The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 63 1,400 SH   SOLE   0 0 1,400
Abbvie Inc COM 00287Y109 83 1,400 SH   SOLE   0 0 1,400
Accenture Ltd PLC COM G1151C101 43 415 SH   SOLE   0 0 415
Agilent Technologies Inc COM 00846U101 0 1 SH   SOLE   0 0 1
ALPS Alerian MLP COM 00162Q866 249 20,680 SH   SOLE   0 0 20,680
Altria Group Inc COM 02209S103 52 900 SH   SOLE   0 0 900
American Tower Corp A COM 03027X100 10 100 SH   SOLE   0 0 100
Ameriprise Financial Inc COM 03076C106 11 100 SH   SOLE   0 0 100
Ametek Inc COM 031100100 63 1,180 SH   SOLE   0 0 1,180
Amgen Inc COM 31162100 162 1,000 SH   SOLE   0 0 1,000
Apple Computer Inc COM 037833100 213 2,021 SH   SOLE   0 0 2,021
Astrazeneca Plc Ord COM G0593M107 16 242 SH   SOLE   0 0 242
AT&T Corp COM 00206R102 16 474 SH   SOLE   0 0 474
Bank Marin Corte Madera Ca COM 063425102 193 3,608 SH   SOLE   0 0 3,608
Berkshire Hathaway Cl B COM 084670702 196 1,486 SH   SOLE   0 0 1,486
Blackstone Group Lp COM 09253U108 15 500 SH   SOLE   0 0 500
Boeing Co COM 097023105 126 870 SH   SOLE   0 0 870
BorgWarner Inc COM 099724106 6 150 SH   SOLE   0 0 150
Boston Properties Inc COM 101121101 77 600 SH   SOLE   0 0 600
BP PLC ADR ADR 055622104 25 794 SH   SOLE   0 0 794
Celgene Corp COM 151020104 36 300 SH   SOLE   0 0 300
Charles Schwab Corp COM 808513105 925 28,092 SH   SOLE   0 0 28,092
Chevron Texaco Corp COM 166764100 62 691 SH   SOLE   0 0 691
Chubb Corp COM 171232101 33 250 SH   SOLE   0 0 250
Cisco Systems Inc COM 17275R102 122 4,508 SH   SOLE   0 0 4,508
Coca Cola Co COM 191216100 17 404 SH   SOLE   0 0 404
Conagra Foods Inc COM 205887102 126 3,000 SH   SOLE   0 0 3,000
ConocoPhillips COM 20825C104 34 730 SH   SOLE   0 0 730
Consolidated Edison Inc COM 209115104 14 225 SH   SOLE   0 0 225
Discover Financial Services LLC COM 254709108 8 150 SH   SOLE   0 0 150
Dominion Resources Inc COM 25746U109 27 400 SH   SOLE   0 0 400
Dow Chemical Co COM 260543103 10 200 SH   SOLE   0 0 200
eBay Inc COM 278642103 2 75 SH   SOLE   0 0 75
Ecolab Inc COM 278865100 6 50 SH   SOLE   0 0 50
Edwards Lifesciences Cp COM 28176E108 91 1,150 SH   SOLE   0 0 1,150
Eli Lilly & Co COM 532457108 84 1,000 SH   SOLE   0 0 1,000
Emerson Electric Co COM 291011104 230 4,800 SH   SOLE   0 0 4,800
Enterprise Products Partners COM 293792107 44 1,726 SH   SOLE   0 0 1,726
Exelon Corp COM 30161N101 5 177 SH   SOLE   0 0 177
Express Scripts Inc COM 30219G108 141 1,614 SH   SOLE   0 0 1,614
Exxon Mobil Corp COM 30231G102 199 2,556 SH   SOLE   0 0 2,556
Facebook Inc COM 30303M102 21 200 SH   SOLE   0 0 200
FlexShares Morningstar Developed Markets ex-US ETF 33939L811 254 4,610 SH   SOLE   0 0 4,610
FlexShares Morningstar U.S. Market Factor Tilt ETF 33939L100 311 3,720 SH   SOLE   0 0 3,720
Ford Motor Co COM 345370860 0 22 SH   SOLE   0 0 22
Franklin Electric COM 353514102 80 2,964 SH   SOLE   0 0 2,964
General Electric Co COM 369604103 16 500 SH   SOLE   0 0 500
Gilead Sciences Inc COM 375558103 91 900 SH   SOLE   0 0 900
Greene King PLC ORD COM G40880133 1,134 82,804 SH   SOLE   0 0 82,804
Guggenheim S&P Global Dividend Opportunities Index ETF 18383M860 1,493 171,000 SH   SOLE   0 0 171,000
Hershey Foods Corp COM 427866108 0 4 SH   SOLE   0 0 4
Hewlett Packard Ente COM 428236903 29 1,916 SH   SOLE   0 0 1,916
Hewlett-Packard Co COM 428236103 23 1,916 SH   SOLE   0 0 1,916
International Business Machines COM 459200101 259 1,879 SH   SOLE   0 0 1,879
iShares Barclays Aggregate Bond ETF 464287226 856 7,929 SH   SOLE   0 0 7,929
iShares Dow Jones US Real Estate ETF 45032K102 182 2,419 SH   SOLE   0 0 2,419
iShares Gold Trust ETF 464285105 20 2,000 SH   SOLE   0 0 2,000
iShares Mortgage Real Estate Capped ETF ETF 464288539 431 45,054 SH   SOLE   0 0 45,054
iShares MSCI EAFE Index ETF 464287465 2,535 43,170 SH   SOLE   0 0 43,170
iShares MSCI Emerging Markets ETF 464287234 82 2,535 SH   SOLE   0 0 2,535
iShares Russell 1000 Growth ETF 464287614 7 75 SH   SOLE   0 0 75
iShares Russell 1000 Index ETF 464287622 1,958 17,284 SH   SOLE   0 0 17,284
iShares Russell 1000 Value Index ETF 464287598 120 1,230 SH   SOLE   0 0 1,230
iShares Russell 2000 ETF 464287648 257 1,844 SH   SOLE   0 0 1,844
iShares Russell 2000 Index ETF 464287655 694 6,163 SH   SOLE   0 0 6,163
iShares Russell 2000 Value Index ETF 464287630 26 279 SH   SOLE   0 0 279
iShares Russell 3000 Index ETF 464287689 76 628 SH   SOLE   0 0 628
iShares Russell Midcap Blend ETF 464287499 372 2,323 SH   SOLE   0 0 2,323
iShares Russell Midcap Growth ETF 464287481 81 880 SH   SOLE   0 0 880
iShares Russell Midcap VI ETF 464287473 116 1,686 SH   SOLE   0 0 1,686
iShares S&P 100 Index ETF 464287101 207 2,271 SH   SOLE   0 0 2,271
iShares S&P 500 Index ETF 464287200 174 849 SH   SOLE   0 0 849
iShares S&P 600 Growth ETF 464287887 93 752 SH   SOLE   0 0 752
iShares S&P Midcap 400 Index ETF 464287507 148 1,066 SH   SOLE   0 0 1,066
iShares S&P Midcap 400/BARRA Value ETF 464287705 811 6,921 SH   SOLE   0 0 6,921
iShares S&P National AMT-Free Muni ETF 464288414 44 395 SH   SOLE   0 0 395
iShares S&P Small Cap 600 Index ETF 464287804 262 2,381 SH   SOLE   0 0 2,381
iShares S&P Smallcap 600/BARRA Value Index ETF 464287879 287 2,649 SH   SOLE   0 0 2,649
Ishares TRUST Core Msci Eafe Etf ETF 46432F842 31 566 SH   SOLE   0 0 566
JM Smuckers Co COM 832696405 2 16 SH   SOLE   0 0 16
JP Morgan Chase & Co COM 46625H100 49 740 SH   SOLE   0 0 740
Kinder Morgan Inc COM 49456B101 5 311 SH   SOLE   0 0 311
Kraft Heinz Co Com Stk COM 50076Q106 10 133 SH   SOLE   0 0 133
L Brands Inc COM 502470107 22 225 SH   SOLE   0 0 225
Lendingclub Corp COM 52603A109 2 163 SH   SOLE   0 0 163
Lincoln National Corp COM 534187109 97 1,930 SH   SOLE   0 0 1,930
Lockheed Martin Corp COM 539830109 84 387 SH   SOLE   0 0 387
Marathon Petroleum Corp COM 56585A102 4 75 SH   SOLE   0 0 75
Market Vectors High Yield Muni ETF ETF 57060U878 30,793 997,175 SH   SOLE   0 0 997,175
Market Vectors Intermediate Muni ETF ETF 57060U845 7 308 SH   SOLE   0 0 308
McDonalds Corp COM 580135101 1,199 10,150 SH   SOLE   0 0 10,150
McKesson Corp COM 58155Q103 39 200 SH   SOLE   0 0 200
Medtronic Inc COM 585055106 62 800 SH   SOLE   0 0 800
Merck Inc COM 58933Y105 86 1,620 SH   SOLE   0 0 1,620
Micron Technology Inc COM 595112103 18 1,300 SH   SOLE   0 0 1,300
Microsoft Corp COM 594918104 408 7,360 SH   SOLE   0 0 7,360
Mondelez International Inc COM 609207105 18 400 SH   SOLE   0 0 400
Nasdaq 100 Shares ETF 33733E401 99 881 SH   SOLE   0 0 881
NextEra Energy Inc COM 65339F101 70 672 SH   SOLE   0 0 672
Nike Inc COM 654106103 129 2,060 SH   SOLE   0 0 2,060
Norfolk Southern Corp COM 655844108 11 125 SH   SOLE   0 0 125
Novartis AG ADR ADR 66987V109 103 1,200 SH   SOLE   0 0 1,200
Nucor Corp COM 670346105 121 3,000 SH   SOLE   0 0 3,000
Oracle Corp COM 68389X105 132 3,600 SH   SOLE   0 0 3,600
Paccar Inc COM 693718108 55 1,162 SH   SOLE   0 0 1,162
PepsiCo Inc COM 713448108 28 284 SH   SOLE   0 0 284
Pfizer Inc COM 717081103 168 5,209 SH   SOLE   0 0 5,209
Philip Morris International COM 718172109 31 350 SH   SOLE   0 0 350
Phillips Inc COM 718546104 34 415 SH   SOLE   0 0 415
Plum Creek Timber Co COM 729251108 29 600 SH   SOLE   0 0 600
PNC Financial Services Group Inc COM 693475105 19 197 SH   SOLE   0 0 197
Powershares Emerging Markets Debt ETF 73936T573 10,510 384,846 SH   SOLE   0 0 384,846
Powershares FTSE RAFI 1500 ETF 73935X567 883 9,403 SH   SOLE   0 0 9,403
Powershares FTSE RAFI Dev Markets ex-US ETF 73936T789 3,502 96,730 SH   SOLE   0 0 96,730
Powershares FTSE RAFI US 1000 ETF 73935X583 4,800 55,277 SH   SOLE   0 0 55,277
PowerShares High Yield Corporate Bond ETF 73936T557 513 29,396 SH   SOLE   0 0 29,396
PowerShares KBW High Dividend Yield Financial Port ETF 73936Q793 656 31,250 SH   SOLE   0 0 31,250
PowerShares Preferred Portfolio ETF 73936T565 307 20,532 SH   SOLE   0 0 20,532
Powershares S&P 500 High ETF 73935X682 89 2,672 SH   SOLE   0 0 2,672
PowerShares S&P Low Volatility ETF 73937B779 33 850 SH   SOLE   0 0 850
Powershares WilderHill Clean Energy Idx ETF 73935X500 45 9,462 SH   SOLE   0 0 9,462
Praxair Inc COM 74005P104 24 230 SH   SOLE   0 0 230
Procter & Gamble Co COM 742718109 889 11,192 SH   SOLE   0 0 11,192
Progressive Corp COM 743315103 36 1,142 SH   SOLE   0 0 1,142
Prudential Financial Inc COM 744320102 6 68 SH   SOLE   0 0 68
QEP Resources Inc COM 74733V100 2 150 SH   SOLE   0 0 150
Qualcomm Inc COM 747525103 7 150 SH   SOLE   0 0 150
Questar Corp COM 748356102 5 242 SH   SOLE   0 0 242
Realty Income Corp COM 756109104 44 844 SH   SOLE   0 0 844
Reynolds American Inc COM 761713106 28 600 SH   SOLE   0 0 600
Roper Industries Inc COM 776696106 14 75 SH   SOLE   0 0 75
Royal Dutch Shell A ADR ADR 780259206 64 1,400 SH   SOLE   0 0 1,400
Salesforce.com COM 79466L302 177 2,254 SH   SOLE   0 0 2,254
Schlumberger NV COM 806857108 56 800 SH   SOLE   0 0 800
Schw Intl Scap Etf ETF 808524888 2 60 SH   SOLE   0 0 60
Schwab Emerging Market Equities ETF ETF 808524706 100 5,128 SH   SOLE   0 0 5,128
Schwab Fundamental Int'l Lg Co ETF ETF 808524755 4 174 SH   SOLE   0 0 174
Schwab International Equity ETF ETF 808524805 3 119 SH   SOLE   0 0 119
Schwab U.S. TIPS ETF 808524870 9 167 SH   SOLE   0 0 167
Schwab US Aggregate Bond Etf ETF 808524839 29 557 SH   SOLE   0 0 557
Schwab US Broad Market ETF ETF 808524102 23 462 SH   SOLE   0 0 462
Schwab US Large Cap ETF 808524201 256 4,841 SH   SOLE   0 0 4,841
Schwab US Large Cap Value ETF 808524109 79 1,852 SH   SOLE   0 0 1,852
Schwab US Mid Cap Etf ETF 808524508 245 6,102 SH   SOLE   0 0 6,102
Schwab US Reit ETF ETF 808524847 54 1,359 SH   SOLE   0 0 1,359
Schwab US Small Cap ETF ETF 808524607 264 5,067 SH   SOLE   0 0 5,067
SPDR Barclays Capital HY Bond ETF 78464A417 19,016 560,766 SH   SOLE   0 0 560,766
SPDR DJ Wilshire International RE ETF 78463X863 6 148 SH   SOLE   0 0 148
SPDR Dow Jones REIT ETF 78464A607 408 4,450 SH   SOLE   0 0 4,450
SPDR Nuveen Barclays ST Muni Bond ETF ETF 78464A425 7 297 SH   SOLE   0 0 297
Spdr Nuveen S&P High Yield Municipal Bond ETF 78464A284 3,200 56,086 SH   SOLE   0 0 56,086
SPDR S&P 500 ETF Trust ETF 78462F103 240 1,179 SH   SOLE   0 0 1,179
Starbucks Corp COM 855244109 1 10 SH   SOLE   0 0 10
Syngenta Ag Tech Ord COM H84140112 2 6 SH   SOLE   0 0 6
Telefonica SA COM 87936R106 130 11,735 SH   SOLE   0 0 11,735
Time Warner Cable Cl A COM 88732J207 3 16 SH   SOLE   0 0 16
Time Warner Inc COM 887317303 4 66 SH   SOLE   0 0 66
Transdigm Group COM 893641100 8 35 SH   SOLE   0 0 35
United Technologies Corp COM 913017109 10 100 SH   SOLE   0 0 100
Vanguard Bond Index ETF ETF 921937835 22 268 SH   SOLE   0 0 268
Vanguard Consumer COM 92204A207 132 1,019 SH   SOLE   0 0 1,019
Vanguard Dividend Apprciation ETF 921908844 36 464 SH   SOLE   0 0 464
Vanguard Emerging Markets ETF 922042858 162 4,940 SH   SOLE   0 0 4,940
Vanguard Global ex US RE ETF 922042676 28 542 SH   SOLE   0 0 542
Vanguard International Equity Index ETF 922042775 538 12,393 SH   SOLE   0 0 12,393
Vanguard Large Cap ETF ETF 922908637 480 5,135 SH   SOLE   0 0 5,135
Vanguard REIT Index ETF ETF 922908553 2,655 33,301 SH   SOLE   0 0 33,301
Vanguard Small Cap ETF ETF 922908751 177 1,597 SH   SOLE   0 0 1,597
Vanguard Small Cap Value ETF ETF 922908611 35 351 SH   SOLE   0 0 351
Vanguard ST Corp Bond Index ETF 921937827 30,357 384,314 SH   SOLE   0 0 384,314
Vanguard Total Intl Stock Idx ETF ETF 922042742 10 229 SH   SOLE   0 0 229
Vanguard Total Stock Market ETF ETF 922908769 2,458 23,571 SH   SOLE   0 0 23,571
Vanguard Value ETF ETF 922908744 1,135 13,920 SH   SOLE   0 0 13,920
Verizon Communications COM 92343V104 21 457 SH   SOLE   0 0 457
W P Carey Inc COM 92936U109 124 2,096 SH   SOLE   0 0 2,096
Wal-Mart Stores Inc COM 931142103 14 225 SH   SOLE   0 0 225
Walt Disney COM 254687106 90 860 SH   SOLE   0 0 860
Wells Fargo & Co COM 949746101 67 1,236 SH   SOLE   0 0 1,236
WisdomTree Managed Futures Strategy ETF 97717W125 1 20 SH   SOLE   0 0 20
Zimmer Holdings Inc COM 98956P102 21 200 SH   SOLE   0 0 200