The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 319 1,786 SH   SOLE   1,786 0 0
Abbvie Inc COM 00287Y109 254 4,064 SH   SOLE   4,064 0 0
Aberdeen Asia Pacific Income COM 003009107 1,106 238,787 SH   SOLE   238,787 0 0
Accenture Ltd Cl A COM G1151C101 213 1,816 SH   SOLE   1,816 0 0
Alphabet A COM 02079K305 1,316 1,661 SH   SOLE   1,661 0 0
Alphabet C COM 02079K107 1,236 1,601 SH   SOLE   1,601 0 0
Apple Computer Inc COM 037833100 1,121 9,675 SH   SOLE   9,675 0 0
AT&T New COM 00206R102 348 8,173 SH   SOLE   8,173 0 0
Berkshire Hathaway Inc B COM 084670702 821 5,037 SH   SOLE   5,037 0 0
Blackrock Core Bd TRUST COM 09249E101 1,568 120,540 SH   SOLE   120,540 0 0
Boeing Company COM 097023105 256 1,646 SH   SOLE   1,646 0 0
Cable One Inc COM 12685J105 270 435 SH   SOLE   435 0 0
Chevron Texaco Corp COM 166764100 724 6,148 SH   SOLE   6,148 0 0
ConocoPhillips COM 20825C104 214 4,269 SH   SOLE   4,269 0 0
Dominion Resources COM 25746U109 286 3,735 SH   SOLE   3,735 0 0
Du Pont COM 263534109 274 3,726 SH   SOLE   3,726 0 0
Exxon Mobil Corp COM 30231G102 1,577 17,470 SH   SOLE   17,470 0 0
F & C Claymore Pfd Sec Fd COM 338478100 1,271 67,477 SH   SOLE   67,477 0 0
FlexShares Global Upstream Nat Res Index 33939L407 329 11,490 SH   SOLE   11,490 0 0
FlexShares Morningstar Emerging Mkts Factor 33939L308 248 5,400 SH   SOLE   5,400 0 0
General Electric COM 369604103 601 19,007 SH   SOLE   19,007 0 0
Graham Holdings Co COM 384637104 223 435 SH   SOLE   435 0 0
Home Depot COM 437076102 335 2,495 SH   SOLE   2,495 0 0
Honeywell Intl Inc COM 438516106 214 1,845 SH   SOLE   1,845 0 0
Int'l Business Machines COM 459200101 522 3,144 SH   SOLE   3,144 0 0
iShares 0-5 Year TIPS Bond ETF 46429B747 6,278 62,328 SH   SOLE   62,328 0 0
iShares Barclays 1-3 Yr Treas Bond Index 464287457 615 7,287 SH   SOLE   7,287 0 0
iShares Barclays 7-10 Yr Treas Bond Index 464287440 853 8,138 SH   SOLE   8,138 0 0
iShares Cohen & Steers Realty Majors Index 464287564 2,129 21,367 SH   SOLE   21,367 0 0
iShares Core S&P 500 Index 464287200 8,618 38,304 SH   SOLE   38,304 0 0
iShares Core S&P SmallCap ETF 464287804 2,374 17,265 SH   SOLE   17,265 0 0
iShares Core Total US Bond Mkt ETF 464287226 8,155 75,467 SH   SOLE   75,467 0 0
iShares Core U.S. Growth ETF 464287671 637 14,847 SH   SOLE   14,847 0 0
iShares DJ US Financial Services Index 464287770 1,388 13,059 SH   SOLE   13,059 0 0
iShares DJ US Utilities Index 464287697 1,117 9,172 SH   SOLE   9,172 0 0
iShares Global Infrastructure ETF Index 464288372 340 8,700 SH   SOLE   8,700 0 0
iShares iBonds Sep 2019 AMT-Free Muni Bd 46429B564 291 11,500 SH   SOLE   11,500 0 0
Ishares Jpx Nikkei 400 464287382 499 9,410 SH   SOLE   9,410 0 0
Ishares Miners 464286335 296 17,290 SH   SOLE   17,290 0 0
iShares MSCI Brazil ETF 464286400 369 11,056 SH   SOLE   11,056 0 0
iShares MSCI Canada Index 464286509 896 34,264 SH   SOLE   34,264 0 0
iShares MSCI EAFE Index 464287465 3,401 58,908 SH   SOLE   58,908 0 0
iShares MSCI EAFE Small Cap Index 464288273 871 17,483 SH   SOLE   17,483 0 0
iShares MSCI Emerging Markets Index 464287234 1,298 37,077 SH   SOLE   37,077 0 0
iShares MSCI Pacific ex-Japan Index 464286665 274 6,935 SH   SOLE   6,935 0 0
iShares Nasdaq Biotechnology Index 464287556 557 2,099 SH   SOLE   2,099 0 0
iShares Russell 1000 Growth Index 464287614 256 2,445 SH   SOLE   2,445 0 0
iShares Russell 1000 Index 464287622 1,486 11,937 SH   SOLE   11,937 0 0
iShares Russell 2000 Index 464287655 735 5,448 SH   SOLE   5,448 0 0
iShares Russell 3000 Index 464287663 35,152 264,344 SH   SOLE   264,344 0 0
iShares S&P 500 Growth Index 464287309 1,984 16,290 SH   SOLE   16,290 0 0
iShares S&P 500 Value Index 464287408 1,041 10,273 SH   SOLE   10,273 0 0
iShares S&P Europe 350 Index 464287861 2,277 58,658 SH   SOLE   58,658 0 0
iShares S&P Global Energy Index 464287341 3,869 111,185 SH   SOLE   111,185 0 0
iShares S&P Global Healthcare Index 464287325 723 7,624 SH   SOLE   7,624 0 0
iShares S&P Global Telecom Index 464287275 309 5,269 SH   SOLE   5,269 0 0
iShares S&P MidCap 400 Growth Index 464287606 692 3,800 SH   SOLE   3,800 0 0
iShares S&P MidCap 400 Index 464287507 1,798 10,876 SH   SOLE   10,876 0 0
iShares S&P MidCap 400 Value Index 464287705 1,305 8,989 SH   SOLE   8,989 0 0
iShares S&P N.Amer Natural Resources Index 464287374 8,486 236,037 SH   SOLE   236,037 0 0
iShares S&P N.Amer Technology Index 464287549 421 3,404 SH   SOLE   3,404 0 0
iShares S&P SmallCap 600 Growth Index 464287887 1,153 7,684 SH   SOLE   7,684 0 0
iShares S&P SmallCap 600 Value Index 464287879 3,654 26,101 SH   SOLE   26,101 0 0
iShares S&P/Citi Intl Treas Bond Index 464288117 3,390 37,741 SH   SOLE   37,741 0 0
iShares Short Term Muni Bond 464288158 486 4,629 SH   SOLE   4,629 0 0
iShares TIPS Bond ETF 464287176 8,119 71,742 SH   SOLE   71,742 0 0
Johnson and Johnson COM 478160104 537 4,661 SH   SOLE   4,661 0 0
JP Morgan Chase & Co COM 46625H100 297 3,443 SH   SOLE   3,443 0 0
Market Vectors Investment Grade Floating Rate ETF 57060U514 5,741 229,640 SH   SOLE   229,640 0 0
Marriott Int'l COM 571903202 242 2,921 SH   SOLE   2,921 0 0
McKesson Corp COM 58155Q103 283 2,017 SH   SOLE   2,017 0 0
Merck and Company COM 58933Y105 771 13,088 SH   SOLE   13,088 0 0
MFC FlexShares STOXX Global Broad Infrastructure I 33939L795 350 8,100 SH   SOLE   8,100 0 0
MFC FLEXSHARES TR CURRENCY HEDGED MORNINGSTAR 33939L100 245 9,700 SH   SOLE   9,700 0 0
Middlesex Wtr Co COM 596680108 301 7,000 SH   SOLE   7,000 0 0
Neogen Corp COM 640491106 363 5,499 SH   SOLE   5,499 0 0
Nvidia Corp COM 67066G104 209 1,954 SH   SOLE   1,954 0 0
Patterson Companies COM 703395103 201 4,889 SH   SOLE   4,889 0 0
PepsiCo Inc COM 713448108 351 3,354 SH   SOLE   3,354 0 0
Pfizer Inc COM 717081103 266 8,200 SH   SOLE   8,200 0 0
PowerShares WilderHill Clean Energy Index 73935X500 627 170,469 SH   SOLE   170,469 0 0
Proctor and Gamble COM 742718109 387 4,603 SH   SOLE   4,603 0 0
Royce Micro-Cap Trust Inc. COM 780915104 2,008 246,091 SH   SOLE   246,091 0 0
Schlumberger Ltd COM 806857108 207 2,461 SH   SOLE   2,461 0 0
Schwab US Brd Mkt ETF 808524102 2,425 44,761 SH   SOLE   44,761 0 0
Southern Company COM 842587107 216 4,401 SH   SOLE   4,401 0 0
SPDR Consumer Discret Selct Sector Index 81369Y407 596 7,322 SH   SOLE   7,322 0 0
SPDR DB Int'l Govt Infl-Prtct Bd 78464A490 4,035 77,567 SH   SOLE   77,567 0 0
SPDR DoubleLine Total Return Tact ETF 78467V848 2,478 51,205 SH   SOLE   51,205 0 0
SPDR Health Care 81369Y209 248 3,601 SH   SOLE   3,601 0 0
SPDR Int-Finl 81369Y605 335 14,400 SH   SOLE   14,400 0 0
SPDR S&P Metals & Mining ETF 78464A755 746 24,534 SH   SOLE   24,534 0 0
Templeton Emerging Market Fund COM 880191101 1,374 113,669 SH   SOLE   113,669 0 0
Templeton Global Incm Fd COM 880198106 1,211 186,926 SH   SOLE   186,926 0 0
Union Pacific Corp COM 907818108 431 4,157 SH   SOLE   4,157 0 0
Vanguard Emerging Markets Index 922042858 2,059 57,548 SH   SOLE   57,548 0 0
Vanguard Energy Index 92204A306 1,839 17,570 SH   SOLE   17,570 0 0
Vanguard FTSE All-Wld ex-US SmCp Index 922042718 2,476 26,336 SH   SOLE   26,336 0 0
Vanguard FTSE ETF Developed Markets 921943858 18,064 494,374 SH   SOLE   494,374 0 0
Vanguard Mid-Cap Index 922908629 314 2,385 SH   SOLE   2,385 0 0
Vanguard Reit 922908553 3,601 43,629 SH   SOLE   43,629 0 0
Vanguard Russell 3000 Index 92206C599 1,985 19,227 SH   SOLE   19,227 0 0
Vanguard S&P 500 Value Index 921932703 3,317 33,987 SH   SOLE   33,987 0 0
Vanguard Small Cap Growth Index 922908595 438 3,289 SH   SOLE   3,289 0 0
Vanguard Small Cap Value 922908611 370 3,059 SH   SOLE   3,059 0 0
Vanguard Total Bond Market ETF 921937835 14,513 179,640 SH   SOLE   179,640 0 0
Vanguard Total World Stock Index 922042742 489 8,010 SH   SOLE   8,010 0 0
Verizon Communications COM 92343V104 208 3,905 SH   SOLE   3,905 0 0
Walt Disney COM 254687106 320 3,068 SH   SOLE   3,068 0 0
Wells Fargo & Co New COM 949746101 517 9,376 SH   SOLE   9,376 0 0