The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 242 1,467 SH   SOLE   1,467 0 0
Abbott Laboratories COM 002824100 225 4,867 SH   SOLE   4,867 0 0
Abbvie Inc COM 00287Y109 309 5,279 SH   SOLE   5,279 0 0
Aberdeen Asia Pacific Income Closed-End 003009107 1,386 257,663 SH   SOLE   257,663 0 0
Amgen Inc COM 031162100 295 1,847 SH   SOLE   1,847 0 0
Apple Computer Inc COM 037833100 1,187 9,537 SH   SOLE   9,537 0 0
AT&T New COM 00206R102 233 7,134 SH   SOLE   7,134 0 0
Berkshire Hathaway Inc B COM CL B 084670702 736 5,099 SH   SOLE   5,099 0 0
Berkshire Htwy Cla COM 084670108 435 200 SH   SOLE   200 0 0
Blackrock Core Bd TRUST ETF 09249E101 455 32,920 SH   SOLE   32,920 0 0
Boeing Company COM 097023105 236 1,573 SH   SOLE   1,573 0 0
Chevron Texaco Corp COM 166764100 715 6,808 SH   SOLE   6,808 0 0
ConocoPhillips COM 208251504 344 5,531 SH   SOLE   5,531 0 0
CVS Corp COM 126650100 214 2,072 SH   SOLE   2,072 0 0
Du Pont COM 263534109 203 2,835 SH   SOLE   2,835 0 0
Exxon Mobil Corp COM 30231G102 1,889 22,220 SH   SOLE   22,220 0 0
F & C Claymore Pfd Sec Fd Closed End 338478100 1,043 51,262 SH   SOLE   51,262 0 0
Flexshares Ready Access Var Income ETF 33939L886 272 3,600 SH   SOLE   3,600 0 0
FlexShares Inl Quality Div Index ETF 33939L837 392 15,700 SH   SOLE   15,700 0 0
FlexShares Global Upstream Nat Res Index ETF 33939L407 290 9,737 SH   SOLE   9,737 0 0
Frontier Communications Corp COM 35906A108 77 10,912 SH   SOLE   10,912 0 0
Gap Inc Del COM 364760108 204 4,701 SH   SOLE   4,701 0 0
General Electric COM 369604103 502 20,215 SH   SOLE   20,215 0 0
Graham Holdings Co COM 384637104 457 435 SH   SOLE   435 0 0
Home Depot COM 437076102 437 3,850 SH   SOLE   3,850 0 0
Honeywell Intl Inc COM 438516106 219 2,104 SH   SOLE   2,104 0 0
Int'l Business Machines COM 459200101 719 4,478 SH   SOLE   4,478 0 0
iShares 0-5 Year TIPS Bond ETF 46429B747 4,355 43,822 SH   SOLE   43,822 0 0
iShares Barclays 1-3 Yr Treas Bond Index ETF 464287457 496 5,845 SH   SOLE   5,845 0 0
iShares Barclays 7-10 Yr Treas Bond Index ETF 464287440 1,858 17,142 SH   SOLE   17,142 0 0
iShares Cohen & Steers Realty Majors Index ETF 464287564 2,639 26,097 SH   SOLE   26,097 0 0
iShares Core S&P 500 Index ETF 464287200 9,557 45,986 SH   SOLE   45,986 0 0
iShares Core S&P Total US Stock Mkt ETF 464287150 223 2,352 SH   SOLE   2,352 0 0
iShares Core Total US Bond Mkt ETF 464287226 10,183 91,384 SH   SOLE   91,384 0 0
iShares Core U.S. Growth ETF 464287671 639 7,864 SH   SOLE   7,864 0 0
iShares DJ US Financial Services Index ETF 464287770 422 4,713 SH   SOLE   4,713 0 0
iShares DJ US Utilities Index ETF 464287697 1,193 10,672 SH   SOLE   10,672 0 0
iShares Global Infrastructure ETF Index 464288372 238 5,700 SH   SOLE   5,700 0 0
iShares iBonds Sep 2015 AMT-Free Muni Bd ETF 464289339 446 8,490 SH   SOLE   8,490 0 0
iShares Miners ETF 464286335 285 38,555 SH   SOLE   38,555 0 0
iShares MSCI Canada Index ETF 464286509 1,014 37,318 SH   SOLE   37,318 0 0
iShares MSCI EAFE Index ETF 464287465 3,878 60,427 SH   SOLE   60,427 0 0
iShares MSCI EAFE Small Cap Index ETF 464288273 903 18,246 SH   SOLE   18,246 0 0
iShares MSCI Emerging Markets Index ETF 464287234 1,828 45,546 SH   SOLE   45,546 0 0
iShares MSCI Pacific ex-Japan Index ETF 464286665 389 8,581 SH   SOLE   8,581 0 0
iShares Nasdaq Biotechnology Index ETF 464287556 673 1,959 SH   SOLE   1,959 0 0
iShares Russell 1000 Index ETF 464287622 1,489 12,852 SH   SOLE   12,852 0 0
iShares Russell 2000 Index ETF 464287655 899 7,226 SH   SOLE   7,226 0 0
iShares Russell 3000 Index ETF 464287663 33,526 270,698 SH   SOLE   270,698 0 0
iShares S&P 500 Growth Index ETF 464287309 1,654 14,513 SH   SOLE   14,513 0 0
iShares S&P 500 Value Index ETF 464287408 958 10,352 SH   SOLE   10,352 0 0
iShares S&P Europe 350 Index ETF 464287861 2,132 48,159 SH   SOLE   48,159 0 0
iShares S&P Global Energy Index ETF 464287341 3,461 97,034 SH   SOLE   97,034 0 0
iShares S&P Global Healthcare Index ETF 464287325 826 7,658 SH   SOLE   7,658 0 0
iShares S&P Global Telecom Index ETF 464287275 298 4,853 SH   SOLE   4,853 0 0
iShares S&P MidCap 400 Growth Index ETF 464287606 594 3,462 SH   SOLE   3,462 0 0
iShares S&P MidCap 400 Index ETF 464287507 1,887 12,419 SH   SOLE   12,419 0 0
iShares S&P MidCap 400 Value Index ETF 464287705 1,369 10,458 SH   SOLE   10,458 0 0
iShares S&P N.Amer Natural Resources Index ETF 464287374 8,577 228,479 SH   SOLE   228,479 0 0
iShares S&P N.Amer Technology Index ETF 464287549 392 3,800 SH   SOLE   3,800 0 0
iShares S&P National AMT-Free Muni Bnd ETF 464288414 209 1,889 SH   SOLE   1,889 0 0
iShares S&P SmallCap 600 Growth Index ETF 464287887 1,067 8,195 SH   SOLE   8,195 0 0
iShares S&P SmallCap 600 Index ETF 464287804 2,343 19,853 SH   SOLE   19,853 0 0
iShares S&P SmallCap 600 Value Index ETF 464287879 2,268 19,071 SH   SOLE   19,071 0 0
iShares S&P/Citi Intl Treas Bond Index ETF 464288117 3,655 39,929 SH   SOLE   39,929 0 0
iShares S&P/TOPIX 150 Index ETF 464287382 564 10,471 SH   SOLE   10,471 0 0
iShares Short Term Muni Bond ETF 464288158 600 5,673 SH   SOLE   5,673 0 0
iShares TR Barclays TIPS Bond Fd ETF 464287176 9,650 84,957 SH   SOLE   84,957 0 0
Johnson and Johnson COM 478160104 594 5,909 SH   SOLE   5,909 0 0
Kinder Morgan Inc Kans Com COM 49456B101 392 9,314 SH   SOLE   9,314 0 0
Market Vectors Floating Rate Inv Grade Bond ETF 57060U514 5,264 211,656 SH   SOLE   211,656 0 0
Marriott Int'l COM 571903103 236 2,943 SH   SOLE   2,943 0 0
McKesson Corp COM 58155Q103 490 2,166 SH   SOLE   2,166 0 0
Medtronic Inc COM G5960L103 249 3,189 SH   SOLE   3,189 0 0
Merck and Company COM 58933Y105 597 10,394 SH   SOLE   10,394 0 0
MFC FlexShares STOXX Global Broad Infrastructure I ETF 33939L795 287 6,400 SH   SOLE   6,400 0 0
Neogen Corp COM 640491106 306 6,540 SH   SOLE   6,540 0 0
Oracle Corp COM 68389X105 219 5,078 SH   SOLE   5,078 0 0
PepsiCo Inc COM 713448108 221 2,312 SH   SOLE   2,312 0 0
Pfizer Inc COM 717081103 242 6,962 SH   SOLE   6,962 0 0
Proctor and Gamble COM 742718109 345 4,216 SH   SOLE   4,216 0 0
Royal Dutch Shell A Adrf COM 780259206 220 3,691 SH   SOLE   3,691 0 0
Royce Micro-Cap Trust Inc. COM 780915104 2,156 220,255 SH   SOLE   220,255 0 0
Schlumberger Ltd COM 806857108 243 2,914 SH   SOLE   2,914 0 0
Schwab US Brd Mkt ETF 808524102 304 6,029 SH   SOLE   6,029 0 0
Sector Spdr Tr Int-Finl ETF 81369Y605 396 16,430 SH   SOLE   16,430 0 0
Sector Spdr Tr Ben Int Energy ETF 81369Y506 255 3,283 SH   SOLE   3,283 0 0
Select Sector Spdr Health Care ETF 81369Y209 324 4,466 SH   SOLE   4,466 0 0
Southern Company COM 842587107 230 5,191 SH   SOLE   5,191 0 0
SPDR Consumer Discret Selct Sector Index ETF 81369Y407 569 7,549 SH   SOLE   7,549 0 0
SPDR DB Int'l Govt Infl-Prtct Bd ETF 78464A490 3,696 67,743 SH   SOLE   67,743 0 0
SPDR DoubleLine Total Return Tact ETF 78467V848 464 9,284 SH   SOLE   9,284 0 0
SPDR Dow Jones Intl ETF 78463X863 226 5,212 SH   SOLE   5,212 0 0
SPDR S&P Metals & Mining ETF 78464A755 520 19,135 SH   SOLE   19,135 0 0
T. Rowe Price & Associates COM 74144T108 213 2,633 SH   SOLE   2,633 0 0
Templeton Emerging Market Fund COM 880191101 735 48,175 SH   SOLE   48,175 0 0
Templeton Global Incm Fd COM 880198106 500 69,572 SH   SOLE   69,572 0 0
Union Pacific Corp COM 907818108 481 4,443 SH   SOLE   4,443 0 0
Vangrd Russell 3000 Index ETF 92206C599 894 9,292 SH   SOLE   9,292 0 0
Vanguard Emerging Markets Index ETF 922042858 2,625 64,223 SH   SOLE   64,223 0 0
Vanguard Energy Index 92204A306 402 3,675 SH   SOLE   3,675 0 0
Vanguard FTSE All-Wld ex-US SmCp Index ETF 922042718 2,578 25,973 SH   SOLE   25,973 0 0
Vanguard FTSE ETF Developed Markets ETF 921943858 15,289 383,861 SH   SOLE   383,861 0 0
Vanguard Reit ETF 922908553 2,774 32,908 SH   SOLE   32,908 0 0
Vanguard S&P 500 Value Index ETF 921932703 2,130 23,896 SH   SOLE   23,896 0 0
Vanguard Total Bond Market ETF 921937835 11,254 134,984 SH   SOLE   134,984 0 0
Vanguard Total Stock Market Index ETF 922908769 2,422 22,580 SH   SOLE   22,580 0 0
Vanguard Total World Stock Index ETF 922908553 695 11,284 SH   SOLE   11,284 0 0
Walt Disney COM 254687106 403 3,847 SH   SOLE   3,847 0 0
Wells Fargo & Co New COM 949746101 632 11,624 SH   SOLE   11,624 0 0