The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CL C COMMON STOCK 02079K107 7,876 6,461 SH   SOLE   7,876 0 0
AMERICAN EXPRESS CO 4.900 9/15/67 CORPORATE BONDS AND NOTES 025816BL2 698 698,000 SH   SOLE   698 0 0
APPLE INC COMMON STOCK 037833100 475 2,120 SH   SOLE   475 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 759 15,203 SH   SOLE   759 0 0
AT T INC COMMON STOCK 00206R102 5,481 144,837 SH   SOLE   5,481 0 0
BANK OF AMER MTN 3.1028 12/01/26 CORPORATE BONDS AND NOTES 5901886X1 899 949,000 SH   SOLE   899 0 0
BANK OF AMER MTN 3.82262 6/29/20 CORPORATE BONDS AND NOTES 06048WCQ1 101 100,000 SH   SOLE   101 0 0
BANK OF NY MELLON 4.950 12/20/67 CORPORATE BONDS AND NOTES 064058AD2 2,010 2,000,000 SH   SOLE   2,010 0 0
BRIGHTHOUSE FINL INC COMMON STOCK 10922N103 2,392 59,095 SH   SOLE   2,392 0 0
CHECK POINT SOFTWARE TECH LTD FOREIGN COMMON STOCK M22465104 370 3,376 SH   SOLE   370 0 0
CITIGROUP INC 5.950 2/15/68 CORPORATE BONDS AND NOTES 172967JZ5 807 790,000 SH   SOLE   807 0 0
CITIGROUP INC 2.97158 8/25/36 CORPORATE BONDS AND NOTES 172967DS7 446 570,000 SH   SOLE   446 0 0
CITIGROUP INC MTN 3.66025 12/15/20 CORPORATE BONDS AND NOTES 1730T0LD9 301 300,000 SH   SOLE   301 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 444 9,854 SH   SOLE   444 0 0
CORNING INC COMMON STOCK 219350105 3,789 132,866 SH   SOLE   3,789 0 0
COVETRUS INC NPV COMMON STOCK 22304C100 3,594 302,298 SH   SOLE   3,594 0 0
ELI LILLY CO COMMON STOCK 532457108 666 5,955 SH   SOLE   666 0 0
ENERGY TRANSFER 5.72087 11/01/66 CORPORATE BONDS AND NOTES 29273RBA6 1,433 1,911,000 SH   SOLE   1,433 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 621 8,794 SH   SOLE   621 0 0
FACEBOOK INC CLASS A COMMON STOCK 30303M102 4,922 27,638 SH   SOLE   4,922 0 0
FED EX CORP COMMON STOCK 31428X106 4,130 28,372 SH   SOLE   4,130 0 0
FIRST AM GOVT OB FD CL Y SHORT TERM FDS-TAXABLE (ACM) 31846V203 7,370 7,369,619 SH   SOLE   7,370 0 0
FIRST MD CAP I 3.43631 1/15/27 CORPORATE BONDS AND NOTES 320808AD0 919 992,000 SH   SOLE   919 0 0
FRANKLIN FTSE SOUTH KOREA ETF CLOSED END MUTUAL FUND EQUITY 35473P710 2,975 151,840 SH   SOLE   2,975 0 0
FRANKLIN FTSE TAIWAN ETF CLOSED END MUTUAL FUND EQUITY 35473P686 2,103 81,327 SH   SOLE   2,103 0 0
GABRIEL RESOURCES LTD FOREIGN COMMON STOCK 361970106 12 30,000 SH   SOLE   12 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 149 16,700 SH   SOLE   149 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 4,275 20,629 SH   SOLE   4,275 0 0
HARTFORD MULTIFACTOR EMERGING ETF CLOSED END MUTUAL FUND EQUITY 518416201 4,439 201,409 SH   SOLE   4,439 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 631 3,730 SH   SOLE   631 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 2,727 191,130 SH   SOLE   2,727 0 0
INGRAM MICRO INC 5.450 12/15/24 CORPORATE BONDS AND NOTES 457153AG9 93 90,000 SH   SOLE   93 0 0
INVESCO QQQ TRUST ETF CLOSED END MUTUAL FUND EQUITY 46090E103 6,029 31,930 SH   SOLE   6,029 0 0
ISHARES MSCI INDONESIA ETF CLOSED END MUTUAL FUND EQUITY 46429B309 1,916 78,280 SH   SOLE   1,916 0 0
ISHARES MSCI POLAND ETF CLOSED END MUTUAL FUND EQUITY 46429B606 3,964 192,070 SH   SOLE   3,964 0 0
JP MORGAN CHASE MTN 2.000 4/30/24 CORPORATE BONDS AND NOTES 48126N6A0 905 926,000 SH   SOLE   905 0 0
KEYCORP COMMON STOCK 493267108 2,251 126,200 SH   SOLE   2,251 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 213 1,500 SH   SOLE   213 0 0
KOHLS CORPORATION 4.250 7/17/25 CORPORATE BONDS AND NOTES 500255AU8 53 50,000 SH   SOLE   53 0 0
KRATON CORPORATION COMMON STOCK 50077C106 2,631 81,478 SH   SOLE   2,631 0 0
LIVENT CORP COMMON STOCK 53814L108 3,529 527,480 SH   SOLE   3,529 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 3,744 9,599 SH   SOLE   3,744 0 0
LYONDELLBASELL INDU CL A FOREIGN COMMON STOCK N53745100 264 2,955 SH   SOLE   264 0 0
MANUF TRADERS 3.68995 12/28/20 CORPORATE BONDS AND NOTES 564759PS1 173 173,000 SH   SOLE   173 0 0
MASSACHUSETTS ST SER 3.000 12/01/23 MUNI BDS-FIXED NON TAXABLE 57582PD31 50 50,000 SH   SOLE   50 0 0
MATTHEWS INDIA FUND INSTITUTIONAL MUTUAL FUNDS - EQUITY 577130768 3,925 152,054 SH   SOLE   3,925 0 0
MELLON CAPITAL IV 4.000 12/20/67 CORPORATE BONDS AND NOTES 58551TAA5 835 944,000 SH   SOLE   835 0 0
MERCK CO INC COMMON STOCK 58933Y105 515 6,120 SH   SOLE   515 0 0
METLIFE INC COMMON STOCK 59156R108 6,781 143,783 SH   SOLE   6,781 0 0
MICROSOFT CORP COMMON STOCK 594918104 271 1,950 SH   SOLE   271 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 280 1,200 SH   SOLE   280 0 0
NISOURCE INC COMMON STOCK 65473P105 359 12,000 SH   SOLE   359 0 0
NTC CAPITAL II 3.18857 4/15/27 CORPORATE BONDS AND NOTES 629398AA6 712 758,000 SH   SOLE   712 0 0
OPUS BANK 5.500 7/01/26 CORPORATE BONDS AND NOTES 684000AA0 195 192,000 SH   SOLE   195 0 0
PEPSICO INC COMMON STOCK 713448108 404 2,950 SH   SOLE   404 0 0
PHILIP MORRIS INTL COMMON STOCK 718172109 329 4,334 SH   SOLE   329 0 0
PIMCO ENHANCED SHORT MATURITY ETF CLOSED END MUTUAL FUND FIXED 72201R833 7,041 69,212 SH   SOLE   7,041 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 6,166 68,554 SH   SOLE   6,166 0 0
SCHEIN HENRY INC COMMON STOCK 806407102 2,561 40,325 SH   SOLE   2,561 0 0
SINGAPORE TELECOMMUNICATNS A D R FOREIGN COMMON STOCK 82929R304 2,531 113,373 SH   SOLE   2,531 0 0
SOUTHBOROUGH MA REF 4.000 6/01/20 MUNI BDS-FIXED NON TAXABLE 841229LM7 51 50,000 SH   SOLE   51 0 0
SPDR S P 500 ETF CLOSED END MUTUAL FUND EQUITY 78462F103 223 750 SH   SOLE   223 0 0
SPDR S&P REGIONAL BANKING ETF CLOSED END MUTUAL FUND EQUITY 78464A698 331 6,270 SH   SOLE   331 0 0
STATE STREET CORP 3.48603 6/15/37 CORPORATE BONDS AND NOTES 857477AY9 23 30,000 SH   SOLE   23 0 0
SUNTRUST CAPITAL 2.99444 3/15/28 CORPORATE BONDS AND NOTES 86788LAA8 189 204,000 SH   SOLE   189 0 0
TAKEDA PHARMACEUTICAL SP A D R FOREIGN COMMON STOCK 874060205 2,301 133,804 SH   SOLE   2,301 0 0
TYSON FOODS INC CL A COMMON STOCK 902494103 6,507 75,540 SH   SOLE   6,507 0 0
UNITED FINANCIAL 5.750 10/01/24 CORPORATE BONDS AND NOTES 910304AA2 2,160 2,000,000 SH   SOLE   2,160 0 0
US BANK CAPITAL IX 3.57778 4/15/49 CORPORATE BONDS AND NOTES 91731KAA8 1,205 1,414,000 SH   SOLE   1,205 0 0
VANGUARD 500 INDEX ADMIRAL MUTUAL FUNDS - EQUITY 922908710 212 772 SH   SOLE   212 0 0
VANGUARD FTSE EMERGING MARKETS ETF CLOSED END MUTUAL FUND EQUITY 922042858 2,944 73,129 SH   SOLE   2,944 0 0
VANGUARD TOTAL STOCK MARKET ETF CLOSED END MUTUAL FUND EQUITY 922908769 19,912 131,868 SH   SOLE   19,912 0 0
VANGUARD TOTAL WORLD STOCK INDEX ETF CLOSED END MUTUAL FUND EQUITY 922042742 2,261 30,220 SH   SOLE   2,261 0 0
VISA INC CLASS A SHARES COMMON STOCK 92826C839 487 2,834 SH   SOLE   487 0 0
VOYA FINANCIAL INC COMMON STOCK 929089100 301 5,525 SH   SOLE   301 0 0
WACHOVIA CAP TR II 5.44997 3/29/49 CORPORATE BONDS AND NOTES 92978AAA0 794 791,000 SH   SOLE   794 0 0
WALMART INC COMMON STOCK 931142103 7,856 66,195 SH   SOLE   7,856 0 0
WALT DISNEY CO THE COMMON STOCK 254687106 1,780 13,659 SH   SOLE   1,780 0 0
WELLS FARGO MTN 3.500 3/08/22 CORPORATE BONDS AND NOTES 94974BFC9 52 50,000 SH   SOLE   52 0 0
ZOETIS INC COMMON STOCK 98978V103 6,397 51,345 SH   SOLE   6,397 0 0