive, commercial and industrial, construction and development, commercial real estate - nonowner-occupied and multifamily, commercial real estate - owner-occupied, credit cards, home equity lines of credit and junior liens, consumer, residential senior liens, and other loans, which primarily consist of public finance. Management periodically reassesses each pool to confirm that the loans within the pool continue to share similar characteristics and risk profiles and to determine whether further segmentation is necessary. For each pool of loans, the Company evaluates and applies qualitative adjustments to the calculated allowance for credit losses based on several factors, including, but not limited to, changes in current and expected future economic conditions, changes in the nature and volume of the portfolio, changes in levels of concentrations, changes in the volume and severity of past due loans, changes in lending policies and personnel and changes in the competitive and regulatory environment of the banking industry. The loss rates computed for each pool and expected pool-level funding rates are applied to the related unfunded lending commitments to calculate an allowance for credit losses. 

 

Loans that do not share similar risk characteristics with other loans are excluded from the loan pools and individually evaluated for impairment. Individually evaluated loans are loans for which it is probable that all the amounts due under the contractual terms of the loan will not be collected. The allowance for credit losses on loans that are individually evaluated is based on a comparison of the recorded investment in the loan with either the expected cash flows discounted using the loan’s original effective interest rate, observable market price for the loan or the fair value of the collateral underlying certain collateral dependent loans. The allowance for credit losses is established after input from management as well as our risk management department and our special assets committee. For collateral dependent loans where the borrower is experiencing financial difficulty, which the Company evaluates independently from the loan pool, the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral, which is based on third-party appraisals. Credits deemed uncollectible are charged to the allowance for credit losses. Provisions for credit losses and recoveries on loans previously charged off are adjustments to the allowance for credit losses.

 

Expected credit losses on AFS securities are recorded in an allowance for credit losses when management does not intend to sell or believes that it is not more likely than not that they will be required to sell the securities prior to recovery of the securities’ amortized cost basis. If management has the intent to sell or believes it is more likely than not the Company will be required to sell an impaired available for sale security before recovery of the amortized cost basis, the credit loss is recorded as a direct write-down of the amortized cost basis. In evaluating AFS securities in an unrealized loss position for credit losses, the Company considers the nature of the investments, the current market price, and the current interest rate environment, among other factors. Declines in the fair value of AFS securities that are not considered credit related are recognized in accumulated other comprehensive income.

 

Expected credit losses on HTM securities are recorded in an allowance for credit losses and estimated using a probability of loss model based on reasonable and supportable forecasts. HTM securities are evaluated on a collective basis by security type. In evaluating HTM securities in an unrealized loss position for credit losses, the Company considers the nature of the investments, the current market price, and the current interest rate environment, among other factors. 

 

See “Accounting Standards Adopted in 2023” below for additional information.

 

For reporting periods prior to  January 1, 2023, prior to the adoption of ASU 2016-13:

 

Prior to the adoption of CECL, the Company established an allowance for loan losses in an amount that management believed would be adequate to absorb probable losses inherent in the loan portfolio as of the balance sheet date based on evaluations of the collectability of loans and prior loan loss experience. The evaluations took into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrower’s ability to pay. This evaluation was inherently subjective as it required estimates that were susceptible to significant revision as more information became available. Allowances for impaired loans were generally determined based on collateral values or the present value of estimated cash flows. Credits deemed uncollectible were charged to the allowance. Provisions for loan losses and recoveries on loans previously charged off were adjusted to the allowance. Past due status was determined based on contractual terms.

 

The allowance consisted of allocated and general components. The allocated component related to loans that were classified as impaired. For loans that were classified as impaired, an allowance was established when the discounted cash flows (or collateral value or observable market price) of the impaired loan was lower than the carrying value of that loan. The general component covered non-classified loans and was based on historical loss experience adjusted for qualitative factors. Based on management’s review and observations made through qualitative review, management may apply qualitative adjustments to determine loss estimates at a group and/or portfolio segment level as deemed appropriate. Management had an established methodology to determine the adequacy of the allowance for loan losses that assessed the risks and losses inherent in the portfolio and portfolio segments. The Company utilized an internally developed model that required judgment to determine the estimation method that fit the credit risk characteristics of the loans in its portfolio and portfolio segments. Qualitative and environmental factors that may not be directly reflected in quantitative estimates include: asset quality trends, changes in loan concentrations, new products and process changes, changes and pressures from competition, changes in lending policies and underwriting practices, trends in the nature and volume of the loan portfolio, changes in experience and depth of lending staff and management and national and regional economic trends. The Company also considered third party or comparable company loss data. Changes in these factors were considered in determining changes in the allowance for loan losses. The impact of these factors on the Company’s qualitative assessment of the allowance for loan losses could change from period to period based on management’s assessment of the extent to which these factors were already reflected in historic loss rates. The uncertainty inherent in the estimation process was also considered in evaluating the allowance for loan losses.

 

Equity Securities

 

Equity securities primarily consist of Federal Home Loan Bank (“FHLB”) stock and Federal Reserve Bank of Atlanta (“FRB”) stock. Members of the FHLB and FRB are required to own a certain amount of stock based on the level of borrowings and other factors and  may invest in additional amounts. FHLB stock and FRB stock is carried at cost, is restricted as to redemption, and is periodically evaluated for impairment based on the ultimate recovery of par value. Both cash and stock dividends are reported as income. Equity securities also include investments in our other correspondent banks including Independent Bankers Financial Corporation and First National Bankers Bank stock. These investments are carried at cost which approximates fair value. The balance of equity securities in our correspondent banks at December 31, 2023 and 2022 was $13.4 million and $26.0 million, respectively.

 

In addition, equity securities include marketable securities in corporate stocks and mutual funds which totaled $1.2 million at both  December 31, 2023 and 2022.

 

Bank Premises and Equipment

 

Bank premises and equipment are stated at cost, less accumulated depreciation, with the exception of land, which is stated at cost. Depreciation expense is computed using the straight-line method and is charged to expense over the estimated useful lives of 39 years for buildings, five to 39 years for improvements, three to seven years for furniture and equipment, and one to five years for computer equipment and software. Costs of major additions and improvements are capitalized. Expenditures for maintenance and repairs are expensed as incurred. Gains or losses on the disposition of land, buildings, and equipment are included in noninterest income on the consolidated statements of income.

 

The Company leases certain branch locations under operating lease agreements. The Company also leases certain office facilities to outside parties under operating lessor agreements; however, such leases are not significant. The Company determines if an arrangement is a lease at inception. Operating leases, with the exception of short-term leases, are included in operating lease right-of-use (“ROU”) assets and operating lease liabilities in “Bank premises and equipment, net” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets. Operating lease ROU assets represent the right to use an underlying asset for the lease term and operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. As the Company’s leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at the commencement date in determining the present value of lease payments. The operating lease ROU asset also includes any lease pre-payments made and excludes lease incentives. The Company’s lease terms may include options to extend or terminate the lease. When it is reasonably certain that the Company will exercise an option to extend a lease, the extension is included in the lease term when calculating the present value of lease payments.

 

Other Real Estate Owned

 

Real estate acquired through foreclosure, or other real estate owned on the consolidated balance sheets, is initially recorded at fair value at the time of foreclosure, less estimated selling cost, and any related write down is charged to the allowance for credit losses. Valuations are periodically performed by management and provisions for estimated losses on other real estate owned are charged to expense when fair value is determined to be less than the carrying value.

 

Costs relative to the development and improvement of properties are capitalized to the extent realizable, whereas ordinary upkeep disbursements are charged to expense. The ability of the Company to recover the carrying value of real estate is based upon future sales of the other real estate owned. The ability to affect such sales is subject to market conditions and other factors, many of which are beyond the Company’s control. Operating income and expense of such properties is included in other operating income or expense, respectively, on the accompanying consolidated statements of income. Gain or loss on the disposition of such properties is included in noninterest income on the consolidated statements of income.

 

Goodwill and Other Intangible Assets

 

Goodwill represents the excess of the purchase price over the fair value of the net identifiable assets acquired in a business combination. Goodwill and other intangible assets deemed to have an indefinite useful life are not amortized but instead are subject to review for impairment annually, or more frequently if deemed necessary, in accordance with the provisions of FASB ASC Topic 350, “Intangibles – Goodwill and Other.”

 

Intangible assets with estimable useful lives are amortized over their respective estimated useful lives and reviewed for impairment in accordance with FASB ASC Topic 360, “Property, Plant, and Equipment.” If impaired, the asset is written down to its estimated fair value. No impairment charges have been recognized through December 31, 2023. Core deposit intangibles representing the value of the acquired core deposit base are generally recorded in connection with business combinations involving banks and branch locations. The Company’s policy is to amortize core deposit intangibles over the estimated useful life of the deposit base. The remaining useful lives of core deposit intangibles are evaluated periodically to determine whether events and circumstances warrant revision of the remaining period of amortization. The Company’s core deposit intangibles are currently amortized using the sum-of-the-years-digits basis over 10 to 15 years. See Note 7. Goodwill and Other Intangible Assets, for additional information.

 

Bank Owned Life Insurance

 

The Company invests in bank owned life insurance (“BOLI”) policies that provide earnings to help cover the cost of employee benefit plans. The Company is the owner and beneficiary of the life insurance policies it purchased directly on a chosen group of employees. The policies are carried on the Company’s consolidated balance sheet at their cash surrender value and are subject to regulatory capital requirements. The determination of the cash surrender value includes a full evaluation of the contractual terms of each policy and assumes the surrender of policies on an individual-life by individual-life basis. Additionally, the Company periodically reviews the creditworthiness of the insurance companies that have underwritten the policies. Earnings accruing to the Company are derived from the general account investments of the insurance companies. Increases in the net cash surrender value of BOLI policies and insurance proceeds received are not taxable and are recorded in noninterest income in the consolidated statements of income.

 

Repurchase Agreements

 

Securities sold under agreements to repurchase are secured borrowings treated as financing activities and are carried at the amounts at which the securities will be subsequently reacquired as specified in the respective agreements.

 

Stock-Based Compensation

 

The Company accounts for stock-based compensation under the provisions of ASC Topic 718, “Compensation - Stock Compensation.” Under this accounting guidance, fair value is established as the measurement objective in accounting for share-based payment awards and requires the application of a fair value based measurement method in accounting for compensation costs, which is recognized over the requisite service period. The impact of forfeitures of share-based payment awards on compensation expense is recognized as forfeitures occur. See Note 14. Stock-Based Compensation, for further disclosures regarding stock-based compensation.

 

Off-Balance Sheet Credit-Related Financial Instruments

 

The Company accounts for its guarantees in accordance with the provisions of ASC Topic 460, “Guarantees.” In the ordinary course of business, the Company has entered into commitments to extend credit, including commitments under credit card agreements, commercial letters of credit and standby letters of credit. Such financial instruments are recorded when they are funded.

 

Derivative Financial Instruments

 

ASC Topic 815, “Derivatives and Hedging,” requires that all derivatives be recognized as assets or liabilities in the balance sheet at fair value. Derivatives executed with the same counterparty are generally subject to master netting arrangements, however, fair value amounts recognized for derivative financial instruments and fair value amounts recognized for the right/obligation to reclaim/return cash collateral are not offset for financial reporting purposes.

 

In the course of its business operations, the Company is exposed to certain risks, including interest rate, liquidity and credit risk. The Company manages its risks through the use of derivative financial instruments, primarily through management of exposure due to the receipt or payment of future cash amounts based on interest rates. The Company’s derivative financial instruments manage the differences in the timing, amount and duration of expected cash receipts and payments.

 

Derivatives which are designated and qualify as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. The effective portion of the derivative’s gain or loss is initially reported as a component of other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings or when the hedge is terminated. The ineffective portion of the gain or loss is reported in earnings immediately.

 

In applying hedge accounting for derivatives, the Company establishes a method for assessing the effectiveness of the hedging derivative and a measurement approach for determining the ineffective aspect of the hedge upon the inception of the hedge. These methods are consistent with the Company’s approach to managing risk. Note 12. Derivative Financial Instruments, describes the derivative instruments currently used by the Company and discloses how these derivatives impact the Company’s financial position and results of operations.

 

Income Taxes

 

The provision for income taxes is based on amounts reported in the consolidated statements of income after exclusion of nontaxable income such as interest on state and municipal securities. Also, certain items of income and expenses are recognized in different time periods for financial statement purposes than for income tax purposes. Thus, provisions for deferred taxes are recorded in recognition of such temporary differences.

 

Deferred taxes are determined utilizing a liability method whereby deferred tax assets are recognized for deductible temporary differences and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment.

 

The Company has adopted accounting guidance related to accounting for uncertainty in income taxes, which sets out a consistent framework to determine the appropriate level of tax reserves to maintain for uncertain tax positions.

 

The Company recognizes interest and penalties on income taxes as a component of income tax expense.

 

Revenue Recognition

 

The Company recognizes revenue in the consolidated statements of income as it is earned and when collectability is reasonably assured. The primary source of revenue is interest income from interest-earning assets, which is recognized on the accrual basis of accounting using the effective interest method. The recognition of revenues from interest-earning assets is based upon formulas from underlying loan agreements, securities contracts, or other similar contracts. Noninterest income is recognized on the accrual basis of accounting as services are provided or as transactions occur. Noninterest income includes fees from deposit accounts, merchant services, automated teller machine (“ATM”) and debit card fees, servicing fees, interchange fees, and other miscellaneous services and transactions.

 

Earnings Per Share

 

Basic earnings per share is calculated using the two-class method. The two-class method is an earnings allocation formula that determines earnings per share separately for common stock and participating securities according to dividends declared and participation rights in undistributed earnings. Under this method, all earnings distributed and undistributed, are allocated to participating securities and common shares based on their respective rights to receive dividends. Unvested share-based payment awards that contain nonforfeitable rights to dividends are considered participating securities (i.e. unvested time-vested restricted stock), not subject to performance based measures.

 

Basic earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted earnings per share is calculated in a manner similar to that of basic earnings per share except that the weighted average number of common shares outstanding is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares (such as those resulting from the exercise of stock options and warrants) were issued during the period, computed using the treasury stock method.

 

Statements of Cash Flows

 

For purposes of the statements of cash flows, cash and cash equivalents include cash and amounts due from banks and federal funds sold due to the short-term nature of these items.

 

Comprehensive Income

 

Comprehensive income includes net income and other comprehensive income or loss, which in the case of the Company includes unrealized gains and losses on securities, changes in the fair value of interest rate swaps, and the reclassification of realized gains on AFS securities and interest rate swap terminations to net income, net of related income taxes.

 

Acquisition Accounting

 

The Company follows the FASB ASC Topic 805, “Business Combinations” (“ASC 805”) to determine the appropriate accounting treatment for an acquisition. ASC 805 prescribes an initial fair value screen to determine if substantially all of the fair value of the assets acquired is concentrated in a single asset or group of similar assets. If the initial screen test is met, the assets acquired represent an asset acquisition rather than a business combination.

 

Loans acquired in an asset acquisitions are recorded using the cost accumulation and allocation model whereby the cost of the acquisition is allocated on a relative fair value basis to the assets acquired. 

 

Business combinations are accounted for under the acquisition method of accounting. Purchased assets and assumed liabilities are recorded at their respective acquisition date fair values, and identifiable intangible assets are recorded at fair value. If the consideration given exceeds the fair value of the net assets received, goodwill is recognized. If the fair value of the net assets received exceeds the consideration given, a bargain purchase gain is recognized. Fair values are subject to refinement for up to one year after the closing date of an acquisition as information relative to closing date fair values becomes available.

 

Loans acquired in a business combination are recorded at their estimated fair value as of the acquisition date. The fair value of loans acquired is determined using a discounted cash flow model based on assumptions regarding the amount and timing of principal and interest prepayments, estimated payments, estimated default rates, estimated loss severity in the event of defaults, and current market rates. The fair value adjustment for performing acquired loans is accreted over the life of the loan using the effective interest method. Estimated credit losses are included in the determination of fair value; therefore, an allowance for credit losses is not recorded on the acquisition date. Subsequent to acquisition, acquired performing loans are evaluated using a similar allowance methodology as the legacy portfolio. An allowance for credit losses is only recorded to the extent that the required reserves exceed the unaccreted fair value adjustment.

 

The Company accounts for purchased credit deteriorated (“PCD”) assets under ASC Topic 326. The CECL estimate for PCD assets is recognized through the allowance for credit losses with an offset to the amortized cost basis of the PCD asset at the date of acquisition. Subsequent changes in the allowance for credit losses for PCD assets are recognized through a provision for credit losses on loans.

 

Share Repurchases

 

The Louisiana Business Corporation Act does not include the concept of treasury stock. Rather, shares purchased by the Company constitute authorized but unissued shares. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The Company’s consolidated financial statements as of December 31, 2023, 2022 and 2021 reflect this principle. The cost of shares purchased by the Company has been allocated to common stock and surplus balances.

 

Reclassifications

 

Certain reclassifications have been made to the 2022 and 2021 financial statements to conform to the 2023 presentation.

 

Accounting Standards Adopted in 2023

 

FASB ASC Topic 326 “Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instruments” Update No. 2016-13 (“ASU 2016-13”). ASU 2016-13 became effective for the Company as a smaller reporting company on January 1, 2023. ASU 2016-13, also referred to as the Current Expected Credit Loss (“CECL”) standard, requires financial assets measured on an amortized cost basis, including loans and HTM debt securities, to be presented at an amount net of an allowance for credit losses, which reflects expected losses for the full life of the financial asset. Unfunded lending commitments are also within the scope of this topic. See “Allowance for Credit Losses” above for additional information on the calculation of the allowance for credit losses under ASU 2016-13.

 

The Company adopted ASU 2016-13 using the modified retrospective approach for all loans and off-balance sheet credit exposures measured at amortized cost, other than PCD financial assets. Results for reporting periods beginning after December 31, 2022 are presented in accordance with ASU 2016-13 while prior period amounts continue to be reported in accordance with previously applicable GAAP. 

 

CECL requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. Under prior GAAP, credit losses were not recognized until the occurrence of the loss was probable, and entities, in general, did not attempt to estimate credit losses for the full life of financial assets. ASU 2016-13 does not specify the method for measuring expected credit losses, and an entity is allowed to apply methods that reasonably reflect its expectations of the lifetime credit loss estimate.

 

ASU 2016-13 also amended the accounting model for purchased financial assets and replaced the guidance for purchased credit impaired (“PCI”) financial assets with the concept of PCDs. The Company used the prospective transition approach for PCD loans that were previously classified as PCI and accounted for under ASC 310-30, “Loans and Debt Securities Acquired with Deteriorated Credit Quality” (“ASC 310-30”). As permitted under ASU 2016-13, the Company did not reassess whether PCI assets meet the criteria of PCD assets as of the date of adoption.

 

The Company adopted ASU 2016-13 on January 1, 2023, and recorded a one-time, cumulative effect adjustment as shown in the table below (dollars in thousands).

 

  

December 31, 2022

  

Impact of ASU 2016-13 Adoption

  

January 1, 2023

 

Assets:

            

Allowance for credit losses

 $(24,364) $(5,865) $(30,229)

Deferred tax asset

  16,438   1,142   17,580 

Remaining purchase discount on loans(1)

  (818)  422   (396)

Liabilities:

            

Reserve for unfunded loan commitments(2)

  372   (6)  366 

Stockholders’ Equity

            

Retained earnings

  108,206   (4,295)  103,911 

 

 (1)

For PCD loans, formerly classified as PCI, the Company applied the guidance under CECL using the prospective transition approach. As a result, the Company adjusted the amortized cost basis of the PCD loans to reclassify the purchase discount to the allowance for credit losses on January 1, 2023.

 (2)

The allowance for credit losses on unfunded loan commitments is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets. The related provision for credit losses on unfunded loan commitments is included in “Provision for credit losses” in the accompanying consolidated statements of income for the year ended December 31, 2023.

 

In addition, ASU 2016-13 amends the accounting for credit losses on available for sale (“AFS”) securities, requiring expected credit losses on AFS securities to be recorded in an allowance for credit losses rather than as a write-down of the securities’ amortized cost basis when management does not intend to sell or believes that it is not more likely than not that they will be required to sell the securities prior to recovery of the securities’ amortized cost basis. The Company’s AFS and HTM securities portfolios were not materially impacted by the adoption of ASU 2016-13 due to the composition of the portfolios, which consists primarily of U.S. Treasury and U.S. government agencies and corporations securities and mortgage-backed securities. Due to the nature of the investments, current market prices, and the current interest rate environment, the Company determined that the declines in the fair values of the HTM and AFS securities portfolio were not attributable to credit losses. The Company will apply the provisions of ASU 2016-13 to debt securities that have an other-than-temporary impairment on a prospective basis. Accordingly, there was no adjustment made to the amortized cost basis upon adoption. The adoption of ASU 2016-13 did not have a significant impact on the Company’s regulatory capital ratios. 

 

FASB ASC Topic 326 “Financial Instruments – Credit Losses, Troubled Debt Restructurings and Vintage Disclosures” Update No. 2022-02 (“ASU 2022-02”). ASU 2022-02 became effective for the Company on January 1, 2023 and is applied prospectively. ASU 2022-02 amends Topic 326 to eliminate the accounting guidance for troubled debt restructurings (“TDRs”) by creditors that have adopted ASU 2016-13 and, instead, requires that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendment also requires that public business entities disclose current-period gross charge-offs by year of origination for financing receivables and net investments in leases. The adoption of ASU 2022-02 did not have a material impact on the Company’s consolidated financial statements.

 

FASB ASC Topic 848 “Reference Rate Reform: Facilitation of the Effects of Reference Rate Reform on Financial Reporting” Update No. 2020-04 (“ASU 2020-04”) and FASB ASC Topic 848 “Reference Rate Reform: Deferral of the Sunset Date” Update No. 2022-06 (“ASU 2022-06”). In  March 2020, the FASB issued ASU 2020-04, which is intended to provide temporary optional expedients and exceptions to the GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens related to the expected market transition from the London Interbank Offered Rate (“LIBOR”) and other interbank offered rates to alternative reference rates. ASU 2020-04 became effective as of March 12, 2020 and could be adopted any time during the period of January 1, 2020 through December 31, 2022. In  December 2022, the FASB issued ASU 2022-06, which deferred the sunset date of ASU 2020-04 from  December 31, 2022 to  December 31, 2024. The Company implemented a plan to transition all loans and other financial instruments, including certain indebtedness, with attributes that are either directly or indirectly influenced by LIBOR to its preferred replacement index, the Secured Overnight Financing Rate (“SOFR”). The Company has transitioned all loans and certain indebtedness. The adoption of ASU 2022-06 did not have a material impact on the Company’s consolidated financial statements.

 

Recent Accounting Pronouncements

 

This section briefly describes accounting standards that have been issued, but are not yet adopted, that could impact the Company’s financial statements.

 

FASB “Disclosure Improvements” Update No. 2023-06 (“ASU 2023-06”). In October 2023, the FASB issued ASU 2023-06, which amends the disclosure or presentation requirements related to various topics. The amendment is intended to align U.S. GAAP with the SEC’s regulations. ASU 2023-06 is required to be applied prospectively, and early adoption is prohibited. For reporting entities subject to the SEC’s existing disclosure requirements, the effective dates of ASU 2023-06 will be the date on which the SEC’s removal of that related disclosure requirement from Regulation S-X or Regulation S-K becomes effective. If by June 30, 2027, the SEC has not removed the applicable requirement from Regulation S-X or Regulation S-K, the pending content of the related amendment will be removed and will not become effective for any entities. ASU 2023-06 is not expected to have a material impact on the Company’s consolidated financial statements.

 

FASB ASC Topic 740 “Income Taxes - Improvements to Income Tax Disclosures” Update No. 2023-09 (“ASU 2023-09”). In December 2023, the FASB issued ASU 2023-09, which enhances the transparency and decision usefulness of income tax disclosures. ASU 2023-09 requires disclosure of additional categories of information about federal, state and foreign income taxes in the rate reconciliation table and requires companies to provide more information about the reconciling items in some categories if a quantitative threshold is met. The adoption of ASU 2023-09 is effective for fiscal years beginning after December 15, 2024 and is not expected to have a material impact on the Company’s consolidated financial statements.

 
XML 24 R11.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 2 - Investment Securities
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]

NOTE 2. INVESTMENT SECURITIES

 

The amortized cost and approximate fair value of investment securities classified as AFS are summarized below as of the dates presented (dollars in thousands).

 

December 31, 2023

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $20,383  $100  $(440) $20,043 

Obligations of state and political subdivisions

  18,768   11   (2,076)  16,703 

Corporate bonds

  30,097   —   (3,741)  26,356 

Residential mortgage-backed securities

  274,950   14   (42,919)  232,045 

Commercial mortgage-backed securities

  75,085   208   (8,522)  66,771 

Total

 $419,283  $333  $(57,698) $361,918 

 

December 31, 2022

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $30,370  $134  $(699) $29,805 

Obligations of state and political subdivisions

  21,098   7   (2,727)  18,378 

Corporate bonds

  33,477   —   (3,535)  29,942 

Residential mortgage-backed securities

  298,867   10   (47,026)  251,851 

Commercial mortgage-backed securities

  83,504   179   (8,492)  75,191 

Total

 $467,316  $330  $(62,479) $405,167 

 

The Company calculates realized gains and losses on sales of debt securities under the specific identification method. Proceeds from sales of investment securities classified as AFS and gross gains and losses are summarized below for the periods presented (dollars in thousands).

 

  

Twelve months ended December 31,

 
  

2023

  

2022

  

2021

 

Proceeds from sales

 $14,974  $—  $137,803 

Gross gains

 $2  $—  $2,323 

Gross losses

 $(325) $—  $(2)

 

The amortized cost and approximate fair value of investment securities classified as HTM are summarized below as of the dates presented (dollars in thousands).

 

December 31, 2023

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of state and political subdivisions

 $18,163  $314  $(82) $18,395 

Residential mortgage-backed securities

  2,309   —   (191)  2,118 

Total

 $20,472  $314  $(273) $20,513 

 

December 31, 2022

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of state and political subdivisions

 $5,538  $1  $(127) $5,412 

Residential mortgage-backed securities

  2,767   —   (257)  2,510 

Total

 $8,305  $1  $(384) $7,922 

 

Securities are classified in the consolidated balance sheets according to management’s intent. The Company had no securities classified as trading as of December 31, 2023 or December 31, 2022.

 

The approximate fair value of AFS securities and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, are summarized below as of the dates presented (dollars in thousands).

 

  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2023

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $1,268  $(7) $9,284  $(433) $10,552  $(440)

Obligations of state and political subdivisions

  —   —   15,425   (2,076)  15,425   (2,076)

Corporate bonds

  468   (28)  25,888   (3,713)  26,356   (3,741)

Residential mortgage-backed securities

  2,705   (421)  228,415   (42,498)  231,120   (42,919)

Commercial mortgage-backed securities

  1,085   (35)  50,271   (8,487)  51,356   (8,522)

Total

 $5,526  $(491) $329,283  $(57,207) $334,809  $(57,698)

 

  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2022

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $16,017  $(688) $1,013  $(11) $17,030  $(699)

Obligations of state and political subdivisions

  13,695   (1,427)  4,524   (1,300)  18,219   (2,727)

Corporate bonds

  19,606   (1,170)  10,085   (2,365)  29,691   (3,535)

Residential mortgage-backed securities

  134,419   (18,122)  116,132   (28,904)  250,551   (47,026)

Commercial mortgage-backed securities

  27,181   (2,632)  32,432   (5,860)  59,613   (8,492)

Total

 $210,918  $(24,039) $164,186  $(38,440) $375,104  $(62,479)

 

At  December 31, 2023, 698 of the Company’s AFS debt securities had unrealized losses totaling 14.7% of the individual securities’ amortized cost basis and 13.8% of the Company’s total amortized cost basis of the AFS investment securities portfolio. At such date, 682 of the 698 securities had been in a continuous loss position for over 12 months.

 

The approximate fair value of HTM securities, and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, are summarized below as of the dates presented (dollars in thousands).

 

  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2023

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of state and political subdivisions

 $—  $—  $3,064  $(82) $3,064  $(82)

Residential mortgage-backed securities

  —   —   2,118   (191)  2,118   (191)

Total

 $—  $—  $5,182  $(273) $5,182  $(273)

 

  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2022

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of state and political subdivisions

 $3,536  $(127) $—  $—  $3,536  $(127)

Residential mortgage-backed securities

  2,510   (257)  —   —   2,510   (257)

Total

 $6,046  $(384) $—  $—  $6,046  $(384)

 

Unrealized losses are generally due to changes in market interest rates. The Company has the intent to hold these securities either until maturity or a forecasted recovery, and it is more likely than not that the Company will not have to sell the securities before the recovery of their amortized cost basis. Due to the nature of the investments, current market prices, and the current interest rate environment, the Company determined that these declines were not attributable to credit losses at December 31, 2023 and 2022.

 

The amortized cost and approximate fair value of investment debt securities, by contractual maturity, are shown below as of the dates presented (dollars in thousands). Actual maturities may differ from contractual maturities due to mortgage-backed securities whereby borrowers may have the right to call or prepay obligations with or without call or prepayment penalties and certain callable bonds whereby the issuer has the option to call the bonds prior to contractual maturity.

 

  

Securities Available For Sale

  

Securities Held to Maturity

 

December 31, 2023

 

Amortized Cost

  

Fair Value

  

Amortized Cost

  

Fair Value

 

Due within one year

 $1,034  $1,027  $960  $961 

Due after one year through five years

  28,620   27,623   2,556   2,582 

Due after five years through ten years

  43,634   39,971   4,647   4,621 

Due after ten years

  345,995   293,297   12,309   12,349 

Total debt securities

 $419,283  $361,918  $20,472  $20,513 

 

  

Securities Available For Sale

  

Securities Held to Maturity

 

December 31, 2022

 

Amortized Cost

  

Fair Value

  

Amortized Cost

  

Fair Value

 

Due within one year

 $1,082  $1,072  $915  $915 

Due after one year through five years

  32,452   31,394   960   961 

Due after five years through ten years

  52,093   48,229   3,663   3,536 

Due after ten years

  381,689   324,472   2,767   2,510 

Total debt securities

 $467,316  $405,167  $8,305  $7,922 

 

Accrued interest receivable on the Company’s investment securities was $1.7 million at both  December 31, 2023 and  December 31, 2022, and is included in “Accrued interest receivable” on the accompanying consolidated balance sheets.

 

At December 31, 2023, securities with a carrying value of $296.2 million were pledged to secure certain deposits, borrowings, and other liabilities, compared to $165.7 million in pledged securities at December 31, 2022.

 
XML 25 R12.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Credit Losses
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

NOTE 3. LOANS AND ALLOWANCE FOR CREDIT LOSSES

 

The Company’s loan portfolio consists of the following categories of loans as of the dates presented (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Construction and development

 $190,371  $201,633 

1-4 Family

  413,786   401,377 

Multifamily

  105,946   81,812 

Farmland

  7,651   12,877 

Commercial real estate

  937,708   958,243 

Total mortgage loans on real estate

  1,655,462   1,655,942 

Commercial and industrial

  543,421   435,093 

Consumer

  11,736   13,732 

Total loans

 $2,210,619  $2,104,767 

 

Unamortized premiums and discounts on loans, included in the total loans balances above, were $0.2 million and $0.8 million at  December 31, 2023 and  December 31, 2022, respectively. Unearned income, or deferred fees, on loans was $1.1 million and $1.3 million at  December 31, 2023 and  December 31, 2022, respectively, and is also included in the total loans balance in the table above.

 

The table below provides an analysis of the aging of loans as of  December 31, 2023 (dollars in thousands).

 

  

December 31, 2023

 
  

Current

  

30 - 59 Days Past Due

  

60 - 89 Days Past Due

  

90 Days or More Past Due

  

Total

  

> 90 Days and Accruing

 

Construction and development

 $189,746  $—  $55  $570  $190,371  $— 

1-4 Family

  406,014   3,031   1,720   3,021   413,786   — 

Multifamily

  105,946   —   —   —   105,946   — 

Farmland

  7,651   —   —   —   7,651   — 

Commercial real estate

  937,272   48   359   29   937,708   — 

Total mortgage loans on real estate

  1,646,629   3,079   2,134   3,620   1,655,462   — 

Commercial and industrial

  542,206   259   488   468   543,421   — 

Consumer

  11,552   57   82   45   11,736   — 

Total loans

 $2,200,387  $3,395  $2,704  $4,133  $2,210,619  $— 

 

The table below provides an analysis of nonaccrual loans as of  December 31, 2023 and  December 31, 2022 (dollars in thousands).

 

  

December 31, 2023

  

December 31, 2022(1)

 
  

Nonaccrual with No Allowance for Credit Loss

  

Nonaccrual with an Allowance for Credit Loss

  

Total Nonaccrual Loans

  

Interest Income Recognized on Nonaccrual Loans

  

Total Nonaccrual Loans

 

Construction and development

 $577  $212  $789  $42  $372 

1-4 Family

  2,937   1,241   4,178   26   1,207 

Multifamily

  —   —   —   —   — 

Farmland

  —   —   —   10   62 

Commercial real estate

  216   —   216   416   6,032 

Total mortgage loans on real estate

  3,730   1,453   5,183   494   7,673 

Commercial and industrial

  59   409   468   997   2,183 

Consumer

  74   45   119   15   130 

Total loans

 $3,863  $1,907  $5,770  $1,506  $9,986 

 

 (1)Nonaccrual loans previously reported as of  December 31, 2022 excluded $0.5 million of nonaccrual acquired impaired loans being accounted for under ASC 310-30.

 

The table below provides an analysis of the aging of loans as of  December 31, 2022 (dollars in thousands).

 

  

December 31, 2022

 
  

Accruing

                 
  

Current

  

30-59 Days Past Due

  

60-89 Days Past Due

  

90 Days or More Past Due

  

Nonaccrual

  

Total Past Due & Nonaccrual

  

Acquired Impaired Loans

  

Total Loans

 

Construction and development

 $201,048  $101  $—  $112  $372  $585  $—  $201,633 

1-4 Family

  394,846   2,614   1,220   1,188   1,207   6,229   302   401,377 

Multifamily

  81,812   —   —   —   —   —   —   81,812 

Farmland

  12,601   152   62   —   62   276   —   12,877 

Commercial real estate

  951,908   181   22   —   5,523   5,726   609   958,243 

Total mortgage loans on real estate

  1,642,215   3,048   1,304   1,300   7,164   12,816   911   1,655,942 

Commercial and industrial

  432,438   406   15   51   2,183   2,655   —   435,093 

Consumer

  13,347   171   27   —   130   328   57   13,732 

Total loans

 $2,088,000  $3,625  $1,346  $1,351  $9,477  $15,799  $968  $2,104,767 

 

Nonaccrual and Past Due Loans

 

Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans are placed on nonaccrual status when, in management’s opinion, the borrower  may be unable to meet payment obligations as they become due, as well as when required by regulatory provisions. In determining whether or not a borrower  may be unable to meet payment obligations for each class of loans, the borrower’s debt service capacity is considered through the analysis of current financial information, if available, and/or current information with regard to the collateral position. Regulatory provisions would typically require the placement of a loan on nonaccrual status if (i) principal or interest has been in default for a period of 90 days or more unless the loan is both well secured and in the process of collection or (ii) full payment of principal and interest is not expected. Loans  may be placed on nonaccrual status regardless of whether or not such loans are considered past due. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest income on nonaccrual loans is recognized only to the extent that cash payments are received in excess of principal due. A loan  may be returned to accrual status when all the principal and interest amounts contractually due are brought current and payment of future principal and interest amounts contractually due are reasonably assured, which is typically evidenced by a sustained period (at least six months) of repayment performance by the borrower. Interest income recognized on nonaccrual loans shown in the table above for the year ended December 31, 2023 was primarily attributable to the resolution of one oil and gas loan relationship. 

 

Collateral Dependent Loans

 

Collateral dependent loans are loans for which the repayments, on the basis of the Company’s assessment at the reporting date, are expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Loans that do not share risk characteristics are excluded from the loan pools and evaluated on an individual basis, and the Company has determined to evaluate collateral dependent loans individually for impairment. The allowance for credit losses for collateral dependent loans is measured based on the difference between the fair value of the collateral and the amortized cost basis of the asset as of the measurement date. When repayment is expected to be from the operation of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the present value of expected cash flows from the operation of the collateral. When repayment is expected to be from the sale of the collateral, expected credit losses are calculated as the amount by which the amortized costs basis of the financial asset exceeds the fair value of the underlying collateral less estimated cost to sell. The Company’s collateral dependent loans include all nonaccrual loans shown in the table above at December 31, 2023. The types of collateral that secure collateral dependent loans are discussed under “Portfolio Segment Risk Factors” below. 

 

Portfolio Segment Risk Factors

 

The following describes the risk characteristics relevant to each of the Company’s loan portfolio segments.

 

Construction and Development - Construction and development loans are generally made for the purpose of acquisition and development of land to be improved through the construction of commercial and residential buildings. The successful repayment of these types of loans is generally dependent upon a commitment for permanent financing from the Company, or from the sale of the constructed property. These loans carry more risk than commercial or residential real estate loans due to the dynamics of construction projects, changes in interest rates, the long-term financing market, and state and local government regulations. One such risk is that loan funds are advanced upon the security of the property under construction, which is of uncertain value prior to the completion of construction. Thus, it is more difficult to evaluate accurately the total loan funds required to complete a project and to calculate related loan-to-value ratios. The Company attempts to minimize the risks associated with construction lending by limiting loan-to-value ratios as described above. In addition, as to speculative development loans, the Company generally makes such loans only to borrowers that have a positive pre-existing relationship with us. The Company manages risk by using specific underwriting policies and procedures for these types of loans and by avoiding excessive concentrations in any one business or industry. Construction and development loans are primarily secured by residential and commercial properties, which are under construction and/or redevelopment.

 

1-4 Family - The 1-4 family portfolio mainly consists of residential mortgage loans to consumers to finance a primary residence. The majority of these loans are secured by first liens on residential properties located in the Company’s market areas and carry risks associated with the creditworthiness of the borrower and changes in the value of the collateral and loan-to-value-ratios. The Company manages these risks through policies and procedures such as limiting loan-to-value ratios at origination, employing experienced underwriting personnel, requiring standards for appraisers, and not making subprime loans. In the third quarter of 2023, we exited the consumer mortgage origination business.

 

Multifamily - Multifamily loans are normally made to real estate investors to support permanent financing for multifamily residential income producing properties that rely on the successful operation of the property for repayment. This management mainly involves property maintenance and collection of rents due from tenants. This type of lending carries a lower level of risk, as compared to other commercial lending. In addition, underwriting requirements for multifamily properties are stricter than for other nonowner-occupied property types. The Company manages this risk by avoiding concentrations with any particular customer. Multifamily loans are primarily secured by first liens on multifamily real estate.

 

Farmland - Farmland loans are often for land improvements related to agricultural endeavors and  may include construction of new specialized facilities. These loans are usually repaid through the conversion to permanent financing, or if scheduled loan amortization begins, for the long-term benefit of the borrower’s ongoing operations. Underwriting generally involves intensive analysis of the financial strength of the borrower and guarantor, liquidation value of the subject collateral, the associated unguaranteed exposure, and any available secondary sources of repayment, with the greatest emphasis given to a borrower’s capacity to meet cash flow coverage requirements as set forth by Bank policies. Farmland loans are primarily secured by raw land.

 

Commercial Real Estate - Commercial real estate loans are extensions of credit secured by owner occupied and nonowner-occupied collateral. Underwriting generally involves intensive analysis of the financial strength of the borrower and guarantor, liquidation value of the subject collateral, the associated unguaranteed exposure, and any available secondary sources of repayment, with the greatest emphasis given to a borrower’s capacity to meet cash flow coverage requirements as set forth by Bank policies. Commercial real estate loans typically depend on the successful operation and management of the businesses that occupy these properties or the financial stability of tenants occupying the properties. Nonowner-occupied commercial real estate loans typically are dependent, in large part, on the owner’s ability to rent the property and the ability of the tenants to pay rent, whereas owner-occupied commercial real estate loans typically are dependent, in large part, on the success of the owner’s business. General market conditions and economic activity  may impact the performance of these types of loans, including fluctuations in the value of real estate, new job creation trends, and tenant vacancy rates. The Company attempts to limit risk by analyzing a borrower’s cash flow and collateral value on an ongoing basis. The Company also typically requires personal guarantees from the principal owners of the property, supported by a review of their personal financial statements, as an additional means of mitigating our risk. The Company manages risk by avoiding concentrations in any one business or industry. Commercial real estate loans are primarily secured by office and industrial buildings, warehouses, retail shopping facilities and various special purpose commercial properties.

 

Commercial and Industrial - Commercial and industrial loans receive similar underwriting treatment as commercial real estate loans in that the repayment source is analyzed to determine its ability to meet cash flow coverage requirements as set forth by Bank policies. Repayment of these loans generally comes from the generation of cash flow as the result of the borrower’s business operations. Commercial lending generally involves different risks from those associated with commercial real estate lending or construction lending. Although commercial loans  may be collateralized by equipment or other business assets (including real estate, if available as collateral), the repayment of these types of loans depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the general business conditions of the local economy and the borrower’s ability to sell its products and services, thereby generating sufficient operating revenue to repay us under the agreed upon terms and conditions, are the chief considerations when assessing the risk of a commercial loan. The liquidation of collateral, if any, is considered a secondary source of repayment because equipment and other business assets  may, among other things, be obsolete or of limited resale value. The Company actively monitors certain financial measures of the borrower, including advance rate, cash flow, collateral value and other appropriate credit factors. Commercial and industrial loans also include public finance loans made to governmental entities, which can be taxable or tax-exempt, and are generally repaid using pledged revenue sources including income tax, property tax, sales tax, and utility revenue, among other sources. Commercial and industrial loans are primarily secured by accounts receivable, inventory and equipment.

 

Consumer - Consumer loans are offered by the Company in order to provide a full range of retail financial services to its customers and include auto loans, credit cards, and other consumer installment loans. Typically, the Company evaluates the borrower’s repayment ability through a review of credit scores and an evaluation of debt to income ratios. Repayment of consumer loans depends upon key consumer economic measures and upon the borrower’s financial stability and is more likely to be adversely affected by divorce, job loss, illness and personal hardships than repayment of other loans. A shortfall in the value of any collateral also  may pose a risk of loss to the Company for these types of loans. Consumer loans include loans primarily secured by vehicles and unsecured loans.

 

Refer to Note 1. Summary of Significant Accounting Policies – Accounting Standards Adopted in 2023 for loan pools used for modeling purposes, which are aggregated into the portfolio segments shown above.

 

Concentrations of Credit

 

Substantially all of the Company’s loans and commitments have been granted to customers in the Company’s market areas in south Louisiana, southeast Texas and Alabama. The distribution of commitments to extend credit approximates the distribution of loans outstanding.

 

Credit Quality Indicators

 

Loans are categorized into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The following definitions are utilized for risk ratings, which are consistent with the definitions used in supervisory guidance:

 

Pass - Loans not meeting the criteria below are considered pass. These loans have high credit characteristics and financial strength. The borrowers at least generate profits and cash flow that are in line with peer and industry standards and have debt service coverage ratios above loan covenants and our policy guidelines. For some of these loans, a guaranty from a financially capable party mitigates characteristics of the borrower that might otherwise result in a lower grade.

 

Special Mention - Loans classified as special mention possess some credit deficiencies that need to be corrected to avoid a greater risk of default in the future. For example, financial ratios relating to the borrower  may have deteriorated. Often, a special mention categorization is temporary while certain factors are analyzed or matters addressed before the loan is re-categorized as either pass or substandard.

 

Substandard - Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the borrower or the liquidation value of any collateral. If deficiencies are not addressed, it is likely that this category of loan will result in the Bank incurring a loss. Where a borrower has been unable to adjust to industry or general economic conditions, the borrower’s loan is often categorized as substandard.

 

Doubtful - Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

 

Loss - Loans classified as loss are considered uncollectible and of such little value that their continuance as recorded assets is not warranted. This classification does not mean that the assets have absolutely no recovery or salvage value, but rather it is not practical or desirable to defer writing off these assets.

 

The table below presents the Company’s loan portfolio by year of origination, category, and credit quality indicator as of  December 31, 2023 (dollars in thousands). Loans acquired are shown in the table by origination year. The Company had an immaterial amount of revolving loans converted to term loans at  December 31, 2023.

 

  

December 31, 2023

 
  

2023

  

2022

  

2021

  

2020

  

2019

  

Prior

  

Revolving Loans

  

Total

 

Construction and development

                                

Pass

 $51,811  $83,668  $25,169  $2,661  $935  $4,012  $17,496  $185,752 

Special Mention

  3,063   —   767   —   —   —   —   3,830 

Substandard

  —   293   489   —   —   7   —   789 

Total construction and development

 $54,874  $83,961  $26,425  $2,661  $935  $4,019  $17,496  $190,371 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $—  $—  $—  $— 
                                 

1-4 Family

                                

Pass

 $43,047  $101,479  $85,340  $58,926  $26,836  $59,115  $33,454  $408,197 

Special Mention

  —   —   477   —   —   —   —   477 

Substandard

  179   1,949   257   162   963   1,510   92   5,112 

Total 1-4 family

 $43,226  $103,428  $86,074  $59,088  $27,799  $60,625  $33,546  $413,786 
                                 

Current-period gross charge-offs

 $(22) $—  $—  $—  $(21) $(3) $—  $(46)
                                 

Multifamily

                                

Pass

 $7,839  $64,932  $16,300  $5,045  $633  $6,969  $160  $101,878 

Special Mention

  —   —   —   —   —   4,068   —   4,068 

Substandard

  —   —   —   —   —   —   —   — 

Total multifamily

 $7,839  $64,932  $16,300  $5,045  $633  $11,037  $160  $105,946 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $—  $—  $—  $— 
                                 

Farmland

                                

Pass

 $1,762  $1,347  $727  $936  $775  $1,013  $1,015  $7,575 

Special Mention

  —   —   —   —   —   —   —   — 

Substandard

  —   —   —   —   —   76   —   76 

Total farmland

 $1,762  $1,347  $727  $936  $775  $1,089  $1,015  $7,651 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $—  $—  $—  $— 
                                 

Commercial real estate

                                

Pass

 $76,043  $269,311  $218,780  $175,604  $82,909  $105,083  $4,731  $932,461 

Special Mention

  —   —   181   —   —   —   —   181 

Substandard

  —   —   —   1,474   172   3,233   187   5,066 

Total commercial real estate

 $76,043  $269,311  $218,961  $177,078  $83,081  $108,316  $4,918  $937,708 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $(2) $(25) $—  $(27)
                                 

Commercial and industrial

                                

Pass

 $60,123  $139,543  $31,459  $14,244  $7,439  $14,290  $273,208  $540,306 

Special Mention

  —   —   —   —   —   —   2,289   2,289 

Substandard

  49   78   154   7   416   8   114   826 

Total commercial and industrial

 $60,172  $139,621  $31,613  $14,251  $7,855  $14,298  $275,611  $543,421 
                                 

Current-period gross charge-offs

 $—  $—  $(190) $—  $(7) $(31) $(193) $(421)
                                 

Consumer

                                

Pass

 $4,881  $2,303  $1,611  $734  $250  $1,130  $658  $11,567 

Special Mention

  —   —   —   —   —   —   —   — 

Substandard

  4   7   1   14   4   139   —   169 

Total consumer

 $4,885  $2,310  $1,612  $748  $254  $1,269  $658  $11,736 
                                 

Current-period gross charge-offs

 $(119) $(22) $(10) $(12) $(5) $(58) $(22) $(248)
                                 

Total loans

                                

Pass

 $245,506  $662,583  $379,386  $258,150  $119,777  $191,612  $330,722  $2,187,736 

Special Mention

  3,063   —   1,425   —   —   4,068   2,289   10,845 

Substandard

  232   2,327   901   1,657   1,555   4,973   393   12,038 

Total loans

 $248,801  $664,910  $381,712  $259,807  $121,332  $200,653  $333,404  $2,210,619 
                                 

Current-period gross charge-offs

 $(141) $(22) $(200) $(12) $(35) $(117) $(215) $(742)

 

 

The table below presents the Company’s loan portfolio by category and credit quality indicator as of  December 31, 2022 (dollars in thousands) under the previous incurred loss methodology.

 

  

December 31, 2022

 
  

Pass

  

Special Mention

  

Substandard

  

Doubtful

  

Total

 

Construction and development

 $198,967  $1,593  $1,073  $—  $201,633 

1-4 Family

  399,143   —   2,234   —   401,377 

Multifamily

  81,812   —   —   —   81,812 

Farmland

  12,815   —   62   —   12,877 

Commercial real estate

  942,927   6,101   9,215   —   958,243 

Total mortgage loans on real estate

  1,635,664   7,694   12,584   —   1,655,942 

Commercial and industrial

  427,430   5,140   2,336   187   435,093 

Consumer

  13,636   —   96   —   13,732 

Total loans

 $2,076,730  $12,834  $15,016  $187  $2,104,767 

 

The Company had no loans that were classified as doubtful or loss at December 31, 2023. The Company had no loans that were classified as loss at December 31, 2022.

 

Loan Participations and Sold Loans

 

Loan participations and whole loans sold to and serviced for others are not included in the accompanying consolidated balance sheets. The balances of the participations and whole loans sold were $25.9 million and $16.9 million as of December 31, 2023 and 2022, respectively. The unpaid principal balances of these loans were approximately $99.8 million and $92.9 million at December 31, 2023 and 2022, respectively.

 

Loans to Related Parties

 

In the ordinary course of business, the Company makes loans to related parties including its executive officers, principal shareholders, directors and their immediate family members, as well as to companies in which these individuals are principal owners. Loans outstanding to such related party borrowers amounted to approximately $46.0 million and $97.0 million as of December 31, 2023 and December 31, 2022, respectively. No related party loans were classified as nonperforming or nonaccrual at  December 31, 2023 or  December 31, 2022.

 

The table below shows the aggregate principal balance of loans to such related parties for the years ended December 31, 2023 and 2022 (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Balance, beginning of period

 $96,977  $97,606 

New loans/changes in relationship

  2,570   14,570 

Repayments/changes in relationship

  (53,547)  (15,199)

Balance, end of period

 $46,000  $96,977 

 

Allowance for Credit Losses

 

The Company made the accounting policy election to exclude accrued interest receivable from the amortized cost of loans and the estimate of the allowance for credit losses. Accrued interest receivable on the Company’s loans was $12.7 million and $10.8 million at  December 31, 2023 and  December 31, 2022, respectively, and is included in “Accrued interest receivable” on the accompanying consolidated balance sheets.

 

Refer to Note 1. Summary of Significant Accounting Policies – Allowance for Credit Losses and – Accounting Standards Adopted in 2023 for more information on the adoption of ASU 2016-13.

 

The table below shows a summary of the activity in the allowance for credit losses for the years ended December 31, 2023, 2022 and 2021 (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

  

2021

 

Balance, beginning of period

 $24,364  $20,859  $20,363 

ASU 2016-13 adoption impact(1)

  5,865   —   — 

Provision for credit losses on loans(2)(3)

  (1,964)  2,922   22,885 

Charge-offs

  (742)  (633)  (22,636)

Recoveries

  3,017   1,216   247 

Balance, end of period

 $30,540  $24,364  $20,859 

 

 (1)On  January 1, 2023, the Company adopted ASU 2016-13, which introduced a new model known as CECL. Refer to Note 1. Summary of Significant Accounting Policies for more information on the adoption of ASU 2016-13. Amounts as of December 31, 2023 reflect the impact of adopting the CECL accounting standard and the Company’s transition from a probable incurred loss methodology to the current expected credit loss methodology. Prior period amounts represent the allowance for loan losses under the probable incurred loss methodology.
 (2)For the year ended  December 31, 2023, the $2.0 million negative provision for credit losses on the consolidated statement of income includes a $2.0 million negative provision for loan losses and a $36,000 negative provision for unfunded loan commitments.
 (3)For the year ended  December 31, 2021, the provision for loan losses includes a $21.6 million impairment recorded for one of the Company’s loan relationships as a result of Hurricane Ida. The corresponding loan balances in the same amount were then charged off.

 

The following tables outline the activity in the allowance for credit losses by collateral type for the years ended December 31, 2023, 2022 and 2021, and show both the allowance and portfolio balances for loans individually and collectively evaluated for impairment as of December 31, 2023, 2022 and 2021 (dollars in thousands). Amounts as of December 31, 2023 reflect the impact of adopting the CECL accounting standard and the Company’s transition from a probable incurred loss methodology to the current expected credit loss methodology. Prior period amounts represent the allowance for loan losses under the probable incurred loss methodology.

 

  

December 31, 2023

 
  

Construction & Development

  

1-4 Family

  

Multifamily

  

Farmland

  

Commercial Real Estate

  

Commercial & Industrial

  

Consumer

  

Total

 

Allowance for credit losses:

                                

Beginning balance

 $2,555  $3,917  $999  $113  $10,718  $5,743  $319  $24,364 

ASU 2016-13 adoption impact

  (75)  4,712   (84)  (99)  676   793   (58)  5,865 

Provision for credit losses on loans

  (84)  524   209   (12)  (2,922)  213   108   (1,964)

Charge-offs

  —   (46)  —   —   (27)  (421)  (248)  (742)

Recoveries

  75   22   —   —   2,246   592   82   3,017 

Ending balance

 $2,471  $9,129  $1,124  $2  $10,691  $6,920  $203  $30,540 

Ending allowance balance for loans individually evaluated for impairment

  212   187   —   —   —   114   25   538 

Ending allowance balance for loans collectively evaluated for impairment

  2,259   8,942   1,124   2   10,691   6,806   178   30,002 

Loans receivable:

                                

Balance of loans individually evaluated for impairment

  789   4,178   —   —   216   468   119   5,770 

Balance of loans collectively evaluated for impairment

  189,582   409,608   105,946   7,651   937,492   542,953   11,617   2,204,849 

Total period-end balance

 $190,371  $413,786  $105,946  $7,651  $937,708  $543,421  $11,736  $2,210,619 

 

  

December 31, 2022

 
  

Construction & Development

  

1-4 Family

  

Multifamily

  

Farmland

  

Commercial Real Estate

  

Commercial & Industrial

  

Consumer

  

Total

 

Allowance for credit losses:

                                

Beginning balance

 $2,347  $3,337  $673  $383  $9,354  $4,411  $354  $20,859 

Provision for credit losses on loans

  160   477   326   (283)  1,331   797   114   2,922 

Charge-offs

  —   (11)  —   (54)  29   (397)  (200)  (633)

Recoveries

  48   114   —   67   4   932   51   1,216 

Ending balance

 $2,555  $3,917  $999  $113  $10,718  $5,743  $319  $24,364 

Ending allowance balance for loans individually evaluated for impairment

  26   46   —   —   36   112   63   283 

Ending allowance balance for loans acquired with deteriorated credit quality

  —   —   —   —   —   —   —   — 

Ending allowance balance for loans collectively evaluated for impairment

  2,529   3,871   999   113   10,682   5,631   256   24,081 

Loans receivable:

                                

Balance of loans individually evaluated for impairment

  591   1,479   —   62   5,936   2,241   130   10,439 

Balance of loans acquired with deteriorated credit quality

  —   302   —   —   609   —   57   968 

Balance of loans collectively evaluated for impairment

  201,042   399,596   81,812   12,815   951,698   432,852   13,545   2,093,360 

Total period-end balance

 $201,633  $401,377  $81,812  $12,877  $958,243  $435,093  $13,732  $2,104,767 

 

  

December 31, 2021

 
  

Construction & Development

  

1-4 Family

  

Multifamily

  

Farmland

  

Commercial Real Estate

  

Commercial & Industrial

  

Consumer

  

Total

 

Allowance for credit losses:

                                

Beginning balance

 $2,375  $3,370  $589  $435  $8,496  $4,558  $540  $20,363 

Provision for credit losses on loans

  219   123   84   (39)  11,132   11,494   (128)  22,885 

Charge-offs

  (283)  (188)  —   (13)  (10,280)  (11,713)  (159)  (22,636)

Recoveries

  36   32   —   —   6   72   101   247 

Ending balance

 $2,347  $3,337  $673  $383  $9,354  $4,411  $354  $20,859 

Ending allowance balance for loans individually evaluated for impairment

  —   —   —   —   —   468   96   564 

Ending allowance balance for loans acquired with deteriorated credit quality

  —   —   —   210   —   —   —   210 

Ending allowance balance for loans collectively evaluated for impairment

  2,347   3,337   673   173   9,354   3,943   258   20,085 

Loans receivable:

                                

Balance of loans individually evaluated for impairment

  529   1,995   —   79   16,685   13,321   182   32,791 

Balance of loans acquired with deteriorated credit quality

  —   348   —   1,701   636   —   64   2,749 

Balance of loans collectively evaluated for impairment

  202,675   361,964   59,570   18,348   879,056   297,510   17,349   1,836,472 

Total period-end balance

 $203,204  $364,307  $59,570  $20,128  $896,377  $310,831  $17,595  $1,872,012 

 

Loan Modifications to Borrowers Experiencing Financial Difficulty

 

In  January 2023, the Company adopted ASU 2022-02, which eliminated the accounting guidance for TDRs while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. ASU 2022-02 became effective for the Company on  January 1, 2023. See Note 1. Summary of Significant Accounting Policies – Accounting Standards Adopted in 2023.

 

Occasionally, the Company modifies loans to borrowers in financial distress by providing certain concessions, such as principal forgiveness, term extension, an other-than-insignificant payment delay, an interest rate reduction, or a combination of such concessions. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. Upon the Company’s determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or portion of the loan) is written off. During the year ended  December 31, 2023, the amount of loans that were modified to borrowers experiencing financial difficulty was immaterial. 

 

The following disclosures are presented under GAAP in effect prior to the adoption of CECL that are no longer applicable or required. The Company has included these disclosures to address the applicable prior periods.

 

Pre-Adoption of CECL - Impaired Loans

 

The Company considered a loan to be impaired when, based on current information and events, the Company determined that it was probable that it would not be able to collect all amounts due according to the loan agreement, including scheduled interest payments. Determination of impairment was treated the same across all classes of loans. When the Company identified a loan as impaired, it measured the impairment based on the present value of expected future cash flows, discounted at the loan’s effective interest rate, except when the sole (remaining) source of repayment for the loans was the operation or liquidation of the collateral. In those cases when foreclosure was probable, the Company used the current fair value of the collateral, less selling costs, instead of discounted cash flows. If the Company determined that the value of the impaired loan was less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), the Company recognized impairment through an allowance estimate or a charge-off to the allowance.

 

When the ultimate collectability of the total principal of an impaired loan was in doubt and the loan was on nonaccrual, all payments were applied to principal, under the cost recovery method. When the ultimate collectability of the total principal of an impaired loan was not in doubt and the loan was on nonaccrual, contractual interest was credited to interest income when received, under the cash basis method.

 

The following tables contain information on the Company’s impaired loans at  December 31, 2022 and 2021. The average recorded investment was calculated based on the month-end balances of the loans during the period reported (dollars in thousands).

 

  

As of and for the year ended December 31, 2022

 
  

Recorded Investment

  

Unpaid Principal Balance

  

Related Allowance

  

Average Recorded Investment

  

Interest Income Recognized

 

With no related allowance recorded:

                    

Construction and development

 $366  $375  $—  $300  $15 

1-4 Family

  1,005   1,082   —   821   17 

Farmland

  62   70   —   68   — 

Commercial real estate

  5,746   21,016   —   10,515   28 

Total mortgage loans on real estate

  7,179   22,543   —   11,704   60 

Commercial and industrial

  1,996   2,530   —   6,868   70 

Consumer

  34   45   —   56   — 

Total

  9,209   25,118   —   18,628   130 
                     

With related allowance recorded:

                    

Construction and development

  225   498   26   225   — 

1-4 Family

  474   484   46   205   — 

Commercial real estate

  190   190   36   32   — 

Total mortgage loans on real estate

  889   1,172   108   462   — 

Commercial and industrial

  245   292   112   421   — 

Consumer

  96   123   63   96   — 

Total

  1,230   1,587   283   979   — 
                     

Total loans:

                    

Construction and development

  591   873   26   525   15 

1-4 Family

  1,479   1,566   46   1,026   17 

Farmland

  62   70   —   68   — 

Commercial real estate

  5,936   21,206   36   10,547   28 

Total mortgage loans on real estate

  8,068   23,715   108   12,166   60 

Commercial and industrial

  2,241   2,822   112   7,289   70 

Consumer

  130   168   63   152   — 

Total

 $10,439  $26,705  $283  $19,607  $130 

 

  

As of and for the year ended December 31, 2021

 
  

Recorded Investment

  

Unpaid Principal Balance

  

Related Allowance

  

Average Recorded Investment

  

Interest Income Recognized

 

With no related allowance recorded:

                    

Construction and development

 $529  $812  $—  $731  $17 

1-4 Family

  1,995   2,081   —   1,965   30 

Farmland

  79   81   —   193   — 

Commercial real estate

  16,685   27,139   —   10,790   181 

Total mortgage loans on real estate

  19,288   30,113   —   13,679   228 

Commercial and industrial

  9,395   10,941   —   9,166   152 

Consumer

  55   69   —   96   — 

Total

  28,738   41,123   —   22,941   380 
                     

With related allowance recorded:

                    

Commercial and industrial

  3,926   9,618   468   1,311   24 

Consumer

  127   164   96   146   — 

Total

  4,053   9,782   564   1,457   24 
                     

Total loans:

                    

Construction and development

  529   812   —   731   17 

1-4 Family

  1,995   2,081   —   1,965   30 

Farmland

  79   81   —   193   — 

Commercial real estate

  16,685   27,139   —   10,790   181 

Total mortgage loans on real estate

  19,288   30,113   —   13,679   228 

Commercial and industrial

  13,321   20,559   468   10,477   176 

Consumer

  182   233   96   242   — 

Total

 $32,791  $50,905  $564  $24,398  $404 

 

Pre-Adoption of CECL - Troubled Debt Restructurings

 

In situations where, for economic or legal reasons related to a borrower’s financial difficulties, the Company granted a concession for other than an insignificant period of time to the borrower that the Company would not otherwise consider, the related loan was classified as a TDR. The Company strived to identify borrowers in financial difficulty early and work with them to modify their loans to more affordable terms before such loans reach nonaccrual status. These modified terms included rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases in which the Company granted the borrower new terms that provided for a reduction of either interest or principal, or otherwise included a concession, the Company identified the loan as a TDR and measured any impairment on the restructuring as previously noted for impaired loans.

 

During the year ended  December 31, 2022, three loans were modified as TDRs through adjustments to maturity. There were no loans modified as TDRs during the previous twelve month period that subsequently defaulted during the year ended  December 31, 2022.

 

At  December 31, 2022, there were no available balances on loans classified as TDRs that the Company was committed to lend.

 

The table below presents the TDR pre- and post-modification outstanding recorded investments by loan category for loans modified during the year ended December 31, 2022 (amounts in thousands, except number of loans).

 

  

December 31, 2022

 
      

Pre-

  

Post-

 
      

Modification

  

Modification

 
      

Outstanding

  

Outstanding

 
  

Number of

  

Recorded

  

Recorded

 

Troubled debt restructurings

 

Contracts

  

Investment

  

Investment

 

Commercial real estate

  1  $186  $186 

Commercial and industrial

  2   58   58 
      $244  $244 

 

The following is a summary of accruing and nonaccrual TDRs and the related allowance by portfolio type at  December 31, 2022 (dollars in thousands).

 

  

TDRs

 
              

Related

 
  

Accruing

  

Nonaccrual

  

Total

  

Allowance

 

December 31, 2022

                

Construction and development

 $219  $—  $219  $— 

1-4 Family

  271   127   398   — 

Commercial real estate

  413   804   1,217   — 

Commercial and industrial

  58   1,092   1,150   — 

Total

 $961  $2,023  $2,984  $— 

 

The table below includes the average recorded investment and interest income recognized for TDRs for the years ended  December 31, 2022 and 2021. The average recorded investment was calculated based on the month-end balances of the loans during the period reported (dollars in thousands).

 

  

TDRs

 
  

Average Recorded Investment

  

Interest Income Recognized

 

December 31, 2022

        

Construction and development

 $230  $15 

1-4 Family

  489   16 

Commercial real estate

  1,249   28 

Commercial and industrial

  3,511   70 

Total

 $5,479  $129 
         

December 31, 2021

        

Construction and development

 $251  $17 

1-4 Family

  775   28 

Commercial real estate

  5,358   174 

Commercial and industrial

  6,698   149 

Total

 $13,082  $368 

 
XML 26 R13.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 4 - Other Real Estate Owned
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Real Estate Owned [Text Block]

NOTE 4. OTHER REAL ESTATE OWNED

 

The table below shows the activity in other real estate owned for the years ended December 31, 2023 and 2022 (dollars in thousands).

 

  Year ended  Year ended 
  

December 31, 2023

  

December 31, 2022

 

Balance, beginning of period

 $682  $2,653 

Additions

  3,930   3,327 

Transfers from bank premises and equipment

  1,425   525 

Sales of other real estate owned

  (1,599)  (5,823)

Balance, end of period

 $4,438  $682 

 

For the years ended December 31, 2023 and 2022, additions to other real estate owned of $2.7 million and $1.6 million, respectively, were related to transfers of properties related to one loan relationship that became impaired in the third quarter of 2021 as a result of Hurricane Ida. For the years ended December 31, 2023 and 2022, additions to other real estate owned of $0.3 million and $1.7 million, respectively, were related to acquired loans. During the year ended  December 31, 2023, the Company closed one branch and one stand-alone ATM and transferred the associated land and buildings from “Bank premises and equipment, net” to “Other real estate owned, net” in the accompanying consolidated balance sheets, as the Company did not intend to use the properties for banking operations. In 2022, the Company closed two branches, and transferred the land and building associated with one of the closed branches from “Bank premises and equipment, net” to “Other real estate owned, net” in the accompanying consolidated balance sheets, as the Company did not intend to use the properties for banking operations; the property was sold later in the year. At December 31, 2023 and 2022, approximately $0.5 million and $0.6 million, respectively, of loans secured by 1-4 family residential property were in the process of foreclosure.

 
XML 27 R14.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 5 - Bank Premises and Equipment
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Property, Plant and Equipment Disclosure [Text Block]

NOTE 5. BANK PREMISES AND EQUIPMENT

 

Bank premises and equipment consisted of the following as of the dates indicated (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Land

 $10,206  $11,490 

Buildings and improvements

  39,198   40,799 

Furniture and equipment

  10,317   13,569 

Software

  1,668   2,334 

Construction-in-progress

  158   575 

Right-of-use asset

  2,112   2,845 

Less: Accumulated depreciation and amortization

  (19,476)  (22,025)

Bank premises and equipment, net

 $44,183  $49,587 

 

Depreciation and amortization related to Bank premises and equipment charged to noninterest expense was approximately $3.0 million, $3.5 million and $4.0 million for the years ended December 31, 2023, 2022 and 2021, respectively.

 

During the year ended  December 31, 2023, the Company completed the sale of the Alice and Victoria, Texas locations. The Company also closed one branch and one stand-alone ATM in Louisiana and transferred the associated land and buildings, totaling $1.4 million, from “Bank premises and equipment, net” to “Other real estate owned, net” in the accompanying consolidated balance sheets. The Company also ceased operation of 13 additional ATMs during the third quarter of 2023. During the year ended  December 31, 2023, the Company recognized a loss of $1.3 million included in “Loss on sale or disposition of fixed assets, net” in the accompanying consolidated statements of income. During the year ended  December 31, 2022, the Company closed two branch locations and sold three tracts of land being held for future branch locations. The land and building associated with one of the closed branch locations, totaling $0.5 million, was reclassified from “Bank premises and equipment, net” to “Other real estate owned, net” in the accompanying consolidated balance sheets. During the year ended  December 31, 2022, the Company recognized a loss of $0.3 million included in “Loss on sale or disposition of fixed assets, net” in the accompanying consolidated statements of income.

 
XML 28 R15.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 6 - Leases
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Lessee, Operating Leases [Text Block]

NOTE 6. LEASES

 

The Company’s primary leasing activities relate to certain real estate leases entered into in support of the Company’s branch operations. The Company’s lease agreements under which its branch locations are operated have all been designated as operating leases. The Company does not lease equipment under operating leases, nor does it have leases designated as finance leases.

 

The Company determines if an arrangement is a lease at inception. Operating leases, with the exception of short-term leases, are included in operating lease right-of-use (“ROU”) assets and operating lease liabilities in “Bank premises and equipment, net” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets. Operating lease ROU assets represent the right to use an underlying asset for the lease term and operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. As the Company’s leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at the commencement date in determining the present value of lease payments. The operating lease ROU asset also includes any lease pre-payments made and excludes lease incentives. The Company’s lease terms may include options to extend or terminate the lease. When it is reasonably certain that the Company will exercise an option to extend a lease, the extension is included in the lease term when calculating the present value of lease payments.

 

Lease expense for lease payments is recognized on a straight-line basis over the lease term. The Company has lease agreements with lease and non-lease components, which the Company has elected to account for separately, as the non-lease component amounts are readily determinable.

 

Quantitative information regarding the Company’s operating leases is presented below as of and for the years ended December 31, 2023 and 2022 (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Total operating lease cost

 $441  $610 

Weighted average remaining lease term (in years)

  6.8   7.0 

Weighted average discount rate

  3.2%  2.9%

 

At  December 31, 2023 and 2022, the Company’s operating lease ROU assets were $2.1 million and $2.8 million, respectively, and the Company’s related operating lease liabilities were $2.2 million and $2.9 million, respectively. The Company’s operating leases have remaining terms ranging from 2 to 8 years, including extension options if the Company is reasonably certain they will be exercised.

 

Future minimum lease payments due under non-cancelable operating leases at December 31, 2023 are presented below (dollars in thousands).

 

2024

 $381 

2025

  388 

2026

  339 

2027

  341 

2028

  341 

Thereafter

  671 

Total

 $2,461 

 

At December 31, 2023, the Company had not entered into any material leases that have not yet commenced.

 

The Bank owns its corporate headquarters building, the first floor of which is occupied by multiple tenants. The Bank, as lessor, also leases a portion of one of its branch locations. All tenant leases are operating leases. The Bank, as lessor, recognized rental income of $0.4 million, $0.3 million and $0.3 million for the years ended  December 31, 2023, 2022 and 2021, respectively.

 

On  January 27, 2023, the Bank completed the sale of certain assets, deposits and other liabilities associated with the Alice and Victoria, Texas branch locations to First Community Bank. Upon the completion of the sale, the Bank recorded $0.3 million of occupancy expense to terminate the remaining contractually obligated lease payments due under non-cancelable operating leases.

 
XML 29 R16.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 7 - Goodwill and Other Intangible Assets
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Goodwill and Intangible Assets Disclosure [Text Block]

NOTE 7. GOODWILL AND OTHER INTANGIBLE ASSETS

 

The Company’s intangible assets consist of goodwill, core deposit intangible assets arising from acquisitions, and a trademark intangible. At December 31, 2023 and 2022, “Goodwill and other intangible assets, net” in the accompanying consolidated balance sheets totaled $42.3 million and $43.1 million, respectively, and included no accumulated impairment losses.

 

The carrying amount of goodwill at December 31, 2023 and 2022 was $40.1 million. The trademark intangible had a carrying value of $0.1 million at December 31, 2023 and 2022.

 

In accordance with ASC Topic 350, “Intangibles – Goodwill and Other,” the Company reviews the carrying value of indefinite-lived intangible assets at least annually, or more frequently if certain impairment indicators exist. The Company performed its annual impairment testing on October 31, 2023 and determined that there was no impairment to its goodwill or trademark intangible asset.

 

Core deposit intangibles have finite lives and are being amortized on an accelerated basis over their estimated useful lives, which range from 10 to 15 years. The table below shows a summary of the core deposit intangible assets as of the dates presented (dollars in thousands).

 

  

December 31,

 

Core deposit intangibles

 

2023

  

2022

 

Gross carrying amount

 $7,486  $7,486 

Accumulated amortization

  (5,354)  (4,527)

Net carrying amount

 $2,132  $2,959 

 

Amortization expense for the core deposit intangible assets recorded in “Depreciation and amortization” in the accompanying consolidated statements of income totaled approximately $0.8 million, $0.9 million, and $1.0 million for the years ended December 31, 2023, 2022 and 2021, respectively.

 

The future amortization schedule for the Company’s core deposit intangible assets is displayed in the table below (dollars in thousands). The weighted average amortization period remaining for core deposit intangibles is 5.4 years.

 

2024

  624 

2025

  512 

2026

  398 

2027

  278 

2028

  161 

Thereafter

  159 
  $2,132 

 
XML 30 R17.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 8 - Deposits
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Deposit Liabilities Disclosures [Text Block]

NOTE 8. DEPOSITS

 

Deposits consisted of the following as of the dates presented (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Noninterest-bearing demand deposits

 $448,752  $580,741 

Interest-bearing demand deposits

  489,604   565,598 

Money market deposit accounts

  179,366   208,596 

Savings accounts

  137,606   155,176 

Brokered time deposits

  269,102   9,990 

Time deposits

  731,297   562,264 

Total deposits

 $2,255,727  $2,082,365 

 

The approximate scheduled maturities of time deposits, including brokered time deposits, for each of the next five years are shown below (dollars in thousands).

 

2024

 $762,456 

2025

  197,355 

2026

  29,803 

2027

  2,374 

2028

  8,411 
  $1,000,399 

 

At  December 31, 2023 and 2022, time deposits greater than $250,000 were approximately $178.1 million, and $155.8 million, respectively.

 

Public fund deposits as of December 31, 2023 and 2022 totaled approximately $134.8 million and $167.5 million, respectively. The funds were secured by securities with a fair value of approximately $110.1 million and $165.5 million as of December 31, 2023 and 2022, respectively.

 

As of December 31, 2023 and 2022, total deposits outstanding to executive officers, principal shareholders, directors and to companies in which they are principal owners amounted to approximately $20.1 million and $29.9 million, respectively.

 
XML 31 R18.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 9 - Securities Sold Under Agreements to Repurchase
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]

NOTE 9. SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE

 

The Company utilizes securities sold under agreements to repurchase (“repurchase agreements”) to facilitate the needs of our customers and to facilitate secured short-term funding needs. Repurchase agreements are stated at the amount of cash received in connection with the transaction. The Company monitors collateral levels on a continuous basis and  may be required to provide additional collateral based on the fair value of the underlying securities. Securities pledged as collateral under repurchase agreements are maintained with the Company’s safekeeping agents.

 

Repurchase agreements mature on a daily basis. At  December 31, 2023, the total balance of repurchase agreements was $8.6 million, and were secured by investment securities with a fair value of approximately $9.0 million. At  December 31, 2022, the Company had no repurchase agreements. The weighted average interest rate on repurchase agreements was 0.13% at  December 31, 2023. The weighted average rate paid for repurchase agreements during the years ended December 31, 2023, 2022 and 2021 was 0.13%, 0.15% and 0.21%, respectively.

 
XML 32 R19.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 10 - Subordinated Debt Securities
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Subordinated Borrowings Disclosure [Text Block]

NOTE 10. SUBORDINATED DEBT SECURITIES

 

On  April 6, 2022, the Company entered into a Subordinated Note Purchase Agreement with certain institutional accredited investors and qualified institutional buyers (the “Purchasers”) under which the Company issued $20.0 million in aggregate principal amount of its 5.125% Fixed-to-Floating Rate Subordinated Notes due 2032 (the “2032 Notes”) to the Purchasers at a price equal to 100% of the aggregate principal amount of the 2032 Notes. The 2032 Notes were issued under an indenture, dated April 6, 2022 (the “Indenture”), by and among the Company and UMB Bank, National Association, as trustee.

 

The 2032 Notes have a stated maturity date of  April 15, 2032 and will bear interest at a fixed rate of 5.125% per year from and including  April 6, 2022 to but excluding  April 15, 2027 or earlier redemption date. From  April 15, 2027 to but excluding the stated maturity date or earlier redemption date, the 2032 Notes will bear interest a floating rate equal to the then current three-month term secured overnight financing rate (“SOFR”), plus 277 basis points. As provided in the 2032 Notes, the interest rate on the 2032 Notes during the applicable floating rate period  may be determined based on a rate other than three-month term SOFR. The 2032 Notes  may be redeemed, in whole or in part, on or after  April 15, 2027 or, in whole but not in part, under certain other limited circumstances set forth in the Indenture. Any redemption we made would be at a redemption price equal to 100% of the principal balance being redeemed, together with any accrued and unpaid interest to the date of redemption. 

 

Principal and interest on the 2032 Notes are subject to acceleration only in limited circumstances in the case of certain bankruptcy and insolvency-related events. The 2032 Notes are the unsecured, subordinated obligations of the Company and rank junior in right of payment to our current and future senior indebtedness and to our obligations to our general creditors. The 2032 Notes are intended to qualify as Tier 2 capital for regulatory purposes. 

 

The Company used the majority of the net proceeds to redeem its 6.00% Fixed-to-Floating Rate Subordinated Notes due 2027 (the “2027 Notes”) in June 2022 and utilized the remaining proceeds for share repurchases and for general corporate purposes.

 

On November 12, 2019, the Company issued and sold $25.0 million in aggregate principal amount of its 5.125% Fixed-to-Floating Rate Subordinated Notes (the “2029 Notes”) due December 30, 2029. Beginning on December 30, 2024, the Company may redeem the 2029 Notes, in whole or in part, at their principal amount plus any accrued and unpaid interest. The 2029 Notes bear an interest rate of 5.125% per annum until December 30, 2024, on which date the interest rate will reset quarterly to an annual interest rate equal to the then-current three-month LIBOR as calculated on each applicable date of determination, or an alternative rate determined in accordance with the terms of the 2029 Notes if the three-month LIBOR cannot be determined, plus 349.0 basis points.

 

On March 24, 2017, the Company issued and sold $18.6 million in aggregate principal amount of its 2027 Notes due March 30, 2027. Beginning on March 30, 2022, the Company could redeem the 2027 Notes, in whole or in part, at their principal amount plus any accrued and unpaid interest. The 2027 Notes had an interest rate of 6.00% per annum until March 30, 2022, on which date the interest rate reset quarterly to an annual interest rate equal to the then-current LIBOR plus 394.5 basis points. In June 2022, the Company redeemed the 2027 Notes in full in accordance with their terms at a redemption price equal to 100% of the outstanding principal balance plus accrued and unpaid interest up to but excluding the June 30, 2022 redemption date (“Redemption Date”). The aggregate redemption price, excluding accrued interest, totaled $18.6 million. Interest on the 2027 Notes no longer accrued on or after the Redemption Date.

 

The carrying value of subordinated debt was $44.3 million and $44.2 million at December 31, 2023 and 2022, respectively. The subordinated debt securities were recorded net of issuance costs of $0.7 million and $0.8 million at December 31, 2023 and 2022, respectively, which are being amortized using the straight-line method over the lives of the respective securities.

 
XML 33 R20.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 11 - Other Borrowed Funds
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Debt Disclosure [Text Block]

NOTE 11. OTHER BORROWED FUNDS

 

Federal Home Loan Bank Advances

 

FHLB advances and weighted average interest rates at the end of the period by contractual maturity are summarized as of the dates presented (dollars in thousands).

 

  

Amount

  

Weighted Average Rate

 
  

December 31, 2023

  

December 31, 2022

  

December 31, 2023

  

December 31, 2022

 

Fixed rate advances maturing:

                

2023

 $—  $333,500   —%  4.55%

2024

  23,500   23,500   1.81   1.81 

2033

  —   30,000   —   1.88 
  $23,500  $387,000   1.81%  4.18%

 

As of December 31, 2023, these advances are collateralized by a blanket pledge of certain loans totaling approximately $975.4 million in accordance with the Advance Security and Collateral Agreement with the FHLB. As of December 31, 2023, the Company had an additional $919.5 million available under its line of credit with the FHLB.

 

At  December 31, 2022, the FHLB advances contractually maturing in 2033 were fixed rate, nonamortizing puttable advances. Under the terms of these advances, the Bank sold the FHLB options to terminate the fixed rate advances at specified points in time prior to the stated maturity dates. These advances were terminated during the year ended December 31, 2023.

 

Borrowings Under Bank Term Funding Program

 

On  March 12, 2023, the Federal Reserve established the Bank Term Funding Program (“BTFP”). The BTFP is a one-year program which provides additional liquidity through borrowings with a term of up to one year secured by the pledging of certain qualifying securities and other assets, valued at par value. At  December 31, 2023, outstanding borrowings under the BTFP were $212.5 million, with a weighted average rate of 4.83%. At  December 31, 2023, the Company’s remaining borrowing capacity under the BTFP was $58.5 million based on the value of securities available to be used as collateral, valued at par value as permitted under the program. During the fourth quarter of 2023, the Company refinanced all of its borrowings under the BTFP with new loans under the BTFP with a one-year term due to more favorable rates.

 

Lines of Credit

 

The Company has outstanding unsecured lines of credit with its correspondent banks available to assist in the management of short-term liquidity. Any balances drawn on these lines of credit mature daily. At December 31, 2023 and 2022, the available balance on the unsecured lines of credit totaled approximately $60.0 million, with no outstanding balance reflected on the consolidated balance sheets.

 

Junior Subordinated Debt

 

The following table provides a summary of the Company’s junior subordinated debentures (dollars in thousands).

 

  

Face Value

  

Carrying Value

  

Maturity Date

 

Variable Interest Rate

 

Interest Rate at December 31, 2023

 

First Community Louisiana Statutory Trust I

 $3,609  $3,609  

June 2036

 

3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.77%

  7.42%

BOJ Bancshares Statutory Trust I

  3,093   2,504  

December 2034

 

3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.90%

  7.55%

Cheaha Statutory Trust I

  3,093   2,517  

September 2035

 

3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.70%

  7.35%
  $9,795  $8,630         

 

These debentures are unsecured obligations due to trusts that are unconsolidated subsidiaries. The debentures were issued in conjunction with the trusts’ issuances of obligated capital securities. The trusts used the proceeds from the issuances of their capital securities to buy floating rate junior subordinated deferrable interest debentures that bear the same interest rate and terms as the capital securities. These debentures are the trusts’ only assets and the interest payments from the debentures finance the distributions paid on the capital securities. These debentures rank junior and are subordinate in the right of payment to all other debt of the Company.

 

As part of the purchase accounting adjustments made with the BOJ Bancshares Inc. acquisition on December 1, 2017, and with the Cheaha Financial Group, Inc. acquisition on April 1, 2021, the Company adjusted the carrying value of the junior subordinated debentures to fair value as of the respective acquisition date. The discounts on the debentures will continue to be amortized through maturity and recognized as a component of interest expense.

 

The debentures may be called by the Company at par plus any accrued interest. Interest on the debentures is calculated quarterly. The distribution rate payable on the capital securities is cumulative and payable quarterly in arrears. The Company has the right to defer payments of interest on the debentures at any time by extending the interest payment period for a period not exceeding 20 consecutive quarters with respect to each deferral period, provided that no extension period may extend beyond the redemption or maturity date of the debentures.

 

The debentures are included on the consolidated balance sheets as liabilities; however, for regulatory purposes, the carrying values of these obligations are eligible for inclusion in Tier I regulatory capital, subject to certain limitations. The total carrying values of $8.6 million and $8.5 million were allowed in the calculation of Tier I regulatory capital at  December 31, 2023 and 2022, respectively. 

 
XML 34 R21.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 12 - Derivative Financial Instruments
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Derivative Instruments and Hedging Activities Disclosure [Text Block]

NOTE 12. DERIVATIVE FINANCIAL INSTRUMENTS

 

As part of its liability management, the Company has historically utilized pay-fixed interest rate swaps to manage exposure against the variability in the expected future cash flows (future interest payments) attributable to changes in the 1-month LIBOR associated with the forecasted issuances of 1-month fixed rate debt arising from a rollover strategy. To mitigate credit risk, securities were pledged to the Company by the counterparties in an amount greater than or equal to the gain position of the derivative contracts. Conversely, securities were pledged to the counterparties by the Company in an amount greater than or equal to the loss position of the derivative contracts, if applicable. The derivative contracts were between the Company and two counterparties. At  December 31, 2023 and  December 31, 2022, the Company had no current or forward starting interest rate swap agreements, other than interest rate swaps related to customer loans, described below. The interest rate swaps were determined to be fully effective during the periods presented, and therefore, no amount of ineffectiveness has been included in net income.

 

During the year ended  December 31, 2022, the Company voluntarily terminated interest rate swap agreements with a total notional amount of $115.0 million in response to market conditions. During the year ended  December 31, 2021, the Company voluntarily terminated interest rate swap agreements with a total notional amount of $150.0 million in response to market conditions and as a result of excess liquidity. For years ended  December 31, 2022 and  December 31, 2021 unrealized gains of $6.4 million and $1.4 million, respectively, net of tax expenses of $1.7 million and $0.4 million, respectively, were reclassified from “Accumulated other comprehensive (loss) income” and recorded as “Swap termination fee income” in noninterest income in the accompanying consolidated statements of income.

 

For the years ended December 31, 2022 and  December 31, 2021 gains of $4.3 million and $5.3 million, respectively, net of tax expenses of $1.2 million and $1.4 million, respectively, were recognized in “Other comprehensive income (loss)” in the accompanying consolidated statements of comprehensive income (loss) for the change in fair value of the interest rate swap contracts.

 

There were no assets or liabilities recorded in the accompanying consolidated balance sheets at  December 31, 2023 or  December 31, 2022 associated with the swap contracts, other than interest rate swaps related to customer loans, described below.

 

Customer Derivatives – Interest Rate Swaps

 

The Company enters into interest rate swaps that allow commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate loan into a fixed-rate loan. The Company then enters into a corresponding swap agreement with a third party in order to economically hedge its exposure through the customer agreement. The interest rate swaps with both the customers and third parties are not designated as hedges under FASB ASC Topic 815, “Derivatives and Hedging,” and are marked to market through earnings. As the interest rate swaps are structured to offset each other, changes to the underlying benchmark interest rates considered in the valuation of these instruments do not result in an impact to earnings; however, there  may be fair value adjustments related to credit quality variations between counterparties, which  may impact earnings as required by FASB ASC Topic 820, “Fair Value Measurement” (“ASC 820”). The Company did not recognize any gains or losses in other operating income resulting from fair value adjustments of these swap agreements during the years ended  December 31, 2023, 2022 and 2021. At  December 31, 2023, the Company had notional amounts of $174.9 million in interest rate swap contracts with customers and $174.9 million in offsetting interest rate swap contracts with other financial institutions. The fair value of the swap contracts consisted of gross assets of $17.3 million and gross liabilities of $17.3 million recorded in “Other assets” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheet at  December 31, 2023.

 
XML 35 R22.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 13 - Stockholders' Equity
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Equity [Text Block]

NOTE 13. STOCKHOLDERS' EQUITY

 

Preferred Stock

 

The Company’s Articles of Incorporation give the Company’s board of directors the authority to issue up to 5,000,000 shares of preferred stock. At December 31, 2023, there were no preferred shares outstanding. The preferred shares are considered “blank check” preferred stock. This type of preferred stock allows the board of directors to fix the designations, preferences and relative, participating, optional or other special rights, and qualifications and limitations or restrictions of any series of preferred stock without further shareholder approval.

 

Common Stock

 

The Company’s Articles of Incorporation give the Company’s board of directors the authority to issue up to 40,000,000 shares of common stock. At December 31, 2023, there were 9,748,067 common shares outstanding compared to 9,901,847 and 10,343,494 at December 31, 2022 and 2021, respectively.

 

In addition, the Company repurchased 222,448, 518,978, and 359,138 shares of its common stock through its stock repurchase program at an average price of $13.47, $20.27, and $19.24 per share during the years ended  December 31, 2023, 2022 and 2021, respectively.

 

Dividend Restrictions. In the ordinary course of business, the Company is dependent upon dividends from the Bank to provide funds for the payment of dividends to shareholders and to provide for other cash requirements. Banking regulations may limit the amount of dividends that may be paid to the Company. Approval by regulatory authorities is required if the effect of the dividend would cause the regulatory capital of the Bank to fall below specified minimum levels. Approval is also required if dividends declared exceed the net profits for that year combined with the retained net profits for the preceding two years. Further, a national bank may not pay a dividend in excess of its undivided profits.

 

Under the terms of the junior subordinated debentures, assumed through acquisition, the Company has the right at any time during the term of the debentures to defer the payment of interest. In the event that the Company elects to defer interest on the debentures, it may not, with certain exceptions, declare or pay any dividends or distributions on its common stock or purchase or acquire any of its common stock.

 

Under the terms of the Company’s 5.125% Fixed-to-Floating Rate Subordinated Notes due 2029, the Company may not pay a dividend if either the parent company or the Bank, both immediately prior to the declaration of the dividend and after giving effect to the payment of the dividend, would not maintain regulatory capital ratios that are at “well capitalized” levels for regulatory purposes (but with respect to the parent company, only if it is required to measure and report such ratios on a consolidated basis under applicable law). The Company is also prohibited from paying dividends upon and during the continuance of any Event of Default under such notes.

 

Under the terms of the Company’s 5.125% Fixed-to-Floating Rate Subordinated Notes due 2032, the Company is prohibited from paying dividends upon and during the continuance of any Event of Default under such notes.

 

These restrictions do not, and are not expected in the future to, materially limit the Company’s ability to pay dividends to its shareholders in an amount consistent with the Company’s history of paying dividends.

 

Accumulated Other Comprehensive (Loss) Income

 

Activity within the balances in accumulated other comprehensive (loss) income, net is shown in the tables below (dollars in thousands).

 

  

For the years ended December 31,

 
  

2023

  

2022

  

2021

 
  

Beginning of Period

  

Net Change

  

End of Period

  

Beginning of Period

  

Net Change

  

End of Period

  

Beginning of Period

  

Net Change

  

End of Period

 

Unrealized (loss) gain, available for sale, net

 $(43,137) $3,510  $(39,627) $4,882  $(48,019) $(43,137) $7,493  $(2,611) $4,882 

Reclassification of realized (gain) loss, available for sale, net

  (5,777)  256   (5,521)  (5,772)  (5)  (5,777)  (3,939)  (1,833)  (5,772)

Unrealized gain (loss), transfer from available for sale to held to maturity, net

  1   —   1   2   (1)  1   3   (1)  2 

Change in fair value of interest rate swaps designated as cash flow hedges, net

  7,830   —   7,830   3,501   4,329   7,830   (1,752)  5,253   3,501 

Reclassification of realized gain, interest rate swap termination, net

  (7,830)  —   (7,830)  (1,450)  (6,380)  (7,830)  —   (1,450)  (1,450)

Accumulated other comprehensive (loss) income

 $(48,913) $3,766  $(45,147) $1,163  $(50,076) $(48,913) $1,805  $(642) $1,163 

 
XML 36 R23.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 14 - Stock-Based Compensation
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Share-Based Payment Arrangement [Text Block]

NOTE 14. STOCK-BASED COMPENSATION

 

Equity Incentive Plan. The Company’s Amended and Restated 2017 Long-Term Incentive Compensation Plan (the “Plan”) authorizes the grant of various types of equity awards, such as restricted stock, restricted stock units, stock options and stock appreciation rights to eligible participants, which include all of the Company’s employees, non-employee directors, and consultants. The Plan has reserved a total of 1,200,000 shares of common stock, 600,000 of which were authorized in 2021, for issuance to eligible participants pursuant to equity awards under the Plan. The Plan is administered by the Compensation Committee of the Company’s board of directors, which determines, within the provisions of the Plan, those eligible employees to whom, and the times at which, equity awards will be granted. The Compensation Committee, in its discretion, may delegate its authority and duties under the Plan to specified officers; however, only the Compensation Committee may approve the terms of equity awards to the Company’s executive officers and directors. At December 31, 2023, approximately 450,058 shares remain available for grant.

 

Stock Options

 

During the years ended December 31, 2023, 2022 and 2021, the Company granted 34,497, 34,379, and 38,450 stock options, respectively, to key personnel that vest in one-fifth increments on each of the first five anniversaries of the grant date.

 

The table below summarizes the Company’s stock option activity for the periods indicated.

 

  

Shares

  

Weighted Average Price

  

Weighted Average Remaining Contractual Term (Years)

 

Outstanding at December 31, 2020

  408,288  $17.66   5.57 

Granted

  38,450   20.72     

Forfeited

  (30,869)  19.56     

Exercised

  (47,388)  15.44     

Outstanding at December 31, 2021

  368,481   18.10   5.05 

Granted

  34,379   18.92     

Forfeited

  (42,930)  21.36     

Exercised

  (9,500)  14.00     

Outstanding at December 31, 2022

  350,430   17.89   4.19 

Granted

  34,497   13.96     

Forfeited

  (50,822)  19.47     

Exercised

  (7,500)  14.00     

Outstanding at December 31, 2023

  326,605   17.32   3.84 

Exercisable at December 31, 2023

  244,847  $17.17   2.44 

 

The aggregate intrinsic value of stock options is calculated as the aggregate difference between the exercise price of the stock options and the fair market value of the Company’s common stock for those stock options having an exercise price lower than the fair market value of the Company’s common stock. At December 31, 2023, the shares underlying outstanding and exercisable stock options both had an intrinsic value of $0.1 million.

 

The Company uses a Black-Scholes option pricing model to estimate the fair value of stock-based awards. The Black-Scholes option pricing model incorporates various subjective assumptions, including expected term and expected volatility. Expected volatility was determined based on the historical volatilities of the Company. Stock option expense of $0.2 million is included in “Salaries and employee benefits” in the accompanying consolidated statements of income for each of the years ended  December 31, 2023, 2022 and 2021. At December 31, 2023, there was $0.3 million of unrecognized compensation cost related to stock options that is expected to be recognized over a weighted average period of 3.2 years.

 

The table below shows the assumptions used for the stock options granted during the years ended December 31, 2023 and 2022.

 

  

2023

  

2022

 

Dividend yield

  2.72%  1.70%

Expected volatility

  38.31%  38.74%

Risk-free interest rate

  3.56%  2.50%

Expected term (in years)

  6.5   6.5 

Weighted average grant date fair value

 $4.58  $6.69 

 

Restricted Stock and Restricted Stock Units

 

Under the Plan, the Company may grant restricted stock, restricted stock units, and other stock-based awards to Plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. While restricted stock is subject to forfeiture, holders of restricted stock may exercise full voting rights and will receive all dividends paid with respect to the restricted shares. Restricted stock units (“RSUs”) do not have voting rights and do not receive dividends or dividend equivalents. The restricted stock and RSUs granted under the Plan are typically subject to a vesting period. Compensation expense for restricted stock and RSUs is determined based on the market price of the Company’s common stock at the grant date and is applied to the total number of shares or units granted and is recognized on a straight-line basis over the requisite service period of generally five years for employees and two years for non-employee directors. Upon vesting of restricted stock and RSUs, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the consolidated statements of income.

 

Historically, the Company has granted restricted stock awards to Plan participants. Beginning in 2019, the Company granted time vested RSUs to its non-employee directors and certain officers of the Company with vesting terms ranging from two years to five years.

 

The Company granted a total of 172,736 RSUs to employees and directors for the year ended December 31, 2023. Of the RSUs granted in 2023, 153,467 shares vest over five years and 19,269 shares vest over two years.

 

The Company granted a total of 134,524 RSUs to employees and directors for the year ended December 31, 2022. Of the RSUs granted in 2022, 114,554 shares vest over five years and 19,970 shares vest over two years.

 

The Company granted a total of 129,082 RSUs to employees and directors for the year ended December 31, 2021. Of the RSUs granted in 2021, 105,294 shares vest over five years and 23,788 shares vest over two years.

 

Compensation expense related to restricted stock and RSUs included in the accompanying consolidated statements of income for the years ended  December 31, 2023, 2022 and 2021 was $1.8 million, $2.0 million and $1.6 million, respectively. The unearned compensation related to these awards is amortized to compensation expense over the vesting period. As of  December 31, 2023, unearned stock-based compensation cost associated with these awards totaled approximately $4.3 million and is expected to be recognized over a weighted average period of 3.2 years.

 

The following table summarizes the restricted stock and RSU activity for the years ended December 31, 2023 and December 31, 2022.

 

  

December 31,

 
  

2023

  

2022

 
  

Shares

  

Weighted Average Grant Date Fair Value

  

Shares

  

Weighted Average Grant Date Fair Value

 

Balance, beginning of period

  253,488  $20.19   241,070  $21.16 

Granted

  172,736   14.82   134,524   19.09 

Forfeited

  (7,008)  20.53   (30,169)  20.34 

Earned and issued

  (82,467)  20.42   (91,937)  21.14 

Balance, end of period

  336,749  $17.37   253,488  $20.19 

 
XML 37 R24.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 15 - Employee Benefit Plans
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Compensation and Employee Benefit Plans, Other than Share-Based Compensation [Text Block]

NOTE 15. EMPLOYEE BENEFIT PLANS

 

The Company maintains a 401(k) defined contribution plan (the “401(k) Plan”), which covers employees over the age of 21 who have completed three months of credited service, as defined by the 401(k) Plan. The 401(k) Plan allows employees to defer a percentage of their salaries subject to certain limits based on federal tax laws. The Company makes matching contributions up to 4% of the employee’s annual salary (subject to certain maximum compensation amounts as prescribed in Internal Revenue Service guidance). Contributions by the Company and participants are immediately vested. Employer matching contributions to the 401(k) Plan for each of the years ended December 31, 2023, 2022 and 2021 were approximately $1.0 million, and are included in “Salaries and employee benefits” in the accompanying consolidated statements of income.

 

The 401(k) Plan also allows for discretionary Company contributions in the form of cash or Company stock. Contributions in the form of Company stock are held in a portion of the 401(k) Plan that qualifies as an employee stock ownership plan. The Company made Company stock contributions of $0.1 million in the year ended December 31, 2022. The discretionary components vest in increments of 20% annually over a period of five years based on the employees’ years of service, beginning upon completion of two years of service (such that an employee with six years of service will be 100% vested).

 

The Bank has entered into Salary Continuation Agreements (“SCA”) with certain officers of the Company. The SCAs represent unfunded, non-qualified deferred compensation arrangements under the Internal Revenue Code of 1986, as amended. The SCAs between the Bank and each officer, as supplemented if applicable, provide that the officer shall receive annual payments of a fixed amount upon attaining the age of 65, with such payments payable monthly over a period of 120 months (10 years). Each officer is also entitled to certain reduced payments following a termination of employment prior to attaining age 65 (other than a termination due to death or with cause), which payments shall be made on the same schedule mentioned above.

 

The Company maintains a deferred compensation plan for a former employee of Citizens Bank (“Citizens”), a liability assumed in the Citizens acquisition in 2017. Under the deferred compensation agreement, the former employee will receive monthly payments of $2,000 through May of 2030. The Company also maintains a deferred compensation plan for certain former employees of Cheaha, and associated liabilities of $1.7 million were assumed in the acquisition on April 1, 2021. The deferred compensation plan provides for payments for a period of 15 years following specified retirement dates, which range from 2018 through 2032. On November 4, 2022, the Company’s then-current Chief Financial Officer separated from the Company, and the Company’s board of directors approved the continuation of his Split-Dollar Life Insurance Agreement following his separation date. Accordingly, in the fourth quarter of 2022, the Company recorded deferred compensation expense and associated liability of $0.2 million. At December 31, 2023 and 2022, the Company had a liability of $5.3 million and $5.2 million, respectively, included in “Accrued taxes and other liabilities” on the accompanying consolidated balance sheets related to these deferred compensation plans. Deferred compensation expenses related to these plans recognized for the years ended December 31, 2023, 2022, and 2021 were approximately $0.2 million, $1.0 million and $0.7 million, respectively, and are included in “Salaries and employee benefits” in the accompanying consolidated statements of income.

 
XML 38 R25.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 16 - Income Taxes
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Income Tax Disclosure [Text Block]

NOTE 16. INCOME TAXES

 

Income tax expense is displayed in the table below for the years ended December 31, 2023, 2022 and 2021 (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

  

2021

 

Current federal income tax expense

 $3,971  $9,075  $2,315 

Current state income tax expense

  129   219   141 

Deferred federal income tax expense

  (350)  (655)  (547)

Total income tax expense

 $3,750  $8,639  $1,909 

 

The provision for federal income taxes differs from that computed by applying the federal statutory rate of 21% as indicated in the following analysis for the years ended December 31, 2023, 2022 and 2021 (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

  

2021

 

Tax based on statutory rate

 $4,290  $9,313  $2,081 

(Decrease) increase resulting from:

            

Effect of tax-exempt income

  (830)  (873)  (348)

Acquisition costs

  —   —   72 

Historical tax credits

  —   —   (54)

State taxes

  129   219   141 

Other

  161   (20)  17 

Total income tax expense

 $3,750  $8,639  $1,909 

Effective rate

  18.4%  19.5%  19.3%

 

The Company records deferred income tax on the tax effect of changes in timing differences.

 

The net deferred tax asset was comprised of the following items as of the dates indicated (dollars in thousands).

 

  

December 31,

 
  

2023

  

2022

 

Deferred tax liabilities:

        

Depreciation

 $(3,072) $(3,441)

FHLB stock dividend

  (88)  (103)

Basis difference in acquired assets and liabilities

  (1,018)  (1,129)

Operating lease right-of-use asset

  (443)  (598)

Other

  (55)  (46)

Gross deferred tax liability

  (4,676)  (5,317)
         

Deferred tax assets:

        

Allowance for credit losses

  6,474   5,180 

Unrealized loss on available for sale securities

  12,216   13,235 

Net operating loss carryforward

  69   193 

Deferred compensation

  1,117   1,099 

Basis difference in acquired assets and liabilities

  270   440 

Employee and director stock awards

  580   576 

Operating lease liability

  463   619 

Unearned loan fees

  227   269 

Other

  170   144 

Gross deferred tax asset

  21,586   21,755 

Net deferred tax asset

 $16,910  $16,438 

 

The Company acquired net operating loss (“NOL”) carryforwards through tax free acquisitions. As of December 31, 2023 and December 31, 2022, the Company’s gross NOL carryforwards were approximately $0.3 million and $0.9 million, respectively. As of December 31, 2023, approximately $4,000 and $0.3 million of the NOL carryforwards expire in 2033 and 2039, respectively. All available NOL carryforwards are expected to be fully utilized by 2024, therefore the Company did not record a valuation allowance against the NOL carryforwards for the year ended  December 31, 2023.

 

The Company files income tax returns under U.S. federal jurisdiction and the states of Alabama, Florida, Texas and Louisiana, although the state of Louisiana does not assess an income tax on income resulting from banking operations. The Company is open to examination in the U.S. and the states of Louisiana, Alabama, and Florida for tax years ended December 31, 2020 through December 31, 2023; and Texas for tax years ended December 31, 2019 through  December 31, 2023.
XML 39 R26.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 17 - Fair Values of Financial Instruments
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Fair Value Disclosures [Text Block]

NOTE 17. FAIR VALUES OF FINANCIAL INSTRUMENTS

 

In accordance with ASC 820, disclosure of fair value information about financial instruments, whether or not recognized in the balance sheet, is required. The fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date under current market conditions. Fair value is best determined based upon quoted market prices or exit prices. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows, and the fair value estimates  may not be realized in an immediate settlement of the instruments. Accordingly, the aggregate fair value amounts presented do not represent the underlying value of the Company.

 

If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques  may be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions.
 
The Company also holds Small Business Investment Company qualified funds and other investment funds that do  not have a readily determinable fair value. In accordance with ASC  820, these investments are measured at fair value using the net asset value practical expedient and are  not required to be classified in the fair value hierarchy. At  December 31, 2023 and  December 31, 2022, the fair values of these investments we re $3.4 million and $2.8 million, respectively, and are included in “Other assets” in the accompanying consolidated balance sheets.

 

Fair Value Hierarchy

 

In accordance with ASC 820, the Company groups its financial assets and financial liabilities measured at fair value in three levels, based on the markets in which the assets and liabilities are traded, and the reliability of the assumptions used to determine fair value.

 

Level 1 – Valuation is based upon quoted prices for identical assets or liabilities traded in active markets.

 

Level 2 – Valuation is based upon observable inputs other than quoted prices included in level 1, such as quoted prices for similar assets and liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, or other inputs that are observable or can be corroborated by observable market data.

 

Level 3 – Valuation is based upon unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. This includes certain pricing models, discounted cash flow methodologies, and similar techniques that use significant unobservable inputs.

 

A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement.

 

Fair Value of Assets and Liabilities Measured on a Recurring Basis

 

The following methods and assumptions were used by the Company in estimating the fair value of assets and liabilities valued on a recurring basis:

 

AFS Investment Securities and Exchange-Traded Equity Securities – Where quoted prices are available in an active market, the Company classifies the securities within level 1 of the valuation hierarchy. Securities are defined as both long and short positions. Level 1 securities include exchange-traded equity securities.

 

If quoted market prices are not available, the Company estimates fair values using pricing models and discounted cash flows that consider standard input factors such as observable market data, benchmark yields, interest rate volatilities, broker/dealer quotes, and credit spreads. Examples of such instruments, which would generally be classified within level 2 of the valuation hierarchy if observable inputs are available, include obligations of the U.S. Treasury and U.S. government agencies and corporations, obligations of state and political subdivisions, corporate bonds, residential mortgage-backed securities, and commercial mortgage-backed securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, the Company classifies those securities in level 3.

 

Management monitors the current placement of securities in the fair value hierarchy to determine whether transfers between levels  may be warranted based on market reference data, which  may include reported trades; bids, offers or broker/dealer quotes; benchmark yields and spreads; as well as other reference data. At  December 31, 2023 and  December 31, 2022, the majority of the Company’s level 3 investments were obligations of state and political subdivisions. The Company estimated the fair value of these level 3 investments using discounted cash flow models, the key inputs of which are the coupon rate, current spreads to the yield curves, and expected repayment dates, adjusted for illiquidity of the local municipal market and sinking funds, if applicable. Option-adjusted models  may be used for structured or callable notes, as appropriate.

 

Derivative Financial Instruments – The fair value for interest rate swap agreements is based upon the amounts required to settle the contracts. These derivative instruments are classified in level 2 of the fair value hierarchy.

 

Assets and liabilities measured at fair value on a recurring basis are summarized in the table below as of the dates indicated (dollars in thousands).

 

      

Quoted Prices in

      

Significant

 
      

Active Markets for

  

Significant Other

  

Unobservable

 
      

Identical Assets

  

Observable Inputs

  

Inputs

 
  

Fair Value

  

(Level 1)

  

(Level 2)

  

(Level 3)

 

December 31, 2023

                

Assets:

                

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $20,043  $—  $20,043  $— 

Obligations of state and political subdivisions

  16,703   —   11,453   5,250 

Corporate bonds

  26,356   —   25,893   463 

Residential mortgage-backed securities

  232,045   —   232,045   — 

Commercial mortgage-backed securities

  66,771   —   66,771   — 

Equity securities

  1,180   1,180   —   — 

Interest rate swaps - gross assets

  17,325   —   17,325   — 

Total assets

 $380,423  $1,180  $373,530  $5,713 

Liabilities:

                

Interest rate swaps - gross liabilities

  17,325  $—  $17,325  $— 
                 

December 31, 2022

                

Assets:

                

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $29,805  $—  $29,805  $— 

Obligations of state and political subdivisions

  18,378   —   12,413   5,965 

Corporate bonds

  29,942   —   29,463   479 

Residential mortgage-backed securities

  251,851   —   251,851   — 

Commercial mortgage-backed securities

  75,191   —   75,191   — 

Equity securities

  1,245   1,245   —   — 

Total assets

 $406,412  $1,245  $398,723  $6,444 

 

The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may cause reclassification of certain assets or liabilities within the fair value hierarchy. The table below provides a reconciliation for assets measured at fair value on a recurring basis using significant unobservable inputs, or level 3 inputs (dollars in thousands).

 

  

Obligations of State and Political Subdivisions

  

Corporate Bonds

  

Total

 

Balance at December 31, 2021

 $22,114  $488  $22,602 

Realized gains (losses) included in net income

  —   —   — 

Unrealized losses included in other comprehensive loss

  (1,474)  (9)  (1,483)

Purchases

  —   —   — 

Sales

  —   —   — 

Maturities, prepayments, and calls

  (4,840)  —   (4,840)

Transfers into Level 3

  —   —   — 

Transfers out of Level 3

  (9,835)  —   (9,835)

Balance at December 31, 2022

 $5,965  $479  $6,444 

Realized gains (losses) included in net income

  —   —   — 

Unrealized losses included in other comprehensive income

  (689)  (16)  (705)

Purchases

  —   —   — 

Sales

  —   —   — 

Maturities, prepayments, and calls

  (26)  —   (26)

Transfers into Level 3

  —   —   — 

Transfers out of Level 3

  —   —   — 

Balance at December 31, 2023

 $5,250  $463  $5,713 

 

There were no liabilities measured at fair value on a recurring basis using level 3 inputs at December 31, 2023 and 2022. For the years ended December 31, 2023, 2022 and 2021, there were no gains or losses included in earnings related to the change in fair value of the assets measured on a recurring basis using significant unobservable inputs held at the end of the period.

 

The following table provides quantitative information about significant unobservable inputs used in fair value measurements of level 3 assets measured at fair value on a recurring basis at December 31, 2023 and 2022 (dollars in thousands).

 

  

Estimated Fair Value

 

Valuation Technique

 

Unobservable Inputs

 

Range of Discounts

 

December 31, 2023

           

Obligations of state and political subdivisions

 $5,250 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  0% - 11% 

Corporate bonds

  463 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  

8%

 
            

December 31, 2022

           

Obligations of state and political subdivisions

 $5,965 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  0% - 12% 

Corporate bonds

  479 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  

4%

 

 

 

(1)

Fair values determined through valuation analysis using coupon, yield (discount margin), liquidity and expected repayment dates.

 

Fair Value of Assets and Liabilities Measured on a Nonrecurring Basis

 

Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment).

 

The following methods and assumptions were used by the Company in estimating the fair value of assets and liabilities valued on a nonrecurring basis:

 

Loans Individually Evaluated – For collateral dependent loans where the borrower is experiencing financial difficulty, the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral, which is based on third-party appraisals. Individually evaluated loans that are not collateral dependent are evaluated based on a discounted cash flow methodology. Credits deemed uncollectible are charged to the allowance for credit losses. Since not all valuation inputs are observable, these nonrecurring fair value determinations are classified as level 3.

 

Quantitative information about assets measured at fair value on a nonrecurring basis based on significant unobservable inputs (level 3) are summarized below as of the dates indicated; there were no liabilities measured on a nonrecurring basis at December 31, 2023 or 2022 (dollars in thousands).

 

  

Estimated Fair Value

 

Valuation Technique

 

Unobservable Inputs

 

Range of Discounts

  

Weighted Average Discount(2)

 

December 31, 2023

               

Loans individually evaluated for impairment(1)

 $1,293 

Discounted cash flows, underlying collateral value

 

Collateral discounts and estimated costs to sell

  6% - 100%   

29%

 
                

December 31, 2022

               

Impaired loans

 $4,033 

Discounted cash flows, underlying collateral value

 

Collateral discounts and estimated costs to sell

  4% - 100%   

53%

 

 

 (1)Loans individually evaluated that were re-measured during the period had a carrying value of $1.8 million and $4.2 million at  December 31, 2023 and  December 31, 2022, respectively, with related allowance for credit losses of $0.5 million and $0.2 million as of such dates.
 (2)Weighted by relative fair value.

 

Financial Instruments

 

Accounting guidance requires the disclosure of estimated fair value information about certain on- and off-balance sheet financial instruments, including those financial instruments that are not measured and reported at fair value on a recurring or nonrecurring basis. The significant methods and assumptions used by the Company to estimate the fair value of financial instruments are discussed below.

 

Cash and Due from Banks – For these short-term instruments, fair value is the carrying value. Cash and due from banks is classified in level 1 of the fair value hierarchy.

 

Federal Funds Sold – The fair value is the carrying value. The Company classifies these assets in level 1 of the fair value hierarchy.

 

Investment Securities and Equity Securities – The fair value measurement techniques and assumptions for AFS securities and exchange-traded equity securities is discussed earlier in the note. The same measurement techniques and assumptions were applied to the valuation of HTM securities and other equity securities including equity in correspondent banks. 

 

Loans – The fair value of portfolio loans, net is determined using an exit price methodology. The exit price methodology is based on a discounted cash flow analysis, in which projected cash flows are based on contractual cash flows adjusted for prepayments for certain loan types (e.g. residential mortgage loans and multifamily loans) and the use of a discount rate based on expected relative risk of the cash flows. The discount rate selected considers loan type, maturity date, a liquidity premium, cost to service, and cost of capital, which is a level 3 fair value estimate.

 

Loans held for sale are measured using quoted market prices when available. If quoted market prices are not available, comparable market values or discounted cash flow analyses  may be utilized. The Company classifies these assets in level 3 of the fair value hierarchy.

 

Deposit Liabilities – The fair values disclosed for noninterest-bearing demand deposits are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts). These noninterest-bearing deposits are classified in level 2 of the fair value hierarchy. All interest-bearing deposits are classified in level 3 of the fair value hierarchy. The carrying amounts of variable-rate accounts (for example interest-bearing checking, savings, and money market accounts), fixed-term money market accounts, and certificates of deposit approximate their fair values at the reporting date. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates on comparable instruments to a schedule of aggregated expected monthly maturities on time deposits.

 

Short-Term Borrowings – The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings approximate their fair values. The Company classifies these borrowings in level 2 of the fair value hierarchy.

 

Long-Term Borrowings, including Junior Subordinated Debt Securities – The fair values of long-term borrowings are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements. The fair value of the Company’s long-term debt is therefore classified in level 3 in the fair value hierarchy.

 

Subordinated Debt Securities – The fair value of subordinated debt is estimated based on current market rates on similar debt in the market. The Company classifies this debt in level 2 of the fair value hierarchy.

 

Derivative Financial Instruments – The fair value measurement techniques and assumptions for derivative financial instruments is discussed earlier in the note.

 

The estimated fair values of the Company’s financial instruments at December 31, 2023 and December 31, 2022 are shown below (dollars in thousands).

 

  

December 31, 2023

 
  

Carrying Amount

  

Estimated Fair Value

  

Level 1

  

Level 2

  

Level 3

 

Financial assets:

                    

Cash and due from banks

 $32,009  $32,009  $32,009  $—  $— 

Investment securities

  382,390   382,431   —   358,323   24,108 

Equity securities

  14,597   14,597   1,180   13,417   — 

Loans, net of allowance

  2,180,079   2,020,924   —   —   2,020,924 

Interest rate swaps - gross assets

  17,325   17,325   —   17,325   — 
                     

Financial liabilities:

                    

Deposits, noninterest-bearing

 $448,752  $448,752  $—  $448,752  $— 

Deposits, interest-bearing

  1,806,975   1,735,562   —   —   1,735,562 

Borrowings under BTFP and repurchase agreements

  221,133   221,133   —   221,133   — 

FHLB long-term advances

  23,500   22,945   —   —   22,945 

Junior subordinated debt

  8,630   8,630   —   —   8,630 

Subordinated debt

  45,000   44,544   —   44,544   — 

Interest rate swaps - gross liabilities

  17,325   17,325   —   17,325   — 

 

  

December 31, 2022

 
  

Carrying Amount

  

Estimated Fair Value

  

Level 1

  

Level 2

  

Level 3

 

Financial assets:

                    

Cash and due from banks

 $40,066  $40,066  $40,066  $—  $— 

Federal funds sold

  193   193   193   —   — 

Investment securities

  413,472   413,089   —   401,233   11,856 

Equity securities

  27,254   27,254   1,245   26,009   — 

Loans, net of allowance

  2,080,403   1,997,287   —   —   1,997,287 
                     

Financial liabilities:

                    

Deposits, noninterest-bearing

 $580,741  $580,741  $—  $580,741  $— 

Deposits, interest-bearing

  1,501,624   1,314,407   —   —   1,314,407 

FHLB short-term advances

  333,500   333,500   —   333,500   — 

FHLB long-term advances

  53,500   52,147   —   —   52,147 

Junior subordinated debt

  8,515   8,515   —   —   8,515 

Subordinated debt

  45,000   42,980   —   42,980   — 

 
XML 40 R27.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 18 - Regulatory Matters
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Regulatory Capital Requirements under Banking Regulations [Text Block]

NOTE 18. REGULATORY MATTERS

 

The Company and Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the financial statements. Under capital adequacy guidelines, the Company and Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.

 

Quantitative measures established by regulation to ensure capital adequacy require the Company and Bank to maintain minimum amounts and ratios (set forth in the table below) of total, Common Equity Tier 1, and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and Tier 1 capital to average assets (as defined).

 

As of December 31, 2023 and 2022, the Bank was considered well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum risk-based and Tier 1 leverage capital ratios as set forth in the table below and not be subject to a written agreement or order with regulators to maintain a specific capital level for any capital measure. There are no conditions or events since the regulatory framework for prompt corrective action was issued that management believes have changed the Bank’s category.

 

The Company’s and the Bank’s actual capital amounts and ratios as of December 31, 2023 and December 31, 2022 are presented in the tables below (dollars in thousands).

 

  

Actual

  

Capital Adequacy*

  

Well Capitalized

 
  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 

December 31, 2023

                        

Tier 1 leverage capital

                        

Investar Holding Corporation

 $239,095   8.35% $114,563   4.00% 

NA

  

NA

 

Investar Bank

  280,687   9.81   114,468   4.00   143,085   5.00 
                         

Common Equity Tier 1 risk-based capital

                        

Investar Holding Corporation

  229,595   9.51   169,031   7.00  

NA

  

NA

 

Investar Bank

  280,687   11.64   168,867   7.00   156,805   6.50 
                         

Tier 1 risk-based capital

                        

Investar Holding Corporation

  239,095   9.90   205,251   8.50  

NA

  

NA

 

Investar Bank

  280,687   11.64   205,052   8.50   192,990   8.00 
                         

Total risk-based capital

                        

Investar Holding Corporation

  313,574   12.99   253,546   10.50  

NA

  

NA

 

Investar Bank

  310,846   12.89   253,300   10.50   241,238   10.00 
                         

December 31, 2022

                        

Tier 1 leverage capital

                        

Investar Holding Corporation

 $231,048   8.53% $108,405   4.00% 

NA

  

NA

 

Investar Bank

  267,603   9.89   108,275   4.00   135,344   5.00 
                         

Common Equity Tier 1 risk-based capital

                        

Investar Holding Corporation

  221,548   9.79   158,457   7.00  

NA

  

NA

 

Investar Bank

  267,603   11.83   158,355   7.00   147,044   6.50 
                         

Tier 1 risk-based capital

                        

Investar Holding Corporation

  231,048   10.21   192,412   8.50  

NA

  

NA

 

Investar Bank

  267,603   11.83   192,288   8.50   180,977   8.00 
                         

Total risk-based capital

                        

Investar Holding Corporation

  300,009   13.25   237,685   10.50  

NA

  

NA

 

Investar Bank

  292,339   12.92   237,532   10.50   226,221   10.00 

 

*The minimum ratios and amounts under the column for Capital Adequacy for December 31, 2023 and December 31, 2022 reflect the minimum regulatory capital ratios imposed under Basel III plus the fully phased-in capital conservation buffer of 2.5%.

 

Applicable Federal statutes, regulations, and guidance impose restrictions on the amounts of dividends that may be declared by the Company and the Bank. In addition to the formal statutes, regulations, and guidance, regulatory authorities also consider the adequacy of the Company’s and the Bank’s total capital in relation to its assets, deposits, risk profile, and other such items and, as a result, capital adequacy considerations could further limit the availability of dividends from the Company and the Bank. The Company is also subject to dividend restrictions under the terms of its 2029 Notes, 2032 Notes, and junior subordinated debentures. See “Common Stock – Dividend Restrictions” in Note 13. Stockholders’ Equity, for more information.

 
XML 41 R28.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 19 - Commitments and Contingencies
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Commitments and Contingencies Disclosure [Text Block]

NOTE 19. COMMITMENTS AND CONTINGENCIES

 

Unfunded Commitments

 

The Company is a party to financial instruments with off-balance sheet risk entered into in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit consisting of loan commitments and standby letters of credit, which are not included in the accompanying financial statements. Such financial instruments are recorded in the financial statements when they become payable. The credit risk associated with these commitments is evaluated in a manner similar to the allowance for credit losses on loans. At December 31, 2023 and 2022, the reserve for unfunded loan commitments was $0.3 million and $0.4 million, respectively, and is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets.

 

Commitments to extend credit are agreements to lend money with fixed expiration dates or termination clauses. The Company applies the same credit standards used in the lending process when extending these commitments, and periodically reassesses the customer’s creditworthiness through ongoing credit reviews. Since some commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. Collateral is obtained based on the Company’s assessment of the transaction. Substantially all standby letters of credit issued have expiration dates within one year.

 

The table below shows the amounts of the Company’s commitments to extend credit as of the dates presented (dollars in thousands).

 

  

December 31, 2023

  

December 31, 2022

 

Loan commitments

 $413,019  $333,040 

Standby letters of credit

  17,844   11,379 

 

Additionally, at December 31, 2023, the Company had unfunded commitments of $1.3 million for its investment in Small Business Investment Company qualified funds.

 

Insurance

 

The Company is obligated for certain costs associated with its insurance program for employee health. The Company is self-insured for a substantial portion of its potential claims. The Company recognizes its obligation associated with these costs, up to specified deductible limits, in the period in which a claim is incurred, including with respect to both reported claims and claims incurred but not reported. The claims costs are estimated based on historical claims experience. The reserves for insurance claims are reviewed and updated by management on a quarterly basis.

 

Employment Agreements

 

On August 1, 2020, the Company entered into an employment agreement with its Chief Executive Officer. The agreement provides that the executive shall receive a minimum annual base salary $510,000, shall be eligible for annual incentive compensation up to a certain percentage of the base salary, subject to the discretion and approval of the Company’s board of directors, and shall be entitled to the payment of severance benefits upon termination under specified circumstances. The employment agreement automatically renews for successive one-year periods unless written notice of non-renewal is given by either party to the other at least ninety (90) days prior to the expiration of the then-current term.

 

On August 1, 2020, the Company entered into an employment agreement with its then-current Chief Financial Officer. The agreement provided that the executive would receive a minimum annual base salary $285,000, be eligible for annual incentive compensation up to a certain percentage of the base salary, subject to the discretion and approval of the Company’s board of directors and would be entitled to the payment of severance benefits upon termination under specified circumstances. On November 4, 2022, the Company’s then-current Chief Financial Officer separated from the Company. The Company entered into a separation and release agreement with him, which provided that he would receive compensation and benefits due in connection with a termination due to “Disability” under the employment agreement and released the Company from any and all claims arising on or before November 4, 2022. 

 

Legal Proceedings

 

The nature of the business of the Company’s banking and other subsidiaries ordinarily results in a certain amount of claims, litigation, investigations, and legal and administrative cases and proceedings, which are considered incidental to the normal conduct of business. Some of these claims are against entities which the Company acquired in business acquisitions. The Company has asserted defenses to these claims and, with respect to such legal proceedings, intends to continue to defend itself, litigating or settling cases according to management’s judgment as to what is in the best interest of the Company and its shareholders.

 

The Company assesses its liabilities and contingencies in connection with outstanding legal proceedings utilizing the latest information available. Where it is probable that the Company will incur a loss and the amount of the loss can be reasonably estimated, the Company records a liability in its consolidated financial statements. These legal reserves may be increased or decreased to reflect any relevant developments on a quarterly basis. Where a loss is not probable or the amount of loss is not estimable, the Company does not accrue legal reserves. While the outcome of legal proceedings is inherently uncertain, based on information currently available and available insurance coverage, the Company’s management believes that it has established appropriate legal reserves. If an accrual is not made, and there is at least a reasonable possibility that a loss or additional loss may have been incurred, the Company discloses the nature of the contingency and an estimate of the possible loss or range of loss or a statement that such an estimate cannot be made. Any incremental liabilities arising from pending legal proceedings are not expected to have a material adverse effect on the Company’s consolidated financial position, consolidated results of operations, or consolidated cash flows. However, it is possible that the ultimate resolution of these matters, if unfavorable, may be material to the Company’s consolidated financial position, consolidated results of operations, or consolidated cash flows.

 

As of the date of this filing, the Company believes the amount of losses associated with legal proceedings that it is reasonably possible to incur is not material.
XML 42 R29.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 20 - Transactions with Related Parties
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Related Party Transactions Disclosure [Text Block]

NOTE 20. TRANSACTIONS WITH RELATED PARTIES

 

The Bank has made and expects in the future to continue to make in the ordinary course of business, loans to directors and executive officers of the Company and the Bank, their affiliated companies, and other related persons. In management’s opinion, these loans were made in the ordinary course of business at normal credit terms, including interest rate and collateral requirements, and do not represent more than normal credit risk. See Note 3. Loans and Allowance for Credit Losses, for more information regarding lending transactions between the Bank and these related parties.

 

During 2023 and 2022, certain executive officers and directors of the Company and the Bank, including companies with which they are affiliated and other related persons, were deposit customers of the Bank. See Note 8. Deposits, regarding total deposits outstanding to these related parties.

 

The Company has participated in transactions with related parties for which the Company believes the terms and conditions are comparable to terms that would have been available from a third party that was unaffiliated with the Company. The following describes transactions since January 1, 2021, in addition to the ordinary banking relationships described above, in which the Company has participated in which one or more of its directors, executive officers, their affiliated companies, or other related persons had or will have a direct or indirect material interest.

 

The Company has engaged in a number of transactions with Joffrion Commercial Division, LLC (“JCD”), a commercial construction company owned and managed by Gordon H. Joffrion, one of the Company’s directors. For each transaction, the Company selected JCD through its public bidding process. The Company did not make any payments to JCD during the years ended  December 31, 2023 or  December 31, 2022. The Company paid JCD approximately $0.1 million during the year ended December 31, 2021.

 
XML 43 R30.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 21 - Parent Company Only Financial Statements
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Condensed Financial Information of Parent Company Only Disclosure [Text Block]

NOTE 21. PARENT COMPANY ONLY FINANCIAL STATEMENTS

 

BALANCE SHEETS

        
  

December 31,

 

(dollars in thousands)

 

2023

  

2022

 

ASSETS

        

Cash and due from banks

 $840  $6,153 

Equity securities

  752   823 

Due from bank subsidiary

  1,141   937 

Investment in bank subsidiary

  277,760   261,737 

Investment in trust

  295   295 

Trademark intangible

  100   100 

Other assets

  864   518 

Total assets

 $281,752  $270,563 
         

LIABILITIES

        

Subordinated debt, net of unamortized issuance costs

 $44,320  $44,225 

Junior subordinated debt

  8,630   8,515 

Accounts payable

  228   253 

Accrued interest payable

  571   567 

Dividend payable

  975   941 

Deferred tax liability

  260   280 

Total liabilities

  54,984   54,781 
         

STOCKHOLDERS’ EQUITY

        

Common stock

  9,748   9,902 

Surplus

  145,456   146,587 

Retained earnings

  116,711   108,206 

Accumulated other comprehensive loss

  (45,147)  (48,913)

Total stockholders’ equity

  226,768   215,782 

Total liabilities and stockholders’ equity

 $281,752  $270,563 

 

STATEMENTS OF INCOME

        
  

For the years ended December 31,

 

(dollars in thousands)

 

2023

  

2022

 

REVENUE

        

Dividends received from bank subsidiary

 $3,300  $17,000 

Dividends on corporate stock

  —   19 

Change in the fair value of equity securities

  (71)  (35)

Interest income from investment in trust

  22   11 

Other operating income

  138   — 

Total revenue

  3,389   16,995 

EXPENSE

        

Interest on borrowings

  3,216   3,137 

Management fees to bank subsidiary

  360   360 

Loss on early extinguishment of subordinated debt

  —   222 

Other expense

  519   666 

Total expense

  4,095   4,385 

(Loss) income before income tax expense and equity in undistributed income of bank subsidiary

  (706)  12,610 

Equity in undistributed income of bank subsidiary

  16,552   22,172 

Income tax benefit

  832   927 

Net income

 $16,678  $35,709 

 

STATEMENTS OF CASH FLOWS

        
  

For the years ended December 31,

 

(dollars in thousands)

 

2023

  

2022

 

CASH FLOWS FROM OPERATING ACTIVITIES

        

Net income

 $16,678  $35,709 

Adjustments to reconcile net income to net cash provided by operating activities:

        

Equity in undistributed earnings of bank subsidiary

  (16,552)  (22,172)

Change in the fair value of equity securities

  71   35 

Amortization of subordinated debt issuance costs and purchase accounting adjustments

  210   197 

Loss on early extinguishment of subordinated debt

  —   222 

Net change in:

        

Due from bank subsidiary

  (204)  31 

Other assets

  (84)  5 

Deferred tax liability

  (20)  (52)

Accrued other liabilities

  1,638   1,746 

Net cash provided by operating activities

  1,737   15,721 
         

CASH FLOWS FROM INVESTING ACTIVITIES

        

Purchases of equity securities

  —   (750)

Proceeds from the sale of equity securities

  —   1,225 

Purchases of other investments

  (285)  (225)

Net cash (used in) provided by investing activities

  (285)  250 
         

CASH FLOWS FROM FINANCING ACTIVITIES

        

Cash dividends paid on common stock

  (3,844)  (3,552)

Payments to repurchase common stock

  (3,026)  (10,540)

Proceeds from stock options exercised

  105   133 

Proceeds from subordinated debt, net of issuance costs

  —   19,548 

Extinguishment of subordinated debt

  —   (18,600)

Net cash used in financing activities

  (6,765)  (13,011)

Net (decrease) increase in cash

  (5,313)  2,960 

Cash and cash equivalents, beginning of period

  6,153   3,193 

Cash and cash equivalents, end of period

 $840  $6,153 
         

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:

        

Cash payments for:

        

Interest on borrowings

 $3,212  $3,179 

 
XML 44 R31.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 22 - Earnings Per Share
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Earnings Per Share [Text Block]

NOTE 22. EARNINGS PER SHARE

 

The following is a summary of the information used in the computation of basic and diluted earnings per common share for the years ended December 31, 2023, 2022 and 2021 (in thousands, except share data).

 

  

December 31,

 
  

2023

  

2022

  

2021

 

Earnings per common share - basic

            

Net income

 $16,678  $35,709  $8,000 

Less: income allocated to participating securities

  (1)  (33)  (21)

Net income allocated to common shareholders

  16,677   35,676   7,979 

Weighted average basic shares outstanding

  9,839,258   10,085,758   10,416,145 

Basic earnings per common share

 $1.69  $3.54  $0.77 
             

Earnings per common share - diluted

            

Net income allocated to common shareholders

 $16,677  $35,676  $7,979 

Weighted average basic shares outstanding

  9,839,258   10,085,758   10,416,145 

Dilutive effect of securities

  2,583   94,951   84,157 

Total weighted average diluted shares outstanding

  9,841,841   10,180,709   10,500,302 

Diluted earnings per common share

 $1.69  $3.50  $0.76 

 

The weighted average number of shares that have an antidilutive effect in the calculation of diluted earnings per common share and have been excluded from the computations above are shown below.

 

  

December 31,

 
  

2023

  

2022

  

2021

 

Stock options

  —   15,361   869 

Restricted stock awards

  —   135   431 

Restricted stock units

  71,711   15,176   20,828 

 
XML 45 R32.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 23 - Subsequent Events
 12 Months Ended
Dec. 31, 2023
Notes to Financial Statements  
Subsequent Events [Text Block]
XML 46 R33.htm IDEA: XBRL DOCUMENT v3.24.0.1
Insider Trading Arrangements
 12 Months Ended
Dec. 31, 2023
Insider Trading Arr Line Items  
Material Terms of Trading Arrangement [Text Block]

Item 9B. Other Information

 

Pursuant to Item 408(a) of Regulation S-K, none of our directors or executive officers adopted, terminated, or modified a Rule 10b5-1 trading arrangement or a non-Rule 10b5-1 trading arrangement during the quarter ended December 31, 2023.
Rule 10b5-1 Arrangement Adopted [Flag] false
Non-Rule 10b5-1 Arrangement Adopted [Flag] false
Rule 10b5-1 Arrangement Terminated [Flag] false
Non-Rule 10b5-1 Arrangement Terminated [Flag] false
XML 47 R34.htm IDEA: XBRL DOCUMENT v3.24.0.1
Significant Accounting Policies (Policies)
 12 Months Ended
Dec. 31, 2023
Accounting Policies [Abstract]  
Nature of Operations Policy [Policy Text Block]

Nature of Operations

 

Investar Holding Corporation is a financial holding company headquartered in Baton Rouge, Louisiana, that provides, through its wholly-owned subsidiary, Investar Bank, National Association (the “Bank”), full banking services, excluding trust services, tailored primarily to meet the needs of individuals, professionals, and small to medium-sized businesses throughout its markets in south Louisiana, southeast Texas and Alabama.
Basis of Accounting, Policy [Policy Text Block]

Basis of Presentation

 

The consolidated financial statements of Investar Holding Corporation and its wholly-owned subsidiary, the Bank (together, the “Company”), have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”) and to generally accepted practices within the banking industry.
Segment Reporting, Policy [Policy Text Block]

Segments

 

All of the Company’s banking operations are considered by management to be aggregated in one reportable operating segment. Because the overall banking operations comprise substantially all of the consolidated operations, no separate segment disclosures are presented in the accompanying consolidated financial statements.
Consolidation, Policy [Policy Text Block]

Principles of Consolidation

 

The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation.
Use of Estimates, Policy [Policy Text Block]

Use of Estimates

 

The preparation of statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates, and such differences could be material.

 

Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses. While management uses available information to recognize credit losses on loans, future additions to the allowance  may be necessary based on changes in economic conditions, changes in conditions of our borrowers’ industries or changes in the condition of individual borrowers. As described below under “Accounting Standards Adopted in 2023,” the Company adopted Accounting Standards Update (“ASU”) 2016-13 effective  January 1, 2023, which changed how the Company accounts for the allowance for credit losses. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for credit losses. Such agencies  may require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the allowance for credit losses  may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated.

 

Other estimates that are susceptible to significant change in the near term relate to the allowance for off-balance sheet credit losses, the fair value of stock-based compensation awards, the determination of other-than-temporary impairments of securities, and the fair value of financial instruments and goodwill.

 

The COVID-19 pandemic and, in 2022 and 2023, rising inflation and interest rates have made certain estimates more challenging, including those discussed above.
Investment, Policy [Policy Text Block]

Investment Securities

 

The Company’s investments in securities are accounted for in accordance with applicable guidance contained in the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”), which requires the classification of securities into one of the following categories:

 

 

•

Securities to be held to maturity (“HTM”): bonds, notes, and debentures for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.

 

 

•

Securities available for sale (“AFS”): available for sale securities consist of bonds, notes, and debentures that are available to meet the Company’s operating needs. These securities are reported at fair value.

 

Unrealized holding gains and losses, net of tax, on available for sale securities are reported as a net amount in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Realized gains and losses on the sale of debt and equity securities are determined using the specific-identification method and average price method, respectively.

 

The Company follows FASB guidance related to the recognition and presentation of other-than-temporary impairment. The guidance specifies that if an entity does not have the intent to sell a debt security prior to recovery, the security would not be considered other-than-temporarily impaired unless there is a credit loss. When an entity does not intend to sell the security, and it is more likely than not that the entity will not have to sell the security before recovery of its cost basis, it will recognize the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.

 

See “Allowance for Credit Losses” below for the accounting treatment of the allowance of credit losses for AFS and HTM securities.
Financing Receivable [Policy Text Block]

Loans

 

The Company’s loan portfolio categories include real estate, commercial and consumer loans. Real estate loans are further categorized into construction and development, 1-4 family residential, multifamily, farmland and commercial real estate loans. The consumer loan category includes loans originated through indirect lending. Indirect lending, which is lending initiated through third-party business partners, is largely comprised of loans made through automotive dealerships.

 

Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at the unpaid principal balance outstanding, net of purchase premiums or discounts, deferred income (net of costs), any direct principal charge-offs, and an allowance for credit losses. Interest on loans is calculated by using the effective interest rate on daily balances of the principal amount outstanding. Loan origination fees, net of direct loan origination costs, and commitment fees, are deferred and amortized as an adjustment to yield over the life of the loan, or over the commitment period, as applicable.

 

Loans are considered past due if the required principal and interest payments have not been received as of the date such payments were due. Loans are ordinarily placed on nonaccrual when a loan is specifically determined to be impaired or when principal or interest is delinquent for 90 days or more; however, management may elect to continue the accrual when the estimated net realizable value of collateral is sufficient to cover the principal balance and the accrued interest. Any unpaid interest previously accrued on nonaccrual loans is reversed from income. Interest income, generally, is not recognized on specific impaired loans unless the likelihood of further loss is remote. Interest payments received on such loans are applied as a reduction of the loan principal balance. Interest income on other nonaccrual loans is recognized only to the extent of interest payments received. A loan may be returned to accrual status when all the principal and interest amounts contractually due are brought current and future principal and interest amounts contractually due are reasonably assured, which is typically evidenced by a sustained period of repayment performance by the borrower.

 

The Company follows the FASB accounting guidance on sales of financial assets, which includes participating interests in loans. For loan participations that are structured in accordance with this guidance, the sold portions are recorded as a reduction of the loan portfolio. Loan participations that do not meet the criteria are accounted for as secured borrowings.

 

See “Acquisition Accounting” below for accounting treatment of loans acquired through business acquisitions.
Employee Retention Credit [Policy Text Block]

Employee Retention Credit

 

The CARES Act provided for an Employee Retention Credit (“ERC”), which is a broad based refundable payroll tax credit that incentivized businesses to retain employees on the payroll during the COVID-19 pandemic. The ERC is a credit against certain employment taxes of up to $5,000 per employee for eligible employers based on certain wages paid after March 12, 2020 through December 31, 2020. In 2021, the tax credit increased to up to $7,000 for each quarter, equal to 70% of qualified wages paid to employees during a quarter, capped at $10,000 of qualified wages per employee per quarter. The ERC terminated effective September 30, 2021. The Company qualified for the ERC based on the significant adverse financial impacts of the COVID-19 pandemic. In the fourth quarter of 2022, Company recorded a $2.3 million reduction to payroll taxes related to the second quarter of 2021, and in the fourth quarter of 2021, the Company recorded a $1.9 million reduction to payroll taxes related to the first quarter of 2021, which are included as part of “Salaries and employee benefits” in noninterest expense on the accompanying consolidated statements of income for the years ended December 31, 2022 and 2021.
Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]

Allowance for Credit Losses

 

For reporting periods beginning on and after January 1, 2023, reflecting the adoption of ASU 2016-13:

 

The Company’s allowance for credit losses is determined using a current expected credit loss (“CECL”) model. The allowance for credit losses represents the measurement of all expected credit losses for financial assets accounted for on an amortized cost basis. Expected losses at the reporting date are calculated based on historical experience, current conditions, and reasonable and supportable forecasts. The lifetime expected credit losses are recorded at the time the financial asset is originated or acquired and adjusted each period as a provision for credit losses for changes in expected lifetime credit losses. The Company developed a CECL model methodology that calculates expected credit losses over the life of the portfolio by analyzing the composition, characteristics and quality of the loan and securities portfolios, as well as prevailing economic conditions and forecasts. The Company’s CECL calculation estimates loan losses using a combination of discounted cash flow and remaining life analyses. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the model reverts back to the historical loss rates adjusted for qualitative factors related to current conditions using a four-quarter reversion period.

 

The allowance for credit losses is measured on a pool basis when similar risk characteristics exist and is maintained at an amount which management believes is a current estimate of the expected credit losses for the full life of the relevant pool of loans and related unfunded lending commitments. For modeling purposes, loan pools include: agriculture and farmland, automotive, commercial and industrial, construction and development, commercial real estate - nonowner-occupied and multifamily, commercial real estate - owner-occupied, credit cards, home equity lines of credit and junior liens, consumer, residential senior liens, and other loans, which primarily consist of public finance. Management periodically reassesses each pool to confirm that the loans within the pool continue to share similar characteristics and risk profiles and to determine whether further segmentation is necessary. For each pool of loans, the Company evaluates and applies qualitative adjustments to the calculated allowance for credit losses based on several factors, including, but not limited to, changes in current and expected future economic conditions, changes in the nature and volume of the portfolio, changes in levels of concentrations, changes in the volume and severity of past due loans, changes in lending policies and personnel and changes in the competitive and regulatory environment of the banking industry. The loss rates computed for each pool and expected pool-level funding rates are applied to the related unfunded lending commitments to calculate an allowance for credit losses. 

 

Loans that do not share similar risk characteristics with other loans are excluded from the loan pools and individually evaluated for impairment. Individually evaluated loans are loans for which it is probable that all the amounts due under the contractual terms of the loan will not be collected. The allowance for credit losses on loans that are individually evaluated is based on a comparison of the recorded investment in the loan with either the expected cash flows discounted using the loan’s original effective interest rate, observable market price for the loan or the fair value of the collateral underlying certain collateral dependent loans. The allowance for credit losses is established after input from management as well as our risk management department and our special assets committee. For collateral dependent loans where the borrower is experiencing financial difficulty, which the Company evaluates independently from the loan pool, the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral, which is based on third-party appraisals. Credits deemed uncollectible are charged to the allowance for credit losses. Provisions for credit losses and recoveries on loans previously charged off are adjustments to the allowance for credit losses.

 

Expected credit losses on AFS securities are recorded in an allowance for credit losses when management does not intend to sell or believes that it is not more likely than not that they will be required to sell the securities prior to recovery of the securities’ amortized cost basis. If management has the intent to sell or believes it is more likely than not the Company will be required to sell an impaired available for sale security before recovery of the amortized cost basis, the credit loss is recorded as a direct write-down of the amortized cost basis. In evaluating AFS securities in an unrealized loss position for credit losses, the Company considers the nature of the investments, the current market price, and the current interest rate environment, among other factors. Declines in the fair value of AFS securities that are not considered credit related are recognized in accumulated other comprehensive income.

 

Expected credit losses on HTM securities are recorded in an allowance for credit losses and estimated using a probability of loss model based on reasonable and supportable forecasts. HTM securities are evaluated on a collective basis by security type. In evaluating HTM securities in an unrealized loss position for credit losses, the Company considers the nature of the investments, the current market price, and the current interest rate environment, among other factors. 

 

See “Accounting Standards Adopted in 2023” below for additional information.

 

For reporting periods prior to  January 1, 2023, prior to the adoption of ASU 2016-13:

 

Prior to the adoption of CECL, the Company established an allowance for loan losses in an amount that management believed would be adequate to absorb probable losses inherent in the loan portfolio as of the balance sheet date based on evaluations of the collectability of loans and prior loan loss experience. The evaluations took into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that may affect the borrower’s ability to pay. This evaluation was inherently subjective as it required estimates that were susceptible to significant revision as more information became available. Allowances for impaired loans were generally determined based on collateral values or the present value of estimated cash flows. Credits deemed uncollectible were charged to the allowance. Provisions for loan losses and recoveries on loans previously charged off were adjusted to the allowance. Past due status was determined based on contractual terms.

 

The allowance consisted of allocated and general components. The allocated component related to loans that were classified as impaired. For loans that were classified as impaired, an allowance was established when the discounted cash flows (or collateral value or observable market price) of the impaired loan was lower than the carrying value of that loan. The general component covered non-classified loans and was based on historical loss experience adjusted for qualitative factors. Based on management’s review and observations made through qualitative review, management may apply qualitative adjustments to determine loss estimates at a group and/or portfolio segment level as deemed appropriate. Management had an established methodology to determine the adequacy of the allowance for loan losses that assessed the risks and losses inherent in the portfolio and portfolio segments. The Company utilized an internally developed model that required judgment to determine the estimation method that fit the credit risk characteristics of the loans in its portfolio and portfolio segments. Qualitative and environmental factors that may not be directly reflected in quantitative estimates include: asset quality trends, changes in loan concentrations, new products and process changes, changes and pressures from competition, changes in lending policies and underwriting practices, trends in the nature and volume of the loan portfolio, changes in experience and depth of lending staff and management and national and regional economic trends. The Company also considered third party or comparable company loss data. Changes in these factors were considered in determining changes in the allowance for loan losses. The impact of these factors on the Company’s qualitative assessment of the allowance for loan losses could change from period to period based on management’s assessment of the extent to which these factors were already reflected in historic loss rates. The uncertainty inherent in the estimation process was also considered in evaluating the allowance for loan losses.
Marketable Securities, Policy [Policy Text Block]

Equity Securities

 

Equity securities primarily consist of Federal Home Loan Bank (“FHLB”) stock and Federal Reserve Bank of Atlanta (“FRB”) stock. Members of the FHLB and FRB are required to own a certain amount of stock based on the level of borrowings and other factors and  may invest in additional amounts. FHLB stock and FRB stock is carried at cost, is restricted as to redemption, and is periodically evaluated for impairment based on the ultimate recovery of par value. Both cash and stock dividends are reported as income. Equity securities also include investments in our other correspondent banks including Independent Bankers Financial Corporation and First National Bankers Bank stock. These investments are carried at cost which approximates fair value. The balance of equity securities in our correspondent banks at December 31, 2023 and 2022 was $13.4 million and $26.0 million, respectively.

 

In addition, equity securities include marketable securities in corporate stocks and mutual funds which totaled $1.2 million at both  December 31, 2023 and 2022.
Property, Plant and Equipment, Policy [Policy Text Block]

Bank Premises and Equipment

 

Bank premises and equipment are stated at cost, less accumulated depreciation, with the exception of land, which is stated at cost. Depreciation expense is computed using the straight-line method and is charged to expense over the estimated useful lives of 39 years for buildings, five to 39 years for improvements, three to seven years for furniture and equipment, and one to five years for computer equipment and software. Costs of major additions and improvements are capitalized. Expenditures for maintenance and repairs are expensed as incurred. Gains or losses on the disposition of land, buildings, and equipment are included in noninterest income on the consolidated statements of income.

 

The Company leases certain branch locations under operating lease agreements. The Company also leases certain office facilities to outside parties under operating lessor agreements; however, such leases are not significant. The Company determines if an arrangement is a lease at inception. Operating leases, with the exception of short-term leases, are included in operating lease right-of-use (“ROU”) assets and operating lease liabilities in “Bank premises and equipment, net” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets. Operating lease ROU assets represent the right to use an underlying asset for the lease term and operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. As the Company’s leases do not provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at the commencement date in determining the present value of lease payments. The operating lease ROU asset also includes any lease pre-payments made and excludes lease incentives. The Company’s lease terms may include options to extend or terminate the lease. When it is reasonably certain that the Company will exercise an option to extend a lease, the extension is included in the lease term when calculating the present value of lease payments.
Real Estate Owned, Valuation Allowance, Policy [Policy Text Block]

Other Real Estate Owned

 

Real estate acquired through foreclosure, or other real estate owned on the consolidated balance sheets, is initially recorded at fair value at the time of foreclosure, less estimated selling cost, and any related write down is charged to the allowance for credit losses. Valuations are periodically performed by management and provisions for estimated losses on other real estate owned are charged to expense when fair value is determined to be less than the carrying value.

 

Costs relative to the development and improvement of properties are capitalized to the extent realizable, whereas ordinary upkeep disbursements are charged to expense. The ability of the Company to recover the carrying value of real estate is based upon future sales of the other real estate owned. The ability to affect such sales is subject to market conditions and other factors, many of which are beyond the Company’s control. Operating income and expense of such properties is included in other operating income or expense, respectively, on the accompanying consolidated statements of income. Gain or loss on the disposition of such properties is included in noninterest income on the consolidated statements of income.
Goodwill and Intangible Assets, Policy [Policy Text Block]

Goodwill and Other Intangible Assets

 

Goodwill represents the excess of the purchase price over the fair value of the net identifiable assets acquired in a business combination. Goodwill and other intangible assets deemed to have an indefinite useful life are not amortized but instead are subject to review for impairment annually, or more frequently if deemed necessary, in accordance with the provisions of FASB ASC Topic 350, “Intangibles – Goodwill and Other.”

 

Intangible assets with estimable useful lives are amortized over their respective estimated useful lives and reviewed for impairment in accordance with FASB ASC Topic 360, “Property, Plant, and Equipment.” If impaired, the asset is written down to its estimated fair value. No impairment charges have been recognized through December 31, 2023. Core deposit intangibles representing the value of the acquired core deposit base are generally recorded in connection with business combinations involving banks and branch locations. The Company’s policy is to amortize core deposit intangibles over the estimated useful life of the deposit base. The remaining useful lives of core deposit intangibles are evaluated periodically to determine whether events and circumstances warrant revision of the remaining period of amortization. The Company’s core deposit intangibles are currently amortized using the sum-of-the-years-digits basis over 10 to 15 years. See Note 7. Goodwill and Other Intangible Assets, for additional information.
Bank Owned Life Insurance [Policy Text Block]

Bank Owned Life Insurance

 

The Company invests in bank owned life insurance (“BOLI”) policies that provide earnings to help cover the cost of employee benefit plans. The Company is the owner and beneficiary of the life insurance policies it purchased directly on a chosen group of employees. The policies are carried on the Company’s consolidated balance sheet at their cash surrender value and are subject to regulatory capital requirements. The determination of the cash surrender value includes a full evaluation of the contractual terms of each policy and assumes the surrender of policies on an individual-life by individual-life basis. Additionally, the Company periodically reviews the creditworthiness of the insurance companies that have underwritten the policies. Earnings accruing to the Company are derived from the general account investments of the insurance companies. Increases in the net cash surrender value of BOLI policies and insurance proceeds received are not taxable and are recorded in noninterest income in the consolidated statements of income.
Repurchase Agreements, Valuation, Policy [Policy Text Block]

Repurchase Agreements

 

Securities sold under agreements to repurchase are secured borrowings treated as financing activities and are carried at the amounts at which the securities will be subsequently reacquired as specified in the respective agreements.
Share-Based Payment Arrangement [Policy Text Block]

Stock-Based Compensation

 

The Company accounts for stock-based compensation under the provisions of ASC Topic 718, “Compensation - Stock Compensation.” Under this accounting guidance, fair value is established as the measurement objective in accounting for share-based payment awards and requires the application of a fair value based measurement method in accounting for compensation costs, which is recognized over the requisite service period. The impact of forfeitures of share-based payment awards on compensation expense is recognized as forfeitures occur. See Note 14. Stock-Based Compensation, for further disclosures regarding stock-based compensation.
Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]

Off-Balance Sheet Credit-Related Financial Instruments

 

The Company accounts for its guarantees in accordance with the provisions of ASC Topic 460, “Guarantees.” In the ordinary course of business, the Company has entered into commitments to extend credit, including commitments under credit card agreements, commercial letters of credit and standby letters of credit. Such financial instruments are recorded when they are funded.
Derivatives, Policy [Policy Text Block]

Derivative Financial Instruments

 

ASC Topic 815, “Derivatives and Hedging,” requires that all derivatives be recognized as assets or liabilities in the balance sheet at fair value. Derivatives executed with the same counterparty are generally subject to master netting arrangements, however, fair value amounts recognized for derivative financial instruments and fair value amounts recognized for the right/obligation to reclaim/return cash collateral are not offset for financial reporting purposes.

 

In the course of its business operations, the Company is exposed to certain risks, including interest rate, liquidity and credit risk. The Company manages its risks through the use of derivative financial instruments, primarily through management of exposure due to the receipt or payment of future cash amounts based on interest rates. The Company’s derivative financial instruments manage the differences in the timing, amount and duration of expected cash receipts and payments.

 

Derivatives which are designated and qualify as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. The effective portion of the derivative’s gain or loss is initially reported as a component of other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings or when the hedge is terminated. The ineffective portion of the gain or loss is reported in earnings immediately.

 

In applying hedge accounting for derivatives, the Company establishes a method for assessing the effectiveness of the hedging derivative and a measurement approach for determining the ineffective aspect of the hedge upon the inception of the hedge. These methods are consistent with the Company’s approach to managing risk. Note 12. Derivative Financial Instruments, describes the derivative instruments currently used by the Company and discloses how these derivatives impact the Company’s financial position and results of operations.
Income Tax, Policy [Policy Text Block]

Income Taxes

 

The provision for income taxes is based on amounts reported in the consolidated statements of income after exclusion of nontaxable income such as interest on state and municipal securities. Also, certain items of income and expenses are recognized in different time periods for financial statement purposes than for income tax purposes. Thus, provisions for deferred taxes are recorded in recognition of such temporary differences.

 

Deferred taxes are determined utilizing a liability method whereby deferred tax assets are recognized for deductible temporary differences and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion or all of the deferred tax assets will not be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment.

 

The Company has adopted accounting guidance related to accounting for uncertainty in income taxes, which sets out a consistent framework to determine the appropriate level of tax reserves to maintain for uncertain tax positions.

 

The Company recognizes interest and penalties on income taxes as a component of income tax expense.
Revenue [Policy Text Block]

Revenue Recognition

 

The Company recognizes revenue in the consolidated statements of income as it is earned and when collectability is reasonably assured. The primary source of revenue is interest income from interest-earning assets, which is recognized on the accrual basis of accounting using the effective interest method. The recognition of revenues from interest-earning assets is based upon formulas from underlying loan agreements, securities contracts, or other similar contracts. Noninterest income is recognized on the accrual basis of accounting as services are provided or as transactions occur. Noninterest income includes fees from deposit accounts, merchant services, automated teller machine (“ATM”) and debit card fees, servicing fees, interchange fees, and other miscellaneous services and transactions.
Earnings Per Share, Policy [Policy Text Block]

Earnings Per Share

 

Basic earnings per share is calculated using the two-class method. The two-class method is an earnings allocation formula that determines earnings per share separately for common stock and participating securities according to dividends declared and participation rights in undistributed earnings. Under this method, all earnings distributed and undistributed, are allocated to participating securities and common shares based on their respective rights to receive dividends. Unvested share-based payment awards that contain nonforfeitable rights to dividends are considered participating securities (i.e. unvested time-vested restricted stock), not subject to performance based measures.

 

Basic earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted earnings per share is calculated in a manner similar to that of basic earnings per share except that the weighted average number of common shares outstanding is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares (such as those resulting from the exercise of stock options and warrants) were issued during the period, computed using the treasury stock method.
Cash and Cash Equivalents, Policy [Policy Text Block]

Statements of Cash Flows

 

For purposes of the statements of cash flows, cash and cash equivalents include cash and amounts due from banks and federal funds sold due to the short-term nature of these items.
Comprehensive Income, Policy [Policy Text Block]

Comprehensive Income

 

Comprehensive income includes net income and other comprehensive income or loss, which in the case of the Company includes unrealized gains and losses on securities, changes in the fair value of interest rate swaps, and the reclassification of realized gains on AFS securities and interest rate swap terminations to net income, net of related income taxes.
Business Combinations Policy [Policy Text Block]

Acquisition Accounting

 

The Company follows the FASB ASC Topic 805, “Business Combinations” (“ASC 805”) to determine the appropriate accounting treatment for an acquisition. ASC 805 prescribes an initial fair value screen to determine if substantially all of the fair value of the assets acquired is concentrated in a single asset or group of similar assets. If the initial screen test is met, the assets acquired represent an asset acquisition rather than a business combination.

 

Loans acquired in an asset acquisitions are recorded using the cost accumulation and allocation model whereby the cost of the acquisition is allocated on a relative fair value basis to the assets acquired. 

 

Business combinations are accounted for under the acquisition method of accounting. Purchased assets and assumed liabilities are recorded at their respective acquisition date fair values, and identifiable intangible assets are recorded at fair value. If the consideration given exceeds the fair value of the net assets received, goodwill is recognized. If the fair value of the net assets received exceeds the consideration given, a bargain purchase gain is recognized. Fair values are subject to refinement for up to one year after the closing date of an acquisition as information relative to closing date fair values becomes available.

 

Loans acquired in a business combination are recorded at their estimated fair value as of the acquisition date. The fair value of loans acquired is determined using a discounted cash flow model based on assumptions regarding the amount and timing of principal and interest prepayments, estimated payments, estimated default rates, estimated loss severity in the event of defaults, and current market rates. The fair value adjustment for performing acquired loans is accreted over the life of the loan using the effective interest method. Estimated credit losses are included in the determination of fair value; therefore, an allowance for credit losses is not recorded on the acquisition date. Subsequent to acquisition, acquired performing loans are evaluated using a similar allowance methodology as the legacy portfolio. An allowance for credit losses is only recorded to the extent that the required reserves exceed the unaccreted fair value adjustment.

 

The Company accounts for purchased credit deteriorated (“PCD”) assets under ASC Topic 326. The CECL estimate for PCD assets is recognized through the allowance for credit losses with an offset to the amortized cost basis of the PCD asset at the date of acquisition. Subsequent changes in the allowance for credit losses for PCD assets are recognized through a provision for credit losses on loans.
Stockholders' Equity, Policy [Policy Text Block]

Share Repurchases

 

The Louisiana Business Corporation Act does not include the concept of treasury stock. Rather, shares purchased by the Company constitute authorized but unissued shares. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The Company’s consolidated financial statements as of December 31, 2023, 2022 and 2021 reflect this principle. The cost of shares purchased by the Company has been allocated to common stock and surplus balances.
Reclassification, Comparability Adjustment [Policy Text Block]

Reclassifications

 

Certain reclassifications have been made to the 2022 and 2021 financial statements to conform to the 2023 presentation.
New Accounting Pronouncements, Policy [Policy Text Block]

Accounting Standards Adopted in 2023

 

FASB ASC Topic 326 “Financial Instruments – Credit Losses: Measurement of Credit Losses on Financial Instruments” Update No. 2016-13 (“ASU 2016-13”). ASU 2016-13 became effective for the Company as a smaller reporting company on January 1, 2023. ASU 2016-13, also referred to as the Current Expected Credit Loss (“CECL”) standard, requires financial assets measured on an amortized cost basis, including loans and HTM debt securities, to be presented at an amount net of an allowance for credit losses, which reflects expected losses for the full life of the financial asset. Unfunded lending commitments are also within the scope of this topic. See “Allowance for Credit Losses” above for additional information on the calculation of the allowance for credit losses under ASU 2016-13.

 

The Company adopted ASU 2016-13 using the modified retrospective approach for all loans and off-balance sheet credit exposures measured at amortized cost, other than PCD financial assets. Results for reporting periods beginning after December 31, 2022 are presented in accordance with ASU 2016-13 while prior period amounts continue to be reported in accordance with previously applicable GAAP. 

 

CECL requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio. Under prior GAAP, credit losses were not recognized until the occurrence of the loss was probable, and entities, in general, did not attempt to estimate credit losses for the full life of financial assets. ASU 2016-13 does not specify the method for measuring expected credit losses, and an entity is allowed to apply methods that reasonably reflect its expectations of the lifetime credit loss estimate.

 

ASU 2016-13 also amended the accounting model for purchased financial assets and replaced the guidance for purchased credit impaired (“PCI”) financial assets with the concept of PCDs. The Company used the prospective transition approach for PCD loans that were previously classified as PCI and accounted for under ASC 310-30, “Loans and Debt Securities Acquired with Deteriorated Credit Quality” (“ASC 310-30”). As permitted under ASU 2016-13, the Company did not reassess whether PCI assets meet the criteria of PCD assets as of the date of adoption.

 

The Company adopted ASU 2016-13 on January 1, 2023, and recorded a one-time, cumulative effect adjustment as shown in the table below (dollars in thousands).

 

  

December 31, 2022

  

Impact of ASU 2016-13 Adoption

  

January 1, 2023

 

Assets:

            

Allowance for credit losses

 $(24,364) $(5,865) $(30,229)

Deferred tax asset

  16,438   1,142   17,580 

Remaining purchase discount on loans(1)

  (818)  422   (396)

Liabilities:

            

Reserve for unfunded loan commitments(2)

  372   (6)  366 

Stockholders’ Equity

            

Retained earnings

  108,206   (4,295)  103,911 

 

 (1)

For PCD loans, formerly classified as PCI, the Company applied the guidance under CECL using the prospective transition approach. As a result, the Company adjusted the amortized cost basis of the PCD loans to reclassify the purchase discount to the allowance for credit losses on January 1, 2023.

 (2)

The allowance for credit losses on unfunded loan commitments is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets. The related provision for credit losses on unfunded loan commitments is included in “Provision for credit losses” in the accompanying consolidated statements of income for the year ended December 31, 2023.

 

In addition, ASU 2016-13 amends the accounting for credit losses on available for sale (“AFS”) securities, requiring expected credit losses on AFS securities to be recorded in an allowance for credit losses rather than as a write-down of the securities’ amortized cost basis when management does not intend to sell or believes that it is not more likely than not that they will be required to sell the securities prior to recovery of the securities’ amortized cost basis. The Company’s AFS and HTM securities portfolios were not materially impacted by the adoption of ASU 2016-13 due to the composition of the portfolios, which consists primarily of U.S. Treasury and U.S. government agencies and corporations securities and mortgage-backed securities. Due to the nature of the investments, current market prices, and the current interest rate environment, the Company determined that the declines in the fair values of the HTM and AFS securities portfolio were not attributable to credit losses. The Company will apply the provisions of ASU 2016-13 to debt securities that have an other-than-temporary impairment on a prospective basis. Accordingly, there was no adjustment made to the amortized cost basis upon adoption. The adoption of ASU 2016-13 did not have a significant impact on the Company’s regulatory capital ratios. 

 

FASB ASC Topic 326 “Financial Instruments – Credit Losses, Troubled Debt Restructurings and Vintage Disclosures” Update No. 2022-02 (“ASU 2022-02”). ASU 2022-02 became effective for the Company on January 1, 2023 and is applied prospectively. ASU 2022-02 amends Topic 326 to eliminate the accounting guidance for troubled debt restructurings (“TDRs”) by creditors that have adopted ASU 2016-13 and, instead, requires that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendment also requires that public business entities disclose current-period gross charge-offs by year of origination for financing receivables and net investments in leases. The adoption of ASU 2022-02 did not have a material impact on the Company’s consolidated financial statements.

 

FASB ASC Topic 848 “Reference Rate Reform: Facilitation of the Effects of Reference Rate Reform on Financial Reporting” Update No. 2020-04 (“ASU 2020-04”) and FASB ASC Topic 848 “Reference Rate Reform: Deferral of the Sunset Date” Update No. 2022-06 (“ASU 2022-06”). In  March 2020, the FASB issued ASU 2020-04, which is intended to provide temporary optional expedients and exceptions to the GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens related to the expected market transition from the London Interbank Offered Rate (“LIBOR”) and other interbank offered rates to alternative reference rates. ASU 2020-04 became effective as of March 12, 2020 and could be adopted any time during the period of January 1, 2020 through December 31, 2022. In  December 2022, the FASB issued ASU 2022-06, which deferred the sunset date of ASU 2020-04 from  December 31, 2022 to  December 31, 2024. The Company implemented a plan to transition all loans and other financial instruments, including certain indebtedness, with attributes that are either directly or indirectly influenced by LIBOR to its preferred replacement index, the Secured Overnight Financing Rate (“SOFR”). The Company has transitioned all loans and certain indebtedness. The adoption of ASU 2022-06 did not have a material impact on the Company’s consolidated financial statements.

 

Recent Accounting Pronouncements

 

This section briefly describes accounting standards that have been issued, but are not yet adopted, that could impact the Company’s financial statements.

 

FASB “Disclosure Improvements” Update No. 2023-06 (“ASU 2023-06”). In October 2023, the FASB issued ASU 2023-06, which amends the disclosure or presentation requirements related to various topics. The amendment is intended to align U.S. GAAP with the SEC’s regulations. ASU 2023-06 is required to be applied prospectively, and early adoption is prohibited. For reporting entities subject to the SEC’s existing disclosure requirements, the effective dates of ASU 2023-06 will be the date on which the SEC’s removal of that related disclosure requirement from Regulation S-X or Regulation S-K becomes effective. If by June 30, 2027, the SEC has not removed the applicable requirement from Regulation S-X or Regulation S-K, the pending content of the related amendment will be removed and will not become effective for any entities. ASU 2023-06 is not expected to have a material impact on the Company’s consolidated financial statements.

 

FASB ASC Topic 740 “Income Taxes - Improvements to Income Tax Disclosures” Update No. 2023-09 (“ASU 2023-09”). In December 2023, the FASB issued ASU 2023-09, which enhances the transparency and decision usefulness of income tax disclosures. ASU 2023-09 requires disclosure of additional categories of information about federal, state and foreign income taxes in the rate reconciliation table and requires companies to provide more information about the reconciling items in some categories if a quantitative threshold is met. The adoption of ASU 2023-09 is effective for fiscal years beginning after December 15, 2024 and is not expected to have a material impact on the Company’s consolidated financial statements.
XML 48 R35.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 1 - Summary of Significant Accounting Policies (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Accounting Standards Update and Change in Accounting Principle [Table Text Block]
  

December 31, 2022

  

Impact of ASU 2016-13 Adoption

  

January 1, 2023

 

Assets:

            

Allowance for credit losses

 $(24,364) $(5,865) $(30,229)

Deferred tax asset

  16,438   1,142   17,580 

Remaining purchase discount on loans(1)

  (818)  422   (396)

Liabilities:

            

Reserve for unfunded loan commitments(2)

  372   (6)  366 

Stockholders’ Equity

            

Retained earnings

  108,206   (4,295)  103,911 
XML 49 R36.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 2 - Investment Securities (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]

December 31, 2023

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $20,383  $100  $(440) $20,043 

Obligations of state and political subdivisions

  18,768   11   (2,076)  16,703 

Corporate bonds

  30,097   —   (3,741)  26,356 

Residential mortgage-backed securities

  274,950   14   (42,919)  232,045 

Commercial mortgage-backed securities

  75,085   208   (8,522)  66,771 

Total

 $419,283  $333  $(57,698) $361,918 

December 31, 2022

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $30,370  $134  $(699) $29,805 

Obligations of state and political subdivisions

  21,098   7   (2,727)  18,378 

Corporate bonds

  33,477   —   (3,535)  29,942 

Residential mortgage-backed securities

  298,867   10   (47,026)  251,851 

Commercial mortgage-backed securities

  83,504   179   (8,492)  75,191 

Total

 $467,316  $330  $(62,479) $405,167 
Debt Securities, Available-for-Sale [Table Text Block]
  

Twelve months ended December 31,

 
  

2023

  

2022

  

2021

 

Proceeds from sales

 $14,974  $—  $137,803 

Gross gains

 $2  $—  $2,323 

Gross losses

 $(325) $—  $(2)
Debt Securities, Held-to-Maturity [Table Text Block]

December 31, 2023

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of state and political subdivisions

 $18,163  $314  $(82) $18,395 

Residential mortgage-backed securities

  2,309   —   (191)  2,118 

Total

 $20,472  $314  $(273) $20,513 

December 31, 2022

 

Amortized Cost

  

Gross Unrealized Gains

  

Gross Unrealized Losses

  

Fair Value

 

Obligations of state and political subdivisions

 $5,538  $1  $(127) $5,412 

Residential mortgage-backed securities

  2,767   —   (257)  2,510 

Total

 $8,305  $1  $(384) $7,922 
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]
  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2023

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $1,268  $(7) $9,284  $(433) $10,552  $(440)

Obligations of state and political subdivisions

  —   —   15,425   (2,076)  15,425   (2,076)

Corporate bonds

  468   (28)  25,888   (3,713)  26,356   (3,741)

Residential mortgage-backed securities

  2,705   (421)  228,415   (42,498)  231,120   (42,919)

Commercial mortgage-backed securities

  1,085   (35)  50,271   (8,487)  51,356   (8,522)

Total

 $5,526  $(491) $329,283  $(57,207) $334,809  $(57,698)
  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2022

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $16,017  $(688) $1,013  $(11) $17,030  $(699)

Obligations of state and political subdivisions

  13,695   (1,427)  4,524   (1,300)  18,219   (2,727)

Corporate bonds

  19,606   (1,170)  10,085   (2,365)  29,691   (3,535)

Residential mortgage-backed securities

  134,419   (18,122)  116,132   (28,904)  250,551   (47,026)

Commercial mortgage-backed securities

  27,181   (2,632)  32,432   (5,860)  59,613   (8,492)

Total

 $210,918  $(24,039) $164,186  $(38,440) $375,104  $(62,479)
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value [Table Text Block]
  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2023

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of state and political subdivisions

 $—  $—  $3,064  $(82) $3,064  $(82)

Residential mortgage-backed securities

  —   —   2,118   (191)  2,118   (191)

Total

 $—  $—  $5,182  $(273) $5,182  $(273)
  

Less than 12 Months

  

12 Months or More

  

Total

 

December 31, 2022

 

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

  

Fair Value

  

Unrealized Losses

 

Obligations of state and political subdivisions

 $3,536  $(127) $—  $—  $3,536  $(127)

Residential mortgage-backed securities

  2,510   (257)  —   —   2,510   (257)

Total

 $6,046  $(384) $—  $—  $6,046  $(384)
Investments Classified by Contractual Maturity Date [Table Text Block]
  

Securities Available For Sale

  

Securities Held to Maturity

 

December 31, 2023

 

Amortized Cost

  

Fair Value

  

Amortized Cost

  

Fair Value

 

Due within one year

 $1,034  $1,027  $960  $961 

Due after one year through five years

  28,620   27,623   2,556   2,582 

Due after five years through ten years

  43,634   39,971   4,647   4,621 

Due after ten years

  345,995   293,297   12,309   12,349 

Total debt securities

 $419,283  $361,918  $20,472  $20,513 
  

Securities Available For Sale

  

Securities Held to Maturity

 

December 31, 2022

 

Amortized Cost

  

Fair Value

  

Amortized Cost

  

Fair Value

 

Due within one year

 $1,082  $1,072  $915  $915 

Due after one year through five years

  32,452   31,394   960   961 

Due after five years through ten years

  52,093   48,229   3,663   3,536 

Due after ten years

  381,689   324,472   2,767   2,510 

Total debt securities

 $467,316  $405,167  $8,305  $7,922 
XML 50 R37.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Credit Losses (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

December 31,

 
  

2023

  

2022

 

Construction and development

 $190,371  $201,633 

1-4 Family

  413,786   401,377 

Multifamily

  105,946   81,812 

Farmland

  7,651   12,877 

Commercial real estate

  937,708   958,243 

Total mortgage loans on real estate

  1,655,462   1,655,942 

Commercial and industrial

  543,421   435,093 

Consumer

  11,736   13,732 

Total loans

 $2,210,619  $2,104,767 
Financing Receivable, Past Due [Table Text Block]
  

December 31, 2023

 
  

Current

  

30 - 59 Days Past Due

  

60 - 89 Days Past Due

  

90 Days or More Past Due

  

Total

  

> 90 Days and Accruing

 

Construction and development

 $189,746  $—  $55  $570  $190,371  $— 

1-4 Family

  406,014   3,031   1,720   3,021   413,786   — 

Multifamily

  105,946   —   —   —   105,946   — 

Farmland

  7,651   —   —   —   7,651   — 

Commercial real estate

  937,272   48   359   29   937,708   — 

Total mortgage loans on real estate

  1,646,629   3,079   2,134   3,620   1,655,462   — 

Commercial and industrial

  542,206   259   488   468   543,421   — 

Consumer

  11,552   57   82   45   11,736   — 

Total loans

 $2,200,387  $3,395  $2,704  $4,133  $2,210,619  $— 
  

December 31, 2022

 
  

Accruing

                 
  

Current

  

30-59 Days Past Due

  

60-89 Days Past Due

  

90 Days or More Past Due

  

Nonaccrual

  

Total Past Due & Nonaccrual

  

Acquired Impaired Loans

  

Total Loans

 

Construction and development

 $201,048  $101  $—  $112  $372  $585  $—  $201,633 

1-4 Family

  394,846   2,614   1,220   1,188   1,207   6,229   302   401,377 

Multifamily

  81,812   —   —   —   —   —   —   81,812 

Farmland

  12,601   152   62   —   62   276   —   12,877 

Commercial real estate

  951,908   181   22   —   5,523   5,726   609   958,243 

Total mortgage loans on real estate

  1,642,215   3,048   1,304   1,300   7,164   12,816   911   1,655,942 

Commercial and industrial

  432,438   406   15   51   2,183   2,655   —   435,093 

Consumer

  13,347   171   27   —   130   328   57   13,732 

Total loans

 $2,088,000  $3,625  $1,346  $1,351  $9,477  $15,799  $968  $2,104,767 
Financing Receivable, Nonaccrual [Table Text Block]
  

December 31, 2023

  

December 31, 2022(1)

 
  

Nonaccrual with No Allowance for Credit Loss

  

Nonaccrual with an Allowance for Credit Loss

  

Total Nonaccrual Loans

  

Interest Income Recognized on Nonaccrual Loans

  

Total Nonaccrual Loans

 

Construction and development

 $577  $212  $789  $42  $372 

1-4 Family

  2,937   1,241   4,178   26   1,207 

Multifamily

  —   —   —   —   — 

Farmland

  —   —   —   10   62 

Commercial real estate

  216   —   216   416   6,032 

Total mortgage loans on real estate

  3,730   1,453   5,183   494   7,673 

Commercial and industrial

  59   409   468   997   2,183 

Consumer

  74   45   119   15   130 

Total loans

 $3,863  $1,907  $5,770  $1,506  $9,986 
Financing Receivable Credit Quality Indicators [Table Text Block]
  

December 31, 2023

 
  

2023

  

2022

  

2021

  

2020

  

2019

  

Prior

  

Revolving Loans

  

Total

 

Construction and development

                                

Pass

 $51,811  $83,668  $25,169  $2,661  $935  $4,012  $17,496  $185,752 

Special Mention

  3,063   —   767   —   —   —   —   3,830 

Substandard

  —   293   489   —   —   7   —   789 

Total construction and development

 $54,874  $83,961  $26,425  $2,661  $935  $4,019  $17,496  $190,371 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $—  $—  $—  $— 
                                 

1-4 Family

                                

Pass

 $43,047  $101,479  $85,340  $58,926  $26,836  $59,115  $33,454  $408,197 

Special Mention

  —   —   477   —   —   —   —   477 

Substandard

  179   1,949   257   162   963   1,510   92   5,112 

Total 1-4 family

 $43,226  $103,428  $86,074  $59,088  $27,799  $60,625  $33,546  $413,786 
                                 

Current-period gross charge-offs

 $(22) $—  $—  $—  $(21) $(3) $—  $(46)
                                 

Multifamily

                                

Pass

 $7,839  $64,932  $16,300  $5,045  $633  $6,969  $160  $101,878 

Special Mention

  —   —   —   —   —   4,068   —   4,068 

Substandard

  —   —   —   —   —   —   —   — 

Total multifamily

 $7,839  $64,932  $16,300  $5,045  $633  $11,037  $160  $105,946 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $—  $—  $—  $— 
                                 

Farmland

                                

Pass

 $1,762  $1,347  $727  $936  $775  $1,013  $1,015  $7,575 

Special Mention

  —   —   —   —   —   —   —   — 

Substandard

  —   —   —   —   —   76   —   76 

Total farmland

 $1,762  $1,347  $727  $936  $775  $1,089  $1,015  $7,651 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $—  $—  $—  $— 
                                 

Commercial real estate

                                

Pass

 $76,043  $269,311  $218,780  $175,604  $82,909  $105,083  $4,731  $932,461 

Special Mention

  —   —   181   —   —   —   —   181 

Substandard

  —   —   —   1,474   172   3,233   187   5,066 

Total commercial real estate

 $76,043  $269,311  $218,961  $177,078  $83,081  $108,316  $4,918  $937,708 
                                 

Current-period gross charge-offs

 $—  $—  $—  $—  $(2) $(25) $—  $(27)
                                 

Commercial and industrial

                                

Pass

 $60,123  $139,543  $31,459  $14,244  $7,439  $14,290  $273,208  $540,306 

Special Mention

  —   —   —   —   —   —   2,289   2,289 

Substandard

  49   78   154   7   416   8   114   826 

Total commercial and industrial

 $60,172  $139,621  $31,613  $14,251  $7,855  $14,298  $275,611  $543,421 
                                 

Current-period gross charge-offs

 $—  $—  $(190) $—  $(7) $(31) $(193) $(421)
                                 

Consumer

                                

Pass

 $4,881  $2,303  $1,611  $734  $250  $1,130  $658  $11,567 

Special Mention

  —   —   —   —   —   —   —   — 

Substandard

  4   7   1   14   4   139   —   169 

Total consumer

 $4,885  $2,310  $1,612  $748  $254  $1,269  $658  $11,736 
                                 

Current-period gross charge-offs

 $(119) $(22) $(10) $(12) $(5) $(58) $(22) $(248)
                                 

Total loans

                                

Pass

 $245,506  $662,583  $379,386  $258,150  $119,777  $191,612  $330,722  $2,187,736 

Special Mention

  3,063   —   1,425   —   —   4,068   2,289   10,845 

Substandard

  232   2,327   901   1,657   1,555   4,973   393   12,038 

Total loans

 $248,801  $664,910  $381,712  $259,807  $121,332  $200,653  $333,404  $2,210,619 
                                 

Current-period gross charge-offs

 $(141) $(22) $(200) $(12) $(35) $(117) $(215) $(742)
  

December 31, 2022

 
  

Pass

  

Special Mention

  

Substandard

  

Doubtful

  

Total

 

Construction and development

 $198,967  $1,593  $1,073  $—  $201,633 

1-4 Family

  399,143   —   2,234   —   401,377 

Multifamily

  81,812   —   —   —   81,812 

Farmland

  12,815   —   62   —   12,877 

Commercial real estate

  942,927   6,101   9,215   —   958,243 

Total mortgage loans on real estate

  1,635,664   7,694   12,584   —   1,655,942 

Commercial and industrial

  427,430   5,140   2,336   187   435,093 

Consumer

  13,636   —   96   —   13,732 

Total loans

 $2,076,730  $12,834  $15,016  $187  $2,104,767 
Schedule of Related Party Transactions [Table Text Block]
  

December 31,

 
  

2023

  

2022

 

Balance, beginning of period

 $96,977  $97,606 

New loans/changes in relationship

  2,570   14,570 

Repayments/changes in relationship

  (53,547)  (15,199)

Balance, end of period

 $46,000  $96,977 
Financing Receivable, Allowance for Credit Loss [Table Text Block]
  

December 31,

 
  

2023

  

2022

  

2021

 

Balance, beginning of period

 $24,364  $20,859  $20,363 

ASU 2016-13 adoption impact(1)

  5,865   —   — 

Provision for credit losses on loans(2)(3)

  (1,964)  2,922   22,885 

Charge-offs

  (742)  (633)  (22,636)

Recoveries

  3,017   1,216   247 

Balance, end of period

 $30,540  $24,364  $20,859 
  

December 31, 2023

 
  

Construction & Development

  

1-4 Family

  

Multifamily

  

Farmland

  

Commercial Real Estate

  

Commercial & Industrial

  

Consumer

  

Total

 

Allowance for credit losses:

                                

Beginning balance

 $2,555  $3,917  $999  $113  $10,718  $5,743  $319  $24,364 

ASU 2016-13 adoption impact

  (75)  4,712   (84)  (99)  676   793   (58)  5,865 

Provision for credit losses on loans

  (84)  524   209   (12)  (2,922)  213   108   (1,964)

Charge-offs

  —   (46)  —   —   (27)  (421)  (248)  (742)

Recoveries

  75   22   —   —   2,246   592   82   3,017 

Ending balance

 $2,471  $9,129  $1,124  $2  $10,691  $6,920  $203  $30,540 

Ending allowance balance for loans individually evaluated for impairment

  212   187   —   —   —   114   25   538 

Ending allowance balance for loans collectively evaluated for impairment

  2,259   8,942   1,124   2   10,691   6,806   178   30,002 

Loans receivable:

                                

Balance of loans individually evaluated for impairment

  789   4,178   —   —   216   468   119   5,770 

Balance of loans collectively evaluated for impairment

  189,582   409,608   105,946   7,651   937,492   542,953   11,617   2,204,849 

Total period-end balance

 $190,371  $413,786  $105,946  $7,651  $937,708  $543,421  $11,736  $2,210,619 
  

December 31, 2022

 
  

Construction & Development

  

1-4 Family

  

Multifamily

  

Farmland

  

Commercial Real Estate

  

Commercial & Industrial

  

Consumer

  

Total

 

Allowance for credit losses:

                                

Beginning balance

 $2,347  $3,337  $673  $383  $9,354  $4,411  $354  $20,859 

Provision for credit losses on loans

  160   477   326   (283)  1,331   797   114   2,922 

Charge-offs

  —   (11)  —   (54)  29   (397)  (200)  (633)

Recoveries

  48   114   —   67   4   932   51   1,216 

Ending balance

 $2,555  $3,917  $999  $113  $10,718  $5,743  $319  $24,364 

Ending allowance balance for loans individually evaluated for impairment

  26   46   —   —   36   112   63   283 

Ending allowance balance for loans acquired with deteriorated credit quality

  —   —   —   —   —   —   —   — 

Ending allowance balance for loans collectively evaluated for impairment

  2,529   3,871   999   113   10,682   5,631   256   24,081 

Loans receivable:

                                

Balance of loans individually evaluated for impairment

  591   1,479   —   62   5,936   2,241   130   10,439 

Balance of loans acquired with deteriorated credit quality

  —   302   —   —   609   —   57   968 

Balance of loans collectively evaluated for impairment

  201,042   399,596   81,812   12,815   951,698   432,852   13,545   2,093,360 

Total period-end balance

 $201,633  $401,377  $81,812  $12,877  $958,243  $435,093  $13,732  $2,104,767 
  

December 31, 2021

 
  

Construction & Development

  

1-4 Family

  

Multifamily

  

Farmland

  

Commercial Real Estate

  

Commercial & Industrial

  

Consumer

  

Total

 

Allowance for credit losses:

                                

Beginning balance

 $2,375  $3,370  $589  $435  $8,496  $4,558  $540  $20,363 

Provision for credit losses on loans

  219   123   84   (39)  11,132   11,494   (128)  22,885 

Charge-offs

  (283)  (188)  —   (13)  (10,280)  (11,713)  (159)  (22,636)

Recoveries

  36   32   —   —   6   72   101   247 

Ending balance

 $2,347  $3,337  $673  $383  $9,354  $4,411  $354  $20,859 

Ending allowance balance for loans individually evaluated for impairment

  —   —   —   —   —   468   96   564 

Ending allowance balance for loans acquired with deteriorated credit quality

  —   —   —   210   —   —   —   210 

Ending allowance balance for loans collectively evaluated for impairment

  2,347   3,337   673   173   9,354   3,943   258   20,085 

Loans receivable:

                                

Balance of loans individually evaluated for impairment

  529   1,995   —   79   16,685   13,321   182   32,791 

Balance of loans acquired with deteriorated credit quality

  —   348   —   1,701   636   —   64   2,749 

Balance of loans collectively evaluated for impairment

  202,675   361,964   59,570   18,348   879,056   297,510   17,349   1,836,472 

Total period-end balance

 $203,204  $364,307  $59,570  $20,128  $896,377  $310,831  $17,595  $1,872,012 
Schedule of Impaired Financing Receivables [Table Text Block]
  

As of and for the year ended December 31, 2022

 
  

Recorded Investment

  

Unpaid Principal Balance

  

Related Allowance

  

Average Recorded Investment

  

Interest Income Recognized

 

With no related allowance recorded:

                    

Construction and development

 $366  $375  $—  $300  $15 

1-4 Family

  1,005   1,082   —   821   17 

Farmland

  62   70   —   68   — 

Commercial real estate

  5,746   21,016   —   10,515   28 

Total mortgage loans on real estate

  7,179   22,543   —   11,704   60 

Commercial and industrial

  1,996   2,530   —   6,868   70 

Consumer

  34   45   —   56   — 

Total

  9,209   25,118   —   18,628   130 
                     

With related allowance recorded:

                    

Construction and development

  225   498   26   225   — 

1-4 Family

  474   484   46   205   — 

Commercial real estate

  190   190   36   32   — 

Total mortgage loans on real estate

  889   1,172   108   462   — 

Commercial and industrial

  245   292   112   421   — 

Consumer

  96   123   63   96   — 

Total

  1,230   1,587   283   979   — 
                     

Total loans:

                    

Construction and development

  591   873   26   525   15 

1-4 Family

  1,479   1,566   46   1,026   17 

Farmland

  62   70   —   68   — 

Commercial real estate

  5,936   21,206   36   10,547   28 

Total mortgage loans on real estate

  8,068   23,715   108   12,166   60 

Commercial and industrial

  2,241   2,822   112   7,289   70 

Consumer

  130   168   63   152   — 

Total

 $10,439  $26,705  $283  $19,607  $130 
  

As of and for the year ended December 31, 2021

 
  

Recorded Investment

  

Unpaid Principal Balance

  

Related Allowance

  

Average Recorded Investment

  

Interest Income Recognized

 

With no related allowance recorded:

                    

Construction and development

 $529  $812  $—  $731  $17 

1-4 Family

  1,995   2,081   —   1,965   30 

Farmland

  79   81   —   193   — 

Commercial real estate

  16,685   27,139   —   10,790   181 

Total mortgage loans on real estate

  19,288   30,113   —   13,679   228 

Commercial and industrial

  9,395   10,941   —   9,166   152 

Consumer

  55   69   —   96   — 

Total

  28,738   41,123   —   22,941   380 
                     

With related allowance recorded:

                    

Commercial and industrial

  3,926   9,618   468   1,311   24 

Consumer

  127   164   96   146   — 

Total

  4,053   9,782   564   1,457   24 
                     

Total loans:

                    

Construction and development

  529   812   —   731   17 

1-4 Family

  1,995   2,081   —   1,965   30 

Farmland

  79   81   —   193   — 

Commercial real estate

  16,685   27,139   —   10,790   181 

Total mortgage loans on real estate

  19,288   30,113   —   13,679   228 

Commercial and industrial

  13,321   20,559   468   10,477   176 

Consumer

  182   233   96   242   — 

Total

 $32,791  $50,905  $564  $24,398  $404 
Financing Receivable, Modified [Table Text Block]
  

December 31, 2022

 
      

Pre-

  

Post-

 
      

Modification

  

Modification

 
      

Outstanding

  

Outstanding

 
  

Number of

  

Recorded

  

Recorded

 

Troubled debt restructurings

 

Contracts

  

Investment

  

Investment

 

Commercial real estate

  1  $186  $186 

Commercial and industrial

  2   58   58 
      $244  $244 
Summary of Accruing and Nonaccrual Troubled Debt Restructurings and Related Loan Losses By Portfolio Type Table [Table Text Block]
  

TDRs

 
              

Related

 
  

Accruing

  

Nonaccrual

  

Total

  

Allowance

 

December 31, 2022

                

Construction and development

 $219  $—  $219  $— 

1-4 Family

  271   127   398   — 

Commercial real estate

  413   804   1,217   — 

Commercial and industrial

  58   1,092   1,150   — 

Total

 $961  $2,023  $2,984  $— 
Schedule of Average Recorded Investment and Interest Income Recognized For Troubled Debt Restructurings [Table Text Block
  

TDRs

 
  

Average Recorded Investment

  

Interest Income Recognized

 

December 31, 2022

        

Construction and development

 $230  $15 

1-4 Family

  489   16 

Commercial real estate

  1,249   28 

Commercial and industrial

  3,511   70 

Total

 $5,479  $129 
         

December 31, 2021

        

Construction and development

 $251  $17 

1-4 Family

  775   28 

Commercial real estate

  5,358   174 

Commercial and industrial

  6,698   149 

Total

 $13,082  $368 
XML 51 R38.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 4 - Other Real Estate Owned (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Other Real Estate, Roll Forward [Table Text Block]
  Year ended  Year ended 
  

December 31, 2023

  

December 31, 2022

 

Balance, beginning of period

 $682  $2,653 

Additions

  3,930   3,327 

Transfers from bank premises and equipment

  1,425   525 

Sales of other real estate owned

  (1,599)  (5,823)

Balance, end of period

 $4,438  $682 
XML 52 R39.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 5 - Bank Premises and Equipment (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Property, Plant and Equipment [Table Text Block]
  

December 31,

 
  

2023

  

2022

 

Land

 $10,206  $11,490 

Buildings and improvements

  39,198   40,799 

Furniture and equipment

  10,317   13,569 

Software

  1,668   2,334 

Construction-in-progress

  158   575 

Right-of-use asset

  2,112   2,845 

Less: Accumulated depreciation and amortization

  (19,476)  (22,025)

Bank premises and equipment, net

 $44,183  $49,587 
XML 53 R40.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 6 - Leases (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Lease, Cost [Table Text Block]
  

December 31,

 
  

2023

  

2022

 

Total operating lease cost

 $441  $610 

Weighted average remaining lease term (in years)

  6.8   7.0 

Weighted average discount rate

  3.2%  2.9%
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]

2024

 $381 

2025

  388 

2026

  339 

2027

  341 

2028

  341 

Thereafter

  671 

Total

 $2,461 
XML 54 R41.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 7 - Goodwill and Other Intangible Assets (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Finite-Lived Intangible Assets [Table Text Block]
  

December 31,

 

Core deposit intangibles

 

2023

  

2022

 

Gross carrying amount

 $7,486  $7,486 

Accumulated amortization

  (5,354)  (4,527)

Net carrying amount

 $2,132  $2,959 
Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]

2024

  624 

2025

  512 

2026

  398 

2027

  278 

2028

  161 

Thereafter

  159 
  $2,132 
XML 55 R42.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 8 - Deposits (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Deposit Liabilities, Type [Table Text Block]
  

December 31,

 
  

2023

  

2022

 

Noninterest-bearing demand deposits

 $448,752  $580,741 

Interest-bearing demand deposits

  489,604   565,598 

Money market deposit accounts

  179,366   208,596 

Savings accounts

  137,606   155,176 

Brokered time deposits

  269,102   9,990 

Time deposits

  731,297   562,264 

Total deposits

 $2,255,727  $2,082,365 
Scheduled Maturities of Time Deposits Table [Table Text Block]

2024

 $762,456 

2025

  197,355 

2026

  29,803 

2027

  2,374 

2028

  8,411 
  $1,000,399 
XML 56 R43.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 11 - Other Borrowed Funds (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Federal Home Loan Bank, Advances [Table Text Block]
  

Amount

  

Weighted Average Rate

 
  

December 31, 2023

  

December 31, 2022

  

December 31, 2023

  

December 31, 2022

 

Fixed rate advances maturing:

                

2023

 $—  $333,500   —%  4.55%

2024

  23,500   23,500   1.81   1.81 

2033

  —   30,000   —   1.88 
  $23,500  $387,000   1.81%  4.18%
Schedule of Subordinated Borrowing [Table Text Block]
  

Face Value

  

Carrying Value

  

Maturity Date

 

Variable Interest Rate

 

Interest Rate at December 31, 2023

 

First Community Louisiana Statutory Trust I

 $3,609  $3,609  

June 2036

 

3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.77%

  7.42%

BOJ Bancshares Statutory Trust I

  3,093   2,504  

December 2034

 

3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.90%

  7.55%

Cheaha Statutory Trust I

  3,093   2,517  

September 2035

 

3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.70%

  7.35%
  $9,795  $8,630         
XML 57 R44.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 13 - Stockholders' Equity (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]
  

For the years ended December 31,

 
  

2023

  

2022

  

2021

 
  

Beginning of Period

  

Net Change

  

End of Period

  

Beginning of Period

  

Net Change

  

End of Period

  

Beginning of Period

  

Net Change

  

End of Period

 

Unrealized (loss) gain, available for sale, net

 $(43,137) $3,510  $(39,627) $4,882  $(48,019) $(43,137) $7,493  $(2,611) $4,882 

Reclassification of realized (gain) loss, available for sale, net

  (5,777)  256   (5,521)  (5,772)  (5)  (5,777)  (3,939)  (1,833)  (5,772)

Unrealized gain (loss), transfer from available for sale to held to maturity, net

  1   —   1   2   (1)  1   3   (1)  2 

Change in fair value of interest rate swaps designated as cash flow hedges, net

  7,830   —   7,830   3,501   4,329   7,830   (1,752)  5,253   3,501 

Reclassification of realized gain, interest rate swap termination, net

  (7,830)  —   (7,830)  (1,450)  (6,380)  (7,830)  —   (1,450)  (1,450)

Accumulated other comprehensive (loss) income

 $(48,913) $3,766  $(45,147) $1,163  $(50,076) $(48,913) $1,805  $(642) $1,163 
XML 58 R45.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 14 - Stock-Based Compensation (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Share-Based Payment Arrangement, Option, Activity [Table Text Block]
  

Shares

  

Weighted Average Price

  

Weighted Average Remaining Contractual Term (Years)

 

Outstanding at December 31, 2020

  408,288  $17.66   5.57 

Granted

  38,450   20.72     

Forfeited

  (30,869)  19.56     

Exercised

  (47,388)  15.44     

Outstanding at December 31, 2021

  368,481   18.10   5.05 

Granted

  34,379   18.92     

Forfeited

  (42,930)  21.36     

Exercised

  (9,500)  14.00     

Outstanding at December 31, 2022

  350,430   17.89   4.19 

Granted

  34,497   13.96     

Forfeited

  (50,822)  19.47     

Exercised

  (7,500)  14.00     

Outstanding at December 31, 2023

  326,605   17.32   3.84 

Exercisable at December 31, 2023

  244,847  $17.17   2.44 
Schedule of Share-Based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]
  

2023

  

2022

 

Dividend yield

  2.72%  1.70%

Expected volatility

  38.31%  38.74%

Risk-free interest rate

  3.56%  2.50%

Expected term (in years)

  6.5   6.5 

Weighted average grant date fair value

 $4.58  $6.69 
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]
  

December 31,

 
  

2023

  

2022

 
  

Shares

  

Weighted Average Grant Date Fair Value

  

Shares

  

Weighted Average Grant Date Fair Value

 

Balance, beginning of period

  253,488  $20.19   241,070  $21.16 

Granted

  172,736   14.82   134,524   19.09 

Forfeited

  (7,008)  20.53   (30,169)  20.34 

Earned and issued

  (82,467)  20.42   (91,937)  21.14 

Balance, end of period

  336,749  $17.37   253,488  $20.19 
XML 59 R46.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 16 - Income Taxes (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]
  

December 31,

 
  

2023

  

2022

  

2021

 

Current federal income tax expense

 $3,971  $9,075  $2,315 

Current state income tax expense

  129   219   141 

Deferred federal income tax expense

  (350)  (655)  (547)

Total income tax expense

 $3,750  $8,639  $1,909 
Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]
  

December 31,

 
  

2023

  

2022

  

2021

 

Tax based on statutory rate

 $4,290  $9,313  $2,081 

(Decrease) increase resulting from:

            

Effect of tax-exempt income

  (830)  (873)  (348)

Acquisition costs

  —   —   72 

Historical tax credits

  —   —   (54)

State taxes

  129   219   141 

Other

  161   (20)  17 

Total income tax expense

 $3,750  $8,639  $1,909 

Effective rate

  18.4%  19.5%  19.3%
Schedule of Deferred Tax Assets and Liabilities [Table Text Block]
  

December 31,

 
  

2023

  

2022

 

Deferred tax liabilities:

        

Depreciation

 $(3,072) $(3,441)

FHLB stock dividend

  (88)  (103)

Basis difference in acquired assets and liabilities

  (1,018)  (1,129)

Operating lease right-of-use asset

  (443)  (598)

Other

  (55)  (46)

Gross deferred tax liability

  (4,676)  (5,317)
         

Deferred tax assets:

        

Allowance for credit losses

  6,474   5,180 

Unrealized loss on available for sale securities

  12,216   13,235 

Net operating loss carryforward

  69   193 

Deferred compensation

  1,117   1,099 

Basis difference in acquired assets and liabilities

  270   440 

Employee and director stock awards

  580   576 

Operating lease liability

  463   619 

Unearned loan fees

  227   269 

Other

  170   144 

Gross deferred tax asset

  21,586   21,755 

Net deferred tax asset

 $16,910  $16,438 
XML 60 R47.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 17 - Fair Values of Financial Instruments (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]
      

Quoted Prices in

      

Significant

 
      

Active Markets for

  

Significant Other

  

Unobservable

 
      

Identical Assets

  

Observable Inputs

  

Inputs

 
  

Fair Value

  

(Level 1)

  

(Level 2)

  

(Level 3)

 

December 31, 2023

                

Assets:

                

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $20,043  $—  $20,043  $— 

Obligations of state and political subdivisions

  16,703   —   11,453   5,250 

Corporate bonds

  26,356   —   25,893   463 

Residential mortgage-backed securities

  232,045   —   232,045   — 

Commercial mortgage-backed securities

  66,771   —   66,771   — 

Equity securities

  1,180   1,180   —   — 

Interest rate swaps - gross assets

  17,325   —   17,325   — 

Total assets

 $380,423  $1,180  $373,530  $5,713 

Liabilities:

                

Interest rate swaps - gross liabilities

  17,325  $—  $17,325  $— 
                 

December 31, 2022

                

Assets:

                

Obligations of the U.S. Treasury and U.S. government agencies and corporations

 $29,805  $—  $29,805  $— 

Obligations of state and political subdivisions

  18,378   —   12,413   5,965 

Corporate bonds

  29,942   —   29,463   479 

Residential mortgage-backed securities

  251,851   —   251,851   — 

Commercial mortgage-backed securities

  75,191   —   75,191   — 

Equity securities

  1,245   1,245   —   — 

Total assets

 $406,412  $1,245  $398,723  $6,444 
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]
  

Obligations of State and Political Subdivisions

  

Corporate Bonds

  

Total

 

Balance at December 31, 2021

 $22,114  $488  $22,602 

Realized gains (losses) included in net income

  —   —   — 

Unrealized losses included in other comprehensive loss

  (1,474)  (9)  (1,483)

Purchases

  —   —   — 

Sales

  —   —   — 

Maturities, prepayments, and calls

  (4,840)  —   (4,840)

Transfers into Level 3

  —   —   — 

Transfers out of Level 3

  (9,835)  —   (9,835)

Balance at December 31, 2022

 $5,965  $479  $6,444 

Realized gains (losses) included in net income

  —   —   — 

Unrealized losses included in other comprehensive income

  (689)  (16)  (705)

Purchases

  —   —   — 

Sales

  —   —   — 

Maturities, prepayments, and calls

  (26)  —   (26)

Transfers into Level 3

  —   —   — 

Transfers out of Level 3

  —   —   — 

Balance at December 31, 2023

 $5,250  $463  $5,713 
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]
  

Estimated Fair Value

 

Valuation Technique

 

Unobservable Inputs

 

Range of Discounts

 

December 31, 2023

           

Obligations of state and political subdivisions

 $5,250 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  0% - 11% 

Corporate bonds

  463 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  

8%

 
            

December 31, 2022

           

Obligations of state and political subdivisions

 $5,965 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  0% - 12% 

Corporate bonds

  479 

Option-adjusted discounted cash flow model; present value of expected future cash flow model

 

Bond appraisal adjustment(1)

  

4%

 
  

Estimated Fair Value

 

Valuation Technique

 

Unobservable Inputs

 

Range of Discounts

  

Weighted Average Discount(2)

 

December 31, 2023

               

Loans individually evaluated for impairment(1)

 $1,293 

Discounted cash flows, underlying collateral value

 

Collateral discounts and estimated costs to sell

  6% - 100%   

29%

 
                

December 31, 2022

               

Impaired loans

 $4,033 

Discounted cash flows, underlying collateral value

 

Collateral discounts and estimated costs to sell

  4% - 100%   

53%

 
Fair Value, by Balance Sheet Grouping [Table Text Block]
  

December 31, 2023

 
  

Carrying Amount

  

Estimated Fair Value

  

Level 1

  

Level 2

  

Level 3

 

Financial assets:

                    

Cash and due from banks

 $32,009  $32,009  $32,009  $—  $— 

Investment securities

  382,390   382,431   —   358,323   24,108 

Equity securities

  14,597   14,597   1,180   13,417   — 

Loans, net of allowance

  2,180,079   2,020,924   —   —   2,020,924 

Interest rate swaps - gross assets

  17,325   17,325   —   17,325   — 
                     

Financial liabilities:

                    

Deposits, noninterest-bearing

 $448,752  $448,752  $—  $448,752  $— 

Deposits, interest-bearing

  1,806,975   1,735,562   —   —   1,735,562 

Borrowings under BTFP and repurchase agreements

  221,133   221,133   —   221,133   — 

FHLB long-term advances

  23,500   22,945   —   —   22,945 

Junior subordinated debt

  8,630   8,630   —   —   8,630 

Subordinated debt

  45,000   44,544   —   44,544   — 

Interest rate swaps - gross liabilities

  17,325   17,325   —   17,325   — 
  

December 31, 2022

 
  

Carrying Amount

  

Estimated Fair Value

  

Level 1

  

Level 2

  

Level 3

 

Financial assets:

                    

Cash and due from banks

 $40,066  $40,066  $40,066  $—  $— 

Federal funds sold

  193   193   193   —   — 

Investment securities

  413,472   413,089   —   401,233   11,856 

Equity securities

  27,254   27,254   1,245   26,009   — 

Loans, net of allowance

  2,080,403   1,997,287   —   —   1,997,287 
                     

Financial liabilities:

                    

Deposits, noninterest-bearing

 $580,741  $580,741  $—  $580,741  $— 

Deposits, interest-bearing

  1,501,624   1,314,407   —   —   1,314,407 

FHLB short-term advances

  333,500   333,500   —   333,500   — 

FHLB long-term advances

  53,500   52,147   —   —   52,147 

Junior subordinated debt

  8,515   8,515   —   —   8,515 

Subordinated debt

  45,000   42,980   —   42,980   — 
XML 61 R48.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 18 - Regulatory Matters (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
  

Actual

  

Capital Adequacy*

  

Well Capitalized

 
  

Amount

  

Ratio

  

Amount

  

Ratio

  

Amount

  

Ratio

 

December 31, 2023

                        

Tier 1 leverage capital

                        

Investar Holding Corporation

 $239,095   8.35% $114,563   4.00% 

NA

  

NA

 

Investar Bank

  280,687   9.81   114,468   4.00   143,085   5.00 
                         

Common Equity Tier 1 risk-based capital

                        

Investar Holding Corporation

  229,595   9.51   169,031   7.00  

NA

  

NA

 

Investar Bank

  280,687   11.64   168,867   7.00   156,805   6.50 
                         

Tier 1 risk-based capital

                        

Investar Holding Corporation

  239,095   9.90   205,251   8.50  

NA

  

NA

 

Investar Bank

  280,687   11.64   205,052   8.50   192,990   8.00 
                         

Total risk-based capital

                        

Investar Holding Corporation

  313,574   12.99   253,546   10.50  

NA

  

NA

 

Investar Bank

  310,846   12.89   253,300   10.50   241,238   10.00 
                         

December 31, 2022

                        

Tier 1 leverage capital

                        

Investar Holding Corporation

 $231,048   8.53% $108,405   4.00% 

NA

  

NA

 

Investar Bank

  267,603   9.89   108,275   4.00   135,344   5.00 
                         

Common Equity Tier 1 risk-based capital

                        

Investar Holding Corporation

  221,548   9.79   158,457   7.00  

NA

  

NA

 

Investar Bank

  267,603   11.83   158,355   7.00   147,044   6.50 
                         

Tier 1 risk-based capital

                        

Investar Holding Corporation

  231,048   10.21   192,412   8.50  

NA

  

NA

 

Investar Bank

  267,603   11.83   192,288   8.50   180,977   8.00 
                         

Total risk-based capital

                        

Investar Holding Corporation

  300,009   13.25   237,685   10.50  

NA

  

NA

 

Investar Bank

  292,339   12.92   237,532   10.50   226,221   10.00 
XML 62 R49.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 19 - Commitments and Contingencies (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Other Commitments [Table Text Block]
  

December 31, 2023

  

December 31, 2022

 

Loan commitments

 $413,019  $333,040 

Standby letters of credit

  17,844   11,379 
XML 63 R50.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 21 - Parent Company Only Financial Statements (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Condensed Balance Sheet [Table Text Block]

BALANCE SHEETS

        
  

December 31,

 

(dollars in thousands)

 

2023

  

2022

 

ASSETS

        

Cash and due from banks

 $840  $6,153 

Equity securities

  752   823 

Due from bank subsidiary

  1,141   937 

Investment in bank subsidiary

  277,760   261,737 

Investment in trust

  295   295 

Trademark intangible

  100   100 

Other assets

  864   518 

Total assets

 $281,752  $270,563 
         

LIABILITIES

        

Subordinated debt, net of unamortized issuance costs

 $44,320  $44,225 

Junior subordinated debt

  8,630   8,515 

Accounts payable

  228   253 

Accrued interest payable

  571   567 

Dividend payable

  975   941 

Deferred tax liability

  260   280 

Total liabilities

  54,984   54,781 
         

STOCKHOLDERS’ EQUITY

        

Common stock

  9,748   9,902 

Surplus

  145,456   146,587 

Retained earnings

  116,711   108,206 

Accumulated other comprehensive loss

  (45,147)  (48,913)

Total stockholders’ equity

  226,768   215,782 

Total liabilities and stockholders’ equity

 $281,752  $270,563 
Condensed Income Statement [Table Text Block]

STATEMENTS OF INCOME

        
  

For the years ended December 31,

 

(dollars in thousands)

 

2023

  

2022

 

REVENUE

        

Dividends received from bank subsidiary

 $3,300  $17,000 

Dividends on corporate stock

  —   19 

Change in the fair value of equity securities

  (71)  (35)

Interest income from investment in trust

  22   11 

Other operating income

  138   — 

Total revenue

  3,389   16,995 

EXPENSE

        

Interest on borrowings

  3,216   3,137 

Management fees to bank subsidiary

  360   360 

Loss on early extinguishment of subordinated debt

  —   222 

Other expense

  519   666 

Total expense

  4,095   4,385 

(Loss) income before income tax expense and equity in undistributed income of bank subsidiary

  (706)  12,610 

Equity in undistributed income of bank subsidiary

  16,552   22,172 

Income tax benefit

  832   927 

Net income

 $16,678  $35,709 
Condensed Cash Flow Statement [Table Text Block]

STATEMENTS OF CASH FLOWS

        
  

For the years ended December 31,

 

(dollars in thousands)

 

2023

  

2022

 

CASH FLOWS FROM OPERATING ACTIVITIES

        

Net income

 $16,678  $35,709 

Adjustments to reconcile net income to net cash provided by operating activities:

        

Equity in undistributed earnings of bank subsidiary

  (16,552)  (22,172)

Change in the fair value of equity securities

  71   35 

Amortization of subordinated debt issuance costs and purchase accounting adjustments

  210   197 

Loss on early extinguishment of subordinated debt

  —   222 

Net change in:

        

Due from bank subsidiary

  (204)  31 

Other assets

  (84)  5 

Deferred tax liability

  (20)  (52)

Accrued other liabilities

  1,638   1,746 

Net cash provided by operating activities

  1,737   15,721 
         

CASH FLOWS FROM INVESTING ACTIVITIES

        

Purchases of equity securities

  —   (750)

Proceeds from the sale of equity securities

  —   1,225 

Purchases of other investments

  (285)  (225)

Net cash (used in) provided by investing activities

  (285)  250 
         

CASH FLOWS FROM FINANCING ACTIVITIES

        

Cash dividends paid on common stock

  (3,844)  (3,552)

Payments to repurchase common stock

  (3,026)  (10,540)

Proceeds from stock options exercised

  105   133 

Proceeds from subordinated debt, net of issuance costs

  —   19,548 

Extinguishment of subordinated debt

  —   (18,600)

Net cash used in financing activities

  (6,765)  (13,011)

Net (decrease) increase in cash

  (5,313)  2,960 

Cash and cash equivalents, beginning of period

  6,153   3,193 

Cash and cash equivalents, end of period

 $840  $6,153 
         

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:

        

Cash payments for:

        

Interest on borrowings

 $3,212  $3,179 
XML 64 R51.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 22 - Earnings Per Share (Tables)
 12 Months Ended
Dec. 31, 2023
Notes Tables  
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
  

December 31,

 
  

2023

  

2022

  

2021

 

Earnings per common share - basic

            

Net income

 $16,678  $35,709  $8,000 

Less: income allocated to participating securities

  (1)  (33)  (21)

Net income allocated to common shareholders

  16,677   35,676   7,979 

Weighted average basic shares outstanding

  9,839,258   10,085,758   10,416,145 

Basic earnings per common share

 $1.69  $3.54  $0.77 
             

Earnings per common share - diluted

            

Net income allocated to common shareholders

 $16,677  $35,676  $7,979 

Weighted average basic shares outstanding

  9,839,258   10,085,758   10,416,145 

Dilutive effect of securities

  2,583   94,951   84,157 

Total weighted average diluted shares outstanding

  9,841,841   10,180,709   10,500,302 

Diluted earnings per common share

 $1.69  $3.50  $0.76 
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]
  

December 31,

 
  

2023

  

2022

  

2021

 

Stock options

  —   15,361   869 

Restricted stock awards

  —   135   431 

Restricted stock units

  71,711   15,176   20,828 
XML 65 R52.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 1 - Summary of Significant Accounting Policies (Details Textual)
 3 Months Ended 12 Months Ended
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Dec. 31, 2023
USD ($)
Dec. 31, 2020
USD ($)
Number of Reportable Segments     1  
Maximum Retention Credit Per Employee       $ 5,000
Retention Credit Per Employee Per Quarter   $ 7,000    
Retention Credit Per Quarter, Percentage of Wages   70.00%    
Maximum Amount of Wages Per Quarter Qualified for Retention Credit   $ 10,000    
Equity Securities, FV-NI, Cost $ 27,254,000   $ 14,597,000  
Goodwill and Intangible Asset Impairment, Total     $ 0  
Minimum [Member] | Core Deposits [Member]        
Finite-Lived Intangible Asset, Useful Life (Year) 10 years   10 years  
Maximum [Member] | Core Deposits [Member]        
Finite-Lived Intangible Asset, Useful Life (Year) 15 years   15 years  
Building [Member]        
Property, Plant and Equipment, Useful Life (Year)     39 years  
Building Improvements [Member] | Minimum [Member]        
Property, Plant and Equipment, Useful Life (Year)     5 years  
Building Improvements [Member] | Maximum [Member]        
Property, Plant and Equipment, Useful Life (Year)     39 years  
Furniture and Fixtures [Member] | Minimum [Member]        
Property, Plant and Equipment, Useful Life (Year)     3 years  
Furniture and Fixtures [Member] | Maximum [Member]        
Property, Plant and Equipment, Useful Life (Year)     7 years  
Computer Equipment [Member] | Minimum [Member]        
Property, Plant and Equipment, Useful Life (Year)     1 year  
Computer Equipment [Member] | Maximum [Member]        
Property, Plant and Equipment, Useful Life (Year)     5 years  
Equity Securities, Held In Correspondent Banks [Member]        
Equity Securities, FV-NI, Cost $ 26,000,000   $ 13,400,000  
Corporate Stock and Mutual Funds [Member]        
Equity Securities, FV-NI, Cost     $ 1,200,000  
NonInterest Expense [Member]        
Payroll Taxes Reduction Amount $ 2,300,000 $ 1,900,000    
XML 66 R53.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 1 - Summary of Significant Accounting Policies - ASU 2016-13 Cumulative Effect Adjustment (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Jan. 01, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Allowance for credit losses $ 30,540   $ 24,364 $ 20,859 $ 20,363
Deferred tax asset 16,910   16,438    
Retained earnings 116,711   108,206    
Other Liabilities [Member]          
Reserve for unfunded loan commitments(2) $ 300   400    
Accounting Standards Update 2016-13 [Member]          
Allowance for credit losses     (24,364)    
Deferred tax asset     16,438    
Remaining purchase discount on loans(1) [1]     (818)    
Retained earnings     108,206    
Accounting Standards Update 2016-13 [Member] | Other Liabilities [Member]          
Reserve for unfunded loan commitments(2) [2]     372    
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Allowance for credit losses   $ (5,865) $ 5,865 [3] $ 0 [3] $ 0 [3]
Deferred tax asset   1,142      
Remaining purchase discount on loans(1) [1]   422      
Retained earnings   (4,295)      
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Other Liabilities [Member]          
Reserve for unfunded loan commitments(2) [2]   (6)      
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]          
Allowance for credit losses   (30,229)      
Deferred tax asset   17,580      
Remaining purchase discount on loans(1) [1]   (396)      
Retained earnings   103,911      
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member] | Other Liabilities [Member]          
Reserve for unfunded loan commitments(2) [2]   $ 366      
[1] For PCD loans, formerly classified as PCI, the Company applied the guidance under CECL using the prospective transition approach. As a result, the Company adjusted the amortized cost basis of the PCD loans to reclassify the purchase discount to the allowance for credit losses on January 1, 2023.
[2] The allowance for credit losses on unfunded loan commitments is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets. The related provision for credit losses on unfunded loan commitments is included in “Provision for credit losses” in the accompanying consolidated statements of income for the year ended December 31, 2023.
[3] On January 1, 2023, the Company adopted ASU 2016-13, which introduced a new model known as CECL. Refer to Note 1. Summary of Significant Accounting Policies for more information on the adoption of ASU 2016-13. Amounts as of December 31, 2023 reflect the impact of adopting the CECL accounting standard and the Company’s transition from a probable incurred loss methodology to the current expected credit loss methodology. Prior period amounts represent the allowance for loan losses under the probable incurred loss methodology.
XML 67 R54.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 2 - Investment Securities (Details Textual) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Debt Securities, Trading, and Equity Securities, FV-NI $ 0 $ 0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions 698  
Debt Securities, Available-for-Sale, Unrealized Loss Position, Percent of Securities Cost Basis 14.70%  
Debt Securities, Available-for-Sale, Unrealized Loss Position, Percent of Amortized Cost of Investment Securities Portfolio 13.80%  
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions 682  
Debt Securities, Accrued Interest, after Allowance for Credit Loss   1,700
Asset Not Pledged as Collateral and Asset Pledged as Collateral without Right [Member]    
Debt Securities $ 296,200 $ 165,700
XML 68 R55.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as AFS (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 419,283 $ 467,316
Obligations of the U.S. Treasury and U.S. government agencies and corporations 333 330
Obligations of the U.S. Treasury and U.S. government agencies and corporations (57,698) (62,479)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 361,918 405,167
US Government Corporations and Agencies Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 20,383 30,370
Obligations of the U.S. Treasury and U.S. government agencies and corporations 100 134
Obligations of the U.S. Treasury and U.S. government agencies and corporations (440) (699)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 20,043 29,805
US States and Political Subdivisions Debt Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 18,768 21,098
Obligations of the U.S. Treasury and U.S. government agencies and corporations 11 7
Obligations of the U.S. Treasury and U.S. government agencies and corporations (2,076) (2,727)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 16,703 18,378
Corporate Debt Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 30,097 33,477
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 0
Obligations of the U.S. Treasury and U.S. government agencies and corporations (3,741) (3,535)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 26,356 29,942
Residential Mortgage-Backed Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 274,950 298,867
Obligations of the U.S. Treasury and U.S. government agencies and corporations 14 10
Obligations of the U.S. Treasury and U.S. government agencies and corporations (42,919) (47,026)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 232,045 251,851
Commercial Mortgage-Backed Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 75,085 83,504
Obligations of the U.S. Treasury and U.S. government agencies and corporations 208 179
Obligations of the U.S. Treasury and U.S. government agencies and corporations (8,522) (8,492)
Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 66,771 $ 75,191
XML 69 R56.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 2 - Investment Securities - Sales of Investments Classified as AFS (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Proceeds from sales $ 14,974 $ 0 $ 137,803
Gross gains 2 0 2,323
Gross losses $ (325) $ 0 $ (2)
XML 70 R57.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as HTM (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Amortized Cost $ 20,472 $ 8,305
Gross Unrealized Gains 314 1
Gross Unrealized Losses (273) (384)
Fair Value 20,513 7,922
US States and Political Subdivisions Debt Securities [Member]    
Amortized Cost 18,163 5,538
Gross Unrealized Gains 314 1
Gross Unrealized Losses (82) (127)
Fair Value 18,395 5,412
Residential Mortgage-Backed Securities [Member]    
Amortized Cost 2,309 2,767
Gross Unrealized Gains 0 0
Gross Unrealized Losses (191) (257)
Fair Value $ 2,118 $ 2,510
XML 71 R58.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as AFS (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 5,526 $ 210,918
Obligations of the U.S. Treasury and U.S. government agencies and corporations (491) (24,039)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 329,283 164,186
Obligations of the U.S. Treasury and U.S. government agencies and corporations (57,207) (38,440)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 334,809 375,104
Obligations of the U.S. Treasury and U.S. government agencies and corporations (57,698) (62,479)
US Government Corporations and Agencies Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 1,268 16,017
Obligations of the U.S. Treasury and U.S. government agencies and corporations (7) (688)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 9,284 1,013
Obligations of the U.S. Treasury and U.S. government agencies and corporations (433) (11)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 10,552 17,030
Obligations of the U.S. Treasury and U.S. government agencies and corporations (440) (699)
US States and Political Subdivisions Debt Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 13,695
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 (1,427)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 15,425 4,524
Obligations of the U.S. Treasury and U.S. government agencies and corporations (2,076) (1,300)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 15,425 18,219
Obligations of the U.S. Treasury and U.S. government agencies and corporations (2,076) (2,727)
Corporate Debt Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 468 19,606
Obligations of the U.S. Treasury and U.S. government agencies and corporations (28) (1,170)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 25,888 10,085
Obligations of the U.S. Treasury and U.S. government agencies and corporations (3,713) (2,365)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 26,356 29,691
Obligations of the U.S. Treasury and U.S. government agencies and corporations (3,741) (3,535)
Residential Mortgage-Backed Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 2,705 134,419
Obligations of the U.S. Treasury and U.S. government agencies and corporations (421) (18,122)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 228,415 116,132
Obligations of the U.S. Treasury and U.S. government agencies and corporations (42,498) (28,904)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 231,120 250,551
Obligations of the U.S. Treasury and U.S. government agencies and corporations (42,919) (47,026)
Commercial Mortgage-Backed Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 1,085 27,181
Obligations of the U.S. Treasury and U.S. government agencies and corporations (35) (2,632)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 50,271 32,432
Obligations of the U.S. Treasury and U.S. government agencies and corporations (8,487) (5,860)
Obligations of the U.S. Treasury and U.S. government agencies and corporations 51,356 59,613
Obligations of the U.S. Treasury and U.S. government agencies and corporations $ (8,522) $ (8,492)
XML 72 R59.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as HTM (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Less than 12 months, fair value $ 0 $ 6,046
Less than 12 months, unrealized losses 0 (384)
12 months or more, fair value 5,182 0
12 months or more, unrealized losses (273) 0
Total, fair value 5,182 6,046
Total, unrealized losses (273) (384)
US States and Political Subdivisions Debt Securities [Member]    
Less than 12 months, fair value 0 3,536
Less than 12 months, unrealized losses 0 (127)
12 months or more, fair value 3,064 0
12 months or more, unrealized losses (82) 0
Total, fair value 3,064 3,536
Total, unrealized losses (82) (127)
Residential Mortgage-Backed Securities [Member]    
Less than 12 months, fair value 0 2,510
Less than 12 months, unrealized losses 0 (257)
12 months or more, fair value 2,118 0
12 months or more, unrealized losses (191) 0
Total, fair value 2,118 2,510
Total, unrealized losses $ (191) $ (257)
XML 73 R60.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 2 - Investment Securities - Contractual Maturity (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Due within one year, AFS, amortized cost $ 1,034 $ 1,082
Due within one year, AFS, fair value 1,027 1,072
Due within one year, HTM, amortized cost 960 915
Due within one year, HTM, fair value 961 915
Due after one year through five years, AFS, amortized cost 28,620 32,452
Due after one year through five years, AFS, fair value 27,623 31,394
Due after one year through five years, HTM, amortized cost 2,556 960
Due after one year through five years, HTM, fair value 2,582 961
Due after five years through ten years, AFS, amortized cost 43,634 52,093
Due after five years through ten years, AFS, fair value 39,971 48,229
Due after five years through ten years, HTM, amortized cost 4,647 3,663
Due after five years through ten years, HTM, fair value 4,621 3,536
Due after ten years, AFS, amortized cost 345,995 381,689
Due after ten years, AFS, fair value 293,297 324,472
Due after ten years, HTM, amortized cost 12,309 2,767
Due after ten years, HTM, fair value 12,349 2,510
Total debt securities, AFS, amortized cost 419,283 467,316
Total debt securities, AFS, fair value 361,918 405,167
Total debt securities, HTM, amortized cost 20,472 8,305
Total debt securities, HTM, fair value $ 20,513 $ 7,922
XML 74 R61.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Credit Losses (Details Textual) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount) $ 200,000 $ 800,000  
Financing Receivable, Deferred Commitment Fee 1,100,000 1,300,000  
Financing Receivable, Nonaccrual, Acquired With Credit Impairment   500,000  
Financing Receivable, before Allowance for Credit Loss 2,210,619,000 2,104,767,000 $ 1,872,012,000
Loan Participations and Whole Loans Sold to and Serviced for Others Not on Balance Sheet 25,900,000 16,900,000  
Loan Participations and Whole Loans Sold to and Serviced For Others Unpaid Principal Balance 99,800,000 92,900,000  
Loans and Leases Receivable, Related Parties 46,000,000 96,977,000 97,606,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss 12,700,000 10,800,000  
Financing Receivable, Credit Loss, Expense (Reversal) [1],[2] (1,964,000) 2,922,000 22,885,000
Financing Receivable, Modified, Commitment to Lend   0  
Hurricane [Member]      
Financing Receivable, Credit Loss, Expense (Reversal)     $ 21,600,000
Unfunded Loan Commitment [Member]      
Financing Receivable, Credit Loss, Expense (Reversal) (36,000)    
Nonperforming Financial Instruments [Member]      
Loans and Leases Receivable, Related Parties 0 0  
Doubtful [Member]      
Financing Receivable, before Allowance for Credit Loss $ 0 187,000  
Unlikely to be Collected Financing Receivable [Member]      
Financing Receivable, before Allowance for Credit Loss   $ 0  
[1] For the year ended December 31, 2021, the provision for loan losses includes a $21.6 million impairment recorded for one of the Company’s loan relationships as a result of Hurricane Ida. The corresponding loan balances in the same amount were then charged off.
[2] For the year ended December 31, 2023, the $2.0 million negative provision for credit losses on the consolidated statement of income includes a $2.0 million negative provision for loan losses and a $36,000 negative provision for unfunded loan commitments.
XML 75 R62.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Credit Losses - Summary of Loans by Categories (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Loans $ 2,210,619 $ 2,104,767 $ 1,872,012
Real Estate Portfolio Segment [Member]      
Loans 1,655,462 1,655,942  
Real Estate Portfolio Segment [Member] | Construction Loans [Member]      
Loans 190,371 201,633 203,204
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]      
Loans 413,786 401,377 364,307
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]      
Loans 105,946 81,812 59,570
Real Estate Portfolio Segment [Member] | Farmland [Member]      
Loans 7,651 12,877 20,128
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]      
Loans 937,708 958,243 896,377
Commercial Portfolio Segment [Member]      
Loans 543,421 435,093 310,831
Consumer Portfolio Segment [Member]      
Loans $ 11,736 $ 13,732 $ 17,595
XML 76 R63.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of Loans (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Loans $ 2,210,619 $ 2,104,767 $ 1,872,012
Nonaccrual 5,770 9,986  
Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   15,799  
Nonaccrual   9,477  
Financial Asset Acquired with Credit Deterioration [Member]      
Loans   968 2,749
Financial Asset, Not Past Due [Member]      
Loans 2,200,387    
Financial Asset, Not Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   2,088,000  
Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 3,395    
Financial Asset, 30 to 59 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   3,625  
Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 2,704    
Financial Asset, 60 to 89 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   1,346  
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 4,133    
Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   1,351  
Greater Than Ninety Days and Accruing [Member]      
Loans 0    
Real Estate Portfolio Segment [Member]      
Loans 1,655,462 1,655,942  
Nonaccrual 5,183 7,673  
Real Estate Portfolio Segment [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   12,816  
Nonaccrual   7,164  
Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Loans   911  
Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]      
Loans 1,646,629    
Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   1,642,215  
Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 3,079    
Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   3,048  
Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 2,134    
Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   1,304  
Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 3,620    
Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   1,300  
Real Estate Portfolio Segment [Member] | Greater Than Ninety Days and Accruing [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Construction Loans [Member]      
Loans 190,371 201,633 203,204
Nonaccrual 789 372  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   585  
Nonaccrual   372  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0 0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]      
Loans 189,746    
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   201,048  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   101  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 55    
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 570    
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   112  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Greater Than Ninety Days and Accruing [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]      
Loans 413,786 401,377 364,307
Nonaccrual 4,178 1,207  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   6,229  
Nonaccrual   1,207  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Loans   302 348
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, Not Past Due [Member]      
Loans 406,014    
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, Not Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   394,846  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 3,031    
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   2,614  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 1,720    
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   1,220  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 3,021    
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   1,188  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Greater Than Ninety Days and Accruing [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]      
Loans 105,946 81,812 59,570
Nonaccrual 0 0  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0  
Nonaccrual   0  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0 0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, Not Past Due [Member]      
Loans 105,946    
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, Not Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   81,812  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Greater Than Ninety Days and Accruing [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Farmland [Member]      
Loans 7,651 12,877 20,128
Nonaccrual 0 62  
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   276  
Nonaccrual   62  
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0 1,701
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Not Past Due [Member]      
Loans 7,651    
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Not Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   12,601  
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   152  
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   62  
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | Farmland [Member] | Greater Than Ninety Days and Accruing [Member]      
Loans 0    
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]      
Loans 937,708 958,243  
Nonaccrual 216 6,032  
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   5,726  
Nonaccrual   5,523  
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Loans   609  
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Not Past Due [Member]      
Loans 937,272    
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Not Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   951,908  
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 48    
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   181  
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 359    
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   22  
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 29    
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Greater Than Ninety Days and Accruing [Member]      
Loans 0    
Commercial Portfolio Segment [Member]      
Loans 543,421 435,093 310,831
Nonaccrual 468 2,183  
Commercial Portfolio Segment [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   2,655  
Nonaccrual   2,183  
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Loans   0 0
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]      
Loans 542,206    
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   432,438  
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 259    
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   406  
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 488    
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   15  
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 468    
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   51  
Commercial Portfolio Segment [Member] | Greater Than Ninety Days and Accruing [Member]      
Loans 0    
Consumer Portfolio Segment [Member]      
Loans 11,736 13,732 17,595
Nonaccrual 119 130  
Consumer Portfolio Segment [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   328  
Nonaccrual   130  
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]      
Loans   57 $ 64
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]      
Loans 11,552    
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   13,347  
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]      
Loans 57    
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   171  
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]      
Loans 82    
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   27  
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]      
Loans 45    
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member] | Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]      
Loans   $ 0  
Consumer Portfolio Segment [Member] | Greater Than Ninety Days and Accruing [Member]      
Loans $ 0    
XML 77 R64.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Loan Losses - Schedule of Nonaccrual Loans (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Nonaccrual with no allowance $ 3,863  
Nonaccrual with allowance 1,907  
Nonaccrual loans 5,770 $ 9,986
Nonaccrual, interest income 1,506  
Real Estate Portfolio Segment [Member]    
Nonaccrual with no allowance 3,730  
Nonaccrual with allowance 1,453  
Nonaccrual loans 5,183 7,673
Nonaccrual, interest income 494  
Real Estate Portfolio Segment [Member] | Construction Loans [Member]    
Nonaccrual with no allowance 577  
Nonaccrual with allowance 212  
Nonaccrual loans 789 372
Nonaccrual, interest income 42  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]    
Nonaccrual with no allowance 2,937  
Nonaccrual with allowance 1,241  
Nonaccrual loans 4,178 1,207
Nonaccrual, interest income 26  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]    
Nonaccrual with no allowance 0  
Nonaccrual with allowance 0  
Nonaccrual loans 0 0
Nonaccrual, interest income 0  
Real Estate Portfolio Segment [Member] | Farmland [Member]    
Nonaccrual with no allowance 0  
Nonaccrual with allowance 0  
Nonaccrual loans 0 62
Nonaccrual, interest income 10  
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]    
Nonaccrual with no allowance 216  
Nonaccrual with allowance 0  
Nonaccrual loans 216 6,032
Nonaccrual, interest income 416  
Commercial Portfolio Segment [Member]    
Nonaccrual with no allowance 59  
Nonaccrual with allowance 409  
Nonaccrual loans 468 2,183
Nonaccrual, interest income 997  
Consumer Portfolio Segment [Member]    
Nonaccrual with no allowance 74  
Nonaccrual with allowance 45  
Nonaccrual loans 119 $ 130
Nonaccrual, interest income $ 15  
XML 78 R65.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Current year $ 248,801    
Year two 664,910    
Year three 381,712    
Year four 259,807    
Year five 121,332    
Prior 200,653    
Revolving loans 333,404    
Revolving loans converted to term loans 2,210,619    
Current-period gross charge-offs, current year 141    
Current-period gross charge-offs, year two 22    
Current-period gross charge-offs, year three 200    
Current-period gross charge-offs, year four 12    
Current-period gross charge-offs, year five 35    
Current-period gross charge-offs, prior 117    
Current-period gross charge-offs, revolving 215    
Current-period gross charge-offs, revolving loans converted to term 742    
Loans 2,210,619 $ 2,104,767 $ 1,872,012
Pass [Member]      
Current year 245,506    
Year two 662,583    
Year three 379,386    
Year four 258,150    
Year five 119,777    
Prior 191,612    
Revolving loans 330,722    
Revolving loans converted to term loans 2,187,736    
Loans   2,076,730  
Special Mention [Member]      
Current year 3,063    
Year two 0    
Year three 1,425    
Year four 0    
Year five 0    
Prior 4,068    
Revolving loans 2,289    
Revolving loans converted to term loans 10,845    
Loans   12,834  
Substandard [Member]      
Current year 232    
Year two 2,327    
Year three 901    
Year four 1,657    
Year five 1,555    
Prior 4,973    
Revolving loans 393    
Revolving loans converted to term loans 12,038    
Loans   15,016  
Doubtful [Member]      
Loans 0 187  
Real Estate Portfolio Segment [Member]      
Loans 1,655,462 1,655,942  
Real Estate Portfolio Segment [Member] | Pass [Member]      
Loans   1,635,664  
Real Estate Portfolio Segment [Member] | Special Mention [Member]      
Loans   7,694  
Real Estate Portfolio Segment [Member] | Substandard [Member]      
Loans   12,584  
Real Estate Portfolio Segment [Member] | Doubtful [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | Construction Loans [Member]      
Current year 54,874    
Year two 83,961    
Year three 26,425    
Year four 2,661    
Year five 935    
Prior 4,019    
Revolving loans 17,496    
Revolving loans converted to term loans 190,371    
Current-period gross charge-offs, current year (0)    
Current-period gross charge-offs, year two (0)    
Current-period gross charge-offs, year three (0)    
Current-period gross charge-offs, year four (0)    
Current-period gross charge-offs, year five (0)    
Current-period gross charge-offs, prior (0)    
Current-period gross charge-offs, revolving (0)    
Current-period gross charge-offs, revolving loans converted to term (0)    
Loans 190,371 201,633 203,204
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]      
Current year 51,811    
Year two 83,668    
Year three 25,169    
Year four 2,661    
Year five 935    
Prior 4,012    
Revolving loans 17,496    
Revolving loans converted to term loans 185,752    
Loans   198,967  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]      
Current year 3,063    
Year two 0    
Year three 767    
Year four 0    
Year five 0    
Prior 0    
Revolving loans 0    
Revolving loans converted to term loans 3,830    
Loans   1,593  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]      
Current year 0    
Year two 293    
Year three 489    
Year four 0    
Year five 0    
Prior 7    
Revolving loans 0    
Revolving loans converted to term loans 789    
Loans   1,073  
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Doubtful [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]      
Current year 43,226    
Year two 103,428    
Year three 86,074    
Year four 59,088    
Year five 27,799    
Prior 60,625    
Revolving loans 33,546    
Revolving loans converted to term loans 413,786    
Current-period gross charge-offs, current year 22    
Current-period gross charge-offs, year two (0)    
Current-period gross charge-offs, year three (0)    
Current-period gross charge-offs, year four (0)    
Current-period gross charge-offs, year five 21    
Current-period gross charge-offs, prior 3    
Current-period gross charge-offs, revolving (0)    
Current-period gross charge-offs, revolving loans converted to term 46    
Loans 413,786 401,377 364,307
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Pass [Member]      
Current year 43,047    
Year two 101,479    
Year three 85,340    
Year four 58,926    
Year five 26,836    
Prior 59,115    
Revolving loans 33,454    
Revolving loans converted to term loans 408,197    
Loans   399,143  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Special Mention [Member]      
Current year 0    
Year two 0    
Year three 477    
Year four 0    
Year five 0    
Prior 0    
Revolving loans 0    
Revolving loans converted to term loans 477    
Loans   0  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Substandard [Member]      
Current year 179    
Year two 1,949    
Year three 257    
Year four 162    
Year five 963    
Prior 1,510    
Revolving loans 92    
Revolving loans converted to term loans 5,112    
Loans   2,234  
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Doubtful [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]      
Current year 7,839    
Year two 64,932    
Year three 16,300    
Year four 5,045    
Year five 633    
Prior 11,037    
Revolving loans 160    
Revolving loans converted to term loans 105,946    
Current-period gross charge-offs, current year (0)    
Current-period gross charge-offs, year two (0)    
Current-period gross charge-offs, year three (0)    
Current-period gross charge-offs, year four (0)    
Current-period gross charge-offs, year five (0)    
Current-period gross charge-offs, prior (0)    
Current-period gross charge-offs, revolving (0)    
Current-period gross charge-offs, revolving loans converted to term (0)    
Loans 105,946 81,812 59,570
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Pass [Member]      
Current year 7,839    
Year two 64,932    
Year three 16,300    
Year four 5,045    
Year five 633    
Prior 6,969    
Revolving loans 160    
Revolving loans converted to term loans 101,878    
Loans   81,812  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Special Mention [Member]      
Current year 0    
Year two 0    
Year three 0    
Year four 0    
Year five 0    
Prior 4,068    
Revolving loans 0    
Revolving loans converted to term loans 4,068    
Loans   0  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Substandard [Member]      
Current year 0    
Year two 0    
Year three 0    
Year four 0    
Year five 0    
Prior 0    
Revolving loans 0    
Revolving loans converted to term loans 0    
Loans   0  
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Doubtful [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | Farmland [Member]      
Current year 1,762    
Year two 1,347    
Year three 727    
Year four 936    
Year five 775    
Prior 1,089    
Revolving loans 1,015    
Revolving loans converted to term loans 7,651    
Current-period gross charge-offs, current year (0)    
Current-period gross charge-offs, year two (0)    
Current-period gross charge-offs, year three (0)    
Current-period gross charge-offs, year four (0)    
Current-period gross charge-offs, year five (0)    
Current-period gross charge-offs, prior (0)    
Current-period gross charge-offs, revolving (0)    
Current-period gross charge-offs, revolving loans converted to term (0)    
Loans 7,651 12,877 20,128
Real Estate Portfolio Segment [Member] | Farmland [Member] | Pass [Member]      
Current year 1,762    
Year two 1,347    
Year three 727    
Year four 936    
Year five 775    
Prior 1,013    
Revolving loans 1,015    
Revolving loans converted to term loans 7,575    
Loans   12,815  
Real Estate Portfolio Segment [Member] | Farmland [Member] | Special Mention [Member]      
Current year 0    
Year two 0    
Year three 0    
Year four 0    
Year five 0    
Prior 0    
Revolving loans 0    
Revolving loans converted to term loans 0    
Loans   0  
Real Estate Portfolio Segment [Member] | Farmland [Member] | Substandard [Member]      
Current year 0    
Year two 0    
Year three 0    
Year four 0    
Year five 0    
Prior 76    
Revolving loans 0    
Revolving loans converted to term loans 76    
Loans   62  
Real Estate Portfolio Segment [Member] | Farmland [Member] | Doubtful [Member]      
Loans   0  
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]      
Current year 76,043    
Year two 269,311    
Year three 218,961    
Year four 177,078    
Year five 83,081    
Prior 108,316    
Revolving loans 4,918    
Revolving loans converted to term loans 937,708    
Current-period gross charge-offs, current year (0)    
Current-period gross charge-offs, year two (0)    
Current-period gross charge-offs, year three (0)    
Current-period gross charge-offs, year four (0)    
Current-period gross charge-offs, year five 2    
Current-period gross charge-offs, prior 25    
Current-period gross charge-offs, revolving (0)    
Current-period gross charge-offs, revolving loans converted to term 27    
Loans 937,708 958,243 896,377
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]      
Current year 76,043    
Year two 269,311    
Year three 218,780    
Year four 175,604    
Year five 82,909    
Prior 105,083    
Revolving loans 4,731    
Revolving loans converted to term loans 932,461    
Loans   942,927  
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]      
Current year 0    
Year two 0    
Year three 181    
Year four 0    
Year five 0    
Prior 0    
Revolving loans 0    
Revolving loans converted to term loans 181    
Loans   6,101  
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]      
Current year 0    
Year two 0    
Year three (0)    
Year four 1,474    
Year five 172    
Prior 3,233    
Revolving loans 187    
Revolving loans converted to term loans 5,066    
Loans   9,215  
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Doubtful [Member]      
Loans   0  
Commercial Portfolio Segment [Member]      
Current year 60,172    
Year two 139,621    
Year three 31,613    
Year four 14,251    
Year five 7,855    
Prior 14,298    
Revolving loans 275,611    
Revolving loans converted to term loans 543,421    
Current-period gross charge-offs, current year (0)    
Current-period gross charge-offs, year two (0)    
Current-period gross charge-offs, year three 190    
Current-period gross charge-offs, year four (0)    
Current-period gross charge-offs, year five 7    
Current-period gross charge-offs, prior 31    
Current-period gross charge-offs, revolving 193    
Current-period gross charge-offs, revolving loans converted to term 421    
Loans 543,421 435,093 310,831
Commercial Portfolio Segment [Member] | Pass [Member]      
Current year 60,123    
Year two 139,543    
Year three 31,459    
Year four 14,244    
Year five 7,439    
Prior 14,290    
Revolving loans 273,208    
Revolving loans converted to term loans 540,306    
Loans   427,430  
Commercial Portfolio Segment [Member] | Special Mention [Member]      
Current year 0    
Year two 0    
Year three 0    
Year four 0    
Year five 0    
Prior 0    
Revolving loans 2,289    
Revolving loans converted to term loans 2,289    
Loans   5,140  
Commercial Portfolio Segment [Member] | Substandard [Member]      
Current year 49    
Year two 78    
Year three 154    
Year four 7    
Year five 416    
Prior 8    
Revolving loans 114    
Revolving loans converted to term loans 826    
Loans   2,336  
Commercial Portfolio Segment [Member] | Doubtful [Member]      
Loans   187  
Consumer Portfolio Segment [Member]      
Current year 4,885    
Year two 2,310    
Year three 1,612    
Year four 748    
Year five 254    
Prior 1,269    
Revolving loans 658    
Revolving loans converted to term loans 11,736    
Current-period gross charge-offs, current year 119    
Current-period gross charge-offs, year two 22    
Current-period gross charge-offs, year three 10    
Current-period gross charge-offs, year four 12    
Current-period gross charge-offs, year five 5    
Current-period gross charge-offs, prior 58    
Current-period gross charge-offs, revolving 22    
Current-period gross charge-offs, revolving loans converted to term 248    
Loans 11,736 13,732 $ 17,595
Consumer Portfolio Segment [Member] | Pass [Member]      
Current year 4,881    
Year two 2,303    
Year three 1,611    
Year four 734    
Year five 250    
Prior 1,130    
Revolving loans 658    
Revolving loans converted to term loans 11,567    
Loans   13,636  
Consumer Portfolio Segment [Member] | Special Mention [Member]      
Current year 0    
Year two 0    
Year three 0    
Year four 0    
Year five 0    
Prior 0    
Revolving loans 0    
Revolving loans converted to term loans 0    
Loans   0  
Consumer Portfolio Segment [Member] | Substandard [Member]      
Current year 4    
Year two 7    
Year three 1    
Year four 14    
Year five 4    
Prior 139    
Revolving loans 0    
Revolving loans converted to term loans $ 169    
Loans   96  
Consumer Portfolio Segment [Member] | Doubtful [Member]      
Loans   $ 0  
XML 79 R66.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Credit Losses - Loans to Related Parties (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Balance, beginning of period $ 96,977 $ 97,606
New loans/changes in relationship 2,570 14,570
Repayments/changes in relationship (53,547) (15,199)
Balance, end of period $ 46,000 $ 96,977
XML 80 R67.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Jan. 01, 2023
Balance, beginning of period $ 24,364 $ 20,859 $ 20,363  
Provision for credit losses on loans(2)(3) [1],[2] (1,964) 2,922 22,885  
Charge-offs (742) (633) (22,636)  
Recoveries 3,017 1,216 247  
Balance, end of period 30,540 24,364 20,859  
Charge-offs (742) (633) (22,636)  
Ending allowance balance for loans individually evaluated for impairment 538 283 564  
Ending allowance balance for loans collectively evaluated for impairment 30,002 24,081 20,085  
Balance of loans individually evaluated for impairment 5,770 10,439 32,791  
Balance of loans collectively evaluated for impairment 2,204,849 2,093,360 1,836,472  
Loans 2,210,619 2,104,767 1,872,012  
Allowance for credit losses 30,540 24,364 20,859  
Financial Asset Acquired with Credit Deterioration [Member]        
Balance, beginning of period 0 210    
Balance, end of period   0 210  
Loans   968 2,749  
Allowance for credit losses   0 210  
Real Estate Portfolio Segment [Member]        
Loans 1,655,462 1,655,942    
Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Loans   911    
Commercial Portfolio Segment [Member]        
Balance, beginning of period 5,743 4,411 4,558  
Provision for credit losses on loans(2)(3) 213 797 11,494  
Recoveries 592 932 72  
Balance, end of period 6,920 5,743 4,411  
Charge-offs (421) (397) (11,713)  
Ending allowance balance for loans individually evaluated for impairment 114 112 468  
Ending allowance balance for loans collectively evaluated for impairment 6,806 5,631 3,943  
Balance of loans individually evaluated for impairment 468 2,241 13,321  
Balance of loans collectively evaluated for impairment 542,953 432,852 297,510  
Loans 543,421 435,093 310,831  
Allowance for credit losses 6,920 5,743 4,411  
Commercial Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Balance, beginning of period 0 0    
Balance, end of period   0 0  
Loans   0 0  
Allowance for credit losses   0 0  
Consumer Portfolio Segment [Member]        
Balance, beginning of period 319 354 540  
Provision for credit losses on loans(2)(3) 108 114 (128)  
Recoveries 82 51 101  
Balance, end of period 203 319 354  
Charge-offs (248) (200) (159)  
Ending allowance balance for loans individually evaluated for impairment 25 63 96  
Ending allowance balance for loans collectively evaluated for impairment 178 256 258  
Balance of loans individually evaluated for impairment 119 130 182  
Balance of loans collectively evaluated for impairment 11,617 13,545 17,349  
Loans 11,736 13,732 17,595  
Allowance for credit losses 203 319 354  
Consumer Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Balance, beginning of period 0 0    
Balance, end of period   0 0  
Loans   57 64  
Allowance for credit losses   0 0  
Construction Loans [Member] | Real Estate Portfolio Segment [Member]        
Balance, beginning of period 2,555 2,347 2,375  
Provision for credit losses on loans(2)(3) (84) 160 219  
Recoveries 75 48 36  
Balance, end of period 2,471 2,555 2,347  
Charge-offs 0 0 (283)  
Ending allowance balance for loans individually evaluated for impairment 212 26 0  
Ending allowance balance for loans collectively evaluated for impairment 2,259 2,529 2,347  
Balance of loans individually evaluated for impairment 789 591 529  
Balance of loans collectively evaluated for impairment 189,582 201,042 202,675  
Loans 190,371 201,633 203,204  
Allowance for credit losses 2,471 2,555 2,347  
Construction Loans [Member] | Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Balance, beginning of period 0 0    
Balance, end of period   0 0  
Loans   0 0  
Allowance for credit losses   0 0  
1-4 Family [Member] | Real Estate Portfolio Segment [Member]        
Balance, beginning of period 3,917 3,337 3,370  
Provision for credit losses on loans(2)(3) 524 477 123  
Recoveries 22 114 32  
Balance, end of period 9,129 3,917 3,337  
Charge-offs (46) (11) (188)  
Ending allowance balance for loans individually evaluated for impairment 187 46 0  
Ending allowance balance for loans collectively evaluated for impairment 8,942 3,871 3,337  
Balance of loans individually evaluated for impairment 4,178 1,479 1,995  
Balance of loans collectively evaluated for impairment 409,608 399,596 361,964  
Loans 413,786 401,377 364,307  
Allowance for credit losses 9,129 3,917 3,337  
1-4 Family [Member] | Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Balance, beginning of period 0 0    
Balance, end of period   0 0  
Loans   302 348  
Allowance for credit losses   0 0  
Multifamily Loans [Member] | Real Estate Portfolio Segment [Member]        
Balance, beginning of period 999 673 589  
Provision for credit losses on loans(2)(3) 209 326 84  
Recoveries 0 0 0  
Balance, end of period 1,124 999 673  
Charge-offs 0 0 0  
Ending allowance balance for loans individually evaluated for impairment 0 0 0  
Ending allowance balance for loans collectively evaluated for impairment 1,124 999 673  
Balance of loans individually evaluated for impairment 0 0 0  
Balance of loans collectively evaluated for impairment 105,946 81,812 59,570  
Loans 105,946 81,812 59,570  
Allowance for credit losses 1,124 999 673  
Multifamily Loans [Member] | Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Balance, beginning of period 0 0    
Balance, end of period   0 0  
Loans   0 0  
Allowance for credit losses   0 0  
Farmland [Member] | Real Estate Portfolio Segment [Member]        
Balance, beginning of period 113 383 435  
Provision for credit losses on loans(2)(3) (12) (283) (39)  
Recoveries 0 67 0  
Balance, end of period 2 113 383  
Charge-offs 0 (54) (13)  
Ending allowance balance for loans individually evaluated for impairment 0 0 0  
Ending allowance balance for loans collectively evaluated for impairment 2 113 173  
Balance of loans individually evaluated for impairment 0 62 79  
Balance of loans collectively evaluated for impairment 7,651 12,815 18,348  
Loans 7,651 12,877 20,128  
Allowance for credit losses 2 113 383  
Farmland [Member] | Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Balance, beginning of period 0 210    
Balance, end of period   0 210  
Loans   0 1,701  
Allowance for credit losses   0 210  
Commercial Real Estate Loan [Member] | Real Estate Portfolio Segment [Member]        
Balance, beginning of period 10,718 9,354 8,496  
Provision for credit losses on loans(2)(3) (2,922) 1,331 11,132  
Recoveries 2,246 4 6  
Balance, end of period 10,691 10,718 9,354  
Charge-offs (27) 29 (10,280)  
Ending allowance balance for loans individually evaluated for impairment 0 36 0  
Ending allowance balance for loans collectively evaluated for impairment 10,691 10,682 9,354  
Balance of loans individually evaluated for impairment 216 5,936 16,685  
Balance of loans collectively evaluated for impairment 937,492 951,698 879,056  
Loans 937,708 958,243 896,377  
Allowance for credit losses 10,691 10,718 9,354  
Commercial Real Estate Loan [Member] | Real Estate Portfolio Segment [Member] | Financial Asset Acquired with Credit Deterioration [Member]        
Balance, beginning of period 0 0    
Balance, end of period   0 0  
Loans   609 636  
Allowance for credit losses   0 0  
Accounting Standards Update 2016-13 [Member]        
Balance, beginning of period (24,364)      
Balance, end of period   (24,364)    
Allowance for credit losses   (24,364)    
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]        
Balance, beginning of period [3] 5,865 0 0  
Balance, end of period [3]   5,865 0  
Allowance for credit losses   5,865 [3] $ 0 [3] $ (5,865)
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial Portfolio Segment [Member]        
Balance, beginning of period 793      
Balance, end of period   793    
Allowance for credit losses   793    
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Consumer Portfolio Segment [Member]        
Balance, beginning of period (58)      
Balance, end of period   (58)    
Allowance for credit losses   (58)    
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Construction Loans [Member] | Real Estate Portfolio Segment [Member]        
Balance, beginning of period (75)      
Balance, end of period   (75)    
Allowance for credit losses   (75)    
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | 1-4 Family [Member] | Real Estate Portfolio Segment [Member]        
Balance, beginning of period 4,712      
Balance, end of period   4,712    
Allowance for credit losses   4,712    
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Multifamily Loans [Member] | Real Estate Portfolio Segment [Member]        
Balance, beginning of period (84)      
Balance, end of period   (84)    
Allowance for credit losses   (84)    
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Farmland [Member] | Real Estate Portfolio Segment [Member]        
Balance, beginning of period (99)      
Balance, end of period   (99)    
Allowance for credit losses   (99)    
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member] | Commercial Real Estate Loan [Member] | Real Estate Portfolio Segment [Member]        
Balance, beginning of period $ 676      
Balance, end of period   676    
Allowance for credit losses   $ 676    
[1] For the year ended December 31, 2021, the provision for loan losses includes a $21.6 million impairment recorded for one of the Company’s loan relationships as a result of Hurricane Ida. The corresponding loan balances in the same amount were then charged off.
[2] For the year ended December 31, 2023, the $2.0 million negative provision for credit losses on the consolidated statement of income includes a $2.0 million negative provision for loan losses and a $36,000 negative provision for unfunded loan commitments.
[3] On January 1, 2023, the Company adopted ASU 2016-13, which introduced a new model known as CECL. Refer to Note 1. Summary of Significant Accounting Policies for more information on the adoption of ASU 2016-13. Amounts as of December 31, 2023 reflect the impact of adopting the CECL accounting standard and the Company’s transition from a probable incurred loss methodology to the current expected credit loss methodology. Prior period amounts represent the allowance for loan losses under the probable incurred loss methodology.
XML 81 R68.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Recorded investment, with no related allowance recorded $ 9,209 $ 28,738
Unpaid principal balance, with no related allowance recorded 25,118 41,123
With no related allowance recorded, Average Recorded Investment 18,628 22,941
With no related allowance recorded, Interest Income Recognized 130 380
Recorded investment, with related allowance recorded 1,230 4,053
Unpaid principal balance, with related allowance recorded 1,587 9,782
Related allowance 283 564
With related allowance recorded, Average Recorded Investment 979 1,457
With related allowance recorded, Interest Income Recognized 0 24
Recorded investment 10,439 32,791
Unpaid principal balance 26,705 50,905
Average recorded investment 19,607 24,398
Total loans, Interest Income Recognized 130 404
Real Estate Portfolio Segment [Member]    
Recorded investment, with no related allowance recorded 7,179 19,288
Unpaid principal balance, with no related allowance recorded 22,543 30,113
With no related allowance recorded, Average Recorded Investment 11,704 13,679
With no related allowance recorded, Interest Income Recognized 60 228
Recorded investment, with related allowance recorded 889  
Unpaid principal balance, with related allowance recorded 1,172  
Related allowance 108 0
With related allowance recorded, Average Recorded Investment 462  
With related allowance recorded, Interest Income Recognized 0  
Recorded investment 8,068 19,288
Unpaid principal balance 23,715 30,113
Average recorded investment 12,166 13,679
Total loans, Interest Income Recognized 60 228
Real Estate Portfolio Segment [Member] | Construction Loans [Member]    
Recorded investment, with no related allowance recorded 366 529
Unpaid principal balance, with no related allowance recorded 375 812
With no related allowance recorded, Average Recorded Investment 300 731
With no related allowance recorded, Interest Income Recognized 15 17
Recorded investment, with related allowance recorded 225  
Unpaid principal balance, with related allowance recorded 498  
Related allowance 26 0
With related allowance recorded, Average Recorded Investment 225  
With related allowance recorded, Interest Income Recognized 0  
Recorded investment 591 529
Unpaid principal balance 873 812
Average recorded investment 525 731
Total loans, Interest Income Recognized 15 17
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]    
Recorded investment, with no related allowance recorded 1,005 1,995
Unpaid principal balance, with no related allowance recorded 1,082 2,081
With no related allowance recorded, Average Recorded Investment 821 1,965
With no related allowance recorded, Interest Income Recognized 17 30
Recorded investment, with related allowance recorded 474  
Unpaid principal balance, with related allowance recorded 484  
Related allowance 46 0
With related allowance recorded, Average Recorded Investment 205  
With related allowance recorded, Interest Income Recognized 0  
Recorded investment 1,479 1,995
Unpaid principal balance 1,566 2,081
Average recorded investment 1,026 1,965
Total loans, Interest Income Recognized 17 30
Real Estate Portfolio Segment [Member] | Farmland [Member]    
Recorded investment, with no related allowance recorded 62 79
Unpaid principal balance, with no related allowance recorded 70 81
With no related allowance recorded, Average Recorded Investment 68 193
With no related allowance recorded, Interest Income Recognized 0 0
Related allowance 0 0
Recorded investment 62 79
Unpaid principal balance 70 81
Average recorded investment 68 193
Total loans, Interest Income Recognized 0 0
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]    
Recorded investment, with no related allowance recorded 5,746 16,685
Unpaid principal balance, with no related allowance recorded 21,016 27,139
With no related allowance recorded, Average Recorded Investment 10,515 10,790
With no related allowance recorded, Interest Income Recognized 28 181
Recorded investment, with related allowance recorded 190  
Unpaid principal balance, with related allowance recorded 190  
Related allowance 36 0
With related allowance recorded, Average Recorded Investment 32  
With related allowance recorded, Interest Income Recognized 0  
Recorded investment 5,936 16,685
Unpaid principal balance 21,206 27,139
Average recorded investment 10,547 10,790
Total loans, Interest Income Recognized 28 181
Commercial Portfolio Segment [Member]    
Recorded investment, with no related allowance recorded 1,996 9,395
Unpaid principal balance, with no related allowance recorded 2,530 10,941
With no related allowance recorded, Average Recorded Investment 6,868 9,166
With no related allowance recorded, Interest Income Recognized 70 152
Recorded investment, with related allowance recorded 245 3,926
Unpaid principal balance, with related allowance recorded 292 9,618
Related allowance 112 468
With related allowance recorded, Average Recorded Investment 421 1,311
With related allowance recorded, Interest Income Recognized 0 24
Recorded investment 2,241 13,321
Unpaid principal balance 2,822 20,559
Average recorded investment 7,289 10,477
Total loans, Interest Income Recognized 70 176
Consumer Portfolio Segment [Member]    
Recorded investment, with no related allowance recorded 34 55
Unpaid principal balance, with no related allowance recorded 45 69
With no related allowance recorded, Average Recorded Investment 56 96
With no related allowance recorded, Interest Income Recognized 0 0
Recorded investment, with related allowance recorded 96 127
Unpaid principal balance, with related allowance recorded 123 164
Related allowance 63 96
With related allowance recorded, Average Recorded Investment 96 146
With related allowance recorded, Interest Income Recognized 0 0
Recorded investment 130 182
Unpaid principal balance 168 233
Average recorded investment 152 242
Total loans, Interest Income Recognized $ 0 $ 0
XML 82 R69.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans And Allowance For Loan Losses - Summary of TDR Pre- and Post-modification Outstanding Recorded Investments by Loan Categories (Details)
$ in Thousands
 12 Months Ended
Dec. 31, 2022
USD ($)
Pre- Modification Outstanding Recorded Investment $ 244
Post- Modification Outstanding Recorded Investment $ 244
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]  
Number of Contracts 1
Pre- Modification Outstanding Recorded Investment $ 186
Post- Modification Outstanding Recorded Investment $ 186
Commercial Portfolio Segment [Member]  
Number of Contracts 2
Pre- Modification Outstanding Recorded Investment $ 58
Post- Modification Outstanding Recorded Investment $ 58
XML 83 R70.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance for Loan Losses - Summary of Accruing and Nonaccrual TDRs (Details)
$ in Thousands
Dec. 31, 2022
USD ($)
TDRs loans $ 2,984
Construction Loans [Member]  
TDRs loans 219
1-4 Family [Member]  
TDRs loans 398
Commercial Real Estate Portfolio Segment [Member]  
TDRs loans 1,217
Commercial Portfolio Segment [Member]  
TDRs loans 1,150
Accruing Troubled Debt Restructurings [Member]  
TDRs loans 961
Accruing Troubled Debt Restructurings [Member] | Construction Loans [Member]  
TDRs loans 219
Accruing Troubled Debt Restructurings [Member] | 1-4 Family [Member]  
TDRs loans 271
Accruing Troubled Debt Restructurings [Member] | Commercial Real Estate Portfolio Segment [Member]  
TDRs loans 413
Accruing Troubled Debt Restructurings [Member] | Commercial Portfolio Segment [Member]  
TDRs loans 58
Nonaccrual Troubled Debt Restructurings [Member]  
TDRs loans 2,023
Nonaccrual Troubled Debt Restructurings [Member] | Construction Loans [Member]  
TDRs loans 0
Nonaccrual Troubled Debt Restructurings [Member] | 1-4 Family [Member]  
TDRs loans 127
Nonaccrual Troubled Debt Restructurings [Member] | Commercial Real Estate Portfolio Segment [Member]  
TDRs loans 804
Nonaccrual Troubled Debt Restructurings [Member] | Commercial Portfolio Segment [Member]  
TDRs loans 1,092
Related Allowance [Member]  
TDRs loans 0
Related Allowance [Member] | Construction Loans [Member]  
TDRs loans 0
Related Allowance [Member] | 1-4 Family [Member]  
TDRs loans 0
Related Allowance [Member] | Commercial Real Estate Portfolio Segment [Member]  
TDRs loans 0
Related Allowance [Member] | Commercial Portfolio Segment [Member]  
TDRs loans $ 0
XML 84 R71.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 3 - Loans and Allowance For Loan Losses - Summary of Average Recorded Investment and Interest Income Recognized for TDRs (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Average recorded investment $ 19,607 $ 24,398
Total loans, Interest Income Recognized 130 404
Commercial Portfolio Segment [Member]    
Average recorded investment 7,289 10,477
Total loans, Interest Income Recognized 70 176
TDR [Member]    
Average recorded investment 5,479 13,082
Total loans, Interest Income Recognized 129 368
TDR [Member] | Commercial Real Estate Portfolio Segment [Member]    
Average recorded investment 1,249 5,358
Total loans, Interest Income Recognized 28 174
TDR [Member] | Commercial Portfolio Segment [Member]    
Average recorded investment 3,511 6,698
Total loans, Interest Income Recognized 70 149
Construction Loans [Member] | TDR [Member]    
Average recorded investment 230 251
Total loans, Interest Income Recognized 15 17
1-4 Family [Member] | TDR [Member]    
Average recorded investment 489 775
Total loans, Interest Income Recognized $ 16 $ 28
XML 85 R72.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 4 - Other Real Estate Owned (Details Textual) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Other Real Estate Owned, Transfers From Properties Related To Impaired Loans $ 2,700 $ 1,600
Repossessed Assets 4,438 682
Mortgage Loans in Process of Foreclosure, Amount 500 600
Acquired Loans [Member]    
Repossessed Assets $ 300 $ 1,700
XML 86 R73.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 4 - Other Real Estate Owned - Real Estate Owned (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Balance, beginning of period $ 682 $ 2,653
Additions 3,930 3,327
Transfers from bank premises and equipment 1,425 525
Sales of other real estate owned (1,599) (5,823)
Balance, end of period $ 4,438 $ 682
XML 87 R74.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 5 - Bank Premises and Equipment (Details Textual)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Depreciation, Depletion and Amortization, Nonproduction $ 3,780 $ 4,435 $ 4,988
Gain (Loss) on Disposition of Property Plant Equipment $ (1,323) $ (258) (408)
Discontinued Operations, Disposed of by Means Other than Sale [Member]      
Number of Bank Branches Closed 1 2  
Property, Plant and Equipment, Gross $ 1,400 $ 500  
Gain (Loss) on Disposition of Property Plant Equipment 1,300 300  
Bank Premises and Equipment [Member]      
Depreciation, Depletion and Amortization, Nonproduction $ 3,000 $ 3,500 $ 4,000
XML 88 R75.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 5 - Bank Premises and Equipment - Bank Premises and Equipment (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Right-of-use asset, gross $ 2,112 $ 2,845
Less: Accumulated depreciation and amortization (19,476) (22,025)
Bank premises and equipment, net 44,183 49,587
Land [Member]    
Bank premises and equipment, gross 10,206 11,490
Building and Building Improvements [Member]    
Bank premises and equipment, gross 39,198 40,799
Furniture and Fixtures [Member]    
Bank premises and equipment, gross 10,317 13,569
Software and Software Development Costs [Member]    
Bank premises and equipment, gross 1,668 2,334
Construction in Progress [Member]    
Bank premises and equipment, gross $ 158 $ 575
XML 89 R76.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 6 - Leases (Details Textual) - USD ($)
$ in Thousands
 12 Months Ended 24 Months Ended
Jan. 27, 2023
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2022
Operating Lease, Lease Income   $ 400   $ 300 $ 300
Occupancy, Net $ 300 $ 2,994 $ 2,915 $ 2,753  
Minimum [Member]          
Lessee, Operating Lease, Remaining Lease Term (Year)   2 years      
Maximum [Member]          
Lessee, Operating Lease, Remaining Lease Term (Year)   8 years      
Other Assets [Member]          
Operating Lease, Right-of-Use Asset   $ 2,100 2,800   2,800
Other Liabilities [Member]          
Operating Lease, Liability   $ 2,200 $ 2,900   $ 2,900
XML 90 R77.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 6 - Leases - Quantitative Information Regarding Operating Leases (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Total operating lease cost $ 441 $ 610
Weighted average remaining lease term (in years) (Year) 6 years 9 months 18 days 7 years
Weighted average discount rate 3.20% 2.90%
XML 91 R78.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 6 - Leases - Future Minimum Lease Payment (Details)
$ in Thousands
Dec. 31, 2023
USD ($)
2024 $ 381
2025 388
2026 339
2027 341
2028 341
Thereafter 671
Total $ 2,461
XML 92 R79.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 7 - Goodwill and Other Intangible Assets (Details Textual) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Intangible Assets, Net (Including Goodwill) $ 42,320 $ 43,147  
Goodwill and Intangible Asset Impairment, Total 0    
Goodwill 40,100 40,100  
Indefinite-Lived Trademarks 100 100  
Depreciation and Amortization [Member]      
Amortization of Intangible Assets $ 800 $ 900 $ 1,000
Core Deposits [Member]      
Finite-Lived Intangible Assets, Remaining Amortization Period (Year) 5 years 4 months 24 days    
Minimum [Member] | Core Deposits [Member]      
Finite-Lived Intangible Asset, Useful Life (Year) 10 years 10 years  
Maximum [Member] | Core Deposits [Member]      
Finite-Lived Intangible Asset, Useful Life (Year) 15 years 15 years  
XML 93 R80.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 7 - Goodwill and Other Intangible Assets - Core Deposit Intangible Assets (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Gross carrying amount $ 7,486 $ 7,486
Accumulated amortization (5,354) (4,527)
Finite-Lived Intangible Assets, Net $ 2,132 $ 2,959
XML 94 R81.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 7 - Goodwill and Other Intangible Assets - Amortization Schedule for Core Deposit Intangible Assets (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
2028 $ 161  
Finite-Lived Intangible Assets, Net 2,132 $ 2,959
Core Deposits [Member]    
2024 624  
2025 512  
2026 398  
2027 278  
Thereafter 159  
Finite-Lived Intangible Assets, Net $ 2,132  
XML 95 R82.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 8 - Deposits (Details Textual) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Time Deposits 250,000 and Above $ 178,100 $ 155,800
Deposits Public Funds Amount 134,800 167,500
Debt Securities, Available-for-Sale 361,918 405,167
Related Party Deposit Liabilities 20,100 29,900
Asset Pledged as Collateral [Member] | Deposits [Member]    
Debt Securities, Available-for-Sale $ 110,100 $ 165,500
XML 96 R83.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 8 - Deposits - Deposits (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Noninterest-bearing $ 448,752 $ 580,741
Interest-bearing demand deposits 489,604 565,598
Money market deposit accounts 179,366 208,596
Savings accounts 137,606 155,176
Brokered time deposits 269,102 9,990
Time deposits 731,297 562,264
Total deposits $ 2,255,727 $ 2,082,365
XML 97 R84.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 8 - Deposits - Scheduled Maturates of Time Deposits (Details)
$ in Thousands
Dec. 31, 2023
USD ($)
2024 $ 762,456
2025 197,355
2026 29,803
2027 2,374
2028 8,411
Time Deposits $ 1,000,399
XML 98 R85.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 9 - Securities Sold Under Agreements to Repurchase (Details Textual) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Securities Sold under Agreements to Repurchase $ 8,600 $ 0  
Securities Sold under Agreements to Repurchase, Fair Value of Collateral $ 9,000    
Assets Sold under Agreements to Repurchase, Interest Rate 0.13%    
Assets Sold under Agreements to Repurchase, Weighted Average Interest Rate 0.13% 0.15% 0.21%
XML 99 R86.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 10 - Subordinated Debt Securities (Details Textual) - USD ($)
$ in Thousands
Jun. 30, 2022
Apr. 06, 2022
Nov. 12, 2019
May 24, 2017
Dec. 31, 2023
Dec. 31, 2022
Subordinated Debt         $ 44,320 $ 44,225
Subordinated Debt [Member]            
Debt Instrument, Face Amount   $ 20,000 $ 25,000 $ 18,600    
Debt Instrument, Interest Rate, Stated Percentage   5.125% 5.125% 6.00% 5.125%  
Extinguishment of Debt, Amount $ 18,600          
Subordinated Debt         $ 44,300 44,200
Debt Issuance Costs, Net         $ 700 $ 800
Subordinated Debt [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]            
Debt Instrument, Basis Spread on Variable Rate   2.77%        
Subordinated Debt [Member] | London Interbank Offer Rate [Member]            
Debt Instrument, Basis Spread on Variable Rate     3.49% 3.945%    
XML 100 R87.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 11 - Other Borrowed Funds (Details Textual) - USD ($)
$ in Thousands
Dec. 31, 2023
Mar. 12, 2023
Dec. 31, 2022
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds $ 919,500    
Other Short-Term Borrowings 212,500   $ 0
Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust 8,630   8,515
Secured Debt [Member]      
Line of Credit Facility, Current Borrowing Capacity 60,000   60,000
Long-Term Line of Credit 0   $ 0
Bank Term Funding Program [Member]      
Other Short-Term Borrowings   $ 212,500  
Debt, Weighted Average Interest Rate   4.83%  
Line of Credit Facility, Remaining Borrowing Capacity 58,500    
Loan Portfolio [Member]      
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged $ 975,400    
XML 101 R88.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 11 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
2023 $ 0 $ 333,500
2023, weighted average rate 0.00% 4.55%
2024 $ 23,500 $ 23,500
2024, weighted average rate 1.81% 1.81%
2033 $ 0 $ 30,000
2033, weighted average rate 0.00% 1.88%
Advance from Federal Home Loan Bank $ 23,500 $ 387,000
Weighted average rate 1.81% 4.18%
XML 102 R89.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 11 - Other Borrowing Funds - Junior Subordinated Debt (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Face Value $ 9,795  
Carrying Value 8,630 $ 8,515
First Community Louisiana Statutory Trust I [Member]    
Face Value 3,609  
Carrying Value $ 3,609  
Interest rate 7.42%  
First Community Louisiana Statutory Trust I [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]    
Variable Interest Rate 1.77%  
BOJ Bancshares Statutory Trust I [Member]    
Face Value $ 3,093  
Carrying Value $ 2,504  
Interest rate 7.55%  
BOJ Bancshares Statutory Trust I [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]    
Variable Interest Rate 1.90%  
Cheaha Statutory Trust I [Member]    
Face Value $ 3,093  
Carrying Value $ 2,517  
Interest rate 7.35%  
Cheaha Statutory Trust I [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]    
Variable Interest Rate 1.70%  
XML 103 R90.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 12 - Derivative Financial Instruments (Details Textual) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, after Tax $ (0) $ 6,380 $ 1,450
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax 0 1,697 385
Interest Rate Swap [Member]      
Derivative, Notional Amount 174,900    
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax   4,300 5,300
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, Tax   1,200 1,400
Derivative, Gain (Loss) on Derivative, Net 0 0  
Derivative Asset 17,325    
Interest Rate Swap [Member] | Other Assets [Member]      
Derivative Asset 17,300    
Interest Rate Swap [Member] | Accrued Taxes and Other Liabilities [Member]      
Derivative Asset 17,300    
Interest Rate Swap [Member] | Swap Termination Fees [Member]      
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, after Tax   6,400 1,400
Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax   1,700 400
Interest Rate Swap [Member] | Cash Flow Hedging [Member]      
Derivative, Notional Amount 0    
Derivative Instruments, Gain (Loss) Recognized in Income, Ineffective Portion and Amount Excluded from Effectiveness Testing, Net 0 0  
Derivative, Terminated, Notional Amount   115,000 $ 150,000
Derivative Liability, Subject to Master Netting Arrangement, Asset Offset 0 0  
Offsetting Interest Rate Swap [Member]      
Derivative, Notional Amount $ 174,900    
Forward Starting Interest Rate Swap [Member] | Cash Flow Hedging [Member]      
Derivative, Notional Amount   $ 0  
XML 104 R91.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 13 - Stockholders' Equity (Details Textual) - $ / shares
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Apr. 06, 2022
Nov. 12, 2019
May 24, 2017
Preferred Stock, Shares Authorized (in shares) 5,000,000 5,000,000        
Common Stock, Shares Authorized (in shares) 40,000,000 40,000,000        
Common Stock, Shares, Outstanding (in shares) 9,748,067 9,901,847 10,343,494      
Subordinated Debt [Member]            
Debt Instrument, Interest Rate, Stated Percentage 5.125%     5.125% 5.125% 6.00%
Common Stock [Member]            
Stock Repurchased During Period, Shares (in shares) 222,448 518,978 359,138      
Shares Issued, Price Per Share (in dollars per share) $ 13.47 $ 20.27 $ 19.24      
XML 105 R92.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 13 - Stockholders' Equity - Accumulated Other Comprehensive Income (Loss) (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Balance $ 215,782 $ 242,598 $ 243,284
Net change 3,766 (50,076) (642)
Balance 226,768 215,782 242,598
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]      
Balance (43,137) 4,882 7,493
Net change 3,510 (48,019) (2,611)
Balance (39,627) (43,137) 4,882
Accumulated Net Realized Gain (Loss) On Reclassification [Member]      
Balance (5,777) (5,772) (3,939)
Net change 256 (5) (1,833)
Balance (5,521) (5,777) (5,772)
Accumulated Net (Loss) On Transfer of Available For Sale Securities To Held To Maturity [Member]      
Balance 1 2 3
Net change 0 (1) (1)
Balance 1 1 2
Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]      
Balance 7,830 3,501 (1,752)
Net change 0 4,329 5,253
Balance 7,830 7,830 3,501
Accumulated Gain (Loss), Net, Cash Flow Hedge, Reclassification, Parent [Member]      
Balance (7,830) (1,450) 0
Net change 0 (6,380) (1,450)
Balance (7,830) (7,830) (1,450)
AOCI Attributable to Parent [Member]      
Balance (48,913) 1,163 1,805
Net change 3,766 (50,076) (642)
Balance $ (45,147) $ (48,913) $ 1,163
XML 106 R93.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 14 - Stock-Based Compensation (Details Textual) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares) 34,497 34,379 38,450
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value $ 0.1    
Stock or Unit Option Plan Expense 0.2    
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount $ 0.3    
Share-Based Payment Arrangement, Option [Member]      
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year) 3 years 2 months 12 days    
Restricted Stock and Restricted Stock Units [Member]      
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year) 3 years 2 months 12 days    
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares) 172,736 134,524  
Share-Based Payment Arrangement, Expense $ 1.8 $ 2.0 $ 1.6
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount $ 4.3    
Key Personnel [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares) 34,497 34,379 38,450
Key Personnel [Member] | Share-Based Payment Arrangement, Option [Member] | Share-Based Payment Arrangement, Tranche One [Member]      
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage     20.00%
Employees [Member] | Restricted Stock Units (RSUs) [Member]      
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period (Year) 5 years    
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares) 172,736    
Employees [Member] | Restricted Stock Units (RSUs) [Member] | Minimum [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year) 2 years    
Employees [Member] | Restricted Stock Units (RSUs) [Member] | Maximum [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year) 5 years    
Employees [Member] | Restricted Stock Units (RSUs) [Member] | Share-Based Payment Arrangement, Tranche One [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares) 153,467    
Director [Member] | Restricted Stock Units (RSUs) [Member]      
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period (Year) 2 years    
Employees and Directors [Member] | Restricted Stock Units (RSUs) [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)   134,524 129,082
Employees and Directors [Member] | Restricted Stock Units (RSUs) [Member] | Share-Based Payment Arrangement, Tranche One [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year) 5 years 5 years 5 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)   114,554 105,294
Employees and Directors [Member] | Restricted Stock Units (RSUs) [Member] | Share-Based Payment Arrangement, Tranche Two [Member]      
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year) 2 years 2 years 2 years
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares) 19,269 19,970 23,788
A 2017 Long Term Incentive Compensation Plan [Member]      
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)     1,200,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Additional Shares Authorized (in shares)     600,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares) 450,058    
XML 107 R94.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 14 - Stock-Based Compensation - Schedule of Stock Option Activity (Details) - $ / shares
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Outstanding, shares (in shares) 350,430 368,481 408,288  
Outstanding, weighted average price (in dollars per share) $ 17.89 $ 18.1 $ 17.66  
Outstanding, weighted average remaining contractual term (Year) 3 years 10 months 2 days 4 years 2 months 8 days 5 years 18 days 5 years 6 months 25 days
Granted, shares (in shares) 34,497 34,379 38,450  
Granted, weighted average price (in dollars per share) $ 13.96 $ 18.92 $ 20.72  
Forfeited, shares (in shares) (50,822) (42,930) (30,869)  
Forfeited, weighted average price (in dollars per share) $ 19.47 $ 21.36 $ 19.56  
Exercised, shares (in shares) (7,500) (9,500) (47,388)  
Exercised, weighted average price (in dollars per share) $ 14 $ 14 $ 15.44  
Outstanding, shares (in shares) 326,605 350,430 368,481 408,288
Outstanding, weighted average price (in dollars per share) $ 17.32 $ 17.89 $ 18.1 $ 17.66
Exercisable, shares (in shares) 244,847      
Exercisable, weighted average price (in dollars per share) $ 17.17      
Exercisable, weighted average remaining contractual term (Year) 2 years 5 months 8 days      
XML 108 R95.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 14 - Stock-Based Compensation - Restricted Stock and Restricted Stock Units (Details) - $ / shares
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dividend yield 2.72% 1.70%
Expected volatility 38.31% 38.74%
Risk-free interest rate 3.56% 2.50%
Expected term (in years) (Year) 6 years 6 months 6 years 6 months
Weighted average grant date fair value (in dollars per share) $ 4.58 $ 6.69
XML 109 R96.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 14 - Stock-Based Compensation Summarizes Restricted Stock and RSU Activity (Details) - Restricted Stock and Restricted Stock Units [Member] - $ / shares
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Balance, shares (in shares) 253,488 241,070
Balance, beginning of period, weighted average grant date fair value (in dollars per share) $ 20.19 $ 21.16
Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares) 172,736 134,524
Granted, weighted average grant date fair value (in dollars per share) $ 14.82 $ 19.09
Forfeited, shares (in shares) (7,008) (30,169)
Forfeited, weighted average grant date fair value (in dollars per share) $ 20.53 $ 20.34
Earned and issued, shares (in shares) (82,467) (91,937)
Earned and issued, weighted average grant date fair value (in dollars per share) $ 20.42 $ 21.14
Balance, shares (in shares) 336,749 253,488
Balance, end of period, weighted average grant date fair value (in dollars per share) $ 17.37 $ 20.19
XML 110 R97.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 15 - Employee Benefit Plans (Details Textual) - USD ($)
$ in Millions
 3 Months Ended 12 Months Ended
Apr. 01, 2021
Dec. 31, 2022
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Defined Benefit Plan, Eligibility For Participation Requisite Age Of Employees (Year)     21 years    
Minimum Service Period for Participation in Defined Benefit Plan (Month)     3 months    
Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay     4.00%    
Defined Contribution Plan, Cost     $ 1.0 $ 1.0 $ 1.0
Defined Contribution Plan, Employer Discretionary Contribution Amount       $ 0.1  
Defined Contribution Plan, Employers Discretionary Contribution, Annual Vesting Percentage   20.00%   20.00%  
Defined Contribution Plan, Employer Discretionary Contribution Amount, Award Vesting Period (Year)       5 years  
Defined Contribution Plan, Award Requisite Service Period (Year)       2 years  
Defined Contribution Plan, Employer Discretionary Contribution Amount Total Award Vesting Period (Year)       6 years  
Deferred Compensation Arrangement With Individual, Requisite Age Of Employees (Year)       65 years  
Deferred Compensation Arrangement with Individual, Maximum Contractual Term (Month)       120 months  
Deferred Compensation Arrangement With Individual, Reduced Payments, Maximum Age Upon Termination (Year)       65 years  
Deferred Compensation Arrangement With Individual, Monthly Distribution   $ 2.0   $ 2.0  
Deferred Compensation Liability, Current and Noncurrent, Total   5.2 5.3 5.2  
Deferred Compensation Arrangement with Individual, Allocated Share-Based Compensation Expense   $ 0.2      
Salaries and Employee Benefits [Member]          
Deferred Compensation Arrangement with Individual, Compensation Expense     $ 0.2 $ 1.0 $ 0.7
Cheaha Financial Group [Member]          
Deferred Compensation Arrangement with Individual, Maximum Contractual Term (Month) 15 years        
Deferred Compensation Liability, Current and Noncurrent, Total $ 1.7        
XML 111 R98.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 16 - Income Taxes (Details Textual) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 21.00% 21.00% 21.00%
Operating Loss Carryforwards $ 0.3 $ 0.9  
Tax Year 2033 [Member]      
Operating Loss Carryforwards Subject to Expiration 4,000.0    
Tax Year 2039 [Member]      
Operating Loss Carryforwards Subject to Expiration $ 0.3    
XML 112 R99.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 16 - Income Taxes - Income Tax Expense (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Current federal income tax expense $ 3,971 $ 9,075 $ 2,315
Current state income tax expense 129 219 141
Deferred federal income tax expense (350) (655) (547)
Total income tax expense $ 3,750 $ 8,639 $ 1,909
XML 113 R100.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 16 - Income Taxes - Summary of Provision for Federal Income Taxes (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Tax based on statutory rate $ 4,290 $ 9,313 $ 2,081
Effect of tax-exempt income (830) (873) (348)
Acquisition costs 0 0 72
Historical tax credits 0 0 (54)
State taxes 129 219 141
Other 161 (20) 17
Total income tax expense $ 3,750 $ 8,639 $ 1,909
Effective rate 18.40% 19.50% 19.30%
XML 114 R101.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 16 - Income Taxes - Summary of Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Depreciation $ (3,072) $ (3,441)
FHLB stock dividend (88) (103)
Basis difference in acquired assets and liabilities (1,018) (1,129)
Operating lease right-of-use asset (443) (598)
Other (55) (46)
Gross deferred tax liability (4,676) (5,317)
Allowance for credit losses 6,474 5,180
Unrealized loss on available for sale securities 12,216 13,235
Net operating loss carryforward 69 193
Deferred compensation 1,117 1,099
Basis difference in acquired assets and liabilities 270 440
Employee and director stock awards 580 576
Operating lease liability 463 619
Unearned loan fees 227 269
Other 170 144
Gross deferred tax asset 21,586 21,755
Net deferred tax asset $ 16,910 $ 16,438
XML 115 R102.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 17 - Fair Values of Financial Instruments (Details Textual) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Value $ 0 $ 0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings 0 0
Financing Receivable, Impaired During Period Gross 1,800 4,200
Financing Receivable, Impaired During Period, Allowance For Credit Losses, Individually Evaluated For Impairment 500 200
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]    
Financial Liabilities Fair Value Disclosure 0 0
Other Assets [Member] | Fair Value Measured at Net Asset Value Per Share [Member]    
Investments, Fair Value Disclosure $ 3,400 $ 2,800
XML 116 R103.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 17 - Fair Values of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 361,918 $ 405,167
Equity securities 1,180 1,245
Total assets 380,423 406,412
Interest Rate Swap [Member]    
Interest rate swaps - gross assets 17,325  
Interest rate swaps - gross liabilities 17,325  
Fair Value, Inputs, Level 1 [Member]    
Equity securities 1,180 1,245
Total assets 1,180 1,245
Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member]    
Interest rate swaps - gross assets 0  
Interest rate swaps - gross liabilities 0  
Fair Value, Inputs, Level 2 [Member]    
Equity securities 0 0
Total assets 373,530 398,723
Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]    
Interest rate swaps - gross assets 17,325  
Interest rate swaps - gross liabilities 17,325  
Fair Value, Inputs, Level 3 [Member]    
Equity securities 0 0
Total assets 5,713 6,444
Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member]    
Interest rate swaps - gross assets 0  
Interest rate swaps - gross liabilities 0  
US Government Corporations and Agencies Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 20,043 29,805
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 1 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 0
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 2 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 20,043 29,805
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 3 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 0
US States and Political Subdivisions Debt Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 16,703 18,378
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 11,453 12,413
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 5,250 5,965
Corporate Debt Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 26,356 29,942
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 25,893 29,463
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 463 479
Residential Mortgage-Backed Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 232,045 251,851
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 0
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 232,045 251,851
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 0
Commercial Mortgage-Backed Securities [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 66,771 75,191
Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 0
Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations 66,771 75,191
Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]    
Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 0 $ 0
XML 117 R104.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 17 - Fair Values of Financial Instruments - Reconciliation for Assets Measured at Fair Value on Recurring Basis Using significant Unobservable Inputs (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Balance $ 6,444 $ 22,602
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings 0 0
Unrealized losses included in other comprehensive loss (705) (1,483)
Purchases 0 0
Sales 0 0
Maturities, prepayments, and calls (26) (4,840)
Transfers into Level 3 0 0
Transfers out of Level 3 0 (9,835)
Balance 5,713 6,444
US States and Political Subdivisions Debt Securities [Member]    
Balance 5,965 22,114
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings 0 0
Unrealized losses included in other comprehensive loss (689) (1,474)
Purchases 0 0
Sales 0 0
Maturities, prepayments, and calls (26) (4,840)
Transfers into Level 3 0 0
Transfers out of Level 3 0 (9,835)
Balance 5,250 5,965
Corporate Debt Securities [Member]    
Balance 479 488
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings 0 0
Unrealized losses included in other comprehensive loss (16) (9)
Purchases 0 0
Sales 0 0
Maturities, prepayments, and calls 0 0
Transfers into Level 3 0 0
Transfers out of Level 3 0 0
Balance $ 463 $ 479
XML 118 R105.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 17 - Fair Values of Financial Instruments - Quantitative Information About Significant Unobservable Inputs Used in Fair Value Measurement (Details)
$ in Thousands
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 361,918 $ 405,167  
Loans individually evaluated for impairment(1) 5,770 10,439 $ 32,791
Estimate of Fair Value Measurement [Member]      
Obligations of the U.S. Treasury and U.S. government agencies and corporations 382,431 413,089  
US States and Political Subdivisions Debt Securities [Member]      
Obligations of the U.S. Treasury and U.S. government agencies and corporations 16,703 18,378  
Corporate Debt Securities [Member]      
Obligations of the U.S. Treasury and U.S. government agencies and corporations 26,356 29,942  
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member]      
Obligations of the U.S. Treasury and U.S. government agencies and corporations   $ 479  
Investment securities, measurement input [1]   0.04  
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | US States and Political Subdivisions Debt Securities [Member]      
Obligations of the U.S. Treasury and U.S. government agencies and corporations [1] $ 5,250 $ 5,965  
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | US States and Political Subdivisions Debt Securities [Member] | Minimum [Member]      
Investment securities, measurement input [1] 0 0  
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | US States and Political Subdivisions Debt Securities [Member] | Maximum [Member]      
Investment securities, measurement input [1] 0.11 0.12  
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | Corporate Debt Securities [Member]      
Obligations of the U.S. Treasury and U.S. government agencies and corporations [1] $ 463    
Investment securities, measurement input [1] 0.08    
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member]      
Impaired loans   $ 4,033  
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Estimate of Fair Value Measurement [Member]      
Loans individually evaluated for impairment(1) [2] $ 1,293    
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Minimum [Member]      
Impaired loans, measurement input 6,000 0.04  
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Maximum [Member]      
Impaired loans, measurement input 100,000 1  
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Weighted Average [Member]      
Impaired loans, measurement input 29,000 [3] 0.53  
[1] Fair values determined through valuation analysis using coupon, yield (discount margin), liquidity and expected repayment dates.
[2] Loans individually evaluated that were re-measured during the period had a carrying value of $1.0 million and $4.2 million at September 30, 2023 and December 31, 2022, respectively, with related allowance for credit losses of $0.4 million and $0.2 million as of such dates.
[3] Weighted by relative fair value.
XML 119 R106.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 17 - Fair Values of Financial Instruments - Estimated Fair Value of Financial Instruments (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 361,918 $ 405,167
Equity securities 1,180 1,245
Junior subordinated debt 8,630 8,515
Fair Value, Inputs, Level 1 [Member]    
Equity securities 1,180 1,245
Fair Value, Inputs, Level 2 [Member]    
Equity securities 0 0
Fair Value, Inputs, Level 3 [Member]    
Equity securities 0 0
Reported Value Measurement [Member]    
Cash and due from banks 32,009 40,066
Obligations of the U.S. Treasury and U.S. government agencies and corporations 382,390 413,472
Equity securities 14,597 27,254
Loans, net of allowance 2,180,079 2,080,403
Deposits, noninterest-bearing 448,752 580,741
Deposits, interest-bearing 1,806,975 1,501,624
Borrowings under BTFP and repurchase agreements 221,133  
FHLB long-term advances 23,500 53,500
Junior subordinated debt 8,630 8,515
Subordinated debt 45,000 45,000
Federal funds sold   193
FHLB short-term advances   333,500
Reported Value Measurement [Member] | Interest Rate Swap [Member]    
Interest rate swaps - gross assets 17,325  
Interest rate swaps - gross liabilities 17,325  
Estimate of Fair Value Measurement [Member]    
Cash and due from banks 32,009 40,066
Obligations of the U.S. Treasury and U.S. government agencies and corporations 382,431 413,089
Equity securities 14,597 27,254
Loans, net of allowance 2,020,924 1,997,287
Deposits, noninterest-bearing 448,752 580,741
Deposits, interest-bearing 1,735,562 1,314,407
Borrowings under BTFP and repurchase agreements 221,133  
FHLB long-term advances 22,945 52,147
Junior subordinated debt 8,630 8,515
Subordinated debt 44,544 42,980
Federal funds sold   193
FHLB short-term advances   333,500
Estimate of Fair Value Measurement [Member] | Interest Rate Swap [Member]    
Interest rate swaps - gross assets 17,325  
Interest rate swaps - gross liabilities 17,325  
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]    
Cash and due from banks 32,009 40,066
Obligations of the U.S. Treasury and U.S. government agencies and corporations 0 0
Equity securities 1,180 1,245
Loans, net of allowance 0 0
Deposits, noninterest-bearing 0 0
Deposits, interest-bearing 0 0
Borrowings under BTFP and repurchase agreements 0  
FHLB long-term advances 0 0
Junior subordinated debt 0 0
Subordinated debt 0 0
Federal funds sold   193
FHLB short-term advances   0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member]    
Interest rate swaps - gross assets 0  
Interest rate swaps - gross liabilities 0  
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]    
Cash and due from banks 0 0
Obligations of the U.S. Treasury and U.S. government agencies and corporations 358,323 401,233
Equity securities 13,417 26,009
Loans, net of allowance 0 0
Deposits, noninterest-bearing 448,752 580,741
Deposits, interest-bearing 0 0
Borrowings under BTFP and repurchase agreements 221,133  
FHLB long-term advances 0 0
Junior subordinated debt 0 0
Subordinated debt 44,544 42,980
Federal funds sold   0
FHLB short-term advances   333,500
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]    
Interest rate swaps - gross assets 17,325  
Interest rate swaps - gross liabilities 17,325  
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]    
Cash and due from banks 0 0
Obligations of the U.S. Treasury and U.S. government agencies and corporations 24,108 11,856
Equity securities 0 0
Loans, net of allowance 2,020,924 1,997,287
Deposits, noninterest-bearing 0 0
Deposits, interest-bearing 1,735,562 1,314,407
Borrowings under BTFP and repurchase agreements 0  
FHLB long-term advances 22,945 52,147
Junior subordinated debt 8,630 8,515
Subordinated debt 0 0
Federal funds sold   0
FHLB short-term advances   $ 0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member]    
Interest rate swaps - gross assets 0  
Interest rate swaps - gross liabilities $ 0  
XML 120 R107.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 18 - Regulatory Matters (Details Textual)
Dec. 31, 2023
Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum 0.025
XML 121 R108.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 18 - Regulatory Matters - Summary of Actual Capital Amounts and Ratios (Details)
$ in Thousands
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Parent Company [Member]    
Tier 1 leverage capital, actual amount $ 239,095 $ 231,048
Tier 1 leverage capital, actual ratio 0.0835 0.0853
Tier 1 leverage capital, capital adequacy amount [1] $ 114,563 $ 108,405
Tier 1 leverage capital, capital adequacy ratio [1] 4.00% 4.00%
Common Equity Tier 1 risk-based capital, actual amount $ 229,595 $ 221,548
Common Equity Tier 1 risk-based capital, actual ratio 0.0951 0.0979
Common Equity Tier 1 risk-based capital, capital adequacy amount [1] $ 169,031 $ 158,457
Common Equity Tier 1 risk-based capital, capital adequacy ratio [1] 7.00% 7.00%
Tier 1 risk-based capital, actual amount $ 239,095 $ 231,048
Tier 1 risk-based capital, actual ratio 0.099 0.1021
Tier 1 risk-based capital, capital adequacy amount [1] $ 205,251 $ 192,412
Tier 1 risk-based capital, capital adequacy ratio [1] 8.50% 8.50%
Total risk-based capital, actual amount $ 313,574 $ 300,009
Total risk-based capital, actual ratio 0.1299 0.1325
Total risk-based capital, capital adequacy amount [1] $ 253,546 $ 237,685
Total risk-based capital, capital adequacy ratio [1] 10.50% 10.50%
Subsidiaries [Member]    
Tier 1 leverage capital, actual amount $ 280,687 $ 267,603
Tier 1 leverage capital, actual ratio 0.0981 0.0989
Tier 1 leverage capital, capital adequacy amount [1] $ 114,468 $ 108,275
Tier 1 leverage capital, capital adequacy ratio [1] 4.00% 4.00%
Tier 1 leverage capital, well capitalized amount $ 143,085 $ 135,344
Tier 1 leverage capital, well capitalized ratio 0.05 0.05
Common Equity Tier 1 risk-based capital, actual amount $ 280,687 $ 267,603
Common Equity Tier 1 risk-based capital, actual ratio 0.1164 0.1183
Common Equity Tier 1 risk-based capital, capital adequacy amount [1] $ 168,867 $ 158,355
Common Equity Tier 1 risk-based capital, capital adequacy ratio [1] 7.00% 7.00%
Common Equity Tier 1 risk-based capital, well capitalized amount $ 156,805 $ 147,044
Common Equity Tier 1 risk-based capital, well capitalized ratio 0.065 0.065
Tier 1 risk-based capital, actual amount $ 280,687 $ 267,603
Tier 1 risk-based capital, actual ratio 0.1164 0.1183
Tier 1 risk-based capital, capital adequacy amount [1] $ 205,052 $ 192,288
Tier 1 risk-based capital, capital adequacy ratio [1] 8.50% 8.50%
Tier 1 risk-based capital, well capitalized amount $ 192,990 $ 180,977
Tier 1 risk-based capital, well capitalized ratio 0.08 0.08
Total risk-based capital, actual amount $ 310,846 $ 292,339
Total risk-based capital, actual ratio 0.1289 0.1292
Total risk-based capital, capital adequacy amount [1] $ 253,300 $ 237,532
Total risk-based capital, capital adequacy ratio [1] 10.50% 10.50%
Total risk-based capital, well capitalized amount $ 241,238 $ 226,221
Total risk-based capital, well capitalized ratio 0.10 0.10
[1] The minimum ratios and amounts under the column for Capital Adequacy for December 31, 2021 and December 31, 2020 reflect the minimum regulatory capital ratios imposed under Basel III plus the fully phased-in capital conservation buffer of 2.5%.
XML 122 R109.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 19 - Commitments and Contingencies (Details Textual) - USD ($)
Aug. 01, 2020
Dec. 31, 2023
Dec. 31, 2022
Commitment to Fund Investment in SBIC Qualified Funds   $ 1,300,000  
Chief Executive Officer [Member]      
Salary and Wage, Officer, Excluding Cost of Good and Service Sold $ 510,000    
Chief Financial Officer [Member]      
Salary and Wage, Officer, Excluding Cost of Good and Service Sold $ 285,000    
Other Liabilities [Member]      
Financing Receivable, Commitment to Lend   $ 300,000 $ 400,000
XML 123 R110.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 19 - Commitments and Contingencies - Commitments to Extend Credit (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Commitments to Extend Credit [Member]    
Commitments to extend credit $ 413,019 $ 333,040
Standby Letters of Credit [Member]    
Commitments to extend credit $ 17,844 $ 11,379
XML 124 R111.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 20 - Transactions with Related Parties (Details Textual) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Joffrion Commercial Division, LLC (JCD) [Member]    
Related Party Transaction, Amounts of Transaction $ 0 $ 100
XML 125 R112.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 21 - Parent Company Only Financial Statements - Balance Sheets (Details) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
ASSETS        
Cash and due from banks $ 28,285 $ 30,056    
Equity securities 14,597 27,254    
Trademark intangible 100 100    
Other assets 25,066 12,437    
Total assets 2,815,155 2,753,807    
LIABILITIES        
Subordinated debt, net of unamortized issuance costs 44,320 44,225    
Carrying Value 8,630 8,515    
Total liabilities 2,588,387 2,538,025    
STOCKHOLDERS’ EQUITY        
Common stock, $1.00 par value per share; 40,000,000 shares authorized; 9,748,067 and 9,901,847 shares issued and outstanding, respectively 9,748 9,902    
Retained earnings 116,711 108,206    
Accumulated other comprehensive loss (45,147) (48,913)    
Total stockholders’ equity 226,768 215,782 $ 242,598 $ 243,284
Total liabilities and stockholders’ equity 2,815,155 2,753,807    
Parent Company [Member]        
ASSETS        
Cash and due from banks 840 6,153    
Equity securities 752 823    
Due from bank subsidiary 1,141 937    
Investment in bank subsidiary 277,760 261,737    
Investment in trust 295 295    
Trademark intangible 100 100    
Other assets 864 518    
Total assets 281,752 270,563    
LIABILITIES        
Subordinated debt, net of unamortized issuance costs 44,320 44,225    
Carrying Value 8,630 8,515    
Accounts payable 228 253    
Accrued interest payable 571 567    
Dividend payable 975 941    
Deferred tax liability 260 280    
Total liabilities 54,984 54,781    
STOCKHOLDERS’ EQUITY        
Common stock, $1.00 par value per share; 40,000,000 shares authorized; 9,748,067 and 9,901,847 shares issued and outstanding, respectively 9,748 9,902    
Surplus 145,456 146,587    
Retained earnings 116,711 108,206    
Accumulated other comprehensive loss (45,147) (48,913)    
Total stockholders’ equity 226,768 215,782    
Total liabilities and stockholders’ equity $ 281,752 $ 270,563    
XML 126 R113.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 21 - Parent Company Only Financial Statements - Statements of Operations (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
REVENUE      
Change in the fair value of equity securities $ (65) $ (90) $ 214
EXPENSE      
Interest on borrowings 16,609 8,534 4,241
Loss on early extinguishment of subordinated debt 0 222 0
(Loss) income before income tax expense and equity in undistributed income of bank subsidiary (706) 12,610  
Income tax benefit (3,750) (8,639) (1,909)
Net income 16,678 35,709 $ 8,000
Parent Company [Member]      
REVENUE      
Dividends received from bank subsidiary 3,300 17,000  
Dividends on corporate stock 0 19  
Change in the fair value of equity securities (71) (35)  
Interest income from investment in trust 22 11  
Other operating income 138 0  
Total revenue 3,389 16,995  
EXPENSE      
Interest on borrowings 3,216 3,137  
Management fees to bank subsidiary 360 360  
Loss on early extinguishment of subordinated debt 0 222  
Other expense 519 666  
Total expense 4,095 4,385  
Equity in undistributed income of bank subsidiary 16,552 22,172  
Income tax benefit 832 927  
Net income $ 16,678 $ 35,709  
XML 127 R114.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 21 - Parent Company Only Financial Statements - Statements of Cash Flows (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 16,678 $ 35,709 $ 8,000
Adjustments to reconcile net income to net cash provided by operating activities:      
Change in the fair value of equity securities 65 90 (214)
Amortization of subordinated debt issuance costs 95 66 92
Loss on early extinguishment of subordinated debt 0 222 0
Net change in:      
Other assets 5,772 (1,732) (3,086)
Deferred tax liability (20) (52)  
Accrued other liabilities 1,447 695 (1,042)
Net cash provided by operating activities 26,247 42,748 33,481
Cash flows from investing activities      
Purchases of equity securities (4,196) (11,615) (523)
Purchases of other investments (617) (718) (233)
Net cash (used in) provided by investing activities (73,490) (350,987) 53,399
Cash flows from financing activities      
Cash dividends paid on common stock (3,844) (3,552) (3,090)
Payments to repurchase common stock (3,026) (10,540) (6,925)
Proceeds from stock options exercised 105 133 732
Proceeds from subordinated debt, net of issuance costs 0 19,548 0
Extinguishment of subordinated debt 0 (18,600) 0
Net cash provided by (used in) financing activities 38,993 251,457 (25,207)
Net (decrease) increase in cash and cash equivalents (8,250) (56,782) 61,673
Cash and cash equivalents, beginning of period 40,259 97,041 35,368
Cash and cash equivalents, end of period 32,009 40,259 97,041
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION      
Interest on deposits and borrowings 56,773 14,409 11,817
Parent Company [Member]      
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income 16,678 35,709  
Adjustments to reconcile net income to net cash provided by operating activities:      
Equity in undistributed earnings of bank subsidiary (16,552) (22,172)  
Change in the fair value of equity securities 71 35  
Amortization of subordinated debt issuance costs 210 197  
Loss on early extinguishment of subordinated debt 0 222  
Net change in:      
Due from bank subsidiary (204) 31  
Other assets (84) 5  
Accrued other liabilities 1,638 1,746  
Net cash provided by operating activities 1,737 15,721  
Cash flows from investing activities      
Purchases of equity securities 0 (750)  
Proceeds from the sale of equity securities 0 1,225  
Purchases of other investments (285) (225)  
Net cash (used in) provided by investing activities (285) 250  
Cash flows from financing activities      
Cash dividends paid on common stock (3,844) (3,552)  
Payments to repurchase common stock (3,026) (10,540)  
Proceeds from stock options exercised 105 133  
Proceeds from subordinated debt, net of issuance costs 0 19,548  
Extinguishment of subordinated debt 0 (18,600)  
Net cash provided by (used in) financing activities (6,765) (13,011)  
Net (decrease) increase in cash and cash equivalents (5,313) 2,960  
Cash and cash equivalents, beginning of period 6,153 3,193  
Cash and cash equivalents, end of period 840 6,153 $ 3,193
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION      
Interest on deposits and borrowings $ 3,212 $ 3,179  
XML 128 R115.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 22 - Earnings Per Share - Earnings Per Share (Details) - USD ($)
$ / shares in Units, $ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Net income $ 16,678 $ 35,709 $ 8,000
Less: income allocated to participating securities (1) (33) (21)
Net income allocated to common shareholders $ 16,677 $ 35,676 $ 7,979
Weighted average basic shares outstanding (in shares) 9,839,258 10,085,758 10,416,145
Basic earnings per common share (in dollars per share) $ 1.69 $ 3.54 $ 0.77
Net income allocated to common shareholders $ 16,677 $ 35,676 $ 7,979
Dilutive effect of securities (in shares) 2,583 94,951 84,157
Total weighted average diluted shares outstanding (in shares) 9,841,841 10,180,709 10,500,302
Diluted earnings per common share (in dollars per share) $ 1.69 $ 3.5 $ 0.76
XML 129 R116.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 22 - Earnings Per Share - Antidilutive Securities (Details) - shares
shares in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Share-Based Payment Arrangement, Option [Member]      
Antidilutive Securities (in shares) 0 15,361 869
Restricted Stock [Member]      
Antidilutive Securities (in shares) 0 135 431
Restricted Stock Units (RSUs) [Member]      
Antidilutive Securities (in shares) 71,711 15,176 20,828
EXCEL 131 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 132 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 133 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 135 FilingSummary.xml IDEA: XBRL DOCUMENT 3.24.0.1 html 606 651 1 true 126 0 false 7 false false R1.htm 000 - Document - Document And Entity Information Sheet http://investors.investarbank.com/20231231/role/statement-document-and-entity-information Document And Entity Information Cover 1 false false R2.htm 001 - Statement - Consolidated Balance Sheets Sheet http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets Consolidated Balance Sheets Statements 2 false false R3.htm 002 - Statement - Consolidated Balance Sheets (Parentheticals) Sheet http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals Consolidated Balance Sheets (Parentheticals) Statements 3 false false R4.htm 003 - Statement - Consolidated Statements of Income Sheet http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income Consolidated Statements of Income Statements 4 false false R5.htm 004 - Statement - Consolidated Statements of Comprehensive Income (Loss) Sheet http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss- Consolidated Statements of Comprehensive Income (Loss) Statements 5 false false R6.htm 005 - Statement - Consolidated Statements of Comprehensive Income (Loss) (Parentheticals) Sheet http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals Consolidated Statements of Comprehensive Income (Loss) (Parentheticals) Statements 6 false false R7.htm 006 - Statement - Consolidated Statements of Changes in Stockholders' Equity Sheet http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity Consolidated Statements of Changes in Stockholders' Equity Statements 7 false false R8.htm 007 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) Sheet http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity-parentheticals Consolidated Statements of Changes in Stockholders' Equity (Parentheticals) Statements 8 false false R9.htm 008 - Statement - Consolidated Statements of Cash Flows Sheet http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows Consolidated Statements of Cash Flows Statements 9 false false R10.htm 009 - Disclosure - Note 1 - Summary of Significant Accounting Policies Sheet http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies Note 1 - Summary of Significant Accounting Policies Notes 10 false false R11.htm 010 - Disclosure - Note 2 - Investment Securities Sheet http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities Note 2 - Investment Securities Notes 11 false false R12.htm 011 - Disclosure - Note 3 - Loans and Allowance for Credit Losses Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses Note 3 - Loans and Allowance for Credit Losses Notes 12 false false R13.htm 012 - Disclosure - Note 4 - Other Real Estate Owned Sheet http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned Note 4 - Other Real Estate Owned Notes 13 false false R14.htm 013 - Disclosure - Note 5 - Bank Premises and Equipment Sheet http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment- Note 5 - Bank Premises and Equipment Notes 14 false false R15.htm 014 - Disclosure - Note 6 - Leases Sheet http://investors.investarbank.com/20231231/role/statement-note-6-leases Note 6 - Leases Notes 15 false false R16.htm 015 - Disclosure - Note 7 - Goodwill and Other Intangible Assets Sheet http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets- Note 7 - Goodwill and Other Intangible Assets Notes 16 false false R17.htm 016 - Disclosure - Note 8 - Deposits Sheet http://investors.investarbank.com/20231231/role/statement-note-8-deposits- Note 8 - Deposits Notes 17 false false R18.htm 017 - Disclosure - Note 9 - Securities Sold Under Agreements to Repurchase Sheet http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase- Note 9 - Securities Sold Under Agreements to Repurchase Notes 18 false false R19.htm 018 - Disclosure - Note 10 - Subordinated Debt Securities Sheet http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities- Note 10 - Subordinated Debt Securities Notes 19 false false R20.htm 019 - Disclosure - Note 11 - Other Borrowed Funds Sheet http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds- Note 11 - Other Borrowed Funds Notes 20 false false R21.htm 020 - Disclosure - Note 12 - Derivative Financial Instruments Sheet http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments Note 12 - Derivative Financial Instruments Notes 21 false false R22.htm 021 - Disclosure - Note 13 - Stockholders' Equity Sheet http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity Note 13 - Stockholders' Equity Notes 22 false false R23.htm 022 - Disclosure - Note 14 - Stock-Based Compensation Sheet http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation- Note 14 - Stock-Based Compensation Notes 23 false false R24.htm 023 - Disclosure - Note 15 - Employee Benefit Plans Sheet http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans- Note 15 - Employee Benefit Plans Notes 24 false false R25.htm 024 - Disclosure - Note 16 - Income Taxes Sheet http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes Note 16 - Income Taxes Notes 25 false false R26.htm 025 - Disclosure - Note 17 - Fair Values of Financial Instruments Sheet http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments Note 17 - Fair Values of Financial Instruments Notes 26 false false R27.htm 026 - Disclosure - Note 18 - Regulatory Matters Sheet http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters Note 18 - Regulatory Matters Notes 27 false false R28.htm 027 - Disclosure - Note 19 - Commitments and Contingencies Sheet http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies Note 19 - Commitments and Contingencies Notes 28 false false R29.htm 028 - Disclosure - Note 20 - Transactions with Related Parties Sheet http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties Note 20 - Transactions with Related Parties Notes 29 false false R30.htm 029 - Disclosure - Note 21 - Parent Company Only Financial Statements Sheet http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements Note 21 - Parent Company Only Financial Statements Notes 30 false false R31.htm 030 - Disclosure - Note 22 - Earnings Per Share Sheet http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share Note 22 - Earnings Per Share Notes 31 false false R32.htm 031 - Disclosure - Note 23 - Subsequent Events Sheet http://investors.investarbank.com/20231231/role/statement-note-23-subsequent-events Note 23 - Subsequent Events Notes 32 false false R33.htm 995445 - Disclosure - Insider Trading Arrangements Sheet http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements Insider Trading Arrangements Notes 33 false false R34.htm 995478 - Disclosure - Significant Accounting Policies (Policies) Sheet http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies Significant Accounting Policies (Policies) Policies http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies 34 false false R35.htm 995479 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables Note 1 - Summary of Significant Accounting Policies (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies 35 false false R36.htm 995480 - Disclosure - Note 2 - Investment Securities (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables Note 2 - Investment Securities (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities 36 false false R37.htm 995481 - Disclosure - Note 3 - Loans and Allowance for Credit Losses (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables Note 3 - Loans and Allowance for Credit Losses (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses 37 false false R38.htm 995482 - Disclosure - Note 4 - Other Real Estate Owned (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-tables Note 4 - Other Real Estate Owned (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned 38 false false R39.htm 995483 - Disclosure - Note 5 - Bank Premises and Equipment (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-tables Note 5 - Bank Premises and Equipment (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment- 39 false false R40.htm 995484 - Disclosure - Note 6 - Leases (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-6-leases-tables Note 6 - Leases (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-6-leases 40 false false R41.htm 995485 - Disclosure - Note 7 - Goodwill and Other Intangible Assets (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-tables Note 7 - Goodwill and Other Intangible Assets (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets- 41 false false R42.htm 995486 - Disclosure - Note 8 - Deposits (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-8-deposits-tables Note 8 - Deposits (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-8-deposits- 42 false false R43.htm 995487 - Disclosure - Note 11 - Other Borrowed Funds (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-tables Note 11 - Other Borrowed Funds (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds- 43 false false R44.htm 995488 - Disclosure - Note 13 - Stockholders' Equity (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-tables Note 13 - Stockholders' Equity (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity 44 false false R45.htm 995489 - Disclosure - Note 14 - Stock-Based Compensation (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables Note 14 - Stock-Based Compensation (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation- 45 false false R46.htm 995490 - Disclosure - Note 16 - Income Taxes (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables Note 16 - Income Taxes (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes 46 false false R47.htm 995491 - Disclosure - Note 17 - Fair Values of Financial Instruments (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables Note 17 - Fair Values of Financial Instruments (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments 47 false false R48.htm 995492 - Disclosure - Note 18 - Regulatory Matters (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-tables Note 18 - Regulatory Matters (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters 48 false false R49.htm 995493 - Disclosure - Note 19 - Commitments and Contingencies (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-tables Note 19 - Commitments and Contingencies (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies 49 false false R50.htm 995494 - Disclosure - Note 21 - Parent Company Only Financial Statements (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-tables Note 21 - Parent Company Only Financial Statements (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements 50 false false R51.htm 995495 - Disclosure - Note 22 - Earnings Per Share (Tables) Sheet http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-tables Note 22 - Earnings Per Share (Tables) Tables http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share 51 false false R52.htm 995496 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual Note 1 - Summary of Significant Accounting Policies (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables 52 false false R53.htm 995497 - Disclosure - Note 1 - Summary of Significant Accounting Policies - ASU 2016-13 Cumulative Effect Adjustment (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details Note 1 - Summary of Significant Accounting Policies - ASU 2016-13 Cumulative Effect Adjustment (Details) Details 53 false false R54.htm 995498 - Disclosure - Note 2 - Investment Securities (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual Note 2 - Investment Securities (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables 54 false false R55.htm 995499 - Disclosure - Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as AFS (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as AFS (Details) Details 55 false false R56.htm 995500 - Disclosure - Note 2 - Investment Securities - Sales of Investments Classified as AFS (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details Note 2 - Investment Securities - Sales of Investments Classified as AFS (Details) Details 56 false false R57.htm 995501 - Disclosure - Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as HTM (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as HTM (Details) Details 57 false false R58.htm 995502 - Disclosure - Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as AFS (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as AFS (Details) Details 58 false false R59.htm 995503 - Disclosure - Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as HTM (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as HTM (Details) Details 59 false false R60.htm 995504 - Disclosure - Note 2 - Investment Securities - Contractual Maturity (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details Note 2 - Investment Securities - Contractual Maturity (Details) Details 60 false false R61.htm 995505 - Disclosure - Note 3 - Loans and Allowance for Credit Losses (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual Note 3 - Loans and Allowance for Credit Losses (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables 61 false false R62.htm 995506 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Summary of Loans by Categories (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details Note 3 - Loans and Allowance for Credit Losses - Summary of Loans by Categories (Details) Details 62 false false R63.htm 995507 - Disclosure - Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of Loans (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of Loans (Details) Details 63 false false R64.htm 995508 - Disclosure - Note 3 - Loans and Allowance for Loan Losses - Schedule of Nonaccrual Loans (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details Note 3 - Loans and Allowance for Loan Losses - Schedule of Nonaccrual Loans (Details) Details 64 false false R65.htm 995509 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details Note 3 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details) Details 65 false false R66.htm 995510 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Loans to Related Parties (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details Note 3 - Loans and Allowance for Credit Losses - Loans to Related Parties (Details) Details 66 false false R67.htm 995511 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details Note 3 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) Details 67 false false R68.htm 995512 - Disclosure - Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details) Details 68 false false R69.htm 995513 - Disclosure - Note 3 - Loans And Allowance For Loan Losses - Summary of TDR Pre- and Post-modification Outstanding Recorded Investments by Loan Categories (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details Note 3 - Loans And Allowance For Loan Losses - Summary of TDR Pre- and Post-modification Outstanding Recorded Investments by Loan Categories (Details) Details 69 false false R70.htm 995514 - Disclosure - Note 3 - Loans and Allowance for Loan Losses - Summary of Accruing and Nonaccrual TDRs (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details Note 3 - Loans and Allowance for Loan Losses - Summary of Accruing and Nonaccrual TDRs (Details) Details 70 false false R71.htm 995515 - Disclosure - Note 3 - Loans and Allowance For Loan Losses - Summary of Average Recorded Investment and Interest Income Recognized for TDRs (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details Note 3 - Loans and Allowance For Loan Losses - Summary of Average Recorded Investment and Interest Income Recognized for TDRs (Details) Details 71 false false R72.htm 995516 - Disclosure - Note 4 - Other Real Estate Owned (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual Note 4 - Other Real Estate Owned (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-tables 72 false false R73.htm 995517 - Disclosure - Note 4 - Other Real Estate Owned - Real Estate Owned (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-real-estate-owned-details Note 4 - Other Real Estate Owned - Real Estate Owned (Details) Details 73 false false R74.htm 995518 - Disclosure - Note 5 - Bank Premises and Equipment (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual Note 5 - Bank Premises and Equipment (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-tables 74 false false R75.htm 995519 - Disclosure - Note 5 - Bank Premises and Equipment - Bank Premises and Equipment (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details Note 5 - Bank Premises and Equipment - Bank Premises and Equipment (Details) Details 75 false false R76.htm 995520 - Disclosure - Note 6 - Leases (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual Note 6 - Leases (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-6-leases-tables 76 false false R77.htm 995521 - Disclosure - Note 6 - Leases - Quantitative Information Regarding Operating Leases (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-6-leases-quantitative-information-regarding-operating-leases-details Note 6 - Leases - Quantitative Information Regarding Operating Leases (Details) Details 77 false false R78.htm 995522 - Disclosure - Note 6 - Leases - Future Minimum Lease Payment (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details Note 6 - Leases - Future Minimum Lease Payment (Details) Details 78 false false R79.htm 995523 - Disclosure - Note 7 - Goodwill and Other Intangible Assets (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual Note 7 - Goodwill and Other Intangible Assets (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-tables 79 false false R80.htm 995524 - Disclosure - Note 7 - Goodwill and Other Intangible Assets - Core Deposit Intangible Assets (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details Note 7 - Goodwill and Other Intangible Assets - Core Deposit Intangible Assets (Details) Details 80 false false R81.htm 995525 - Disclosure - Note 7 - Goodwill and Other Intangible Assets - Amortization Schedule for Core Deposit Intangible Assets (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details Note 7 - Goodwill and Other Intangible Assets - Amortization Schedule for Core Deposit Intangible Assets (Details) Details 81 false false R82.htm 995526 - Disclosure - Note 8 - Deposits (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual Note 8 - Deposits (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-8-deposits-tables 82 false false R83.htm 995527 - Disclosure - Note 8 - Deposits - Deposits (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details Note 8 - Deposits - Deposits (Details) Details 83 false false R84.htm 995528 - Disclosure - Note 8 - Deposits - Scheduled Maturates of Time Deposits (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details Note 8 - Deposits - Scheduled Maturates of Time Deposits (Details) Details 84 false false R85.htm 995529 - Disclosure - Note 9 - Securities Sold Under Agreements to Repurchase (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-details-textual Note 9 - Securities Sold Under Agreements to Repurchase (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase- 85 false false R86.htm 995530 - Disclosure - Note 10 - Subordinated Debt Securities (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual Note 10 - Subordinated Debt Securities (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities- 86 false false R87.htm 995531 - Disclosure - Note 11 - Other Borrowed Funds (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual Note 11 - Other Borrowed Funds (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-tables 87 false false R88.htm 995532 - Disclosure - Note 11 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details Note 11 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details) Details 88 false false R89.htm 995533 - Disclosure - Note 11 - Other Borrowing Funds - Junior Subordinated Debt (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details Note 11 - Other Borrowing Funds - Junior Subordinated Debt (Details) Details 89 false false R90.htm 995534 - Disclosure - Note 12 - Derivative Financial Instruments (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual Note 12 - Derivative Financial Instruments (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments 90 false false R91.htm 995535 - Disclosure - Note 13 - Stockholders' Equity (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual Note 13 - Stockholders' Equity (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-tables 91 false false R92.htm 995536 - Disclosure - Note 13 - Stockholders' Equity - Accumulated Other Comprehensive Income (Loss) (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details Note 13 - Stockholders' Equity - Accumulated Other Comprehensive Income (Loss) (Details) Details 92 false false R93.htm 995537 - Disclosure - Note 14 - Stock-Based Compensation (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual Note 14 - Stock-Based Compensation (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables 93 false false R94.htm 995538 - Disclosure - Note 14 - Stock-Based Compensation - Schedule of Stock Option Activity (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details Note 14 - Stock-Based Compensation - Schedule of Stock Option Activity (Details) Details 94 false false R95.htm 995539 - Disclosure - Note 14 - Stock-Based Compensation - Restricted Stock and Restricted Stock Units (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details Note 14 - Stock-Based Compensation - Restricted Stock and Restricted Stock Units (Details) Details 95 false false R96.htm 995540 - Disclosure - Note 14 - Stock-Based Compensation Summarizes Restricted Stock and RSU Activity (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details Note 14 - Stock-Based Compensation Summarizes Restricted Stock and RSU Activity (Details) Details 96 false false R97.htm 995541 - Disclosure - Note 15 - Employee Benefit Plans (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual Note 15 - Employee Benefit Plans (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans- 97 false false R98.htm 995542 - Disclosure - Note 16 - Income Taxes (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual Note 16 - Income Taxes (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables 98 false false R99.htm 995543 - Disclosure - Note 16 - Income Taxes - Income Tax Expense (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details Note 16 - Income Taxes - Income Tax Expense (Details) Details 99 false false R100.htm 995544 - Disclosure - Note 16 - Income Taxes - Summary of Provision for Federal Income Taxes (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details Note 16 - Income Taxes - Summary of Provision for Federal Income Taxes (Details) Details 100 false false R101.htm 995545 - Disclosure - Note 16 - Income Taxes - Summary of Deferred Tax Assets and Liabilities (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details Note 16 - Income Taxes - Summary of Deferred Tax Assets and Liabilities (Details) Details 101 false false R102.htm 995546 - Disclosure - Note 17 - Fair Values of Financial Instruments (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual Note 17 - Fair Values of Financial Instruments (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables 102 false false R103.htm 995547 - Disclosure - Note 17 - Fair Values of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details Note 17 - Fair Values of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) Details 103 false false R104.htm 995548 - Disclosure - Note 17 - Fair Values of Financial Instruments - Reconciliation for Assets Measured at Fair Value on Recurring Basis Using significant Unobservable Inputs (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details Note 17 - Fair Values of Financial Instruments - Reconciliation for Assets Measured at Fair Value on Recurring Basis Using significant Unobservable Inputs (Details) Details 104 false false R105.htm 995549 - Disclosure - Note 17 - Fair Values of Financial Instruments - Quantitative Information About Significant Unobservable Inputs Used in Fair Value Measurement (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details Note 17 - Fair Values of Financial Instruments - Quantitative Information About Significant Unobservable Inputs Used in Fair Value Measurement (Details) Details 105 false false R106.htm 995550 - Disclosure - Note 17 - Fair Values of Financial Instruments - Estimated Fair Value of Financial Instruments (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details Note 17 - Fair Values of Financial Instruments - Estimated Fair Value of Financial Instruments (Details) Details 106 false false R107.htm 995551 - Disclosure - Note 18 - Regulatory Matters (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-details-textual Note 18 - Regulatory Matters (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-tables 107 false false R108.htm 995552 - Disclosure - Note 18 - Regulatory Matters - Summary of Actual Capital Amounts and Ratios (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details Note 18 - Regulatory Matters - Summary of Actual Capital Amounts and Ratios (Details) Details 108 false false R109.htm 995553 - Disclosure - Note 19 - Commitments and Contingencies (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual Note 19 - Commitments and Contingencies (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-tables 109 false false R110.htm 995554 - Disclosure - Note 19 - Commitments and Contingencies - Commitments to Extend Credit (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details Note 19 - Commitments and Contingencies - Commitments to Extend Credit (Details) Details 110 false false R111.htm 995555 - Disclosure - Note 20 - Transactions with Related Parties (Details Textual) Sheet http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties-details-textual Note 20 - Transactions with Related Parties (Details Textual) Details http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties 111 false false R112.htm 995556 - Disclosure - Note 21 - Parent Company Only Financial Statements - Balance Sheets (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details Note 21 - Parent Company Only Financial Statements - Balance Sheets (Details) Details 112 false false R113.htm 995557 - Disclosure - Note 21 - Parent Company Only Financial Statements - Statements of Operations (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details Note 21 - Parent Company Only Financial Statements - Statements of Operations (Details) Details 113 false false R114.htm 995558 - Disclosure - Note 21 - Parent Company Only Financial Statements - Statements of Cash Flows (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details Note 21 - Parent Company Only Financial Statements - Statements of Cash Flows (Details) Details 114 false false R115.htm 995559 - Disclosure - Note 22 - Earnings Per Share - Earnings Per Share (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details Note 22 - Earnings Per Share - Earnings Per Share (Details) Details 115 false false R116.htm 995560 - Disclosure - Note 22 - Earnings Per Share - Antidilutive Securities (Details) Sheet http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details Note 22 - Earnings Per Share - Antidilutive Securities (Details) Details 116 false false All Reports Book All Reports istr-20231231.xsd istr-20231231_cal.xml istr-20231231_def.xml istr-20231231_lab.xml istr-20231231_pre.xml istr20231231_10k.htm totalreturngraph.jpg http://fasb.org/srt/2023 http://fasb.org/us-gaap/2023 http://xbrl.sec.gov/dei/2023 http://xbrl.sec.gov/ecd/2023 true true JSON 138 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "istr20231231_10k.htm": { "nsprefix": "istr", "nsuri": "http://investors.investarbank.com/20231231", "dts": { "schema": { "local": [ "istr-20231231.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd", "https://xbrl.sec.gov/country/2023/country-2023.xsd", "https://xbrl.sec.gov/currency/2023/currency-2023.xsd", "https://xbrl.sec.gov/dei/2023/dei-2023.xsd", "https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd", "https://xbrl.sec.gov/exch/2023/exch-2023.xsd", "https://xbrl.sec.gov/naics/2023/naics-2023.xsd", "https://xbrl.sec.gov/sic/2023/sic-2023.xsd", "https://xbrl.sec.gov/stpr/2023/stpr-2023.xsd" ] }, "calculationLink": { "local": [ "istr-20231231_cal.xml" ] }, "definitionLink": { "local": [ "istr-20231231_def.xml" ] }, "labelLink": { "local": [ "istr-20231231_lab.xml" ] }, "presentationLink": { "local": [ "istr-20231231_pre.xml" ] }, "inline": { "local": [ "istr20231231_10k.htm" ] } }, "keyStandard": 563, "keyCustom": 88, "axisStandard": 44, "axisCustom": 0, "memberStandard": 80, "memberCustom": 42, "hidden": { "total": 103, "http://fasb.org/us-gaap/2023": 85, "http://xbrl.sec.gov/dei/2023": 6, "http://investors.investarbank.com/20231231": 8, "http://xbrl.sec.gov/ecd/2023": 4 }, "contextCount": 606, "entityCount": 1, "segmentCount": 126, "elementCount": 964, "unitCount": 7, "baseTaxonomies": { "http://fasb.org/us-gaap/2023": 2724, "http://xbrl.sec.gov/dei/2023": 37, "http://xbrl.sec.gov/ecd/2023": 5, "http://fasb.org/srt/2023": 3 }, "report": { "R1": { "role": "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information", "longName": "000 - Document - Document And Entity Information", "shortName": "Document And Entity Information", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "b", "p", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "b", "p", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R2": { "role": "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "longName": "001 - Statement - Consolidated Balance Sheets", "shortName": "Consolidated Balance Sheets", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "2", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:CashAndDueFromBanks", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:InterestBearingDepositsInBanks", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R3": { "role": "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "longName": "002 - Statement - Consolidated Balance Sheets (Parentheticals)", "shortName": "Consolidated Balance Sheets (Parentheticals)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "3", "firstAnchor": null, "uniqueAnchor": null }, "R4": { "role": "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "longName": "003 - Statement - Consolidated Statements of Income", "shortName": "Consolidated Statements of Income", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "4", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R5": { "role": "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-", "longName": "004 - Statement - Consolidated Statements of Comprehensive Income (Loss)", "shortName": "Consolidated Statements of Comprehensive Income (Loss)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "5", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R6": { "role": "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals", "longName": "005 - Statement - Consolidated Statements of Comprehensive Income (Loss) (Parentheticals)", "shortName": "Consolidated Statements of Comprehensive Income (Loss) (Parentheticals)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "6", "firstAnchor": null, "uniqueAnchor": null }, "R7": { "role": "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "longName": "006 - Statement - Consolidated Statements of Changes in Stockholders' Equity", "shortName": "Consolidated Statements of Changes in Stockholders' Equity", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "7", "firstAnchor": { "contextRef": "i_2020-12-31_StatementEquityComponentsAxis-CommonStockMember", "name": "us-gaap:StockholdersEquity", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2020-12-31_StatementEquityComponentsAxis-CommonStockMember", "name": "us-gaap:StockholdersEquity", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R8": { "role": "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity-parentheticals", "longName": "007 - Statement - Consolidated Statements of Changes in Stockholders' Equity (Parentheticals)", "shortName": "Consolidated Statements of Changes in Stockholders' Equity (Parentheticals)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "8", "firstAnchor": null, "uniqueAnchor": null }, "R9": { "role": "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "longName": "008 - Statement - Consolidated Statements of Cash Flows", "shortName": "Consolidated Statements of Cash Flows", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "9", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "istr:AmortizationOfPurchaseAccountingAdjustments", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R10": { "role": "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "longName": "009 - Disclosure - Note 1 - Summary of Significant Accounting Policies", "shortName": "Note 1 - Summary of Significant Accounting Policies", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "10", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R11": { "role": "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities", "longName": "010 - Disclosure - Note 2 - Investment Securities", "shortName": "Note 2 - Investment Securities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "11", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R12": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "longName": "011 - Disclosure - Note 3 - Loans and Allowance for Credit Losses", "shortName": "Note 3 - Loans and Allowance for Credit Losses", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "12", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R13": { "role": "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned", "longName": "012 - Disclosure - Note 4 - Other Real Estate Owned", "shortName": "Note 4 - Other Real Estate Owned", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "13", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RealEstateOwnedTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RealEstateOwnedTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R14": { "role": "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "longName": "013 - Disclosure - Note 5 - Bank Premises and Equipment", "shortName": "Note 5 - Bank Premises and Equipment", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "14", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R15": { "role": "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "longName": "014 - Disclosure - Note 6 - Leases", "shortName": "Note 6 - Leases", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "15", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LesseeOperatingLeasesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LesseeOperatingLeasesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R16": { "role": "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "longName": "015 - Disclosure - Note 7 - Goodwill and Other Intangible Assets", "shortName": "Note 7 - Goodwill and Other Intangible Assets", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "16", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R17": { "role": "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "longName": "016 - Disclosure - Note 8 - Deposits", "shortName": "Note 8 - Deposits", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "17", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R18": { "role": "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-", "longName": "017 - Disclosure - Note 9 - Securities Sold Under Agreements to Repurchase", "shortName": "Note 9 - Securities Sold Under Agreements to Repurchase", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "18", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R19": { "role": "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "longName": "018 - Disclosure - Note 10 - Subordinated Debt Securities", "shortName": "Note 10 - Subordinated Debt Securities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "19", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SubordinatedBorrowingsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SubordinatedBorrowingsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R20": { "role": "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "longName": "019 - Disclosure - Note 11 - Other Borrowed Funds", "shortName": "Note 11 - Other Borrowed Funds", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "20", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DebtDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DebtDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R21": { "role": "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "longName": "020 - Disclosure - Note 12 - Derivative Financial Instruments", "shortName": "Note 12 - Derivative Financial Instruments", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "21", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R22": { "role": "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "longName": "021 - Disclosure - Note 13 - Stockholders' Equity", "shortName": "Note 13 - Stockholders' Equity", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "22", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R23": { "role": "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "longName": "022 - Disclosure - Note 14 - Stock-Based Compensation", "shortName": "Note 14 - Stock-Based Compensation", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "23", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R24": { "role": "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "longName": "023 - Disclosure - Note 15 - Employee Benefit Plans", "shortName": "Note 15 - Employee Benefit Plans", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "24", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CompensationAndEmployeeBenefitPlansOtherThanShareBasedCompensationTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CompensationAndEmployeeBenefitPlansOtherThanShareBasedCompensationTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R25": { "role": "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes", "longName": "024 - Disclosure - Note 16 - Income Taxes", "shortName": "Note 16 - Income Taxes", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "25", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R26": { "role": "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "longName": "025 - Disclosure - Note 17 - Fair Values of Financial Instruments", "shortName": "Note 17 - Fair Values of Financial Instruments", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "26", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R27": { "role": "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters", "longName": "026 - Disclosure - Note 18 - Regulatory Matters", "shortName": "Note 18 - Regulatory Matters", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "27", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R28": { "role": "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "longName": "027 - Disclosure - Note 19 - Commitments and Contingencies", "shortName": "Note 19 - Commitments and Contingencies", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "28", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R29": { "role": "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties", "longName": "028 - Disclosure - Note 20 - Transactions with Related Parties", "shortName": "Note 20 - Transactions with Related Parties", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "29", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R30": { "role": "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements", "longName": "029 - Disclosure - Note 21 - Parent Company Only Financial Statements", "shortName": "Note 21 - Parent Company Only Financial Statements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Notes", "order": "30", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R31": { "role": "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share", "longName": "030 - Disclosure - Note 22 - Earnings Per Share", "shortName": "Note 22 - Earnings Per Share", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "31", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:EarningsPerShareTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:EarningsPerShareTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R32": { "role": "http://investors.investarbank.com/20231231/role/statement-note-23-subsequent-events", "longName": "031 - Disclosure - Note 23 - Subsequent Events", "shortName": "Note 23 - Subsequent Events", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "32", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SubsequentEventsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SubsequentEventsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R33": { "role": "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements", "longName": "995445 - Disclosure - Insider Trading Arrangements", "shortName": "Insider Trading Arrangements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "33", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "ecd:MtrlTermsOfTrdArrTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "ecd:MtrlTermsOfTrdArrTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R34": { "role": "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies", "longName": "995478 - Disclosure - Significant Accounting Policies (Policies)", "shortName": "Significant Accounting Policies (Policies)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "policies", "menuCat": "Policies", "order": "34", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "istr:NatureOfOperationsPolicyPolicyTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "istr:NatureOfOperationsPolicyPolicyTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R35": { "role": "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "longName": "995479 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Tables)", "shortName": "Note 1 - Summary of Significant Accounting Policies (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "35", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R36": { "role": "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables", "longName": "995480 - Disclosure - Note 2 - Investment Securities (Tables)", "shortName": "Note 2 - Investment Securities (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "36", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R37": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables", "longName": "995481 - Disclosure - Note 3 - Loans and Allowance for Credit Losses (Tables)", "shortName": "Note 3 - Loans and Allowance for Credit Losses (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "37", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R38": { "role": "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-tables", "longName": "995482 - Disclosure - Note 4 - Other Real Estate Owned (Tables)", "shortName": "Note 4 - Other Real Estate Owned (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "38", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OtherRealEstateRollForwardTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RealEstateOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OtherRealEstateRollForwardTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RealEstateOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R39": { "role": "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-tables", "longName": "995483 - Disclosure - Note 5 - Bank Premises and Equipment (Tables)", "shortName": "Note 5 - Bank Premises and Equipment (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "39", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R40": { "role": "http://investors.investarbank.com/20231231/role/statement-note-6-leases-tables", "longName": "995484 - Disclosure - Note 6 - Leases (Tables)", "shortName": "Note 6 - Leases (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "40", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LeaseCostTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LeaseCostTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R41": { "role": "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-tables", "longName": "995485 - Disclosure - Note 7 - Goodwill and Other Intangible Assets (Tables)", "shortName": "Note 7 - Goodwill and Other Intangible Assets (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "41", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R42": { "role": "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-tables", "longName": "995486 - Disclosure - Note 8 - Deposits (Tables)", "shortName": "Note 8 - Deposits (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "42", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DepositLiabilitiesTypeTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DepositLiabilitiesTypeTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R43": { "role": "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-tables", "longName": "995487 - Disclosure - Note 11 - Other Borrowed Funds (Tables)", "shortName": "Note 11 - Other Borrowed Funds (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "43", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DebtDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DebtDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R44": { "role": "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-tables", "longName": "995488 - Disclosure - Note 13 - Stockholders' Equity (Tables)", "shortName": "Note 13 - Stockholders' Equity (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "44", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R45": { "role": "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables", "longName": "995489 - Disclosure - Note 14 - Stock-Based Compensation (Tables)", "shortName": "Note 14 - Stock-Based Compensation (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "45", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R46": { "role": "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables", "longName": "995490 - Disclosure - Note 16 - Income Taxes (Tables)", "shortName": "Note 16 - Income Taxes (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "46", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R47": { "role": "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables", "longName": "995491 - Disclosure - Note 17 - Fair Values of Financial Instruments (Tables)", "shortName": "Note 17 - Fair Values of Financial Instruments (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "47", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R48": { "role": "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-tables", "longName": "995492 - Disclosure - Note 18 - Regulatory Matters (Tables)", "shortName": "Note 18 - Regulatory Matters (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "48", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R49": { "role": "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-tables", "longName": "995493 - Disclosure - Note 19 - Commitments and Contingencies (Tables)", "shortName": "Note 19 - Commitments and Contingencies (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "49", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OtherCommitmentsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OtherCommitmentsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R50": { "role": "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-tables", "longName": "995494 - Disclosure - Note 21 - Parent Company Only Financial Statements (Tables)", "shortName": "Note 21 - Parent Company Only Financial Statements (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Tables", "order": "50", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R51": { "role": "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-tables", "longName": "995495 - Disclosure - Note 22 - Earnings Per Share (Tables)", "shortName": "Note 22 - Earnings Per Share (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "51", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R52": { "role": "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "longName": "995496 - Disclosure - Note 1 - Summary of Significant Accounting Policies (Details Textual)", "shortName": "Note 1 - Summary of Significant Accounting Policies (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "52", "firstAnchor": { "contextRef": "i_2020-12-31", "name": "istr:MaximumRetentionCreditPerEmployee", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "istr:EmployeeRetentionCreditPolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2020-12-31", "name": "istr:MaximumRetentionCreditPerEmployee", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "istr:EmployeeRetentionCreditPolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R53": { "role": "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "longName": "995497 - Disclosure - Note 1 - Summary of Significant Accounting Policies - ASU 2016-13 Cumulative Effect Adjustment (Details)", "shortName": "Note 1 - Summary of Significant Accounting Policies - ASU 2016-13 Cumulative Effect Adjustment (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "53", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2022-12-31_AdjustmentsForNewAccountingPronouncementsAxis-AccountingStandardsUpdate201613Member", "name": "us-gaap:DeferredIncomeTaxAssetsNet", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R54": { "role": "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual", "longName": "995498 - Disclosure - Note 2 - Investment Securities (Details Textual)", "shortName": "Note 2 - Investment Securities (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "54", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:TradingSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "p", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:TradingSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "p", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R55": { "role": "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "longName": "995499 - Disclosure - Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as AFS (Details)", "shortName": "Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as AFS (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "55", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R56": { "role": "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details", "longName": "995500 - Disclosure - Note 2 - Investment Securities - Sales of Investments Classified as AFS (Details)", "shortName": "Note 2 - Investment Securities - Sales of Investments Classified as AFS (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "56", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleRealizedGain", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R57": { "role": "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "longName": "995501 - Disclosure - Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as HTM (Details)", "shortName": "Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as HTM (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "57", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:HeldToMaturitySecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:HeldToMaturitySecuritiesTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R58": { "role": "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details", "longName": "995502 - Disclosure - Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as AFS (Details)", "shortName": "Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as AFS (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "58", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R59": { "role": "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details", "longName": "995503 - Disclosure - Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as HTM (Details)", "shortName": "Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as HTM (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "59", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "istr:DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsFairValue1", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "istr:DebtSecuritiesHeldtomaturityUnrealizedLossPositionFairValueTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "istr:DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsFairValue1", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "istr:DebtSecuritiesHeldtomaturityUnrealizedLossPositionFairValueTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R60": { "role": "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details", "longName": "995504 - Disclosure - Note 2 - Investment Securities - Contractual Maturity (Details)", "shortName": "Note 2 - Investment Securities - Contractual Maturity (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "60", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R61": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "longName": "995505 - Disclosure - Note 3 - Loans and Allowance for Credit Losses (Details Textual)", "shortName": "Note 3 - Loans and Allowance for Credit Losses (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "61", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R62": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "longName": "995506 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Summary of Loans by Categories (Details)", "shortName": "Note 3 - Loans and Allowance for Credit Losses - Summary of Loans by Categories (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "62", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:NotesReceivableGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": null }, "R63": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "longName": "995507 - Disclosure - Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of Loans (Details)", "shortName": "Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of Loans (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "63", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:NotesReceivableGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2022-12-31_CreditLossStatusAxis-FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMember", "name": "us-gaap:NotesReceivableGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "ix:continuation", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R64": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "longName": "995508 - Disclosure - Note 3 - Loans and Allowance for Loan Losses - Schedule of Nonaccrual Loans (Details)", "shortName": "Note 3 - Loans and Allowance for Loan Losses - Schedule of Nonaccrual Loans (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "64", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableNonaccrualNoAllowance", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableNonaccrualNoAllowance", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R65": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "longName": "995509 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details)", "shortName": "Note 3 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "65", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R66": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details", "longName": "995510 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Loans to Related Parties (Details)", "shortName": "Note 3 - Loans and Allowance for Credit Losses - Loans to Related Parties (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "66", "firstAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:LoansAndLeasesReceivableRelatedParties", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:LoansAndLeasesReceivableRelatedPartiesAdditions", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R67": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "longName": "995511 - Disclosure - Note 3 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details)", "shortName": "Note 3 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "67", "firstAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R68": { "role": "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details", "longName": "995512 - Disclosure - Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details)", "shortName": "Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "68", "firstAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "istr:ScheduleOfImpairedFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "istr:ScheduleOfImpairedFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R69": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "longName": "995513 - Disclosure - Note 3 - Loans And Allowance For Loan Losses - Summary of TDR Pre- and Post-modification Outstanding Recorded Investments by Loan Categories (Details)", "shortName": "Note 3 - Loans And Allowance For Loan Losses - Summary of TDR Pre- and Post-modification Outstanding Recorded Investments by Loan Categories (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "69", "firstAnchor": { "contextRef": "d_2022-01-01_2022-12-31", "name": "us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2022-01-01_2022-12-31", "name": "us-gaap:FinancingReceivableModificationsPreModificationRecordedInvestment2", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R70": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "longName": "995514 - Disclosure - Note 3 - Loans and Allowance for Loan Losses - Summary of Accruing and Nonaccrual TDRs (Details)", "shortName": "Note 3 - Loans and Allowance for Loan Losses - Summary of Accruing and Nonaccrual TDRs (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "70", "firstAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:FinancingReceivableModificationsRecordedInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "istr:SummaryOfAccruingAndNonaccrualTroubledDebtRestructuringsAndRelatedLoanLossesByPortfolioTypeTableTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:FinancingReceivableModificationsRecordedInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "istr:SummaryOfAccruingAndNonaccrualTroubledDebtRestructuringsAndRelatedLoanLossesByPortfolioTypeTableTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R71": { "role": "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "longName": "995515 - Disclosure - Note 3 - Loans and Allowance For Loan Losses - Summary of Average Recorded Investment and Interest Income Recognized for TDRs (Details)", "shortName": "Note 3 - Loans and Allowance For Loan Losses - Summary of Average Recorded Investment and Interest Income Recognized for TDRs (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "71", "firstAnchor": { "contextRef": "d_2022-01-01_2022-12-31", "name": "us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "istr:ScheduleOfImpairedFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2022-01-01_2022-12-31_ClassOfFinancingReceivableTypeOfBorrowerAxis-TDRMember", "name": "us-gaap:ImpairedFinancingReceivableAverageRecordedInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "istr:ScheduleOfAverageRecordedInvestmentAndInterestIncomeRecognizedForTroubledDebtRestructuringsTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R72": { "role": "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual", "longName": "995516 - Disclosure - Note 4 - Other Real Estate Owned (Details Textual)", "shortName": "Note 4 - Other Real Estate Owned (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "72", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "istr:OtherRealEstateOwnedTransfersFromPropertiesRelatedToImpairedLoans", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "span", "p", "us-gaap:RealEstateOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "istr:OtherRealEstateOwnedTransfersFromPropertiesRelatedToImpairedLoans", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "span", "p", "us-gaap:RealEstateOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R73": { "role": "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-real-estate-owned-details", "longName": "995517 - Disclosure - Note 4 - Other Real Estate Owned - Real Estate Owned (Details)", "shortName": "Note 4 - Other Real Estate Owned - Real Estate Owned (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "73", "firstAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:OtherRealEstate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:OtherRealEstateRollForwardTableTextBlock", "us-gaap:RealEstateOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2021-12-31", "name": "us-gaap:OtherRealEstate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:OtherRealEstateRollForwardTableTextBlock", "us-gaap:RealEstateOwnedTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R74": { "role": "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual", "longName": "995518 - Disclosure - Note 5 - Bank Premises and Equipment (Details Textual)", "shortName": "Note 5 - Bank Premises and Equipment (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "74", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DepreciationAndAmortization", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_DisposalGroupClassificationAxis-DiscontinuedOperationsDisposedOfByMeansOtherThanSaleMember", "name": "us-gaap:PropertyPlantAndEquipmentGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R75": { "role": "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details", "longName": "995519 - Disclosure - Note 5 - Bank Premises and Equipment - Bank Premises and Equipment (Details)", "shortName": "Note 5 - Bank Premises and Equipment - Bank Premises and Equipment (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "75", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinanceLeaseRightOfUseAssetBeforeAccumulatedAmortization", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:PropertyPlantAndEquipmentTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FinanceLeaseRightOfUseAssetBeforeAccumulatedAmortization", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:PropertyPlantAndEquipmentTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R76": { "role": "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual", "longName": "995520 - Disclosure - Note 6 - Leases (Details Textual)", "shortName": "Note 6 - Leases (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "76", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OperatingLeaseLeaseIncome", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OperatingLeaseLeaseIncome", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R77": { "role": "http://investors.investarbank.com/20231231/role/statement-note-6-leases-quantitative-information-regarding-operating-leases-details", "longName": "995521 - Disclosure - Note 6 - Leases - Quantitative Information Regarding Operating Leases (Details)", "shortName": "Note 6 - Leases - Quantitative Information Regarding Operating Leases (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "77", "firstAnchor": { "contextRef": "d_2022-01-01_2022-12-31", "name": "us-gaap:OperatingLeaseCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:LeaseCostTableTextBlock", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2022-01-01_2022-12-31", "name": "us-gaap:OperatingLeaseCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:LeaseCostTableTextBlock", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R78": { "role": "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details", "longName": "995522 - Disclosure - Note 6 - Leases - Future Minimum Lease Payment (Details)", "shortName": "Note 6 - Leases - Future Minimum Lease Payment (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "78", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R79": { "role": "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual", "longName": "995523 - Disclosure - Note 7 - Goodwill and Other Intangible Assets (Details Textual)", "shortName": "Note 7 - Goodwill and Other Intangible Assets (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "79", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:IntangibleAssetsNetIncludingGoodwill", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:Goodwill", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R80": { "role": "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details", "longName": "995524 - Disclosure - Note 7 - Goodwill and Other Intangible Assets - Core Deposit Intangible Assets (Details)", "shortName": "Note 7 - Goodwill and Other Intangible Assets - Core Deposit Intangible Assets (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "80", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FiniteLivedIntangibleAssetsGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FiniteLivedIntangibleAssetsGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R81": { "role": "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details", "longName": "995525 - Disclosure - Note 7 - Goodwill and Other Intangible Assets - Amortization Schedule for Core Deposit Intangible Assets (Details)", "shortName": "Note 7 - Goodwill and Other Intangible Assets - Amortization Schedule for Core Deposit Intangible Assets (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "81", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock", "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock", "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R82": { "role": "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual", "longName": "995526 - Disclosure - Note 8 - Deposits (Details Textual)", "shortName": "Note 8 - Deposits (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "82", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "istr:TimeDeposits250000AndAbove", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "istr:TimeDeposits250000AndAbove", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R83": { "role": "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details", "longName": "995527 - Disclosure - Note 8 - Deposits - Deposits (Details)", "shortName": "Note 8 - Deposits - Deposits (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "83", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:NoninterestBearingDepositLiabilities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:InterestBearingDomesticDepositDemand", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:DepositLiabilitiesTypeTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R84": { "role": "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details", "longName": "995528 - Disclosure - Note 8 - Deposits - Scheduled Maturates of Time Deposits (Details)", "shortName": "Note 8 - Deposits - Scheduled Maturates of Time Deposits (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "84", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:TimeDepositMaturitiesYearOne", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "istr:ScheduledMaturitiesOfTimeDepositsTableTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:TimeDepositMaturitiesYearOne", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "istr:ScheduledMaturitiesOfTimeDepositsTableTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R85": { "role": "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-details-textual", "longName": "995529 - Disclosure - Note 9 - Securities Sold Under Agreements to Repurchase (Details Textual)", "shortName": "Note 9 - Securities Sold Under Agreements to Repurchase (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "85", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:SecuritiesSoldUnderAgreementsToRepurchase", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:SecuritiesSoldUnderAgreementsToRepurchase", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R86": { "role": "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "longName": "995530 - Disclosure - Note 10 - Subordinated Debt Securities (Details Textual)", "shortName": "Note 10 - Subordinated Debt Securities (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "86", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:SubordinatedDebt", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2022-04-06_LongtermDebtTypeAxis-SubordinatedDebtMember", "name": "us-gaap:DebtInstrumentFaceAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-7", "ancestors": [ "p", "us-gaap:SubordinatedBorrowingsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R87": { "role": "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual", "longName": "995531 - Disclosure - Note 11 - Other Borrowed Funds (Details Textual)", "shortName": "Note 11 - Other Borrowed Funds (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "87", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:DebtDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:DebtDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R88": { "role": "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details", "longName": "995532 - Disclosure - Note 11 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details)", "shortName": "Note 11 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "88", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FederalHomeLoanBankAdvancesTableTextBlock", "us-gaap:DebtDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FederalHomeLoanBankAdvancesTableTextBlock", "us-gaap:DebtDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R89": { "role": "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details", "longName": "995533 - Disclosure - Note 11 - Other Borrowing Funds - Junior Subordinated Debt (Details)", "shortName": "Note 11 - Other Borrowing Funds - Junior Subordinated Debt (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "89", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:LongTermDebt", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfSubordinatedBorrowingTextBlock", "us-gaap:DebtDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:LongTermDebt", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfSubordinatedBorrowingTextBlock", "us-gaap:DebtDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R90": { "role": "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "longName": "995534 - Disclosure - Note 12 - Derivative Financial Instruments (Details Textual)", "shortName": "Note 12 - Derivative Financial Instruments (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "90", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_DerivativeInstrumentRiskAxis-InterestRateSwapMember", "name": "us-gaap:DerivativeNotionalAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R91": { "role": "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual", "longName": "995535 - Disclosure - Note 13 - Stockholders' Equity (Details Textual)", "shortName": "Note 13 - Stockholders' Equity (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "91", "firstAnchor": { "contextRef": "i_2021-12-31", "name": "us-gaap:CommonStockSharesOutstanding", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2021-12-31", "name": "us-gaap:CommonStockSharesOutstanding", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "p", "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R92": { "role": "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details", "longName": "995536 - Disclosure - Note 13 - Stockholders' Equity - Accumulated Other Comprehensive Income (Loss) (Details)", "shortName": "Note 13 - Stockholders' Equity - Accumulated Other Comprehensive Income (Loss) (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "92", "firstAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:StockholdersEquity", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2020-12-31_StatementEquityComponentsAxis-AccumulatedNetUnrealizedInvestmentGainLossMember", "name": "us-gaap:StockholdersEquity", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R93": { "role": "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "longName": "995537 - Disclosure - Note 14 - Stock-Based Compensation (Details Textual)", "shortName": "Note 14 - Stock-Based Compensation (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "93", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R94": { "role": "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details", "longName": "995538 - Disclosure - Note 14 - Stock-Based Compensation - Schedule of Stock Option Activity (Details)", "shortName": "Note 14 - Stock-Based Compensation - Schedule of Stock Option Activity (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "94", "firstAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "b", "td", "tr", "tbody", "table", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R95": { "role": "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details", "longName": "995539 - Disclosure - Note 14 - Stock-Based Compensation - Restricted Stock and Restricted Stock Units (Details)", "shortName": "Note 14 - Stock-Based Compensation - Restricted Stock and Restricted Stock Units (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "95", "firstAnchor": { "contextRef": "d_2022-01-01_2022-12-31", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2022-01-01_2022-12-31", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R96": { "role": "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details", "longName": "995540 - Disclosure - Note 14 - Stock-Based Compensation Summarizes Restricted Stock and RSU Activity (Details)", "shortName": "Note 14 - Stock-Based Compensation Summarizes Restricted Stock and RSU Activity (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "96", "firstAnchor": { "contextRef": "i_2022-12-31_AwardTypeAxis-RestrictedStockAndRestrictedStockUnitsMember", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2021-12-31_AwardTypeAxis-RestrictedStockAndRestrictedStockUnitsMember", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R97": { "role": "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual", "longName": "995541 - Disclosure - Note 15 - Employee Benefit Plans (Details Textual)", "shortName": "Note 15 - Employee Benefit Plans (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "97", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DefinedContributionPlanEmployerMatchingContributionPercent", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "2", "ancestors": [ "p", "us-gaap:CompensationAndEmployeeBenefitPlansOtherThanShareBasedCompensationTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:DefinedContributionPlanEmployerMatchingContributionPercent", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "2", "ancestors": [ "p", "us-gaap:CompensationAndEmployeeBenefitPlansOtherThanShareBasedCompensationTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R98": { "role": "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual", "longName": "995542 - Disclosure - Note 16 - Income Taxes (Details Textual)", "shortName": "Note 16 - Income Taxes (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "98", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "2", "ancestors": [ "p", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "2", "ancestors": [ "p", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R99": { "role": "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details", "longName": "995543 - Disclosure - Note 16 - Income Taxes - Income Tax Expense (Details)", "shortName": "Note 16 - Income Taxes - Income Tax Expense (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "99", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CurrentFederalTaxExpenseBenefit", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:CurrentFederalTaxExpenseBenefit", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R100": { "role": "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details", "longName": "995544 - Disclosure - Note 16 - Income Taxes - Summary of Provision for Federal Income Taxes (Details)", "shortName": "Note 16 - Income Taxes - Summary of Provision for Federal Income Taxes (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "100", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R101": { "role": "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details", "longName": "995545 - Disclosure - Note 16 - Income Taxes - Summary of Deferred Tax Assets and Liabilities (Details)", "shortName": "Note 16 - Income Taxes - Summary of Deferred Tax Assets and Liabilities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "101", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R102": { "role": "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "longName": "995546 - Disclosure - Note 17 - Fair Values of Financial Instruments (Details Textual)", "shortName": "Note 17 - Fair Values of Financial Instruments (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "102", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "p", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "p", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R103": { "role": "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "longName": "995547 - Disclosure - Note 17 - Fair Values of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details)", "shortName": "Note 17 - Fair Values of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "103", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AssetsFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R104": { "role": "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details", "longName": "995548 - Disclosure - Note 17 - Fair Values of Financial Instruments - Reconciliation for Assets Measured at Fair Value on Recurring Basis Using significant Unobservable Inputs (Details)", "shortName": "Note 17 - Fair Values of Financial Instruments - Reconciliation for Assets Measured at Fair Value on Recurring Basis Using significant Unobservable Inputs (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "104", "firstAnchor": { "contextRef": "i_2022-12-31", "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2021-12-31", "name": "us-gaap:FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R105": { "role": "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "longName": "995549 - Disclosure - Note 17 - Fair Values of Financial Instruments - Quantitative Information About Significant Unobservable Inputs Used in Fair Value Measurement (Details)", "shortName": "Note 17 - Fair Values of Financial Instruments - Quantitative Information About Significant Unobservable Inputs Used in Fair Value Measurement (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "105", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2022-12-31_MeasurementInputTypeAxis-MeasurementInputAppraisedValueMember_ValuationTechniqueAxis-ValuationTechniqueDiscountedCashFlowMember", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R106": { "role": "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "longName": "995550 - Disclosure - Note 17 - Fair Values of Financial Instruments - Estimated Fair Value of Financial Instruments (Details)", "shortName": "Note 17 - Fair Values of Financial Instruments - Estimated Fair Value of Financial Instruments (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "106", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_FairValueByMeasurementBasisAxis-CarryingReportedAmountFairValueDisclosureMember", "name": "us-gaap:CashAndCashEquivalentsFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R107": { "role": "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-details-textual", "longName": "995551 - Disclosure - Note 18 - Regulatory Matters (Details Textual)", "shortName": "Note 18 - Regulatory Matters (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "107", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:BankingRegulationCapitalConservationBufferCapitalConservedMinimum", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "p", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:BankingRegulationCapitalConservationBufferCapitalConservedMinimum", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "3", "ancestors": [ "p", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R108": { "role": "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details", "longName": "995552 - Disclosure - Note 18 - Regulatory Matters - Summary of Actual Capital Amounts and Ratios (Details)", "shortName": "Note 18 - Regulatory Matters - Summary of Actual Capital Amounts and Ratios (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "108", "firstAnchor": { "contextRef": "i_2023-12-31_ConsolidatedEntitiesAxis-ParentCompanyMember", "name": "us-gaap:TierOneLeverageCapital", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_ConsolidatedEntitiesAxis-ParentCompanyMember", "name": "us-gaap:TierOneLeverageCapital", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R109": { "role": "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual", "longName": "995553 - Disclosure - Note 19 - Commitments and Contingencies (Details Textual)", "shortName": "Note 19 - Commitments and Contingencies (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "109", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "istr:CommitmentToFundInvestmentInSBICQualifiedFunds", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31", "name": "istr:CommitmentToFundInvestmentInSBICQualifiedFunds", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R110": { "role": "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details", "longName": "995554 - Disclosure - Note 19 - Commitments and Contingencies - Commitments to Extend Credit (Details)", "shortName": "Note 19 - Commitments and Contingencies - Commitments to Extend Credit (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "110", "firstAnchor": { "contextRef": "i_2023-12-31_LossContingenciesByNatureOfContingencyAxis-CommitmentsToExtendCreditMember", "name": "us-gaap:UnusedCommitmentsToExtendCredit", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:OtherCommitmentsTableTextBlock", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_LossContingenciesByNatureOfContingencyAxis-CommitmentsToExtendCreditMember", "name": "us-gaap:UnusedCommitmentsToExtendCredit", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:OtherCommitmentsTableTextBlock", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R111": { "role": "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties-details-textual", "longName": "995555 - Disclosure - Note 20 - Transactions with Related Parties (Details Textual)", "shortName": "Note 20 - Transactions with Related Parties (Details Textual)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "111", "firstAnchor": { "contextRef": "d_2022-01-01_2022-12-31_RelatedPartyTransactionsByRelatedPartyAxis-JoffrionCommercialDivisionLLCJCDMember", "name": "us-gaap:RelatedPartyTransactionAmountsOfTransaction", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2022-01-01_2022-12-31_RelatedPartyTransactionsByRelatedPartyAxis-JoffrionCommercialDivisionLLCJCDMember", "name": "us-gaap:RelatedPartyTransactionAmountsOfTransaction", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-5", "ancestors": [ "p", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } }, "R112": { "role": "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details", "longName": "995556 - Disclosure - Note 21 - Parent Company Only Financial Statements - Balance Sheets (Details)", "shortName": "Note 21 - Parent Company Only Financial Statements - Balance Sheets (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Details", "order": "112", "firstAnchor": { "contextRef": "i_2023-12-31", "name": "us-gaap:CashAndDueFromBanks", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "i_2023-12-31_ConsolidatedEntitiesAxis-ParentCompanyMember", "name": "us-gaap:CashAndDueFromBanks", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R113": { "role": "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details", "longName": "995557 - Disclosure - Note 21 - Parent Company Only Financial Statements - Statements of Operations (Details)", "shortName": "Note 21 - Parent Company Only Financial Statements - Statements of Operations (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Details", "order": "113", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:EquitySecuritiesFvNiUnrealizedGainLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "istr:IncomeLossBeforeEquityInUndistributedIncomeLossOfSubsidiaryIncomeTaxes", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "srt:ScheduleOfCondensedIncomeStatementTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R114": { "role": "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "longName": "995558 - Disclosure - Note 21 - Parent Company Only Financial Statements - Statements of Cash Flows (Details)", "shortName": "Note 21 - Parent Company Only Financial Statements - Statements of Cash Flows (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Details", "order": "114", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:IncreaseDecreaseInDeferredIncomeTaxes", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-4", "ancestors": [ "td", "tr", "tbody", "table", "srt:ScheduleOfCondensedCashFlowStatementTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R115": { "role": "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details", "longName": "995559 - Disclosure - Note 22 - Earnings Per Share - Earnings Per Share (Details)", "shortName": "Note 22 - Earnings Per Share - Earnings Per Share (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "115", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31", "name": "us-gaap:ParticipatingSecuritiesDistributedAndUndistributedEarningsLossBasic", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "unique": true } }, "R116": { "role": "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details", "longName": "995560 - Disclosure - Note 22 - Earnings Per Share - Antidilutive Securities (Details)", "shortName": "Note 22 - Earnings Per Share - Antidilutive Securities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "116", "firstAnchor": { "contextRef": "d_2023-01-01_2023-12-31_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis-EmployeeStockOptionMember", "name": "us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "d_2023-01-01_2023-12-31_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis-EmployeeStockOptionMember", "name": "us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "unitRef": "Share", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "tbody", "table", "us-gaap:ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "istr20231231_10k.htm", "first": true, "unique": true } } }, "tag": { "istr_A2017LongTermIncentiveCompensationPlanMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "A2017LongTermIncentiveCompensationPlanMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "A 2017 Long Term Incentive Compensation Plan [Member]", "documentation": "Represents a 2017 Long-Term Incentive Compensation Plan." } } }, "auth_ref": [] }, "us-gaap_AccountingPoliciesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountingPoliciesAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Accounting Policies [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AccountingStandardsUpdate201613Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountingStandardsUpdate201613Member", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update 2016-13 [Member]", "documentation": "Accounting Standards Update 2016-13 Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." } } }, "auth_ref": [ "r482" ] }, "us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Receivable Type [Axis]", "documentation": "Information by type of receivable." } } }, "auth_ref": [ "r47" ] }, "us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Accrued taxes and other liabilities", "documentation": "Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations." } } }, "auth_ref": [ "r147" ] }, "us-gaap_AccountsPayableCurrentAndNoncurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountsPayableCurrentAndNoncurrent", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Accounts payable", "documentation": "Carrying value as of the balance sheet date of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business." } } }, "auth_ref": [ "r148", "r1302" ] }, "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 20.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments", "negatedLabel": "Net (accretion) amortization of securities", "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method." } } }, "auth_ref": [ "r189" ] }, "istr_AccruedTaxesAndOtherLiabilitiesMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "AccruedTaxesAndOtherLiabilitiesMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Accrued Taxes and Other Liabilities [Member]", "documentation": "Information related to accrued taxes and other liabilities." } } }, "auth_ref": [] }, "istr_AccruingTroubledDebtRestructuringsMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "AccruingTroubledDebtRestructuringsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details" ], "lang": { "en-us": { "role": { "label": "Accruing Troubled Debt Restructurings [Member]", "documentation": "Represents accrusing troubled debt restructurings." } } }, "auth_ref": [] }, "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Bank premises and equipment, accumulated depreciation", "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services." } } }, "auth_ref": [ "r98", "r306", "r861" ] }, "us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedGainLossNetCashFlowHedgeParentMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details" ], "lang": { "en-us": { "role": { "label": "Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]", "documentation": "Accumulated other comprehensive income (loss) from gain (loss) of derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness, attributable to parent." } } }, "auth_ref": [ "r324", "r334", "r335", "r678", "r1011", "r1126" ] }, "istr_AccumulatedGainLossNetCashFlowHedgeReclassificationParentMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "AccumulatedGainLossNetCashFlowHedgeReclassificationParentMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details" ], "lang": { "en-us": { "role": { "label": "Accumulated Gain (Loss), Net, Cash Flow Hedge, Reclassification, Parent [Member]", "documentation": "Accumulated other comprehensive income (loss) from reclassification of derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness, attributable to parent." } } }, "auth_ref": [] }, "istr_AccumulatedNetLossOnTransferOfAvailableForSaleSecuritiesToHeldToMaturityMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "AccumulatedNetLossOnTransferOfAvailableForSaleSecuritiesToHeldToMaturityMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details" ], "lang": { "en-us": { "role": { "label": "Accumulated Net (Loss) On Transfer of Available For Sale Securities To Held To Maturity [Member]", "documentation": "Represents accumulated net (loss) on transfer available for sale securities to held to maturity." } } }, "auth_ref": [] }, "istr_AccumulatedNetRealizedGainLossOnReclassificationMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "AccumulatedNetRealizedGainLossOnReclassificationMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details" ], "lang": { "en-us": { "role": { "label": "Accumulated Net Realized Gain (Loss) On Reclassification [Member]", "documentation": "Represents accumulated net realized gain (loss) on reclassification." } } }, "auth_ref": [] }, "us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedNetUnrealizedInvestmentGainLossMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details" ], "lang": { "en-us": { "role": { "label": "AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]", "documentation": "Accumulated unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), attributable to parent." } } }, "auth_ref": [ "r319", "r320", "r321", "r324", "r334", "r335", "r1126" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 3.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Accumulated other comprehensive loss", "documentation": "Amount, after tax, of accumulated increase (decrease) in equity from transaction and other event and circumstance from nonowner source." } } }, "auth_ref": [ "r48", "r49", "r173", "r313", "r857", "r887", "r891" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details" ], "lang": { "en-us": { "role": { "label": "AOCI Attributable to Parent [Member]", "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r3", "r22", "r49", "r691", "r694", "r763", "r882", "r883", "r1126", "r1127", "r1128", "r1145", "r1146", "r1147" ] }, "istr_AcquiredLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "AcquiredLoansMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual" ], "lang": { "en-us": { "role": { "label": "Acquired Loans [Member]", "documentation": "Represents acquired loans." } } }, "auth_ref": [] }, "us-gaap_AdditionalPaidInCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapital", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Surplus", "documentation": "Amount of excess of issue price over par or stated value of stock and from other transaction involving stock or stockholder. Includes, but is not limited to, additional paid-in capital (APIC) for common and preferred stock." } } }, "auth_ref": [ "r168", "r1048", "r1311" ] }, "us-gaap_AdditionalPaidInCapitalCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapitalCommonStock", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AdditionalPaidInCapitalCommonStock", "terseLabel": "Surplus", "documentation": "Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital." } } }, "auth_ref": [ "r168" ] }, "us-gaap_AdditionalPaidInCapitalMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapitalMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity" ], "lang": { "en-us": { "role": { "label": "Additional Paid-in Capital [Member]", "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders." } } }, "auth_ref": [ "r637", "r638", "r639", "r904", "r1145", "r1146", "r1147", "r1275", "r1315" ] }, "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsForNewAccountingPronouncementsAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update [Axis]", "documentation": "Information by amendment to accounting standards." } } }, "auth_ref": [ "r297", "r298", "r299", "r300", "r301", "r365", "r366", "r367", "r368", "r377", "r442", "r443", "r483", "r484", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492", "r527", "r637", "r638", "r639", "r660", "r661", "r662", "r663", "r673", "r674", "r675", "r686", "r687", "r688", "r689", "r690", "r691", "r692", "r693", "r694", "r695", "r696", "r699", "r700", "r701", "r702", "r703", "r704", "r705", "r706", "r707", "r708", "r709", "r710", "r725", "r726", "r731", "r732", "r733", "r734", "r741", "r742", "r746", "r747", "r748", "r749", "r759", "r760", "r761", "r762", "r763", "r808", "r809", "r810", "r880", "r881", "r882", "r883", "r884", "r885", "r886", "r887", "r888", "r889", "r890", "r891" ] }, "us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity" ], "lang": { "en-us": { "role": { "label": "us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation", "negatedLabel": "Surrendered shares", "documentation": "Amount of decrease to equity for grantee's tax withholding obligation for award under share-based payment arrangement." } } }, "auth_ref": [] }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "Adjustments to reconcile net income to net cash provided by operating activities:" } } }, "auth_ref": [] }, "us-gaap_AdvancesFromFederalHomeLoanBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdvancesFromFederalHomeLoanBanks", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 1.0 }, "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details" ], "lang": { "en-us": { "role": { "label": "Advances from Federal Home Loan Bank", "totalLabel": "Advance from Federal Home Loan Bank", "documentation": "Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages." } } }, "auth_ref": [ "r249" ] }, "us-gaap_AllocatedShareBasedCompensationExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AllocatedShareBasedCompensationExpense", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_AllocatedShareBasedCompensationExpense", "terseLabel": "Share-Based Payment Arrangement, Expense", "documentation": "Amount of expense for award under share-based payment arrangement. Excludes amount capitalized." } } }, "auth_ref": [ "r632", "r644" ] }, "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Allowance for Credit Loss [Table Text Block]", "documentation": "Tabular disclosure of allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r78", "r1204" ] }, "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AmendmentFlag", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "us-gaap_AmortizationOfFinancingCosts": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AmortizationOfFinancingCosts", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 1.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 19.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "Amortization of subordinated debt issuance costs", "documentation": "Amount of amortization expense attributable to debt issuance costs." } } }, "auth_ref": [ "r178", "r568", "r744", "r1139" ] }, "us-gaap_AmortizationOfIntangibleAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AmortizationOfIntangibleAssets", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_AmortizationOfIntangibleAssets", "terseLabel": "Amortization of Intangible Assets", "documentation": "The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method." } } }, "auth_ref": [ "r10", "r93", "r96" ] }, "istr_AmortizationOfPurchaseAccountingAdjustments": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "AmortizationOfPurchaseAccountingAdjustments", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 18.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Net accretion of purchase accounting adjustments", "documentation": "The expense charged against earnings for the periodic recognition of purchase accounting adjustments." } } }, "auth_ref": [] }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Antidilutive Securities (in shares)", "label": "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "documentation": "Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented." } } }, "auth_ref": [ "r394" ] }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details" ], "lang": { "en-us": { "role": { "label": "Antidilutive Securities [Axis]", "documentation": "Information by type of antidilutive security." } } }, "auth_ref": [ "r70" ] }, "us-gaap_AntidilutiveSecuritiesNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AntidilutiveSecuritiesNameDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details" ], "lang": { "en-us": { "role": { "label": "Antidilutive Securities, Name [Domain]", "documentation": "Incremental common shares attributable to securities that were not included in diluted earnings per share (EPS) because to do so would increase EPS amounts or decrease loss per share amounts for the period presented." } } }, "auth_ref": [ "r70" ] }, "us-gaap_AssetNotPledgedAsCollateralAndAssetPledgedAsCollateralWithoutRightMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetNotPledgedAsCollateralAndAssetPledgedAsCollateralWithoutRightMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "Asset Not Pledged as Collateral and Asset Pledged as Collateral without Right [Member]", "documentation": "Asset not pledged as collateral and asset pledged as collateral for which secured party (transferee) does not have right to sell or repledge by contract or custom." } } }, "auth_ref": [ "r1083", "r1085", "r1087", "r1297", "r1298" ] }, "us-gaap_AssetPledgedAsCollateralMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetPledgedAsCollateralMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "Asset Pledged as Collateral [Member]", "documentation": "Asset pledged as collateral." } } }, "auth_ref": [ "r676", "r917", "r1046", "r1298" ] }, "us-gaap_Assets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Assets", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_Assets", "totalLabel": "Total assets", "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events." } } }, "auth_ref": [ "r221", "r310", "r352", "r400", "r415", "r419", "r481", "r537", "r538", "r539", "r540", "r541", "r542", "r543", "r544", "r545", "r676", "r679", "r730", "r852", "r939", "r1048", "r1065", "r1222", "r1223", "r1289" ] }, "us-gaap_AssetsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "ASSETS" } } }, "auth_ref": [] }, "us-gaap_AssetsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Total assets", "label": "us-gaap_AssetsFairValueDisclosure", "documentation": "Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events." } } }, "auth_ref": [ "r130" ] }, "us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsSoldUnderAgreementsToRepurchaseInterestRate", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate", "terseLabel": "Assets Sold under Agreements to Repurchase, Interest Rate", "documentation": "Interest rate on the amount to be repaid to the counterparty to the repurchase agreement when the carrying amount (or market value, if higher than the carrying amount) of securities or other assets sold under the repurchase agreement exceeds 10 percent of total assets." } } }, "auth_ref": [ "r356" ] }, "istr_AssetsSoldUnderAgreementsToRepurchaseWeightedAverageInterestRate": { "xbrltype": "percentItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "AssetsSoldUnderAgreementsToRepurchaseWeightedAverageInterestRate", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_AssetsSoldUnderAgreementsToRepurchaseWeightedAverageInterestRate", "terseLabel": "Assets Sold under Agreements to Repurchase, Weighted Average Interest Rate", "documentation": "Weighted average interest rate of assets sold under agreements to repurchase." } } }, "auth_ref": [] }, "dei_AuditorFirmId": { "xbrltype": "nonemptySequenceNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AuditorFirmId", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Auditor Firm ID", "documentation": "PCAOB issued Audit Firm Identifier" } } }, "auth_ref": [ "r1070", "r1071", "r1072" ] }, "dei_AuditorLocation": { "xbrltype": "internationalNameItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AuditorLocation", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Auditor Location" } } }, "auth_ref": [ "r1070", "r1071", "r1072" ] }, "dei_AuditorName": { "xbrltype": "internationalNameItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AuditorName", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Auditor Name" } } }, "auth_ref": [ "r1070", "r1071", "r1072" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Obligations of the U.S. Treasury and U.S. government agencies and corporations", "label": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r452" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "negatedLabel": "Obligations of the U.S. Treasury and U.S. government agencies and corporations", "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r453" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Obligations of the U.S. Treasury and U.S. government agencies and corporations", "label": "Available for sale securities, amortized cost", "totalLabel": "Total debt securities, AFS, amortized cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r449", "r513", "r850" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after five years through ten years, AFS, amortized cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r1172" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after five years through ten years, AFS, fair value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r458", "r836" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after one year through five years, AFS, amortized cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r1171" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after one year through five years, AFS, fair value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r457", "r835" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after ten years, AFS, amortized cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r1173" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after ten years, AFS, fair value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r459", "r837" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due within one year, AFS, amortized cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r1170" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtSecurities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due within one year, AFS, fair value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r456", "r834" ] }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtSecurities", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 7.0 }, "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual" ], "lang": { "en-us": { "role": { "verboseLabel": "Obligations of the U.S. Treasury and U.S. government agencies and corporations", "label": "Available for sale securities at fair value (amortized cost of $419,283 and $467,316, respectively)", "terseLabel": "Debt Securities, Available-for-Sale", "totalLabel": "Total debt securities, AFS, fair value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r450", "r513", "r825", "r1160" ] }, "us-gaap_AwardTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AwardTypeAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "Award Type [Axis]", "documentation": "Information by type of award under share-based payment arrangement." } } }, "auth_ref": [ "r603", "r604", "r605", "r607", "r608", "r609", "r610", "r611", "r612", "r613", "r614", "r615", "r616", "r617", "r618", "r619", "r620", "r621", "r622", "r623", "r624", "r627", "r628", "r629", "r630", "r631" ] }, "istr_BOJBancsharesStatutoryTrustIMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BOJBancsharesStatutoryTrustIMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details" ], "lang": { "en-us": { "role": { "label": "BOJ Bancshares Statutory Trust I [Member]", "documentation": "Represents BOJ Bancshares Statutory Trust I." } } }, "auth_ref": [] }, "us-gaap_BalanceSheetLocationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BalanceSheetLocationAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "Balance Sheet Location [Axis]", "documentation": "Information by location on balance sheet (statement of financial position)." } } }, "auth_ref": [] }, "us-gaap_BalanceSheetLocationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BalanceSheetLocationDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "Balance Sheet Location [Domain]", "documentation": "Location in the balance sheet (statement of financial position)." } } }, "auth_ref": [ "r118", "r122" ] }, "us-gaap_BankOwnedLifeInsurance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankOwnedLifeInsurance", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Bank owned life insurance", "documentation": "The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy." } } }, "auth_ref": [ "r1299" ] }, "us-gaap_BankOwnedLifeInsuranceIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankOwnedLifeInsuranceIncome", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Income from bank owned life insurance", "documentation": "Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies." } } }, "auth_ref": [ "r239" ] }, "istr_BankOwnedLifeInsurancePolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankOwnedLifeInsurancePolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Bank Owned Life Insurance [Policy Text Block]", "documentation": "Disclosure of accounting policy for bank owned life insurance." } } }, "auth_ref": [] }, "istr_BankPremisesAndEquipmentMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankPremisesAndEquipmentMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual" ], "lang": { "en-us": { "role": { "label": "Bank Premises and Equipment [Member]", "documentation": "Represents bank premises and equipment." } } }, "auth_ref": [] }, "us-gaap_BankServicingMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankServicingMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Bank Servicing [Member]", "documentation": "Collection and processing of payment on mortgage, credit card and other financial asset held by others." } } }, "auth_ref": [ "r1230" ] }, "istr_BankTermFundingProgramMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankTermFundingProgramMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "Bank Term Funding Program [Member]", "documentation": "Relating to the Bank Term Funding Program." } } }, "auth_ref": [] }, "us-gaap_BankingRegulationCapitalConservationBufferCapitalConservedMinimum": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankingRegulationCapitalConservationBufferCapitalConservedMinimum", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_BankingRegulationCapitalConservationBufferCapitalConservedMinimum", "terseLabel": "Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum", "documentation": "Minimum capital conservation buffer percentage required to avoid restriction on payout amount of eligible retained income as defined by regulatory framework." } } }, "auth_ref": [ "r842" ] }, "us-gaap_BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 risk-based capital, well capitalized ratio", "documentation": "Ratio of minimum Common Equity Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r842" ] }, "istr_BankingRegulationCommonEquityTierOneRiskbasedCapitalCapitalAdequacyMinimumIncludingConservationBuffer": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankingRegulationCommonEquityTierOneRiskbasedCapitalCapitalAdequacyMinimumIncludingConservationBuffer", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 risk-based capital, capital adequacy amount", "documentation": "Amount of minimum Common Equity Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework including conservation buffer." } } }, "auth_ref": [] }, "istr_BankingRegulationCommonEquityTierOneRiskbasedCapitalRatioCapitalAdequacyMinimumIncludingConservationBuffer": { "xbrltype": "percentItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankingRegulationCommonEquityTierOneRiskbasedCapitalRatioCapitalAdequacyMinimumIncludingConservationBuffer", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 risk-based capital, capital adequacy ratio", "documentation": "Ratio of minimum Common Equity Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework including conservation buffer." } } }, "auth_ref": [] }, "istr_BankingRegulationTierOneLeverageCapitalCapitalAdequacyMinimumIncludingConservationBuffer": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankingRegulationTierOneLeverageCapitalCapitalAdequacyMinimumIncludingConservationBuffer", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 leverage capital, capital adequacy amount", "documentation": "Amount of minimum Tier 1 leverage capital required for capital adequacy as defined by regulatory framework including conservation buffer." } } }, "auth_ref": [] }, "istr_BankingRegulationTierOneLeverageCapitalRatioCapitalAdequacyMinimumIncludingConservationBuffer": { "xbrltype": "percentItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankingRegulationTierOneLeverageCapitalRatioCapitalAdequacyMinimumIncludingConservationBuffer", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 leverage capital, capital adequacy ratio", "documentation": "Ratio of minimum Tier 1 leverage capital to average assets required for capital adequacy as defined by regulatory framework including conservation buffer." } } }, "auth_ref": [] }, "istr_BankingRegulationTierOneRiskbasedCapitalCapitalAdequacyMinimumIncludingConservationBuffer": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankingRegulationTierOneRiskbasedCapitalCapitalAdequacyMinimumIncludingConservationBuffer", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 risk-based capital, capital adequacy amount", "documentation": "Amount of minimum Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework including conservation buffer." } } }, "auth_ref": [] }, "istr_BankingRegulationTierOneRiskbasedCapitalRatioCapitalAdequacyMinimumIncludingConservationBuffer": { "xbrltype": "percentItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankingRegulationTierOneRiskbasedCapitalRatioCapitalAdequacyMinimumIncludingConservationBuffer", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 risk-based capital, capital adequacy ratio", "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework inclusing conservation buffer." } } }, "auth_ref": [] }, "istr_BankingRegulationTotalRiskbasedCapitalCapitalAdequacyMinimumIncludingConservationBuffer": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankingRegulationTotalRiskbasedCapitalCapitalAdequacyMinimumIncludingConservationBuffer", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Total risk-based capital, capital adequacy amount", "documentation": "Amount of minimum total risk-based capital required for capital adequacy as defined by regulatory framework including conservation buffer." } } }, "auth_ref": [] }, "istr_BankingRegulationTotalRiskbasedCapitalRatioCapitalAdequacyMinimumIncludingConservationBuffer": { "xbrltype": "percentItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "BankingRegulationTotalRiskbasedCapitalRatioCapitalAdequacyMinimumIncludingConservationBuffer", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Total risk-based capital, capital adequacy ratio", "documentation": "Ratio of minimum total risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework including conservation buffer." } } }, "auth_ref": [] }, "us-gaap_BasisOfAccountingPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BasisOfAccountingPolicyPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Basis of Accounting, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS)." } } }, "auth_ref": [] }, "us-gaap_BuildingAndBuildingImprovementsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BuildingAndBuildingImprovementsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details" ], "lang": { "en-us": { "role": { "label": "Building and Building Improvements [Member]", "documentation": "Facility held for productive use including, but not limited to, office, production, storage and distribution facilities and any addition, improvement, or renovation to the structure, for example, but not limited to, interior masonry, interior flooring, electrical, and plumbing." } } }, "auth_ref": [] }, "us-gaap_BuildingImprovementsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BuildingImprovementsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Building Improvements [Member]", "documentation": "Addition, improvement, or renovation to a facility held for productive use including, but not limited to, office, production, storage and distribution facilities." } } }, "auth_ref": [ "r199" ] }, "us-gaap_BuildingMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BuildingMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Building [Member]", "documentation": "Facility held for productive use including, but not limited to, office, production, storage and distribution facilities." } } }, "auth_ref": [ "r199" ] }, "us-gaap_BusinessAcquisitionAcquireeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessAcquisitionAcquireeDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual" ], "lang": { "en-us": { "role": { "label": "Business Acquisition, Acquiree [Domain]", "documentation": "Identification of the acquiree in a material business combination (or series of individually immaterial business combinations), which may include the name or other type of identification of the acquiree." } } }, "auth_ref": [ "r672", "r1041", "r1042" ] }, "us-gaap_BusinessAcquisitionAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessAcquisitionAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual" ], "lang": { "en-us": { "role": { "label": "Business Acquisition [Axis]", "documentation": "Information by business combination or series of individually immaterial business combinations." } } }, "auth_ref": [ "r111", "r112", "r672", "r1041", "r1042" ] }, "us-gaap_BusinessCombinationAcquisitionRelatedCosts": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationAcquisitionRelatedCosts", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Acquisition expense", "documentation": "This element represents acquisition-related costs incurred to effect a business combination which costs have been expensed during the period. Such costs include finder's fees; advisory, legal, accounting, valuation, and other professional or consulting fees; general administrative costs, including the costs of maintaining an internal acquisitions department; and may include costs of registering and issuing debt and equity securities." } } }, "auth_ref": [ "r110" ] }, "us-gaap_BusinessCombinationsPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationsPolicy", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Business Combinations Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for completed business combinations (purchase method, acquisition method or combination of entities under common control). This accounting policy may include a general discussion of the purchase method or acquisition method of accounting (including for example, the treatment accorded contingent consideration, the identification of assets and liabilities, the purchase price allocation process, how the fair values of acquired assets and liabilities are determined) and the entity's specific application thereof. An entity that acquires another entity in a leveraged buyout transaction generally discloses the accounting policy followed by the acquiring entity in determining the basis used to value its interest in the acquired entity, and the rationale for that accounting policy." } } }, "auth_ref": [ "r109" ] }, "us-gaap_Capital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Capital", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Total risk-based capital, actual amount", "documentation": "Amount of total capital as defined by regulatory framework." } } }, "auth_ref": [ "r842" ] }, "us-gaap_CapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Total risk-based capital, well capitalized amount", "documentation": "Amount of minimum total risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r842" ] }, "us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Total risk-based capital, well capitalized ratio", "documentation": "Ratio of minimum total risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r842" ] }, "us-gaap_CapitalToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalToRiskWeightedAssets", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Total risk-based capital, actual ratio", "documentation": "Ratio of total risk-based capital to risk-weighted assets as defined by regulatory framework." } } }, "auth_ref": [ "r842" ] }, "us-gaap_CarryingReportedAmountFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CarryingReportedAmountFairValueDisclosureMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Reported Value Measurement [Member]", "documentation": "Measured as reported on the statement of financial position (balance sheet)." } } }, "auth_ref": [ "r134", "r135" ] }, "us-gaap_CashAndCashEquivalentsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Cash and due from banks", "label": "us-gaap_CashAndCashEquivalentsFairValueDisclosure", "documentation": "Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [] }, "us-gaap_CashAndCashEquivalentsPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Cash and Cash Equivalents, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value." } } }, "auth_ref": [ "r63" ] }, "us-gaap_CashAndDueFromBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndDueFromBanks", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Cash and due from banks", "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks." } } }, "auth_ref": [ "r219" ] }, "us-gaap_CashCashEquivalentsAndFederalFundsSold": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsAndFederalFundsSold", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "totalLabel": "Cash and cash equivalents", "documentation": "The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days." } } }, "auth_ref": [ "r143" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations", "periodStartLabel": "Cash and cash equivalents, beginning of period", "periodEndLabel": "Cash and cash equivalents, end of period", "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including, but not limited to, disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r60", "r187", "r348" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "totalLabel": "Net (decrease) increase in cash and cash equivalents", "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r2", "r187" ] }, "us-gaap_CashFlowHedgingMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashFlowHedgingMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Cash Flow Hedging [Member]", "documentation": "Hedge of the exposure to variability in the cash flows of a recognized asset or liability, or of a forecasted transaction, that is attributable to a particular risk." } } }, "auth_ref": [ "r116" ] }, "us-gaap_CatastrophicEventDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CatastrophicEventDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Catastrophic Event [Domain]", "documentation": "Catastrophic event, for example, but not limited to, earthquake, windstorm, fire or explosion." } } }, "auth_ref": [] }, "istr_CheahaFinancialGroupMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "CheahaFinancialGroupMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "Cheaha Financial Group [Member]", "documentation": "Information related to Cheaha Financial Group, Inc. (\u201cCheaha\u201d)." } } }, "auth_ref": [] }, "istr_CheahaStatutoryTrustIMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "CheahaStatutoryTrustIMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details" ], "lang": { "en-us": { "role": { "label": "Cheaha Statutory Trust I [Member]", "documentation": "Represents Cheaha Statutory Trust I." } } }, "auth_ref": [] }, "srt_ChiefExecutiveOfficerMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ChiefExecutiveOfficerMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "Chief Executive Officer [Member]", "documentation": "Person with designation of chief executive officer." } } }, "auth_ref": [ "r1152" ] }, "srt_ChiefFinancialOfficerMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ChiefFinancialOfficerMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "Chief Financial Officer [Member]", "documentation": "Person with designation of chief financial officer." } } }, "auth_ref": [ "r1152" ] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CityAreaCode", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "us-gaap_ClassOfFinancingReceivableTypeOfBorrowerAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ClassOfFinancingReceivableTypeOfBorrowerAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details" ], "lang": { "en-us": { "role": { "label": "Type of Borrower [Axis]", "documentation": "Information by type of borrower determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r1023" ] }, "us-gaap_ClassOfFinancingReceivableTypeOfBorrowerDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ClassOfFinancingReceivableTypeOfBorrowerDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details" ], "lang": { "en-us": { "role": { "label": "Class of Financing Receivable, Type of Borrower [Domain]", "documentation": "Category of entity or individual who borrows funds." } } }, "auth_ref": [] }, "us-gaap_CommercialMortgageBackedSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialMortgageBackedSecuritiesMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "label": "Commercial Mortgage-Backed Securities [Member]", "documentation": "Securities collateralized by commercial real estate mortgage loans." } } }, "auth_ref": [ "r1169", "r1179", "r1187", "r1231" ] }, "us-gaap_CommercialPortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialPortfolioSegmentMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Commercial Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables." } } }, "auth_ref": [] }, "istr_CommercialRealEstateLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "CommercialRealEstateLoanMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Commercial Real Estate Loan [Member]", "documentation": "Represents the commercial real estate loan." } } }, "auth_ref": [] }, "us-gaap_CommercialRealEstateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialRealEstateMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Commercial Real Estate [Member]", "documentation": "Property that is solely used for business purposes." } } }, "auth_ref": [ "r1019", "r1025", "r1231" ] }, "us-gaap_CommercialRealEstatePortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialRealEstatePortfolioSegmentMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details" ], "lang": { "en-us": { "role": { "label": "Commercial Real Estate Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to commercial real estate." } } }, "auth_ref": [] }, "istr_CommitmentToFundInvestmentInSBICQualifiedFunds": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "CommitmentToFundInvestmentInSBICQualifiedFunds", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_CommitmentToFundInvestmentInSBICQualifiedFunds", "terseLabel": "Commitment to Fund Investment in SBIC Qualified Funds", "documentation": "Unfunded commitments to investment in Small Business Investment Company qualified funds." } } }, "auth_ref": [] }, "us-gaap_CommitmentsAndContingencies": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsAndContingencies", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Commitments and contingencies (Note 19)", "documentation": "Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur." } } }, "auth_ref": [ "r45", "r150", "r854", "r925" ] }, "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsAndContingenciesDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies" ], "lang": { "en-us": { "role": { "label": "Commitments and Contingencies Disclosure [Text Block]", "documentation": "The entire disclosure for commitments and contingencies." } } }, "auth_ref": [ "r200", "r529", "r530", "r999", "r1215" ] }, "us-gaap_CommitmentsToExtendCreditMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsToExtendCreditMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details" ], "lang": { "en-us": { "role": { "label": "Commitments to Extend Credit [Member]", "documentation": "Loan commitments are legally binding commitments to extend credit to a counterparty under certain terms and conditions." } } }, "auth_ref": [] }, "us-gaap_CommonEquityTierOneCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapital", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 risk-based capital, actual amount", "documentation": "Amount of Common Equity Tier 1 risk-based capital as defined by regulatory framework." } } }, "auth_ref": [ "r842" ] }, "us-gaap_CommonEquityTierOneCapitalRatio": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapitalRatio", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 risk-based capital, actual ratio", "documentation": "Ratio of Common Equity Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework." } } }, "auth_ref": [ "r842" ] }, "us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 risk-based capital, well capitalized amount", "documentation": "Amount of minimum Common Equity Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r842" ] }, "us-gaap_CommonStockDividendsPerShareDeclared": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockDividendsPerShareDeclared", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "verboseLabel": "Dividends per share declared (in dollars per share)", "label": "Cash dividends declared per common share (in dollars per share)", "documentation": "Aggregate dividends declared during the period for each share of common stock outstanding." } } }, "auth_ref": [ "r203" ] }, "us-gaap_CommonStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "Common Stock [Member]", "documentation": "Stock that is subordinate to all other stock of the issuer." } } }, "auth_ref": [ "r1052", "r1053", "r1054", "r1056", "r1057", "r1058", "r1061", "r1145", "r1146", "r1275", "r1308", "r1315" ] }, "us-gaap_CommonStockParOrStatedValuePerShare": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockParOrStatedValuePerShare", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Common stock, par value (in dollars per share)", "documentation": "Face amount or stated value per share of common stock." } } }, "auth_ref": [ "r167" ] }, "us-gaap_CommonStockSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesAuthorized", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "Common stock, shares authorized (in shares)", "terseLabel": "Common Stock, Shares Authorized (in shares)", "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws." } } }, "auth_ref": [ "r167", "r926" ] }, "us-gaap_CommonStockSharesIssued": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesIssued", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Common stock, shares issued (in shares)", "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury." } } }, "auth_ref": [ "r167" ] }, "us-gaap_CommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesOutstanding", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "Common stock, shares outstanding (in shares)", "terseLabel": "Common Stock, Shares, Outstanding (in shares)", "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation." } } }, "auth_ref": [ "r23", "r167", "r926", "r945", "r1315", "r1316" ] }, "us-gaap_CommonStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockValue", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Common stock, $1.00 par value per share; 40,000,000 shares authorized; 9,748,067 and 9,901,847 shares issued and outstanding, respectively", "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity." } } }, "auth_ref": [ "r167", "r856", "r1048" ] }, "us-gaap_CompensationAndEmployeeBenefitPlansOtherThanShareBasedCompensationTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CompensationAndEmployeeBenefitPlansOtherThanShareBasedCompensationTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-" ], "lang": { "en-us": { "role": { "label": "Compensation and Employee Benefit Plans, Other than Share-Based Compensation [Text Block]", "documentation": "The entire disclosure of an entity's employee compensation and benefit plans, excluding share-based compensation and including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, life insurance, severance, health care, unemployment and other benefit plans." } } }, "auth_ref": [ "r204", "r206", "r207" ] }, "us-gaap_ComprehensiveIncomeNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComprehensiveIncomeNetOfTax", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-" ], "lang": { "en-us": { "role": { "label": "us-gaap_ComprehensiveIncomeNetOfTax", "totalLabel": "Total comprehensive income (loss)", "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r50", "r329", "r331", "r338", "r827", "r867" ] }, "us-gaap_ComprehensiveIncomePolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComprehensiveIncomePolicyPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Comprehensive Income, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for comprehensive income." } } }, "auth_ref": [] }, "us-gaap_ComputerEquipmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComputerEquipmentMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Computer Equipment [Member]", "documentation": "Long lived, depreciable assets that are used in the creation, maintenance and utilization of information systems." } } }, "auth_ref": [] }, "us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements" ], "lang": { "en-us": { "role": { "label": "Condensed Financial Information of Parent Company Only Disclosure [Text Block]", "documentation": "The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document." } } }, "auth_ref": [ "r302", "r360", "r1081" ] }, "srt_ConsolidatedEntitiesAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ConsolidatedEntitiesAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Consolidated Entities [Axis]", "documentation": "Information by consolidated entity or group of entities." } } }, "auth_ref": [ "r295", "r360", "r676", "r677", "r679", "r680", "r771", "r1000", "r1118", "r1119", "r1120", "r1221", "r1224", "r1225" ] }, "srt_ConsolidatedEntitiesDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ConsolidatedEntitiesDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Consolidated Entities [Domain]", "documentation": "Entity or group of entities consolidated into reporting entity." } } }, "auth_ref": [ "r295", "r360", "r676", "r677", "r679", "r680", "r771", "r1000", "r1118", "r1119", "r1120", "r1221", "r1224", "r1225" ] }, "us-gaap_ConsolidationPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConsolidationPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Consolidation, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary." } } }, "auth_ref": [ "r113", "r1013" ] }, "us-gaap_ConstructionInProgressMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConstructionInProgressMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details" ], "lang": { "en-us": { "role": { "label": "Construction in Progress [Member]", "documentation": "Structure or a modification to a structure under construction. Includes recently completed structures or modifications to structures that have not been placed into service." } } }, "auth_ref": [] }, "us-gaap_ConstructionLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConstructionLoansMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Construction Loans [Member]", "documentation": "A borrowing arrangement which provides the entity constructing a facility (such as a building and a landfill) with funds to effect construction, generally on a draw down, or as needed, basis." } } }, "auth_ref": [ "r1066" ] }, "us-gaap_ConsumerPortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConsumerPortfolioSegmentMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Consumer Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables." } } }, "auth_ref": [] }, "us-gaap_CoreDepositsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CoreDepositsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Core Deposits [Member]", "documentation": "Entity's long-term relationships with depositors, commonly known as core deposit intangibles, which are separate from the financial instruments themselves." } } }, "auth_ref": [ "r157" ] }, "us-gaap_CorporateDebtSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CorporateDebtSecuritiesMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "label": "Corporate Debt Securities [Member]", "documentation": "Debt securities issued by domestic or foreign corporate business, banks and other entities with a promise of repayment." } } }, "auth_ref": [ "r1038", "r1040", "r1305" ] }, "istr_CorporateStockAndMutualFundsMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "CorporateStockAndMutualFundsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Corporate Stock and Mutual Funds [Member]", "documentation": "Represents the corporate stock and mutual funds." } } }, "auth_ref": [] }, "srt_CounterpartyNameAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CounterpartyNameAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Counterparty Name [Axis]", "documentation": "Information by name of counterparty. A counterparty is the other party that participates in a financial transaction. Examples include, but not limited to, the name of the financial institution." } } }, "auth_ref": [ "r296", "r357", "r358", "r550", "r576", "r769", "r1007", "r1010" ] }, "us-gaap_CreditAndDebitCardMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CreditAndDebitCardMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Credit and Debit Card [Member]", "documentation": "Card issued to user to facilitate payment for purchase of product and service paid directly to merchant by issuer, or from user's checking account." } } }, "auth_ref": [ "r1230" ] }, "us-gaap_CreditLossStatusAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CreditLossStatusAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Credit Loss Status [Axis]", "documentation": "Information by credit loss status of financial asset." } } }, "auth_ref": [ "r1158", "r1202", "r1207" ] }, "us-gaap_CreditLossStatusDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CreditLossStatusDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Credit Loss Status [Domain]", "documentation": "Credit loss status of financial asset." } } }, "auth_ref": [] }, "srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption, Adjusted Balance [Member]", "documentation": "Represents amount after cumulative-effect adjustment to financial statements in period of adoption of amendment to accounting standards." } } }, "auth_ref": [ "r1086", "r1121", "r1148", "r1200", "r1201", "r1260", "r1261", "r1262", "r1267", "r1268", "r1274", "r1275", "r1276", "r1284" ] }, "srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionAdjustmentMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption, Adjustment [Member]", "documentation": "Increase (decrease) to financial statements for cumulative-effect adjustment in period of adoption of amendment to accounting standards." } } }, "auth_ref": [ "r299", "r364", "r371", "r377", "r486", "r492", "r637", "r638", "r639", "r662", "r663", "r689", "r691", "r692", "r694", "r695", "r696", "r702", "r705", "r707", "r708", "r761" ] }, "srt_CumulativeEffectPeriodOfAdoptionAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption [Axis]", "documentation": "Information by cumulative-effect adjustment to financial statements in period of adoption of amendment to accounting standards." } } }, "auth_ref": [ "r299", "r364", "r371", "r377", "r486", "r492", "r637", "r638", "r639", "r662", "r663", "r689", "r691", "r692", "r694", "r695", "r696", "r702", "r705", "r707", "r708", "r761" ] }, "srt_CumulativeEffectPeriodOfAdoptionDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Cumulative Effect, Period of Adoption [Domain]", "documentation": "Cumulative-effect adjustment to financial statements in period of adoption of amendment to accounting standards." } } }, "auth_ref": [ "r299", "r364", "r371", "r377", "r486", "r492", "r637", "r638", "r639", "r662", "r663", "r689", "r691", "r692", "r694", "r695", "r696", "r702", "r705", "r707", "r708", "r761" ] }, "us-gaap_CurrentFederalTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CurrentFederalTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details" ], "lang": { "en-us": { "role": { "label": "Current federal income tax expense", "documentation": "Amount of current federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current national tax expense (benefit) for non-US (United States of America) jurisdiction." } } }, "auth_ref": [ "r1090", "r1142", "r1269" ] }, "dei_CurrentFiscalYearEndDate": { "xbrltype": "gMonthDayItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CurrentFiscalYearEndDate", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Current Fiscal Year End Date", "documentation": "End date of current fiscal year in the format --MM-DD." } } }, "auth_ref": [] }, "us-gaap_CurrentStateAndLocalTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CurrentStateAndLocalTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details" ], "lang": { "en-us": { "role": { "label": "Current state income tax expense", "documentation": "Amount of current state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction." } } }, "auth_ref": [ "r1090", "r1142", "r1269" ] }, "us-gaap_DebtDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-" ], "lang": { "en-us": { "role": { "label": "Debt Disclosure [Text Block]", "documentation": "The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants." } } }, "auth_ref": [ "r201", "r350", "r546", "r552", "r553", "r554", "r555", "r556", "r557", "r562", "r569", "r570", "r572" ] }, "us-gaap_DebtInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details" ], "lang": { "en-us": { "role": { "label": "Debt Instrument [Axis]", "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities." } } }, "auth_ref": [ "r38", "r161", "r162", "r223", "r226", "r360", "r547", "r548", "r549", "r550", "r551", "r553", "r558", "r559", "r560", "r561", "r563", "r564", "r565", "r566", "r567", "r568", "r745", "r1031", "r1032", "r1033", "r1034", "r1035", "r1140" ] }, "us-gaap_DebtInstrumentBasisSpreadOnVariableRate1": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentBasisSpreadOnVariableRate1", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details" ], "lang": { "en-us": { "role": { "label": "Variable Interest Rate", "terseLabel": "Debt Instrument, Basis Spread on Variable Rate", "documentation": "Percentage points added to the reference rate to compute the variable rate on the debt instrument." } } }, "auth_ref": [] }, "us-gaap_DebtInstrumentFaceAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentFaceAmount", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtInstrumentFaceAmount", "terseLabel": "Debt Instrument, Face Amount", "documentation": "Face (par) amount of debt instrument at time of issuance." } } }, "auth_ref": [ "r137", "r139", "r547", "r745", "r1032", "r1033" ] }, "us-gaap_DebtInstrumentInterestRateStatedPercentage": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentInterestRateStatedPercentage", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "Interest rate", "terseLabel": "Debt Instrument, Interest Rate, Stated Percentage", "documentation": "Contractual interest rate for funds borrowed, under the debt agreement." } } }, "auth_ref": [ "r43", "r548" ] }, "us-gaap_DebtInstrumentNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentNameDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details" ], "lang": { "en-us": { "role": { "label": "Debt Instrument, Name [Domain]", "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities." } } }, "auth_ref": [ "r44", "r360", "r547", "r548", "r549", "r550", "r551", "r553", "r558", "r559", "r560", "r561", "r563", "r564", "r565", "r566", "r567", "r568", "r745", "r1031", "r1032", "r1033", "r1034", "r1035", "r1140" ] }, "us-gaap_DebtSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecurities", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecurities", "terseLabel": "Debt Securities", "documentation": "Amount, after allowance for credit loss, of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), investment in debt security measured at amortized cost (held-to-maturity), and investment in debt security measured at fair value with change in fair value recognized in net income (trading)." } } }, "auth_ref": [ "r445", "r849" ] }, "istr_DebtSecuritiesAccruedInterestAfterAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DebtSecuritiesAccruedInterestAfterAllowanceForCreditLoss", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DebtSecuritiesAccruedInterestAfterAllowanceForCreditLoss", "terseLabel": "Debt Securities, Accrued Interest, after Allowance for Credit Loss", "documentation": "Amount, after allowance for credit loss, of accrued interest on investment in debt security." } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Obligations of the U.S. Treasury and U.S. government agencies and corporations", "label": "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r263", "r518", "r1029" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "negatedLabel": "Obligations of the U.S. Treasury and U.S. government agencies and corporations", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r263", "r518" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions", "terseLabel": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions", "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without an allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r1209" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Obligations of the U.S. Treasury and U.S. government agencies and corporations", "label": "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r263", "r518", "r1029" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "negatedLabel": "Obligations of the U.S. Treasury and U.S. government agencies and corporations", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r263", "r518" ] }, "us-gaap_DebtSecuritiesAvailableForSaleMeasurementInput": { "xbrltype": "decimalItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleMeasurementInput", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Investment securities, measurement input", "label": "us-gaap_DebtSecuritiesAvailableForSaleMeasurementInput", "documentation": "Value of input used to measure investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r717" ] }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedGain": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleRealizedGain", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Gross gains", "label": "us-gaap_DebtSecuritiesAvailableForSaleRealizedGain", "documentation": "Amount of realized gain on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r478" ] }, "us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleRealizedLoss", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss", "negatedTerseLabel": "Gross losses", "documentation": "Amount of realized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r478" ] }, "us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-Sale [Table Text Block]", "documentation": "Tabular disclosure of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r1163", "r1164", "r1165", "r1166", "r1167", "r1168", "r1169", "r1170", "r1171", "r1172", "r1173", "r1192" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Obligations of the U.S. Treasury and U.S. government agencies and corporations", "label": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss." } } }, "auth_ref": [ "r260", "r515", "r1029" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "negatedLabel": "Obligations of the U.S. Treasury and U.S. government agencies and corporations", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r261", "r516" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]", "documentation": "Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r259", "r1029", "r1208" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions", "terseLabel": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions", "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r262", "r517" ] }, "istr_DebtSecuritiesAvailableforsaleUnrealizedLossPositionPercentOfAmortizedCostOfInvestmentSecuritiesPortfolio": { "xbrltype": "percentItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DebtSecuritiesAvailableforsaleUnrealizedLossPositionPercentOfAmortizedCostOfInvestmentSecuritiesPortfolio", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DebtSecuritiesAvailableforsaleUnrealizedLossPositionPercentOfAmortizedCostOfInvestmentSecuritiesPortfolio", "terseLabel": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Percent of Amortized Cost of Investment Securities Portfolio", "documentation": "The percent of amortized cost of investment securities portfolio for unrealized loss position of debt securities available for sale." } } }, "auth_ref": [] }, "istr_DebtSecuritiesAvailableforsaleUnrealizedLossPositionPercentOfSecuritiesCostBasis": { "xbrltype": "percentItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DebtSecuritiesAvailableforsaleUnrealizedLossPositionPercentOfSecuritiesCostBasis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DebtSecuritiesAvailableforsaleUnrealizedLossPositionPercentOfSecuritiesCostBasis", "terseLabel": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Percent of Securities Cost Basis", "documentation": "The percent of securities cost basis for the unrealized loss position of debt securities available for sale." } } }, "auth_ref": [] }, "istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss1": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss1", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "label": "istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss1", "negatedLabel": "12 months or more, unrealized losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in continuous loss position for 12 months or longer." } } }, "auth_ref": [] }, "istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue1": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue1", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "verboseLabel": "12 months or more, fair value", "label": "istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPosition12MonthsOrLongerFairValue1", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), in continuous unrealized loss position for 12 months or longer." } } }, "auth_ref": [] }, "istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss1": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss1", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "label": "istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss1", "negatedLabel": "Less than 12 months, unrealized losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in continuous loss position for less than 12 months." } } }, "auth_ref": [] }, "istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsFairValue1": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsFairValue1", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Less than 12 months, fair value", "label": "istr_DebtSecuritiesHeldtomaturityContinuousUnrealizedLossPositionLessThan12MonthsFairValue1", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), in continuous unrealized loss position for less than 12 months." } } }, "auth_ref": [] }, "istr_DebtSecuritiesHeldtomaturityUnrealizedLossPositionAccumulatedLoss1": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityUnrealizedLossPositionAccumulatedLoss1", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "label": "istr_DebtSecuritiesHeldtomaturityUnrealizedLossPositionAccumulatedLoss1", "negatedLabel": "Total, unrealized losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity), in unrealized loss position." } } }, "auth_ref": [] }, "istr_DebtSecuritiesHeldtomaturityUnrealizedLossPositionFairValue1": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityUnrealizedLossPositionFairValue1", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Total, fair value", "label": "istr_DebtSecuritiesHeldtomaturityUnrealizedLossPositionFairValue1", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), in unrealized loss position." } } }, "auth_ref": [] }, "istr_DebtSecuritiesHeldtomaturityUnrealizedLossPositionFairValueTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DebtSecuritiesHeldtomaturityUnrealizedLossPositionFairValueTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value [Table Text Block]", "documentation": "Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (held-to-maturity), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesRealizedGainLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesRealizedGainLoss", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 1.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "(Loss) gain on call or sale of investment securities, net", "negatedLabel": "Loss (gain) on call or sale of investment securities, net", "documentation": "Amount of realized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), investment in debt security measured at amortized cost (held-to-maturity) and investment in debt security measured at fair value with change in fair value recognized in net income (trading)." } } }, "auth_ref": [ "r870", "r1130", "r1131" ] }, "us-gaap_DebtWeightedAverageInterestRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtWeightedAverageInterestRate", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DebtWeightedAverageInterestRate", "terseLabel": "Debt, Weighted Average Interest Rate", "documentation": "Weighted average interest rate of debt outstanding." } } }, "auth_ref": [] }, "us-gaap_DeferredCompensationArrangementWithIndividualAllocatedShareBasedCompensationExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredCompensationArrangementWithIndividualAllocatedShareBasedCompensationExpense", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredCompensationArrangementWithIndividualAllocatedShareBasedCompensationExpense", "terseLabel": "Deferred Compensation Arrangement with Individual, Allocated Share-Based Compensation Expense", "documentation": "Amount of expense recognized from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments), awarded to key employees or individuals. Excludes amount related to plans that cover generally all employees (for example, but not limited to, qualified pension plans)." } } }, "auth_ref": [] }, "us-gaap_DeferredCompensationArrangementWithIndividualCompensationExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredCompensationArrangementWithIndividualCompensationExpense", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredCompensationArrangementWithIndividualCompensationExpense", "terseLabel": "Deferred Compensation Arrangement with Individual, Compensation Expense", "documentation": "The compensation expense recognized during the period pertaining to the deferred compensation arrangement." } } }, "auth_ref": [ "r103", "r205" ] }, "us-gaap_DeferredCompensationArrangementWithIndividualMaximumContractualTerm1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredCompensationArrangementWithIndividualMaximumContractualTerm1", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredCompensationArrangementWithIndividualMaximumContractualTerm1", "terseLabel": "Deferred Compensation Arrangement with Individual, Maximum Contractual Term (Month)", "documentation": "Maximum term of the deferred compensation arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r25", "r102" ] }, "istr_DeferredCompensationArrangementWithIndividualMonthlyDistribution": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DeferredCompensationArrangementWithIndividualMonthlyDistribution", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DeferredCompensationArrangementWithIndividualMonthlyDistribution", "terseLabel": "Deferred Compensation Arrangement With Individual, Monthly Distribution", "documentation": "Represents monthly distribution for deferred compensation arrangement with individual." } } }, "auth_ref": [] }, "istr_DeferredCompensationArrangementWithIndividualReducedPaymentsMaximumAgeUponTermination": { "xbrltype": "durationItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DeferredCompensationArrangementWithIndividualReducedPaymentsMaximumAgeUponTermination", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DeferredCompensationArrangementWithIndividualReducedPaymentsMaximumAgeUponTermination", "terseLabel": "Deferred Compensation Arrangement With Individual, Reduced Payments, Maximum Age Upon Termination (Year)", "documentation": "Maximum age upon termination for reduced payments of deferred compensation arrangement with individual." } } }, "auth_ref": [] }, "istr_DeferredCompensationArrangementWithIndividualRequisiteAgeOfEmployees": { "xbrltype": "durationItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DeferredCompensationArrangementWithIndividualRequisiteAgeOfEmployees", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DeferredCompensationArrangementWithIndividualRequisiteAgeOfEmployees", "terseLabel": "Deferred Compensation Arrangement With Individual, Requisite Age Of Employees (Year)", "documentation": "Requisite age of employees for defined compensation arrangement with individual." } } }, "auth_ref": [] }, "us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredCompensationLiabilityCurrentAndNoncurrent", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredCompensationLiabilityCurrentAndNoncurrent", "terseLabel": "Deferred Compensation Liability, Current and Noncurrent, Total", "documentation": "Aggregate carrying value as of the balance sheet date of the liabilities for all deferred compensation arrangements. Represents currently earned compensation under compensation arrangements that is not actually paid until a later date." } } }, "auth_ref": [] }, "us-gaap_DeferredFederalIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredFederalIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details" ], "lang": { "en-us": { "role": { "label": "Deferred federal income tax expense", "documentation": "Amount of deferred federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred national tax expense (benefit) for non-US (United States of America) jurisdiction." } } }, "auth_ref": [ "r1142", "r1266", "r1269" ] }, "us-gaap_DeferredFinanceCostsNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredFinanceCostsNet", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredFinanceCostsNet", "terseLabel": "Debt Issuance Costs, Net", "documentation": "Amount, after accumulated amortization, of debt issuance costs. Includes, but is not limited to, legal, accounting, underwriting, printing, and registration costs." } } }, "auth_ref": [ "r138", "r1227" ] }, "us-gaap_DeferredIncomeTaxAssetsNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxAssetsNet", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details" ], "lang": { "en-us": { "role": { "label": "Deferred tax asset", "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting." } } }, "auth_ref": [ "r648", "r649" ] }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 15.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Deferred taxes", "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations." } } }, "auth_ref": [ "r10", "r213", "r280", "r666", "r667", "r1142" ] }, "us-gaap_DeferredIncomeTaxLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxLiabilities", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredIncomeTaxLiabilities", "negatedTotalLabel": "Gross deferred tax liability", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences." } } }, "auth_ref": [ "r164", "r165", "r224", "r655" ] }, "us-gaap_DeferredIncomeTaxLiabilitiesNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxLiabilitiesNet", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Deferred tax liability", "documentation": "Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences with jurisdictional netting." } } }, "auth_ref": [ "r648", "r649", "r853" ] }, "istr_DeferredTaxAssetsBasisDifferenceInAcquiredAssetsAndLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DeferredTaxAssetsBasisDifferenceInAcquiredAssetsAndLiabilities", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Basis difference in acquired assets and liabilities", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from basis difference in acquire assets and liabilities." } } }, "auth_ref": [] }, "us-gaap_DeferredTaxAssetsGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsGross", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxAssetsGross", "totalLabel": "Gross deferred tax asset", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards." } } }, "auth_ref": [ "r656" ] }, "us-gaap_DeferredTaxAssetsLiabilitiesNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsLiabilitiesNet", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "totalLabel": "Net deferred tax asset", "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting." } } }, "auth_ref": [ "r1264" ] }, "istr_DeferredTaxAssetsOperatingLeaseLiability": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DeferredTaxAssetsOperatingLeaseLiability", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Operating lease liability", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from operating lease liability." } } }, "auth_ref": [] }, "us-gaap_DeferredTaxAssetsOperatingLossCarryforwards": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsOperatingLossCarryforwards", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Net operating loss carryforward", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards." } } }, "auth_ref": [ "r108", "r1265" ] }, "us-gaap_DeferredTaxAssetsOther": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsOther", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Other", "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other." } } }, "auth_ref": [ "r108", "r1265" ] }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeCompensation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeCompensation", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Deferred compensation", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from employee compensation." } } }, "auth_ref": [ "r108", "r1265" ] }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Employee and director stock awards", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from share-based compensation." } } }, "auth_ref": [ "r108", "r1265" ] }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses", "terseLabel": "Allowance for credit losses", "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r108", "r1265" ] }, "istr_DeferredTaxAssetsUnearnedLoanFees": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DeferredTaxAssetsUnearnedLoanFees", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Unearned loan fees", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from unearned loan fees." } } }, "auth_ref": [] }, "us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "Unrealized loss on available for sale securities", "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r1265" ] }, "istr_DeferredTaxLiabilitiesBasisDifferenceInAcquiredAssetsAndLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DeferredTaxLiabilitiesBasisDifferenceInAcquiredAssetsAndLiabilities", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "istr_DeferredTaxLiabilitiesBasisDifferenceInAcquiredAssetsAndLiabilities", "negatedLabel": "Basis difference in acquired assets and liabilities", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences in acquired assets and liabilities." } } }, "auth_ref": [] }, "istr_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividend": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DeferredTaxLiabilitiesFederalHomeLoanBankStockDividend", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "istr_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividend", "negatedLabel": "FHLB stock dividend", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment." } } }, "auth_ref": [] }, "us-gaap_DeferredTaxLiabilitiesLeasingArrangements": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxLiabilitiesLeasingArrangements", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxLiabilitiesLeasingArrangements", "negatedLabel": "Operating lease right-of-use asset", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from leasing arrangements." } } }, "auth_ref": [ "r108", "r1265" ] }, "us-gaap_DeferredTaxLiabilitiesOther": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxLiabilitiesOther", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxLiabilitiesOther", "negatedTerseLabel": "Other", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences classified as other." } } }, "auth_ref": [ "r108", "r1265" ] }, "us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxLiabilitiesPropertyPlantAndEquipment", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "parentTag": "us-gaap_DeferredIncomeTaxLiabilities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment", "negatedLabel": "Depreciation", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment." } } }, "auth_ref": [ "r108", "r1265" ] }, "istr_DefinedBenefitPlanEligibilityForParticipationRequisiteAgeOfEmployees": { "xbrltype": "durationItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DefinedBenefitPlanEligibilityForParticipationRequisiteAgeOfEmployees", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DefinedBenefitPlanEligibilityForParticipationRequisiteAgeOfEmployees", "terseLabel": "Defined Benefit Plan, Eligibility For Participation Requisite Age Of Employees (Year)", "documentation": "Eligibility for participation requisite age of employees of defined benefit plan." } } }, "auth_ref": [] }, "istr_DefinedContributionPlanAwardRequisiteServicePeriod": { "xbrltype": "durationItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DefinedContributionPlanAwardRequisiteServicePeriod", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DefinedContributionPlanAwardRequisiteServicePeriod", "terseLabel": "Defined Contribution Plan, Award Requisite Service Period (Year)", "documentation": "Award Requisite period for defined contribution plan." } } }, "auth_ref": [] }, "us-gaap_DefinedContributionPlanCostRecognized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DefinedContributionPlanCostRecognized", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DefinedContributionPlanCostRecognized", "terseLabel": "Defined Contribution Plan, Cost", "documentation": "Amount of cost for defined contribution plan." } } }, "auth_ref": [ "r599" ] }, "us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DefinedContributionPlanEmployerDiscretionaryContributionAmount", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DefinedContributionPlanEmployerDiscretionaryContributionAmount", "terseLabel": "Defined Contribution Plan, Employer Discretionary Contribution Amount", "documentation": "Amount of discretionary contributions made by an employer to a defined contribution plan." } } }, "auth_ref": [] }, "istr_DefinedContributionPlanEmployerDiscretionaryContributionAmountAwardVestingPeriod": { "xbrltype": "durationItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DefinedContributionPlanEmployerDiscretionaryContributionAmountAwardVestingPeriod", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DefinedContributionPlanEmployerDiscretionaryContributionAmountAwardVestingPeriod", "terseLabel": "Defined Contribution Plan, Employer Discretionary Contribution Amount, Award Vesting Period (Year)", "documentation": "Represents award vesting period of employer discretionary of defined contribution amount for defined contribution plan." } } }, "auth_ref": [] }, "istr_DefinedContributionPlanEmployerDiscretionaryContributionAmountTotalAwardVestingPeriod": { "xbrltype": "durationItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DefinedContributionPlanEmployerDiscretionaryContributionAmountTotalAwardVestingPeriod", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DefinedContributionPlanEmployerDiscretionaryContributionAmountTotalAwardVestingPeriod", "terseLabel": "Defined Contribution Plan, Employer Discretionary Contribution Amount Total Award Vesting Period (Year)", "documentation": "Represents award vesting period for employer discretionary contribution amount of defined contribution plan." } } }, "auth_ref": [] }, "us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DefinedContributionPlanEmployerMatchingContributionPercent", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DefinedContributionPlanEmployerMatchingContributionPercent", "terseLabel": "Defined Contribution Plan, Employer Matching Contribution, Percent of Employees' Gross Pay", "documentation": "Percentage of employees' gross pay for which the employer contributes a matching contribution to a defined contribution plan." } } }, "auth_ref": [] }, "istr_DefinedContributionPlanEmployersDiscretionaryContributionAnnualVestingPercentage": { "xbrltype": "percentItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DefinedContributionPlanEmployersDiscretionaryContributionAnnualVestingPercentage", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DefinedContributionPlanEmployersDiscretionaryContributionAnnualVestingPercentage", "terseLabel": "Defined Contribution Plan, Employers Discretionary Contribution, Annual Vesting Percentage", "documentation": "Represents annual vesting percentage of employers discretionary contribution for defined contribution plan." } } }, "auth_ref": [] }, "us-gaap_DepositAccountMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositAccountMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Deposit Account [Member]", "documentation": "Bank account at depository institution allowing money to be withdrawn or deposited by account holder." } } }, "auth_ref": [ "r1230" ] }, "us-gaap_DepositLiabilitiesDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositLiabilitiesDisclosuresTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-" ], "lang": { "en-us": { "role": { "label": "Deposit Liabilities Disclosures [Text Block]", "documentation": "The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity." } } }, "auth_ref": [ "r16", "r145", "r293", "r294" ] }, "us-gaap_DepositLiabilitiesTypeTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositLiabilitiesTypeTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-tables" ], "lang": { "en-us": { "role": { "label": "Deposit Liabilities, Type [Table Text Block]", "documentation": "Tabular disclosure of type of deposit liability." } } }, "auth_ref": [ "r1102", "r1103", "r1104", "r1105", "r1106", "r1107", "r1108", "r1109", "r1110", "r1111", "r1112", "r1113", "r1114", "r1115", "r1116" ] }, "us-gaap_Deposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Deposits", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_Deposits", "totalLabel": "Total deposits", "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others." } } }, "auth_ref": [ "r145" ] }, "us-gaap_DepositsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Deposits:" } } }, "auth_ref": [] }, "us-gaap_DepositsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "Deposits [Member]", "documentation": "Amounts held on account by the entity representing a liability to the depositor. Deposits may take various forms (for example, demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits) and may be categorized in multiple ways (such as, foreign and domestic, interest and noninterest bearing)." } } }, "auth_ref": [ "r247" ] }, "istr_DepositsPublicFundsAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DepositsPublicFundsAmount", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DepositsPublicFundsAmount", "terseLabel": "Deposits Public Funds Amount", "documentation": "Represents deposits public funds amount." } } }, "auth_ref": [] }, "us-gaap_DepreciationAndAmortization": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepreciationAndAmortization", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 2.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 14.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual" ], "lang": { "en-us": { "role": { "label": "Depreciation and amortization", "terseLabel": "Depreciation, Depletion and Amortization, Nonproduction", "documentation": "The current period expense charged against earnings on long-lived, physical assets not used in production, and which are not intended for resale, to allocate or recognize the cost of such assets over their useful lives; or to record the reduction in book value of an intangible asset over the benefit period of such asset; or to reflect consumption during the period of an asset that is not used in production." } } }, "auth_ref": [ "r10", "r97" ] }, "istr_DepreciationAndAmortizationMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DepreciationAndAmortizationMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Depreciation and Amortization [Member]", "documentation": "Represents depreciation and amortization." } } }, "auth_ref": [] }, "us-gaap_DerivativeAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeAssets", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Interest rate swaps - gross assets", "label": "us-gaap_DerivativeAssets", "terseLabel": "Derivative Asset", "documentation": "Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset." } } }, "auth_ref": [ "r315", "r316", "r729", "r906", "r907", "r908", "r909", "r910", "r911", "r912", "r913", "r914", "r915", "r932", "r933", "r985", "r988", "r989", "r990", "r992", "r993", "r1010", "r1054", "r1309" ] }, "us-gaap_DerivativeContractTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeContractTypeDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Derivative Contract [Domain]", "documentation": "Financial instrument or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset." } } }, "auth_ref": [ "r913", "r915", "r931", "r932", "r933", "r935", "r936", "r937", "r938", "r940", "r941", "r942", "r943", "r958", "r959", "r960", "r961", "r964", "r965", "r966", "r967", "r985", "r986", "r989", "r992", "r1052", "r1054" ] }, "us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Interest rate swaps - gross assets", "label": "us-gaap_DerivativeFairValueOfDerivativeAssetAmountNotOffsetAgainstCollateral", "documentation": "Fair value, after offset of derivative liability, of financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset, before offset against an obligation to return collateral under a master netting arrangement. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement." } } }, "auth_ref": [ "r32", "r35", "r37", "r127" ] }, "us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Interest rate swaps - gross liabilities", "label": "us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountNotOffsetAgainstCollateral", "documentation": "Fair value, after offset of derivative asset, of financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset, elected not to be and before offset against a right to receive collateral under a master netting arrangement. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement." } } }, "auth_ref": [ "r32", "r35", "r37", "r127" ] }, "us-gaap_DerivativeGainLossOnDerivativeNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeGainLossOnDerivativeNet", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DerivativeGainLossOnDerivativeNet", "terseLabel": "Derivative, Gain (Loss) on Derivative, Net", "documentation": "Amount of increase (decrease) in the fair value of derivatives recognized in the income statement." } } }, "auth_ref": [ "r1272" ] }, "us-gaap_DerivativeInstrumentRiskAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeInstrumentRiskAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Derivative Instrument [Axis]", "documentation": "Information by type of derivative contract." } } }, "auth_ref": [ "r119", "r121", "r123", "r125", "r913", "r915", "r931", "r932", "r933", "r935", "r936", "r937", "r938", "r940", "r941", "r942", "r943", "r958", "r959", "r960", "r961", "r964", "r965", "r966", "r967", "r985", "r986", "r989", "r992", "r1010", "r1052", "r1054" ] }, "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments" ], "lang": { "en-us": { "role": { "label": "Derivative Instruments and Hedging Activities Disclosure [Text Block]", "documentation": "The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts." } } }, "auth_ref": [ "r215", "r684", "r697" ] }, "us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeInstrumentsGainLossByHedgingRelationshipAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Hedging Relationship [Axis]", "documentation": "Information by type of hedging relationship." } } }, "auth_ref": [ "r24", "r119", "r123" ] }, "us-gaap_DerivativeInstrumentsGainLossRecognizedInIncomeIneffectivePortionAndAmountExcludedFromEffectivenessTestingNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeInstrumentsGainLossRecognizedInIncomeIneffectivePortionAndAmountExcludedFromEffectivenessTestingNet", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DerivativeInstrumentsGainLossRecognizedInIncomeIneffectivePortionAndAmountExcludedFromEffectivenessTestingNet", "terseLabel": "Derivative Instruments, Gain (Loss) Recognized in Income, Ineffective Portion and Amount Excluded from Effectiveness Testing, Net", "documentation": "The portion of gains and losses (net) on derivative instruments designated and qualifying as hedging instruments representing (a) the amount of the hedge ineffectiveness and (b) the amount, if any, excluded from the assessment of hedge effectiveness." } } }, "auth_ref": [ "r124", "r129" ] }, "us-gaap_DerivativeLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeLiabilities", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Interest rate swaps - gross liabilities", "label": "us-gaap_DerivativeLiabilities", "documentation": "Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and not elected to be offset." } } }, "auth_ref": [ "r315", "r316", "r729", "r906", "r907", "r908", "r909", "r911", "r912", "r913", "r914", "r915", "r940", "r942", "r943", "r986", "r987", "r988", "r989", "r990", "r992", "r993", "r1010", "r1309" ] }, "us-gaap_DerivativeLiabilityFairValueGrossAsset": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeLiabilityFairValueGrossAsset", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DerivativeLiabilityFairValueGrossAsset", "terseLabel": "Derivative Liability, Subject to Master Netting Arrangement, Asset Offset", "documentation": "Fair value of asset associated with financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset." } } }, "auth_ref": [ "r31", "r36", "r120", "r990", "r991", "r1008" ] }, "us-gaap_DerivativeNotionalAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeNotionalAmount", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_DerivativeNotionalAmount", "terseLabel": "Derivative, Notional Amount", "documentation": "Nominal or face amount used to calculate payment on derivative." } } }, "auth_ref": [ "r1270", "r1271" ] }, "istr_DerivativeTerminatedNotionalAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DerivativeTerminatedNotionalAmount", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_DerivativeTerminatedNotionalAmount", "terseLabel": "Derivative, Terminated, Notional Amount", "documentation": "Represents the notional amount of terminated derivative instrument." } } }, "auth_ref": [] }, "us-gaap_DerivativesPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativesPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Derivatives, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for its derivative instruments and hedging activities." } } }, "auth_ref": [ "r24", "r114", "r115", "r117", "r126", "r359" ] }, "srt_DirectorMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "DirectorMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "Director [Member]", "documentation": "Person serving on board of directors." } } }, "auth_ref": [ "r1152", "r1310" ] }, "us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-" ], "lang": { "en-us": { "role": { "label": "Share-Based Payment Arrangement [Text Block]", "documentation": "The entire disclosure for share-based payment arrangement." } } }, "auth_ref": [ "r601", "r602", "r633", "r634", "r636", "r1044" ] }, "us-gaap_DisclosureTextBlockAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisclosureTextBlockAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share", "http://investors.investarbank.com/20231231/role/statement-note-23-subsequent-events", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-" ], "lang": { "en-us": { "role": { "label": "us-gaap_DisclosureTextBlockAbstract", "terseLabel": "Notes to Financial Statements" } } }, "auth_ref": [] }, "us-gaap_DiscontinuedOperationsDisposedOfByMeansOtherThanSaleMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DiscontinuedOperationsDisposedOfByMeansOtherThanSaleMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual" ], "lang": { "en-us": { "role": { "label": "Discontinued Operations, Disposed of by Means Other than Sale [Member]", "documentation": "Component or group of components disposed of by means other than sale and representing a strategic shift that has or will have a major effect on operations and financial results." } } }, "auth_ref": [ "r160" ] }, "us-gaap_DisposalGroupClassificationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisposalGroupClassificationAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual" ], "lang": { "en-us": { "role": { "label": "Disposal Group Classification [Axis]", "documentation": "Information by disposal group classification." } } }, "auth_ref": [ "r303" ] }, "us-gaap_DisposalGroupClassificationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisposalGroupClassificationDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual" ], "lang": { "en-us": { "role": { "label": "Disposal Group Classification [Domain]", "documentation": "Component or group of components disposed of, including but not limited to, disposal group held-for-sale or disposed of by sale, disposed of by means other than sale, and discontinued operations." } } }, "auth_ref": [] }, "istr_DistributionsFromInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DistributionsFromInvestments", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Distributions from investments", "documentation": "Amount of distribution received from investments." } } }, "auth_ref": [] }, "istr_DividendIncomeFromSubsidiary": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DividendIncomeFromSubsidiary", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_Revenues", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Dividends received from bank subsidiary", "documentation": "Amount of dividend income from subsidiary." } } }, "auth_ref": [] }, "us-gaap_DividendIncomeOperating": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DividendIncomeOperating", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_Revenues", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Dividends on corporate stock", "documentation": "Amount of operating dividend income on securities." } } }, "auth_ref": [ "r243", "r903", "r948", "r995", "r996", "r1063", "r1064", "r1318" ] }, "us-gaap_DividendsCommonStockCash": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DividendsCommonStockCash", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity" ], "lang": { "en-us": { "role": { "label": "us-gaap_DividendsCommonStockCash", "negatedLabel": "Dividends declared", "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash." } } }, "auth_ref": [ "r203" ] }, "us-gaap_DividendsPayableCurrentAndNoncurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DividendsPayableCurrentAndNoncurrent", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Dividend payable", "documentation": "Carrying value as of the balance sheet date of dividends declared but unpaid on equity securities issued by the entity and outstanding." } } }, "auth_ref": [ "r162", "r163", "r225", "r1062", "r1302" ] }, "dei_DocumentAnnualReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentAnnualReport", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Annual Report", "documentation": "Boolean flag that is true only for a form used as an annual report." } } }, "auth_ref": [ "r1070", "r1071", "r1072" ] }, "dei_DocumentFinStmtErrorCorrectionFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFinStmtErrorCorrectionFlag", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Financial Statement Error Correction [Flag]", "documentation": "Indicates whether any of the financial statement period in the filing include a restatement due to error correction." } } }, "auth_ref": [ "r1070", "r1071", "r1072", "r1074" ] }, "dei_DocumentFiscalPeriodFocus": { "xbrltype": "fiscalPeriodItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFiscalPeriodFocus", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Fiscal Period Focus", "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY." } } }, "auth_ref": [] }, "dei_DocumentFiscalYearFocus": { "xbrltype": "gYearItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFiscalYearFocus", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Fiscal Year Focus", "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006." } } }, "auth_ref": [] }, "dei_DocumentInformationLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentInformationLineItems", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Information [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "dei_DocumentInformationTable": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentInformationTable", "lang": { "en-us": { "role": { "label": "Document Information [Table]", "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package." } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentPeriodEndDate", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_DocumentTransitionReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentTransitionReport", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Transition Report", "documentation": "Boolean flag that is true only for a form used as a transition report." } } }, "auth_ref": [ "r1073" ] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentType", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "us-gaap_DoubtfulMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DoubtfulMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "label": "Doubtful [Member]", "documentation": "A category of financing receivables that have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable." } } }, "auth_ref": [ "r86", "r1206" ] }, "istr_DueFromBankSubsidiary": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "DueFromBankSubsidiary", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Due from bank subsidiary", "documentation": "The amount due from bank subsidiary as of the balance sheet date." } } }, "auth_ref": [] }, "us-gaap_EarningsPerShareAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "EARNINGS PER SHARE" } } }, "auth_ref": [] }, "us-gaap_EarningsPerShareBasic": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareBasic", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Basic earnings per common share (in dollars per share)", "label": "Basic earnings per share (in dollars per share)", "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period." } } }, "auth_ref": [ "r339", "r369", "r370", "r371", "r372", "r373", "r379", "r382", "r391", "r392", "r393", "r397", "r708", "r709", "r828", "r868", "r1015" ] }, "us-gaap_EarningsPerShareDiluted": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareDiluted", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Diluted earnings per common share (in dollars per share)", "label": "Diluted earnings per share (in dollars per share)", "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period." } } }, "auth_ref": [ "r339", "r369", "r370", "r371", "r372", "r373", "r382", "r391", "r392", "r393", "r397", "r708", "r709", "r828", "r868", "r1015" ] }, "us-gaap_EarningsPerSharePolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerSharePolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Earnings Per Share, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements." } } }, "auth_ref": [ "r70", "r71" ] }, "us-gaap_EarningsPerShareTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share" ], "lang": { "en-us": { "role": { "label": "Earnings Per Share [Text Block]", "documentation": "The entire disclosure for earnings per share." } } }, "auth_ref": [ "r378", "r394", "r395", "r396" ] }, "us-gaap_EffectiveIncomeTaxRateContinuingOperations": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EffectiveIncomeTaxRateContinuingOperations", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details" ], "lang": { "en-us": { "role": { "label": "Effective rate", "documentation": "Percentage of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations." } } }, "auth_ref": [ "r651" ] }, "istr_EffectiveIncomeTaxRateReconciliationAcquisitionCostsAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "EffectiveIncomeTaxRateReconciliationAcquisitionCostsAmount", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details" ], "lang": { "en-us": { "role": { "label": "Acquisition costs", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to acquisition costs." } } }, "auth_ref": [] }, "us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate", "terseLabel": "Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent", "documentation": "Percentage of domestic federal statutory tax rate applicable to pretax income (loss)." } } }, "auth_ref": [ "r353", "r651", "r668" ] }, "istr_EmployeeRetentionCreditPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "EmployeeRetentionCreditPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Employee Retention Credit [Policy Text Block]", "documentation": "Disclosure of accounting policy for employee retention credit." } } }, "auth_ref": [] }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1", "terseLabel": "Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)", "documentation": "Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r635" ] }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions", "terseLabel": "Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount", "documentation": "Amount of cost to be recognized for nonvested award under share-based payment arrangement. Excludes share and unit options." } } }, "auth_ref": [ "r1259" ] }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions", "terseLabel": "Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount", "documentation": "Amount of cost to be recognized for option under share-based payment arrangement." } } }, "auth_ref": [ "r1259" ] }, "us-gaap_EmployeeStockOptionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOptionMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details" ], "lang": { "en-us": { "role": { "label": "Share-Based Payment Arrangement, Option [Member]", "documentation": "Share-based payment arrangement granting right, subject to vesting and other restrictions, to purchase or sell certain number of shares at predetermined price for specified period of time." } } }, "auth_ref": [] }, "istr_EmployeesAndDirectorsMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "EmployeesAndDirectorsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "Employees and Directors [Member]", "documentation": "Represents employees and directors." } } }, "auth_ref": [] }, "istr_EmployeesMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "EmployeesMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "Employees [Member]", "documentation": "Represents information related to employees." } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine1", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressCityOrTown", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCentralIndexKey", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r1068" ] }, "dei_EntityCommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCommonStockSharesOutstanding", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Common Stock, Shares Outstanding", "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument." } } }, "auth_ref": [] }, "dei_EntityCurrentReportingStatus": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCurrentReportingStatus", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Current Reporting Status", "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [] }, "dei_EntityDomain": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-tables", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-tables", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-tables", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-tables", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-tables", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-tables", "http://investors.investarbank.com/20231231/role/statement-note-23-subsequent-events", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-real-estate-owned-details", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-tables", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-tables", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-quantitative-information-regarding-operating-leases-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-tables", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-tables", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-tables", "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-", "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-details-textual", "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Entity [Domain]", "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains." } } }, "auth_ref": [] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r1068" ] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFileNumber", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_EntityFilerCategory": { "xbrltype": "filerCategoryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFilerCategory", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Filer Category", "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [ "r1068" ] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Incorporation, State or Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_EntityInteractiveDataCurrent": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityInteractiveDataCurrent", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Interactive Data Current", "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)." } } }, "auth_ref": [ "r1077" ] }, "dei_EntityPublicFloat": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityPublicFloat", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Public Float", "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter." } } }, "auth_ref": [] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityRegistrantName", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r1068" ] }, "dei_EntityShellCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityShellCompany", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Shell Company", "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act." } } }, "auth_ref": [ "r1068" ] }, "dei_EntitySmallBusiness": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntitySmallBusiness", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Small Business", "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)." } } }, "auth_ref": [ "r1068" ] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r1068" ] }, "dei_EntityVoluntaryFilers": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityVoluntaryFilers", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Voluntary Filers", "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act." } } }, "auth_ref": [] }, "dei_EntityWellKnownSeasonedIssuer": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityWellKnownSeasonedIssuer", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Entity Well-known Seasoned Issuer", "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A." } } }, "auth_ref": [ "r1078" ] }, "us-gaap_EquityComponentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityComponentDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "Equity Component [Domain]", "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc." } } }, "auth_ref": [ "r23", "r299", "r333", "r334", "r335", "r361", "r362", "r363", "r366", "r374", "r376", "r399", "r486", "r492", "r588", "r637", "r638", "r639", "r662", "r663", "r689", "r691", "r692", "r693", "r694", "r696", "r707", "r735", "r736", "r737", "r738", "r739", "r740", "r763", "r882", "r883", "r884", "r904", "r970" ] }, "us-gaap_EquityMethodInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityMethodInvestments", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Investment in bank subsidiary", "documentation": "This item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized." } } }, "auth_ref": [ "r406", "r480", "r1123", "r1197" ] }, "us-gaap_EquitySecuritiesFvNi": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquitySecuritiesFvNi", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Equity securities", "label": "us-gaap_EquitySecuritiesFvNi", "documentation": "Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI), classified as current." } } }, "auth_ref": [ "r311", "r727", "r1006" ] }, "us-gaap_EquitySecuritiesFvNiCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquitySecuritiesFvNiCost", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 2.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Equity securities", "terseLabel": "Equity Securities, FV-NI, Cost", "documentation": "Cost of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI). Excludes equity method investment and investment in equity security without readily determinable fair value." } } }, "auth_ref": [ "r850" ] }, "us-gaap_EquitySecuritiesFvNiUnrealizedGainLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquitySecuritiesFvNiUnrealizedGainLoss", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_Revenues", "weight": 1.0, "order": 2.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Change in the fair value of equity securities", "negatedLabel": "Change in the fair value of equity securities", "documentation": "Amount of unrealized gain (loss) on investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI)." } } }, "auth_ref": [ "r871", "r1196" ] }, "istr_EquitySecuritiesHeldInCorrespondentBanksMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "EquitySecuritiesHeldInCorrespondentBanksMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "Equity Securities, Held In Correspondent Banks [Member]", "documentation": "Represents held in correspondent banks for equity securities." } } }, "auth_ref": [] }, "us-gaap_EstimateOfFairValueFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EstimateOfFairValueFairValueDisclosureMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Estimate of Fair Value Measurement [Member]", "documentation": "Measured as an estimate of fair value." } } }, "auth_ref": [ "r560", "r729", "r1032", "r1033" ] }, "us-gaap_ExtinguishmentOfDebtAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ExtinguishmentOfDebtAmount", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ExtinguishmentOfDebtAmount", "terseLabel": "Extinguishment of Debt, Amount", "documentation": "Gross amount of debt extinguished." } } }, "auth_ref": [] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]", "documentation": "Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis." } } }, "auth_ref": [ "r26" ] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]", "documentation": "Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income (loss), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issues, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset." } } }, "auth_ref": [ "r27", "r132" ] }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByBalanceSheetGroupingTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables" ], "lang": { "en-us": { "role": { "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]", "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities." } } }, "auth_ref": [ "r130", "r134" ] }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByFairValueHierarchyLevelAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Fair Value Hierarchy and NAV [Axis]", "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient." } } }, "auth_ref": [ "r560", "r592", "r593", "r594", "r595", "r596", "r597", "r714", "r777", "r778", "r779", "r1032", "r1033", "r1038", "r1039", "r1040" ] }, "us-gaap_FairValueByMeasurementBasisAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByMeasurementBasisAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Measurement Basis [Axis]", "documentation": "Information by measurement basis." } } }, "auth_ref": [ "r34", "r130", "r560", "r1032", "r1033" ] }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByMeasurementFrequencyAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Measurement Frequency [Axis]", "documentation": "Information by measurement frequency." } } }, "auth_ref": [ "r713", "r714", "r716", "r717", "r722" ] }, "us-gaap_FairValueDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueDisclosuresTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments" ], "lang": { "en-us": { "role": { "label": "Fair Value Disclosures [Text Block]", "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information." } } }, "auth_ref": [ "r712" ] }, "us-gaap_FairValueInputsLevel1Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel1Member", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 1 [Member]", "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date." } } }, "auth_ref": [ "r560", "r592", "r597", "r714", "r777", "r1038", "r1039", "r1040" ] }, "us-gaap_FairValueInputsLevel2Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel2Member", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 2 [Member]", "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets." } } }, "auth_ref": [ "r560", "r592", "r597", "r714", "r778", "r1032", "r1033", "r1038", "r1039", "r1040" ] }, "us-gaap_FairValueInputsLevel3Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel3Member", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Fair Value, Inputs, Level 3 [Member]", "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r560", "r592", "r593", "r594", "r595", "r596", "r597", "r714", "r779", "r1032", "r1033", "r1038", "r1039", "r1040" ] }, "us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Subordinated debt", "label": "us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations", "documentation": "Fair value of subordinated debt obligations including, but not limited to, subordinated loan, subordinated bond, subordinated debenture or junior debt." } } }, "auth_ref": [ "r130", "r216" ] }, "us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasuredAtNetAssetValuePerShareMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Fair Value Measured at Net Asset Value Per Share [Member]", "documentation": "Fair value measured at net asset value per share as practical expedient." } } }, "auth_ref": [ "r592", "r711", "r722" ] }, "us-gaap_FairValueMeasurementFrequencyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementFrequencyDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Measurement Frequency [Domain]", "documentation": "Measurement frequency." } } }, "auth_ref": [] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1", "terseLabel": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings", "documentation": "Amount of gain (loss) recognized in income from asset measured at fair value on recurring basis using unobservable input (level 3)." } } }, "auth_ref": [ "r718" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInOtherComprehensiveIncomeLoss", "terseLabel": "Unrealized losses included in other comprehensive loss", "documentation": "Amount of gain (loss) recognized in other comprehensive income (OCI) from asset measured at fair value on recurring basis using unobservable input (level 3)." } } }, "auth_ref": [ "r719" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases", "terseLabel": "Purchases", "documentation": "Amount of purchases of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r131" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales", "terseLabel": "Sales", "documentation": "Amount of sale of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r131" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements", "negatedTerseLabel": "Maturities, prepayments, and calls", "documentation": "Amount of settlement of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r131" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersIntoLevel3", "terseLabel": "Transfers into Level 3", "documentation": "Amount of transfer of financial instrument classified as an asset into level 3 of the fair value hierarchy." } } }, "auth_ref": [ "r720" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3", "negatedTerseLabel": "Transfers out of Level 3", "documentation": "Amount of transfers of financial instrument classified as an asset out of level 3 of the fair value hierarchy." } } }, "auth_ref": [ "r720" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue", "periodStartLabel": "Balance", "periodEndLabel": "Balance", "documentation": "Fair value of financial instrument classified as an asset measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r27" ] }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue", "terseLabel": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Value", "documentation": "Fair value of financial instrument classified as a liability measured using unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r27" ] }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsFairValueHierarchyDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Fair Value Hierarchy and NAV [Domain]", "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value." } } }, "auth_ref": [ "r560", "r592", "r593", "r594", "r595", "r596", "r597", "r777", "r778", "r779", "r1032", "r1033", "r1038", "r1039", "r1040" ] }, "us-gaap_FairValueMeasurementsNonrecurringMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsNonrecurringMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Fair Value, Nonrecurring [Member]", "documentation": "Infrequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, not frequently measured at fair value." } } }, "auth_ref": [ "r713", "r714", "r716", "r717", "r721", "r722" ] }, "istr_FarmlandMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FarmlandMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Farmland [Member]", "documentation": "Represents farmland loans." } } }, "auth_ref": [] }, "us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Repurchase agreements", "documentation": "Amount after offset of short term borrowing where a bank borrows, at the federal funds rate, from another bank and securities that an entity sells and agrees to repurchase at a specified date for a specified price." } } }, "auth_ref": [ "r146" ] }, "us-gaap_FederalFundsSold": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalFundsSold", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Federal funds sold", "documentation": "The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements." } } }, "auth_ref": [ "r152" ] }, "istr_FederalFundsSoldFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FederalFundsSoldFairValueDisclosure", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "istr_FederalFundsSoldFairValueDisclosure", "terseLabel": "Federal funds sold", "documentation": "The fair value portion of federal funds sold." } } }, "auth_ref": [] }, "istr_FederalHomeLoanBankAdvanceMaturityAverageInterestRateYearThirteen": { "xbrltype": "percentItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FederalHomeLoanBankAdvanceMaturityAverageInterestRateYearThirteen", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details": { "parentTag": "us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details" ], "lang": { "en-us": { "role": { "label": "2033, weighted average rate", "documentation": "Weighted average interest rate of advance from Federal Home Loan Bank (FHLBank) due in thirteenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [] }, "istr_FederalHomeLoanBankAdvanceMaturityYearThirteenth": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FederalHomeLoanBankAdvanceMaturityYearThirteenth", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details": { "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details" ], "lang": { "en-us": { "role": { "label": "istr_FederalHomeLoanBankAdvanceMaturityYearThirteenth", "terseLabel": "2033", "documentation": "Amount of advance from Federal Home Loan Bank (FHLBank) maturing in thirteenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [] }, "us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details" ], "lang": { "en-us": { "role": { "label": "Weighted average rate", "documentation": "Discloses the single interest rate [if] applicable to the advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date." } } }, "auth_ref": [ "r158", "r249" ] }, "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresAmountOfAvailableUnusedFunds", "terseLabel": "Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds", "documentation": "Amount of advances or credit lines available from the Federal Home Loan Bank (FHLB)." } } }, "auth_ref": [ "r42", "r228", "r249" ] }, "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1", "terseLabel": "Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged", "documentation": "Amount of the collateral pledged in support of federal home loan bank advances outstanding." } } }, "auth_ref": [ "r159", "r249" ] }, "us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOfAmountsDueWithinOneYearOfBalanceSheetDate", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details": { "parentTag": "us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details" ], "lang": { "en-us": { "role": { "label": "2023, weighted average rate", "documentation": "Weighted average interest rate of advance from Federal Home Loan Bank (FHLBank) due in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r222" ] }, "us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesMaturitiesSummaryAverageInterestRateOneToTwoYearsFromBalanceSheetDate", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details": { "parentTag": "us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details" ], "lang": { "en-us": { "role": { "label": "2024, weighted average rate", "documentation": "Weighted average interest rate of advance from Federal Home Loan Bank (FHLBank) due in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r228" ] }, "us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details": { "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate", "terseLabel": "2024", "documentation": "Amount of advance from Federal Home Loan Bank (FHLBank) maturing in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r13", "r249" ] }, "us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details": { "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate", "terseLabel": "2023", "documentation": "Amount of advance from Federal Home Loan Bank (FHLBank) maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r13", "r249" ] }, "us-gaap_FederalHomeLoanBankAdvancesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-tables" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank, Advances [Table Text Block]", "documentation": "Tabular disclosure of advances made and reported by Federal Home Loan Bank (FHLBank)." } } }, "auth_ref": [] }, "istr_FederalHomeLoanBankLongTermBorrowingsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FederalHomeLoanBankLongTermBorrowingsFairValueDisclosure", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "verboseLabel": "FHLB long-term advances", "label": "istr_FederalHomeLoanBankLongTermBorrowingsFairValueDisclosure", "documentation": "Fair value portion of long-term borrowing from Federal Home Loan Bank (FHLBank)." } } }, "auth_ref": [] }, "istr_FederalHomeLoanBankShorttermBorrowingsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FederalHomeLoanBankShorttermBorrowingsFairValueDisclosure", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "FHLB short-term advances", "documentation": "Fair value portion of short-term borrowing from Federal Home Loan Bank (FHLBank)." } } }, "auth_ref": [] }, "istr_FederalHomeLoanBankStockDividends": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FederalHomeLoanBankStockDividends", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 9.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "istr_FederalHomeLoanBankStockDividends", "negatedLabel": "FHLB stock dividend", "documentation": "Dividends received on federal home loan bank stock." } } }, "auth_ref": [] }, "us-gaap_FinanceLeaseRightOfUseAssetBeforeAccumulatedAmortization": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinanceLeaseRightOfUseAssetBeforeAccumulatedAmortization", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details": { "parentTag": "us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details" ], "lang": { "en-us": { "role": { "label": "Right-of-use asset, gross", "documentation": "Amount, before accumulated amortization, of right-of-use asset from finance lease." } } }, "auth_ref": [ "r1082" ] }, "us-gaap_FinanceLoansAndLeasesReceivablePolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinanceLoansAndLeasesReceivablePolicy", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Financing Receivable [Policy Text Block]", "documentation": "Disclosure of accounting policy for financing receivable." } } }, "auth_ref": [ "r82", "r87", "r91", "r191", "r429", "r439", "r440", "r441" ] }, "us-gaap_FinancialAssetAcquiredWithCreditDeteriorationMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialAssetAcquiredWithCreditDeteriorationMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset Acquired with Credit Deterioration [Member]", "documentation": "Financial asset acquired with deteriorated credit quality." } } }, "auth_ref": [ "r1158" ] }, "us-gaap_FinancialAssetNotPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialAssetNotPastDueMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Not Past Due [Member]", "documentation": "Financial asset not past due." } } }, "auth_ref": [ "r502", "r1028" ] }, "us-gaap_FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialAssetOtherThanFinancialAssetAcquiredWithCreditDeteriorationMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Other than Financial Asset Acquired with Credit Deterioration [Member]", "documentation": "Financial asset other than financial asset acquired with credit deterioration." } } }, "auth_ref": [ "r1158" ] }, "us-gaap_FinancialInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "label": "Financial Instrument [Axis]", "documentation": "Information by type of financial instrument." } } }, "auth_ref": [ "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456", "r457", "r458", "r459", "r460", "r461", "r462", "r463", "r464", "r465", "r466", "r467", "r468", "r469", "r470", "r471", "r472", "r473", "r474", "r475", "r476", "r477", "r495", "r496", "r502", "r503", "r509", "r514", "r519", "r520", "r571", "r586", "r697", "r774", "r775", "r776", "r777", "r778", "r779", "r780", "r781", "r782", "r783", "r784", "r785", "r786", "r787", "r789", "r790", "r791", "r792", "r793", "r794", "r795", "r796", "r797", "r798", "r799", "r800", "r801", "r802", "r803", "r804", "r866", "r1029", "r1091", "r1092", "r1093", "r1094", "r1095", "r1096", "r1097", "r1192", "r1193", "r1194", "r1195" ] }, "us-gaap_FinancialInstrumentPerformanceStatusAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentPerformanceStatusAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Financial Instrument Performance Status [Axis]", "documentation": "Information by category of performance or non-performance status of financial instruments." } } }, "auth_ref": [ "r1206" ] }, "us-gaap_FinancialInstrumentPerformanceStatusDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentPerformanceStatusDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Financial Instrument Performance Status [Domain]", "documentation": "Category of performance or non-performance status of financial instruments, including but not limited to, financing receivables, loans, debt, and investments." } } }, "auth_ref": [] }, "us-gaap_FinancialLiabilitiesFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialLiabilitiesFairValueDisclosure", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancialLiabilitiesFairValueDisclosure", "terseLabel": "Financial Liabilities Fair Value Disclosure", "documentation": "Fair value of financial obligations, including, but not limited to, debt instruments, derivative liabilities, federal funds purchased and sold under agreements to repurchase, securities loaned or sold under agreements to repurchase, financial instruments sold not yet purchased, guarantees, line of credit, loans and notes payable, servicing liability, and trading liabilities." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss", "terseLabel": "Financing Receivable, Accrued Interest, after Allowance for Credit Loss", "documentation": "Amount, after allowance for credit loss, of accrued interest on financing receivable." } } }, "auth_ref": [ "r494", "r508" ] }, "istr_FinancingReceivableAllowanceForCreditLossWriteoffReversal": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FinancingReceivableAllowanceForCreditLossWriteoffReversal", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "istr_FinancingReceivableAllowanceForCreditLossWriteoffReversal", "negatedLabel": "Charge-offs", "documentation": "Amount of writeoff (reversal) of financing receivable, charged against allowance for credit loss." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableAllowanceForCreditLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLosses", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_NotesReceivableNet", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Allowance for credit losses", "negatedLabel": "Less: allowance for credit losses", "periodStartLabel": "Balance, beginning of period", "periodEndLabel": "Balance, end of period", "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement." } } }, "auth_ref": [ "r17", "r288", "r290", "r292", "r314", "r493", "r497", "r501", "r1300" ] }, "istr_FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairmentLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairmentLoss", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Ending allowance balance for loans collectively evaluated for impairment", "documentation": "The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment." } } }, "auth_ref": [] }, "istr_FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Ending allowance balance for loans individually evaluated for impairment", "documentation": "Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesRecovery", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Recoveries", "documentation": "Amount of increase in allowance for credit loss on financing receivable from recovery." } } }, "auth_ref": [ "r20", "r500", "r1027" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesWriteOffs", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs", "negatedLabel": "Charge-offs", "documentation": "Amount of writeoff of financing receivable, charged against allowance for credit loss." } } }, "auth_ref": [ "r19", "r499", "r511", "r1027" ] }, "us-gaap_FinancingReceivableCollectivelyEvaluatedForImpairment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableCollectivelyEvaluatedForImpairment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Balance of loans collectively evaluated for impairment", "documentation": "The balance of financing receivables that were collectively evaluated for impairment." } } }, "auth_ref": [ "r427", "r1020" ] }, "istr_FinancingReceivableCommitmentToLend": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FinancingReceivableCommitmentToLend", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "Reserve for unfunded loan commitments(2)", "terseLabel": "Financing Receivable, Commitment to Lend", "documentation": "Undisbursed funds of a credit facility in which the borrower may draw upon." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Credit Quality Indicators [Table Text Block]", "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics." } } }, "auth_ref": [ "r86", "r1206" ] }, "us-gaap_FinancingReceivableDeferredIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableDeferredIncome", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableDeferredIncome", "terseLabel": "Financing Receivable, Deferred Commitment Fee", "documentation": "Amount of fee received for commitment to originate or purchase financing receivable where likelihood of commitment being exercised is remote, to be recognized as service income." } } }, "auth_ref": [ "r438" ] }, "istr_FinancingReceivableImpairedDuringPeriodAllowanceForCreditLossesIndividuallyEvaluatedForImpairment": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FinancingReceivableImpairedDuringPeriodAllowanceForCreditLossesIndividuallyEvaluatedForImpairment", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_FinancingReceivableImpairedDuringPeriodAllowanceForCreditLossesIndividuallyEvaluatedForImpairment", "terseLabel": "Financing Receivable, Impaired During Period, Allowance For Credit Losses, Individually Evaluated For Impairment", "documentation": "Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment during the period." } } }, "auth_ref": [] }, "istr_FinancingReceivableImpairedDuringPeriodGross": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FinancingReceivableImpairedDuringPeriodGross", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_FinancingReceivableImpairedDuringPeriodGross", "terseLabel": "Financing Receivable, Impaired During Period Gross", "documentation": "Represents the amount of financing receivables impaired during the period." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableIndividuallyEvaluatedForImpairment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableIndividuallyEvaluatedForImpairment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Loans individually evaluated for impairment(1)", "label": "Balance of loans individually evaluated for impairment", "documentation": "The balance of financing receivables that were individually evaluated for impairment." } } }, "auth_ref": [ "r428", "r1020" ] }, "us-gaap_FinancingReceivableModificationsNumberOfContracts2": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsNumberOfContracts2", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details" ], "lang": { "en-us": { "role": { "label": "Number of Contracts", "documentation": "Number of financing receivables that have been modified by troubled debt restructurings." } } }, "auth_ref": [ "r1154" ] }, "us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsPostModificationRecordedInvestment2", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details" ], "lang": { "en-us": { "role": { "label": "Post- Modification Outstanding Recorded Investment", "documentation": "Amortized cost of financing receivable modified during period for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r433", "r1019", "r1154" ] }, "us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsPreModificationRecordedInvestment2", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details" ], "lang": { "en-us": { "role": { "label": "Pre- Modification Outstanding Recorded Investment", "documentation": "Amount, before troubled debt restructuring, of financing receivable to be modified." } } }, "auth_ref": [ "r1154" ] }, "us-gaap_FinancingReceivableModificationsRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsRecordedInvestment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details" ], "lang": { "en-us": { "role": { "label": "TDRs loans", "documentation": "Accumulated amortized cost of financing receivable modified for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r193", "r1154", "r1156" ] }, "istr_FinancingReceivableNonaccrualAcquiredWithCreditImpairment": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FinancingReceivableNonaccrualAcquiredWithCreditImpairment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_FinancingReceivableNonaccrualAcquiredWithCreditImpairment", "terseLabel": "Financing Receivable, Nonaccrual, Acquired With Credit Impairment", "documentation": "The amount of nonaccrual financing receivable acquired with credit impairment." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableNonaccrualInterestIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableNonaccrualInterestIncome", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Nonaccrual, interest income", "documentation": "Amount of interest income on financing receivable on nonaccrual status." } } }, "auth_ref": [ "r505" ] }, "us-gaap_FinancingReceivableNonaccrualNoAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableNonaccrualNoAllowance", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Nonaccrual with no allowance", "documentation": "Amortized cost of financing receivable on nonaccrual status with no allowance for credit loss. Excludes net investment in lease." } } }, "auth_ref": [ "r506" ] }, "istr_FinancingReceivableNonaccrualWithAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FinancingReceivableNonaccrualWithAllowance", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Nonaccrual with allowance", "documentation": "Amortized cost of financing receivable on nonaccrual status with allowance for credit loss. Excludes net investment in lease." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Prior", "label": "us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear", "documentation": "Amortized cost of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Year five", "label": "us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear", "documentation": "Amortized cost of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedInCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Current year", "label": "us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear", "documentation": "Amortized cost of financing receivable originated in current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Year two", "label": "us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear", "documentation": "Amortized cost of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Current-period gross charge-offs, prior", "label": "us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff", "documentation": "Amount of writeoff of financing receivable originated more than five years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Year four", "label": "us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear", "documentation": "Amortized cost of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Year three", "label": "us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear", "documentation": "Amortized cost of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivablePortfolioSegmentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePortfolioSegmentAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Portfolio Segment [Axis]", "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses." } } }, "auth_ref": [ "r286", "r287", "r291", "r292", "r495", "r496", "r1021", "r1091", "r1092", "r1093", "r1094", "r1095", "r1096", "r1097", "r1099", "r1100", "r1101" ] }, "us-gaap_FinancingReceivablePortfolioSegmentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePortfolioSegmentDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Financing Receivable Portfolio Segment [Domain]", "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses." } } }, "auth_ref": [ "r286", "r287", "r291", "r292", "r1091", "r1092", "r1093", "r1094", "r1095", "r1096", "r1097", "r1099", "r1100", "r1101" ] }, "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Class of Financing Receivable [Axis]", "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r88", "r90", "r286", "r287", "r291", "r292", "r430", "r433", "r434", "r435", "r436", "r502", "r503", "r509", "r1019", "r1022", "r1024", "r1027", "r1028", "r1091", "r1092", "r1093", "r1094", "r1095", "r1096", "r1097", "r1099", "r1100", "r1101" ] }, "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Class of Financing Receivable [Domain]", "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r286", "r287", "r291", "r292", "r433", "r434", "r435", "r436", "r1019", "r1091", "r1092", "r1093", "r1094", "r1095", "r1096", "r1097", "r1099", "r1100", "r1101" ] }, "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Nonaccrual", "label": "Nonaccrual loans", "documentation": "Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease." } } }, "auth_ref": [ "r89", "r289", "r290", "r504" ] }, "us-gaap_FinancingReceivableRevolving": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRevolving", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Revolving loans", "label": "us-gaap_FinancingReceivableRevolving", "documentation": "Amortized cost of financing receivable that can be withdrawn, repaid, and redrawn." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableRevolvingConvertedToTermLoan": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRevolvingConvertedToTermLoan", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Revolving loans converted to term loans", "label": "us-gaap_FinancingReceivableRevolvingConvertedToTermLoan", "documentation": "Amortized cost of revolving financing receivable converted to term loan." } } }, "auth_ref": [ "r512", "r1027" ] }, "us-gaap_FinancingReceivableRevolvingConvertedToTermLoanWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRevolvingConvertedToTermLoanWriteoff", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Current-period gross charge-offs, revolving loans converted to term", "label": "us-gaap_FinancingReceivableRevolvingConvertedToTermLoanWriteoff", "documentation": "Amount of writeoff of revolving financing receivable converted to term loan." } } }, "auth_ref": [ "r512", "r1027" ] }, "us-gaap_FinancingReceivableRevolvingWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRevolvingWriteoff", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Current-period gross charge-offs, revolving", "label": "us-gaap_FinancingReceivableRevolvingWriteoff", "documentation": "Amount of writeoff of financing receivable that can be withdrawn, repaid, and redrawn." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount", "terseLabel": "Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)", "documentation": "Amount of unamortized loan commitment, origination, and other costs (fees) and purchase premium (discount) on financing receivable recognized as adjustment to yield. Excludes financing receivable covered under loss sharing agreement." } } }, "auth_ref": [ "r432", "r437", "r1079" ] }, "us-gaap_FinancingReceivableUnamortizedPurchasePremiumDiscount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableUnamortizedPurchasePremiumDiscount", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details" ], "lang": { "en-us": { "role": { "label": "Remaining purchase discount on loans(1)", "documentation": "Amount of unamortized purchase premium (discount) on financing receivable. Excludes financing receivable covered under loss sharing agreement." } } }, "auth_ref": [ "r432", "r437" ] }, "us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Current-period gross charge-offs, year five", "label": "us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff", "documentation": "Amount of writeoff of financing receivable originated four years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Current-period gross charge-offs, year four", "label": "us-gaap_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff", "documentation": "Amount of writeoff of financing receivable originated three years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Current-period gross charge-offs, current year", "label": "us-gaap_FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff", "documentation": "Amount of writeoff of financing receivable originated in current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Current-period gross charge-offs, year three", "label": "us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff", "documentation": "Amount of writeoff of financing receivable originated two years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Current-period gross charge-offs, year two", "label": "us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff", "documentation": "Amount of writeoff of financing receivable originated in fiscal year before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r511", "r1027" ] }, "us-gaap_FinancingReceivables30To59DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivables30To59DaysPastDueMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, 30 to 59 Days Past Due [Member]", "documentation": "Financial asset more than 29 days past due but fewer than 60 days past due." } } }, "auth_ref": [ "r1028" ] }, "us-gaap_FinancingReceivables60To89DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivables60To89DaysPastDueMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, 60 to 89 Days Past Due [Member]", "documentation": "Financial asset more than 59 days past due but fewer than 90 days past due." } } }, "auth_ref": [ "r1028" ] }, "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Equal to or Greater than 90 Days Past Due [Member]", "documentation": "Financial asset equal to or greater than 90 days past due." } } }, "auth_ref": [ "r1028" ] }, "us-gaap_FinancingReceivablesPeriodPastDueAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesPeriodPastDueAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Aging [Axis]", "documentation": "Information by period in which financial asset is past due or not past due." } } }, "auth_ref": [ "r279", "r502", "r1028" ] }, "us-gaap_FinancingReceivablesPeriodPastDueDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesPeriodPastDueDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Aging [Domain]", "documentation": "Period in which financial asset is past due or not past due. For past due, element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less than [high end numeric value] [date measure] Past Due [Member] formats." } } }, "auth_ref": [ "r279", "r502", "r1028" ] }, "us-gaap_FiniteLivedIntangibleAssetUsefulLife": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetUsefulLife", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FiniteLivedIntangibleAssetUsefulLife", "terseLabel": "Finite-Lived Intangible Asset, Useful Life (Year)", "documentation": "Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [] }, "us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsAccumulatedAmortization", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details": { "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization", "negatedLabel": "Accumulated amortization", "documentation": "Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life." } } }, "auth_ref": [ "r308", "r524" ] }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details": { "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive", "terseLabel": "Thereafter", "documentation": "Amount of amortization for asset, excluding financial asset and goodwill, lacking physical substance with finite life expected to be recognized after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [] }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details": { "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths", "terseLabel": "2024", "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r196" ] }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearFive", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details": { "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive", "terseLabel": "2028", "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r196" ] }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearFour", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details": { "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour", "terseLabel": "2027", "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r196" ] }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearThree", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details": { "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree", "terseLabel": "2026", "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r196" ] }, "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details": { "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo", "terseLabel": "2025", "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r196" ] }, "us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsByMajorClassAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Finite-Lived Intangible Assets by Major Class [Axis]", "documentation": "Information by major type or class of finite-lived intangible assets." } } }, "auth_ref": [ "r522", "r523", "r524", "r525", "r807", "r811" ] }, "us-gaap_FiniteLivedIntangibleAssetsGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsGross", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details": { "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details" ], "lang": { "en-us": { "role": { "label": "Gross carrying amount", "documentation": "Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life." } } }, "auth_ref": [ "r195", "r811" ] }, "us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsMajorClassNameDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Finite-Lived Intangible Assets, Major Class Name [Domain]", "documentation": "The major class of finite-lived intangible asset (for example, patents, trademarks, copyrights, etc.) A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company." } } }, "auth_ref": [ "r94", "r95" ] }, "us-gaap_FiniteLivedIntangibleAssetsNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsNet", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_FiniteLivedIntangibleAssetsNet", "totalLabel": "Finite-Lived Intangible Assets, Net", "documentation": "Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life." } } }, "auth_ref": [ "r195", "r807" ] }, "us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_FiniteLivedIntangibleAssetsRemainingAmortizationPeriod1", "terseLabel": "Finite-Lived Intangible Assets, Remaining Amortization Period (Year)", "documentation": "Remaining amortization period of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r807" ] }, "istr_FirstCommunityBankMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FirstCommunityBankMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "First Community Bank [Member]", "documentation": "Information on the other party participating in a financial transaction." } } }, "auth_ref": [] }, "istr_FirstCommunityLouisianaStatutoryTrustIMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "FirstCommunityLouisianaStatutoryTrustIMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details" ], "lang": { "en-us": { "role": { "label": "First Community Louisiana Statutory Trust I [Member]", "documentation": "Represents First Community Louisiana Statutory Trust I." } } }, "auth_ref": [] }, "us-gaap_ForeclosedAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ForeclosedAssets", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 10.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual" ], "lang": { "en-us": { "role": { "label": "Other real estate owned, net", "terseLabel": "Repossessed Assets", "documentation": "Carrying amount as of the balance sheet date of all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings or defeasance; includes real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts." } } }, "auth_ref": [ "r425", "r426" ] }, "istr_ForwardStartingInterestRateSwapMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "ForwardStartingInterestRateSwapMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Forward Starting Interest Rate Swap [Member]", "documentation": "Derivative contracts where two parties agree to exchange a fixed or floating rate cash flow for the other over a period of time." } } }, "auth_ref": [] }, "us-gaap_FurnitureAndFixturesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FurnitureAndFixturesMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details" ], "lang": { "en-us": { "role": { "label": "Furniture and Fixtures [Member]", "documentation": "Equipment commonly used in offices and stores that have no permanent connection to the structure of a building or utilities. Examples include, but are not limited to, desks, chairs, tables, and bookcases." } } }, "auth_ref": [] }, "us-gaap_GainLossOnSaleOfPropertyPlantEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSaleOfPropertyPlantEquipment", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual" ], "lang": { "en-us": { "role": { "label": "Loss on sale or disposition of fixed assets, net", "terseLabel": "Gain (Loss) on Disposition of Property Plant Equipment", "negatedLabel": "Loss on sale or disposition of fixed assets, net", "documentation": "Amount of gain (loss) on sale or disposal of property, plant and equipment assets, including oil and gas property and timber property." } } }, "auth_ref": [ "r10" ] }, "istr_GainLossOnSalesOfForeclosedAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "GainLossOnSalesOfForeclosedAssets", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "istr_GainLossOnSalesOfForeclosedAssets", "negatedLabel": "Loss (gain) on sale of other real estate owned, net", "documentation": "The net gain (loss) resulting from sales and other disposals of assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceeding or defeasance; excludes write-downs." } } }, "auth_ref": [] }, "us-gaap_GainLossOnSalesOfLoansNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSalesOfLoansNet", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 6.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Gain on sale of loans", "negatedLabel": "Gain on sale of loans", "documentation": "The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes." } } }, "auth_ref": [ "r10", "r238" ] }, "us-gaap_GainsLossesOnExtinguishmentOfDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainsLossesOnExtinguishmentOfDebt", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_OperatingExpenses", "weight": -1.0, "order": 2.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 2.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": -1.0, "order": 3.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 7.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_GainsLossesOnExtinguishmentOfDebt", "negatedLabel": "Loss on early extinguishment of subordinated debt", "documentation": "Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity." } } }, "auth_ref": [ "r10", "r100", "r101" ] }, "us-gaap_GainsLossesOnSalesOfOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainsLossesOnSalesOfOtherRealEstate", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "(Loss) gain on sale of other real estate owned, net", "documentation": "The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession." } } }, "auth_ref": [ "r241" ] }, "us-gaap_Goodwill": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Goodwill", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_Goodwill", "terseLabel": "Goodwill", "documentation": "Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized." } } }, "auth_ref": [ "r307", "r521", "r824", "r1030", "r1048", "r1210", "r1211" ] }, "us-gaap_GoodwillAndIntangibleAssetImpairment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GoodwillAndIntangibleAssetImpairment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_GoodwillAndIntangibleAssetImpairment", "terseLabel": "Goodwill and Intangible Asset Impairment, Total", "documentation": "Total loss recognized during the period from the impairment of goodwill plus the loss recognized in the period resulting from the impairment of the carrying amount of intangible assets, other than goodwill." } } }, "auth_ref": [] }, "us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GoodwillAndIntangibleAssetsDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-" ], "lang": { "en-us": { "role": { "label": "Goodwill and Intangible Assets Disclosure [Text Block]", "documentation": "The entire disclosure for goodwill and intangible assets." } } }, "auth_ref": [ "r194" ] }, "us-gaap_GoodwillAndIntangibleAssetsPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GoodwillAndIntangibleAssetsPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Goodwill and Intangible Assets, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for goodwill and intangible assets. This accounting policy also may address how an entity assesses and measures impairment of goodwill and intangible assets." } } }, "auth_ref": [ "r15", "r92" ] }, "istr_GreaterThanNinetyDaysAndAccruingMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "GreaterThanNinetyDaysAndAccruingMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "label": "Greater Than Ninety Days and Accruing [Member]", "documentation": "Relating to greater than 90 days and accruing." } } }, "auth_ref": [] }, "us-gaap_HedgingRelationshipDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HedgingRelationshipDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Hedging Relationship [Domain]", "documentation": "Nature or intent of a hedge." } } }, "auth_ref": [ "r24" ] }, "istr_HeldForSaleMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "HeldForSaleMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Held for Sale [Member]", "documentation": "Represents held for sale." } } }, "auth_ref": [] }, "us-gaap_HeldToMaturitySecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecurities", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 9.0 }, "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Amortized Cost", "label": "Held to maturity securities at amortized cost (estimated fair value of $20,513 and $7,922, respectively)", "totalLabel": "Total debt securities, HTM, amortized cost", "documentation": "Amount, before allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r279", "r461", "r502", "r1203" ] }, "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Gross Unrealized Gains", "label": "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain", "documentation": "Amount of accumulated unrecognized gain on investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r253", "r471" ] }, "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss", "negatedLabel": "Gross Unrealized Losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r254", "r472" ] }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_HeldToMaturitySecuritiesFairValue", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after five years through ten years, HTM, fair value", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r257", "r267", "r476", "r836" ] }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after five years through ten years, HTM, amortized cost", "documentation": "Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r468", "r832" ] }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_HeldToMaturitySecuritiesFairValue", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after one year through five years, HTM, fair value", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r256", "r266", "r475", "r835" ] }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after one year through five years, HTM, amortized cost", "documentation": "Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r467", "r831" ] }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_HeldToMaturitySecuritiesFairValue", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after ten years, HTM, fair value", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r258", "r268", "r477", "r837" ] }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due after ten years, HTM, amortized cost", "documentation": "Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r469", "r833" ] }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_HeldToMaturitySecuritiesFairValue", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due within one year, HTM, fair value", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r255", "r265", "r474", "r834" ] }, "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": "us-gaap_HeldToMaturitySecurities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "label": "Due within one year, HTM, amortized cost", "documentation": "Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r466", "r830" ] }, "us-gaap_HeldToMaturitySecuritiesFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesFairValue", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Fair Value", "label": "Held to maturity securities, far value", "totalLabel": "Total debt securities, HTM, fair value", "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r252", "r470", "r825", "r850" ] }, "us-gaap_HeldToMaturitySecuritiesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Held-to-Maturity [Table Text Block]", "documentation": "Tabular disclosure of information about investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r1174", "r1175", "r1176", "r1177", "r1178", "r1179", "r1180", "r1181", "r1182", "r1183", "r1184", "r1185", "r1186", "r1187", "r1188", "r1189", "r1190", "r1191" ] }, "us-gaap_HurricaneMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HurricaneMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Hurricane [Member]", "documentation": "Tropical windstorm with sustained winds of 74 miles per hour (119 kilometers per hour)." } } }, "auth_ref": [] }, "dei_IcfrAuditorAttestationFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "IcfrAuditorAttestationFlag", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "ICFR Auditor Attestation Flag" } } }, "auth_ref": [ "r1070", "r1071", "r1072" ] }, "us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableAverageRecordedInvestment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Average recorded investment", "documentation": "Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses." } } }, "auth_ref": [ "r83", "r85" ] }, "istr_ImpairedFinancingReceivableFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "ImpairedFinancingReceivableFairValue", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Impaired loans", "label": "istr_ImpairedFinancingReceivableFairValue", "documentation": "Fair value portion of impaired financing receivable." } } }, "auth_ref": [] }, "us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableInterestIncomeCashBasisMethod", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Total loans, Interest Income Recognized", "documentation": "Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired." } } }, "auth_ref": [ "r84" ] }, "istr_ImpairedFinancingReceivableMeasurementInput": { "xbrltype": "decimalItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "ImpairedFinancingReceivableMeasurementInput", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Impaired loans, measurement input", "label": "istr_ImpairedFinancingReceivableMeasurementInput", "documentation": "Value of input used to measure impaired financing receivable." } } }, "auth_ref": [] }, "us-gaap_ImpairedFinancingReceivableRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableRecordedInvestment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Recorded investment", "documentation": "Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses." } } }, "auth_ref": [ "r79" ] }, "us-gaap_ImpairedFinancingReceivableRelatedAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableRelatedAllowance", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Related allowance", "documentation": "Amount of allowance for credit losses related to recorded investment." } } }, "auth_ref": [ "r80" ] }, "us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableUnpaidPrincipalBalance", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Unpaid principal balance", "documentation": "Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses." } } }, "auth_ref": [ "r81" ] }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "With no related allowance recorded, Average Recorded Investment", "documentation": "Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses." } } }, "auth_ref": [ "r83", "r85" ] }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "With no related allowance recorded, Interest Income Recognized", "documentation": "Amount of interest income, recognized on cash basis, on financing receivables, for which there is no related allowance for credit losses and are recognized as impaired." } } }, "auth_ref": [ "r84" ] }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Recorded investment, with no related allowance recorded", "documentation": "Amount of investment in impaired financing receivables for which there is no related allowance for credit losses." } } }, "auth_ref": [ "r79" ] }, "us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Unpaid principal balance, with no related allowance recorded", "documentation": "Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses." } } }, "auth_ref": [ "r81" ] }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "With related allowance recorded, Average Recorded Investment", "documentation": "Amount of average investment of impaired financing receivables for which there is a related allowance for credit losses." } } }, "auth_ref": [ "r83", "r85" ] }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "With related allowance recorded, Interest Income Recognized", "documentation": "Amount of interest income on financing receivables, for which there is a related allowance for credit losses, recognized on a cash-basis method of accounting that the financing receivables were impaired." } } }, "auth_ref": [ "r84" ] }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Recorded investment, with related allowance recorded", "documentation": "Amount of investment in impaired financing receivables for which there is a related allowance for credit losses." } } }, "auth_ref": [ "r79" ] }, "us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Unpaid principal balance, with related allowance recorded", "documentation": "Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses." } } }, "auth_ref": [ "r81" ] }, "istr_IncomeFromInsuranceProceeds": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "IncomeFromInsuranceProceeds", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Income from insurance proceeds", "documentation": "Amount of income from insurance proceeds during period." } } }, "auth_ref": [] }, "istr_IncomeLossBeforeEquityInUndistributedIncomeLossOfSubsidiaryIncomeTaxes": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "IncomeLossBeforeEquityInUndistributedIncomeLossOfSubsidiaryIncomeTaxes", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "istr_IncomeLossBeforeEquityInUndistributedIncomeLossOfSubsidiaryIncomeTaxes", "totalLabel": "(Loss) income before income tax expense and equity in undistributed income of bank subsidiary", "documentation": "Amount of income (loss) before equity in undistributed income (loss) of subsidiary and income taxes." } } }, "auth_ref": [] }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "totalLabel": "Income before income tax expense", "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest." } } }, "auth_ref": [ "r1", "r175", "r231", "r400", "r414", "r418", "r420", "r829", "r864", "r1017" ] }, "us-gaap_IncomeLossFromEquityMethodInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromEquityMethodInvestments", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 8.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncomeLossFromEquityMethodInvestments", "negatedTerseLabel": "Equity in undistributed earnings of bank subsidiary", "documentation": "Amount of income (loss) for proportionate share of equity method investee's income (loss)." } } }, "auth_ref": [ "r10", "r176", "r229", "r404", "r480", "r863" ] }, "us-gaap_IncomeLossFromSubsidiariesBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromSubsidiariesBeforeTax", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Equity in undistributed income of bank subsidiary", "documentation": "Amount before tax of income (loss) of subsidiary attributable to the parent entity." } } }, "auth_ref": [] }, "us-gaap_IncomeStatementAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementAbstract", "lang": { "en-us": { "role": { "label": "Income Statement [Abstract]" } } }, "auth_ref": [] }, "us-gaap_IncomeStatementLocationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementLocationAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Income Statement Location [Axis]", "documentation": "Information by location in the income statement." } } }, "auth_ref": [ "r526", "r528", "r954" ] }, "us-gaap_IncomeStatementLocationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementLocationDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Income Statement Location [Domain]", "documentation": "Location in the income statement." } } }, "auth_ref": [ "r528", "r954" ] }, "us-gaap_IncomeTaxDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes" ], "lang": { "en-us": { "role": { "label": "Income Tax Disclosure [Text Block]", "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information." } } }, "auth_ref": [ "r353", "r645", "r652", "r653", "r658", "r664", "r669", "r670", "r671", "r899" ] }, "us-gaap_IncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0, "order": 1.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0, "order": 1.0 }, "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Income tax expense", "totalLabel": "Total income tax expense", "negatedLabel": "Income tax benefit", "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations." } } }, "auth_ref": [ "r270", "r281", "r375", "r376", "r405", "r650", "r665", "r872" ] }, "us-gaap_IncomeTaxPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Income Tax, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements." } } }, "auth_ref": [ "r332", "r646", "r647", "r653", "r654", "r657", "r659", "r896" ] }, "us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details" ], "lang": { "en-us": { "role": { "label": "Tax based on statutory rate", "documentation": "The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations." } } }, "auth_ref": [ "r651" ] }, "us-gaap_IncomeTaxReconciliationNondeductibleExpenseDepreciation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationNondeductibleExpenseDepreciation", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details" ], "lang": { "en-us": { "role": { "label": "Historical tax credits", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to nondeductible depreciation." } } }, "auth_ref": [ "r1263" ] }, "us-gaap_IncomeTaxReconciliationOtherReconcilingItems": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationOtherReconcilingItems", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Other", "label": "us-gaap_IncomeTaxReconciliationOtherReconcilingItems", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to tax exempt income, equity in earnings (loss) of an unconsolidated subsidiary, minority noncontrolling interest income (loss), tax holiday, disposition of a business, disposition of an asset, repatriation of foreign earnings, repatriation of foreign earnings jobs creation act of 2004, increase (decrease) in enacted tax rate, prior year income taxes, increase (decrease) in deferred tax asset valuation allowance, and other adjustments." } } }, "auth_ref": [ "r1263" ] }, "us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationStateAndLocalIncomeTaxes", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details" ], "lang": { "en-us": { "role": { "label": "State taxes", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit)." } } }, "auth_ref": [ "r1263" ] }, "us-gaap_IncomeTaxReconciliationTaxExemptIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationTaxExemptIncome", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": -1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncomeTaxReconciliationTaxExemptIncome", "negatedLabel": "Effect of tax-exempt income", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes." } } }, "auth_ref": [ "r1263" ] }, "us-gaap_IncomeTaxesPaid": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxesPaid", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Income taxes", "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income." } } }, "auth_ref": [ "r59", "r64" ] }, "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInAccruedInterestReceivableNet", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 8.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet", "negatedLabel": "Accrued interest receivable", "documentation": "The increase (decrease) during the reporting period in the amount due from borrowers for interest payments." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInDeferredIncomeTaxes": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInDeferredIncomeTaxes", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncreaseDecreaseInDeferredIncomeTaxes", "negatedLabel": "Deferred tax liability", "documentation": "The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInDeposits", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Net increase (decrease) in customer deposits", "documentation": "The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances." } } }, "auth_ref": [ "r61", "r155" ] }, "istr_IncreaseDecreaseInDueFromBankSubsidiary": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "IncreaseDecreaseInDueFromBankSubsidiary", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "istr_IncreaseDecreaseInDueFromBankSubsidiary", "negatedLabel": "Due from bank subsidiary", "documentation": "The increase (decrease) in due from bank subsidiary." } } }, "auth_ref": [] }, "us-gaap_IncreaseDecreaseInOperatingCapitalAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOperatingCapitalAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "Net change in:" } } }, "auth_ref": [] }, "us-gaap_IncreaseDecreaseInOtherAccruedLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOtherAccruedLiabilities", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 7.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 13.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "Accrued other liabilities", "terseLabel": "Accrued taxes and other liabilities", "documentation": "The increase (decrease) during the reporting period in other expenses incurred but not yet paid." } } }, "auth_ref": [ "r9" ] }, "us-gaap_IncreaseDecreaseInOtherOperatingAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOtherOperatingAssets", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 4.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 10.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_IncreaseDecreaseInOtherOperatingAssets", "negatedLabel": "Other assets", "documentation": "Amount of increase (decrease) in operating assets classified as other." } } }, "auth_ref": [ "r9" ] }, "istr_IncreaseDecreaseInShorttermFhlbAdvances": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "IncreaseDecreaseInShorttermFhlbAdvances", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "istr_IncreaseDecreaseInShorttermFhlbAdvances", "negatedLabel": "Net (decrease) increase in short-term FHLB advances", "documentation": "Increase (Decrease) in short-term FHLB advances." } } }, "auth_ref": [] }, "us-gaap_IncrementalCommonSharesAttributableToConversionOfDebtSecurities": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncrementalCommonSharesAttributableToConversionOfDebtSecurities", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details": { "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Dilutive effect of securities (in shares)", "label": "us-gaap_IncrementalCommonSharesAttributableToConversionOfDebtSecurities", "documentation": "Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of convertible debt securities using the if-converted method." } } }, "auth_ref": [ "r387", "r388", "r393" ] }, "us-gaap_IndefiniteLivedTrademarks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IndefiniteLivedTrademarks", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Trademark intangible", "terseLabel": "Indefinite-Lived Trademarks", "documentation": "Carrying amount (original costs adjusted for previously recognized amortization and impairment) as of the balance sheet date for the rights acquired through registration of a trademark to gain or protect exclusive use of a business name, symbol or other device or style for a projected indefinite period of benefit." } } }, "auth_ref": [ "r197" ] }, "us-gaap_InformationTechnologyAndDataProcessing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InformationTechnologyAndDataProcessing", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Data processing", "documentation": "The amount of expenses incurred in the period for information technology and data processing products and services." } } }, "auth_ref": [ "r183" ] }, "ecd_InsiderTradingArrLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "InsiderTradingArrLineItems", "auth_ref": [ "r1075" ] }, "us-gaap_IntangibleAssetsNetIncludingGoodwill": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IntangibleAssetsNetIncludingGoodwill", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Goodwill and other intangible assets, net", "terseLabel": "Intangible Assets, Net (Including Goodwill)", "documentation": "Carrying amount of finite-lived intangible assets, indefinite-lived intangible assets and goodwill. Goodwill is an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. Intangible assets are assets, not including financial assets, lacking physical substance." } } }, "auth_ref": [] }, "us-gaap_InterestAndDividendIncomeOperating": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeOperating", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestAndDividendIncomeOperating", "totalLabel": "Total interest income", "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein." } } }, "auth_ref": [ "r234", "r1319" ] }, "us-gaap_InterestAndDividendIncomeOperatingAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeOperatingAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "INTEREST INCOME" } } }, "auth_ref": [] }, "us-gaap_InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeSecuritiesByTaxableStatusAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Interest on investment securities" } } }, "auth_ref": [] }, "us-gaap_InterestAndFeeIncomeLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndFeeIncomeLoansAndLeases", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Interest and fees on loans", "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases." } } }, "auth_ref": [ "r233" ] }, "us-gaap_InterestBearingDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDepositLiabilities", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Interest-bearing", "documentation": "The aggregate of all domestic and foreign interest-bearing deposit liabilities." } } }, "auth_ref": [ "r145" ] }, "istr_InterestBearingDepositLiabilitiesFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "InterestBearingDepositLiabilitiesFairValueDisclosure", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Deposits, interest-bearing", "label": "istr_InterestBearingDepositLiabilitiesFairValueDisclosure", "documentation": "The fair value portion of interest bearing deposit liabilities." } } }, "auth_ref": [] }, "us-gaap_InterestBearingDepositsInBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDepositsInBanks", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Interest-bearing balances due from other banks", "documentation": "For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet." } } }, "auth_ref": [ "r142", "r151" ] }, "us-gaap_InterestBearingDomesticDepositBrokered": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositBrokered", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details" ], "lang": { "en-us": { "role": { "label": "Brokered time deposits", "documentation": "Amount of interest-bearing domestic third-party deposits placed by or through the assistance of a deposit broker, also known as brokered deposit liabilities." } } }, "auth_ref": [ "r145" ] }, "us-gaap_InterestBearingDomesticDepositDemand": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositDemand", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details" ], "lang": { "en-us": { "role": { "label": "Interest-bearing demand deposits", "documentation": "Amount of money in interest-bearing domestic accounts that entitle the depositor to withdraw funds at any time without prior notice, also known as demand deposits." } } }, "auth_ref": [ "r145" ] }, "us-gaap_InterestBearingDomesticDepositMoneyMarket": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositMoneyMarket", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details" ], "lang": { "en-us": { "role": { "label": "Money market deposit accounts", "documentation": "Amount of interest-bearing domestic money market demand account deposit liabilities." } } }, "auth_ref": [ "r145" ] }, "us-gaap_InterestBearingDomesticDepositSavings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositSavings", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details" ], "lang": { "en-us": { "role": { "label": "Savings accounts", "documentation": "Amount of interest-bearing domestic savings deposit liabilities. Saving deposits bear interest and have no stated maturity." } } }, "auth_ref": [ "r145" ] }, "us-gaap_InterestBearingDomesticDepositTimeDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositTimeDeposits", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details" ], "lang": { "en-us": { "role": { "label": "Time deposits", "documentation": "Amount of interest-bearing domestic time deposits. Time deposits bear interest for a fixed, stated period of time and include certificate of deposits and individual retirement accounts." } } }, "auth_ref": [ "r145" ] }, "us-gaap_InterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpense", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestExpense", "totalLabel": "Total interest expense", "documentation": "Amount of the cost of borrowed funds accounted for as interest expense." } } }, "auth_ref": [ "r138", "r246", "r336", "r403", "r743", "r955", "r1064", "r1312" ] }, "us-gaap_InterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "INTEREST EXPENSE" } } }, "auth_ref": [] }, "us-gaap_InterestExpenseBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseBorrowings", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Interest on borrowings", "documentation": "Aggregate amount of interest expense on all borrowings." } } }, "auth_ref": [ "r245" ] }, "us-gaap_InterestExpenseDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseDeposits", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Interest on deposits", "documentation": "Aggregate amount of interest expense on all deposits." } } }, "auth_ref": [ "r244" ] }, "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_RevenuesNetOfInterestExpense", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "totalLabel": "Net interest income after provision for credit losses", "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses." } } }, "auth_ref": [ "r237" ] }, "us-gaap_InterestIncomeExpenseNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeExpenseNet", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_InterestIncomeExpenseNet", "totalLabel": "Net interest income", "documentation": "The net amount of operating interest income (expense)." } } }, "auth_ref": [ "r235" ] }, "us-gaap_InterestIncomeOperating": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeOperating", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_Revenues", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Interest income from investment in trust", "documentation": "Amount of operating interest income, including, but not limited to, amortization and accretion of premiums and discounts on securities." } } }, "auth_ref": [ "r179", "r949", "r995", "r996", "r1063", "r1064", "r1318" ] }, "us-gaap_InterestIncomeOther": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeOther", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Other interest income", "documentation": "Amount of interest income earned from interest bearing assets classified as other." } } }, "auth_ref": [] }, "us-gaap_InterestIncomeSecuritiesTaxExempt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeSecuritiesTaxExempt", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Tax-exempt", "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax." } } }, "auth_ref": [ "r243", "r283", "r284" ] }, "us-gaap_InterestIncomeSecuritiesTaxable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeSecuritiesTaxable", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Taxable", "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax." } } }, "auth_ref": [ "r243", "r283", "r284" ] }, "istr_InterestIncomeSwapTerminationFees": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "InterestIncomeSwapTerminationFees", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Swap termination fee income", "documentation": "Represents the amount of income attributable to swap termination fees." } } }, "auth_ref": [] }, "us-gaap_InterestPaidNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestPaidNet", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "Interest on deposits and borrowings", "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount." } } }, "auth_ref": [ "r343", "r346", "r347" ] }, "us-gaap_InterestPayableCurrentAndNoncurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestPayableCurrentAndNoncurrent", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Accrued interest payable", "documentation": "Amount of interest payable on debt, including, but not limited to, trade payables." } } }, "auth_ref": [ "r148", "r1302" ] }, "us-gaap_InterestRateSwapMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestRateSwapMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "label": "Interest Rate Swap [Member]", "documentation": "Forward based contracts in which two parties agree to swap periodic payments that are fixed at the outset of the swap contract with variable payments based on a market interest rate (index rate) over a specified period." } } }, "auth_ref": [ "r1004", "r1059", "r1060" ] }, "us-gaap_InterestReceivable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestReceivable", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 11.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Accrued interest receivable", "documentation": "Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable." } } }, "auth_ref": [ "r1124", "r1317" ] }, "us-gaap_InternalCreditAssessmentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InternalCreditAssessmentAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "label": "Internal Credit Assessment [Axis]", "documentation": "Information by entity-defined rating." } } }, "auth_ref": [ "r86", "r683", "r1026", "r1027", "r1206" ] }, "us-gaap_InternalCreditAssessmentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InternalCreditAssessmentDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "label": "Internal Credit Assessment [Domain]", "documentation": "Entity defined credit risk rating." } } }, "auth_ref": [] }, "istr_InvestmentInTrust": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "InvestmentInTrust", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Investment in trust", "documentation": "The amount of investment in trust as of the balance sheet date." } } }, "auth_ref": [] }, "us-gaap_InvestmentPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Investment, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for investment in financial asset." } } }, "auth_ref": [ "r869", "r892", "r893", "r894", "r895", "r980", "r981" ] }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables" ], "lang": { "en-us": { "role": { "label": "Investments Classified by Contractual Maturity Date [Table Text Block]", "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments." } } }, "auth_ref": [] }, "us-gaap_InvestmentsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_InvestmentsFairValueDisclosure", "terseLabel": "Investments, Fair Value Disclosure", "documentation": "Fair value portion of investment securities, including, but not limited to, marketable securities, derivative financial instruments, and investments accounted for under the equity method." } } }, "auth_ref": [ "r713" ] }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities" ], "lang": { "en-us": { "role": { "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]", "documentation": "The entire disclosure for investments in certain debt and equity securities." } } }, "auth_ref": [ "r218", "r248", "r251", "r285", "r444", "r447", "r723", "r724" ] }, "istr_JoffrionCommercialDivisionLLCJCDMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "JoffrionCommercialDivisionLLCJCDMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties-details-textual" ], "lang": { "en-us": { "role": { "label": "Joffrion Commercial Division, LLC (JCD) [Member]", "documentation": "Represents Joffrion Commercial Division, LLC (\u201cJCD\u201d)." } } }, "auth_ref": [] }, "us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 2.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Junior subordinated debt", "label": "Carrying Value", "terseLabel": "Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust", "documentation": "Including the current and noncurrent portions, the carrying value of junior subordinated long-term debt owed to unconsolidated subsidiary trusts as of the balance sheet date. Such debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets and was initially scheduled to be repaid after one year or beyond the normal operating cycle if longer." } } }, "auth_ref": [ "r149", "r1303" ] }, "istr_KeyPersonnelMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "KeyPersonnelMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "Key Personnel [Member]", "documentation": "Represents key personnel." } } }, "auth_ref": [] }, "us-gaap_LaborAndRelatedExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LaborAndRelatedExpense", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Salaries and employee benefits", "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit." } } }, "auth_ref": [ "r1132" ] }, "us-gaap_LandMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LandMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details" ], "lang": { "en-us": { "role": { "label": "Land [Member]", "documentation": "Part of earth's surface not covered by water." } } }, "auth_ref": [ "r1230" ] }, "us-gaap_LeaseCostTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LeaseCostTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-tables" ], "lang": { "en-us": { "role": { "label": "Lease, Cost [Table Text Block]", "documentation": "Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income." } } }, "auth_ref": [ "r1282" ] }, "dei_LegalEntityAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LegalEntityAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-tables", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-tables", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-tables", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-tables", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-tables", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-tables", "http://investors.investarbank.com/20231231/role/statement-note-23-subsequent-events", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-real-estate-owned-details", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-tables", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-tables", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-quantitative-information-regarding-operating-leases-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-tables", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-tables", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-tables", "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-", "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-details-textual", "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Legal Entity [Axis]", "documentation": "The set of legal entities associated with a report." } } }, "auth_ref": [] }, "us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-tables" ], "lang": { "en-us": { "role": { "label": "Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]", "documentation": "Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position." } } }, "auth_ref": [ "r1283" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDue", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "totalLabel": "Total", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease." } } }, "auth_ref": [ "r756" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Thereafter", "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease due after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r756" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details" ], "lang": { "en-us": { "role": { "verboseLabel": "2024", "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r756" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFive", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details" ], "lang": { "en-us": { "role": { "verboseLabel": "2028", "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r756" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFour", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details" ], "lang": { "en-us": { "role": { "verboseLabel": "2027", "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r756" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearThree", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details" ], "lang": { "en-us": { "role": { "verboseLabel": "2026", "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r756" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearTwo", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details": { "parentTag": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details" ], "lang": { "en-us": { "role": { "verboseLabel": "2025", "label": "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r756" ] }, "us-gaap_LesseeOperatingLeaseRemainingLeaseTerm": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseRemainingLeaseTerm", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_LesseeOperatingLeaseRemainingLeaseTerm", "terseLabel": "Lessee, Operating Lease, Remaining Lease Term (Year)", "documentation": "Remaining lease term of operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r1281" ] }, "us-gaap_LesseeOperatingLeasesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeasesTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases" ], "lang": { "en-us": { "role": { "label": "Lessee, Operating Leases [Text Block]", "documentation": "The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability." } } }, "auth_ref": [ "r750" ] }, "us-gaap_Liabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Liabilities", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_Liabilities", "totalLabel": "Total liabilities", "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future." } } }, "auth_ref": [ "r41", "r352", "r481", "r537", "r538", "r539", "r540", "r541", "r542", "r543", "r544", "r545", "r677", "r679", "r680", "r730", "r924", "r1016", "r1065", "r1222", "r1289", "r1290" ] }, "us-gaap_LiabilitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "LIABILITIES" } } }, "auth_ref": [] }, "us-gaap_LiabilitiesAndStockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAndStockholdersEquity", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LiabilitiesAndStockholdersEquity", "totalLabel": "Total liabilities and stockholders\u2019 equity", "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any." } } }, "auth_ref": [ "r172", "r227", "r859", "r1048", "r1141", "r1198", "r1278" ] }, "us-gaap_LiabilityForCatastropheClaimsByCatastrophicEventAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilityForCatastropheClaimsByCatastrophicEventAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Catastrophic Event [Axis]", "documentation": "Information by type of catastrophic event, for example, but not limited to, earthquake, windstorm, fire or explosion." } } }, "auth_ref": [ "r250" ] }, "us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LifeInsuranceCorporateOrBankOwnedChangeInValue", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 17.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue", "negatedLabel": "Net change in value of bank owned life insurance", "documentation": "The change in cash surrender or contract value during the period which adjusted the amount of premiums paid in determining the expense or income recognized under the contract for the period." } } }, "auth_ref": [ "r1199" ] }, "us-gaap_LineOfCredit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCredit", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_LineOfCredit", "terseLabel": "Long-Term Line of Credit", "documentation": "The carrying value as of the balance sheet date of the current and noncurrent portions of long-term obligations drawn from a line of credit, which is a bank's commitment to make loans up to a specific amount. Examples of items that might be included in the application of this element may consist of letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to a maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line. Includes short-term obligations that would normally be classified as current liabilities but for which (a) postbalance sheet date issuance of a long term obligation to refinance the short term obligation on a long term basis, or (b) the enterprise has entered into a financing agreement that clearly permits the enterprise to refinance the short-term obligation on a long term basis and the following conditions are met (1) the agreement does not expire within 1 year and is not cancelable by the lender except for violation of an objectively determinable provision, (2) no violation exists at the BS date, and (3) the lender has entered into the financing agreement is expected to be financially capable of honoring the agreement." } } }, "auth_ref": [ "r38", "r226", "r1303" ] }, "us-gaap_LineOfCreditFacilityAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCreditFacilityAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "Lender Name [Axis]", "documentation": "Information by name of lender, which may be a single entity (for example, but not limited to, a bank, pension fund, venture capital firm) or a group of entities that participate in the line of credit." } } }, "auth_ref": [ "r40", "r1140" ] }, "us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCreditFacilityCurrentBorrowingCapacity", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity", "terseLabel": "Line of Credit Facility, Current Borrowing Capacity", "documentation": "Amount of current borrowing capacity under the credit facility considering any current restrictions on the amount that could be borrowed (for example, borrowings may be limited by the amount of current assets), but without considering any amounts currently outstanding under the facility." } } }, "auth_ref": [ "r40" ] }, "us-gaap_LineOfCreditFacilityLenderDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCreditFacilityLenderDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "Line of Credit Facility, Lender [Domain]", "documentation": "Identification of the lender, which may be a single entity (for example, a bank, pension fund, venture capital firm) or a group of entities that participate in the line of credit, including a letter of credit facility." } } }, "auth_ref": [ "r40", "r1140" ] }, "us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCreditFacilityRemainingBorrowingCapacity", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity", "terseLabel": "Line of Credit Facility, Remaining Borrowing Capacity", "documentation": "Amount of borrowing capacity currently available under the credit facility (current borrowing capacity less the amount of borrowings outstanding)." } } }, "auth_ref": [ "r40" ] }, "istr_LoanParticipationsAndWholeLoansSoldToAndServicedForOthersNotOnBalanceSheet": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "LoanParticipationsAndWholeLoansSoldToAndServicedForOthersNotOnBalanceSheet", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_LoanParticipationsAndWholeLoansSoldToAndServicedForOthersNotOnBalanceSheet", "terseLabel": "Loan Participations and Whole Loans Sold to and Serviced for Others Not on Balance Sheet", "documentation": "Principal balance on loan participations and whole loans sold and serviced for others that is excluded from the balance sheet." } } }, "auth_ref": [] }, "istr_LoanParticipationsAndWholeLoansSoldToAndServicedForOthersUnpaidPrincipalBalance": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "LoanParticipationsAndWholeLoansSoldToAndServicedForOthersUnpaidPrincipalBalance", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_LoanParticipationsAndWholeLoansSoldToAndServicedForOthersUnpaidPrincipalBalance", "terseLabel": "Loan Participations and Whole Loans Sold to and Serviced For Others Unpaid Principal Balance", "documentation": "Unpaid principal balance on loan participations and whole loans sold and serviced for others, including the portion that was sold and not reflected on the balance sheet." } } }, "auth_ref": [] }, "istr_LoanPortfolioMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "LoanPortfolioMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "Loan Portfolio [Member]", "documentation": "Represents loan portfolio." } } }, "auth_ref": [] }, "us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableAllowanceForLoanLossesPolicy", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Loans and Leases Receivable, Allowance for Loan Losses Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses." } } }, "auth_ref": [ "r91" ] }, "us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableImpairedCommitmentToLend", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_LoansAndLeasesReceivableImpairedCommitmentToLend", "terseLabel": "Financing Receivable, Modified, Commitment to Lend", "documentation": "Amount of commitment to lend additional funds to debtor experiencing financial difficulty for which creditor has modified terms of financing receivable." } } }, "auth_ref": [ "r271", "r431" ] }, "us-gaap_LoansAndLeasesReceivableRelatedParties": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableRelatedParties", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LoansAndLeasesReceivableRelatedParties", "terseLabel": "Loans and Leases Receivable, Related Parties", "periodStartLabel": "Balance, beginning of period", "periodEndLabel": "Balance, end of period", "documentation": "For an unclassified balance sheet, reflects the carrying amount of unpaid loan amounts due from related parties at the balance sheet date." } } }, "auth_ref": [ "r140", "r154" ] }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesAdditions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableRelatedPartiesAdditions", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details" ], "lang": { "en-us": { "role": { "label": "New loans/changes in relationship", "documentation": "Reflects the amount of new advances made to related parties in the form of loan and lease receivables." } } }, "auth_ref": [ "r140", "r154" ] }, "us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableRelatedPartiesProceeds", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_LoansAndLeasesReceivableRelatedPartiesProceeds", "negatedLabel": "Repayments/changes in relationship", "documentation": "Amount of cash inflow from related parties which reduce the amount of loans and leases receivable due from related parties." } } }, "auth_ref": [ "r282", "r1133" ] }, "us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses" ], "lang": { "en-us": { "role": { "label": "Loans, Notes, Trade and Other Receivables Disclosure [Text Block]", "documentation": "The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses." } } }, "auth_ref": [ "r1151" ] }, "us-gaap_LoansReceivableFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansReceivableFairValueDisclosure", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Loans, net of allowance", "label": "us-gaap_LoansReceivableFairValueDisclosure", "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts." } } }, "auth_ref": [ "r77" ] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LocalPhoneNumber", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "istr_LondonInterbankOfferRateMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "LondonInterbankOfferRateMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "London Interbank Offer Rate [Member]", "documentation": "Relating to the London Interbank Offered Rate." } } }, "auth_ref": [] }, "us-gaap_LongTermDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebt", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details" ], "lang": { "en-us": { "role": { "label": "Face Value", "documentation": "Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation." } } }, "auth_ref": [ "r38", "r226", "r559", "r573", "r1032", "r1033", "r1303" ] }, "us-gaap_LongtermDebtTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongtermDebtTypeAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "Long-Term Debt, Type [Axis]", "documentation": "Information by type of long-term debt." } } }, "auth_ref": [ "r44" ] }, "us-gaap_LongtermDebtTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongtermDebtTypeDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "Long-Term Debt, Type [Domain]", "documentation": "Type of long-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer." } } }, "auth_ref": [ "r44", "r99" ] }, "us-gaap_LossContingenciesByNatureOfContingencyAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LossContingenciesByNatureOfContingencyAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details" ], "lang": { "en-us": { "role": { "label": "Loss Contingency Nature [Axis]", "documentation": "Information by type of existing condition, situation, or set of circumstances involving uncertainty as to possible loss to an enterprise that will ultimately be resolved when one or more future events occur or fail to occur." } } }, "auth_ref": [ "r531", "r532", "r533", "r536", "r1216", "r1217" ] }, "us-gaap_LossContingencyNatureDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LossContingencyNatureDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details" ], "lang": { "en-us": { "role": { "label": "Loss Contingency, Nature [Domain]", "documentation": "An existing condition, situation, or set of circumstances involving uncertainty as to possible loss to an enterprise that will ultimately be resolved when one or more future events occur or fail to occur. Resolution of the uncertainty may confirm the incurrence of a loss or impairment of an asset or the incurrence of a liability." } } }, "auth_ref": [ "r531", "r532", "r533", "r536", "r1216", "r1217" ] }, "istr_ManagementServiceFeesToSubsidiaryBank": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "ManagementServiceFeesToSubsidiaryBank", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Management fees to bank subsidiary", "documentation": "Amount of management service fees to subsidiary bank." } } }, "auth_ref": [] }, "us-gaap_MarketableSecuritiesPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MarketableSecuritiesPolicy", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Marketable Securities, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for investment classified as marketable security." } } }, "auth_ref": [ "r156" ] }, "us-gaap_MarketingExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MarketingExpense", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Marketing", "documentation": "Expenditures for planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services. Costs of public relations and corporate promotions are typically considered to be marketing costs." } } }, "auth_ref": [ "r181" ] }, "istr_MaximumAmountOfWagesPerQuarterQualifiedForRetentionCredit": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "MaximumAmountOfWagesPerQuarterQualifiedForRetentionCredit", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_MaximumAmountOfWagesPerQuarterQualifiedForRetentionCredit", "terseLabel": "Maximum Amount of Wages Per Quarter Qualified for Retention Credit", "documentation": "Maximum amount of wages per quarter qualified for retention credit." } } }, "auth_ref": [] }, "srt_MaximumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MaximumMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Maximum [Member]", "documentation": "Upper limit of the provided range." } } }, "auth_ref": [ "r532", "r533", "r534", "r535", "r600", "r805", "r879", "r914", "r915", "r979", "r982", "r983", "r984", "r994", "r1001", "r1002", "r1019", "r1036", "r1043", "r1051", "r1226", "r1291", "r1292", "r1293", "r1294", "r1295", "r1296" ] }, "istr_MaximumRetentionCreditPerEmployee": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "MaximumRetentionCreditPerEmployee", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_MaximumRetentionCreditPerEmployee", "terseLabel": "Maximum Retention Credit Per Employee", "documentation": "Maximum retention credit per employee." } } }, "auth_ref": [] }, "us-gaap_MeasurementInputAppraisedValueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputAppraisedValueMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Measurement Input, Appraised Value [Member]", "documentation": "Measurement input using assessed value of property." } } }, "auth_ref": [ "r1277" ] }, "istr_MeasurementInputCollateralDiscountsAndEstimatedCostsToSellMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "MeasurementInputCollateralDiscountsAndEstimatedCostsToSellMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member]", "documentation": "Represents the measurement input as collateral discounts and estimated costs to sell." } } }, "auth_ref": [] }, "us-gaap_MeasurementInputTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputTypeAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Measurement Input Type [Axis]", "documentation": "Information by type of measurement input used to determine value of asset and liability." } } }, "auth_ref": [ "r715" ] }, "us-gaap_MeasurementInputTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MeasurementInputTypeDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Measurement Input Type [Domain]", "documentation": "Measurement input used to determine value of asset and liability." } } }, "auth_ref": [] }, "srt_MinimumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MinimumMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Minimum [Member]", "documentation": "Lower limit of the provided range." } } }, "auth_ref": [ "r532", "r533", "r534", "r535", "r600", "r805", "r879", "r914", "r915", "r979", "r982", "r983", "r984", "r994", "r1001", "r1002", "r1019", "r1036", "r1043", "r1051", "r1226", "r1291", "r1292", "r1293", "r1294", "r1295", "r1296" ] }, "istr_MinimumServicePeriodForParticipationInDefinedBenefitPlan": { "xbrltype": "durationItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "MinimumServicePeriodForParticipationInDefinedBenefitPlan", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_MinimumServicePeriodForParticipationInDefinedBenefitPlan", "terseLabel": "Minimum Service Period for Participation in Defined Benefit Plan (Month)", "documentation": "Represents minimum service period for participation in defined benefit plan." } } }, "auth_ref": [] }, "us-gaap_MortgageLoansInProcessOfForeclosureAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MortgageLoansInProcessOfForeclosureAmount", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_MortgageLoansInProcessOfForeclosureAmount", "terseLabel": "Mortgage Loans in Process of Foreclosure, Amount", "documentation": "Recorded investment of consumer mortgage loan receivables secured by residential real estate properties for which formal foreclosure proceedings are in process." } } }, "auth_ref": [ "r33" ] }, "ecd_MtrlTermsOfTrdArrTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "MtrlTermsOfTrdArrTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "Material Terms of Trading Arrangement [Text Block]" } } }, "auth_ref": [ "r1076" ] }, "istr_MultifamilyLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "MultifamilyLoansMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details" ], "lang": { "en-us": { "role": { "label": "Multifamily Loans [Member]", "documentation": "Represents multifamily loans." } } }, "auth_ref": [] }, "istr_NatureOfOperationsPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "NatureOfOperationsPolicyPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Nature of Operations Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for nature of operations." } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInFinancingActivities", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 1.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "totalLabel": "Net cash provided by (used in) financing activities", "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit." } } }, "auth_ref": [ "r345" ] }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInFinancingActivitiesContinuingOperationsAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "Cash flows from financing activities" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInInvestingActivities", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "totalLabel": "Net cash (used in) provided by investing activities", "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets." } } }, "auth_ref": [ "r345" ] }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "Cash flows from investing activities" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivities", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "totalLabel": "Net cash provided by operating activities", "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities." } } }, "auth_ref": [ "r187", "r188", "r189" ] }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "CASH FLOWS FROM OPERATING ACTIVITIES" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivitiesContinuingOperationsAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Cash flows from operating activities" } } }, "auth_ref": [] }, "us-gaap_NetIncomeLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetIncomeLoss", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details": { "parentTag": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 1.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 5.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 11.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Net income", "label": "Net income", "totalLabel": "Net income", "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent." } } }, "auth_ref": [ "r177", "r189", "r232", "r304", "r327", "r330", "r335", "r352", "r365", "r369", "r370", "r371", "r372", "r375", "r376", "r389", "r400", "r414", "r418", "r420", "r481", "r537", "r538", "r539", "r540", "r541", "r542", "r543", "r544", "r545", "r709", "r730", "r865", "r947", "r968", "r969", "r1017", "r1064", "r1222" ] }, "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetIncomeLossAvailableToCommonStockholdersBasic", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic", "totalLabel": "Net income allocated to common shareholders", "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders." } } }, "auth_ref": [ "r340", "r369", "r370", "r371", "r372", "r379", "r380", "r390", "r393", "r400", "r414", "r418", "r420", "r1017" ] }, "us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetIncomeLossAvailableToCommonStockholdersDiluted", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Net income allocated to common shareholders", "label": "us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted", "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities, and addition from assumption of issuance of common shares for dilutive potential common shares; of income (loss) available to common shareholders." } } }, "auth_ref": [ "r340", "r381", "r383", "r384", "r385", "r386", "r390", "r393" ] }, "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "New Accounting Pronouncements, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact." } } }, "auth_ref": [] }, "ecd_NonRule10b51ArrAdoptedFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonRule10b51ArrAdoptedFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_NonRule10b51ArrAdoptedFlag", "terseLabel": "Non-Rule 10b5-1 Arrangement Adopted [Flag]" } } }, "auth_ref": [ "r1076" ] }, "ecd_NonRule10b51ArrTrmntdFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonRule10b51ArrTrmntdFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_NonRule10b51ArrTrmntdFlag", "terseLabel": "Non-Rule 10b5-1 Arrangement Terminated [Flag]" } } }, "auth_ref": [ "r1076" ] }, "istr_NonaccrualTroubledDebtRestructuringsMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "NonaccrualTroubledDebtRestructuringsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details" ], "lang": { "en-us": { "role": { "label": "Nonaccrual Troubled Debt Restructurings [Member]", "documentation": "Represents nonaccrual troubled debt restructuring." } } }, "auth_ref": [] }, "us-gaap_NoncashInvestingAndFinancingItemsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoncashInvestingAndFinancingItemsAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "SUPPLEMENTAL DISCLOSURES OF NONCASH INVESTING ACTIVITIES" } } }, "auth_ref": [] }, "us-gaap_NoninterestBearingDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestBearingDepositLiabilities", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details" ], "lang": { "en-us": { "role": { "label": "Noninterest-bearing", "documentation": "The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity." } } }, "auth_ref": [ "r145" ] }, "istr_NoninterestBearingDepositLiabilitiesFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "NoninterestBearingDepositLiabilitiesFairValueDisclosure", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Deposits, noninterest-bearing", "label": "istr_NoninterestBearingDepositLiabilitiesFairValueDisclosure", "documentation": "The fair value portion of noninterest bearing deposit liabilities." } } }, "auth_ref": [] }, "us-gaap_NoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpense", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_NoninterestExpense", "totalLabel": "Total noninterest expense", "documentation": "Total aggregate amount of all noninterest expense." } } }, "auth_ref": [ "r242" ] }, "us-gaap_NoninterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpenseAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "NONINTEREST EXPENSE" } } }, "auth_ref": [] }, "istr_NoninterestExpenseMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "NoninterestExpenseMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "NonInterest Expense [Member]", "documentation": "Represents noninterest expense." } } }, "auth_ref": [] }, "us-gaap_NoninterestIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncome", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_RevenuesNetOfInterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_NoninterestIncome", "totalLabel": "Total noninterest income", "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified." } } }, "auth_ref": [ "r239" ] }, "us-gaap_NoninterestIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncomeAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "NONINTEREST INCOME" } } }, "auth_ref": [] }, "us-gaap_NoninterestIncomeOtherOperatingIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncomeOtherOperatingIncome", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Other operating income", "documentation": "Amount of revenue earned, classified as other, excluding interest income." } } }, "auth_ref": [ "r174", "r230" ] }, "us-gaap_NonperformingFinancingReceivableMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NonperformingFinancingReceivableMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Nonperforming Financial Instruments [Member]", "documentation": "Category status of financial instruments in which payments are past due in accordance with the terms of the contract. Financial instruments include, but are not limited to, financing receivables, loans, debt, and investments." } } }, "auth_ref": [ "r86", "r1206" ] }, "istr_NoteToFinancialStatementDetailsTextual": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "NoteToFinancialStatementDetailsTextual", "lang": { "en-us": { "role": { "label": "Note To Financial Statement Details Textual" } } }, "auth_ref": [] }, "us-gaap_NotesReceivableGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NotesReceivableGross", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_NotesReceivableNet", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Loans", "label": "Loans", "terseLabel": "Financing Receivable, before Allowance for Credit Loss", "documentation": "Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r279", "r288", "r289", "r312", "r502", "r510", "r1027", "r1028", "r1098", "r1203" ] }, "us-gaap_NotesReceivableNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NotesReceivableNet", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "us-gaap_NotesReceivableNet", "netLabel": "Loans, net", "documentation": "Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r424", "r510", "r934" ] }, "istr_NotesToFinancialStatementsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "NotesToFinancialStatementsAbstract", "lang": { "en-us": { "role": { "label": "Notes To Financial Statements [Abstract]" } } }, "auth_ref": [] }, "istr_NumberOfBankBranchesClosed": { "xbrltype": "integerItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "NumberOfBankBranchesClosed", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_NumberOfBankBranchesClosed", "terseLabel": "Number of Bank Branches Closed", "documentation": "The number of bank branches closed." } } }, "auth_ref": [] }, "us-gaap_NumberOfReportableSegments": { "xbrltype": "integerItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NumberOfReportableSegments", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_NumberOfReportableSegments", "terseLabel": "Number of Reportable Segments", "documentation": "Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements." } } }, "auth_ref": [ "r1150" ] }, "us-gaap_OccupancyNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OccupancyNet", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "Occupancy", "terseLabel": "Occupancy, Net", "documentation": "Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense." } } }, "auth_ref": [ "r183", "r240", "r264" ] }, "us-gaap_OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossAfterTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossAfterTax", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-" ], "lang": { "en-us": { "role": { "label": "us-gaap_OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossAfterTax", "negatedLabel": "Unrealized loss, transfer from available for sale to held to maturity, net of tax benefit of $0 for all respective periods", "documentation": "Amount, after tax, of adjustment from accumulated other comprehensive income (loss) for amortization of gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) from transfer to investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r1125", "r1159" ] }, "us-gaap_OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OciDebtSecuritiesAvailableForSaleTransferToHeldToMaturityAdjustmentFromAociForAmortizationOfGainLossTax", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals" ], "lang": { "en-us": { "role": { "label": "Unrealized loss, transfer from available for sale to held to maturity, tax benefit", "documentation": "Amount of tax expense (benefit) on adjustment from accumulated other comprehensive income (loss) for amortization of gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) from transfer to investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r1159" ] }, "us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OffBalanceSheetCreditExposurePolicyPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]", "documentation": "Description of accounting policies and methodologies used to estimate the entity's liability for off-balance sheet credit exposures and related charges for those credit exposures." } } }, "auth_ref": [ "r91", "r507" ] }, "us-gaap_OfficersCompensation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OfficersCompensation", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OfficersCompensation", "terseLabel": "Salary and Wage, Officer, Excluding Cost of Good and Service Sold", "documentation": "Amount of expense for salary and wage arising from service rendered by officer. Excludes allocated cost, labor-related nonsalary expense, and direct and overhead labor cost included in cost of good and service sold." } } }, "auth_ref": [ "r1129" ] }, "istr_OffsettingInterestRateSwapMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "OffsettingInterestRateSwapMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Offsetting Interest Rate Swap [Member]", "documentation": "Related to offsetting interest rate swaps." } } }, "auth_ref": [] }, "istr_OneFourFamilyMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "OneFourFamilyMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "1-4 Family [Member]", "documentation": "Represents the 1-4 family real estate loans." } } }, "auth_ref": [] }, "us-gaap_OperatingExpenses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingExpenses", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "istr_IncomeLossBeforeEquityInUndistributedIncomeLossOfSubsidiaryIncomeTaxes", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_OperatingExpenses", "totalLabel": "Total expense", "documentation": "Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense." } } }, "auth_ref": [] }, "us-gaap_OperatingExpensesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingExpensesAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "EXPENSE" } } }, "auth_ref": [] }, "us-gaap_OperatingLeaseCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseCost", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-quantitative-information-regarding-operating-leases-details" ], "lang": { "en-us": { "role": { "label": "Total operating lease cost", "documentation": "Amount of single lease cost, calculated by allocation of remaining cost of lease over remaining lease term. Includes, but is not limited to, single lease cost, after impairment of right-of-use asset, calculated by amortization of remaining right-of-use asset and accretion of lease liability." } } }, "auth_ref": [ "r753", "r1047" ] }, "us-gaap_OperatingLeaseLeaseIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseLeaseIncome", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OperatingLeaseLeaseIncome", "terseLabel": "Operating Lease, Lease Income", "documentation": "Amount of operating lease income from lease payments and variable lease payments paid and payable to lessor. Includes, but is not limited to, variable lease payments not included in measurement of lease receivable." } } }, "auth_ref": [ "r398", "r757", "r758" ] }, "us-gaap_OperatingLeaseLiability": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseLiability", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OperatingLeaseLiability", "terseLabel": "Operating Lease, Liability", "documentation": "Present value of lessee's discounted obligation for lease payments from operating lease." } } }, "auth_ref": [ "r752" ] }, "us-gaap_OperatingLeaseRightOfUseAsset": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseRightOfUseAsset", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OperatingLeaseRightOfUseAsset", "terseLabel": "Operating Lease, Right-of-Use Asset", "documentation": "Amount of lessee's right to use underlying asset under operating lease." } } }, "auth_ref": [ "r751" ] }, "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseWeightedAverageDiscountRatePercent", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-quantitative-information-regarding-operating-leases-details" ], "lang": { "en-us": { "role": { "label": "Weighted average discount rate", "documentation": "Weighted average discount rate for operating lease calculated at point in time." } } }, "auth_ref": [ "r755", "r1047" ] }, "us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseWeightedAverageRemainingLeaseTerm1", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-6-leases-quantitative-information-regarding-operating-leases-details" ], "lang": { "en-us": { "role": { "label": "Weighted average remaining lease term (in years) (Year)", "documentation": "Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r754", "r1047" ] }, "us-gaap_OperatingLossCarryforwards": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLossCarryforwards", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OperatingLossCarryforwards", "terseLabel": "Operating Loss Carryforwards", "documentation": "Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws." } } }, "auth_ref": [ "r107" ] }, "istr_OperatingLossCarryforwardsSubjectToExpiration": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "OperatingLossCarryforwardsSubjectToExpiration", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_OperatingLossCarryforwardsSubjectToExpiration", "terseLabel": "Operating Loss Carryforwards Subject to Expiration", "documentation": "Amount of operating loss carryforwards that are subject to expiration." } } }, "auth_ref": [] }, "us-gaap_OtherAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherAssets", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Other assets", "documentation": "Amount of assets classified as other." } } }, "auth_ref": [ "r220", "r309", "r851", "r1065" ] }, "us-gaap_OtherAssetsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherAssetsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "Other Assets [Member]", "documentation": "Primary financial statement caption encompassing other assets." } } }, "auth_ref": [ "r118", "r128" ] }, "us-gaap_OtherCommitmentsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherCommitmentsTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-tables" ], "lang": { "en-us": { "role": { "label": "Other Commitments [Table Text Block]", "documentation": "Tabular disclosure of information about obligations resulting from other commitments." } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-" ], "lang": { "en-us": { "role": { "label": "Investment securities:" } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPortionAttributableToParentAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-" ], "lang": { "en-us": { "role": { "label": "Derivative financial instruments:" } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTaxParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTaxParent", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-" ], "lang": { "en-us": { "role": { "label": "Change in fair value of interest rate swaps designated as cash flow hedges, net of tax expense of $0, $1,151, and $1,396, respectively", "documentation": "Amount, after tax and reclassification, of gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness, attributable to parent." } } }, "auth_ref": [ "r322" ] }, "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals" ], "lang": { "en-us": { "role": { "label": "Change in fair value of interest rate swaps designated as a cash flow hedge, tax", "documentation": "Amount, after reclassification, of tax expense (benefit) for gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness." } } }, "auth_ref": [ "r323" ] }, "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax", "terseLabel": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax", "documentation": "Amount, before tax and reclassification, of gain (loss) from derivative instrument designated and qualifying cash flow hedge included in assessment of hedge effectiveness." } } }, "auth_ref": [ "r318", "r322", "r681", "r682", "r685" ] }, "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax", "terseLabel": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, Tax", "documentation": "Amount, before reclassification, of tax expense (benefit) for gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness." } } }, "auth_ref": [ "r323" ] }, "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationAfterTax", "terseLabel": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, after Tax", "negatedLabel": "Reclassification of realized gain, interest rate swap termination, net of tax expense of $0, $1,697, and $385, respectively", "documentation": "Amount, after tax, of reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness." } } }, "auth_ref": [ "r322", "r325" ] }, "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Reclassification of realized gain, interest rate swap termination, tax", "terseLabel": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, Tax", "documentation": "Amount of tax expense (benefit) for reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness." } } }, "auth_ref": [ "r323" ] }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details" ], "lang": { "en-us": { "role": { "label": "Net change", "totalLabel": "Total other comprehensive income (loss)", "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity." } } }, "auth_ref": [ "r7", "r21", "r214", "r328", "r331" ] }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "negatedLabel": "Reclassification of realized loss (gain), available for sale, net of tax benefit (expense) of $67, ($1), and ($488), respectively", "documentation": "Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities." } } }, "auth_ref": [ "r6", "r173", "r326", "r479" ] }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals" ], "lang": { "en-us": { "role": { "label": "Reclassification of realized gain, tax", "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities." } } }, "auth_ref": [ "r4" ] }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-" ], "lang": { "en-us": { "role": { "label": "Unrealized gain (loss), available for sale, net of tax expense (benefit) of $951, ($12,993), and ($694), respectively", "documentation": "Amount, after tax and before adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r319", "r322", "r479" ] }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals" ], "lang": { "en-us": { "role": { "label": "Unrealized gain (loss) available for sale, tax", "documentation": "Amount, before adjustment, of tax expense (benefit) for unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r4", "r320" ] }, "us-gaap_OtherExpenses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherExpenses", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Other expense", "documentation": "Amount of expense classified as other." } } }, "auth_ref": [ "r182" ] }, "us-gaap_OtherLiabilitiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherLiabilitiesMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual" ], "lang": { "en-us": { "role": { "label": "Other Liabilities [Member]", "documentation": "Primary financial statement caption encompassing other liabilities." } } }, "auth_ref": [ "r118", "r128" ] }, "us-gaap_OtherNoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherNoninterestExpense", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Other operating expenses", "documentation": "Amount of noninterest expense classified as other." } } }, "auth_ref": [ "r242" ] }, "us-gaap_OtherOperatingIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherOperatingIncome", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "us-gaap_Revenues", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Other operating income", "label": "us-gaap_OtherOperatingIncome", "documentation": "The total amount of other operating income, the components of which are not separately disclosed on the income statement, from items that are associated with the entity's normal revenue producing operation." } } }, "auth_ref": [ "r180" ] }, "us-gaap_OtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherRealEstate", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-real-estate-owned-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherRealEstate", "periodStartLabel": "Balance, beginning of period", "periodEndLabel": "Balance, end of period", "documentation": "Carrying amount of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This does not include real estate assets taken in settlement of troubled loans through surrender or foreclosure." } } }, "auth_ref": [ "r144" ] }, "us-gaap_OtherRealEstateAdditions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherRealEstateAdditions", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-real-estate-owned-details" ], "lang": { "en-us": { "role": { "label": "Additions", "documentation": "Additions of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure." } } }, "auth_ref": [] }, "us-gaap_OtherRealEstateDisposals": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherRealEstateDisposals", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-real-estate-owned-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_OtherRealEstateDisposals", "negatedLabel": "Sales of other real estate owned", "documentation": "Disposals of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure." } } }, "auth_ref": [] }, "istr_OtherRealEstateOwnedTransfersFromBankPremisesAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "OtherRealEstateOwnedTransfersFromBankPremisesAndEquipment", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-real-estate-owned-details" ], "lang": { "en-us": { "role": { "label": "Transfers from bank premises and equipment", "documentation": "Represents transfers from bank premises and equipment for other real estate owned." } } }, "auth_ref": [] }, "istr_OtherRealEstateOwnedTransfersFromPropertiesRelatedToImpairedLoans": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "OtherRealEstateOwnedTransfersFromPropertiesRelatedToImpairedLoans", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_OtherRealEstateOwnedTransfersFromPropertiesRelatedToImpairedLoans", "terseLabel": "Other Real Estate Owned, Transfers From Properties Related To Impaired Loans", "documentation": "Represents the amount of other real estate owned transferred from properties to impaired loans." } } }, "auth_ref": [] }, "us-gaap_OtherRealEstateRollForwardTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherRealEstateRollForwardTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-tables" ], "lang": { "en-us": { "role": { "label": "Other Real Estate, Roll Forward [Table Text Block]", "documentation": "Tabular disclosure of the change in other real estate on properties owned. Excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure by banks." } } }, "auth_ref": [] }, "us-gaap_OtherShortTermBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherShortTermBorrowings", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "Borrowings under Bank Term Funding Program", "terseLabel": "Other Short-Term Borrowings", "documentation": "Amount of borrowings classified as other, maturing within one year or the normal operating cycle, if longer." } } }, "auth_ref": [ "r39", "r923" ] }, "srt_ParentCompanyMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ParentCompanyMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "Parent Company [Member]", "documentation": "Registrant with controlling financial interest in one or more subsidiaries. Controlling interest in subsidiary includes, but is not limited to, primary beneficiary of variable interest entity (VIE). Controlling interest in subsidiary excludes broker-dealer with controlling financial interest in subsidiary but control is likely to be temporary." } } }, "auth_ref": [ "r360" ] }, "us-gaap_ParticipatingSecuritiesDistributedAndUndistributedEarningsLossBasic": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ParticipatingSecuritiesDistributedAndUndistributedEarningsLossBasic", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details": { "parentTag": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ParticipatingSecuritiesDistributedAndUndistributedEarningsLossBasic", "negatedTerseLabel": "Less: income allocated to participating securities", "documentation": "Amount of earnings (loss) distributed and earnings (loss) allocated to participating securities for the basic earnings (loss) per share or per unit calculation under the two-class method." } } }, "auth_ref": [ "r390", "r1080" ] }, "us-gaap_PassMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PassMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "label": "Pass [Member]", "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables." } } }, "auth_ref": [ "r86", "r1206" ] }, "us-gaap_PastDueFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PastDueFinancingReceivablesTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Past Due [Table Text Block]", "documentation": "Tabular disclosure of aging analysis for financing receivable." } } }, "auth_ref": [ "r88", "r90", "r1028", "r1205" ] }, "us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForOriginationOfMortgageLoansHeldForSale", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale", "negatedLabel": "Originations", "documentation": "The amount of cash paid for the origination of mortgages that are held for sale." } } }, "auth_ref": [ "r1012", "r1138" ] }, "us-gaap_PaymentsForProceedsFromLoansReceivable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForProceedsFromLoansReceivable", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 10.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsForProceedsFromLoansReceivable", "negatedLabel": "Net decrease (increase) in loans", "documentation": "The net amount paid or received by the reporting entity associated with purchase (sale or collection) of loans receivable arising from the financing of goods and services." } } }, "auth_ref": [ "r11", "r61" ] }, "us-gaap_PaymentsForRepurchaseOfCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForRepurchaseOfCommonStock", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 4.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 8.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsForRepurchaseOfCommonStock", "negatedLabel": "Payments to repurchase common stock", "documentation": "The cash outflow to reacquire common stock during the period." } } }, "auth_ref": [ "r57" ] }, "us-gaap_PaymentsOfDividendsCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsOfDividendsCommonStock", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 3.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsOfDividendsCommonStock", "negatedLabel": "Cash dividends paid on common stock", "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity." } } }, "auth_ref": [ "r57" ] }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 16.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt", "negatedLabel": "Purchases of securities available for sale", "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r54", "r341", "r446" ] }, "us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireBusinessesNetOfCashAcquired", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 9.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired", "negatedLabel": "Cash paid for acquisition of business, net of cash acquired", "documentation": "The cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase." } } }, "auth_ref": [ "r55" ] }, "us-gaap_PaymentsToAcquireEquitySecuritiesFvNi": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireEquitySecuritiesFvNi", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 8.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireEquitySecuritiesFvNi", "negatedLabel": "Purchases of equity securities", "documentation": "Amount of cash outflow to acquire investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI), classified as investing activity." } } }, "auth_ref": [ "r269", "r344" ] }, "us-gaap_PaymentsToAcquireHeldToMaturitySecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireHeldToMaturitySecurities", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireHeldToMaturitySecurities", "negatedLabel": "Purchases of securities held to maturity", "documentation": "Amount of cash outflow through purchase of long-term held-to-maturity securities." } } }, "auth_ref": [ "r54", "r446" ] }, "us-gaap_PaymentsToAcquireLifeInsurancePolicies": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireLifeInsurancePolicies", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireLifeInsurancePolicies", "negatedLabel": "Purchases of bank owned life insurance", "documentation": "Amount of cash outflow for payment of premium on corporate-owned life insurance policy, classified as investing activities. Includes, but is not limited to, bank-owned life insurance policy." } } }, "auth_ref": [ "r8", "r185" ] }, "us-gaap_PaymentsToAcquireLoansHeldForInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireLoansHeldForInvestment", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 15.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireLoansHeldForInvestment", "negatedLabel": "Purchase of loans", "documentation": "The cash outflow associated with purchasing loans held for investment purposes during the period." } } }, "auth_ref": [ "r54" ] }, "us-gaap_PaymentsToAcquireOtherInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireOtherInvestments", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 2.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireOtherInvestments", "negatedLabel": "Purchases of other investments", "documentation": "Amount of cash outflow to acquire investments classified as other." } } }, "auth_ref": [ "r185" ] }, "us-gaap_PaymentsToAcquireOtherProductiveAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireOtherProductiveAssets", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 17.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireOtherProductiveAssets", "negatedLabel": "Purchases of fixed assets", "documentation": "Amount of cash outflow for the purchase of or improvements to tangible or intangible assets, used to produce goods or deliver services, classified as other." } } }, "auth_ref": [ "r186" ] }, "us-gaap_PaymentsToAcquireOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireOtherRealEstate", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 12.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_PaymentsToAcquireOtherRealEstate", "negatedLabel": "Purchases of other real estate owned", "documentation": "The cash outflow associated with the purchase of other real estate investments held by the entity for investment purposes not otherwise defined in the taxonomy." } } }, "auth_ref": [ "r186" ] }, "istr_PayrollTaxesReductionAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "PayrollTaxesReductionAmount", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_PayrollTaxesReductionAmount", "terseLabel": "Payroll Taxes Reduction Amount", "documentation": "Amount of reduction to payroll taxes." } } }, "auth_ref": [] }, "us-gaap_PlanNameAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PlanNameAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "Plan Name [Axis]", "documentation": "Information by plan name for share-based payment arrangement." } } }, "auth_ref": [ "r1233", "r1234", "r1235", "r1236", "r1237", "r1238", "r1239", "r1240", "r1241", "r1242", "r1243", "r1244", "r1245", "r1246", "r1247", "r1248", "r1249", "r1250", "r1251", "r1252", "r1253", "r1254", "r1255", "r1256", "r1257", "r1258" ] }, "us-gaap_PlanNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PlanNameDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "Plan Name [Domain]", "documentation": "Plan name for share-based payment arrangement." } } }, "auth_ref": [ "r1233", "r1234", "r1235", "r1236", "r1237", "r1238", "r1239", "r1240", "r1241", "r1242", "r1243", "r1244", "r1245", "r1246", "r1247", "r1248", "r1249", "r1250", "r1251", "r1252", "r1253", "r1254", "r1255", "r1256", "r1257", "r1258" ] }, "us-gaap_PledgedStatusAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgedStatusAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledged Status [Axis]", "documentation": "Information by pledged or not pledged status of asset owned by entity." } } }, "auth_ref": [ "r676", "r917", "r1046" ] }, "us-gaap_PledgedStatusDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgedStatusDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledged Status [Domain]", "documentation": "Pledged or not pledged status of asset owned by entity." } } }, "auth_ref": [ "r676", "r917", "r1046" ] }, "us-gaap_PledgingPurposeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgingPurposeAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledging Purpose [Axis]", "documentation": "Information by pledging purpose of pledged asset owned." } } }, "auth_ref": [ "r788", "r1046", "r1049", "r1083" ] }, "us-gaap_PledgingPurposeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgingPurposeDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "Pledging Purpose [Domain]", "documentation": "Pledging purpose of pledged asset owned." } } }, "auth_ref": [ "r788", "r1046", "r1049", "r1083" ] }, "us-gaap_PolicyTextBlockAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PolicyTextBlockAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "us-gaap_PolicyTextBlockAbstract", "terseLabel": "Accounting Policies" } } }, "auth_ref": [] }, "us-gaap_PortionAtFairValueFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PortionAtFairValueFairValueDisclosureMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Portion at Fair Value Measurement [Member]", "documentation": "Measured at fair value for financial reporting purposes." } } }, "auth_ref": [ "r728" ] }, "us-gaap_PreferredStockNoParValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockNoParValue", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals" ], "lang": { "en-us": { "role": { "label": "Preferred stock, no par value (in dollars per share)", "documentation": "Face amount per share of no-par value preferred stock nonredeemable or redeemable solely at the option of the issuer." } } }, "auth_ref": [ "r166", "r1228" ] }, "us-gaap_PreferredStockSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockSharesAuthorized", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "Preferred stock, shares authorized (in shares)", "terseLabel": "Preferred Stock, Shares Authorized (in shares)", "documentation": "The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws." } } }, "auth_ref": [ "r166", "r926" ] }, "us-gaap_PreferredStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockValue", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Preferred stock, no par value per share; 5,000,000 shares authorized", "documentation": "Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity." } } }, "auth_ref": [ "r166", "r855", "r1048" ] }, "us-gaap_PriorPeriodReclassificationAdjustmentDescription": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PriorPeriodReclassificationAdjustmentDescription", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Reclassification, Comparability Adjustment [Policy Text Block]", "documentation": "Disclosure of accounting policy for reclassification affecting comparability of financial statement. Excludes amendment to accounting standards, other change in accounting principle, and correction of error." } } }, "auth_ref": [ "r1122" ] }, "us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromDivestitureOfBusinessesNetOfCashDivested", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Cash paid for branch sale to First Community Bank, net of cash received", "documentation": "This element represents the cash inflow during the period from the sale of a component of the entity." } } }, "auth_ref": [ "r53" ] }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Proceeds from maturities, prepayments and calls of investment securities available for sale", "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r341", "r342", "r1161" ] }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Proceeds from maturities, prepayments and calls of investment securities held to maturity", "documentation": "The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity." } } }, "auth_ref": [ "r52", "r1161" ] }, "us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Net increase (decrease) in repurchase agreements", "documentation": "The cash flow from investments sold under the agreement to repurchase such investment." } } }, "auth_ref": [ "r61", "r62" ] }, "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 14.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Proceeds from sales", "label": "Proceeds from sales of investment securities available for sale", "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r52", "r341", "r446", "r478" ] }, "us-gaap_ProceedsFromSaleOfEquitySecuritiesFvNi": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfEquitySecuritiesFvNi", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Proceeds from redemption or sale of equity securities", "documentation": "Amount of cash inflow from sale of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI), classified as investing activity." } } }, "auth_ref": [ "r269", "r344" ] }, "us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfFederalHomeLoanBankStock", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "Proceeds from the sale of equity securities", "documentation": "Amount of cash inflow from sale of Federal Home Loan Bank (FHLB) stock." } } }, "auth_ref": [ "r1134" ] }, "us-gaap_ProceedsFromSaleOfLoansHeldForSale": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfLoansHeldForSale", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Proceeds from sales", "documentation": "The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization." } } }, "auth_ref": [ "r1136", "r1137" ] }, "us-gaap_ProceedsFromSaleOfOtherProductiveAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfOtherProductiveAssets", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 13.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Proceeds from sales of fixed assets", "documentation": "Amount of cash inflow from the sale of tangible or intangible assets used to produce goods or deliver services, classified as other." } } }, "auth_ref": [ "r184" ] }, "us-gaap_ProceedsFromSaleOfOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfOtherRealEstate", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 11.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Proceeds from sales of other real estate owned", "documentation": "The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy." } } }, "auth_ref": [ "r51" ] }, "us-gaap_ProceedsFromShortTermDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromShortTermDebt", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Net increase in borrowings under the Bank Term Funding Program", "documentation": "The cash inflow from a borrowing having initial term of repayment within one year or the normal operating cycle, if longer." } } }, "auth_ref": [ "r56" ] }, "us-gaap_ProceedsFromStockOptionsExercised": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromStockOptionsExercised", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "Proceeds from stock options exercised", "documentation": "Amount of cash inflow from exercise of option under share-based payment arrangement." } } }, "auth_ref": [ "r5", "r30" ] }, "istr_ProceedsFromSubordinatedNotesNetOfIssuanceCosts": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "ProceedsFromSubordinatedNotesNetOfIssuanceCosts", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 1.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "Proceeds from subordinated debt, net of issuance costs", "documentation": "Cash inflow of subordinated notes net of issuance costs." } } }, "auth_ref": [] }, "srt_ProductOrServiceAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ProductOrServiceAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Product and Service [Axis]", "documentation": "Information by product and service, or group of similar products and similar services." } } }, "auth_ref": [ "r421", "r806", "r873", "r874", "r875", "r876", "r877", "r878", "r1005", "r1037", "r1050", "r1089", "r1218", "r1219", "r1229", "r1304" ] }, "srt_ProductsAndServicesDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ProductsAndServicesDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Product and Service [Domain]", "documentation": "Product or service, or a group of similar products or similar services." } } }, "auth_ref": [ "r421", "r806", "r873", "r874", "r875", "r876", "r877", "r878", "r1005", "r1037", "r1050", "r1089", "r1218", "r1219", "r1229", "r1304" ] }, "us-gaap_ProfessionalFees": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProfessionalFees", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Professional fees", "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer." } } }, "auth_ref": [ "r1064", "r1313", "r1314" ] }, "us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAccumulatedDepreciationAndAmortization": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAccumulatedDepreciationAndAmortization", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details": { "parentTag": "us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAccumulatedDepreciationAndAmortization", "negatedLabel": "Less: Accumulated depreciation and amortization", "documentation": "Amount of accumulated depreciation and amortization from plant, property, and equipment and right-of-use asset from finance lease." } } }, "auth_ref": [ "r1084", "r1088", "r1213" ] }, "us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization", "totalLabel": "Bank premises and equipment, net", "documentation": "Amount, after accumulated depreciation and amortization, of property, plant, and equipment and finance lease right-of-use asset." } } }, "auth_ref": [ "r1088", "r1212" ] }, "us-gaap_PropertyPlantAndEquipmentByTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentByTypeAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual" ], "lang": { "en-us": { "role": { "label": "Long-Lived Tangible Asset [Axis]", "documentation": "Information by type of long-lived, physical assets used to produce goods and services and not intended for resale." } } }, "auth_ref": [ "r12" ] }, "us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-" ], "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment Disclosure [Text Block]", "documentation": "The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections." } } }, "auth_ref": [ "r198", "r274", "r277", "r278" ] }, "us-gaap_PropertyPlantAndEquipmentGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentGross", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details": { "parentTag": "us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual" ], "lang": { "en-us": { "role": { "label": "Bank premises and equipment, gross", "terseLabel": "Property, Plant and Equipment, Gross", "documentation": "Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures." } } }, "auth_ref": [ "r199", "r305", "r862" ] }, "us-gaap_PropertyPlantAndEquipmentNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentNet", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets" ], "lang": { "en-us": { "role": { "label": "Bank premises and equipment, net of accumulated depreciation of $19,476 and $22,025, respectively", "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures." } } }, "auth_ref": [ "r12", "r838", "r862", "r1048" ] }, "us-gaap_PropertyPlantAndEquipmentPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections." } } }, "auth_ref": [ "r12", "r274", "r277", "r860" ] }, "us-gaap_PropertyPlantAndEquipmentTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-tables" ], "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment [Table Text Block]", "documentation": "Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation." } } }, "auth_ref": [ "r12" ] }, "us-gaap_PropertyPlantAndEquipmentTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentTypeDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual" ], "lang": { "en-us": { "role": { "label": "Long-Lived Tangible Asset [Domain]", "documentation": "Listing of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software." } } }, "auth_ref": [ "r199" ] }, "us-gaap_PropertyPlantAndEquipmentUsefulLife": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentUsefulLife", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_PropertyPlantAndEquipmentUsefulLife", "terseLabel": "Property, Plant and Equipment, Useful Life (Year)", "documentation": "Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment." } } }, "auth_ref": [] }, "us-gaap_ProvisionForLoanLeaseAndOtherLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProvisionForLoanLeaseAndOtherLosses", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": -1.0, "order": 1.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 16.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Provision for credit losses", "documentation": "Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value." } } }, "auth_ref": [ "r9", "r18", "r236" ] }, "us-gaap_ProvisionForLoanLossesExpensed": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProvisionForLoanLossesExpensed", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Provision for credit losses on loans(2)(3)", "terseLabel": "Financing Receivable, Credit Loss, Expense (Reversal)", "documentation": "Amount of credit loss expense (reversal of expense) for financing receivable." } } }, "auth_ref": [ "r498", "r826" ] }, "srt_RangeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RangeAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Axis]", "documentation": "Information by statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median." } } }, "auth_ref": [ "r532", "r533", "r534", "r535", "r591", "r600", "r628", "r629", "r630", "r780", "r805", "r879", "r914", "r915", "r979", "r982", "r983", "r984", "r994", "r1001", "r1002", "r1019", "r1036", "r1043", "r1051", "r1054", "r1214", "r1226", "r1292", "r1293", "r1294", "r1295", "r1296" ] }, "srt_RangeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RangeMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Domain]", "documentation": "Statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median." } } }, "auth_ref": [ "r532", "r533", "r534", "r535", "r591", "r600", "r628", "r629", "r630", "r780", "r805", "r879", "r914", "r915", "r979", "r982", "r983", "r984", "r994", "r1001", "r1002", "r1019", "r1036", "r1043", "r1051", "r1054", "r1214", "r1226", "r1292", "r1293", "r1294", "r1295", "r1296" ] }, "us-gaap_RealEstateOwnedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RealEstateOwnedTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned" ], "lang": { "en-us": { "role": { "label": "Real Estate Owned [Text Block]", "documentation": "The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned." } } }, "auth_ref": [ "r1153" ] }, "us-gaap_RealEstateOwnedValuationAllowancePolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RealEstateOwnedValuationAllowancePolicy", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Real Estate Owned, Valuation Allowance, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for establishing and maintaining the valuation allowance related to real estate owned." } } }, "auth_ref": [] }, "istr_RealEstatePortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "RealEstatePortfolioSegmentMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details" ], "lang": { "en-us": { "role": { "label": "Real Estate Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to real estate." } } }, "auth_ref": [] }, "us-gaap_ReceivableTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReceivableTypeDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Receivable [Domain]", "documentation": "Financing arrangement representing a contractual right to receive money either on demand or on fixed and determinable dates." } } }, "auth_ref": [ "r47" ] }, "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters" ], "lang": { "en-us": { "role": { "label": "Regulatory Capital Requirements under Banking Regulations [Text Block]", "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union." } } }, "auth_ref": [ "r839", "r840", "r841", "r843", "r844", "r845", "r847", "r848" ] }, "istr_RelatedAllowanceMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "RelatedAllowanceMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details" ], "lang": { "en-us": { "role": { "label": "Related Allowance [Member]", "documentation": "Related to related allowance." } } }, "auth_ref": [] }, "us-gaap_RelatedPartyDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyDepositLiabilities", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_RelatedPartyDepositLiabilities", "terseLabel": "Related Party Deposit Liabilities", "documentation": "Amount of deposits held by the entity for a related party (entity, shareholder, employee)." } } }, "auth_ref": [ "r1143" ] }, "us-gaap_RelatedPartyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties-details-textual" ], "lang": { "en-us": { "role": { "label": "Related Party, Type [Domain]", "documentation": "Related parties include affiliates; other entities for which investments are accounted for by the equity method by the entity; trusts for benefit of employees; and principal owners, management, and members of immediate families. It also may include other parties with which the entity may control or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests." } } }, "auth_ref": [ "r598", "r767", "r768", "r918", "r919", "r920", "r921", "r922", "r944", "r946", "r978" ] }, "us-gaap_RelatedPartyTransactionAmountsOfTransaction": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionAmountsOfTransaction", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_RelatedPartyTransactionAmountsOfTransaction", "terseLabel": "Related Party Transaction, Amounts of Transaction", "documentation": "Amount of transactions with related party during the financial reporting period." } } }, "auth_ref": [ "r141", "r767" ] }, "us-gaap_RelatedPartyTransactionsByRelatedPartyAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionsByRelatedPartyAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties-details-textual" ], "lang": { "en-us": { "role": { "label": "Related Party, Type [Axis]", "documentation": "Information by type of related party. Related parties include, but not limited to, affiliates; other entities for which investments are accounted for by the equity method by the entity; trusts for benefit of employees; and principal owners, management, and members of immediate families. It also may include other parties with which the entity may control or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests." } } }, "auth_ref": [ "r598", "r767", "r768", "r812", "r813", "r814", "r815", "r816", "r817", "r818", "r819", "r820", "r821", "r822", "r823", "r918", "r919", "r920", "r921", "r922", "r944", "r946", "r978", "r1288" ] }, "us-gaap_RelatedPartyTransactionsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionsDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties" ], "lang": { "en-us": { "role": { "label": "Related Party Transactions Disclosure [Text Block]", "documentation": "The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates." } } }, "auth_ref": [ "r764", "r765", "r766", "r768", "r770", "r900", "r901", "r902", "r952", "r953", "r954", "r975", "r977" ] }, "us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RepaymentsOfFederalHomeLoanBankBorrowings", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 5.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_RepaymentsOfFederalHomeLoanBankBorrowings", "negatedLabel": "Repayment of long-term FHLB advances", "documentation": "Amount of cash outflow for repayment of Federal Home Loan Bank (FHLBank) borrowing, classified as financing activity." } } }, "auth_ref": [ "r1135" ] }, "us-gaap_RepaymentsOfSubordinatedDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RepaymentsOfSubordinatedDebt", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 2.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_RepaymentsOfSubordinatedDebt", "negatedLabel": "Extinguishment of subordinated debt", "documentation": "The cash outflow from the repayment of long-term borrowing where a lender is placed in a lien position behind debt having a higher priority of repayment (senior) in case of liquidation of the entity's assets or underlying collateral." } } }, "auth_ref": [ "r58" ] }, "srt_RepurchaseAgreementCounterpartyNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RepurchaseAgreementCounterpartyNameDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Counterparty Name [Domain]", "documentation": "Named other party that participates in a financial transaction. Examples include, but not limited to, the name of the financial institution." } } }, "auth_ref": [ "r357", "r358", "r550", "r576", "r769", "r1009", "r1010" ] }, "us-gaap_RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RepurchaseAgreementsResaleAgreementsSecuritiesBorrowedAndSecuritiesLoanedDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-" ], "lang": { "en-us": { "role": { "label": "Repurchase Agreements, Resale Agreements, Securities Borrowed, and Securities Loaned Disclosure [Text Block]", "documentation": "The entire disclosure for repurchase agreements (also known as repos), resale agreements (also known as reverse repurchase agreements or reverse repos), securities borrowed transactions, and securities loaned transactions." } } }, "auth_ref": [ "r217" ] }, "us-gaap_RepurchaseAgreementsValuationPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RepurchaseAgreementsValuationPolicy", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Repurchase Agreements, Valuation, Policy [Policy Text Block]", "documentation": "Disclosure of the accounting policy for determining which carrying amount is used for securities sold under repurchase agreements and the method used to determine that amount." } } }, "auth_ref": [ "r133", "r136" ] }, "us-gaap_ResidentialMortgageBackedSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ResidentialMortgageBackedSecuritiesMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "label": "Residential Mortgage-Backed Securities [Member]", "documentation": "Securities collateralized by residential real estate mortgage loans." } } }, "auth_ref": [ "r1162", "r1169", "r1174", "r1179", "r1187", "r1231" ] }, "istr_RestrictedStockAndRestrictedStockUnitsMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "RestrictedStockAndRestrictedStockUnitsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "Restricted Stock and Restricted Stock Units [Member]", "documentation": "Represents restricted stock and restricted stock units." } } }, "auth_ref": [] }, "us-gaap_RestrictedStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RestrictedStockMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details" ], "lang": { "en-us": { "role": { "label": "Restricted Stock [Member]", "documentation": "Stock including a provision that prohibits sale or substantive sale of an equity instrument for a specified period of time or until specified performance conditions are met." } } }, "auth_ref": [ "r70" ] }, "us-gaap_RestrictedStockUnitsRSUMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RestrictedStockUnitsRSUMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details" ], "lang": { "en-us": { "role": { "label": "Restricted Stock Units (RSUs) [Member]", "documentation": "Share instrument which is convertible to stock or an equivalent amount of cash, after a specified period of time or when specified performance conditions are met." } } }, "auth_ref": [] }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsAccumulatedDeficit", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 2.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Retained earnings", "documentation": "Amount of accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r169", "r203", "r858", "r886", "r891", "r898", "r927", "r1048" ] }, "us-gaap_RetainedEarningsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity" ], "lang": { "en-us": { "role": { "label": "Retained Earnings [Member]", "documentation": "Accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r299", "r361", "r362", "r363", "r366", "r374", "r376", "r486", "r492", "r637", "r638", "r639", "r662", "r663", "r689", "r692", "r693", "r696", "r707", "r882", "r884", "r904", "r1315" ] }, "istr_RetentionCreditPerEmployeePerQuarter": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "RetentionCreditPerEmployeePerQuarter", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_RetentionCreditPerEmployeePerQuarter", "terseLabel": "Retention Credit Per Employee Per Quarter", "documentation": "Retention credit per employee per quarter." } } }, "auth_ref": [] }, "istr_RetentionCreditPerQuarterPercentageOfWages": { "xbrltype": "percentItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "RetentionCreditPerQuarterPercentageOfWages", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_RetentionCreditPerQuarterPercentageOfWages", "terseLabel": "Retention Credit Per Quarter, Percentage of Wages", "documentation": "Retention credit per quarter qualified as a percentage of employee wages." } } }, "auth_ref": [] }, "us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenueFromContractWithCustomerExcludingAssessedTax", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "Noninterest income", "documentation": "Amount, excluding tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value added and excise." } } }, "auth_ref": [ "r401", "r402", "r413", "r416", "r417", "r421", "r422", "r423", "r589", "r590", "r806" ] }, "us-gaap_RevenueRecognitionPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenueRecognitionPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Revenue [Policy Text Block]", "documentation": "Disclosure of accounting policy for revenue. Includes revenue from contract with customer and from other sources." } } }, "auth_ref": [ "r950", "r1003", "r1014" ] }, "us-gaap_Revenues": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Revenues", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "parentTag": "istr_IncomeLossBeforeEquityInUndistributedIncomeLossOfSubsidiaryIncomeTaxes", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_Revenues", "totalLabel": "Total revenue", "documentation": "Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss)." } } }, "auth_ref": [ "r337", "r352", "r401", "r402", "r413", "r416", "r417", "r421", "r422", "r423", "r481", "r537", "r538", "r539", "r540", "r541", "r542", "r543", "r544", "r545", "r730", "r829", "r1222" ] }, "us-gaap_RevenuesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenuesAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details" ], "lang": { "en-us": { "role": { "label": "REVENUE" } } }, "auth_ref": [] }, "us-gaap_RevenuesNetOfInterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenuesNetOfInterestExpense", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income" ], "lang": { "en-us": { "role": { "label": "us-gaap_RevenuesNetOfInterestExpense", "totalLabel": "Income before noninterest expense", "documentation": "Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income after deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss)." } } }, "auth_ref": [ "r401", "r402", "r413", "r416", "r417", "r421", "r422", "r423" ] }, "ecd_Rule10b51ArrAdoptedFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "Rule10b51ArrAdoptedFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_Rule10b51ArrAdoptedFlag", "terseLabel": "Rule 10b5-1 Arrangement Adopted [Flag]" } } }, "auth_ref": [ "r1076" ] }, "ecd_Rule10b51ArrTrmntdFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "Rule10b51ArrTrmntdFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "label": "ecd_Rule10b51ArrTrmntdFlag", "terseLabel": "Rule 10b5-1 Arrangement Terminated [Flag]" } } }, "auth_ref": [ "r1076" ] }, "istr_SalariesAndEmployeeBenefitsMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "SalariesAndEmployeeBenefitsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual" ], "lang": { "en-us": { "role": { "label": "Salaries and Employee Benefits [Member]", "documentation": "Represents salaries and employee benefits." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]", "documentation": "Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables." } } }, "auth_ref": [ "r47" ] }, "us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]", "documentation": "Tabular disclosure of the components of accumulated other comprehensive income (loss)." } } }, "auth_ref": [ "r49", "r1279", "r1280" ] }, "us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]", "documentation": "Tabular disclosure of securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) in the future that were not included in the computation of diluted EPS because to do so would increase EPS amounts or decrease loss per share amounts for the period presented, by antidilutive securities." } } }, "auth_ref": [ "r70" ] }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]", "documentation": "Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value." } } }, "auth_ref": [] }, "istr_ScheduleOfAverageRecordedInvestmentAndInterestIncomeRecognizedForTroubledDebtRestructuringsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "ScheduleOfAverageRecordedInvestmentAndInterestIncomeRecognizedForTroubledDebtRestructuringsTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Average Recorded Investment and Interest Income Recognized For Troubled Debt Restructurings [Table Text Block", "documentation": "Tabular disclosure of average recorded investment and interest income recognized for troubled debt restructurings." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]", "documentation": "Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity." } } }, "auth_ref": [ "r842", "r846" ] }, "us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]", "documentation": "Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years." } } }, "auth_ref": [ "r212" ] }, "srt_ScheduleOfCondensedBalanceSheetTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfCondensedBalanceSheetTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-tables" ], "lang": { "en-us": { "role": { "label": "Condensed Balance Sheet [Table Text Block]", "documentation": "Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations." } } }, "auth_ref": [ "r1117", "r1144" ] }, "srt_ScheduleOfCondensedCashFlowStatementTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfCondensedCashFlowStatementTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-tables" ], "lang": { "en-us": { "role": { "label": "Condensed Cash Flow Statement [Table Text Block]", "documentation": "Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations." } } }, "auth_ref": [ "r1117", "r1144" ] }, "srt_ScheduleOfCondensedIncomeStatementTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfCondensedIncomeStatementTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-tables" ], "lang": { "en-us": { "role": { "label": "Condensed Income Statement [Table Text Block]", "documentation": "Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations." } } }, "auth_ref": [ "r1117", "r1144" ] }, "us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Deferred Tax Assets and Liabilities [Table Text Block]", "documentation": "Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets." } } }, "auth_ref": [ "r211" ] }, "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]", "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations." } } }, "auth_ref": [ "r1149" ] }, "us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]", "documentation": "Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations." } } }, "auth_ref": [ "r210" ] }, "us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]", "documentation": "Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3)." } } }, "auth_ref": [ "r713", "r714" ] }, "us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Nonaccrual [Table Text Block]", "documentation": "Tabular disclosure of financing receivable on nonaccrual status." } } }, "auth_ref": [ "r88", "r503" ] }, "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Finite-Lived Intangible Assets [Table Text Block]", "documentation": "Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment." } } }, "auth_ref": [ "r94", "r95" ] }, "istr_ScheduleOfImpairedFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "ScheduleOfImpairedFinancingReceivablesTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Impaired Financing Receivables [Table Text Block]", "documentation": "Tabular disclosure of impaired financing receivables." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfNewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update and Change in Accounting Principle [Table Text Block]", "documentation": "Tabular disclosure of changes in accounting principles, including adoption of new accounting pronouncements, that describes the new methods, amount and effects on financial statement line items." } } }, "auth_ref": [ "r68", "r69", "r72", "r73" ] }, "us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfRelatedPartyTransactionsTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Related Party Transactions [Table Text Block]", "documentation": "Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfShareBasedCompensationRestrictedStockUnitsAwardActivityTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables" ], "lang": { "en-us": { "role": { "label": "Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]", "documentation": "Tabular disclosure of the number and weighted-average grant date fair value for restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock units that were granted, vested, or forfeited during the year." } } }, "auth_ref": [ "r105" ] }, "us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables" ], "lang": { "en-us": { "role": { "label": "Share-Based Payment Arrangement, Option, Activity [Table Text Block]", "documentation": "Tabular disclosure for stock option plans. Includes, but is not limited to, outstanding awards at beginning and end of year, grants, exercises, forfeitures, and weighted-average grant date fair value." } } }, "auth_ref": [ "r28", "r29", "r105" ] }, "us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Share-Based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]", "documentation": "Tabular disclosure of the significant assumptions used during the year to estimate the fair value of stock options, including, but not limited to: (a) expected term of share options and similar instruments, (b) expected volatility of the entity's shares, (c) expected dividends, (d) risk-free rate(s), and (e) discount for post-vesting restrictions." } } }, "auth_ref": [ "r209" ] }, "us-gaap_ScheduleOfSubordinatedBorrowingTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfSubordinatedBorrowingTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Subordinated Borrowing [Table Text Block]", "documentation": "Tabular disclosure of borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC uniform net capital rules for broker-dealers, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total." } } }, "auth_ref": [ "r249" ] }, "istr_ScheduledMaturitiesOfTimeDepositsTableTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "ScheduledMaturitiesOfTimeDepositsTableTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-tables" ], "lang": { "en-us": { "role": { "label": "Scheduled Maturities of Time Deposits Table [Table Text Block]", "documentation": "Tabular disclosure of maturities of time deposits." } } }, "auth_ref": [] }, "us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-tables" ], "lang": { "en-us": { "role": { "label": "Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]", "documentation": "Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets." } } }, "auth_ref": [ "r95" ] }, "us-gaap_SecuredDebtMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SecuredDebtMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual" ], "lang": { "en-us": { "role": { "label": "Secured Debt [Member]", "documentation": "Collateralized debt obligation backed by, for example, but not limited to, pledge, mortgage or other lien on the entity's assets." } } }, "auth_ref": [] }, "us-gaap_SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SecuredOvernightFinancingRateSofrOvernightIndexSwapRateMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details" ], "lang": { "en-us": { "role": { "label": "Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]", "documentation": "Fixed rate on U.S. dollar, constant-notional interest rate swap that has its variable-rate leg referenced to Secured Overnight Financing Rate (SOFR) with no additional spread over SOFR on variable-rate leg." } } }, "auth_ref": [ "r1273" ] }, "us-gaap_SecuritiesSoldUnderAgreementsToRepurchase": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SecuritiesSoldUnderAgreementsToRepurchase", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_SecuritiesSoldUnderAgreementsToRepurchase", "terseLabel": "Securities Sold under Agreements to Repurchase", "documentation": "Amount, after the effects of master netting arrangements, of funds outstanding borrowed in the form of a security repurchase agreement between the entity and another party for the sale and repurchase of identical or substantially the same securities at a date certain for a specified price. Includes liabilities not subject to a master netting arrangement and not elected to be offset." } } }, "auth_ref": [ "r146", "r315", "r316", "r354", "r355", "r979", "r982", "r984", "r994" ] }, "us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_SecuritiesSoldUnderAgreementsToRepurchaseFairValueOfCollateral", "terseLabel": "Securities Sold under Agreements to Repurchase, Fair Value of Collateral", "documentation": "Fair value of securities pledged as collateral against securities sold under agreement to repurchase." } } }, "auth_ref": [ "r317" ] }, "dei_Security12bTitle": { "xbrltype": "securityTitleItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "Security12bTitle", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Title of 12(b) Security", "documentation": "Title of a 12(b) registered security." } } }, "auth_ref": [ "r1067" ] }, "dei_SecurityExchangeName": { "xbrltype": "edgarExchangeCodeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SecurityExchangeName", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Security Exchange Name", "documentation": "Name of the Exchange on which a security is registered." } } }, "auth_ref": [ "r1069" ] }, "us-gaap_SegmentReportingPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SegmentReportingPolicyPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Segment Reporting, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for segment reporting." } } }, "auth_ref": [ "r407", "r408", "r409", "r410", "r411", "r412", "r422", "r1018" ] }, "us-gaap_ShareBasedCompensation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensation", "crdr": "debit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 12.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensation", "terseLabel": "Stock-based compensation", "documentation": "Amount of noncash expense for share-based payment arrangement." } } }, "auth_ref": [ "r9" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period (Year)", "documentation": "Estimated period over which an employee is required to provide service in exchange for the equity-based payment award, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r1044" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)", "documentation": "Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition." } } }, "auth_ref": [ "r1044" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod", "negatedLabel": "Forfeited, shares (in shares)", "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period." } } }, "auth_ref": [ "r620" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "Forfeited, weighted average grant date fair value (in dollars per share)", "documentation": "Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event." } } }, "auth_ref": [ "r620" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period (in shares)", "documentation": "The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan)." } } }, "auth_ref": [ "r618" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "Granted, weighted average grant date fair value (in dollars per share)", "documentation": "The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan)." } } }, "auth_ref": [ "r618" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "periodStartLabel": "Balance, shares (in shares)", "periodEndLabel": "Balance, shares (in shares)", "documentation": "The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date." } } }, "auth_ref": [ "r615", "r616" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue", "periodStartLabel": "Balance, beginning of period, weighted average grant date fair value (in dollars per share)", "periodEndLabel": "Balance, end of period, weighted average grant date fair value (in dollars per share)", "documentation": "Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options." } } }, "auth_ref": [ "r615", "r616" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod", "negatedLabel": "Earned and issued, shares (in shares)", "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period." } } }, "auth_ref": [ "r619" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "Earned and issued, weighted average grant date fair value (in dollars per share)", "documentation": "The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement." } } }, "auth_ref": [ "r619" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details" ], "lang": { "en-us": { "role": { "label": "Dividend yield", "documentation": "The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term." } } }, "auth_ref": [ "r629" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details" ], "lang": { "en-us": { "role": { "label": "Expected volatility", "documentation": "The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period." } } }, "auth_ref": [ "r628" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details" ], "lang": { "en-us": { "role": { "label": "Risk-free interest rate", "documentation": "The risk-free interest rate assumption that is used in valuing an option on its own shares." } } }, "auth_ref": [ "r630" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfAdditionalSharesAuthorized", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award, Number of Additional Shares Authorized (in shares)", "documentation": "Number of additional shares authorized for issuance under share-based payment arrangement." } } }, "auth_ref": [] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)", "documentation": "Number of shares authorized for issuance under share-based payment arrangement." } } }, "auth_ref": [ "r1045" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)", "documentation": "The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable." } } }, "auth_ref": [ "r104" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "Exercisable, shares (in shares)", "documentation": "The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan." } } }, "auth_ref": [ "r609" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "Exercisable, weighted average price (in dollars per share)", "documentation": "The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan." } } }, "auth_ref": [ "r609" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod", "negatedLabel": "Forfeited, shares (in shares)", "documentation": "The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan." } } }, "auth_ref": [ "r613" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "Granted, shares (in shares)", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross (in shares)", "documentation": "Gross number of share options (or share units) granted during the period." } } }, "auth_ref": [ "r611" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details" ], "lang": { "en-us": { "role": { "label": "Weighted average grant date fair value (in dollars per share)", "documentation": "The weighted average grant-date fair value of options granted during the reporting period as calculated by applying the disclosed option pricing methodology." } } }, "auth_ref": [ "r621" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue", "terseLabel": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value", "documentation": "Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding." } } }, "auth_ref": [ "r104" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "periodStartLabel": "Outstanding, shares (in shares)", "periodEndLabel": "Outstanding, shares (in shares)", "documentation": "Number of options outstanding, including both vested and non-vested options." } } }, "auth_ref": [ "r607", "r608" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "periodStartLabel": "Outstanding, weighted average price (in dollars per share)", "periodEndLabel": "Outstanding, weighted average price (in dollars per share)", "documentation": "Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan." } } }, "auth_ref": [ "r607", "r608" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details" ], "lang": { "en-us": { "role": { "label": "Award Type [Domain]", "documentation": "Award under share-based payment arrangement." } } }, "auth_ref": [ "r603", "r604", "r605", "r607", "r608", "r609", "r610", "r611", "r612", "r613", "r614", "r615", "r616", "r617", "r618", "r619", "r620", "r621", "r622", "r623", "r624", "r627", "r628", "r629", "r630", "r631" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "Exercised, weighted average price (in dollars per share)", "documentation": "Weighted average price at which option holders acquired shares when converting their stock options into shares." } } }, "auth_ref": [ "r612" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "Forfeited, weighted average price (in dollars per share)", "documentation": "Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated." } } }, "auth_ref": [ "r613" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "Granted, weighted average price (in dollars per share)", "documentation": "Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options." } } }, "auth_ref": [ "r611" ] }, "us-gaap_ShareBasedCompensationAwardTrancheOneMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationAwardTrancheOneMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "Share-Based Payment Arrangement, Tranche One [Member]", "documentation": "First portion of award under share-based payment arrangement differentiated by vesting feature, including, but not limited to, performance measure or service period." } } }, "auth_ref": [] }, "us-gaap_ShareBasedCompensationAwardTrancheTwoMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationAwardTrancheTwoMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "Share-Based Payment Arrangement, Tranche Two [Member]", "documentation": "Second portion of award under share-based payment arrangement differentiated by vesting feature, including, but not limited to, performance measure or service period." } } }, "auth_ref": [] }, "us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationOptionAndIncentivePlansPolicy", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Share-Based Payment Arrangement [Policy Text Block]", "documentation": "Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost." } } }, "auth_ref": [ "r601", "r606", "r625", "r626", "r627", "r628", "r631", "r640", "r641", "r642", "r643" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage", "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage", "documentation": "Percentage of vesting of award under share-based payment arrangement." } } }, "auth_ref": [ "r1233" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details" ], "lang": { "en-us": { "role": { "label": "Expected term (in years) (Year)", "documentation": "Expected term of award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r627" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "Exercisable, weighted average remaining contractual term (Year)", "documentation": "Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r104" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "Outstanding, weighted average remaining contractual term (Year)", "documentation": "Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r208" ] }, "us-gaap_SharesIssuedPricePerShare": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharesIssuedPricePerShare", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_SharesIssuedPricePerShare", "terseLabel": "Shares Issued, Price Per Share (in dollars per share)", "documentation": "Per share or per unit amount of equity securities issued." } } }, "auth_ref": [] }, "us-gaap_ShorttermDebtFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShorttermDebtFairValue", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Borrowings under BTFP and repurchase agreements", "label": "us-gaap_ShorttermDebtFairValue", "documentation": "This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the amount of short-term debt existing as of the balance sheet date." } } }, "auth_ref": [] }, "us-gaap_SignificantAccountingPoliciesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SignificantAccountingPoliciesTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies" ], "lang": { "en-us": { "role": { "label": "Significant Accounting Policies [Text Block]", "documentation": "The entire disclosure for all significant accounting policies of the reporting entity." } } }, "auth_ref": [ "r190", "r349" ] }, "us-gaap_SoftwareAndSoftwareDevelopmentCostsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SoftwareAndSoftwareDevelopmentCostsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details" ], "lang": { "en-us": { "role": { "label": "Software and Software Development Costs [Member]", "documentation": "Purchased software applications and internally developed software for sale, licensing or long-term internal use." } } }, "auth_ref": [] }, "us-gaap_SpecialMentionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SpecialMentionMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "label": "Special Mention [Member]", "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date." } } }, "auth_ref": [ "r86", "r1206" ] }, "us-gaap_StandbyLettersOfCreditMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StandbyLettersOfCreditMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details" ], "lang": { "en-us": { "role": { "label": "Standby Letters of Credit [Member]", "documentation": "An irrevocable undertaking (typically by a financial institution) to guarantee payment of a specified financial obligation." } } }, "auth_ref": [ "r0", "r1220", "r1306", "r1307" ] }, "us-gaap_StatementEquityComponentsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementEquityComponentsAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "Equity Components [Axis]", "documentation": "Information by component of equity." } } }, "auth_ref": [ "r23", "r46", "r299", "r333", "r334", "r335", "r361", "r362", "r363", "r366", "r374", "r376", "r399", "r486", "r492", "r588", "r637", "r638", "r639", "r662", "r663", "r689", "r691", "r692", "r693", "r694", "r696", "r707", "r735", "r736", "r737", "r738", "r739", "r740", "r763", "r882", "r883", "r884", "r904", "r970" ] }, "us-gaap_StatementLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementLineItems", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-tables", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-tables", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-tables", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-tables", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-tables", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-tables", "http://investors.investarbank.com/20231231/role/statement-note-23-subsequent-events", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-real-estate-owned-details", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-tables", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-tables", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-quantitative-information-regarding-operating-leases-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-tables", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-tables", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-tables", "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-", "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-details-textual", "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Statement [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r361", "r362", "r363", "r399", "r806", "r892", "r905", "r916", "r918", "r919", "r920", "r921", "r922", "r926", "r929", "r930", "r931", "r932", "r933", "r935", "r936", "r937", "r938", "r940", "r941", "r942", "r943", "r944", "r946", "r950", "r951", "r956", "r957", "r958", "r959", "r960", "r961", "r962", "r963", "r964", "r965", "r966", "r967", "r970", "r1055" ] }, "us-gaap_StatementOfCashFlowsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfCashFlowsAbstract", "lang": { "en-us": { "role": { "label": "Statement of Cash Flows [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfFinancialPositionAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfFinancialPositionAbstract", "lang": { "en-us": { "role": { "label": "Statement of Financial Position [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfIncomeAndComprehensiveIncomeAbstract", "lang": { "en-us": { "role": { "label": "Statement of Comprehensive Income [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfStockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfStockholdersEquityAbstract", "lang": { "en-us": { "role": { "label": "Statement of Stockholders' Equity [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementTable", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-comprehensive-income-loss-parentheticals", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-income", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-tables", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-tables", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-", "http://investors.investarbank.com/20231231/role/statement-note-15-employee-benefit-plans-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-income-tax-expense-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-tables", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-tables", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-contractual-maturity-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties", "http://investors.investarbank.com/20231231/role/statement-note-20-transactions-with-related-parties-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-operations-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-tables", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-antidilutive-securities-details", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-tables", "http://investors.investarbank.com/20231231/role/statement-note-23-subsequent-events", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "http://investors.investarbank.com/20231231/role/statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-real-estate-owned-details", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-tables", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-tables", "http://investors.investarbank.com/20231231/role/statement-note-6-leases", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-future-minimum-lease-payment-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-quantitative-information-regarding-operating-leases-details", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-tables", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-tables", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-deposits-details", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-tables", "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-", "http://investors.investarbank.com/20231231/role/statement-note-9-securities-sold-under-agreements-to-repurchase-details-textual", "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Statement [Table]", "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed." } } }, "auth_ref": [ "r361", "r362", "r363", "r399", "r806", "r892", "r905", "r916", "r918", "r919", "r920", "r921", "r922", "r926", "r929", "r930", "r931", "r932", "r933", "r935", "r936", "r937", "r938", "r940", "r941", "r942", "r943", "r944", "r946", "r950", "r951", "r956", "r957", "r958", "r959", "r960", "r961", "r962", "r963", "r964", "r965", "r966", "r967", "r970", "r1055" ] }, "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodSharesStockOptionsExercised", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised", "negatedLabel": "Exercised, shares (in shares)", "documentation": "Number of share options (or share units) exercised during the current period." } } }, "auth_ref": [ "r23", "r166", "r167", "r203", "r612" ] }, "us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodValueShareBasedCompensation", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity" ], "lang": { "en-us": { "role": { "label": "Stock-based compensation", "documentation": "Value, after forfeiture, of shares issued under share-based payment arrangement. Excludes employee stock ownership plan (ESOP)." } } }, "auth_ref": [ "r106", "r166", "r167", "r203" ] }, "us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodValueStockOptionsExercised", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity" ], "lang": { "en-us": { "role": { "label": "Options exercised", "documentation": "Value of stock issued as a result of the exercise of stock options." } } }, "auth_ref": [ "r23", "r46", "r203" ] }, "us-gaap_StockOptionPlanExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockOptionPlanExpense", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_StockOptionPlanExpense", "terseLabel": "Stock or Unit Option Plan Expense", "documentation": "Amount of noncash expense for option under share-based payment arrangement." } } }, "auth_ref": [ "r10" ] }, "us-gaap_StockRepurchasedAndRetiredDuringPeriodValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockRepurchasedAndRetiredDuringPeriodValue", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity" ], "lang": { "en-us": { "role": { "label": "us-gaap_StockRepurchasedAndRetiredDuringPeriodValue", "negatedLabel": "Shares repurchased", "documentation": "Equity impact of the value of stock that has been repurchased and retired during the period. The excess of the purchase price over par value can be charged against retained earnings (once the excess is fully allocated to additional paid in capital)." } } }, "auth_ref": [ "r23", "r166", "r167", "r203" ] }, "us-gaap_StockRepurchasedDuringPeriodShares": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockRepurchasedDuringPeriodShares", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_StockRepurchasedDuringPeriodShares", "terseLabel": "Stock Repurchased During Period, Shares (in shares)", "documentation": "Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock." } } }, "auth_ref": [ "r23", "r166", "r167", "r203", "r897", "r970", "r997" ] }, "us-gaap_StockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquity", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 0.0 }, "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_StockholdersEquity", "totalLabel": "Total stockholders\u2019 equity", "periodStartLabel": "Balance", "periodEndLabel": "Balance", "documentation": "Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest." } } }, "auth_ref": [ "r167", "r170", "r171", "r192", "r928", "r945", "r971", "r972", "r1048", "r1065", "r1141", "r1198", "r1278", "r1315" ] }, "us-gaap_StockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquityAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "STOCKHOLDERS\u2019 EQUITY" } } }, "auth_ref": [] }, "us-gaap_StockholdersEquityNoteDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquityNoteDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity" ], "lang": { "en-us": { "role": { "label": "Equity [Text Block]", "documentation": "The entire disclosure for equity." } } }, "auth_ref": [ "r202", "r351", "r574", "r575", "r577", "r578", "r579", "r580", "r581", "r582", "r583", "r584", "r585", "r587", "r588", "r698", "r973", "r976", "r998" ] }, "us-gaap_StockholdersEquityPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquityPolicyTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Stockholders' Equity, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for its capital stock transactions, including dividends and accumulated other comprehensive income." } } }, "auth_ref": [ "r14", "r974" ] }, "us-gaap_SubordinatedBorrowingsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubordinatedBorrowingsDisclosureTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-" ], "lang": { "en-us": { "role": { "label": "Subordinated Borrowings Disclosure [Text Block]", "documentation": "The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC's uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total." } } }, "auth_ref": [ "r249" ] }, "us-gaap_SubordinatedDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubordinatedDebt", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 1.0 }, "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-balance-sheets", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-balance-sheets-details" ], "lang": { "en-us": { "role": { "label": "Subordinated debt, net of unamortized issuance costs", "terseLabel": "Subordinated Debt", "documentation": "Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets." } } }, "auth_ref": [ "r38", "r161", "r226", "r1303" ] }, "us-gaap_SubordinatedDebtMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubordinatedDebtMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-details-textual" ], "lang": { "en-us": { "role": { "label": "Subordinated Debt [Member]", "documentation": "This element represents domestic or foreign subordinated debt. Subordinated debt has a lower priority of repayment in liquidation of the entity's assets." } } }, "auth_ref": [] }, "us-gaap_SubsequentEventsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubsequentEventsTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-23-subsequent-events" ], "lang": { "en-us": { "role": { "label": "Subsequent Events [Text Block]", "documentation": "The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business." } } }, "auth_ref": [ "r772", "r773" ] }, "srt_SubsidiariesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "SubsidiariesMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Subsidiaries [Member]", "documentation": "Entity in which controlling financial interest is held. Includes, but is not limited to, variable interest entity (VIE) consolidated by primary beneficiary. Excludes entity in which broker-dealer holds controlling financial interest but control is likely to be temporary." } } }, "auth_ref": [ "r1232", "r1285", "r1286", "r1288" ] }, "us-gaap_SubstandardMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubstandardMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details" ], "lang": { "en-us": { "role": { "label": "Substandard [Member]", "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected." } } }, "auth_ref": [ "r86", "r1206" ] }, "istr_SummaryOfAccruingAndNonaccrualTroubledDebtRestructuringsAndRelatedLoanLossesByPortfolioTypeTableTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "SummaryOfAccruingAndNonaccrualTroubledDebtRestructuringsAndRelatedLoanLossesByPortfolioTypeTableTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Summary of Accruing and Nonaccrual Troubled Debt Restructurings and Related Loan Losses By Portfolio Type Table [Table Text Block]", "documentation": "Tabular disclosure of summary of accruing and nonaccrual troubled debt restructurings and related loan losses by portfolio type table." } } }, "auth_ref": [] }, "us-gaap_SupplementalCashFlowInformationAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SupplementalCashFlowInformationAbstract", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details" ], "lang": { "en-us": { "role": { "label": "SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION" } } }, "auth_ref": [] }, "istr_SwapTerminationFeesMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "SwapTerminationFeesMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments", "http://investors.investarbank.com/20231231/role/statement-note-12-derivative-financial-instruments-details-textual" ], "lang": { "en-us": { "role": { "label": "Swap Termination Fees [Member]", "documentation": "Represents information included in the Swap Termination Fees income statement line item." } } }, "auth_ref": [] }, "istr_TDRMember": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "TDRMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details" ], "lang": { "en-us": { "role": { "label": "TDR [Member]", "documentation": "Represents TDR." } } }, "auth_ref": [] }, "us-gaap_TableTextBlock": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-tables", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-tables", "http://investors.investarbank.com/20231231/role/statement-note-13-stockholders-equity-tables", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-tables", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-tables", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-tables", "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-tables", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-tables", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-tables", "http://investors.investarbank.com/20231231/role/statement-note-21-parent-company-only-financial-statements-tables", "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-tables", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables", "http://investors.investarbank.com/20231231/role/statement-note-4-other-real-estate-owned-tables", "http://investors.investarbank.com/20231231/role/statement-note-5-bank-premises-and-equipment-tables", "http://investors.investarbank.com/20231231/role/statement-note-6-leases-tables", "http://investors.investarbank.com/20231231/role/statement-note-7-goodwill-and-other-intangible-assets-tables", "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-tables" ], "lang": { "en-us": { "role": { "label": "us-gaap_TableTextBlock", "terseLabel": "Notes Tables" } } }, "auth_ref": [] }, "us-gaap_TaxPeriodAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TaxPeriodAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual" ], "lang": { "en-us": { "role": { "label": "Tax Period [Axis]", "documentation": "Information about the period subject to enacted tax laws." } } }, "auth_ref": [] }, "us-gaap_TaxPeriodDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TaxPeriodDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual" ], "lang": { "en-us": { "role": { "label": "Tax Period [Domain]", "documentation": "Identified tax period." } } }, "auth_ref": [] }, "istr_TaxYear2033Member": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "TaxYear2033Member", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual" ], "lang": { "en-us": { "role": { "label": "Tax Year 2033 [Member]", "documentation": "Represents tax year 2033." } } }, "auth_ref": [] }, "istr_TaxYear2039Member": { "xbrltype": "domainItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "TaxYear2039Member", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes", "http://investors.investarbank.com/20231231/role/statement-note-16-income-taxes-details-textual" ], "lang": { "en-us": { "role": { "label": "Tax Year 2039 [Member]", "documentation": "Represents tax year 2039." } } }, "auth_ref": [] }, "us-gaap_TierOneLeverageCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapital", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 leverage capital, actual amount", "documentation": "Amount of Tier 1 leverage capital as defined by regulatory framework." } } }, "auth_ref": [ "r842" ] }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 leverage capital, well capitalized amount", "documentation": "Amount of minimum Tier 1 leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r842" ] }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 leverage capital, well capitalized ratio", "documentation": "Ratio of minimum Tier 1 leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r842" ] }, "us-gaap_TierOneLeverageCapitalToAverageAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalToAverageAssets", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 leverage capital, actual ratio", "documentation": "Ratio of Tier 1 capital to average assets as defined by regulatory framework." } } }, "auth_ref": [ "r842" ] }, "us-gaap_TierOneRiskBasedCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapital", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 risk-based capital, actual amount", "documentation": "Amount of Tier 1 risk-based capital as defined by regulatory framework." } } }, "auth_ref": [ "r842" ] }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 risk-based capital, well capitalized amount", "documentation": "Amount of minimum Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r842" ] }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 risk-based capital, well capitalized ratio", "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r842" ] }, "us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalToRiskWeightedAssets", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details" ], "lang": { "en-us": { "role": { "label": "Tier 1 risk-based capital, actual ratio", "documentation": "Ratio of Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework." } } }, "auth_ref": [ "r842" ] }, "us-gaap_TimeDepositMaturitiesYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearFive", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details": { "parentTag": "us-gaap_TimeDeposits", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_TimeDepositMaturitiesYearFive", "terseLabel": "2028", "documentation": "Amount of time deposit maturing in fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r13" ] }, "us-gaap_TimeDepositMaturitiesYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearFour", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details": { "parentTag": "us-gaap_TimeDeposits", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_TimeDepositMaturitiesYearFour", "terseLabel": "2027", "documentation": "Amount of time deposit maturing in fourth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r13" ] }, "us-gaap_TimeDepositMaturitiesYearOne": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearOne", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details": { "parentTag": "us-gaap_TimeDeposits", "weight": 1.0, "order": 0.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_TimeDepositMaturitiesYearOne", "terseLabel": "2024", "documentation": "Amount of time deposit maturing in next fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r13" ] }, "us-gaap_TimeDepositMaturitiesYearThree": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearThree", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details": { "parentTag": "us-gaap_TimeDeposits", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_TimeDepositMaturitiesYearThree", "terseLabel": "2026", "documentation": "Amount of time deposit maturing in third fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r13" ] }, "us-gaap_TimeDepositMaturitiesYearTwo": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearTwo", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details": { "parentTag": "us-gaap_TimeDeposits", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_TimeDepositMaturitiesYearTwo", "terseLabel": "2025", "documentation": "Amount of time deposit maturing in second fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r13" ] }, "us-gaap_TimeDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDeposits", "crdr": "credit", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-scheduled-maturates-of-time-deposits-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_TimeDeposits", "totalLabel": "Time Deposits", "documentation": "Amount of time deposit liabilities, including certificates of deposit." } } }, "auth_ref": [ "r16", "r145" ] }, "istr_TimeDeposits250000AndAbove": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "TimeDeposits250000AndAbove", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-8-deposits-details-textual" ], "lang": { "en-us": { "role": { "label": "istr_TimeDeposits250000AndAbove", "terseLabel": "Time Deposits 250,000 and Above", "documentation": "Time deposits 250000 and above." } } }, "auth_ref": [] }, "srt_TitleOfIndividualAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "TitleOfIndividualAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "Title of Individual [Axis]", "documentation": "Information by title of individual or nature of relationship to individual or group of individuals." } } }, "auth_ref": [ "r1152", "r1287" ] }, "srt_TitleOfIndividualWithRelationshipToEntityDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "TitleOfIndividualWithRelationshipToEntityDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies", "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-details-textual" ], "lang": { "en-us": { "role": { "label": "Title of Individual [Domain]", "documentation": "Title of individual, or nature of relationship to individual or group of individuals." } } }, "auth_ref": [] }, "us-gaap_TradingSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TradingSecurities", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-details-textual" ], "lang": { "en-us": { "role": { "label": "us-gaap_TradingSecurities", "terseLabel": "Debt Securities, Trading, and Equity Securities, FV-NI", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in net income (trading) and investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI)." } } }, "auth_ref": [ "r153", "r311", "r1006" ] }, "dei_TradingSymbol": { "xbrltype": "tradingSymbolItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "TradingSymbol", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-document-and-entity-information" ], "lang": { "en-us": { "role": { "label": "Trading Symbol", "documentation": "Trading symbol of an instrument as listed on an exchange." } } }, "auth_ref": [] }, "istr_TransferFromBankPremisesAndEquipmentToOtherAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "TransferFromBankPremisesAndEquipmentToOtherAssets", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Transfer from bank premises and equipment to other real estate owned", "documentation": "Represents transfer from bank premises and equipment to other assets." } } }, "auth_ref": [] }, "us-gaap_TransferToOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TransferToOtherRealEstate", "crdr": "debit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-cash-flows" ], "lang": { "en-us": { "role": { "label": "Transfer from loans to other real estate owned", "documentation": "Value transferred from mortgage loans to real estate owned (REO) in noncash transactions." } } }, "auth_ref": [ "r65", "r66", "r67" ] }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowed-funds-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "label": "Financial Instruments [Domain]", "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms." } } }, "auth_ref": [ "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456", "r457", "r458", "r459", "r460", "r461", "r462", "r463", "r464", "r465", "r466", "r467", "r468", "r469", "r470", "r471", "r472", "r473", "r474", "r475", "r476", "r477", "r571", "r586", "r697", "r774", "r775", "r776", "r777", "r778", "r779", "r780", "r781", "r782", "r783", "r784", "r785", "r786", "r787", "r789", "r790", "r791", "r792", "r793", "r794", "r795", "r796", "r797", "r798", "r799", "r800", "r801", "r802", "r803", "r804", "r866", "r1091", "r1092", "r1093", "r1094", "r1095", "r1096", "r1097", "r1192", "r1193", "r1194", "r1195" ] }, "us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-tables" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Modified [Table Text Block]", "documentation": "Tabular disclosure of financing receivable modified for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r1019", "r1154", "r1155", "r1156", "r1157" ] }, "us-gaap_TypeOfAdoptionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TypeOfAdoptionMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-consolidated-statements-of-changes-in-stockholders-equity", "http://investors.investarbank.com/20231231/role/statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details" ], "lang": { "en-us": { "role": { "label": "Accounting Standards Update [Domain]", "documentation": "Amendment to accounting standards." } } }, "auth_ref": [ "r297", "r298", "r299", "r300", "r301", "r365", "r366", "r367", "r368", "r377", "r442", "r443", "r483", "r484", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492", "r527", "r637", "r638", "r639", "r660", "r661", "r662", "r663", "r673", "r674", "r675", "r686", "r687", "r688", "r689", "r690", "r691", "r692", "r693", "r694", "r695", "r696", "r699", "r700", "r701", "r702", "r703", "r704", "r705", "r706", "r707", "r708", "r709", "r710", "r725", "r726", "r731", "r732", "r733", "r734", "r741", "r742", "r746", "r747", "r748", "r749", "r759", "r760", "r761", "r762", "r763", "r808", "r809", "r810", "r880", "r881", "r882", "r883", "r884", "r885", "r886", "r887", "r888", "r889", "r890", "r891" ] }, "us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USGovernmentCorporationsAndAgenciesSecuritiesMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details" ], "lang": { "en-us": { "role": { "label": "US Government Corporations and Agencies Securities [Member]", "documentation": "This category includes information about debt issued by US Government Corporations and Agencies. Investments in such US Government Corporations may include debt securities issued by the Government National Mortgage Association (Ginnie Mae) and by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac)." } } }, "auth_ref": [ "r1301" ] }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USStatesAndPoliticalSubdivisionsMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details", "http://investors.investarbank.com/20231231/role/statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details" ], "lang": { "en-us": { "role": { "label": "US States and Political Subdivisions Debt Securities [Member]", "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments." } } }, "auth_ref": [ "r1038", "r1305" ] }, "us-gaap_UnfundedLoanCommitmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnfundedLoanCommitmentMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Unfunded Loan Commitment [Member]", "documentation": "Undisbursed funds of a credit facility in which the borrower may draw upon." } } }, "auth_ref": [] }, "us-gaap_UnlikelyToBeCollectedFinancingReceivableMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnlikelyToBeCollectedFinancingReceivableMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses", "http://investors.investarbank.com/20231231/role/statement-note-3-loans-and-allowance-for-credit-losses-details-textual" ], "lang": { "en-us": { "role": { "label": "Unlikely to be Collected Financing Receivable [Member]", "documentation": "Financing arrangement that represents a contractual right to receive money either on demand or on fixed or determinable dates that are considered uncollectible or of little value. Excludes no recovery or salvage value." } } }, "auth_ref": [ "r86", "r1206" ] }, "us-gaap_UnusedCommitmentsToExtendCredit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnusedCommitmentsToExtendCredit", "crdr": "credit", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Commitments to extend credit", "label": "us-gaap_UnusedCommitmentsToExtendCredit", "documentation": "Unused amount of commitments to extend credit to customers." } } }, "auth_ref": [] }, "us-gaap_UseOfEstimates": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UseOfEstimates", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-significant-accounting-policies-policies" ], "lang": { "en-us": { "role": { "label": "Use of Estimates, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles." } } }, "auth_ref": [ "r74", "r75", "r76", "r272", "r273", "r275", "r276" ] }, "us-gaap_ValuationTechniqueAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ValuationTechniqueAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Valuation Approach and Technique [Axis]", "documentation": "Information by valuation approach and technique." } } }, "auth_ref": [ "r26" ] }, "us-gaap_ValuationTechniqueDiscountedCashFlowMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ValuationTechniqueDiscountedCashFlowMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Valuation Technique, Discounted Cash Flow [Member]", "documentation": "Valuation technique calculating present value of future cash flows." } } }, "auth_ref": [ "r1277" ] }, "us-gaap_ValuationTechniqueDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ValuationTechniqueDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Valuation Approach and Technique [Domain]", "documentation": "Valuation approach and technique." } } }, "auth_ref": [ "r26" ] }, "us-gaap_VariableRateAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableRateAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details" ], "lang": { "en-us": { "role": { "label": "Variable Rate [Axis]", "documentation": "Information by type of variable rate." } } }, "auth_ref": [] }, "us-gaap_VariableRateDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableRateDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-", "http://investors.investarbank.com/20231231/role/statement-note-10-subordinated-debt-securities-details-textual", "http://investors.investarbank.com/20231231/role/statement-note-11-other-borrowing-funds-junior-subordinated-debt-details" ], "lang": { "en-us": { "role": { "label": "Variable Rate [Domain]", "documentation": "Interest rate that fluctuates over time as a result of an underlying benchmark interest rate or index." } } }, "auth_ref": [] }, "us-gaap_VestingAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VestingAxis", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "Vesting [Axis]", "documentation": "Information by vesting schedule of award under share-based payment arrangement." } } }, "auth_ref": [ "r1233", "r1234", "r1235", "r1236", "r1237", "r1238", "r1239", "r1240", "r1241", "r1242", "r1243", "r1244", "r1245", "r1246", "r1247", "r1248", "r1249", "r1250", "r1251", "r1252", "r1253", "r1254", "r1255", "r1256", "r1257", "r1258" ] }, "us-gaap_VestingDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VestingDomain", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-", "http://investors.investarbank.com/20231231/role/statement-note-14-stockbased-compensation-details-textual" ], "lang": { "en-us": { "role": { "label": "Vesting [Domain]", "documentation": "Vesting schedule of award under share-based payment arrangement." } } }, "auth_ref": [ "r1233", "r1234", "r1235", "r1236", "r1237", "r1238", "r1239", "r1240", "r1241", "r1242", "r1243", "r1244", "r1245", "r1246", "r1247", "r1248", "r1249", "r1250", "r1251", "r1252", "r1253", "r1254", "r1255", "r1256", "r1257", "r1258" ] }, "srt_WeightedAverageMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "WeightedAverageMember", "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details" ], "lang": { "en-us": { "role": { "label": "Weighted Average [Member]", "documentation": "Average of a range of values, calculated with consideration of proportional relevance." } } }, "auth_ref": [ "r1001", "r1002", "r1291", "r1293", "r1296" ] }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details" ], "lang": { "en-us": { "role": { "label": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "totalLabel": "Total weighted average diluted shares outstanding (in shares)", "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period." } } }, "auth_ref": [ "r381", "r393" ] }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "calculation": { "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details": { "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://investors.investarbank.com/20231231/role/statement-note-22-earnings-per-share-earnings-per-share-details" ], "lang": { "en-us": { "role": { "verboseLabel": "Weighted average basic shares outstanding (in shares)", "label": "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic", "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period." } } }, "auth_ref": [ "r379", "r393" ] }, "istr_statement-statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-1-summary-of-significant-accounting-policies-asu-201613-cumulative-effect-adjustment-details", "lang": { "en-us": { "role": { "label": "Note 1 - Summary of Significant Accounting Policies - ASU 2016-13 Cumulative Effect Adjustment (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-1-summary-of-significant-accounting-policies-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-1-summary-of-significant-accounting-policies-tables", "lang": { "en-us": { "role": { "label": "Note 1 - Summary of Significant Accounting Policies" } } }, "auth_ref": [] }, "istr_statement-statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-11-other-borrowed-funds-federal-home-loan-bank-advances-details", "lang": { "en-us": { "role": { "label": "Note 11 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-11-other-borrowed-funds-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-11-other-borrowed-funds-tables", "lang": { "en-us": { "role": { "label": "Note 11 - Other Borrowed Funds" } } }, "auth_ref": [] }, "istr_statement-statement-note-11-other-borrowing-funds-junior-subordinated-debt-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-11-other-borrowing-funds-junior-subordinated-debt-details", "lang": { "en-us": { "role": { "label": "Note 11 - Other Borrowing Funds - Junior Subordinated Debt (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-13-stockholders-equity-accumulated-other-comprehensive-income-loss-details", "lang": { "en-us": { "role": { "label": "Note 13 - Stockholders' Equity - Accumulated Other Comprehensive Income (Loss) (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-13-stockholders-equity-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-13-stockholders-equity-tables", "lang": { "en-us": { "role": { "label": "Note 13 - Stockholders' Equity" } } }, "auth_ref": [] }, "istr_statement-statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-14-stockbased-compensation-restricted-stock-and-restricted-stock-units-details", "lang": { "en-us": { "role": { "label": "Note 14 - Stock-Based Compensation - Restricted Stock and Restricted Stock Units (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-14-stockbased-compensation-schedule-of-stock-option-activity-details", "lang": { "en-us": { "role": { "label": "Note 14 - Stock-Based Compensation - Schedule of Stock Option Activity (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-14-stockbased-compensation-summarizes-restricted-stock-and-rsu-activity-details", "lang": { "en-us": { "role": { "label": "Note 14 - Stock-Based Compensation Summarizes Restricted Stock and RSU Activity (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-14-stockbased-compensation-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-14-stockbased-compensation-tables", "lang": { "en-us": { "role": { "label": "Note 14 - Stock-Based Compensation" } } }, "auth_ref": [] }, "istr_statement-statement-note-16-income-taxes-income-tax-expense-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-16-income-taxes-income-tax-expense-details", "lang": { "en-us": { "role": { "label": "Note 16 - Income Taxes - Income Tax Expense (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-16-income-taxes-summary-of-deferred-tax-assets-and-liabilities-details", "lang": { "en-us": { "role": { "label": "Note 16 - Income Taxes - Summary of Deferred Tax Assets and Liabilities (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-16-income-taxes-summary-of-provision-for-federal-income-taxes-details", "lang": { "en-us": { "role": { "label": "Note 16 - Income Taxes - Summary of Provision for Federal Income Taxes (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-16-income-taxes-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-16-income-taxes-tables", "lang": { "en-us": { "role": { "label": "Note 16 - Income Taxes" } } }, "auth_ref": [] }, "istr_statement-statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-17-fair-values-of-financial-instruments-assets-and-liabilities-measured-at-fair-value-on-recurring-basis-details", "lang": { "en-us": { "role": { "label": "Note 17 - Fair Values of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-17-fair-values-of-financial-instruments-estimated-fair-value-of-financial-instruments-details", "lang": { "en-us": { "role": { "label": "Note 17 - Fair Values of Financial Instruments - Estimated Fair Value of Financial Instruments (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-17-fair-values-of-financial-instruments-quantitative-information-about-significant-unobservable-inputs-used-in-fair-value-measurement-details", "lang": { "en-us": { "role": { "label": "Note 17 - Fair Values of Financial Instruments - Quantitative Information About Significant Unobservable Inputs Used in Fair Value Measurement (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-17-fair-values-of-financial-instruments-reconciliation-for-assets-measured-at-fair-value-on-recurring-basis-using-significant-unobservable-inputs-details", "lang": { "en-us": { "role": { "label": "Note 17 - Fair Values of Financial Instruments - Reconciliation for Assets Measured at Fair Value on Recurring Basis Using significant Unobservable Inputs (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-17-fair-values-of-financial-instruments-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-17-fair-values-of-financial-instruments-tables", "lang": { "en-us": { "role": { "label": "Note 17 - Fair Values of Financial Instruments" } } }, "auth_ref": [] }, "istr_statement-statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-18-regulatory-matters-summary-of-actual-capital-amounts-and-ratios-details", "lang": { "en-us": { "role": { "label": "Note 18 - Regulatory Matters - Summary of Actual Capital Amounts and Ratios (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-18-regulatory-matters-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-18-regulatory-matters-tables", "lang": { "en-us": { "role": { "label": "Note 18 - Regulatory Matters" } } }, "auth_ref": [] }, "istr_statement-statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-19-commitments-and-contingencies-commitments-to-extend-credit-details", "lang": { "en-us": { "role": { "label": "Note 19 - Commitments and Contingencies - Commitments to Extend Credit (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-19-commitments-and-contingencies-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-19-commitments-and-contingencies-tables", "lang": { "en-us": { "role": { "label": "Note 19 - Commitments and Contingencies" } } }, "auth_ref": [] }, "istr_statement-statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-afs-details", "lang": { "en-us": { "role": { "label": "Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as AFS (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-2-investment-securities-amortized-cost-and-fair-value-of-investment-securities-classified-as-htm-details", "lang": { "en-us": { "role": { "label": "Note 2 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as HTM (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-2-investment-securities-contractual-maturity-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-2-investment-securities-contractual-maturity-details", "lang": { "en-us": { "role": { "label": "Note 2 - Investment Securities - Contractual Maturity (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-2-investment-securities-sales-of-investments-classified-as-afs-details", "lang": { "en-us": { "role": { "label": "Note 2 - Investment Securities - Sales of Investments Classified as AFS (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-afs-details", "lang": { "en-us": { "role": { "label": "Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as AFS (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-2-investment-securities-summary-of-continuous-unrealized-loss-position-for-securities-classified-as-htm-details", "lang": { "en-us": { "role": { "label": "Note 2 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as HTM (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-2-investment-securities-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-2-investment-securities-tables", "lang": { "en-us": { "role": { "label": "Note 2 - Investment Securities" } } }, "auth_ref": [] }, "istr_statement-statement-note-21-parent-company-only-financial-statements-balance-sheets-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-21-parent-company-only-financial-statements-balance-sheets-details", "lang": { "en-us": { "role": { "label": "Note 21 - Parent Company Only Financial Statements - Balance Sheets (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-21-parent-company-only-financial-statements-statements-of-cash-flows-details", "lang": { "en-us": { "role": { "label": "Note 21 - Parent Company Only Financial Statements - Statements of Cash Flows (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-21-parent-company-only-financial-statements-statements-of-operations-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-21-parent-company-only-financial-statements-statements-of-operations-details", "lang": { "en-us": { "role": { "label": "Note 21 - Parent Company Only Financial Statements - Statements of Operations (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-21-parent-company-only-financial-statements-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-21-parent-company-only-financial-statements-tables", "lang": { "en-us": { "role": { "label": "Note 21 - Parent Company Only Financial Statements" } } }, "auth_ref": [] }, "istr_statement-statement-note-22-earnings-per-share-antidilutive-securities-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-22-earnings-per-share-antidilutive-securities-details", "lang": { "en-us": { "role": { "label": "Note 22 - Earnings Per Share - Antidilutive Securities (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-22-earnings-per-share-earnings-per-share-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-22-earnings-per-share-earnings-per-share-details", "lang": { "en-us": { "role": { "label": "Note 22 - Earnings Per Share - Earnings Per Share (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-22-earnings-per-share-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-22-earnings-per-share-tables", "lang": { "en-us": { "role": { "label": "Note 22 - Earnings Per Share" } } }, "auth_ref": [] }, "istr_statement-statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-3-loans-and-allowance-for-credit-losses-allowance-for-loan-losses-details", "lang": { "en-us": { "role": { "label": "Note 3 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-3-loans-and-allowance-for-credit-losses-loan-portfolio-by-category-and-credit-quality-indicator-details", "lang": { "en-us": { "role": { "label": "Note 3 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-3-loans-and-allowance-for-credit-losses-loans-to-related-parties-details", "lang": { "en-us": { "role": { "label": "Note 3 - Loans and Allowance for Credit Losses - Loans to Related Parties (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-3-loans-and-allowance-for-credit-losses-summary-of-loans-by-categories-details", "lang": { "en-us": { "role": { "label": "Note 3 - Loans and Allowance for Credit Losses - Summary of Loans by Categories (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-3-loans-and-allowance-for-credit-losses-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-3-loans-and-allowance-for-credit-losses-tables", "lang": { "en-us": { "role": { "label": "Note 3 - Loans and Allowance for Credit Losses" } } }, "auth_ref": [] }, "istr_statement-statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-3-loans-and-allowance-for-loan-losses-aging-analysis-of-loans-details", "lang": { "en-us": { "role": { "label": "Note 3 - Loans and Allowance for Loan Losses - Aging Analysis of Loans (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-3-loans-and-allowance-for-loan-losses-schedule-of-nonaccrual-loans-details", "lang": { "en-us": { "role": { "label": "Note 3 - Loans and Allowance for Loan Losses - Schedule of Nonaccrual Loans (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-3-loans-and-allowance-for-loan-losses-summary-of-accruing-and-nonaccrual-tdrs-details", "lang": { "en-us": { "role": { "label": "Note 3 - Loans and Allowance for Loan Losses - Summary of Accruing and Nonaccrual TDRs (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-3-loans-and-allowance-for-loan-losses-summary-of-average-recorded-investment-and-interest-income-recognized-for-tdrs-details", "lang": { "en-us": { "role": { "label": "Note 3 - Loans and Allowance For Loan Losses - Summary of Average Recorded Investment and Interest Income Recognized for TDRs (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-3-loans-and-allowance-for-loan-losses-summary-of-tdr-pre-and-postmodification-outstanding-recorded-investments-by-loan-categories-details", "lang": { "en-us": { "role": { "label": "Note 3 - Loans And Allowance For Loan Losses - Summary of TDR Pre- and Post-modification Outstanding Recorded Investments by Loan Categories (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-4-loans-and-allowance-for-loan-losses-impaired-loans-details", "lang": { "en-us": { "role": { "label": "Note 4 - Loans and Allowance for Loan Losses - Impaired Loans (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-4-other-real-estate-owned-real-estate-owned-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-4-other-real-estate-owned-real-estate-owned-details", "lang": { "en-us": { "role": { "label": "Note 4 - Other Real Estate Owned - Real Estate Owned (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-4-other-real-estate-owned-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-4-other-real-estate-owned-tables", "lang": { "en-us": { "role": { "label": "Note 4 - Other Real Estate Owned" } } }, "auth_ref": [] }, "istr_statement-statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-5-bank-premises-and-equipment-bank-premises-and-equipment-details", "lang": { "en-us": { "role": { "label": "Note 5 - Bank Premises and Equipment - Bank Premises and Equipment (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-5-bank-premises-and-equipment-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-5-bank-premises-and-equipment-tables", "lang": { "en-us": { "role": { "label": "Note 5 - Bank Premises and Equipment" } } }, "auth_ref": [] }, "istr_statement-statement-note-6-leases-future-minimum-lease-payment-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-6-leases-future-minimum-lease-payment-details", "lang": { "en-us": { "role": { "label": "Note 6 - Leases - Future Minimum Lease Payment (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-6-leases-quantitative-information-regarding-operating-leases-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-6-leases-quantitative-information-regarding-operating-leases-details", "lang": { "en-us": { "role": { "label": "Note 6 - Leases - Quantitative Information Regarding Operating Leases (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-6-leases-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-6-leases-tables", "lang": { "en-us": { "role": { "label": "Note 6 - Leases" } } }, "auth_ref": [] }, "istr_statement-statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-7-goodwill-and-other-intangible-assets-amortization-schedule-for-core-deposit-intangible-assets-details", "lang": { "en-us": { "role": { "label": "Note 7 - Goodwill and Other Intangible Assets - Amortization Schedule for Core Deposit Intangible Assets (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-7-goodwill-and-other-intangible-assets-core-deposit-intangible-assets-details", "lang": { "en-us": { "role": { "label": "Note 7 - Goodwill and Other Intangible Assets - Core Deposit Intangible Assets (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-7-goodwill-and-other-intangible-assets-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-7-goodwill-and-other-intangible-assets-tables", "lang": { "en-us": { "role": { "label": "Note 7 - Goodwill and Other Intangible Assets" } } }, "auth_ref": [] }, "istr_statement-statement-note-8-deposits-deposits-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-8-deposits-deposits-details", "lang": { "en-us": { "role": { "label": "Note 8 - Deposits - Deposits (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-8-deposits-scheduled-maturates-of-time-deposits-details": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-8-deposits-scheduled-maturates-of-time-deposits-details", "lang": { "en-us": { "role": { "label": "Note 8 - Deposits - Scheduled Maturates of Time Deposits (Details)" } } }, "auth_ref": [] }, "istr_statement-statement-note-8-deposits-tables": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-note-8-deposits-tables", "lang": { "en-us": { "role": { "label": "Note 8 - Deposits" } } }, "auth_ref": [] }, "istr_statement-statement-significant-accounting-policies-policies": { "xbrltype": "stringItemType", "nsuri": "http://investors.investarbank.com/20231231", "localname": "statement-statement-significant-accounting-policies-policies", "lang": { "en-us": { "role": { "label": "Significant Accounting Policies" } } }, "auth_ref": [] } } } }, "std_ref": { "r0": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "15", "Paragraph": "12", "Subparagraph": "(f)(2)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481410/810-10-15-12" }, "r1": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "25", "Paragraph": "1", "SubTopic": "20", "Topic": "940", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481913/940-20-25-1" }, "r2": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "SubTopic": "230", "Topic": "830", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481877/830-230-45-1" }, "r3": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r4": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-12" }, "r5": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r6": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-15" }, "r7": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-20" }, "r8": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21C", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21C" }, "r9": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r10": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r11": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "9", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-9" }, "r12": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "360", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r13": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "470", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481544/470-10-50-1" }, "r14": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "505", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-1" }, "r15": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "30", "Topic": "350", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1" }, "r16": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "405", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481047/942-405-50-1" }, "r17": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(1)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r18": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(2)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r19": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r20": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(4)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r21": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r22": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c),(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r23": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "SubTopic": "10", "Topic": "505", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-2" }, "r24": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "SubTopic": "10", "Topic": "815", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-2" }, "r25": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r26": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "SubTopic": "10", "Topic": "820", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r27": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "SubTopic": "10", "Topic": "820", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r28": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r29": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r30": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2A", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2A" }, "r31": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "SubTopic": "20", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483466/210-20-50-3" }, "r32": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "SubTopic": "20", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483466/210-20-50-3" }, "r33": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "35", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-35" }, "r34": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "820", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6A" }, "r35": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "SubTopic": "20", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-10" }, "r36": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "SubTopic": "20", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-8" }, "r37": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "9", "SubTopic": "20", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-9" }, "r38": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(22))", "SubTopic": "10", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r39": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19(a)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r40": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19(b),22(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r41": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19-26)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r42": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22 (b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r43": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r44": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r45": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.25)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r46": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.29-31)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r47": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.3,4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r48": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14" }, "r49": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A" }, "r50": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-5" }, "r51": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r52": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r53": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r54": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r55": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r56": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "14", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r57": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "15", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r58": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r59": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "25", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r60": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-4" }, "r61": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-8" }, "r62": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-9" }, "r63": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-1" }, "r64": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-2" }, "r65": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-3" }, "r66": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-4" }, "r67": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-5" }, "r68": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "250", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r69": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "250", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3" }, "r70": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r71": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "260", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-2" }, "r72": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "270", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482989/270-10-45-12" }, "r73": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "270", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482989/270-10-45-13" }, "r74": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "275", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-4" }, "r75": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "275", "SubTopic": "10", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-8" }, "r76": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "275", "SubTopic": "10", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-9" }, "r77": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-10/tableOfContent" }, "r78": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "11B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r79": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "14A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-14A" }, "r80": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r81": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r82": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(b,d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r83": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r84": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r85": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-17" }, "r86": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "29", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-29" }, "r87": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-6" }, "r88": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r89": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r90": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r91": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-9" }, "r92": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "350", "SubTopic": "20", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r93": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "350", "SubTopic": "30", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482686/350-30-45-2" }, "r94": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "350", "SubTopic": "30", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1" }, "r95": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "350", "SubTopic": "30", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r96": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "350", "SubTopic": "30", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r97": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "360", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r98": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "360", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r99": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "470", "SubTopic": "10", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481544/470-10-50-5" }, "r100": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "470", "SubTopic": "50", "Section": "40", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481303/470-50-40-2" }, "r101": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "470", "SubTopic": "50", "Section": "40", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481303/470-50-40-4" }, "r102": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "710", "SubTopic": "10", "Section": "55", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482943/710-10-55-7" }, "r103": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-1" }, "r104": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r105": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r106": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r107": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "740", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-3" }, "r108": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "740", "SubTopic": "10", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-8" }, "r109": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "05", "Paragraph": "4", "Subparagraph": "(a)-(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479515/805-10-05-4" }, "r110": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "25", "Paragraph": "23", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479405/805-10-25-23" }, "r111": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479328/805-10-50-2" }, "r112": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479328/805-10-50-3" }, "r113": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1" }, "r114": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-1" }, "r115": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-1A" }, "r116": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-2" }, "r117": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4" }, "r118": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4A" }, "r119": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4A" }, "r120": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4B", "Subparagraph": "(a),(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4B" }, "r121": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4B", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4B" }, "r122": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4B" }, "r123": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4C", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4C" }, "r124": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4C", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4C" }, "r125": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4D" }, "r126": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-7" }, "r127": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "8", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-8" }, "r128": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "55", "Paragraph": "182", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480401/815-10-55-182" }, "r129": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "25", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1),(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480238/815-25-50-1" }, "r130": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "820", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r131": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "820", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r132": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "820", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-3" }, "r133": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "25", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482784/825-10-25-2" }, "r134": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-11" }, "r135": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-12" }, "r136": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "28", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r137": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-2" }, "r138": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-3" }, "r139": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482949/835-30-55-8" }, "r140": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "850", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r141": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "850", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-3" }, "r142": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481309/942-210-45-4" }, "r143": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.1,2,3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r144": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.10(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r145": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.12)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r146": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r147": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.15(1),(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r148": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.15(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r149": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.16)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r150": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.17)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r151": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r152": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r153": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r154": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.7(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r155": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "230", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1" }, "r156": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "320", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-5" }, "r157": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-1" }, "r158": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r159": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r160": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483475/205-20-45-1B" }, "r161": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r162": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r163": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(24))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r164": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(26)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r165": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(26)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r166": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(28))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r167": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(29))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r168": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r169": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r170": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r171": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(31))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r172": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(32))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r173": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11" }, "r174": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-03(1)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-1" }, "r175": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r176": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r177": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r178": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r179": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.1(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r180": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r181": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r182": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.4,6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r183": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r184": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r185": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r186": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r187": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24" }, "r188": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r189": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r190": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "235", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//235/tableOfContent" }, "r191": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r192": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 4.E)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480418/310-10-S99-2" }, "r193": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481746/310-40-50-4" }, "r194": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "350", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//350/tableOfContent" }, "r195": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r196": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r197": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r198": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "360", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//360/tableOfContent" }, "r199": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r200": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "440", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//440/tableOfContent" }, "r201": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "470", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//470/tableOfContent" }, "r202": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//505/tableOfContent" }, "r203": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1" }, "r204": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "710", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//710/tableOfContent" }, "r205": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "710", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "30", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483043/710-10-30-1" }, "r206": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "712", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//712/tableOfContent" }, "r207": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "715", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//715/tableOfContent" }, "r208": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "718", "SubTopic": "10", "Subparagraph": "(e)(1)", "Name": "Accounting Standards Codification", "Paragraph": "2", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r209": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "718", "SubTopic": "10", "Subparagraph": "(f)(2)", "Name": "Accounting Standards Codification", "Paragraph": "2", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r210": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Paragraph": "12", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r211": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Paragraph": "2", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r212": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Paragraph": "9", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r213": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r214": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-19" }, "r215": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "815", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//815/tableOfContent" }, "r216": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r217": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "860", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//860/tableOfContent" }, "r218": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "940", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//940-320/tableOfContent" }, "r219": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r220": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r221": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r222": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(13)(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r223": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r224": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(15)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r225": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(15)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r226": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(16))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r227": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r228": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r229": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(13)(f))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r230": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r231": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r232": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r233": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r234": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.1-5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r235": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.10)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r236": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.11)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r237": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.12)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r238": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13(h))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r239": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r240": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r241": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r242": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r243": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r244": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r245": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.7,8)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r246": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.9)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r247": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "230", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1" }, "r248": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//942-320/tableOfContent" }, "r249": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "470", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480876/942-470-45-1" }, "r250": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-3" }, "r251": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//946-320/tableOfContent" }, "r252": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r253": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r254": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r255": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r256": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r257": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r258": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r259": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r260": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r261": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r262": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r263": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-7" }, "r264": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "840", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481161/840-30-50-1" }, "r265": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r266": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r267": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r268": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r269": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "SubTopic": "10", "Topic": "321", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479567/321-10-45-1" }, "r270": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "SubTopic": "20", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482659/740-20-45-2" }, "r271": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "40", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481746/310-40-50-1" }, "r272": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1" }, "r273": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1" }, "r274": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "SubTopic": "360", "Topic": "958", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-1" }, "r275": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-11" }, "r276": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-12" }, "r277": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "SubTopic": "360", "Topic": "958", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-6" }, "r278": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "SubTopic": "360", "Topic": "958", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-7" }, "r279": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r280": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r281": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h))", "SubTopic": "10", "Topic": "235", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r282": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7)(e)(1)(i))", "SubTopic": "210", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r283": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(a)", "Publisher": "SEC" }, "r284": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r285": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(b)", "Publisher": "SEC" }, "r286": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(a)", "Publisher": "SEC" }, "r287": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(b)", "Publisher": "SEC" }, "r288": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r289": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r290": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r291": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(4)", "Publisher": "SEC" }, "r292": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(c)", "Publisher": "SEC" }, "r293": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(e)", "Publisher": "SEC" }, "r294": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Publisher": "SEC" }, "r295": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "12", "Subsection": "28", "Footnote": "4", "Publisher": "SEC" }, "r296": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "4", "Subsection": "08", "Paragraph": "(m)", "Subparagraph": "(1)(iii)", "Publisher": "SEC" }, "r297": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r298": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r299": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r300": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r301": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r302": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.5-04(Schedule I))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480922/205-10-S99-6" }, "r303": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5C", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-5C" }, "r304": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-7" }, "r305": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r306": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r307": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r308": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(16))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r309": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r310": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r311": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r312": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r313": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r314": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r315": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483466/210-20-50-3" }, "r316": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-10" }, "r317": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-12" }, "r318": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r319": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r320": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r321": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r322": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11" }, "r323": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-12" }, "r324": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A" }, "r325": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-15" }, "r326": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-17A" }, "r327": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r328": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r329": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r330": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B" }, "r331": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B" }, "r332": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-1" }, "r333": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4" }, "r334": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5" }, "r335": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6" }, "r336": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(210.5-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r337": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r338": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(24))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r339": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r340": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SAB Topic 6.B)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-5" }, "r341": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-11" }, "r342": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r343": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-17" }, "r344": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-19" }, "r345": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24" }, "r346": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r347": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-2" }, "r348": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-8" }, "r349": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-1" }, "r350": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r351": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(e)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r352": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r353": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r354": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(1)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r355": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r356": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r357": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(1)(iii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r358": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(2)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r359": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(n))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r360": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-04(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3" }, "r361": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23" }, "r362": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24" }, "r363": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5" }, "r364": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-6" }, "r365": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r366": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r367": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r368": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r369": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11" }, "r370": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11" }, "r371": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3" }, "r372": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-4" }, "r373": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7" }, "r374": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7" }, "r375": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-8" }, "r376": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-9" }, "r377": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SAB Topic 11.M.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480530/250-10-S99-5" }, "r378": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//260/tableOfContent" }, "r379": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-10" }, "r380": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-11" }, "r381": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-16" }, "r382": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-2" }, "r383": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "40", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-40" }, "r384": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "40", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-40" }, "r385": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "40", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-40" }, "r386": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "40", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-40" }, "r387": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "40", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-40" }, "r388": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "42", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-42" }, "r389": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r390": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r391": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r392": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-7" }, "r393": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r394": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r395": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-2" }, "r396": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-3" }, "r397": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-15" }, "r398": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "270", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482964/270-10-50-6A" }, "r399": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "272", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483014/272-10-45-1" }, "r400": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r401": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r402": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r403": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r404": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r405": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r406": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "25", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-25" }, "r407": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r408": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r409": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r410": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r411": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r412": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r413": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r414": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r415": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r416": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r417": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r418": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r419": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r420": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r421": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "40", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-40" }, "r422": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "41", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-41" }, "r423": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-42" }, "r424": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-2" }, "r425": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-3" }, "r426": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11" }, "r427": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11C", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11C" }, "r428": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11C", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11C" }, "r429": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-2" }, "r430": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-3" }, "r431": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "36", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-36" }, "r432": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-4" }, "r433": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r434": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r435": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r436": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "44", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-44" }, "r437": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481598/310-20-45-1" }, "r438": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481598/310-20-45-2" }, "r439": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-1" }, "r440": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-2" }, "r441": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-4" }, "r442": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481925/310-20-65-2" }, "r443": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481925/310-20-65-2" }, "r444": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//320/tableOfContent" }, "r445": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-1" }, "r446": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11" }, "r447": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-10" }, "r448": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r449": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r450": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r451": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r452": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r453": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r454": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r455": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r456": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r457": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r458": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r459": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r460": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r461": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r462": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r463": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r464": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r465": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r466": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r467": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r468": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r469": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r470": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r471": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r472": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r473": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r474": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r475": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r476": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r477": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r478": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r479": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r480": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481664/323-10-45-1" }, "r481": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r482": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-1" }, "r483": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r484": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r485": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r486": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r487": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r488": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r489": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r490": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r491": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r492": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r493": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1" }, "r494": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-5" }, "r495": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-11" }, "r496": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r497": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r498": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r499": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r500": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r501": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r502": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14" }, "r503": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r504": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r505": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r506": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r507": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-21" }, "r508": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-3A" }, "r509": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r510": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r511": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-6" }, "r512": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-6A" }, "r513": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479130/326-30-45-1" }, "r514": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r515": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r516": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r517": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r518": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-5" }, "r519": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-7" }, "r520": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-9" }, "r521": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482598/350-20-45-1" }, "r522": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1" }, "r523": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1" }, "r524": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r525": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r526": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-3" }, "r527": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "405", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147477123/405-50-65-1" }, "r528": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "420", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482017/420-10-50-1" }, "r529": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "440", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482648/440-10-50-4" }, "r530": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "440", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482648/440-10-50-4" }, "r531": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-1" }, "r532": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-4" }, "r533": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9" }, "r534": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r535": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r536": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "460", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482425/460-10-50-3" }, "r537": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r538": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r539": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r540": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r541": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r542": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r543": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r544": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r545": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r546": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r547": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r548": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r549": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r550": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r551": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r552": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r553": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r554": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r555": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1C", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1C" }, "r556": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1C", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1C" }, "r557": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1C", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1C" }, "r558": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r559": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r560": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r561": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r562": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r563": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r564": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r565": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r566": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r567": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r568": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r569": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r570": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r571": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r572": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r573": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-4" }, "r574": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r575": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r576": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r577": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r578": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r579": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r580": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-14" }, "r581": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-14" }, "r582": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-14" }, "r583": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-16" }, "r584": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r585": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r586": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r587": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r588": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1" }, "r589": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-4" }, "r590": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-5" }, "r591": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r592": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r593": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r594": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(A)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r595": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(B)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r596": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(C)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r597": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r598": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(n)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r599": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "70", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480794/715-70-50-1" }, "r600": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5" }, "r601": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//718/tableOfContent" }, "r602": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r603": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r604": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r605": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r606": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r607": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r608": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r609": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r610": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r611": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r612": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r613": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r614": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r615": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r616": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r617": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r618": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r619": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r620": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r621": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r622": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r623": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r624": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r625": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r626": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r627": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r628": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r629": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r630": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r631": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(v)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r632": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r633": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r634": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r635": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r636": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(l)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r637": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r638": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r639": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r640": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.C.Q3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r641": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.D.1.Q5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r642": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.D.2.Q6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r643": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.D.3.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r644": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.F)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r645": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//740/tableOfContent" }, "r646": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-25" }, "r647": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-28" }, "r648": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-4" }, "r649": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-6" }, "r650": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-10" }, "r651": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r652": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-14" }, "r653": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "17", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-17" }, "r654": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-19" }, "r655": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r656": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r657": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-20" }, "r658": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-21" }, "r659": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r660": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r661": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r662": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r663": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r664": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB TOPIC 6.I.5.Q1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r665": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB TOPIC 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r666": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r667": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r668": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r669": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 11.C)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-2" }, "r670": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "270", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482526/740-270-50-1" }, "r671": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482603/740-30-50-2" }, "r672": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479907/805-20-50-5" }, "r673": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r674": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r675": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r676": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r677": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r678": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r679": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r680": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r681": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4A" }, "r682": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4C", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4C" }, "r683": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4K", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4K" }, "r684": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5C", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-5C" }, "r685": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480627/815-20-45-3" }, "r686": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r687": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r688": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r689": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r690": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r691": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r692": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r693": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r694": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r695": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r696": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r697": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480237/815-40-50-5" }, "r698": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480237/815-40-50-6" }, "r699": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r700": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r701": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r702": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r703": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r704": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r705": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r706": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r707": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r708": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r709": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r710": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-2" }, "r711": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "54B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482134/820-10-35-54B" }, "r712": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r713": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r714": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r715": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r716": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r717": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r718": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r719": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r720": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r721": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r722": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6A" }, "r723": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6B" }, "r724": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6B" }, "r725": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482477/820-10-65-13" }, "r726": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482477/820-10-65-13" }, "r727": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482736/825-10-45-1A" }, "r728": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482736/825-10-45-2" }, "r729": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-10" }, "r730": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r731": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r732": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r733": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r734": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r735": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-17" }, "r736": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r737": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r738": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r739": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r740": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481674/830-30-50-1" }, "r741": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "832", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483482/832-10-65-1" }, "r742": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "832", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483482/832-10-65-1" }, "r743": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483013/835-20-50-1" }, "r744": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-3" }, "r745": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482900/835-30-50-1" }, "r746": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r747": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r748": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r749": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r750": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//842-20/tableOfContent" }, "r751": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-1" }, "r752": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-1" }, "r753": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r754": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(g)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r755": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(g)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r756": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-6" }, "r757": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479016/842-30-45-3" }, "r758": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479773/842-30-50-5" }, "r759": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r760": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r761": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r762": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r763": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r764": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//850/tableOfContent" }, "r765": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r766": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r767": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r768": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r769": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-3" }, "r770": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-6" }, "r771": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481435/852-10-45-14" }, "r772": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "855", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//855/tableOfContent" }, "r773": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "855", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483399/855-10-50-2" }, "r774": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r775": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r776": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r777": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r778": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r779": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r780": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r781": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r782": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r783": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r784": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r785": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r786": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r787": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481444/860-30-45-1" }, "r788": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r789": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-7" }, "r790": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r791": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r792": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r793": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(4)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r794": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r795": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r796": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r797": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r798": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r799": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r800": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r801": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r802": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r803": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r804": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r805": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "910", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482546/910-10-50-6" }, "r806": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "924", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 11.L)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479941/924-10-S99-1" }, "r807": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483154/926-20-50-5" }, "r808": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r809": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r810": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r811": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "928", "SubTopic": "340", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483147/928-340-50-1" }, "r812": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-15" }, "r813": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-15" }, "r814": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-20" }, "r815": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-20" }, "r816": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-28" }, "r817": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-28" }, "r818": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-33" }, "r819": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-33" }, "r820": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "35A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-35A" }, "r821": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "35A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-35A" }, "r822": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-8" }, "r823": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-8" }, "r824": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r825": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r826": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r827": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(26))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r828": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(27))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r829": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-05(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479557/942-235-S99-1" }, "r830": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r831": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r832": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r833": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3" }, "r834": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r835": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r836": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r837": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r838": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "360", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480842/942-360-50-1" }, "r839": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r840": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r841": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r842": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r843": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r844": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r845": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1A" }, "r846": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1B" }, "r847": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1D" }, "r848": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1F" }, "r849": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r850": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r851": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r852": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r853": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(15)(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r854": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r855": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(21))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r856": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r857": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r858": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r859": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r860": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r861": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r862": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r863": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r864": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r865": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r866": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r867": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r868": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r869": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r870": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(3)(d)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r871": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(3)(d)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r872": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r873": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r874": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r875": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column C))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r876": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column D))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r877": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column E))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r878": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column F))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r879": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-7A" }, "r880": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r881": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r882": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r883": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r884": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r885": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r886": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r887": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r888": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r889": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r890": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r891": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r892": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r893": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r894": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r895": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r896": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(h)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r897": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(i)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r898": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-11" }, "r899": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-13" }, "r900": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-2" }, "r901": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-5" }, "r902": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-6" }, "r903": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-9" }, "r904": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4" }, "r905": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480555/946-210-45-4" }, "r906": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r907": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r908": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r909": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r910": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-12" }, "r911": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r912": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r913": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r914": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r915": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r916": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r917": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r918": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r919": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r920": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r921": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r922": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r923": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r924": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r925": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r926": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(16)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r927": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r928": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r929": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r930": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r931": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r932": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r933": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r934": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(5)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r935": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r936": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r937": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r938": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r939": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r940": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r941": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r942": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r943": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r944": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2" }, "r945": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2" }, "r946": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r947": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-7" }, "r948": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r949": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r950": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r951": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r952": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r953": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r954": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(g)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r955": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r956": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r957": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r958": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r959": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r960": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r961": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r962": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r963": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r964": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r965": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r966": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r967": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r968": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r969": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(1)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r970": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r971": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r972": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r973": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r974": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r975": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r976": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r977": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r978": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r979": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r980": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "12", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-12" }, "r981": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "19", "Subparagraph": "(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-19" }, "r982": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r983": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r984": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r985": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SX 210.12-13(Column A)(Footnote 3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5" }, "r986": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SX 210.12-13(Column G)(Footnote 8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5" }, "r987": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SX 210.12-13(Column G))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5" }, "r988": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5A", "Subparagraph": "(SX 210.12-13A(Column E))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5A" }, "r989": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5B", "Subparagraph": "(SX 210.12-13B(Column E)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5B" }, "r990": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5B", "Subparagraph": "(SX 210.12-13B(Column E))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5B" }, "r991": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5C", "Subparagraph": "(SX 210.12-13C(Column F))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5C" }, "r992": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5C", "Subparagraph": "(SX 210.12-13C(Column H)(Footnote 7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5C" }, "r993": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5C", "Subparagraph": "(SX 210.12-13C(Column H))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5C" }, "r994": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r995": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column E)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r996": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column E)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r997": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2" }, "r998": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-6" }, "r999": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "954", "SubTopic": "440", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480327/954-440-50-1" }, "r1000": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "970", "SubTopic": "360", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-28(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479438/970-360-S99-1" }, "r1001": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "976", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482856/976-310-50-1" }, "r1002": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "978", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482707/978-310-50-1" }, "r1003": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)", "SubTopic": "10", "Topic": "235", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-4" }, "r1004": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4D", "Subparagraph": "(a)(1)", "SubTopic": "10", "Topic": "815", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4D" }, "r1005": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "13H", "Subparagraph": "(a)", "SubTopic": "40", "Topic": "944", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-13H" }, "r1006": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483467/210-10-45-1" }, "r1007": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-16" }, "r1008": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "20", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-20" }, "r1009": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-21" }, "r1010": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-22" }, "r1011": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482739/220-10-55-15" }, "r1012": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21" }, "r1013": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-4" }, "r1014": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-4" }, "r1015": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "52", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-52" }, "r1016": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r1017": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "31", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-31" }, "r1018": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "47", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482785/280-10-55-47" }, "r1019": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481933/310-10-55-12A" }, "r1020": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "4", "Subparagraph": "(SAB Topic 6.L(5)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480418/310-10-S99-4" }, "r1021": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-10" }, "r1022": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-11" }, "r1023": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r1024": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r1025": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r1026": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-15" }, "r1027": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "79", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-79" }, "r1028": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "80", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-80" }, "r1029": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479081/326-30-55-8" }, "r1030": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482548/350-20-55-24" }, "r1031": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r1032": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69B" }, "r1033": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69C", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69C" }, "r1034": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69E", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69E" }, "r1035": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69F" }, "r1036": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r1037": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "91", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479777/606-10-55-91" }, "r1038": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r1039": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r1040": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480482/715-20-55-17" }, "r1041": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-11" }, "r1042": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-6" }, "r1043": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480547/715-80-55-8" }, "r1044": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1045": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1046": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r1047": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "53", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479589/842-20-55-53" }, "r1048": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481372/852-10-55-10" }, "r1049": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r1050": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479401/944-30-55-2" }, "r1051": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "29F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-29F" }, "r1052": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r1053": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r1054": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480493/946-210-55-1" }, "r1055": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r1056": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r1057": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r1058": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r1059": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5C", "Subparagraph": "(SX 210.12-13C(Column A)(Footnote 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5C" }, "r1060": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5C", "Subparagraph": "(SX 210.12-13C(Column B)(Footnote 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5C" }, "r1061": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r1062": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "405", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480191/946-405-45-2" }, "r1063": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "39", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480228/946-830-45-39" }, "r1064": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-10" }, "r1065": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-12" }, "r1066": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "948", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-29(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479851/948-310-S99-1" }, "r1067": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b" }, "r1068": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r1069": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "d1-1" }, "r1070": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 10-K", "Number": "249", "Section": "310" }, "r1071": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Number": "249", "Section": "220", "Subsection": "f" }, "r1072": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Number": "249", "Section": "240", "Subsection": "f" }, "r1073": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Section": "13", "Subsection": "a-1" }, "r1074": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w" }, "r1075": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a" }, "r1076": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a", "Paragraph": "1" }, "r1077": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-T", "Number": "232", "Section": "405" }, "r1078": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Securities Act", "Number": "230", "Section": "405" }, "r1079": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "SubTopic": "20", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-3" }, "r1080": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60" }, "r1081": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-11" }, "r1082": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "SubTopic": "20", "Topic": "842", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-1" }, "r1083": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r1084": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "SubTopic": "20", "Topic": "842", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479041/842-20-45-4" }, "r1085": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(1)(i)", "SubTopic": "30", "Topic": "860", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r1086": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "SubTopic": "10", "Topic": "250", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3" }, "r1087": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r1088": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "SubTopic": "20", "Topic": "842", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r1089": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4H", "SubTopic": "40", "Topic": "944", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-4H" }, "r1090": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r1091": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(a)", "Publisher": "SEC" }, "r1092": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r1093": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r1094": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r1095": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(i)", "Publisher": "SEC" }, "r1096": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(ii)", "Publisher": "SEC" }, "r1097": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(iii)", "Publisher": "SEC" }, "r1098": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(a)", "Publisher": "SEC" }, "r1099": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r1100": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r1101": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r1102": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Publisher": "SEC" }, "r1103": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r1104": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r1105": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r1106": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(4)", "Publisher": "SEC" }, "r1107": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(5)", "Publisher": "SEC" }, "r1108": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(c)", "Publisher": "SEC" }, "r1109": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(d)", "Publisher": "SEC" }, "r1110": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(e)", "Publisher": "SEC" }, "r1111": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r1112": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r1113": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)", "Publisher": "SEC" }, "r1114": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)(ii)", "Publisher": "SEC" }, "r1115": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)(iii)", "Publisher": "SEC" }, "r1116": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)(iv)", "Publisher": "SEC" }, "r1117": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "12", "Subsection": "04", "Paragraph": "(a)", "Publisher": "SEC" }, "r1118": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "13", "Subsection": "01", "Paragraph": "(a)", "Subparagraph": "(4)(i)", "Publisher": "SEC" }, "r1119": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "13", "Subsection": "01", "Paragraph": "(a)", "Subparagraph": "(4)(iv)", "Publisher": "SEC" }, "r1120": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "13", "Subsection": "02", "Paragraph": "(a)", "Subparagraph": "(4)(iv)", "Publisher": "SEC" }, "r1121": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r1122": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "205", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483504/205-10-50-1" }, "r1123": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r1124": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(3)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r1125": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A" }, "r1126": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4" }, "r1127": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5" }, "r1128": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6" }, "r1129": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r1130": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(7)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r1131": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(9)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r1132": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(b)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r1133": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r1134": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r1135": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r1136": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "16", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-16" }, "r1137": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21" }, "r1138": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r1139": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r1140": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(f))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r1141": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r1142": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(1)(Note 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r1143": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(k)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r1144": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-04(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3" }, "r1145": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23" }, "r1146": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24" }, "r1147": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5" }, "r1148": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-6" }, "r1149": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r1150": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-18" }, "r1151": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-10/tableOfContent" }, "r1152": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-13" }, "r1153": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-3" }, "r1154": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-33" }, "r1155": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "34", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-34" }, "r1156": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r1157": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r1158": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "30", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-30/tableOfContent" }, "r1159": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "10B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481889/320-10-35-10B" }, "r1160": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-1" }, "r1161": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11" }, "r1162": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r1163": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r1164": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r1165": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r1166": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r1167": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r1168": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r1169": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r1170": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r1171": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r1172": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r1173": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r1174": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1175": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1176": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1177": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1178": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1179": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1180": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1181": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1182": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1183": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1184": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r1185": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r1186": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r1187": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r1188": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r1189": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r1190": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r1191": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r1192": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r1193": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r1194": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r1195": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r1196": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-4" }, "r1197": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r1198": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r1199": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "325", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481551/325-30-35-2" }, "r1200": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r1201": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r1202": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//326-20/tableOfContent" }, "r1203": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1" }, "r1204": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r1205": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14" }, "r1206": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r1207": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//326-30/tableOfContent" }, "r1208": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r1209": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r1210": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r1211": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r1212": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r1213": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r1214": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "410", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481931/410-30-50-10" }, "r1215": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//450/tableOfContent" }, "r1216": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-4" }, "r1217": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9" }, "r1218": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9" }, "r1219": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r1220": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "460", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482425/460-10-50-3" }, "r1221": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r1222": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r1223": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r1224": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r1225": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r1226": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r1227": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r1228": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r1229": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-5" }, "r1230": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "91", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479777/606-10-55-91" }, "r1231": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r1232": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(n)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r1233": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1234": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1235": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1236": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1237": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1238": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1239": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1240": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1241": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1242": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1243": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1244": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1245": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1246": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1247": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1248": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1249": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1250": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1251": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1252": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1253": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1254": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1255": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1256": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1257": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1258": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(v)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1259": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1260": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r1261": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r1262": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r1263": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r1264": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r1265": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-6" }, "r1266": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r1267": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r1268": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r1269": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r1270": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-1A" }, "r1271": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-1B" }, "r1272": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4A", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4A" }, "r1273": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "25", "Paragraph": "6A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480682/815-20-25-6A" }, "r1274": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r1275": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r1276": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r1277": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r1278": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r1279": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r1280": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481674/830-30-50-1" }, "r1281": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-3" }, "r1282": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r1283": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-6" }, "r1284": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r1285": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r1286": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r1287": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-2" }, "r1288": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-3" }, "r1289": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7" }, "r1290": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7" }, "r1291": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1292": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1293": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1294": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1295": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1296": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1297": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481444/860-30-45-1" }, "r1298": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r1299": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r1300": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r1301": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-2" }, "r1302": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(15)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r1303": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(16)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r1304": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479432/944-30-50-2B" }, "r1305": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480109/944-80-50-1" }, "r1306": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-15" }, "r1307": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-16" }, "r1308": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4" }, "r1309": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r1310": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r1311": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r1312": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r1313": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(k)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r1314": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r1315": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r1316": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r1317": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r1318": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column E)(Footnote 6)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r1319": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "39", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480228/946-830-45-39" } } } ZIP 139 0001437749-24-006962-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001437749-24-006962-xbrl.zip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

$?#Y\_N"L_IXFQTZ;^2";MN!<> M%@L_]9G\B^*T;(\'-4(^ERW2V).,4C5_L NTG6W%5"4XJMP\O!8H3M=4Q0,&0:F?]P%L.WLM;*7Y44.H M:K;9I7U $PWL-P\M[5E))E*VI,B:-E.PB$G^$N)DB-VOTEO5.>AD@%Q_^_/U M]I$S/J)3@,N ([T+G]$?NA\DO$L;4Q5O4G_>9'8PU_';OH<\MY5S@Y)/*RHC M).@B GOQ2>*1K+P&EH+I/)HTUG4B#H96]"$I;SWM[VE@ MB^$[B\,J;.VR+B\F^7\_A&KAS&"&/']^0L6._:U12T]-\,%J4B4Z^G'3)()Q M2L%?[$@Z8'+XE'X(WZFR9VZ>;A4Z+M*H_.;)AQVLZ(Q,S9@99DG"&:',]6;3 M*[#=.Y]KOEY?NY#&J+$=Q#\!M5(6-++\_'+Y4K5T?B:M:EM%<^LFO7EW*L_> MRW(#%V++=SZQR#4LZ%*04::B4O;(FFA5@F<65W=7W2&Q$Q)C>9_148EBAI;] M/L'VN<NI51N9>[#[#?D]J4"1,4^7:7)D+F9"FL>>.Z(WLG4_@:2O;T.-N&'[\K MRU5N8/&FB46O)%4GTVH1&Y.-I,&AS&-6%I8:HA%X,<.BV%RAQ'=O;YX^E[)< MAY]@4LYO6ACVVG/>/3M2<+500""K(@B^65E/:\E:TAD7X@]L! &<>IW?8QJP35WA[\Z>U-M=?@-_ SM:?)_336;WOYL^1,XE:' M$4EQ)97$:W"7:C#=^K%#+%S,(]QW6U!A?ONJXLG,UK@P/T/@,"@4=X9ZA7*; M*O&#"IGJ>M)O3>QYM6J\7K\[6IH@-!4V87;W4ONS]O;V&^>B^L^\?+AJG%!S MW9G.->8P JWU>$N"WN?RH>5-ZWM+]/Z=4OY_ZMR#@XWAKYN^07_9?/-"N>>O MBRR>@?\*>_\IP_[+"KW^?OSS4)EQ6U6F*)'G::Q+>SE%M:I4]GY$X$W*-7+5 MTC6JU]3[#Q\\I;H:X^:%V$^IW4/[2NO$E6/"H!!<*'UL@8<@ M[,O6?,-3G'57W46E>J<3E5HN*1B]73\.,E]149\>8^,E!U.T!YT+O:1D'Z " M+#IT\I),I3.\+I&J+O^'*U&?D3'$ZA8HT25Y5=6=I#@]D52()XS*M&!#85QD M5\6K'=-:X^$:&C9U9PY?- TY=YC)5#%1:.OSD)I*/.W2Z#[@*IU"UHQNCJS_ M3#]IV4NC!Z%,ROI:%;#LGJGP/!ZT,N6Q?73&[.XY=G4OY(S6M5HS5W_'G*)_WV%;2K69">*=G@M3R,>S M@G5^;%1#-U$IX7T6-WDIW3_%J;J!4,I-:%T]L-1G9<,^%!JE8"TUD-$M295P MN8"8FRD:G0$^I24_X2*,0'!:@3YQ+9=CLF#'JK(#W@'Y#!I4SI;MS'V [W=>POPF7$6:(8E6^"^*MQ=\-\ MNX4M&L-#DR._A!8F;1LH/--/M_">2YE!9.%K&_?@H*E$:%GN2KD0]"A5D*B1 MZN<&D[A?6SD>T*((+\)>1<2:4+B=.%#)/7B^0@ZM[*TQ_#/5,[ M[!V+CFC&);SO91=;A5&Y9&G']XC5-*:T:8W4VR%4?1+C@VB^EC?RU^HP:*F. M+!%1BWJ+M"@M5\6RMZP!L$B,'2PRF'OODSPF*L4G;,,"],I:M#A:=P Y,M4T M.,#!::2UP'9.%G"FT3U"4N1&S9XCK$O$^$02W]FXI623^4D<\6[=['JNF"&Z M]F$.+7B36\)(7 7#^%RVW^P#ID9AV%;3R=H2/&9D'A^;%_AZ"]G4$K8V M[@G:Z.5^SD@-5#_S2*6U'88]\5---9"1"%^]3HRT(LK$; 2X!#0(BE0HH"H\ M8L_H"R5&BB]]OUKUMKW]^+FHM;HG@Q+]>0@F5XS17.P]XS,#Y5.K\F5[P 0% M*L^,E1@>]%*N"WISP'DSALNL(G:K>;?/0)+W66M&_)W'=8;'SPUE!\L%=\/Y M NE"A&$Q>-";3IS4))>4(E]![>C*!:PE$TJUN"9%ERKCL:.V"6]$@7P5Y.;_FI)0G+:.H)SO3H\2+9//^$\7]6M6-M)_NNA2P>FL-V]P^ MR)(P;JE=HG[B9$%G(X#QBSP1MTHWBO$TK1->=JP1ZPK'Y\.B!$5OS^:D3HVH M[_(N?)HX91&LSV@;V\ XNW!RX_)@OIJY@=N/]D)_S\0E+9$U50BXA#B18NFD M6)'$KB5GW"'5V<$I5UK5POVHY(A']:6\I<[O+/&7)J"*0*()(78?4,%(Y48T MI/"^V02% =G5@($\98,NSFCEC,+R9IUH2MALG8=2HE9.DJ9+W+57=]*??.9< M/Y6P#:0QA4SA8@0/[44%\F=3 X8*-GM>)0V-?$NZ;(YG#F2[P/\%Q9,^RQN9 M>(/%/6V%SV2MV0YNDL%7FO+H[Z$YB$<\6L16F": M[:25;Y24C 8YCN'+3!B?4@$'SJ'-J<14;O0(F_^.@>239>NL60=4V*9\RZ',11^^ M+@R9@.W5D];7+%+#T>GB*ZN)]YZ-W5EYTW=GYWX\HG.GH@Q96)--QB4GYR!2 M;VW,&B/74#6%4.FTS2H+J_0."BBXSUJ)9-^L:T)7U8V$R%VV$+2N6\88&:8? MQ-C$28[6&Y 2M ]]**MC]Y34PQ(5DM!N)W&5)Z[V$5HPC>[LO,/)C4HFK[Q MD5CU9+JZ]OU,J4^!1I\CZ8P[?9$OF[@E7>394U+@;JZC^C$O-CG^[M&W98VI M'S4' R_OO:>)+P#9O< "9!3>YZ6*SLQRC'1' S9PRYKI6[^<%4@O=GF5]WJ9 MTL>^-B_W)$$?K!&7K>BM6TH=+8Y HFZ,VRJ?STNDVZLA'[H=\1. MP;,!5@X]S[>O1@>D/5AU3C!ODA_OCDIRU_:^(6@R,F>( %WZB5) X9+Q?1-N M;>MS-1LE["BZIDFBN87M PZA5 E#0Z@''EM>>]\"Z:RY)?U(!0G:H"I3+WB& MC/IL":EE'5A1,<36=,:UG#5A8LAT=9[2T8E$OM<^*FNEP6*8D2"DLW=HADW M <[F&0=%+/-91SZQY6!.N[6F[!#]\6WUQY"$L.8 /B+;:,>6( E:CSA#YIQI M!G)N[ -.DP.F+T0KA$]U*34T,&I^B[HH'#NN_T7/=5ZGXV7%:QM6%H62.:WW MC3KG8(O:6,3Y?8!/147M5C5RUWJB'%DUW@U7Q?A!%BO&)+"[V+U-%<4IX*H8 M<5F#*+]A$JQ&-"I X%6]O;20';9/8W6MU^^.']X'>,4EOMNX]#V6U1M#' 2R M@!8R#PH/G6#6IUW7_'V^ODSNF@S9"18!W# X*$84?HS.PL]FTO@RIR/WN*$' ME8QN.NX#6OZQ;OZ_3ORO$__IB04(@4 7L@P)5)<"CPQ4GP%%5 V%%UJHINV% MSR'MZ5C[#=NZ!#[*#AG(RU!(^^&6"6*&-;^&3HW#L546B*/DG X\:B6#=&DS M*_56/[(Z8$*S?MO6?ALR!RUX:"GQ49*49R)\QP3XR%>1=C)@+TD>]J+*)-H+ MP0%1 KZ2L1%>KH=DC5LM&7O(3.I?8;_1ZBLA%'?[\%6>L$M[=,N/J1XLSO,5 MHYT(HH"TIH%<\[K#.\WPA0"5PCB-A:/6#6.Q8*[UFJLY]_D/5D8VO(-"%#$60371MO,(\Y"Z_K] M84TZ<_VU1V@]-#&21&>3T&"@?I! >('FT)UH_T.TS7ICOD#=O5JH-]M^LFK.0$K/NGZTU4E60T_<0O[;BFJF&'E[IJD%[>R]RWXU3YWQY1QV; ME_D"( #('1;;"A>''GYCDKH-G\F=\MS3SJ)CI1%&WRN8CR8V@Z)KX*DP."#0 M"W\)D5&NHNN83*4#1.=( M9 [AN,0>@6!_!+BJ1:P5/8'A"#S\-1/ &OP# "+,RE#E-1O8=L7_K91::/\^ M(-8D0-U=X&!K&*L!L8$6!3JHQO:I?!\P\P[:\##P\C[@,VP*1!67 I%G_['] MX;]._*\3_^O$_U]/[,8@MU(I*K1Q\"%Y1*0UB 1_X27%;'HOLPCS%,475!\V M._Y]MKOM;?QMSW.)Y_*OPKMQY LM5&Y%.AT)U0ONI;?>O@_@1[M\]LV<=EZ? MF28T\D,6YDK+PGO65M=$31YSBTYKEW15?^1\;.>Y]Q'!2K_L9?!WM8.'7K&T M;BSLA8J+2W&%JV>,.3<#X3;ZQ"W+._K6WVS%3F:%Q1[?>.;[K5FS^G-*_ MABG4D]03-'1""ES \(SN \P%\O:^!I\&[N3]7SG(X/?OG;A#5P-'2_8P@>X4 MEN ?'+1F#)*G9Q2Y>CD;U4#@M=36S<$\U;((L)$-FOKN$I[Z$2;TPNL^U#B? MQ?J4J=]ZQ\--_4RKWB)^#K[>.7.U_*]!LK!U%<>^?$^0!WX'4J^;PXE MM1,@S2 G*%GA27$,:9$B;]__ M]#!]D'N](^D$H17K\897;B)N\+>Q OZ5%8(_!E_:!X1%HR$4 \BV&O]>',@> M?H:J-\#1*08>EDK!Z90'AZ1?2SUT\N%:"OZP;.M<60^5,WJ+WDNAKU!8D",, MRT;CV7ZYMI-TL ^P:^?#YWS97:+-(G VD91; MLOULO"!=WDDZ\, M: ,@HB5P-')+KS_;Q0.?&[FYJLO]K@]]Y>JR26P#2(C] M5.R%&9J%TLF/ZQ+3/3S0N@;PV7V \X2U+N\6A*R90=:Y]WX5S$.],;A:F$CW MI(X[6K91$Z8V:Z^EE?;&X\!.P:TXXBW0:/+6-8K\T&OB>D\3WUX)2]5P5/O2 M<$BDII$7^YT&2N^=B%I,S-&[/#>,#%X OA^&H^IZ:=QG<7YT(?D",1A9VF1$ M$]TQ<2!L8WJ!;ZI 5,Z(? M;[J'L.=[CPFHMD.6^8RE7R]WWMS=N*KUS:A 7]*R;[%EH7^ M[D2@Z:]JIZ&]FD0@C?L4G/K\'SM7_WK:@@H7"=0 YL1_@Y[TC;P]W/?C:S?6 MA6IRBW,4>[JYQ?69>_HW^6IU@*\BE7N,=@_:C-NBJ\SLK0&#WR98#TT&T^-Y MW1ET$K1BT@_:B+]$@(3^IL-__/>5PAB/4>ARO$UM +3B0.*EI2/R:XI^KS'W MGPMZ_6]^ "_2!;\U=.IC[4&>"@_N4"K,?:TR(=88S([\-HA6Q4M(7)0F>'Z( MO[J2SWVC0\[PZ*'I&V;$;(W-6R!!S!,VLA+;#*X^(XO:)\NNP0R)AK=:'D]]AREYTBM]ZDX?/ MZ$;!$JB#^X L/U^T@-E@C*5*)1@LOSM"]@WN@1,-@>2+$@32-JP<..KSW0<3 MH$W:3LSBK&#DA4P6V[D0\$I/5$;A28S;%$? MJ)28VTW#@D'E\0E)CQV^O0Y1S?FE3S':951_K#)4#3LO<4LU,W>FFM*5D=RK MGY*+IG2 R< 0^+0;TV(P W&O*.&S8U4P+'M4+-G%WL8U:6MK>6\@!F D^-TX MG-LDM;9@[>\*8JKP__/2N 307R;ZD76_^>[!' ^D,, J7J]KC;# M^%*R_F>UR@+(DU[1_B+#"W%BH0.9'W)3SH@X3-RQ".QL+N@3^5ID%VQ=A8DW M@3X72$/T+0:.E5)&UP9,8+0>#'(%RH^&YOMJFI*A,X0(0:F^\@X71T\83]'' MI[7%:3]C7(7BZ]?73C&+WHN-$6Y]F?/ST$ Z1(?^!=[X>F_CO9(2/*9Z@([I M[(/4FW[3+K(MJ&>+R]-=FH;(7XW%%\8J:M1_2;D^T-FE%3>S:-"D,<(^2*;N#%%!UW-Q\Y8DF40XXI0ACUKKEQI?T:.# ' M/[0/&-8-4-YX[+GU1Q5\;_RO+';W__7QKTN*1Y7",S#%Z8@=6>H6CF.DV+$-3BIIT6IYR52)A)(C'2,\XT?UOR6PI_A M)=7XW#(H01>9Y#LXLS[OJBIN(FKPOL^4[0[NT*^^@%Z_4V+1)&V4?W@ MCIPFX583MT37BL[*2%9%@H[ZW"YXA8>D8TCLCB$F&U<1SR/J@:R^^?=)HH+" MI0-KV23!?)9?UI9U=A?2MZ+=7'N[?(^,2XU7#XT\X9;EX,4.&%S3<+\?OVVB MK^8*H3,"D^2NPG)NB^CG%K4U+AT=;E2&CMIDW(-9F5'8EC6Y>KKG=*!8!3F, M3EW66QI 1P)!:J\SQWU]'E;7HDF6A2X\[WQ\+O= 3BQ.N^"]+VO*#]G"!1U, MR\3Z!2\3%5Z3F+5.\=%@V>/ZZ M1X_QVMC:6#5TZ.6MCX\J'Q4D=91J#ZGX3&NNO)Z*$:O?-H! V52XSL] E+)Z M/WA"M-Y;:.59:CD?<;YFX-H+P-0#+%D>>6(.N"R=97WT/2CZ3=&G*5JM^N6^ M@#K+1,"Y/>'\3DILT9Y[FMID'Y$+F+S/=RL44A__&NV;?J>NXO1A0E1RH2 V M*T+#(-71U2'!M>-+ .T,F [T7+ #H ?1@;Z9SJLB3 ZP^\X,';OUL5!25?04 M[ZK65 _V28M9JHQ^'-\O\Y4R8"IWFF?&R]1 < M/H/5.ZFR"9W*Q3!)!2IF+ UO3XJ5]*-O\XZY%.&)S1E?S"Q,:\8K*G;#)P;? MR8Z9F5O*Z1&[O"2U>T-;^"VES'#)^:@9%.Y'NEW[?*^7*O!/; 0S!/=;'R-' MDQ(:U0 _T+==OI+SZY,6/?+-QVY+QIDQQ&6N8Y_5:GVP.NY[^X-(.Z_1R:Q? MM^W%94Q /"; 5G7GV\TLL*99PQ[Z J52 MC5'%[&_;X[G*KYO-67X-$NR9=^O1MV(L'/=/$&_C8TF]2JF@6U7 M3/" _0?3>6W,\$4\C"PN4P]G#E0B^D0QH HA*?:P0E',CR=$0OBF%?1^+>JU M4<[[4=,Q78^S[FXQ=H["!ERMKV:M0M/D]U"U//I!Q'4LKCG%9;.GR6'Z&Q%M M;-#AN?M.5F-=\[II[YO+Q1H&DF,BN)<3-:$I91@9B^Q?/J6;WMX6"TV>F9U; M2)J.S^*<,[1!@GK W=WIW%UL%42>\##/I7OAZ^#+#B9OJ]2)/N[$[ M#(4J5/JML%9>6=EY+^ISS5G@4W$KKH/J0O$)O$+V(WT(//85HM3HOSU64%XY M%]9@GCV4D#MI[7PJ"67^SGC5!J)2ZZPLG.[I,=^P3MM4]-\[7^"7A!O>0:#= M-.TKZWXS _B[=S,V8E[[L]7U'')*%R=I?''\O, GR3"WM35;"F6B#P>PDGSH".YD@>.F'BORT0Y'80"Y)/UQ>GT7WZ/U;%Y+ M(H8H5.+GXQYSQ\3O/JZ^]%TG10O5:[4C/:LAK:ONNF'MC*0;@*#+L]/W5%E'?RU(!N4IJ?GVLRN^.V M_[O[M6G'9C1%H=\"TGZVG0;LO*Y:BZ3X!TJ3@,VSY"!(X5)+(Y>3CY(4LK&6 M?V"Z%X%DMO7Y5HH:%!PWU?5";%*^F\/TL&AA7/IC_-QL117M%&;":[OH MIX>TM6L***&FEJ+LK]:B]2V"35S%35KSU6!K*,_#.KFLXWH\JPM$OIUSH MM&R."?%0,C,W%=U6/'S!K$^WQ(XUN^X1Y]7-'C*"=@)*U*FC\??*?Z :?04[ M*JV]2A?5F1"KWZW(9_B04UW*W'5SU26+SU-Y)E%G\O2-RWHG6:ZZ)!:F++LU M>Z"K =6AL!V"$]5_P9_LM*'K_QGX**E=S(ZY=S])BR?NO)Y1P4:;.$85WB$H"SY1^VAXF$O MQN%<=%6_\WSJC8%'??(Z'??GYOKZ'\0?*ZFN?*FI^(&%"_UZRZ]!_');.1UU MW!#3F(D!$TOT!*C+*IAOER/PZ5Z<"D.N'V^CB#;0>DR3$_EX-T-!XN6^#-_ MRWS+PK^V?I #'(G AGT )^<^P+J6V!+5"Y9J0A[.*SA29JI%*NJI-<&^XG6Q/#-[-KNC]N<82X?U5M_,): M4V[0:2.,U_IY]XXA]V,19Y>LL\JJ)O9NJ:/^X4/I_@B].=B?C)I7MR,<%5F_ MIX^OF0^SL!S8V#/N6*TKVI1A;SS+P/FEKC$N)NQ MZI=:.PM.)^L;T=6Q!):6W$>QY*^ U=0&C UA1_+_) S\-A%4[H[IRS\"9;^ MG?S74FWP0R;%U4JLLZOOC/LF:]*R5R#://9^*6D_P>CO:ARGG+?E[D% MSHO6FM+E;_1.27Z-%G)"^3>A.5I_C$@H-QNL*>P(.I6RDQBO:B9*?Q70JB?S M4YX'RNYE!CJ*15+%"I=,E. C%D9EO#3@@&>>?#5/G UD0@GR33CZ/I)5U"R] M=S::ZY;/$],.\8#%:\M>7HM%M2F@RBW&;$*_YL^) OAD[<;-*? H5]TI07'2 MQZKD!LQ19-I:V5GLW2"^/G6=Q[FCS76\CT3LS(>7$!>I*$VGK=/FC,=X:I"%55JJG6O!*_>;UT:N M/0C3*D<^?KHE2V\CD78:VGN-"*1Q;<&IKK#?^JV P!$\E,Y+)*S,@QH7751, M3H4+CDR5#'@RUW"9H-/6CA4H=-CEG4=W2/:7:IY.O'\][KBRZ97":?"8_?3P M&YH"JF%92L<2S.DWG/1#?C@"J6PE30NX%YTGY7719:A]R53[F^]4VFC@E^<@ M;XIC3EKZ$IU][ -\[E>A%'5KGP[_45QT43D.W">X5U"9;K9'?=5DH?L773N% MW$?#-/Z!C6K=Y]UG.*]+EU/R\WT_84+,[Y9)%<3GC-JXC%EIM0]BIC+!+"JR M1/ MTEJA%UX'S.:;*..Z,5=&7-U"JFR=*N5)>.!0OE#$)W$XW1+C^%;2*9F= M8.MXN&_4:H5.?1&]>SW%*VLS@]"&M)X_,K?--X%VX@P15H_A+ R4\L);[+A) MYQ:7*X7#(S9AW3SC(N2V--:?? 2=ZS+BQCSE@QI)+%G<]!>^A%!7+5%Z? MYJ@[@2[X:GMKC==6VZ?2Z%B$23-B3&9Z?N77C*KL39(K(F]QNRIWM">-(3P/ M;+J8[PX:7?U96QW*B"J.-2M]M?W\3E$K16MD1,?$KF;UU^H2VYVQ141'Y9<_ M27NR,[RK,M-N(<$7?I1CV"UU6:HFBC+S/K +P?1+BE&_U@CV'0SLFN]M)*-: M.K^]LF&YBR_$3&7A&*'3EK[P)D6:R)#*]5RRVMW/@U*!ZM,N%K<',_V>.#XV M+5_N<$"(7?VL-7O\,52NY9QNT^FC/^.?NZG3O*D;FP)I?822\3^@>8:!1GL9 M*JK$A*E &J@&DC_!X;(ZAXSMDZ?H96W+G/4NOA5_]8AD7P>W0X&)E'"HNHVO M_E87V6<&',L+/%G@%737-X?#9[:P.QP*R5UB=6A-=L>".TZ,3FH=^69F..G( MIV!RDCOS2=9'VQFI0?JXTM9J7AOJ78+8#^=4!^TII_RNJOZ&N9\A+M-.*!(# M\$F%>>:+Z6(8E 7KA66P3I=% S8]+G?)WR7_TKCUR,3$6),;U$V0W)8TI/7 M.:["NRK!_L8^(/0%58+$5D_@\45#S"?372+*/1" MGUJ.:?H3KJ><#S=DD"T+?Z/LKI--@TJ,_>H?OE70/QLPB5-=7;;Y^KO\F:OE M#FY-/]ZG(N-U"D4DU%VU5BC[JGLF6:/\0WAY2GACTG>%AO!3J^S,U'/'OCZ.M^A=3PVS, M<."CJTJE/]DAZ)Q^BWV R6#0@DEMR[$_\;K[9!S%RA>X%4023/N\W$^.IU@- M2DVNLXHU!)\:#-3-*RPMUO@6/Z9;\2U%7+%87T']H:1W1 ^/&WY[59[NK#3A M'YX3P7A?T6$7>8%[K5^KY9;YF=W*K:SUSH057%F+N&IDANYX%8%['Z=H/+?X M;QS.V]4R__F?8.MR_ _HU">ZW-\D1%I+D*X/HC6S1L@7=!R0T;IN]7S-L/P; MV^>-!Q_H52.CUFV>K8B\5&?>Z;,3F9PJE,*L4HCS1F0A/$Q@<=A\')UI$ECK&NL[]24]W9$^]KS3??Q'X?-$/987;&J,.3 MU:_E^B#VN9W+H'^.;@AVVBCF)%6,U-XP/929OV1<>V' U:8X//46QN6BF^B+ M<4W;W?AZ9YMJ!\WW%3W7/B2^?2G4[\W6@""+X^H(4>85&9 T#^(CR%@ V$L>AK6"#U$AC>^]8V8O]VOPG/U)D+F]0:$P&JUR"KJ M*&H=5)3)PO6YM50HYDV [<1+R><22/)-DMM-,H'8H4Z*#%^;KR72";-4TEJS MW\I\6=+=;LTNEH7XYM&C/)[&1Q^%:'3W=)#&" O:\?Z(I98C7P^\/GF&(=R/ MC73NE5LN[8Z,.T MA_XHNSF*S)4:KH11)^I;^)_T#O@5QAD3F\%@>;OG\>,+GUR>I) D5X76S[%Y2#4-S-T)%7_L_;9.''CY4/3DI ^JS8K& M%YZ>C\3PVFW7<.3^D:K-/,AOSV4BD]3.5Y&LNC_8YT$T&XI'ELQ/93XN8":) MNJ/9Y>ZA-B?*:,P3S_:65Q1NC<82!+9?84@2R>6P_C)]LTIF17?,%'RY#OK*Y*;[(J MFQ"?(K.65GG&RHUA;KD3YIH^GF*)YN*U/=SISF$=NCWKO7M0L @E>2S.,]WW, +ESKS M\_M9*FBP73^=[38V,RV/6:'XD=26FS3UB+%P+_?<\8J,[,G1I?N3-[I+1Q72 M)"7\I>MB2EQ^[G2%($]J!%G<&'8)U,\PQ)..*%2I,([W?T0;NY?FYRQ@5R79JYH/2LZ$Z>]9G?4O-;H MVV3TAQ6'/T!YRWD8QA5T.%"6Y/:Z/.8!C=-LGHBN#_HD$%5V:TBHOUK)"BBV,$\A,0-YBF8'Y232%/)K-]B'RM8MVZK M3'QYI!,%$S)[F7SEHD&\IEC./J!.6XUU*47_-<&D$9N-5N,N1V$J>=//#+J( M#K@4B2D,]2_V=C@COC2I3*ES)PE[)4[*WVJ^PVJH=W4V:1\P2[>J$:FM8^_6 MXH;)^!/69!EQL*Z6F6R6'WBMEB1?FXFO?-SO%?+)ED+G0:=LJT[:OCL))B MI+SJ$W!)X]?^"=UCV>@RBYLG?W)V* G?ZOXBI"&D[>]$Q?!XT7W,*T_**FF7 MQ@>J7.@N^QU>4X@R*Z^GHMFX?;NM=*9QH>;=VV:Q+J)J,8["V<7]*S./HHM7 MP.7GZ\9:SJ<"%?0+%G:;?W\%TN0Z3#DN1$V(:D/B?>$)8A]SJKU(3"NU7-JJ MZ-4FF4;$S8P,'PI,H&=98N0_I','73K;4E7HTAF<[V#-/;@ID?;@+C)V;QKS M \DJ;CW:2CCK4^'F M #PA0.:!_I\\M)Y&F]#'[PS9<0H29!VD2[7\5J?&0$OC9R*D:LJ2JX$._&X2AF M55I>HB7]<'3'O;VT[=+%* %2.XRO?:DO9^Y&G6F(T[ND;EQ4%640U[;%%(!( M,E>%,MIOJP+3PW%_PI>4\2QVU)8 MK'G]NL6M7UI[F.2A)9RCBP!'6YR%_7R!RV?=1$!O$ R&W56[ /".G86EQ12 MO*%#'W&[>K4I:?I_)%X;(3BB(2B,)D#6R?:=M():5?Z0MPE K0AR#AQWL4?75$3H0,2?ODV,M?@BK'6B=DB9_V3WUG) (,4_'JM- M<*'IZ/?<0L5B;/6/@LF9=?&+=.;&6>%MWIG@5"<'N3NX&@OWXXNT"O/?RUCM MGO0[,;+S7 G\6^\7;>5#^+IR(SVC"V_?KZHH*2X)7Y-V=3W/<=N-\Z*]C_>Y M2WE'X_4 C/)2647M6BA;]S_A9X/0%W"DXDNH8P"$ F-"1&>5%-_-YL6B7LH' M<7;3+MX^/5N>OH4]C1!YE(WN\([S+CT[_2/]T/_\+,Z$9OZ>-Z6M:O;Y FK] MSR9QYJA^!T_'R8ZD2!J[B[W%8.%F5DUIO[2K,%VR>V0NHI)3U3H@/E^:7(<4 MRCKF&BHNSFNJ!8)D" ^\X:^@$!BCK[XY::^06I5RDSCJS&5:55$:\&/8)+^* M^;00ZI>T6/6EK9\WXGBA%18O3_:42\UT]=/X#]AXHGVP-6:^)/-/2-*S9#C1 M$//R5"UCG_S()I3'Z6+A!,[,8M'?+=2KZ[95A,4I)E]IN3S)R=V1&UVGXW)# M>%AZ#VNFI!:1$V@G@,2P^J%TSFIXDPFODGV,\PI20/EA_X;NK7W O="A+0.> MK.WD9S>(INIR+[//Z32X;9,K5O8L:90/\Q@&*!TIW: ,U(OVN/9(H.9 M$JS+>PNF!])=^/K\!&7:O/)C? MMV$J^ N)7WMX?@ ME#79D:OEYT+_)=75Z7'\J/$0GDNU7TM"N/Y"R*U#W"*7<(N7RC3G!R8+*[8$'.[V9J? M./N+C+H]C-:6?')7!BV5ERJEM+X^(7VN?VU3/"-(B;DY]NX^X-FV\+0C$AE"<>^>U5[9!X3&4"^3 M_;(A_A%('_Q=SSTVLP$Y^V_]:.6 PIUY?5,:SEND'_\M7EG9T7;]PKTPV8 "FL3>QH/8 ME^ZAS+4AZY8+-(&!S0Y=95WO2\G;":,673R)^N.RLW\<74[R-6%Y'5'5A])ACD)A8$AKB?)^@!.J>KN"[:^ MK;<$%(U2O:WAJH7;"[I])D&(]4E:DB.N<_CW[HR:/9-QZHJ8246<@IL3B0M)0+WI.4'#XDY2[4EU-$'3 M)?-YJFAZT&P!F\=TH=ZPSH!]N:C534A>AVN%B6&]T7;+T>[E69VW*JBQI8$J ML5Y8/LRH<@KWEQ+UFG]9RG&?T>]O-HPA7@>S0NM,: )4.?+-:?!)L,.D7!*E M856!\4Y9?0IVE]8BO, M0\1#I] MY\,1=\!TSSI,FJ<=,H>NZP+_\OE.9M?0&$TUR$0OK?^BLBNF" ?"E&D>R?&% MX9U!9=N-LG@X@(R;)C3#8JL*89%"M8,(3_O24$@K=M"FWT1_0,:BK5^R#Q+: M_PIKKR7Z_1>+NR<8E;NRC8>=)OLW?$\_1#:8J;GAD Y$%A/U,-F^2\PR3 ZH M5V./:>.]N>@HY6K(TPCLO:#(^S*"Q+RB# N/?]IMA3P)5<:#+J,2YW$Z;9/; MV_"T:>E=0FT5RL_/#*MDCO4N-4:RO4J_2@ZBN"_3Y$AB=(E*CQ^VN9*3IW75TQ_+:@9YV?.,F5DP6SR,[(9U7KY@]O!* M/O2?];6-4W /:72TJUMK1UO7!6*AZ]Q/L<2E5^6)JR/D$#6$('\3-#76 MVG?:M2-?EX.#W>I)1CY5EOR%J#S%N+(SK:,?5BM.6BN<(K WX3'LF'!YW9/\ MK)<3_/M&-;P$;O5I6?$MWBIM*4EDDLQEMH)2U4SH*0> ]ML'O#"&4Q,T__H/ MH^PI>F+5UFG[4I6T\=R'\%DK.Z ]RA(W&1W]2^\2T#\*A5_;5(F>V5Z)(9FT M@%$,N3,"LG5JJA2CEFBJDB MDG/EG$L+H1&[NA"S6'(:QKH<+X0+H8B58PZC,'.8[7(.J9PSV6Q..B5J M'W,S2#P#Q2UCF&9S8.N!P/X\P'Z;'L;L);1@I:A !_C<]P4=OSD#N155EHK_ M@J5Y*KVRG=G;NX:K5AK^T!'UV;CJ%W#V(GF/*89]G MUN:T+4Y-#2]D3@U8H0<(82)9P]OA&NQ=4+OAMY5U"38FBB0"Z.R"& Y)>4F" M6O=(U74#^:':10Y\/H?^2G.FF#R=H1?\?7.VLVE&S/UN!]&RF7R0)(\^SB8D MKNZ"CJ"/T2K9^S4LF&K>F[2&ZP]3H!5V""@B3)/L))MBU>!S.HD]NDD+&E]E M>J=ZUV;18L//H]5W\L)_@3LB6V!2J,96C*#_T1IEVW8=;U[DH5S'& MC9RAP,>0 3C=X!1Q+XVP*/]$W')U DR#@HE.QI5),(3B6&BQB5ZC>_Q@4@[4 M;G6KJDN!+3+Z=::EO3/UCBCM]R=,;<^^:0K9N9KD:W^))JD# M.VQ;WM%1.ED(Y3$AG^C-DX&/6+ZU@@>7 C[!&@L>*[)ACF?$J\:^EX=&X!J_ M_\.2=WZG)86)(9TRD.$<_@<6M4X5X<"B-+"Q;*M)["EX[N6F#\2A!">]6LJ3 MQE"%)>5WS@ZK]'H!PA%L' #^;H>D1O+Y?9V#N M>3:OJ3 ;2H^@W:K.XIF];ZQ[<;_;'#^08JUR&NIV0.GU>OHD+"[D\.(DQZPE MB!_'B=YL0COVK)YO<#'*G@4=K'%ZO@OR?G#]:N=.3EA@BY.BM69/66G)\I-R M;LKXWMT]57QF1+UA>AJ^R)@6LT!OVBPV>K%\((RD)&[7+BA809;+_,0:^E&9 M5VWX6$JB,X.2&<$[ SA,8)/T(&Q+BP]5=4,L/<62'[]^APE8."QNJ7>^\[)' M'@?7Q\V\,HZ>W.F.IO;+*W-L)Y#MH45 ,[NCE=[.(^1S'W+XX^PYF8X*FO+:7N-+M'O3 M8AK[26+".[_3=VUV.7?[PZT5$I@(RH-+]#+Z"GVVO=D VIAB(A?&H0_Z):C[%"3?Z M6<@@R_57PU#B+NC7+]>&^]?CB@1FA-O!(-)%+FP']_LPWU)B5]Q5GJ?;)OOSE%JY_Y.]HHD1\*T_]EF1NJTI@)$3YUR?;] MMS0T%#[R:G"HBPJC+A;4!OJXV ?6;L3?390[-]!G D46==5L.%[>''?9=NHM M! YR3(5BP2<-SL -#ZWUZ.]G=,;YCV,@(Y5XW(4:UJ&Y&4'-2]7D.*3+=*6R M:(?Q3;C4I]-JS^(&SZIMC(@:GMD%>8(I7USX#/B%#DXF*M*9TCT.;%J$9EV MU:%)DYHDAJC9L ^WZ3>:QD"4.2/Z,9^!*\82Q*!O"3]UED'[^#)IQX8*%UCF ME?C-@IK0\=JEQ2&;G8$F?:G-&E:0_ 8AL+:_NWMNAM>]"Q+@7?;B705.%0+5 M],2-/_FS\BSW7%W?FN"C79#] /(-1VZT*J+%<+$9X:M$>^2>9/%JB5'[MY < M.J^=2ZY2G,("Z,I6H:U?4"N[(!#.X1VS./P<;;*M8T5G'>!>YSBT63E !Y7KAW+I0(L3_W40 MYZU)$Q&4=V!_''*O2_*]Z)FJW%%YP/>\YV3P;(3%L/$G:VQ.(71O:>A64"AI M"H LS$8B:P3BN-=#.J6:8)K\E_(5MH3QD M"T6M%@YAJK'6&=_T/Q=.C_^2$)2U=!\7-'MLZX]:AW<2!] AQM")9C MLYJQ"0+YZ)M?E5>MP"T\.4Y,2B6J)SS9S0MZBN!:$;P?CP\W9!Y+$M'/&]>M3'\1 M/I7J[3@7&"ATS$M\HX/?0>Y! %.!,G-B.P'B[6@/!D[F?OV'NOJX\I3RFH^O M1R%^OT!]1INC@]=AF?:<[#3LY>L*8A[P4 MAJ#42*?.RP%&%8'0/Y4T1]$-?@Z1L41GE+]I.>[&6E[V3X[&G#.X@I8?)CI7 MH"]Q.A(YCJJ2J*!.QZ)7I?,-QZ^1SD?>J3,5-WBQGI73?S[BR%]F39ZBP5/4 MWI,I4=+1/R3Q$?!WL M31TF.XU3-ZP)F&T9E%,[I;(=%H\Y1728&/L22V;G.,]]A3>@03]S(XA40?C@M'?!2G*&"7LD,GNJG^Y MJ.SDH[-@#P,?V55(#(W] GV#PV< VE]J!/"6N'4/U.%J7,Q*[JJS;1A+F MF,1&H0,F)?3]VGFRC?T55 0+R)+8'EIVJ]U6"NQSIE65#R\?=^S8'GL+A-$A M8N@ /E%&=ODRD ?'4?MODYNJ.$.\R!*746^2^\W99$/VL0$^-GO^M^0UJ:@Y:H#<#NF[;<$* MZ!%M@.-/&633-/.'\]T34M%]#E M4_OS!N?,%D.F4$1(;4[ M@[J$J]U1Z9-7+]-"%W7'PF_"/@U[X).<7TG*R-HPKAP.50$POO.+NA.*-^C%P?7.Z=: MB^$N]A^4+$7*O:[*3=7.>*1/3=3'&Q!X1RN+48TMM"J/6+3V) R$2J.OU],+ M$&+*FJ&]ZC^H@ATW-2 /@Y[FPKX09MW09>B7S7I[Z^$]9N^G3$LGPD+X!IEZ MVTH1AML%50+2V9[\6*?%HV8E)Q5P'%H&V;$MJE)HDUKV;#R.:/%N_$=(3#1" MA/AKNY^P4:*1-3[PY:OTF"&%&LDZ/6F//;<6APZ7@XH@(V^P+RZ MSBTHWP4=@@+U%>@[P*OM1P#,:MA 'T32S>,6%/4M[4:JL$YM,[0[@WF*I,1 M)"C>O"(/_V'%S> W^V5B__F_3\N83Y=-: R3Y-#" (YSN[7%Y3RGAB:"GXJ] MTX_69R !L[58]GB^7&(C%!8\S'OP/"X *=&"S8F' U7&O%R2+(NW+^8^+4Q]\S[NLM.!V) M3Y/\'.55?/Q&[].]5A6&^-Y1N0VSS%GJ$BOK,Z.JVK)I%[3L@P2DUAE-V:9??ZZN;?)0[8%(AG\RT4Q7-Q@"$AAS-G.A.A5H<,+TA>^ MIMF-5,J15F9SB@DD/F^;"\/O;@@HQ7Z6D-D46]T[9MA;9M#<-8@5!04[;@6L M61;:P340W;M3E+U2G6#9=[TL&(Y/+7R#PG2&2_,E"L6]U>\*Z'.<[@%QD\*E M[>^^S9\EB1,& W!&=_\D]IH8A[35/H$J?I0QM^K+NDZW.WII/_DKMFJF$.<% M!NE=R;W SFB<"/NC\TY,QZSYL(J21\.?;V^*,M8=SIX4"6O,?%S ?%BGZ&X6 MM7?VG_2LUR#)'9QZ(6QM6;61BY5S2Q5VL.:QKJ[-5 1_OD1BQ3#N$K18Z:N9])@/ MD^\T6,<7J&?YCT):MRH2#WV@]SCA''5WKC+5'WRGC#[HSGA?<-:F55?M]>%# M4U=[G?=F0(<\K*:^,B%U^@G!^^)B1&OZ$$7<] 2*'>>J@VN_/E!NH\143ND>/!@^ZB?U2N^0 MCOECE2=Z&VW2AX'9;6.@8H5Q.-[@(&J[E72=S^O2@"D%O)O2E]X3J<371:-?39-S>\Y#O^5DX*4D4496^1&$&.R^M M>NL6+=V^8OU:KC0CN=<]QCL-:L,%QVNTJE?ZQ-4@<#IO;2#"'%^I1W>OF2L[7!)2CZ M#CMHT6\"'(,YP3O,=4XV&L&IU&!%?]N:C9'CW(ET.PJ%;635!#ZEPI#I49P' M.LTS8L?=G\4T".W)*84M*BK*SKK!BSB?81]F!6Z,7F6?;66AJQE&W-K"G0Y3 M#BCSWE%C5U%T56-8;W?#US2 M=K.Y1__V>\[\3RRY8'Q;W5\$^/1O.'SU\;=$#4\I)Z4?SW!,;_\T$I1IF]^E.V;\VNR< MP+1"=ME/A1C$Y0'KHI**> L#TG9:&B1_([TSJG#VLV4+)#';3]P9B?%$P M\D+VW??Q2Y1Y:$5A0%".$7MX$7RA0?05)_,?FBC90Q%VDI_*SR84 QCZ*PVL M")#?JN4"KOYJ,CV.>ZTJUT0<&1XQ,%8]'MWB*-]].%WB2:33WJV6:$PCM V$ MU32E9_2X9 1:.A^9[E/IIF5NAGBMR@&^DUA)$S:$0>L$[T>)PO[BJ0/1Y;,M M(0<J48P1_8DYTMTT5]#4X 5AS%%M,7[8;A"M#\ G'KJ[6%9[W_1 @("C%&6A&&\2$^*1/@$S]R M]8&X7=#1F+>'&@.4NZGSZZG93.-F)-+]P@MYBO"G:\;9J%H6YN9.DZ$'^0RJ MLW58^@!;J"59:GZ_,7L'%QL1L*/8>1>*LC0AFHX)K<\DZD]9CX\Y:5SK=UW4 M^1.U$6T2<&QLK_0-[QWYO M2?IQ-,U. THPW[5*O\@T-C_.H1&QZY4L4Y5"> M!CU>(2?O@DZ$7T+M_P MA(QI9!M;.:I#-H+J20L@N2>K![O4LTL7&&;-F&^6]SCD6!+X 8K%F$VJ*.9$ M4<6L;E/:*0O6K_4"ER%/V>T)NJ81PADV/8_.2/Z- .]YY=X1ZGMVOK7K9SVW M>4#*740O50851J7"*Y;N;%'O;&UM]Y.M_&]3-F>;P;^@[8!3G*O&P!OL 9(B MJMB:V(]ODFG;*21M:#CUUT MW<)RO5O*7KG"E$7T.OQ7,7MZ0PGTLBG%R+U_Q(>:&42PO%QFRD&DN-@L*-/L M%]-W'N/"UI",C>NN@UR&86%&[?V,C@$'7@*>Z>;F<]"W,-/RS\Q#;M11@EO#<(.=,/62;E M^&PEEO5@NU0;=D&S2./DLH"$.?_>B_,S$KHYI@B4RWVF,D4S:R[=XM3;E)3] M:N!?!JZ%/;@0;A5!V06E9=-O!=J M83F3!@LH^&QDS/[ MRIYY<0!9^2:^_^F%@53A:S_ZZ;^,UYAO[X)JOK0@P5S[G3(-B:;#].*D13SL M!("U( YPW8,G7ZJBCVG4.6JK2CN?=NKO"O^J/TU$BF:Y01W%#G[W@DY^_3FG MN]]X1YW0,F!9%*^@>KD0' TO3R]?-(KW?1%:A.VMI64W-M'<-IJ6E<+U4!L3 MD&2R)U)Z 7N &$SOU;H?_WFA-3.DMN1-EW<9M1DA&(W/'=,W9="E9Z;_-GOI MBR?]D1BESO4&@CBV$[#%9/;VQ,:?Q,,,%MAQ0>=Q R89#:&7[8@+WOZD$]N4 M154VW>H5G]F"5QQYJ7WR+/R8^:VW_3]W!K"']!T+KYS*,"2"->"TW?,HU

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p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Nature of Operations</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Investar Holding Corporation is a financial holding company headquartered in Baton Rouge, Louisiana, that provides, through its wholly-owned subsidiary, Investar Bank, National Association (the “Bank”), full banking services, excluding trust services, tailored primarily to meet the needs of individuals, professionals, and small to medium-sized businesses throughout its markets in south Louisiana, southeast Texas and Alabama.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Basis of Presentation</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The consolidated financial statements of Investar Holding Corporation and its wholly-owned subsidiary, the Bank (together, the “Company”), have been prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”) and to generally accepted practices within the banking industry.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Segments</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">All of the Company’s banking operations are considered by management to be aggregated in <span style="-sec-ix-hidden:c108038119">one</span> reportable operating segment. Because the overall banking operations comprise substantially all of the consolidated operations, <em style="font: inherit;">no</em> separate segment disclosures are presented in the accompanying consolidated financial statements.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Principles of Consolidation</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Use of Estimates</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The preparation of statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates, and such differences could be material.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses. While management uses available information to recognize credit losses on loans, future additions to the allowance <em style="font: inherit;"> may </em>be necessary based on changes in economic conditions, changes in conditions of our borrowers’ industries or changes in the condition of individual borrowers. As described below under “Accounting Standards Adopted in <em style="font: inherit;">2023,”</em> the Company adopted Accounting Standards Update (“ASU”) <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> effective <em style="font: inherit;"> January 1, 2023, </em>which changed how the Company accounts for the allowance for credit losses. In addition, regulatory agencies, as an integral part of their examination process, periodically review the Company’s allowance for credit losses. Such agencies <em style="font: inherit;"> may </em>require the Company to recognize additions to the allowance based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the allowance for credit losses <em style="font: inherit;"> may </em>change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Other estimates that are susceptible to significant change in the near term relate to the allowance for off-balance sheet credit losses, the fair value of stock-based compensation awards, the determination of other-than-temporary impairments of securities, and the fair value of financial instruments and goodwill.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The COVID-<em style="font: inherit;">19</em> pandemic and, in <em style="font: inherit;">2022</em> and <em style="font: inherit;">2023,</em> rising inflation and interest rates have made certain estimates more challenging, including those discussed above.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Investment Securities</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company’s investments in securities are accounted for in accordance with applicable guidance contained in the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”), which requires the classification of securities into <em style="font: inherit;">one</em> of the following categories:</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 18pt;"> </td><td style="width: 18pt;"> <p style="margin: 0pt; text-align: justify; font-family: Times New Roman; font-size: 10pt;">•</p> </td><td style="width: auto;"> <p style="margin: 0pt; text-align: justify; font-family: Times New Roman; font-size: 10pt;">Securities to be held to maturity (“HTM”): bonds, notes, and debentures for which the Company has the positive intent and ability to hold to maturity are reported at cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity.</p> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px;"><tbody><tr style="vertical-align: top;"><td style="width: 18pt;"> </td><td style="width: 18pt;"> <p style="margin: 0pt; text-align: justify; font-family: Times New Roman; font-size: 10pt;">•</p> </td><td style="width: auto;"> <p style="margin: 0pt; text-align: justify; font-family: Times New Roman; font-size: 10pt;">Securities available for sale (“AFS”): available for sale securities consist of bonds, notes, and debentures that are available to meet the Company’s operating needs. These securities are reported at fair value.</p> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Unrealized holding gains and losses, net of tax, on available for sale securities are reported as a net amount in other comprehensive income. Purchase premiums and discounts are recognized in interest income using the interest method over the terms of the securities. Realized gains and losses on the sale of debt and equity securities are determined using the specific-identification method and average price method, respectively.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company follows FASB guidance related to the recognition and presentation of other-than-temporary impairment. The guidance specifies that if an entity does <em style="font: inherit;">not</em> have the intent to sell a debt security prior to recovery, the security would <em style="font: inherit;">not</em> be considered other-than-temporarily impaired unless there is a credit loss. When an entity does <em style="font: inherit;">not</em> intend to sell the security, and it is more likely than <em style="font: inherit;">not</em> that the entity will <em style="font: inherit;">not</em> have to sell the security before recovery of its cost basis, it will recognize the credit component of an other-than-temporary impairment of a debt security in earnings and the remaining portion in other comprehensive income.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">See <span style="background-color:#ffffff">“Allowance for Credit Losses”</span> below for the accounting treatment of the allowance of credit losses for AFS and HTM securities.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Loans</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company’s loan portfolio categories include real estate, commercial and consumer loans. Real estate loans are further categorized into construction and development, <em style="font: inherit;">1</em>-<em style="font: inherit;">4</em> family residential, multifamily, farmland and commercial real estate loans. The consumer loan category includes loans originated through indirect lending. Indirect lending, which is lending initiated through <em style="font: inherit;">third</em>-party business partners, is largely comprised of loans made through automotive dealerships.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Loans that management has the intent and ability to hold for the foreseeable future or until maturity or pay-off are stated at the unpaid principal balance outstanding, net of purchase premiums or discounts, deferred income (net of costs), any direct principal charge-offs, and an allowance for credit losses. Interest on loans is calculated by using the effective interest rate on daily balances of the principal amount outstanding. Loan origination fees, net of direct loan origination costs, and commitment fees, are deferred and amortized as an adjustment to yield over the life of the loan, or over the commitment period, as applicable.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Loans are considered past due if the required principal and interest payments have <em style="font: inherit;">not</em> been received as of the date such payments were due. Loans are ordinarily placed on nonaccrual when a loan is specifically determined to be impaired or when principal or interest is delinquent for <em style="font: inherit;">90</em> days or more; however, management <em style="font: inherit;"> may </em>elect to continue the accrual when the estimated net realizable value of collateral is sufficient to cover the principal balance and the accrued interest. Any unpaid interest previously accrued on nonaccrual loans is reversed from income. Interest income, generally, is <em style="font: inherit;">not</em> recognized on specific impaired loans unless the likelihood of further loss is remote. Interest payments received on such loans are applied as a reduction of the loan principal balance. Interest income on other nonaccrual loans is recognized only to the extent of interest payments received. A loan <em style="font: inherit;"> may </em>be returned to accrual status when all the principal and interest amounts contractually due are brought current and future principal and interest amounts contractually due are reasonably assured, which is typically evidenced by a sustained period of repayment performance by the borrower.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company follows the FASB accounting guidance on sales of financial assets, which includes participating interests in loans. For loan participations that are structured in accordance with this guidance, the sold portions are recorded as a reduction of the loan portfolio. Loan participations that do <em style="font: inherit;">not</em> meet the criteria are accounted for as secured borrowings.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">See <span style="background-color:#ffffff">“Acquisition Accounting”</span> below for accounting treatment of loans acquired through business acquisitions.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><span style="background-color:#ffffff;">Employee Retention Credit</span></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The CARES Act provided for an Employee Retention Credit (“ERC”), which is a broad based refundable payroll tax credit that incentivized businesses to retain employees on the payroll during the COVID-<em style="font: inherit;">19</em> pandemic. The ERC is a credit against certain employment taxes of up to $5,000 per employee for eligible employers based on certain wages paid after <em style="font: inherit;"> March 12, 2020 </em>through <em style="font: inherit;"> December 31, 2020. </em>In <em style="font: inherit;">2021,</em> the tax credit increased to up to $7,000 for each quarter, equal to 70% of qualified wages paid to employees during a quarter, capped at $10,000 of qualified wages per employee per quarter. The ERC terminated effective <em style="font: inherit;"> September 30, 2021. </em>The Company qualified for the ERC based on the significant adverse financial impacts of the COVID-<em style="font: inherit;">19</em> pandemic. <span style="background-color:#ffffff;">In the <em style="font: inherit;">fourth</em> quarter of <em style="font: inherit;">2022,</em> Company recorded a $2.3 million reduction to payroll taxes related to the <em style="font: inherit;">second</em> quarter of <em style="font: inherit;">2021,</em> and in the <em style="font: inherit;">fourth</em> quarter of <em style="font: inherit;">2021,</em> the Company recorded a $1.9 million reduction to payroll taxes related to the <em style="font: inherit;">first</em> quarter of <em style="font: inherit;">2021,</em> which are included as part of </span> “Salaries and employee benefits”<span style="background-color:#ffffff;"> in noninter</span>est expense on the accompanying consolidated statements of income for the years ended <em style="font: inherit;"> December 31, 2022 </em>and <em style="font: inherit;">2021.</em></p> 5000 7000 0.70 10000 2300000 1900000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Allowance for Credit Losses</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i>For reporting periods beginning on and after <em style="font: inherit;"> January </em><em style="font: inherit;">1,</em> <em style="font: inherit;">2023,</em> reflecting the adoption of ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13:</em></i></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Company’s allowance for credit losses is determined using a current expected credit loss (“CECL”) model. The allowance for credit losses represents the measurement of all expected credit losses for financial assets accounted for on an amortized cost basis. Expected losses at the reporting date are calculated based on historical experience, current conditions, and reasonable and supportable forecasts. The lifetime expected credit losses are recorded at the time the financial asset is originated or acquired and adjusted each period as a provision for credit losses for changes in expected lifetime credit losses. The Company developed a CECL model methodology that calculates expected credit losses over the life of the portfolio by analyzing the composition, characteristics and quality of the loan and securities portfolios, as well as prevailing economic conditions and forecasts. The Company’s CECL calculation estimates loan losses using a combination of discounted cash flow and remaining life analyses. To the extent the lives of the loans in the portfolio extend beyond the period for which a reasonable and supportable forecast can be made, when necessary, the model reverts back to the historical loss rates adjusted for qualitative factors related to current conditions using a <em style="font: inherit;">four</em>-quarter reversion period.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The allowance for credit losses is measured on a pool basis when similar risk characteristics exist and is maintained at an amount which management believes is a current estimate of the expected credit losses for the full life of the relevant pool of loans and related unfunded lending commitments. For modeling purposes, loan pools include: agriculture and farmland, automotive, commercial and industrial, construction and development, commercial real estate - nonowner-occupied and multifamily, commercial real estate - owner-occupied, credit cards, home equity lines of credit and junior liens, consumer, residential senior liens, and other loans, which primarily consist of public finance. Management periodically reassesses each pool to confirm that the loans within the pool continue to share similar characteristics and risk profiles and to determine whether further segmentation is necessary. For each pool of loans, the Company evaluates and applies qualitative adjustments to the calculated allowance for credit losses based on several factors, including, but <em style="font: inherit;">not</em> limited to, changes in current and expected future economic conditions, changes in the nature and volume of the portfolio, changes in levels of concentrations, changes in the volume and severity of past due loans, changes in lending policies and personnel and changes in the competitive and regulatory environment of the banking industry. The loss rates computed for each pool and expected pool-level funding rates are applied to the related unfunded lending commitments to calculate an allowance for credit losses. </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Loans that do <em style="font: inherit;">not</em> share similar risk characteristics with other loans are excluded from the loan pools and individually evaluated for impairment. Individually evaluated loans are loans for which it is probable that all the amounts due under the contractual terms of the loan will <em style="font: inherit;">not</em> be collected. The allowance for credit losses on loans that are individually evaluated is based on a comparison of the recorded investment in the loan with either the expected cash flows discounted using the loan’s original effective interest rate, observable market price for the loan or the fair value of the collateral underlying certain collateral dependent loans.<span style="background-color:#ffffff;"> The allowance for credit losses is established after input from management as well as our risk management department and our special assets committee. F</span>or collateral dependent loans where the borrower is experiencing financial difficulty, which the Company evaluates independently from the loan pool, the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral, which is based on <em style="font: inherit;">third</em>-party appraisals. Credits deemed uncollectible are charged to the allowance for credit losses. Provisions for credit losses and recoveries on loans previously charged off are adjustments to the allowance for credit losses.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Expected credit losses on AFS securities are recorded in an allowance for credit losses when management does <em style="font: inherit;">not</em> intend to sell or believes that it is <em style="font: inherit;">not</em> more likely than <em style="font: inherit;">not</em> that they will be required to sell the securities prior to recovery of the securities’ amortized cost basis. If management has the intent to sell or believes it is more likely than <em style="font: inherit;">not</em> the Company will be required to sell an impaired available for sale security before recovery of the amortized cost basis, the credit loss is recorded as a direct write-down of the amortized cost basis. In evaluating AFS securities in an unrealized loss position for credit losses, the Company considers the nature of the investments, the current market price, and the current interest rate environment, among other factors. <span style="background-color:#ffffff;">Declines in the fair value of AFS securities that are <em style="font: inherit;">not</em> considered credit related are recognized in accumulated other comprehensive income. </span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Expected credit losses on HTM securities are recorded in an allowance for credit losses and estimated using a probability of loss model based on reasonable and supportable forecasts. HTM securities are evaluated on a collective basis by security type. In evaluating HTM securities in an unrealized loss position for credit losses, the Company considers the nature of the investments, the current market price, and the current interest rate environment, among other factors. </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="background-color:#ffffff;">See “Accounting Standards Adopted in <em style="font: inherit;">2023”</em> below for additional information.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><i>For reporting periods prior to <em style="font: inherit;"> January </em><em style="font: inherit;">1,</em> <em style="font: inherit;">2023,</em> prior to the adoption of ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13:</em></i></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <div style="font-size:10pt"> <div style="font-family:&quot;Times New Roman&quot;"> <div style="font-variant: normal; text-align: justify;"> <span style="background-color:#ffffff;">Prior to the adoption of CECL, the Company established an allowance for loan losses in an amount that management believed would be adequate to absorb probable losses inherent in the loan portfolio as of the balance sheet date based on evaluations of the collectability of loans and prior loan loss experience. The evaluations took into consideration such factors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans, and current economic conditions that <em style="font: inherit;"> may </em>affect the borrower’s ability to pay. This evaluation was inherently subjective as it required estimates that were susceptible to significant revision as more information became available. Allowances for impaired loans were generally determined based on collateral values or the present value of estimated cash flows. Credits deemed uncollectible were charged to the allowance. Provisions for loan losses and recoveries on loans previously charged off were adjusted to the allowance. Past due status was determined based on contractual terms.</span> </div> </div> </div> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <div style="font-size:10pt"> <div style="font-family:'Times New Roman'"> <div style="font-variant: normal; text-align: justify;"> <span style="background-color:#ffffff;">The allowance consisted of allocated and general components. The allocated component related to loans that were classified as impaired. For loans that were classified as impaired, an allowance was established when the discounted cash flows (or collateral value or observable market price) of the impaired loan was lower than the carrying value of that loan. The general component covered non-classified loans and was based on historical loss experience adjusted for qualitative factors. Based on management’s review and observations made through qualitative review, management <em style="font: inherit;"> may </em>apply qualitative adjustments to determine loss estimates at a group and/or portfolio segment level as deemed appropriate. Management had an established methodology to determine the adequacy of the allowance for loan losses that assessed the risks and losses inherent in the portfolio and portfolio segments. The Company utilized an internally developed model that required judgment to determine the estimation method that fit the credit risk characteristics of the loans in its portfolio and portfolio segments. Qualitative and environmental factors that <em style="font: inherit;"> may </em><em style="font: inherit;">not</em> be directly reflected in quantitative estimates include: asset quality trends, changes in loan concentrations, new products and process changes, changes and pressures from competition, changes in lending policies and underwriting practices, trends in the nature and volume of the loan portfolio, changes in experience and depth of lending staff and management and national and regional economic trends. The Company also considered <em style="font: inherit;">third</em> party or comparable company loss data. Changes in these factors were considered in determining changes in the allowance for loan losses. The impact of these factors on the Company’s qualitative assessment of the allowance for loan losses could change from period to period based on management’s assessment of the extent to which these factors were already reflected in historic loss rates. The uncertainty inherent in the estimation process was also considered in evaluating the allowance for loan losses.</span></div></div></div> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Equity Securities</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Equity securities primarily consist of Federal Home Loan Bank (“FHLB”) stock and Federal Reserve Bank of Atlanta (“FRB”) stock. Members of the FHLB and FRB are required to own a certain amount of stock based on the level of borrowings and other factors and <em style="font: inherit;"> may </em>invest in additional amounts. FHLB stock and FRB stock is carried at cost, is restricted as to redemption, and is periodically evaluated for impairment based on the ultimate recovery of par value. Both cash and stock dividends are reported as income. Equity securities also include investments in our other correspondent banks including Independent Bankers Financial Corporation and First National Bankers Bank stock. These investments are carried at cost which approximates fair value. The balance of equity securities in our correspondent banks at <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em> was $13.4 million and $26.0 million, respectively.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">In addition, equity securities include marketable securities in corporate stocks and mutual funds which totaled $1.2 million at both <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>.</p> 13400000 26000000 1200000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Bank Premises and Equipment</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Bank premises and equipment are stated at cost, less accumulated depreciation, with the exception of land, which is stated at cost. Depreciation expense is computed using the straight-line method and is charged to expense over the estimated useful lives of 39 years for buildings, <span style="-sec-ix-hidden:c108038240">five</span> to 39 years for improvements, <span style="-sec-ix-hidden:c108038242">three</span> to <span style="-sec-ix-hidden:c108038243">seven</span> years for furniture and equipment, and <span style="-sec-ix-hidden:c108038244">one</span> to <span style="-sec-ix-hidden:c108038245">five</span> years for computer equipment and software. Costs of major additions and improvements are capitalized. Expenditures for maintenance and repairs are expensed as incurred. Gains or losses on the disposition of land, buildings, and equipment are included in noninterest income on the consolidated statements of income.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company leases certain branch locations under operating lease agreements. The Company also leases certain office facilities to outside parties under operating lessor agreements; however, such leases are <em style="font: inherit;">not</em> significant. The Company determines if an arrangement is a lease at inception. Operating leases, with the exception of short-term leases, are included in operating lease right-of-use (“ROU”) assets and operating lease liabilities in “Bank premises and equipment, net” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets. Operating lease ROU assets represent the right to use an underlying asset for the lease term and operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. As the Company’s leases do <em style="font: inherit;">not</em> provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at the commencement date in determining the present value of lease payments. The operating lease ROU asset also includes any lease pre-payments made and excludes lease incentives. The Company’s lease terms <em style="font: inherit;"> may </em>include options to extend or terminate the lease. When it is reasonably certain that the Company will exercise an option to extend a lease, the extension is included in the lease term when calculating the present value of lease payments.</p> P39Y P39Y <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Other Real Estate Owned</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Real estate acquired through foreclosure, or other real estate owned on the consolidated balance sheets, is initially recorded at fair value at the time of foreclosure, less estimated selling cost, and any related write down is charged to the allowance for credit losses. Valuations are periodically performed by management and provisions for estimated losses on other real estate owned are charged to expense when fair value is determined to be less than the carrying value.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Costs relative to the development and improvement of properties are capitalized to the extent realizable, whereas ordinary upkeep disbursements are charged to expense. The ability of the Company to recover the carrying value of real estate is based upon future sales of the other real estate owned. The ability to affect such sales is subject to market conditions and other factors, many of which are beyond the Company’s control. Operating income and expense of such properties is included in other operating income or expense, respectively, on the accompanying consolidated statements of income. Gain or loss on the disposition of such properties is included in noninterest income on the consolidated statements of income.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Goodwill and Other Intangible Assets</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Goodwill represents the excess of the purchase price over the fair value of the net identifiable assets acquired in a business combination. Goodwill and other intangible assets deemed to have an indefinite useful life are <em style="font: inherit;">not</em> amortized but instead are subject to review for impairment annually, or more frequently if deemed necessary, in accordance with the provisions of FASB ASC Topic <em style="font: inherit;">350,</em> “<i>Intangibles </i>–<i> Goodwill and Other.</i>”</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Intangible assets with estimable useful lives are amortized over their respective estimated useful lives and reviewed for impairment in accordance with FASB ASC Topic <em style="font: inherit;">360,</em> “<i>Property, Plant, and Equipment.</i>” If impaired, the asset is written down to its estimated fair value. No impairment charges have been recognized through <em style="font: inherit;"> December 31, 2023</em>. Core deposit intangibles representing the value of the acquired core deposit base are generally recorded in connection with business combinations involving banks and branch locations. The Company’s policy is to amortize core deposit intangibles over the estimated useful life of the deposit base. The remaining useful lives of core deposit intangibles are evaluated periodically to determine whether events and circumstances warrant revision of the remaining period of amortization. The Company’s core deposit intangibles are currently amortized using the sum-of-the-years-digits basis over 10 to 15 years. See Note <em style="font: inherit;">7.</em> Goodwill and Other Intangible Assets, for additional information.</p> 0 P10Y P15Y <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Bank Owned Life Insurance</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company invests in bank owned life insurance (“BOLI”) policies that provide earnings to help cover the cost of employee benefit plans. The Company is the owner and beneficiary of the life insurance policies it purchased directly on a chosen group of employees. The policies are carried on the Company’s consolidated balance sheet at their cash surrender value and are subject to regulatory capital requirements. The determination of the cash surrender value includes a full evaluation of the contractual terms of each policy and assumes the surrender of policies on an individual-life by individual-life basis. Additionally, the Company periodically reviews the creditworthiness of the insurance companies that have underwritten the policies. Earnings accruing to the Company are derived from the general account investments of the insurance companies. Increases in the net cash surrender value of BOLI policies and insurance proceeds received are <em style="font: inherit;">not</em> taxable and are recorded in noninterest income in the consolidated statements of income.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Repurchase Agreements</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Securities sold under agreements to repurchase are secured borrowings treated as financing activities and are carried at the amounts at which the securities will be subsequently reacquired as specified in the respective agreements.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Stock-Based Compensation</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company accounts for stock-based compensation under the provisions of ASC Topic <em style="font: inherit;">718,</em> “<i>Compensation - Stock Compensation</i>.” Under this accounting guidance, fair value is established as the measurement objective in accounting for share-based payment awards and requires the application of a fair value based measurement method in accounting for compensation costs, which is recognized over the requisite service period. The impact of forfeitures of share-based payment awards on compensation expense is recognized as forfeitures occur. See Note <em style="font: inherit;">14.</em> Stock-Based Compensation, for further disclosures regarding stock-based compensation.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Off-Balance Sheet Credit-Related Financial Instruments</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company accounts for its guarantees in accordance with the provisions of ASC Topic <em style="font: inherit;">460,</em> “<i>Guarantees</i>.” In the ordinary course of business, the Company has entered into commitments to extend credit, including commitments under credit card agreements, commercial letters of credit and standby letters of credit. Such financial instruments are recorded when they are funded.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Derivative Financial Instruments</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">ASC Topic <em style="font: inherit;">815,</em> “<i>Derivatives and Hedging</i>,” requires that all derivatives be recognized as assets or liabilities in the balance sheet at fair value. Derivatives executed with the same counterparty are generally subject to master netting arrangements, however, fair value amounts recognized for derivative financial instruments and fair value amounts recognized for the right/obligation to reclaim/return cash collateral are <em style="font: inherit;">not</em> offset for financial reporting purposes.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">In the course of its business operations, the Company is exposed to certain risks, including interest rate, liquidity and credit risk. The Company manages its risks through the use of derivative financial instruments, primarily through management of exposure due to the receipt or payment of future cash amounts based on interest rates. The Company’s derivative financial instruments manage the differences in the timing, amount and duration of expected cash receipts and payments.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Derivatives which are designated and qualify as a hedge of the exposure to variability in expected future cash flows, or other types of forecasted transactions, are considered cash flow hedges. The effective portion of the derivative’s gain or loss is initially reported as a component of other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings or when the hedge is terminated. The ineffective portion of the gain or loss is reported in earnings immediately.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">In applying hedge accounting for derivatives, the Company establishes a method for assessing the effectiveness of the hedging derivative and a measurement approach for determining the ineffective aspect of the hedge upon the inception of the hedge. These methods are consistent with the Company’s approach to managing risk. Note <em style="font: inherit;">12.</em> Derivative Financial Instruments, describes the derivative instruments currently used by the Company and discloses how these derivatives impact the Company’s financial position and results of operations.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Income Taxes</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The provision for income taxes is based on amounts reported in the consolidated statements of income after exclusion of nontaxable income such as interest on state and municipal securities. Also, certain items of income and expenses are recognized in different time periods for financial statement purposes than for income tax purposes. Thus, provisions for deferred taxes are recorded in recognition of such temporary differences.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Deferred taxes are determined utilizing a liability method whereby deferred tax assets are recognized for deductible temporary differences and deferred tax liabilities are recognized for taxable temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax bases. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than <em style="font: inherit;">not</em> that some portion or all of the deferred tax assets will <em style="font: inherit;">not</em> be realized. Deferred tax assets and liabilities are adjusted for the effects of changes in tax laws and rates on the date of enactment.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company has adopted accounting guidance related to accounting for uncertainty in income taxes, which sets out a consistent framework to determine the appropriate level of tax reserves to maintain for uncertain tax positions.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company recognizes interest and penalties on income taxes as a component of income tax expense.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Revenue Recognition</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company recognizes revenue in the consolidated statements of income as it is earned and when collectability is reasonably assured. The primary source of revenue is interest income from interest-earning assets, which is recognized on the accrual basis of accounting using the effective interest method. The recognition of revenues from interest-earning assets is based upon formulas from underlying loan agreements, securities contracts, or other similar contracts. Noninterest income is recognized on the accrual basis of accounting as services are provided or as transactions occur. Noninterest income includes fees from deposit accounts, merchant services, automated teller machine (“ATM”) and debit card fees, servicing fees, interchange fees, and other miscellaneous services and transactions.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Earnings Per Share</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Basic earnings per share is calculated using the <em style="font: inherit;">two</em>-class method. The <em style="font: inherit;">two</em>-class method is an earnings allocation formula that determines earnings per share separately for common stock and participating securities according to dividends declared and participation rights in undistributed earnings. Under this method, all earnings distributed and undistributed, are allocated to participating securities and common shares based on their respective rights to receive dividends. Unvested share-based payment awards that contain nonforfeitable rights to dividends are considered participating securities (i.e. unvested time-vested restricted stock), <em style="font: inherit;">not</em> subject to performance based measures.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Basic earnings per share is calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Diluted earnings per share is calculated in a manner similar to that of basic earnings per share except that the weighted average number of common shares outstanding is increased to include the number of additional common shares that would have been outstanding if all potentially dilutive common shares (such as those resulting from the exercise of stock options and warrants) were issued during the period, computed using the treasury stock method.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Statements of Cash Flows</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">For purposes of the statements of cash flows, cash and cash equivalents include cash and amounts due from banks and federal funds sold due to the short-term nature of these items.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Comprehensive Income </b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Comprehensive income includes net income and other comprehensive income or loss, which in the case of the Company includes unrealized gains and losses on securities, changes in the fair value of interest rate swaps, and the reclassification of realized gains on AFS securities and interest rate swap terminations to net income, net of related income taxes.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Acquisition Accounting</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company follows the FASB ASC Topic <em style="font: inherit;">805</em><i>,</i> “<i>Business Combinations</i>” (“ASC <em style="font: inherit;">805”</em>) to determine the appropriate accounting treatment for an acquisition. ASC <em style="font: inherit;">805</em> prescribes an initial fair value screen to determine if substantially all of the fair value of the assets acquired is concentrated in a single asset or group of similar assets. If the initial screen test is met, the assets acquired represent an asset acquisition rather than a business combination.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Loans acquired in an asset acquisitions are recorded using the cost accumulation and allocation model whereby the cost of the acquisition is allocated on a relative fair value basis to the assets acquired. </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Business combinations are accounted for under the acquisition method of accounting. Purchased assets and assumed liabilities are recorded at their respective acquisition date fair values, and identifiable intangible assets are recorded at fair value. If the consideration given exceeds the fair value of the net assets received, goodwill is recognized. If the fair value of the net assets received exceeds the consideration given, a bargain purchase gain is recognized. Fair values are subject to refinement for up to <em style="font: inherit;">one</em> year after the closing date of an acquisition as information relative to closing date fair values becomes available.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Loans acquired in a business combination are recorded at their estimated fair value as of the acquisition date. The fair value of loans acquired is determined using a discounted cash flow model based on assumptions regarding the amount and timing of principal and interest prepayments, estimated payments, estimated default rates, estimated loss severity in the event of defaults, and current market rates. The fair value adjustment for performing acquired loans is accreted over the life of the loan using the effective interest method. Estimated credit losses are included in the determination of fair value; therefore, an allowance for credit losses is <em style="font: inherit;">not</em> recorded on the acquisition date. Subsequent to acquisition, acquired performing loans are evaluated using a similar allowance methodology as the legacy portfolio. An allowance for credit losses is only recorded to the extent that the required reserves exceed the unaccreted fair value adjustment.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company accounts for purchased credit deteriorated (“PCD”) assets under ASC Topic <em style="font: inherit;">326.</em> The CECL estimate for PCD assets is recognized through the allowance for credit losses with an offset to the amortized cost basis of the PCD asset at the date of acquisition. Subsequent changes in the allowance for credit losses for PCD assets are recognized through a provision for credit losses on loans.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Share Repurchases</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Louisiana Business Corporation Act does <em style="font: inherit;">not</em> include the concept of treasury stock. Rather, shares purchased by the Company constitute authorized but unissued shares. Accounting principles generally accepted in the United States of America state that accounting for treasury stock shall conform to state law. The Company’s consolidated financial statements as of <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em> reflect this principle. The cost of shares purchased by the Company has been allocated to common stock and surplus balances.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Reclassifications</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Certain reclassifications have been made to the <em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em> financial statements to conform to the <em style="font: inherit;">2023</em> presentation.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"><b>Accounting Standards Adopted in <em style="font: inherit;">2023</em></b></p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify;"><i>FASB ASC Topic</i> <i><em style="font: inherit;">326</em></i> “<i>Financial Instruments</i> – <i>Credit Losses: Measurement of Credit Losses on Financial Instruments</i>” <i>Update</i> <i><em style="font: inherit;">No.</em></i> <i><em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> (</i>“<i>ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em></i>”<i>).</i> ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> became effective for the Company as a smaller reporting company on <em style="font: inherit;"> January 1, 2023. </em>ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13,</em> also referred to as the Current Expected Credit Loss (“CECL”) standard, requires financial assets measured on an amortized cost basis, including loans and HTM debt securities, to be presented at an amount net of an allowance for credit losses, which reflects expected losses for the full life of the financial asset. Unfunded lending commitments are also within the scope of this topic. <span style="background-color:#ffffff">See “Allowance for Credit Losses” above for additional information on the calculation of the allowance for credit losses under ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13.</em></span></p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify;">The Company adopted ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> using the modified retrospective approach for all loans and off-balance sheet credit exposures measured at amortized cost, other than PCD financial assets. Results for reporting periods beginning after <em style="font: inherit;"> December 31, 2022 </em>are presented in accordance with ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> while prior period amounts continue to be reported in accordance with previously applicable GAAP. </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify;"><span style="background-color:#ffffff">CECL requires the measurement of all expected credit losses for financial assets held at the reporting date based on historical experience, current conditions, and reasonable and supportable forecasts and requires enhanced disclosures related to the significant estimates and judgments used in estimating credit losses, as well as the credit quality and underwriting standards of an organization’s portfolio.</span> Under prior GAAP, credit losses were <em style="font: inherit;">not</em> recognized until the occurrence of the loss was probable, and entities, in general, did <em style="font: inherit;">not</em> attempt to estimate credit losses for the full life of financial assets. ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> does <em style="font: inherit;">not</em> specify the method for measuring expected credit losses, and an entity is allowed to apply methods that reasonably reflect its expectations of the lifetime credit loss estimate.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> also amended the accounting model for purchased financial assets and replaced the guidance for purchased credit impaired (“PCI”) financial assets with the concept of PCDs.<span style="background-color:#ffffff;"> The Company used the prospective transition approach for PCD loans that were previously classified as PCI and accounted for under ASC <em style="font: inherit;">310</em>-<em style="font: inherit;">30,</em> “</span><i><span style="background-color:#ffffff;">Loans and Debt Securities Acquired with Deteriorated Credit Quality</span></i><span style="background-color:#ffffff;">” (“ASC <em style="font: inherit;">310</em>-<em style="font: inherit;">30”</em>). As permitted under ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13,</em> the Company did <em style="font: inherit;">not</em> reass</span>ess whether PCI assets meet the criteria of PCD assets as of the date of adoption.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The Company adopted ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> on <em style="font: inherit;"> January 1, 2023, </em>and recorded a <em style="font: inherit;">one</em>-time, cumulative effect adjustment as shown in the table below (dollars in thousands).</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Impact of ASU 2016-13 Adoption</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>January 1, 2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Allowance for credit losses</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(24,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(5,865</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(30,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Deferred tax asset</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16,438</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,142</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Remaining purchase discount on loans<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(818</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">422</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(396</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Liabilities:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Reserve for unfunded loan commitments<sup style="vertical-align:top;line-height:120%;">(2)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">372</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">366</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Stockholders’ Equity</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Retained earnings</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">108,206</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(4,295</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">103,911</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 100%; margin-left: auto; margin-right: auto;"><tbody><tr style="font-size: 10pt;"><td style="vertical-align: middle; width: 1%; font-size: 10pt;"> </td><td style="vertical-align: top; width: 1%; font-size: 10pt;"><sup style="vertical-align:top;line-height:120%;">(<em style="font: inherit;">1</em>)</sup></td><td style="vertical-align: middle; width: 98%; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">For PCD loans, formerly classified as PCI, the Company applied the guidance under CECL using the prospective transition approach. As a result, the Company adjusted the amortized cost basis of the PCD loans to reclassify the purchase discount to the allowance for credit losses on <em style="font: inherit;"> January </em><em style="font: inherit;">1,</em> <em style="font: inherit;">2023.</em></p> </td></tr> <tr style="font-size: 10pt;"><td style="vertical-align: middle; width: 1%; font-size: 10pt;"> </td><td style="vertical-align: top; width: 1%; font-size: 10pt;"><sup style="vertical-align:top;line-height:120%;">(<em style="font: inherit;">2</em>)</sup></td><td style="vertical-align: middle; width: 98%; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The allowance for credit losses on unfunded loan commitments is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets. The related provision for credit losses on unfunded loan commitments is included in “Provision for credit losses” in the accompanying consolidated statements of income for the year ended <em style="font: inherit;"> December 31, 2023.</em></p> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In addition, ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> amends the accounting for credit losses on available for sale (“AFS”) securities, requiring expected credit losses on AFS securities to be recorded in an allowance for credit losses rather than as a write-down of the securities’ amortized cost basis when management does <em style="font: inherit;">not</em> intend to sell or believes that it is <em style="font: inherit;">not</em> more likely than <em style="font: inherit;">not</em> that they will be required to sell the securities prior to recovery of the securities’ amortized cost basis. The Company’s AFS and HTM securities portfolios were <em style="font: inherit;">not</em> materially impacted by the adoption of ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> due to the composition of the portfolios, which consists primarily of U.S. Treasury and U.S. government agencies and corporations securities and mortgage-backed securities. Due to the nature of the investments, current market prices, and the current interest rate environment, the Company determined that the declines in the fair values of the HTM and AFS securities portfolio were <em style="font: inherit;">not</em> attributable to credit losses. The Company will apply the provisions of ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> to debt securities that have an other-than-temporary impairment on a prospective basis. Accordingly, there was <em style="font: inherit;">no</em> adjustment made to the amortized cost basis upon adoption. The adoption of ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> did <em style="font: inherit;">not</em> have a significant impact on the Company’s regulatory capital ratios. </p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify;"><i>FASB ASC Topic</i> <i><em style="font: inherit;">326</em></i> “<i>Financial Instruments</i> – <i>Credit Losses, Troubled Debt Restructurings and Vintage Disclosures</i>” <i>Update</i> <i><em style="font: inherit;">No.</em></i> <i><em style="font: inherit;">2022</em>-<em style="font: inherit;">02</em> (</i>“<i>ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">02</em></i>”<i>).</i> ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">02</em> became effective for the Company on <em style="font: inherit;"> January 1, 2023 </em>and is applied prospectively. ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">02</em> amends Topic <em style="font: inherit;">326</em> to eliminate the accounting guidance for troubled debt restructurings (“TDRs”) by creditors that have adopted ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13</em> and, instead, requires that an entity evaluate whether the modification represents a new loan or a continuation of an existing loan. The amendment also requires that public business entities disclose current-period gross charge-offs by year of origination for financing receivables and net investments in leases. The adoption of ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">02</em> did <em style="font: inherit;">not</em> have a material impact on the Company’s consolidated financial statements.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><i>FASB ASC Topic</i> <i><em style="font: inherit;">848</em></i> “<i>Reference Rate Reform: Facilitation of the Effects of Reference Rate Reform on Financial Reporting</i>” <i>Update</i> <i><em style="font: inherit;">No.</em></i> <i><em style="font: inherit;">2020</em>-<em style="font: inherit;">04</em></i> <i>(</i>“<i>ASU <em style="font: inherit;">2020</em>-<em style="font: inherit;">04</em></i>”<i>)</i> <i>and FASB ASC Topic</i> <i><em style="font: inherit;">848</em></i> “<i>Reference Rate Reform: Deferral of the Sunset Date</i>” <i>Update</i> <i><em style="font: inherit;">No.</em></i> <i><em style="font: inherit;">2022</em>-<em style="font: inherit;">06</em> (</i>“<i>ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">06</em></i>”<i>).</i> In <em style="font: inherit;"> March 2020, </em>the FASB issued ASU <em style="font: inherit;">2020</em>-<em style="font: inherit;">04,</em> which is intended to provide temporary optional expedients and exceptions to the GAAP guidance on contract modifications and hedge accounting to ease the financial reporting burdens related to the expected market transition from the London Interbank Offered Rate (“LIBOR”) and other interbank offered rates to alternative reference rates. ASU <em style="font: inherit;">2020</em>-<em style="font: inherit;">04</em> became effective as of <em style="font: inherit;"> March 12, 2020 </em>and could be adopted any time during the period of <em style="font: inherit;"> January 1, 2020 </em>through <em style="font: inherit;"> December 31, 2022. </em>In <em style="font: inherit;"> December 2022, </em>the FASB issued ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">06,</em> which deferred the sunset date of ASU <em style="font: inherit;">2020</em>-<em style="font: inherit;">04</em> from <em style="font: inherit;"> December 31, 2022 </em>to <em style="font: inherit;"> December 31, 2024. </em>The Company implemented a plan to transition all loans and other financial instruments, including certain indebtedness, with attributes that are either directly or indirectly influenced by LIBOR to its preferred replacement index, the Secured Overnight Financing Rate (“SOFR”). The Company has transitioned all loans and certain indebtedness. The adoption of ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">06</em> did <em style="font: inherit;">not</em> have a material impact on the Company’s consolidated financial statements.</p> <p style="text-align: justify; font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Recent Accounting Pronouncements</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">This section briefly describes accounting standards that have been issued, but are <em style="font: inherit;">not</em> yet adopted, that could impact the Company’s financial statements.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i>FASB</i> <i>“Disclosure Improvements” Update <em style="font: inherit;">No.</em> <em style="font: inherit;">2023</em>-<em style="font: inherit;">06</em> (</i>“<i>ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">06</em></i>”). In <em style="font: inherit;"> October 2023, </em>the FASB issued ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">06,</em> which amends the disclosure or presentation requirements related to various topics. The amendment is intended to align U.S. GAAP with the SEC’s regulations. ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">06</em> is required to be applied prospectively, and early adoption is prohibited. For reporting entities subject to the SEC’s existing disclosure requirements, the effective dates of ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">06</em> will be the date on which the SEC’s removal of that related disclosure requirement from Regulation S-<em style="font: inherit;">X</em> or Regulation S-K becomes effective. If by <em style="font: inherit;"> June 30, 2027, </em>the SEC has <em style="font: inherit;">not</em> removed the applicable requirement from Regulation S-<em style="font: inherit;">X</em> or Regulation S-K, the pending content of the related amendment will be removed and will <em style="font: inherit;">not</em> become effective for any entities. ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">06</em> is <em style="font: inherit;">not</em> expected to have a material impact on the Company’s consolidated financial statements.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i>FASB ASC Topic</i> <i><em style="font: inherit;">740</em></i> <i>“Income Taxes - Improvements to Income Tax Disclosures” Update <em style="font: inherit;">No.</em> <em style="font: inherit;">2023</em>-<em style="font: inherit;">09</em> (</i>“<i>ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">09</em></i>”). In <em style="font: inherit;"> December 2023, </em>the FASB issued ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">09,</em> which enhances the transparency and decision usefulness of income tax disclosures. ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">09</em> requires disclosure of additional categories of information about federal, state and foreign income taxes in the rate reconciliation table and requires companies to provide more information about the reconciling items in some categories if a quantitative threshold is met. The adoption of ASU <em style="font: inherit;">2023</em>-<em style="font: inherit;">09</em> is effective for fiscal years beginning after <em style="font: inherit;"> December 15, 2024 </em>and is <em style="font: inherit;">not</em> expected to have a material impact on the Company’s consolidated financial statements.</p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Impact of ASU 2016-13 Adoption</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>January 1, 2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Allowance for credit losses</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(24,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(5,865</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(30,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Deferred tax asset</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16,438</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,142</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,580</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Remaining purchase discount on loans<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(818</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">422</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(396</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Liabilities:</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Reserve for unfunded loan commitments<sup style="vertical-align:top;line-height:120%;">(2)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">372</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">366</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Stockholders’ Equity</p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt; text-indent: 9pt;">Retained earnings</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">108,206</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(4,295</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">103,911</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> -24364000 -5865000 -30229000 16438000 1142000 17580000 -818000 422000 -396000 372000 -6000 366000 108206000 -4295000 103911000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">2.</em> INVESTMENT SECURITIES</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The amortized cost and approximate fair value of investment securities classified as AFS are summarized below as of the dates presented (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2023</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Gains</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,383</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">100</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(440</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,768</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,076</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16,703</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30,097</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,741</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">26,356</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">274,950</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(42,919</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">232,045</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">75,085</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">208</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(8,522</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">66,771</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">419,283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">333</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(57,698</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">361,918</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2022</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Gains</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30,370</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(699</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,805</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">21,098</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,727</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,378</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,535</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">298,867</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(47,026</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">251,851</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">83,504</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">179</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(8,492</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">75,191</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">467,316</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">330</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(62,479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">405,167</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The Company calculates realized gains and losses on sales of debt securities under the specific identification method. Proceeds from sales of investment securities classified as AFS and gross gains and losses are summarized below for the periods presented (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Twelve months ended December 31,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Proceeds from sales</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,974</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">137,803</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Gross gains</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,323</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Gross losses</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The amortized cost and approximate fair value of investment securities classified as HTM are summarized below as of the dates presented (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2023</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Gains</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,163</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">314</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,395</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(191</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">314</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,513</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2022</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Gains</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,538</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(127</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,412</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(257</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,305</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(384</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Securities are classified in the consolidated balance sheets according to management’s intent. The Company had no securities classified as trading as of <em style="font: inherit;"> December 31, 2023</em> or <em style="font: inherit;"> December 31, 2022</em>.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The approximate fair value of AFS securities and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, are summarized below as of the dates presented (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Less than 12 Months</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>12 Months or More</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2023</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,268</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,284</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,552</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(440</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">15,425</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,076</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">15,425</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,076</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(28</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,888</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">26,356</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,741</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,705</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">228,415</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(42,498</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">231,120</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(42,919</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,085</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(35</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">50,271</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(8,487</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">51,356</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(8,522</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,526</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(491</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">329,283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(57,207</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">334,809</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(57,698</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Less than 12 Months</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>12 Months or More</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2022</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16,017</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(688</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,013</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,030</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(699</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13,695</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,427</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,524</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,300</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,219</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,727</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">19,606</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,085</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,365</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,535</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">134,419</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(18,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">116,132</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(28,904</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">250,551</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(47,026</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27,181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(2,632</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">32,432</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(5,860</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">59,613</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(8,492</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">210,918</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(24,039</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">164,186</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(38,440</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">375,104</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(62,479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">At <em style="font: inherit;"> December 31, 2023</em>, 698 of the Company’s AFS debt securities had unrealized losses totaling 14.7% of the individual securities’ amortized cost basis and 13.8% of the Company’s total amortized cost basis of the AFS investment securities portfolio. At such date, 682 of the 698 securities had been in a continuous loss position for over <em style="font: inherit;">12</em> months.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The approximate fair value of HTM securities, and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, are summarized below as of the dates presented (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Less than 12 Months</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>12 Months or More</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2023</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,064</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,064</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(191</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(191</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Less than 12 Months</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>12 Months or More</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2022</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,536</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(127</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,536</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(127</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(257</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(257</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,046</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(384</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,046</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(384</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Unrealized losses are generally due to changes in market interest rates. The Company has the intent to hold these securities either until maturity or a forecasted recovery, and it is more likely than <em style="font: inherit;">not</em> that the Company will <em style="font: inherit;">not</em> have to sell the securities before the recovery of their amortized cost basis. Due to the nature of the investments, current market prices, and the current interest rate environment, the Company determined that these declines were <em style="font: inherit;">not</em> attributable to credit losses at <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The amortized cost and approximate fair value of investment debt securities, by contractual maturity, are shown below as of the dates presented (dollars in thousands). Actual maturities <em style="font: inherit;"> may </em>differ from contractual maturities due to mortgage-backed securities whereby borrowers <em style="font: inherit;"> may </em>have the right to call or prepay obligations with or without call or prepayment penalties and certain callable bonds whereby the issuer has the option to call the bonds prior to contractual maturity.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Securities Available For Sale</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Securities Held to Maturity</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2023</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due within one year</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,034</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,027</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">960</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">961</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after one year through five years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">28,620</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">27,623</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,556</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,582</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after five years through ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">43,634</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">39,971</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,621</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">345,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">293,297</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,349</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total debt securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">419,283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">361,918</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,513</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Securities Available For Sale</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Securities Held to Maturity</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2022</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due within one year</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,082</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,072</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">915</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">915</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after one year through five years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">32,452</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">31,394</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">960</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">961</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after five years through ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">52,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">48,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,663</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,536</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">381,689</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">324,472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total debt securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">467,316</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">405,167</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,305</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Accrued interest receivable on the Company’s investment securities was $1.7 million at both <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em>, and is included in “Accrued interest receivable” on the accompanying consolidated balance sheets.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">At <em style="font: inherit;"> December 31, 2023</em>, securities with a carrying value of $296.2 million were pledged to secure certain deposits, borrowings, and other liabilities, compared to $165.7 million in pledged securities at <em style="font: inherit;"> December 31, 2022</em>.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2023</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Gains</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,383</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">100</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(440</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,768</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,076</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16,703</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30,097</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,741</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">26,356</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">274,950</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(42,919</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">232,045</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">75,085</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">208</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(8,522</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">66,771</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">419,283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">333</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(57,698</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">361,918</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2022</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Gains</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30,370</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(699</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,805</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">21,098</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,727</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,378</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,535</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">298,867</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(47,026</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">251,851</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">83,504</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">179</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(8,492</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">75,191</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">467,316</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">330</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(62,479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">405,167</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 20383000 100000 440000 20043000 18768000 11000 2076000 16703000 30097000 0 3741000 26356000 274950000 14000 42919000 232045000 75085000 208000 8522000 66771000 419283000 333000 57698000 361918000 30370000 134000 699000 29805000 21098000 7000 2727000 18378000 33477000 0 3535000 29942000 298867000 10000 47026000 251851000 83504000 179000 8492000 75191000 467316000 330000 62479000 405167000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Twelve months ended December 31,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Proceeds from sales</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,974</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">137,803</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Gross gains</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,323</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Gross losses</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td></tr> </tbody></table> 14974000 0 137803000 2000 0 2323000 325000 -0 2000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2023</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Gains</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,163</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">314</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,395</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(191</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">314</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,513</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2022</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Gains</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Gross Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,538</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(127</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,412</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(257</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,305</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(384</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 18163000 314000 82000 18395000 2309000 0 191000 2118000 20472000 314000 273000 20513000 5538000 1000 127000 5412000 2767000 0 257000 2510000 8305000 1000 384000 7922000 0 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Less than 12 Months</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>12 Months or More</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2023</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,268</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,284</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(433</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,552</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(440</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">15,425</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,076</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">15,425</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,076</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(28</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,888</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">26,356</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,741</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,705</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">228,415</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(42,498</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">231,120</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(42,919</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,085</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(35</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">50,271</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(8,487</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">51,356</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(8,522</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,526</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(491</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">329,283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(57,207</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">334,809</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(57,698</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Less than 12 Months</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>12 Months or More</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2022</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16,017</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(688</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,013</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,030</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(699</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13,695</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,427</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,524</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,300</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">18,219</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,727</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">19,606</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,170</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,085</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2,365</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">29,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3,535</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">134,419</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(18,122</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">116,132</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(28,904</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">250,551</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(47,026</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27,181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(2,632</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">32,432</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(5,860</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">59,613</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(8,492</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">210,918</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(24,039</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">164,186</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(38,440</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">375,104</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(62,479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td></tr> </tbody></table> 1268000 7000 9284000 433000 10552000 440000 0 -0 15425000 2076000 15425000 2076000 468000 28000 25888000 3713000 26356000 3741000 2705000 421000 228415000 42498000 231120000 42919000 1085000 35000 50271000 8487000 51356000 8522000 5526000 491000 329283000 57207000 334809000 57698000 16017000 688000 1013000 11000 17030000 699000 13695000 1427000 4524000 1300000 18219000 2727000 19606000 1170000 10085000 2365000 29691000 3535000 134419000 18122000 116132000 28904000 250551000 47026000 27181000 2632000 32432000 5860000 59613000 8492000 210918000 24039000 164186000 38440000 375104000 62479000 698 0.147 0.138 682 698 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Less than 12 Months</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>12 Months or More</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2023</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,064</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,064</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(191</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,118</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(191</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(273</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Less than 12 Months</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>12 Months or More</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 34%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2022</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unrealized Losses</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,536</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(127</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,536</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(127</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(257</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(257</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,046</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(384</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,046</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding-bottom: 3px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 8%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(384</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td></tr> </tbody></table> 0 -0 3064000 82000 3064000 82000 0 -0 2118000 191000 2118000 191000 0 -0 5182000 273000 5182000 273000 3536000 127000 0 -0 3536000 127000 2510000 257000 0 -0 2510000 257000 6046000 384000 0 -0 6046000 384000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Securities Available For Sale</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Securities Held to Maturity</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2023</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due within one year</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,034</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,027</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">960</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">961</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after one year through five years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">28,620</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">27,623</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,556</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,582</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after five years through ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">43,634</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">39,971</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,647</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,621</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">345,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">293,297</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,309</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,349</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total debt securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">419,283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">361,918</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,513</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Securities Available For Sale</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Securities Held to Maturity</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>December 31, 2022</b></span></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Amortized Cost</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due within one year</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,082</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,072</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">915</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">915</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after one year through five years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">32,452</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">31,394</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">960</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">961</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after five years through ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">52,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">48,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,663</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,536</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Due after ten years</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">381,689</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">324,472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total debt securities</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">467,316</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">405,167</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,305</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 1034000 1027000 960000 961000 28620000 27623000 2556000 2582000 43634000 39971000 4647000 4621000 345995000 293297000 12309000 12349000 419283000 361918000 20472000 20513000 1082000 1072000 915000 915000 32452000 31394000 960000 961000 52093000 48229000 3663000 3536000 381689000 324472000 2767000 2510000 467316000 405167000 8305000 7922000 1700000 296200000 165700000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">3.</em> LOANS AND ALLOWANCE FOR CREDIT LOSSES</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company’s loan portfolio consists of the following categories of loans as of the dates presented (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">190,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">201,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">413,786</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">401,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">937,708</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">958,243</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,655,462</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,655,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">543,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">435,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,732</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,210,619</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,104,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Unamortized premiums and discounts on loans, included in the total loans balances above, were $0.2 million and $0.8 million at <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em>, respectively. Unearned income, or deferred fees, on loans was $1.1 million and $1.3 million at <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em>, respectively, and is also included in the total loans balance in the table above.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The table below provides an analysis of the aging of loans as of <em style="font: inherit;"> December 31, 2023</em> (dollars in thousands).</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Current</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>30 - 59 Days Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>60 - 89 Days Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>90 Days or More Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>&gt; 90 Days and Accruing</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">189,746</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">55</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">570</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">190,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">406,014</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,031</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,720</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,021</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">413,786</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">937,272</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">48</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">359</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">29</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">937,708</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,646,629</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,079</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,620</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,655,462</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">542,206</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">259</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">488</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">543,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,552</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">57</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">45</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,200,387</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,395</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,704</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,133</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,210,619</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt;">The table below provides an analysis of nonaccrual loans as of <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em> (dollars in thousands).</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2022<sup style="vertical-align:top;line-height:120%;">(1)</sup></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Nonaccrual with No Allowance for Credit Loss</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Nonaccrual with an Allowance for Credit Loss</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total Nonaccrual Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Interest Income Recognized on Nonaccrual Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total Nonaccrual Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">577</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">212</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">789</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">42</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">372</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,937</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,241</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,178</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">26</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,207</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">62</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">216</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">216</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">416</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,032</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,453</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,183</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">494</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">59</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">409</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">997</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,183</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">45</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">119</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,863</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,907</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,770</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,986</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%;"><tbody><tr style="font-size: 10pt;"><td style="width: 1%; font-size: 10pt;"> </td><td style="width: 1%; font-size: 10pt;"><sup style="vertical-align:top;line-height:120%;">(<em style="font: inherit;">1</em>)</sup></td><td style="width: 98%; text-align: justify; font-size: 10pt;">Nonaccrual loans previously reported as of <em style="font: inherit;"> December 31, 2022 </em>excluded $0.5 million of nonaccrual acquired impaired loans being accounted for under ASC <em style="font: inherit;">310</em>-<em style="font: inherit;">30.</em></td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The table below provides an analysis of the aging of loans as of <em style="font: inherit;"> December 31, 2022 (</em>dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Accruing</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Current</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>30-59 Days Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>60-89 Days Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>90 Days or More Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Nonaccrual</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total Past Due &amp; Nonaccrual</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Acquired Impaired Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">201,048</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">101</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">372</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">585</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">201,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">394,846</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,614</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,220</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,188</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,207</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">6,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">302</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">401,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">12,601</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">62</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">62</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">276</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">12,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">951,908</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,523</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,726</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">958,243</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,642,215</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,048</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,304</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,300</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,164</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,816</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">911</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,655,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">432,438</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">406</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">15</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">51</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,183</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,655</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">435,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">171</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">328</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">57</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,732</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,088,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,625</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,346</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,351</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">15,799</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">968</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,104,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>Nonaccrual and Past Due Loans </b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Loans are considered past due if the required principal and interest payments have <em style="font: inherit;">not</em> been received as of the date such payments were due. Loans are placed on nonaccrual status when, in management’s opinion, the borrower <em style="font: inherit;"> may </em>be unable to meet payment obligations as they become due, as well as when required by regulatory provisions. In determining whether or <em style="font: inherit;">not</em> a borrower <em style="font: inherit;"> may </em>be unable to meet payment obligations for each class of loans, the borrower’s debt service capacity is considered through the analysis of current financial information, if available, and/or current information with regard to the collateral position. Regulatory provisions would typically require the placement of a loan on nonaccrual status if (i) principal or interest has been in default for a period of <em style="font: inherit;">90</em> days or more unless the loan is both well secured and in the process of collection or (ii) full payment of principal and interest is <em style="font: inherit;">not</em> expected. Loans <em style="font: inherit;"> may </em>be placed on nonaccrual status regardless of whether or <em style="font: inherit;">not</em> such loans are considered past due. When interest accrual is discontinued, all unpaid accrued interest is reversed. Interest income on nonaccrual loans is recognized only to the extent that cash payments are received in excess of principal due. A loan <em style="font: inherit;"> may </em>be returned to accrual status <span style="background-color:#ffffff;">when all the principal and interest amounts contractually due are brought current and payment of future principal and interest amounts contractually due are reasonably assured, which is typically evidenced by a sustained period (at least <em style="font: inherit;">six</em> months) of repayment performance by the borrower. Interest income recognized on nonaccrual loans shown in the table above for the year ended <em style="font: inherit;"> December 31, 2023 </em>was primarily attributable to the resolution of <em style="font: inherit;">one</em> oil and gas loan relationship. </span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><b>Collateral Dependent Loans</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Collateral dependent loans are loans for which the repayments, on the basis of the Company’s assessment at the reporting date, are expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Loans that do <em style="font: inherit;">not</em> share risk characteristics are excluded from the loan pools and evaluated on an individual basis, and the Company has determined to evaluate collateral dependent loans individually for impairment. The allowance for credit losses for collateral dependent loans is measured based on the difference between the fair value of the collateral and the amortized cost basis of the asset as of the measurement date. When repayment is expected to be from the operation of the collateral, expected credit losses are calculated as the amount by which the amortized cost basis of the financial asset exceeds the present value of expected cash flows from the operation of the collateral. When repayment is expected to be from the sale of the collateral, expected credit losses are calculated as the amount by which the amortized costs basis of the financial asset exceeds the fair value of the underlying collateral less estimated cost to sell. The Company’s collateral dependent loans include all nonaccrual loans shown in the table above at <em style="font: inherit;"> December 31, 2023</em>. The types of collateral that secure collateral dependent loans are discussed under “Portfolio Segment Risk Factors” below. </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Portfolio Segment Risk Factors</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The following describes the risk characteristics relevant to each of the Company’s loan portfolio segments.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Construction and Development</b></i> - Construction and development loans are generally made for the purpose of acquisition and development of land to be improved through the construction of commercial and residential buildings. The successful repayment of these types of loans is generally dependent upon a commitment for permanent financing from the Company, or from the sale of the constructed property. These loans carry more risk than commercial or residential real estate loans due to the dynamics of construction projects, changes in interest rates, the long-term financing market, and state and local government regulations. One such risk is that loan funds are advanced upon the security of the property under construction, which is of uncertain value prior to the completion of construction. Thus, it is more difficult to evaluate accurately the total loan funds required to complete a project and to calculate related loan-to-value ratios. The Company attempts to minimize the risks associated with construction lending by limiting loan-to-value ratios as described above. In addition, as to speculative development loans, the Company generally makes such loans only to borrowers that have a positive pre-existing relationship with us. The Company manages risk by using specific underwriting policies and procedures for these types of loans and by avoiding excessive concentrations in any <em style="font: inherit;">one</em> business or industry. Construction and development loans are primarily secured by residential and commercial properties, which are under construction and/or redevelopment.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b><em style="font: inherit;">1</em>-<em style="font: inherit;">4</em></b> <b>Family</b></i> - The <em style="font: inherit;">1</em>-<em style="font: inherit;">4</em> family portfolio mainly consists of residential mortgage loans to consumers to finance a primary residence. The majority of these loans are secured by <em style="font: inherit;">first</em> liens on residential properties located in the Company’s market areas and carry risks associated with the creditworthiness of the borrower and changes in the value of the collateral and loan-to-value-ratios. The Company manages these risks through policies and procedures such as limiting loan-to-value ratios at origination, employing experienced underwriting personnel, requiring standards for appraisers, and <em style="font: inherit;">not</em> making subprime loans. <span style="background-color:#ffffff">In the <em style="font: inherit;">third</em> quarter of <em style="font: inherit;">2023,</em> we exited the consumer mortgage origination business.</span></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Multifamily</b></i> - Multifamily loans are normally made to real estate investors to support permanent financing for multifamily residential income producing properties that rely on the successful operation of the property for repayment. This management mainly involves property maintenance and collection of rents due from tenants. This type of lending carries a lower level of risk, as compared to other commercial lending. In addition, underwriting requirements for multifamily properties are stricter than for other nonowner-occupied property types. The Company manages this risk by avoiding concentrations with any particular customer. Multifamily loans are primarily secured by <em style="font: inherit;">first</em> liens on multifamily real estate.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Farmland</b></i> - Farmland loans are often for land improvements related to agricultural endeavors and <em style="font: inherit;"> may </em>include construction of new specialized facilities. These loans are usually repaid through the conversion to permanent financing, or if scheduled loan amortization begins, for the long-term benefit of the borrower’s ongoing operations. Underwriting generally involves intensive analysis of the financial strength of the borrower and guarantor, liquidation value of the subject collateral, the associated unguaranteed exposure, and any available secondary sources of repayment, with the greatest emphasis given to a borrower’s capacity to meet cash flow coverage requirements as set forth by Bank policies. Farmland loans are primarily secured by raw land.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Commercial Real Estate</b></i> - Commercial real estate loans are extensions of credit secured by owner occupied and nonowner-occupied collateral. Underwriting generally involves intensive analysis of the financial strength of the borrower and guarantor, liquidation value of the subject collateral, the associated unguaranteed exposure, and any available secondary sources of repayment, with the greatest emphasis given to a borrower’s capacity to meet cash flow coverage requirements as set forth by Bank policies. Commercial real estate loans typically depend on the successful operation and management of the businesses that occupy these properties or the financial stability of tenants occupying the properties. Nonowner-occupied commercial real estate loans typically are dependent, in large part, on the owner’s ability to rent the property and the ability of the tenants to pay rent, whereas owner-occupied commercial real estate loans typically are dependent, in large part, on the success of the owner’s business. General market conditions and economic activity <em style="font: inherit;"> may </em>impact the performance of these types of loans, including fluctuations in the value of real estate, new job creation trends, and tenant vacancy rates. The Company attempts to limit risk by analyzing a borrower’s cash flow and collateral value on an ongoing basis. The Company also typically requires personal guarantees from the principal owners of the property, supported by a review of their personal financial statements, as an additional means of mitigating our risk. The Company manages risk by avoiding concentrations in any <em style="font: inherit;">one</em> business or industry. Commercial real estate loans are primarily secured by office and industrial buildings, warehouses, retail shopping facilities and various special purpose commercial properties.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Commercial and Industrial</b></i> - Commercial and industrial loans receive similar underwriting treatment as commercial real estate loans in that the repayment source is analyzed to determine its ability to meet cash flow coverage requirements as set forth by Bank policies. Repayment of these loans generally comes from the generation of cash flow as the result of the borrower’s business operations. Commercial lending generally involves different risks from those associated with commercial real estate lending or construction lending. Although commercial loans <em style="font: inherit;"> may </em>be collateralized by equipment or other business assets (including real estate, if available as collateral), the repayment of these types of loans depends primarily on the creditworthiness and projected cash flow of the borrower (and any guarantors). Thus, the general business conditions of the local economy and the borrower’s ability to sell its products and services, thereby generating sufficient operating revenue to repay us under the agreed upon terms and conditions, are the chief considerations when assessing the risk of a commercial loan. The liquidation of collateral, if any, is considered a secondary source of repayment because equipment and other business assets <em style="font: inherit;"> may, </em>among other things, be obsolete or of limited resale value. The Company actively monitors certain financial measures of the borrower, including advance rate, cash flow, collateral value and other appropriate credit factors. Commercial and industrial loans also include public finance loans made to governmental entities, which can be taxable or tax-exempt, and are generally repaid using pledged revenue sources including income tax, property tax, sales tax, and utility revenue, among other sources. Commercial and industrial loans are primarily secured by accounts receivable, inventory and equipment.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Consumer</b></i> - Consumer loans are offered by the Company in order to provide a full range of retail financial services to its customers and include auto loans, credit cards, and other consumer installment loans. Typically, the Company evaluates the borrower’s repayment ability through a review of credit scores and an evaluation of debt to income ratios. Repayment of consumer loans depends upon key consumer economic measures and upon the borrower’s financial stability and is more likely to be adversely affected by divorce, job loss, illness and personal hardships than repayment of other loans. A shortfall in the value of any collateral also <em style="font: inherit;"> may </em>pose a risk of loss to the Company for these types of loans. Consumer loans include loans primarily secured by vehicles and unsecured loans.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Refer to Note <em style="font: inherit;">1.</em> Summary of Significant Accounting Policies – Accounting Standards Adopted in <em style="font: inherit;">2023</em> for loan pools used for modeling purposes, which are aggregated into the portfolio segments shown above.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Concentrations of Credit</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Substantially all of the Company’s loans and commitments have been granted to customers in the Company’s market areas in south Louisiana, southeast Texas and Alabama. The distribution of commitments to extend credit approximates the distribution of loans outstanding.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><b>Credit Quality Indicators</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Loans are categorized into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The following definitions are utilized for risk ratings, which are consistent with the definitions used in supervisory guidance:</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Pass</b></i> - Loans <em style="font: inherit;">not</em> meeting the criteria below are considered pass. These loans have high credit characteristics and financial strength. The borrowers at least generate profits and cash flow that are in line with peer and industry standards and have debt service coverage ratios above loan covenants and our policy guidelines. For some of these loans, a guaranty from a financially capable party mitigates characteristics of the borrower that might otherwise result in a lower grade.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Special Mention</b></i> - Loans classified as special mention possess some credit deficiencies that need to be corrected to avoid a greater risk of default in the future. For example, financial ratios relating to the borrower <em style="font: inherit;"> may </em>have deteriorated. Often, a special mention categorization is temporary while certain factors are analyzed or matters addressed before the loan is re-categorized as either pass or substandard.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Substandard</b></i> - Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the borrower or the liquidation value of any collateral. If deficiencies are <em style="font: inherit;">not</em> addressed, it is likely that this category of loan will result in the Bank incurring a loss. Where a borrower has been unable to adjust to industry or general economic conditions, the borrower’s loan is often categorized as substandard.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Doubtful</b></i> - Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i><b>Loss</b></i> - Loans classified as loss are considered uncollectible and of such little value that their continuance as recorded assets is <em style="font: inherit;">not</em> warranted. This classification does <em style="font: inherit;">not</em> mean that the assets have absolutely <em style="font: inherit;">no</em> recovery or salvage value, but rather it is <em style="font: inherit;">not</em> practical or desirable to defer writing off these assets.</p> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The table below presents the Company’s loan portfolio by year of origination, category, and credit quality indicator as of <em style="font: inherit;"> December 31, 2023</em> (dollars in thousands). Loans acquired are shown in the table by origination year. The Company had an immaterial amount of revolving loans converted to term loans at <em style="font: inherit;"> December 31, 2023</em>.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2020</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2019</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Prior</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Revolving Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Construction and development</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">51,811</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">83,668</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,169</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,661</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">935</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,496</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">185,752</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,063</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">293</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">489</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">789</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">54,874</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">83,961</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">26,425</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,661</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">935</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,019</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">17,496</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">190,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>1-4 Family</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">43,047</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">101,479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">85,340</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">58,926</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">26,836</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">59,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33,454</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">408,197</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">179</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,949</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">257</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">162</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">963</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">92</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total 1-4 family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">43,226</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">103,428</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">86,074</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">59,088</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">27,799</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">60,625</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">33,546</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">413,786</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(21</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Multifamily</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,839</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">64,932</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16,300</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,045</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,969</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">101,878</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,068</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,068</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,839</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">64,932</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,300</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,045</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,037</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Farmland</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,762</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">727</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">936</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">775</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,013</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,015</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,575</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">76</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">76</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,762</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">727</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">936</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">775</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,089</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,015</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Commercial real estate</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">76,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">269,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">218,780</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">175,604</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">82,909</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">105,083</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,731</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">932,461</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,474</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">172</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,233</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">187</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,066</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">76,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">269,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">218,961</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">177,078</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">83,081</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">108,316</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,918</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">937,708</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(25</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(27</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Commercial and industrial</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">60,123</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">139,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">31,459</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14,244</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,439</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14,290</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">273,208</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">540,306</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,289</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,289</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">49</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">78</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">154</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">416</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">826</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">60,172</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">139,621</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">31,613</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,251</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,855</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,298</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">275,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">543,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(190</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(31</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(193</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Consumer</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,881</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">734</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">658</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11,567</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">139</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">169</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,885</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,310</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,612</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">748</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">254</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,269</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">658</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(119</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(12</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(58</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(248</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Total loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">245,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">662,583</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">379,386</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">258,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">119,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">191,612</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">330,722</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,187,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,063</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,425</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,068</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,289</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,845</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">232</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,327</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">901</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,657</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,555</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,973</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,038</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">248,801</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">664,910</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">381,712</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">259,807</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">121,332</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">200,653</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">333,404</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,210,619</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(141</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(200</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(12</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(35</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(117</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(215</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(742</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The table below presents the Company’s loan portfolio by category and credit quality indicator as of <em style="font: inherit;"> December 31, 2022 (</em>dollars in thousands) under the previous incurred loss methodology.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Pass</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Special Mention</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Substandard</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Doubtful</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">198,967</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,593</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,073</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">201,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">399,143</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,234</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">401,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12,815</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">62</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">942,927</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,101</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">9,215</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">958,243</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,635,664</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,694</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,584</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,655,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">427,430</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,140</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,336</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">187</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">435,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,636</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,732</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,076,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,834</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">15,016</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">187</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,104,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company had <span style="background-color:#ffffff;">no</span> loans that were classified as doubtful or loss at <em style="font: inherit;"> December 31, 2023</em>. The Company had no loans that were classified as loss at <em style="font: inherit;"> December 31, </em><em style="font: inherit;">2022</em>.</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Loan Participations and Sold Loans</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Loa<span style="background-color:#ffffff;">n participations and whole loans sold to and serviced for others are <em style="font: inherit;">not</em> included in the accompanying consolidated balance sheets. The balances of the participations and whole loans sold w</span>ere $25.9 million an<span style="background-color:#ffffff;">d $16.9 million as of </span><em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em><span style="background-color:#ffffff;">, respectively. The unpaid principal balances of these loans were approxim</span>ately $99.8 million an<span style="background-color:#ffffff;">d $92.9 million at </span><em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em><span style="background-color:#ffffff;">, respectively.</span></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Loans to Related Parties</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">In the ordinary course of business, the Company makes loans to related parties including its executive officers, principal shareholders, directors and their immediate family members, as well as to companies in which these individuals are principal owners. Loans outstanding to such related party borrowers amounted to approximately $46.0<span style="background-color:#ffffff;"> million </span>and $97.0 million as of <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em>, respectively. No related party loans were classified as nonperforming or nonaccrual at <em style="font: inherit;"> December 31, 2023</em> or <em style="font: inherit;"> December 31, 2022</em>.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The table below shows the aggregate principal balance of loans to such related parties for the years ended <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em> (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, beginning of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">96,977</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">97,606</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">New loans/changes in relationship</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,570</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14,570</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Repayments/changes in relationship</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(53,547</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(15,199</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">46,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">96,977</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>Allowance for Credit Losses</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The Company made the accounting policy election to exclude accrued interest receivable from the amortized cost of loans and the estimate of the allowance for credit losses. Accrued interest receivable on the Company’s loans was $12.7 million and $10.8 million at <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em>, respectively, and is included in “Accrued interest receivable” on the accompanying consolidated balance sheets.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Refer to Note <em style="font: inherit;">1.</em> Summary of Significant Accounting Policies – Allowance for Credit Losses and – Accounting Standards Adopted in <em style="font: inherit;">2023</em> for more information on the adoption of ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13.</em></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The table below shows a summary of the activity in the allowance for credit losses for the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em> (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, beginning of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">24,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,859</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,363</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">ASU 2016-13 adoption impact<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">5,865</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Provision for credit losses on loans<sup style="vertical-align:top;line-height:120%;">(2)(3)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,964</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">22,885</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(742</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(22,636</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,017</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,216</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">30,540</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">24,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,859</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%;"><tbody><tr style="font-size: 10pt;"><td style="width: 1%; vertical-align: top; font-size: 10pt;"> </td><td style="width: 1%; vertical-align: top; font-size: 10pt;"><sup style="vertical-align:top;line-height:120%;">(<em style="font: inherit;">1</em>)</sup></td><td style="width: 98%; text-align: justify; font-size: 10pt;">On <em style="font: inherit;"> January </em><em style="font: inherit;">1,</em> <em style="font: inherit;">2023,</em> the Company adopted ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13,</em> which introduced a new model known as CECL. Refer to Note <em style="font: inherit;">1.</em> Summary of Significant Accounting Policies for more information on the adoption of ASU <em style="font: inherit;">2016</em>-<em style="font: inherit;">13.</em> Amounts as of <em style="font: inherit;"> December 31, 2023 </em>reflect the impact of adopting the CECL accounting standard and the Company’s transition from a probable incurred loss methodology to the current expected credit loss methodology. Prior period amounts represent the allowance for loan losses under the probable incurred loss methodology.</td></tr> <tr style="font-size: 10pt;"><td style="width: 1%; vertical-align: top; font-size: 10pt;"> </td><td style="width: 1%; vertical-align: top; font-size: 10pt;"><sup style="vertical-align:top;line-height:120%;">(<em style="font: inherit;">2</em>)</sup></td><td style="width: 98%; text-align: justify; font-size: 10pt;">For the year ended <em style="font: inherit;"> December 31, 2023</em>, the $2.0 million negative provision for credit losses on the consolidated statement of income includes a $2.0 million negative provision for loan losses and a $36,000 negative provision for unfunded loan commitments.</td></tr> <tr style="font-size: 10pt;"><td style="width: 1%; vertical-align: top; font-size: 10pt;"> </td><td style="width: 1%; vertical-align: top; font-size: 10pt;"><sup style="vertical-align:top;line-height:120%;">(<em style="font: inherit;">3</em>)</sup></td><td style="width: 98%; text-align: justify; font-size: 10pt;">For the year ended <em style="font: inherit;"> December 31, 2021, </em>the provision for loan losses includes a $21.6 million impairment recorded for <em style="font: inherit;">one</em> of the Company’s loan relationships as a result of Hurricane Ida. The corresponding loan balances in the same amount were then charged off.</td></tr> </tbody></table> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The following tables outline the activity in the allowance for credit losses by collateral type for the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em>, and show both the allowance and portfolio balances for loans individually and collectively evaluated for impairment as of <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em> (dollars in thousands). Amounts as of <em style="font: inherit;"> December 31, 2023 </em>reflect the impact of adopting the CECL accounting standard and the Company’s transition from a probable incurred loss methodology to the current expected credit loss methodology. Prior period amounts represent the allowance for loan losses under the probable incurred loss methodology.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 64%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></em></em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Construction &amp; Development</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">1-4 Family</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Multifamily</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Farmland</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial Real Estate</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial &amp; Industrial</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Consumer</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Allowance for credit losses:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Beginning balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,555</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,917</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">999</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">10,718</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">5,743</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">319</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">24,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif;">ASU 2016-13 adoption impact</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">(75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">4,712</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">(84</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">(99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">676</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">793</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">(58</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">5,865</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Provision for credit losses on loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(84</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">524</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">209</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(12</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(2,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">213</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">108</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(1,964</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">(46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(27</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(248</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(742</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,246</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">592</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,017</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">2,471</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">9,129</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">1,124</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">10,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">6,920</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">203</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">30,540</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">212</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">187</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">25</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">538</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,259</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">8,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,124</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">10,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">6,806</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">178</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">30,002</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Loans receivable:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">789</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">4,178</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">216</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">119</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">5,770</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Balance of loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">189,582</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">409,608</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">937,492</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">542,953</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,617</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,204,849</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Total period-end balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">190,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">413,786</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">937,708</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">543,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,210,619</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2022</em></em></em></em></em></em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Construction &amp; Development</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">1-4 Family</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Multifamily</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Farmland</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial Real Estate</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial &amp; Industrial</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Consumer</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Allowance for credit losses:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Beginning balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,337</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">383</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">9,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4,411</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">20,859</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Provision for credit losses on loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">326</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,331</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">797</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(54</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">29</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(397</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(200</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">48</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">67</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">932</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">51</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,216</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">2,555</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">3,917</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">999</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">10,718</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">5,743</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">319</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">24,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">26</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">36</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">63</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans acquired with deteriorated credit quality</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,871</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">999</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">10,682</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">5,631</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">256</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">24,081</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Loans receivable:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">591</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">62</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">5,936</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,241</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">10,439</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans acquired with deteriorated credit quality</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">302</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">57</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">968</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">201,042</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">399,596</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,815</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">951,698</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">432,852</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,545</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,093,360</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Total period-end balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">201,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">401,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">958,243</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">435,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13,732</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,104,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2021</em></em></em></em></em></em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Construction &amp; Development</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">1-4 Family</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Multifamily</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Farmland</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial Real Estate</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial &amp; Industrial</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Consumer</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Allowance for credit losses:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Beginning balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,375</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,370</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">589</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">435</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">8,496</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4,558</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">540</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">20,363</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Provision for credit losses on loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">123</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">84</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(39</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">11,132</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">11,494</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(128</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">22,885</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(188</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(13</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(10,280</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(11,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(159</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(22,636</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">36</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">32</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">72</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">101</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">2,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">3,337</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">383</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">9,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">4,411</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">20,859</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans acquired with deteriorated credit quality</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">210</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">210</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,337</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">173</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">9,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,943</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">258</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">20,085</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Loans receivable:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">79</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">16,685</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">13,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">32,791</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans acquired with deteriorated credit quality</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">348</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,701</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">636</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">64</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,749</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">202,675</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">361,964</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">59,570</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18,348</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">879,056</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">297,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">17,349</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,836,472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Total period-end balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">203,204</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">364,307</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">59,570</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,128</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">896,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">310,831</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">17,595</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,872,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><b>Loan Modifications</b> <b>to Borrowers Experiencing Financial Difficulty</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">In <em style="font: inherit;"> January 2023, </em>the Company adopted ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">02,</em> which eliminated the accounting guidance for TDRs while enhancing disclosure requirements for certain loan refinancings and restructurings by creditors when a borrower is experiencing financial difficulty. ASU <em style="font: inherit;">2022</em>-<em style="font: inherit;">02</em> became effective for the Company on <em style="font: inherit;"> January 1, 2023. </em>See Note <em style="font: inherit;">1.</em> Summary of Significant Accounting Policies – Accounting Standards Adopted in <em style="font: inherit;">2023.</em></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Occasionally, the Company modifies loans to borrowers in financial distress by providing certain concessions, such as principal forgiveness, term extension, an other-than-insignificant payment delay, an interest rate reduction, or a combination of such concessions. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. Upon the Company’s determination that a modified loan (or portion of a loan) has subsequently been deemed uncollectible, the loan (or portion of the loan) is written off. During the year ended <em style="font: inherit;"> December 31, 2023</em>, the amount of loans that were modified to borrowers experiencing financial difficulty was immaterial. </p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>The following disclosures are presented under GAAP in effect prior to the adoption of CECL that are</i> <i><em style="font: inherit;">no</em></i> <i>longer applicable or required. The Company has included these disclosures to address the applicable prior periods.</i></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><b>Pre-Adoption</b> <b>of CECL - Impaired Loans</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The Company considered a loan to be impaired when, based on current information and events, the Company determined that it was probable that it would <em style="font: inherit;">not</em> be able to collect all amounts due according to the loan agreement, including scheduled interest payments. Determination of impairment was treated the same across all classes of loans. When the Company identified a loan as impaired, it measured the impairment based on the present value of expected future cash flows, discounted at the loan’s effective interest rate, except when the sole (remaining) source of repayment for the loans was the operation or liquidation of the collateral. In those cases when foreclosure was probable, the Company used the current fair value of the collateral, less selling costs, instead of discounted cash flows. If the Company determined that the value of the impaired loan was less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs, and unamortized premium or discount), the Company recognized impairment through an allowance estimate or a charge-off to the allowance.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">When the ultimate collectability of the total principal of an impaired loan was in doubt and the loan was on nonaccrual, all payments were applied to principal, under the cost recovery method. When the ultimate collectability of the total principal of an impaired loan was <em style="font: inherit;">not</em> in doubt and the loan was on nonaccrual, contractual interest was credited to interest income when received, under the cash basis method.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The following tables contain information on the Company’s impaired loans at <em style="font: inherit;"> December 31, 2022 </em>and <em style="font: inherit;">2021</em>. The average recorded investment was calculated based on the month-end balances of the loans during the period reported (dollars in thousands).</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">As of and for the year ended December 31, 2022</em></em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Recorded Investment</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Unpaid Principal Balance</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Related Allowance</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Average Recorded Investment</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Interest Income Recognized</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">With no related allowance recorded:</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">366</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">375</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">300</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">15</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,005</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,082</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">821</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Farmland</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">62</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">70</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">68</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,746</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">21,016</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,515</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">28</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,179</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">22,543</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,704</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">60</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,996</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,530</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6,868</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">70</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">34</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">45</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">56</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">9,209</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">25,118</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18,628</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">130</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">With related allowance recorded:</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">225</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">498</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">26</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">225</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">474</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">484</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">46</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">205</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">190</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">190</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">36</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">32</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">889</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);">1,172</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);">108</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">462</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">292</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">421</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">123</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">63</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,230</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,587</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">283</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">979</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Total loans:</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">591</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">873</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">26</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">525</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">15</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,479</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,566</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,026</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Farmland</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">62</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">70</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">68</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,936</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">21,206</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">36</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,547</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">28</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8,068</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">23,715</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">108</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,166</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">60</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,241</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,822</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7,289</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">70</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">130</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">168</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">63</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">152</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,439</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">26,705</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">283</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">19,607</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">130</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>As of and for the year ended December 31, 2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Recorded Investment</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unpaid Principal Balance</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Related Allowance</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Average Recorded Investment</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Interest Income Recognized</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>With no related allowance recorded:</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">731</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,081</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">79</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">193</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">16,685</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27,139</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,790</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">19,288</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30,113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,679</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">228</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,395</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,941</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,166</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">55</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">69</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">28,738</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">41,123</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">22,941</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">380</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">With related allowance recorded:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,926</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,618</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">24</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">127</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">164</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">146</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,053</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">9,782</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,457</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">24</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Total loans:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">731</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,081</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">79</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">193</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">16,685</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27,139</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,790</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">19,288</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30,113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,679</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">228</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,559</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">176</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">233</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">242</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">32,791</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">50,905</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">24,398</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">404</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><b>Pre-Adoption</b> <b>of CECL -</b> <b>Troubled Debt Restructurings</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">In situations where, for economic or legal reasons related to a borrower’s financial difficulties, the Company granted a concession for other than an insignificant period of time to the borrower that the Company would <em style="font: inherit;">not</em> otherwise consider, the related loan was classified as a TDR. The Company strived to identify borrowers in financial difficulty early and work with them to modify their loans to more affordable terms before such loans reach nonaccrual status. These modified terms included rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases in which the Company granted the borrower new terms that provided for a reduction of either interest or principal, or otherwise included a concession, the Company identified the loan as a TDR and measured any impairment on the restructuring as previously noted for impaired loans.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">During the year ended <em style="font: inherit;"> December 31, 2022</em>, <em style="font: inherit;">three</em> loans were modified as TDRs through adjustments to maturity. There were <em style="font: inherit;">no</em> loans modified as TDRs during the previous <em style="font: inherit;">twelve</em> month period that subsequently defaulted during the year ended <em style="font: inherit;"> December 31, 2022</em>.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">At <em style="font: inherit;"> December 31, 2022</em>, there were no available balances on loans classified as TDRs that the Company was committed to lend.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The table below presents the TDR pre- and post-modification outstanding recorded investments by loan category for loans modified during the year ended <em style="font: inherit;"> December 31, 2022</em> (amounts in thousands, except number of loans).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>December 31, 2022</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Pre-</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Post-</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Modification</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Modification</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Outstanding</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Outstanding</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Number of</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Recorded</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Recorded</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>Troubled debt restructurings</b></span></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Contracts</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Investment</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Investment</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">186</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">186</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">58</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">58</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">244</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">244</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The following is a summary of accruing and nonaccrual TDRs and the related allowance by portfolio type at <em style="font: inherit;"> December 31, 2022</em> (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">TDRs</em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Related</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Accruing</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Nonaccrual</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Allowance</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">271</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">127</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">398</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">413</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">804</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,217</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">58</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,092</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,150</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">961</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,023</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,984</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The table below includes the average recorded investment and interest income recognized for TDRs for the years ended <em style="font: inherit;"> December 31, 2022 </em>and <em style="font: inherit;">2021</em>. The average recorded investment was calculated based on the month-end balances of the loans during the period reported (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">TDRs</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Average Recorded Investment</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Interest Income Recognized</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">230</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">15</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">489</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,249</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">28</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,511</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">70</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,479</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">129</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2021</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">251</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">775</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">28</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5,358</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">174</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,698</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">149</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13,082</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">368</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">190,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">201,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">413,786</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">401,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">937,708</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">958,243</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,655,462</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,655,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">543,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">435,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,732</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,210,619</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,104,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 190371000 201633000 413786000 401377000 105946000 81812000 7651000 12877000 937708000 958243000 1655462000 1655942000 543421000 435093000 11736000 13732000 2210619000 2104767000 200000 800000 1100000 1300000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="22" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Current</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>30 - 59 Days Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>60 - 89 Days Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>90 Days or More Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>&gt; 90 Days and Accruing</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">189,746</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">55</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">570</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">190,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">406,014</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,031</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,720</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,021</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">413,786</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">937,272</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">48</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">359</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">29</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">937,708</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,646,629</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,079</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,134</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,620</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,655,462</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">542,206</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">259</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">488</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">543,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,552</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">57</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">45</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,200,387</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,395</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,704</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,133</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,210,619</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Accruing</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Current</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>30-59 Days Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>60-89 Days Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>90 Days or More Past Due</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Nonaccrual</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total Past Due &amp; Nonaccrual</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Acquired Impaired Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">201,048</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">101</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">372</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">585</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">201,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">394,846</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,614</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,220</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,188</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,207</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">6,229</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">302</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">401,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">12,601</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">62</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">62</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">276</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">12,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">951,908</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,523</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,726</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">958,243</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt; text-indent: -9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,642,215</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,048</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,304</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,300</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,164</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,816</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">911</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,655,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">432,438</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">406</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">15</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">51</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,183</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,655</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">435,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">171</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">328</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">57</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,732</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,088,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,625</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,346</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,351</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">15,799</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">968</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,104,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 189746000 0 55000 570000 190371000 0 406014000 3031000 1720000 3021000 413786000 0 105946000 0 0 0 105946000 0 7651000 0 0 0 7651000 0 937272000 48000 359000 29000 937708000 0 1646629000 3079000 2134000 3620000 1655462000 0 542206000 259000 488000 468000 543421000 0 11552000 57000 82000 45000 11736000 0 2200387000 3395000 2704000 4133000 2210619000 0 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2022<sup style="vertical-align:top;line-height:120%;">(1)</sup></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Nonaccrual with No Allowance for Credit Loss</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Nonaccrual with an Allowance for Credit Loss</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total Nonaccrual Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Interest Income Recognized on Nonaccrual Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total Nonaccrual Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">577</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">212</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">789</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">42</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">372</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,937</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,241</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,178</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">26</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,207</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">62</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">216</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">216</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">416</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,032</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,453</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,183</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">494</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">59</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">409</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">997</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,183</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">74</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">45</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">119</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,863</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,907</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,770</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,986</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 577000 212000 789000 42000 372000 2937000 1241000 4178000 26000 1207000 0 0 0 0 0 0 0 0 10000 62000 216000 0 216000 416000 6032000 3730000 1453000 5183000 494000 7673000 59000 409000 468000 997000 2183000 74000 45000 119000 15000 130000 3863000 1907000 5770000 1506000 9986000 500000 201048000 101000 0 112000 372000 585000 0 201633000 394846000 2614000 1220000 1188000 1207000 6229000 302000 401377000 81812000 0 0 0 0 0 0 81812000 12601000 152000 62000 0 62000 276000 0 12877000 951908000 181000 22000 0 5523000 5726000 609000 958243000 1642215000 3048000 1304000 1300000 7164000 12816000 911000 1655942000 432438000 406000 15000 51000 2183000 2655000 0 435093000 13347000 171000 27000 0 130000 328000 57000 13732000 2088000000 3625000 1346000 1351000 9477000 15799000 968000 2104767000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2020</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2019</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Prior</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Revolving Loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Construction and development</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">51,811</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">83,668</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">25,169</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,661</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">935</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17,496</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">185,752</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,063</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">293</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">489</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">789</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">54,874</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">83,961</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">26,425</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,661</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">935</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,019</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">17,496</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">190,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>1-4 Family</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">43,047</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">101,479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">85,340</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">58,926</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">26,836</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">59,115</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">33,454</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">408,197</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">179</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,949</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">257</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">162</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">963</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">92</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total 1-4 family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">43,226</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">103,428</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">86,074</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">59,088</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">27,799</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">60,625</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">33,546</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">413,786</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(21</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Multifamily</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,839</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">64,932</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">16,300</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,045</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,969</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">101,878</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,068</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,068</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,839</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">64,932</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,300</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,045</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,037</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Farmland</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,762</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">727</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">936</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">775</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,013</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,015</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,575</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">76</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">76</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,762</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">727</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">936</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">775</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,089</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,015</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Commercial real estate</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">76,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">269,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">218,780</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">175,604</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">82,909</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">105,083</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,731</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">932,461</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,474</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">172</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,233</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">187</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,066</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">76,043</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">269,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">218,961</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">177,078</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">83,081</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">108,316</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,918</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">937,708</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(25</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(27</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Commercial and industrial</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">60,123</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">139,543</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">31,459</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14,244</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">7,439</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14,290</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">273,208</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">540,306</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,289</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,289</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">49</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">78</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">154</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">416</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">826</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">60,172</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">139,621</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">31,613</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,251</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,855</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">14,298</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">275,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">543,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(190</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(31</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(193</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Consumer</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,881</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,303</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">734</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">658</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">11,567</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">139</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">169</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4,885</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,310</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,612</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">748</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">254</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,269</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">658</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(119</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(10</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(12</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(58</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(248</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Total loans</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Pass</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">245,506</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">662,583</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">379,386</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">258,150</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">119,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">191,612</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">330,722</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,187,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Special Mention</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,063</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,425</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">4,068</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,289</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,845</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Substandard</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">232</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,327</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">901</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,657</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,555</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,973</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">393</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,038</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">248,801</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">664,910</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">381,712</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">259,807</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">121,332</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">200,653</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">333,404</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,210,619</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Current-period gross charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(141</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(200</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(12</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(35</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(117</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(215</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(742</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31, 2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Pass</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Special Mention</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Substandard</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Doubtful</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">198,967</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,593</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,073</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">201,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">399,143</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,234</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">401,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Multifamily</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12,815</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">62</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">12,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">942,927</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,101</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">9,215</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">958,243</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,635,664</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,694</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,584</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,655,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">427,430</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,140</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,336</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">187</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">435,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,636</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,732</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 18pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,076,730</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,834</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">15,016</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">187</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,104,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 51811000 83668000 25169000 2661000 935000 4012000 17496000 185752000 3063000 0 767000 0 0 0 0 3830000 0 293000 489000 0 0 7000 0 789000 54874000 83961000 26425000 2661000 935000 4019000 17496000 190371000 -0 -0 -0 -0 -0 -0 -0 -0 43047000 101479000 85340000 58926000 26836000 59115000 33454000 408197000 0 0 477000 0 0 0 0 477000 179000 1949000 257000 162000 963000 1510000 92000 5112000 43226000 103428000 86074000 59088000 27799000 60625000 33546000 413786000 22000 -0 -0 -0 21000 3000 -0 46000 7839000 64932000 16300000 5045000 633000 6969000 160000 101878000 0 0 0 0 0 4068000 0 4068000 0 0 0 0 0 0 0 0 7839000 64932000 16300000 5045000 633000 11037000 160000 105946000 -0 -0 -0 -0 -0 -0 -0 -0 1762000 1347000 727000 936000 775000 1013000 1015000 7575000 0 0 0 0 0 0 0 0 0 0 0 0 0 76000 0 76000 1762000 1347000 727000 936000 775000 1089000 1015000 7651000 -0 -0 -0 -0 -0 -0 -0 -0 76043000 269311000 218780000 175604000 82909000 105083000 4731000 932461000 0 0 181000 0 0 0 0 181000 0 0 -0 1474000 172000 3233000 187000 5066000 76043000 269311000 218961000 177078000 83081000 108316000 4918000 937708000 -0 -0 -0 -0 2000 25000 -0 27000 60123000 139543000 31459000 14244000 7439000 14290000 273208000 540306000 0 0 0 0 0 0 2289000 2289000 49000 78000 154000 7000 416000 8000 114000 826000 60172000 139621000 31613000 14251000 7855000 14298000 275611000 543421000 -0 -0 190000 -0 7000 31000 193000 421000 4881000 2303000 1611000 734000 250000 1130000 658000 11567000 0 0 0 0 0 0 0 0 4000 7000 1000 14000 4000 139000 0 169000 4885000 2310000 1612000 748000 254000 1269000 658000 11736000 119000 22000 10000 12000 5000 58000 22000 248000 245506000 662583000 379386000 258150000 119777000 191612000 330722000 2187736000 3063000 0 1425000 0 0 4068000 2289000 10845000 232000 2327000 901000 1657000 1555000 4973000 393000 12038000 248801000 664910000 381712000 259807000 121332000 200653000 333404000 2210619000 141000 22000 200000 12000 35000 117000 215000 742000 198967000 1593000 1073000 0 201633000 399143000 0 2234000 0 401377000 81812000 0 0 0 81812000 12815000 0 62000 0 12877000 942927000 6101000 9215000 0 958243000 1635664000 7694000 12584000 0 1655942000 427430000 5140000 2336000 187000 435093000 13636000 0 96000 0 13732000 2076730000 12834000 15016000 187000 2104767000 0 0 25900000 16900000 99800000 92900000 46000000 97000000 0 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, beginning of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">96,977</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">97,606</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">New loans/changes in relationship</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,570</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14,570</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Repayments/changes in relationship</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(53,547</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(15,199</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">46,000</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">96,977</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 96977000 97606000 2570000 14570000 53547000 15199000 46000000 96977000 12700000 10800000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, beginning of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">24,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,859</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,363</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">ASU 2016-13 adoption impact<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">5,865</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; padding-left: 0px; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0px;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Provision for credit losses on loans<sup style="vertical-align:top;line-height:120%;">(2)(3)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,964</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">22,885</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(742</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(22,636</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,017</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,216</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">30,540</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">24,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,859</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 64%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></em></em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Construction &amp; Development</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">1-4 Family</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Multifamily</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Farmland</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial Real Estate</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial &amp; Industrial</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Consumer</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Allowance for credit losses:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Beginning balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,555</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,917</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">999</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">10,718</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">5,743</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">319</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">24,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif;">ASU 2016-13 adoption impact</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">(75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">4,712</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">(84</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">(99</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">676</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">793</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">(58</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0">5,865</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Provision for credit losses on loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(84</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">524</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">209</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(12</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(2,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">213</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">108</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(1,964</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">(46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(27</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(248</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(742</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">75</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,246</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">592</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,017</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">2,471</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">9,129</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">1,124</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">10,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">6,920</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">203</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">30,540</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">212</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">187</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">25</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">538</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,259</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">8,942</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,124</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">10,691</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">6,806</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">178</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">30,002</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Loans receivable:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 6%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">789</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">4,178</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">216</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">119</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">5,770</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Balance of loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">189,582</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">409,608</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">937,492</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">542,953</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,617</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,204,849</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Total period-end balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">190,371</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">413,786</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">105,946</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">7,651</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">937,708</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">543,421</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">11,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,210,619</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2022</em></em></em></em></em></em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Construction &amp; Development</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">1-4 Family</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Multifamily</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Farmland</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial Real Estate</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial &amp; Industrial</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Consumer</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Allowance for credit losses:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Beginning balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,337</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">383</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">9,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4,411</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">20,859</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Provision for credit losses on loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">160</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">326</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,331</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">797</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,922</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(54</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">29</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(397</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(200</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">48</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">67</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">932</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">51</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,216</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">2,555</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">3,917</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">999</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">10,718</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">5,743</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">319</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">24,364</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">26</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">36</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">63</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans acquired with deteriorated credit quality</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,871</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">999</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">10,682</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">5,631</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">256</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">24,081</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Loans receivable:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">591</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">62</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">5,936</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,241</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">130</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">10,439</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans acquired with deteriorated credit quality</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">302</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">609</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">57</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">968</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">201,042</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">399,596</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,815</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">951,698</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">432,852</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,545</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2,093,360</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Total period-end balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">201,633</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">401,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">81,812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">12,877</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">958,243</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">435,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13,732</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,104,767</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="30" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2021</em></em></em></em></em></em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Construction &amp; Development</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">1-4 Family</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Multifamily</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Farmland</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial Real Estate</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Commercial &amp; Industrial</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Consumer</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 28%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Allowance for credit losses:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Beginning balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,375</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,370</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">589</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">435</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">8,496</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4,558</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">540</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">20,363</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Provision for credit losses on loans</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">123</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">84</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(39</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">11,132</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">11,494</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(128</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">22,885</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Charge-offs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(283</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(188</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(13</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(10,280</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(11,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(159</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(22,636</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Recoveries</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">36</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">32</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">6</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">72</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">101</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">247</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Ending balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">2,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">3,337</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">383</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">9,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">4,411</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">20,859</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans acquired with deteriorated credit quality</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">210</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">210</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Ending allowance balance for loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,347</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,337</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">673</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">173</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">9,354</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,943</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">258</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">20,085</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Loans receivable:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans individually evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">79</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">16,685</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">13,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">32,791</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans acquired with deteriorated credit quality</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">348</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1,701</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">636</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">64</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2,749</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Balance of loans collectively evaluated for impairment</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">202,675</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">361,964</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">59,570</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18,348</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">879,056</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">297,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">17,349</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,836,472</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Total period-end balance</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">203,204</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">364,307</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">59,570</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20,128</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">896,377</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">310,831</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">17,595</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,872,012</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 24364000 20859000 20363000 5865000 0 0 -1964000 2922000 22885000 742000 633000 22636000 3017000 1216000 247000 30540000 24364000 20859000 -2000000 -2000000 -36000 21600000 2555000 3917000 999000 113000 10718000 5743000 319000 24364000 -75000 4712000 -84000 -99000 676000 793000 -58000 5865000 -84000 524000 209000 -12000 -2922000 213000 108000 -1964000 -0 46000 -0 -0 27000 421000 248000 742000 75000 22000 0 0 2246000 592000 82000 3017000 2471000 9129000 1124000 2000 10691000 6920000 203000 30540000 212000 187000 0 0 0 114000 25000 538000 2259000 8942000 1124000 2000 10691000 6806000 178000 30002000 789000 4178000 0 0 216000 468000 119000 5770000 189582000 409608000 105946000 7651000 937492000 542953000 11617000 2204849000 190371000 413786000 105946000 7651000 937708000 543421000 11736000 2210619000 2347000 3337000 673000 383000 9354000 4411000 354000 20859000 160000 477000 326000 -283000 1331000 797000 114000 2922000 -0 11000 -0 54000 -29000 397000 200000 633000 48000 114000 0 67000 4000 932000 51000 1216000 2555000 3917000 999000 113000 10718000 5743000 319000 24364000 26000 46000 0 0 36000 112000 63000 283000 0 0 0 0 0 0 0 0 2529000 3871000 999000 113000 10682000 5631000 256000 24081000 591000 1479000 0 62000 5936000 2241000 130000 10439000 0 302000 0 0 609000 0 57000 968000 201042000 399596000 81812000 12815000 951698000 432852000 13545000 2093360000 201633000 401377000 81812000 12877000 958243000 435093000 13732000 2104767000 2375000 3370000 589000 435000 8496000 4558000 540000 20363000 219000 123000 84000 -39000 11132000 11494000 -128000 22885000 283000 188000 -0 13000 10280000 11713000 159000 22636000 36000 32000 0 0 6000 72000 101000 247000 2347000 3337000 673000 383000 9354000 4411000 354000 20859000 0 0 0 0 0 468000 96000 564000 0 0 0 210000 0 0 0 210000 2347000 3337000 673000 173000 9354000 3943000 258000 20085000 529000 1995000 0 79000 16685000 13321000 182000 32791000 0 348000 0 1701000 636000 0 64000 2749000 202675000 361964000 59570000 18348000 879056000 297510000 17349000 1836472000 203204000 364307000 59570000 20128000 896377000 310831000 17595000 1872012000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">As of and for the year ended December 31, 2022</em></em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Recorded Investment</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Unpaid Principal Balance</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Related Allowance</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Average Recorded Investment</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Interest Income Recognized</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">With no related allowance recorded:</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">366</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">375</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">300</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">15</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,005</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,082</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">821</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Farmland</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">62</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">70</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">68</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,746</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">21,016</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,515</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">28</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">7,179</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">22,543</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">11,704</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">60</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,996</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,530</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6,868</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">70</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">34</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">45</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">56</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">9,209</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">25,118</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">18,628</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">130</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">With related allowance recorded:</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">225</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">498</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">26</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">225</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">474</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">484</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">46</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">205</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">190</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">190</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">36</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">32</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">889</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);">1,172</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);">108</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">462</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">292</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">421</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">123</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">63</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,230</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,587</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">283</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">979</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Total loans:</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">591</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">873</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">26</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">525</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">15</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,479</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,566</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">46</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,026</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Farmland</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">62</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">70</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">68</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">5,936</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">21,206</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">36</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,547</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">28</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">8,068</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">23,715</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">108</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,166</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">60</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,241</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,822</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7,289</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">70</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">130</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">168</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">63</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">152</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">10,439</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">26,705</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">283</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">19,607</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">130</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>As of and for the year ended December 31, 2021</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Recorded Investment</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Unpaid Principal Balance</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Related Allowance</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Average Recorded Investment</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Interest Income Recognized</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>With no related allowance recorded:</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">731</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,081</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">79</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">193</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">16,685</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27,139</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,790</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">19,288</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30,113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,679</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">228</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,395</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,941</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,166</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">152</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">55</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">69</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">28,738</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">41,123</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;"><em style="font: inherit;">—</em></td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">22,941</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">380</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">With related allowance recorded:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">3,926</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">9,618</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,311</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">24</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">127</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">164</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">146</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,053</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">9,782</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,457</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">24</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Total loans:</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><b> </b></td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">529</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">812</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">731</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">2,081</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">1,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">30</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Farmland</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">79</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">81</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">193</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">16,685</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">27,139</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,790</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">181</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total mortgage loans on real estate</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">19,288</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30,113</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">13,679</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">228</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">13,321</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20,559</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">468</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">10,477</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">176</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Consumer</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">182</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">233</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">96</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">242</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">32,791</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">50,905</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">564</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">24,398</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">404</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 366000 375000 300000 15000 1005000 1082000 821000 17000 62000 70000 68000 0 5746000 21016000 10515000 28000 7179000 22543000 11704000 60000 1996000 2530000 6868000 70000 34000 45000 56000 0 9209000 25118000 18628000 130000 225000 498000 26000 225000 0 474000 484000 46000 205000 0 190000 190000 36000 32000 0 889000 1172000 108000 462000 0 245000 292000 112000 421000 0 96000 123000 63000 96000 0 1230000 1587000 283000 979000 0 591000 873000 26000 525000 15000 1479000 1566000 46000 1026000 17000 62000 70000 0 68000 0 5936000 21206000 36000 10547000 28000 8068000 23715000 108000 12166000 60000 2241000 2822000 112000 7289000 70000 130000 168000 63000 152000 0 10439000 26705000 283000 19607000 130000 529000 812000 731000 17000 1995000 2081000 1965000 30000 79000 81000 193000 0 16685000 27139000 10790000 181000 19288000 30113000 13679000 228000 9395000 10941000 9166000 152000 55000 69000 96000 0 28738000 41123000 22941000 380000 3926000 9618000 468000 1311000 24000 127000 164000 96000 146000 0 4053000 9782000 564000 1457000 24000 529000 812000 0 731000 17000 1995000 2081000 0 1965000 30000 79000 81000 0 193000 0 16685000 27139000 0 10790000 181000 19288000 30113000 0 13679000 228000 13321000 20559000 468000 10477000 176000 182000 233000 96000 242000 0 32791000 50905000 564000 24398000 404000 0 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>December 31, 2022</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Pre-</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Post-</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Modification</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Modification</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Outstanding</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Outstanding</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Number of</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Recorded</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Recorded</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr class="finHeading" style="vertical-align: bottom;"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; "><b>Troubled debt restructurings</b></span></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Contracts</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Investment</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Investment</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">186</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">186</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">58</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">58</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">244</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">244</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 1 186000 186000 2 58000 58000 244000 244000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">TDRs</em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Related</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Accruing</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Nonaccrual</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Total</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Allowance</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">271</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">127</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">398</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">413</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">804</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,217</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">58</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,092</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,150</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">961</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,023</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,984</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 219000 0 219000 0 271000 127000 398000 0 413000 804000 1217000 0 58000 1092000 1150000 0 961000 2023000 2984000 0 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">TDRs</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Average Recorded Investment</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Interest Income Recognized</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">230</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">15</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">489</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,249</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">28</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,511</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">70</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,479</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">129</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2021</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction and development</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">251</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">17</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">1-4 Family</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">775</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">28</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial real estate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5,358</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">174</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Commercial and industrial</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,698</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">149</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">13,082</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">368</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 230000 15000 489000 16000 1249000 28000 3511000 70000 5479000 129000 251000 17000 775000 28000 5358000 174000 6698000 149000 13082000 368000 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>NOTE <em style="font: inherit;">4.</em> OTHER REAL ESTATE OWNED</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The table below shows the activity in other real estate owned for the years ended <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em> (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"><b><em style="font: inherit;">Year ended</em></b></td><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"><b><em style="font: inherit;">Year ended</em></b></td><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, beginning of period</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">682</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,653</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Additions</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,930</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,327</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Transfers from bank premises and equipment</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,425</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">525</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Sales of other real estate owned</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(1,599</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(5,823</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, end of period</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">4,438</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">682</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><span style="background-color:#ffffff;">For the years ended <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022,</em> additions to other real estate owned of $2.7 million and $1.6 million, respectively, were related to transfers of properties related to <em style="font: inherit;">one</em> loan relationship that became impaired in the <em style="font: inherit;">third</em> quarter of <em style="font: inherit;">2021</em> as a result of Hurricane Ida.</span> For the years ended <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, additions to other real estate owned of $0.3 million and $1.7 million, respectively, were related to acquired loans. During the year ended <em style="font: inherit;"> December 31, 2023, </em>the Company closed <em style="font: inherit;">one</em> branch and <em style="font: inherit;">one</em> stand-alone ATM and transferred the associated land and buildings from <span style="font-size:10pt"><span style="background-color:#ffffff">“B</span></span><span style="background-color:#ffffff">ank premises and equipment, net”</span> to <span style="font-size:10pt"><span style="background-color:#ffffff">“O</span></span><span style="background-color:#ffffff">ther real estate owned, net” in the accompanying consolidated balance sheets</span>, as the Company did <em style="font: inherit;">not</em> intend to use the properties for banking operations. In <em style="font: inherit;">2022,</em> the Company closed <em style="font: inherit;">two</em> branches, and transferred the land and building associated with <em style="font: inherit;">one</em> of the closed branches from <span style="font-size:10pt"><span style="background-color:#ffffff">“B</span></span><span style="background-color:#ffffff">ank premises and equipment, net”</span> to <span style="font-size:10pt"><span style="background-color:#ffffff">“O</span></span><span style="background-color:#ffffff">ther real estate owned, net” in the accompanying consolidated balance sheets</span>, as the Company did <em style="font: inherit;">not</em> intend to use the properties for banking operations; the property was sold later in the year. At <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, approximately $0.5 million and $0.6 million, respectively, of loans secured by <em style="font: inherit;">1</em>-<em style="font: inherit;">4</em> family residential property were in the process of foreclosure.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"><b><em style="font: inherit;">Year ended</em></b></td><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"><b><em style="font: inherit;">Year ended</em></b></td><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, beginning of period</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">682</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,653</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Additions</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,930</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,327</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Transfers from bank premises and equipment</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,425</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">525</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Sales of other real estate owned</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(1,599</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(5,823</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, end of period</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">4,438</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">682</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> </tbody></table> 682000 2653000 3930000 3327000 1425000 525000 1599000 5823000 4438000 682000 2700000 1600000 300000 1700000 500000 600000 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>NOTE <em style="font: inherit;">5.</em> BANK PREMISES AND EQUIPMENT</b></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Bank premises and equipment consisted of the following as of the dates indicated (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Land</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10,206</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,490</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Buildings and improvements</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">39,198</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">40,799</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Furniture and equipment</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10,317</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">13,569</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Software</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,668</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,334</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction-in-progress</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">158</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">575</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Right-of-use asset</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">2,112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">2,845</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: Accumulated depreciation and amortization</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(19,476</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(22,025</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Bank premises and equipment, net</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">44,183</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">49,587</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="background-color:#ffffff;">Depreciation and amortization</span> <span style="background-color:#ffffff;">related to Bank premises and equipment charged to noninterest expense </span>was approximately $3.0 million, $3.5 <span style="background-color:#ffffff;">million and $4.0 million for the years ended </span><em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em><span style="background-color:#ffffff;">, respectively. </span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">During the year ended <em style="font: inherit;"> December 31, 2023</em>, the Company completed the sale of the Alice and Victoria, Texas locations. The Company also closed <span style="-sec-ix-hidden:c108040099">one</span> branch and <em style="font: inherit;">one</em> stand-alone ATM in Louisiana and transferred the associated land and buildings, totaling $1.4 million, from <span style="font-size:10pt"><span style="background-color:#ffffff">“B</span></span><span style="background-color:#ffffff">ank premises and equipment, net” to </span><span style="font-size:10pt"><span style="background-color:#ffffff">“O</span></span><span style="background-color:#ffffff;">ther real estate owned, net” in the accompanying consolidated balance sheets. The Company also ceased operation of <em style="font: inherit;">13</em> additional </span>ATM<span style="background-color:#ffffff;">s during the <em style="font: inherit;">third</em> quarter of <em style="font: inherit;">2023.</em> During the year ended <em style="font: inherit;"> December 31, 2023</em>, the Company recognized a loss of $1.3 million included in </span><span style="font-size:10pt"><span style="background-color:#ffffff">“L</span></span><span style="background-color:#ffffff;">oss on sale or disposition of fixed assets, net” in the accompanying consolidated statements of income. During the year ended <em style="font: inherit;"> December 31, 2022</em>, the Company closed <span style="-sec-ix-hidden:c108040106">two</span> branch locations and sold <em style="font: inherit;">three</em> tracts of land being held for future branch locations. T</span>he land and building associated with <em style="font: inherit;">one</em> of the closed branch locations<span style="background-color:#ffffff;">, totaling $0.5 million, was reclassified from </span><span style="font-size:10pt"><span style="background-color:#ffffff;">“B</span></span><span style="background-color:#ffffff;">ank premises and equipment, net” to </span><span style="font-size:10pt"><span style="background-color:#ffffff;">“O</span></span><span style="background-color:#ffffff;">ther real estate owned, net” in the accompanying consolidated balance sheets. During the year ended <em style="font: inherit;"> December 31, 2022</em>, the Company recognized a loss of $0.3 million included in </span><span style="font-size:10pt"><span style="background-color:#ffffff;">“L</span></span><span style="background-color:#ffffff;">oss on sale or disposition of fixed assets, net” in the accompanying consolidated statements of income.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Land</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10,206</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,490</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Buildings and improvements</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">39,198</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">40,799</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Furniture and equipment</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10,317</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">13,569</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Software</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,668</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,334</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Construction-in-progress</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">158</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">575</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Right-of-use asset</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">2,112</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">2,845</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Less: Accumulated depreciation and amortization</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(19,476</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(22,025</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Bank premises and equipment, net</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">44,183</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">49,587</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 10206000 11490000 39198000 40799000 10317000 13569000 1668000 2334000 158000 575000 2112000 2845000 19476000 22025000 44183000 49587000 3000000 3500000 4000000 1400000 1300000 500000 300000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">6.</em> LEASES</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company’s primary leasing activities relate to certain real estate leases entered into in support of the Company’s branch operations. The Company’s lease agreements under which its branch locations are operated have all been designated as operating leases. The Company does <em style="font: inherit;">not</em> lease equipment under operating leases, nor does it have leases designated as finance leases.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company determines if an arrangement is a lease at inception. Operating leases, with the exception of short-term leases, are included in operating lease right-of-use (“ROU”) assets and operating lea<span style="font-size:12pt;"><span style="font-size:10pt;">se liabilities in “Bank premises</span> <span style="font-size:10pt;">a</span></span><span style="font-size:10pt;">n</span>d equipment, net<span style="font-size:10pt;">”</span> and <span style="font-size:12pt"><span style="font-size:10pt">“</span></span>Accrued taxes and other liabilities<span style="font-size:10pt">”</span>, respectively, in the accompanying consolidated balance sheets. Operating lease ROU assets represent the right to use an underlying asset for the lease term and operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. As the Company’s leases do <em style="font: inherit;">not</em> provide an implicit rate, the Company uses its incremental borrowing rate based on the information available at the commencement date in determining the present value of lease payments. The operating lease ROU asset also includes any lease pre-payments made and excludes lease incentives. The Company’s lease terms <em style="font: inherit;"> may </em>include options to extend or terminate the lease. When it is reasonably certain that the Company will exercise an option to extend a lease, the extension is included in the lease term when calculating the present value of lease payments.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Lease expense for lease payments is recognized on a straight-line basis over the lease term. The Company has lease agreements with lease and non-lease components, which the Company has elected to account for separately, as the non-lease component amounts are readily determinable.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Quantitative information regarding the Company’s operating leases is presented below as of and for the years ended <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em> (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Total operating lease cost</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040161">441</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">610</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted average remaining lease term (in years)</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040163">6.8</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.0</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted average discount rate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040165">3.2</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2.9</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">At <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, the Company’s operating lease ROU assets were $2.1 million and $2.8 million, respectively, and the Company’s related operating lease liabilities were $2.2 million and $2.9 million, respectively. The Company’s operating leases have remaining terms ranging from 2 to 8 years, including extension options if the Company is reasonably certain they will be exercised.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Future minimum lease payments due under non-cancelable operating leases at <em style="font: inherit;"> December 31, 2023</em> are presented below (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2024</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">381</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2025</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">388</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 85%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2026</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">339</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2027</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">341</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2028</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">341</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Thereafter</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">671</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,461</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">At <em style="font: inherit;"> December 31, 2023</em>, the Company had <em style="font: inherit;">not</em> entered into any material leases that have <em style="font: inherit;">not</em> yet commenced.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The Bank owns its corporate headquarters building, the <em style="font: inherit;">first</em> floor of which is occupied by multiple tenants. The Bank, as lessor, also leases a portion of <em style="font: inherit;">one</em> of its branch locations. All tenant leases are operating leases. The Bank, as lessor, recognized rental income of $0.4 million, $0.3 million and $0.3 million for the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em>, respectively.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">On <em style="font: inherit;"> January 27, 2023, </em>the Bank completed the sale of certain assets, deposits and other liabilities associated with the Alice and Victoria, Texas branch locations to First Community Bank. Upon the completion of the sale, the Bank recorded $0.3 million of occupancy expense to terminate the remaining contractually obligated lease payments due under non-cancelable operating leases.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Total operating lease cost</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040161">441</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">610</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted average remaining lease term (in years)</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040163">6.8</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.0</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted average discount rate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040165">3.2</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2.9</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> </tbody></table> 610000 P7Y 0.029 2100000 2800000 2200000 2900000 P2Y P8Y <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2024</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">381</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2025</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">388</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 85%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2026</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">339</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2027</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">341</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2028</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">341</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Thereafter</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">671</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,461</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 381000 388000 339000 341000 341000 671000 2461000 400000 300000 300000 300000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">7.</em> GOODWILL AND OTHER INTANGIBLE ASSETS</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company’s intangible assets consist of goodwill, core deposit intangible assets arising from acquisitions, and a trademark intangible. At <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, “Goodwill and other intangible assets, net<span style="font-size:10pt">” in the accompanying consolidated balance sheets</span> totaled $42.3 million and $43.1 million, respectively, and included no accumulated impairment losses.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The carrying amount of goodwill at <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em> was $40.1 million. The trademark intangible had a carrying value of $0.1 million at <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In accordance with ASC Topic <em style="font: inherit;">350,</em> “<i>Intangibles </i>– <i> Goodwill and Other</i>,<span style="font-size:10pt">”</span> the Company reviews the carrying value of indefinite-lived intangible assets at least annually, or more frequently if certain impairment indicators exist. The Company performed its annual impairment testing on <em style="font: inherit;"> October 31, </em><em style="font: inherit;">2023</em> and determined that there was <em style="font: inherit;">no</em> impairment to its goodwill or trademark intangible asset.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Core deposit intangibles have finite lives and are being amortized on an accelerated basis over their estimated useful lives, which range from 10 to 15 years. The table below shows a summary of the core deposit intangible assets as of the dates presented (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Core deposit intangibles</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Gross carrying amount</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7,486</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7,486</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Accumulated amortization</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(5,354</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4,527</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Net carrying amount</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,132</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,959</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Amortization expense for the core deposit intangible assets recorded in “Depreciation and amortization<span style="font-size:10pt;">”</span> in the accompanying consolidated statements of income totaled approximately $0.8 million, $0.9 million, and $1.0 million for the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em>, respectively.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The future amortization schedule for the Company’s core deposit intangible assets is displayed in the table below (dollars in thousands). The weighted average amortization period remaining for core deposit intangibles is 5.4 years.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2024</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">624</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2025</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">512</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2026</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">398</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2027</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">278</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2028</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">161</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Thereafter</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">159</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,132</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> 42300000 43100000 0 40100000 100000 P10Y P15Y <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Core deposit intangibles</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Gross carrying amount</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7,486</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7,486</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Accumulated amortization</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(5,354</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4,527</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Net carrying amount</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,132</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,959</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 7486000 7486000 5354000 4527000 2132000 2959000 800000 900000 1000000 P5Y4M24D <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2024</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">624</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2025</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">512</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2026</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">398</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2027</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">278</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2028</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">161</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Thereafter</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">159</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,132</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 624000 512000 398000 278000 161000 159000 2132000 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>NOTE <em style="font: inherit;">8.</em> DEPOSITS</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Deposits consisted of the following as of the dates presented (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Noninterest-bearing demand deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">448,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">580,741</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Interest-bearing demand deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">489,604</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">565,598</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Money market deposit accounts</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">179,366</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">208,596</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Savings accounts</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">137,606</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">155,176</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Brokered time deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">269,102</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">9,990</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Time deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">731,297</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">562,264</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,255,727</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,082,365</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">The approximate scheduled maturities of time deposits, including brokered time deposits, for each of the next <em style="font: inherit;">five</em> years are shown below (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2024</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">762,456</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2025</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">197,355</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 85%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2026</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">29,803</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2027</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,374</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2028</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,411</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">1,000,399</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">At <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, time deposits greater than <em style="font: inherit;">$250,000</em> were approximately $178.1 million, and $155.8 million, respectively.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Public fund deposits as of <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em> totaled approximately $134.8 million and $167.5 million, respectively. The funds were secured by securities with a fair value of approximately $110.1 million and $165.5 million as of <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, respectively.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">As of <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, total deposits outstanding to executive officers, principal shareholders, directors and to companies in which they are principal owners amounted to approximat<span style="background-color:#ffffff;">ely $20.1 million an</span>d $29.9 million, respectively.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Noninterest-bearing demand deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">448,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">580,741</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Interest-bearing demand deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">489,604</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">565,598</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Money market deposit accounts</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">179,366</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">208,596</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Savings accounts</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">137,606</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">155,176</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Brokered time deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">269,102</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">9,990</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Time deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">731,297</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">562,264</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total deposits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,255,727</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">2,082,365</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 448752000 580741000 489604000 565598000 179366000 208596000 137606000 155176000 269102000 9990000 731297000 562264000 2255727000 2082365000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2024</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">762,456</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2025</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">197,355</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 85%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2026</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">29,803</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2027</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,374</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2028</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,411</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">1,000,399</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> </tbody></table> 762456000 197355000 29803000 2374000 8411000 1000399000 178100000 155800000 134800000 167500000 110100000 165500000 20100000 29900000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">9.</em> SECURITIES SOLD UNDER AGREEMENTS TO REPURCHASE</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company utilizes securities sold under agreements to repurchase (“repurchase agreements”) to facilitate the needs of our customers and to facilitate secured short-term funding needs. Repurchase agreements are stated at the amount of cash received in connection with the transaction. The Company monitors collateral levels on a continuous basis and <em style="font: inherit;"> may </em>be required to provide additional collateral based on the fair value of the underlying securities. Securities pledged as collateral under repurchase agreements are maintained with the Company’s safekeeping agents.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Repurchase agreements mature on a daily basis. At <em style="font: inherit;"> December 31, 2023</em>, the total balance of repurchase agreements was $8.6 million, and were secured by investment securities with a fair value of approximately $9.0 million. At <em style="font: inherit;"> December 31, 2022</em>, the Company had no repurchase agreements. The weighted average interest rate on repurchase agreements was 0.13% at <em style="font: inherit;"> December 31, 2023</em>. The weighted average rate paid for repurchase agreements during the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em> was 0.13%, 0.15% and 0.21%, respectively.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> 8600000 9000000 0 0.0013 0.0013 0.0015 0.0021 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>NOTE <em style="font: inherit;">10.</em> SUBORDINATED DEBT SECURITIES</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">On <em style="font: inherit;"> April 6, 2022, </em>the Company entered into a Subordinated Note Purchase Agreement with certain institutional accredited investors and qualified institutional buyers (the “Purchasers”) under which the Company issued $20.0 million in aggregate principal amount of its 5.125% Fixed-to-Floating Rate Subordinated Notes due <em style="font: inherit;">2032</em> (the <em style="font: inherit;">“2032</em> Notes”) to the Purchasers at a price equal to <em style="font: inherit;">100%</em> of the aggregate principal amount of the <em style="font: inherit;">2032</em> Notes. The <em style="font: inherit;">2032</em> Notes were issued under an indenture, dated <em style="font: inherit;"> April 6, 2022 (</em>the “Indenture”), by and among the Company and UMB Bank, National Association, as trustee.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The <em style="font: inherit;">2032</em> Notes have a stated maturity date of <em style="font: inherit;"> April 15, 2032 </em>and will bear interest at a fixed rate of 5.125% per year from and including <em style="font: inherit;"> April 6, 2022 </em>to but excluding <em style="font: inherit;"> April 15, 2027 </em>or earlier redemption date. From <em style="font: inherit;"> April 15, 2027 </em>to but excluding the stated maturity date or earlier redemption date, the <em style="font: inherit;">2032</em> Notes will bear interest a floating rate equal to the then current <em style="font: inherit;">three</em>-month term secured overnight financing rate (“SOFR”), plus 277 basis points. As provided in the <em style="font: inherit;">2032</em> Notes, the interest rate on the <em style="font: inherit;">2032</em> Notes during the applicable floating rate period <em style="font: inherit;"> may </em>be determined based on a rate other than <em style="font: inherit;">three</em>-month term SOFR. The <em style="font: inherit;">2032</em> Notes <em style="font: inherit;"> may </em>be redeemed, in whole or in part, on or after <em style="font: inherit;"> April 15, 2027 </em>or, in whole but <em style="font: inherit;">not</em> in part, under certain other limited circumstances set forth in the Indenture. Any redemption we made would be at a redemption price equal to <em style="font: inherit;">100%</em> of the principal balance being redeemed, together with any accrued and unpaid interest to the date of redemption. </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Principal and interest on the <em style="font: inherit;">2032</em> Notes are subject to acceleration only in limited circumstances in the case of certain bankruptcy and insolvency-related events. The <em style="font: inherit;">2032</em> Notes are the unsecured, subordinated obligations of the Company and rank junior in right of payment to our current and future senior indebtedness and to our obligations to our general creditors. The <em style="font: inherit;">2032</em> Notes are intended to qualify as Tier <em style="font: inherit;">2</em> capital for regulatory purposes. </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><span style="background-color:#ffffff;">The Company used the majority of the net proceeds to redeem its 6.00% Fixed-to-Floating Rate Subordinated Notes due <em style="font: inherit;">2027</em> (the <em style="font: inherit;">“2027</em> Notes”) in <em style="font: inherit;"> June 2022 </em>and utilized the remaining proceeds for share repurchases and for general corporate purposes.</span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">On <em style="font: inherit;"> November 12, 2019, </em>the Company issued and sold $25.0 million in aggregate principal amount of its 5.125% Fixed-to-Floating Rate Subordinated Notes (the <em style="font: inherit;">“2029</em> Notes”) due <em style="font: inherit;"> December 30, 2029. </em>Beginning on <em style="font: inherit;"> December 30, 2024, </em>the Company <em style="font: inherit;"> may </em>redeem the <em style="font: inherit;">2029</em> Notes, in whole or in part, at their principal amount plus any accrued and unpaid interest. The <em style="font: inherit;">2029</em> Notes bear an interest rate of 5.125% per annum until <em style="font: inherit;"> December 30, 2024, </em>on which date the interest rate will reset quarterly to an annual interest rate equal to the then-current <em style="font: inherit;">three</em>-month LIBOR as calculated on each applicable date of determination, or an alternative rate determined in accordance with the terms of the <em style="font: inherit;">2029</em> Notes if the <em style="font: inherit;">three</em>-month LIBOR cannot be determined, plus 349.0 basis points.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">On <em style="font: inherit;"> March 24, 2017, </em>the Company issued and sold $18.6 million in aggregate principal amount of its <em style="font: inherit;">2027</em> Notes due <em style="font: inherit;"> March 30, 2027. </em>Beginning on <em style="font: inherit;"> March 30, 2022, </em>the Company could redeem the <em style="font: inherit;">2027</em> Notes, in whole or in part, at their principal amount plus any accrued and unpaid interest. The <em style="font: inherit;">2027</em> Notes had an interest rate of 6.00% per annum until <em style="font: inherit;"> March 30, 2022, </em>on which date the interest rate reset quarterly to an annual interest rate equal to the then-current LIBOR plus 394.5 basis points. In <em style="font: inherit;"> June 2022, </em>the Company redeemed the <em style="font: inherit;">2027</em> Notes in full in accordance with their terms at a redemption price equal to <em style="font: inherit;">100%</em> of the outstanding principal balance plus accrued and unpaid interest up to but excluding the <em style="font: inherit;"> June 30, 2022 </em>redemption date (“Redemption Date”). The aggregate redemption price, excluding accrued interest, totaled $18.6 million. Interest on the <em style="font: inherit;">2027</em> Notes <em style="font: inherit;">no</em> longer accrued on or after the Redemption Date.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The carrying value of subordinated debt was $44.3 million and $44.2 million at <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, respectively. The subordinated debt securities were recorded net of issuance costs of $0.7 million and $0.8 million at <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, respectively, which are being amortized using the straight-line method over the lives of the respective securities.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> 20000000 0.05125 0.05125 0.0277 0.06 25000000 0.05125 0.05125 0.0349 18600000 0.06 0.03945 18600000 44300000 44200000 700000 800000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">11.</em> OTHER BORROWED FUNDS</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Federal Home Loan Bank Advances</i></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">FHLB advances and weighted average interest rates at the end of the period by contractual maturity are summarized as of the dates presented (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 15%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Amount</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 15%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Weighted Average Rate</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2023</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2023</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Fixed rate advances maturing:</p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 11%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 11%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 11%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 11%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2023</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;">$</td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">333,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">4.55</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2024</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">23,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">23,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1.81</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1.81</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2033</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1.88</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">23,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">387,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.81</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4.18</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">%</td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">As of <em style="font: inherit;"> December 31, 2023</em>, these advances are collateralized by a blanket pledge of certain loans totaling approximately $975.4 million in accordance with the Advance Security and Collateral Agreement with the FHLB. As of <em style="font: inherit;"> December 31, 2023</em>, the Company had an additional $919.5 million available under its line of credit with the FHLB.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">At <em style="font: inherit;"> December 31, 2022</em>, the FHLB advances contractually maturing in <em style="font: inherit;">2033</em> were fixed rate, nonamortizing puttable advances. Under the terms of these advances, the Bank sold the FHLB options to terminate the fixed rate advances at specified points in time prior to the stated maturity dates. These advances were terminated during the year ended <em style="font: inherit;"> December 31, 2023.</em></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><i><b>Borrowings Under Bank Term Funding Program</b></i></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">On <em style="font: inherit;"> March 12, 2023, </em>the Federal Reserve established the Bank Term Funding Program (“BTFP”). The BTFP is a <em style="font: inherit;">one</em>-year program which provides additional liquidity through borrowings with a term of up to <em style="font: inherit;">one</em> year secured by the pledging of certain qualifying securities and other assets, valued at par value. At <em style="font: inherit;"> December 31, 2023</em>, outstanding borrowings under the BTFP were $212.5 million, with a weighted average rate of 4.83%. At <em style="font: inherit;"> December 31, 2023</em>, the Company’s remaining borrowing capacity under the BTFP was $58.5 million based on the value of securities available to be used as collateral, valued at par value as permitted under the program. During the <em style="font: inherit;">fourth</em> quarter of <em style="font: inherit;">2023,</em> the Company refinanced all of its borrowings under the BTFP with new loans under the BTFP with a <em style="font: inherit;">one</em>-year term due to more favorable rates.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Lines of Credit</i></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company has outstanding unsecured lines of credit with its correspondent banks available to assist in the management of short-term liquidity. Any balances drawn on these lines of credit mature daily. At <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, the available balance on the unsecured lines of credit totaled approximately $60.0 million, with no outstanding balance reflected on the consolidated balance sheets.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Junior Subordinated Debt</i></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The following table provides a summary of the Company’s junior subordinated debentures (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Face Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Carrying Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 9%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Maturity Date</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 29%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Variable Interest Rate</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Interest Rate at December 31, 2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">First Community Louisiana Statutory Trust I</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">3,609</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">3,609</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 9%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">June 2036</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 29%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><span style="-sec-ix-hidden:c108040379">3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.77%</span></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">7.42</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">BOJ Bancshares Statutory Trust I</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">3,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">2,504</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 9%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">December 2034</em></p> </td><td style="width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 29%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><span style="-sec-ix-hidden:c108040384">3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.90%</span></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">7.55</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Cheaha Statutory Trust I</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">3,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">2,517</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 9%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><em style="font: inherit;">September 2035</em></p> </td><td style="width: 1%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 29%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><span style="-sec-ix-hidden:c108040389">3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.70%</span></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">7.35</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,795</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,630</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 9%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 29%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 13%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">These debentures are unsecured obligations due to trusts that are unconsolidated subsidiaries. The debentures were issued in conjunction with the trusts’ issuances of obligated capital securities. The trusts used the proceeds from the issuances of their capital securities to buy floating rate junior subordinated deferrable interest debentures that bear the same interest rate and terms as the capital securities. These debentures are the trusts’ only assets and the interest payments from the debentures finance the distributions paid on the capital securities. These debentures rank junior and are subordinate in the right of payment to all other debt of the Company.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><span style="background-color:#ffffff;">As part of the purchase accounting adjustments made with the BOJ Bancshares Inc. acquisition on <em style="font: inherit;"> December </em><em style="font: inherit;">1,</em> <em style="font: inherit;">2017,</em> and with the Cheaha Financial Group, Inc. acquisition on <em style="font: inherit;"> April 1, 2021, </em>the Company adjusted the carrying value of the junior subordinated debentures to fair value as of the respective acquisition date. The discounts on the debentures will continue to be amortized through maturity and recognized as a component of interest expense.</span></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The debentures <em style="font: inherit;"> may </em>be called by the Company at par plus any accrued interest. Interest on the debentures is calculated quarterly. The distribution rate payable on the capital securities is cumulative and payable quarterly in arrears. The Company has the right to defer payments of interest on the debentures at any time by extending the interest payment period for a period <em style="font: inherit;">not</em> exceeding <em style="font: inherit;">20</em> consecutive quarters with respect to each deferral period, provided that <em style="font: inherit;">no</em> extension period <em style="font: inherit;"> may </em>extend beyond the redemption or maturity date of the debentures.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The debentures are included on the consolidated balance sheets as liabilities; however, for regulatory purposes, the carrying values of these obligations are eligible for inclusion in Tier I regulatory capital, subject to certain limitations. The total carrying values of $8.6 million and $8.5 million were allowed in the calculation of Tier I regulatory capital at <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;">2022</em>, respectively. </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 15%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Amount</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 15%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Weighted Average Rate</em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2023</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2023</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2022</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Fixed rate advances maturing:</p> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 11%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 11%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 11%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 11%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2023</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;">$</td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">333,500</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">4.55</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2024</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">23,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">23,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1.81</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1.81</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">2033</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">30,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1.88</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 44%;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">23,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">387,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.81</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">4.18</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">%</td></tr> </tbody></table> 0 333500000 0 0.0455 23500000 23500000 0.0181 0.0181 0 30000000 0 0.0188 23500000 387000000 0.0181 0.0418 975400000 919500000 212500000 0.0483 58500000 60000000 0 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Face Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Carrying Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 9%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Maturity Date</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 29%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Variable Interest Rate</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Interest Rate at December 31, 2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">First Community Louisiana Statutory Trust I</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">3,609</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">3,609</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 9%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">June 2036</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 29%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><span style="-sec-ix-hidden:c108040379">3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.77%</span></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">7.42</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">BOJ Bancshares Statutory Trust I</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">3,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">2,504</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 9%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><em style="font: inherit;">December 2034</em></p> </td><td style="width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 29%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><span style="-sec-ix-hidden:c108040384">3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.90%</span></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">7.55</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Cheaha Statutory Trust I</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">3,093</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">2,517</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 9%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><em style="font: inherit;">September 2035</em></p> </td><td style="width: 1%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 29%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><span style="-sec-ix-hidden:c108040389">3-month SOFR + Spread Adjustment of 0.26% + Margin of 1.70%</span></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> </td><td style="width: 13%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">7.35</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">9,795</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,630</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 9%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 29%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 13%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> </tbody></table> 3609000 3609000 0.0742 3093000 2504000 0.0755 3093000 2517000 0.0735 9795000 8630000 8600000 8500000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">12.</em> DERIVATIVE FINANCIAL INSTRUMENTS</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">As part of its liability management, the Company has historically utilized pay-fixed interest rate swaps to manage exposure against the variability in the expected future cash flows (future interest payments) attributable to changes in the <em style="font: inherit;">1</em>-month LIBOR associated with the forecasted issuances of <em style="font: inherit;">1</em>-month fixed rate debt arising from a rollover strategy. To mitigate credit risk, securities were pledged to the Company by the counterparties in an amount greater than or equal to the gain position of the derivative contracts. Conversely, securities were pledged to the counterparties by the Company in an amount greater than or equal to the loss position of the derivative contracts, if applicable. The derivative contracts were between the Company and <em style="font: inherit;">two</em> counterparties. At <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em>, the Company had no current or forward starting interest rate swap agreements, other than interest rate swaps related to customer loans, described below. The interest rate swaps were determined to be fully effective during the periods presented, and therefore, no amount of ineffectiveness has been included in net income.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">During the year ended <em style="font: inherit;"> December 31, 2022</em>, the Company voluntarily terminated interest rate swap agreements with a total notional amount of $115.0 million in response to market conditions. During the year ended <em style="font: inherit;"> December 31, 2021</em>, the Company voluntarily terminated interest rate swap agreements with a total notional amount of $150.0 million in response to market conditions and as a result of excess liquidity. For years ended <em style="font: inherit;"> December 31, 2022</em> and <em style="font: inherit;"> December 31, 2021</em> unrealized gains of $6.4 million and $1.4 million, respectively, net of tax expenses of $1.7 million and $0.4 million, respectively, were reclassified from “Accumulated other comprehensive (loss) income” and recorded as “Swap termination fee income” in noninterest income in the accompanying consolidated statements of income.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">For the years ended <em style="font: inherit;"> December 31, 2022</em> and <em style="font: inherit;"> December 31, 2021</em> gains of $4.3 million and $5.3 million, respectively, net of tax expenses of $1.2 million and $1.4 million, respectively, were recognized in “Other comprehensive income (loss)” in the accompanying consolidated statements of comprehensive income (loss) for the change in fair value of the interest rate swap contracts.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">There were no assets or liabilities recorded in the accompanying consolidated balance sheets at <em style="font: inherit;"> December 31, 2023</em> or <em style="font: inherit;"> December 31, 2022</em> associated with the swap contracts, other than interest rate swaps related to customer loans, described below.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt 0pt 0pt 8pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>Customer Derivatives </b>–<b> Interest Rate Swaps </b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The Company enters into interest rate swaps that allow commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate loan into a fixed-rate loan. The Company then enters into a corresponding swap agreement with a <em style="font: inherit;">third</em> party in order to economically hedge its exposure through the customer agreement. The interest rate swaps with both the customers and <em style="font: inherit;">third</em> parties are <em style="font: inherit;">not</em> designated as hedges under FASB ASC Topic <em style="font: inherit;">815,</em> <i>“Derivatives and Hedging,”</i> and are marked to market through earnings. As the interest rate swaps are structured to offset each other, changes to the underlying benchmark interest rates considered in the valuation of these instruments do <em style="font: inherit;">not</em> result in an impact to earnings; however, there <em style="font: inherit;"> may </em>be fair value adjustments related to credit quality variations between counterparties, which <em style="font: inherit;"> may </em>impact earnings as required by FASB ASC Topic <em style="font: inherit;">820,</em> <i>“Fair Value Measurement”</i> (“ASC <em style="font: inherit;">820”</em>). The Company did <span style="-sec-ix-hidden:c108040420"><span style="-sec-ix-hidden:c108040431">not</span></span> recognize any gains or losses in other operating income resulting from fair value adjustments of these swap agreements during the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em>. At <em style="font: inherit;"> December 31, 2023</em>, the Company had notional amounts of $174.9 million in interest rate swap contracts with customers and $174.9 million in offsetting interest rate swap contracts with other financial institutions. The fair value of the swap contracts consisted of gross assets of $17.3 million and gross liabilities of $17.3 million recorded in “Other assets” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheet at <em style="font: inherit;"> December 31, 2023</em>.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> 0 0 115000000 150000000 6400000 1400000 1700000 400000 4300000 5300000 1200000 1400000 0 174900000 174900000 17300000 17300000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">13.</em> STOCKHOLDERS' EQUITY</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Preferred Stock</i></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company’s Articles of Incorporation give the Company’s board of directors the authority to issue up to 5,000,000 shares of preferred stock. At <em style="font: inherit;"> December 31, 2023</em>, there were <em style="font: inherit;">no</em> preferred shares outstanding. The preferred shares are considered “blank check” preferred stock. This type of preferred stock allows the board of directors to fix the designations, preferences and relative, participating, optional or other special rights, and qualifications and limitations or restrictions of any series of preferred stock without further shareholder approval.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Common Stock</i></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company’s Articles of Incorporation give the Company’s board of directors the authority to issue up to 40,000,000 shares of common stock. At <em style="font: inherit;"> December 31, 2023</em>, there were 9,748,067 common shares outstanding compared to 9,901,847 and 10,343,494 at <em style="font: inherit;"> December 31, 2022 </em>and <em style="font: inherit;">2021</em>, respectively.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">In addition, the Company repurchased 222,448, 518,978, and 359,138 shares of its common stock through its stock repurchase program at an average price of $13.47, $20.27, and $19.24 per share during the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em>, respectively.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i>Dividend Restrictions.</i> In the ordinary course of business, the Company is dependent upon dividends from the Bank to provide funds for the payment of dividends to shareholders and to provide for other cash requirements. Banking regulations <em style="font: inherit;"> may </em>limit the amount of dividends that <em style="font: inherit;"> may </em>be paid to the Company. Approval by regulatory authorities is required if the effect of the dividend would cause the regulatory capital of the Bank to fall below specified minimum levels. Approval is also required if dividends declared exceed the net profits for that year combined with the retained net profits for the preceding <em style="font: inherit;">two</em> years. Further, a national bank <em style="font: inherit;"> may </em><em style="font: inherit;">not</em> pay a dividend in excess of its undivided profits.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Under the terms of the junior subordinated debentures, assumed through acquisition, the Company has the right at any time during the term of the debentures to defer the payment of interest. In the event that the Company elects to defer interest on the debentures, it <em style="font: inherit;"> may </em><em style="font: inherit;">not,</em> with certain exceptions, declare or pay any dividends or distributions on its common stock or purchase or acquire any of its common stock.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Under the terms of the Company’s 5.125% Fixed-to-Floating Rate Subordinated Notes due <em style="font: inherit;">2029,</em> the Company <em style="font: inherit;"> may </em><em style="font: inherit;">not</em> pay a dividend if either the parent company or the Bank, both immediately prior to the declaration of the dividend and after giving effect to the payment of the dividend, would <em style="font: inherit;">not</em> maintain regulatory capital ratios that are at “well capitalized” levels for regulatory purposes (but with respect to the parent company, only if it is required to measure and report such ratios on a consolidated basis under applicable law). The Company is also prohibited from paying dividends upon and during the continuance of any Event of Default under such notes.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><span style="background-color:#ffffff;">Under the terms of the Company’s 5.125% Fixed-to-Floating Rate Subordinated Notes due <em style="font: inherit;">2032,</em> the Company is prohibited from paying dividends upon and during the continuance of any Event of Default under such notes.</span></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">These restrictions do <em style="font: inherit;">not,</em> and are <em style="font: inherit;">not</em> expected in the future to, materially limit the Company’s ability to pay dividends to its shareholders in an amount consistent with the Company’s history of paying dividends.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b><i>Accumulated Other Comprehensive (Loss) Income</i></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Activity within the balances in accumulated other comprehensive (loss) income, net is shown in the tables below (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="34" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the years ended December 31,</em></em></em></em></em></em></em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 18%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">2023</em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 18%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">2022</em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 18%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">2021</em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Beginning of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Net Change</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">End of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Beginning of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Net Change</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">End of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Beginning of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Net Change</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">End of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Unrealized (loss) gain, available for sale, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(43,137</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(39,627</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4,882</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(48,019</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(43,137</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">7,493</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(2,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4,882</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Reclassification of realized (gain) loss, available for sale, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">256</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5,521</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5,772</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(3,939</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(1,833</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5,772</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Unrealized gain (loss), transfer from available for sale to held to maturity, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Change in fair value of interest rate swaps designated as cash flow hedges, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,501</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4,329</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(1,752</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">5,253</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,501</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 9pt; font-family: &quot;Times New Roman&quot;; text-indent: -9pt;">Reclassification of realized gain, interest rate swap termination, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(1,450</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(6,380</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(1,450</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(1,450</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Accumulated other comprehensive (loss) income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(48,913</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,766</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(45,147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,163</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(50,076</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(48,913</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,805</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(642</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,163</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> 5000000 40000000 9748067 9901847 10343494 222448 518978 359138 13.47 20.27 19.24 0.05125 0.05125 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 9pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="34" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">For the years ended December 31,</em></em></em></em></em></em></em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 18%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">2023</em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 18%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">2022</em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="10" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 18%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">2021</em></em></em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Beginning of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Net Change</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">End of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Beginning of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Net Change</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">End of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Beginning of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Net Change</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">End of Period</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Unrealized (loss) gain, available for sale, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(43,137</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,510</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(39,627</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4,882</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(48,019</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(43,137</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">7,493</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(2,611</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4,882</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt;">Reclassification of realized (gain) loss, available for sale, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">256</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5,521</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5,772</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5,777</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(3,939</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(1,833</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(5,772</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Unrealized gain (loss), transfer from available for sale to held to maturity, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(1</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">2</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Change in fair value of interest rate swaps designated as cash flow hedges, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,501</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">4,329</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">(1,752</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">5,253</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;">3,501</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px;"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 9pt; font-family: &quot;Times New Roman&quot;; text-indent: -9pt;">Reclassification of realized gain, interest rate swap termination, net</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(1,450</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(6,380</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(7,830</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(1,450</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding: 0px 0px 1px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">(1,450</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; padding-top: 0px; padding-right: 0px; padding-left: 0px; margin: 0px; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt; text-indent: -9pt;">Accumulated other comprehensive (loss) income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(48,913</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,766</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(45,147</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,163</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(50,076</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(48,913</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,805</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 5%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">(642</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 6%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,163</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 9pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td></tr> </tbody></table> -43137000 3510000 -39627000 4882000 -48019000 -43137000 7493000 -2611000 4882000 -5777000 256000 -5521000 -5772000 -5000 -5777000 -3939000 -1833000 -5772000 1000 0 1000 2000 -1000 1000 3000 -1000 2000 7830000 0 7830000 3501000 4329000 7830000 -1752000 5253000 3501000 -7830000 0 -7830000 -1450000 -6380000 -7830000 0 -1450000 -1450000 -48913000 3766000 -45147000 1163000 -50076000 -48913000 1805000 -642000 1163000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">14.</em> STOCK-BASED COMPENSATION</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i>Equity Incentive Plan. </i>The Company’s Amended and Restated <em style="font: inherit;">2017</em> Long-Term Incentive Compensation Plan (the “Plan”) authorizes the grant of various types of equity awards, such as restricted stock, restricted stock units, stock options and stock appreciation rights to eligible participants, which include all of the Company’s employees, non-employee directors, and consultants. The Plan has reserved a total of 1,200,000 shares of common stock, 600,000 of which were authorized in <em style="font: inherit;">2021,</em> for issuance to eligible participants pursuant to equity awards under the Plan. The Plan is administered by the Compensation Committee of the Company’s board of directors, which determines, within the provisions of the Plan, those eligible employees to whom, and the times at which, equity awards will be granted. The Compensation Committee, in its discretion, <em style="font: inherit;"> may </em>delegate its authority and duties under the Plan to specified officers; however, only the Compensation Committee <em style="font: inherit;"> may </em>approve the terms of equity awards to the Company’s executive officers and directors. At <em style="font: inherit;"> December 31, 2023</em>, approximately 450,058 shares remain available for grant.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Stock Options</i></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">During the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em>, the Company granted 34,497, 34,379, and 38,450 stock options, respectively, to key personnel that vest in <span style="-sec-ix-hidden:c108040556">one</span>-<em style="font: inherit;">fifth</em> increments on each of the <em style="font: inherit;">first</em> <em style="font: inherit;">five</em> anniversaries of the grant date.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The table below summarizes the Company’s stock option activity for the periods indicated.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Shares</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Price</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Remaining Contractual Term (Years)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Outstanding at December 31, 2020</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><b>408,288</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><b>17.66</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><b>5.57</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Granted</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">38,450</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">20.72</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Forfeited</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(30,869</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">19.56</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Exercised</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(47,388</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15.44</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Outstanding at December 31, 2021</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>368,481</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>18.10</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>5.05</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Granted</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">34,379</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">18.92</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Forfeited</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(42,930</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">21.36</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Exercised</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(9,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Outstanding at December 31, 2022</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>350,430</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>17.89</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>4.19</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Granted</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">34,497</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">13.96</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Forfeited</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(50,822</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">19.47</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Exercised</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(7,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Outstanding at December 31, 2023</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>326,605</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>17.32</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>3.84</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Exercisable at December 31, 2023</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">244,847</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">17.17</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2.44</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The aggregate intrinsic value of stock options is calculated as the aggregate difference between the exercise price of the stock options and the fair market value of the Company’s common stock for those stock options having an exercise price lower than the fair market value of the Company’s common stock. At <em style="font: inherit;"> December 31, 2023</em>, the shares underlying outstanding and exercisable stock options both had an intrinsic value of $0.1 million.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company uses a Black-Scholes option pricing model to estimate the fair value of stock-based awards. The Black-Scholes option pricing model incorporates various subjective assumptions, including expected term and expected volatility. Expected volatility was determined based on the historical volatilities of the Company. Stock option expense of $0.2 million is included in “Salaries and employee benefits” in the accompanying consolidated statements of income for each of the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em>. At <em style="font: inherit;"> December 31, 2023</em>, there was $0.3 million of unrecognized compensation cost related to stock options that is expected to be recognized over a weighted average period of 3.2 years.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The table below shows the assumptions used for the stock options granted during the years ended <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Dividend yield</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040648">2.72</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1.70</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Expected volatility</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040650">38.31</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">38.74</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Risk-free interest rate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040652">3.56</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Expected term (in years)</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040654">6.5</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6.5</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted average grant date fair value</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040656">4.58</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6.69</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Restricted Stock and Restricted Stock Units</i></b></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Under the Plan, the Company <em style="font: inherit;"> may </em>grant restricted stock, restricted stock units, and other stock-based awards to Plan participants, subject to forfeiture upon the occurrence of certain events until the dates specified in the participant’s award agreement. While restricted stock is subject to forfeiture, holders of restricted stock <em style="font: inherit;"> may </em>exercise full voting rights and will receive all dividends paid with respect to the restricted shares. Restricted stock units (“RSUs”) do <em style="font: inherit;">not</em> have voting rights and do <em style="font: inherit;">not</em> receive dividends or dividend equivalents. The restricted stock and RSUs granted under the Plan are typically subject to a vesting period. Compensation expense for restricted stock and RSUs is determined based on the market price of the Company’s common stock at the grant date and is applied to the total number of shares or units granted and is recognized on a straight-line basis over the requisite service period of generally <span style="-sec-ix-hidden:c108040570">five</span> years for employees and <span style="-sec-ix-hidden:c108040571">two</span> years for non-employee directors. Upon vesting of restricted stock and RSUs, the benefit of tax deductions in excess of recognized compensation expense is reflected as an income tax benefit in the consolidated statements of income.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Historically, the Company has granted restricted stock awards to Plan participants. Beginning in <em style="font: inherit;">2019,</em> the Company granted time vested RSUs to its non-employee directors and certain officers of the Company with vesting terms ranging from <span style="-sec-ix-hidden:c108040574">two</span> years to <span style="-sec-ix-hidden:c108040575">five</span> years.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company granted a total of 172,736 RSUs to employees and directors for the year ended <em style="font: inherit;"> December 31, 2023</em>. Of the RSUs granted in <em style="font: inherit;">2023</em>, 153,467 shares vest over <span style="-sec-ix-hidden:c108040579">five</span> years and 19,269 shares vest over <span style="-sec-ix-hidden:c108040581">two</span> years.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company granted a total of 134,524 RSUs to employees and directors for the year ended <em style="font: inherit;"> December 31, 2022</em>. Of the RSUs granted in <em style="font: inherit;">2022</em>, 114,554 shares vest over <span style="-sec-ix-hidden:c108040585">five</span> years and 19,970 shares vest over <span style="-sec-ix-hidden:c108040587">two</span> years.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company granted a total of 129,082 RSUs to employees and directors for the year ended <em style="font: inherit;"> December 31, 2021</em>. Of the RSUs granted in <em style="font: inherit;">2021</em>, 105,294 shares vest over <span style="-sec-ix-hidden:c108040591">five</span> years and 23,788 shares vest over <span style="-sec-ix-hidden:c108040593">two</span> years.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Compensation expense related to restricted stock and RSUs included in the accompanying consolidated statements of income for the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em> was $1.8 million, $2.0 million and $1.6 million, respectively. The unearned compensation related to these awards is amortized to compensation expense over the vesting period. As of <em style="font: inherit;"> December 31, 2023</em>, unearned stock-based compensation cost associated with these awards totaled approximately $4.3 million and is expected to be recognized over a weighted average period of 3.2 years.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The following table summarizes the restricted stock and RSU activity for the years ended <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em>.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Shares</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Weighted Average Grant Date Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Shares</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Weighted Average Grant Date Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, beginning of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">253,488</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20.19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">241,070</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">21.16</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Granted</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">172,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14.82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">134,524</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">19.09</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Forfeited</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(7,008</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20.53</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(30,169</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20.34</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Earned and issued</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(82,467</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">20.42</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(91,937</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">21.14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">336,749</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">17.37</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">253,488</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20.19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> 1200000 600000 450058 34497 34379 38450 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr class="finHeading" style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Shares</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Price</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Weighted Average Remaining Contractual Term (Years)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Outstanding at December 31, 2020</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><b>408,288</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><b>17.66</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><b>5.57</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Granted</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">38,450</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">20.72</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Forfeited</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(30,869</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">19.56</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Exercised</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(47,388</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15.44</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Outstanding at December 31, 2021</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>368,481</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>18.10</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>5.05</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Granted</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">34,379</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">18.92</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Forfeited</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(42,930</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">21.36</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Exercised</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(9,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Outstanding at December 31, 2022</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>350,430</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>17.89</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>4.19</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Granted</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">34,497</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">13.96</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Forfeited</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(50,822</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">19.47</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Exercised</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(7,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">14.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="text-align: right; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Outstanding at December 31, 2023</b></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>326,605</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>17.32</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"><b>3.84</b></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: Times New Roman; font-size: 10pt; font-variant: normal; margin: 0pt;">Exercisable at December 31, 2023</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">244,847</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">17.17</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">2.44</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 408288 17.66 P5Y6M25D 38450 20.72 30869 19.56 47388 15.44 368481 18.1 P5Y18D 34379 18.92 42930 21.36 9500 14 350430 17.89 P4Y2M8D 34497 13.96 50822 19.47 7500 14 326605 17.32 P3Y10M2D 244847 17.17 P2Y5M8D 100000 200000 300000 P3Y2M12D <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Dividend yield</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040648">2.72</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1.70</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Expected volatility</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040650">38.31</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">38.74</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Risk-free interest rate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040652">3.56</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Expected term (in years)</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040654">6.5</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6.5</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Weighted average grant date fair value</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"><span style="-sec-ix-hidden:c108040656">4.58</span></td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6.69</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 0.017 0.3874 0.025 P6Y6M 6.69 172736 153467 19269 134524 114554 19970 129082 105294 23788 1800000 2000000 1600000 4300000 P3Y2M12D <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="14" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>December 31,</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2023</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>2022</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Shares</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Weighted Average Grant Date Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Shares</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Weighted Average Grant Date Fair Value</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 52%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, beginning of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">253,488</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20.19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">241,070</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">21.16</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Granted</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">172,736</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">14.82</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">134,524</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">19.09</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Forfeited</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(7,008</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20.53</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(30,169</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">20.34</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 9pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Earned and issued</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(82,467</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">20.42</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(91,937</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">21.14</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Balance, end of period</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">336,749</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">17.37</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0);"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">253,488</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">20.19</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 253488 20.19 241070 21.16 172736 14.82 134524 19.09 7008 20.53 30169 20.34 82467 20.42 91937 21.14 336749 17.37 253488 20.19 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b>NOTE <em style="font: inherit;">15.</em> EMPLOYEE BENEFIT PLANS</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company maintains a <em style="font: inherit;">401</em>(k) defined contribution plan (the <em style="font: inherit;">“401</em>(k) Plan”), which covers employees over the age of <span style="-sec-ix-hidden:c108040681">21</span> who have completed <span style="-sec-ix-hidden:c108040682">three</span> months of credited service, as defined by the <em style="font: inherit;">401</em>(k) Plan. The <em style="font: inherit;">401</em>(k) Plan allows employees to defer a percentage of their salaries subject to certain limits based on federal tax laws. The Company makes matching contributions up to 4% of the employee’s annual salary (subject to certain maximum compensation amounts as prescribed in Internal Revenue Service guidance). Contributions by the Company and participants are immediately vested. Employer matching contributions to the <em style="font: inherit;">401</em>(k) Plan for each of the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em> were approximately $1.0 million, and are included in “Salaries and employee benefits” in the accompanying consolidated statements of income.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The <em style="font: inherit;">401</em>(k) Plan also allows for discretionary Company contributions in the form of cash or Company stock. Contributions in the form of Company stock are held in a portion of the <em style="font: inherit;">401</em>(k) Plan that qualifies as an employee stock ownership plan. <span style="background-color:#ffffff;">The Company made Company stock contributions of $0.1 million in the year ended <em style="font: inherit;"> December 31, 2022. </em></span>The discretionary components vest in increments of 20% annually over a period of <span style="-sec-ix-hidden:c108040694">five</span> years based on the employees’ years of service, beginning upon completion of <span style="-sec-ix-hidden:c108040695">two</span> years of service (such that an employee with <span style="-sec-ix-hidden:c108040696">six</span> years of service will be <em style="font: inherit;">100%</em> vested).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Bank has entered into Salary Continuation Agreements (“SCA”) with certain officers of the Company. The SCAs represent unfunded, non-qualified deferred compensation arrangements under the Internal Revenue Code of <em style="font: inherit;">1986,</em> as amended. The SCAs between the Bank and each officer, as supplemented if applicable, provide that the officer shall receive annual payments of a fixed amount upon attaining the age of <span style="-sec-ix-hidden:c108040699">65,</span> with such payments payable monthly over a period of 120 months (<em style="font: inherit;">10</em> years). Each officer is also entitled to certain reduced payments following a termination of employment prior to attaining age 65 (other than a termination due to death or with cause), which payments shall be made on the same schedule mentioned above.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><span style="background-color:#ffffff;">The Company maintains a deferred compensation plan for a former employee of Citizens Bank (“Citizens”), a liability assumed in the Citizens acquisition in <em style="font: inherit;">2017.</em> Under the deferred compensation agreement, the former employee will receive monthly payments of $2,000 through <em style="font: inherit;"> May </em>of <em style="font: inherit;">2030.</em> The Company also maintains a deferred compensation plan for certain former employees of Cheaha, and associated liabilities of $1.7 million were assumed in the acquisition on <em style="font: inherit;"> April 1, </em><em style="font: inherit;">2021.</em> The deferred compensation plan provides for payments for a period of 15 years following specified retirement dates, which range from <em style="font: inherit;">2018</em> through <em style="font: inherit;">2032.</em> </span><span style="background-color:#ffffff;">On <em style="font: inherit;"> November 4, 2022, </em>the Company</span>’s <span style="background-color:#ffffff">then-current Chief Financial Officer separated from the Company, and t</span><span style="background-color:#ffffff;">he Company</span>’<span style="background-color:#ffffff;">s board of directors approved the continuation of his Split-Dollar Life Insurance Agreement following his separation date. Accordingly, in the <em style="font: inherit;">fourth</em> quarter of <em style="font: inherit;">2022,</em> the Company recorded deferred compensation expense and associated liability of $0.2 million. At </span><em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em><span style="background-color:#ffffff;">, the Company had a liabil</span>ity of $5.3 million and <span style="background-color:#ffffff;">$5.2 million, respectively, included in “Accrued taxes and other liabilities” on the accompanying consolidated balance sheets related to these deferred compensation plans. Deferred compensation expenses related to these plans recognized for the </span>years ended <em style="font: inherit;"> December 31, </em><em style="font: inherit;">2023</em>, <em style="font: inherit;">2022</em>, and <em style="font: inherit;">2021</em> were approximately $0.2 million, $1.0 million and $0.7 million, respectively, and are included in “Salaries and employee benefits” in the accompanying consolidated statements of income.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> 0.04 1000000 100000 0.20 P120M P65Y 2000000 1700000 P15Y 200000 5300000 5200000 200000 1000000 700000 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>NOTE <em style="font: inherit;">16.</em> INCOME TAXES</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Income tax expense is displayed in the table below for the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em> (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Current federal income tax expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">3,971</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">9,075</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,315</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Current state income tax expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">129</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">141</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deferred federal income tax expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(350</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(655</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(547</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total income tax expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,750</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,639</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,909</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The provision for federal income taxes differs from that computed by applying the federal statutory rate of 21% as indicated in the following analysis for the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em> (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Tax based on statutory rate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4,290</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9,313</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,081</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">(Decrease) increase resulting from:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Effect of tax-exempt income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(830</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(873</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(348</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Acquisition costs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">72</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Historical tax credits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(54</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">State taxes</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">129</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">141</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Other</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">161</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">17</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Total income tax expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,750</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,639</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,909</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Effective rate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">18.4</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">19.5</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">19.3</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company records deferred income tax on the tax effect of changes in timing differences.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The net deferred tax asset was comprised of the following items as of the dates indicated (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deferred tax liabilities:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Depreciation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(3,072</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(3,441</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">FHLB stock dividend</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(88</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(103</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Basis difference in acquired assets and liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(1,018</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(1,129</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Operating lease right-of-use asset</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(443</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(598</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Other</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(55</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(46</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Gross deferred tax liability</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4,676</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(5,317</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deferred tax assets:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Allowance for credit losses</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6,474</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5,180</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Unrealized loss on available for sale securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">12,216</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">13,235</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Net operating loss carryforward</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">69</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">193</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Deferred compensation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,117</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,099</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Basis difference in acquired assets and liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">270</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">440</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Employee and director stock awards</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">580</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">576</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Operating lease liability</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">463</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">619</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Unearned loan fees</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">227</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">269</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Other</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">170</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">144</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Gross deferred tax asset</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">21,586</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">21,755</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Net deferred tax asset</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,910</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,438</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company acquired net operating loss (“NOL”) carryforwards through tax free acquisitions. As of <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em>, the Company’s gross NOL carryforwards were approximately $0.3 million and $0.9 million, respectively. As of <em style="font: inherit;"> December 31, 2023</em>, approximately $4,000 and $0.3 million of the NOL carryforwards expire in <em style="font: inherit;">2033</em> and <em style="font: inherit;">2039,</em> respectively. All available NOL carryforwards are expected to be fully utilized by <em style="font: inherit;">2024,</em> therefore the Company did <em style="font: inherit;">not</em> record a valuation allowance against the NOL carryforwards for the year ended <em style="font: inherit;"> December 31, 2023</em>.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company files income tax returns under U.S. federal jurisdiction and the states of Alabama, Florida, Texas and Louisiana, although the state of Louisiana does <em style="font: inherit;">not</em> assess an income tax on income resulting from banking operations. The Company is open to examination in the U.S. and the states of Louisiana, Alabama, and Florida for tax years ended <em style="font: inherit;"> December 31, 2020 </em>through <em style="font: inherit;"> December 31, 2023; </em>and Texas for tax years ended <em style="font: inherit;"> December 31, 2019 </em>through <em style="font: inherit;"> December 31, 2023.</em></p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Current federal income tax expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">3,971</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">9,075</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">2,315</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Current state income tax expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">129</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">141</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deferred federal income tax expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(350</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(655</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(547</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total income tax expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,750</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,639</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,909</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 3971000 9075000 2315000 129000 219000 141000 -350000 -655000 -547000 3750000 8639000 1909000 0.21 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Tax based on statutory rate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4,290</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9,313</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,081</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">(Decrease) increase resulting from:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Effect of tax-exempt income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(830</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(873</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(348</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Acquisition costs</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">72</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Historical tax credits</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(54</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">State taxes</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">129</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">219</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">141</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Other</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">161</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">17</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Total income tax expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3,750</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">8,639</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1,909</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Effective rate</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">18.4</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">19.5</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">19.3</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td></tr> </tbody></table> 4290000 9313000 2081000 830000 873000 348000 0 0 72000 0 0 -54000 129000 219000 141000 161000 -20000 17000 3750000 8639000 1909000 0.184 0.195 0.193 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deferred tax liabilities:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Depreciation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(3,072</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(3,441</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">FHLB stock dividend</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(88</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(103</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Basis difference in acquired assets and liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(1,018</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(1,129</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Operating lease right-of-use asset</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(443</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(598</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Other</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(55</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(46</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Gross deferred tax liability</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(4,676</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(5,317</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deferred tax assets:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Allowance for credit losses</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6,474</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5,180</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Unrealized loss on available for sale securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">12,216</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">13,235</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Net operating loss carryforward</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">69</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">193</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Deferred compensation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,117</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,099</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Basis difference in acquired assets and liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">270</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">440</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Employee and director stock awards</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">580</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">576</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Operating lease liability</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">463</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">619</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Unearned loan fees</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">227</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">269</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Other</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">170</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">144</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Gross deferred tax asset</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">21,586</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">21,755</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Net deferred tax asset</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,910</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,438</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);"> </td></tr> </tbody></table> 3072000 3441000 88000 103000 1018000 1129000 443000 598000 55000 46000 4676000 5317000 6474000 5180000 12216000 13235000 69000 193000 1117000 1099000 270000 440000 580000 576000 463000 619000 227000 269000 170000 144000 21586000 21755000 16910000 16438000 300000 900000 4000000000 300000 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>NOTE <em style="font: inherit;">17.</em> FAIR VALUES OF FINANCIAL INSTRUMENTS</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">In accordance with ASC <em style="font: inherit;">820,</em> disclosure of fair value information about financial instruments, whether or <em style="font: inherit;">not</em> recognized in the balance sheet, is required. The fair value of a financial instrument is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date under current market conditions. Fair value is best determined based upon quoted market prices or exit prices. In cases where quoted market prices are <em style="font: inherit;">not</em> available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows, and the fair value estimates <em style="font: inherit;"> may </em><em style="font: inherit;">not</em> be realized in an immediate settlement of the instruments. Accordingly, the aggregate fair value amounts presented do <em style="font: inherit;">not</em> represent the underlying value of the Company.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"> </p> <div style="font-size:10pt"> <div style="font-family:&quot;Times New Roman&quot;"> <div style="font-variant: normal; text-align: justify;"> If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques  <em style="font: inherit;"> may </em>be appropriate. In such instances, determining the price at which willing market participants would transact at the measurement date under current market conditions depends on the facts and circumstances and requires use of significant judgment. The fair value is a reasonable point within the range that is most representative of fair value under current market conditions. </div> <div style="font-variant: normal; text-align: justify;">   </div> <div style="font-variant: normal; text-align: justify;"> The Company also holds Small Business Investment Company qualified funds and other investment funds that do  <em style="font: inherit;">not</em> have a readily determinable fair value. In accordance with ASC  <em style="font: inherit;">820,</em> these investments are measured at fair value using the net asset value practical expedient and are  <em style="font: inherit;">not</em> required to be classified in the fair value hierarchy. At  <em style="font: inherit;"> December 31, 2023</em> and  <em style="font: inherit;"> December 31, 2022</em>, the fair values of these investments we <span style="background-color:#ffffff;">re $3.4 million</span> and $2.8 million, respectively, and are included in “Other assets” in the accompanying consolidated balance sheets. </div> </div> </div> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><span style="text-decoration: underline; "><i>Fair Value Hierarchy</i></span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">In accordance with ASC <em style="font: inherit;">820,</em> the Company groups its financial assets and financial liabilities measured at fair value in <em style="font: inherit;">three</em> levels, based on the markets in which the assets and liabilities are traded, and the reliability of the assumptions used to determine fair value.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Level <em style="font: inherit;">1</em> – Valuation is based upon quoted prices for identical assets or liabilities traded in active markets.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Level <em style="font: inherit;">2</em> – Valuation is based upon observable inputs other than quoted prices included in level <em style="font: inherit;">1,</em> such as quoted prices for similar assets and liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are <em style="font: inherit;">not</em> active, or other inputs that are observable or can be corroborated by observable market data.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Level <em style="font: inherit;">3</em> – Valuation is based upon unobservable inputs that are supported by little or <em style="font: inherit;">no</em> market activity and that are significant to the fair value of the assets or liabilities. This includes certain pricing models, discounted cash flow methodologies, and similar techniques that use significant unobservable inputs.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><span style="text-decoration: underline; "><i>Fair Value of Assets and Liabilities Measured on a Recurring Basis</i></span></p> <p style="text-align: justify; font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The following methods and assumptions were used by the Company in estimating the fair value of assets and liabilities valued on a recurring basis:</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 8pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>AFS Investment Securities and Exchange-Traded Equity Securities</i> – Where quoted prices are available in an active market, the Company classifies the securities within level <em style="font: inherit;">1</em> of the valuation hierarchy. Securities are defined as both long and short positions. Level <em style="font: inherit;">1</em> securities include exchange-traded equity securities.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">If quoted market prices are <em style="font: inherit;">not</em> available, the Company estimates fair values using pricing models and discounted cash flows that consider standard input factors such as observable market data, benchmark yields, interest rate volatilities, broker/dealer quotes, and credit spreads. Examples of such instruments, which would generally be classified within level <em style="font: inherit;">2</em> of the valuation hierarchy if observable inputs are available, include obligations of the U.S. Treasury and U.S. government agencies and corporations, obligations of state and political subdivisions, corporate bonds, residential mortgage-backed securities, and commercial mortgage-backed securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, the Company classifies those securities in level <em style="font: inherit;">3.</em></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Management monitors the current placement of securities in the fair value hierarchy to determine whether transfers between levels <em style="font: inherit;"> may </em>be warranted based on market reference data, which <em style="font: inherit;"> may </em>include reported trades; bids, offers or broker/dealer quotes; benchmark yields and spreads; as well as other reference data. At <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em>, the majority of the Company’s level <em style="font: inherit;">3</em> investments were obligations of state and political subdivisions. The Company estimated the fair value of these level <em style="font: inherit;">3</em> investments using discounted cash flow models, the key inputs of which are the coupon rate, current spreads to the yield curves, and expected repayment dates, adjusted for illiquidity of the local municipal market and sinking funds, if applicable. Option-adjusted models <em style="font: inherit;"> may </em>be used for structured or callable notes, as appropriate.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>Derivative Financial Instruments</i> – The fair value for interest rate swap agreements is based upon the amounts required to settle the contracts. These derivative instruments are classified in level <em style="font: inherit;">2</em> of the fair value hierarchy.</p> <p style="text-align: justify; font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Assets and liabilities measured at fair value on a recurring basis are summarized in the table below as of the dates indicated (dollars in thousands).</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Quoted Prices in</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 11%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Significant</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Active Markets for</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Significant Other</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Unobservable</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Identical Assets</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Observable Inputs</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Inputs</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Fair Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">(Level 1)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">(Level 2)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">(Level 3)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2023</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">20,043</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">20,043</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,703</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,453</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5,250</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">26,356</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">25,893</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">232,045</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">232,045</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">66,771</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">66,771</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Interest rate swaps - gross assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">380,423</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">1,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">373,530</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">5,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Liabilities:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Interest rate swaps - gross liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="width: 48%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 11%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 11%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">29,805</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">29,805</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">18,378</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">12,413</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5,965</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">29,942</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">29,463</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">251,851</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">251,851</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">75,191</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">75,191</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1,245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1,245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">406,412</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">1,245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">398,723</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">6,444</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;">The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation <em style="font: inherit;"> may </em>cause reclassification of certain assets or liabilities within the fair value hierarchy. The table below provides a reconciliation for assets measured at fair value on a recurring basis using significant unobservable inputs, or level <em style="font: inherit;">3</em> inputs (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Obligations of State and Political Subdivisions</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Corporate Bonds</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Balance at December 31, 2021</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">22,114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">488</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">22,602</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Realized gains (losses) included in net income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Unrealized losses included in other comprehensive loss</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,474</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,483</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Purchases</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Sales</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Maturities, prepayments, and calls</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(4,840</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(4,840</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Transfers into Level 3</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Transfers out of Level 3</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(9,835</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(9,835</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Balance at December 31, 2022</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,444</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Realized gains (losses) included in net income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Unrealized losses included in other comprehensive income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(689</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(16</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(705</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Purchases</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Sales</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Maturities, prepayments, and calls</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(26</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(26</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Transfers into Level 3</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Transfers out of Level 3</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Balance at December 31, 2023</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">There were no liabilities measured at fair value on a recurring basis using level <em style="font: inherit;">3</em> inputs at <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>. For the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em>, there were no gains or losses included in earnings related to the change in fair value of the assets measured on a recurring basis using significant unobservable inputs held at the end of the period.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The following table provides quantitative information about significant unobservable inputs used in fair value measurements of level <em style="font: inherit;">3</em> assets measured at fair value on a recurring basis at <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;">2022</em> (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Estimated Fair Value</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 37%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Valuation Technique</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 14%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Unobservable Inputs</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Range of Discounts</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2023</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 37%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><em style="font: inherit;">Option-adjusted discounted cash flow model; present value of expected future cash flow model</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 14%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Bond appraisal adjustment<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: center;">0% - 11%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><em style="font: inherit;">Option-adjusted discounted cash flow model; present value of expected future cash flow model</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Bond appraisal adjustment<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: center;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">8%</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><b><span style="text-decoration: underline; ">December 31, 2022</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">5,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;"><em style="font: inherit;">Option-adjusted discounted cash flow model; present value of expected future cash flow model</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Bond appraisal adjustment<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: center; padding: 0; margin: 0">0% - 12%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;"><em style="font: inherit;">Option-adjusted discounted cash flow model; present value of expected future cash flow model</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Bond appraisal adjustment<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: center; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">4%</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" style="width: 100%; text-indent: 0px; font-size: 10pt;"><tbody><tr style="vertical-align: top; font-size: 10pt;"><td style="width: 1%; font-size: 10pt;"> </td><td style="width: 1%; font-size: 10pt;"> <p style="margin: 0pt; text-align: justify; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"><sup style="vertical-align:top;line-height:120%;">(<em style="font: inherit;">1</em>) </sup></p> </td><td style="width: 98%; font-size: 10pt;"> <p style="margin: 0pt; text-align: justify; font-family: &quot;Times New Roman&quot;; font-size: 10pt;">Fair values determined through valuation analysis using coupon, yield (discount margin), liquidity and expected repayment dates.</p> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><span style="text-decoration: underline; "><i>Fair Value of Assets and Liabilities Measured on a Nonrecurring Basis</i></span></p> <p style="text-align: justify; font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are <em style="font: inherit;">not</em> measured at fair value on an ongoing basis but are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment).</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">The following methods and assumptions were used by the Company in estimating the fair value of assets and liabilities valued on a nonrecurring basis:</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Loans Individually Evaluated – For collateral dependent loans where the borrower is experiencing financial difficulty, the expected credit loss is measured as the difference between the amortized cost basis of the loan and the fair value of the collateral, which is based on <em style="font: inherit;">third</em>-party appraisals. Individually evaluated loans that are <em style="font: inherit;">not</em> collateral dependent are evaluated based on a discounted cash flow methodology. Credits deemed uncollectible are charged to the allowance for credit losses. Since <em style="font: inherit;">not</em> all valuation inputs are observable, these nonrecurring fair value determinations are classified as level <em style="font: inherit;">3.</em></p> <p style="font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Quantitative information about assets measured at fair value on a nonrecurring basis based on significant unobservable inputs (level <em style="font: inherit;">3</em>) are summarized below as of the dates indicated; there were no liabilities measured on a nonrecurring basis at <em style="font: inherit;"> December 31, 2023</em> or <em style="font: inherit;">2022</em> (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Estimated Fair Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Valuation Technique</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Unobservable Inputs</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Range of Discounts</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Weighted Average Discount<sup style="vertical-align:top;line-height:120%;">(2)</sup></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2023</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 10%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 22%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 22%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 8%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 8%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Loans individually evaluated for impairment<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,293</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">Discounted cash flows, underlying collateral value</em></p> </td><td style="width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">Collateral discounts and estimated costs to sell</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: center;">6% - 100%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: center;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">29%</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="width: 20%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 10%;"> </td><td style="width: 1%;"> </td><td style="width: 22%;"> </td><td style="width: 1%;"> </td><td style="width: 22%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 8%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 8%;"> </td><td style="width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 10%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 22%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 22%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 8%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 8%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Impaired loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4,033</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">Discounted cash flows, underlying collateral value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">Collateral discounts and estimated costs to sell</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: center;">4% - 100%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: center;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">53%</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: justify; vertical-align: top;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: justify; vertical-align: top;"><sup style="vertical-align:top;line-height:120%;">(<em style="font: inherit;">1</em>)</sup></td><td style="width: 98%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: justify;">Loans individually evaluated that were re-measured during the period had a carrying value of $1.8 million and $4.2 million at <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em>, respectively, with related allowance for credit losses of $0.5 million and $0.2 million as of such dates.</td></tr> <tr style="font-size: 10pt;"><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: justify; vertical-align: top;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: justify; vertical-align: top;"><sup style="vertical-align:top;line-height:120%;">(<em style="font: inherit;">2</em>)</sup></td><td style="width: 98%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: justify;">Weighted by relative fair value.</td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><span style="text-decoration: underline; "><i>Financial Instruments</i></span></p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Accounting guidance requires the disclosure of estimated fair value information about certain on- and off-balance sheet financial instruments, including those financial instruments that are <em style="font: inherit;">not</em> measured and reported at fair value on a recurring or nonrecurring basis. The significant methods and assumptions used by the Company to estimate the fair value of financial instruments are discussed below.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>Cash and Due from Banks</i> – For these short-term instruments, fair value is the carrying value. Cash and due from banks is classified in level <em style="font: inherit;">1</em> of the fair value hierarchy.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>Federal Funds Sold</i> – The fair value is the carrying value. The Company classifies these assets in level <em style="font: inherit;">1</em> of the fair value hierarchy.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>Investment Securities and Equity Securities</i> – The fair value measurement techniques and assumptions for AFS securities and exchange-traded equity securities is discussed earlier in the note. The same measurement techniques and assumptions were applied to the valuation of HTM securities and other equity securities including equity in correspondent banks. </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>Loans</i> – The fair value of portfolio loans, net is determined using an exit price methodology. The exit price methodology is based on a discounted cash flow analysis, in which projected cash flows are based on contractual cash flows adjusted for prepayments for certain loan types (e.g. residential mortgage loans and multifamily loans) and the use of a discount rate based on expected relative risk of the cash flows. The discount rate selected considers loan type, maturity date, a liquidity premium, cost to service, and cost of capital, which is a level <em style="font: inherit;">3</em> fair value estimate.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;">Loans held for sale are measured using quoted market prices when available. If quoted market prices are <em style="font: inherit;">not</em> available, comparable market values or discounted cash flow analyses <em style="font: inherit;"> may </em>be utilized. The Company classifies these assets in level <em style="font: inherit;">3</em> of the fair value hierarchy.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>Deposit Liabilities</i> – The fair values disclosed for noninterest-bearing demand deposits are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts). These noninterest-bearing deposits are classified in level <em style="font: inherit;">2</em> of the fair value hierarchy. All interest-bearing deposits are classified in level <em style="font: inherit;">3</em> of the fair value hierarchy. The carrying amounts of variable-rate accounts (for example interest-bearing checking, savings, and money market accounts), fixed-term money market accounts, and certificates of deposit approximate their fair values at the reporting date. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates on comparable instruments to a schedule of aggregated expected monthly maturities on time deposits.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>Short-Term Borrowings</i> – The carrying amounts of federal funds purchased, borrowings under repurchase agreements, and other short-term borrowings approximate their fair values. The Company classifies these borrowings in level <em style="font: inherit;">2</em> of the fair value hierarchy.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>Long-Term Borrowings, including Junior Subordinated Debt Securities</i> – The fair values of long-term borrowings are estimated using discounted cash flow analyses based on the Company’s current incremental borrowing rates for similar types of borrowing arrangements. The fair value of the Company’s long-term debt is therefore classified in level <em style="font: inherit;">3</em> in the fair value hierarchy.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>Subordinated Debt Securities</i> – The fair value of subordinated debt is estimated based on current market rates on similar debt in the market. The Company classifies this debt in level <em style="font: inherit;">2</em> of the fair value hierarchy.</p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -9pt; text-align: justify;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt -1pt; text-align: justify;"><i>Derivative Financial Instruments</i> – The fair value measurement techniques and assumptions for derivative financial instruments is discussed earlier in the note.</p> <p style="text-align: justify; font-size: 10pt; font-family: &quot;Times New Roman&quot;; margin: 0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The estimated fair values of the Company’s financial instruments at <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em> are shown below (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Carrying Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Estimated Fair Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 1</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 2</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 3</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; ">Financial assets:</span></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash and due from banks</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">32,009</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">32,009</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">32,009</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investment securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">382,390</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">382,431</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">358,323</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">24,108</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">14,597</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">14,597</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,180</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">13,417</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Loans, net of allowance</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,180,079</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,020,924</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,020,924</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Interest rate swaps - gross assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; ">Financial liabilities:</span></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deposits, noninterest-bearing</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">448,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">448,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">448,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deposits, interest-bearing</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,806,975</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,735,562</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,735,562</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Borrowings under BTFP and repurchase agreements</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">221,133</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">221,133</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">221,133</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">FHLB long-term advances</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">23,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">22,945</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">22,945</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Junior subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,630</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,630</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,630</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">45,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">44,544</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">44,544</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Interest rate swaps - gross liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> </tbody></table> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2022</em></em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Carrying Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Estimated Fair Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 1</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 2</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 3</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; ">Financial assets:</span></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash and due from banks</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">40,066</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">40,066</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">40,066</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Federal funds sold</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">193</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">193</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">193</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investment securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">413,472</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">413,089</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">401,233</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,856</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">27,254</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">27,254</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,245</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">26,009</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Loans, net of allowance</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,080,403</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,997,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,997,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; ">Financial liabilities:</span></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deposits, noninterest-bearing</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">580,741</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">580,741</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">580,741</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deposits, interest-bearing</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,501,624</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,314,407</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,314,407</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">FHLB short-term advances</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">333,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">333,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">333,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">FHLB long-term advances</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">53,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">52,147</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">52,147</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Junior subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,515</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,515</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,515</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">45,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">42,980</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">42,980</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> 3400000 2800000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Quoted Prices in</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 11%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Significant</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Active Markets for</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Significant Other</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Unobservable</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: Times New Roman; font-size: 10pt; width: 9%;"><em style="font: inherit;"> </em></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Identical Assets</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Observable Inputs</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Inputs</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Fair Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">(Level 1)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">(Level 2)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">(Level 3)</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2023</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">20,043</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">20,043</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,703</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,453</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5,250</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">26,356</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">25,893</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">232,045</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">232,045</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">66,771</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">66,771</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Interest rate swaps - gross assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">380,423</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">1,180</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">373,530</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">5,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Liabilities:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%; padding: 0; margin: 0"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Interest rate swaps - gross liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="width: 48%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 11%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 11%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Assets:</p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 11%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 9%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Obligations of the U.S. Treasury and U.S. government agencies and corporations</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">29,805</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">29,805</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">18,378</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">12,413</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5,965</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Corporate bonds</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">29,942</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">29,463</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Residential mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">251,851</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">251,851</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Commercial mortgage-backed securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">75,191</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">75,191</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1,245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1,245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 11%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 48%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">406,412</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">1,245</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 11%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">398,723</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">$</td><td style="width: 9%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">6,444</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> </tbody></table> 20043000 0 20043000 0 16703000 0 11453000 5250000 26356000 0 25893000 463000 232045000 0 232045000 0 66771000 0 66771000 0 1180000 1180000 0 0 17325000 0 17325000 0 380423000 1180000 373530000 5713000 17325000 0 17325000 0 29805000 0 29805000 0 18378000 0 12413000 5965000 29942000 0 29463000 479000 251851000 0 251851000 0 75191000 0 75191000 0 1245000 1245000 0 0 406412000 1245000 398723000 6444000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px;"><tbody><tr class="finHeading" style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Obligations of State and Political Subdivisions</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Corporate Bonds</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b>Total</b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Balance at December 31, 2021</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">22,114</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">488</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">22,602</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Realized gains (losses) included in net income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Unrealized losses included in other comprehensive loss</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,474</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(9</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(1,483</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Purchases</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Sales</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Maturities, prepayments, and calls</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(4,840</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(4,840</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Transfers into Level 3</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Transfers out of Level 3</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(9,835</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(9,835</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Balance at December 31, 2022</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">6,444</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Realized gains (losses) included in net income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Unrealized losses included in other comprehensive income</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(689</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(16</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(705</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Purchases</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Sales</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Maturities, prepayments, and calls</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(26</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">(26</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Transfers into Level 3</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(255, 255, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Transfers out of Level 3</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="vertical-align: bottom; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; background-color: rgb(204, 238, 255);"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>Balance at December 31, 2023</b></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">5,713</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 22114000 488000 22602000 0 0 0 -1474000 -9000 -1483000 0 0 0 0 0 0 4840000 -0 4840000 0 0 0 9835000 -0 9835000 5965000 479000 6444000 0 0 0 -689000 -16000 -705000 0 0 0 0 0 0 26000 -0 26000 0 0 0 -0 -0 -0 5250000 463000 5713000 0 0 <table cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; text-indent: 0px; margin-left: 0pt; margin-right: 0pt;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Estimated Fair Value</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 37%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Valuation Technique</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 14%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Unobservable Inputs</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; text-align: center; margin: 0pt;"><b><em style="font: inherit;">Range of Discounts</em></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2023</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;">5,250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 37%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;"><em style="font: inherit;">Option-adjusted discounted cash flow model; present value of expected future cash flow model</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; width: 14%;"> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; font-variant: normal; margin: 0pt;">Bond appraisal adjustment<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt;"> </td><td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt; text-align: center;">0% - 11%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;">463</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><em style="font: inherit;">Option-adjusted discounted cash flow model; present value of expected future cash flow model</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Bond appraisal adjustment<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px; text-align: center;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">8%</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%; padding: 0px; margin: 0px;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;"><b><span style="text-decoration: underline; ">December 31, 2022</span></b></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%; padding: 0px; margin: 0px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 10%; padding: 0px; margin: 0px;"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0px; margin: 0px;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Obligations of state and political subdivisions</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">$</td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">5,965</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;"><em style="font: inherit;">Option-adjusted discounted cash flow model; present value of expected future cash flow model</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Bond appraisal adjustment<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: center; padding: 0; margin: 0">0% - 12%</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 22%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Corporate bonds</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; text-align: right; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0">479</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 37%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;"><em style="font: inherit;">Option-adjusted discounted cash flow model; present value of expected future cash flow model</em></p> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 1%; padding: 0; margin: 0"> </td><td style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; width: 14%; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">Bond appraisal adjustment<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 10%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; text-align: center; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif;">4%</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; padding: 0; margin: 0"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Estimated Fair Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Valuation Technique</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="text-align: center; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Unobservable Inputs</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Range of Discounts</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Weighted Average Discount<sup style="vertical-align:top;line-height:120%;">(2)</sup></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); width: 1%;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2023</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 10%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 22%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 22%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 8%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 8%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Loans individually evaluated for impairment<sup style="vertical-align:top;line-height:120%;">(1)</sup></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,293</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">Discounted cash flows, underlying collateral value</em></p> </td><td style="width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">Collateral discounts and estimated costs to sell</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: center;">6% - 100%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: center;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">29%</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="width: 20%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 10%;"> </td><td style="width: 1%;"> </td><td style="width: 22%;"> </td><td style="width: 1%;"> </td><td style="width: 22%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 8%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 8%;"> </td><td style="width: 1%;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">December 31, 2022</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 10%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 22%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 22%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 8%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 8%;"> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; width: 20%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Impaired loans</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 10%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4,033</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">Discounted cash flows, underlying collateral value</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt; width: 1%;"> </td><td style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; width: 22%;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><em style="font: inherit;">Collateral discounts and estimated costs to sell</em></p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: center;">4% - 100%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 8%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: center;"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">53%</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 5250000 0 0.11 463000 0.08 5965000 0 0.12 479000 0.04 0 1293000 6000 100000 29000 4033000 0.04 1 0.53 1800000 4200000 500000 200000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2023</em></em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Carrying Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Estimated Fair Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 1</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 2</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 3</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; ">Financial assets:</span></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash and due from banks</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">32,009</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">32,009</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">32,009</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investment securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">382,390</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">382,431</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">358,323</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">24,108</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">14,597</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">14,597</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,180</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">13,417</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Loans, net of allowance</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,180,079</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,020,924</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,020,924</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Interest rate swaps - gross assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; ">Financial liabilities:</span></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deposits, noninterest-bearing</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">448,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">448,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">448,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deposits, interest-bearing</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,806,975</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,735,562</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,735,562</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Borrowings under BTFP and repurchase agreements</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">221,133</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">221,133</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">221,133</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">FHLB long-term advances</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">23,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">22,945</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">22,945</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Junior subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,630</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,630</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,630</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">45,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">44,544</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">44,544</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Interest rate swaps - gross liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">17,325</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> </tbody></table> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="18" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31, 2022</em></em></em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Carrying Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Estimated Fair Value</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 1</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 2</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Level 3</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 40%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; ">Financial assets:</span></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash and due from banks</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">40,066</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">40,066</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">40,066</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">Federal funds sold</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">193</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">193</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">193</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investment securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">413,472</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">413,089</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">401,233</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,856</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">27,254</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">27,254</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,245</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">26,009</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Loans, net of allowance</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,080,403</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,997,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,997,287</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><span style="text-decoration: underline; ">Financial liabilities:</span></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deposits, noninterest-bearing</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">580,741</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">580,741</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">580,741</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deposits, interest-bearing</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,501,624</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,314,407</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,314,407</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt; font-size: 10pt; font-family: Times New Roman;">FHLB short-term advances</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">333,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">333,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">333,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; text-align: right; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">FHLB long-term advances</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">53,500</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">52,147</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">52,147</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Junior subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,515</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,515</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,515</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">45,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">42,980</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 9%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">42,980</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 9%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 32009000 32009000 32009000 0 0 382390000 382431000 0 358323000 24108000 14597000 14597000 1180000 13417000 0 2180079000 2020924000 0 0 2020924000 17325000 17325000 0 17325000 0 448752000 448752000 0 448752000 0 1806975000 1735562000 0 0 1735562000 221133000 221133000 0 221133000 0 23500000 22945000 0 0 22945000 8630000 8630000 0 0 8630000 45000000 44544000 0 44544000 0 17325000 17325000 0 17325000 0 40066000 40066000 40066000 0 0 193000 193000 193000 0 0 413472000 413089000 0 401233000 11856000 27254000 27254000 1245000 26009000 0 2080403000 1997287000 0 0 1997287000 580741000 580741000 0 580741000 0 1501624000 1314407000 0 0 1314407000 333500000 333500000 0 333500000 0 53500000 52147000 0 0 52147000 8515000 8515000 0 0 8515000 45000000 42980000 0 42980000 0 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>NOTE <em style="font: inherit;">18.</em> REGULATORY MATTERS</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company and Bank are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the financial statements. Under capital adequacy guidelines, the Company and Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Quantitative measures established by regulation to ensure capital adequacy require the Company and Bank to maintain minimum amounts and ratios (set forth in the table below) of total, Common Equity Tier <em style="font: inherit;">1,</em> and Tier <em style="font: inherit;">1</em> capital (as defined in the regulations) to risk-weighted assets (as defined) and Tier <em style="font: inherit;">1</em> capital to average assets (as defined).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">As of <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, the Bank was considered well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, the Bank must maintain minimum risk-based and Tier <em style="font: inherit;">1</em> leverage capital ratios as set forth in the table below and <em style="font: inherit;">not</em> be subject to a written agreement or order with regulators to maintain a specific capital level for any capital measure. There are <em style="font: inherit;">no</em> conditions or events since the regulatory framework for prompt corrective action was issued that management believes have changed the Bank’s category.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;, Times, serif; font-size: 10pt; margin: 0pt; text-align: justify;">The Company’s and the Bank’s actual capital amounts and ratios as of <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em> are presented in the tables below (dollars in thousands).</p> <p style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin: 0pt; text-align: left"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Actual</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Capital Adequacy<sup style="vertical-align:top;line-height:120%;">*</sup></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Well Capitalized</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 40%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>December 31, 2023</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Tier 1 leverage capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">239,095</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.35</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">114,563</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">280,687</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9.81</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">114,468</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">143,085</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Common Equity Tier 1 risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">229,595</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9.51</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">169,031</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">280,687</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11.64</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">168,867</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">156,805</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Tier 1 risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">239,095</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9.90</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">205,251</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">280,687</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11.64</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">205,052</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">192,990</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Total risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">313,574</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">12.99</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">253,546</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">310,846</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">12.89</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">253,300</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">241,238</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>December 31, 2022</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Tier 1 leverage capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">231,048</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.53</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">108,405</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">267,603</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9.89</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">108,275</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">135,344</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Common Equity Tier 1 risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">221,548</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9.79</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">158,457</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">267,603</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11.83</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">158,355</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">147,044</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Tier 1 risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">231,048</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.21</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">192,412</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">267,603</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11.83</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">192,288</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">180,977</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Total risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">300,009</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">13.25</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">237,685</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">292,339</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">12.92</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">237,532</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">226,221</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">*The minimum ratios and amounts under the column for Capital Adequacy for <em style="font: inherit;"> December 31, 2023</em> and <em style="font: inherit;"> December 31, 2022</em> reflect the minimum regulatory capital ratios imposed under Basel III plus the fully phased-in capital conservation buffer of 2.5%.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Applicable Federal statutes, regulations, and guidance impose restrictions on the amounts of dividends that <em style="font: inherit;"> may </em>be declared by the Company and the Bank. In addition to the formal statutes, regulations, and guidance, regulatory authorities also consider the adequacy of the Company’s and the Bank’s total capital in relation to its assets, deposits, risk profile, and other such items and, as a result, capital adequacy considerations could further limit the availability of dividends from the Company and the Bank. The Company is also subject to dividend restrictions under the terms of its <em style="font: inherit;">2029</em> Notes, <em style="font: inherit;">2032</em> Notes, and junior subordinated debentures. See “<i>Common Stock</i> –<i> Dividend Restrictions</i>” in Note <em style="font: inherit;">13.</em> Stockholders’ Equity, for more information.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Actual</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b>Capital Adequacy<sup style="vertical-align:top;line-height:120%;">*</sup></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">Well Capitalized</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Amount</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">Ratio</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 40%; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>December 31, 2023</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Tier 1 leverage capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">239,095</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.35</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">114,563</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">280,687</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9.81</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">114,468</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">143,085</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Common Equity Tier 1 risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">229,595</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9.51</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">169,031</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">280,687</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11.64</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">168,867</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">156,805</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Tier 1 risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">239,095</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9.90</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">205,251</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">280,687</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11.64</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">205,052</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">192,990</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Total risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">313,574</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">12.99</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">253,546</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">310,846</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">12.89</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">253,300</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">241,238</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: thin solid rgb(0, 0, 0);"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>December 31, 2022</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Tier 1 leverage capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">231,048</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.53</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">108,405</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">%</td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">267,603</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9.89</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">108,275</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">4.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">135,344</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Common Equity Tier 1 risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">221,548</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9.79</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">158,457</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">267,603</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11.83</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">158,355</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">147,044</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Tier 1 risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">231,048</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.21</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">192,412</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">267,603</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11.83</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">192,288</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">180,977</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b><span style="text-decoration: underline; ">Total risk-based capital</span></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Holding Corporation</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">300,009</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">13.25</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">237,685</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:right;margin:0pt;"><em style="font: inherit;">NA</em></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investar Bank</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">292,339</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">12.92</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">237,532</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">226,221</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 7%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10.00</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 239095000 0.0835 114563000 0.04 280687000 0.0981 114468000 0.04 143085000 0.05 229595000 0.0951 169031000 0.07 280687000 0.1164 168867000 0.07 156805000 0.065 239095000 0.099 205251000 0.085 280687000 0.1164 205052000 0.085 192990000 0.08 313574000 0.1299 253546000 0.105 310846000 0.1289 253300000 0.105 241238000 0.10 231048000 0.0853 108405000 0.04 267603000 0.0989 108275000 0.04 135344000 0.05 221548000 0.0979 158457000 0.07 267603000 0.1183 158355000 0.07 147044000 0.065 231048000 0.1021 192412000 0.085 267603000 0.1183 192288000 0.085 180977000 0.08 300009000 0.1325 237685000 0.105 292339000 0.1292 237532000 0.105 226221000 0.10 0.025 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>NOTE <em style="font: inherit;">19.</em> COMMITMENTS AND CONTINGENCIES</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Unfunded Commitments</i></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company is a party to financial instruments with off-balance sheet risk entered into in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit consisting of loan commitments and standby letters of credit, which are <em style="font: inherit;">not</em> included in the accompanying financial statements. Such financial instruments are recorded in the financial statements when they become payable. The credit risk associated with these commitments is evaluated in a manner similar to the allowance for credit losses on loans. At <em style="font: inherit;"> December 31, 2023 </em>and <em style="font: inherit;">2022</em>, the reserve for unfunded loan commitments was $0.3 million and $0.4 million, respectively, and is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Commitments to extend credit are agreements to lend money with fixed expiration dates or termination clauses. The Company applies the same credit standards used in the lending process when extending these commitments, and periodically reassesses the customer’s creditworthiness through ongoing credit reviews. Since some commitments are expected to expire without being drawn upon, the total commitment amounts do <em style="font: inherit;">not</em> necessarily represent future cash requirements. Collateral is obtained based on the Company’s assessment of the transaction. Substantially all standby letters of credit issued have expiration dates within <em style="font: inherit;">one</em> year.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The table below shows the amounts of the Company’s commitments to extend credit as of the dates presented (dollars in thousands).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Loan commitments</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">413,019</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">333,040</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Standby letters of credit</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">17,844</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,379</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">Additionally, at <em style="font: inherit;"> December 31, 2023</em>, the Company had unfunded commitments of $1.3 million for its investment in Small Business Investment Company qualified funds.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Insurance</i></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company is obligated for certain costs associated with its insurance program for employee health. The Company is self-insured for a substantial portion of its potential claims. The Company recognizes its obligation associated with these costs, up to specified deductible limits, in the period in which a claim is incurred, including with respect to both reported claims and claims incurred but <em style="font: inherit;">not</em> reported. The claims costs are estimated based on historical claims experience. The reserves for insurance claims are reviewed and updated by management on a quarterly basis.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i><b>Employment Agreements</b></i></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><span style="background-color:#ffffff;">On <em style="font: inherit;"> August 1, 2020, </em>the Company entered into an employment agreement with its Chief Executive Officer. The agreement provides that the executive shall receive a minimum annual base salary $510,000, shall be eligible for annual incentive compensation up to a certain percentage of the base salary, subject to the discretion and approval of the Company’s board of directors, and shall be entitled to the payment of severance benefits upon termination under specified circumstances. </span>The employment agreement automatically renews for successive <em style="font: inherit;">one</em>-year periods unless written notice of non-renewal is given by either party to the other at least <em style="font: inherit;">ninety</em> (<em style="font: inherit;">90</em>) days prior to the expiration of the then-current term.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><span style="background-color:#ffffff;">On <em style="font: inherit;"> August 1, 2020, </em>the Company entered into an employment agreement with its then-current Chief Financial Officer. The agreement provided that the executive would receive a minimum annual base salary $285,000, be eligible for annual incentive compensation up to a certain percentage of the base salary, subject to the discretion and approval of the Company’s board of directors and would be entitled to the payment of severance benefits upon termination under specified circumstances.</span> <span style="background-color:#ffffff;">On <em style="font: inherit;"> November 4, </em><em style="font: inherit;">2022,</em> the Company’s then-current Chief Financial Officer separated from the Company. The Company entered into a separation and release agreement with him, which provided that he would receive compensation and benefits due in connection with a termination due to “Disability” under the employment agreement and released the Company from any and all claims arising on or before <em style="font: inherit;"> November 4, 2022. </em></span></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><i>Legal Proceedings </i></b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The nature of the business of the Company’s banking and other subsidiaries ordinarily results in a certain amount of claims, litigation, investigations, and legal and administrative cases and proceedings, which are considered incidental to the normal conduct of business. Some of these claims are against entities which the Company acquired in business acquisitions. The Company has asserted defenses to these claims and, with respect to such legal proceedings, intends to continue to defend itself, litigating or settling cases according to management’s judgment as to what is in the best interest of the Company and its shareholders.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company assesses its liabilities and contingencies in connection with outstanding legal proceedings utilizing the latest information available. Where it is probable that the Company will incur a loss and the amount of the loss can be reasonably estimated, the Company records a liability in its consolidated financial statements. These legal reserves <em style="font: inherit;"> may </em>be increased or decreased to reflect any relevant developments on a quarterly basis. Where a loss is <em style="font: inherit;">not</em> probable or the amount of loss is <em style="font: inherit;">not</em> estimable, the Company does <em style="font: inherit;">not</em> accrue legal reserves. While the outcome of legal proceedings is inherently uncertain, based on information currently available and available insurance coverage, the Company’s management believes that it has established appropriate legal reserves. If an accrual is <em style="font: inherit;">not</em> made, and there is at least a reasonable possibility that a loss or additional loss <em style="font: inherit;"> may </em>have been incurred, the Company discloses the nature of the contingency and an estimate of the possible loss or range of loss or a statement that such an estimate cannot be made. Any incremental liabilities arising from pending legal proceedings are <em style="font: inherit;">not</em> expected to have a material adverse effect on the Company’s consolidated financial position, consolidated results of operations, or consolidated cash flows. However, it is possible that the ultimate resolution of these matters, if unfavorable, <em style="font: inherit;"> may </em>be material to the Company’s consolidated financial position, consolidated results of operations, or consolidated cash flows.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">As of the date of this filing, the Company believes the amount of losses associated with legal proceedings that it is reasonably possible to incur is <em style="font: inherit;">not</em> material.</p> 300000 400000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">December 31, 2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Loan commitments</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">413,019</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">333,040</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Standby letters of credit</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">17,844</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">11,379</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 413019000 333040000 17844000 11379000 1300000 510000 285000 <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;"><b>NOTE <em style="font: inherit;">20.</em> TRANSACTIONS WITH RELATED PARTIES</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Bank has made and expects in the future to continue to make in the ordinary course of business, loans to directors and executive officers of the Company and the Bank, their affiliated companies, and other related persons. In management’s opinion, these loans were made in the ordinary course of business at normal credit terms, including interest rate and collateral requirements, and do <em style="font: inherit;">not</em> represent more than normal credit risk. See Note <em style="font: inherit;">3.</em> Loans and Allowance for Credit Losses, for more information regarding lending transactions between the Bank and these related parties.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">During <em style="font: inherit;">2023</em> and <em style="font: inherit;">2022</em>, certain executive officers and directors of the Company and the Bank, including companies with which they are affiliated and other related persons, were deposit customers of the Bank. See Note <em style="font: inherit;">8.</em> Deposits, regarding total deposits outstanding to these related parties.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company has participated in transactions with related parties for which the Company believes the terms and conditions are comparable to terms that would have been available from a <em style="font: inherit;">third</em> party that was unaffiliated with the Company. The following describes transactions since <em style="font: inherit;"> January </em><em style="font: inherit;">1,</em> <em style="font: inherit;">2021</em>, in addition to the ordinary banking relationships described above, in which the Company has participated in which <em style="font: inherit;">one</em> or more of its directors, executive officers, their affiliated companies, or other related persons had or will have a direct or indirect material interest.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The Company has engaged in a number of transactions with Joffrion Commercial Division, LLC (“JCD”), a commercial construction company owned and managed by Gordon H. Joffrion, <em style="font: inherit;">one</em> of the Company’s directors. For each transaction, the Company selected JCD through its public bidding process. The Company did <span style="-sec-ix-hidden:c108041416">not</span> make any payments to JCD during the years ended <em style="font: inherit;"> December 31, 2023</em> or <em style="font: inherit;"> December 31, 2022. </em>The Company paid JCD approximately $0.1 million during the year ended <em style="font: inherit;"> December 31, 2021.</em></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> 100000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>NOTE <em style="font: inherit;">21.</em> PARENT COMPANY ONLY FINANCIAL STATEMENTS</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>BALANCE SHEETS</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(dollars in thousands)</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>ASSETS</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash and due from banks</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">840</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6,153</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">823</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Due from bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,141</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">937</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investment in bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">277,760</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">261,737</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investment in trust</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">295</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">295</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Trademark intangible</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">100</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">100</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Other assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">864</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">518</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">281,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">270,563</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>LIABILITIES</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Subordinated debt, net of unamortized issuance costs</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">44,320</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">44,225</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Junior subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,630</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,515</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Accounts payable</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">228</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">253</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Accrued interest payable</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">571</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">567</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Dividend payable</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">975</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">941</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deferred tax liability</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">260</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">280</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">54,984</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">54,781</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>STOCKHOLDERS’ EQUITY</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Common stock</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9,748</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9,902</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Surplus</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">145,456</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">146,587</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Retained earnings</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">116,711</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">108,206</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Accumulated other comprehensive loss</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(45,147</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(48,913</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total stockholders’ equity</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">226,768</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">215,782</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total liabilities and stockholders’ equity</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">281,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">270,563</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>STATEMENTS OF INCOME</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">For the years ended December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(dollars in thousands)</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>REVENUE</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Dividends received from bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,300</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">17,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Dividends on corporate stock</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">19</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Change in the fair value of equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(71</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(35</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Interest income from investment in trust</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Other operating income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">138</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total revenue</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">3,389</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">16,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>EXPENSE</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Interest on borrowings</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,216</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,137</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Management fees to bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">360</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">360</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Loss on early extinguishment of subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">222</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Other expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">519</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">666</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,095</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,385</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">(Loss) income before income tax expense and equity in undistributed income of bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(706</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,610</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Equity in undistributed income of bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,552</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">22,172</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Income tax benefit</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">832</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">927</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Net income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,678</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">35,709</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>STATEMENTS OF CASH FLOWS</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">For the years ended December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(dollars in thousands)</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>CASH FLOWS FROM OPERATING ACTIVITIES</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Net income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,678</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">35,709</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Adjustments to reconcile net income to net cash provided by operating activities:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Equity in undistributed earnings of bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(16,552</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(22,172</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Change in the fair value of equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">71</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">35</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Amortization of subordinated debt issuance costs and purchase accounting adjustments</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">210</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">197</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Loss on early extinguishment of subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">222</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Net change in:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Due from bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(204</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">31</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Other assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(84</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Deferred tax liability</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(52</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Accrued other liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,638</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,746</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Net cash provided by operating activities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,737</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15,721</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>CASH FLOWS FROM INVESTING ACTIVITIES</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Purchases of equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(750</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Proceeds from the sale of equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1,225</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Purchases of other investments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">(285</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(225</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Net cash (used in) provided by investing activities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">(285</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>CASH FLOWS FROM FINANCING ACTIVITIES</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Cash dividends paid on common stock</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(3,844</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(3,552</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Payments to repurchase common stock</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(3,026</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(10,540</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Proceeds from stock options exercised</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">105</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">133</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: Times New Roman;">Proceeds from subordinated debt, net of issuance costs</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">19,548</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Extinguishment of subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(18,600</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Net cash used in financing activities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">(6,765</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">(13,011</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Net (decrease) increase in cash</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(5,313</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,960</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash and cash equivalents, beginning of period</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,153</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,193</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash and cash equivalents, end of period</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">840</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,153</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash payments for:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Interest on borrowings</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,212</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,179</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>BALANCE SHEETS</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(dollars in thousands)</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>ASSETS</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash and due from banks</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">840</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">6,153</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">823</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Due from bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">1,141</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">937</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investment in bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">277,760</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">261,737</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Investment in trust</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">295</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">295</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Trademark intangible</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">100</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">100</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Other assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">864</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">518</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">281,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">270,563</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>LIABILITIES</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Subordinated debt, net of unamortized issuance costs</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">44,320</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">44,225</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Junior subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,630</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,515</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Accounts payable</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">228</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">253</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Accrued interest payable</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">571</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">567</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Dividend payable</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">975</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">941</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Deferred tax liability</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">260</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">280</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">54,984</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">54,781</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>STOCKHOLDERS’ EQUITY</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Common stock</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9,748</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9,902</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Surplus</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">145,456</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">146,587</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Retained earnings</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">116,711</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">108,206</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Accumulated other comprehensive loss</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(45,147</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(48,913</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total stockholders’ equity</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">226,768</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; padding-bottom: 1px;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">215,782</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total liabilities and stockholders’ equity</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">281,752</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">270,563</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 840000 6153000 752000 823000 1141000 937000 277760000 261737000 295000 295000 100000 100000 864000 518000 281752000 270563000 44320000 44225000 8630000 8515000 228000 253000 571000 567000 975000 941000 260000 280000 54984000 54781000 9748000 9902000 145456000 146587000 116711000 108206000 -45147000 -48913000 226768000 215782000 281752000 270563000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>STATEMENTS OF INCOME</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">For the years ended December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(dollars in thousands)</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>REVENUE</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Dividends received from bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,300</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">17,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Dividends on corporate stock</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">19</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Change in the fair value of equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(71</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(35</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Interest income from investment in trust</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">22</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">11</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Other operating income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">138</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total revenue</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">3,389</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">16,995</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>EXPENSE</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Interest on borrowings</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,216</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,137</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Management fees to bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">360</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">360</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Loss on early extinguishment of subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">222</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Other expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">519</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">666</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Total expense</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,095</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">4,385</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">(Loss) income before income tax expense and equity in undistributed income of bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(706</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">12,610</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Equity in undistributed income of bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,552</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">22,172</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Income tax benefit</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">832</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">927</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Net income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">16,678</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">35,709</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 3300000 17000000 0 19000 -71000 -35000 22000 11000 138000 0 3389000 16995000 3216000 3137000 360000 360000 -0 -222000 519000 666000 4095000 4385000 -706000 12610000 16552000 22172000 -832000 -927000 16678000 35709000 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 70%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>STATEMENTS OF CASH FLOWS</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="6" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;">For the years ended December 31,</em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><i>(dollars in thousands)</i></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>CASH FLOWS FROM OPERATING ACTIVITIES</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Net income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,678</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">35,709</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Adjustments to reconcile net income to net cash provided by operating activities:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Equity in undistributed earnings of bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(16,552</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(22,172</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Change in the fair value of equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">71</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">35</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Amortization of subordinated debt issuance costs and purchase accounting adjustments</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">210</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">197</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 18pt; font-size: 10pt; font-family: &quot;Times New Roman&quot;;">Loss on early extinguishment of subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">222</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Net change in:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Due from bank subsidiary</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(204</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">31</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Other assets</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(84</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">5</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Deferred tax liability</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(20</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(52</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Accrued other liabilities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,638</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,746</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Net cash provided by operating activities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">1,737</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">15,721</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>CASH FLOWS FROM INVESTING ACTIVITIES</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Purchases of equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(750</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Proceeds from the sale of equity securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">1,225</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Purchases of other investments</p> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">(285</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(225</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Net cash (used in) provided by investing activities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">(285</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">250</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>CASH FLOWS FROM FINANCING ACTIVITIES</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Cash dividends paid on common stock</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(3,844</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(3,552</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Payments to repurchase common stock</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(3,026</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(10,540</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Proceeds from stock options exercised</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">105</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">133</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> <p style="margin: 0pt 0pt 0pt 9pt; font-size: 10pt; font-family: Times New Roman;">Proceeds from subordinated debt, net of issuance costs</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0">19,548</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; padding: 0; margin: 0"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Extinguishment of subordinated debt</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(18,600</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 27pt;">Net cash used in financing activities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">(6,765</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">(13,011</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Net (decrease) increase in cash</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">(5,313</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,960</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash and cash equivalents, beginning of period</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">6,153</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">3,193</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash and cash equivalents, end of period</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">840</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">6,153</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;"><b>SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:</b></p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"><b> </b></td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Cash payments for:</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Interest on borrowings</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,212</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">3,179</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 16678000 35709000 16552000 22172000 -71000 -35000 210000 197000 -0 -222000 204000 -31000 84000 -5000 20000 52000 1638000 1746000 1737000 15721000 -0 750000 0 1225000 285000 225000 -285000 250000 3844000 3552000 3026000 10540000 105000 133000 0 19548000 -0 18600000 -6765000 -13011000 -5313000 2960000 6153000 3193000 840000 6153000 3212000 3179000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"><b>NOTE <em style="font: inherit;">22.</em> EARNINGS PER SHARE</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The following is a summary of the information used in the computation of basic and diluted earnings per common share for the years ended <em style="font: inherit;"> December 31, 2023, </em><em style="font: inherit;">2022</em> and <em style="font: inherit;">2021</em> (in thousands, except share data).</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Earnings per common share - basic</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Net income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,678</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">35,709</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Less: income allocated to participating securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(33</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(21</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Net income allocated to common shareholders</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,677</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">35,676</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7,979</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Weighted average basic shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">9,839,258</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,085,758</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,416,145</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Basic earnings per common share</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.69</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.54</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.77</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Earnings per common share - diluted</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Net income allocated to common shareholders</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,677</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">35,676</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7,979</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Weighted average basic shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9,839,258</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10,085,758</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10,416,145</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Dilutive effect of securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,583</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">94,951</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">84,157</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total weighted average diluted shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">9,841,841</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">10,180,709</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">10,500,302</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Diluted earnings per common share</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.69</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.76</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;">The weighted average number of shares that have an antidilutive effect in the calculation of diluted earnings per common share and have been excluded from the computations above are shown below.</p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Stock options</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">15,361</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">869</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Restricted stock awards</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">135</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">431</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Restricted stock units</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">71,711</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">15,176</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">20,828</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Earnings per common share - basic</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Net income</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,678</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">35,709</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">8,000</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Less: income allocated to participating securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(1</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(33</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">(21</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">)</td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Net income allocated to common shareholders</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,677</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">35,676</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7,979</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Weighted average basic shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">9,839,258</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,085,758</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);">10,416,145</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Basic earnings per common share</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.69</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.54</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.77</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Earnings per common share - diluted</p> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Net income allocated to common shareholders</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">16,677</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">35,676</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">7,979</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Weighted average basic shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">9,839,258</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10,085,758</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">10,416,145</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 9pt;">Dilutive effect of securities</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">2,583</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">94,951</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">84,157</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt 0pt 0pt 18pt;">Total weighted average diluted shares outstanding</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">9,841,841</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">10,180,709</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);"> </td><td style="width: 12%; text-align: right; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0); border-top: 1px solid rgb(0, 0, 0);">10,500,302</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0); margin-left: 0pt; border-top: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Diluted earnings per common share</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">1.69</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">3.50</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">$</td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 3px double rgb(0, 0, 0);">0.76</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; border-bottom: 3px double rgb(0, 0, 0); margin-left: 0pt;"> </td></tr> </tbody></table> 16678000 35709000 8000000 1000 33000 21000 16677000 35676000 7979000 9839258 10085758 10416145 1.69 3.54 0.77 16677000 35676000 7979000 9839258 10085758 10416145 2583 94951 84157 9841841 10180709 10500302 1.69 3.5 0.76 <table border="0" cellpadding="0" cellspacing="0" class="finTable" style="width: 100%; font-size: 10pt; font-family: Times New Roman; text-indent: 0px;"><tbody><tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="10" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;"><em style="font: inherit;"><em style="font: inherit;">December 31,</em></em></em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2023</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2022</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td><td style="font-family: Times New Roman; font-size: 10pt;"> </td><td colspan="2" style="text-align: center; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt; border-bottom: 1px solid rgb(0, 0, 0);"> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:center;margin:0pt;"><b><em style="font: inherit;">2021</em></b></p> </td><td style="font-family: Times New Roman; font-size: 10pt; border-bottom: 1px solid rgb(0, 0, 0);"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt; width: 55%;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Stock options</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">15,361</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">869</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(255, 255, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Restricted stock awards</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">—</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">135</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">431</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td></tr> <tr style="background-color: rgb(204, 238, 255); vertical-align: bottom"><td style="font-family: Times New Roman; font-size: 10pt;"> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt;">Restricted stock units</p> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">71,711</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt;"> </td><td style="width: 12%; text-align: right; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;">15,176</td><td style="width: 1%; font-family: Times New Roman; font-size: 10pt; margin-left: 0pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt;"> </td><td style="width: 12%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt; text-align: right;">20,828</td><td style="width: 1%; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-left: 0pt;"> </td></tr> </tbody></table> 0 15361000 869000 0 135000 431000 71711000 15176000 20828000 <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><b><a href="#" id="item9b" title="item9b"></a>Item</b> <b><em style="font: inherit;">9B.</em> Other Information</b></p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify;">Pursuant to Item <em style="font: inherit;">408</em>(a) of Regulation S-K, <span style="-sec-ix-hidden:c108041634"><span style="-sec-ix-hidden:c108041639"><span style="-sec-ix-hidden:c108041640"><span style="-sec-ix-hidden:c108041641">none</span></span></span></span> of our directors or executive officers adopted, terminated, or modified a Rule <em style="font: inherit;">10b5</em>-<em style="font: inherit;">1</em> trading arrangement or a non-Rule <em style="font: inherit;">10b5</em>-<em style="font: inherit;">1</em> trading arrangement during the quarter ended <em style="font: inherit;"> December 31, 2023</em>.</p> 171 Loans individually evaluated that were re-measured during the period had a carrying value of $1.0 million and $4.2 million at September 30, 2023 and December 31, 2022, respectively, with related allowance for credit losses of $0.4 million and $0.2 million as of such dates. Fair values determined through valuation analysis using coupon, yield (discount margin), liquidity and expected repayment dates. For PCD loans, formerly classified as PCI, the Company applied the guidance under CECL using the prospective transition approach. As a result, the Company adjusted the amortized cost basis of the PCD loans to reclassify the purchase discount to the allowance for credit losses on January 1, 2023. For the year ended December 31, 2021, the provision for loan losses includes a $21.6 million impairment recorded for one of the Company’s loan relationships as a result of Hurricane Ida. The corresponding loan balances in the same amount were then charged off. The allowance for credit losses on unfunded loan commitments is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets. The related provision for credit losses on unfunded loan commitments is included in “Provision for credit losses” in the accompanying consolidated statements of income for the year ended December 31, 2023. On January 1, 2023, the Company adopted ASU 2016-13, which introduced a new model known as CECL. Refer to Note 1. Summary of Significant Accounting Policies for more information on the adoption of ASU 2016-13. Amounts as of December 31, 2023 reflect the impact of adopting the CECL accounting standard and the Company’s transition from a probable incurred loss methodology to the current expected credit loss methodology. Prior period amounts represent the allowance for loan losses under the probable incurred loss methodology. For the year ended December 31, 2023, the $2.0 million negative provision for credit losses on the consolidated statement of income includes a $2.0 million negative provision for loan losses and a $36,000 negative provision for unfunded loan commitments. Weighted by relative fair value. The minimum ratios and amounts under the column for Capital Adequacy for December 31, 2021 and December 31, 2020 reflect the minimum regulatory capital ratios imposed under Basel III plus the fully phased-in capital conservation buffer of 2.5%.

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