The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   149,983 1,414 SH   SOLE   0 0 1,414
ABB Ltd COM 000375204   8,808 190 SH   SOLE   0 0 190
Abbott Laboratories COM 002824100   172,536 1,518 SH   SOLE   0 0 1,518
AbbVie Inc COM 00287Y109   501,503 2,754 SH   SOLE   0 0 2,754
Accenture PLC Class A COM G1151C101   348,343 1,005 SH   SOLE   0 0 1,005
Adobe Systems Inc COM 00724F101   75,690 150 SH   SOLE   0 0 150
Advanced Battery Technologies Inc COM 02451V309   1,237 707 SH   SOLE   0 0 707
Advanced Micro Devices COM 007903107   61,006 338 SH   SOLE   0 0 338
Aegon NV COM 0076CA104   5,832 964 SH   SOLE   0 0 964
AES Corp COM 00130H105   9,790 546 SH   SOLE   0 0 546
Affirm Holdings Inc Ordinary Shares - Class A COM 00827B106   35,807 961 SH   SOLE   0 0 961
Agilent Technologies Inc COM 00846U101   13,969 96 SH   SOLE   0 0 96
Air Products & Chemicals Inc COM 009158106   88,186 364 SH   SOLE   0 0 364
Allstate Corp COM 020002101   101,384 586 SH   SOLE   0 0 586
Alphabet Inc Class A COM 02079K305   542,442 3,594 SH   SOLE   0 0 3,594
Alphabet Inc Class C COM 02079K107   641,319 4,212 SH   SOLE   0 0 4,212
ALPS International Sector Div Dogs ETF ETF 00162Q718   12,631 425 SH   SOLE   0 0 425
Altria Group Inc COM 02209S103   16,794 385 SH   SOLE   0 0 385
Amazon.com Inc COM 023135106   3,093,217 17,148 SH   SOLE   0 0 17,148
Amcor Plc COM G0250X107   3,661 385 SH   SOLE   0 0 385
America Movil Sa L ADR COM 02390A101   26,483 1,419 SH   SOLE   0 0 1,419
American Eagle Outfitters COM 02553E106   321,498 12,466 SH   SOLE   0 0 12,466
American Electric Power Company Inc COM 025537101   16,876 196 SH   SOLE   0 0 196
American Express Co COM 025816109   900,152 3,953 SH   SOLE   0 0 3,953
American Tower Corp A COM 03027X100   14,279 72 SH   SOLE   0 0 72
American Water Works Co. COM 030420103   9,777 80 SH   SOLE   0 0 80
Ameriprise Financial Inc COM 03076C106   57,959 132 SH   SOLE   0 0 132
Amgen Inc COM 031162100   413,117 1,453 SH   SOLE   0 0 1,453
Angel Oak High Yield Opportunities ETF ETF 03463K745   177,563 16,201 SH   SOLE   0 0 16,201
Apple Inc COM 037833100   4,090,149 23,852 SH   SOLE   0 0 23,852
Arista Networks Inc COM 040413106   11,599 40 SH   SOLE   0 0 40
Arthur J Gallagher & Co COM 363576109   771,236 3,084 SH   SOLE   0 0 3,084
Ascendis Pharma A/S Spon Adr Each Rep 1 COM 04351P101   36,432 241 SH   SOLE   0 0 241
ASML Holding NV COM N07059210   23,291 24 SH   SOLE   0 0 24
AstraZeneca PLC ADR COM 046353108   5,962 88 SH   SOLE   0 0 88
AT&T Corp COM 00206R102   38,961 2,214 SH   SOLE   0 0 2,214
Autodesk Inc COM 052769106   106,772 410 SH   SOLE   0 0 410
Automatic Data Processing COM 053015103   116,878 468 SH   SOLE   0 0 468
Avista Corp COM 05379B107   9,210 263 SH   SOLE   0 0 263
B C E Inc COM 05534B760   6,082 179 SH   SOLE   0 0 179
Banc Calif Inc COM 05990K106   1,658 109 SH   SOLE   0 0 109
Bank Marin Corte Madera Ca COM 063425102   53,742 3,205 SH   SOLE   0 0 3,205
Bank of America Corp COM 060505104   36,252 956 SH   SOLE   0 0 956
Bank of Montreal COM 063671101   7,131 73 SH   SOLE   0 0 73
Baxter International Inc COM 071813109   9,873 231 SH   SOLE   0 0 231
Becton Dickinson & Co COM 075887109   44,046 178 SH   SOLE   0 0 178
Berkshire Hathaway Cl B COM 084670702   1,778,379 4,229 SH   SOLE   0 0 4,229
Best Buy Inc COM 086516101   1,230 15 SH   SOLE   0 0 15
BHP Billiton Ltd ADR COM 088606108   14,711 255 SH   SOLE   0 0 255
Blackrock Inc COM 09247X101   28,346 34 SH   SOLE   0 0 34
Blackstone Group Lp COM 09260D107   159,615 1,215 SH   SOLE   0 0 1,215
Boeing Co COM 097023105   249,536 1,293 SH   SOLE   0 0 1,293
Bristol-Myers Squibb Co COM 110122108   201,844 3,722 SH   SOLE   0 0 3,722
British American Tobacco COM 110448107   4,972 163 SH   SOLE   0 0 163
Broadcom Inc COM 11135F101   152,422 115 SH   SOLE   0 0 115
Brookfield Infrastructure Partners COM G16252101   6,273 201 SH   SOLE   0 0 201
Caesars Entertainment Inc COM 12769G100   1,050 24 SH   SOLE   0 0 24
Capital One Financial Corp COM 14040H105   3,424 23 SH   SOLE   0 0 23
Cardinal Health Inc COM 14149Y108   18,240 163 SH   SOLE   0 0 163
Cardiol Therapeutics Inc Class A COM 14161Y200   27,423 15,151 SH   SOLE   0 0 15,151
Caterpillar Inc COM 149123101   69,622 190 SH   SOLE   0 0 190
Cdn Imperial Bk Comm COM 136069101   12,477 246 SH   SOLE   0 0 246
Cdw Corp COM 12514G108   57,551 225 SH   SOLE   0 0 225
Center Point Energy COM 15189T107   4,444 156 SH   SOLE   0 0 156
Charles Schwab Corp COM 808513105   501,823 6,937 SH   SOLE   0 0 6,937
Chestnut Str Exchang Fd Sh Partnership N COM 166668103   577,339 538 SH   SOLE   0 0 538
Chevron Texaco Corp COM 166764100   428,268 2,715 SH   SOLE   0 0 2,715
Cigna Corp COM 125523100   55,931 154 SH   SOLE   0 0 154
Cisco Systems Inc COM 17275R102   290,326 5,817 SH   SOLE   0 0 5,817
Citigroup Inc COM 172967424   6,703 106 SH   SOLE   0 0 106
Citizens Finl Group Inc Com COM 174610105   6,278 173 SH   SOLE   0 0 173
Clorox Co COM 189054109   45,933 300 SH   SOLE   0 0 300
Coca Cola Co COM 191216100   55,968 915 SH   SOLE   0 0 915
Coca Cola Femsa SAB ADR COM 191241108   1,458 15 SH   SOLE   0 0 15
Colgate-Palmolive Co COM 194162103   138,047 1,533 SH   SOLE   0 0 1,533
Comcast Corp A COM 20030N101   178,515 4,118 SH   SOLE   0 0 4,118
Communication Services Sel Sect SPDR ETF ETF 81369Y852   36,992 453 SH   SOLE   0 0 453
Compagnie Financiere R COM 204319107   6,782 445 SH   SOLE   0 0 445
Conagra Foods Inc COM 205887102   2,253 76 SH   SOLE   0 0 76
ConocoPhillips COM 20825C104   80,186 630 SH   SOLE   0 0 630
Consol Energy Inc Ordinary Shares COM 20854L108   6,282 75 SH   SOLE   0 0 75
Consolidated Edison Inc COM 209115104   178,384 1,964 SH   SOLE   0 0 1,964
Constellation Brands A COM 21036P108   36,416 134 SH   SOLE   0 0 134
Constellation Energy Group COM 21037T109   2,403 13 SH   SOLE   0 0 13
Consumer Discret Sel Sect SPDR ETF ETF 81369Y407   40,824 222 SH   SOLE   0 0 222
Consumer Staples Select Sector SPDR ETF ETF 81369Y308   57,881 758 SH   SOLE   0 0 758
Core Laboratories COM 21867A105   7,174 420 SH   SOLE   0 0 420
Coresite Rlty Corp Com COM 03073E105   91,121 375 SH   SOLE   0 0 375
Corteva Inc COM 22052L104   51,193 888 SH   SOLE   0 0 888
Costco Wholesale Corp COM 22160K105   1,330,456 1,816 SH   SOLE   0 0 1,816
Crown Castle International Corp COM 22822V101   5,821 55 SH   SOLE   0 0 55
CSX Corp COM 126408103   30,101 812 SH   SOLE   0 0 812
Cummins Inc COM 231021106   10,902 37 SH   SOLE   0 0 37
CVS Caremark Corp COM 126650100   17,388 218 SH   SOLE   0 0 218
Danaher Corp COM 235851102   99,888 400 SH   SOLE   0 0 400
Dell Inc COM 24703L202   75,655 663 SH   SOLE   0 0 663
Deutsche Telekom AG COM 251566105   3,075 127 SH   SOLE   0 0 127
DFA Dimensional US Marketwide Value ETF ETF 25434V724   8,866,642 216,788 SH   SOLE   0 0 216,788
DFA TA World ex US Core Equity I ETF 25434V880   94,301 3,707 SH   SOLE   0 0 3,707
DFA Tax-Managed International Value ETF 25434V807   2,950,746 80,292 SH   SOLE   0 0 80,292
Dimensional Emerging Core Equity Mkt ETF ETF 25434V302   51,028,481 2,064,259 SH   SOLE   0 0 2,064,259
Dimensional Global Real Estate ETF ETF 25434V658   51,862,331 2,031,427 SH   SOLE   0 0 2,031,427
Dimensional Inflation-Protected Sec ETF ETF 25434V856   35,104 851 SH   SOLE   0 0 851
Dimensional International Equity Mkt ETF ETF 25434V203   45,394,571 1,502,137 SH   SOLE   0 0 1,502,137
Dimensional International Sstby Cr 1 ETF ETF 25434V690   1,386,128 41,168 SH   SOLE   0 0 41,168
Dimensional U.S. Core Equity 2 ETF ETF 25434V708   223,108,367 6,983,047 SH   SOLE   0 0 6,983,047
Dimensional U.S. Core Equity Market ETF ETF 25434V104   18,387,498 503,216 SH   SOLE   0 0 503,216
Dimensional U.S. Small Cap ETF ETF 25434V500   2,019,037 32,388 SH   SOLE   0 0 32,388
Dimensional U.S. Targeted Value ETF ETF 25434V609   119,093 2,188 SH   SOLE   0 0 2,188
Discover Financial Services LLC COM 254709108   23,596 180 SH   SOLE   0 0 180
Dominion Resources Inc COM 25746U109   5,706 116 SH   SOLE   0 0 116
Dow Chemical Co COM 260557103   2,549 44 SH   SOLE   0 0 44
Duke Energy Corp COM 26441C204   20,406 211 SH   SOLE   0 0 211
Dupont De Nemours Inc COM 26614N102   7,667 100 SH   SOLE   0 0 100
Ecolab Inc COM 278865100   19,165 83 SH   SOLE   0 0 83
Edgewell Pers Care Co Com COM 28035Q102   17,040 441 SH   SOLE   0 0 441
Edison International COM 281020107   14,146 200 SH   SOLE   0 0 200
Edwards Lifesciences Cp COM 28176E108   114,672 1,200 SH   SOLE   0 0 1,200
Electronics Arts COM 285512109   2,123 16 SH   SOLE   0 0 16
Elevance Health, Inc. COM 036752103   169,172 326 SH   SOLE   0 0 326
Eli Lilly & Co COM 532457108   849,532 1,092 SH   SOLE   0 0 1,092
Emerson Electric Co COM 291011104   50,018 441 SH   SOLE   0 0 441
Enbridge Inc COM 29250N105   7,743 214 SH   SOLE   0 0 214
Energizer Holding Inc COM 29272W109   12,983 441 SH   SOLE   0 0 441
Entergy Corp COM 29364G103   7,503 71 SH   SOLE   0 0 71
Enterprise Products Partners COM 293792107   455,457 15,609 SH   SOLE   0 0 15,609
Equity Residential COM 29476L107   15,778 250 SH   SOLE   0 0 250
Essex Properties Trust Inc COM 297178105   50,676 207 SH   SOLE   0 0 207
Evergy Inc COM 30034W106   5,124 96 SH   SOLE   0 0 96
Exelon Corp COM 30161N101   1,428 38 SH   SOLE   0 0 38
Expedia Inc COM 30212P303   52,621 382 SH   SOLE   0 0 382
Exxon Mobil Corp COM 30231G102   435,784 3,749 SH   SOLE   0 0 3,749
Fedex Corp COM 31428X106   54,761 189 SH   SOLE   0 0 189
Fidelity Enhanced Large Cap Core ETF ETF 316092113   6,849 232 SH   SOLE   0 0 232
Fidelity Enhanced Large Cap Value ETF ETF 31609A107   64,825 2,220 SH   SOLE   0 0 2,220
Fidelity MSCI Materials Index ETF ETF 316092881   89,674 1,712 SH   SOLE   0 0 1,712
Fidelity National Financial Inc COM 31620R303   8,124 153 SH   SOLE   0 0 153
Fidelity Total Bond Etf ETF 316188309   94,471 2,085 SH   SOLE   0 0 2,085
Fidelity MSCI Information Tech ETF ETF 316092808   158,818 1,019 SH   SOLE   0 0 1,019
Financial Select Sector SPDR ETF ETF 81369Y605   45,658 1,084 SH   SOLE   0 0 1,084
First National Bank Alaska COM 32112J106   8,199 41 SH   SOLE   0 0 41
First Solar Inc COM 336433107   5,064 30 SH   SOLE   0 0 30
First Tr Exchange Traded Fd Ny Arca Biot ETF 33733E203   56,741 369 SH   SOLE   0 0 369
First Trust Energy Infrastructure Fund ETF 33738C103   145,696 8,023 SH   SOLE   0 0 8,023
First Trust Enhanced Short Maturity ETF ETF 33739Q408   12,759 214 SH   SOLE   0 0 214
First Trust North American Energy Infrastructure ETF ETF 33738D101   965,251 32,687 SH   SOLE   0 0 32,687
FlexShares Intl Qual Div ETF ETF 33939L837   16,870 700 SH   SOLE   0 0 700
FlexShares Morningstar U.S. Market Factors Tilt ETF ETF 33939L100   1,307,843 6,592 SH   SOLE   0 0 6,592
Ford Motor Co COM 345370860   13,280 1,000 SH   SOLE   0 0 1,000
Fortis Inc COM 349553107   1,067 27 SH   SOLE   0 0 27
Fortive Corporation COM 34959J108   8,602 100 SH   SOLE   0 0 100
Fortrea Holdings Inc COM 34965K107   5,018 125 SH   SOLE   0 0 125
Franklin Resources Inc COM 354613101   39,495 1,405 SH   SOLE   0 0 1,405
Franks International COM 337738108   86,782 543 SH   SOLE   0 0 543
Freeport McMoran Copper & Gold Inc COM 35671D857   5,736 122 SH   SOLE   0 0 122
FS KKR Capital Corp COM 302635206   3,585 188 SH   SOLE   0 0 188
Fubotv Inc COM 35953D104   63,200 40,000 SH   SOLE   0 0 40,000
Gap Inc COM 364760108   17,797 646 SH   SOLE   0 0 646
GE HealthCare Technologies Inc. COM 36266G107   4,546 50 SH   SOLE   0 0 50
General Dynamics Corp COM 369550108   11,865 42 SH   SOLE   0 0 42
General Electric Co COM 369604301   58,627 334 SH   SOLE   0 0 334
General Mills Inc COM 370334104   17,076 244 SH   SOLE   0 0 244
Global X Fds Rbtcs Artfl Inte ETF 37954Y715   38,172 1,200 SH   SOLE   0 0 1,200
Health Care Select Sector SPDR ETF ETF 81369Y209   52,001 352 SH   SOLE   0 0 352
Hercules Technology Growth Capital COM 427096508   138,467 7,505 SH   SOLE   0 0 7,505
Hershey Foods Corp COM 427866108   148,145 762 SH   SOLE   0 0 762
Hewlett Packard Ente COM 42824C109   5,461 308 SH   SOLE   0 0 308
Hewlett-Packard Co COM 40434L105   31,157 1,031 SH   SOLE   0 0 1,031
Home Depot Inc COM 437076102   441,907 1,152 SH   SOLE   0 0 1,152
Honeywell International COM 438516106   35,919 175 SH   SOLE   0 0 175
Host Hotels & Resorts Inc COM 44107P104   3,474 168 SH   SOLE   0 0 168
HSBC Holdings ADR COM 404280406   3,739 95 SH   SOLE   0 0 95
Humana Inc COM 444859102   1,040 3 SH   SOLE   0 0 3
Huntington Bancshs Inc COM 446150104   4,366 313 SH   SOLE   0 0 313
Iac/Interactive Corp COM 44891N208   20,376 382 SH   SOLE   0 0 382
Illinois Tool Works Inc COM 452308109   43,469 162 SH   SOLE   0 0 162
Illumina Inc COM 452327109   1,236 9 SH   SOLE   0 0 9
Industrial Select Sector SPDR ETF ETF 81369Y704   36,402 289 SH   SOLE   0 0 289
Inspire Medical Systems Inc COM 457730109   2,738,143 12,748 SH   SOLE   0 0 12,748
Intel Corp COM 458140100   91,079 2,062 SH   SOLE   0 0 2,062
IntercontinentalExchange COM 45866F104   9,620 70 SH   SOLE   0 0 70
International Business Machines COM 459200101   246,094 1,289 SH   SOLE   0 0 1,289
International Paper Co COM 460146103   3,239 83 SH   SOLE   0 0 83
Inventrust Pptys Corp COM 46124J201   3,008 117 SH   SOLE   0 0 117
Invesco Exchng Traded Fd Tr II Ftse Rafi ETF 46138E735   148,355 4,512 SH   SOLE   0 0 4,512
Invesco PLC ETF G491BT108   2,223 134 SH   SOLE   0 0 134
Invesco QQQ Trust ETF 46090E103   825,345 1,859 SH   SOLE   0 0 1,859
Invesco S&P 500 Equal Weight Tech ETF ETF 46137V282   199,781 5,677 SH   SOLE   0 0 5,677
Invesco S&P MidCap 400 Pure Value ETF ETF 46137V191   11,321 95 SH   SOLE   0 0 95
Invesco Taxable Municipal Bond ETF ETF 46138G805   25,819,602 972,490 SH   SOLE   0 0 972,490
Invesco Water Resources ETF ETF 46137V142   50,926 765 SH   SOLE   0 0 765
Iron Mountain Inc COM 46284V101   72,189 900 SH   SOLE   0 0 900
iShares 0-5 Year Tips ETF 46429B747   7,934 80 SH   SOLE   0 0 80
iShares 1-3 Year Treasury Bond ETF ETF 464287457   2,535 31 SH   SOLE   0 0 31
iShares 1-5 yr Inv Grd Corp ETF ETF 464288646   121,226 2,364 SH   SOLE   0 0 2,364
iShares 3-7 Year Trery ETF 464288661   43,892 379 SH   SOLE   0 0 379
iShares Barclays Aggregate Bond ETF 464287226   1,296,530 13,238 SH   SOLE   0 0 13,238
iShares Barclays MBS Bond Fund ETF 464288588   8,503 92 SH   SOLE   0 0 92
iShares Broad Usd Hg Yld ETF 46435U853   128,431 3,510 SH   SOLE   0 0 3,510
iShares Calif Amt Free ETF 464288356   1,145,545 19,909 SH   SOLE   0 0 19,909
iShares Core High Dividend ETF ETF 46429B663   116,294 1,055 SH   SOLE   0 0 1,055
iShares Core MSCI EAFE ETF ETF 46432F842   223,031 3,005 SH   SOLE   0 0 3,005
iShares Core MSCI Emerging Markets ETF ETF 46434G103   2,214,104 42,909 SH   SOLE   0 0 42,909
iShares Core MSCI Total Int'l Stock Index ETF 46432F834   358,988 5,290 SH   SOLE   0 0 5,290
iShares Core S&P 500 ETF ETF 464287200   13,069,611 24,860 SH   SOLE   0 0 24,860
iShares Core S&P Small-Cap ETF ETF 464287804   1,962,822 17,760 SH   SOLE   0 0 17,760
iShares Core S&P Total US Stock Market E ETF 464287150   88,158 765 SH   SOLE   0 0 765
iShares Core US REIT ETF ETF 464288521   206,484 3,838 SH   SOLE   0 0 3,838
iShares Dow Jones Select Dividend ETF 464287168   562,686 4,568 SH   SOLE   0 0 4,568
iShares Dow Jones US Real Estate ETF 464287739   117,470 1,307 SH   SOLE   0 0 1,307
iShares ESG 1-5 Year USD Corp Bd ETF ETF 46435G243   11,314,471 462,192 SH   SOLE   0 0 462,192
iShares ESG Aware MSCI USA ETF ETF 46435G425   7,051,642 61,340 SH   SOLE   0 0 61,340
iShares ESG MSCI USA Leaders ETF ETF 46435U218   1,183,255 12,608 SH   SOLE   0 0 12,608
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549   25,850,746 549,315 SH   SOLE   0 0 549,315
Ishares Global Reit Etf ETF 46434V647   231,732 9,786 SH   SOLE   0 0 9,786
iShares Gold Trust ETF 464285204   29,407 700 SH   SOLE   0 0 700
iShares iBoxx High Yield Corporate Bond ETF 464288513   260,706 3,354 SH   SOLE   0 0 3,354
IShares Intermediate-Term Corp Bd ETF ETF 464288638   2,528 49 SH   SOLE   0 0 49
iShares JP Morgan EM Bond ETF 464288281   42,773 477 SH   SOLE   0 0 477
iShares Lehman 7-10 Year Treasury ETF 464287440   1,420 15 SH   SOLE   0 0 15
iShares Lehman Tips ETF 464287176   18,689 174 SH   SOLE   0 0 174
Ishares Msci Acwi Etf ETF 464288257   9,361 85 SH   SOLE   0 0 85
iShares MSCI Canada Index ETF 464286509   49,573 1,295 SH   SOLE   0 0 1,295
iShares MSCI EAFE ESG ETF ETF 46435G516   9,944,589 124,447 SH   SOLE   0 0 124,447
iShares MSCI EAFE ETF ETF 464287465   1,891,945 23,691 SH   SOLE   0 0 23,691
iShares MSCI EAFE Small-Cap ETF ETF 464288273   49,714 785 SH   SOLE   0 0 785
iShares MSCI EAFE Value ETF ETF 464288877   205,958 3,786 SH   SOLE   0 0 3,786
iShares MSCI Emerging Markets ETF 464287234   39,465 961 SH   SOLE   0 0 961
iShares MSCI Emerging Markets ESG ETF ETF 46434G863   5,036,139 156,256 SH   SOLE   0 0 156,256
iShares MSCI Intl Quality Factor ETF 46434V456   14,159 357 SH   SOLE   0 0 357
Ishares Msci Intl Value ETF 46435G409   15,244 540 SH   SOLE   0 0 540
Ishares Msci Usa ETF 46434V290   7,566 119 SH   SOLE   0 0 119
iShares MSCI USA Quality Factor ETF ETF 46432F339   19,586,116 119,173 SH   SOLE   0 0 119,173
iShares MSCI USA Value Factor ETF ETF 46432F388   29,244 270 SH   SOLE   0 0 270
iShares NASDAQ Biotech ETF 464287556   12,350 90 SH   SOLE   0 0 90
iShares Russell 1000 Growth ETF 464287614   735,766 2,183 SH   SOLE   0 0 2,183
iShares Russell 1000 Index ETF 464287622   17,540,457 60,898 SH   SOLE   0 0 60,898
iShares Russell 1000 Value Index ETF 464287598   2,968,663 16,575 SH   SOLE   0 0 16,575
iShares Russell 2000 Index ETF 464287655   1,238,040 5,887 SH   SOLE   0 0 5,887
iShares Russell 2000 Value Index ETF 464287630   46,781 295 SH   SOLE   0 0 295
iShares Russell 3000 Index ETF 464287689   184,142 614 SH   SOLE   0 0 614
iShares Russell Microcap Index ETF 464288869   300,740 2,482 SH   SOLE   0 0 2,482
iShares Russell Midcap Blend ETF 464287499   544,853 6,479 SH   SOLE   0 0 6,479
Ishares Russell Top 200 ETF ETF 464289446   21,610 170 SH   SOLE   0 0 170
Ishares Russell Top 200 Growth ETF ETF 464289438   26,339 135 SH   SOLE   0 0 135
iShares S&P 100 Index ETF 464287101   898,561 3,632 SH   SOLE   0 0 3,632
iShares S&P 400 Growth ETF 464287606   90,338 990 SH   SOLE   0 0 990
iShares S&P 500/BARRA Value Index ETF 464287408   145,151 777 SH   SOLE   0 0 777
iShares S&P 600 Growth ETF 464287887   81,053 620 SH   SOLE   0 0 620
iShares S&P Midcap 400 Index ETF 464287507   1,770,450 29,148 SH   SOLE   0 0 29,148
iShares S&P Midcap 400/BARRA Value ETF 464287705   1,035,711 8,756 SH   SOLE   0 0 8,756
iShares S&P National AMT-Free Muni ETF 464288414   8,222,146 76,414 SH   SOLE   0 0 76,414
iShares S&P Smallcap 600/BARRA Value Index ETF 464287879   71,812 699 SH   SOLE   0 0 699
iShares Short-Term National Muni Bd ETF ETF 464288158   3,871,974 36,971 SH   SOLE   0 0 36,971
iShares SP 500 Growth Index ETF 464287309   537,376 6,364 SH   SOLE   0 0 6,364
iShares Total US Bond ETF ETF 46434V613   125,709,913 2,757,401 SH   SOLE   0 0 2,757,401
Ishares Tr Cohen & Steer ETF 464287564   399,226 6,919 SH   SOLE   0 0 6,919
Ishares Tr Msci Kld400 Soc ETF 464288570   318,560 3,160 SH   SOLE   0 0 3,160
iShares Treasury Floating Rate Bond ETF ETF 46434V860   751,429 14,824 SH   SOLE   0 0 14,824
iShares Trust - iShares Core U.S. Value ETF ETF 464287663   555,301 6,140 SH   SOLE   0 0 6,140
Jetblue Airways Corp COM 477143101   1,165 157 SH   SOLE   0 0 157
JM Smuckers Co COM 832696405   2,140 17 SH   SOLE   0 0 17
Johnson & Johnson COM 478160104   1,138,970 7,200 SH   SOLE   0 0 7,200
Johnson Controls International plc COM G51502105   6,924 106 SH   SOLE   0 0 106
JP Morgan Chase & Co COM 46625H100   285,027 1,423 SH   SOLE   0 0 1,423
JP Morgan Chase & Co COM 48128B655   7,681 307 SH   SOLE   0 0 307
Jpmorgan Betabuilders COM 46641Q225   13,362 200 SH   SOLE   0 0 200
JPMorgan BetaBuilders Europe ETF COM 46641Q191   8,019 135 SH   SOLE   0 0 135
JPMorgan Equity Premium Income ETF ETF 46641Q332   2,205 38 SH   SOLE   0 0 38
JPMorgan US Quality Factor ETF ETF 46641Q761   901,909 17,059 SH   SOLE   0 0 17,059
Kenvue COM 49177J102   6,889 321 SH   SOLE   0 0 321
Keycorp Inc COM 493267108   5,091 322 SH   SOLE   0 0 322
Keysight Technologies Inc Com COM 49338L103   2,971 19 SH   SOLE   0 0 19
Kimberly-Clark Corp COM 494368103   35,571 275 SH   SOLE   0 0 275
Kraft Heinz Co Com Stk COM 500754106   3,948 107 SH   SOLE   0 0 107
Kroger Co COM 501044101   19,424 340 SH   SOLE   0 0 340
L3Harris Technologies Inc COM 502431109   63,930 300 SH   SOLE   0 0 300
Laboratory Corp Of America Holdings COM 50540R409   27,308 125 SH   SOLE   0 0 125
Lamar Advertising Co COM 512816109   8,359 70 SH   SOLE   0 0 70
Liberty Media Corporation COM 531229854   11,349 173 SH   SOLE   0 0 173
Linde plc COM G54950103   16,251 35 SH   SOLE   0 0 35
Lockheed Martin Corp COM 539830109   195,139 429 SH   SOLE   0 0 429
Lowes Companies Inc COM 548661107   137,918 541 SH   SOLE   0 0 541
Lululemon Athletica COM 550021109   114,460 293 SH   SOLE   0 0 293
LyondellBasell Industries COM N53745100   6,546 64 SH   SOLE   0 0 64
Maplebear Inc COM 565394103   6,414 172 SH   SOLE   0 0 172
Market Vectors High Yield Muni ETF ETF 92189H409   8,050,705 154,051 SH   SOLE   0 0 154,051
Market Vectors Intermediate Muni ETF ETF 92189H201   539,563 11,601 SH   SOLE   0 0 11,601
Mastercard Inc COM 57636Q104   214,299 445 SH   SOLE   0 0 445
Materials Select Sector SPDR ETF ETF 81369Y100   20,714 223 SH   SOLE   0 0 223
McDonalds Corp COM 580135101   771,697 2,737 SH   SOLE   0 0 2,737
Merck Inc COM 58933Y105   719,942 5,456 SH   SOLE   0 0 5,456
Meta Platforms Inc COM 30303M102   470,052 968 SH   SOLE   0 0 968
Metlife Inc COM 59156R108   3,113 42 SH   SOLE   0 0 42
Microchip Technology Inc COM 595017104   81,816 912 SH   SOLE   0 0 912
Microsoft Corp COM 594918104   10,465,943 24,876 SH   SOLE   0 0 24,876
Mid Cap SPDR Trust ETF 78467Y107   622,405 1,119 SH   SOLE   0 0 1,119
Muenchener Rueckver ADR COM 626188106   1,368 28 SH   SOLE   0 0 28
National Grid Group ADR COM 636274409   7,231 106 SH   SOLE   0 0 106
NetApp, Inc COM 64110D104   100,129 954 SH   SOLE   0 0 954
Netflix Inc COM 64110L106   37,654 62 SH   SOLE   0 0 62
Newmont Mining Corp COM 651639106   1,756 49 SH   SOLE   0 0 49
NextEra Energy Inc COM 65339F101   96,254 1,506 SH   SOLE   0 0 1,506
Nike Inc COM 654106103   375,168 3,992 SH   SOLE   0 0 3,992
Noble International COM 74348A467   63,381 625 SH   SOLE   0 0 625
Norfolk Southern Corp COM 655844108   218,363 857 SH   SOLE   0 0 857
Northern Trust Corp COM 665859104   13,338 150 SH   SOLE   0 0 150
Northrop Grumman Corp COM 666807102   20,104 42 SH   SOLE   0 0 42
Novartis AG ADR COM 66987V109   24,666 255 SH   SOLE   0 0 255
Novo Nordisk A/S ADR COM 670100205   295,310 2,300 SH   SOLE   0 0 2,300
Nucor Corp COM 670346105   169,007 854 SH   SOLE   0 0 854
Nvidia Corp COM 67066G104   1,515,272 1,677 SH   SOLE   0 0 1,677
NXP Semiconductors NV COM N6596X109   8,176 33 SH   SOLE   0 0 33
Oracle Corp COM 68389X105   653,549 5,203 SH   SOLE   0 0 5,203
Paccar Inc COM 693718108   215,940 1,743 SH   SOLE   0 0 1,743
Pacer Benchmark Industrial RE SCTR ETF ETF 69374H766   11,766 296 SH   SOLE   0 0 296
Palantir Technologies Inc Ordinary Shares - Class A COM 69608A108   36,264 1,576 SH   SOLE   0 0 1,576
Paychex Inc. COM 704326107   11,298 92 SH   SOLE   0 0 92
Pbf Energy Inc Cl A COM 69318G106   2,188 38 SH   SOLE   0 0 38
PepsiCo Inc COM 713448108   363,401 2,076 SH   SOLE   0 0 2,076
Pfizer Inc COM 717081103   159,785 5,758 SH   SOLE   0 0 5,758
Philip Morris International COM 718172109   30,143 329 SH   SOLE   0 0 329
Phillips Inc COM 718546104   51,452 315 SH   SOLE   0 0 315
Physicians Realty Trust COM 42250P103   5,081 271 SH   SOLE   0 0 271
PNC Financial Services Group Inc COM 693475105   42,339 262 SH   SOLE   0 0 262
Powershares DB Commodity Index ETF 46138B103   39,049 1,700 SH   SOLE   0 0 1,700
Powershares Emerging Markets Debt ETF ETF 46138E784   3,251,751 158,932 SH   SOLE   0 0 158,932
Powershares FTSE RAFI 1500 Small-Mid ETF ETF 46137V597   3,291,290 83,790 SH   SOLE   0 0 83,790
Powershares FTSE RAFI Dev Markets ex-US ETF 46138E743   2,082,918 41,952 SH   SOLE   0 0 41,952
Powershares FTSE RAFI US 1000 ETF ETF 46137V613   8,584,941 223,159 SH   SOLE   0 0 223,159
Powershares Info Tech ETF ETF 46138E115   20,880 450 SH   SOLE   0 0 450
Powershares Nasdaq Internet ETF 46137V530   306,355 7,680 SH   SOLE   0 0 7,680
PowerShares Preferred Portfolio ETF 46138E511   94,090 7,920 SH   SOLE   0 0 7,920
PPL Corp COM 69351T106   3,221 117 SH   SOLE   0 0 117
Principal Financial Group COM 74251V102   47,816 554 SH   SOLE   0 0 554
Principal Spectrum Pref Secs Actv ETF ETF 74255Y888   44,921 2,475 SH   SOLE   0 0 2,475
Procter & Gamble Co COM 742718109   767,875 4,733 SH   SOLE   0 0 4,733
Prologis COM 74340W103   7,162 55 SH   SOLE   0 0 55
Prudential Financial Inc COM 744320102   6,340 54 SH   SOLE   0 0 54
Public Service Enterprise Group COM 744573106   65,177 976 SH   SOLE   0 0 976
Qualcomm Inc COM 747525103   30,982 183 SH   SOLE   0 0 183
Quanta Services Inc COM 74762E102   25,980 100 SH   SOLE   0 0 100
Quest Diagnostic Inc COM 74834L100   25,956 195 SH   SOLE   0 0 195
Raytheon Technologies Co COM 75513E101   21,262 218 SH   SOLE   0 0 218
Realty Income Corp COM 756109104   797,813 14,747 SH   SOLE   0 0 14,747
Regal Rexnord Corp Com Stk Usd0.01 COM 758750103   399,262 2,217 SH   SOLE   0 0 2,217
Repsol YPF SA ADR COM 76026T205   1,270 76 SH   SOLE   0 0 76
Rivian Automotive Inc COM 76954A103   16,973 1,550 SH   SOLE   0 0 1,550
Robert Half International Inc COM 770323103   3,647 46 SH   SOLE   0 0 46
Rockwell Automation Inc COM 773903109   122,067 419 SH   SOLE   0 0 419
Rogers Communications Inc COM 775109200   3,526 86 SH   SOLE   0 0 86
Royal Bank of Canada COM 780087102   9,584 95 SH   SOLE   0 0 95
Salesforce.com COM 79466L302   27,709 92 SH   SOLE   0 0 92
Sandoz Group AG ADR COM 799926100   1,505 50 SH   SOLE   0 0 50
Sanofi-Aventis ADR COM 80105N105   8,359 172 SH   SOLE   0 0 172
Schlumberger NV COM 806857108   4,714 86 SH   SOLE   0 0 86
Schwab 1000 ETF ETF 808524722   40,361 797 SH   SOLE   0 0 797
Schwab Emerging Market Equities ETF ETF 808524706   109,602 4,341 SH   SOLE   0 0 4,341
Schwab Fundamental Int'l Lg Co ETF ETF 808524755   271,882 7,635 SH   SOLE   0 0 7,635
Schwab International Equity ETF ETF 808524805   455,246 11,667 SH   SOLE   0 0 11,667
Schwab Short-Term US Treasury ETF ETF 808524862   10,337 214 SH   SOLE   0 0 214
Schwab U.S. TIPS ETF 808524870   81,370 1,560 SH   SOLE   0 0 1,560
Schwab US Broad Market ETF ETF 808524102   353,127 5,784 SH   SOLE   0 0 5,784
Schwab US Dividend Equity ETF 808524797   2,684,666 33,296 SH   SOLE   0 0 33,296
Schwab US Large Cap ETF 808524300   245,934 2,652 SH   SOLE   0 0 2,652
Schwab US Large-Cap ETF ETF 808524201   168,910 2,722 SH   SOLE   0 0 2,722
Schwab US Mid Cap Etf ETF 808524508   44,379 545 SH   SOLE   0 0 545
Schwab US REIT ETF ETF 808524847   12,316 607 SH   SOLE   0 0 607
Schwab US Small Cap ETF ETF 808524607   12,297 250 SH   SOLE   0 0 250
SEI Investments Co COM 784117103   86,280 1,200 SH   SOLE   0 0 1,200
Sempra Energy COM 816851109   11,924 166 SH   SOLE   0 0 166
Servicenow Inc Com COM 81762P102   47,269 62 SH   SOLE   0 0 62
Shell ADR COM 780259305   13,877 207 SH   SOLE   0 0 207
Siemens AG COM 826197501   14,028 147 SH   SOLE   0 0 147
Simon Property Group Inc COM 828806109   17,057 109 SH   SOLE   0 0 109
SK Telecom Co ADR COM 78440P306   1,100 51 SH   SOLE   0 0 51
Skyworks Solutions Inc COM 83088M102   31,196 288 SH   SOLE   0 0 288
Sonoco Products Co COM 835495102   3,702 64 SH   SOLE   0 0 64
Southern Co COM 842587107   10,546 147 SH   SOLE   0 0 147
Southwest Airlines Co. COM 844741108   4,379 150 SH   SOLE   0 0 150
SPDR Blmbg Barclays High Yield Bd ETF ETF 78468R622   48,338,072 507,753 SH   SOLE   0 0 507,753
SPDR Dow Jones Global RE ETF 78463X749   114,385 2,671 SH   SOLE   0 0 2,671
SPDR Dow Jones REIT ETF 78464A607   285,263 3,027 SH   SOLE   0 0 3,027
SPDR Gold Shares ETF 78463V107   10,080 49 SH   SOLE   0 0 49
SPDR Nuveen Barclays ST Muni Bond ETF ETF 78468R739   97,057 2,046 SH   SOLE   0 0 2,046
SPDR Nuveen Blmbg Barclays Muni Bd ETF ETF 78468R721   94,076 2,024 SH   SOLE   0 0 2,024
SPDR Nuveen S&P High Yield Municipal Bond ETF 78464A284   16,079,600 625,909 SH   SOLE   0 0 625,909
SPDR Portfolio Developed Wld ex-US ETF ETF 78463X889   9,048 252 SH   SOLE   0 0 252
SPDR Portfolio Intermediate Term Corporate Bond ETF ETF 78464A375   26,152 800 SH   SOLE   0 0 800
SPDR S&P 500 ETF Trust ETF 78462F103   4,934,280 9,433 SH   SOLE   0 0 9,433
SPDR S&P 500 Growth ETF ETF 78464A409   158,194 2,163 SH   SOLE   0 0 2,163
SPDR S&P 600 Small Cap ETF 78464A201   149,001 1,708 SH   SOLE   0 0 1,708
SPDR S&P 600 Small Cap ETF 78464A300   106,445 1,283 SH   SOLE   0 0 1,283
SPDR S&P Dividend ETF 78464A763   35,786 273 SH   SOLE   0 0 273
SPDR S&P Intl Small Cap ETF ETF 78463X871   697,497 21,475 SH   SOLE   0 0 21,475
SPDR Ser Tr S&P Biotech Etf ETF 78464A870   110,357 1,163 SH   SOLE   0 0 1,163
SPDR Small Cap ETF ETF 78468R853   65,003 1,510 SH   SOLE   0 0 1,510
SPDR Portfolio S&P 500 Value ETF ETF 78464A508   84,425 1,685 SH   SOLE   0 0 1,685
Starbucks COM 855244109   624,576 6,834 SH   SOLE   0 0 6,834
State Street Corp COM 857477103   58,535 757 SH   SOLE   0 0 757
Stellantis NV COM N82405106   3,962 140 SH   SOLE   0 0 140
Stryker Corp COM 863667101   102,709 287 SH   SOLE   0 0 287
Sumitomo Mitsui New ADR COM 86562M209   1,224 104 SH   SOLE   0 0 104
T Rowe Price Group Inc COM 74144T108   28,407 233 SH   SOLE   0 0 233
Taiwan Semiconductor Manufacturing Co Ltd ADR COM 874039100   2,041 15 SH   SOLE   0 0 15
Targa Resources Corp COM 87612G101   10,610 95 SH   SOLE   0 0 95
Techne Corp COM 09073M104   37,729 536 SH   SOLE   0 0 536
Technology Select Sector SPDR Fund ETF 81369Y803   347,407 1,668 SH   SOLE   0 0 1,668
TELUS Corp COM 87971M103   1,137 71 SH   SOLE   0 0 71
Tesla Motors Inc COM 88160R101   110,220 627 SH   SOLE   0 0 627
Texas Instruments Inc COM 882508104   3,136 18 SH   SOLE   0 0 18
Thermo Electron Corp COM 883556102   68,211 117 SH   SOLE   0 0 117
TJX Companies Inc COM 872540109   15,923 157 SH   SOLE   0 0 157
T-Mobile US Inc COM 872590104   164,689 1,009 SH   SOLE   0 0 1,009
Tokyo Electron Ltd COM 889110102   6,367 49 SH   SOLE   0 0 49
Transcanada Corp COM 87807B107   6,151 153 SH   SOLE   0 0 153
Truist Finl Corp COM 89832Q109   5,106 131 SH   SOLE   0 0 131
Unilever Plc Adr New COM 904767704   8,482 169 SH   SOLE   0 0 169
Union Pacific Corp COM 907818108   325,365 1,323 SH   SOLE   0 0 1,323
United Parcel Service B COM 911312106   50,544 340 SH   SOLE   0 0 340
UnitedHealth Group Inc COM 91324P102   458,858 928 SH   SOLE   0 0 928
UnumProvident Corp COM 91529Y106   11,215 209 SH   SOLE   0 0 209
US Bancorp COM 902973304   234,317 5,242 SH   SOLE   0 0 5,242
Utilities Select Sector SPDR ETF ETF 81369Y886   9,322 142 SH   SOLE   0 0 142
Vail Resorts Inc COM 91879Q109   40,109 180 SH   SOLE   0 0 180
Vanguard Bond Index ETF ETF 921937835   471,926 6,498 SH   SOLE   0 0 6,498
Vanguard Dividend Appreciation ETF ETF 921908844   149,375 818 SH   SOLE   0 0 818
Vanguard Extended Market ETF 922908652   1,236,095 7,053 SH   SOLE   0 0 7,053
Vanguard FTSE All-Wld ex-US ETF ETF 922042775   981,040 16,727 SH   SOLE   0 0 16,727
Vanguard FTSE All-World ex US Small ETF ETF 922042718   25,237 216 SH   SOLE   0 0 216
Vanguard FTSE Emerging Markets ETF ETF 922042858   2,446,418 58,569 SH   SOLE   0 0 58,569
Vanguard Global ex-US Real Est ETF ETF 922042676   16,014 380 SH   SOLE   0 0 380
Vanguard High Dividend ETF 921946406   181,844 1,503 SH   SOLE   0 0 1,503
Vanguard Industrials ETF 92204A603   1,709 7 SH   SOLE   0 0 7
Vanguard Info Technology ETF ETF 92204A702   362,977 692 SH   SOLE   0 0 692
Vanguard Large Cap ETF ETF 922908637   1,159,709 4,837 SH   SOLE   0 0 4,837
Vanguard Large Growth ETF ETF 922908736   550,720 1,600 SH   SOLE   0 0 1,600
Vanguard Mid Cap Growth ETF 922908538   18,105 77 SH   SOLE   0 0 77
Vanguard Midcap ETF ETF 922908629   1,519,432 6,081 SH   SOLE   0 0 6,081
Vanguard MSCI EAFE ETF ETF 921943858   6,755,140 134,645 SH   SOLE   0 0 134,645
Vanguard Pacific ETF ETF 922042866   11,405 150 SH   SOLE   0 0 150
Vanguard REIT Index ETF ETF 922908553   6,251,526 72,289 SH   SOLE   0 0 72,289
Vanguard S&P 500 Etf ETF 921932505   186,483 612 SH   SOLE   0 0 612
Vanguard S&P 500 ETF ETF 922908363   1,415,438 2,945 SH   SOLE   0 0 2,945
Vanguard S&P 500 Value ETF ETF 921932703   191,118 1,059 SH   SOLE   0 0 1,059
Vanguard S&P Mid Cap ETF 921932885   63,866 620 SH   SOLE   0 0 620
Vanguard Scottsdale Fds Vanguard Russell ETF 92206C680   174,612 2,015 SH   SOLE   0 0 2,015
Vanguard Short-Term Corporate Bond ETF ETF 92206C409   31,738,282 410,533 SH   SOLE   0 0 410,533
Vanguard Short-Term Infl-Prot Secs ETF ETF 922020805   627,616 13,105 SH   SOLE   0 0 13,105
Vanguard Small Cap ETF ETF 922908751   1,069,498 4,679 SH   SOLE   0 0 4,679
Vanguard Small Cap Growth ETF 922908595   462,234 1,773 SH   SOLE   0 0 1,773
Vanguard Small Cap Value ETF ETF 922908611   272,086 1,418 SH   SOLE   0 0 1,418
Vanguard Tax Exempt Bond ETF ETF 922907746   7,632,382 150,838 SH   SOLE   0 0 150,838
Vanguard Total Intl Stock Idx ETF ETF 921909768   3,269,490 54,220 SH   SOLE   0 0 54,220
Vanguard Total Stock Market ETF ETF 922908769   7,426,182 28,573 SH   SOLE   0 0 28,573
Vanguard Total World Stock ETF ETF 922042742   3,700 33 SH   SOLE   0 0 33
Vanguard Value ETF ETF 922908744   1,739,147 10,679 SH   SOLE   0 0 10,679
Ventas Inc COM 92276F100   1,742 40 SH   SOLE   0 0 40
Veralto Corp COM 92338C103   11,792 133 SH   SOLE   0 0 133
Verizon Communications COM 92343V104   68,227 1,626 SH   SOLE   0 0 1,626
Visa Inc COM 92826C839   12,559 45 SH   SOLE   0 0 45
Voya Finl, In COM 929089209   7,261 307 SH   SOLE   0 0 307
W P Carey Inc COM 92936U109   10,046 178 SH   SOLE   0 0 178
Walgreen Boots Alliance Inc Com COM 931427108   1,887 87 SH   SOLE   0 0 87
Wal-Mart Stores Inc COM 931142103   110,773 1,841 SH   SOLE   0 0 1,841
Walt Disney COM 254687106   362,430 2,962 SH   SOLE   0 0 2,962
Waste Management Inc COM 94106L109   21,315 100 SH   SOLE   0 0 100
Weirton Steel Corp COM 982104101   6,776 189 SH   SOLE   0 0 189
Wells Fargo & Co COM 949746101   33,022 570 SH   SOLE   0 0 570
Welltower Inc COM 95040Q104   88,581 948 SH   SOLE   0 0 948
Wisdomtree Emrg Mrkt Hg ETF 97717W315   33,472 800 SH   SOLE   0 0 800
WisdomTree International Small Cap ETF 97717W760   258,891 3,970 SH   SOLE   0 0 3,970
Wisdomtree Large Cap Div ETF 97717W307   246,890 3,420 SH   SOLE   0 0 3,420
Wisdomtree Tr US Smallcap Divd ETF 97717W604   53,138 1,626 SH   SOLE   0 0 1,626
Yum Brands COM 988498101   61,745 445 SH   SOLE   0 0 445
Zimmer Holdings Inc COM 98956P102   43,553 330 SH   SOLE   0 0 330