The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Accenture Ltd PLC COM G1150G111 34 415 SH   SOLE   0 0 415
AGL Resources Inc COM 001204106 42 755 SH   SOLE   0 0 755
Alcoa Inc COM 013817101 10 700 SH   SOLE   0 0 700
ALPS Alerian MLP COM 00162Q866 393 20,680 SH   SOLE   0 0 20,680
Altria Group Inc COM 02209S103 38 900 SH   SOLE   0 0 900
American Airlines Group Inc COM 02376R102 6 137 SH   SOLE   0 0 137
American Tower Corp A COM 03027X100 9 100 SH   SOLE   0 0 100
Ameriprise Financial Inc COM 03076C106 12 100 SH   SOLE   0 0 100
Ametek Inc COM 031100100 62 1,180 SH   SOLE   0 0 1,180
Anacor Pharmaceuticals COM 032420101 9 500 SH   SOLE   0 0 500
Apache Corp COM 037411105 5 50 SH   SOLE   0 0 50
Apple Computer Inc COM 037833100 1,164 12,528 SH   SOLE   0 0 12,528
Ariad Pharmaceuticals COM 04033A100 6 1,000 SH   SOLE   0 0 1,000
Astrazeneca Plc Ord COM G0593M107 18 242 SH   SOLE   0 0 242
AT&T Corp COM 00206R102 29 825 SH   SOLE   0 0 825
Autodesk Inc COM 052769106 8 340 SH   SOLE   0 0 340
Bank Marin Corte Madera Ca COM 063425102 162 3,563 SH   SOLE   0 0 3,563
Bed Bath & Beyond COM 075896100 3 50 SH   SOLE   0 0 50
Berkshire Hathaway Cl B COM 084670702 188 1,488 SH   SOLE   0 0 1,488
Biogen IDEC Inc COM 09062X103 329 1,044 SH   SOLE   0 0 1,044
Boeing Co COM 097023105 138 1,085 SH   SOLE   0 0 1,085
BorgWarner Inc COM 099724106 10 150 SH   SOLE   0 0 150
Boston Properties Inc COM 101121101 71 600 SH   SOLE   0 0 600
BP PLC ADR ADR 055622104 40 754 SH   SOLE   0 0 754
BTG plc COM G1660V103 56 5,140 SH   SOLE   0 0 5,140
Buckeye Partners LP COM 118230101 107 1,287 SH   SOLE   0 0 1,287
Celgene Corp COM 151020104 26 300 SH   SOLE   0 0 300
Charles Schwab Corp COM 808513105 652 24,214 SH   SOLE   0 0 24,214
Cheniere Energy Partners LP COM 16411Q101 97 2,946 SH   SOLE   0 0 2,946
Chevron Texaco Corp COM 166764100 72 549 SH   SOLE   0 0 549
Chubb Corp COM 171232101 23 250 SH   SOLE   0 0 250
Coca Cola Co COM 191216100 17 404 SH   SOLE   0 0 404
Conagra Foods Inc COM 205887102 89 3,000 SH   SOLE   0 0 3,000
ConocoPhillips COM 20825C104 28 330 SH   SOLE   0 0 330
Consolidated Edison Inc COM 209115104 13 225 SH   SOLE   0 0 225
Costco Wholesale Corp COM 22160K105 6 50 SH   SOLE   0 0 50
Devon Energy Corp COM 25179M103 8 100 SH   SOLE   0 0 100
Dicks Sporting Goods Inc COM 253393102 6 125 SH   SOLE   0 0 125
Discover Financial Services LLC COM 254709108 31 500 SH   SOLE   0 0 500
Dominion Resources Inc COM 25746U109 29 400 SH   SOLE   0 0 400
Dow Chemical Co COM 260543103 10 200 SH   SOLE   0 0 200
eBay Inc COM 278642103 4 75 SH   SOLE   0 0 75
Ecolab Inc COM 278865100 6 50 SH   SOLE   0 0 50
Edwards Lifesciences Cp COM 28176E108 49 575 SH   SOLE   0 0 575
Embraer Empresa Br Adr COM 29082A107 7 190 SH   SOLE   0 0 190
Emerson Electric Co COM 291011104 319 4,800 SH   SOLE   0 0 4,800
Enbridge Energy Partners LP COM 29250R106 83 2,254 SH   SOLE   0 0 2,254
Energy Transfer Partners COM 29273R109 95 1,639 SH   SOLE   0 0 1,639
Enterprise Products Partners COM 293792107 109 1,396 SH   SOLE   0 0 1,396
Essex Properties Trust Inc COM 297178105 16 89 SH   SOLE   0 0 89
Exelon Corp COM 30161N101 6 177 SH   SOLE   0 0 177
Express Scripts Inc COM 30219G108 104 1,500 SH   SOLE   0 0 1,500
Exxon Mobil Corp COM 30231G102 902 8,964 SH   SOLE   0 0 8,964
FairPoint Communications Inc (NV) COM 305560104 0 7 SH   SOLE   0 0 7
FlexShares Morningstar Developed Markets ex-US Fac ETF 33939L837 174 2,610 SH   SOLE   0 0 2,610
FlexShares Morningstar U.S. Market Factor Tilt ETF 33939L100 205 2,411 SH   SOLE   0 0 2,411
Ford Motor Co COM 345370860 0 21 SH   SOLE   0 0 21
Freeport McMoran Copper & Gold Inc COM 35671D857 5 150 SH   SOLE   0 0 150
Frontier Communications Corp COM 35906A108 1 90 SH   SOLE   0 0 90
General Electric Co COM 369604103 13 500 SH   SOLE   0 0 500
Gilead Sciences Inc COM 375558103 71 861 SH   SOLE   0 0 861
Goodyear Tire & Rubber COM 382550101 8 300 SH   SOLE   0 0 300
Google Inc Class A COM 38259P508 12 20 SH   SOLE   0 0 20
Google Inc Class C COM 38259P706 36 63 SH   SOLE   0 0 63
Greene King PLC ORD COM G40880133 1,284 89,104 SH   SOLE   0 0 89,104
Guggenheim Bulletshares 2014 High Yield Corporate ETF 18383M431 103 3,900 SH   SOLE   0 0 3,900
Guggenheim Bulletshares 2015 High Yield Corporate ETF 18383M423 106 3,931 SH   SOLE   0 0 3,931
Guggenheim Bulletshares 2016 High Yield Corporate ETF 18383M415 151 5,506 SH   SOLE   0 0 5,506
Guggenheim Bulletshares 2017 High Yield Corporate ETF 18383M399 151 5,485 SH   SOLE   0 0 5,485
Guggenheim Bulletshares 2018 High Yield Corporate ETF 18383M381 152 5,546 SH   SOLE   0 0 5,546
Guggenheim S&P Global Dividend Opportunities Index ETF 18383M860 2,411 171,000 SH   SOLE   0 0 171,000
Health Care SPDR ETF 78463X681 4 69 SH   SOLE   0 0 69
Hershey Foods Corp COM 427866108 0 4 SH   SOLE   0 0 4
Hewlett-Packard Co COM 428236103 5 150 SH   SOLE   0 0 150
Illumina Inc COM 452327109 2 10 SH   SOLE   0 0 10
Intel Corp COM 458140100 6 200 SH   SOLE   0 0 200
International Business Machines COM 459200101 405 2,232 SH   SOLE   0 0 2,232
Inuvo Inc COM 46123D205 2 2,000 SH   SOLE   0 0 2,000
iShares Barclays Aggregate Bond ETF 464287226 622 5,683 SH   SOLE   0 0 5,683
iShares Dow Jones US Real Estate ETF 45032K102 199 2,778 SH   SOLE   0 0 2,778
iShares FTSE/Xinhua China Index ETF 464287184 28 758 SH   SOLE   0 0 758
iShares Gold Trust ETF 464285105 26 2,000 SH   SOLE   0 0 2,000
iShares iBoxx $ High Yield Corporate Bond ETF 464288513 588 6,172 SH   SOLE   0 0 6,172
iShares JP Morgan EM Bond ETF 464288281 298 2,583 SH   SOLE   0 0 2,583
iShares Mortgage Real Estate Capped ETF ETF 464288539 759 60,022 SH   SOLE   0 0 60,022
iShares MSCI AC World-ex U.S. Index ETF 464288240 149 12,114 SH   SOLE   0 0 12,114
iShares MSCI EAFE Index ETF 464287465 2,934 42,908 SH   SOLE   0 0 42,908
iShares MSCI EAFE Small Cap ETF 464288273 134 2,525 SH   SOLE   0 0 2,525
iShares MSCI Emerging Markets ETF 464287234 110 2,533 SH   SOLE   0 0 2,533
iShares MSCI Value Index Fund ETF 464288877 145 2,477 SH   SOLE   0 0 2,477
iShares Russell 1000 Growth ETF 464287614 7 74 SH   SOLE   0 0 74
iShares Russell 1000 Index ETF 464287622 1,911 17,352 SH   SOLE   0 0 17,352
iShares Russell 2000 ETF 464287648 255 1,845 SH   SOLE   0 0 1,845
iShares Russell 2000 Index ETF 464287655 756 6,367 SH   SOLE   0 0 6,367
iShares Russell 3000 Index ETF 464287689 97 827 SH   SOLE   0 0 827
iShares Russell 3000 Value Index ETF 464287663 265 1,998 SH   SOLE   0 0 1,998
iShares Russell Microcap Index ETF 464288869 214 2,808 SH   SOLE   0 0 2,808
iShares Russell Midcap Blend ETF 464287499 372 2,289 SH   SOLE   0 0 2,289
iShares Russell Midcap Growth ETF 464287481 79 880 SH   SOLE   0 0 880
iShares Russell Midcap VI ETF 464287473 122 1,686 SH   SOLE   0 0 1,686
iShares S&P 100 Index ETF 464287101 301 3,474 SH   SOLE   0 0 3,474
iShares S&P 500 Index ETF 464287200 241 1,223 SH   SOLE   0 0 1,223
iShares S&P 600 Growth ETF 464287887 91 752 SH   SOLE   0 0 752
iShares S&P Midcap 400 Index ETF 464287507 57 397 SH   SOLE   0 0 397
iShares S&P Midcap 400/BARRA Value ETF 464287705 871 6,865 SH   SOLE   0 0 6,865
iShares S&P National AMT-Free Muni ETF 464288414 248 2,283 SH   SOLE   0 0 2,283
iShares S&P Small Cap 600 Index ETF 464287804 287 2,557 SH   SOLE   0 0 2,557
iShares S&P Smallcap 600/BARRA Value Index ETF 464287879 302 2,617 SH   SOLE   0 0 2,617
iShares S&P US Preferred Stock Index ETF 464288687 311 7,801 SH   SOLE   0 0 7,801
James River Coal Co COM 470355207 0 35 SH   SOLE   0 0 35
JP Morgan Chase & Co COM 46625H100 9 150 SH   SOLE   0 0 150
Kinder Morgan Energy Lp COM 494550106 82 994 SH   SOLE   0 0 994
Kraft Foods Group COM 50076Q106 8 133 SH   SOLE   0 0 133
L Brands Inc COM 502470107 13 225 SH   SOLE   0 0 225
Lockheed Martin Corp COM 539830109 62 387 SH   SOLE   0 0 387
Magellan Midstream Partners COM 559080106 113 1,345 SH   SOLE   0 0 1,345
Market Vectors High Yield Muni ETF ETF 57060U878 24,017 796,317 SH   SOLE   0 0 796,317
McDonalds Corp COM 580135101 902 8,950 SH   SOLE   0 0 8,950
McKesson Corp COM 58155Q103 37 200 SH   SOLE   0 0 200
Medtronic Inc COM 585055106 230 3,600 SH   SOLE   0 0 3,600
Merck Inc COM 58933Y105 2 30 SH   SOLE   0 0 30
Micron Technology Inc COM 595112103 43 1,300 SH   SOLE   0 0 1,300
Microsoft Corp COM 594918104 29 699 SH   SOLE   0 0 699
Mondelez International Inc COM 609207105 15 400 SH   SOLE   0 0 400
Monsanto Co COM 61166W101 3 25 SH   SOLE   0 0 25
Nasdaq 100 Shares ETF 33733E401 72 762 SH   SOLE   0 0 762
NextEra Energy Inc COM 65339F101 74 722 SH   SOLE   0 0 722
Nike Inc COM 654106103 80 1,030 SH   SOLE   0 0 1,030
Norfolk Southern Corp COM 655844108 333 3,230 SH   SOLE   0 0 3,230
Northern Dynasty Minerals Ltd. COM 66510M204 0 100 SH   SOLE   0 0 100
Novartis AG ADR ADR 66987V109 109 1,200 SH   SOLE   0 0 1,200
Nu Skin Enterprises Cl A COM 67018T105 1 9 SH   SOLE   0 0 9
NuStar Energy L.P. COM 67058H102 87 1,410 SH   SOLE   0 0 1,410
Nvidia Corp COM 67066G104 1 73 SH   SOLE   0 0 73
ONEOK Partners LP COM 68268N103 67 1,139 SH   SOLE   0 0 1,139
PepsiCo Inc COM 713448108 32 360 SH   SOLE   0 0 360
Pfizer Inc COM 717081103 34 1,160 SH   SOLE   0 0 1,160
Philip Morris International COM 718172109 30 350 SH   SOLE   0 0 350
Phillips Inc COM 718546104 17 215 SH   SOLE   0 0 215
Plains All American Pipeline LP COM 726503105 77 1,289 SH   SOLE   0 0 1,289
Powershares DB G10 Currency Harvest ETF 73935Y102 222 8,509 SH   SOLE   0 0 8,509
Powershares Emerging Markets Debt ETF 73936T573 9,553 327,607 SH   SOLE   0 0 327,607
Powershares FTSE RAFI 1500 ETF 73935X567 976 9,678 SH   SOLE   0 0 9,678
Powershares FTSE RAFI Dev Markets ex-US ETF 73936T789 4,340 95,277 SH   SOLE   0 0 95,277
Powershares FTSE RAFI US 1000 ETF 73935X583 5,077 57,404 SH   SOLE   0 0 57,404
PowerShares High Yield Corporate Bond ETF 73936T557 576 29,396 SH   SOLE   0 0 29,396
PowerShares KBW High Dividend Yield Financial Port ETF 73936Q793 817 31,250 SH   SOLE   0 0 31,250
PowerShares Preferred Portfolio ETF 73936T565 300 20,532 SH   SOLE   0 0 20,532
PowerShares S&P Low Volatility ETF 73937B779 29 827 SH   SOLE   0 0 827
Powershares WilderHill Clean Energy Idx ETF 73935X500 65 9,462 SH   SOLE   0 0 9,462
Praxair Inc COM 74005P104 31 230 SH   SOLE   0 0 230
Procter & Gamble Co COM 742718109 760 9,666 SH   SOLE   0 0 9,666
Prudential Financial Inc COM 744320102 11 125 SH   SOLE   0 0 125
QEP Resources Inc COM 74733V100 7 206 SH   SOLE   0 0 206
Qihoo 360 Tech Co ADR ADR 74734M109 28 300 SH   SOLE   0 0 300
Qualcomm Inc COM 747525103 12 150 SH   SOLE   0 0 150
Questar Corp COM 748356102 6 242 SH   SOLE   0 0 242
Realty Income Corp COM 756109104 82 1,852 SH   SOLE   0 0 1,852
Reynolds American Inc COM 761713106 18 300 SH   SOLE   0 0 300
Roper Industries Inc COM 776696106 11 75 SH   SOLE   0 0 75
Royal Dutch Shell A ADR ADR 780259206 115 1,400 SH   SOLE   0 0 1,400
Salesforce.com COM 79466L302 24 412 SH   SOLE   0 0 412
Sch Fnd US Mkt Etf ETF 808524789 1 48 SH   SOLE   0 0 48
Schlumberger NV COM 806857108 18 150 SH   SOLE   0 0 150
Schw Intl Scap Etf ETF 808524888 1 17 SH   SOLE   0 0 17
Schwab Emerging Market Equities ETF ETF 808524706 62 2,394 SH   SOLE   0 0 2,394
Schwab Fund US Small ETF ETF 808524607 1 38 SH   SOLE   0 0 38
Schwab Fundamental Int'l Lg Co ETF ETF 808524755 1 34 SH   SOLE   0 0 34
Schwab Fundamental US Large Company ETF ETF 808524771 2 86 SH   SOLE   0 0 86
Schwab International Equity ETF ETF 808524805 2 46 SH   SOLE   0 0 46
Schwab U.S. TIPS ETF 808524870 9 165 SH   SOLE   0 0 165
Schwab US Aggregate Bond Etf ETF 808524839 29 557 SH   SOLE   0 0 557
Schwab US Broad Market ETF ETF 808524102 16 338 SH   SOLE   0 0 338
Schwab US Reit ETF ETF 808524847 34 950 SH   SOLE   0 0 950
Schwab US Small Cap ETF ETF 808524607 12 212 SH   SOLE   0 0 212
Senior Housing Property Trust COM 81721M109 10 400 SH   SOLE   0 0 400
Sony Corp ADR ADR 835699307 0 25 SH   SOLE   0 0 25
SPDR Barclays Capital HY Bond ETF 78464A417 18,714 448,465 SH   SOLE   0 0 448,465
SPDR DJ Wilshire International RE ETF 78463X863 6 140 SH   SOLE   0 0 140
SPDR Dow Jones Global RE ETF 78463X749 178 3,806 SH   SOLE   0 0 3,806
SPDR Dow Jones REIT ETF 78464A607 364 4,388 SH   SOLE   0 0 4,388
Spdr Nuveen S&P High Yield Municipal Bond ETF 78464A284 3,299 58,588 SH   SOLE   0 0 58,588
SPDR S&P 500 ETF Trust ETF 78462F103 359 1,832 SH   SOLE   0 0 1,832
Starbucks Corp COM 855244109 55 705 SH   SOLE   0 0 705
Superior Industries Int'l COM 868168105 6 300 SH   SOLE   0 0 300
Syngenta Ag Tech Ord COM H84140112 2 6 SH   SOLE   0 0 6
Telefonica SA COM 87936R106 190 11,084 SH   SOLE   0 0 11,084
Tesla Motors Inc COM 88160R101 3 12 SH   SOLE   0 0 12
Transdigm Group COM 893641100 6 35 SH   SOLE   0 0 35
Twitter Inc. COM 90184L102 1 25 SH   SOLE   0 0 25
Umpqua Holdings Corp COM 904214103 1 57 SH   SOLE   0 0 57
United Technologies Corp COM 913017109 413 3,577 SH   SOLE   0 0 3,577
Utilities SPDR COM 81369Y886 207 4,666 SH   SOLE   0 0 4,666
Vanguard Bond Index ETF ETF 921937835 14 171 SH   SOLE   0 0 171
Vanguard Dividend Apprciation ETF 921908844 51 656 SH   SOLE   0 0 656
Vanguard Emerging Markets ETF 922042858 81 1,875 SH   SOLE   0 0 1,875
Vanguard Global ex US RE ETF 922042676 93 1,599 SH   SOLE   0 0 1,599
Vanguard High Dividend ETF ETF 921946406 1,026 15,474 SH   SOLE   0 0 15,474
Vanguard International Equity Index ETF 922042775 646 12,346 SH   SOLE   0 0 12,346
Vanguard Large Cap ETF ETF 922908637 453 5,030 SH   SOLE   0 0 5,030
Vanguard REIT Index ETF ETF 922908553 2,671 35,689 SH   SOLE   0 0 35,689
Vanguard Short Term Corp Bond Index ETF 92206C409 26,123 325,034 SH   SOLE   0 0 325,034
Vanguard Small Cap ETF ETF 922908751 201 1,715 SH   SOLE   0 0 1,715
Vanguard Small Cap Value ETF ETF 922908611 3 33 SH   SOLE   0 0 33
Vanguard Total Intl Stock Idx ETF ETF 922042742 12 229 SH   SOLE   0 0 229
Vanguard Total Stock Market ETF ETF 922908769 3,568 35,063 SH   SOLE   0 0 35,063
Vanguard Total World ETF 922042742 4 59 SH   SOLE   0 0 59
Vanguard Value ETF ETF 922908744 1,020 12,598 SH   SOLE   0 0 12,598
Verizon Communications COM 92343V104 51 1,034 SH   SOLE   0 0 1,034
Visa Inc COM 92826C839 2 9 SH   SOLE   0 0 9
W P Carey Inc COM 92936U109 1,138 17,667 SH   SOLE   0 0 17,667
Wal-Mart Stores Inc COM 931142103 17 225 SH   SOLE   0 0 225
Walt Disney COM 254687106 18 216 SH   SOLE   0 0 216
Wells Fargo & Co COM 949746101 68 1,287 SH   SOLE   0 0 1,287
Whiting Usa Tr II COM 966388100 3 200 SH   SOLE   0 0 200
WisdomTree Managed Futures Strategy ETF 97717W125 163 3,912 SH   SOLE   0 0 3,912
Yahoo! Inc COM 984332106 4 100 SH   SOLE   0 0 100
Zimmer Holdings Inc COM 98956P102 21 200 SH   SOLE   0 0 200