The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 611 3,817 SH   SOLE   3,817 0 0
ABBOTT LABS COM 002824100 374 3,440 SH   SOLE   3,440 0 0
ABBVIE INC COM 00287Y109 365 4,170 SH   SOLE   4,170 0 0
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 1,075 269,484 SH   SOLE   269,484 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 207 917 SH   SOLE   917 0 0
ALPHABET INC CAP STK CL C 02079K107 267 182 SH   SOLE   182 0 0
ALPHABET INC CAP STK CL A 02079K305 459 313 SH   SOLE   313 0 0
AMAZON COM INC COM 023135106 431 137 SH   SOLE   137 0 0
APPLE INC COM 037833100 2,696 23,282 SH   SOLE   23,282 0 0
BECTON DICKINSON & CO COM 075887109 319 1,370 SH   SOLE   1,370 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 545 2,560 SH   SOLE   2,560 0 0
BK OF AMERICA CORP COM 060505104 347 14,416 SH   SOLE   14,416 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101 2,072 132,330 SH   SOLE   132,330 0 0
BOEING CO COM 097023105 400 2,421 SH   SOLE   2,421 0 0
CABLE ONE INC COM 12685J105 807 428 SH   SOLE   428 0 0
CISCO SYS INC COM 17275R102 259 6,564 SH   SOLE   6,564 0 0
COSTCO WHSL CORP NEW COM 22160K105 664 1,871 SH   SOLE   1,871 0 0
DISNEY WALT CO COM DISNEY 254687106 274 2,207 SH   SOLE   2,207 0 0
DOMINION ENERGY INC COM 25746U109 388 4,914 SH   SOLE   4,914 0 0
FEDEX CORP COM 31428X106 254 1,009 SH   SOLE   1,009 0 0
FLAHERTY & CRUMRIN PFD & INM COM 338478100 1,346 64,230 SH   SOLE   64,230 0 0
GENERAL ELECTRIC CO COM 369604103 67 10,762 SH   SOLE   10,762 0 0
HOME DEPOT INC COM 437076102 296 1,064 SH   SOLE   1,064 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 383 3,148 SH   SOLE   3,148 0 0
INTUIT COM 461202103 206 632 SH   SOLE   632 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 2,528 41,597 SH   SOLE   41,597 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 572 20,665 SH   SOLE   20,665 0 0
ISHARES INC MSCI CDA ETF 464286509 1,169 42,662 SH   SOLE   42,662 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848 948 35,417 SH   SOLE   35,417 0 0
ISHARES INC MSCI GBL GOLD MN 46434G855 763 23,377 SH   SOLE   23,377 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 301 5,089 SH   SOLE   5,089 0 0
ISHARES INC MSCI AUST ETF 464286103 456 23,099 SH   SOLE   23,099 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,161 19,677 SH   SOLE   19,677 0 0
ISHARES TR NASDAQ BIOTECH 464287556 1,561 11,527 SH   SOLE   11,527 0 0
ISHARES TR 20 YR TR BD ETF 464287432 922 5,647 SH   SOLE   5,647 0 0
ISHARES TR RUS 1000 ETF 464287622 1,727 9,228 SH   SOLE   9,228 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 94 13,073 SH   SOLE   13,073 0 0
ISHARES TR INTL DEV RE ETF 464288489 1,851 77,333 SH   SOLE   77,333 0 0
ISHARES TR JPX NIKKEI 400 464287382 558 8,727 SH   SOLE   8,727 0 0
ISHARES TR LATN AMER 40 ETF 464287390 479 22,738 SH   SOLE   22,738 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,271 26,253 SH   SOLE   26,253 0 0
ISHARES TR GBL COMM SVC ETF 464287275 471 7,147 SH   SOLE   7,147 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 1,794 14,727 SH   SOLE   14,727 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,105 9,830 SH   SOLE   9,830 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 449 8,478 SH   SOLE   8,478 0 0
ISHARES TR 3YRTB ETF 464288125 1,140 13,982 SH   SOLE   13,982 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,681 12,463 SH   SOLE   12,463 0 0
ISHARES TR CORE US AGGBD ET 464287226 6,482 54,906 SH   SOLE   54,906 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,507 55,098 SH   SOLE   55,098 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 3,206 13,872 SH   SOLE   13,872 0 0
ISHARES TR US HOME CONS ETF 464288752 807 14,246 SH   SOLE   14,246 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 412 3,809 SH   SOLE   3,809 0 0
ISHARES TR NORTH AMERN NAT 464287374 5,167 260,948 SH   SOLE   260,948 0 0
ISHARES TR CORE S&P500 ETF 464287200 10,450 31,095 SH   SOLE   31,095 0 0
ISHARES TR GLOBAL 100 ETF 464287572 224 3,987 SH   SOLE   3,987 0 0
ISHARES TR US REGNL BKS ETF 464288778 555 16,965 SH   SOLE   16,965 0 0
ISHARES TR U.S. UTILITS ETF 464287697 1,716 11,753 SH   SOLE   11,753 0 0
ISHARES TR U.S. ENERGY ETF 464287796 350 21,948 SH   SOLE   21,948 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 1,686 13,821 SH   SOLE   13,821 0 0
ISHARES TR SP SMCP600VL ETF 464287879 4,081 33,340 SH   SOLE   33,340 0 0
ISHARES TR TIPS BD ETF 464287176 9,429 74,537 SH   SOLE   74,537 0 0
ISHARES TR US HLTHCARE ETF 464287762 207 912 SH   SOLE   912 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 2,082 126,969 SH   SOLE   126,969 0 0
ISHARES TR CORE S&P US GWT 464287671 1,053 13,171 SH   SOLE   13,171 0 0
ISHARES TR GLOB UTILITS ETF 464288711 250 4,449 SH   SOLE   4,449 0 0
ISHARES TR MICRO-CAP ETF 464288869 843 9,318 SH   SOLE   9,318 0 0
ISHARES TR INTL TREA BD ETF 464288117 5,371 101,584 SH   SOLE   101,584 0 0
ISHARES TR EUROPE ETF 464287861 2,581 61,648 SH   SOLE   61,648 0 0
ISHARES TR S&P MC 400GR ETF 464287606 1,220 5,099 SH   SOLE   5,099 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 422 16,552 SH   SOLE   16,552 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,244 6,713 SH   SOLE   6,713 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 1,219 16,968 SH   SOLE   16,968 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 9,658 92,812 SH   SOLE   92,812 0 0
ISHARES TR U.S. PHARMA ETF 464288836 647 3,954 SH   SOLE   3,954 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,187 26,913 SH   SOLE   26,913 0 0
ISHARES TR U.S. CNSM GD ETF 464287812 516 3,457 SH   SOLE   3,457 0 0
ISHARES TR US TELECOM ETF 464287713 685 25,181 SH   SOLE   25,181 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 930 6,211 SH   SOLE   6,211 0 0
ISHARES TR EAFE VALUE ETF 464288877 367 9,085 SH   SOLE   9,085 0 0
ISHARES TR S&P SML 600 GWT 464287887 1,318 7,472 SH   SOLE   7,472 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,454 34,935 SH   SOLE   34,935 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 287 1,322 SH   SOLE   1,322 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 290 2,940 SH   SOLE   2,940 0 0
ISHARES TR EXPND TEC SC ETF 464287549 929 3,006 SH   SOLE   3,006 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 757 7,626 SH   SOLE   7,626 0 0
ISHARES TR COHEN STEER REIT 464287564 1,854 18,174 SH   SOLE   18,174 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 44,897 229,404 SH   SOLE   229,404 0 0
JOHNSON & JOHNSON COM 478160104 504 3,389 SH   SOLE   3,389 0 0
JPMORGAN CHASE & CO COM 46625H100 337 3,502 SH   SOLE   3,502 0 0
LAM RESEARCH CORP COM 512807108 372 1,121 SH   SOLE   1,121 0 0
LOWES COS INC COM 548661107 219 1,320 SH   SOLE   1,320 0 0
MARRIOTT INTL INC NEW CL A 571903202 229 2,474 SH   SOLE   2,474 0 0
MCDONALDS CORP COM 580135101 210 958 SH   SOLE   958 0 0
MERCK & CO. INC COM 58933Y105 767 9,252 SH   SOLE   9,252 0 0
MICROSOFT CORP COM 594918104 615 2,922 SH   SOLE   2,922 0 0
NEOGEN CORP COM 640491106 318 4,058 SH   SOLE   4,058 0 0
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 230 38,958 SH   SOLE   38,958 0 0
NVIDIA CORPORATION COM 67066G104 993 1,835 SH   SOLE   1,835 0 0
PEPSICO INC COM 713448108 419 3,020 SH   SOLE   3,020 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 404 3,598 SH   SOLE   3,598 0 0
PROCTER AND GAMBLE CO COM 742718109 367 2,640 SH   SOLE   2,640 0 0
ROYCE MICRO-CAP TR INC COM 780915104 1,996 260,214 SH   SOLE   260,214 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,701 39,531 SH   SOLE   39,531 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 242 7,711 SH   SOLE   7,711 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,076 76,298 SH   SOLE   76,298 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 783 5,329 SH   SOLE   5,329 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 509 4,822 SH   SOLE   4,822 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 390 3,345 SH   SOLE   3,345 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 301 3,915 SH   SOLE   3,915 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 472 15,773 SH   SOLE   15,773 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 421 6,566 SH   SOLE   6,566 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 233 9,683 SH   SOLE   9,683 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 471 1,406 SH   SOLE   1,406 0 0
SPDR SER TR FTSE INT GVT ETF 78464A490 4,265 78,643 SH   SOLE   78,643 0 0
SPDR SER TR S&P METALS MNG 78464A755 659 28,370 SH   SOLE   28,370 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 5,772 117,058 SH   SOLE   117,058 0 0
STARBUCKS CORP COM 855244109 214 2,486 SH   SOLE   2,486 0 0
TEMPLETON EMERGING MKTS FD COM 880191101 1,828 118,922 SH   SOLE   118,922 0 0
TEMPLETON GLOBAL INCOME FD COM 880198106 2,327 435,040 SH   SOLE   435,040 0 0
UNION PAC CORP COM 907818108 322 1,636 SH   SOLE   1,636 0 0
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 5,750 228,084 SH   SOLE   228,084 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 3,502 32,149 SH   SOLE   32,149 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 21,077 238,918 SH   SOLE   238,918 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 770 3,582 SH   SOLE   3,582 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 459 2,605 SH   SOLE   2,605 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 848 5,514 SH   SOLE   5,514 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,498 56,968 SH   SOLE   56,968 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 530 4,794 SH   SOLE   4,794 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,744 63,456 SH   SOLE   63,456 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 363 6,928 SH   SOLE   6,928 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 566 7,023 SH   SOLE   7,023 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,702 25,666 SH   SOLE   25,666 0 0
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 4,910 32,250 SH   SOLE   32,250 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 201 3,848 SH   SOLE   3,848 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 20,860 510,029 SH   SOLE   510,029 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,253 31,086 SH   SOLE   31,086 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 231 2,265 SH   SOLE   2,265 0 0
VISA INC COM CL A 92826C839 203 1,014 SH   SOLE   1,014 0 0
VORNADO RLTY TR SH BEN INT 929042109 262 7,785 SH   SOLE   7,785 0 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103 757 3,627 SH   SOLE   3,627 0 0
YUM BRANDS INC COM 988498101 203 2,223 SH   SOLE   2,223 0 0