The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 56 1,400 SH   SOLE   0 0 1,400
Abbvie Inc COM 00287Y109 76 1,400 SH   SOLE   0 0 1,400
Accenture Ltd PLC COM G1151C101 41 415 SH   SOLE   0 0 415
Agilent Technologies Inc COM 00846U101 0 1 SH   SOLE   0 0 1
AGL Resources Inc COM 001204106 10 157 SH   SOLE   0 0 157
ALPS Alerian MLP COM 00162Q866 258 20,680 SH   SOLE   0 0 20,680
Altria Group Inc COM 02209S103 49 900 SH   SOLE   0 0 900
American Tower Corp A COM 03027X100 9 100 SH   SOLE   0 0 100
Ameriprise Financial Inc COM 03076C106 11 100 SH   SOLE   0 0 100
Ametek Inc COM 031100100 62 1,180 SH   SOLE   0 0 1,180
Amgen Inc COM 31162100 138 1,000 SH   SOLE   0 0 1,000
Apple Computer Inc COM 037833100 223 2,020 SH   SOLE   0 0 2,020
Astrazeneca Plc Ord COM G0593M107 15 242 SH   SOLE   0 0 242
AT&T Corp COM 00206R102 101 3,108 SH   SOLE   0 0 3,108
Bank Marin Corte Madera Ca COM 063425102 173 3,600 SH   SOLE   0 0 3,600
Berkshire Hathaway Cl B COM 084670702 194 1,486 SH   SOLE   0 0 1,486
Blackstone Group Lp COM 09253U108 16 500 SH   SOLE   0 0 500
Boeing Co COM 097023105 114 870 SH   SOLE   0 0 870
BorgWarner Inc COM 099724106 6 150 SH   SOLE   0 0 150
Boston Properties Inc COM 101121101 71 600 SH   SOLE   0 0 600
BP PLC ADR ADR 055622104 29 954 SH   SOLE   0 0 954
Celgene Corp COM 151020104 32 300 SH   SOLE   0 0 300
Charles Schwab Corp COM 808513105 681 23,850 SH   SOLE   0 0 23,850
Chevron Texaco Corp COM 166764100 55 691 SH   SOLE   0 0 691
Chubb Corp COM 171232101 31 250 SH   SOLE   0 0 250
Cisco Systems Inc COM 17275R102 118 4,508 SH   SOLE   0 0 4,508
Coca Cola Co COM 191216100 16 404 SH   SOLE   0 0 404
Conagra Foods Inc COM 205887102 122 3,000 SH   SOLE   0 0 3,000
ConocoPhillips COM 20825C104 35 730 SH   SOLE   0 0 730
Consolidated Edison Inc COM 209115104 15 225 SH   SOLE   0 0 225
Discover Financial Services LLC COM 254709108 8 150 SH   SOLE   0 0 150
Dominion Resources Inc COM 25746U109 28 400 SH   SOLE   0 0 400
Dow Chemical Co COM 260543103 8 200 SH   SOLE   0 0 200
eBay Inc COM 278642103 2 75 SH   SOLE   0 0 75
Ecolab Inc COM 278865100 5 50 SH   SOLE   0 0 50
Edwards Lifesciences Cp COM 28176E108 82 575 SH   SOLE   0 0 575
Eli Lilly & Co COM 532457108 84 1,000 SH   SOLE   0 0 1,000
Emerson Electric Co COM 291011104 212 4,800 SH   SOLE   0 0 4,800
Enterprise Products Partners COM 293792107 43 1,726 SH   SOLE   0 0 1,726
Exelon Corp COM 30161N101 5 177 SH   SOLE   0 0 177
Express Scripts Inc COM 30219G108 131 1,614 SH   SOLE   0 0 1,614
Exxon Mobil Corp COM 30231G102 396 5,331 SH   SOLE   0 0 5,331
Facebook Inc COM 30303M102 18 200 SH   SOLE   0 0 200
FlexShares Morningstar Developed Markets ex-US ETF 33939L811 232 4,249 SH   SOLE   0 0 4,249
FlexShares Morningstar U.S. Market Factor Tilt ETF 33939L100 294 3,631 SH   SOLE   0 0 3,631
Ford Motor Co COM 345370860 0 22 SH   SOLE   0 0 22
Franklin Electric COM 353514102 81 2,964 SH   SOLE   0 0 2,964
Frontier Communications Corp COM 35906A108 0 19 SH   SOLE   0 0 19
General Electric Co COM 369604103 13 500 SH   SOLE   0 0 500
Gilead Sciences Inc COM 375558103 88 900 SH   SOLE   0 0 900
Google Inc Class C COM 38259P706 12 20 SH   SOLE   0 0 20
Greene King PLC ORD COM G40880133 1,073 89,104 SH   SOLE   0 0 89,104
Guggenheim S&P Global Dividend Opportunities Index ETF 18383M860 1,493 171,000 SH   SOLE   0 0 171,000
Hershey Foods Corp COM 427866108 0 4 SH   SOLE   0 0 4
Hewlett-Packard Co COM 428236103 49 1,916 SH   SOLE   0 0 1,916
International Business Machines COM 459200101 301 2,079 SH   SOLE   0 0 2,079
iShares Barclays Aggregate Bond ETF 464287226 809 7,382 SH   SOLE   0 0 7,382
iShares Dow Jones US Real Estate ETF 45032K102 171 2,409 SH   SOLE   0 0 2,409
iShares Gold Trust ETF 464285105 22 2,000 SH   SOLE   0 0 2,000
iShares Mortgage Real Estate Capped ETF ETF 464288539 448 45,054 SH   SOLE   0 0 45,054
iShares MSCI AC World-ex U.S. Index ETF 464288240 101 9,885 SH   SOLE   0 0 9,885
iShares MSCI EAFE Index ETF 464287465 2,403 41,922 SH   SOLE   0 0 41,922
iShares MSCI Emerging Markets ETF 464287234 83 2,534 SH   SOLE   0 0 2,534
iShares Russell 1000 Growth ETF 464287614 7 75 SH   SOLE   0 0 75
iShares Russell 1000 Index ETF 464287622 1,844 17,229 SH   SOLE   0 0 17,229
iShares Russell 2000 ETF 464287648 247 1,842 SH   SOLE   0 0 1,842
iShares Russell 2000 Index ETF 464287655 677 6,197 SH   SOLE   0 0 6,197
iShares Russell 3000 Index ETF 464287689 88 774 SH   SOLE   0 0 774
iShares Russell Midcap Blend ETF 464287499 360 2,317 SH   SOLE   0 0 2,317
iShares Russell Midcap Growth ETF 464287481 78 880 SH   SOLE   0 0 880
iShares Russell Midcap VI ETF 464287473 113 1,686 SH   SOLE   0 0 1,686
iShares S&P 100 Index ETF 464287101 192 2,263 SH   SOLE   0 0 2,263
iShares S&P 500 Index ETF 464287200 185 960 SH   SOLE   0 0 960
iShares S&P 600 Growth ETF 464287887 90 752 SH   SOLE   0 0 752
iShares S&P Midcap 400 Index ETF 464287507 145 1,064 SH   SOLE   0 0 1,064
iShares S&P Midcap 400/BARRA Value ETF 464287705 797 6,910 SH   SOLE   0 0 6,910
iShares S&P National AMT-Free Muni ETF 464288414 40 366 SH   SOLE   0 0 366
iShares S&P Small Cap 600 Index ETF 464287804 253 2,376 SH   SOLE   0 0 2,376
iShares S&P Smallcap 600/BARRA Value Index ETF 464287879 277 2,644 SH   SOLE   0 0 2,644
JP Morgan Chase & Co COM 46625H100 45 740 SH   SOLE   0 0 740
Kinder Morgan Inc COM 49456B101 9 311 SH   SOLE   0 0 311
L Brands Inc COM 502470107 20 225 SH   SOLE   0 0 225
Lendingclub Corp COM 52603A109 1 107 SH   SOLE   0 0 107
Lincoln National Corp COM 534187109 92 1,930 SH   SOLE   0 0 1,930
Lockheed Martin Corp COM 539830109 80 387 SH   SOLE   0 0 387
Marathon Petroleum Corp COM 56585A102 3 75 SH   SOLE   0 0 75
Market Vectors High Yield Muni ETF ETF 57060U878 30,545 998,862 SH   SOLE   0 0 998,862
Market Vectors Intermediate Muni ETF ETF 57060U845 7 308 SH   SOLE   0 0 308
McDonalds Corp COM 580135101 1,000 10,150 SH   SOLE   0 0 10,150
McKesson Corp COM 58155Q103 37 200 SH   SOLE   0 0 200
Medtronic Inc COM 585055106 295 4,400 SH   SOLE   0 0 4,400
Merck Inc COM 58933Y105 80 1,620 SH   SOLE   0 0 1,620
Micron Technology Inc COM 595112103 19 1,300 SH   SOLE   0 0 1,300
Microsoft Corp COM 594918104 330 7,463 SH   SOLE   0 0 7,463
Mondelez International Inc COM 609207105 17 400 SH   SOLE   0 0 400
Nasdaq 100 Shares ETF 33733E401 89 879 SH   SOLE   0 0 879
NextEra Energy Inc COM 65339F101 66 672 SH   SOLE   0 0 672
Nike Inc COM 654106103 127 1,030 SH   SOLE   0 0 1,030
Norfolk Southern Corp COM 655844108 58 762 SH   SOLE   0 0 762
Novartis AG ADR ADR 66987V109 110 1,200 SH   SOLE   0 0 1,200
Nucor Corp COM 670346105 113 3,000 SH   SOLE   0 0 3,000
Oracle Corp COM 68389X105 130 3,600 SH   SOLE   0 0 3,600
Paccar Inc COM 693718108 61 1,162 SH   SOLE   0 0 1,162
PepsiCo Inc COM 713448108 27 284 SH   SOLE   0 0 284
Pfizer Inc COM 717081103 164 5,209 SH   SOLE   0 0 5,209
Philip Morris International COM 718172109 28 350 SH   SOLE   0 0 350
Phillips Inc COM 718546104 32 415 SH   SOLE   0 0 415
Plum Creek Timber Co COM 729251108 24 600 SH   SOLE   0 0 600
PNC Financial Services Group Inc COM 693475105 18 197 SH   SOLE   0 0 197
Powershares Emerging Markets Debt ETF 73936T573 10,497 382,683 SH   SOLE   0 0 382,683
Powershares FTSE RAFI 1500 ETF 73935X567 859 9,388 SH   SOLE   0 0 9,388
Powershares FTSE RAFI Dev Markets ex-US ETF 73936T789 3,460 96,824 SH   SOLE   0 0 96,824
Powershares FTSE RAFI US 1000 ETF 73935X583 4,570 55,125 SH   SOLE   0 0 55,125
PowerShares High Yield Corporate Bond ETF 73936T557 524 29,396 SH   SOLE   0 0 29,396
PowerShares KBW High Dividend Yield Financial Port ETF 73936Q793 686 31,250 SH   SOLE   0 0 31,250
PowerShares Preferred Portfolio ETF 73936T565 299 20,532 SH   SOLE   0 0 20,532
Powershares S&P 500 High ETF 73935X682 84 2,672 SH   SOLE   0 0 2,672
PowerShares S&P Low Volatility ETF 73937B779 30 845 SH   SOLE   0 0 845
Powershares WilderHill Clean Energy Idx ETF 73935X500 39 9,462 SH   SOLE   0 0 9,462
Praxair Inc COM 74005P104 23 230 SH   SOLE   0 0 230
Procter & Gamble Co COM 742718109 804 11,178 SH   SOLE   0 0 11,178
Prudential Financial Inc COM 744320102 10 138 SH   SOLE   0 0 138
QEP Resources Inc COM 74733V100 2 150 SH   SOLE   0 0 150
Qualcomm Inc COM 747525103 8 150 SH   SOLE   0 0 150
Questar Corp COM 748356102 5 242 SH   SOLE   0 0 242
Realty Income Corp COM 756109104 92 1,933 SH   SOLE   0 0 1,933
Reynolds American Inc COM 761713106 27 600 SH   SOLE   0 0 600
Roper Industries Inc COM 776696106 12 75 SH   SOLE   0 0 75
Royal Dutch Shell A ADR ADR 780259206 66 1,400 SH   SOLE   0 0 1,400
Salesforce.com COM 79466L302 18 257 SH   SOLE   0 0 257
Schlumberger NV COM 806857108 55 800 SH   SOLE   0 0 800
Schw Intl Scap Etf ETF 808524888 1 46 SH   SOLE   0 0 46
Schwab Emerging Market Equities ETF ETF 808524706 94 4,649 SH   SOLE   0 0 4,649
Schwab Fundamental Int'l Lg Co ETF ETF 808524755 5 225 SH   SOLE   0 0 225
Schwab Fundamental US Large Company ETF ETF 808524771 1 39 SH   SOLE   0 0 39
Schwab International Equity ETF ETF 808524805 2 88 SH   SOLE   0 0 88
Schwab U.S. TIPS ETF 808524870 9 167 SH   SOLE   0 0 167
Schwab US Aggregate Bond Etf ETF 808524839 29 557 SH   SOLE   0 0 557
Schwab US Broad Market ETF ETF 808524102 21 443 SH   SOLE   0 0 443
Schwab US Large Cap ETF 808524201 242 4,841 SH   SOLE   0 0 4,841
Schwab US Large Cap Value ETF 808524109 74 1,852 SH   SOLE   0 0 1,852
Schwab US Mid Cap Etf ETF 808524508 237 6,102 SH   SOLE   0 0 6,102
Schwab US Reit ETF ETF 808524847 47 1,264 SH   SOLE   0 0 1,264
Schwab US Small Cap ETF ETF 808524607 257 5,065 SH   SOLE   0 0 5,065
SPDR Barclays Capital HY Bond ETF 78464A417 19,632 550,525 SH   SOLE   0 0 550,525
SPDR DJ Wilshire International RE ETF 78463X863 6 146 SH   SOLE   0 0 146
SPDR Dow Jones REIT ETF 78464A607 383 4,439 SH   SOLE   0 0 4,439
SPDR Nuveen Barclays ST Muni Bond ETF ETF 78464A425 7 297 SH   SOLE   0 0 297
Spdr Nuveen S&P High Yield Municipal Bond ETF 78464A284 3,239 57,207 SH   SOLE   0 0 57,207
SPDR S&P 500 ETF Trust ETF 78462F103 248 1,293 SH   SOLE   0 0 1,293
Starbucks Corp COM 855244109 1 10 SH   SOLE   0 0 10
Syngenta Ag Tech Ord COM H84140112 2 6 SH   SOLE   0 0 6
Telefonica SA COM 87936R106 137 11,400 SH   SOLE   0 0 11,400
Transdigm Group COM 893641100 7 35 SH   SOLE   0 0 35
United Technologies Corp COM 913017109 72 811 SH   SOLE   0 0 811
Vanguard Bond Index ETF ETF 921937835 22 267 SH   SOLE   0 0 267
Vanguard Consumer COM 92204A207 124 1,019 SH   SOLE   0 0 1,019
Vanguard Dividend Apprciation ETF 921908844 49 671 SH   SOLE   0 0 671
Vanguard Emerging Markets ETF 922042858 161 4,880 SH   SOLE   0 0 4,880
Vanguard Global ex US RE ETF 922042676 27 531 SH   SOLE   0 0 531
Vanguard International Equity Index ETF 922042775 527 12,360 SH   SOLE   0 0 12,360
Vanguard Large Cap ETF ETF 922908637 452 5,133 SH   SOLE   0 0 5,133
Vanguard REIT Index ETF ETF 922908553 2,516 33,306 SH   SOLE   0 0 33,306
Vanguard Small Cap ETF ETF 922908751 172 1,595 SH   SOLE   0 0 1,595
Vanguard Small Cap Value ETF ETF 922908611 34 351 SH   SOLE   0 0 351
Vanguard ST Corp Bond Index ETF 921937827 30,310 380,251 SH   SOLE   0 0 380,251
Vanguard Total Intl Stock Idx ETF ETF 922042742 10 229 SH   SOLE   0 0 229
Vanguard Total Stock Market ETF ETF 922908769 2,323 23,535 SH   SOLE   0 0 23,535
Vanguard Value ETF ETF 922908744 1,076 14,014 SH   SOLE   0 0 14,014
Verizon Communications COM 92343V104 23 535 SH   SOLE   0 0 535
W P Carey Inc COM 92936U109 121 2,096 SH   SOLE   0 0 2,096
Wal-Mart Stores Inc COM 931142103 15 225 SH   SOLE   0 0 225
Walt Disney COM 254687106 84 820 SH   SOLE   0 0 820
Wells Fargo & Co COM 949746101 63 1,236 SH   SOLE   0 0 1,236
WisdomTree Managed Futures Strategy ETF 97717W125 1 20 SH   SOLE   0 0 20
Zimmer Holdings Inc COM 98956P102 19 200 SH   SOLE   0 0 200