0001601712-24-000172.txt : 20240425 0001601712-24-000172.hdr.sgml : 20240425 20240425165416 ACCESSION NUMBER: 0001601712-24-000172 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 91 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240425 DATE AS OF CHANGE: 20240425 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Synchrony Financial CENTRAL INDEX KEY: 0001601712 STANDARD INDUSTRIAL CLASSIFICATION: FINANCE SERVICES [6199] ORGANIZATION NAME: 02 Finance IRS NUMBER: 510483352 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-36560 FILM NUMBER: 24877225 BUSINESS ADDRESS: STREET 1: 777 LONG RIDGE ROAD CITY: STAMFORD STATE: CT ZIP: 06902-1250 BUSINESS PHONE: 203 585-6730 MAIL ADDRESS: STREET 1: 777 LONG RIDGE ROAD CITY: STAMFORD STATE: CT ZIP: 06902-1250 10-Q 1 syf-20240331.htm 10-Q syf-20240331
0001601712false2024Q1December 31http://fasb.org/us-gaap/2023#AccountingStandardsUpdate201613Memberhttp://fasb.org/us-gaap/2023#OtherAssetshttp://fasb.org/us-gaap/2023#OtherAssets00016017122024-01-012024-03-310001601712us-gaap:CommonStockMember2024-01-012024-03-310001601712us-gaap:SeriesAPreferredStockMember2024-01-012024-03-310001601712us-gaap:SeriesBPreferredStockMember2024-01-012024-03-3100016017122024-04-19xbrli:sharesiso4217:USD00016017122023-01-012023-03-310001601712us-gaap:VariableInterestEntityPrimaryBeneficiaryMember2024-01-012024-03-310001601712us-gaap:VariableInterestEntityPrimaryBeneficiaryMember2023-01-012023-03-31iso4217:USDxbrli:shares00016017122024-03-3100016017122023-12-310001601712srt:ConsolidatedEntityExcludingVariableInterestEntitiesVIEMember2024-03-310001601712srt:ConsolidatedEntityExcludingVariableInterestEntitiesVIEMember2023-12-310001601712us-gaap:VariableInterestEntityPrimaryBeneficiaryMember2024-03-310001601712us-gaap:VariableInterestEntityPrimaryBeneficiaryMember2023-12-310001601712us-gaap:PreferredStockMember2022-12-310001601712us-gaap:CommonStockMember2022-12-310001601712us-gaap:AdditionalPaidInCapitalMember2022-12-310001601712us-gaap:RetainedEarningsMember2022-12-310001601712us-gaap:AccumulatedOtherComprehensiveIncomeMember2022-12-310001601712us-gaap:TreasuryStockCommonMember2022-12-3100016017122022-12-3100016017122022-01-012022-12-310001601712us-gaap:RetainedEarningsMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:AccountingStandardsUpdate201613Member2022-12-310001601712srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:AccountingStandardsUpdate201613Member2022-12-310001601712us-gaap:RetainedEarningsMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310001601712srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310001601712us-gaap:RetainedEarningsMember2023-01-012023-03-310001601712us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-01-012023-03-310001601712us-gaap:TreasuryStockCommonMember2023-01-012023-03-3100016017122022-07-012022-09-300001601712us-gaap:CommonStockMember2023-01-012023-03-310001601712us-gaap:AdditionalPaidInCapitalMember2023-01-012023-03-310001601712us-gaap:PreferredStockMember2023-03-310001601712us-gaap:CommonStockMember2023-03-310001601712us-gaap:AdditionalPaidInCapitalMember2023-03-310001601712us-gaap:RetainedEarningsMember2023-03-310001601712us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-03-310001601712us-gaap:TreasuryStockCommonMember2023-03-3100016017122023-03-310001601712us-gaap:PreferredStockMember2023-12-310001601712us-gaap:CommonStockMember2023-12-310001601712us-gaap:AdditionalPaidInCapitalMember2023-12-310001601712us-gaap:RetainedEarningsMember2023-12-310001601712us-gaap:AccumulatedOtherComprehensiveIncomeMember2023-12-310001601712us-gaap:TreasuryStockCommonMember2023-12-310001601712us-gaap:RetainedEarningsMember2024-01-012024-03-310001601712us-gaap:AccumulatedOtherComprehensiveIncomeMember2024-01-012024-03-310001601712us-gaap:PreferredStockMember2024-01-012024-03-310001601712us-gaap:TreasuryStockCommonMember2024-01-012024-03-310001601712us-gaap:CommonStockMember2024-01-012024-03-310001601712us-gaap:AdditionalPaidInCapitalMember2024-01-012024-03-310001601712us-gaap:PreferredStockMember2024-03-310001601712us-gaap:CommonStockMember2024-03-310001601712us-gaap:AdditionalPaidInCapitalMember2024-03-310001601712us-gaap:RetainedEarningsMember2024-03-310001601712us-gaap:AccumulatedOtherComprehensiveIncomeMember2024-03-310001601712us-gaap:TreasuryStockCommonMember2024-03-310001601712syf:AllyLendingMember2024-03-012024-03-010001601712syf:AllyLendingMember2024-03-050001601712syf:IndependencePetHoldingsInc.Membersyf:PetsBestMember2024-03-052024-03-31xbrli:pure0001601712syf:SynchronyFinancialMembersyf:PetsBestMembersyf:IndependencePetHoldingsInc.Member2024-03-052024-03-31syf:executive0001601712syf:PetsBestMember2024-03-052024-03-310001601712syf:IndependencePetHoldingsInc.Member2024-03-050001601712syf:IndependencePetHoldingsInc.Member2024-03-310001601712us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2024-03-310001601712us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2023-12-310001601712us-gaap:USStatesAndPoliticalSubdivisionsMember2024-03-310001601712us-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-310001601712us-gaap:ResidentialMortgageBackedSecuritiesMember2024-03-310001601712us-gaap:ResidentialMortgageBackedSecuritiesMember2023-12-310001601712us-gaap:AssetBackedSecuritiesMember2024-03-310001601712us-gaap:AssetBackedSecuritiesMember2023-12-310001601712us-gaap:OtherDebtSecuritiesMember2024-03-310001601712us-gaap:OtherDebtSecuritiesMember2023-12-310001601712us-gaap:CreditCardReceivablesMember2024-03-310001601712us-gaap:CreditCardReceivablesMember2023-12-310001601712us-gaap:ConsumerLoanMember2024-03-310001601712us-gaap:ConsumerLoanMember2023-12-310001601712us-gaap:CommercialPortfolioSegmentMember2024-03-310001601712us-gaap:CommercialPortfolioSegmentMember2023-12-310001601712us-gaap:UnallocatedFinancingReceivablesMember2024-03-310001601712us-gaap:UnallocatedFinancingReceivablesMember2023-12-310001601712syf:FederalReserveDiscountWindowMember2024-03-310001601712syf:FederalReserveDiscountWindowMember2023-12-310001601712us-gaap:CreditCardReceivablesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2023-12-310001601712us-gaap:CreditCardReceivablesMember2024-01-012024-03-310001601712us-gaap:ConsumerLoanMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2023-12-310001601712us-gaap:ConsumerLoanMember2024-01-012024-03-310001601712us-gaap:CommercialPortfolioSegmentMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2023-12-310001601712us-gaap:CommercialPortfolioSegmentMember2024-01-012024-03-310001601712us-gaap:UnallocatedFinancingReceivablesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2023-12-310001601712us-gaap:UnallocatedFinancingReceivablesMember2024-01-012024-03-310001601712srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2023-12-310001601712us-gaap:CreditCardReceivablesMember2022-12-310001601712us-gaap:CreditCardReceivablesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2022-12-310001601712us-gaap:CreditCardReceivablesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310001601712us-gaap:CreditCardReceivablesMember2023-01-012023-03-310001601712us-gaap:CreditCardReceivablesMember2023-03-310001601712us-gaap:ConsumerLoanMember2022-12-310001601712srt:CumulativeEffectPeriodOfAdoptionAdjustmentMemberus-gaap:ConsumerLoanMember2022-12-310001601712us-gaap:ConsumerLoanMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310001601712us-gaap:ConsumerLoanMember2023-01-012023-03-310001601712us-gaap:ConsumerLoanMember2023-03-310001601712us-gaap:CommercialPortfolioSegmentMember2022-12-310001601712us-gaap:CommercialPortfolioSegmentMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2022-12-310001601712us-gaap:CommercialPortfolioSegmentMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310001601712us-gaap:CommercialPortfolioSegmentMember2023-01-012023-03-310001601712us-gaap:CommercialPortfolioSegmentMember2023-03-310001601712us-gaap:UnallocatedFinancingReceivablesMember2022-12-310001601712us-gaap:UnallocatedFinancingReceivablesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2022-12-310001601712us-gaap:UnallocatedFinancingReceivablesMembersrt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember2022-12-310001601712us-gaap:UnallocatedFinancingReceivablesMember2023-01-012023-03-310001601712us-gaap:UnallocatedFinancingReceivablesMember2023-03-310001601712srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember2022-12-310001601712us-gaap:CreditCardReceivablesMembersyf:FinancingReceivables30to89DaysPastDueMember2024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CreditCardReceivablesMember2024-03-310001601712us-gaap:CreditCardReceivablesMemberus-gaap:FinancialAssetPastDueMember2024-03-310001601712syf:FinancingReceivables30to89DaysPastDueMemberus-gaap:ConsumerLoanMember2024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerLoanMember2024-03-310001601712us-gaap:ConsumerLoanMemberus-gaap:FinancialAssetPastDueMember2024-03-310001601712syf:FinancingReceivables30to89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2024-03-310001601712us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2024-03-310001601712syf:FinancingReceivables30to89DaysPastDueMember2024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-03-310001601712us-gaap:FinancialAssetPastDueMember2024-03-310001601712syf:FinancialAssetEqualToOrGreaterThan90DaysPastDueAndAccruingMember2024-03-310001601712us-gaap:CreditCardReceivablesMembersyf:FinancingReceivables30to89DaysPastDueMember2023-12-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CreditCardReceivablesMember2023-12-310001601712us-gaap:CreditCardReceivablesMemberus-gaap:FinancialAssetPastDueMember2023-12-310001601712syf:FinancingReceivables30to89DaysPastDueMemberus-gaap:ConsumerLoanMember2023-12-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerLoanMember2023-12-310001601712us-gaap:ConsumerLoanMemberus-gaap:FinancialAssetPastDueMember2023-12-310001601712syf:FinancingReceivables30to89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMember2023-12-310001601712us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMember2023-12-310001601712syf:FinancingReceivables30to89DaysPastDueMember2023-12-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-12-310001601712us-gaap:FinancialAssetPastDueMember2023-12-310001601712syf:FinancialAssetEqualToOrGreaterThan90DaysPastDueAndAccruingMember2023-12-310001601712us-gaap:CreditCardReceivablesMembersyf:SixHundredAndFiftyOneOrHigherMember2024-03-310001601712us-gaap:CreditCardReceivablesMembersyf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember2024-03-310001601712us-gaap:CreditCardReceivablesMembersyf:FiveHundredAndNinetyOrLessMember2024-03-310001601712us-gaap:CreditCardReceivablesMembersyf:SixHundredAndFiftyOneOrHigherMember2023-12-310001601712us-gaap:CreditCardReceivablesMembersyf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember2023-12-310001601712us-gaap:CreditCardReceivablesMembersyf:FiveHundredAndNinetyOrLessMember2023-12-310001601712us-gaap:CreditCardReceivablesMembersyf:SixHundredAndFiftyOneOrHigherMember2023-03-310001601712us-gaap:CreditCardReceivablesMembersyf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember2023-03-310001601712us-gaap:CreditCardReceivablesMembersyf:FiveHundredAndNinetyOrLessMember2023-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:SixHundredAndFiftyOneOrHigherMember2024-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember2024-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:FiveHundredAndNinetyOrLessMember2024-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:SixHundredAndFiftyOneOrHigherMember2023-12-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember2023-12-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:FiveHundredAndNinetyOrLessMember2023-12-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:SixHundredAndFiftyOneOrHigherMember2023-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember2023-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:FiveHundredAndNinetyOrLessMember2023-03-310001601712us-gaap:CreditCardReceivablesMembersyf:LongTermModificationMember2024-01-012024-03-310001601712us-gaap:CreditCardReceivablesMembersyf:LongTermModificationMember2023-01-012023-03-310001601712syf:LongTermModificationMemberus-gaap:ConsumerLoanMember2024-01-012024-03-310001601712syf:LongTermModificationMemberus-gaap:ConsumerLoanMember2023-01-012023-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:LongTermModificationMember2024-01-012024-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:LongTermModificationMember2023-01-012023-03-310001601712us-gaap:CreditCardReceivablesMembersyf:ShortTermModificationMember2024-01-012024-03-310001601712us-gaap:CreditCardReceivablesMembersyf:ShortTermModificationMember2023-01-012023-03-310001601712us-gaap:ConsumerLoanMembersyf:ShortTermModificationMember2024-01-012024-03-310001601712us-gaap:ConsumerLoanMembersyf:ShortTermModificationMember2023-01-012023-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:ShortTermModificationMember2024-01-012024-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:ShortTermModificationMember2023-01-012023-03-310001601712us-gaap:CreditCardReceivablesMemberus-gaap:FinancialAssetNotPastDueMembersyf:LongTermModificationMember2024-03-310001601712us-gaap:CreditCardReceivablesMembersyf:FinancingReceivables30to89DaysPastDueMembersyf:LongTermModificationMember2024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CreditCardReceivablesMembersyf:LongTermModificationMember2024-03-310001601712us-gaap:CreditCardReceivablesMembersyf:LongTermModificationMemberus-gaap:FinancialAssetPastDueMember2024-03-310001601712us-gaap:FinancialAssetNotPastDueMembersyf:LongTermModificationMemberus-gaap:ConsumerLoanMember2024-03-310001601712syf:FinancingReceivables30to89DaysPastDueMembersyf:LongTermModificationMemberus-gaap:ConsumerLoanMember2024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembersyf:LongTermModificationMemberus-gaap:ConsumerLoanMember2024-03-310001601712syf:LongTermModificationMemberus-gaap:ConsumerLoanMemberus-gaap:FinancialAssetPastDueMember2024-03-310001601712us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMembersyf:LongTermModificationMember2024-03-310001601712syf:FinancingReceivables30to89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMembersyf:LongTermModificationMember2024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMembersyf:LongTermModificationMember2024-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:LongTermModificationMemberus-gaap:FinancialAssetPastDueMember2024-03-310001601712us-gaap:CreditCardReceivablesMemberus-gaap:FinancialAssetNotPastDueMembersyf:ShortTermModificationMember2024-03-310001601712us-gaap:CreditCardReceivablesMembersyf:FinancingReceivables30to89DaysPastDueMembersyf:ShortTermModificationMember2024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CreditCardReceivablesMembersyf:ShortTermModificationMember2024-03-310001601712us-gaap:CreditCardReceivablesMemberus-gaap:FinancialAssetPastDueMembersyf:ShortTermModificationMember2024-03-310001601712us-gaap:FinancialAssetNotPastDueMemberus-gaap:ConsumerLoanMembersyf:ShortTermModificationMember2024-03-310001601712syf:FinancingReceivables30to89DaysPastDueMemberus-gaap:ConsumerLoanMembersyf:ShortTermModificationMember2024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerLoanMembersyf:ShortTermModificationMember2024-03-310001601712us-gaap:ConsumerLoanMemberus-gaap:FinancialAssetPastDueMembersyf:ShortTermModificationMember2024-03-310001601712us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMembersyf:ShortTermModificationMember2024-03-310001601712syf:FinancingReceivables30to89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMembersyf:ShortTermModificationMember2024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMembersyf:ShortTermModificationMember2024-03-310001601712us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMembersyf:ShortTermModificationMember2024-03-310001601712us-gaap:FinancialAssetNotPastDueMember2024-03-310001601712us-gaap:FinancialAssetNotPastDueMember2024-01-012024-03-310001601712syf:FinancingReceivables30to89DaysPastDueMember2024-01-012024-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2024-01-012024-03-310001601712us-gaap:FinancialAssetPastDueMember2024-01-012024-03-310001601712us-gaap:CreditCardReceivablesMemberus-gaap:FinancialAssetNotPastDueMembersyf:LongTermModificationMember2023-03-310001601712us-gaap:CreditCardReceivablesMembersyf:FinancingReceivables30to89DaysPastDueMembersyf:LongTermModificationMember2023-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CreditCardReceivablesMembersyf:LongTermModificationMember2023-03-310001601712us-gaap:CreditCardReceivablesMembersyf:LongTermModificationMemberus-gaap:FinancialAssetPastDueMember2023-03-310001601712us-gaap:FinancialAssetNotPastDueMembersyf:LongTermModificationMemberus-gaap:ConsumerLoanMember2023-03-310001601712syf:FinancingReceivables30to89DaysPastDueMembersyf:LongTermModificationMemberus-gaap:ConsumerLoanMember2023-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMembersyf:LongTermModificationMemberus-gaap:ConsumerLoanMember2023-03-310001601712syf:LongTermModificationMemberus-gaap:ConsumerLoanMemberus-gaap:FinancialAssetPastDueMember2023-03-310001601712us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMembersyf:LongTermModificationMember2023-03-310001601712syf:FinancingReceivables30to89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMembersyf:LongTermModificationMember2023-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMembersyf:LongTermModificationMember2023-03-310001601712us-gaap:CommercialPortfolioSegmentMembersyf:LongTermModificationMemberus-gaap:FinancialAssetPastDueMember2023-03-310001601712us-gaap:CreditCardReceivablesMemberus-gaap:FinancialAssetNotPastDueMembersyf:ShortTermModificationMember2023-03-310001601712us-gaap:CreditCardReceivablesMembersyf:FinancingReceivables30to89DaysPastDueMembersyf:ShortTermModificationMember2023-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CreditCardReceivablesMembersyf:ShortTermModificationMember2023-03-310001601712us-gaap:CreditCardReceivablesMemberus-gaap:FinancialAssetPastDueMembersyf:ShortTermModificationMember2023-03-310001601712us-gaap:FinancialAssetNotPastDueMemberus-gaap:ConsumerLoanMembersyf:ShortTermModificationMember2023-03-310001601712syf:FinancingReceivables30to89DaysPastDueMemberus-gaap:ConsumerLoanMembersyf:ShortTermModificationMember2023-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:ConsumerLoanMembersyf:ShortTermModificationMember2023-03-310001601712us-gaap:ConsumerLoanMemberus-gaap:FinancialAssetPastDueMembersyf:ShortTermModificationMember2023-03-310001601712us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetNotPastDueMembersyf:ShortTermModificationMember2023-03-310001601712syf:FinancingReceivables30to89DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMembersyf:ShortTermModificationMember2023-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMemberus-gaap:CommercialPortfolioSegmentMembersyf:ShortTermModificationMember2023-03-310001601712us-gaap:CommercialPortfolioSegmentMemberus-gaap:FinancialAssetPastDueMembersyf:ShortTermModificationMember2023-03-310001601712us-gaap:FinancialAssetNotPastDueMember2023-03-310001601712syf:FinancingReceivables30to89DaysPastDueMember2023-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-03-310001601712us-gaap:FinancialAssetPastDueMember2023-03-310001601712us-gaap:FinancialAssetNotPastDueMember2023-01-012023-03-310001601712syf:FinancingReceivables30to89DaysPastDueMember2023-01-012023-03-310001601712us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember2023-01-012023-03-310001601712us-gaap:FinancialAssetPastDueMember2023-01-012023-03-31syf:contract0001601712syf:InvestmentsFundingCommitmentMember2024-03-310001601712us-gaap:ComputerSoftwareIntangibleAssetMember2024-03-310001601712us-gaap:ComputerSoftwareIntangibleAssetMember2023-12-310001601712us-gaap:OtherIntangibleAssetsMember2024-03-310001601712us-gaap:OtherIntangibleAssetsMember2023-12-310001601712us-gaap:OtherExpenseMembersyf:FiniteLivedIntangibleAssetsExcludingCustomerContractsMember2024-01-012024-03-310001601712us-gaap:OtherExpenseMembersyf:FiniteLivedIntangibleAssetsExcludingCustomerContractsMember2023-01-012023-03-310001601712syf:ProgramArrangerMember2024-03-310001601712syf:FixedSecuritizedBorrowingsMemberus-gaap:VariableInterestEntityPrimaryBeneficiaryMembersrt:MinimumMember2024-03-310001601712syf:FixedSecuritizedBorrowingsMemberus-gaap:VariableInterestEntityPrimaryBeneficiaryMembersrt:MaximumMember2024-03-310001601712syf:FixedSecuritizedBorrowingsMemberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2024-03-310001601712syf:FixedSecuritizedBorrowingsMemberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2023-12-310001601712syf:FloatingSecuritizedBorrowingsMemberus-gaap:VariableInterestEntityPrimaryBeneficiaryMembersrt:MinimumMember2024-03-310001601712syf:FloatingSecuritizedBorrowingsMemberus-gaap:VariableInterestEntityPrimaryBeneficiaryMembersrt:MaximumMember2024-03-310001601712syf:FloatingSecuritizedBorrowingsMemberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2024-03-310001601712syf:FloatingSecuritizedBorrowingsMemberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2023-12-310001601712us-gaap:SeniorNotesMembersrt:MinimumMembersyf:FixedSeniorUnsecuredNotesMember2024-03-310001601712us-gaap:SeniorNotesMembersyf:FixedSeniorUnsecuredNotesMembersrt:MaximumMember2024-03-310001601712us-gaap:SeniorNotesMembersyf:FixedSeniorUnsecuredNotesMember2024-03-310001601712us-gaap:SeniorNotesMembersyf:FixedSeniorUnsecuredNotesMember2023-12-310001601712us-gaap:SeniorNotesMembersrt:SubsidiariesMembersrt:MinimumMembersyf:FixedSeniorUnsecuredNotesMember2024-03-310001601712us-gaap:SeniorNotesMembersrt:SubsidiariesMembersyf:FixedSeniorUnsecuredNotesMembersrt:MaximumMember2024-03-310001601712us-gaap:SeniorNotesMembersrt:SubsidiariesMembersyf:FixedSeniorUnsecuredNotesMember2024-03-310001601712us-gaap:SeniorNotesMembersrt:SubsidiariesMembersyf:FixedSeniorUnsecuredNotesMember2023-12-310001601712us-gaap:SeniorNotesMember2024-03-310001601712us-gaap:SeniorNotesMember2023-12-310001601712us-gaap:SeniorSubordinatedNotesMembersrt:MinimumMembersyf:FixedSubordinatedUnsecuredNotesMember2024-03-310001601712us-gaap:SeniorSubordinatedNotesMembersyf:FixedSubordinatedUnsecuredNotesMembersrt:MaximumMember2024-03-310001601712us-gaap:SeniorSubordinatedNotesMembersyf:FixedSubordinatedUnsecuredNotesMember2024-03-310001601712us-gaap:SeniorSubordinatedNotesMembersyf:FixedSubordinatedUnsecuredNotesMember2023-12-310001601712syf:SeniorAndSubordinatedNotesMember2024-03-310001601712syf:SeniorAndSubordinatedNotesMember2023-12-310001601712us-gaap:RevolvingCreditFacilityMemberus-gaap:UnsecuredDebtMember2023-12-310001601712us-gaap:RevolvingCreditFacilityMemberus-gaap:UnsecuredDebtMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel2Member2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel3Member2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Memberus-gaap:USStatesAndPoliticalSubdivisionsMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMemberus-gaap:FairValueInputsLevel2Member2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMemberus-gaap:FairValueInputsLevel3Member2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Memberus-gaap:AssetBackedSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Memberus-gaap:AssetBackedSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Memberus-gaap:AssetBackedSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Memberus-gaap:OtherDebtSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Memberus-gaap:OtherDebtSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Memberus-gaap:OtherDebtSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMember2024-03-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel2Member2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel3Member2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Memberus-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMemberus-gaap:FairValueInputsLevel2Member2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMemberus-gaap:FairValueInputsLevel3Member2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Memberus-gaap:ResidentialMortgageBackedSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Memberus-gaap:AssetBackedSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Memberus-gaap:AssetBackedSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Memberus-gaap:AssetBackedSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Memberus-gaap:OtherDebtSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Memberus-gaap:OtherDebtSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Memberus-gaap:OtherDebtSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:OtherDebtSecuritiesMember2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel1Member2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel2Member2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2023-12-310001601712us-gaap:FairValueMeasurementsRecurringMember2023-12-310001601712us-gaap:CarryingReportedAmountFairValueDisclosureMember2024-03-310001601712us-gaap:FairValueInputsLevel1Member2024-03-310001601712us-gaap:FairValueInputsLevel2Member2024-03-310001601712us-gaap:FairValueInputsLevel3Member2024-03-310001601712us-gaap:VariableInterestEntityPrimaryBeneficiaryMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2024-03-310001601712us-gaap:FairValueInputsLevel1Memberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2024-03-310001601712us-gaap:FairValueInputsLevel2Memberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2024-03-310001601712us-gaap:FairValueInputsLevel3Memberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2024-03-310001601712us-gaap:SeniorNotesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2024-03-310001601712us-gaap:SeniorNotesMemberus-gaap:FairValueInputsLevel1Member2024-03-310001601712us-gaap:SeniorNotesMemberus-gaap:FairValueInputsLevel2Member2024-03-310001601712us-gaap:SeniorNotesMemberus-gaap:FairValueInputsLevel3Member2024-03-310001601712us-gaap:CarryingReportedAmountFairValueDisclosureMember2023-12-310001601712us-gaap:FairValueInputsLevel1Member2023-12-310001601712us-gaap:FairValueInputsLevel2Member2023-12-310001601712us-gaap:FairValueInputsLevel3Member2023-12-310001601712us-gaap:EstimateOfFairValueFairValueDisclosureMember2023-12-310001601712us-gaap:VariableInterestEntityPrimaryBeneficiaryMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2023-12-310001601712us-gaap:FairValueInputsLevel1Memberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2023-12-310001601712us-gaap:FairValueInputsLevel2Memberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2023-12-310001601712us-gaap:FairValueInputsLevel3Memberus-gaap:VariableInterestEntityPrimaryBeneficiaryMember2023-12-310001601712us-gaap:SeniorNotesMemberus-gaap:CarryingReportedAmountFairValueDisclosureMember2023-12-310001601712us-gaap:SeniorNotesMemberus-gaap:FairValueInputsLevel1Member2023-12-310001601712us-gaap:SeniorNotesMemberus-gaap:FairValueInputsLevel2Member2023-12-310001601712us-gaap:SeniorNotesMemberus-gaap:FairValueInputsLevel3Member2023-12-310001601712syf:BaselIIIMember2024-03-310001601712syf:BaselIIIMember2023-12-310001601712srt:SubsidiariesMembersyf:BaselIIIMember2024-03-310001601712srt:SubsidiariesMembersyf:BaselIIIMember2023-12-310001601712us-gaap:SeriesAPreferredStockMember2024-03-310001601712us-gaap:SeriesAPreferredStockMember2023-12-310001601712us-gaap:SeriesBPreferredStockMember2024-03-310001601712us-gaap:SeriesBPreferredStockMember2023-12-310001601712syf:FiveYearTreasuryRateMemberus-gaap:SeriesBPreferredStockMember2024-01-012024-03-31

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-Q 

☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended March 31, 2024
OR
☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from         to         
001-36560
(Commission File Number)
synchronylogorgbpositivea02.jpg
SYNCHRONY FINANCIAL
(Exact name of registrant as specified in its charter) 
Delaware 51-0483352
(State or other jurisdiction of
incorporation or organization)		 (I.R.S. Employer
Identification No.)
777 Long Ridge Road 
Stamford,Connecticut06902
(Address of principal executive offices) (Zip Code)
(Registrant’s telephone number, including area code) -  (203) 585-2400
Securities Registered Pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Common stock, par value $0.001 per shareSYFNew York Stock Exchange
Depositary Shares Each Representing a 1/40th Interest in a Share of 5.625% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series ASYFPrANew York Stock Exchange
Depositary Shares Each Representing a 1/40th Interest in a Share of 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series BSYFPrBNew York Stock Exchange
 
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes  ☒    No  ☐
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).    Yes  ☒    No  ☐


Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.
Large Accelerated Filer☒Accelerated Filer☐
Non-Accelerated Filer☐Smaller Reporting Company☐
Emerging Growth Company☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    ☐
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes  ☐    No  ☒
The number of shares of the registrant’s common stock, par value $0.001 per share, outstanding as of April 19, 2024 was 401,543,685.


Synchrony Financial
PART I - FINANCIAL INFORMATIONPage
Item 1. Financial Statements:
PART II - OTHER INFORMATION
Item 6. Exhibits

3

Certain Defined Terms
Except as the context may otherwise require in this report, references to:
•“we,” “us,” “our” and the “Company” are to SYNCHRONY FINANCIAL and its subsidiaries;
•“Synchrony” are to SYNCHRONY FINANCIAL only;
•the “Bank” are to Synchrony Bank (a subsidiary of Synchrony);
•the “Board of Directors” or “Board” are to Synchrony's board of directors;
•“CECL” are to the impairment model known as the Current Expected Credit Loss model, which is based on expected credit losses; and
•“VantageScore” are to a credit score developed by the three major credit reporting agencies which is used as a means of evaluating the likelihood that credit users will pay their obligations.
We provide a range of credit products through programs we have established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers, which, in our business and in this report, we refer to as our “partners.” The terms of the programs all require cooperative efforts between us and our partners of varying natures and degrees to establish and operate the programs. Our use of the term “partners” to refer to these entities is not intended to, and does not, describe our legal relationship with them, imply that a legal partnership or other relationship exists between the parties or create any legal partnership or other relationship.
Unless otherwise indicated, references to “loan receivables” do not include loan receivables held for sale.
For a description of certain other terms we use, including “active account” and “purchase volume,” see the notes to “Management’s Discussion and Analysis—Results of Operations—Other Financial and Statistical Data” in our Annual Report on Form 10-K for the year ended December 31, 2023 (our “2023 Form 10-K”). There is no standard industry definition for many of these terms, and other companies may define them differently than we do.

“Synchrony” and its logos and other trademarks referred to in this report, including CareCredit®, Quickscreen®, Dual Card™, Synchrony Car Care™ and SyPI™, belong to us. Solely for convenience, we refer to our trademarks in this report without the ™ and ® symbols, but such references are not intended to indicate that we will not assert, to the fullest extent under applicable law, our rights to our trademarks. Other service marks, trademarks and trade names referred to in this report are the property of their respective owners.
On our website at https://investors.synchrony.com, we make available under the "Filings & Regulatory-SEC Filings" menu selection, free of charge, our Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and amendments to these reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended (the "Exchange Act") as soon as reasonably practicable after such reports or amendments are electronically filed with, or furnished to, the SEC. The SEC maintains an Internet site at www.sec.gov that contains reports, proxy and information statements, and other information that we file electronically with the SEC.
4

Cautionary Note Regarding Forward-Looking Statements:
Various statements in this Quarterly Report on Form 10-Q may contain “forward-looking statements” as defined in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), which are subject to the “safe harbor” created by those sections. Forward-looking statements may be identified by words such as “expects,” “intends,” “anticipates,” “plans,” “believes,” “seeks,” “targets,” “outlook,” “estimates,” “will,” “should,” “may” or words of similar meaning, but these words are not the exclusive means of identifying forward-looking statements.
Forward-looking statements are based on management’s current expectations and assumptions, and are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict. As a result, actual results could differ materially from those indicated in these forward-looking statements. Factors that could cause actual results to differ materially include global political, economic, business, competitive, market, regulatory and other factors and risks, such as: the impact of macroeconomic conditions and whether industry trends we have identified develop as anticipated; retaining existing partners and attracting new partners, concentration of our revenue in a small number of partners, and promotion and support of our products by our partners; cyber-attacks or other security incidents or breaches; disruptions in the operations of our and our outsourced partners' computer systems and data centers; the financial performance of our partners; the Consumer Financial Protection Bureau’s ("CFPB") final rule on credit card late fees; the sufficiency of our allowance for credit losses and the accuracy of the assumptions or estimates used in preparing our financial statements, including those related to the CECL accounting guidance; higher borrowing costs and adverse financial market conditions impacting our funding and liquidity, and any reduction in our credit ratings; our ability to grow our deposits in the future; damage to our reputation; our ability to securitize our loan receivables, occurrence of an early amortization of our securitization facilities, loss of the right to service or subservice our securitized loan receivables, and lower payment rates on our securitized loan receivables; changes in market interest rates and the impact of any margin compression; effectiveness of our risk management processes and procedures, reliance on models which may be inaccurate or misinterpreted, our ability to manage our credit risk; our ability to offset increases in our costs in retailer share arrangements; competition in the consumer finance industry; our concentration in the U.S. consumer credit market; our ability to successfully develop and commercialize new or enhanced products and services; our ability to realize the value of acquisitions, dispositions and strategic investments; reductions in interchange fees; fraudulent activity; failure of third-parties to provide various services that are important to our operations; international risks and compliance and regulatory risks and costs associated with international operations; alleged infringement of intellectual property rights of others and our ability to protect our intellectual property; litigation and regulatory actions; our ability to attract, retain and motivate key officers and employees; tax legislation initiatives or challenges to our tax positions and/or interpretations, and state sales tax rules and regulations; regulation, supervision, examination and enforcement of our business by governmental authorities, the impact of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”) and other legislative and regulatory developments and the impact of the CFPB's regulation of our business, including new requirements and constraints that Synchrony and the Bank will become subject to as a result of having $100 billion or more in total assets; impact of capital adequacy rules and liquidity requirements; restrictions that limit our ability to pay dividends and repurchase our common stock, and restrictions that limit the Bank’s ability to pay dividends to us; regulations relating to privacy, information security and data protection; use of third-party vendors and ongoing third-party business relationships; and failure to comply with anti-money laundering and anti-terrorism financing laws.
For the reasons described above, we caution you against relying on any forward-looking statements, which should also be read in conjunction with the other cautionary statements that are included elsewhere in this report and in our public filings, including under the heading “Risk Factors Relating to Our Business” and “Risk Factors Relating to Regulation” in our 2023 Form 10-K. You should not consider any list of such factors to be an exhaustive statement of all of the risks, uncertainties, or potentially inaccurate assumptions that could cause our current expectations or beliefs to change. Further, any forward-looking statement speaks only as of the date on which it is made, and we undertake no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as otherwise may be required by law.
5

PART I. FINANCIAL INFORMATION
ITEM 2. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
The following discussion and analysis of our financial condition and results of operations should be read in conjunction with our condensed consolidated financial statements and related notes included elsewhere in this quarterly report and in our 2023 Form 10-K. The discussion below contains forward-looking statements that are based upon current expectations and are subject to uncertainty and changes in circumstances. Actual results may differ materially from these expectations. See “Cautionary Note Regarding Forward-Looking Statements.”
Introduction and Business Overview
____________________________________________________________________________________________
We are a premier consumer financial services company delivering one of the industry's most complete, digitally-enabled product suites. Our experience, expertise and scale encompass a broad spectrum of industries including digital, health and wellness, retail, telecommunications, home, auto, outdoor, pet and more. We have an established and diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers, which we refer to as our “partners.” For the three months ended March 31, 2024, we financed $42.4 billion of purchase volume and had 71.7 million average active accounts and at March 31, 2024, we had $101.7 billion of loan receivables.
We offer our credit products primarily through our wholly-owned subsidiary, the Bank. In addition, through the Bank, we offer, directly to retail, affinity relationships and commercial customers, a range of deposit products insured by the Federal Deposit Insurance Corporation (“FDIC”), including certificates of deposit, individual retirement accounts (“IRAs”), money market accounts, savings accounts and sweep and affinity deposits. We also take deposits at the Bank through third-party securities brokerage firms that offer our FDIC-insured deposit products to their customers. We have significantly expanded our online direct banking operations in recent years and our deposit base has continued to serve as a source of stable and diversified low cost funding for our credit activities. At March 31, 2024, we had $83.6 billion in deposits, which represented 84% of our total funding sources.
Our Sales Platforms
_________________________________________________________________
We conduct our operations through a single business segment. Profitability and expenses, including funding costs, credit losses and operating expenses, are managed for the business as a whole. Substantially all of our revenue activities are within the United States. We primarily manage our credit products through five sales platforms (Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle). Those platforms are organized by the types of partners we work with, and are measured on interest and fees on loans, loan receivables, active accounts and other sales metrics.
6

Platformpies.jpg
Home & Auto
Our Home & Auto sales platform provides comprehensive payments and financing solutions with integrated in-store and digital experiences through a broad network of partners and merchants providing home and automotive merchandise and services, as well as our Synchrony Car Care network and Synchrony HOME credit card offering. Our Home & Auto sales platform partners include a wide range of key retailers in the home improvement, furniture, bedding, flooring, appliance and electronics industry, such as Ashley HomeStores LTD, Floor & Decor, Lowe's, and Mattress Firm, as well as automotive merchandise and services, such as Chevron and Discount Tire. In addition, we also have program agreements with manufacturers, buying groups and industry associations, such as Generac, Nationwide Marketing Group and the Home Furnishings Association.
Digital
Our Digital sales platform provides comprehensive payments and financing solutions with integrated digital experiences through partners and merchants who primarily engage with their consumers through digital channels. Our Digital sales platform includes key partners delivering digital payment solutions, such as PayPal, including our Venmo program, online marketplaces, such as Amazon and eBay, and digital-first brands and merchants, such as Verizon, the Qurate brands, and Fanatics.
Diversified & Value
Our Diversified & Value sales platform provides comprehensive payments and financing solutions with integrated in-store and digital experiences through large retail partners who deliver everyday value to consumers shopping for daily needs or important life moments. Our Diversified & Value sales platform is comprised of five large retail partners: Belk, Fleet Farm, JCPenney, Sam's Club and TJX Companies, Inc.
Health & Wellness
Our Health & Wellness sales platform provides comprehensive healthcare payments and financing solutions, through a network of providers and health systems, for those seeking health and wellness care for themselves, their families and their pets, and includes our CareCredit brand, as well as partners such as Walgreens.
7

Lifestyle
Lifestyle provides comprehensive payments and financing solutions with integrated in-store and digital experiences through partners and merchants who offer merchandise in power sports, outdoor power equipment, and other industries such as sporting goods, apparel, jewelry and music. Our Lifestyle sales platform partners include a wide range of key retailers in the apparel, specialty retail, outdoor, music and luxury industry, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki and Sweetwater.
Corp, Other
Corp, Other includes activity and balances related to certain program agreements with retail partners and merchants that will not be renewed beyond their current expiration date and certain programs that were previously terminated, which are not managed within the five sales platforms discussed above. Corp, Other also includes amounts related to changes in the fair value of equity investments and realized gains or losses associated with the sale of businesses and investments.

8

Our Credit Products
____________________________________________________________________________________________
Through our sales platforms, we offer three principal types of credit products: credit cards, commercial credit products and consumer installment loans. We also offer our Payment Security program, which is a debt cancellation product.
The following table sets forth each credit product by type and indicates the percentage of our total loan receivables that are under standard terms only or pursuant to a promotional financing offer at March 31, 2024.
Promotional Offer
Credit ProductStandard Terms OnlyDeferred InterestOther PromotionalTotal
Credit cards59.2 %18.1 %14.8 %92.1 %
Commercial credit products1.8 — 0.1 1.9 
Consumer installment loans— 0.2 5.7 5.9 
Other0.1 — — 0.1 
Total61.1 %18.3 %20.6 %100.0 %
Credit Cards
We offer the following principal types of credit cards:
•Private Label Credit Cards. Private label credit cards are partner-branded credit cards (e.g., Lowe’s or Amazon) or program-branded credit cards (e.g., Synchrony Car Care or CareCredit) that are used primarily for the purchase of goods and services from the partner or within the program network. In addition, in some cases, cardholders may be permitted to access their credit card accounts for cash advances. Credit under our private label credit cards typically is extended either on standard terms only or pursuant to a promotional financing offer.
•Dual Cards and General Purpose Co-Branded Cards. Our patented Dual Cards are credit cards that function as private label credit cards when used to purchase goods and services from our partners, and as general purpose credit cards when used to make purchases from other retailers wherever cards from those card networks are accepted or for cash advance transactions. We also offer general purpose co-branded credit cards that do not function as private label credit cards, as well as a Synchrony-branded general purpose credit card. Dual Cards and general purpose co-branded credit cards are offered across all of our sales platforms and credit is typically extended on standard terms only. We offer either Dual Cards or general purpose co-branded credit cards through over 15 of our large partners, of which the majority are Dual Cards, as well as our CareCredit Dual Card. Consumer Dual Cards and Co-Branded cards totaled 26% of our total loan receivables portfolio at March 31, 2024.
Commercial Credit Products
We offer private label cards and Dual Cards for commercial customers that are similar to our consumer offerings. We also offer a commercial pay-in-full accounts receivable product to a wide range of business customers.
Installment Loans
We originate secured installment loans to consumers (and a limited number of commercial customers) in the United States, primarily for power products in our Outdoor market (motorcycles, ATVs and lawn and garden). We also offer unsecured installment loans primarily in our Home and Auto and Health and Wellness sales platforms and through our various other installment products, such as our Synchrony Pay Later solutions, including pay monthly and pay in 4 products, for short-term loans. Installment loans are closed-end credit accounts where the customer pays down the outstanding balance in installments. Installment loans are generally assessed periodic finance charges using fixed interest rates. Installment loans at March 31, 2024 include loan receivables acquired through the Ally Lending acquisition.
9

Business Trends and Conditions
____________________________________________________________________________________________
We believe our business and results of operations will be impacted in the future by various trends and conditions. For a discussion of certain trends and conditions, see “Management's Discussion and Analysis of Financial Condition and Results of Operations—Business Trends and Conditions” in our 2023 Form 10-K. For a discussion of how certain trends and conditions impacted the three months ended March 31, 2024, see “—Results of Operations.”
CFPB final rule on credit card late fees.
On March 5, 2024, the CFPB released a final rule amending its regulations that implement the Truth in Lending Act to lower the safe harbor dollar amount for credit card late fees from the prior $30 (adjusted to $41 for each subsequent late payment within the next six billing cycles) to $8 and to eliminate the automatic annual inflation adjustment to such safe harbor dollar amount. The final rule, when effective, will result in a significant reduction in our interest and fees on loan receivables. Industry organizations have challenged the final rule in court, and the outcome of such challenge, including the impact on the final rule, is uncertain. The final rule, if not impacted by litigation, has an effective date of May 14, 2024.
In response to the final rule, we have begun to implement a number of product, policy and pricing changes to adjust for the significant reduction in our late fee income. In addition, the combined net effects of the final rule and our mitigating strategies would result in a decrease in payments to partners pursuant to our retailer share arrangements.
While we continue to believe that the strategies we have identified and started to implement will fully offset the decline in late fee income over time, it will take time for such product, policy and pricing changes to offset the reduction in the late fees and therefore we expect the final rule will have an adverse effect on our results of operations in 2024. The magnitude of these effects in 2024 remain uncertain due to the pending litigation discussed above, which could result in a delay in the final rule’s effective date. To the extent the final rule becomes effective in May 2024, the final rule would have a material impact to our net income for the year ended December 31, 2024. In addition, the effects of the final rule are also subject to other factors which could increase the adverse effects to our results of operations, including our ability to successfully implement the product, policy and pricing changes we have identified, as well as any potential changes in consumer behavior in response to these changes or the final rule itself.
For a discussion of risks related to a CFPB final late fee rule, please see “—Risk Factors Relating to our Business—The CFPB’s proposed rule on credit card late fees, if adopted, would materially adversely affect our business and results of operations”, in our 2023 Form 10-K.


10

Seasonality
____________________________________________________________________________________________
We experience fluctuations in transaction volumes and the level of loan receivables as a result of higher seasonal consumer spending and payment patterns that typically result in an increase of loan receivables from August through a peak in late December, with reductions in loan receivables typically occurring over the first and second quarters of the following year as customers pay their balances down.
The seasonal impact to transaction volumes and the loan receivables balance typically results in fluctuations in our results of operations, delinquency metrics and the allowance for credit losses as a percentage of total loan receivables between quarterly periods.
In addition to the seasonal variance in loan receivables discussed above, we also typically experience a seasonal increase in delinquency rates and delinquent loan receivables balances during the third and fourth quarters of each year due to lower customer payment rates, resulting in higher net charge-off rates in the first and second quarters. Our delinquency rates and delinquent loan receivables balances typically decrease during the subsequent first and second quarters as customers begin to pay down their loan balances and return to current status, resulting in lower net charge-off rates in the third and fourth quarters. Because customers who were delinquent during the fourth quarter of a calendar year have a higher probability of returning to current status when compared to customers who are delinquent at the end of each of our interim reporting periods, we expect that a higher proportion of delinquent accounts outstanding at an interim period end will result in charge-offs, as compared to delinquent accounts outstanding at a year end. Consistent with this historical experience, we generally experience a higher allowance for credit losses as a percentage of total loan receivables at the end of an interim period, as compared to the end of a calendar year. In addition, even in instances of improving credit metrics such as declining past due amounts, we may experience an increase in our allowance for credit losses at an interim period end compared to the prior year end, reflecting these same seasonal trends.
The seasonal trends discussed above are most evident between the fourth quarter and the first quarter of the following year, particularly with respect to our loan receivables which decreased by $1.3 billion, or 1.2% to $101.7 billion at March 31, 2024 compared to $103.0 billion at December 31, 2023, and our allowance for credit losses as a percentage of total loan receivables that increased to 10.72% at March 31, 2024, from 10.26% at December 31, 2023.
However, in addition to these seasonal trends, the elevated customer payment behavior we have experienced in recent years and more recently the subsequent moderation from these elevated levels, has also significantly impacted our key financial metrics and the fluctuations experienced between quarterly periods. The effects from these changes in customer payment behavior have resulted in either partial, or in some instances full, offset to the impact from the ongoing seasonal trends discussed above. For the three months ended March 31, 2024, this is most evident in our loan receivables 90 days past due which increased to $2.5 billion at March 31, 2024 from $2.4 billion at December 31, 2023 due to the impact from lower customer payment rates which exceeded the effects of the seasonal trends we experienced. The same factors also provided a partial offset to the seasonal decrease in our total loan receivables in the first quarter of 2024.
11

Results of Operations
____________________________________________________________________________________________
Highlights for the Three Months Ended March 31, 2024
Below are highlights of our performance for the three months ended March 31, 2024 compared to the three months ended March 31, 2023, as applicable, except as otherwise noted.
•Net earnings increased to $1.3 billion from $601 million for the three months ended March 31, 2023, primarily driven by the after-tax gain on sale related to Pets Best of $802 million, higher interest income and lower retailer share arrangements, partially offset by increases in provision for credit losses and higher interest expense.
•Loan receivables increased 11.6% to $101.7 billion at March 31, 2024 compared to $91.1 billion at March 31, 2023, driven by purchase volume growth, lower customer payment rates and the completion of the Ally Lending acquisition.
•Net interest income increased 8.7% to $4.4 billion for the three months ended March 31, 2024. Interest and fees on loans increased 14.7% for the three months ended March 31, 2024, primarily driven by growth in average loan receivables, lower customer payment rates and higher benchmark rates. Interest expense increased 58.2%, due to higher benchmark rates and higher funding liabilities.
•Retailer share arrangements decreased 16.7% to $764 million for the three months ended March 31, 2024, primarily due to higher net charge-offs, partially offset by higher net interest income.
•Over-30 day loan delinquencies as a percentage of period-end loan receivables increased 93 basis points to 4.74% at March 31, 2024. The net charge-off rate increased 182 basis points to 6.31% for the three months ended March 31, 2024.
•Provision for credit losses increased by $594 million to $1.9 billion for the three months ended March 31, 2024. The increase for the three months ended March 31, 2024, was primarily driven by higher net charge-offs and a $299 million reserve build, which included $190 million related to the Ally Lending acquisition. Our allowance coverage ratio (allowance for credit losses as a percent of period-end loan receivables) increased to 10.72% at March 31, 2024, as compared to 10.44% at March 31, 2023.

•Other income increased by $1.1 billion to $1.2 billion for the three months ended March 31, 2024, primarily driven by the gain on sale related to Pets Best.

•Other expense increased by $87 million, or 7.8%, for the three months ended March 31, 2024. The increase for the three months ended March 31, 2024 was primarily driven by growth related items and technology investments.
•At March 31, 2024, deposits represented 84% of our total funding sources. Total deposits increased by 3.0% to $83.6 billion at March 31, 2024, compared to December 31, 2023.
•During the three months ended March 31, 2024, we declared and paid cash dividends on our Series A 5.625% non-cumulative perpetual preferred stock of $14.06 per share, or $11 million.
•In February 2024, we issued depositary shares representing $500 million of Series B 8.250% fixed rate reset non-cumulative perpetual preferred stock, with dividends payable quarterly beginning in May 2024.
•During the three months ended March 31, 2024, we repurchased $300 million of our outstanding common stock, and declared and paid cash dividends of $0.25 per share, or $102 million. In April 2024, the Board of Directors approved an incremental share repurchase program of up to $1.0 billion, through June 30, 2025, bringing the total amount of share repurchase authorization to $1.3 billion, and intends to maintain the quarterly dividend at its current amount of $0.25 per common share. For more information, see “Capital—Dividend and Share Repurchases.”
12

•In March 2024, we sold our wholly-owned subsidiary, Pets Best, for consideration comprising a combination of cash and an equity interest in Independence Pet Holdings, Inc. The sale resulted in the recognition of a gain on sale of $1.1 billion, or $802 million net of tax.
•In March 2024, we acquired Ally Financial Inc.'s point of sale financing business, Ally Lending, for cash consideration of $2.0 billion. The assets and liabilities of Ally Lending primarily included loan receivables with an unpaid principal balance of $2.2 billion. See Note 3. Acquisitions and Dispositions to our condensed consolidated financial statements for additional information.
2024 Partner Agreements
During the three months ended March 31, 2024, we continued to expand and diversify our portfolio with the addition or renewal of more than 25 partners, which included the following:
•In our Home & Auto sales platform, we announced our new partnership with The Carpet Guys and extended our program agreements with Associated Materials and Brandsmart.
•In our Health & Wellness sales platform, we expanded our network through our new partnership with LaserAway.
•In our Lifestyle sales platform, we announced our new partnership with BRP.
•We added two new strategic technology partnerships with Adit Practice Management Software and ServiceTitan, both of which expand access for customers to our suite of credit products.
Summary Earnings
The following table sets forth our results of operations for the periods indicated.
Three months ended March 31,
($ in millions)20242023
Interest income$5,568 $4,786 
Interest expense1,163 735 
Net interest income4,405 4,051 
Retailer share arrangements(764)(917)
Provision for credit losses1,884 1,290 
Net interest income, after retailer share arrangements and provision for credit losses1,757 1,844 
Other income1,157 65 
Other expense1,206 1,119 
Earnings before provision for income taxes1,708 790 
Provision for income taxes415 189 
Net earnings$1,293 $601 
Net earnings available to common stockholders$1,282 $590 
13

Other Financial and Statistical Data
The following table sets forth certain other financial and statistical data for the periods indicated.    
At and for the
Three months ended March 31,
($ in millions)20242023
Financial Position Data (Average):
Loan receivables, including held for sale$100,957 $90,815 
Total assets$119,034 $105,842 
Deposits$82,988 $72,627 
Borrowings$16,013 $14,671 
Total equity$14,614 $13,414 
Selected Performance Metrics:
Purchase volume(1)(2)
$42,387 $41,557 
Home & Auto$10,512 $10,863 
Digital$12,628 $12,261 
Diversified & Value$14,023 $13,439 
Health & Wellness$3,980 $3,690 
Lifestyle$1,244 $1,302 
Corp, Other$— $2 
Average active accounts (in thousands)(2)(3)
71,667 69,494 
Net interest margin(4)
14.55 %15.22 %
Net charge-offs$1,585 $1,006 
Net charge-offs as a % of average loan receivables, including held for sale6.31 %4.49 %
Allowance coverage ratio(5)
10.72 %10.44 %
Return on assets(6)
4.4 %2.3 %
Return on equity(7)
35.6 %18.2 %
Equity to assets(8)
12.28 %12.67 %
Other expense as a % of average loan receivables, including held for sale4.80 %5.00 %
Efficiency ratio(9)
25.1 %35.0 %
Effective income tax rate24.3 %23.9 %
Selected Period-End Data:
Loan receivables$101,733 $91,129 
Allowance for credit losses$10,905 $9,517 
30+ days past due as a % of period-end loan receivables(10)
4.74 %3.81 %
90+ days past due as a % of period-end loan receivables(10)
2.42 %1.87 %
Total active accounts (in thousands)(3)
70,754 68,589 
    ______________________
(1)Purchase volume, or net credit sales, represents the aggregate amount of charges incurred on credit cards or other credit product accounts less returns during the period.
(2)Includes activity and accounts associated with loan receivables held for sale.
(3)Active accounts represent credit card or installment loan accounts on which there has been a purchase, payment or outstanding balance in the current month.    
(4)Net interest margin represents net interest income divided by average interest-earning assets.
(5)Allowance coverage ratio represents allowance for credit losses divided by total period-end loan receivables.
(6)Return on assets represents net earnings as a percentage of average total assets.
(7)Return on equity represents net earnings as a percentage of average total equity.
(8)Equity to assets represents average total equity as a percentage of average total assets.
(9)Efficiency ratio represents (i) other expense, divided by (ii) sum of net interest income, plus other income, less retailer share arrangements.
(10)Based on customer statement-end balances extrapolated to the respective period-end date.
14

Average Balance Sheet
The following tables set forth information for the periods indicated regarding average balance sheet data, which are used in the discussion of interest income, interest expense and net interest income that follows.
 20242023
Three months ended March 31 ($ in millions)Average
Balance		Interest
Income /
Expense
Average
Yield /
Rate(1)
Average
Balance		Interest
Income/
Expense
Average
Yield /
Rate(1)
Assets
Interest-earning assets:
Interest-earning cash and equivalents(2)
$17,405 $236 5.45 %$12,365 $140 4.59 %
Securities available for sale3,432 39 4.57 %4,772 30 2.55 %
Loan receivables, including held for sale(3):
Credit cards94,216 5,096 21.75 %85,904 4,497 21.23 %
Consumer installment loans4,734 149 12.66 %3,103 83 10.85 %
Commercial credit products1,878 45 9.64 %1,697 34 8.13 %
Other129 3 9.35 %111 2 7.31 %
Total loan receivables, including held for sale100,957 5,293 21.09 %90,815 4,616 20.61 %
Total interest-earning assets121,794 5,568 18.39 %107,952 4,786 17.98 %
Non-interest-earning assets:
Cash and due from banks944 1,024 
Allowance for credit losses(10,677)(9,262)
Other assets6,973 6,128 
Total non-interest-earning assets(2,760)(2,110)
Total assets$119,034 $105,842 
Liabilities
Interest-bearing liabilities:
Interest-bearing deposit accounts$82,598 $954 4.65 %$72,216 $557 3.13 %
Borrowings of consolidated securitization entities7,383 105 5.72 %6,229 77 5.01 %
Senior and subordinated unsecured notes8,630 104 4.85 %8,442 101 4.85 %
Total interest-bearing liabilities98,611 1,163 4.74 %86,887 735 3.43 %
Non-interest-bearing liabilities:
Non-interest-bearing deposit accounts390 411 
Other liabilities5,419 5,130 
Total non-interest-bearing liabilities5,809 5,541 
Total liabilities104,420 92,428 
Equity
Total equity14,614 13,414 
Total liabilities and equity$119,034 $105,842 
Interest rate spread(4)
13.64 %14.55 %
Net interest income$4,405 $4,051 
Net interest margin(5)
14.55 %15.22 %
________________________________________
(1)Average yields/rates are based on total interest income/expense over average balances.
(2)Includes average restricted cash balances of $109 million and $351 million for the three months ended March 31, 2024 and 2023, respectively.
(3)Interest income on loan receivables includes fees on loans, which primarily consist of late fees on our credit products, of $652 million and $639 million for the three months ended March 31, 2024 and 2023, respectively.
(4)Interest rate spread represents the difference between the yield on total interest-earning assets and the rate on total interest-bearing liabilities.
(5)Net interest margin represents net interest income divided by average total interest-earning assets.
15

For a summary description of the composition of our key line items included in our Statements of Earnings, see Management's Discussion and Analysis of Financial Condition and Results of Operations in our 2023 Form 10-K.
Interest Income
Interest income increased by $782 million, or 16.3%, for the three months ended March 31, 2024, primarily driven by an increase in interest and fees on loans of 14.7%.The increase in interest and fees on loans was primarily driven by growth in average loan receivables, lower customer payment rates and higher benchmark rates.
Average interest-earning assets
Three months ended March 31 ($ in millions)2024%2023%
Loan receivables, including held for sale$100,957 82.9 %$90,815 84.1 %
Liquidity portfolio and other20,837 17.1 %17,137 15.9 %
Total average interest-earning assets$121,794 100.0 %$107,952 100.0 %

Average loan receivables, including held for sale, increased 11.2% for the three months ended March 31, 2024, primarily driven by growth in purchase volume and lower customer payment rates. Purchase volume increased by 2.0% for the three months ended March 31, 2024.
Yield on average interest-earning assets
The yield on average interest-earning assets increased for the three months ended March 31, 2024 primarily due to an increase in the yield on average loan receivables. The increase in loan receivable yield was 48 basis points to 21.09% for the three months ended March 31, 2024.
Interest Expense
Interest expense increased by $428 million to $1.2 billion for the three months ended March 31, 2024, primarily attributed to higher benchmark interest rates and higher funding liabilities. Our cost of funds increased to 4.74% for the three months ended March 31, 2024, compared to 3.43% for the three months ended March 31, 2023.
Average interest-bearing liabilities
Three months ended March 31 ($ in millions)2024%2023%
Interest-bearing deposit accounts$82,598 83.8 %$72,216 83.1 %
Borrowings of consolidated securitization entities7,383 7.5 %6,229 7.2 %
Senior and subordinated unsecured notes8,630 8.7 %8,442 9.7 %
Total average interest-bearing liabilities$98,611 100.0 %$86,887 100.0 %
Net Interest Income
Net interest income increased by $354 million, or 8.7%, for the three months ended March 31, 2024, resulting from the changes in interest income and interest expense discussed above.
Retailer Share Arrangements
Retailer share arrangements decreased by $153 million, or 16.7%, for the three months ended March 31, 2024, primarily due to higher net charge-offs, partially offset by higher net interest income.
Provision for Credit Losses
Provision for credit losses increased by $594 million to $1.9 billion, for the three months ended March 31, 2024, primarily driven by higher net charge-offs and a $299 million reserve build, which included $190 million related to the Ally Lending acquisition.
16

Other Income
Three months ended March 31,
($ in millions)20242023
Interchange revenue$241 $232 
Protection product revenue 141 115 
Loyalty programs(319)(298)
Other1,094 16 
Total other income$1,157 $65 
Other income increased by $1.1 billion for the three months ended March 31, 2024, primarily driven by the gain on sale related to Pets Best. The pre-tax gain amount of $1.1 billion is included within the Other component of Other Income in our Condensed Consolidated Statements of Earnings.
Other Expense
Three months ended March 31,
($ in millions)20242023
Employee costs$496 $451 
Professional fees220 186 
Marketing and business development125 131 
Information processing186 166 
Other179 185 
Total other expense$1,206 $1,119 
Other expense increased by $87 million, or 7.8% for the three months ended March 31, 2024, primarily driven by growth related items and higher technology investments. Employee costs increased for the three months ended March 31, 2024 primarily attributable to an increase in headcount driven by growth. Professional fees and information processing costs increased for the three months ended March 31, 2024 primarily due to increased technology investments.
Provision for Income Taxes
Three months ended March 31,
($ in millions)20242023
Effective tax rate24.3 %23.9 %
Provision for income taxes$415 $189 
The effective tax rate for the three months ended March 31, 2024 increased compared to the same period in the prior year primarily due to an increase in state tax expense in the current period related to the sale of Pets Best. The effective tax rate differs from the applicable U.S. federal statutory tax rate primarily due to state income taxes.
Platform Analysis
As discussed above under “—Our Sales Platforms,” we offer our credit products primarily through five sales platforms (Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle), which management measures based on their revenue-generating activities. The following is a discussion of certain supplemental information for the three months ended March 31, 2024, for each of our five sales platforms and Corp, Other.
17

Home & Auto
Three months ended March 31,
($ in millions)20242023
Purchase volume$10,512 $10,863 
Period-end loan receivables$32,615 $29,733 
Average loan receivables, including held for sale$31,865 $29,690 
Average active accounts (in thousands)18,969 18,521 
Interest and fees on loans$1,382 $1,225 
Other income$33 $25 
Home & Auto interest and fees on loans increased by $157 million, or 12.8%, for the three months ended March 31, 2024, primarily driven by higher average loan receivables and higher benchmark rates. The increase in average loan receivables primarily reflected lower customer payment rates as well as the completion of the Ally Lending acquisition. Purchase volume decreased 3.2% for the three months ended March 31, 2024, as growth in Home Specialty and Auto and the impact of the Ally Lending acquisition were offset by a combination of lower retail traffic, fewer large ticket purchases and the impact of lower gas prices.
Digital
Three months ended March 31,
($ in millions)20242023
Purchase volume$12,628 $12,261 
Period-end loan receivables$27,734 $24,944 
Average loan receivables, including held for sale$28,081 $24,982 
Average active accounts (in thousands)21,349 20,564 
Interest and fees on loans$1,567 $1,363 
Other income$6 $1 
Digital interest and fees on loans increased by $204 million, or 15.0%, for the three months ended March 31, 2024, primarily driven by growth in average loan receivables, higher benchmark rates and the maturation of newer programs. The growth in average loan receivables reflects lower customer payment rates, purchase volume growth of 3.0% and average active account growth of 3.8%.
Diversified & Value
Three months ended March 31,
($ in millions)20242023
Purchase volume$14,023 $13,439 
Period-end loan receivables$19,559 $17,702 
Average loan receivables, including held for sale$19,593 $17,713 
Average active accounts (in thousands)21,032 20,807 
Interest and fees on loans$1,214 $1,070 
Other income$(17)$(14)
Diversified & Value interest and fees on loans increased by $144 million, or 13.5%, for the three months ended March 31, 2024, primarily driven by growth in average loan receivables and higher benchmark rates. The growth in average loan receivables reflected lower customer payment rates and purchase volume growth of 4.3%, reflecting growth in both in-partner and out-of-partner spend and average active account growth of 1.1%.
18

Health & Wellness
Three months ended March 31,
($ in millions)20242023
Purchase volume$3,980 $3,690 
Period-end loan receivables$15,065 $12,581 
Average loan receivables, including held for sale$14,697 $12,309 
Average active accounts (in thousands)7,611 6,887 
Interest and fees on loans$869 $735 
Other income$66 $61 
Health & Wellness interest and fees on loans increased by $134 million, or 18.2%, for the three months ended March 31, 2024, primarily driven by higher average loan receivables. The growth in average loan receivables reflected higher purchase volume and lower customer payment rates, as well as the completion of the Ally Lending acquisition. Purchase volume increased 7.9% and average active accounts increased 10.5% for the three months ended March 31, 2024, reflecting broad-based growth led by Pet, Dental and Cosmetic.
Other income increased by $5 million, or 8.2%, for the three months ended March 31, 2024, primarily due to higher protection product revenue, partially offset by higher loyalty costs.
Lifestyle
Three months ended March 31,
($ in millions)20242023
Purchase volume$1,244 $1,302 
Period-end loan receivables$6,604 $5,971 
Average loan receivables, including held for sale$6,631 $5,919 
Average active accounts (in thousands)2,642 2,611 
Interest and fees on loans$255 $223 
Other income$8 $7 
Lifestyle interest and fees on loans increased by $32 million, or 14.3%, for the three months ended March 31, 2024, primarily driven by growth in average loan receivables and higher benchmark interest rates. The growth in average loan receivables was primarily driven by continued purchase volume growth in 2023 and lower customer payment rates in the current quarter. Purchase volume decreased by 4.5% for the three months ended March 31, 2024, reflecting lower transaction values in Specialty and fewer transactions in Music.
Corp, Other
Three months ended March 31,
($ in millions)20242023
Purchase volume$— $2 
Period-end loan receivables$156 $198 
Average loan receivables, including held for sale$90 $202 
Average active accounts (in thousands)64 104 
Interest and fees on loans$6 $— 
Other income$1,061 $(15)
Other income for the three months ended March 31, 2024 in Corp, Other primarily included the gain on sale of Pets Best of $1.1 billion.
19

Loan Receivables
____________________________________________________________________________________________
Loan receivables are our largest category of assets and represent our primary source of revenue. The following discussion provides supplemental information regarding our loan receivables portfolio. See Note 2. Basis of Presentation and Summary of Significant Accounting Policies and Note 5. Loan Receivables and Allowance for Credit Losses to our condensed consolidated financial statements for additional information related to our loan receivables.
The following table sets forth the composition of our loan receivables portfolio by product type at the dates indicated.
($ in millions)At March 31, 2024(%)At December 31, 2023(%)
Loans
Credit cards$93,736 92.1 %$97,043 94.2 %
Consumer installment loans5,957 5.9 %3,977 3.9 
Commercial credit products1,912 1.9 %1,839 1.8 
Other128 0.1 %129 0.1 
Total loans$101,733 100.0 %$102,988 100.0 %
Loan receivables decreased 1.2% to $101.7 billion at March 31, 2024 compared to $103.0 billion at December 31, 2023, primarily driven by the seasonality of our business, partially offset by the Ally Lending acquisition and lower customer payment rates. Loan receivables acquired through the Ally Lending acquisition are included within Consumer installment loans at March 31, 2024 in the table above.
Loan receivables increased 11.6% to $101.7 billion at March 31, 2024 compared to $91.1 billion at March 31, 2023 driven by purchase volume growth, lower customer payment rates and the completion of the Ally Lending acquisition.
Our loan receivables portfolio had the following geographic concentration at March 31, 2024.
($ in millions)Loan Receivables
Outstanding		% of Total Loan
Receivables
Outstanding
State
Texas$11,197 11.0 %
California$10,539 10.4 %
Florida$9,511 9.3 %
New York$4,849 4.8 %
North Carolina$4,280 4.2 %
Delinquencies
Over-30 day loan delinquencies as a percentage of period-end loan receivables increased to 4.74% at March 31, 2024 from 3.81% at March 31, 2023, and remained flat compared to 4.74% at December 31, 2023. The increase compared to the prior year was primarily driven by lower customer payment rates.
Net Charge-Offs
Net charge-offs consist of the unpaid principal balance of loans held for investment that we determine are uncollectible, net of recovered amounts. We exclude accrued and unpaid finance charges and fees and third-party fraud losses from charge-offs. Charged-off and recovered finance charges and fees are included in interest and fees on loans while third-party fraud losses are included in other expense. Charge-offs are recorded as a reduction to the allowance for credit losses and subsequent recoveries of previously charged-off amounts are credited to the allowance for credit losses. Costs incurred to recover charged-off loans are recorded as collection expense and included in Other expense in our Condensed Consolidated Statements of Earnings.
20

The table below sets forth the net charge-offs and ratio of net charge-offs to average loan receivables, including held for sale, (“net charge-off rate”) for the periods indicated.
Three months ended March 31,
20242023
($ in millions)AmountRateAmountRate
Credit cards$1,470 6.28 %$938 4.43 %
Consumer installment loans82 6.97 %39 4.97 %
Commercial credit products33 7.07 %29 6.69 %
Other— — %— — %
Total net charge-offs$1,585 6.31 %$1,006 4.49 %

Allowance for Credit Losses
The allowance for credit losses totaled $10.9 billion at March 31, 2024, compared to $10.6 billion at December 31, 2023, respectively, and $9.5 billion at March 31, 2023, and reflects our estimate of expected credit losses for the life of the loan receivables on our Condensed Consolidated Statement of Financial Position. Our allowance for credit losses as a percentage of total loan receivables increased to 10.72% at March 31, 2024, from 10.26% at December 31, 2023 and increased from 10.44% at March 31, 2023.
The increase in allowance for credit losses compared to December 31, 2023 primarily reflects the addition of the Ally Lending portfolio. See Note 5. Loan Receivables and Allowance for Credit Losses to our condensed consolidated financial statements for additional information.


Funding, Liquidity and Capital Resources
____________________________________________________________________________________________
We maintain a strong focus on liquidity and capital. Our funding, liquidity and capital policies are designed to ensure that our business has the liquidity and capital resources to support our daily operations, our business growth, our credit ratings and our regulatory and policy requirements, in a cost effective and prudent manner through expected and unexpected market environments.
Funding Sources
Our primary funding sources include cash from operations, deposits (direct and brokered deposits), securitized financings and senior and subordinated unsecured notes.
The following table summarizes information concerning our funding sources during the periods indicated:
 20242023
Three months ended March 31 ($ in millions)Average
Balance		%Average
Rate		Average
Balance		%Average
Rate
Deposits(1)
$82,598 83.8 %4.6 %$72,216 83.1 %3.1 %
Securitized financings7,383 7.5 5.7 %6,229 7.2 5.0 %
Senior and subordinated unsecured notes8,630 8.7 4.8 %8,442 9.7 4.9 %
Total$98,611 100.0 %4.7 %$86,887 100.0 %3.4 %
______________________
(1)Excludes $390 million and $411 million average balance of non-interest-bearing deposits for the three months ended March 31, 2024 and 2023, respectively. Non-interest-bearing deposits comprise less than 10% of total deposits for the three months ended March 31, 2024 and 2023.

21

Deposits
We obtain deposits directly from retail, affinity relationships and commercial customers (“direct deposits”) or through third-party brokerage firms that offer our deposits to their customers (“brokered deposits”). At March 31, 2024, we had $70.6 billion in direct deposits and $13.0 billion in deposits originated through brokerage firms (including network deposit sweeps procured through a program arranger that channels brokerage account deposits to us). A key part of our liquidity plan and funding strategy is to continue to utilize our direct deposit base as a source of stable and diversified low-cost funding.
Our direct deposits are primarily from retail customers and include a range of FDIC-insured deposit products, including certificates of deposit, IRAs, money market accounts, savings accounts, sweep and affinity deposits.
Brokered deposits are primarily from retail customers of large brokerage firms. We have relationships with 10 brokers that offer our deposits through their networks. Our brokered deposits consist primarily of certificates of deposit that bear interest at a fixed rate. These deposits generally are not subject to early withdrawal.
Our ability to attract deposits is sensitive to, among other things, the interest rates we pay, and therefore, we bear funding risk if we fail to pay higher rates, or interest rate risk if we are required to pay higher rates, to retain existing deposits or attract new deposits. To mitigate these risks, our funding strategy includes a range of deposit products, and we seek to maintain access to multiple other funding sources, including securitized financings (including our undrawn committed capacity) and unsecured debt.
The following table summarizes certain information regarding our interest-bearing deposits by type (all of which constitute U.S. deposits) for the periods indicated:
Three months ended March 31 ($ in millions)20242023
Average
Balance		%Average
Rate		Average
Balance		%Average
Rate
Direct deposits:
Certificates of deposit
(including IRA certificates of deposit)		$40,690 49.3 %4.7 %$29,128 40.3 %2.8 %
Savings, money market, and demand accounts 28,438 34.4 4.6 %29,914 41.4 3.3 %
Brokered deposits13,470 16.3 4.5 %13,174 18.3 3.5 %
Total interest-bearing deposits$82,598 100.0 %4.6 %$72,216 100.0 %3.1 %
Our deposit liabilities provide funding with maturities ranging from one day to ten years. At March 31, 2024, the weighted average maturity of our interest-bearing time deposits was 1.0 years. See Note 8. Deposits to our condensed consolidated financial statements for more information on the maturities of our time deposits.
The following table summarizes deposits by contractual maturity at March 31, 2024:
($ in millions)3 Months or
Less		Over
3 Months
but within
6 Months		Over
6 Months
but within
12 Months		Over
12 Months		Total
U.S. deposits (less than FDIC insurance limit)(1)(2)
$35,473 $7,618 $9,525 $13,836 $66,452 
U.S. deposits (in excess of FDIC insurance limit)(2)
Direct deposits:
Certificates of deposit
(including IRA certificates of deposit)		2,587 2,116 2,951 3,021 10,675 
Savings, money market, and demand accounts6,427 — — — 6,427 
Total$44,487 $9,734 $12,476 $16,857 $83,554 
______________________
(1)Includes brokered certificates of deposit for which underlying individual deposit balances are assumed to be less than $250,000.
(2)The standard deposit insurance amount is $250,000 per depositor, for each account ownership category. Deposits in excess of FDIC insurance limit presented above include partially insured accounts. Our estimate of the uninsured portion of these deposit balances at March 31, 2024 was approximately $5.7 billion.
22

Securitized Financings
We access the asset-backed securitization market using the Synchrony Card Issuance Trust (“SYNIT”) through which we may issue asset-backed securities through both public transactions and private transactions funded by financial institutions and commercial paper conduits. In addition, we issue asset-backed securities in private transactions through the Synchrony Credit Card Master Note Trust (“SYNCT”) and the Synchrony Sales Finance Master Trust (“SFT”).
The following table summarizes expected contractual maturities of the investors’ interests in securitized financings, excluding debt premiums, discounts and issuance costs at March 31, 2024.
($ in millions)Less Than
One Year		One Year
Through
Three
Years		Four Years
Through
Five
Years		After Five
Years		Total
Scheduled maturities of long-term borrowings—owed to securitization investors:
SYNCT$850 $1,450 $— $— $2,300 
SFT775 775 — — 1,550 
SYNIT(1)
— 4,175 — — 4,175 
Total long-term borrowings—owed to securitization investors$1,625 $6,400 $— $— $8,025 
______________________
(1)Excludes any subordinated classes of SYNIT notes that we owned at March 31, 2024.
We retain exposure to the performance of trust assets through: (i) in the case of SYNCT, SFT and SYNIT, subordinated retained interests in the loan receivables transferred to the trust in excess of the principal amount of the notes for a given series that provide credit enhancement for a particular series, as well as a pari passu seller’s interest in each trust and (ii) in the case of SYNIT, any subordinated classes of notes that we own.
All of our securitized financings include early repayment triggers, referred to as early amortization events, including events related to material breaches of representations, warranties or covenants, inability or failure of the Bank to transfer loan receivables to the trusts as required under the securitization documents, failure to make required payments or deposits pursuant to the securitization documents, and certain insolvency-related events with respect to the related securitization depositor, Synchrony (solely with respect to SYNCT) or the Bank. In addition, an early amortization event will occur with respect to a series if the excess spread as it relates to a particular series or for the trust, as applicable, falls below zero. Following an early amortization event, principal collections on the loan receivables in the applicable trust are applied to repay principal of the trust's asset-backed securities rather than being available on a revolving basis to fund the origination activities of our business. The occurrence of an early amortization event also would limit or terminate our ability to issue future series out of the trust in which the early amortization event occurred. No early amortization event has occurred with respect to any of the securitized financings in SYNCT, SFT or SYNIT.
23

The following table summarizes for each of our trusts the three-month rolling average excess spread at March 31, 2024.
Note Principal Balance
($ in millions)		# of Series
Outstanding
Three-Month Rolling
Average Excess
Spread(1)
SYNCT$2,300 4 ~ 14.3% to 15.0%
SFT$1,550 6 12.3 %
SYNIT$4,175 1 17.0 %
______________________
(1)Represents the excess spread (generally calculated as interest income collected from the applicable pool of loan receivables less applicable net charge-offs, interest expense and servicing costs, divided by the aggregate principal amount of loan receivables in the applicable pool) for SFT or, in the case of SYNCT, a range of the excess spreads relating to the particular series issued within such trust or, in the case of SYNIT, the excess spread relating to the one outstanding series issued within such trust, in all cases omitting any series that have not been outstanding for at least three full monthly periods and calculated in accordance with the applicable trust or series documentation, for the three securitization monthly periods ended March 31, 2024.
Senior and Subordinated Unsecured Notes
The following table provides a summary of our outstanding fixed rate senior and subordinated unsecured notes at March 31, 2024.
Issuance Date
Interest Rate(1)
Maturity
Principal Amount Outstanding(2)
($ in millions)
Fixed rate senior unsecured notes:
Synchrony Financial
August 20144.250%August 20241,250 
July 20154.500%July 20251,000 
August 20163.700%August 2026500 
December 20173.950%December 20271,000 
March 20195.150%March 2029650 
October 20212.875%October 2031750 
June 20224.875%June 2025750 
Synchrony Bank
August 20225.400%August 2025900 
August 20225.625%August 2027600 
Fixed rate subordinated unsecured notes:
Synchrony Financial
February 20237.250%February 2033750 
Total fixed rate senior and subordinated unsecured notes$8,150 
______________________
(1)Weighted average interest rate of all senior and subordinated unsecured notes at March 31, 2024 was 4.72%.
(2)The amounts shown exclude unamortized debt discounts, premiums and issuance costs.
Short-Term Borrowings
Except as described above, there were no material short-term borrowings for the periods presented.
Covenants
The indenture pursuant to which our senior and subordinated unsecured notes have been issued includes various covenants. If we do not satisfy any of these covenants, the maturity of amounts outstanding thereunder may be accelerated and become payable. We were in compliance with all of these covenants at March 31, 2024.
24

At March 31, 2024, we were not in default under any of our credit facilities.
Credit Ratings
Our borrowing costs and capacity in certain funding markets, including securitizations and senior and subordinated debt, may be affected by the credit ratings of the Company, the Bank and the ratings of our asset-backed securities.
The table below reflects our current credit ratings and outlooks:
S&PFitch Ratings
Synchrony Financial
Senior unsecured debtBBB-BBB-
Subordinated unsecured debtBB+BB+
Preferred stockBB-B+
Outlook for Synchrony FinancialStablePositive
Synchrony Bank
Senior unsecured debtBBBBBB-
Outlook for Synchrony BankStablePositive
In addition, certain of the asset-backed securities issued by SYNIT are rated by Fitch, S&P and/or Moody’s. A credit rating is not a recommendation to buy, sell or hold securities, may be subject to revision or withdrawal at any time by the assigning rating organization, and each rating should be evaluated independently of any other rating. Downgrades in these credit ratings could materially increase the cost of our funding from, and restrict our access to, the capital markets.
Liquidity
____________________________________________________________________________________________
We seek to ensure that we have adequate liquidity to sustain business operations, fund asset growth, satisfy debt obligations and to meet regulatory expectations under normal and stress conditions.
We maintain policies outlining the overall framework and general principles for managing liquidity risk across our business, which is the responsibility of our Asset and Liability Management Committee, a management committee under the oversight of the Risk Committee of our Board of Directors. We employ a variety of metrics to monitor and manage liquidity. We perform regular liquidity stress testing and contingency planning as part of our liquidity management process. We evaluate a range of stress scenarios including Company specific and systemic events that could impact funding sources and our ability to meet liquidity needs.
We maintain a liquidity portfolio, which at March 31, 2024 had $21.9 billion of liquid assets, primarily consisting of cash and equivalents and short-term obligations of the U.S. Treasury, less cash in transit which is not considered to be liquid, compared to $16.8 billion of liquid assets at December 31, 2023. The increase in liquid assets was primarily due to the seasonality of our business, deposit growth and the proceeds from the sale of Pets Best, as well as issuances of secured notes and preferred stock. We believe our liquidity position at March 31, 2024 remains strong as we continue to operate in a period of uncertain economic conditions and we will continue to closely monitor our liquidity as economic conditions change.
As a general matter, investments included in our liquidity portfolio are expected to be highly liquid, giving us the ability to readily convert them to cash. The level and composition of our liquidity portfolio may fluctuate based upon the level of expected maturities of our funding sources as well as operational requirements and market conditions.
25

We also have access to several additional sources of liquidity beyond our liquidity portfolio. At March 31, 2024, we had an aggregate of $10.8 billion of available borrowing capacity through the Federal Reserve's discount window, $2.5 billion of undrawn committed capacity on our securitized financings, subject to customary borrowing conditions, from private lenders under our securitization programs and $0.5 billion of undrawn committed capacity under our unsecured revolving credit facility with private lenders. In addition, we have other unencumbered assets in the Bank available to be used to generate additional liquidity through secured borrowings or asset sales or to be pledged to the Federal Reserve Board for credit at the discount window.
We rely significantly on dividends and other distributions and payments from the Bank for liquidity; however, bank regulations, contractual restrictions and other factors limit the amount of dividends and other distributions and payments that the Bank may pay to us. For a discussion of regulatory restrictions on the Bank’s ability to pay dividends, see “Regulation—Risk Factors Relating to Regulation—We are subject to restrictions that limit our ability to pay dividends and repurchase our common stock; the Bank is subject to restrictions that limit its ability to pay dividends to us, which could limit our ability to pay dividends, repurchase our common stock or make payments on our indebtedness” and “Regulation—Regulation Relating to Our Business—Savings Association Regulation—Dividends and Stock Repurchases” in our 2023 Form 10-K.
Capital
____________________________________________________________________________________________
Our primary sources of capital have been earnings generated by our business and existing equity capital. We seek to manage capital to a level and composition sufficient to support the risks of our business, meet regulatory requirements, adhere to rating agency targets and support future business growth. The level, composition and utilization of capital are influenced by changes in the economic environment, strategic initiatives and legislative and regulatory developments. Within these constraints, we are focused on deploying capital in a manner that will provide attractive returns to our stockholders.
Beginning in 2024, we are now subject to the Federal Reserve Board's formal capital plan submission requirements and have submitted our capital plan to the Federal Reserve Board.
Dividend and Share Repurchases
Common Stock Cash Dividends DeclaredMonth of PaymentAmount per Common ShareAmount
($ in millions, except per share data)
Three months ended March 31, 2024
February 2024
$0.25 $102 
Total dividends declared$0.25 $102 

Preferred Stock Cash Dividends DeclaredMonth of PaymentAmount per Preferred ShareAmount
($ in millions, except per share data)
Three months ended March 31, 2024
February 2024
$14.06 $11 
Total dividends declared$14.06 $11 
In February 2024, we issued depositary shares representing $500 million of Series B 8.250% fixed rate reset non-cumulative perpetual preferred stock, with dividends payable quarterly beginning in May 2024. The declaration and payment of future dividends to holders of our common and preferred stock will be at the discretion of the Board and will depend on many factors. For a discussion of regulatory and other restrictions on our ability to pay dividends and repurchase stock, see “Regulation—Risk Factors Relating to Regulation—We are subject to restrictions that limit our ability to pay dividends and repurchase our common stock; the Bank is subject to restrictions that limit its ability to pay dividends to us, which could limit our ability to pay dividends, repurchase our common stock or make payments on our indebtedness” in our 2023 Form 10-K.
26

Common Shares Repurchased Under Publicly Announced ProgramsTotal Number of Shares
Purchased		Dollar Value of Shares
Purchased
($ and shares in millions)
Three months ended March 31, 2024
7.5 $300 
Total 7.5 $300 
During the three months ended March 31, 2024, we repurchased $300 million of common stock as part of our share repurchase programs. At March 31, 2024 we had a total share repurchase authorization of $300 million remaining under our prior share repurchase program, and in April 2024, the Board of Directors approved an incremental share repurchase program of up to $1.0 billion, through June 30, 2025. Repurchases under this program are subject to market conditions and other factors, including legal and regulatory restrictions and required approvals, if any. Following this approval, the total amount of share repurchase authorization through June 30, 2025 is now $1.3 billion.
Regulatory Capital Requirements - Synchrony Financial
As a savings and loan holding company, we are required to maintain minimum capital ratios, under the applicable U.S. Basel III capital rules. For more information, see “Regulation—Savings and Loan Holding Company Regulation” in our 2023 Form 10-K.
For Synchrony Financial to be a well-capitalized savings and loan holding company, Synchrony Bank must be well-capitalized and Synchrony Financial must not be subject to any written agreement, order, capital directive, or prompt corrective action directive issued by the Federal Reserve Board to meet and maintain a specific capital level for any capital measure. At March 31, 2024, Synchrony Financial met all the requirements to be deemed well-capitalized.
The following table sets forth the composition of our capital ratios for the Company calculated under the Basel III Standardized Approach rules at March 31, 2024 and December 31, 2023, respectively.
Basel III
 At March 31, 2024At December 31, 2023
($ in millions)Amount
Ratio(1)
Amount
Ratio(1)
Total risk-based capital$16,347 15.8 %$15,464 14.9 %
Tier 1 risk-based capital$14,207 13.8 %$13,334 12.9 %
Tier 1 leverage$14,207 12.0 %$13,334 11.7 %
Common equity Tier 1 capital$12,985 12.6 %$12,600 12.2 %
Risk-weighted assets$103,242 $103,460 
______________________
(1)Tier 1 leverage ratio represents total Tier 1 capital as a percentage of total average assets, after certain adjustments. All other ratios presented above represent the applicable capital measure as a percentage of risk-weighted assets.
The Company elected to adopt the option provided by the interim final rule issued by joint federal bank regulatory agencies, which largely delayed the effects of CECL on our regulatory capital. Beginning in the first quarter of 2022, the effects are being phased-in over a three-year transitional period through 2024, collectively the “CECL regulatory capital transition adjustment”. The effects of CECL on our regulatory capital will be fully phased-in beginning in the first quarter of 2025. For more information, see “Capital—Regulatory Capital Requirements - Synchrony Financial” in our 2023 Form 10-K.
Capital amounts and ratios in the above table all reflect the applicable CECL regulatory capital transition adjustment for each period. The increase in our common equity Tier 1 capital ratio compared to December 31, 2023 was primarily due to the net impact of the Pets Best sale and Ally Lending acquisition, as well as a reduction in risk weighted assets and the retention of net earnings during the three months ended March 31, 2024, partially offset by the third year phase-in of the impact of CECL on our regulatory capital.
27

Regulatory Capital Requirements - Synchrony Bank
At March 31, 2024 and December 31, 2023, the Bank met all applicable requirements to be deemed well-capitalized pursuant to OCC regulations and for purposes of the Federal Deposit Insurance Act. The following table sets forth the composition of the Bank’s capital ratios calculated under the Basel III Standardized Approach rules at March 31, 2024 and December 31, 2023, and also reflects the applicable CECL regulatory capital transition adjustment for each period.
 At March 31, 2024At December 31, 2023Minimum to be Well-Capitalized under Prompt Corrective Action Provisions
($ in millions)AmountRatioAmountRatioRatio
Total risk-based capital$14,769 15.1 %$14,943 15.3 %10.0%
Tier 1 risk-based capital$12,690 12.9 %$12,880 13.2 %8.0%
Tier 1 leverage$12,690 11.4 %$12,880 12.0 %5.0%
Common equity Tier 1 capital$12,690 12.9 %$12,880 13.2 %6.5%
Failure to meet minimum capital requirements can result in the initiation of certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could limit our business activities and have a material adverse effect on our business, results of operations and financial condition. See “Regulation—Risk Factors Relating to Regulation—Failure by Synchrony and the Bank to meet applicable capital adequacy and liquidity requirements could have a material adverse effect on us” in our 2023 Form 10-K.
Off-Balance Sheet Arrangements and Unfunded Lending Commitments
____________________________________________________________________________________________
We do not have any material off-balance sheet arrangements, including guarantees of third-party obligations. Guarantees are contracts or indemnification agreements that contingently require us to make a guaranteed payment or perform an obligation to a third-party based on certain trigger events. At March 31, 2024, we had not recorded any contingent liabilities in our Condensed Consolidated Statement of Financial Position related to any guarantees. See Note 6 - Variable Interest Entities to our condensed consolidated financial statements for more information on our investment commitments for unconsolidated variable interest entities (“VIE's”).
We extend credit, primarily arising from agreements with customers for unused lines of credit on our credit cards, in the ordinary course of business. Each unused credit card line is unconditionally cancellable by us. See Note 5 - Loan Receivables and Allowance for Credit Losses to our condensed consolidated financial statements for more information on our unfunded lending commitments.
Critical Accounting Estimates
____________________________________________________________________________________________
In preparing our condensed consolidated financial statements, we have identified certain accounting estimates and assumptions that we consider to be the most critical to an understanding of our financial statements because they involve significant judgments and uncertainties. The critical accounting estimates we have identified relate to allowance for credit losses and fair value measurements. These estimates reflect our best judgment about current, and for some estimates future, economic and market conditions and their effects based on information available as of the date of these financial statements. If these conditions change from those expected, it is reasonably possible that these judgments and estimates could change, which may result in incremental losses on loan receivables, or material changes to our Condensed Consolidated Statement of Financial Position, among other effects. See “Management's Discussion and Analysis—Critical Accounting Estimates” in our 2023 Form 10-K, for a detailed discussion of these critical accounting estimates.

28

Regulation and Supervision
____________________________________________________________________________________________
Our business, including our relationships with our customers, is subject to regulation, supervision and examination under U.S. federal, state and foreign laws and regulations. These laws and regulations cover all aspects of our business, including lending and collection practices, treatment of our customers, safeguarding deposits, customer privacy and information security, capital structure, liquidity, dividends and other capital distributions, transactions with affiliates, and conduct and qualifications of personnel. Such laws and regulations directly and indirectly affect key drivers of our profitability, including, for example, capital and liquidity, product offerings, risk management, and costs of compliance.
As a savings and loan holding company and a financial holding company, Synchrony is subject to regulation, supervision and examination by the Federal Reserve Board. As a large provider of consumer financial services, we are also subject to regulation, supervision and examination by the CFPB.
The Bank is a federally chartered savings association. As such, the Bank is subject to regulation, supervision and examination by the OCC, which is its primary regulator, and by the CFPB. In addition, the Bank, as an insured depository institution, is supervised by the FDIC.
On March 5, 2024, the CFPB released a final rule amending its regulations that implement the Truth in Lending Act to lower the safe harbor dollar amount for credit card late fees from the prior $30 (adjusted to $41 for each subsequent late payment within the next six billing cycles) to $8 and to eliminate the automatic annual inflation adjustment to such safe harbor dollar amount. The final rule has an effective date of May 14, 2024. Industry organizations have challenged the final rule in court, and the outcome of such challenge, including the impact on the final rule, is uncertain. See "Business Trends and Conditions" above for the anticipated financial impacts related to the final rule.
See “Regulation—Regulation Relating to Our Business” in our 2023 Form 10-K for additional information on regulations that apply to us, and “—Capital” above, for discussion of the impact of regulations and supervision on our capital and liquidity, including our ability to pay dividends and repurchase stock.



29

ITEM 1. FINANCIAL STATEMENTS
Synchrony Financial and subsidiaries
Condensed Consolidated Statements of Earnings (Unaudited)
____________________________________________________________________________________________
Three months ended March 31,
($ in millions, except per share data)20242023
Interest income:
Interest and fees on loans (Note 5)$5,293 $4,616 
Interest on cash and debt securities275 170 
Total interest income5,568 4,786 
Interest expense:
Interest on deposits954 557 
Interest on borrowings of consolidated securitization entities105 77 
Interest on senior and subordinated unsecured notes104 101 
Total interest expense1,163 735 
Net interest income4,405 4,051 
Retailer share arrangements(764)(917)
Provision for credit losses (Note 5)1,884 1,290 
Net interest income, after retailer share arrangements and provision for credit losses1,757 1,844 
Other income:
Interchange revenue241 232 
Protection product revenue 141 115 
Loyalty programs(319)(298)
Other (Note 3)1,094 16 
Total other income1,157 65 
Other expense:
Employee costs496 451 
Professional fees220 186 
Marketing and business development 125 131 
Information processing 186 166 
Other 179 185 
Total other expense 1,206 1,119 
Earnings before provision for income taxes1,708 790 
Provision for income taxes (Note 14)415 189 
Net earnings$1,293 $601 
Net earnings available to common stockholders$1,282 $590 
Earnings per share (Note 12)
Basic$3.17 $1.36 
Diluted$3.14 $1.35 




See accompanying notes to condensed consolidated financial statements.
30

Synchrony Financial and subsidiaries
Condensed Consolidated Statements of Comprehensive Income (Unaudited)
____________________________________________________________________________________________
Three months ended March 31,
($ in millions)20242023
Net earnings$1,293 $601 
Other comprehensive income (loss)
Debt securities(1)24 
Currency translation adjustments— (1)
Employee benefit plans— — 
Other comprehensive income (loss)(1)23 
Comprehensive income$1,292 $624 
Amounts presented net of taxes.







































See accompanying notes to condensed consolidated financial statements.
31

Synchrony Financial and subsidiaries
Condensed Consolidated Statements of Financial Position (Unaudited)
____________________________________________________________________________________________
($ in millions)At March 31, 2024At December 31, 2023
Assets
Cash and equivalents$20,021 $14,259 
Debt securities (Note 4)3,005 3,799 
Loan receivables: (Notes 5 and 6)
Unsecuritized loans held for investment81,642 81,554 
Restricted loans of consolidated securitization entities20,091 21,434 
Total loan receivables101,733 102,988 
Less: Allowance for credit losses(10,905)(10,571)
Loan receivables, net90,828 92,417 
Goodwill (Note 7)1,073 1,018 
Intangible assets, net (Note 7)800 815 
Other assets5,446 4,915 
Assets held for sale (Note 3)— 256 
Total assets$121,173 $117,479 
Liabilities and Equity
Deposits: (Note 8)
Interest-bearing deposit accounts$83,160 $80,789 
Non-interest-bearing deposit accounts394 364 
Total deposits83,554 81,153 
Borrowings: (Notes 6 and 9)
Borrowings of consolidated securitization entities8,016 7,267 
Senior and subordinated unsecured notes8,117 8,715 
Total borrowings16,133 15,982 
Accrued expenses and other liabilities6,204 6,334 
Liabilities held for sale (Note 3)— 107 
Total liabilities$105,891 $103,576 
Equity:
Preferred stock, par share value $0.001 per share; 1,250,000 and 750,000 shares authorized at March 31, 2024 and December 31, 2023, respectively; 1,250,000 and 750,000 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively, and aggregate liquidation preference of $1,250 at March 31, 2024 and $750 at December 31, 2023
$1,222 $734 
Common Stock, par share value $0.001 per share; 4,000,000,000 shares authorized; 833,984,684 shares issued at both March 31, 2024 and December 31, 2023; 401,410,596 and 406,875,775 shares outstanding at March 31, 2024 and December 31, 2023, respectively
1 1 
Additional paid-in capital9,768 9,775 
Retained earnings19,790 18,662 
Accumulated other comprehensive income (loss):
Debt securities(34)(33)
Currency translation adjustments(38)(38)
Employee benefit plans3 3 
Treasury stock, at cost; 432,574,088 and 427,108,909 shares at March 31, 2024 and December 31, 2023, respectively
(15,430)(15,201)
Total equity15,282 13,903 
Total liabilities and equity$121,173 $117,479 
See accompanying notes to condensed consolidated financial statements.
32

Synchrony Financial and subsidiaries
Condensed Consolidated Statements of Changes in Equity (Unaudited)
____________________________________________________________________________________________
Preferred StockCommon Stock
($ in millions,
shares in thousands)		Shares IssuedAmountShares IssuedAmountAdditional Paid-in CapitalRetained EarningsAccumulated Other Comprehensive Income (Loss)Treasury StockTotal Equity
Balance at
January 1, 2023
750 $734 833,985 $1 $9,718 $16,716 $(125)$(14,171)$12,873 
Cumulative effect of change in accounting principle— — — — — 222 — — 222 
Adjusted balance, beginning of period750 $734 833,985 $1 $9,718 $16,938 $(125)$(14,171)$13,095 
Net earnings— — — — — 601 — — 601 
Other comprehensive income— — — — — — 23 — 23 
Purchases of treasury stock— — — — — — — (404)(404)
Stock-based compensation— — — — (13)(59)— 61 (11)
Dividends - preferred stock
($14.06 per share)
— — — — — (11)— — (11)
Dividends - common stock
($0.23 per share)
— — — — — (100)— — (100)
Balance at
March 31, 2023
750 $734 833,985 $1 $9,705 $17,369 $(102)$(14,514)$13,193 
Preferred StockCommon Stock
($ in millions,
shares in thousands)		Shares IssuedAmountShares IssuedAmountAdditional Paid-in CapitalRetained EarningsAccumulated Other Comprehensive Income (Loss)Treasury StockTotal Equity
Balance at
January 1, 2024
750 $734 833,985 $1 $9,775 $18,662 $(68)$(15,201)$13,903 
Net earnings— — — 1,293 — — 1,293 
Other comprehensive income— — — — — — (1)— (1)
Issuance of preferred stock500 488— — — — — — 488 
Purchases of treasury stock— — — — — — — (300)(300)
Stock-based compensation— — — — (7)(52)— 71 12 
Dividends - preferred stock
($14.06 per share)
— — — — — (11)— — (11)
Dividends - common stock
($0.25 per share)
— — — — — (102)— — (102)
Balance at
March 31, 2024
1,250 $1,222 833,985 $1 $9,768 $19,790 $(69)$(15,430)$15,282 






See accompanying notes to condensed consolidated financial statements.
33

Synchrony Financial and subsidiaries
Condensed Consolidated Statements of Cash Flows (Unaudited)
____________________________________________________________________________________________
Three months ended March 31,
($ in millions)
20242023
Cash flows - operating activities
Net earnings$1,293 $601 
Adjustments to reconcile net earnings to cash provided from operating activities
Provision for credit losses1,884 1,290 
Deferred income taxes27 (88)
Depreciation and amortization119 111 
(Increase) decrease in interest and fees receivable(2)(34)
(Increase) decrease in other assets45 19 
Increase (decrease) in accrued expenses and other liabilities(204)(177)
Gain on sale of business(1,069)— 
All other operating activities155 164 
Cash provided from (used for) operating activities2,248 1,886 
Cash flows - investing activities
Maturity and sales of debt securities982 1,458 
Purchases of debt securities(163)(391)
Acquisitions, net of cash acquired(1,935)— 
Proceeds from sale of business, net of cash and restricted cash sold491 — 
Net (increase) decrease in loan receivables, including held for sale1,504 (234)
All other investing activities (81)(141)
Cash provided from (used for) investing activities798 692 
Cash flows - financing activities
Borrowings of consolidated securitization entities
Proceeds from issuance of securitized debt747 250 
Maturities and repayment of securitized debt— (250)
Senior and subordinated unsecured notes
Proceeds from issuance of senior and subordinated unsecured notes— 740 
Maturities and repayment of senior and subordinated unsecured notes(600)— 
Dividends paid on preferred stock(11)(11)
Proceeds from issuance of preferred stock488 — 
Net increase (decrease) in deposits2,396 2,720 
Purchases of treasury stock(300)(404)
Dividends paid on common stock(102)(100)
All other financing activities(14)(33)
Cash provided from (used for) financing activities2,604 2,912 
Increase (decrease) in cash and equivalents, including restricted amounts5,650 5,490 
Cash and equivalents, including restricted amounts, at beginning of period14,421 10,430 
Cash and equivalents at end of period:
Cash and equivalents20,021 15,303 
Restricted cash and equivalents included in other assets50 617 
Total cash and equivalents, including restricted amounts, at end of period$20,071 $15,920 
See accompanying notes to condensed consolidated financial statements.
34

Synchrony Financial and subsidiaries
Notes to Condensed Consolidated Financial Statements (Unaudited)
____________________________________________________________________________________________
NOTE 1.    BUSINESS DESCRIPTION
Synchrony Financial (the “Company”) provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. We primarily offer private label, Dual Card, co-brand and general purpose credit cards, as well as short- and long-term installment loans, and savings products insured by the Federal Deposit Insurance Corporation (“FDIC”) through Synchrony Bank (the “Bank”).
References to the “Company”, “we”, “us” and “our” are to Synchrony Financial and its consolidated subsidiaries unless the context otherwise requires.
NOTE 2.    BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
Basis of Presentation
The accompanying condensed consolidated financial statements were prepared in conformity with U.S. generally accepted accounting principles (“GAAP”).
Preparing financial statements in conformity with U.S. GAAP requires us to make estimates based on assumptions about current, and for some estimates, future, economic and market conditions (for example, unemployment, housing, interest rates and market liquidity) which affect reported amounts and related disclosures in our condensed consolidated financial statements. Although our current estimates contemplate current conditions and how we expect them to change in the future, as appropriate, it is reasonably possible that actual conditions could be different than anticipated in those estimates, which could materially affect our results of operations and financial position. Among other effects, such changes could result in incremental losses on loan receivables, future impairments of debt securities, goodwill and intangible assets, increases in reserves for contingencies, establishment of valuation allowances on deferred tax assets and increases in our tax liabilities.
We primarily conduct our business within the United States and substantially all of our revenues are from U.S. customers. The operating activities conducted by our non-U.S. affiliates use the local currency as their functional currency. The effects of translating the financial statements of these non-U.S. affiliates to U.S. dollars are included in equity. Asset and liability accounts are translated at period-end exchange rates, while revenues and expenses are translated at average rates for the respective periods.
Consolidated Basis of Presentation
The Company’s financial statements have been prepared on a consolidated basis. Under this basis of presentation, our financial statements consolidate all of our subsidiaries – i.e., entities in which we have a controlling financial interest, most often because we hold a majority voting interest. To determine if we hold a controlling financial interest in an entity, we first evaluate if we are required to apply the variable interest entity (“VIE”) model to the entity, otherwise the entity is evaluated under the voting interest model. We consolidate certain securitization entities under the VIE model. See Note 6. Variable Interest Entities.
Interim Period Presentation
The condensed consolidated financial statements and notes thereto are unaudited. These statements include all adjustments (consisting of normal recurring accruals) that we considered necessary to present a fair statement of our results of operations, financial position and cash flows. The results reported in these condensed consolidated financial statements should not be considered as necessarily indicative of results that may be expected for the entire year. These condensed consolidated financial statements should be read in conjunction with our 2023 annual consolidated financial statements and the related notes in our Annual Report on Form 10-K for the year ended December 31, 2023 (our "2023 Form 10-K").
35

New Accounting Standards
Recently Issued But Not Yet Adopted Accounting Standards
In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. This ASU improves reportable segment disclosure requirements and requires enhanced disclosures about significant segment expenses. The Company will adopt this guidance on a retrospective basis on its effective date, which for us is beginning within our December 31, 2024 Form 10-K.
In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. This ASU requires disclosure of specific categories in the rate reconciliation, as well as additional qualitative information about the reconciliation, and additional disaggregated information about income taxes paid. The Company will adopt this guidance on its effective date, which for us is beginning within our December 31, 2025 Form 10-K, and is currently determining the method of adoption.
Equity Method Investments
We use the equity method of accounting for investments where we have significant influence, but not control, over the operating and financial policies of the investee. Our assessment of significant influence includes factors such as our ownership interest, legal form, and representation on the board of directors. The Company generally records the initial investment at cost or fair value, as appropriate. Subsequently, we adjust each investment for our proportionate share of net income or loss in the investee. We amortize, where appropriate, differences between the Company’s cost basis and underlying equity in net assets, which are reported in Other Income. The Company evaluates equity method investments for other-than-temporary impairment when events or changes in circumstance indicate that the carrying amount of the investment might not be recoverable.
See Note 2. Basis of Presentation and Summary of Significant Accounting Policies to our 2023 annual consolidated financial statements in our 2023 Form 10-K, for additional information on our other significant accounting policies.
NOTE 3.    ACQUISITIONS AND DISPOSITIONS
Ally Lending
On March 1, 2024, we acquired Ally Financial Inc.'s point of sale financing business, ("Ally Lending") for cash consideration of $2.0 billion. This acquisition deepens our presence and reach in the home improvement and health and wellness sectors, including high-growth specialty areas such as roofing, HVAC, and windows, as well as in cosmetic, audiology, and dentistry.
The Ally Lending acquisition has been accounted for as a business combination using the acquisition method of accounting and, accordingly, assets acquired and liabilities assumed were recorded at their estimated fair value as of the acquisition date.
($ in millions)Fair Value Estimate
Assets acquired
Cash
$34 
Loan receivables1,875 
Intangible assets, net23 
Other assets2 
Total $1,934 
Liabilities assumed
Other liabilities(16)
Total net identifiable assets acquired$1,918 
Less: Total cash consideration paid$1,969 
Goodwill$51 
36

The above represents the provisional estimated fair values of the respective assets acquired and liabilities assumed as of the date of acquisition. We have not yet completed the valuation of the assets acquired and liabilities assumed. Any subsequent measurement period adjustments to our provisional estimate, including changes to the loan discount discussed below, may be recognized during the measurement period, which shall not exceed one year after the acquisition date.
The acquisition primarily included loan receivables with an unpaid principal balance of $2.2 billion. These loan receivables are reported within Consumer installment loans in Note 5. Loan Receivables and Allowance for Credit Losse. To determine the provisional fair value of loans at acquisition, we estimate expected cash flows and discount those cash flows using an observable market rate of interest, when available, adjusted for factors that a market participant would consider in determining fair value. In determining fair value, expected cash flows are adjusted to include prepayment, default rate, and loss severity estimates. The difference between the fair value and the amount contractually due is recorded as a loan discount or premium at acquisition. A provisional loan discount of $271 million was recorded at acquisition date, which is to be amortized into interest income over the estimated remaining life of the loans, as described within Note 2. Basis of Presentation and Summary of Significant Accounting Policies within our 2023 Form 10-K.
Loans acquired without a more-than-insignificant credit deterioration since origination are measured under the Allowance for Credit Losses model, as described within Note 2. Basis of Presentation and Summary of Significant Accounting Policies within our 2023 Form 10-K. The Company’s best estimate at the date of acquisition of contractual cash flows not expected to be collected was $189 million, which is included within our allowance for credit losses and recognized through provision for credit losses in our Condensed Consolidated Statements of Earnings.
Included in the acquisition was $64 million of loans that have experienced more-than-insignificant deterioration in credit quality since origination (referred to as “purchased credit deteriorated” or “PCD” assets) that were not immediately written off at the acquisition date and are subject to specific guidance upon acquisition. An allowance for PCD assets of $39 million was recorded at the date of acquisition. Subsequent to initial recognition, the accounting for the PCD assets will generally follow the Allowance for Credit Losses model described within Note 2. Basis of Presentation and Summary of Significant Accounting Policies of our 2023 Form 10-K.
The results of operations related to the acquired business are included in our Condensed Consolidated Statements of Earnings subsequent to the acquisition date and were not material for the three months ended March 31, 2024.
Pets Best
In March 2024, we sold our wholly-owned subsidiary, Pets Best Insurance Services, LLC (“Pets Best”) to Poodle Holdings, Inc. (“Buyer”) for consideration comprising a combination of cash and an equity interest of less than 10% in Independence Pet Holdings, Inc., ("IPH") an affiliate of Buyer. In connection with the sale, IPH also appointed two Synchrony executives to its board of directors. The sale of Pets Best resulted in the recognition of a gain on sale of $1.1 billion or $802 million, net of tax. The pre-tax gain amount has been recognized within the Other component of Other Income in our Condensed Consolidated Statements of Earnings.
The Company’s initial equity investment in IPH was recorded in Other Assets on our Condensed Consolidated Statements of Financial Position and is accounted for under the equity method of accounting. The investment was recorded at its estimated fair value at the date acquired of $605 million, which also represented the carrying value of the investment at March 31, 2024. The estimated fair value at acquisition date was determined using a weighted average methodology of three approaches: a market approach which includes using a multiple of projected revenues, precedent transactions and an intrinsic value analysis. The market-multiple approach was established based on a selected group of publicly traded companies. The use of selected precedent transaction multiples was calibrated to the valuation outcome using the market approach. Intrinsic value analysis determines implied multiples primarily based upon recent market studies and forecasted performance.
37

NOTE 4.    DEBT SECURITIES
All of our debt securities are classified as available-for-sale and are held to meet our liquidity objectives or to comply with the Community Reinvestment Act (“CRA”). Our debt securities consist of the following:
March 31, 2024December 31, 2023
GrossGrossGrossGross
AmortizedunrealizedunrealizedEstimatedAmortizedunrealizedunrealizedEstimated
 ($ in millions)costgainslossesfair valuecostgainslossesfair value
U.S. government and federal agency$1,463 $— $— $1,463 $2,264 $1 $(1)$2,264 
State and municipal9 — — 9 10 — — 10 
Residential mortgage-backed(a)
375 — (41)334 392 — (38)354 
Asset-backed(b)
1,196 2 (7)1,191 1,167 4 (8)1,163 
Other8 — 8 8 — — 8 
Total(c)
$3,051 $2 $(48)$3,005 $3,841 $5 $(47)$3,799 
_______________________
(a)    All of our residential mortgage-backed securities have been issued by government-sponsored entities and are collateralized by U.S. mortgages.
(b)    Our asset-backed securities are collateralized by credit card and auto loans.
(c)    At March 31, 2024 and December 31, 2023, the estimated fair value of debt securities pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances was $344 million and $360 million, respectively.
The following table presents the estimated fair values and gross unrealized losses of our available-for-sale debt securities:
In loss position for
Less than 12 months12 months or more
GrossGross
EstimatedunrealizedEstimatedunrealized
 ($ in millions)fair valuelossesfair valuelosses
At March 31, 2024
U.S. government and federal agency$1,117 $— $— $— 
State and municipal— — 6 — 
Residential mortgage-backed— — 328 (41)
Asset-backed304 (1)277 (6)
Other— — 8 — 
Total$1,421 $(1)$619 $(47)
At December 31, 2023
U.S. government and federal agency$495 $— $399 $(1)
State and municipal— — 9 — 
Residential mortgage-backed1 — 346 (38)
Asset-backed171 — 244 (8)
Other— — 8 — 
Total$667 $— $1,006 $(47)
We regularly review debt securities for impairment resulting from credit loss using both qualitative and quantitative criteria, as necessary based on the composition of the portfolio at period end. Based on our assessment, no material impairments for credit losses were recognized during the period.
We presently do not intend to sell our debt securities that are in an unrealized loss position and believe that it is not more likely than not that we will be required to sell these securities before recovery of our amortized cost.
38

Contractual Maturities of Investments in Available-for-Sale Debt Securities
AmortizedEstimated Weighted
At March 31, 2024 ($ in millions)costfair value
Average yield (a)
Due
Within one year$1,923 $1,918 4.9 %
After one year through five years$766 $766 5.2 %
After five years through ten years$169 $157 1.8 %
After ten years$193 $164 2.0 %
_____________________
(a)Weighted average yield is calculated based on the amortized cost of each security. In calculating yield, no adjustment has been made with respect to any tax-exempt obligations.
All securities are presented above based upon contractual maturity date, except our asset-backed securities which are allocated based upon expected final payment date. We expect actual maturities to differ from contractual maturities because borrowers have the right to prepay certain obligations.
There were no material realized gains or losses recognized for the three months ended March 31, 2024 and 2023.
Although we generally do not have the intent to sell any specific securities held at March 31, 2024, in the ordinary course of managing our debt securities portfolio, we may sell securities prior to their maturities for a variety of reasons, including diversification, credit quality, yield, liquidity requirements and funding obligations.
NOTE 5.    LOAN RECEIVABLES AND ALLOWANCE FOR CREDIT LOSSES
($ in millions)March 31, 2024December 31, 2023
Credit cards$93,736 $97,043 
Consumer installment loans5,957 3,977 
Commercial credit products1,912 1,839 
Other 128 129 
Total loan receivables, before allowance for credit losses(a)(b)(c)
$101,733 $102,988 
_______________________
(a)Total loan receivables include $20.1 billion and $21.4 billion of restricted loans of consolidated securitization entities at March 31, 2024 and December 31, 2023, respectively. See Note 6. Variable Interest Entities for further information on these restricted loans.
(b)At March 31, 2024 and December 31, 2023, loan receivables included deferred costs and purchase discounts, net of deferred income, of $(120) million and $213 million, respectively.
(c)At March 31, 2024 and December 31, 2023, $23.2 billion and $22.4 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.

39

Allowance for Credit Losses(a)(b)
 ($ in millions)Balance at
January 1, 2024
Provision charged to operations(c)
Gross charge-offsRecoveries
Other(d)
Balance at
March 31, 2024
Credit cards$10,156 $1,508 $(1,761)$291 $— $10,194 
Consumer installment loans279 345 (90)8 39 581 
Commercial credit products131 29 (35)2 — 127 
Other5 (2)— — — 3 
Total$10,571 $1,880 $(1,886)$301 $39 $10,905 
($ in millions)Balance at
January 1, 2023		Impact of ASU 2022-02 AdoptionPost-Adoption Balance at January 1, 2023Provision charged to operationsGross charge-offsRecoveriesBalance at
March 31, 2023
Credit cards$9,225 $(294)$8,931 $1,159 $(1,162)$224 $9,152 
Consumer installment loans208 1 209 85 (44)5 255 
Commercial credit products87 (1)85 48 (31)2 104 
Other7 — 8 (2)— — 6 
Total$9,527 $(294)$9,233 $1,290 $(1,237)$231 $9,517 
_______________________
(a)The allowance for credit losses at March 31, 2024 and 2023 reflects our estimate of expected credit losses for the life of the loan receivables on our Condensed Consolidated Statements of Financial Position at March 31, 2024 and 2023 which include the consideration of current and expected macroeconomic conditions that existed at those dates.
(b)Excluded from the table above are allowance for credit losses for loan receivables acquired and immediately written off within the period presented.
(c)Provision for credit losses in the Condensed Consolidated Statements of Earnings for the three months ended March 31, 2024 includes $4 million associated with off-balance sheet credit exposures recorded in Accrued expenses and other liabilities in the Condensed Consolidated Statements of Financial Position.
(d)Primarily represents allowance for credit losses for PCD assets.
The reasonable and supportable forecast period used in our estimate of credit losses at March 31, 2024 was 12 months, consistent with the forecast period utilized since the adoption of CECL. Beyond the reasonable and supportable forecast period, we revert to historical loss information at the loan receivables segment level over a 6-month period, gradually increasing the weight of historical losses by an equal amount each month during the reversion period, and utilize historical loss information thereafter for the remaining life of the portfolio. The reversion period and methodology remain unchanged since the adoption of CECL.
Losses on loan receivables, including those which are modified for borrowers experiencing financial difficulty, are estimated and recognized upon origination of the loan, based on expected credit losses for the life of the loan balance at March 31, 2024. Expected credit loss estimates are developed using both quantitative models and qualitative adjustments, and incorporates a macroeconomic forecast, as described within Note 2. Basis of Presentation and Summary of Significant Accounting Policies to our 2023 annual consolidated financial statements within our 2023 Form 10-K. The current and forecasted economic conditions at the balance sheet date influenced our current estimate of expected credit losses, which reflects our expectations of the macroeconomic environment. We continued to experience a decrease in payment rates and at March 31, 2024, total delinquent balances as a percentage of total loan receivables remained consistent with the prior quarter. We also experienced an increase in net charge-offs during the three months ended March 31, 2024 and expect net charge-offs to continue to increase in the first half of 2024. These conditions are reflected in our current estimate of expected credit losses, which remain generally consistent with the prior quarter. Our allowance for credit losses increased to $10.9 billion during the three months ended March 31, 2024, primarily reflecting the impact of the Ally Lending acquisition. See Note 2. Basis of Presentation and Summary of Significant Accounting Policies to our 2023 annual consolidated financial statements within our 2023 Form 10-K for additional information on our significant accounting policies related to our allowance for credit losses.
40

Delinquent and Non-accrual Loans
The following table provides information on our delinquent and non-accrual loans:
At March 31, 2024 ($ in millions)30-89 days delinquent90 or more days delinquentTotal past due90 or more days delinquent and accruingTotal non-accruing
Credit cards$2,189 $2,377 $4,566 $2,377 $— 
Consumer installment loans121 33 154 — 33 
Commercial credit products51 49 100 49 — 
Total delinquent loans$2,361 $2,459 $4,820 $2,426 $33 
Percentage of total loan receivables2.3 %2.4 %4.7 %2.4 %— %
At December 31, 2023 ($ in millions)30-89 days delinquent90 or more days delinquentTotal past due90 or more days delinquent and accruingTotal non-accruing
Credit cards$2,375 $2,290 $4,665 $2,290 $— 
Consumer installment loans96 23 119 — 23 
Commercial credit products61 40 101 40 — 
Total delinquent loans$2,532 $2,353 $4,885 $2,330 $23 
Percentage of total loan receivables2.5 %2.3 %4.7 %2.3 %— %

Credit Quality Indicators
Our loan receivables portfolio includes both secured and unsecured loans. Secured loan receivables are largely comprised of consumer installment loans secured by equipment. Unsecured loan receivables are largely comprised of our open-ended consumer and commercial revolving credit card loans. As part of our credit risk management activities, on an ongoing basis, we assess overall credit quality by reviewing information related to the performance of a customer’s account with us, including delinquency information, as well as information from credit bureaus relating to the customer’s broader credit performance. We utilize VantageScore credit scores to assist in our assessment of credit quality. VantageScore credit scores are obtained at origination of the account and are refreshed, at a minimum quarterly, but could be as often as weekly, to assist in predicting customer behavior. We categorize these credit scores into the following three credit score categories: (i) 651 or higher, which are considered the strongest credits; (ii) 591 to 650, considered moderate credit risk; and (iii) 590 or less, which are considered weaker credits. There are certain customer accounts, including for our commercial credit products, for which a VantageScore score is not available where we use alternative sources to assess their credit quality and predict behavior. The following table provides the most recent VantageScore scores, or equivalent, available for our revolving credit card and commercial credit product customers at March 31, 2024, December 31, 2023 and March 31, 2023, respectively, as a percentage of each class of loan receivable. The table below excludes 0.3%, 0.3% and 0.3% of our total loan receivables balance for our credit cards and commercial credit products at each of March 31, 2024, December 31, 2023 and March 31, 2023, respectively, which represents those customer accounts for which a VantageScore score, or equivalent, is not available.
March 31, 2024December 31, 2023March 31, 2023
651 or591 to590 or651 or591 to590 or651 or591 to590 or
higher650 lesshigher650 lesshigher650 less
Credit cards71 %20 %9 %72 %19 %9 %73 %19 %8 %
Commercial credit products 86 %7 %7 %83 %10 %7 %86 %7 %7 %
Consumer Installment Loans
Delinquency trends are the primary credit quality indicator for our consumer installment loans, which we use to monitor credit quality and risk within the portfolio. The tables below include information on our consumer installment loans by origination year. The amounts for the current year period include information related to the loans acquired through the Ally Lending acquisition. See Note 3. Acquisitions and Dispositions for additional information.
41

Consumer Installment Loans by Origination Year
By origination year
At or for the three months ended
March 31, 2024 ($ in millions)		20242023202220212020PriorTotal
Amortized cost basis$809 $2,665 $1,470 $649 $287 $77 $5,957 
30-89 days delinquent4 53 38 16 7 3 121 
90 or more days delinquent— 15 12 4 2 — 33 
Current period gross charge-offs(a)
— 47 25 12 5 1 90 
By origination year
At December 31, 2023 ($ in millions)20232022202120202019PriorTotal
Amortized cost basis$2,097 $931 $541 $312 $69 $27 $3,977 
30-89 days delinquent44 25 15 9 2 1 96 
90 or more days delinquent11 6 4 2 — — 23 
_______________________
(a)Gross charge-offs for the three months ended March 31, 2023 were not material.
Loan Modifications to Borrowers Experiencing Financial Difficulty
The Company adopted ASU 2022-02 at January 1, 2023 on a modified retrospective basis through a cumulative adjustment to retained earnings. The new guidance is applicable for all loans modified to borrowers experiencing financial difficulties since January 1, 2023. See Note 2. Basis of Presentation and Summary of Significant Accounting Policies - Allowance for Credit Losses -Loan Modifications to Borrowers Experiencing Financial Difficulty within our 2023 Form 10-K for additional information on our significant accounting policies related to loan modifications to borrowers experiencing financial difficulty.
The following table provides information on our loan modifications made to borrowers experiencing financial difficulty during the periods presented, which do not include loans that are classified as loan receivables held for sale:
Three months ended March 3120242023
($ in millions)Amount
% of Loan Receivables
Amount
% of Loan Receivables
Long-term modifications
Credit cards$471 0.5 %$377 0.4 %
Consumer installment loans— — — %
Commercial credit products2 0.1 %1 0.1 %
Short-term modifications
Credit cards247 0.3 %139 0.2 %
Consumer installment loans— — — %
Commercial credit products— — — %
Total$720 0.7 %$517 0.6 %
Financial Effects of Loan Modifications to Borrowers Experiencing Financial Difficulty
As part of our loan modifications to borrowers experiencing financial difficulty, we may provide multiple concessions to minimize our economic loss and improve long-term loan performance and collectability. For long-term modifications made in the three months ended March 31, 2024 and 2023, the financial effect of these modifications reduced the weighted-average interest rates by 97% for both periods, respectively. For short-term modifications made in the three months ended March 31, 2024 and 2023, unpaid balances of $15 million and $11 million, respectively, were forgiven.

42

Performance of Loans Modified to Borrowers Experiencing Financial Difficulty
The following tables provide information on the performance of loans modified to borrowers experiencing financial difficulty which have been modified within the previous 12 months and remain in a modification program at March 31, 2024. For the comparative period, amounts represent loans that were modified subsequent to January 1, 2023 and remained in a modification program at March 31, 2023:
Amortized cost basis
At March 31, 2024 ($ in millions)Current30-89 days delinquent90 or more days delinquent
Total past due(a)
Long-term modifications
Credit cards$928 $175 $151 $326 
Consumer installment loans— — — — 
Commercial credit products2 1 1 2 
Short-term modifications
Credit cards71 41 50 91 
Consumer installment loans— — — — 
Commercial credit products— — — — 
Total delinquent modified loans$1,001 $217 $202 $419 
Percentage of total loan receivables1.0 %0.2 %0.2 %0.4 %
Amortized cost basis
At March 31, 2023 ($ in millions)Current30-89 days delinquent90 or more days delinquent
Total past due(a)
Long-term modifications
Credit cards$209 $89 $65 $154 
Consumer installment loans— — — — 
Commercial credit products— — 1 1 
Short-term modifications
Credit cards28 18 44 62 
Consumer installment loans— — — — 
Commercial credit products— — — — 
Total delinquent modified loans$237 $107 $110 $217 
Percentage of total loan receivables0.3 %0.1 %0.1 %0.2 %
___________________
(a)    Once a loan has been modified, it only returns to current status (re-aged) after three consecutive monthly program payments are received post the modification date.
Payment Defaults
The following table presents the type, number and amount of loans to borrowers experiencing financial difficulty that enrolled in a long-term modification program within the previous 12 months from March 31, 2024, or between January 1, 2023 and March 31, 2023 for the comparative period, and experienced a payment default and charged-off during the period presented:
Three months ended March 3120242023
($ in millions, accounts in thousands)Accounts defaultedLoans defaultedAccounts defaultedLoans defaulted
Credit cards47 $118 2 $7 
Consumer installment loans— — — — 
Commercial credit products— 1 — — 
Total47 $119 2 $7 
43

Of the loans modified to borrowers experiencing financial difficulty that enrolled in a short-term modification program within the previous 12 months from March 31, 2024, or between January 1, 2023 and March 31, 2023 for the comparative period, 51% and 14% had fully completed all required payments and successfully exited the program during the three months ended March 31, 2024 and 2023, respectively.
Unfunded Lending Commitments
We manage the potential risk in credit commitments by limiting the total amount of credit, both by individual customer and in total, by monitoring the size and maturity of our portfolios and by applying the same credit standards for all of our credit products. Unused credit card lines available to our customers totaled approximately $428 billion and $427 billion at March 31, 2024 and December 31, 2023, respectively. While these amounts represented the total available unused credit card lines, we have not experienced and do not anticipate that all of our customers will access their entire available line at any given point in time.
Interest Income by Product
The following table provides additional information about our interest and fees on loans, including merchant discounts, from our loan receivables, including held for sale:
Three months ended March 31,
($ in millions)20242023
Credit cards(a)
$5,096 $4,497 
Consumer installment loans149 83 
Commercial credit products45 34 
Other3 2 
Total(b)
$5,293 $4,616 
_______________________
(a)Interest income on credit cards that was reversed related to accrued interest receivables written off was $592 million and $415 million for the three months ended March 31, 2024 and 2023, respectively.
(b)Deferred merchant discounts to be recognized in interest income at March 31, 2024 and December 31, 2023, were $1.8 billion and $1.9 billion, respectively, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.
NOTE 6.    VARIABLE INTEREST ENTITIES
We use VIEs to securitize loan receivables and arrange asset-backed financing in the ordinary course of business. Investors in these entities only have recourse to the assets owned by the entity and not to our general credit. We do not have implicit support arrangements with any VIE and we did not provide non-contractual support for previously transferred loan receivables to any of these VIEs in the three months ended March 31, 2024 and 2023. Our VIEs are able to accept new loan receivables and arrange new asset-backed financings, consistent with the requirements and limitations on such activities placed on the VIE by existing investors. Once an account has been designated to a VIE, the contractual arrangements we have require all existing and future loan receivables originated under such account to be transferred to the VIE. The amount of loan receivables held by our VIEs in excess of the minimum amount required under the asset-backed financing arrangements with investors may be removed by us under removal of accounts provisions. All loan receivables held by a VIE are subject to claims of third-party investors.
In evaluating whether we have the power to direct the activities of a VIE that most significantly impact its economic performance, we consider the purpose for which the VIE was created, the importance of each of the activities in which it is engaged and our decision-making role, if any, in those activities that significantly determine the entity’s economic performance as compared to other economic interest holders. This evaluation requires consideration of all facts and circumstances relevant to decision-making that affects the entity’s future performance and the exercise of professional judgment in deciding which decision-making rights are most important.
44

In determining whether we have the right to receive benefits or the obligation to absorb losses that could potentially be significant to a VIE, we evaluate all of our economic interests in the entity, regardless of form (debt, equity, management and servicing fees, and other contractual arrangements). This evaluation considers all relevant factors of the entity’s design, including: the entity’s capital structure, contractual rights to earnings or losses, subordination of our interests relative to those of other investors, as well as any other contractual arrangements that might exist that could have the potential to be economically significant. The evaluation of each of these factors in reaching a conclusion about the potential significance of our economic interests is a matter that requires the exercise of professional judgment.
We consolidate VIEs where we have the power to direct the activities that significantly affect the VIEs' economic performance, typically because of our role as either servicer or administrator for the VIEs. The power to direct exists because of our role in the design and conduct of the servicing of the VIEs’ assets as well as directing certain affairs of the VIEs, including determining whether and on what terms debt of the VIEs will be issued.
The loan receivables in these entities have risks and characteristics similar to our other financing receivables and were underwritten to the same standard. Accordingly, the performance of these assets has been similar to our other comparable loan receivables, and the blended performance of the pools of receivables in these entities reflects the eligibility criteria that we apply to determine which receivables are selected for transfer. Contractually, the cash flows from these financing receivables must first be used to pay third-party debt holders, as well as other expenses of the entity. Excess cash flows, if any, are available to us. The creditors of these entities have no claim on our other assets.
The table below summarizes the assets and liabilities of our consolidated securitization VIEs described above:
($ in millions)March 31, 2024December 31, 2023
Assets  
Loan receivables, net(a)
$18,259  $19,537 
Other assets(b)
49  47 
Total$18,308  $19,584 
  
Liabilities 
Borrowings$8,016  $7,267 
Other liabilities31  31 
Total$8,047  $7,298 
_______________________
(a)    Includes $1.8 billion and $1.9 billion of related allowance for credit losses resulting in gross restricted loans of $20.1 billion and $21.4 billion at March 31, 2024 and December 31, 2023, respectively.
(b)    Includes $47 million and $45 million of segregated funds held by the VIEs at March 31, 2024 and December 31, 2023, respectively, which are classified as restricted cash and equivalents and included as a component of Other assets in our Condensed Consolidated Statements of Financial Position.
The balances presented above are net of intercompany balances and transactions that are eliminated in our condensed consolidated financial statements.
We provide servicing for all of our consolidated VIEs. Collections are required to be placed into segregated accounts owned by each VIE in amounts that meet contractually specified minimum levels. These segregated funds are invested in cash and cash equivalents and are restricted as to their use, principally to pay maturing principal and interest on debt and the related servicing fees. Collections above these minimum levels are remitted to us on a daily basis.
Income (principally, interest and fees on loans) earned by our consolidated VIEs was $1.0 billion and $948 million for the three months ended March 31, 2024 and 2023, respectively. Related expenses consisted primarily of provision for credit losses of $165 million and $120 million for the three months ended March 31, 2024 and 2023, respectively, and interest expense of $105 million and $77 million for the three months ended March 31, 2024 and 2023, respectively. These amounts do not include intercompany transactions, principally fees and interest, which are eliminated in our condensed consolidated financial statements.
45

Non-consolidated VIEs
As part of our community reinvestment initiatives, we invest in affordable housing properties and receive affordable housing tax credits for these investments. These investments included in our Condensed Consolidated Statement of Financial Position totaled $713 million and $736 million at March 31, 2024 and December 31, 2023, respectively, and represents our total exposure for these entities.
For the three months ended March 31, 2024 and 2023, we recognized amortization expense of $23 million and $20 million, respectively, and tax credits and other tax benefits of $28 million and $24 million, respectively, associated with investments in affordable housing properties within income tax expense or benefit.
Our other investments in non-consolidated VIEs, totaled $259 million and $252 million at March 31, 2024 and December 31, 2023, respectively. At March 31, 2024, the Company also had investment commitments of $192 million related to these investments.
NOTE 7.    GOODWILL AND OTHER INTANGIBLE ASSETS
Goodwill
($ in millions)
2024
Balance at January 1
$1,018 
Change in amounts allocated to disposition of business(a)
4 
Goodwill recognized upon acquisition51 
Balance at March 31
$1,073 
_____________
(a)    The change in the three months ended March 31, 2024 was based upon the carrying amount of net assets of Pets Best and the final valuation of consideration received at closing.
Intangible Assets
March 31, 2024December 31, 2023
($ in millions)Gross carrying amountAccumulated amortizationNetGross carrying amountAccumulated amortizationNet
Capitalized software$2,066 $(1,331)$735 $2,065 $(1,302)$763 
Other191 (126)65 204 (152)52 
Total$2,257 $(1,457)$800 $2,269 $(1,454)$815 
During the three months ended March 31, 2024, we recorded additions to intangible assets subject to amortization of $64 million, primarily related to capitalized software expenditures, as well as intangible assets of $23 million related to the Ally Lending acquisition. See Note 3. Acquisitions and Dispositions for additional information.
Amortization expense was $80 million and $70 million for the three months ended March 31, 2024 and 2023, respectively, and is included as a component of Other expense in our Condensed Consolidated Statements of Earnings.

46

NOTE 8.    DEPOSITS
March 31, 2024December 31, 2023
($ in millions)Amount
Average rate(a)
Amount
Average rate(a)
Interest-bearing deposits$83,160 4.6 %$80,789 3.9 %
Non-interest-bearing deposits394 — 364 — 
Total deposits$83,554 $81,153 
____________________
(a)Based on interest expense for the three months ended March 31, 2024 and the year ended December 31, 2023 and average deposits balances.
At March 31, 2024 and December 31, 2023, interest-bearing deposits included $10.7 billion and $10.0 billion, respectively, of certificates of deposit that exceeded applicable FDIC insurance limits, which are generally $250,000 per depositor for each account ownership category. These amounts include partially insured certificates of deposit.
At March 31, 2024, our interest-bearing time deposits maturing for the remainder of 2024 and over the next four years and thereafter were as follows:
($ in millions)20242025202620272028Thereafter
Deposits$25,691 $17,744 $1,719 $2,726 $1,455 $282 
The above maturity table excludes $29.3 billion of demand deposits with no defined maturity, of which $27.3 billion are savings accounts. In addition, at March 31, 2024, we had $4.3 billion of broker network deposit sweeps procured through a program arranger who channels brokerage account deposits to us that are also excluded from the above maturity table. Unless extended, the contracts associated with these broker network deposit sweeps will terminate between 2025 and 2026.
47

NOTE 9.    BORROWINGS
March 31, 2024December 31, 2023
($ in millions)Maturity dateInterest RateWeighted average interest rate
Outstanding Amount(a)(b)
Outstanding Amount(a)(b)
Borrowings of consolidated securitization entities:
Fixed securitized borrowings2025 - 2027
3.37% - 5.74%
4.69 %$4,166 $3,417 
Floating securitized borrowings2024 - 2026
6.07% - 6.28%
6.14 %3,850 3,850 
Total borrowings of consolidated securitization entities5.39 %8,016 7,267 
Senior unsecured notes:
Synchrony Financial senior unsecured notes:
Fixed senior unsecured notes2024 - 2031
2.87% - 5.15%
4.20 %5,882 6,480 
Synchrony Bank senior unsecured notes:
Fixed senior unsecured notes2025 - 2027
5.40% - 5.63%
5.49 %1,494 1,494 
Total senior unsecured notes4.46 %7,376 7,974 
Subordinated unsecured notes:
Synchrony Financial subordinated unsecured notes:
Fixed subordinated unsecured notes2033
7.25%
7.25 %741 741 
Total senior and subordinated unsecured notes4.72 %8,117 8,715 
Total borrowings$16,133 $15,982 
___________________
(a)Includes unamortized debt premiums, discounts and issuance costs.
(b)The Company may redeem certain borrowings prior to their original contractual maturity dates in accordance with the optional redemption provision specified in the respective instruments.
Debt Maturities
The following table summarizes the maturities of the principal amount of our borrowings of consolidated securitization entities and senior and subordinated unsecured notes for the remainder of 2024 and over the next four years and thereafter:
($ in millions)20242025202620272028Thereafter
Borrowings$2,875 $6,050 $2,750 $2,350 $— $2,150 
Additional Sources of Liquidity
We have undrawn committed capacity under certain credit facilities, primarily related to our securitization programs and also have access to the Federal Reserve discount window.
At March 31, 2024 and December 31, 2023, we had an aggregate of $2.5 billion of undrawn committed capacity under our securitization financings, subject to customary borrowing conditions, from private lenders under our securitization programs, and an aggregate of $0.5 billion of undrawn committed capacity under our unsecured revolving credit facility with private lenders.
At March 31, 2024 and December 31, 2023, we had $10.8 billion and $10.4 billion, respectively, in undrawn Federal Reserve discount window borrowing capacity based on the amount and type of assets pledged.
48

NOTE 10.    FAIR VALUE MEASUREMENTS
For a description of how we estimate fair value, see Note 2. Basis of Presentation and Summary of Significant Accounting Policies in our 2023 annual consolidated financial statements within our 2023 Form 10-K. The following tables present our assets and liabilities measured at fair value on a recurring basis.
Recurring Fair Value Measurements
At March 31, 2024 ($ in millions)Level 1Level 2Level 3
Total(a)
Assets
Debt securities
U.S. government and federal agency $— $1,463 $— $1,463 
State and municipal— — 9 9 
Residential mortgage-backed— 335 — 335 
Asset-backed— 1,191 — 1,191 
Other— — 8 8 
Other(b)
14 — 9 23 
Total $14 $2,989 $26 $3,029 
Liabilities
Other(c)
— — 4 4 
Total$— $— $4 $4 
At December 31, 2023 ($ in millions)
Assets
Debt securities
U.S. government and federal agency $— $2,264 $— $2,264 
State and municipal— — 10 10 
Residential mortgage-backed— 354 — 354 
Asset-backed— 1,162 — 1,162 
Other— — 8 8 
Other(b)
14 — 10 24 
Total $14 $3,780 $28 $3,822 
Liabilities
Other(c)
— — $4 $4 
Total$— $— $4 $4 
_______________________
(a)    For the three months ended March 31, 2024 and 2023, there were no fair value measurements transferred between levels.
(b)    Other is primarily comprised of equity investments measured at fair value, which are included in Other assets in our Condensed Consolidated Statement of Financial Position, as well as certain financial assets for which we have elected the fair value option which are included in Loan receivables in our Condensed Consolidated Statement of Financial Position.
(c)    Other is primarily comprised of certain financial liabilities for which we have elected the fair value option, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.
Level 3 Fair Value Measurements
Our Level 3 recurring fair value measurements primarily relate to state and municipal and corporate debt instruments, which are valued using non-binding broker quotes or other third-party sources, and financial assets and liabilities for which we have elected the fair value option. See Note 2. Basis of Presentation and Summary of Significant Accounting Policies and Note 10. Fair Value Measurements in our 2023 annual consolidated financial statements within our 2023 Form 10-K for a description of our process to evaluate third-party pricing servicers. Our state and municipal debt securities are classified as available-for-sale with changes in fair value included in Accumulated other comprehensive income.
49

The changes in our Level 3 assets and liabilities that are measured on a recurring basis for the three months ended March 31, 2024 and 2023, respectively, were not material.
Financial Assets and Financial Liabilities Carried at Other Than Fair Value
CarryingCorresponding fair value amount
At March 31, 2024 ($ in millions)valueTotalLevel 1Level 2Level 3
Financial Assets
Financial assets for which carrying values equal or approximate fair value:
Cash and equivalents(a)
$20,021 $20,021 $20,021 $— $— 
Other assets(a)(b)
$50 $50 $50 $— $— 
Financial assets carried at other than fair value:
Loan receivables, net(c)
$90,819 $103,231 $— $— $103,231 
Financial Liabilities
Financial liabilities carried at other than fair value:
Deposits$83,554 $83,516 $— $83,516 $— 
Borrowings of consolidated securitization entities$8,016 $8,001 $— $4,150 $3,851 
Senior and subordinated unsecured notes$8,117 $7,826 $— $7,826 $— 
CarryingCorresponding fair value amount
At December 31, 2023 ($ in millions)valueTotalLevel 1Level 2Level 3
Financial Assets
Financial assets for which carrying values equal or approximate fair value:
Cash and equivalents(a)
$14,259 $14,259 $14,259 $— $— 
Other assets(a)(b)
$50 $50 $50 $— $— 
Assets held for sale(d)
$112 $112 $112 $— $— 
Financial assets carried at other than fair value:
Loan receivables, net(c)
$92,407 $104,761 $— $— $104,761 
Financial Liabilities
Financial liabilities carried at other than fair value:
Deposits$81,153 $80,935 $— $80,935 $— 
Borrowings of consolidated securitization entities$7,267 $7,250 $— $3,411 $3,839 
Senior and subordinated unsecured notes$8,715 $8,423 $— $8,423 $— 
_______________________
(a)    For cash and equivalents and restricted cash and equivalents, carrying value approximates fair value due to the liquid nature and short maturity of these instruments.
(b)    This balance relates to restricted cash and equivalents, which is included in Other assets.
(c)    Excludes financial assets for which we have elected the fair value option. Under certain retail partner program agreements, the expected sales proceeds in the event of a sale of their credit card portfolio may be limited to the amounts owed by our customers, which may be less than the fair value indicated above.
(d)    Includes $19 million of cash and equivalents and $93 million of restricted cash and equivalents.


50

Equity Securities Without Readily Determinable Fair Values
Three months ended March 31,
At or for the periods ended March 31 ($ in millions)20242023
Carrying value(a)
$272 $250 
Upward adjustments(b)
— — 
Downward adjustments(b)
— — 
_______________________
(a)    Carrying value reflects cumulative purchases and sales in addition to upward and downward carrying value changes, and at December 31, 2023 was $270 million.
(b)    Between January 1, 2018 and March 31, 2024, cumulative upward and downward carrying value adjustments were $205 million and $(14) million, respectively.
NOTE 11.    REGULATORY AND CAPITAL ADEQUACY
As a savings and loan holding company and a financial holding company, we are subject to regulation, supervision and examination by the Federal Reserve Board and subject to the capital requirements as prescribed by Basel III capital rules and the requirements of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bank is a federally chartered savings association. As such, the Bank is subject to regulation, supervision and examination by the Office of the Comptroller of the Currency of the U.S. Treasury (the “OCC”), which is its primary regulator, and by the Consumer Financial Protection Bureau (“CFPB”). In addition, the Bank, as an insured depository institution, is supervised by the FDIC.
Failure to meet minimum capital requirements can initiate certain mandatory and, possibly, additional discretionary actions by regulators that, if undertaken, could limit our business activities and have a material adverse effect on our consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital guidelines that involve quantitative measures of our assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.
Quantitative measures established by regulation to ensure capital adequacy require us and the Bank to maintain minimum amounts and ratios (set forth in the tables below) of Total, Tier 1 and common equity Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital to average assets (as defined).
For Synchrony Financial to be a well-capitalized savings and loan holding company, the Bank must be well-capitalized and Synchrony Financial must not be subject to any written agreement, order, capital directive, or prompt corrective action directive issued by the Federal Reserve Board to meet and maintain a specific capital level for any capital measure.
The Company elected to adopt the option provided by the interim final rule issued by joint federal bank regulatory agencies, which largely delayed the effects of CECL on its regulatory capital. Beginning in the first quarter of 2022, the effects are being phased-in over a three-year period through 2024 and will be fully phased-in beginning in the first quarter of 2025. Under the interim final rule, the amount of adjustments to regulatory capital deferred until the phase-in period included both the initial impact of our adoption of CECL at January 1, 2020 and 25% of subsequent changes in our allowance for credit losses during the two-year period ended December 31, 2021, collectively the “CECL regulatory capital transition adjustment”. Beginning in the first quarter of 2024 only 25% of the CECL regulatory capital transition adjustment is deferred in our regulatory capital amounts and ratios, as compared to 50% at December 31, 2023.
At March 31, 2024 and December 31, 2023, Synchrony Financial met all applicable requirements to be deemed well-capitalized pursuant to Federal Reserve Board regulations. At March 31, 2024 and December 31, 2023, the Bank also met all applicable requirements to be deemed well-capitalized pursuant to OCC regulations and for purposes of the Federal Deposit Insurance Act. There are no conditions or events subsequent to March 31, 2024 that management believes have changed the Company's or the Bank’s capital category.
51

The actual capital amounts, ratios and the applicable required minimums of the Company and the Bank are as follows:
Synchrony Financial
At March 31, 2024 ($ in millions)ActualMinimum for capital
adequacy purposes
Amount
Ratio(a)
Amount
Ratio(b)
Total risk-based capital$16,347 15.8 %$8,259 8.0 %
Tier 1 risk-based capital$14,207 13.8 %$6,195 6.0 %
Tier 1 leverage$14,207 12.0 %$4,719 4.0 %
Common equity Tier 1 Capital$12,985 12.6 %$4,646 4.5 %
At December 31, 2023 ($ in millions)ActualMinimum for capital
adequacy purposes
Amount
Ratio(a)
Amount
Ratio(b)
Total risk-based capital$15,464 14.9 %$8,277 8.0 %
Tier 1 risk-based capital$13,334 12.9 %$6,208 6.0 %
Tier 1 leverage$13,334 11.7 %$4,563 4.0 %
Common equity Tier 1 Capital$12,600 12.2 %$4,656 4.5 %
Synchrony Bank
At March 31, 2024 ($ in millions)ActualMinimum for capital
adequacy purposes		Minimum to be well-capitalized under prompt corrective action provisions
Amount
Ratio(a)
Amount
Ratio(b)
AmountRatio
Total risk-based capital$14,769 15.1 %$7,840 8.0 %$9,800 10.0 %
Tier 1 risk-based capital$12,690 12.9 %$5,880 6.0 %$7,840 8.0 %
Tier 1 leverage$12,690 11.4 %$4,454 4.0 %$5,567 5.0 %
Common equity Tier I capital$12,690 12.9 %$4,410 4.5 %$6,370 6.5 %
At December 31, 2023 ($ in millions)ActualMinimum for capital
adequacy purposes		Minimum to be well-capitalized under prompt corrective action provisions
Amount
Ratio(a)
Amount
Ratio(b)
AmountRatio
Total risk-based capital$14,943 15.3 %$7,822 8.0 %$9,778 10.0 %
Tier 1 risk-based capital$12,880 13.2 %$5,867 6.0 %$7,822 8.0 %
Tier 1 leverage$12,880 12.0 %$4,302 4.0 %$5,377 5.0 %
Common equity Tier I capital$12,880 13.2 %$4,400 4.5 %$6,356 6.5 %
_______________________
(a)Capital ratios are calculated based on the Basel III Standardized Approach rules. Capital amounts and ratios at March 31, 2024 and at December 31, 2023 in the above tables reflect the applicable CECL regulatory capital transition adjustment.
(b)At March 31, 2024 and at December 31, 2023, Synchrony Financial and the Bank also must maintain a capital conservation buffer of common equity Tier 1 capital in excess of minimum risk-based capital ratios by at least 2.5 percentage points to avoid limits on capital distributions and certain discretionary bonus payments to executive officers and similar employees.
The Bank may pay dividends on its stock, with consent or non-objection from the OCC and the Federal Reserve Board, among other things, if its regulatory capital would not thereby be reduced below the applicable regulatory capital requirements.
52

NOTE 12.    EARNINGS PER SHARE
Basic earnings per share is computed by dividing earnings available to common stockholders by the weighted average number of common shares outstanding for the period. Diluted earnings per common share reflects the assumed conversion of all dilutive securities, which are calculated using the treasury stock method.
The following table presents the calculation of basic and diluted earnings per common share:
Three months ended March 31,
(in millions, except per share data)20242023
Net earnings$1,293 $601 
Preferred stock dividends(11)(11)
Net earnings available to common stockholders$1,282 $590 
Weighted average common shares outstanding, basic404.7 434.4 
Effect of dilutive securities3.5 2.8 
Weighted average common shares outstanding, dilutive408.2 437.2 
Earnings per basic common share$3.17 $1.36 
Earnings per diluted common share$3.14 $1.35 
We have issued certain stock-based awards under the Synchrony Financial 2014 Long-Term Incentive Plan. A total of 2 million shares and 5 million shares for the three months ended March 31, 2024 and 2023, respectively, related to these awards, were considered anti-dilutive and therefore were excluded from the computation of diluted earnings per common share.
NOTE 13.    EQUITY AND OTHER STOCK RELATED INFORMATION
Preferred Stock
The following table summarizes the Company's preferred stock issued and outstanding at March 31, 2024 and December 31, 2023.
SeriesIssuance DateRedeemable by Issuer BeginningPer Annum Dividend RateLiquidation Preference per ShareTotal Shares OutstandingMarch 31, 2024December 31, 2023
($ in millions, except per share data)
Series A(a)
November 14, 2019November 15, 20245.625%$1,000750,000$734 $734 
Series B(a)
February 23, 2024May 15, 2029
8.25%(b)
$1,000500,000$488 $— 
$1,222 $734 
_______________________
(a)Issued as depositary shares, each representing a 1/40th interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are payable quarterly on February 15, May 15, August 15 and November 15 of each calendar year at a fixed rate, in each case when, as and if declared by the Board of Directors.
(b)Through May 14, 2029; resets May 15, 2029 and each date falling on the fifth anniversary at 5-Year Treasury Rate plus 4.044%.
53

NOTE 14.    INCOME TAXES
Unrecognized Tax Benefits
($ in millions)March 31, 2024December 31, 2023
Unrecognized tax benefits, excluding related interest expense and penalties(a)
$242  $230 
Portion that, if recognized, would reduce tax expense and effective tax rate(b)
$191 $182 
____________________
(a)Interest and penalties related to unrecognized tax benefits were not material for all periods presented.
(b)Comprised of federal unrecognized tax benefits and state and local unrecognized tax benefits net of the effects of associated U.S. federal income taxes. Excludes amounts attributable to any related valuation allowances resulting from associated increases in deferred tax assets.
We establish a liability that represents the difference between a tax position taken (or expected to be taken) on an income tax return and the amount of taxes recognized in our financial statements. The liability associated with the unrecognized tax benefits is adjusted periodically when new information becomes available. The amount of unrecognized tax benefits that is reasonably possible to be resolved in the next twelve months is expected to be $39 million, of which $31 million, if recognized, would reduce the Company's tax expense and effective tax rate.
In the current year, the Company executed a Memorandum of Understanding with the IRS to participate voluntarily in the IRS Compliance Assurance Process (“CAP”) program for the 2024 tax year, and thus the tax year is under IRS review. The IRS is also examining our 2023 tax year, and we expect the review will be completed in the current year. Additionally, we are under examination in various states going back to 2014.
We believe that there are no issues or claims that are likely to significantly impact our results of operations, financial position or cash flows. We further believe that we have made adequate provision for all income tax uncertainties that could result from such examinations.
NOTE 15.    LEGAL PROCEEDINGS AND REGULATORY MATTERS
In the normal course of business, from time to time, we have been named as a defendant in various legal proceedings, including arbitrations, class actions and other litigation, arising in connection with our business activities. Certain of the legal actions include claims for substantial compensatory and/or punitive damages, or claims for indeterminate amounts of damages. We are also involved, from time to time, in reviews, investigations and proceedings (both formal and informal) by governmental agencies regarding our business (collectively, “regulatory matters”), which could subject us to significant fines, penalties, obligations to change our business practices or other requirements resulting in increased expenses, diminished income and damage to our reputation. We contest liability and/or the amount of damages as appropriate in each pending matter. In accordance with applicable accounting guidance, we establish an accrued liability for legal and regulatory matters when those matters present loss contingencies which are both probable and reasonably estimable.
Legal proceedings and regulatory matters are subject to many uncertain factors that generally cannot be predicted with assurance, and we may be exposed to losses in excess of any amounts accrued.
For some matters, we are able to determine that an estimated loss, while not probable, is reasonably possible. For other matters, including those that have not yet progressed through discovery and/or where important factual information and legal issues are unresolved, we are unable to make such an estimate. We currently estimate that the reasonably possible losses for legal proceedings and regulatory matters, whether in excess of a related accrued liability or where there is no accrued liability, and for which we are able to estimate a possible loss, are immaterial. This represents management’s estimate of possible loss with respect to these matters and is based on currently available information. This estimate of possible loss does not represent our potential maximum loss exposure. The legal proceedings and regulatory matters underlying the estimate will change from time to time and actual results may vary significantly from current estimates.
54

Our estimate of reasonably possible losses involves significant judgment, given the varying stages of the proceedings, the existence of numerous yet to be resolved issues, the breadth of the claims (often spanning multiple years), unspecified damages and/or the novelty of the legal issues presented. Based on our current knowledge, we do not believe that we are a party to any pending legal proceeding or regulatory matters that would have a material adverse effect on our condensed consolidated financial condition or liquidity. However, in light of the uncertainties involved in such matters, the ultimate outcome of a particular matter could be material to our operating results for a particular period depending on, among other factors, the size of the loss or liability imposed and the level of our earnings for that period, and could adversely affect our business and reputation.
Below is a description of certain of our regulatory matters and legal proceedings. Other than as described below, during the quarter ended March 31, 2024, there were no material changes to the legal proceedings previously disclosed in our 2023 Form 10-K.
On January 28, 2019, a purported shareholder derivative action, Gilbert v. Keane, et al., was filed in the U.S. District Court for the District of Connecticut against the Company as a nominal defendant, and certain of the Company’s officers and directors. The lawsuit alleges breach of fiduciary duty claims based on the allegations raised by the plaintiff in the Stichting Depositary APG class action, unjust enrichment, waste of corporate assets, and that the defendants made materially misleading statements and/or omitted material information in violation of the Exchange Act. The complaint seeks a declaration that the defendants breached and/or aided and abetted the breach of their fiduciary duties to the Company, unspecified monetary damages with interest, restitution, a direction that the defendants take all necessary actions to reform and improve corporate governance and internal procedures, and attorneys’ and experts’ fees.
On March 11, 2019, a second purported shareholder derivative action, Aldridge v. Keane, et al., was filed in the U.S. District Court for the District of Connecticut. The allegations in the Aldridge complaint are substantially similar to those in the Gilbert complaint.
On March 26, 2020, the District Court recaptioned the Gilbert and Aldridge cases as In re Synchrony Financial Derivative Litigation. On August 11, 2023, the parties submitted a joint status report to the District Court indicating that the parties had reached a memorandum of understanding to settle the litigation, which is not expected to have a material financial impact on the Company. On December 21, 2023, the District Court entered an order preliminarily approving the settlement. On April 5, 2024, the District Court entered an order granting final approval of the settlement.
55

ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
Market risk refers to the risk that a change in the level of one or more market prices, rates, indices, correlations or other market factors will result in losses for a position or portfolio. We are exposed to market risk primarily from changes in interest rates.
We borrow money from a variety of depositors and institutions in order to provide loans to our customers. Changes in market interest rates cause our net interest income to increase or decrease, as some of our assets and liabilities carry interest rates that fluctuate with market benchmarks. The interest rate benchmark for our floating rate assets is generally the prime rate, and the interest rate benchmark for our floating rate liabilities is generally either the Secured Overnight Financing Rate ("SOFR"), U.S. Treasury bills, or the federal funds rate. The prime rate and the SOFR, U.S. Treasury bills or federal funds rate could reset at different times or could diverge, leading to mismatches in the interest rates on our floating rate assets and floating rate liabilities.
The following table presents the approximate net interest income impacts forecasted over the next twelve months from an immediate and parallel change in interest rates affecting all interest rate sensitive assets and liabilities at March 31, 2024.
Basis Point ChangeAt March 31, 2024
($ in millions)
-100 basis points$(209)
+100 basis points$45 
For a more detailed discussion of our exposure to market risk, refer to “Management's Discussion and Analysis—Quantitative and Qualitative Disclosures about Market Risk” in our 2023 Form 10-K.
ITEM 4. CONTROLS AND PROCEDURES
Under the direction of our Chief Executive Officer and Chief Financial Officer, we evaluated the effectiveness of our disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Exchange Act), and based on such evaluation, our Chief Executive Officer and Chief Financial Officer concluded that our disclosure controls and procedures were effective as of March 31, 2024.

No change in internal control over financial reporting occurred during the fiscal quarter ended March 31, 2024 that has materially affected, or is reasonably likely to materially affect, our internal control over financial reporting.
56

PART II. OTHER INFORMATION
ITEM 1. LEGAL PROCEEDINGS
For a description of legal proceedings, see Note 15. Legal Proceedings and Regulatory Matters to our condensed consolidated financial statements in Part 1, Item 1 of this Quarterly Report on Form 10-Q.
ITEM 1A. RISK FACTORS
There have been no material changes to the risk factors included in our 2023 Form 10-K under the heading “Risk Factors Relating to Our Business” and “Risk Factors Relating to Regulation”.
ITEM 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS
The table below sets forth information regarding purchases of our common stock primarily related to our share repurchase program that were made by us or on our behalf during the three months ended March 31, 2024.
($ in millions, except per share data)
Total Number of Shares Purchased(a)
Average Price Paid Per Share(b)
Total Number of Shares
Purchased as
Part of Publicly Announced Programs(c)
Maximum Dollar Value of Shares That May Yet Be Purchased Under the Programs(b)
January 1 - 31, 2024
1,296,803 $38.72 833,622 $567.4 
February 1 - 29, 2024
4,575,352 39.46 4,575,247 386.8 
March 1 - 31, 2024
2,507,417 41.85 2,066,907 300.0 
Total 8,379,572 $40.06 7,475,776 $300.0 
_______________________
(a)Includes 463,181 shares, 105 shares and 440,510 shares withheld in January, February and March, respectively, to offset tax withholding obligations that occur upon the delivery of outstanding shares underlying performance stock awards, restricted stock awards or upon the exercise of stock options.
(b)Amounts exclude commission costs.
(c)In April 2023 the Board of Directors approved an incremental share repurchase program of up to $1.0 billion, commencing in the third quarter of 2023 through June 30, 2024. In April 2024 the Board of Directors approved an incremental share repurchase program of up to $1.0 billion, commencing in the second quarter of 2024 through June 30, 2025, which is not reflected in the table above.
ITEM 3. DEFAULTS UPON SENIOR SECURITIES
None.

ITEM 4. MINE SAFETY DISCLOSURES
Not applicable.

ITEM 5. OTHER INFORMATION
(c)During the three months ended March 31, 2024, no director or officer of the Company adopted or terminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K.
57

ITEM 6. EXHIBITS
EXHIBIT INDEX

Exhibit NumberDescription
101.INSXBRL Instance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document
101.SCHXBRL Taxonomy Extension Schema Document
101.CALXBRL Taxonomy Extension Calculation Linkbase Document
101.DEFXBRL Taxonomy Extension Definition Linkbase Document
101.LABXBRL Taxonomy Extension Label Linkbase Document
101.PREXBRL Taxonomy Extension Presentation Linkbase Document
104The cover page from the Company's Quarterly Report on Form 10-Q for the quarter ended March 31, 2024, formatted in Inline XBRL (included as Exhibit 101)
______________________ 
*Filed electronically herewith.


58

Signatures

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Synchrony Financial
(Registrant)

April 25, 2024/s/ Brian J. Wenzel Sr.
Date Brian J. Wenzel Sr.
Executive Vice President and Chief Financial Officer
(Duly Authorized Officer and Principal Financial Officer)

59
 EX-31.A 2 ex-31a3312024.htm EX-31.A Document

Exhibit 31(a)
Certification Pursuant to
Rules 13a-14(a) or 15d-14(a) Under the Securities Exchange Act of 1934, as Amended


I, Brian D. Doubles, certify that:

1.I have reviewed this quarterly report on Form 10-Q of Synchrony Financial;

2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4.The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have:

a.Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b.Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

c.Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

d.Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

a.All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b.Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: April 25, 2024

/s/ Brian D. Doubles
Brian D. Doubles
Chief Executive Officer


 EX-31.B 3 ex-31b3312024.htm EX-31.B Document

Exhibit 31(b)
Certification Pursuant to
Rules 13a-14(a) or 15d-14(a) Under the Securities Exchange Act of 1934, as Amended


I, Brian J. Wenzel Sr., certify that:

1.I have reviewed this quarterly report on Form 10-Q of Synchrony Financial;

2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4.The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have:

a.Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b.Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

c.Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

d.Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

a.All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b.Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: April 25, 2024

/s/ Brian J. Wenzel Sr.
Brian J. Wenzel Sr.
Chief Financial Officer


 EX-32 4 ex-323312024.htm EX-32 Document

Exhibit 32
Certification Pursuant to
18 U.S.C. Section 1350


In connection with the Quarterly Report of Synchrony Financial (the “registrant”) on Form 10-Q for the period ended March 31, 2024, as filed with the Securities and Exchange Commission on the date hereof (the “report”), we, Brian D. Doubles, Chief Executive Officer, and Brian J. Wenzel Sr., Chief Financial Officer, of the registrant, certify, pursuant to 18 U.S.C. § 1350, that to our knowledge:

1.The report fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

2.The information contained in the report fairly presents, in all material respects, the financial condition and results of operations of the registrant.


Date: April 25, 2024

/s/ Brian D. Doubles
Brian D. Doubles
Chief Executive Officer

/s/ Brian J. Wenzel Sr.
Brian J. Wenzel Sr.
Chief Financial Officer


 EX-101.SCH 5 syf-20240331.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 0000001 - Document - Cover Document link:presentationLink link:calculationLink link:definitionLink 0000002 - Statement - Condensed Consolidated Statements of Earnings (Unaudited) link:presentationLink link:calculationLink link:definitionLink 0000003 - Statement - Condensed Consolidated Statements of Comprehensive Income (Unaudited) link:presentationLink link:calculationLink link:definitionLink 0000004 - Statement - Condensed Consolidated Statements of Financial Position link:presentationLink link:calculationLink link:definitionLink 0000005 - Statement - Consolidated Statements of Financial Position Statement (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 0000006 - Statement - Condensed Consolidated Statements of Changes in Equity (Unaudited) link:presentationLink link:calculationLink link:definitionLink 0000007 - Statement - Condensed Consolidated Statements of Cash Flows (Unaudited) link:presentationLink link:calculationLink link:definitionLink 0000008 - Disclosure - Business Description link:presentationLink link:calculationLink link:definitionLink 0000009 - Disclosure - Basis of Presentation and Summary of Significant Accounting Policies link:presentationLink link:calculationLink link:definitionLink 0000010 - Disclosure - Acquisitions and Dispositions link:presentationLink link:calculationLink link:definitionLink 0000011 - Disclosure - Debt Securities link:presentationLink link:calculationLink link:definitionLink 0000012 - Disclosure - Loan Receivables and Allowance for Credit Losses link:presentationLink link:calculationLink link:definitionLink 0000013 - Disclosure - Variable Interest Entities link:presentationLink link:calculationLink link:definitionLink 0000014 - Disclosure - Intangible Assets link:presentationLink link:calculationLink link:definitionLink 0000015 - Disclosure - Deposits link:presentationLink link:calculationLink link:definitionLink 0000016 - Disclosure - Borrowings link:presentationLink link:calculationLink link:definitionLink 0000017 - Disclosure - Fair Value Measurements link:presentationLink link:calculationLink link:definitionLink 0000018 - Disclosure - Regulatory and Capital Adequacy link:presentationLink link:calculationLink link:definitionLink 0000019 - Disclosure - Earnings Per Share link:presentationLink link:calculationLink link:definitionLink 0000020 - Disclosure - EQUITY AND OTHER STOCK RELATED INFORMATION link:presentationLink link:calculationLink link:definitionLink 0000021 - Disclosure - Income Taxes link:presentationLink link:calculationLink link:definitionLink 0000022 - Disclosure - Legal Proceedings and Regulatory Matters link:presentationLink link:calculationLink link:definitionLink 0000023 - Disclosure - Subsequent Events (Notes) link:presentationLink link:calculationLink link:definitionLink 9954471 - Disclosure - Basis of Presentation and Summary of Significant Accounting Policies (Policies) link:presentationLink link:calculationLink link:definitionLink 9954472 - Disclosure - Acquisitions and Dispositions (Tables) link:presentationLink link:calculationLink link:definitionLink 9954473 - Disclosure - Debt Securities (Tables) link:presentationLink link:calculationLink link:definitionLink 9954474 - Disclosure - Loan Receivables and Allowance for Credit Losses (Tables) link:presentationLink link:calculationLink link:definitionLink 9954475 - Disclosure - Variable Interest Entities (Tables) link:presentationLink link:calculationLink link:definitionLink 9954476 - Disclosure - Intangible Assets (Tables) link:presentationLink link:calculationLink link:definitionLink 9954477 - Disclosure - Deposits (Tables) link:presentationLink link:calculationLink link:definitionLink 9954478 - Disclosure - Borrowings (Tables) link:presentationLink link:calculationLink link:definitionLink 9954479 - Disclosure - Fair Value Measurements (Tables) link:presentationLink link:calculationLink link:definitionLink 9954480 - Disclosure - Regulatory and Capital Adequacy (Tables) link:presentationLink link:calculationLink link:definitionLink 9954481 - Disclosure - Earnings Per Share (Tables) link:presentationLink link:calculationLink link:definitionLink 9954482 - Disclosure - Equity and Other Stock Related Information (Tables) link:presentationLink link:calculationLink link:definitionLink 9954483 - Disclosure - Incomes Taxes (Tables) link:presentationLink link:calculationLink link:definitionLink 9954484 - Disclosure - Basis of Presentation and Summary of Significant Accounting Policies Basis of Presentation and Summary of Significant Accounting Policies (Details) link:presentationLink link:calculationLink link:definitionLink 9954485 - Disclosure - Acquisitions and Dispositions - Ally Lending Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954486 - Disclosure - Acquisitions and Dispositions - Schedule of Assets Acquired and Liabilities Assumed (Details) link:presentationLink link:calculationLink link:definitionLink 9954487 - Disclosure - Acquisitions and Dispositions - Pets Best Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954488 - Disclosure - Debt Securities - Schedule of Available for Sale Securities (Details) link:presentationLink link:calculationLink link:definitionLink 9954489 - Disclosure - Debt Securities - Continuous Unrealized Losses (Details) link:presentationLink link:calculationLink link:definitionLink 9954490 - Disclosure - Debt Securities - Contractual Maturities (Details) link:presentationLink link:calculationLink link:definitionLink 9954491 - Disclosure - Loan Receivables and Allowance for Credit Losses - Loan Receivables (Details) link:presentationLink link:calculationLink link:definitionLink 9954492 - Disclosure - Loan Receivables and Allowance for Credit Losses - Allowance for Credit Losses (Details) link:presentationLink link:calculationLink link:definitionLink 9954493 - Disclosure - Loan Receivables and Allowance for Credit Losses - Delinquent and Non Accrual Status (Details) link:presentationLink link:calculationLink link:definitionLink 9954494 - Disclosure - Loan Receivables and Allowance for Credit Losses - Loans Entered into a Loan Modification Program (Details) link:presentationLink link:calculationLink link:definitionLink 9954495 - Disclosure - Loan Receivables and Allowance for Credit Losses - Performance of Loans Modified to Borrowers Experiencing Financial Difficulty (Details) link:presentationLink link:calculationLink link:definitionLink 9954496 - Disclosure - Loan Receivables and Allowance for Credit Losses - Payment Defaults (Details) link:presentationLink link:calculationLink link:definitionLink 9954497 - Disclosure - Loan Receivables and Allowance for Credit Losses - Credit Quality Indicators (Details) link:presentationLink link:calculationLink link:definitionLink 9954498 - Disclosure - Loan Receivables and Allowance for Credit Losses - Interest Income by Product (Details) link:presentationLink link:calculationLink link:definitionLink 9954499 - Disclosure - Loan Receivables and Allowance for Credit Losses - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954500 - Disclosure - Variable Interest Entities - Summary of Assets and Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 9954501 - Disclosure - Variable Interest Entities - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954502 - Disclosure - Intangible Assets - Schedule of Goodwill (Details) link:presentationLink link:calculationLink link:definitionLink 9954503 - Disclosure - Intangible Assets - Schedule of Finite-Lived Intangible Assets (Details) link:presentationLink link:calculationLink link:definitionLink 9954504 - Disclosure - Intangible Assets Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954505 - Disclosure - Deposits - Schedule of Deposit Liabilities (Details) link:presentationLink link:calculationLink link:definitionLink 9954506 - Disclosure - Deposits - Maturity Schedule (Details) link:presentationLink link:calculationLink link:definitionLink 9954507 - Disclosure - Deposits - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954508 - Disclosure - Borrowings - Borrowings Schedule (Details) link:presentationLink link:calculationLink link:definitionLink 9954509 - Disclosure - Borrowings - Borrowings Maturity Schedule (Details) link:presentationLink link:calculationLink link:definitionLink 9954510 - Disclosure - Borrowings - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954511 - Disclosure - Fair Value Measurement - Recurring Fair Value Measurements (Details) link:presentationLink link:calculationLink link:definitionLink 9954512 - Disclosure - Fair Value Measurement - Changes in Level 3 Instruments (Details) link:presentationLink link:calculationLink link:definitionLink 9954513 - Disclosure - Fair Value Measurement - Fair Value Asset and Liabilities Carried at Other than Fair Value (Details) link:presentationLink link:calculationLink link:definitionLink 9954514 - Disclosure - Equity Securities without Readily Determinable Fair Value (Details) link:presentationLink link:calculationLink link:definitionLink 9954515 - Disclosure - Regulatory and Capital Adequacy (Capital Amounts and Ratios) (Details) link:presentationLink link:calculationLink link:definitionLink 9954516 - Disclosure - Regulatory and Capital Adequacy (OCC Requirements) (Details) link:presentationLink link:calculationLink link:definitionLink 9954517 - Disclosure - Earnings Per Share - Basic and Diluted Earnings Per Share (Details) link:presentationLink link:calculationLink link:definitionLink 9954518 - Disclosure - Earnings Per Share - Narrative (Details) link:presentationLink link:calculationLink link:definitionLink 9954519 - Disclosure - Equity and Other Stock Related Information - Schedule of Preferred Stock (Details) link:presentationLink link:calculationLink link:definitionLink 9954520 - Disclosure - Income Taxes - Unrecognized Tax Benefits (Details) link:presentationLink link:calculationLink link:definitionLink 9954521 - Disclosure - Subsequent Events (Details) link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 6 syf-20240331_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT EX-101.DEF 7 syf-20240331_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 8 syf-20240331_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Restricted cash and equivalents included in other assets Restricted Cash And Equivalents Included In Other Assets Restricted cash and equivalents included in other assets Consolidated Entities [Axis] Consolidated Entities [Axis] Consolidated Entities [Axis] Stock Appreciation Rights (SARs) Stock Appreciation Rights (SARs) [Member] Variable Rate [Domain] Variable Rate [Domain] Pay vs Performance Disclosure [Line Items] Financing Receivable, Allowance for Credit Loss [Roll Forward] Financing Receivable, Allowance for Credit Loss [Roll Forward] Statistical Measurement [Domain] Statistical Measurement [Domain] Business Combination, Separately Recognized Transactions [Line Items] Business Combination, Separately Recognized Transactions [Line Items] Undrawn capacity Line of Credit Facility, Maximum Borrowing Capacity Financing Receivable, Allowance for Credit Loss, Reasonable and Supportable Forecast Period Financing Receivable, Allowance for Credit Loss, Reasonable and Supportable Forecast Period Financing Receivable, Allowance for Credit Loss, Reasonable and Supportable Forecast Period Underlying Security Market Price Change Underlying Security Market Price Change, Percent Cash Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents Liquidation Preference Per Share (in usd per share) Preferred Stock, Liquidation Preference Per Share Common equity, minimum to be well-capitalized under prompt corrective action provisions Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum All Award Types Award Type [Domain] Non-interest-bearing deposit accounts Non-interest-bearing deposits, amount Noninterest-Bearing Deposit Liabilities Fair Value as of Grant Date Award Grant Date Fair Value Investment, Name [Domain] Investment, Name [Domain] Minimum to be well-capitalized under prompt corrective action provisions Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum Borrowings Debt Disclosure [Text Block] Federal Reserve Discount Window Federal Reserve Discount Window [Member] Federal Reserve Discount Window Statement of Stockholders' Equity [Abstract] Statement of Stockholders' Equity [Abstract] Schedule of Recognized Identified Assets Acquired and Liabilities Assumed Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block] Accounts defaulted Financing Receivable, Modifications, Number of Contracts, Subsequent Default Financing Receivable, Modifications, Number of Contracts, Subsequent Default Investments, Debt and Equity Securities [Abstract] Investments, Debt and Equity Securities [Abstract] Revolving Credit Facility Revolving Credit Facility [Member] Schedule of Available-for-sale Securities Reconciliation Schedule of Available-for-Sale Securities Reconciliation [Table Text Block] Variable Interest Entity, Primary Beneficiary Restricted loans of consolidated securitization entities Variable Interest Entity, Primary Beneficiary [Member] Information processing Information Technology and Data Processing FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification Employee benefit plans Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax MNPI Disclosure Timed for Compensation Value MNPI Disclosure Timed for Compensation Value [Flag] Loan receivables provisional loan discount upon acquisition Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Financing Receivables Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Financing Receivables Restatement Determination Date: Restatement Determination Date [Axis] Fixed Senior Unsecured Notes Fixed Senior Unsecured Notes [Member] Fixed Senior Unsecured Notes [Member] Investment, Name [Axis] Investment, Name [Axis] After ten years Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value Change in amounts allocated to disposition of business Goodwill, Allocated To Sale Of Business Unit, Valuation Adjustments Increase (Decrease) Goodwill, Allocated To Sale Of Business Unit, Valuation Adjustments Increase (Decrease) Independence Pet Holdings, Inc. Independence Pet Holdings, Inc. [Member] Independence Pet Holdings, Inc. Class of Financing Receivable [Domain] Class of Financing Receivable [Domain] Insider Trading Policies and Procedures [Line Items] Rule 10b5-1 Arrangement Terminated Rule 10b5-1 Arrangement Terminated [Flag] Restatement does not require Recovery Restatement Does Not Require Recovery [Text Block] Schedule of Deposit Liabilities Deposit Liabilities, Type [Table Text Block] Equity and Other Stock Related Information Equity [Text Block] Financing Receivables, 30 to 89 Days Past Due Financing Receivables, 30 to 89 Days Past Due [Member] Financing Receivables, 30 to 89 Days Past Due [Member] Financial Asset, Not Past Due Financial Asset, Not Past Due [Member] Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year Income Taxes Income Tax Disclosure [Text Block] Business Description Business Description and Basis of Presentation [Text Block] Variable Interest Entity [Line Items] Variable Interest Entity [Line Items] Ownership [Axis] Ownership [Axis] Minimum for capital adequacy purposes Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum Preferred Stock, Par or Stated Value Per Share Preferred Stock, Par or Stated Value Per Share Preferred stock, par share value $0.001 per share; 1,250,000 and $750,000 shares authorized at March 31, 2024 and December 31, 2023, respectively; 1,250,000 and $750,000 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively, and aggregate liquidation preference of $1,250 at March 31, 2024 and $750 at December 31, 2023 Preferred stock issued Preferred Stock, Value, Issued Subsequent Event Type [Domain] Subsequent Event Type [Domain] Proceeds from sale of business, net of cash and restricted cash sold Proceeds from Divestiture of Businesses Fair Value, Recurring and Nonrecurring [Table] Fair Value, Recurring and Nonrecurring [Table] Dividends paid on common stock Payments of Ordinary Dividends, Common Stock Credit cards Credit Card Receivable [Member] Diluted (in usd per share) Earnings per diluted common share (in usd per share) Earnings Per Share, Diluted Basel III Basel III [Member] Basel III [Member] PEO Total Compensation Amount PEO Total Compensation Amount Borrowings of consolidated securitization entities Borrowings Secured Debt Treasury stock, at cost; 432,574,088 and 427,108,909 shares at March 31, 2024 and December 31, 2023, respectively Treasury Stock, Value Goodwill [Roll Forward] Goodwill [Roll Forward] Receivable [Domain] Receivable [Domain] Accounting Standards Update [Extensible Enumeration] Accounting Standards Update [Extensible Enumeration] (Increase) decrease in interest and fees receivable Increase (Decrease) in Interest and Fee Receivable Increase (Decrease) in Interest and Fee Receivable Trading Arrangements, by Individual Trading Arrangements, by Individual [Table] Level 3 Fair Value, Inputs, Level 3 [Member] Treasury Stock, Common, Shares Treasury Stock, Common, Shares Interest income: Interest and Dividend Income, Operating [Abstract] Trading Symbol Trading Symbol Financing Receivable, Year One, Originated, Current Fiscal Year Financing Receivable, Year One, Originated, Current Fiscal Year Non-PEO NEO Average Compensation Actually Paid Amount Non-PEO NEO Average Compensation Actually Paid Amount Allowance for Credit Losses on Financing Receivables Financing Receivable, Allowance for Credit Loss [Table Text Block] Borrowings of consolidated securitization entities Long-Term Debt, Fair Value Net earnings Net earnings Net earnings Net Income (Loss) Fair Value Disclosures [Abstract] Fair Value Disclosures [Abstract] Financial Asset, Equal to or Greater than 90 Days Past Due Financial Asset, Equal to or Greater than 90 Days Past Due [Member] Changed Peer Group, Footnote Changed Peer Group, Footnote [Text Block] Company Selected Measure Name Company Selected Measure Name Financing Receivable Originated More Than Five Years Before Current Fiscal Year Writeoff Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff Other liabilities Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Other Liabilities and Equity Liabilities and Equity [Abstract] Finite-Lived Intangible Assets [Line Items] Finite-Lived Intangible Assets [Line Items] Investment Securities Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] Gross unrealized losses Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax Contract with Customer, Liability Contract with Customer, Liability Interchange revenue Noninterest Income, Interchange Revenue Noninterest Income, Interchange Revenue Other Intangible Assets Other Intangible Assets [Member] Schedule of Earnings Per Share, Basic and Diluted Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Executive Category: Executive Category [Axis] Level 1 Fair Value, Inputs, Level 1 [Member] Employee benefit plans Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax and Reclassification Adjustment, Attributable to Parent Name Measure Name Interest expense: Interest Expense [Abstract] Name Forgone Recovery, Individual Name Common equity, actual Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual Carrying Value Reported Value Measurement [Member] Goodwill (Note 7) Goodwill Balance at January 1 Balance at March 31 Goodwill Equity Components [Axis] Equity Components [Axis] Financial Instruments [Domain] Financial Instruments [Domain] Additional 402(v) Disclosure Additional 402(v) Disclosure [Text Block] Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year Measurement Basis [Axis] Measurement Basis [Axis] 2026 Long-Term Debt, Maturity, Year Two Underlying Securities Award Underlying Securities Amount Entity Smaller Reporting Company Entity Small Business Contingent Consideration by Type [Axis] Contingent Consideration by Type [Axis] Banking Regulation, Risk-Based Information [Abstract] Banking Regulation, Risk-Based Information [Abstract] Local Phone Number Local Phone Number Common equity, actual (percent) Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual Fair Value Measurement [Domain] Fair Value Measurement [Domain] Recovery of Erroneously Awarded Compensation Disclosure [Line Items] Subsidiaries [Member] Synchrony Bank Subsidiaries [Member] 2024 Long-Term Debt, Maturity, Remainder of Fiscal Year Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] Common Stock, Dividends, Per Share, Declared Common Stock, Dividends, Per Share, Declared Measurement Frequency [Axis] Measurement Frequency [Axis] Business Combination, Separately Recognized Transactions [Table] Business Combination, Separately Recognized Transactions [Table] Investments Classified by Contractual Maturity Date Investments Classified by Contractual Maturity Date [Table Text Block] Financing Receivable Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff Total non-accruing Financing Receivable, Nonaccrual Forgone Recovery due to Violation of Home Country Law, Amount Forgone Recovery due to Violation of Home Country Law, Amount Common Equity Tier One Capital Required to be Well Capitalized Risk Weighted Assets Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum Debt Instrument, Name [Domain] Debt Instrument, Name [Domain] Cumulative Effect, Period of Adoption, Adjustment Cumulative Effect, Period of Adoption, Adjustment [Member] Portion at Fair Value Measurement Portion at Fair Value Measurement [Member] Income Statement Location [Axis] Income Statement Location [Axis] Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items] Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items] Troubled Debt Restructurings on Financing Receivables, Subsequent Default Troubled Debt Restructurings on Financing Receivables, Subsequent Default [Table Text Block] Troubled Debt Restructurings on Financing Receivables, Subsequent Default [Table Text Block] Financing Receivable Year Four Originated Three Years Before Current Fiscal Year Writeoff Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff U.S. government and federal agency US Government Corporations and Agencies Securities [Member] Total risk-based capital Banking Regulation, Total Capital [Abstract] Effect of dilutive securities (in shares) Weighted Average Number of Shares Outstanding, Diluted, Adjustment Tier 1 risk-based capital Banking Regulation, Tier 1 Risk-Based Capital [Abstract] Number of executives appointed to Board of Directors Number Of Executives Appointed To Board Of Directors Number Of Executives Appointed To Board Of Directors Net interest income, after retailer share arrangements and provision for credit losses Interest Income (Expense), after Retailer Share Arrangements and Provision for Loan Loss Interest Income (Expense), after Retailer Share Arrangements and Provision for Loan Loss Weighted Average Rate, Interest-Bearing Domestic Deposits, over Time Weighted Average Rate, Interest-Bearing Domestic Deposits, over Time Fair Value, by Balance Sheet Grouping Fair Value, by Balance Sheet Grouping [Table Text Block] Other Performance Measure, Amount Other Performance Measure, Amount Interest on senior and subordinated unsecured notes Interest Expense, Debt Aggregate Available Trading Arrangement, Securities Aggregate Available Amount Senior and subordinated unsecured notes Unsecured Debt [Abstract] Cash flows - investing activities Net Cash Provided by (Used in) Investing Activities [Abstract] Insider Trading Policies and Procedures Not Adopted Insider Trading Policies and Procedures Not Adopted [Text Block] Award Type Award Type [Axis] Antidilutive securities excluded from computation of earnings per share, amount Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount Regulatory and Capital Adequacy Regulatory Capital Requirements under Banking Regulations [Text Block] Protection product revenue Noninterest Income, Debt Cancellation Fees Noninterest Income, Debt Cancellation Fees Financing Receivable Year Five Originated Four Years Before Current Fiscal Year Writeoff Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff Document Quarterly Report Document Quarterly Report Financial Asset, Past Due Financial Asset, Past Due [Member] Equity interests consideration received (less than) Disposal Group, Including Discontinued Operation, Equity Interests Consideration Disposal Group, Including Discontinued Operation, Equity Interests Consideration Total interest expense Interest Expense Minimum for capital adequacy purposes Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum Fair Value Hierarchy and NAV [Domain] Fair Value Hierarchy and NAV [Domain] Finite-lived intangible assets acquired Finite-Lived Intangible Assets Acquired Five Hundred and Ninety-One to Six Hundred and Fifty Five Hundred and Ninety-One to Six Hundred and Fifty [Member] Five Hundred and Ninety-One to Six Hundred and Fifty Trading Arrangement: Trading Arrangement [Axis] Restricted Cash Equivalents, Statement of Financial Position [Extensible Enumeration] Restricted Cash Equivalents, Statement of Financial Position [Extensible Enumeration] Interest Income and Interest Expense Disclosure Interest Income and Interest Expense Disclosure [Table Text Block] PEO Actually Paid Compensation Amount PEO Actually Paid Compensation Amount Common equity, minimum for capital adequacy purposes Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum Provision for credit losses Financing Receivable, Credit Loss, Expense (Reversal), Including Accrued Forward Loan Portfolio Purchase Financing Receivable, Credit Loss, Expense (Reversal), Including Accrued Forward Loan Portfolio Purchase Variable Interest Entities [Abstract] Variable Interest Entities [Abstract] Variable Interest Entities [Abstract] Long-term Debt, Type [Domain] Long-Term Debt, Type [Domain] Entity File Number Entity File Number 2027 Long-Term Debt, Maturity, Year Three Other Expense Other Expense [Member] Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year Capitalized software Computer Software, Intangible Asset [Member] 2025 Time Deposit Maturities, Year One Amortization expense Amortization of Intangible Assets Maturity and sales of debt securities Proceeds from Sale and Maturity of Debt Securities, Available-for-Sale Entity Shell Company Entity Shell Company Financial Asset, Equal to or Greater than 90 Days Past Due And Accruing Financial Asset, Equal to or Greater than 90 Days Past Due And Accruing [Member] Financial Asset, Equal to or Greater than 90 Days Past Due And Accruing Business Acquisition, Acquiree [Domain] Business Acquisition, Acquiree [Domain] New Accounting Standards New Accounting Pronouncements, Policy [Policy Text Block] Intangible assets, net (Note 7) Net Finite-Lived Intangible Assets, Net Restatement Determination Date Restatement Determination Date Purchased credit deteriorated loans allowance Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date Counterparty Name [Domain] Counterparty Name [Domain] Rule 10b5-1 Arrangement Adopted Rule 10b5-1 Arrangement Adopted [Flag] Regulatory Agency [Domain] Regulatory Agency [Domain] Schedule of Preferred Stock Schedule of Stock by Class [Table Text Block] Cash and equivalents, including restricted amounts, at beginning of period Total cash and equivalents, including restricted amounts, at end of period Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents Accumulated amortization Finite-Lived Intangible Assets, Accumulated Amortization 2024 Time Deposit Maturities, Remainder of Fiscal Year Debt Instrument, Fair Value Disclosure Debt Instrument, Fair Value Disclosure Stock Price or TSR Estimation Method Stock Price or TSR Estimation Method [Text Block] Deposits: (Note 8) Deposits, Interest-Bearing and Noninterest-Bearing, Alternative [Abstract] 12 months or more Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer Common Stock, Shares, Issued Beginning balance (in shares) Ending balance (in shares) Common Stock, Shares, Issued Cash consideration Less: Total cash consideration paid Business Combination, Consideration Transferred Security Exchange Name Security Exchange Name Total Assets, Fair Value Disclosure Deferred costs and purchase discounts, net of deferred (income) Financing Receivable, Deferred Commitment Fee, Net Of Deferred (Income) Financing Receivable, Deferred Commitment Fee, Net Of Deferred (Income) Total borrowings Total borrowings Long-Term Debt 2028 Long-Term Debt, Maturity, Year Four Thereafter Time Deposit Maturities, After Year Four Time Deposit Maturities, After Year Four Employee Stock Option Employee Stock Option [Member] Minimum to be well-capitalized under prompt corrective action provisions (percent) Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum All other financing activities Proceeds from (Payments for) Other Financing Activities Maximum Maximum [Member] Comprehensive income Comprehensive Income (Loss), Net of Tax, Attributable to Parent Assets measured at fair value, Other Assets measured at fair value, Other Assets measured at fair value, Other Financing Receivable Portfolio Segment [Domain] Financing Receivable Portfolio Segment [Domain] Document Type Document Type Regulatory Agency [Axis] Regulatory Agency [Axis] Common Equity Tier One Capital Required for Capital Adequacy to Risk Weighted Assets Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum Goodwill recognized upon acquisition Goodwill, Acquired During Period Tabular List, Table Tabular List [Table Text Block] Accounting Standards Update [Domain] Accounting Standards Update [Domain] Other Financing Receivable, Allowance for Credit Loss, Purchased with Credit Deterioration, Increase Entity Address, Address Line One Entity Address, Address Line One Purchases of treasury stock Treasury Stock, Value, Acquired, Cost Method Ally Lending Ally Lending [Member] Ally Lending Accrued expenses and other liabilities Accrued Liabilities and Other Liabilities Cumulative Effect, Period of Adoption [Domain] Cumulative Effect, Period of Adoption [Domain] Receivable Type [Axis] Receivable Type [Axis] Subsequent Event [Table] Subsequent Event [Table] Increase (decrease) in cash and equivalents, including restricted amounts Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect Estimated fair value Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract] Basis of Presentation Basis of Accounting, Policy [Policy Text Block] Purchases of debt securities Payments to Acquire Debt Securities, Available-for-Sale Dividends paid on preferred stock Payments of Ordinary Dividends, Preferred Stock and Preference Stock Business Acquisition [Axis] Business Acquisition [Axis] Actual Banking Regulation, Total Capital, Actual Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Schedule of Loan Modifications to Borrowers Experiencing Financial Difficulty Financing Receivable, Modified [Table Text Block] Loyalty programs Noninterest Expense, Loyalty Programs Noninterest Expense, Loyalty Programs Equity method investments, fair value Equity Method Investments, Fair Value Disclosure Loan Restructuring Modification [Domain] Loan Restructuring Modification [Domain] Schedule of Finite-Lived Intangible Assets Schedule of Finite-Lived Intangible Assets [Table Text Block] Variable Rate [Axis] Variable Rate [Axis] Income Statement [Abstract] Income Statement [Abstract] Other investments in non-consolidated VIEs Other investments in non-consolidated VIEs Other investments in non-consolidated VIEs Stock Issued During Period, Shares, New Issues Stock Issued During Period, Shares, New Issues Title of 12(b) Security Title of 12(b) Security Insider Trading Policies and Procedures Adopted Insider Trading Policies and Procedures Adopted [Flag] 2026 Time Deposit Maturities, Year Two Total interest income Interest Income, Operating Cash and equivalents Cash and Cash Equivalents, Fair Value Disclosure Minimum to be well-capitalized under prompt corrective action provisions (percent) Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum Commercial credit products Commercial Portfolio Segment [Member] Aggregate Erroneous Compensation Not Yet Determined Aggregate Erroneous Compensation Not Yet Determined [Text Block] Capital conservation buffer Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum Class of Stock [Line Items] Class of Stock [Line Items] Income Tax Disclosure [Abstract] Income Tax Disclosure [Abstract] Forgone Recovery due to Expense of Enforcement, Amount Forgone Recovery due to Expense of Enforcement, Amount Schedule of Accounts, Notes, Loans and Financing Receivable Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] Maturities of Long-term Debt [Abstract] Maturities of Long-Term Debt [Abstract] Entity Tax Identification Number Entity Tax Identification Number Other Commitments [Domain] Other Commitments [Domain] Equity method investments Equity Method Investments Minimum for capital adequacy purposes (percent) Tier 1 leverage, minimum for capital adequacy purposes (percent) Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum Statistical Measurement [Axis] Statistical Measurement [Axis] Schedule of Deposits [Line Items] Schedule of Deposits [Line Items] [Line Items] for Schedule of Deposits [Table] Financial Instrument [Axis] Financial Instrument [Axis] Cumulative Effect, Period of Adoption [Axis] Cumulative Effect, Period of Adoption [Axis] Entity Interactive Data Current Entity Interactive Data Current Pets Best Pets Best [Member] Pets Best Other assets Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Noncurrent Assets Schedule of Available-for-sale Securities [Table] Debt Securities, Available-for-Sale [Table] Total Shareholder Return Amount Total Shareholder Return Amount Purchases of treasury stock Payments for Repurchase of Common Stock Entity Common Stock, Shares Outstanding Entity Common Stock, Shares Outstanding After one year through five years Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost Adjustment To PEO Compensation, Footnote Adjustment To PEO Compensation, Footnote [Text Block] Acquisitions and Dispositions Mergers, Acquisitions and Dispositions Disclosures [Text Block] Within one year Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value Financing Receivable, Troubled Debt Restructuring [Line Items] Financing Receivable, Modified [Line Items] Fair Value Hierarchy and NAV [Axis] Fair Value Hierarchy and NAV [Axis] 2028 Time Deposit Maturities, Year Four Retained earnings Retained Earnings (Accumulated Deficit) Measure: Measure [Axis] Commitments and Contingencies Disclosure [Abstract] Commitments and Contingencies Disclosure [Abstract] Name Outstanding Recovery, Individual Name Regulatory Capital Requirements Under Banking Regulations By Measurement [Domain] Regulatory Capital Requirements Under Banking Regulations By Measurement [Domain] Regulatory Capital Requirements Under Banking Regulations By Measurement [Domain] Other Debt Obligations Other Debt Obligations [Member] Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Loans defaulted Financing Receivable, Modified, Subsequent Default Total other income Noninterest Income Assets held for sale (Note 3) Disposal Group, Including Discontinued Operation, Assets Entity Address, State or Province Entity Address, State or Province Compensation Actually Paid vs. Total Shareholder Return Compensation Actually Paid vs. Total Shareholder Return [Text Block] Counterparty Name [Axis] Counterparty Name [Axis] Unsecuritized loans held for investment Consolidated Entity, Excluding Consolidated VIE [Member] Cash flows - operating activities Net Cash Provided by (Used in) Operating Activities [Abstract] Residential mortgage-backed Residential Mortgage-Backed Securities [Member] Common Stock, Shares, Outstanding Common Stock, Shares, Outstanding Debt securities OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax Investments Funding Commitment Investments Funding Commitment [Member] Investments Funding Commitment Disposal Group Name [Domain] Disposal Group Name [Domain] Other income: Noninterest Income [Abstract] PEO PEO [Member] Fixed Subordinated Unsecured Notes Fixed Subordinated Unsecured Notes [Member] Fixed Subordinated Unsecured Notes Financing Receivable Modified Percent of Unpaid Balance Forgiven Short-term Financing Receivable Modified Amount of Unpaid Balance Forgiven Short-term Financing Receivable Modified Amount of Unpaid Balance Forgiven Short-term Senior Subordinated Notes Senior Subordinated Notes [Member] Schedule of Variable Interest Entities [Table] Schedule of Variable Interest Entities [Table] Common stock par value (in usd per share) Common Stock, Par or Stated Value Per Share Actual (percent) Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual Cash provided from (used for) investing activities Net Cash Provided by (Used in) Investing Activities Class of Stock [Domain] Class of Stock [Domain] After one year through five years Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value Net earnings available to common stockholders Net earnings available to common stockholders Net Income (Loss) Available to Common Stockholders, Basic Financing Receivable, Allowance for Credit Loss, Reversion Period Financing Receivable, Allowance for Credit Loss, Reversion Period Financing Receivable, Allowance for Credit Loss, Reversion Period Professional fees Professional Fees Debt Instrument [Axis] Debt Instrument [Axis] Liabilities held for sale (Note 3) Disposal Group, Including Discontinued Operation, Liabilities Outstanding Aggregate Erroneous Compensation Amount Outstanding Aggregate Erroneous Compensation Amount Minimum to be well-capitalized under prompt corrective action provisions (percent) Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum Equity Securities without Readily Determinable Fair Value Equity Securities without Readily Determinable Fair Value [Table Text Block] Credit Facility [Axis] Credit Facility [Axis] Affordable housing properties investments Amortization Method Qualified Affordable Housing Project Investments Schedule of Maturities of Long-term Debt Schedule of Maturities of Long-Term Debt [Table Text Block] Total liabilities Liabilities Series B Preferred Stock Series B Preferred Stock [Member] Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year Total Shareholder Return Vs Peer Group Total Shareholder Return Vs Peer Group [Text Block] Regulatory Capital Requirements Under Banking Regulations By Measurement [Axis] Regulatory Capital Requirements Under Banking Regulations By Measurement [Axis] Regulatory Capital Requirements Under Banking Regulations By Measurement [Axis] Cumulative Effect, Period of Adoption, Adjusted Balance Cumulative Effect, Period of Adoption, Adjusted Balance [Member] Accumulated Other Comprehensive Income (Loss) AOCI Attributable to Parent [Member] Aggregate Erroneous Compensation Amount Aggregate Erroneous Compensation Amount Measurement Frequency [Domain] Measurement Frequency [Domain] Average rate Long-Term Debt, Other Disclosure [Abstract] After five years through ten years Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years, Amortized Cost All Executive Categories All Executive Categories [Member] Assets Held for Sale, Fair Value Disclosure Assets Held for Sale, Fair Value Disclosure Assets Held for Sale, Fair Value Disclosure Class of Financing Receivable [Axis] Class of Financing Receivable [Axis] Preferred Stock, Dividends Per Share, Declared Preferred Stock, Dividends Per Share, Declared Total other expense Noninterest Expense Non-Rule 10b5-1 Arrangement Adopted Non-Rule 10b5-1 Arrangement Adopted [Flag] Disposal Groups, Including Discontinued Operations [Table] Disposal Groups, Including Discontinued Operations [Table] Financing Receivable, Credit Loss, Expense (Reversal), Accrued Forward Loan Portfolio Purchase Financing Receivable, Credit Loss, Expense (Reversal), Accrued Forward Loan Portfolio Purchase Financing Receivable, Credit Loss, Expense (Reversal), Accrued Forward Loan Portfolio Purchase Debt Disclosure [Abstract] Debt Disclosure [Abstract] Earnings per share (Note 12) Earnings Per Share [Abstract] Schedule of Variable Interest Entities Schedule of Variable Interest Entities [Table Text Block] Subsequent Event [Line Items] Subsequent Event [Line Items] Minimum for capital adequacy purposes (percent) Total risk-based capital, minimum for capital adequacy purposes (percent) Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum Decrease in Unrecognized Tax Benefits is Reasonably Possible Decrease in Unrecognized Tax Benefits is Reasonably Possible Common Stock, par share value $0.001 per share; 4,000,000,000 shares authorized; 833,984,684 shares issued at both March 31, 2024 and December 31, 2023; 401,410,596 and 406,875,775 shares outstanding at March 31, 2024 and December 31, 2023, respectively Common Stock, Value, Issued Less than 12 months Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months Interest and fees on loans (Note 5) Interest and fees on loans Interest and Fee Income, Loans and Leases Organization, Consolidation and Presentation of Financial Statements [Abstract] Organization, Consolidation and Presentation of Financial Statements [Abstract] Legal Proceedings and Regulatory Matters Legal Matters and Contingencies [Text Block] Other expense: Noninterest Expense [Abstract] Awards Close in Time to MNPI Disclosures, Table Awards Close in Time to MNPI Disclosures [Table Text Block] Senior unsecured notes Senior Notes Senior Notes [Member] Interest on cash and debt securities Interest and Dividend Income, Cash and Securities, Operating Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on cash and securities Preferred Stock Preferred Stock [Member] Marketing and business development Marketing and Business Development Expense Marketing and Business Development Expense Deposits, Savings Deposits Deposits, Savings Deposits Business Combination, Contingent Consideration, Liability Business Combination, Contingent Consideration, Liability All Individuals All Individuals [Member] Financing Receivable Credit Quality Indicators Financing Receivable Credit Quality Indicators [Table Text Block] Accounting Standards Update [Axis] Accounting Standards Update [Axis] Entity Filer Category Entity Filer Category Proceeds from issuance of securitized debt Proceeds from Issuance of Secured Debt Less: Allowance for credit losses Allowance for credit loss Beginning Balance Ending Balance Financing Receivable, Allowance for Credit Loss Financing Receivable, Allowance for Credit Loss Non-PEO NEO Average Total Compensation Amount Non-PEO NEO Average Total Compensation Amount Other liabilities Other Liabilities Statement [Table] Statement [Table] Current Fiscal Year End Date Current Fiscal Year End Date Retailer share arrangements Retailer Share Arrangements Retailer Share Arrangements Unrecognized tax benefits, excluding related interest expense and penalties Unrecognized Tax Benefits PEO Name PEO Name Fair Value, by Balance Sheet Grouping [Table] Fair Value, by Balance Sheet Grouping [Table] Proceeds from Issuance of Preferred Stock and Preference Stock Proceeds from Issuance of Preferred Stock and Preference Stock Preferred Stock, Shares Authorized Preferred Stock, Shares Authorized Loan Receivables and Allowance for Credit Losses Financing Receivables [Text Block] Five-Year Treasury Rate Five-Year Treasury Rate [Member] Five-Year Treasury Rate Schedule of Goodwill Schedule of Goodwill [Table Text Block] Preferred Stock, Shares Outstanding Total shares outstanding (in shares) Preferred Stock, Shares Outstanding Asset-backed Asset-Backed Securities [Member] Cash provided from (used for) operating activities Net Cash Provided by (Used in) Operating Activities Class of Stock [Axis] Class of Stock [Axis] Entities [Table] Entities [Table] Minimum for capital adequacy purposes (percent) Tier 1 risk-based capital, minimum for capital adequacy purposes (percent) Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum Financing Receivable, Percent Past Due Financing Receivable, Percent Past Due Erroneously Awarded Compensation Recovery Erroneously Awarded Compensation Recovery [Table] Short-term Payment Deferral Short-term Modification [Member] Short-term Modification Unsecured debt Unsecured Debt Maturities of Time Deposits [Abstract] Maturities of Time Deposits [Abstract] All other operating activities Increase (Decrease) in Other Operating Assets and Liabilities, Net Depreciation and amortization Depreciation, Depletion and Amortization Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] Financing Receivable, Originated, More than Five Years before Current Fiscal Year Financing Receivable, Originated, More than Five Years before Current Fiscal Year Accounts, Notes, Loans and Financing Receivable [Line Items] Accounts, Notes, Loans and Financing Receivable [Line Items] Debt Instrument, Interest Rate, Stated Percentage Debt Instrument, Interest Rate, Stated Percentage Award Timing, How MNPI Considered Award Timing, How MNPI Considered [Text Block] Within one year Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost Statement of Financial Position [Abstract] Statement of Financial Position [Abstract] Entity Information [Line Items] Entity Information [Line Items] Financing Receivable, Troubled Debt Restructuring [Table] Financing Receivable, Modified [Table] Gain on sale of business Gain on sale of business Gain (Loss) on Disposition of Business Business Combination and Asset Acquisition [Abstract] Total equity Beginning balance Ending balance Equity, Attributable to Parent Loan receivables, net Loan receivables, net Financing Receivable, after Allowance for Credit Loss Portion that, if recognized, would reduce tax expense and effective tax rate Unrecognized Tax Benefits that Would Impact Effective Tax Rate Schedule of Finite-Lived Intangible Assets [Table] Schedule of Finite-Lived Intangible Assets [Table] Debt Available for Sale Securities, Debt Securities [Abstract] Available for Sale Securities, Debt Securities [Abstract] Residential Mortgage Backed Securities pledged as collateral to the Federal Reserve Residential Mortgage Backed Securities pledged as collateral to the Federal Reserve Residential Mortgage Backed Securities pledged as collateral to the Federal Reserve Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Annual Amount Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Annual Amount Consumer installment loans Consumer Loan [Member] Finite-Lived Intangible Assets, Major Class Name [Domain] Finite-Lived Intangible Assets, Major Class Name [Domain] Currency translation adjustments Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax Schedule of Stock by Class [Table] Schedule of Stock by Class [Table] Financing Receivable Portfolio Segment [Axis] Financing Receivable Portfolio Segment [Axis] After ten years Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Amortized Cost Subsequent Events [Abstract] Subsequent Events [Abstract] Earnings before provision for income taxes Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest Variable Interest Entities Variable Interest Entity Disclosure [Text Block] Carry Value Equity Securities without Readily Determinable Fair Value, Amount 90 or more days delinquent and accruing Financing Receivable, 90 Days or More Past Due, Still Accruing Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Cumulative Amount Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Cumulative Amount Net (increase) decrease in loan receivables, including held for sale Payments for (Proceeds from) Loans and Leases Financing Receivable, Credit Quality Indicators, Percentage of Loan Receivables with No Vantage Score Financing Receivable, Credit Quality Indicators, Percentage of Loan Receivables with No Vantage Score Financing Receivable, Credit Quality Indicators, Percentage of Loan Receivables with No Vantage Score State and municipal US States and Political Subdivisions Debt Securities [Member] Financing Receivable Year One Originated Current Fiscal Year Writeoff Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff Preferred Stock, Shares Issued Preferred stock, beginning balance (in shares) Preferred stock, ending balance (in shares) Preferred Stock, Shares Issued Level 2 Fair Value, Inputs, Level 2 [Member] Preferred Stock, Liquidation Preference, Value Preferred Stock, Liquidation Preference, Value Entity Emerging Growth Company Entity Emerging Growth Company Financing Receivable Year Three Originated Two Years Before Current FiscalYear Writeoff Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff Estimated Fair Value Debt Securities, Available-for-Sale, Fair Value, Fiscal Year Maturity [Abstract] Tax credits and other benefits of affordable housing properties investments Affordable Housing Tax Credits and Other Tax Benefits, Amount Total net identifiable assets acquired Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net Increase (Decrease) in Stockholders' Equity [Roll Forward] Increase (Decrease) in Stockholders' Equity [Roll Forward] Named Executive Officers, Footnote Named Executive Officers, Footnote [Text Block] Document Fiscal Period Focus Document Fiscal Period Focus Deposits Deposit Liabilities Disclosures [Text Block] Credit Score, Vantage [Domain] Credit Score, Vantage [Domain] Credit Score, Vantage Remaining undrawn capacity Line of Credit Facility, Remaining Borrowing Capacity Increase (decrease) in accrued expenses and other liabilities Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities Pay vs Performance Disclosure, Table Pay vs Performance [Table Text Block] Title Trading Arrangement, Individual Title Percentage of class of loan receivable Financing Receivable, Credit Quality Indicators, Percentage of Class of Loan Receivable Financing Receivable, Credit Quality Indicators, Percentage of Class of Loan Receivable Common Stock Common Stock [Member] Purchased credit deteriorated loans acquired Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value Individual: Individual [Axis] Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table] Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table] Stock-based compensation APIC, Share-Based Payment Arrangement, Recognition and Exercise City Area Code City Area Code Entity Address, Postal Zip Code Entity Address, Postal Zip Code Financial Asset, Period Past Due [Domain] Financial Asset, Aging [Domain] Earnings Per Share Earnings Per Share [Text Block] Income Statement Location [Domain] Income Statement Location [Domain] Disposal Group, Including Discontinued Operations, Restricted Cash Disposal Group, Including Discontinued Operations, Restricted Cash Disposal Group, Including Discontinued Operations, Restricted Cash Maturities and repayment of securitized debt Repayments of Secured Debt Other Other Noninterest Expense Treasury Stock Reissued at Lower than Repurchase Price Treasury Stock Reissued at Lower than Repurchase Price Document Fiscal Year Focus Document Fiscal Year Focus Total deposits Deposits Financing Receivable, Accrued Interest, Writeoff Financing Receivable, Accrued Interest, Writeoff Interest-bearing deposit accounts Interest-bearing deposits, amount Interest-Bearing Deposit Liabilities Minimum Minimum [Member] Other (Note 3) Noninterest Income, Other Operating Income Minimum for capital adequacy purposes Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum After ten years Debt Securities, Available-for-Sale, Maturity, Rolling after 10 Years, Weighted Average Yield After five years through ten years Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years, Fair Value Receivables [Abstract] Receivables [Abstract] Exercise Price Award Exercise Price Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets by Major Class [Axis] Statement of Cash Flows [Abstract] Statement of Cash Flows [Abstract] Banking Regulation, Tier One Leverage Capital, Actual Banking Regulation, Tier 1 Leverage Capital, Actual Dividends - common stock Dividends, Common Stock, Cash Assets Assets [Abstract] Award Timing MNPI Disclosure Award Timing MNPI Disclosure [Text Block] Goodwill and Intangible Assets Disclosure [Abstract] Goodwill and Intangible Assets Disclosure [Abstract] Financial and Nonfinancial Liabilities, Fair Value Disclosure Liabilities, Fair Value Disclosure Assets acquired Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets [Abstract] Six Hundred and Fifty-One or Higher Six Hundred and Fifty-One or Higher [Member] Six Hundred and Fifty-One or Higher Interim Period Presentation Fiscal Period, Policy [Policy Text Block] Demand deposits with no defined maturity Demand Deposit Accounts Schedule of Deposits [Table] Schedule of Deposits [Table] Schedule of Deposits [Table] Liabilities assumed Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities [Abstract] Cash provided from (used for) financing activities Net Cash Provided by (Used in) Financing Activities Fair Value, Assets Measured on Recurring Basis Fair Value, Assets Measured on Recurring Basis [Table Text Block] All other investing activities Payments for (Proceeds from) Other Investing Activities Retained Earnings Retained Earnings [Member] Adjustment to Non-PEO NEO Compensation Footnote Adjustment to Non-PEO NEO Compensation Footnote [Text Block] Total liabilities and equity Liabilities and Equity Amortized cost Debt Securities, Available-for-Sale, Amortized Cost Peer Group Total Shareholder Return Amount Peer Group Total Shareholder Return Amount Ownership [Domain] Ownership [Domain] Basic (in usd per share) Earnings per basic common share (in usd per share) Earnings Per Share, Basic Borrowings of consolidated securitization entities Proceeds from (Repayments of) Debt [Abstract] Schedule of Long-term Debt Instruments [Table] Schedule of Long-Term Debt Instruments [Table] Accounting Policies [Abstract] Accounting Policies [Abstract] Equity Valuation Assumption Difference, Footnote Equity Valuation Assumption Difference, Footnote [Text Block] Debt securities AOCI, Debt Securities, Available-for-Sale, Adjustment, after Tax Erroneous Compensation Analysis Erroneous Compensation Analysis [Text Block] Arrangement Duration Trading Arrangement Duration Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block] Entity Address, City or Town Entity Address, City or Town Award Timing MNPI Considered Award Timing MNPI Considered [Flag] Total delinquent modified loans Financing Receivable, Modified, after 12 Months Actual (percent) Banking Regulation, Total Risk-Based Capital Ratio, Actual Decrease in Unrecognized Tax Benefits That Would Impact Effective Tax Rate Decrease in Unrecognized Tax Benefits That Would Impact Effective Tax Rate Decrease in Unrecognized Tax Benefits That Would Impact Effective Tax Rate Minimum to be well-capitalized under prompt corrective action provisions Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum Document Transition Report Document Transition Report Award Timing Predetermined Award Timing Predetermined [Flag] Unsecured Debt Unsecured Debt [Member] Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Annual Amount Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Annual Amount Interest on borrowings of consolidated securitization entities Interest Expense, Borrowings Termination Date Trading Arrangement Termination Date Net increase (decrease) in deposits Increase (Decrease) in Deposits Restricted Cash Equivalents Restricted Cash Equivalents Currency translation adjustments Accumulated Other Comprehensive Income (Loss), Foreign Currency Translation Adjustment, Net of Tax Common Stock, Shares Authorized Common Stock, Shares Authorized Debt securities (Note 4) Estimated fair value Debt Securities, Available-for-Sale Minimum to be well-capitalized under prompt corrective action provisions Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum Unrecognized Tax Benefits Summary of Income Tax Contingencies [Table Text Block] Financing Receivable, Troubled Debt Restructuring, Success Rate Financing Receivable, Modification, Success Rate, Short-term Financing Receivable, Modification, Success Rate, Short-term Financial Asset, Period Past Due [Axis] Financial Asset, Aging [Axis] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Gross unrealized gains Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Gain, before Tax Gross unrealized losses Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss [Abstract] Other assets Other Assets, Fair Value Disclosure Senior and Subordinated Notes Senior and Subordinated Notes [Member] Senior and Subordinated Notes Adjustments to reconcile net earnings to cash provided from operating activities Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] All Trading Arrangements All Trading Arrangements [Member] All Adjustments to Compensation All Adjustments to Compensation [Member] Award Timing Disclosures [Line Items] Actual (percent) Banking Regulation, Tier 1 Leverage Capital Ratio, Actual Within one year Debt Securities, Available-for-Sale, Maturity, Rolling within One Year, Weighted Average Yield Compensation Amount Outstanding Recovery Compensation Amount Total Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets Schedule of Accounts, Notes, Loans and Financing Receivable [Table] Schedule of Accounts, Notes, Loans and Financing Receivable [Table] Time Deposits, at or Above FDIC Insurance Limit Time Deposits, at or Above FDIC Insurance Limit Other Commitments [Axis] Other Commitments [Axis] Additional paid-in capital Additional Paid in Capital Loan receivables, net Loans Receivable, Fair Value Disclosure Deferred income taxes Deferred Income Tax Expense (Benefit) Subsequent Event Type [Axis] Subsequent Event Type [Axis] Statement of Comprehensive Income [Abstract] Statement of Comprehensive Income [Abstract] Preferred Stock, Dividend Payment Rate, Variable Preferred Stock, Dividend Payment Rate, Variable Loan receivables Loan receivablesBusiness Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financing Receivables, Net Loan receivablesBusiness Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financing Receivables, Net Total loan receivables Financing Receivable, before Allowance for Credit Loss Loan Restructuring Modification [Axis] Loan Restructuring Modification [Axis] Deposits [Abstract] Deposits [Abstract] Equity Method Investments Equity Method Investments [Policy Text Block] Fixed Securitized Borrowings Fixed Securitized Borrowings [Member] Fixed Securitized Borrowings [Member] Insider Trading Arrangements [Line Items] 2025 Long-Term Debt, Maturity, Year One Other assets Other Assets Other Assets Stock-based compensation (in shares) Shares Issued, Shares, Share-Based Payment Arrangement, after Forfeiture Common equity Tier I capital Banking Regulation, Common Equity Tier 1 Risk-Based Capital [Abstract] Entity Registrant Name Entity Registrant Name Material Terms of Trading Arrangement Material Terms of Trading Arrangement [Text Block] Award Timing Method Award Timing Method [Text Block] Weighted average interest rate Long-Term Debt, Weighted Average Interest Rate, at Point in Time (Increase) decrease in other assets Increase (Decrease) in Other Operating Assets Adjustment to Compensation, Amount Adjustment to Compensation Amount After one year through five years Debt Securities, Available-for-Sale, Maturity, Rolling after One Through Five Years, Weighted Average Yield Accumulated other comprehensive income (loss): Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract] Document Period End Date Document Period End Date Compensation Actually Paid vs. Net Income Compensation Actually Paid vs. Net Income [Text Block] Adoption Date Trading Arrangement Adoption Date Peer Group Issuers, Footnote Peer Group Issuers, Footnote [Text Block] Per Annum Dividend Rate Preferred Stock, Dividend Rate, Percentage Disposal Group Name [Axis] Disposal Group Name [Axis] Disposal Group, Including Discontinued Operation, Cash Disposal Group, Including Discontinued Operation, Cash Treasury Stock Treasury Stock, Common [Member] Entity Central Index Key Entity Central Index Key Thereafter Long-Term Debt, Maturity, After Year Four Long-Term Debt, Maturity, After Year Four Basis of Presentation and Summary of Significant Accounting Policies Basis of Presentation and Significant Accounting Policies [Text Block] Non-Rule 10b5-1 Arrangement Terminated Non-Rule 10b5-1 Arrangement Terminated [Flag] Gross carrying amount Finite-Lived Intangible Assets, Gross Provision for income taxes (Note 14) Income Tax Expense (Benefit) Gross charge-offs Financing Receivable, Allowance for Credit Loss, Writeoff Financing Receivable, Allowance for Credit Loss, Writeoff Fair Value Measurements Fair Value Disclosures [Text Block] Dividends - preferred stock Dividends, Preferred Stock, Cash Name Trading Arrangement, Individual Name Other comprehensive income (loss) Other comprehensive income Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent Provision for credit losses (Note 5) Provision for credit losses Financing Receivable, Credit Loss, Expense (Reversal) 12 months or more Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Stock Issued During Period, Value, New Issues Stock Issued During Period, Value, New Issues Equity: Equity [Abstract] Debt Securities, Available-for-sale [Line Items] Debt Securities, Available-for-Sale [Line Items] Schedule of Maturities of Deposit Liabilities Time Deposit Maturities [Table Text Block] Entity [Domain] Entity [Domain] Compensation Actually Paid vs. Company Selected Measure Compensation Actually Paid vs. Company Selected Measure [Text Block] Preferred stock dividends Preferred Stock Dividends, Income Statement Impact Long-term Debt, Type [Axis] Long-Term Debt, Type [Axis] Five Hundred and Ninety or Less Five Hundred and Ninety or Less [Member] Five Hundred and Ninety or Less Interest on deposits Interest Expense, Deposits Amendment Flag Amendment Flag Floating Securitized Borrowings Floating Securitized Borrowings [Member] Floating Securitized Borrowings [Member] Intangible Assets Intangible Assets Disclosure [Text Block] Legal Entity [Axis] Legal Entity [Axis] Synchrony Financial Synchrony Financial [Member] Synchrony Financial Less than 12 months Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Cash and equivalents Cash and Cash Equivalents, at Carrying Value Acquisitions, net of cash acquired Payments to Acquire Businesses, Net of Cash Acquired Amortization of affordable housing properties investments Amortization Method Qualified Affordable Housing Project Investments, Amortization Senior and subordinated unsecured notes Senior Notes Credit Score, Vantage [Axis] Credit Score, Vantage [Axis] Credit Score, Vantage Net interest income Interest Income (Expense), Net Other Unallocated Financing Receivables [Member] Past Due Financing Receivables Financing Receivable, Past Due [Table Text Block] Credit Facility [Domain] Credit Facility [Domain] Unused Commitments to Extend Credit Unused Commitments to Extend Credit Compensation Actually Paid vs. Other Measure Compensation Actually Paid vs. Other Measure [Text Block] Contingent Consideration Type [Domain] Contingent Consideration Type [Domain] Proceeds from issuance of senior unsecured notes Proceeds from Issuance of Unsecured Debt Weighted average common shares outstanding, dilutive (in shares) Weighted Average Number of Shares Outstanding, Diluted Deposits Deposits, Fair Value Disclosure Forgone Recovery, Explanation of Impracticability Forgone Recovery, Explanation of Impracticability [Text Block] Intangible assets, net Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill Other commitments Other Commitment Long-term Payment Deferral Long-term Modification [Member] Long-term Modification % of Loan Receivables Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage Recoveries Financing Receivable, Allowance for Credit Loss, Recovery Company Selected Measure Amount Company Selected Measure Amount Total loans entered into a modification program Financing Receivable, Modified in Period, Amount Program Arranger Program Arranger [Member] Program Arranger [Member] Accounting Standards Update 2016-13 Accounting Standards Update 2016-13 [Member] Additional Paid-in Capital Additional Paid-in Capital [Member] Financing Receivable, Nonaccrual, Percent Past Due Financing Receivable, Nonaccrual, Percent Past Due After five years through ten years Debt Securities, Available-for-Sale, Maturity, Rolling after 5 through 10 Years, Weighted Average Yield Maturities and repayment of senior unsecured notes Repayments of Unsecured Debt Total assets Total assets Assets Name Awards Close in Time to MNPI Disclosures, Individual Name Cover [Abstract] Cover [Abstract] Fair Value, Measurements, Recurring Fair Value, Recurring [Member] Employee costs Labor and Related Expense Series A Preferred Stock Series A Preferred Stock [Member] Non-NEOs Non-NEOs [Member] Tier 1 leverage Banking Regulation, Tier 1 Leverage Capital [Abstract] Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward] Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward] Cash flows - financing activities Net Cash Provided by (Used in) Financing Activities [Abstract] Non-PEO NEO Non-PEO NEO [Member] Equity Component [Domain] Equity Component [Domain] Adjustment to Compensation: Adjustment to Compensation [Axis] Gain on sale of business, net of tax Gain (Loss) On Disposition Of Business, Net Of Tax Gain (Loss) On Disposition Of Business, Net Of Tax Unpaid principal balance of loan receivables acquired Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financing Receivables Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financing Receivables Non-GAAP Measure Description Non-GAAP Measure Description [Text Block] Weighted average common shares outstanding, basic (in shares) Weighted Average Number of Shares Outstanding, Basic Debt Instrument [Line Items] Debt Instrument [Line Items] Amount Long-Term Debt, Unclassified [Abstract] Weighted Average Yield Debt Securities, Available-for-Sale, Rolling Maturity, Weighted Average Yield [Abstract] Entity Current Reporting Status Entity Current Reporting Status Banking Regulation, Tier One Risk-Based Capital, Actual Banking Regulation, Tier 1 Risk-Based Capital, Actual Consolidated Entities [Domain] Consolidated Entities [Domain] 2027 Time Deposit Maturities, Year Three Pay vs Performance Disclosure Pay vs Performance Disclosure [Table] Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Cumulative Amount Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Cumulative Amount Statement [Line Items] Statement [Line Items] Estimate of Fair Value Measurement Estimate of Fair Value Measurement [Member] Other comprehensive income (loss) Other Comprehensive Income (Loss), Net of Tax [Abstract] Forgone Recovery due to Disqualification of Tax Benefits, Amount Forgone Recovery due to Disqualification of Tax Benefits, Amount Schedule of Debt Schedule of Debt [Table Text Block] Awards Close in Time to MNPI Disclosures Awards Close in Time to MNPI Disclosures [Table] Borrowings: (Notes 6 and 9) Long-Term Debt, Excluding Current Maturities [Abstract] Amortized Cost Debt Securities, Available-for-Sale, Amortized Cost, Fiscal Year Maturity [Abstract] Broker network deposit sweeps Interest-Bearing Domestic Deposit, Brokered Finite-Lived Intangible Assets, Excluding Retail Partner Contracts Finite-Lived Intangible Assets, Excluding Customer Contracts [Member] Finite-Lived Intangible Assets, Excluding Customer Contracts [Member] EX-101.PRE 9 syf-20240331_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 10 syf-20240331_g1.jpg begin 644 syf-20240331_g1.jpg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syf-20240331_g2.jpg begin 644 syf-20240331_g2.jpg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end XML 13 R1.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Cover Document - shares
 3 Months Ended
Mar. 31, 2024
Apr. 19, 2024
Entity Information [Line Items]    
Document Type 10-Q  
Document Quarterly Report true  
Document Period End Date Mar. 31, 2024  
Document Transition Report false  
Entity File Number 001-36560  
Entity Registrant Name SYNCHRONY FINANCIAL  
Entity Incorporation, State or Country Code DE  
Entity Tax Identification Number 51-0483352  
Entity Address, Address Line One 777 Long Ridge Road  
Entity Address, City or Town Stamford,  
Entity Address, State or Province CT  
Entity Address, Postal Zip Code 06902  
City Area Code 203  
Local Phone Number 585-2400  
Entity Current Reporting Status Yes  
Entity Interactive Data Current Yes  
Entity Filer Category Large Accelerated Filer  
Entity Smaller Reporting Company false  
Entity Emerging Growth Company false  
Entity Shell Company false  
Entity Common Stock, Shares Outstanding   401,543,685
Entity Central Index Key 0001601712  
Amendment Flag false  
Document Fiscal Year Focus 2024  
Document Fiscal Period Focus Q1  
Current Fiscal Year End Date --12-31  
Common Stock    
Entity Information [Line Items]    
Title of 12(b) Security Common stock, par value $0.001 per share  
Trading Symbol SYF  
Security Exchange Name NYSE  
Series A Preferred Stock    
Entity Information [Line Items]    
Title of 12(b) Security Depositary Shares Each Representing a 1/40th Interest in a Share of 5.625% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A  
Trading Symbol SYFPrA  
Security Exchange Name NYSE  
Series B Preferred Stock    
Entity Information [Line Items]    
Title of 12(b) Security Depositary Shares Each Representing a 1/40th Interest in a Share of 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B  
Trading Symbol SYFPrB  
Security Exchange Name NYSE  

XML 14 R2.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Condensed Consolidated Statements of Earnings (Unaudited) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest income:    
Interest and fees on loans (Note 5) [1] $ 5,293 $ 4,616
Interest on cash and debt securities 275 170
Total interest income 5,568 4,786
Interest expense:    
Interest on deposits 954 557
Interest on senior and subordinated unsecured notes 104 101
Total interest expense 1,163 735
Net interest income 4,405 4,051
Retailer share arrangements (764) (917)
Provision for credit losses (Note 5) 1,884 1,290
Net interest income, after retailer share arrangements and provision for credit losses 1,757 1,844
Other income:    
Interchange revenue 241 232
Protection product revenue 141 115
Loyalty programs (319) (298)
Other (Note 3) 1,094 16
Total other income 1,157 65
Other expense:    
Employee costs 496 451
Professional fees 220 186
Marketing and business development 125 131
Information processing 186 166
Other 179 185
Total other expense 1,206 1,119
Earnings before provision for income taxes 1,708 790
Provision for income taxes (Note 14) 415 189
Net earnings 1,293 601
Net earnings available to common stockholders $ 1,282 $ 590
Earnings per share (Note 12)    
Basic (in usd per share) $ 3.17 $ 1.36
Diluted (in usd per share) $ 3.14 $ 1.35
Variable Interest Entity, Primary Beneficiary    
Interest income:    
Interest and fees on loans (Note 5) $ 1,000 $ 948
Interest expense:    
Interest on borrowings of consolidated securitization entities 105 77
Provision for credit losses (Note 5) $ 165 $ 120
[1] Deferred merchant discounts to be recognized in interest income at March 31, 2024 and December 31, 2023, were $1.8 billion and $1.9 billion, respectively, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.
XML 15 R3.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Statement of Comprehensive Income [Abstract]    
Net earnings $ 1,293 $ 601
Other comprehensive income (loss)    
Debt securities (1) 24
Currency translation adjustments 0 (1)
Employee benefit plans 0 0
Other comprehensive income (loss) (1) 23
Comprehensive income $ 1,292 $ 624
XML 16 R4.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Condensed Consolidated Statements of Financial Position - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Assets    
Cash and equivalents $ 20,021 $ 14,259
Debt securities (Note 4) 3,005 3,799
Total loan receivables [1],[2] 101,733 102,988
Less: Allowance for credit losses (10,905) (10,571)
Loan receivables, net 90,828 92,417
Goodwill (Note 7) 1,073 1,018
Intangible assets, net (Note 7) 800 815
Other assets 5,446 4,915
Assets held for sale (Note 3) 0 256
Total assets 121,173 117,479
Deposits: (Note 8)    
Interest-bearing deposit accounts 83,160 80,789
Non-interest-bearing deposit accounts 394 364
Total deposits 83,554 81,153
Borrowings: (Notes 6 and 9)    
Senior and subordinated unsecured notes 8,117 8,715
Total borrowings [3] 16,133 15,982
Accrued expenses and other liabilities 6,204 6,334
Liabilities held for sale (Note 3) 0 107
Total liabilities 105,891 103,576
Equity:    
Preferred stock, par share value $0.001 per share; 1,250,000 and $750,000 shares authorized at March 31, 2024 and December 31, 2023, respectively; 1,250,000 and $750,000 shares issued and outstanding at March 31, 2024 and December 31, 2023, respectively, and aggregate liquidation preference of $1,250 at March 31, 2024 and $750 at December 31, 2023 1,222 734
Common Stock, par share value $0.001 per share; 4,000,000,000 shares authorized; 833,984,684 shares issued at both March 31, 2024 and December 31, 2023; 401,410,596 and 406,875,775 shares outstanding at March 31, 2024 and December 31, 2023, respectively 1 1
Additional paid-in capital 9,768 9,775
Retained earnings 19,790 18,662
Accumulated other comprehensive income (loss):    
Debt securities (34) (33)
Currency translation adjustments (38) (38)
Employee benefit plans 3 3
Treasury stock, at cost; 432,574,088 and 427,108,909 shares at March 31, 2024 and December 31, 2023, respectively (15,430) (15,201)
Total equity 15,282 13,903
Total liabilities and equity 121,173 117,479
Unsecuritized loans held for investment    
Assets    
Total loan receivables 81,642 81,554
Restricted loans of consolidated securitization entities    
Assets    
Total loan receivables 20,091 21,434
Less: Allowance for credit losses (1,800) (1,900)
Loan receivables, net [4] 18,259 19,537
Other assets [5] 49 47
Total assets 18,308 19,584
Borrowings: (Notes 6 and 9)    
Borrowings of consolidated securitization entities [3] 8,016 7,267
Total liabilities $ 8,047 $ 7,298
[1] At March 31, 2024 and December 31, 2023, loan receivables included deferred costs and purchase discounts, net of deferred income, of $(120) million and $213 million, respectively.
(c)At March 31, 2024 and December 31, 2023, $23.2 billion and $22.4 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.
[2] Total loan receivables include $20.1 billion and $21.4 billion of restricted loans of consolidated securitization entities at March 31, 2024 and December 31, 2023, respectively. See Note 6. Variable Interest Entities for further information on these restricted loans.
[3] Includes unamortized debt premiums, discounts and issuance costs.
(b)The Company may redeem certain borrowings prior to their original contractual maturity dates in accordance with the optional redemption provision specified in the respective instruments.
[4] Includes $1.8 billion and $1.9 billion of related allowance for credit losses resulting in gross restricted loans of $20.1 billion and $21.4 billion at March 31, 2024 and December 31, 2023, respectively.
[5] Includes $47 million and $45 million of segregated funds held by the VIEs at March 31, 2024 and December 31, 2023, respectively, which are classified as restricted cash and equivalents and included as a component of Other assets in our Condensed Consolidated Statements of Financial Position.
XML 17 R5.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Consolidated Statements of Financial Position Statement (Parenthetical) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Statement of Financial Position [Abstract]    
Preferred Stock, Par or Stated Value Per Share $ 0.001 $ 0.001
Preferred Stock, Shares Authorized 1,250,000 750,000
Preferred Stock, Shares Outstanding 1,250,000 750,000
Preferred Stock, Shares Issued 1,250,000 750,000
Preferred Stock, Liquidation Preference, Value $ 1,250 $ 750
Common stock par value (in usd per share) $ 0.001 $ 0.001
Common Stock, Shares Authorized 4,000,000,000 4,000,000,000
Common Stock, Shares, Issued 833,984,684 833,984,684
Common Stock, Shares, Outstanding 401,410,596 406,875,775
Treasury Stock, Common, Shares 432,574,088 427,108,909
XML 18 R6.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Condensed Consolidated Statements of Changes in Equity (Unaudited) - USD ($)
$ in Millions
Total
Cumulative Effect, Period of Adoption, Adjustment
Cumulative Effect, Period of Adoption, Adjusted Balance
Preferred Stock
Common Stock
Additional Paid-in Capital
Retained Earnings
Retained Earnings
Cumulative Effect, Period of Adoption, Adjustment
Retained Earnings
Cumulative Effect, Period of Adoption, Adjusted Balance
Accumulated Other Comprehensive Income (Loss)
Treasury Stock
Preferred stock, beginning balance (in shares) at Dec. 31, 2022       750,000              
Beginning balance at Dec. 31, 2022 $ 12,873   $ 13,095 $ 734 $ 1 $ 9,718 $ 16,716   $ 16,938 $ (125) $ (14,171)
Beginning balance (Accounting Standards Update 2016-13) at Dec. 31, 2022   $ 222           $ 222      
Beginning balance (in shares) at Dec. 31, 2022         833,985,000            
Increase (Decrease) in Stockholders' Equity [Roll Forward]                      
Net earnings 601           601        
Other comprehensive income 23                 23  
Purchases of treasury stock                     (404)
Treasury Stock Reissued at Lower than Repurchase Price             (59)        
Stock-based compensation (in shares)         0            
Stock-based compensation $ (11)         (13)         61
Preferred Stock, Dividends Per Share, Declared $ 14.06                    
Common Stock, Dividends, Per Share, Declared $ 0.23                    
Dividends - preferred stock $ (11)           (11)        
Dividends - common stock (100)           (100)        
Preferred stock, ending balance (in shares) at Mar. 31, 2023       750,000              
Ending balance at Mar. 31, 2023 $ 13,193     $ 734 $ 1 9,705 17,369     (102) (14,514)
Ending balance (in shares) at Mar. 31, 2023         833,985,000            
Preferred stock, beginning balance (in shares) at Dec. 31, 2023 750,000     750,000              
Beginning balance at Dec. 31, 2023 $ 13,903     $ 734 $ 1 9,775 18,662     (68) (15,201)
Beginning balance (in shares) at Dec. 31, 2023 833,984,684       833,985,000            
Increase (Decrease) in Stockholders' Equity [Roll Forward]                      
Net earnings $ 1,293           1,293        
Other comprehensive income (1)                 (1)  
Stock Issued During Period, Value, New Issues 488     $ 488              
Stock Issued During Period, Shares, New Issues       500,000              
Purchases of treasury stock (300)                   (300)
Treasury Stock Reissued at Lower than Repurchase Price             (52)        
Stock-based compensation (in shares)         0            
Stock-based compensation $ 12         (7)         71
Preferred Stock, Dividends Per Share, Declared $ 14.06                    
Common Stock, Dividends, Per Share, Declared $ 0.25                    
Dividends - preferred stock $ (11)           (11)        
Dividends - common stock $ (102)           (102)        
Preferred stock, ending balance (in shares) at Mar. 31, 2024 1,250,000     1,250,000              
Ending balance at Mar. 31, 2024 $ 15,282     $ 1,222 $ 1 $ 9,768 $ 19,790     $ (69) $ (15,430)
Ending balance (in shares) at Mar. 31, 2024 833,984,684       833,985,000            
XML 19 R7.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Condensed Consolidated Statements of Cash Flows (Unaudited)
$ in Millions
 3 Months Ended
Mar. 31, 2024
USD ($)
Mar. 31, 2023
USD ($)
Cash flows - operating activities    
Net earnings $ 1,293 $ 601
Adjustments to reconcile net earnings to cash provided from operating activities    
Provision for credit losses 1,884 1,290
Deferred income taxes 27 (88)
Depreciation and amortization 119 111
(Increase) decrease in interest and fees receivable (2) (34)
(Increase) decrease in other assets 45 19
Increase (decrease) in accrued expenses and other liabilities (204) (177)
Gain on sale of business (1,069) 0
All other operating activities 155 164
Cash provided from (used for) operating activities 2,248 1,886
Cash flows - investing activities    
Maturity and sales of debt securities 982 1,458
Purchases of debt securities (163) (391)
Acquisitions, net of cash acquired (1,935) 0
Proceeds from sale of business, net of cash and restricted cash sold 491 0
Net (increase) decrease in loan receivables, including held for sale 1,504 (234)
All other investing activities (81) (141)
Cash provided from (used for) investing activities 798 692
Borrowings of consolidated securitization entities    
Proceeds from issuance of securitized debt 747 250
Maturities and repayment of securitized debt 0 (250)
Senior and subordinated unsecured notes    
Proceeds from issuance of senior unsecured notes 0 740
Maturities and repayment of senior unsecured notes (600) 0
Dividends paid on preferred stock (11) (11)
Proceeds from Issuance of Preferred Stock and Preference Stock 488 0
Net increase (decrease) in deposits 2,396 2,720
Purchases of treasury stock (300) (404)
Dividends paid on common stock (102) (100)
All other financing activities (14) (33)
Cash provided from (used for) financing activities 2,604 2,912
Increase (decrease) in cash and equivalents, including restricted amounts 5,650 5,490
Cash and equivalents, including restricted amounts, at beginning of period 14,421 10,430
Cash and equivalents 20,021 15,303
Restricted cash and equivalents included in other assets 50 617
Total cash and equivalents, including restricted amounts, at end of period $ 20,071 $ 15,920
XML 20 R8.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Business Description
 3 Months Ended
Mar. 31, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Business Description BUSINESS DESCRIPTION
Synchrony Financial (the “Company”) provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. We primarily offer private label, Dual Card, co-brand and general purpose credit cards, as well as short- and long-term installment loans, and savings products insured by the Federal Deposit Insurance Corporation (“FDIC”) through Synchrony Bank (the “Bank”).
References to the “Company”, “we”, “us” and “our” are to Synchrony Financial and its consolidated subsidiaries unless the context otherwise requires.
XML 21 R9.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Basis of Presentation and Summary of Significant Accounting Policies
 3 Months Ended
Mar. 31, 2024
Accounting Policies [Abstract]  
Basis of Presentation and Summary of Significant Accounting Policies BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
Basis of Presentation
The accompanying condensed consolidated financial statements were prepared in conformity with U.S. generally accepted accounting principles (“GAAP”).
Preparing financial statements in conformity with U.S. GAAP requires us to make estimates based on assumptions about current, and for some estimates, future, economic and market conditions (for example, unemployment, housing, interest rates and market liquidity) which affect reported amounts and related disclosures in our condensed consolidated financial statements. Although our current estimates contemplate current conditions and how we expect them to change in the future, as appropriate, it is reasonably possible that actual conditions could be different than anticipated in those estimates, which could materially affect our results of operations and financial position. Among other effects, such changes could result in incremental losses on loan receivables, future impairments of debt securities, goodwill and intangible assets, increases in reserves for contingencies, establishment of valuation allowances on deferred tax assets and increases in our tax liabilities.
We primarily conduct our business within the United States and substantially all of our revenues are from U.S. customers. The operating activities conducted by our non-U.S. affiliates use the local currency as their functional currency. The effects of translating the financial statements of these non-U.S. affiliates to U.S. dollars are included in equity. Asset and liability accounts are translated at period-end exchange rates, while revenues and expenses are translated at average rates for the respective periods.
Consolidated Basis of Presentation
The Company’s financial statements have been prepared on a consolidated basis. Under this basis of presentation, our financial statements consolidate all of our subsidiaries – i.e., entities in which we have a controlling financial interest, most often because we hold a majority voting interest. To determine if we hold a controlling financial interest in an entity, we first evaluate if we are required to apply the variable interest entity (“VIE”) model to the entity, otherwise the entity is evaluated under the voting interest model. We consolidate certain securitization entities under the VIE model. See Note 6. Variable Interest Entities.
Interim Period Presentation
The condensed consolidated financial statements and notes thereto are unaudited. These statements include all adjustments (consisting of normal recurring accruals) that we considered necessary to present a fair statement of our results of operations, financial position and cash flows. The results reported in these condensed consolidated financial statements should not be considered as necessarily indicative of results that may be expected for the entire year. These condensed consolidated financial statements should be read in conjunction with our 2023 annual consolidated financial statements and the related notes in our Annual Report on Form 10-K for the year ended December 31, 2023 (our "2023 Form 10-K").
New Accounting Standards
Recently Issued But Not Yet Adopted Accounting Standards
In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. This ASU improves reportable segment disclosure requirements and requires enhanced disclosures about significant segment expenses. The Company will adopt this guidance on a retrospective basis on its effective date, which for us is beginning within our December 31, 2024 Form 10-K.
In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. This ASU requires disclosure of specific categories in the rate reconciliation, as well as additional qualitative information about the reconciliation, and additional disaggregated information about income taxes paid. The Company will adopt this guidance on its effective date, which for us is beginning within our December 31, 2025 Form 10-K, and is currently determining the method of adoption.
Equity Method Investments
We use the equity method of accounting for investments where we have significant influence, but not control, over the operating and financial policies of the investee. Our assessment of significant influence includes factors such as our ownership interest, legal form, and representation on the board of directors. The Company generally records the initial investment at cost or fair value, as appropriate. Subsequently, we adjust each investment for our proportionate share of net income or loss in the investee. We amortize, where appropriate, differences between the Company’s cost basis and underlying equity in net assets, which are reported in Other Income. The Company evaluates equity method investments for other-than-temporary impairment when events or changes in circumstance indicate that the carrying amount of the investment might not be recoverable.
See Note 2. Basis of Presentation and Summary of Significant Accounting Policies to our 2023 annual consolidated financial statements in our 2023 Form 10-K, for additional information on our other significant accounting policies.
XML 22 R10.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Acquisitions and Dispositions
 3 Months Ended
Mar. 31, 2024
Business Combination and Asset Acquisition [Abstract]  
Acquisitions and Dispositions ACQUISITIONS AND DISPOSITIONS
Ally Lending
On March 1, 2024, we acquired Ally Financial Inc.'s point of sale financing business, ("Ally Lending") for cash consideration of $2.0 billion. This acquisition deepens our presence and reach in the home improvement and health and wellness sectors, including high-growth specialty areas such as roofing, HVAC, and windows, as well as in cosmetic, audiology, and dentistry.
The Ally Lending acquisition has been accounted for as a business combination using the acquisition method of accounting and, accordingly, assets acquired and liabilities assumed were recorded at their estimated fair value as of the acquisition date.
($ in millions)Fair Value Estimate
Assets acquired
Cash
$34 
Loan receivables1,875 
Intangible assets, net23 
Other assets2 
Total $1,934 
Liabilities assumed
Other liabilities(16)
Total net identifiable assets acquired$1,918 
Less: Total cash consideration paid$1,969 
Goodwill$51 
The above represents the provisional estimated fair values of the respective assets acquired and liabilities assumed as of the date of acquisition. We have not yet completed the valuation of the assets acquired and liabilities assumed. Any subsequent measurement period adjustments to our provisional estimate, including changes to the loan discount discussed below, may be recognized during the measurement period, which shall not exceed one year after the acquisition date.
The acquisition primarily included loan receivables with an unpaid principal balance of $2.2 billion. These loan receivables are reported within Consumer installment loans in Note 5. Loan Receivables and Allowance for Credit Losse. To determine the provisional fair value of loans at acquisition, we estimate expected cash flows and discount those cash flows using an observable market rate of interest, when available, adjusted for factors that a market participant would consider in determining fair value. In determining fair value, expected cash flows are adjusted to include prepayment, default rate, and loss severity estimates. The difference between the fair value and the amount contractually due is recorded as a loan discount or premium at acquisition. A provisional loan discount of $271 million was recorded at acquisition date, which is to be amortized into interest income over the estimated remaining life of the loans, as described within Note 2. Basis of Presentation and Summary of Significant Accounting Policies within our 2023 Form 10-K.
Loans acquired without a more-than-insignificant credit deterioration since origination are measured under the Allowance for Credit Losses model, as described within Note 2. Basis of Presentation and Summary of Significant Accounting Policies within our 2023 Form 10-K. The Company’s best estimate at the date of acquisition of contractual cash flows not expected to be collected was $189 million, which is included within our allowance for credit losses and recognized through provision for credit losses in our Condensed Consolidated Statements of Earnings.
Included in the acquisition was $64 million of loans that have experienced more-than-insignificant deterioration in credit quality since origination (referred to as “purchased credit deteriorated” or “PCD” assets) that were not immediately written off at the acquisition date and are subject to specific guidance upon acquisition. An allowance for PCD assets of $39 million was recorded at the date of acquisition. Subsequent to initial recognition, the accounting for the PCD assets will generally follow the Allowance for Credit Losses model described within Note 2. Basis of Presentation and Summary of Significant Accounting Policies of our 2023 Form 10-K.
The results of operations related to the acquired business are included in our Condensed Consolidated Statements of Earnings subsequent to the acquisition date and were not material for the three months ended March 31, 2024.
Pets Best
In March 2024, we sold our wholly-owned subsidiary, Pets Best Insurance Services, LLC (“Pets Best”) to Poodle Holdings, Inc. (“Buyer”) for consideration comprising a combination of cash and an equity interest of less than 10% in Independence Pet Holdings, Inc., ("IPH") an affiliate of Buyer. In connection with the sale, IPH also appointed two Synchrony executives to its board of directors. The sale of Pets Best resulted in the recognition of a gain on sale of $1.1 billion or $802 million, net of tax. The pre-tax gain amount has been recognized within the Other component of Other Income in our Condensed Consolidated Statements of Earnings.
The Company’s initial equity investment in IPH was recorded in Other Assets on our Condensed Consolidated Statements of Financial Position and is accounted for under the equity method of accounting. The investment was recorded at its estimated fair value at the date acquired of $605 million, which also represented the carrying value of the investment at March 31, 2024. The estimated fair value at acquisition date was determined using a weighted average methodology of three approaches: a market approach which includes using a multiple of projected revenues, precedent transactions and an intrinsic value analysis. The market-multiple approach was established based on a selected group of publicly traded companies. The use of selected precedent transaction multiples was calibrated to the valuation outcome using the market approach. Intrinsic value analysis determines implied multiples primarily based upon recent market studies and forecasted performance.
XML 23 R11.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Debt Securities
 3 Months Ended
Mar. 31, 2024
Investments, Debt and Equity Securities [Abstract]  
Investment Securities DEBT SECURITIES
All of our debt securities are classified as available-for-sale and are held to meet our liquidity objectives or to comply with the Community Reinvestment Act (“CRA”). Our debt securities consist of the following:
March 31, 2024December 31, 2023
GrossGrossGrossGross
AmortizedunrealizedunrealizedEstimatedAmortizedunrealizedunrealizedEstimated
 ($ in millions)costgainslossesfair valuecostgainslossesfair value
U.S. government and federal agency$1,463 $— $— $1,463 $2,264 $1 $(1)$2,264 
State and municipal9 — — 9 10 — — 10 
Residential mortgage-backed(a)
375 — (41)334 392 — (38)354 
Asset-backed(b)
1,196 2 (7)1,191 1,167 4 (8)1,163 
Other8 — 8 8 — — 8 
Total(c)
$3,051 $2 $(48)$3,005 $3,841 $5 $(47)$3,799 
_______________________
(a)    All of our residential mortgage-backed securities have been issued by government-sponsored entities and are collateralized by U.S. mortgages.
(b)    Our asset-backed securities are collateralized by credit card and auto loans.
(c)    At March 31, 2024 and December 31, 2023, the estimated fair value of debt securities pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances was $344 million and $360 million, respectively.
The following table presents the estimated fair values and gross unrealized losses of our available-for-sale debt securities:
In loss position for
Less than 12 months12 months or more
GrossGross
EstimatedunrealizedEstimatedunrealized
 ($ in millions)fair valuelossesfair valuelosses
At March 31, 2024
U.S. government and federal agency$1,117 $— $— $— 
State and municipal— — 6 — 
Residential mortgage-backed— — 328 (41)
Asset-backed304 (1)277 (6)
Other— — 8 — 
Total$1,421 $(1)$619 $(47)
At December 31, 2023
U.S. government and federal agency$495 $— $399 $(1)
State and municipal— — 9 — 
Residential mortgage-backed1 — 346 (38)
Asset-backed171 — 244 (8)
Other— — 8 — 
Total$667 $— $1,006 $(47)
We regularly review debt securities for impairment resulting from credit loss using both qualitative and quantitative criteria, as necessary based on the composition of the portfolio at period end. Based on our assessment, no material impairments for credit losses were recognized during the period.
We presently do not intend to sell our debt securities that are in an unrealized loss position and believe that it is not more likely than not that we will be required to sell these securities before recovery of our amortized cost.
Contractual Maturities of Investments in Available-for-Sale Debt Securities
AmortizedEstimated Weighted
At March 31, 2024 ($ in millions)costfair value
Average yield (a)
Due
Within one year$1,923 $1,918 4.9 %
After one year through five years$766 $766 5.2 %
After five years through ten years$169 $157 1.8 %
After ten years$193 $164 2.0 %
_____________________
(a)Weighted average yield is calculated based on the amortized cost of each security. In calculating yield, no adjustment has been made with respect to any tax-exempt obligations.
All securities are presented above based upon contractual maturity date, except our asset-backed securities which are allocated based upon expected final payment date. We expect actual maturities to differ from contractual maturities because borrowers have the right to prepay certain obligations.
There were no material realized gains or losses recognized for the three months ended March 31, 2024 and 2023.
Although we generally do not have the intent to sell any specific securities held at March 31, 2024, in the ordinary course of managing our debt securities portfolio, we may sell securities prior to their maturities for a variety of reasons, including diversification, credit quality, yield, liquidity requirements and funding obligations.
XML 24 R12.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses
 3 Months Ended
Mar. 31, 2024
Receivables [Abstract]  
Loan Receivables and Allowance for Credit Losses LOAN RECEIVABLES AND ALLOWANCE FOR CREDIT LOSSES
($ in millions)March 31, 2024December 31, 2023
Credit cards$93,736 $97,043 
Consumer installment loans5,957 3,977 
Commercial credit products1,912 1,839 
Other 128 129 
Total loan receivables, before allowance for credit losses(a)(b)(c)
$101,733 $102,988 
_______________________
(a)Total loan receivables include $20.1 billion and $21.4 billion of restricted loans of consolidated securitization entities at March 31, 2024 and December 31, 2023, respectively. See Note 6. Variable Interest Entities for further information on these restricted loans.
(b)At March 31, 2024 and December 31, 2023, loan receivables included deferred costs and purchase discounts, net of deferred income, of $(120) million and $213 million, respectively.
(c)At March 31, 2024 and December 31, 2023, $23.2 billion and $22.4 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.
Allowance for Credit Losses(a)(b)
 ($ in millions)Balance at
January 1, 2024
Provision charged to operations(c)
Gross charge-offsRecoveries
Other(d)
Balance at
March 31, 2024
Credit cards$10,156 $1,508 $(1,761)$291 $— $10,194 
Consumer installment loans279 345 (90)8 39 581 
Commercial credit products131 29 (35)2 — 127 
Other5 (2)— — — 3 
Total$10,571 $1,880 $(1,886)$301 $39 $10,905 
($ in millions)Balance at
January 1, 2023		Impact of ASU 2022-02 AdoptionPost-Adoption Balance at January 1, 2023Provision charged to operationsGross charge-offsRecoveriesBalance at
March 31, 2023
Credit cards$9,225 $(294)$8,931 $1,159 $(1,162)$224 $9,152 
Consumer installment loans208 1 209 85 (44)5 255 
Commercial credit products87 (1)85 48 (31)2 104 
Other7 — 8 (2)— — 6 
Total$9,527 $(294)$9,233 $1,290 $(1,237)$231 $9,517 
_______________________
(a)The allowance for credit losses at March 31, 2024 and 2023 reflects our estimate of expected credit losses for the life of the loan receivables on our Condensed Consolidated Statements of Financial Position at March 31, 2024 and 2023 which include the consideration of current and expected macroeconomic conditions that existed at those dates.
(b)Excluded from the table above are allowance for credit losses for loan receivables acquired and immediately written off within the period presented.
(c)Provision for credit losses in the Condensed Consolidated Statements of Earnings for the three months ended March 31, 2024 includes $4 million associated with off-balance sheet credit exposures recorded in Accrued expenses and other liabilities in the Condensed Consolidated Statements of Financial Position.
(d)Primarily represents allowance for credit losses for PCD assets.
The reasonable and supportable forecast period used in our estimate of credit losses at March 31, 2024 was 12 months, consistent with the forecast period utilized since the adoption of CECL. Beyond the reasonable and supportable forecast period, we revert to historical loss information at the loan receivables segment level over a 6-month period, gradually increasing the weight of historical losses by an equal amount each month during the reversion period, and utilize historical loss information thereafter for the remaining life of the portfolio. The reversion period and methodology remain unchanged since the adoption of CECL.
Losses on loan receivables, including those which are modified for borrowers experiencing financial difficulty, are estimated and recognized upon origination of the loan, based on expected credit losses for the life of the loan balance at March 31, 2024. Expected credit loss estimates are developed using both quantitative models and qualitative adjustments, and incorporates a macroeconomic forecast, as described within Note 2. Basis of Presentation and Summary of Significant Accounting Policies to our 2023 annual consolidated financial statements within our 2023 Form 10-K. The current and forecasted economic conditions at the balance sheet date influenced our current estimate of expected credit losses, which reflects our expectations of the macroeconomic environment. We continued to experience a decrease in payment rates and at March 31, 2024, total delinquent balances as a percentage of total loan receivables remained consistent with the prior quarter. We also experienced an increase in net charge-offs during the three months ended March 31, 2024 and expect net charge-offs to continue to increase in the first half of 2024. These conditions are reflected in our current estimate of expected credit losses, which remain generally consistent with the prior quarter. Our allowance for credit losses increased to $10.9 billion during the three months ended March 31, 2024, primarily reflecting the impact of the Ally Lending acquisition. See Note 2. Basis of Presentation and Summary of Significant Accounting Policies to our 2023 annual consolidated financial statements within our 2023 Form 10-K for additional information on our significant accounting policies related to our allowance for credit losses.
Delinquent and Non-accrual Loans
The following table provides information on our delinquent and non-accrual loans:
At March 31, 2024 ($ in millions)30-89 days delinquent90 or more days delinquentTotal past due90 or more days delinquent and accruingTotal non-accruing
Credit cards$2,189 $2,377 $4,566 $2,377 $— 
Consumer installment loans121 33 154 — 33 
Commercial credit products51 49 100 49 — 
Total delinquent loans$2,361 $2,459 $4,820 $2,426 $33 
Percentage of total loan receivables2.3 %2.4 %4.7 %2.4 %— %
At December 31, 2023 ($ in millions)30-89 days delinquent90 or more days delinquentTotal past due90 or more days delinquent and accruingTotal non-accruing
Credit cards$2,375 $2,290 $4,665 $2,290 $— 
Consumer installment loans96 23 119 — 23 
Commercial credit products61 40 101 40 — 
Total delinquent loans$2,532 $2,353 $4,885 $2,330 $23 
Percentage of total loan receivables2.5 %2.3 %4.7 %2.3 %— %

Credit Quality Indicators
Our loan receivables portfolio includes both secured and unsecured loans. Secured loan receivables are largely comprised of consumer installment loans secured by equipment. Unsecured loan receivables are largely comprised of our open-ended consumer and commercial revolving credit card loans. As part of our credit risk management activities, on an ongoing basis, we assess overall credit quality by reviewing information related to the performance of a customer’s account with us, including delinquency information, as well as information from credit bureaus relating to the customer’s broader credit performance. We utilize VantageScore credit scores to assist in our assessment of credit quality. VantageScore credit scores are obtained at origination of the account and are refreshed, at a minimum quarterly, but could be as often as weekly, to assist in predicting customer behavior. We categorize these credit scores into the following three credit score categories: (i) 651 or higher, which are considered the strongest credits; (ii) 591 to 650, considered moderate credit risk; and (iii) 590 or less, which are considered weaker credits. There are certain customer accounts, including for our commercial credit products, for which a VantageScore score is not available where we use alternative sources to assess their credit quality and predict behavior. The following table provides the most recent VantageScore scores, or equivalent, available for our revolving credit card and commercial credit product customers at March 31, 2024, December 31, 2023 and March 31, 2023, respectively, as a percentage of each class of loan receivable. The table below excludes 0.3%, 0.3% and 0.3% of our total loan receivables balance for our credit cards and commercial credit products at each of March 31, 2024, December 31, 2023 and March 31, 2023, respectively, which represents those customer accounts for which a VantageScore score, or equivalent, is not available.
March 31, 2024December 31, 2023March 31, 2023
651 or591 to590 or651 or591 to590 or651 or591 to590 or
higher650 lesshigher650 lesshigher650 less
Credit cards71 %20 %9 %72 %19 %9 %73 %19 %8 %
Commercial credit products 86 %7 %7 %83 %10 %7 %86 %7 %7 %
Consumer Installment Loans
Delinquency trends are the primary credit quality indicator for our consumer installment loans, which we use to monitor credit quality and risk within the portfolio. The tables below include information on our consumer installment loans by origination year. The amounts for the current year period include information related to the loans acquired through the Ally Lending acquisition. See Note 3. Acquisitions and Dispositions for additional information.
Consumer Installment Loans by Origination Year
By origination year
At or for the three months ended
March 31, 2024 ($ in millions)		20242023202220212020PriorTotal
Amortized cost basis$809 $2,665 $1,470 $649 $287 $77 $5,957 
30-89 days delinquent4 53 38 16 7 3 121 
90 or more days delinquent— 15 12 4 2 — 33 
Current period gross charge-offs(a)
— 47 25 12 5 1 90 
By origination year
At December 31, 2023 ($ in millions)20232022202120202019PriorTotal
Amortized cost basis$2,097 $931 $541 $312 $69 $27 $3,977 
30-89 days delinquent44 25 15 9 2 1 96 
90 or more days delinquent11 6 4 2 — — 23 
_______________________
(a)Gross charge-offs for the three months ended March 31, 2023 were not material.
Loan Modifications to Borrowers Experiencing Financial Difficulty
The Company adopted ASU 2022-02 at January 1, 2023 on a modified retrospective basis through a cumulative adjustment to retained earnings. The new guidance is applicable for all loans modified to borrowers experiencing financial difficulties since January 1, 2023. See Note 2. Basis of Presentation and Summary of Significant Accounting Policies - Allowance for Credit Losses -Loan Modifications to Borrowers Experiencing Financial Difficulty within our 2023 Form 10-K for additional information on our significant accounting policies related to loan modifications to borrowers experiencing financial difficulty.
The following table provides information on our loan modifications made to borrowers experiencing financial difficulty during the periods presented, which do not include loans that are classified as loan receivables held for sale:
Three months ended March 3120242023
($ in millions)Amount
% of Loan Receivables
Amount
% of Loan Receivables
Long-term modifications
Credit cards$471 0.5 %$377 0.4 %
Consumer installment loans— — — %
Commercial credit products2 0.1 %1 0.1 %
Short-term modifications
Credit cards247 0.3 %139 0.2 %
Consumer installment loans— — — %
Commercial credit products— — — %
Total$720 0.7 %$517 0.6 %
Financial Effects of Loan Modifications to Borrowers Experiencing Financial Difficulty
As part of our loan modifications to borrowers experiencing financial difficulty, we may provide multiple concessions to minimize our economic loss and improve long-term loan performance and collectability. For long-term modifications made in the three months ended March 31, 2024 and 2023, the financial effect of these modifications reduced the weighted-average interest rates by 97% for both periods, respectively. For short-term modifications made in the three months ended March 31, 2024 and 2023, unpaid balances of $15 million and $11 million, respectively, were forgiven.
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty
The following tables provide information on the performance of loans modified to borrowers experiencing financial difficulty which have been modified within the previous 12 months and remain in a modification program at March 31, 2024. For the comparative period, amounts represent loans that were modified subsequent to January 1, 2023 and remained in a modification program at March 31, 2023:
Amortized cost basis
At March 31, 2024 ($ in millions)Current30-89 days delinquent90 or more days delinquent
Total past due(a)
Long-term modifications
Credit cards$928 $175 $151 $326 
Consumer installment loans— — — — 
Commercial credit products2 1 1 2 
Short-term modifications
Credit cards71 41 50 91 
Consumer installment loans— — — — 
Commercial credit products— — — — 
Total delinquent modified loans$1,001 $217 $202 $419 
Percentage of total loan receivables1.0 %0.2 %0.2 %0.4 %
Amortized cost basis
At March 31, 2023 ($ in millions)Current30-89 days delinquent90 or more days delinquent
Total past due(a)
Long-term modifications
Credit cards$209 $89 $65 $154 
Consumer installment loans— — — — 
Commercial credit products— — 1 1 
Short-term modifications
Credit cards28 18 44 62 
Consumer installment loans— — — — 
Commercial credit products— — — — 
Total delinquent modified loans$237 $107 $110 $217 
Percentage of total loan receivables0.3 %0.1 %0.1 %0.2 %
___________________
(a)    Once a loan has been modified, it only returns to current status (re-aged) after three consecutive monthly program payments are received post the modification date.
Payment Defaults
The following table presents the type, number and amount of loans to borrowers experiencing financial difficulty that enrolled in a long-term modification program within the previous 12 months from March 31, 2024, or between January 1, 2023 and March 31, 2023 for the comparative period, and experienced a payment default and charged-off during the period presented:
Three months ended March 3120242023
($ in millions, accounts in thousands)Accounts defaultedLoans defaultedAccounts defaultedLoans defaulted
Credit cards47 $118 2 $7 
Consumer installment loans— — — — 
Commercial credit products— 1 — — 
Total47 $119 2 $7 
Of the loans modified to borrowers experiencing financial difficulty that enrolled in a short-term modification program within the previous 12 months from March 31, 2024, or between January 1, 2023 and March 31, 2023 for the comparative period, 51% and 14% had fully completed all required payments and successfully exited the program during the three months ended March 31, 2024 and 2023, respectively.
Unfunded Lending Commitments
We manage the potential risk in credit commitments by limiting the total amount of credit, both by individual customer and in total, by monitoring the size and maturity of our portfolios and by applying the same credit standards for all of our credit products. Unused credit card lines available to our customers totaled approximately $428 billion and $427 billion at March 31, 2024 and December 31, 2023, respectively. While these amounts represented the total available unused credit card lines, we have not experienced and do not anticipate that all of our customers will access their entire available line at any given point in time.
Interest Income by Product
The following table provides additional information about our interest and fees on loans, including merchant discounts, from our loan receivables, including held for sale:
Three months ended March 31,
($ in millions)20242023
Credit cards(a)
$5,096 $4,497 
Consumer installment loans149 83 
Commercial credit products45 34 
Other3 2 
Total(b)
$5,293 $4,616 
_______________________
(a)Interest income on credit cards that was reversed related to accrued interest receivables written off was $592 million and $415 million for the three months ended March 31, 2024 and 2023, respectively.
(b)Deferred merchant discounts to be recognized in interest income at March 31, 2024 and December 31, 2023, were $1.8 billion and $1.9 billion, respectively, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.
XML 25 R13.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Variable Interest Entities
 3 Months Ended
Mar. 31, 2024
Variable Interest Entities [Abstract]  
Variable Interest Entities VARIABLE INTEREST ENTITIES
We use VIEs to securitize loan receivables and arrange asset-backed financing in the ordinary course of business. Investors in these entities only have recourse to the assets owned by the entity and not to our general credit. We do not have implicit support arrangements with any VIE and we did not provide non-contractual support for previously transferred loan receivables to any of these VIEs in the three months ended March 31, 2024 and 2023. Our VIEs are able to accept new loan receivables and arrange new asset-backed financings, consistent with the requirements and limitations on such activities placed on the VIE by existing investors. Once an account has been designated to a VIE, the contractual arrangements we have require all existing and future loan receivables originated under such account to be transferred to the VIE. The amount of loan receivables held by our VIEs in excess of the minimum amount required under the asset-backed financing arrangements with investors may be removed by us under removal of accounts provisions. All loan receivables held by a VIE are subject to claims of third-party investors.
In evaluating whether we have the power to direct the activities of a VIE that most significantly impact its economic performance, we consider the purpose for which the VIE was created, the importance of each of the activities in which it is engaged and our decision-making role, if any, in those activities that significantly determine the entity’s economic performance as compared to other economic interest holders. This evaluation requires consideration of all facts and circumstances relevant to decision-making that affects the entity’s future performance and the exercise of professional judgment in deciding which decision-making rights are most important.
In determining whether we have the right to receive benefits or the obligation to absorb losses that could potentially be significant to a VIE, we evaluate all of our economic interests in the entity, regardless of form (debt, equity, management and servicing fees, and other contractual arrangements). This evaluation considers all relevant factors of the entity’s design, including: the entity’s capital structure, contractual rights to earnings or losses, subordination of our interests relative to those of other investors, as well as any other contractual arrangements that might exist that could have the potential to be economically significant. The evaluation of each of these factors in reaching a conclusion about the potential significance of our economic interests is a matter that requires the exercise of professional judgment.
We consolidate VIEs where we have the power to direct the activities that significantly affect the VIEs' economic performance, typically because of our role as either servicer or administrator for the VIEs. The power to direct exists because of our role in the design and conduct of the servicing of the VIEs’ assets as well as directing certain affairs of the VIEs, including determining whether and on what terms debt of the VIEs will be issued.
The loan receivables in these entities have risks and characteristics similar to our other financing receivables and were underwritten to the same standard. Accordingly, the performance of these assets has been similar to our other comparable loan receivables, and the blended performance of the pools of receivables in these entities reflects the eligibility criteria that we apply to determine which receivables are selected for transfer. Contractually, the cash flows from these financing receivables must first be used to pay third-party debt holders, as well as other expenses of the entity. Excess cash flows, if any, are available to us. The creditors of these entities have no claim on our other assets.
The table below summarizes the assets and liabilities of our consolidated securitization VIEs described above:
($ in millions)March 31, 2024December 31, 2023
Assets  
Loan receivables, net(a)
$18,259  $19,537 
Other assets(b)
49  47 
Total$18,308  $19,584 
  
Liabilities 
Borrowings$8,016  $7,267 
Other liabilities31  31 
Total$8,047  $7,298 
_______________________
(a)    Includes $1.8 billion and $1.9 billion of related allowance for credit losses resulting in gross restricted loans of $20.1 billion and $21.4 billion at March 31, 2024 and December 31, 2023, respectively.
(b)    Includes $47 million and $45 million of segregated funds held by the VIEs at March 31, 2024 and December 31, 2023, respectively, which are classified as restricted cash and equivalents and included as a component of Other assets in our Condensed Consolidated Statements of Financial Position.
The balances presented above are net of intercompany balances and transactions that are eliminated in our condensed consolidated financial statements.
We provide servicing for all of our consolidated VIEs. Collections are required to be placed into segregated accounts owned by each VIE in amounts that meet contractually specified minimum levels. These segregated funds are invested in cash and cash equivalents and are restricted as to their use, principally to pay maturing principal and interest on debt and the related servicing fees. Collections above these minimum levels are remitted to us on a daily basis.
Income (principally, interest and fees on loans) earned by our consolidated VIEs was $1.0 billion and $948 million for the three months ended March 31, 2024 and 2023, respectively. Related expenses consisted primarily of provision for credit losses of $165 million and $120 million for the three months ended March 31, 2024 and 2023, respectively, and interest expense of $105 million and $77 million for the three months ended March 31, 2024 and 2023, respectively. These amounts do not include intercompany transactions, principally fees and interest, which are eliminated in our condensed consolidated financial statements.
Non-consolidated VIEs
As part of our community reinvestment initiatives, we invest in affordable housing properties and receive affordable housing tax credits for these investments. These investments included in our Condensed Consolidated Statement of Financial Position totaled $713 million and $736 million at March 31, 2024 and December 31, 2023, respectively, and represents our total exposure for these entities.
For the three months ended March 31, 2024 and 2023, we recognized amortization expense of $23 million and $20 million, respectively, and tax credits and other tax benefits of $28 million and $24 million, respectively, associated with investments in affordable housing properties within income tax expense or benefit.
Our other investments in non-consolidated VIEs, totaled $259 million and $252 million at March 31, 2024 and December 31, 2023, respectively. At March 31, 2024, the Company also had investment commitments of $192 million related to these investments.
XML 26 R14.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Intangible Assets
 3 Months Ended
Mar. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]  
Intangible Assets GOODWILL AND OTHER INTANGIBLE ASSETS
Goodwill
($ in millions)
2024
Balance at January 1
$1,018 
Change in amounts allocated to disposition of business(a)
4 
Goodwill recognized upon acquisition51 
Balance at March 31
$1,073 
_____________
(a)    The change in the three months ended March 31, 2024 was based upon the carrying amount of net assets of Pets Best and the final valuation of consideration received at closing.
Intangible Assets
March 31, 2024December 31, 2023
($ in millions)Gross carrying amountAccumulated amortizationNetGross carrying amountAccumulated amortizationNet
Capitalized software$2,066 $(1,331)$735 $2,065 $(1,302)$763 
Other191 (126)65 204 (152)52 
Total$2,257 $(1,457)$800 $2,269 $(1,454)$815 
During the three months ended March 31, 2024, we recorded additions to intangible assets subject to amortization of $64 million, primarily related to capitalized software expenditures, as well as intangible assets of $23 million related to the Ally Lending acquisition. See Note 3. Acquisitions and Dispositions for additional information.
Amortization expense was $80 million and $70 million for the three months ended March 31, 2024 and 2023, respectively, and is included as a component of Other expense in our Condensed Consolidated Statements of Earnings.
XML 27 R15.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Deposits
 3 Months Ended
Mar. 31, 2024
Deposits [Abstract]  
Deposits DEPOSITS
March 31, 2024December 31, 2023
($ in millions)Amount
Average rate(a)
Amount
Average rate(a)
Interest-bearing deposits$83,160 4.6 %$80,789 3.9 %
Non-interest-bearing deposits394 — 364 — 
Total deposits$83,554 $81,153 
____________________
(a)Based on interest expense for the three months ended March 31, 2024 and the year ended December 31, 2023 and average deposits balances.
At March 31, 2024 and December 31, 2023, interest-bearing deposits included $10.7 billion and $10.0 billion, respectively, of certificates of deposit that exceeded applicable FDIC insurance limits, which are generally $250,000 per depositor for each account ownership category. These amounts include partially insured certificates of deposit.
At March 31, 2024, our interest-bearing time deposits maturing for the remainder of 2024 and over the next four years and thereafter were as follows:
($ in millions)20242025202620272028Thereafter
Deposits$25,691 $17,744 $1,719 $2,726 $1,455 $282 
The above maturity table excludes $29.3 billion of demand deposits with no defined maturity, of which $27.3 billion are savings accounts. In addition, at March 31, 2024, we had $4.3 billion of broker network deposit sweeps procured through a program arranger who channels brokerage account deposits to us that are also excluded from the above maturity table. Unless extended, the contracts associated with these broker network deposit sweeps will terminate between 2025 and 2026.
XML 28 R16.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Borrowings
 3 Months Ended
Mar. 31, 2024
Debt Disclosure [Abstract]  
Borrowings BORROWINGS
March 31, 2024December 31, 2023
($ in millions)Maturity dateInterest RateWeighted average interest rate
Outstanding Amount(a)(b)
Outstanding Amount(a)(b)
Borrowings of consolidated securitization entities:
Fixed securitized borrowings2025 - 2027
3.37% - 5.74%
4.69 %$4,166 $3,417 
Floating securitized borrowings2024 - 2026
6.07% - 6.28%
6.14 %3,850 3,850 
Total borrowings of consolidated securitization entities5.39 %8,016 7,267 
Senior unsecured notes:
Synchrony Financial senior unsecured notes:
Fixed senior unsecured notes2024 - 2031
2.87% - 5.15%
4.20 %5,882 6,480 
Synchrony Bank senior unsecured notes:
Fixed senior unsecured notes2025 - 2027
5.40% - 5.63%
5.49 %1,494 1,494 
Total senior unsecured notes4.46 %7,376 7,974 
Subordinated unsecured notes:
Synchrony Financial subordinated unsecured notes:
Fixed subordinated unsecured notes2033
7.25%
7.25 %741 741 
Total senior and subordinated unsecured notes4.72 %8,117 8,715 
Total borrowings$16,133 $15,982 
___________________
(a)Includes unamortized debt premiums, discounts and issuance costs.
(b)The Company may redeem certain borrowings prior to their original contractual maturity dates in accordance with the optional redemption provision specified in the respective instruments.
Debt Maturities
The following table summarizes the maturities of the principal amount of our borrowings of consolidated securitization entities and senior and subordinated unsecured notes for the remainder of 2024 and over the next four years and thereafter:
($ in millions)20242025202620272028Thereafter
Borrowings$2,875 $6,050 $2,750 $2,350 $— $2,150 
Additional Sources of Liquidity
We have undrawn committed capacity under certain credit facilities, primarily related to our securitization programs and also have access to the Federal Reserve discount window.
At March 31, 2024 and December 31, 2023, we had an aggregate of $2.5 billion of undrawn committed capacity under our securitization financings, subject to customary borrowing conditions, from private lenders under our securitization programs, and an aggregate of $0.5 billion of undrawn committed capacity under our unsecured revolving credit facility with private lenders.
XML 29 R17.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Fair Value Measurements
 3 Months Ended
Mar. 31, 2024
Fair Value Disclosures [Abstract]  
Fair Value Measurements FAIR VALUE MEASUREMENTS
For a description of how we estimate fair value, see Note 2. Basis of Presentation and Summary of Significant Accounting Policies in our 2023 annual consolidated financial statements within our 2023 Form 10-K. The following tables present our assets and liabilities measured at fair value on a recurring basis.
Recurring Fair Value Measurements
At March 31, 2024 ($ in millions)Level 1Level 2Level 3
Total(a)
Assets
Debt securities
U.S. government and federal agency $— $1,463 $— $1,463 
State and municipal— — 9 9 
Residential mortgage-backed— 335 — 335 
Asset-backed— 1,191 — 1,191 
Other— — 8 8 
Other(b)
14 — 9 23 
Total $14 $2,989 $26 $3,029 
Liabilities
Other(c)
— — 4 4 
Total$— $— $4 $4 
At December 31, 2023 ($ in millions)
Assets
Debt securities
U.S. government and federal agency $— $2,264 $— $2,264 
State and municipal— — 10 10 
Residential mortgage-backed— 354 — 354 
Asset-backed— 1,162 — 1,162 
Other— — 8 8 
Other(b)
14 — 10 24 
Total $14 $3,780 $28 $3,822 
Liabilities
Other(c)
— — $4 $4 
Total$— $— $4 $4 
_______________________
(a)    For the three months ended March 31, 2024 and 2023, there were no fair value measurements transferred between levels.
(b)    Other is primarily comprised of equity investments measured at fair value, which are included in Other assets in our Condensed Consolidated Statement of Financial Position, as well as certain financial assets for which we have elected the fair value option which are included in Loan receivables in our Condensed Consolidated Statement of Financial Position.
(c)    Other is primarily comprised of certain financial liabilities for which we have elected the fair value option, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.
Level 3 Fair Value Measurements
Our Level 3 recurring fair value measurements primarily relate to state and municipal and corporate debt instruments, which are valued using non-binding broker quotes or other third-party sources, and financial assets and liabilities for which we have elected the fair value option. See Note 2. Basis of Presentation and Summary of Significant Accounting Policies and Note 10. Fair Value Measurements in our 2023 annual consolidated financial statements within our 2023 Form 10-K for a description of our process to evaluate third-party pricing servicers. Our state and municipal debt securities are classified as available-for-sale with changes in fair value included in Accumulated other comprehensive income.
The changes in our Level 3 assets and liabilities that are measured on a recurring basis for the three months ended March 31, 2024 and 2023, respectively, were not material.
Financial Assets and Financial Liabilities Carried at Other Than Fair Value
CarryingCorresponding fair value amount
At March 31, 2024 ($ in millions)valueTotalLevel 1Level 2Level 3
Financial Assets
Financial assets for which carrying values equal or approximate fair value:
Cash and equivalents(a)
$20,021 $20,021 $20,021 $— $— 
Other assets(a)(b)
$50 $50 $50 $— $— 
Financial assets carried at other than fair value:
Loan receivables, net(c)
$90,819 $103,231 $— $— $103,231 
Financial Liabilities
Financial liabilities carried at other than fair value:
Deposits$83,554 $83,516 $— $83,516 $— 
Borrowings of consolidated securitization entities$8,016 $8,001 $— $4,150 $3,851 
Senior and subordinated unsecured notes$8,117 $7,826 $— $7,826 $— 
CarryingCorresponding fair value amount
At December 31, 2023 ($ in millions)valueTotalLevel 1Level 2Level 3
Financial Assets
Financial assets for which carrying values equal or approximate fair value:
Cash and equivalents(a)
$14,259 $14,259 $14,259 $— $— 
Other assets(a)(b)
$50 $50 $50 $— $— 
Assets held for sale(d)
$112 $112 $112 $— $— 
Financial assets carried at other than fair value:
Loan receivables, net(c)
$92,407 $104,761 $— $— $104,761 
Financial Liabilities
Financial liabilities carried at other than fair value:
Deposits$81,153 $80,935 $— $80,935 $— 
Borrowings of consolidated securitization entities$7,267 $7,250 $— $3,411 $3,839 
Senior and subordinated unsecured notes$8,715 $8,423 $— $8,423 $— 
_______________________
(a)    For cash and equivalents and restricted cash and equivalents, carrying value approximates fair value due to the liquid nature and short maturity of these instruments.
(b)    This balance relates to restricted cash and equivalents, which is included in Other assets.
(c)    Excludes financial assets for which we have elected the fair value option. Under certain retail partner program agreements, the expected sales proceeds in the event of a sale of their credit card portfolio may be limited to the amounts owed by our customers, which may be less than the fair value indicated above.
(d)    Includes $19 million of cash and equivalents and $93 million of restricted cash and equivalents.
XML 30 R18.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Regulatory and Capital Adequacy
 3 Months Ended
Mar. 31, 2024
Banking Regulation, Risk-Based Information [Abstract]  
Regulatory and Capital Adequacy REGULATORY AND CAPITAL ADEQUACY
As a savings and loan holding company and a financial holding company, we are subject to regulation, supervision and examination by the Federal Reserve Board and subject to the capital requirements as prescribed by Basel III capital rules and the requirements of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bank is a federally chartered savings association. As such, the Bank is subject to regulation, supervision and examination by the Office of the Comptroller of the Currency of the U.S. Treasury (the “OCC”), which is its primary regulator, and by the Consumer Financial Protection Bureau (“CFPB”). In addition, the Bank, as an insured depository institution, is supervised by the FDIC.
Failure to meet minimum capital requirements can initiate certain mandatory and, possibly, additional discretionary actions by regulators that, if undertaken, could limit our business activities and have a material adverse effect on our consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital guidelines that involve quantitative measures of our assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.
Quantitative measures established by regulation to ensure capital adequacy require us and the Bank to maintain minimum amounts and ratios (set forth in the tables below) of Total, Tier 1 and common equity Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital to average assets (as defined).
For Synchrony Financial to be a well-capitalized savings and loan holding company, the Bank must be well-capitalized and Synchrony Financial must not be subject to any written agreement, order, capital directive, or prompt corrective action directive issued by the Federal Reserve Board to meet and maintain a specific capital level for any capital measure.
The Company elected to adopt the option provided by the interim final rule issued by joint federal bank regulatory agencies, which largely delayed the effects of CECL on its regulatory capital. Beginning in the first quarter of 2022, the effects are being phased-in over a three-year period through 2024 and will be fully phased-in beginning in the first quarter of 2025. Under the interim final rule, the amount of adjustments to regulatory capital deferred until the phase-in period included both the initial impact of our adoption of CECL at January 1, 2020 and 25% of subsequent changes in our allowance for credit losses during the two-year period ended December 31, 2021, collectively the “CECL regulatory capital transition adjustment”. Beginning in the first quarter of 2024 only 25% of the CECL regulatory capital transition adjustment is deferred in our regulatory capital amounts and ratios, as compared to 50% at December 31, 2023.
At March 31, 2024 and December 31, 2023, Synchrony Financial met all applicable requirements to be deemed well-capitalized pursuant to Federal Reserve Board regulations. At March 31, 2024 and December 31, 2023, the Bank also met all applicable requirements to be deemed well-capitalized pursuant to OCC regulations and for purposes of the Federal Deposit Insurance Act. There are no conditions or events subsequent to March 31, 2024 that management believes have changed the Company's or the Bank’s capital category.
The actual capital amounts, ratios and the applicable required minimums of the Company and the Bank are as follows:
Synchrony Financial
At March 31, 2024 ($ in millions)ActualMinimum for capital
adequacy purposes
Amount
Ratio(a)
Amount
Ratio(b)
Total risk-based capital$16,347 15.8 %$8,259 8.0 %
Tier 1 risk-based capital$14,207 13.8 %$6,195 6.0 %
Tier 1 leverage$14,207 12.0 %$4,719 4.0 %
Common equity Tier 1 Capital$12,985 12.6 %$4,646 4.5 %
At December 31, 2023 ($ in millions)ActualMinimum for capital
adequacy purposes
Amount
Ratio(a)
Amount
Ratio(b)
Total risk-based capital$15,464 14.9 %$8,277 8.0 %
Tier 1 risk-based capital$13,334 12.9 %$6,208 6.0 %
Tier 1 leverage$13,334 11.7 %$4,563 4.0 %
Common equity Tier 1 Capital$12,600 12.2 %$4,656 4.5 %
Synchrony Bank
At March 31, 2024 ($ in millions)ActualMinimum for capital
adequacy purposes		Minimum to be well-capitalized under prompt corrective action provisions
Amount
Ratio(a)
Amount
Ratio(b)
AmountRatio
Total risk-based capital$14,769 15.1 %$7,840 8.0 %$9,800 10.0 %
Tier 1 risk-based capital$12,690 12.9 %$5,880 6.0 %$7,840 8.0 %
Tier 1 leverage$12,690 11.4 %$4,454 4.0 %$5,567 5.0 %
Common equity Tier I capital$12,690 12.9 %$4,410 4.5 %$6,370 6.5 %
At December 31, 2023 ($ in millions)ActualMinimum for capital
adequacy purposes		Minimum to be well-capitalized under prompt corrective action provisions
Amount
Ratio(a)
Amount
Ratio(b)
AmountRatio
Total risk-based capital$14,943 15.3 %$7,822 8.0 %$9,778 10.0 %
Tier 1 risk-based capital$12,880 13.2 %$5,867 6.0 %$7,822 8.0 %
Tier 1 leverage$12,880 12.0 %$4,302 4.0 %$5,377 5.0 %
Common equity Tier I capital$12,880 13.2 %$4,400 4.5 %$6,356 6.5 %
_______________________
(a)Capital ratios are calculated based on the Basel III Standardized Approach rules. Capital amounts and ratios at March 31, 2024 and at December 31, 2023 in the above tables reflect the applicable CECL regulatory capital transition adjustment.
(b)At March 31, 2024 and at December 31, 2023, Synchrony Financial and the Bank also must maintain a capital conservation buffer of common equity Tier 1 capital in excess of minimum risk-based capital ratios by at least 2.5 percentage points to avoid limits on capital distributions and certain discretionary bonus payments to executive officers and similar employees.
The Bank may pay dividends on its stock, with consent or non-objection from the OCC and the Federal Reserve Board, among other things, if its regulatory capital would not thereby be reduced below the applicable regulatory capital requirements.
XML 31 R19.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Earnings Per Share
 3 Months Ended
Mar. 31, 2024
Earnings Per Share [Abstract]  
Earnings Per Share EARNINGS PER SHARE
Basic earnings per share is computed by dividing earnings available to common stockholders by the weighted average number of common shares outstanding for the period. Diluted earnings per common share reflects the assumed conversion of all dilutive securities, which are calculated using the treasury stock method.
The following table presents the calculation of basic and diluted earnings per common share:
Three months ended March 31,
(in millions, except per share data)20242023
Net earnings$1,293 $601 
Preferred stock dividends(11)(11)
Net earnings available to common stockholders$1,282 $590 
Weighted average common shares outstanding, basic404.7 434.4 
Effect of dilutive securities3.5 2.8 
Weighted average common shares outstanding, dilutive408.2 437.2 
Earnings per basic common share$3.17 $1.36 
Earnings per diluted common share$3.14 $1.35 
XML 32 R20.htm IDEA: XBRL DOCUMENT v3.24.1.u1
EQUITY AND OTHER STOCK RELATED INFORMATION
 3 Months Ended
Mar. 31, 2024
Equity [Abstract]  
Equity and Other Stock Related Information EQUITY AND OTHER STOCK RELATED INFORMATION
Preferred Stock
The following table summarizes the Company's preferred stock issued and outstanding at March 31, 2024 and December 31, 2023.
SeriesIssuance DateRedeemable by Issuer BeginningPer Annum Dividend RateLiquidation Preference per ShareTotal Shares OutstandingMarch 31, 2024December 31, 2023
($ in millions, except per share data)
Series A(a)
November 14, 2019November 15, 20245.625%$1,000750,000$734 $734 
Series B(a)
February 23, 2024May 15, 2029
8.25%(b)
$1,000500,000$488 $— 
$1,222 $734 
_______________________
(a)Issued as depositary shares, each representing a 1/40th interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are payable quarterly on February 15, May 15, August 15 and November 15 of each calendar year at a fixed rate, in each case when, as and if declared by the Board of Directors.
(b)Through May 14, 2029; resets May 15, 2029 and each date falling on the fifth anniversary at 5-Year Treasury Rate plus 4.044%.
XML 33 R21.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Income Taxes
 3 Months Ended
Mar. 31, 2024
Income Tax Disclosure [Abstract]  
Income Taxes INCOME TAXES
Unrecognized Tax Benefits
($ in millions)March 31, 2024December 31, 2023
Unrecognized tax benefits, excluding related interest expense and penalties(a)
$242  $230 
Portion that, if recognized, would reduce tax expense and effective tax rate(b)
$191 $182 
____________________
(a)Interest and penalties related to unrecognized tax benefits were not material for all periods presented.
(b)Comprised of federal unrecognized tax benefits and state and local unrecognized tax benefits net of the effects of associated U.S. federal income taxes. Excludes amounts attributable to any related valuation allowances resulting from associated increases in deferred tax assets.
We establish a liability that represents the difference between a tax position taken (or expected to be taken) on an income tax return and the amount of taxes recognized in our financial statements. The liability associated with the unrecognized tax benefits is adjusted periodically when new information becomes available. The amount of unrecognized tax benefits that is reasonably possible to be resolved in the next twelve months is expected to be $39 million, of which $31 million, if recognized, would reduce the Company's tax expense and effective tax rate.
In the current year, the Company executed a Memorandum of Understanding with the IRS to participate voluntarily in the IRS Compliance Assurance Process (“CAP”) program for the 2024 tax year, and thus the tax year is under IRS review. The IRS is also examining our 2023 tax year, and we expect the review will be completed in the current year. Additionally, we are under examination in various states going back to 2014.
We believe that there are no issues or claims that are likely to significantly impact our results of operations, financial position or cash flows. We further believe that we have made adequate provision for all income tax uncertainties that could result from such examinations.
XML 34 R22.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Legal Proceedings and Regulatory Matters
 3 Months Ended
Mar. 31, 2024
Commitments and Contingencies Disclosure [Abstract]  
Legal Proceedings and Regulatory Matters LEGAL PROCEEDINGS AND REGULATORY MATTERS
In the normal course of business, from time to time, we have been named as a defendant in various legal proceedings, including arbitrations, class actions and other litigation, arising in connection with our business activities. Certain of the legal actions include claims for substantial compensatory and/or punitive damages, or claims for indeterminate amounts of damages. We are also involved, from time to time, in reviews, investigations and proceedings (both formal and informal) by governmental agencies regarding our business (collectively, “regulatory matters”), which could subject us to significant fines, penalties, obligations to change our business practices or other requirements resulting in increased expenses, diminished income and damage to our reputation. We contest liability and/or the amount of damages as appropriate in each pending matter. In accordance with applicable accounting guidance, we establish an accrued liability for legal and regulatory matters when those matters present loss contingencies which are both probable and reasonably estimable.
Legal proceedings and regulatory matters are subject to many uncertain factors that generally cannot be predicted with assurance, and we may be exposed to losses in excess of any amounts accrued.
For some matters, we are able to determine that an estimated loss, while not probable, is reasonably possible. For other matters, including those that have not yet progressed through discovery and/or where important factual information and legal issues are unresolved, we are unable to make such an estimate. We currently estimate that the reasonably possible losses for legal proceedings and regulatory matters, whether in excess of a related accrued liability or where there is no accrued liability, and for which we are able to estimate a possible loss, are immaterial. This represents management’s estimate of possible loss with respect to these matters and is based on currently available information. This estimate of possible loss does not represent our potential maximum loss exposure. The legal proceedings and regulatory matters underlying the estimate will change from time to time and actual results may vary significantly from current estimates.
Our estimate of reasonably possible losses involves significant judgment, given the varying stages of the proceedings, the existence of numerous yet to be resolved issues, the breadth of the claims (often spanning multiple years), unspecified damages and/or the novelty of the legal issues presented. Based on our current knowledge, we do not believe that we are a party to any pending legal proceeding or regulatory matters that would have a material adverse effect on our condensed consolidated financial condition or liquidity. However, in light of the uncertainties involved in such matters, the ultimate outcome of a particular matter could be material to our operating results for a particular period depending on, among other factors, the size of the loss or liability imposed and the level of our earnings for that period, and could adversely affect our business and reputation.
Below is a description of certain of our regulatory matters and legal proceedings. Other than as described below, during the quarter ended March 31, 2024, there were no material changes to the legal proceedings previously disclosed in our 2023 Form 10-K.
On January 28, 2019, a purported shareholder derivative action, Gilbert v. Keane, et al., was filed in the U.S. District Court for the District of Connecticut against the Company as a nominal defendant, and certain of the Company’s officers and directors. The lawsuit alleges breach of fiduciary duty claims based on the allegations raised by the plaintiff in the Stichting Depositary APG class action, unjust enrichment, waste of corporate assets, and that the defendants made materially misleading statements and/or omitted material information in violation of the Exchange Act. The complaint seeks a declaration that the defendants breached and/or aided and abetted the breach of their fiduciary duties to the Company, unspecified monetary damages with interest, restitution, a direction that the defendants take all necessary actions to reform and improve corporate governance and internal procedures, and attorneys’ and experts’ fees.
On March 11, 2019, a second purported shareholder derivative action, Aldridge v. Keane, et al., was filed in the U.S. District Court for the District of Connecticut. The allegations in the Aldridge complaint are substantially similar to those in the Gilbert complaint.
On March 26, 2020, the District Court recaptioned the Gilbert and Aldridge cases as In re Synchrony Financial Derivative Litigation.
XML 35 R23.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Pay vs Performance Disclosure - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Pay vs Performance Disclosure    
Net earnings $ 1,293 $ 601
XML 36 R24.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Insider Trading Arrangements
 3 Months Ended
Mar. 31, 2024
Trading Arrangements, by Individual  
Rule 10b5-1 Arrangement Adopted false
Non-Rule 10b5-1 Arrangement Adopted false
Rule 10b5-1 Arrangement Terminated false
Non-Rule 10b5-1 Arrangement Terminated false
XML 37 R25.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Basis of Presentation and Summary of Significant Accounting Policies (Policies)
 3 Months Ended
Mar. 31, 2024
Accounting Policies [Abstract]  
Basis of Presentation
Basis of Presentation
The accompanying condensed consolidated financial statements were prepared in conformity with U.S. generally accepted accounting principles (“GAAP”).
Preparing financial statements in conformity with U.S. GAAP requires us to make estimates based on assumptions about current, and for some estimates, future, economic and market conditions (for example, unemployment, housing, interest rates and market liquidity) which affect reported amounts and related disclosures in our condensed consolidated financial statements. Although our current estimates contemplate current conditions and how we expect them to change in the future, as appropriate, it is reasonably possible that actual conditions could be different than anticipated in those estimates, which could materially affect our results of operations and financial position. Among other effects, such changes could result in incremental losses on loan receivables, future impairments of debt securities, goodwill and intangible assets, increases in reserves for contingencies, establishment of valuation allowances on deferred tax assets and increases in our tax liabilities.
We primarily conduct our business within the United States and substantially all of our revenues are from U.S. customers. The operating activities conducted by our non-U.S. affiliates use the local currency as their functional currency. The effects of translating the financial statements of these non-U.S. affiliates to U.S. dollars are included in equity. Asset and liability accounts are translated at period-end exchange rates, while revenues and expenses are translated at average rates for the respective periods.
Consolidated Basis of Presentation
The Company’s financial statements have been prepared on a consolidated basis. Under this basis of presentation, our financial statements consolidate all of our subsidiaries – i.e., entities in which we have a controlling financial interest, most often because we hold a majority voting interest. To determine if we hold a controlling financial interest in an entity, we first evaluate if we are required to apply the variable interest entity (“VIE”) model to the entity, otherwise the entity is evaluated under the voting interest model. We consolidate certain securitization entities under the VIE model. See Note 6. Variable Interest Entities.
Interim Period Presentation
Interim Period Presentation
The condensed consolidated financial statements and notes thereto are unaudited. These statements include all adjustments (consisting of normal recurring accruals) that we considered necessary to present a fair statement of our results of operations, financial position and cash flows. The results reported in these condensed consolidated financial statements should not be considered as necessarily indicative of results that may be expected for the entire year. These condensed consolidated financial statements should be read in conjunction with our 2023 annual consolidated financial statements and the related notes in our Annual Report on Form 10-K for the year ended December 31, 2023 (our "2023 Form 10-K").
New Accounting Standards
New Accounting Standards
Recently Issued But Not Yet Adopted Accounting Standards
In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. This ASU improves reportable segment disclosure requirements and requires enhanced disclosures about significant segment expenses. The Company will adopt this guidance on a retrospective basis on its effective date, which for us is beginning within our December 31, 2024 Form 10-K.
In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. This ASU requires disclosure of specific categories in the rate reconciliation, as well as additional qualitative information about the reconciliation, and additional disaggregated information about income taxes paid. The Company will adopt this guidance on its effective date, which for us is beginning within our December 31, 2025 Form 10-K, and is currently determining the method of adoption.
Equity Method Investments
Equity Method Investments
We use the equity method of accounting for investments where we have significant influence, but not control, over the operating and financial policies of the investee. Our assessment of significant influence includes factors such as our ownership interest, legal form, and representation on the board of directors. The Company generally records the initial investment at cost or fair value, as appropriate. Subsequently, we adjust each investment for our proportionate share of net income or loss in the investee. We amortize, where appropriate, differences between the Company’s cost basis and underlying equity in net assets, which are reported in Other Income. The Company evaluates equity method investments for other-than-temporary impairment when events or changes in circumstance indicate that the carrying amount of the investment might not be recoverable.
XML 38 R26.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Acquisitions and Dispositions (Tables)
 3 Months Ended
Mar. 31, 2024
Business Combination and Asset Acquisition [Abstract]  
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed
($ in millions)Fair Value Estimate
Assets acquired
Cash
$34 
Loan receivables1,875 
Intangible assets, net23 
Other assets2 
Total $1,934 
Liabilities assumed
Other liabilities(16)
Total net identifiable assets acquired$1,918 
Less: Total cash consideration paid$1,969 
Goodwill$51 
XML 39 R27.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Debt Securities (Tables)
 3 Months Ended
Mar. 31, 2024
Investments, Debt and Equity Securities [Abstract]  
Schedule of Available-for-sale Securities Reconciliation Our debt securities consist of the following:
March 31, 2024December 31, 2023
GrossGrossGrossGross
AmortizedunrealizedunrealizedEstimatedAmortizedunrealizedunrealizedEstimated
 ($ in millions)costgainslossesfair valuecostgainslossesfair value
U.S. government and federal agency$1,463 $— $— $1,463 $2,264 $1 $(1)$2,264 
State and municipal9 — — 9 10 — — 10 
Residential mortgage-backed(a)
375 — (41)334 392 — (38)354 
Asset-backed(b)
1,196 2 (7)1,191 1,167 4 (8)1,163 
Other8 — 8 8 — — 8 
Total(c)
$3,051 $2 $(48)$3,005 $3,841 $5 $(47)$3,799 
_______________________
(a)    All of our residential mortgage-backed securities have been issued by government-sponsored entities and are collateralized by U.S. mortgages.
(b)    Our asset-backed securities are collateralized by credit card and auto loans.
(c)    At March 31, 2024 and December 31, 2023, the estimated fair value of debt securities pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances was $344 million and $360 million, respectively.
Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value
The following table presents the estimated fair values and gross unrealized losses of our available-for-sale debt securities:
In loss position for
Less than 12 months12 months or more
GrossGross
EstimatedunrealizedEstimatedunrealized
 ($ in millions)fair valuelossesfair valuelosses
At March 31, 2024
U.S. government and federal agency$1,117 $— $— $— 
State and municipal— — 6 — 
Residential mortgage-backed— — 328 (41)
Asset-backed304 (1)277 (6)
Other— — 8 — 
Total$1,421 $(1)$619 $(47)
At December 31, 2023
U.S. government and federal agency$495 $— $399 $(1)
State and municipal— — 9 — 
Residential mortgage-backed1 — 346 (38)
Asset-backed171 — 244 (8)
Other— — 8 — 
Total$667 $— $1,006 $(47)
Investments Classified by Contractual Maturity Date
Contractual Maturities of Investments in Available-for-Sale Debt Securities
AmortizedEstimated Weighted
At March 31, 2024 ($ in millions)costfair value
Average yield (a)
Due
Within one year$1,923 $1,918 4.9 %
After one year through five years$766 $766 5.2 %
After five years through ten years$169 $157 1.8 %
After ten years$193 $164 2.0 %
_____________________
(a)Weighted average yield is calculated based on the amortized cost of each security. In calculating yield, no adjustment has been made with respect to any tax-exempt obligations.
XML 40 R28.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses (Tables)
 3 Months Ended
Mar. 31, 2024
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable
($ in millions)March 31, 2024December 31, 2023
Credit cards$93,736 $97,043 
Consumer installment loans5,957 3,977 
Commercial credit products1,912 1,839 
Other 128 129 
Total loan receivables, before allowance for credit losses(a)(b)(c)
$101,733 $102,988 
_______________________
(a)Total loan receivables include $20.1 billion and $21.4 billion of restricted loans of consolidated securitization entities at March 31, 2024 and December 31, 2023, respectively. See Note 6. Variable Interest Entities for further information on these restricted loans.
(b)At March 31, 2024 and December 31, 2023, loan receivables included deferred costs and purchase discounts, net of deferred income, of $(120) million and $213 million, respectively.
(c)At March 31, 2024 and December 31, 2023, $23.2 billion and $22.4 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.
Allowance for Credit Losses on Financing Receivables
Allowance for Credit Losses(a)(b)
 ($ in millions)Balance at
January 1, 2024
Provision charged to operations(c)
Gross charge-offsRecoveries
Other(d)
Balance at
March 31, 2024
Credit cards$10,156 $1,508 $(1,761)$291 $— $10,194 
Consumer installment loans279 345 (90)8 39 581 
Commercial credit products131 29 (35)2 — 127 
Other5 (2)— — — 3 
Total$10,571 $1,880 $(1,886)$301 $39 $10,905 
($ in millions)Balance at
January 1, 2023		Impact of ASU 2022-02 AdoptionPost-Adoption Balance at January 1, 2023Provision charged to operationsGross charge-offsRecoveriesBalance at
March 31, 2023
Credit cards$9,225 $(294)$8,931 $1,159 $(1,162)$224 $9,152 
Consumer installment loans208 1 209 85 (44)5 255 
Commercial credit products87 (1)85 48 (31)2 104 
Other7 — 8 (2)— — 6 
Total$9,527 $(294)$9,233 $1,290 $(1,237)$231 $9,517 
_______________________
(a)The allowance for credit losses at March 31, 2024 and 2023 reflects our estimate of expected credit losses for the life of the loan receivables on our Condensed Consolidated Statements of Financial Position at March 31, 2024 and 2023 which include the consideration of current and expected macroeconomic conditions that existed at those dates.
(b)Excluded from the table above are allowance for credit losses for loan receivables acquired and immediately written off within the period presented.
(c)Provision for credit losses in the Condensed Consolidated Statements of Earnings for the three months ended March 31, 2024 includes $4 million associated with off-balance sheet credit exposures recorded in Accrued expenses and other liabilities in the Condensed Consolidated Statements of Financial Position.
(d)Primarily represents allowance for credit losses for PCD assets.
Past Due Financing Receivables
Delinquent and Non-accrual Loans
The following table provides information on our delinquent and non-accrual loans:
At March 31, 2024 ($ in millions)30-89 days delinquent90 or more days delinquentTotal past due90 or more days delinquent and accruingTotal non-accruing
Credit cards$2,189 $2,377 $4,566 $2,377 $— 
Consumer installment loans121 33 154 — 33 
Commercial credit products51 49 100 49 — 
Total delinquent loans$2,361 $2,459 $4,820 $2,426 $33 
Percentage of total loan receivables2.3 %2.4 %4.7 %2.4 %— %
At December 31, 2023 ($ in millions)30-89 days delinquent90 or more days delinquentTotal past due90 or more days delinquent and accruingTotal non-accruing
Credit cards$2,375 $2,290 $4,665 $2,290 $— 
Consumer installment loans96 23 119 — 23 
Commercial credit products61 40 101 40 — 
Total delinquent loans$2,532 $2,353 $4,885 $2,330 $23 
Percentage of total loan receivables2.5 %2.3 %4.7 %2.3 %— %
Consumer Installment Loans by Origination Year
By origination year
At or for the three months ended
March 31, 2024 ($ in millions)		20242023202220212020PriorTotal
Amortized cost basis$809 $2,665 $1,470 $649 $287 $77 $5,957 
30-89 days delinquent4 53 38 16 7 3 121 
90 or more days delinquent— 15 12 4 2 — 33 
Current period gross charge-offs(a)
— 47 25 12 5 1 90 
By origination year
At December 31, 2023 ($ in millions)20232022202120202019PriorTotal
Amortized cost basis$2,097 $931 $541 $312 $69 $27 $3,977 
30-89 days delinquent44 25 15 9 2 1 96 
90 or more days delinquent11 6 4 2 — — 23 
_______________________
(a)Gross charge-offs for the three months ended March 31, 2023 were not material.
Financing Receivable Credit Quality Indicators The table below excludes 0.3%, 0.3% and 0.3% of our total loan receivables balance for our credit cards and commercial credit products at each of March 31, 2024, December 31, 2023 and March 31, 2023, respectively, which represents those customer accounts for which a VantageScore score, or equivalent, is not available.
March 31, 2024December 31, 2023March 31, 2023
651 or591 to590 or651 or591 to590 or651 or591 to590 or
higher650 lesshigher650 lesshigher650 less
Credit cards71 %20 %9 %72 %19 %9 %73 %19 %8 %
Commercial credit products 86 %7 %7 %83 %10 %7 %86 %7 %7 %
Schedule of Loan Modifications to Borrowers Experiencing Financial Difficulty
The following table provides information on our loan modifications made to borrowers experiencing financial difficulty during the periods presented, which do not include loans that are classified as loan receivables held for sale:
Three months ended March 3120242023
($ in millions)Amount
% of Loan Receivables
Amount
% of Loan Receivables
Long-term modifications
Credit cards$471 0.5 %$377 0.4 %
Consumer installment loans— — — %
Commercial credit products2 0.1 %1 0.1 %
Short-term modifications
Credit cards247 0.3 %139 0.2 %
Consumer installment loans— — — %
Commercial credit products— — — %
Total$720 0.7 %$517 0.6 %
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty
The following tables provide information on the performance of loans modified to borrowers experiencing financial difficulty which have been modified within the previous 12 months and remain in a modification program at March 31, 2024. For the comparative period, amounts represent loans that were modified subsequent to January 1, 2023 and remained in a modification program at March 31, 2023:
Amortized cost basis
At March 31, 2024 ($ in millions)Current30-89 days delinquent90 or more days delinquent
Total past due(a)
Long-term modifications
Credit cards$928 $175 $151 $326 
Consumer installment loans— — — — 
Commercial credit products2 1 1 2 
Short-term modifications
Credit cards71 41 50 91 
Consumer installment loans— — — — 
Commercial credit products— — — — 
Total delinquent modified loans$1,001 $217 $202 $419 
Percentage of total loan receivables1.0 %0.2 %0.2 %0.4 %
Amortized cost basis
At March 31, 2023 ($ in millions)Current30-89 days delinquent90 or more days delinquent
Total past due(a)
Long-term modifications
Credit cards$209 $89 $65 $154 
Consumer installment loans— — — — 
Commercial credit products— — 1 1 
Short-term modifications
Credit cards28 18 44 62 
Consumer installment loans— — — — 
Commercial credit products— — — — 
Total delinquent modified loans$237 $107 $110 $217 
Percentage of total loan receivables0.3 %0.1 %0.1 %0.2 %
___________________
(a)    Once a loan has been modified, it only returns to current status (re-aged) after three consecutive monthly program payments are received post the modification date.
Troubled Debt Restructurings on Financing Receivables, Subsequent Default
The following table presents the type, number and amount of loans to borrowers experiencing financial difficulty that enrolled in a long-term modification program within the previous 12 months from March 31, 2024, or between January 1, 2023 and March 31, 2023 for the comparative period, and experienced a payment default and charged-off during the period presented:
Three months ended March 3120242023
($ in millions, accounts in thousands)Accounts defaultedLoans defaultedAccounts defaultedLoans defaulted
Credit cards47 $118 2 $7 
Consumer installment loans— — — — 
Commercial credit products— 1 — — 
Total47 $119 2 $7 
Of the loans modified to borrowers experiencing financial difficulty that enrolled in a short-term modification program within the previous 12 months from March 31, 2024, or between January 1, 2023 and March 31, 2023 for the comparative period, 51% and 14% had fully completed all required payments and successfully exited the program during the three months ended March 31, 2024 and 2023, respectively.
Interest Income and Interest Expense Disclosure
The following table provides additional information about our interest and fees on loans, including merchant discounts, from our loan receivables, including held for sale:
Three months ended March 31,
($ in millions)20242023
Credit cards(a)
$5,096 $4,497 
Consumer installment loans149 83 
Commercial credit products45 34 
Other3 2 
Total(b)
$5,293 $4,616 
_______________________
(a)Interest income on credit cards that was reversed related to accrued interest receivables written off was $592 million and $415 million for the three months ended March 31, 2024 and 2023, respectively.
(b)Deferred merchant discounts to be recognized in interest income at March 31, 2024 and December 31, 2023, were $1.8 billion and $1.9 billion, respectively, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.
XML 41 R29.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Variable Interest Entities (Tables)
 3 Months Ended
Mar. 31, 2024
Variable Interest Entities [Abstract]  
Schedule of Variable Interest Entities
The table below summarizes the assets and liabilities of our consolidated securitization VIEs described above:
($ in millions)March 31, 2024December 31, 2023
Assets  
Loan receivables, net(a)
$18,259  $19,537 
Other assets(b)
49  47 
Total$18,308  $19,584 
  
Liabilities 
Borrowings$8,016  $7,267 
Other liabilities31  31 
Total$8,047  $7,298 
_______________________
(a)    Includes $1.8 billion and $1.9 billion of related allowance for credit losses resulting in gross restricted loans of $20.1 billion and $21.4 billion at March 31, 2024 and December 31, 2023, respectively.
(b)    Includes $47 million and $45 million of segregated funds held by the VIEs at March 31, 2024 and December 31, 2023, respectively, which are classified as restricted cash and equivalents and included as a component of Other assets in our Condensed Consolidated Statements of Financial Position.
XML 42 R30.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Intangible Assets (Tables)
 3 Months Ended
Mar. 31, 2024
Goodwill and Intangible Assets Disclosure [Abstract]  
Schedule of Goodwill
Goodwill
($ in millions)
2024
Balance at January 1
$1,018 
Change in amounts allocated to disposition of business(a)
4 
Goodwill recognized upon acquisition51 
Balance at March 31
$1,073 
_____________
(a)    The change in the three months ended March 31, 2024 was based upon the carrying amount of net assets of Pets Best and the final valuation of consideration received at closing.
Schedule of Finite-Lived Intangible Assets
March 31, 2024December 31, 2023
($ in millions)Gross carrying amountAccumulated amortizationNetGross carrying amountAccumulated amortizationNet
Capitalized software$2,066 $(1,331)$735 $2,065 $(1,302)$763 
Other191 (126)65 204 (152)52 
Total$2,257 $(1,457)$800 $2,269 $(1,454)$815 
XML 43 R31.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Deposits (Tables)
 3 Months Ended
Mar. 31, 2024
Deposits [Abstract]  
Schedule of Deposit Liabilities
March 31, 2024December 31, 2023
($ in millions)Amount
Average rate(a)
Amount
Average rate(a)
Interest-bearing deposits$83,160 4.6 %$80,789 3.9 %
Non-interest-bearing deposits394 — 364 — 
Total deposits$83,554 $81,153 
____________________
(a)Based on interest expense for the three months ended March 31, 2024 and the year ended December 31, 2023 and average deposits balances.
Schedule of Maturities of Deposit Liabilities
At March 31, 2024, our interest-bearing time deposits maturing for the remainder of 2024 and over the next four years and thereafter were as follows:
($ in millions)20242025202620272028Thereafter
Deposits$25,691 $17,744 $1,719 $2,726 $1,455 $282 
XML 44 R32.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Borrowings (Tables)
 3 Months Ended
Mar. 31, 2024
Debt Disclosure [Abstract]  
Schedule of Debt
March 31, 2024December 31, 2023
($ in millions)Maturity dateInterest RateWeighted average interest rate
Outstanding Amount(a)(b)
Outstanding Amount(a)(b)
Borrowings of consolidated securitization entities:
Fixed securitized borrowings2025 - 2027
3.37% - 5.74%
4.69 %$4,166 $3,417 
Floating securitized borrowings2024 - 2026
6.07% - 6.28%
6.14 %3,850 3,850 
Total borrowings of consolidated securitization entities5.39 %8,016 7,267 
Senior unsecured notes:
Synchrony Financial senior unsecured notes:
Fixed senior unsecured notes2024 - 2031
2.87% - 5.15%
4.20 %5,882 6,480 
Synchrony Bank senior unsecured notes:
Fixed senior unsecured notes2025 - 2027
5.40% - 5.63%
5.49 %1,494 1,494 
Total senior unsecured notes4.46 %7,376 7,974 
Subordinated unsecured notes:
Synchrony Financial subordinated unsecured notes:
Fixed subordinated unsecured notes2033
7.25%
7.25 %741 741 
Total senior and subordinated unsecured notes4.72 %8,117 8,715 
Total borrowings$16,133 $15,982 
___________________
(a)Includes unamortized debt premiums, discounts and issuance costs.
(b)The Company may redeem certain borrowings prior to their original contractual maturity dates in accordance with the optional redemption provision specified in the respective instruments.
Schedule of Maturities of Long-term Debt
The following table summarizes the maturities of the principal amount of our borrowings of consolidated securitization entities and senior and subordinated unsecured notes for the remainder of 2024 and over the next four years and thereafter:
($ in millions)20242025202620272028Thereafter
Borrowings$2,875 $6,050 $2,750 $2,350 $— $2,150 
XML 45 R33.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Fair Value Measurements (Tables)
 3 Months Ended
Mar. 31, 2024
Fair Value Disclosures [Abstract]  
Fair Value, Assets Measured on Recurring Basis The following tables present our assets and liabilities measured at fair value on a recurring basis.
Recurring Fair Value Measurements
At March 31, 2024 ($ in millions)Level 1Level 2Level 3
Total(a)
Assets
Debt securities
U.S. government and federal agency $— $1,463 $— $1,463 
State and municipal— — 9 9 
Residential mortgage-backed— 335 — 335 
Asset-backed— 1,191 — 1,191 
Other— — 8 8 
Other(b)
14 — 9 23 
Total $14 $2,989 $26 $3,029 
Liabilities
Other(c)
— — 4 4 
Total$— $— $4 $4 
At December 31, 2023 ($ in millions)
Assets
Debt securities
U.S. government and federal agency $— $2,264 $— $2,264 
State and municipal— — 10 10 
Residential mortgage-backed— 354 — 354 
Asset-backed— 1,162 — 1,162 
Other— — 8 8 
Other(b)
14 — 10 24 
Total $14 $3,780 $28 $3,822 
Liabilities
Other(c)
— — $4 $4 
Total$— $— $4 $4 
_______________________
(a)    For the three months ended March 31, 2024 and 2023, there were no fair value measurements transferred between levels.
(b)    Other is primarily comprised of equity investments measured at fair value, which are included in Other assets in our Condensed Consolidated Statement of Financial Position, as well as certain financial assets for which we have elected the fair value option which are included in Loan receivables in our Condensed Consolidated Statement of Financial Position.
(c)    Other is primarily comprised of certain financial liabilities for which we have elected the fair value option, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.
Fair Value, by Balance Sheet Grouping
Financial Assets and Financial Liabilities Carried at Other Than Fair Value
CarryingCorresponding fair value amount
At March 31, 2024 ($ in millions)valueTotalLevel 1Level 2Level 3
Financial Assets
Financial assets for which carrying values equal or approximate fair value:
Cash and equivalents(a)
$20,021 $20,021 $20,021 $— $— 
Other assets(a)(b)
$50 $50 $50 $— $— 
Financial assets carried at other than fair value:
Loan receivables, net(c)
$90,819 $103,231 $— $— $103,231 
Financial Liabilities
Financial liabilities carried at other than fair value:
Deposits$83,554 $83,516 $— $83,516 $— 
Borrowings of consolidated securitization entities$8,016 $8,001 $— $4,150 $3,851 
Senior and subordinated unsecured notes$8,117 $7,826 $— $7,826 $— 
CarryingCorresponding fair value amount
At December 31, 2023 ($ in millions)valueTotalLevel 1Level 2Level 3
Financial Assets
Financial assets for which carrying values equal or approximate fair value:
Cash and equivalents(a)
$14,259 $14,259 $14,259 $— $— 
Other assets(a)(b)
$50 $50 $50 $— $— 
Assets held for sale(d)
$112 $112 $112 $— $— 
Financial assets carried at other than fair value:
Loan receivables, net(c)
$92,407 $104,761 $— $— $104,761 
Financial Liabilities
Financial liabilities carried at other than fair value:
Deposits$81,153 $80,935 $— $80,935 $— 
Borrowings of consolidated securitization entities$7,267 $7,250 $— $3,411 $3,839 
Senior and subordinated unsecured notes$8,715 $8,423 $— $8,423 $— 
_______________________
(a)    For cash and equivalents and restricted cash and equivalents, carrying value approximates fair value due to the liquid nature and short maturity of these instruments.
(b)    This balance relates to restricted cash and equivalents, which is included in Other assets.
(c)    Excludes financial assets for which we have elected the fair value option. Under certain retail partner program agreements, the expected sales proceeds in the event of a sale of their credit card portfolio may be limited to the amounts owed by our customers, which may be less than the fair value indicated above.
(d)    Includes $19 million of cash and equivalents and $93 million of restricted cash and equivalents.
Equity Securities without Readily Determinable Fair Value
Three months ended March 31,
At or for the periods ended March 31 ($ in millions)20242023
Carrying value(a)
$272 $250 
Upward adjustments(b)
— — 
Downward adjustments(b)
— — 
_______________________
(a)    Carrying value reflects cumulative purchases and sales in addition to upward and downward carrying value changes, and at December 31, 2023 was $270 million.
(b)    Between January 1, 2018 and March 31, 2024, cumulative upward and downward carrying value adjustments were $205 million and $(14) million, respectively.
XML 46 R34.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Regulatory and Capital Adequacy (Tables)
 3 Months Ended
Mar. 31, 2024
Banking Regulation, Risk-Based Information [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The actual capital amounts, ratios and the applicable required minimums of the Company and the Bank are as follows:
Synchrony Financial
At March 31, 2024 ($ in millions)ActualMinimum for capital
adequacy purposes
Amount
Ratio(a)
Amount
Ratio(b)
Total risk-based capital$16,347 15.8 %$8,259 8.0 %
Tier 1 risk-based capital$14,207 13.8 %$6,195 6.0 %
Tier 1 leverage$14,207 12.0 %$4,719 4.0 %
Common equity Tier 1 Capital$12,985 12.6 %$4,646 4.5 %
At December 31, 2023 ($ in millions)ActualMinimum for capital
adequacy purposes
Amount
Ratio(a)
Amount
Ratio(b)
Total risk-based capital$15,464 14.9 %$8,277 8.0 %
Tier 1 risk-based capital$13,334 12.9 %$6,208 6.0 %
Tier 1 leverage$13,334 11.7 %$4,563 4.0 %
Common equity Tier 1 Capital$12,600 12.2 %$4,656 4.5 %
Synchrony Bank
At March 31, 2024 ($ in millions)ActualMinimum for capital
adequacy purposes		Minimum to be well-capitalized under prompt corrective action provisions
Amount
Ratio(a)
Amount
Ratio(b)
AmountRatio
Total risk-based capital$14,769 15.1 %$7,840 8.0 %$9,800 10.0 %
Tier 1 risk-based capital$12,690 12.9 %$5,880 6.0 %$7,840 8.0 %
Tier 1 leverage$12,690 11.4 %$4,454 4.0 %$5,567 5.0 %
Common equity Tier I capital$12,690 12.9 %$4,410 4.5 %$6,370 6.5 %
At December 31, 2023 ($ in millions)ActualMinimum for capital
adequacy purposes		Minimum to be well-capitalized under prompt corrective action provisions
Amount
Ratio(a)
Amount
Ratio(b)
AmountRatio
Total risk-based capital$14,943 15.3 %$7,822 8.0 %$9,778 10.0 %
Tier 1 risk-based capital$12,880 13.2 %$5,867 6.0 %$7,822 8.0 %
Tier 1 leverage$12,880 12.0 %$4,302 4.0 %$5,377 5.0 %
Common equity Tier I capital$12,880 13.2 %$4,400 4.5 %$6,356 6.5 %
_______________________
(a)Capital ratios are calculated based on the Basel III Standardized Approach rules. Capital amounts and ratios at March 31, 2024 and at December 31, 2023 in the above tables reflect the applicable CECL regulatory capital transition adjustment.
(b)At March 31, 2024 and at December 31, 2023, Synchrony Financial and the Bank also must maintain a capital conservation buffer of common equity Tier 1 capital in excess of minimum risk-based capital ratios by at least 2.5 percentage points to avoid limits on capital distributions and certain discretionary bonus payments to executive officers and similar employees.
XML 47 R35.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Earnings Per Share (Tables)
 3 Months Ended
Mar. 31, 2024
Earnings Per Share [Abstract]  
Schedule of Earnings Per Share, Basic and Diluted
The following table presents the calculation of basic and diluted earnings per common share:
Three months ended March 31,
(in millions, except per share data)20242023
Net earnings$1,293 $601 
Preferred stock dividends(11)(11)
Net earnings available to common stockholders$1,282 $590 
Weighted average common shares outstanding, basic404.7 434.4 
Effect of dilutive securities3.5 2.8 
Weighted average common shares outstanding, dilutive408.2 437.2 
Earnings per basic common share$3.17 $1.36 
Earnings per diluted common share$3.14 $1.35 
XML 48 R36.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Equity and Other Stock Related Information (Tables)
 3 Months Ended
Mar. 31, 2024
Equity [Abstract]  
Schedule of Preferred Stock
The following table summarizes the Company's preferred stock issued and outstanding at March 31, 2024 and December 31, 2023.
SeriesIssuance DateRedeemable by Issuer BeginningPer Annum Dividend RateLiquidation Preference per ShareTotal Shares OutstandingMarch 31, 2024December 31, 2023
($ in millions, except per share data)
Series A(a)
November 14, 2019November 15, 20245.625%$1,000750,000$734 $734 
Series B(a)
February 23, 2024May 15, 2029
8.25%(b)
$1,000500,000$488 $— 
$1,222 $734 
_______________________
(a)Issued as depositary shares, each representing a 1/40th interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are payable quarterly on February 15, May 15, August 15 and November 15 of each calendar year at a fixed rate, in each case when, as and if declared by the Board of Directors.
(b)Through May 14, 2029; resets May 15, 2029 and each date falling on the fifth anniversary at 5-Year Treasury Rate plus 4.044%.
XML 49 R37.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Incomes Taxes (Tables)
 3 Months Ended
Mar. 31, 2024
Income Tax Disclosure [Abstract]  
Unrecognized Tax Benefits
($ in millions)March 31, 2024December 31, 2023
Unrecognized tax benefits, excluding related interest expense and penalties(a)
$242  $230 
Portion that, if recognized, would reduce tax expense and effective tax rate(b)
$191 $182 
____________________
(a)Interest and penalties related to unrecognized tax benefits were not material for all periods presented.
(b)Comprised of federal unrecognized tax benefits and state and local unrecognized tax benefits net of the effects of associated U.S. federal income taxes. Excludes amounts attributable to any related valuation allowances resulting from associated increases in deferred tax assets.
XML 50 R38.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Acquisitions and Dispositions - Ally Lending Narrative (Details) - USD ($)
$ in Millions
Mar. 01, 2024
Mar. 31, 2024
Mar. 05, 2024
Dec. 31, 2023
Mar. 31, 2023
Dec. 31, 2022
Business Combination, Separately Recognized Transactions [Line Items]            
Allowance for credit loss   $ 10,905   $ 10,571 $ 9,517 $ 9,527
Ally Lending            
Business Combination, Separately Recognized Transactions [Line Items]            
Cash consideration $ 1,969          
Unpaid principal balance of loan receivables acquired     $ 2,200      
Loan receivables provisional loan discount upon acquisition 271          
Allowance for credit loss     $ 189      
Purchased credit deteriorated loans acquired 64          
Purchased credit deteriorated loans allowance $ 39          
XML 51 R39.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Acquisitions and Dispositions - Schedule of Assets Acquired and Liabilities Assumed (Details) - USD ($)
$ in Millions
Mar. 01, 2024
Mar. 31, 2024
Mar. 05, 2024
Dec. 31, 2023
Liabilities assumed        
Goodwill   $ 1,073   $ 1,018
Ally Lending        
Assets acquired        
Cash     $ 34  
Loan receivables     1,875  
Intangible assets, net     23  
Other assets     2  
Total     1,934  
Liabilities assumed        
Other liabilities     (16)  
Total net identifiable assets acquired     1,918  
Less: Total cash consideration paid $ 1,969      
Goodwill     $ 51  
XML 52 R40.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Acquisitions and Dispositions - Pets Best Narrative (Details)
$ in Millions
 1 Months Ended 3 Months Ended
Mar. 31, 2024
USD ($)
executive
Mar. 31, 2024
USD ($)
Mar. 31, 2023
USD ($)
Mar. 05, 2024
USD ($)
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]        
Gain on sale of business   $ 1,069 $ 0  
Independence Pet Holdings, Inc.        
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]        
Equity method investments $ 605 $ 605    
Equity method investments, fair value       $ 605
Pets Best        
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]        
Gain on sale of business 1,100      
Gain on sale of business, net of tax $ 802      
Pets Best | Independence Pet Holdings, Inc. | Synchrony Financial        
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]        
Number of executives appointed to Board of Directors | executive 2      
Pets Best | Independence Pet Holdings, Inc.        
Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]        
Equity interests consideration received (less than) 10.00%      
XML 53 R41.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Debt Securities - Schedule of Available for Sale Securities (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Debt    
Amortized cost $ 3,051 $ 3,841
Gross unrealized gains 2 5
Gross unrealized losses (48) (47)
Estimated fair value 3,005 3,799
U.S. government and federal agency    
Debt    
Amortized cost 1,463 2,264
Gross unrealized gains 0 1
Gross unrealized losses 0 (1)
Estimated fair value 1,463 2,264
State and municipal    
Debt    
Amortized cost 9 10
Gross unrealized gains 0 0
Gross unrealized losses 0 0
Estimated fair value 9 10
Residential mortgage-backed    
Debt Securities, Available-for-sale [Line Items]    
Residential Mortgage Backed Securities pledged as collateral to the Federal Reserve 344 360
Debt    
Amortized cost [1] 375 392
Gross unrealized gains [1] 0 0
Gross unrealized losses [1] (41) (38)
Estimated fair value [1] 334 354
Asset-backed    
Debt    
Amortized cost [2] 1,196 1,167
Gross unrealized gains [2] 2 4
Gross unrealized losses [2] (7) (8)
Estimated fair value [2] 1,191 1,163
Other Debt Obligations    
Debt    
Amortized cost 8 8
Gross unrealized gains 0
Gross unrealized losses 0 0
Estimated fair value $ 8 $ 8
[1] All of our residential mortgage-backed securities have been issued by government-sponsored entities and are collateralized by U.S. mortgages.
[2] Our asset-backed securities are collateralized by credit card and auto loans.
(c)    At March 31, 2024 and December 31, 2023, the estimated fair value of debt securities pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances was $344 million and $360 million, respectively.
XML 54 R42.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Debt Securities - Continuous Unrealized Losses (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Estimated fair value    
Less than 12 months $ 1,421 $ 667
12 months or more 619 1,006
Gross unrealized losses    
Less than 12 months (1) 0
12 months or more (47) (47)
U.S. government and federal agency    
Estimated fair value    
Less than 12 months 1,117 495
12 months or more 0 399
Gross unrealized losses    
Less than 12 months 0 0
12 months or more 0 (1)
State and municipal    
Estimated fair value    
Less than 12 months 0 0
12 months or more 6 9
Gross unrealized losses    
Less than 12 months 0 0
12 months or more 0 0
Residential mortgage-backed    
Estimated fair value    
Less than 12 months 0 1
12 months or more 328 346
Gross unrealized losses    
Less than 12 months 0 0
12 months or more (41) (38)
Asset-backed    
Estimated fair value    
Less than 12 months 304 171
12 months or more 277 244
Gross unrealized losses    
Less than 12 months (1) 0
12 months or more (6) (8)
Other Debt Obligations    
Estimated fair value    
Less than 12 months 0 0
12 months or more 8 8
Gross unrealized losses    
Less than 12 months 0 0
12 months or more $ 0 $ 0
XML 55 R43.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Debt Securities - Contractual Maturities (Details)
$ in Millions
Mar. 31, 2024
USD ($)
Amortized Cost  
Within one year $ 1,923
After one year through five years 766
After five years through ten years 169
After ten years 193
Estimated Fair Value  
Within one year 1,918
After one year through five years 766
After five years through ten years 157
After ten years $ 164
Weighted Average Yield  
Within one year 4.90% [1]
After one year through five years 5.20% [1]
After five years through ten years 1.80% [1]
After ten years 2.00% [1]
[1] Weighted average yield is calculated based on the amortized cost of each security. In calculating yield, no adjustment has been made with respect to any tax-exempt obligations.
XML 56 R44.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses - Loan Receivables (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables [1],[2] $ 101,733 $ 102,988
Deferred costs and purchase discounts, net of deferred (income) (120) 213
Federal Reserve Discount Window    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 23,200 22,400
Credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 93,736 97,043
Consumer installment loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 5,957 3,977
Commercial credit products    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 1,912 1,839
Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables 128 129
Variable Interest Entity, Primary Beneficiary    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan receivables $ 20,091 $ 21,434
[1] At March 31, 2024 and December 31, 2023, loan receivables included deferred costs and purchase discounts, net of deferred income, of $(120) million and $213 million, respectively.
(c)At March 31, 2024 and December 31, 2023, $23.2 billion and $22.4 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.
[2] Total loan receivables include $20.1 billion and $21.4 billion of restricted loans of consolidated securitization entities at March 31, 2024 and December 31, 2023, respectively. See Note 6. Variable Interest Entities for further information on these restricted loans.
XML 57 R45.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses - Allowance for Credit Losses (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance $ 10,571 $ 9,527
Provision for credit losses 1,880  
Provision for credit losses 1,884 1,290
Gross charge-offs 1,886 1,237
Recoveries 301 231
Other 39  
Ending Balance 10,905 9,517
Financing Receivable, Credit Loss, Expense (Reversal), Accrued Forward Loan Portfolio Purchase 4  
Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   (294)
Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 10,571 9,233
Credit cards    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   9,225
Provision for credit losses 1,508  
Provision for credit losses   1,159
Gross charge-offs 1,761 1,162
Recoveries 291 224
Other 0  
Ending Balance 10,194 9,152
Credit cards | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   (294)
Credit cards | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 10,156 8,931
Consumer installment loans    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   208
Provision for credit losses 345  
Provision for credit losses   85
Gross charge-offs 90 44
Recoveries 8 5
Other 39  
Ending Balance 581 255
Consumer installment loans | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   1
Consumer installment loans | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 279 209
Commercial credit products    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   87
Provision for credit losses 29  
Provision for credit losses   48
Gross charge-offs 35 31
Recoveries 2 2
Other 0  
Ending Balance 127 104
Commercial credit products | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   (1)
Commercial credit products | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance 131 85
Other    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   7
Provision for credit losses (2)  
Provision for credit losses   (2)
Gross charge-offs 0 0
Recoveries 0 0
Other 0  
Ending Balance 3 6
Other | Cumulative Effect, Period of Adoption, Adjustment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance   0
Other | Cumulative Effect, Period of Adoption, Adjusted Balance    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning Balance $ 5 $ 8
XML 58 R46.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses - Delinquent and Non Accrual Status (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables [1],[2] $ 101,733   $ 102,988
90 or more days delinquent and accruing 2,426   2,330
Total non-accruing $ 33   $ 23
Financing Receivable, Nonaccrual, Percent Past Due 0.00%   0.00%
Gross charge-offs $ 1,886 $ 1,237  
Credit cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables 93,736   $ 97,043
90 or more days delinquent and accruing 2,377   2,290
Total non-accruing 0   0
Gross charge-offs 1,761 1,162  
Consumer installment loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables 5,957   3,977
90 or more days delinquent and accruing 0   0
Total non-accruing 33   23
Financing Receivable, Year One, Originated, Current Fiscal Year 809   2,097
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 2,665   931
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 1,470   541
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 649   312
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 287   69
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 77   27
Financing Receivable Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff 47    
Financing Receivable Year Three Originated Two Years Before Current FiscalYear Writeoff 25    
Financing Receivable Year Four Originated Three Years Before Current Fiscal Year Writeoff 12    
Financing Receivable Year Five Originated Four Years Before Current Fiscal Year Writeoff 5    
Financing Receivable Originated More Than Five Years Before Current Fiscal Year Writeoff 1    
Gross charge-offs 90 44  
Commercial credit products      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables 1,912   1,839
90 or more days delinquent and accruing 49   40
Total non-accruing 0   0
Gross charge-offs 35 31  
Other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables 128   129
Gross charge-offs 0 $ 0  
Financial Asset, Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables $ 4,820   $ 4,885
Financing Receivable, Percent Past Due 4.70%   4.70%
Financial Asset, Past Due | Credit cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables $ 4,566   $ 4,665
Financial Asset, Past Due | Consumer installment loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables 154   119
Financial Asset, Past Due | Commercial credit products      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables 100   101
Financing Receivables, 30 to 89 Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables $ 2,361   $ 2,532
Financing Receivable, Percent Past Due 2.30%   2.50%
Financing Receivables, 30 to 89 Days Past Due | Credit cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables $ 2,189   $ 2,375
Financing Receivables, 30 to 89 Days Past Due | Consumer installment loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables 121   96
Financing Receivable, Year One, Originated, Current Fiscal Year 4   44
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 53   25
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 38   15
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 16   9
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 7   2
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 3   1
Financing Receivables, 30 to 89 Days Past Due | Commercial credit products      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables 51   61
Financial Asset, Equal to or Greater than 90 Days Past Due      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables $ 2,459   $ 2,353
Financing Receivable, Percent Past Due 2.40%   2.30%
Financial Asset, Equal to or Greater than 90 Days Past Due | Credit cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables $ 2,377   $ 2,290
Financial Asset, Equal to or Greater than 90 Days Past Due | Consumer installment loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables 33   23
Financing Receivable, Year One, Originated, Current Fiscal Year 0   11
Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year 15   6
Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year 12   4
Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year 4   2
Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year 2   0
Financing Receivable, Originated, More than Five Years before Current Fiscal Year 0   0
Financial Asset, Equal to or Greater than 90 Days Past Due | Commercial credit products      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Total loan receivables $ 49   $ 40
Financial Asset, Equal to or Greater than 90 Days Past Due And Accruing      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Percent Past Due 2.40%   2.30%
[1] At March 31, 2024 and December 31, 2023, loan receivables included deferred costs and purchase discounts, net of deferred income, of $(120) million and $213 million, respectively.
(c)At March 31, 2024 and December 31, 2023, $23.2 billion and $22.4 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.
[2] Total loan receivables include $20.1 billion and $21.4 billion of restricted loans of consolidated securitization entities at March 31, 2024 and December 31, 2023, respectively. See Note 6. Variable Interest Entities for further information on these restricted loans.
XML 59 R47.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses - Loans Entered into a Loan Modification Program (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total loans entered into a modification program $ 720 $ 517
% of Loan Receivables 0.70% 0.60%
FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification 97.00%  
Credit cards | Short-term Payment Deferral    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total loans entered into a modification program $ 247 $ 139
% of Loan Receivables 0.30% 0.20%
Credit cards | Long-term Payment Deferral    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total loans entered into a modification program $ 471 $ 377
% of Loan Receivables 0.50% 0.40%
Consumer installment loans | Short-term Payment Deferral    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total loans entered into a modification program $ 0 $ 0
Consumer installment loans | Long-term Payment Deferral    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total loans entered into a modification program 0 0
Commercial credit products | Short-term Payment Deferral    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total loans entered into a modification program 0 0
Commercial credit products | Long-term Payment Deferral    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total loans entered into a modification program $ 2 $ 1
% of Loan Receivables 0.10% 0.10%
XML 60 R48.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses - Performance of Loans Modified to Borrowers Experiencing Financial Difficulty (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of Loan Receivables 0.70% 0.60%
Financial Asset, Not Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans $ 1,001 $ 237
% of Loan Receivables 1.00% 0.30%
Financial Asset, Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans $ 419 $ 217
% of Loan Receivables 0.40% 0.20%
Financing Receivables, 30 to 89 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans $ 217 $ 107
% of Loan Receivables 0.20% 0.10%
Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans $ 202 $ 110
% of Loan Receivables 0.20% 0.10%
Credit cards | Long-term Payment Deferral    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of Loan Receivables 0.50% 0.40%
Credit cards | Long-term Payment Deferral | Financial Asset, Not Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans $ 928 $ 209
Credit cards | Long-term Payment Deferral | Financial Asset, Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 326 154
Credit cards | Long-term Payment Deferral | Financing Receivables, 30 to 89 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 175 89
Credit cards | Long-term Payment Deferral | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans $ 151 $ 65
Credit cards | Short-term Payment Deferral    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of Loan Receivables 0.30% 0.20%
Credit cards | Short-term Payment Deferral | Financial Asset, Not Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans $ 71 $ 28
Credit cards | Short-term Payment Deferral | Financial Asset, Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 91 62
Credit cards | Short-term Payment Deferral | Financing Receivables, 30 to 89 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 41 18
Credit cards | Short-term Payment Deferral | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 50 44
Consumer installment loans | Long-term Payment Deferral | Financial Asset, Not Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 0 0
Consumer installment loans | Long-term Payment Deferral | Financial Asset, Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 0 0
Consumer installment loans | Long-term Payment Deferral | Financing Receivables, 30 to 89 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 0 0
Consumer installment loans | Long-term Payment Deferral | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 0 0
Consumer installment loans | Short-term Payment Deferral | Financial Asset, Not Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 0 0
Consumer installment loans | Short-term Payment Deferral | Financial Asset, Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 0 0
Consumer installment loans | Short-term Payment Deferral | Financing Receivables, 30 to 89 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 0 0
Consumer installment loans | Short-term Payment Deferral | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans $ 0 $ 0
Commercial credit products | Long-term Payment Deferral    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
% of Loan Receivables 0.10% 0.10%
Commercial credit products | Long-term Payment Deferral | Financial Asset, Not Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans $ 2 $ 0
Commercial credit products | Long-term Payment Deferral | Financial Asset, Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 2 1
Commercial credit products | Long-term Payment Deferral | Financing Receivables, 30 to 89 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 1 0
Commercial credit products | Long-term Payment Deferral | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 1 1
Commercial credit products | Short-term Payment Deferral | Financial Asset, Not Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 0 0
Commercial credit products | Short-term Payment Deferral | Financial Asset, Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 0 0
Commercial credit products | Short-term Payment Deferral | Financing Receivables, 30 to 89 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans 0 0
Commercial credit products | Short-term Payment Deferral | Financial Asset, Equal to or Greater than 90 Days Past Due    
Financing Receivable, Troubled Debt Restructuring [Line Items]    
Total delinquent modified loans $ 0 $ 0
XML 61 R49.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses - Payment Defaults (Details)
contract in Thousands, $ in Millions
 3 Months Ended
Mar. 31, 2024
USD ($)
contract
Mar. 31, 2023
USD ($)
contract
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accounts defaulted | contract 47 2
Loans defaulted | $ $ 119 $ 7
Credit cards    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accounts defaulted | contract 47 2
Loans defaulted | $ $ 118 $ 7
Consumer installment loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accounts defaulted | contract 0 0
Loans defaulted | $ $ 0 $ 0
Commercial credit products    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Accounts defaulted | contract 0 0
Loans defaulted | $ $ 1 $ 0
XML 62 R50.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses - Credit Quality Indicators (Details)
Mar. 31, 2024
Dec. 31, 2023
Mar. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Credit Quality Indicators, Percentage of Loan Receivables with No Vantage Score 0.30% 0.30% 0.30%
Credit cards | Six Hundred and Fifty-One or Higher      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Percentage of class of loan receivable 71.00% 72.00% 73.00%
Credit cards | Five Hundred and Ninety-One to Six Hundred and Fifty      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Percentage of class of loan receivable 20.00% 19.00% 19.00%
Credit cards | Five Hundred and Ninety or Less      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Percentage of class of loan receivable 9.00% 9.00% 8.00%
Commercial credit products | Six Hundred and Fifty-One or Higher      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Percentage of class of loan receivable 86.00% 83.00% 86.00%
Commercial credit products | Five Hundred and Ninety-One to Six Hundred and Fifty      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Percentage of class of loan receivable 7.00% 10.00% 7.00%
Commercial credit products | Five Hundred and Ninety or Less      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Percentage of class of loan receivable 7.00% 7.00% 7.00%
XML 63 R51.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses - Interest Income by Product (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Interest and fees on loans [1] $ 5,293 $ 4,616  
Contract with Customer, Liability 1,800   $ 1,900
Credit cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Interest and fees on loans [2] 5,096 4,497  
Financing Receivable, Accrued Interest, Writeoff 592 415  
Consumer installment loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Interest and fees on loans 149 83  
Commercial credit products      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Interest and fees on loans 45 34  
Other      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Interest and fees on loans $ 3 $ 2  
[1] Deferred merchant discounts to be recognized in interest income at March 31, 2024 and December 31, 2023, were $1.8 billion and $1.9 billion, respectively, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.
[2] Interest income on credit cards that was reversed related to accrued interest receivables written off was $592 million and $415 million for the three months ended March 31, 2024 and 2023, respectively
XML 64 R52.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Loan Receivables and Allowance for Credit Losses - Narrative (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Allowance for Credit Loss, Reasonable and Supportable Forecast Period 12 months    
Financing Receivable, Allowance for Credit Loss, Reversion Period 6 months    
Financing Receivable, Troubled Debt Restructuring, Success Rate 51.00% 14.00%  
FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification 97.00%    
Financing Receivable Modified Percent of Unpaid Balance Forgiven Short-term $ 15 $ 11  
Financing Receivable, Allowance for Credit Loss, Writeoff (1,886) (1,237)  
Credit cards      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Unused Commitments to Extend Credit 428,000   $ 427,000
Financing Receivable, Allowance for Credit Loss, Writeoff (1,761) (1,162)  
Consumer installment loans      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Financing Receivable, Allowance for Credit Loss, Writeoff $ (90) $ (44)  
XML 65 R53.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Variable Interest Entities - Summary of Assets and Liabilities (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Mar. 31, 2023
Dec. 31, 2022
Variable Interest Entity [Line Items]        
Loan receivables, net $ 90,828 $ 92,417    
Other assets 5,446 4,915    
Total assets 121,173 117,479    
Total liabilities 105,891 103,576    
Financing Receivable, Allowance for Credit Loss (10,905) (10,571) $ (9,517) $ (9,527)
Total loan receivables [1],[2] $ 101,733 $ 102,988    
Restricted Cash Equivalents, Statement of Financial Position [Extensible Enumeration] Other assets Other assets    
Variable Interest Entity, Primary Beneficiary        
Variable Interest Entity [Line Items]        
Loan receivables, net [3] $ 18,259 $ 19,537    
Other assets [4] 49 47    
Total assets 18,308 19,584    
Borrowings [5] 8,016 7,267    
Other liabilities 31 31    
Total liabilities 8,047 7,298    
Financing Receivable, Allowance for Credit Loss (1,800) (1,900)    
Total loan receivables 20,091 21,434    
Restricted Cash Equivalents $ 47 $ 45    
[1] At March 31, 2024 and December 31, 2023, loan receivables included deferred costs and purchase discounts, net of deferred income, of $(120) million and $213 million, respectively.
(c)At March 31, 2024 and December 31, 2023, $23.2 billion and $22.4 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.
[2] Total loan receivables include $20.1 billion and $21.4 billion of restricted loans of consolidated securitization entities at March 31, 2024 and December 31, 2023, respectively. See Note 6. Variable Interest Entities for further information on these restricted loans.
[3] Includes $1.8 billion and $1.9 billion of related allowance for credit losses resulting in gross restricted loans of $20.1 billion and $21.4 billion at March 31, 2024 and December 31, 2023, respectively.
[4] Includes $47 million and $45 million of segregated funds held by the VIEs at March 31, 2024 and December 31, 2023, respectively, which are classified as restricted cash and equivalents and included as a component of Other assets in our Condensed Consolidated Statements of Financial Position.
[5] Includes unamortized debt premiums, discounts and issuance costs.
(b)The Company may redeem certain borrowings prior to their original contractual maturity dates in accordance with the optional redemption provision specified in the respective instruments.
XML 66 R54.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Variable Interest Entities - Narrative (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Variable Interest Entity [Line Items]      
Interest and fees on loans [1] $ 5,293 $ 4,616  
Provision for credit losses 1,884 1,290  
Affordable housing properties investments 713   $ 736
Amortization of affordable housing properties investments 23 20  
Tax credits and other benefits of affordable housing properties investments (28) (24)  
Other investments in non-consolidated VIEs 259   $ 252
Investments Funding Commitment      
Variable Interest Entity [Line Items]      
Other commitments 192    
Variable Interest Entity, Primary Beneficiary      
Variable Interest Entity [Line Items]      
Interest and fees on loans 1,000 948  
Provision for credit losses 165 120  
Interest on borrowings of consolidated securitization entities $ 105 $ 77  
[1] Deferred merchant discounts to be recognized in interest income at March 31, 2024 and December 31, 2023, were $1.8 billion and $1.9 billion, respectively, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.
XML 67 R55.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Intangible Assets - Schedule of Goodwill (Details)
$ in Millions
 3 Months Ended
Mar. 31, 2024
USD ($)
Goodwill [Roll Forward]  
Balance at January 1 $ 1,018
Change in amounts allocated to disposition of business 4
Goodwill recognized upon acquisition 51
Balance at March 31 $ 1,073
XML 68 R56.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Intangible Assets - Schedule of Finite-Lived Intangible Assets (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Finite-Lived Intangible Assets [Line Items]    
Gross carrying amount $ 2,257 $ 2,269
Accumulated amortization (1,457) (1,454)
Net 800 815
Capitalized software    
Finite-Lived Intangible Assets [Line Items]    
Gross carrying amount 2,066 2,065
Accumulated amortization (1,331) (1,302)
Net 735 763
Other Intangible Assets    
Finite-Lived Intangible Assets [Line Items]    
Gross carrying amount 191 204
Accumulated amortization (126) (152)
Net $ 65 $ 52
XML 69 R57.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Intangible Assets Narrative (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 05, 2024
Dec. 31, 2023
Finite-Lived Intangible Assets [Line Items]        
Finite-lived intangible assets acquired $ 64      
Other Assets 5,446     $ 4,915
Ally Lending        
Finite-Lived Intangible Assets [Line Items]        
Intangible assets, net     $ 23  
Other Expense | Finite-Lived Intangible Assets, Excluding Retail Partner Contracts        
Finite-Lived Intangible Assets [Line Items]        
Amortization expense $ 80 $ 70    
XML 70 R58.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Deposits - Schedule of Deposit Liabilities (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Deposits [Abstract]      
Interest-bearing deposits, amount $ 83,160   $ 80,789
Non-interest-bearing deposits, amount 394   364
Total deposits $ 83,554   $ 81,153
Weighted Average Rate, Interest-Bearing Domestic Deposits, over Time [1] 4.60% 3.90%  
[1] Based on interest expense for the three months ended March 31, 2024 and the year ended December 31, 2023 and average deposits balances.
XML 71 R59.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Deposits - Maturity Schedule (Details)
$ in Millions
Mar. 31, 2024
USD ($)
Maturities of Time Deposits [Abstract]  
2024 $ 25,691
2025 17,744
2026 1,719
2027 2,726
2028 1,455
Thereafter $ 282
XML 72 R60.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Deposits - Narrative (Details) - USD ($)
$ in Billions
Mar. 31, 2024
Dec. 31, 2023
Schedule of Deposits [Line Items]    
Time Deposits, at or Above FDIC Insurance Limit $ 10.7 $ 10.0
Demand deposits with no defined maturity 29.3  
Deposits, Savings Deposits 27.3  
Program Arranger    
Schedule of Deposits [Line Items]    
Broker network deposit sweeps $ 4.3  
XML 73 R61.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Borrowings - Borrowings Schedule (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Amount    
Total borrowings [1] $ 16,133 $ 15,982
Senior unsecured notes    
Amount    
Unsecured debt [1] $ 7,376 7,974
Average rate    
Weighted average interest rate 4.46%  
Senior and Subordinated Notes    
Amount    
Unsecured debt $ 8,117 8,715
Average rate    
Weighted average interest rate 4.72%  
Fixed Senior Unsecured Notes | Senior unsecured notes    
Amount    
Unsecured debt [1] $ 5,882 6,480
Average rate    
Weighted average interest rate 4.20%  
Fixed Subordinated Unsecured Notes | Senior Subordinated Notes    
Amount    
Unsecured debt $ 741 741
Average rate    
Weighted average interest rate 7.25%  
Variable Interest Entity, Primary Beneficiary    
Average rate    
Weighted average interest rate 5.39%  
Borrowings of consolidated securitization entities [1] $ 8,016 7,267
Variable Interest Entity, Primary Beneficiary | Fixed Securitized Borrowings    
Average rate    
Weighted average interest rate 4.69%  
Borrowings of consolidated securitization entities [1] $ 4,166 3,417
Variable Interest Entity, Primary Beneficiary | Floating Securitized Borrowings    
Average rate    
Weighted average interest rate 6.14%  
Borrowings of consolidated securitization entities [1] $ 3,850 3,850
Subsidiaries [Member] | Fixed Senior Unsecured Notes | Senior unsecured notes    
Amount    
Unsecured debt [1] $ 1,494 $ 1,494
Average rate    
Weighted average interest rate 5.49%  
Minimum | Fixed Senior Unsecured Notes | Senior unsecured notes    
Average rate    
Debt Instrument, Interest Rate, Stated Percentage 2.87%  
Minimum | Fixed Subordinated Unsecured Notes | Senior Subordinated Notes    
Average rate    
Debt Instrument, Interest Rate, Stated Percentage 7.25%  
Minimum | Variable Interest Entity, Primary Beneficiary | Fixed Securitized Borrowings    
Average rate    
Debt Instrument, Interest Rate, Stated Percentage 3.37%  
Minimum | Variable Interest Entity, Primary Beneficiary | Floating Securitized Borrowings    
Average rate    
Debt Instrument, Interest Rate, Stated Percentage 6.07%  
Minimum | Subsidiaries [Member] | Fixed Senior Unsecured Notes | Senior unsecured notes    
Average rate    
Debt Instrument, Interest Rate, Stated Percentage 5.40%  
Maximum | Fixed Senior Unsecured Notes | Senior unsecured notes    
Average rate    
Debt Instrument, Interest Rate, Stated Percentage 5.15%  
Maximum | Fixed Subordinated Unsecured Notes | Senior Subordinated Notes    
Average rate    
Debt Instrument, Interest Rate, Stated Percentage 7.25%  
Maximum | Variable Interest Entity, Primary Beneficiary | Fixed Securitized Borrowings    
Average rate    
Debt Instrument, Interest Rate, Stated Percentage 5.74%  
Maximum | Variable Interest Entity, Primary Beneficiary | Floating Securitized Borrowings    
Average rate    
Debt Instrument, Interest Rate, Stated Percentage 6.28%  
Maximum | Subsidiaries [Member] | Fixed Senior Unsecured Notes | Senior unsecured notes    
Average rate    
Debt Instrument, Interest Rate, Stated Percentage 5.63%  
[1] Includes unamortized debt premiums, discounts and issuance costs.
(b)The Company may redeem certain borrowings prior to their original contractual maturity dates in accordance with the optional redemption provision specified in the respective instruments.
XML 74 R62.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Borrowings - Borrowings Maturity Schedule (Details)
$ in Millions
Mar. 31, 2024
USD ($)
Maturities of Long-Term Debt [Abstract]  
2024 $ 2,875
2025 6,050
2026 2,750
2027 2,350
2028 0
Thereafter $ 2,150
XML 75 R63.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Borrowings - Narrative (Details) - USD ($)
$ in Billions
Mar. 31, 2024
Dec. 31, 2023
Federal Reserve Discount Window    
Debt Instrument [Line Items]    
Remaining undrawn capacity $ 10.8 $ 10.4
Variable Interest Entity, Primary Beneficiary    
Debt Instrument [Line Items]    
Remaining undrawn capacity 2.5 2.5
Revolving Credit Facility | Unsecured Debt    
Debt Instrument [Line Items]    
Undrawn capacity $ 0.5 $ 0.5
Maximum | Senior Notes | Fixed Senior Unsecured Notes    
Debt Instrument [Line Items]    
Debt Instrument, Interest Rate, Stated Percentage 5.15%  
Maximum | Senior Notes | Fixed Senior Unsecured Notes | Subsidiaries [Member]    
Debt Instrument [Line Items]    
Debt Instrument, Interest Rate, Stated Percentage 5.63%  
XML 76 R64.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Fair Value Measurement - Recurring Fair Value Measurements (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) $ 3,005 $ 3,799
Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total [1] 3,029 3,822
Business Combination, Contingent Consideration, Liability 4 [1] 4
Financial and Nonfinancial Liabilities, Fair Value Disclosure [1] 4 4
Assets measured at fair value, Other 23 [1] 24
Fair Value, Measurements, Recurring | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total 14 14
Business Combination, Contingent Consideration, Liability 0 0
Financial and Nonfinancial Liabilities, Fair Value Disclosure 0 0
Assets measured at fair value, Other 14 14
Fair Value, Measurements, Recurring | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total 2,989 3,780
Business Combination, Contingent Consideration, Liability 0 0
Financial and Nonfinancial Liabilities, Fair Value Disclosure 0 0
Assets measured at fair value, Other 0 0
Fair Value, Measurements, Recurring | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Total 26 28
Business Combination, Contingent Consideration, Liability 4 4
Financial and Nonfinancial Liabilities, Fair Value Disclosure 4 4
Assets measured at fair value, Other 9 10
U.S. government and federal agency    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 1,463 2,264
U.S. government and federal agency | Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) [1] 1,463 2,264
U.S. government and federal agency | Fair Value, Measurements, Recurring | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 0 0
U.S. government and federal agency | Fair Value, Measurements, Recurring | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 1,463 2,264
U.S. government and federal agency | Fair Value, Measurements, Recurring | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 0 0
State and municipal    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 9 10
State and municipal | Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) [1] 9 10
State and municipal | Fair Value, Measurements, Recurring | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 0 0
State and municipal | Fair Value, Measurements, Recurring | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 0 0
State and municipal | Fair Value, Measurements, Recurring | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 9 10
Residential mortgage-backed    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) [2] 334 354
Residential mortgage-backed | Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) [1] 335 354
Residential mortgage-backed | Fair Value, Measurements, Recurring | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 0 0
Residential mortgage-backed | Fair Value, Measurements, Recurring | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 335 354
Residential mortgage-backed | Fair Value, Measurements, Recurring | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 0 0
Asset-backed    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) [3] 1,191 1,163
Asset-backed | Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) [1] 1,191 1,162
Asset-backed | Fair Value, Measurements, Recurring | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 0 0
Asset-backed | Fair Value, Measurements, Recurring | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 1,191 1,162
Asset-backed | Fair Value, Measurements, Recurring | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 0 0
Other Debt Obligations    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 8 8
Other Debt Obligations | Fair Value, Measurements, Recurring    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 8 8
Other Debt Obligations | Fair Value, Measurements, Recurring | Level 1    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 0 0
Other Debt Obligations | Fair Value, Measurements, Recurring | Level 2    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) 0 0
Other Debt Obligations | Fair Value, Measurements, Recurring | Level 3    
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]    
Debt securities (Note 4) $ 8 $ 8
[1] For the three months ended March 31, 2024 and 2023, there were no fair value measurements transferred between levels.
[2] All of our residential mortgage-backed securities have been issued by government-sponsored entities and are collateralized by U.S. mortgages.
[3] Our asset-backed securities are collateralized by credit card and auto loans.
(c)    At March 31, 2024 and December 31, 2023, the estimated fair value of debt securities pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances was $344 million and $360 million, respectively.
XML 77 R65.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Fair Value Measurement - Fair Value Asset and Liabilities Carried at Other than Fair Value (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Cash and equivalents $ 20,021 [1] $ 14,259
Other assets 50 [1],[2] 50
Loan receivables, net 103,231 [3] 104,761
Deposits 83,516 80,935
Disposal Group, Including Discontinued Operations, Restricted Cash   93
Disposal Group, Including Discontinued Operation, Cash   19
Carrying Value    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Cash and equivalents 20,021 14,259
Other assets 50 50
Loan receivables, net 90,819 92,407
Deposits 83,554 81,153
Assets Held for Sale, Fair Value Disclosure   112
Estimate of Fair Value Measurement    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Assets Held for Sale, Fair Value Disclosure   112
Level 1    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Cash and equivalents 20,021 14,259
Other assets 50 50
Loan receivables, net 0 [3] 0
Deposits 0 0
Assets Held for Sale, Fair Value Disclosure   112
Level 2    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Cash and equivalents 0 0
Other assets 0 [1],[2] 0
Loan receivables, net 0 [3] 0
Deposits 83,516 80,935
Assets Held for Sale, Fair Value Disclosure   0
Level 3    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Cash and equivalents 0 [1] 0
Other assets 0 [1],[2] 0
Loan receivables, net 103,231 104,761
Deposits 0 0
Assets Held for Sale, Fair Value Disclosure   0
Senior Notes    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Instrument, Fair Value Disclosure 7,826 8,423
Senior Notes | Carrying Value    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Instrument, Fair Value Disclosure 8,117 8,715
Senior Notes | Level 1    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Instrument, Fair Value Disclosure 0 0
Senior Notes | Level 2    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Instrument, Fair Value Disclosure 7,826 8,423
Senior Notes | Level 3    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Debt Instrument, Fair Value Disclosure 0 0
Variable Interest Entity, Primary Beneficiary    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Borrowings of consolidated securitization entities 8,001 7,250
Variable Interest Entity, Primary Beneficiary | Carrying Value    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Borrowings of consolidated securitization entities 8,016 7,267
Variable Interest Entity, Primary Beneficiary | Level 1    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Borrowings of consolidated securitization entities 0 0
Variable Interest Entity, Primary Beneficiary | Level 2    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Borrowings of consolidated securitization entities 4,150 3,411
Variable Interest Entity, Primary Beneficiary | Level 3    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Borrowings of consolidated securitization entities $ 3,851 $ 3,839
[1] For cash and equivalents and restricted cash and equivalents, carrying value approximates fair value due to the liquid nature and short maturity of these instruments.
[2] This balance relates to restricted cash and equivalents, which is included in Other assets.
(c)    Excludes financial assets for which we have elected the fair value option. Under certain retail partner program agreements, the expected sales proceeds in the event of a sale of their credit card portfolio may be limited to the amounts owed by our customers, which may be less than the fair value indicated above.
(d)    Includes $19 million of cash and equivalents and $93 million of restricted cash and equivalents
[3] .
XML 78 R66.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Equity Securities without Readily Determinable Fair Value (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Fair Value Disclosures [Abstract]      
Carry Value $ 272 [1] $ 250 [1] $ 270
Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Annual Amount [2] 0 0  
Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Annual Amount [2] 0 $ 0  
Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Cumulative Amount 205    
Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Cumulative Amount $ (14)    
[1] December 31, 2023 was $270 million.
[2] Between January 1, 2018 and March 31, 2024, cumulative upward and downward carrying value adjustments were $205 million and $(14) million, respectively.
XML 79 R67.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Regulatory and Capital Adequacy (Capital Amounts and Ratios) (Details) - Basel III
$ in Millions
Mar. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Capital conservation buffer 0.025 0.025
Total risk-based capital    
Actual $ 16,347 $ 15,464
Actual (percent) [1] 0.158 0.149
Minimum for capital adequacy purposes $ 8,259 $ 8,277
Minimum for capital adequacy purposes (percent) [2] 0.080 0.080
Tier 1 risk-based capital    
Banking Regulation, Tier One Risk-Based Capital, Actual $ 14,207 $ 13,334
Actual (percent) [1] 0.138 0.129
Minimum for capital adequacy purposes $ 6,195 $ 6,208
Minimum for capital adequacy purposes (percent) [2] 0.060 0.060
Tier 1 leverage    
Banking Regulation, Tier One Leverage Capital, Actual $ 14,207 $ 13,334
Actual (percent) [1] 0.120 0.117
Minimum for capital adequacy purposes $ 4,719 $ 4,563
Minimum for capital adequacy purposes (percent) [2] 0.040 0.040
Common equity Tier I capital    
Common equity, actual $ 12,985 $ 12,600
Common equity, actual (percent) [1] 0.126 0.122
Common equity, minimum for capital adequacy purposes $ 4,646 $ 4,656
Common Equity Tier One Capital Required for Capital Adequacy to Risk Weighted Assets [2] 0.045 0.045
Synchrony Bank    
Total risk-based capital    
Actual $ 14,769 $ 14,943
Actual (percent) [1] 0.151 0.153
Minimum for capital adequacy purposes $ 7,840 $ 7,822
Minimum for capital adequacy purposes (percent) [2] 0.080 0.080
Minimum to be well-capitalized under prompt corrective action provisions $ 9,800 $ 9,778
Minimum to be well-capitalized under prompt corrective action provisions (percent) 0.100 0.100
Tier 1 risk-based capital    
Banking Regulation, Tier One Risk-Based Capital, Actual $ 12,690 $ 12,880
Actual (percent) [1] 0.129 0.132
Minimum for capital adequacy purposes $ 5,880 $ 5,867
Minimum for capital adequacy purposes (percent) [2] 0.060 0.060
Minimum to be well-capitalized under prompt corrective action provisions $ 7,840 $ 7,822
Minimum to be well-capitalized under prompt corrective action provisions (percent) 0.080 0.080
Tier 1 leverage    
Banking Regulation, Tier One Leverage Capital, Actual $ 12,690 $ 12,880
Actual (percent) [1] 0.114 0.120
Minimum for capital adequacy purposes $ 4,454 $ 4,302
Minimum for capital adequacy purposes (percent) [2] 0.040 0.040
Minimum to be well-capitalized under prompt corrective action provisions $ 5,567 $ 5,377
Minimum to be well-capitalized under prompt corrective action provisions (percent) 0.050 0.050
Common equity Tier I capital    
Common equity, actual $ 12,690 $ 12,880
Common equity, actual (percent) [1] 0.129 0.132
Common equity, minimum for capital adequacy purposes $ 4,410 $ 4,400
Common Equity Tier One Capital Required for Capital Adequacy to Risk Weighted Assets [2] 0.045 0.045
Common equity, minimum to be well-capitalized under prompt corrective action provisions $ 6,370 $ 6,356
Common Equity Tier One Capital Required to be Well Capitalized Risk Weighted Assets 0.065 0.065
[1] Capital ratios are calculated based on the Basel III Standardized Approach rules. Capital amounts and ratios at March 31, 2024 and at December 31, 2023 in the above tables reflect the applicable CECL regulatory capital transition adjustment.
[2] At March 31, 2024 and at December 31, 2023, Synchrony Financial and the Bank also must maintain a capital conservation buffer of common equity Tier 1 capital in excess of minimum risk-based capital ratios by at least 2.5 percentage points to avoid limits on capital distributions and certain discretionary bonus payments to executive officers and similar employees.
XML 80 R68.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Earnings Per Share - Basic and Diluted Earnings Per Share (Details) - USD ($)
$ / shares in Units, shares in Millions, $ in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Earnings Per Share [Abstract]    
Net earnings $ 1,293 $ 601
Preferred stock dividends (11) (11)
Net earnings available to common stockholders $ 1,282 $ 590
Weighted average common shares outstanding, basic (in shares) 404.7 434.4
Effect of dilutive securities (in shares) 3.5 2.8
Weighted average common shares outstanding, dilutive (in shares) 408.2 437.2
Earnings per basic common share (in usd per share) $ 3.17 $ 1.36
Earnings per diluted common share (in usd per share) $ 3.14 $ 1.35
XML 81 R69.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Earnings Per Share - Narrative (Details) - shares
shares in Millions
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Earnings Per Share [Abstract]    
Antidilutive securities excluded from computation of earnings per share, amount 2 5
XML 82 R70.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Equity and Other Stock Related Information - Schedule of Preferred Stock (Details) - USD ($)
$ / shares in Units, $ in Millions
 3 Months Ended
Mar. 31, 2024
Dec. 31, 2023
Class of Stock [Line Items]    
Total shares outstanding (in shares) 1,250,000 750,000
Preferred stock issued $ 1,222 $ 734
Series A Preferred Stock    
Class of Stock [Line Items]    
Per Annum Dividend Rate 5.625%  
Liquidation Preference Per Share (in usd per share) $ 1,000  
Total shares outstanding (in shares) 750,000  
Preferred stock issued $ 734 734
Series B Preferred Stock    
Class of Stock [Line Items]    
Per Annum Dividend Rate 825.00%  
Liquidation Preference Per Share (in usd per share) $ 1,000  
Total shares outstanding (in shares) 500,000  
Preferred stock issued $ 488 $ 0
Series B Preferred Stock | Five-Year Treasury Rate    
Class of Stock [Line Items]    
Preferred Stock, Dividend Payment Rate, Variable 4.044  
XML 83 R71.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Income Taxes - Unrecognized Tax Benefits (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Income Tax Disclosure [Abstract]    
Portion that, if recognized, would reduce tax expense and effective tax rate [1] $ 191 $ 182
Unrecognized tax benefits, excluding related interest expense and penalties [2] 242 $ 230
Decrease in Unrecognized Tax Benefits is Reasonably Possible 39  
Decrease in Unrecognized Tax Benefits That Would Impact Effective Tax Rate $ 31  
[1] Comprised of federal unrecognized tax benefits and state and local unrecognized tax benefits net of the effects of associated U.S. federal income taxes. Excludes amounts attributable to any related valuation allowances resulting from associated increases in deferred tax assets.
[2] Interest and penalties related to unrecognized tax benefits were not material for all periods presented.
XML 84 R9999.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Label Element Value
Accounting Standards Update [Extensible Enumeration] us-gaap_AccountingStandardsUpdateExtensibleList Accounting Standards Update 2016-13 [Member]
Treasury Stock, Value, Acquired, Cost Method us-gaap_TreasuryStockValueAcquiredCostMethod $ 404,000,000
EXCEL 85 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 86 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 87 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 89 FilingSummary.xml IDEA: XBRL DOCUMENT 3.24.1.u1 html 347 353 1 true 66 0 false 6 false false R1.htm 0000001 - Document - Cover Document Sheet http://www.synchronyfinancial.com/role/CoverDocument Cover Document Cover 1 false false R2.htm 0000002 - Statement - Condensed Consolidated Statements of Earnings (Unaudited) Sheet http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited Condensed Consolidated Statements of Earnings (Unaudited) Statements 2 false false R3.htm 0000003 - Statement - Condensed Consolidated Statements of Comprehensive Income (Unaudited) Sheet http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited Condensed Consolidated Statements of Comprehensive Income (Unaudited) Statements 3 false false R4.htm 0000004 - Statement - Condensed Consolidated Statements of Financial Position Sheet http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition Condensed Consolidated Statements of Financial Position Statements 4 false false R5.htm 0000005 - Statement - Consolidated Statements of Financial Position Statement (Parenthetical) Sheet http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical Consolidated Statements of Financial Position Statement (Parenthetical) Statements 5 false false R6.htm 0000006 - Statement - Condensed Consolidated Statements of Changes in Equity (Unaudited) Sheet http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited Condensed Consolidated Statements of Changes in Equity (Unaudited) Statements 6 false false R7.htm 0000007 - Statement - Condensed Consolidated Statements of Cash Flows (Unaudited) Sheet http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited Condensed Consolidated Statements of Cash Flows (Unaudited) Statements 7 false false R8.htm 0000008 - Disclosure - Business Description Sheet http://www.synchronyfinancial.com/role/BusinessDescription Business Description Notes 8 false false R9.htm 0000009 - Disclosure - Basis of Presentation and Summary of Significant Accounting Policies Sheet http://www.synchronyfinancial.com/role/BasisofPresentationandSummaryofSignificantAccountingPolicies Basis of Presentation and Summary of Significant Accounting Policies Notes 9 false false R10.htm 0000010 - Disclosure - Acquisitions and Dispositions Sheet http://www.synchronyfinancial.com/role/AcquisitionsandDispositions Acquisitions and Dispositions Notes 10 false false R11.htm 0000011 - Disclosure - Debt Securities Sheet http://www.synchronyfinancial.com/role/DebtSecurities Debt Securities Notes 11 false false R12.htm 0000012 - Disclosure - Loan Receivables and Allowance for Credit Losses Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLosses Loan Receivables and Allowance for Credit Losses Notes 12 false false R13.htm 0000013 - Disclosure - Variable Interest Entities Sheet http://www.synchronyfinancial.com/role/VariableInterestEntities Variable Interest Entities Notes 13 false false R14.htm 0000014 - Disclosure - Intangible Assets Sheet http://www.synchronyfinancial.com/role/IntangibleAssets Intangible Assets Notes 14 false false R15.htm 0000015 - Disclosure - Deposits Sheet http://www.synchronyfinancial.com/role/Deposits Deposits Notes 15 false false R16.htm 0000016 - Disclosure - Borrowings Sheet http://www.synchronyfinancial.com/role/Borrowings Borrowings Notes 16 false false R17.htm 0000017 - Disclosure - Fair Value Measurements Sheet http://www.synchronyfinancial.com/role/FairValueMeasurements Fair Value Measurements Notes 17 false false R18.htm 0000018 - Disclosure - Regulatory and Capital Adequacy Sheet http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacy Regulatory and Capital Adequacy Notes 18 false false R19.htm 0000019 - Disclosure - Earnings Per Share Sheet http://www.synchronyfinancial.com/role/EarningsPerShare Earnings Per Share Notes 19 false false R20.htm 0000020 - Disclosure - EQUITY AND OTHER STOCK RELATED INFORMATION Sheet http://www.synchronyfinancial.com/role/EQUITYANDOTHERSTOCKRELATEDINFORMATION EQUITY AND OTHER STOCK RELATED INFORMATION Notes 20 false false R21.htm 0000021 - Disclosure - Income Taxes Sheet http://www.synchronyfinancial.com/role/IncomeTaxes Income Taxes Notes 21 false false R22.htm 0000022 - Disclosure - Legal Proceedings and Regulatory Matters Sheet http://www.synchronyfinancial.com/role/LegalProceedingsandRegulatoryMatters Legal Proceedings and Regulatory Matters Notes 22 false false R23.htm 995410 - Disclosure - Pay vs Performance Disclosure Sheet http://xbrl.sec.gov/ecd/role/PvpDisclosure Pay vs Performance Disclosure Notes 23 false false R24.htm 995445 - Disclosure - Insider Trading Arrangements Sheet http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements Insider Trading Arrangements Notes 24 false false R25.htm 9954471 - Disclosure - Basis of Presentation and Summary of Significant Accounting Policies (Policies) Sheet http://www.synchronyfinancial.com/role/BasisofPresentationandSummaryofSignificantAccountingPoliciesPolicies Basis of Presentation and Summary of Significant Accounting Policies (Policies) Policies http://www.synchronyfinancial.com/role/BasisofPresentationandSummaryofSignificantAccountingPolicies 25 false false R26.htm 9954472 - Disclosure - Acquisitions and Dispositions (Tables) Sheet http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsTables Acquisitions and Dispositions (Tables) Tables http://www.synchronyfinancial.com/role/AcquisitionsandDispositions 26 false false R27.htm 9954473 - Disclosure - Debt Securities (Tables) Sheet http://www.synchronyfinancial.com/role/DebtSecuritiesTables Debt Securities (Tables) Tables http://www.synchronyfinancial.com/role/DebtSecurities 27 false false R28.htm 9954474 - Disclosure - Loan Receivables and Allowance for Credit Losses (Tables) Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesTables Loan Receivables and Allowance for Credit Losses (Tables) Tables http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLosses 28 false false R29.htm 9954475 - Disclosure - Variable Interest Entities (Tables) Sheet http://www.synchronyfinancial.com/role/VariableInterestEntitiesTables Variable Interest Entities (Tables) Tables http://www.synchronyfinancial.com/role/VariableInterestEntities 29 false false R30.htm 9954476 - Disclosure - Intangible Assets (Tables) Sheet http://www.synchronyfinancial.com/role/IntangibleAssetsTables Intangible Assets (Tables) Tables http://www.synchronyfinancial.com/role/IntangibleAssets 30 false false R31.htm 9954477 - Disclosure - Deposits (Tables) Sheet http://www.synchronyfinancial.com/role/DepositsTables Deposits (Tables) Tables http://www.synchronyfinancial.com/role/Deposits 31 false false R32.htm 9954478 - Disclosure - Borrowings (Tables) Sheet http://www.synchronyfinancial.com/role/BorrowingsTables Borrowings (Tables) Tables http://www.synchronyfinancial.com/role/Borrowings 32 false false R33.htm 9954479 - Disclosure - Fair Value Measurements (Tables) Sheet http://www.synchronyfinancial.com/role/FairValueMeasurementsTables Fair Value Measurements (Tables) Tables http://www.synchronyfinancial.com/role/FairValueMeasurements 33 false false R34.htm 9954480 - Disclosure - Regulatory and Capital Adequacy (Tables) Sheet http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyTables Regulatory and Capital Adequacy (Tables) Tables http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacy 34 false false R35.htm 9954481 - Disclosure - Earnings Per Share (Tables) Sheet http://www.synchronyfinancial.com/role/EarningsPerShareTables Earnings Per Share (Tables) Tables http://www.synchronyfinancial.com/role/EarningsPerShare 35 false false R36.htm 9954482 - Disclosure - Equity and Other Stock Related Information (Tables) Sheet http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationTables Equity and Other Stock Related Information (Tables) Tables 36 false false R37.htm 9954483 - Disclosure - Incomes Taxes (Tables) Sheet http://www.synchronyfinancial.com/role/IncomesTaxesTables Incomes Taxes (Tables) Tables 37 false false R38.htm 9954485 - Disclosure - Acquisitions and Dispositions - Ally Lending Narrative (Details) Sheet http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails Acquisitions and Dispositions - Ally Lending Narrative (Details) Details 38 false false R39.htm 9954486 - Disclosure - Acquisitions and Dispositions - Schedule of Assets Acquired and Liabilities Assumed (Details) Sheet http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails Acquisitions and Dispositions - Schedule of Assets Acquired and Liabilities Assumed (Details) Details 39 false false R40.htm 9954487 - Disclosure - Acquisitions and Dispositions - Pets Best Narrative (Details) Sheet http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails Acquisitions and Dispositions - Pets Best Narrative (Details) Details 40 false false R41.htm 9954488 - Disclosure - Debt Securities - Schedule of Available for Sale Securities (Details) Sheet http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails Debt Securities - Schedule of Available for Sale Securities (Details) Details 41 false false R42.htm 9954489 - Disclosure - Debt Securities - Continuous Unrealized Losses (Details) Sheet http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails Debt Securities - Continuous Unrealized Losses (Details) Details 42 false false R43.htm 9954490 - Disclosure - Debt Securities - Contractual Maturities (Details) Sheet http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails Debt Securities - Contractual Maturities (Details) Details 43 false false R44.htm 9954491 - Disclosure - Loan Receivables and Allowance for Credit Losses - Loan Receivables (Details) Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails Loan Receivables and Allowance for Credit Losses - Loan Receivables (Details) Details 44 false false R45.htm 9954492 - Disclosure - Loan Receivables and Allowance for Credit Losses - Allowance for Credit Losses (Details) Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails Loan Receivables and Allowance for Credit Losses - Allowance for Credit Losses (Details) Details 45 false false R46.htm 9954493 - Disclosure - Loan Receivables and Allowance for Credit Losses - Delinquent and Non Accrual Status (Details) Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails Loan Receivables and Allowance for Credit Losses - Delinquent and Non Accrual Status (Details) Details 46 false false R47.htm 9954494 - Disclosure - Loan Receivables and Allowance for Credit Losses - Loans Entered into a Loan Modification Program (Details) Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails Loan Receivables and Allowance for Credit Losses - Loans Entered into a Loan Modification Program (Details) Details 47 false false R48.htm 9954495 - Disclosure - Loan Receivables and Allowance for Credit Losses - Performance of Loans Modified to Borrowers Experiencing Financial Difficulty (Details) Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails Loan Receivables and Allowance for Credit Losses - Performance of Loans Modified to Borrowers Experiencing Financial Difficulty (Details) Details 48 false false R49.htm 9954496 - Disclosure - Loan Receivables and Allowance for Credit Losses - Payment Defaults (Details) Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails Loan Receivables and Allowance for Credit Losses - Payment Defaults (Details) Details 49 false false R50.htm 9954497 - Disclosure - Loan Receivables and Allowance for Credit Losses - Credit Quality Indicators (Details) Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails Loan Receivables and Allowance for Credit Losses - Credit Quality Indicators (Details) Details 50 false false R51.htm 9954498 - Disclosure - Loan Receivables and Allowance for Credit Losses - Interest Income by Product (Details) Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails Loan Receivables and Allowance for Credit Losses - Interest Income by Product (Details) Details 51 false false R52.htm 9954499 - Disclosure - Loan Receivables and Allowance for Credit Losses - Narrative (Details) Sheet http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails Loan Receivables and Allowance for Credit Losses - Narrative (Details) Details http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesTables 52 false false R53.htm 9954500 - Disclosure - Variable Interest Entities - Summary of Assets and Liabilities (Details) Sheet http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails Variable Interest Entities - Summary of Assets and Liabilities (Details) Details 53 false false R54.htm 9954501 - Disclosure - Variable Interest Entities - Narrative (Details) Sheet http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails Variable Interest Entities - Narrative (Details) Details 54 false false R55.htm 9954502 - Disclosure - Intangible Assets - Schedule of Goodwill (Details) Sheet http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofGoodwillDetails Intangible Assets - Schedule of Goodwill (Details) Details 55 false false R56.htm 9954503 - Disclosure - Intangible Assets - Schedule of Finite-Lived Intangible Assets (Details) Sheet http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails Intangible Assets - Schedule of Finite-Lived Intangible Assets (Details) Details 56 false false R57.htm 9954504 - Disclosure - Intangible Assets Narrative (Details) Sheet http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails Intangible Assets Narrative (Details) Details 57 false false R58.htm 9954505 - Disclosure - Deposits - Schedule of Deposit Liabilities (Details) Sheet http://www.synchronyfinancial.com/role/DepositsScheduleofDepositLiabilitiesDetails Deposits - Schedule of Deposit Liabilities (Details) Details 58 false false R59.htm 9954506 - Disclosure - Deposits - Maturity Schedule (Details) Sheet http://www.synchronyfinancial.com/role/DepositsMaturityScheduleDetails Deposits - Maturity Schedule (Details) Details 59 false false R60.htm 9954507 - Disclosure - Deposits - Narrative (Details) Sheet http://www.synchronyfinancial.com/role/DepositsNarrativeDetails Deposits - Narrative (Details) Details 60 false false R61.htm 9954508 - Disclosure - Borrowings - Borrowings Schedule (Details) Sheet http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails Borrowings - Borrowings Schedule (Details) Details 61 false false R62.htm 9954509 - Disclosure - Borrowings - Borrowings Maturity Schedule (Details) Sheet http://www.synchronyfinancial.com/role/BorrowingsBorrowingsMaturityScheduleDetails Borrowings - Borrowings Maturity Schedule (Details) Details 62 false false R63.htm 9954510 - Disclosure - Borrowings - Narrative (Details) Sheet http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails Borrowings - Narrative (Details) Details 63 false false R64.htm 9954511 - Disclosure - Fair Value Measurement - Recurring Fair Value Measurements (Details) Sheet http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails Fair Value Measurement - Recurring Fair Value Measurements (Details) Details 64 false false R65.htm 9954513 - Disclosure - Fair Value Measurement - Fair Value Asset and Liabilities Carried at Other than Fair Value (Details) Sheet http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails Fair Value Measurement - Fair Value Asset and Liabilities Carried at Other than Fair Value (Details) Details 65 false false R66.htm 9954514 - Disclosure - Equity Securities without Readily Determinable Fair Value (Details) Sheet http://www.synchronyfinancial.com/role/EquitySecuritieswithoutReadilyDeterminableFairValueDetails Equity Securities without Readily Determinable Fair Value (Details) Details 66 false false R67.htm 9954515 - Disclosure - Regulatory and Capital Adequacy (Capital Amounts and Ratios) (Details) Sheet http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails Regulatory and Capital Adequacy (Capital Amounts and Ratios) (Details) Details http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyTables 67 false false R68.htm 9954517 - Disclosure - Earnings Per Share - Basic and Diluted Earnings Per Share (Details) Sheet http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails Earnings Per Share - Basic and Diluted Earnings Per Share (Details) Details 68 false false R69.htm 9954518 - Disclosure - Earnings Per Share - Narrative (Details) Sheet http://www.synchronyfinancial.com/role/EarningsPerShareNarrativeDetails Earnings Per Share - Narrative (Details) Details 69 false false R70.htm 9954519 - Disclosure - Equity and Other Stock Related Information - Schedule of Preferred Stock (Details) Sheet http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails Equity and Other Stock Related Information - Schedule of Preferred Stock (Details) Details 70 false false R71.htm 9954520 - Disclosure - Income Taxes - Unrecognized Tax Benefits (Details) Sheet http://www.synchronyfinancial.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails Income Taxes - Unrecognized Tax Benefits (Details) Details 71 false false R9999.htm Uncategorized Items - syf-20240331.htm Sheet http://xbrl.sec.gov/role/uncategorizedFacts Uncategorized Items - syf-20240331.htm Cover 72 false false All Reports Book All Reports syf-20240331.htm syf-20240331.xsd syf-20240331_cal.xml syf-20240331_def.xml syf-20240331_lab.xml syf-20240331_pre.xml syf-20240331_g1.jpg syf-20240331_g2.jpg http://fasb.org/us-gaap/2023 http://xbrl.sec.gov/dei/2023 http://xbrl.sec.gov/ecd/2023 true true JSON 91 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "syf-20240331.htm": { "nsprefix": "syf", "nsuri": "http://www.synchronyfinancial.com/20240331", "dts": { "inline": { "local": [ "syf-20240331.htm" ] }, "schema": { "local": [ "syf-20240331.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd", "https://xbrl.sec.gov/country/2023/country-2023.xsd", "https://xbrl.sec.gov/dei/2023/dei-2023.xsd", "https://xbrl.sec.gov/ecd/2023/ecd-2023.xsd" ] }, "calculationLink": { "local": [ "syf-20240331_cal.xml" ] }, "definitionLink": { "local": [ "syf-20240331_def.xml" ] }, "labelLink": { "local": [ "syf-20240331_lab.xml" ] }, "presentationLink": { "local": [ "syf-20240331_pre.xml" ] } }, "keyStandard": 318, "keyCustom": 35, "axisStandard": 26, "axisCustom": 2, "memberStandard": 41, "memberCustom": 22, "hidden": { "total": 8, "http://fasb.org/us-gaap/2023": 3, "http://xbrl.sec.gov/dei/2023": 5 }, "contextCount": 347, "entityCount": 1, "segmentCount": 66, "elementCount": 662, "unitCount": 6, "baseTaxonomies": { "http://fasb.org/us-gaap/2023": 1112, "http://xbrl.sec.gov/dei/2023": 35, "http://xbrl.sec.gov/ecd/2023": 4 }, "report": { "R1": { "role": "http://www.synchronyfinancial.com/role/CoverDocument", "longName": "0000001 - Document - Cover Document", "shortName": "Cover Document", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "c-1", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R2": { "role": "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "longName": "0000002 - Statement - Condensed Consolidated Statements of Earnings (Unaudited)", "shortName": "Condensed Consolidated Statements of Earnings (Unaudited)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "2", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "syf:InterestandDividendIncomeCashandSecuritiesOperating", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R3": { "role": "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited", "longName": "0000003 - Statement - Condensed Consolidated Statements of Comprehensive Income (Unaudited)", "shortName": "Condensed Consolidated Statements of Comprehensive Income (Unaudited)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "3", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:NetIncomeLoss", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R4": { "role": "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "longName": "0000004 - Statement - Condensed Consolidated Statements of Financial Position", "shortName": "Condensed Consolidated Statements of Financial Position", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "4", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:CashAndCashEquivalentsAtCarryingValue", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-10", "name": "us-gaap:CashAndCashEquivalentsAtCarryingValue", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R5": { "role": "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical", "longName": "0000005 - Statement - Consolidated Statements of Financial Position Statement (Parenthetical)", "shortName": "Consolidated Statements of Financial Position Statement (Parenthetical)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "5", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:PreferredStockParOrStatedValuePerShare", "unitRef": "usdPerShare", "xsiNil": "false", "lang": "en-US", "decimals": "INF", "ancestors": [ "us-gaap:PreferredStockParOrStatedValuePerShare", "span", "div", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:PreferredStockParOrStatedValuePerShare", "unitRef": "usdPerShare", "xsiNil": "false", "lang": "en-US", "decimals": "INF", "ancestors": [ "us-gaap:PreferredStockParOrStatedValuePerShare", "span", "div", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R6": { "role": "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "longName": "0000006 - Statement - Condensed Consolidated Statements of Changes in Equity (Unaudited)", "shortName": "Condensed Consolidated Statements of Changes in Equity (Unaudited)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "6", "firstAnchor": { "contextRef": "c-15", "name": "us-gaap:PreferredStockSharesIssued", "unitRef": "shares", "xsiNil": "false", "lang": "en-US", "decimals": "-3", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-15", "name": "us-gaap:PreferredStockSharesIssued", "unitRef": "shares", "xsiNil": "false", "lang": "en-US", "decimals": "-3", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R7": { "role": "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited", "longName": "0000007 - Statement - Condensed Consolidated Statements of Cash Flows (Unaudited)", "shortName": "Condensed Consolidated Statements of Cash Flows (Unaudited)", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "7", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:NetIncomeLoss", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:DeferredIncomeTaxExpenseBenefit", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R8": { "role": "http://www.synchronyfinancial.com/role/BusinessDescription", "longName": "0000008 - Disclosure - Business Description", "shortName": "Business Description", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "8", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:BusinessDescriptionAndBasisOfPresentationTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:BusinessDescriptionAndBasisOfPresentationTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R9": { "role": "http://www.synchronyfinancial.com/role/BasisofPresentationandSummaryofSignificantAccountingPolicies", "longName": "0000009 - Disclosure - Basis of Presentation and Summary of Significant Accounting Policies", "shortName": "Basis of Presentation and Summary of Significant Accounting Policies", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "9", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:BasisOfPresentationAndSignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R10": { "role": "http://www.synchronyfinancial.com/role/AcquisitionsandDispositions", "longName": "0000010 - Disclosure - Acquisitions and Dispositions", "shortName": "Acquisitions and Dispositions", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "10", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:MergersAcquisitionsAndDispositionsDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:MergersAcquisitionsAndDispositionsDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R11": { "role": "http://www.synchronyfinancial.com/role/DebtSecurities", "longName": "0000011 - Disclosure - Debt Securities", "shortName": "Debt Securities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "11", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R12": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLosses", "longName": "0000012 - Disclosure - Loan Receivables and Allowance for Credit Losses", "shortName": "Loan Receivables and Allowance for Credit Losses", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "12", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:FinancingReceivablesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:FinancingReceivablesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R13": { "role": "http://www.synchronyfinancial.com/role/VariableInterestEntities", "longName": "0000013 - Disclosure - Variable Interest Entities", "shortName": "Variable Interest Entities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "13", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:VariableInterestEntityDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:VariableInterestEntityDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R14": { "role": "http://www.synchronyfinancial.com/role/IntangibleAssets", "longName": "0000014 - Disclosure - Intangible Assets", "shortName": "Intangible Assets", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "14", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:IntangibleAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:IntangibleAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R15": { "role": "http://www.synchronyfinancial.com/role/Deposits", "longName": "0000015 - Disclosure - Deposits", "shortName": "Deposits", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "15", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R16": { "role": "http://www.synchronyfinancial.com/role/Borrowings", "longName": "0000016 - Disclosure - Borrowings", "shortName": "Borrowings", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "16", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:DebtDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:DebtDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R17": { "role": "http://www.synchronyfinancial.com/role/FairValueMeasurements", "longName": "0000017 - Disclosure - Fair Value Measurements", "shortName": "Fair Value Measurements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "17", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R18": { "role": "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacy", "longName": "0000018 - Disclosure - Regulatory and Capital Adequacy", "shortName": "Regulatory and Capital Adequacy", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "18", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R19": { "role": "http://www.synchronyfinancial.com/role/EarningsPerShare", "longName": "0000019 - Disclosure - Earnings Per Share", "shortName": "Earnings Per Share", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "19", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:EarningsPerShareTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:EarningsPerShareTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R20": { "role": "http://www.synchronyfinancial.com/role/EQUITYANDOTHERSTOCKRELATEDINFORMATION", "longName": "0000020 - Disclosure - EQUITY AND OTHER STOCK RELATED INFORMATION", "shortName": "EQUITY AND OTHER STOCK RELATED INFORMATION", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "20", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R21": { "role": "http://www.synchronyfinancial.com/role/IncomeTaxes", "longName": "0000021 - Disclosure - Income Taxes", "shortName": "Income Taxes", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "21", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R22": { "role": "http://www.synchronyfinancial.com/role/LegalProceedingsandRegulatoryMatters", "longName": "0000022 - Disclosure - Legal Proceedings and Regulatory Matters", "shortName": "Legal Proceedings and Regulatory Matters", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "22", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:LegalMattersAndContingenciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:LegalMattersAndContingenciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R23": { "role": "http://xbrl.sec.gov/ecd/role/PvpDisclosure", "longName": "995410 - Disclosure - Pay vs Performance Disclosure", "shortName": "Pay vs Performance Disclosure", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "23", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:NetIncomeLoss", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": null }, "R24": { "role": "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements", "longName": "995445 - Disclosure - Insider Trading Arrangements", "shortName": "Insider Trading Arrangements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "24", "firstAnchor": { "contextRef": "c-1", "name": "ecd:Rule10b51ArrAdoptedFlag", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ecd:NonRule10b51ArrAdoptedFlag", "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "ecd:Rule10b51ArrAdoptedFlag", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ecd:NonRule10b51ArrAdoptedFlag", "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R25": { "role": "http://www.synchronyfinancial.com/role/BasisofPresentationandSummaryofSignificantAccountingPoliciesPolicies", "longName": "9954471 - Disclosure - Basis of Presentation and Summary of Significant Accounting Policies (Policies)", "shortName": "Basis of Presentation and Summary of Significant Accounting Policies (Policies)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "policies", "menuCat": "Policies", "order": "25", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R26": { "role": "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsTables", "longName": "9954472 - Disclosure - Acquisitions and Dispositions (Tables)", "shortName": "Acquisitions and Dispositions (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "26", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R27": { "role": "http://www.synchronyfinancial.com/role/DebtSecuritiesTables", "longName": "9954473 - Disclosure - Debt Securities (Tables)", "shortName": "Debt Securities (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "27", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R28": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesTables", "longName": "9954474 - Disclosure - Loan Receivables and Allowance for Credit Losses (Tables)", "shortName": "Loan Receivables and Allowance for Credit Losses (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "28", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R29": { "role": "http://www.synchronyfinancial.com/role/VariableInterestEntitiesTables", "longName": "9954475 - Disclosure - Variable Interest Entities (Tables)", "shortName": "Variable Interest Entities (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "29", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfVariableInterestEntitiesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfVariableInterestEntitiesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R30": { "role": "http://www.synchronyfinancial.com/role/IntangibleAssetsTables", "longName": "9954476 - Disclosure - Intangible Assets (Tables)", "shortName": "Intangible Assets (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "30", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfGoodwillTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfGoodwillTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R31": { "role": "http://www.synchronyfinancial.com/role/DepositsTables", "longName": "9954477 - Disclosure - Deposits (Tables)", "shortName": "Deposits (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "31", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:DepositLiabilitiesTypeTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:DepositLiabilitiesTypeTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R32": { "role": "http://www.synchronyfinancial.com/role/BorrowingsTables", "longName": "9954478 - Disclosure - Borrowings (Tables)", "shortName": "Borrowings (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "32", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfDebtTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfDebtTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R33": { "role": "http://www.synchronyfinancial.com/role/FairValueMeasurementsTables", "longName": "9954479 - Disclosure - Fair Value Measurements (Tables)", "shortName": "Fair Value Measurements (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "33", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:FairValueAssetsMeasuredOnRecurringBasisTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R34": { "role": "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyTables", "longName": "9954480 - Disclosure - Regulatory and Capital Adequacy (Tables)", "shortName": "Regulatory and Capital Adequacy (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "34", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R35": { "role": "http://www.synchronyfinancial.com/role/EarningsPerShareTables", "longName": "9954481 - Disclosure - Earnings Per Share (Tables)", "shortName": "Earnings Per Share (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "35", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R36": { "role": "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationTables", "longName": "9954482 - Disclosure - Equity and Other Stock Related Information (Tables)", "shortName": "Equity and Other Stock Related Information (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "36", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfStockByClassTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:ScheduleOfStockByClassTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R37": { "role": "http://www.synchronyfinancial.com/role/IncomesTaxesTables", "longName": "9954483 - Disclosure - Incomes Taxes (Tables)", "shortName": "Incomes Taxes (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "37", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:SummaryOfIncomeTaxContingenciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:SummaryOfIncomeTaxContingenciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R38": { "role": "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails", "longName": "9954485 - Disclosure - Acquisitions and Dispositions - Ally Lending Narrative (Details)", "shortName": "Acquisitions and Dispositions - Ally Lending Narrative (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "38", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-59", "name": "syf:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivables", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-8", "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R39": { "role": "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails", "longName": "9954486 - Disclosure - Acquisitions and Dispositions - Schedule of Assets Acquired and Liabilities Assumed (Details)", "shortName": "Acquisitions and Dispositions - Schedule of Assets Acquired and Liabilities Assumed (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "39", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:Goodwill", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfGoodwillTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-59", "name": "us-gaap:BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R40": { "role": "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails", "longName": "9954487 - Disclosure - Acquisitions and Dispositions - Pets Best Narrative (Details)", "shortName": "Acquisitions and Dispositions - Pets Best Narrative (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "40", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:GainLossOnSaleOfBusiness", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-63", "name": "us-gaap:EquityMethodInvestmentsFairValueDisclosure", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R41": { "role": "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails", "longName": "9954488 - Disclosure - Debt Securities - Schedule of Available for Sale Securities (Details)", "shortName": "Debt Securities - Schedule of Available for Sale Securities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "41", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "ix:continuation", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "ix:continuation", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R42": { "role": "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails", "longName": "9954489 - Disclosure - Debt Securities - Continuous Unrealized Losses (Details)", "shortName": "Debt Securities - Continuous Unrealized Losses (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "42", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R43": { "role": "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails", "longName": "9954490 - Disclosure - Debt Securities - Contractual Maturities (Details)", "shortName": "Debt Securities - Contractual Maturities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "43", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R44": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "longName": "9954491 - Disclosure - Loan Receivables and Allowance for Credit Losses - Loan Receivables (Details)", "shortName": "Loan Receivables and Allowance for Credit Losses - Loan Receivables (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "44", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:NotesReceivableGross", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "syf:FinancingReceivableDeferredCommitmentFeeNetOfDeferredIncome", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "link:footnote", "div", "ix:continuation", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R45": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "longName": "9954492 - Disclosure - Loan Receivables and Allowance for Credit Losses - Allowance for Credit Losses (Details)", "shortName": "Loan Receivables and Allowance for Credit Losses - Allowance for Credit Losses (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "45", "firstAnchor": { "contextRef": "c-10", "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "syf:FinancingReceivableCreditLossExpenseReversalIncludingAccruedForwardLoanPortfolioPurchase", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R46": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "longName": "9954493 - Disclosure - Loan Receivables and Allowance for Credit Losses - Delinquent and Non Accrual Status (Details)", "shortName": "Loan Receivables and Allowance for Credit Losses - Delinquent and Non Accrual Status (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "46", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:NotesReceivableGross", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:PastDueFinancingReceivablesTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R47": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "longName": "9954494 - Disclosure - Loan Receivables and Allowance for Credit Losses - Loans Entered into a Loan Modification Program (Details)", "shortName": "Loan Receivables and Allowance for Credit Losses - Loans Entered into a Loan Modification Program (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "47", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:FinancingReceivableModificationsPostModificationRecordedInvestment2", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R48": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails", "longName": "9954495 - Disclosure - Loan Receivables and Allowance for Credit Losses - Performance of Loans Modified to Borrowers Experiencing Financial Difficulty (Details)", "shortName": "Loan Receivables and Allowance for Credit Losses - Performance of Loans Modified to Borrowers Experiencing Financial Difficulty (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "48", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesPercent", "unitRef": "number", "xsiNil": "false", "lang": "en-US", "decimals": "3", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-195", "name": "us-gaap:FinancingReceivableModifiedPast12Months", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "ix:continuation", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R49": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails", "longName": "9954496 - Disclosure - Loan Receivables and Allowance for Credit Losses - Payment Defaults (Details)", "shortName": "Loan Receivables and Allowance for Credit Losses - Payment Defaults (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "49", "firstAnchor": { "contextRef": "c-1", "name": "syf:FinancingReceivableModificationsNumberOfContractsSubsequentDefault", "unitRef": "contract", "xsiNil": "false", "lang": "en-US", "decimals": "-3", "ancestors": [ "span", "td", "tr", "table", "div", "syf:TroubledDebtRestructuringsonFinancingReceivablesSubsequentDefaultTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "syf:FinancingReceivableModificationsNumberOfContractsSubsequentDefault", "unitRef": "contract", "xsiNil": "false", "lang": "en-US", "decimals": "-3", "ancestors": [ "span", "td", "tr", "table", "div", "syf:TroubledDebtRestructuringsonFinancingReceivablesSubsequentDefaultTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R50": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails", "longName": "9954497 - Disclosure - Loan Receivables and Allowance for Credit Losses - Credit Quality Indicators (Details)", "shortName": "Loan Receivables and Allowance for Credit Losses - Credit Quality Indicators (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "50", "firstAnchor": { "contextRef": "c-9", "name": "syf:FinancingReceivableCreditQualityIndicatorsPercentageOfLoanReceivablesWithNoVantageScore", "unitRef": "number", "xsiNil": "false", "lang": "en-US", "decimals": "3", "ancestors": [ "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "syf:FinancingReceivableCreditQualityIndicatorsPercentageOfLoanReceivablesWithNoVantageScore", "unitRef": "number", "xsiNil": "false", "lang": "en-US", "decimals": "3", "ancestors": [ "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock", "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R51": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails", "longName": "9954498 - Disclosure - Loan Receivables and Allowance for Credit Losses - Interest Income by Product (Details)", "shortName": "Loan Receivables and Allowance for Credit Losses - Interest Income by Product (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "51", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:ContractWithCustomerLiability", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-8", "ancestors": [ "span", "link:footnote", "div", "us-gaap:InterestIncomeAndInterestExpenseDisclosureTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R52": { "role": "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails", "longName": "9954499 - Disclosure - Loan Receivables and Allowance for Credit Losses - Narrative (Details)", "shortName": "Loan Receivables and Allowance for Credit Losses - Narrative (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "52", "firstAnchor": { "contextRef": "c-1", "name": "syf:FinancingReceivableAllowanceForCreditLossReasonableAndSupportableForecastPeriod", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "syf:FinancingReceivableAllowanceForCreditLossReasonableAndSupportableForecastPeriod", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R53": { "role": "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails", "longName": "9954500 - Disclosure - Variable Interest Entities - Summary of Assets and Liabilities (Details)", "shortName": "Variable Interest Entities - Summary of Assets and Liabilities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "53", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:NotesReceivableNet", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-13", "name": "us-gaap:OtherLiabilities", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfVariableInterestEntitiesTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R54": { "role": "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails", "longName": "9954501 - Disclosure - Variable Interest Entities - Narrative (Details)", "shortName": "Variable Interest Entities - Narrative (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "54", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:AmortizationMethodQualifiedAffordableHousingProjectInvestments", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R55": { "role": "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofGoodwillDetails", "longName": "9954502 - Disclosure - Intangible Assets - Schedule of Goodwill (Details)", "shortName": "Intangible Assets - Schedule of Goodwill (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "55", "firstAnchor": { "contextRef": "c-10", "name": "us-gaap:Goodwill", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfGoodwillTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "syf:GoodwillAllocatedToSaleOfBusinessUnitValuationAdjustmentsIncreaseDecrease", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfGoodwillTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R56": { "role": "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails", "longName": "9954503 - Disclosure - Intangible Assets - Schedule of Finite-Lived Intangible Assets (Details)", "shortName": "Intangible Assets - Schedule of Finite-Lived Intangible Assets (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "56", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:FiniteLivedIntangibleAssetsGross", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:FiniteLivedIntangibleAssetsGross", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R57": { "role": "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails", "longName": "9954504 - Disclosure - Intangible Assets Narrative (Details)", "shortName": "Intangible Assets Narrative (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "57", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:FinitelivedIntangibleAssetsAcquired1", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:FinitelivedIntangibleAssetsAcquired1", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R58": { "role": "http://www.synchronyfinancial.com/role/DepositsScheduleofDepositLiabilitiesDetails", "longName": "9954505 - Disclosure - Deposits - Schedule of Deposit Liabilities (Details)", "shortName": "Deposits - Schedule of Deposit Liabilities (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "58", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:InterestBearingDepositLiabilities", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:DepositLiabilitiesTypeTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:WeightedAverageRateInterestBearingDomesticDepositsOverTime", "unitRef": "number", "xsiNil": "false", "lang": "en-US", "decimals": "3", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:DepositLiabilitiesTypeTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R59": { "role": "http://www.synchronyfinancial.com/role/DepositsMaturityScheduleDetails", "longName": "9954506 - Disclosure - Deposits - Maturity Schedule (Details)", "shortName": "Deposits - Maturity Schedule (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "59", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:TimeDepositMaturitiesRemainderOfFiscalYear", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:TimeDepositMaturitiesTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:TimeDepositMaturitiesRemainderOfFiscalYear", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:TimeDepositMaturitiesTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R60": { "role": "http://www.synchronyfinancial.com/role/DepositsNarrativeDetails", "longName": "9954507 - Disclosure - Deposits - Narrative (Details)", "shortName": "Deposits - Narrative (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "60", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-8", "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:TimeDepositsAtOrAboveFDICInsuranceLimit", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-8", "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R61": { "role": "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "longName": "9954508 - Disclosure - Borrowings - Borrowings Schedule (Details)", "shortName": "Borrowings - Borrowings Schedule (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "61", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:LongTermDebt", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfDebtTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-256", "name": "us-gaap:UnsecuredDebt", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfDebtTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R62": { "role": "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsMaturityScheduleDetails", "longName": "9954509 - Disclosure - Borrowings - Borrowings Maturity Schedule (Details)", "shortName": "Borrowings - Borrowings Maturity Schedule (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "62", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R63": { "role": "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "longName": "9954510 - Disclosure - Borrowings - Narrative (Details)", "shortName": "Borrowings - Narrative (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "63", "firstAnchor": { "contextRef": "c-83", "name": "us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-8", "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-83", "name": "us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-8", "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R64": { "role": "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails", "longName": "9954511 - Disclosure - Fair Value Measurement - Recurring Fair Value Measurements (Details)", "shortName": "Fair Value Measurement - Recurring Fair Value Measurements (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "64", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "ix:continuation", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-289", "name": "us-gaap:AssetsFairValueDisclosure", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "ix:continuation", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R65": { "role": "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails", "longName": "9954513 - Disclosure - Fair Value Measurement - Fair Value Asset and Liabilities Carried at Other than Fair Value (Details)", "shortName": "Fair Value Measurement - Fair Value Asset and Liabilities Carried at Other than Fair Value (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "65", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:CashAndCashEquivalentsFairValueDisclosure", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:CashAndCashEquivalentsFairValueDisclosure", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R66": { "role": "http://www.synchronyfinancial.com/role/EquitySecuritieswithoutReadilyDeterminableFairValueDetails", "longName": "9954514 - Disclosure - Equity Securities without Readily Determinable Fair Value (Details)", "shortName": "Equity Securities without Readily Determinable Fair Value (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "66", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:EquitySecuritiesWithoutReadilyDeterminableFairValueAmount", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:EquitySecuritiesWithoutReadilyDeterminableFairValueTableTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:EquitySecuritiesWithoutReadilyDeterminableFairValueAmount", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:EquitySecuritiesWithoutReadilyDeterminableFairValueTableTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R67": { "role": "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails", "longName": "9954515 - Disclosure - Regulatory and Capital Adequacy (Capital Amounts and Ratios) (Details)", "shortName": "Regulatory and Capital Adequacy (Capital Amounts and Ratios) (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "67", "firstAnchor": { "contextRef": "c-339", "name": "us-gaap:BankingRegulationCapitalConservationBufferCapitalConservedMinimum", "unitRef": "number", "xsiNil": "false", "lang": "en-US", "decimals": "3", "ancestors": [ "us-gaap:BankingRegulationCapitalConservationBufferCapitalConservedMinimum", "span", "link:footnote", "div", "ix:continuation", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-339", "name": "us-gaap:BankingRegulationCapitalConservationBufferCapitalConservedMinimum", "unitRef": "number", "xsiNil": "false", "lang": "en-US", "decimals": "3", "ancestors": [ "us-gaap:BankingRegulationCapitalConservationBufferCapitalConservedMinimum", "span", "link:footnote", "div", "ix:continuation", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R68": { "role": "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails", "longName": "9954517 - Disclosure - Earnings Per Share - Basic and Diluted Earnings Per Share (Details)", "shortName": "Earnings Per Share - Basic and Diluted Earnings Per Share (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "68", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:NetIncomeLoss", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:PreferredStockDividendsIncomeStatementImpact", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R69": { "role": "http://www.synchronyfinancial.com/role/EarningsPerShareNarrativeDetails", "longName": "9954518 - Disclosure - Earnings Per Share - Narrative (Details)", "shortName": "Earnings Per Share - Narrative (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "69", "firstAnchor": { "contextRef": "c-1", "name": "us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "unitRef": "shares", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-1", "name": "us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "unitRef": "shares", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R70": { "role": "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails", "longName": "9954519 - Disclosure - Equity and Other Stock Related Information - Schedule of Preferred Stock (Details)", "shortName": "Equity and Other Stock Related Information - Schedule of Preferred Stock (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "70", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:PreferredStockSharesOutstanding", "unitRef": "shares", "xsiNil": "false", "lang": "en-US", "decimals": "INF", "ancestors": [ "us-gaap:PreferredStockSharesIssued", "span", "div", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": { "contextRef": "c-3", "name": "us-gaap:PreferredStockDividendRatePercentage", "unitRef": "number", "xsiNil": "false", "lang": "en-US", "decimals": "INF", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfStockByClassTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "unique": true } }, "R71": { "role": "http://www.synchronyfinancial.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails", "longName": "9954520 - Disclosure - Income Taxes - Unrecognized Tax Benefits (Details)", "shortName": "Income Taxes - Unrecognized Tax Benefits (Details)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "71", "firstAnchor": { "contextRef": "c-9", "name": "us-gaap:UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:SummaryOfIncomeTaxContingenciesTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "c-9", "name": "us-gaap:UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:SummaryOfIncomeTaxContingenciesTextBlock", "ix:continuation", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true, "unique": true } }, "R9999": { "role": "http://xbrl.sec.gov/role/uncategorizedFacts", "longName": "Uncategorized Items - syf-20240331.htm", "shortName": "Uncategorized Items - syf-20240331.htm", "isDefault": "false", "groupType": "", "subGroupType": "", "menuCat": "Cover", "order": "72", "firstAnchor": { "contextRef": "c-30", "name": "us-gaap:TreasuryStockValueAcquiredCostMethod", "unitRef": "usd", "xsiNil": "false", "lang": "en-US", "decimals": "-6", "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "reportCount": 1, "baseRef": "syf-20240331.htm", "first": true }, "uniqueAnchor": null } }, "tag": { "us-gaap_AccountingPoliciesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountingPoliciesAbstract", "lang": { "en-us": { "role": { "terseLabel": "Accounting Policies [Abstract]", "label": "Accounting Policies [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AccountingStandardsUpdate201613Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountingStandardsUpdate201613Member", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Accounting Standards Update 2016-13", "label": "Accounting Standards Update 2016-13 [Member]", "documentation": "Accounting Standards Update 2016-13 Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments." } } }, "auth_ref": [ "r331" ] }, "us-gaap_AccountingStandardsUpdateExtensibleList": { "xbrltype": "enumerationSetItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountingStandardsUpdateExtensibleList", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Accounting Standards Update [Extensible Enumeration]", "label": "Accounting Standards Update [Extensible Enumeration]", "documentation": "Indicates amendment to accounting standards." } } }, "auth_ref": [ "r184", "r185", "r186", "r187", "r188", "r235", "r236", "r237", "r288", "r289", "r332", "r333", "r334", "r335", "r336", "r337", "r338", "r339", "r340", "r375", "r473", "r474", "r475", "r486", "r487", "r496", "r497", "r498", "r505", "r506", "r507", "r518", "r519", "r520", "r521", "r522", "r523", "r524", "r525", "r526", "r527", "r528", "r529", "r539", "r540", "r545", "r546", "r547", "r548", "r556", "r557", "r560", "r561", "r562", "r564", "r565", "r566", "r567", "r568", "r644", "r645", "r646", "r647", "r648", "r649", "r650", "r651", "r652", "r653", "r654", "r655", "r933" ] }, "us-gaap_AccountsNotesAndLoansReceivableLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountsNotesAndLoansReceivableLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Accounts, Notes, Loans and Financing Receivable [Line Items]", "label": "Accounts, Notes, Loans and Financing Receivable [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Receivable Type [Axis]", "label": "Receivable Type [Axis]", "documentation": "Information by type of receivable." } } }, "auth_ref": [ "r38" ] }, "us-gaap_AccruedLiabilitiesAndOtherLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccruedLiabilitiesAndOtherLiabilities", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Accrued expenses and other liabilities", "label": "Accrued Liabilities and Other Liabilities", "documentation": "Amount of expenses incurred but not yet paid nor invoiced, and liabilities classified as other." } } }, "auth_ref": [] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Debt securities", "label": "AOCI, Debt Securities, Available-for-Sale, Adjustment, after Tax", "documentation": "Amount, after tax, of accumulated unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r914" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_StockholdersEquity", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Employee benefit plans", "label": "Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax", "documentation": "Amount, after tax, of accumulated other comprehensive (income) loss for defined benefit plan, that has not been recognized in net periodic benefit cost (credit)." } } }, "auth_ref": [ "r8", "r39", "r989" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentNetOfTax", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Currency translation adjustments", "label": "Accumulated Other Comprehensive Income (Loss), Foreign Currency Translation Adjustment, Net of Tax", "documentation": "Accumulated adjustment, net of tax, that results from the process of translating subsidiary financial statements and foreign equity investments into the reporting currency from the functional currency of the reporting entity, net of reclassification of realized foreign currency translation gains or losses." } } }, "auth_ref": [ "r201", "r204", "r205", "r206", "r542" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Accumulated other comprehensive income (loss):", "label": "Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeMember", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Accumulated Other Comprehensive Income (Loss)", "label": "AOCI Attributable to Parent [Member]", "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r6", "r24", "r39", "r510", "r513", "r568", "r646", "r647", "r915", "r916", "r917", "r929", "r930", "r931" ] }, "ecd_Additional402vDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "Additional402vDisclosureTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Additional 402(v) Disclosure", "label": "Additional 402(v) Disclosure [Text Block]" } } }, "auth_ref": [ "r832" ] }, "us-gaap_AdditionalPaidInCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapital", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Additional paid-in capital", "label": "Additional Paid in Capital", "documentation": "Amount of excess of issue price over par or stated value of stock and from other transaction involving stock or stockholder. Includes, but is not limited to, additional paid-in capital (APIC) for common and preferred stock." } } }, "auth_ref": [ "r113", "r781", "r1026" ] }, "us-gaap_AdditionalPaidInCapitalMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapitalMember", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Additional Paid-in Capital", "label": "Additional Paid-in Capital [Member]", "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders." } } }, "auth_ref": [ "r473", "r474", "r475", "r663", "r929", "r930", "r931", "r997", "r1030" ] }, "ecd_AdjToCompAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AdjToCompAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Adjustment to Compensation, Amount", "label": "Adjustment to Compensation Amount" } } }, "auth_ref": [ "r838" ] }, "ecd_AdjToCompAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AdjToCompAxis", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Adjustment to Compensation:", "label": "Adjustment to Compensation [Axis]" } } }, "auth_ref": [ "r838" ] }, "ecd_AdjToNonPeoNeoCompFnTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AdjToNonPeoNeoCompFnTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Adjustment to Non-PEO NEO Compensation Footnote", "label": "Adjustment to Non-PEO NEO Compensation Footnote [Text Block]" } } }, "auth_ref": [ "r838" ] }, "ecd_AdjToPeoCompFnTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AdjToPeoCompFnTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Adjustment To PEO Compensation, Footnote", "label": "Adjustment To PEO Compensation, Footnote [Text Block]" } } }, "auth_ref": [ "r838" ] }, "us-gaap_AdjustmentsForNewAccountingPronouncementsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsForNewAccountingPronouncementsAxis", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Accounting Standards Update [Axis]", "label": "Accounting Standards Update [Axis]", "documentation": "Information by amendment to accounting standards." } } }, "auth_ref": [ "r184", "r185", "r186", "r187", "r188", "r235", "r236", "r237", "r238", "r247", "r288", "r289", "r332", "r333", "r334", "r335", "r336", "r337", "r338", "r339", "r340", "r341", "r375", "r473", "r474", "r475", "r484", "r485", "r486", "r487", "r496", "r497", "r498", "r505", "r506", "r507", "r508", "r509", "r510", "r511", "r512", "r513", "r514", "r515", "r518", "r519", "r520", "r521", "r522", "r523", "r524", "r525", "r526", "r527", "r528", "r529", "r539", "r540", "r545", "r546", "r547", "r548", "r556", "r557", "r560", "r561", "r562", "r563", "r564", "r565", "r566", "r567", "r568", "r608", "r609", "r610", "r644", "r645", "r646", "r647", "r648", "r649", "r650", "r651", "r652", "r653", "r654", "r655" ] }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationAndExerciseOfStockOptions", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Stock-based compensation", "label": "APIC, Share-Based Payment Arrangement, Recognition and Exercise", "documentation": "Amount of increase (decrease) to additional paid-in capital (APIC) for recognition and exercise of award under share-based payment arrangement." } } }, "auth_ref": [] }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Adjustments to reconcile net earnings to cash provided from operating activities", "label": "Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AffordableHousingTaxCreditsAndOtherTaxBenefitsAmount", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Tax credits and other benefits of affordable housing properties investments", "label": "Affordable Housing Tax Credits and Other Tax Benefits, Amount", "documentation": "Amount of affordable housing tax credits and other tax benefits recognized." } } }, "auth_ref": [ "r872" ] }, "ecd_AggtErrCompAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AggtErrCompAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Aggregate Erroneous Compensation Amount", "label": "Aggregate Erroneous Compensation Amount" } } }, "auth_ref": [ "r803", "r814", "r824", "r849" ] }, "ecd_AggtErrCompNotYetDeterminedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AggtErrCompNotYetDeterminedTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Aggregate Erroneous Compensation Not Yet Determined", "label": "Aggregate Erroneous Compensation Not Yet Determined [Text Block]" } } }, "auth_ref": [ "r806", "r817", "r827", "r852" ] }, "ecd_AllAdjToCompMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AllAdjToCompMember", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "All Adjustments to Compensation", "label": "All Adjustments to Compensation [Member]" } } }, "auth_ref": [ "r838" ] }, "ecd_AllExecutiveCategoriesMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AllExecutiveCategoriesMember", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "All Executive Categories", "label": "All Executive Categories [Member]" } } }, "auth_ref": [ "r845" ] }, "ecd_AllIndividualsMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AllIndividualsMember", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure", "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure", "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements", "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "All Individuals", "label": "All Individuals [Member]" } } }, "auth_ref": [ "r810", "r818", "r828", "r845", "r853", "r857", "r865" ] }, "ecd_AllTradingArrangementsMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AllTradingArrangementsMember", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "All Trading Arrangements", "label": "All Trading Arrangements [Member]" } } }, "auth_ref": [ "r863" ] }, "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Allowance for Credit Losses on Financing Receivables", "label": "Financing Receivable, Allowance for Credit Loss [Table Text Block]", "documentation": "Tabular disclosure of allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r50", "r961" ] }, "syf_AllyLendingMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "AllyLendingMember", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails", "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails", "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Ally Lending", "label": "Ally Lending [Member]", "documentation": "Ally Lending" } } }, "auth_ref": [] }, "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AmendmentFlag", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Amendment Flag", "label": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AmortizationMethodQualifiedAffordableHousingProjectInvestments", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Affordable housing properties investments", "label": "Amortization Method Qualified Affordable Housing Project Investments", "documentation": "Amount of investment in qualified affordable housing projects." } } }, "auth_ref": [ "r873" ] }, "us-gaap_AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AmortizationMethodQualifiedAffordableHousingProjectInvestmentsAmortization", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Amortization of affordable housing properties investments", "label": "Amortization Method Qualified Affordable Housing Project Investments, Amortization", "documentation": "Amount of amortization expense of investment in qualified affordable housing projects." } } }, "auth_ref": [ "r874" ] }, "us-gaap_AmortizationOfIntangibleAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AmortizationOfIntangibleAssets", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Amortization expense", "label": "Amortization of Intangible Assets", "documentation": "The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method." } } }, "auth_ref": [ "r14", "r55", "r58" ] }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "presentation": [ "http://www.synchronyfinancial.com/role/EarningsPerShareNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Antidilutive securities excluded from computation of earnings per share, amount", "label": "Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount", "documentation": "Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented." } } }, "auth_ref": [ "r259" ] }, "us-gaap_AssetBackedSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetBackedSecuritiesMember", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Asset-backed", "label": "Asset-Backed Securities [Member]", "documentation": "Securities that are primarily serviced by the cash flows of a discrete pool of receivables or other financial assets for example, but not limited to, credit card receivables, car loans, recreational vehicle loans, and mobile home loans." } } }, "auth_ref": [ "r775", "r944", "r950", "r951" ] }, "us-gaap_Assets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Assets", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "totalLabel": "Total assets", "terseLabel": "Total assets", "label": "Assets", "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events." } } }, "auth_ref": [ "r150", "r195", "r226", "r266", "r272", "r274", "r330", "r381", "r382", "r383", "r384", "r385", "r386", "r387", "r388", "r389", "r500", "r503", "r544", "r632", "r697", "r781", "r794", "r981", "r982", "r1008" ] }, "us-gaap_AssetsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Assets", "label": "Assets [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AssetsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Total", "label": "Assets, Fair Value Disclosure", "documentation": "Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events." } } }, "auth_ref": [ "r84" ] }, "syf_AssetsHeldForSaleFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "AssetsHeldForSaleFairValueDisclosure", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Assets Held for Sale, Fair Value Disclosure", "label": "Assets Held for Sale, Fair Value Disclosure", "documentation": "Assets Held for Sale, Fair Value Disclosure" } } }, "auth_ref": [] }, "syf_AssetsMeasuredAtFairValueOther": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "AssetsMeasuredAtFairValueOther", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Assets measured at fair value, Other", "label": "Assets measured at fair value, Other", "documentation": "Assets measured at fair value, Other" } } }, "auth_ref": [] }, "us-gaap_AssetsOfDisposalGroupIncludingDiscontinuedOperation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsOfDisposalGroupIncludingDiscontinuedOperation", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Assets held for sale (Note 3)", "label": "Disposal Group, Including Discontinued Operation, Assets", "documentation": "Amount classified as assets attributable to disposal group held for sale or disposed of." } } }, "auth_ref": [ "r5", "r99", "r105", "r132", "r189", "r190" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Gross unrealized gains", "label": "Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Gain, before Tax", "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r297" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails" ], "lang": { "en-us": { "role": { "negatedLabel": "Gross unrealized losses", "label": "Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax", "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r298" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails" ], "lang": { "en-us": { "role": { "totalLabel": "Amortized cost", "label": "Debt Securities, Available-for-Sale, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r294", "r361", "r630" ] }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Gross unrealized losses", "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Amortized Cost", "label": "Debt Securities, Available-for-Sale, Amortized Cost, Fiscal Year Maturity [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Estimated Fair Value", "label": "Debt Securities, Available-for-Sale, Fair Value, Fiscal Year Maturity [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Within one year", "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r945" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Within one year", "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r945" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "After ten years", "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after rolling tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r948" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "After ten years", "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after rolling tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r948" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "After five years through ten years", "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years, Amortized Cost", "documentation": "Amortized cost of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in rolling sixth through tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r947" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "After five years through ten years", "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years, Fair Value", "documentation": "Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in rolling sixth through tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r947" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "After one year through five years", "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year through fifth year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r946" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "After one year through five years", "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value", "documentation": "Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year through fifth year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r946" ] }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtSecurities", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails": { "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis", "weight": 1.0, "order": 3.0 }, "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Debt securities (Note 4)", "verboseLabel": "Estimated fair value", "label": "Debt Securities, Available-for-Sale", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r295", "r361", "r613", "r941" ] }, "us-gaap_AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Estimated fair value", "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]" } } }, "auth_ref": [] }, "syf_AvailableforSaleSecuritiesDebtSecuritiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "AvailableforSaleSecuritiesDebtSecuritiesAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Debt", "label": "Available for Sale Securities, Debt Securities [Abstract]", "documentation": "Available for Sale Securities, Debt Securities [Abstract]" } } }, "auth_ref": [] }, "ecd_AwardExrcPrice": { "xbrltype": "perShareItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardExrcPrice", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Exercise Price", "label": "Award Exercise Price" } } }, "auth_ref": [ "r860" ] }, "ecd_AwardGrantDateFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardGrantDateFairValue", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value as of Grant Date", "label": "Award Grant Date Fair Value" } } }, "auth_ref": [ "r861" ] }, "ecd_AwardTmgDiscLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardTmgDiscLineItems", "lang": { "en-us": { "role": { "label": "Award Timing Disclosures [Line Items]" } } }, "auth_ref": [ "r856" ] }, "ecd_AwardTmgHowMnpiCnsdrdTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardTmgHowMnpiCnsdrdTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Award Timing, How MNPI Considered", "label": "Award Timing, How MNPI Considered [Text Block]" } } }, "auth_ref": [ "r856" ] }, "ecd_AwardTmgMethodTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardTmgMethodTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Award Timing Method", "label": "Award Timing Method [Text Block]" } } }, "auth_ref": [ "r856" ] }, "ecd_AwardTmgMnpiCnsdrdFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardTmgMnpiCnsdrdFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Award Timing MNPI Considered", "label": "Award Timing MNPI Considered [Flag]" } } }, "auth_ref": [ "r856" ] }, "ecd_AwardTmgMnpiDiscTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardTmgMnpiDiscTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Award Timing MNPI Disclosure", "label": "Award Timing MNPI Disclosure [Text Block]" } } }, "auth_ref": [ "r856" ] }, "ecd_AwardTmgPredtrmndFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardTmgPredtrmndFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Award Timing Predetermined", "label": "Award Timing Predetermined [Flag]" } } }, "auth_ref": [ "r856" ] }, "us-gaap_AwardTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AwardTypeAxis", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Award Type", "label": "Award Type [Axis]", "documentation": "Information by type of award under share-based payment arrangement." } } }, "auth_ref": [ "r447", "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456", "r457", "r458", "r459", "r460", "r461", "r462", "r463", "r464", "r465", "r466", "r467", "r468", "r469", "r470", "r471", "r472" ] }, "ecd_AwardUndrlygSecuritiesAmt": { "xbrltype": "decimalItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardUndrlygSecuritiesAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Underlying Securities", "label": "Award Underlying Securities Amount" } } }, "auth_ref": [ "r859" ] }, "ecd_AwardsCloseToMnpiDiscIndName": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardsCloseToMnpiDiscIndName", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Name", "label": "Awards Close in Time to MNPI Disclosures, Individual Name" } } }, "auth_ref": [ "r858" ] }, "ecd_AwardsCloseToMnpiDiscTable": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardsCloseToMnpiDiscTable", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Awards Close in Time to MNPI Disclosures", "label": "Awards Close in Time to MNPI Disclosures [Table]" } } }, "auth_ref": [ "r857" ] }, "ecd_AwardsCloseToMnpiDiscTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "AwardsCloseToMnpiDiscTableTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Awards Close in Time to MNPI Disclosures, Table", "label": "Awards Close in Time to MNPI Disclosures [Table Text Block]" } } }, "auth_ref": [ "r857" ] }, "us-gaap_BankingRegulationCapitalConservationBufferCapitalConservedMinimum": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankingRegulationCapitalConservationBufferCapitalConservedMinimum", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Capital conservation buffer", "label": "Banking Regulation, Capital Conservation Buffer, Capital Conserved, Minimum", "documentation": "Minimum capital conservation buffer percentage required to avoid restriction on payout amount of eligible retained income as defined by regulatory framework." } } }, "auth_ref": [ "r622" ] }, "us-gaap_BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Common Equity Tier One Capital Required for Capital Adequacy to Risk Weighted Assets", "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum", "documentation": "Ratio of minimum Common Equity Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r622", "r626" ] }, "us-gaap_BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Common Equity Tier One Capital Required to be Well Capitalized Risk Weighted Assets", "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum", "documentation": "Ratio of minimum Common Equity Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r622" ] }, "syf_BaselIIIMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "BaselIIIMember", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Basel III", "label": "Basel III [Member]", "documentation": "Basel III [Member]" } } }, "auth_ref": [] }, "us-gaap_BasisOfAccountingPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BasisOfAccountingPolicyPolicyTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/BasisofPresentationandSummaryofSignificantAccountingPoliciesPolicies" ], "lang": { "en-us": { "role": { "terseLabel": "Basis of Presentation", "label": "Basis of Accounting, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS)." } } }, "auth_ref": [] }, "us-gaap_BasisOfPresentationAndSignificantAccountingPoliciesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BasisOfPresentationAndSignificantAccountingPoliciesTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/BasisofPresentationandSummaryofSignificantAccountingPolicies" ], "lang": { "en-us": { "role": { "verboseLabel": "Basis of Presentation and Summary of Significant Accounting Policies", "label": "Basis of Presentation and Significant Accounting Policies [Text Block]", "documentation": "The entire disclosure for the basis of presentation and significant accounting policies concepts. Basis of presentation describes the underlying basis used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS). Accounting policies describe all significant accounting policies of the reporting entity." } } }, "auth_ref": [ "r128" ] }, "us-gaap_BusinessAcquisitionAcquireeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessAcquisitionAcquireeDomain", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails", "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails", "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Business Acquisition, Acquiree [Domain]", "label": "Business Acquisition, Acquiree [Domain]", "documentation": "Identification of the acquiree in a material business combination (or series of individually immaterial business combinations), which may include the name or other type of identification of the acquiree." } } }, "auth_ref": [ "r495", "r778", "r779" ] }, "us-gaap_BusinessAcquisitionAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessAcquisitionAxis", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails", "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails", "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Business Acquisition [Axis]", "label": "Business Acquisition [Axis]", "documentation": "Information by business combination or series of individually immaterial business combinations." } } }, "auth_ref": [ "r72", "r74", "r495", "r778", "r779" ] }, "us-gaap_BusinessCombinationAndAssetAcquisitionAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationAndAssetAcquisitionAbstract", "lang": { "en-us": { "role": { "label": "Business Combination and Asset Acquisition [Abstract]" } } }, "auth_ref": [] }, "us-gaap_BusinessCombinationConsiderationTransferred1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationConsiderationTransferred1", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails", "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Cash consideration", "verboseLabel": "Less: Total cash consideration paid", "label": "Business Combination, Consideration Transferred", "documentation": "Amount of consideration transferred, consisting of acquisition-date fair value of assets transferred by the acquirer, liabilities incurred by the acquirer, and equity interest issued by the acquirer." } } }, "auth_ref": [ "r1", "r2", "r18" ] }, "us-gaap_BusinessCombinationContingentConsiderationLiability": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationContingentConsiderationLiability", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Business Combination, Contingent Consideration, Liability", "label": "Business Combination, Contingent Consideration, Liability", "documentation": "Amount of liability recognized arising from contingent consideration in a business combination." } } }, "auth_ref": [ "r3", "r77", "r499" ] }, "syf_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentFinancingReceivables": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentFinancingReceivables", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Loan receivables provisional loan discount upon acquisition", "label": "Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Financing Receivables", "documentation": "Business Combination, Provisional Information, Initial Accounting Incomplete, Adjustment, Financing Receivables" } } }, "auth_ref": [] }, "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails": { "parentTag": "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "totalLabel": "Total", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets", "documentation": "Amount of assets acquired at the acquisition date." } } }, "auth_ref": [ "r76" ] }, "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Assets acquired", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Assets [Abstract]" } } }, "auth_ref": [] }, "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails": { "parentTag": "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Cash", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Cash and Equivalents", "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions, acquired at the acquisition date. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r76" ] }, "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesOther": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesOther", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails": { "parentTag": "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Other liabilities", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Current Liabilities, Other", "documentation": "Amount of other liabilities due within one year or within the normal operating cycle, if longer, assumed at the acquisition date." } } }, "auth_ref": [ "r76" ] }, "syf_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivables": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivables", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Unpaid principal balance of loan receivables acquired", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financing Receivables", "documentation": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financing Receivables" } } }, "auth_ref": [] }, "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails": { "parentTag": "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails", "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Intangible assets, net", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Intangible Assets, Other than Goodwill", "documentation": "Amount of intangible assets, excluding goodwill, acquired at the acquisition date." } } }, "auth_ref": [ "r76" ] }, "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLiabilitiesAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Liabilities assumed", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Liabilities [Abstract]" } } }, "auth_ref": [] }, "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "totalLabel": "Total net identifiable assets acquired", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Net", "documentation": "Amount recognized as of the acquisition date for the identifiable assets acquired in excess of (less than) the aggregate liabilities assumed." } } }, "auth_ref": [ "r75", "r76" ] }, "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherNoncurrentAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherNoncurrentAssets", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails": { "parentTag": "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other assets", "label": "Business Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Other Noncurrent Assets", "documentation": "Amount of other assets expected to be realized or consumed after one year or the normal operating cycle, if longer, acquired at the acquisition date." } } }, "auth_ref": [ "r76" ] }, "us-gaap_BusinessCombinationSeparatelyRecognizedTransactionsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationSeparatelyRecognizedTransactionsLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails", "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Business Combination, Separately Recognized Transactions [Line Items]", "label": "Business Combination, Separately Recognized Transactions [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_BusinessCombinationSeparatelyRecognizedTransactionsTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessCombinationSeparatelyRecognizedTransactionsTable", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails", "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Business Combination, Separately Recognized Transactions [Table]", "label": "Business Combination, Separately Recognized Transactions [Table]", "documentation": "Schedule detailing the disclosures related to transactions that are recognized separately from the acquisition of assets and assumptions of liabilities in the business combination by type of transaction." } } }, "auth_ref": [ "r73" ] }, "us-gaap_BusinessDescriptionAndBasisOfPresentationTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BusinessDescriptionAndBasisOfPresentationTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/BusinessDescription" ], "lang": { "en-us": { "role": { "terseLabel": "Business Description", "label": "Business Description and Basis of Presentation [Text Block]", "documentation": "The entire disclosure for the business description and basis of presentation concepts. Business description describes the nature and type of organization including but not limited to organizational structure as may be applicable to holding companies, parent and subsidiary relationships, business divisions, business units, business segments, affiliates and information about significant ownership of the reporting entity. Basis of presentation describes the underlying basis used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS)." } } }, "auth_ref": [ "r97", "r128", "r129" ] }, "us-gaap_Capital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Capital", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Actual", "label": "Banking Regulation, Total Capital, Actual", "documentation": "Amount of total capital as defined by regulatory framework." } } }, "auth_ref": [ "r622" ] }, "us-gaap_CapitalAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Total risk-based capital", "label": "Banking Regulation, Total Capital [Abstract]" } } }, "auth_ref": [] }, "us-gaap_CapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum for capital adequacy purposes", "label": "Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum", "documentation": "Amount of minimum total risk-based capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r622", "r626" ] }, "us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredForCapitalAdequacyToRiskWeightedAssets", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails", "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyOCCRequirementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum for capital adequacy purposes (percent)", "verboseLabel": "Total risk-based capital, minimum for capital adequacy purposes (percent)", "label": "Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum", "documentation": "Ratio of minimum total risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r622", "r626" ] }, "us-gaap_CapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum to be well-capitalized under prompt corrective action provisions", "label": "Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum", "documentation": "Amount of minimum total risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r622" ] }, "us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum to be well-capitalized under prompt corrective action provisions (percent)", "label": "Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum", "documentation": "Ratio of minimum total risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r622" ] }, "us-gaap_CapitalToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalToRiskWeightedAssets", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Actual (percent)", "label": "Banking Regulation, Total Risk-Based Capital Ratio, Actual", "documentation": "Ratio of total risk-based capital to risk-weighted assets as defined by regulatory framework." } } }, "auth_ref": [ "r622" ] }, "us-gaap_CarryingReportedAmountFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CarryingReportedAmountFairValueDisclosureMember", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Carrying Value", "label": "Reported Value Measurement [Member]", "documentation": "Measured as reported on the statement of financial position (balance sheet)." } } }, "auth_ref": [ "r85", "r86" ] }, "us-gaap_CashAndCashEquivalentsAtCarryingValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsAtCarryingValue", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Cash and equivalents", "label": "Cash and Cash Equivalents, at Carrying Value", "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation." } } }, "auth_ref": [ "r47", "r191", "r754" ] }, "us-gaap_CashAndCashEquivalentsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Cash and equivalents", "label": "Cash and Cash Equivalents, Fair Value Disclosure", "documentation": "Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "periodStartLabel": "Cash and equivalents, including restricted amounts, at beginning of period", "periodEndLabel": "Total cash and equivalents, including restricted amounts, at end of period", "label": "Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents", "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r47", "r125", "r222" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Increase (decrease) in cash and equivalents, including restricted amounts", "label": "Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect", "documentation": "Amount of increase (decrease) in cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; excluding effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r4", "r125" ] }, "ecd_ChangedPeerGroupFnTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "ChangedPeerGroupFnTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Changed Peer Group, Footnote", "label": "Changed Peer Group, Footnote [Text Block]" } } }, "auth_ref": [ "r836" ] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CityAreaCode", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "City Area Code", "label": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "us-gaap_ClassOfStockDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ClassOfStockDomain", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument", "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Class of Stock [Domain]", "label": "Class of Stock [Domain]", "documentation": "Share of stock differentiated by the voting rights the holder receives. Examples include, but are not limited to, common stock, redeemable preferred stock, nonredeemable preferred stock, and convertible stock." } } }, "auth_ref": [ "r173", "r196", "r197", "r198", "r226", "r252", "r253", "r256", "r258", "r264", "r265", "r330", "r381", "r383", "r384", "r385", "r388", "r389", "r420", "r421", "r424", "r427", "r434", "r544", "r657", "r658", "r659", "r660", "r663", "r664", "r665", "r666", "r667", "r668", "r669", "r670", "r671", "r672", "r673", "r674", "r684", "r706", "r726", "r742", "r743", "r744", "r745", "r746", "r871", "r924", "r934" ] }, "us-gaap_ClassOfStockLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ClassOfStockLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Class of Stock [Line Items]", "label": "Class of Stock [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r196", "r197", "r198", "r264", "r420", "r421", "r422", "r424", "r427", "r432", "r434", "r657", "r658", "r659", "r660", "r774", "r871", "r924" ] }, "ecd_CoSelectedMeasureAmt": { "xbrltype": "decimalItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "CoSelectedMeasureAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Company Selected Measure Amount", "label": "Company Selected Measure Amount" } } }, "auth_ref": [ "r837" ] }, "ecd_CoSelectedMeasureName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "CoSelectedMeasureName", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Company Selected Measure Name", "label": "Company Selected Measure Name" } } }, "auth_ref": [ "r837" ] }, "us-gaap_CommercialPortfolioSegmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialPortfolioSegmentMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Commercial credit products", "label": "Commercial Portfolio Segment [Member]", "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables." } } }, "auth_ref": [] }, "us-gaap_CommitmentsAndContingenciesDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsAndContingenciesDisclosureAbstract", "lang": { "en-us": { "role": { "terseLabel": "Commitments and Contingencies Disclosure [Abstract]", "label": "Commitments and Contingencies Disclosure [Abstract]" } } }, "auth_ref": [] }, "us-gaap_CommonEquityTierOneCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapital", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Common equity, actual", "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual", "documentation": "Amount of Common Equity Tier 1 risk-based capital as defined by regulatory framework." } } }, "auth_ref": [ "r622" ] }, "us-gaap_CommonEquityTierOneCapitalAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapitalAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Common equity Tier I capital", "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital [Abstract]" } } }, "auth_ref": [] }, "us-gaap_CommonEquityTierOneCapitalRatio": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapitalRatio", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Common equity, actual (percent)", "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual", "documentation": "Ratio of Common Equity Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework." } } }, "auth_ref": [ "r622" ] }, "us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Common equity, minimum for capital adequacy purposes", "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum", "documentation": "Amount of minimum Common Equity Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r622", "r626" ] }, "us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonEquityTierOneCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Common equity, minimum to be well-capitalized under prompt corrective action provisions", "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum", "documentation": "Amount of minimum Common Equity Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r622" ] }, "us-gaap_CommonStockDividendsPerShareDeclared": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockDividendsPerShareDeclared", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Common Stock, Dividends, Per Share, Declared", "label": "Common Stock, Dividends, Per Share, Declared", "documentation": "Aggregate dividends declared during the period for each share of common stock outstanding." } } }, "auth_ref": [ "r139" ] }, "us-gaap_CommonStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockMember", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Common Stock", "label": "Common Stock [Member]", "documentation": "Stock that is subordinate to all other stock of the issuer." } } }, "auth_ref": [ "r783", "r784", "r785", "r787", "r788", "r789", "r790", "r929", "r930", "r997", "r1024", "r1030" ] }, "us-gaap_CommonStockParOrStatedValuePerShare": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockParOrStatedValuePerShare", "presentation": [ "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical" ], "lang": { "en-us": { "role": { "terseLabel": "Common stock par value (in usd per share)", "label": "Common Stock, Par or Stated Value Per Share", "documentation": "Face amount or stated value per share of common stock." } } }, "auth_ref": [ "r112" ] }, "us-gaap_CommonStockSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesAuthorized", "presentation": [ "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical" ], "lang": { "en-us": { "role": { "terseLabel": "Common Stock, Shares Authorized", "label": "Common Stock, Shares Authorized", "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws." } } }, "auth_ref": [ "r112", "r684" ] }, "us-gaap_CommonStockSharesIssued": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesIssued", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical" ], "lang": { "en-us": { "role": { "terseLabel": "Common Stock, Shares, Issued", "periodStartLabel": "Beginning balance (in shares)", "periodEndLabel": "Ending balance (in shares)", "label": "Common Stock, Shares, Issued", "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury." } } }, "auth_ref": [ "r112" ] }, "us-gaap_CommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesOutstanding", "presentation": [ "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical" ], "lang": { "en-us": { "role": { "terseLabel": "Common Stock, Shares, Outstanding", "label": "Common Stock, Shares, Outstanding", "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation." } } }, "auth_ref": [ "r25", "r112", "r684", "r703", "r1030", "r1031" ] }, "us-gaap_CommonStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockValue", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Common Stock, par share value $0.001 per share; 4,000,000,000 shares authorized; 833,984,684 shares issued at both March\u00a031, 2024 and December\u00a031, 2023; 401,410,596 and 406,875,775 shares outstanding at March\u00a031, 2024 and December\u00a031, 2023, respectively", "label": "Common Stock, Value, Issued", "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity." } } }, "auth_ref": [ "r112", "r634", "r781" ] }, "ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "CompActuallyPaidVsCoSelectedMeasureTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Compensation Actually Paid vs. Company Selected Measure", "label": "Compensation Actually Paid vs. Company Selected Measure [Text Block]" } } }, "auth_ref": [ "r842" ] }, "ecd_CompActuallyPaidVsNetIncomeTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "CompActuallyPaidVsNetIncomeTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Compensation Actually Paid vs. Net Income", "label": "Compensation Actually Paid vs. Net Income [Text Block]" } } }, "auth_ref": [ "r841" ] }, "ecd_CompActuallyPaidVsOtherMeasureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "CompActuallyPaidVsOtherMeasureTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Compensation Actually Paid vs. Other Measure", "label": "Compensation Actually Paid vs. Other Measure [Text Block]" } } }, "auth_ref": [ "r843" ] }, "ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "CompActuallyPaidVsTotalShareholderRtnTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Compensation Actually Paid vs. Total Shareholder Return", "label": "Compensation Actually Paid vs. Total Shareholder Return [Text Block]" } } }, "auth_ref": [ "r840" ] }, "us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails", "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyOCCRequirementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]", "label": "Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r1019", "r1020" ] }, "us-gaap_ComprehensiveIncomeNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComprehensiveIncomeNetOfTax", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Comprehensive income", "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent", "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r40", "r209", "r211", "r216", "r615", "r640" ] }, "us-gaap_ComputerSoftwareIntangibleAssetMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComputerSoftwareIntangibleAssetMember", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Capitalized software", "label": "Computer Software, Intangible Asset [Member]", "documentation": "Collection of computer programs and related data that provide instructions to a computer, for example, but not limited to, application program, control module or operating system, that perform one or more particular functions or tasks." } } }, "auth_ref": [ "r753", "r977", "r978" ] }, "srt_ConsolidatedEntitiesAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ConsolidatedEntitiesAxis", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Consolidated Entities [Axis]", "verboseLabel": "Consolidated Entities [Axis]", "label": "Consolidated Entities [Axis]" } } }, "auth_ref": [ "r230", "r500", "r501", "r503", "r504", "r570", "r750", "r980", "r983", "r984" ] }, "srt_ConsolidatedEntitiesDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ConsolidatedEntitiesDomain", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Consolidated Entities [Domain]", "label": "Consolidated Entities [Domain]" } } }, "auth_ref": [ "r230", "r500", "r501", "r503", "r504", "r570", "r750", "r980", "r983", "r984" ] }, "srt_ConsolidatedEntityExcludingVariableInterestEntitiesVIEMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ConsolidatedEntityExcludingVariableInterestEntitiesVIEMember", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Unsecuritized loans held for investment", "label": "Consolidated Entity, Excluding Consolidated VIE [Member]" } } }, "auth_ref": [] }, "us-gaap_ConsumerLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConsumerLoanMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Consumer installment loans", "label": "Consumer Loan [Member]", "documentation": "Loan or extension of credit for personal, family, or household use excluding real estate." } } }, "auth_ref": [ "r765" ] }, "us-gaap_ContingentConsiderationByTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ContingentConsiderationByTypeAxis", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Contingent Consideration by Type [Axis]", "label": "Contingent Consideration by Type [Axis]", "documentation": "Information by type of contingent consideration." } } }, "auth_ref": [] }, "us-gaap_ContingentConsiderationTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ContingentConsiderationTypeDomain", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Contingent Consideration Type [Domain]", "label": "Contingent Consideration Type [Domain]", "documentation": "Description of contingent payment arrangement." } } }, "auth_ref": [] }, "us-gaap_ContractWithCustomerLiability": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ContractWithCustomerLiability", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Contract with Customer, Liability", "label": "Contract with Customer, Liability", "documentation": "Amount of obligation to transfer good or service to customer for which consideration has been received or is receivable." } } }, "auth_ref": [ "r436", "r437", "r438" ] }, "srt_CounterpartyNameAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CounterpartyNameAxis", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/DepositsNarrativeDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails", "http://www.synchronyfinancial.com/role/SubsequentEventsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Counterparty Name [Axis]", "label": "Counterparty Name [Axis]" } } }, "auth_ref": [ "r228", "r229", "r394", "r422", "r569", "r755", "r757" ] }, "dei_CoverAbstract": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CoverAbstract", "lang": { "en-us": { "role": { "terseLabel": "Cover [Abstract]", "label": "Cover [Abstract]", "documentation": "Cover page." } } }, "auth_ref": [] }, "us-gaap_CreditCardReceivablesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CreditCardReceivablesMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Credit cards", "label": "Credit Card Receivable [Member]", "documentation": "Amounts receivable from issuing a card to individuals or businesses that allows someone to make a purchase on borrowed money." } } }, "auth_ref": [] }, "us-gaap_CreditFacilityAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CreditFacilityAxis", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Credit Facility [Axis]", "label": "Credit Facility [Axis]", "documentation": "Information by type of credit facility. Credit facilities provide capital to borrowers without the need to structure a loan for each borrowing." } } }, "auth_ref": [] }, "us-gaap_CreditFacilityDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CreditFacilityDomain", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Credit Facility [Domain]", "label": "Credit Facility [Domain]", "documentation": "Type of credit facility. Credit facilities provide capital to borrowers without the need to structure a loan for each borrowing." } } }, "auth_ref": [] }, "syf_CreditScoreVantageAxis": { "xbrltype": "stringItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "CreditScoreVantageAxis", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Credit Score, Vantage [Axis]", "label": "Credit Score, Vantage [Axis]", "documentation": "Credit Score, Vantage" } } }, "auth_ref": [] }, "syf_CreditScoreVantageDomain": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "CreditScoreVantageDomain", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Credit Score, Vantage [Domain]", "label": "Credit Score, Vantage [Domain]", "documentation": "Credit Score, Vantage" } } }, "auth_ref": [] }, "srt_CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Cumulative Effect, Period of Adoption, Adjusted Balance", "label": "Cumulative Effect, Period of Adoption, Adjusted Balance [Member]" } } }, "auth_ref": [ "r877", "r909", "r932", "r958", "r959", "r991", "r992", "r993", "r994", "r995", "r996", "r997", "r998", "r1004" ] }, "srt_CumulativeEffectPeriodOfAdoptionAdjustmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionAdjustmentMember", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Cumulative Effect, Period of Adoption, Adjustment", "label": "Cumulative Effect, Period of Adoption, Adjustment [Member]" } } }, "auth_ref": [ "r186", "r234", "r241", "r247", "r335", "r341", "r473", "r474", "r475", "r486", "r487", "r508", "r510", "r511", "r513", "r514", "r515", "r521", "r524", "r526", "r527", "r566" ] }, "srt_CumulativeEffectPeriodOfAdoptionAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionAxis", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Cumulative Effect, Period of Adoption [Axis]", "label": "Cumulative Effect, Period of Adoption [Axis]" } } }, "auth_ref": [ "r186", "r234", "r241", "r247", "r335", "r341", "r473", "r474", "r475", "r486", "r487", "r508", "r510", "r511", "r513", "r514", "r515", "r521", "r524", "r526", "r527", "r566" ] }, "srt_CumulativeEffectPeriodOfAdoptionDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CumulativeEffectPeriodOfAdoptionDomain", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Cumulative Effect, Period of Adoption [Domain]", "label": "Cumulative Effect, Period of Adoption [Domain]" } } }, "auth_ref": [ "r186", "r234", "r241", "r247", "r335", "r341", "r473", "r474", "r475", "r486", "r487", "r508", "r510", "r511", "r513", "r514", "r515", "r521", "r524", "r526", "r527", "r566" ] }, "dei_CurrentFiscalYearEndDate": { "xbrltype": "gMonthDayItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CurrentFiscalYearEndDate", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Current Fiscal Year End Date", "label": "Current Fiscal Year End Date", "documentation": "End date of current fiscal year in the format --MM-DD." } } }, "auth_ref": [] }, "us-gaap_DebtDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtDisclosureAbstract", "lang": { "en-us": { "role": { "terseLabel": "Debt Disclosure [Abstract]", "label": "Debt Disclosure [Abstract]" } } }, "auth_ref": [] }, "us-gaap_DebtDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtDisclosureTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/Borrowings" ], "lang": { "en-us": { "role": { "terseLabel": "Borrowings", "label": "Debt Disclosure [Text Block]", "documentation": "The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants." } } }, "auth_ref": [ "r135", "r223", "r390", "r396", "r397", "r398", "r399", "r400", "r401", "r406", "r413", "r414", "r416" ] }, "us-gaap_DebtInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentAxis", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Debt Instrument [Axis]", "label": "Debt Instrument [Axis]", "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities." } } }, "auth_ref": [ "r29", "r109", "r110", "r151", "r152", "r230", "r391", "r392", "r393", "r394", "r395", "r397", "r402", "r403", "r404", "r405", "r407", "r408", "r409", "r410", "r411", "r412", "r559", "r769", "r770", "r771", "r772", "r773", "r925" ] }, "us-gaap_DebtInstrumentFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentFairValue", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Debt Instrument, Fair Value Disclosure", "label": "Debt Instrument, Fair Value Disclosure", "documentation": "Fair value portion of debt instrument payable, including, but not limited to, notes payable and loans payable." } } }, "auth_ref": [ "r404", "r543", "r770", "r771" ] }, "us-gaap_DebtInstrumentInterestRateStatedPercentage": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentInterestRateStatedPercentage", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Debt Instrument, Interest Rate, Stated Percentage", "label": "Debt Instrument, Interest Rate, Stated Percentage", "documentation": "Contractual interest rate for funds borrowed, under the debt agreement." } } }, "auth_ref": [ "r34", "r392" ] }, "us-gaap_DebtInstrumentLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Debt Instrument [Line Items]", "label": "Debt Instrument [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r230", "r391", "r392", "r393", "r394", "r395", "r397", "r402", "r403", "r404", "r405", "r407", "r408", "r409", "r410", "r411", "r412", "r415", "r559", "r769", "r770", "r771", "r772", "r773", "r925" ] }, "us-gaap_DebtInstrumentNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentNameDomain", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Debt Instrument, Name [Domain]", "label": "Debt Instrument, Name [Domain]", "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities." } } }, "auth_ref": [ "r35", "r230", "r391", "r392", "r393", "r394", "r395", "r397", "r402", "r403", "r404", "r405", "r407", "r408", "r409", "r410", "r411", "r412", "r559", "r769", "r770", "r771", "r772", "r773", "r925" ] }, "us-gaap_DebtInstrumentTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentTable", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Long-term Debt Instruments [Table]", "label": "Schedule of Long-Term Debt Instruments [Table]", "documentation": "A table or schedule providing information pertaining to long-term debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer." } } }, "auth_ref": [ "r35", "r64", "r67", "r88", "r89", "r91", "r96", "r137", "r138", "r230", "r391", "r392", "r393", "r394", "r395", "r397", "r402", "r403", "r404", "r405", "r407", "r408", "r409", "r410", "r411", "r412", "r415", "r559", "r769", "r770", "r771", "r772", "r773", "r925" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "12 months or more", "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r167", "r363", "r767" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails" ], "lang": { "en-us": { "role": { "negatedLabel": "12 months or more", "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r167", "r363" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Less than 12 months", "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r167", "r363", "r767" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails" ], "lang": { "en-us": { "role": { "negatedLabel": "Less than 12 months", "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r167", "r363" ] }, "us-gaap_DebtSecuritiesAvailableForSaleMaturityRollingAfter10YearsWeightedAverageYield": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleMaturityRollingAfter10YearsWeightedAverageYield", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "After ten years", "label": "Debt Securities, Available-for-Sale, Maturity, Rolling after 10 Years, Weighted Average Yield", "documentation": "Weighted average yield of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), maturing after tenth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r878", "r889" ] }, "us-gaap_DebtSecuritiesAvailableForSaleMaturityRollingAfterFiveThroughTenYearsWeightedAverageYield": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleMaturityRollingAfterFiveThroughTenYearsWeightedAverageYield", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "After five years through ten years", "label": "Debt Securities, Available-for-Sale, Maturity, Rolling after 5 through 10 Years, Weighted Average Yield", "documentation": "Weighted average yield of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), maturing in sixth through tenth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r878", "r888" ] }, "us-gaap_DebtSecuritiesAvailableForSaleMaturityRollingAfterOneThroughFiveYearsWeightedAverageYield": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleMaturityRollingAfterOneThroughFiveYearsWeightedAverageYield", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "After one year through five years", "label": "Debt Securities, Available-for-Sale, Maturity, Rolling after One Through Five Years, Weighted Average Yield", "documentation": "Weighted average yield of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), maturing in second through fifth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r878", "r887" ] }, "us-gaap_DebtSecuritiesAvailableForSaleMaturityRollingWithinOneYearWeightedAverageYield": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleMaturityRollingWithinOneYearWeightedAverageYield", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Within one year", "label": "Debt Securities, Available-for-Sale, Maturity, Rolling within One Year, Weighted Average Yield", "documentation": "Weighted average yield of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date." } } }, "auth_ref": [ "r878", "r886" ] }, "us-gaap_DebtSecuritiesAvailableForSaleRollingMaturityWeightedAverageYieldAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleRollingMaturityWeightedAverageYieldAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Weighted Average Yield", "label": "Debt Securities, Available-for-Sale, Rolling Maturity, Weighted Average Yield [Abstract]" } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesAvailableForSaleTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleTable", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Available-for-sale Securities [Table]", "label": "Debt Securities, Available-for-Sale [Table]", "documentation": "Disclosure of information about investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r293", "r294", "r295", "r296", "r297", "r298", "r299", "r300", "r301", "r302", "r303", "r304" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value", "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]", "documentation": "Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r166", "r767", "r964" ] }, "us-gaap_DecreaseInUnrecognizedTaxBenefitsIsReasonablyPossible": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DecreaseInUnrecognizedTaxBenefitsIsReasonablyPossible", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Decrease in Unrecognized Tax Benefits is Reasonably Possible", "label": "Decrease in Unrecognized Tax Benefits is Reasonably Possible", "documentation": "Amount of decrease reasonably possible in the next twelve months for the unrecognized tax benefit." } } }, "auth_ref": [ "r71" ] }, "syf_DecreaseinUnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "DecreaseinUnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Decrease in Unrecognized Tax Benefits That Would Impact Effective Tax Rate", "label": "Decrease in Unrecognized Tax Benefits That Would Impact Effective Tax Rate", "documentation": "Decrease in Unrecognized Tax Benefits That Would Impact Effective Tax Rate" } } }, "auth_ref": [] }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Deferred income taxes", "label": "Deferred Income Tax Expense (Benefit)", "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations." } } }, "auth_ref": [ "r14", "r142", "r171", "r490", "r491", "r927" ] }, "us-gaap_DemandDepositAccounts": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DemandDepositAccounts", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Demand deposits with no defined maturity", "label": "Demand Deposit Accounts", "documentation": "The amount of money in accounts that may bear interest and that the depositor is entitled to withdraw at any time without prior notice." } } }, "auth_ref": [ "r92" ] }, "us-gaap_DepositLiabilitiesDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositLiabilitiesDisclosuresTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/Deposits" ], "lang": { "en-us": { "role": { "terseLabel": "Deposits", "label": "Deposit Liabilities Disclosures [Text Block]", "documentation": "The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity." } } }, "auth_ref": [ "r17", "r92", "r182", "r183" ] }, "us-gaap_DepositLiabilitiesTypeTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositLiabilitiesTypeTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Deposit Liabilities", "label": "Deposit Liabilities, Type [Table Text Block]", "documentation": "Tabular disclosure of type of deposit liability." } } }, "auth_ref": [ "r894", "r895", "r896", "r897", "r898", "r899", "r900", "r901", "r902", "r903", "r904", "r905", "r906", "r907", "r908" ] }, "us-gaap_Deposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Deposits", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/DepositsScheduleofDepositLiabilitiesDetails" ], "lang": { "en-us": { "role": { "totalLabel": "Total deposits", "label": "Deposits", "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others." } } }, "auth_ref": [ "r92" ] }, "us-gaap_DepositsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsAbstract", "lang": { "en-us": { "role": { "terseLabel": "Deposits [Abstract]", "label": "Deposits [Abstract]" } } }, "auth_ref": [] }, "us-gaap_DepositsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsFairValueDisclosure", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Deposits", "label": "Deposits, Fair Value Disclosure", "documentation": "Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits." } } }, "auth_ref": [] }, "us-gaap_DepositsInterestBearingAndNoninterestBearingAlternativeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsInterestBearingAndNoninterestBearingAlternativeAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Deposits: (Note 8)", "label": "Deposits, Interest-Bearing and Noninterest-Bearing, Alternative [Abstract]" } } }, "auth_ref": [] }, "us-gaap_DepositsSavingsDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsSavingsDeposits", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Deposits, Savings Deposits", "label": "Deposits, Savings Deposits", "documentation": "Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs)." } } }, "auth_ref": [ "r92" ] }, "us-gaap_DepreciationDepletionAndAmortization": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepreciationDepletionAndAmortization", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Depreciation and amortization", "label": "Depreciation, Depletion and Amortization", "documentation": "The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets." } } }, "auth_ref": [ "r14", "r268" ] }, "us-gaap_DisposalGroupIncludingDiscontinuedOperationCash": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisposalGroupIncludingDiscontinuedOperationCash", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Disposal Group, Including Discontinued Operation, Cash", "label": "Disposal Group, Including Discontinued Operation, Cash", "documentation": "Amount of currency on hand, demand deposits with banks or financial institutions, and other kinds of accounts that have the general characteristics of demand deposits, held by a disposal group." } } }, "auth_ref": [] }, "syf_DisposalGroupIncludingDiscontinuedOperationEquityInterestsConsideration": { "xbrltype": "percentItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "DisposalGroupIncludingDiscontinuedOperationEquityInterestsConsideration", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Equity interests consideration received (less than)", "label": "Disposal Group, Including Discontinued Operation, Equity Interests Consideration", "documentation": "Disposal Group, Including Discontinued Operation, Equity Interests Consideration" } } }, "auth_ref": [] }, "syf_DisposalGroupIncludingDiscontinuedOperationsRestrictedCash": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "DisposalGroupIncludingDiscontinuedOperationsRestrictedCash", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Disposal Group, Including Discontinued Operations, Restricted Cash", "label": "Disposal Group, Including Discontinued Operations, Restricted Cash", "documentation": "Disposal Group, Including Discontinued Operations, Restricted Cash" } } }, "auth_ref": [] }, "us-gaap_DisposalGroupsIncludingDiscontinuedOperationsNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisposalGroupsIncludingDiscontinuedOperationsNameDomain", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Disposal Group Name [Domain]", "label": "Disposal Group Name [Domain]", "documentation": "Name of disposal group." } } }, "auth_ref": [ "r778", "r779" ] }, "us-gaap_DividendsCommonStockCash": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DividendsCommonStockCash", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Dividends - common stock", "label": "Dividends, Common Stock, Cash", "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash." } } }, "auth_ref": [ "r139" ] }, "us-gaap_DividendsPreferredStockCash": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DividendsPreferredStockCash", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Dividends - preferred stock", "label": "Dividends, Preferred Stock, Cash", "documentation": "Amount of paid and unpaid preferred stock dividends declared with the form of settlement in cash." } } }, "auth_ref": [ "r10", "r139" ] }, "dei_DocumentFiscalPeriodFocus": { "xbrltype": "fiscalPeriodItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFiscalPeriodFocus", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Document Fiscal Period Focus", "label": "Document Fiscal Period Focus", "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY." } } }, "auth_ref": [] }, "dei_DocumentFiscalYearFocus": { "xbrltype": "gYearItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFiscalYearFocus", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Document Fiscal Year Focus", "label": "Document Fiscal Year Focus", "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006." } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentPeriodEndDate", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Document Period End Date", "label": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_DocumentQuarterlyReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentQuarterlyReport", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Document Quarterly Report", "label": "Document Quarterly Report", "documentation": "Boolean flag that is true only for a form used as an quarterly report." } } }, "auth_ref": [ "r798" ] }, "dei_DocumentTransitionReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentTransitionReport", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Document Transition Report", "label": "Document Transition Report", "documentation": "Boolean flag that is true only for a form used as a transition report." } } }, "auth_ref": [ "r831" ] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentType", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Document Type", "label": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "us-gaap_EarningsPerShareAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Earnings per share (Note 12)", "label": "Earnings Per Share [Abstract]" } } }, "auth_ref": [] }, "us-gaap_EarningsPerShareBasic": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareBasic", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Basic (in usd per share)", "verboseLabel": "Earnings per basic common share (in usd per share)", "label": "Earnings Per Share, Basic", "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period." } } }, "auth_ref": [ "r217", "r239", "r240", "r241", "r242", "r243", "r249", "r252", "r256", "r257", "r258", "r262", "r527", "r528", "r616", "r641", "r758" ] }, "us-gaap_EarningsPerShareDiluted": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareDiluted", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Diluted (in usd per share)", "verboseLabel": "Earnings per diluted common share (in usd per share)", "label": "Earnings Per Share, Diluted", "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period." } } }, "auth_ref": [ "r217", "r239", "r240", "r241", "r242", "r243", "r252", "r256", "r257", "r258", "r262", "r527", "r528", "r616", "r641", "r758" ] }, "us-gaap_EarningsPerShareTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/EarningsPerShare" ], "lang": { "en-us": { "role": { "terseLabel": "Earnings Per Share", "label": "Earnings Per Share [Text Block]", "documentation": "The entire disclosure for earnings per share." } } }, "auth_ref": [ "r248", "r259", "r260", "r261" ] }, "us-gaap_EmployeeStockOptionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeStockOptionMember", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Employee Stock Option", "label": "Employee Stock Option [Member]", "documentation": "Share-based payment arrangement granting right, subject to vesting and other restrictions, to purchase or sell certain number of shares at predetermined price for specified period of time." } } }, "auth_ref": [] }, "dei_EntitiesTable": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntitiesTable", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entities [Table]", "label": "Entities [Table]", "documentation": "Container to assemble all relevant information about each entity associated with the document instance" } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine1", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, Address Line One", "label": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressCityOrTown", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, City or Town", "label": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, Postal Zip Code", "label": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Address, State or Province", "label": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCentralIndexKey", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Central Index Key", "label": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r796" ] }, "dei_EntityCommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCommonStockSharesOutstanding", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Common Stock, Shares Outstanding", "label": "Entity Common Stock, Shares Outstanding", "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument." } } }, "auth_ref": [] }, "dei_EntityCurrentReportingStatus": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCurrentReportingStatus", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Current Reporting Status", "label": "Entity Current Reporting Status", "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [] }, "dei_EntityDomain": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityDomain", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Entity [Domain]", "label": "Entity [Domain]", "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains." } } }, "auth_ref": [] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Emerging Growth Company", "label": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r796" ] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFileNumber", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity File Number", "label": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_EntityFilerCategory": { "xbrltype": "filerCategoryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFilerCategory", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Filer Category", "label": "Entity Filer Category", "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [ "r796" ] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Incorporation, State or Country Code", "label": "Entity Incorporation, State or Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_EntityInformationLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityInformationLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Information [Line Items]", "label": "Entity Information [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "dei_EntityInteractiveDataCurrent": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityInteractiveDataCurrent", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Interactive Data Current", "label": "Entity Interactive Data Current", "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)." } } }, "auth_ref": [ "r870" ] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityRegistrantName", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Registrant Name", "label": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r796" ] }, "dei_EntityShellCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityShellCompany", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Shell Company", "label": "Entity Shell Company", "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act." } } }, "auth_ref": [ "r796" ] }, "dei_EntitySmallBusiness": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntitySmallBusiness", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Smaller Reporting Company", "label": "Entity Small Business", "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)." } } }, "auth_ref": [ "r796" ] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Entity Tax Identification Number", "label": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r796" ] }, "us-gaap_EquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Equity:", "label": "Equity [Abstract]" } } }, "auth_ref": [] }, "us-gaap_EquityComponentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityComponentDomain", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Equity Component [Domain]", "label": "Equity Component [Domain]", "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc." } } }, "auth_ref": [ "r25", "r186", "r212", "r213", "r214", "r231", "r232", "r233", "r236", "r244", "r246", "r263", "r335", "r341", "r435", "r473", "r474", "r475", "r486", "r487", "r508", "r510", "r511", "r512", "r513", "r515", "r526", "r549", "r550", "r551", "r552", "r553", "r554", "r568", "r646", "r647", "r648", "r663", "r726" ] }, "srt_EquityMethodInvesteeNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "EquityMethodInvesteeNameDomain", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Investment, Name [Domain]", "label": "Investment, Name [Domain]" } } }, "auth_ref": [ "r327", "r328", "r329" ] }, "us-gaap_EquityMethodInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityMethodInvestments", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Equity method investments", "label": "Equity Method Investments", "documentation": "This item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized." } } }, "auth_ref": [ "r270", "r326", "r910", "r956" ] }, "us-gaap_EquityMethodInvestmentsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityMethodInvestmentsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Equity method investments, fair value", "label": "Equity Method Investments, Fair Value Disclosure", "documentation": "Fair value portion of investments accounted under the equity method." } } }, "auth_ref": [ "r911", "r1000", "r1001", "r1002" ] }, "us-gaap_EquityMethodInvestmentsPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityMethodInvestmentsPolicy", "presentation": [ "http://www.synchronyfinancial.com/role/BasisofPresentationandSummaryofSignificantAccountingPoliciesPolicies" ], "lang": { "en-us": { "role": { "terseLabel": "Equity Method Investments", "label": "Equity Method Investments [Policy Text Block]", "documentation": "Disclosure of accounting policy for equity method of accounting for investments and other interests. Investment includes, but is not limited to, unconsolidated subsidiary, corporate joint venture, noncontrolling interest in real estate venture, limited partnership, and limited liability company. Information includes, but is not limited to, ownership percentage, reason equity method is or is not considered appropriate, and accounting policy election for distribution received." } } }, "auth_ref": [ "r12", "r87", "r328" ] }, "us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquitySecuritiesWithoutReadilyDeterminableFairValueAmount", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/EquitySecuritieswithoutReadilyDeterminableFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Carry Value", "label": "Equity Securities without Readily Determinable Fair Value, Amount", "documentation": "Amount of investment in equity security without readily determinable fair value." } } }, "auth_ref": [ "r323" ] }, "us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueDownwardPriceAdjustmentAnnualAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquitySecuritiesWithoutReadilyDeterminableFairValueDownwardPriceAdjustmentAnnualAmount", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/EquitySecuritieswithoutReadilyDeterminableFairValueDetails" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Annual Amount", "label": "Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Annual Amount", "documentation": "Amount of loss from downward price adjustment on investment in equity security without readily determinable fair value." } } }, "auth_ref": [ "r324" ] }, "us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueDownwardPriceAdjustmentCumulativeAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquitySecuritiesWithoutReadilyDeterminableFairValueDownwardPriceAdjustmentCumulativeAmount", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/EquitySecuritieswithoutReadilyDeterminableFairValueDetails" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Cumulative Amount", "label": "Equity Securities without Readily Determinable Fair Value, Downward Price Adjustment, Cumulative Amount", "documentation": "Amount of cumulative loss from downward price adjustment on investment in equity security without readily determinable fair value." } } }, "auth_ref": [ "r324" ] }, "us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquitySecuritiesWithoutReadilyDeterminableFairValueTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementsTables" ], "lang": { "en-us": { "role": { "terseLabel": "Equity Securities without Readily Determinable Fair Value", "label": "Equity Securities without Readily Determinable Fair Value [Table Text Block]", "documentation": "Tabular disclosure of investment in equity security without readily determinable fair value." } } }, "auth_ref": [ "r953", "r954", "r955" ] }, "us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueUpwardPriceAdjustmentAnnualAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquitySecuritiesWithoutReadilyDeterminableFairValueUpwardPriceAdjustmentAnnualAmount", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/EquitySecuritieswithoutReadilyDeterminableFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Annual Amount", "label": "Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Annual Amount", "documentation": "Amount of gain from upward price adjustment on investment in equity security without readily determinable fair value." } } }, "auth_ref": [ "r325" ] }, "us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueUpwardPriceAdjustmentCumulativeAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquitySecuritiesWithoutReadilyDeterminableFairValueUpwardPriceAdjustmentCumulativeAmount", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/EquitySecuritieswithoutReadilyDeterminableFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Cumulative Amount", "label": "Equity Securities without Readily Determinable Fair Value, Upward Price Adjustment, Cumulative Amount", "documentation": "Amount of cumulative gain from upward price adjustment on investment in equity security without readily determinable fair value." } } }, "auth_ref": [ "r325" ] }, "ecd_EquityValuationAssumptionDifferenceFnTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "EquityValuationAssumptionDifferenceFnTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Equity Valuation Assumption Difference, Footnote", "label": "Equity Valuation Assumption Difference, Footnote [Text Block]" } } }, "auth_ref": [ "r839" ] }, "ecd_ErrCompAnalysisTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "ErrCompAnalysisTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Erroneous Compensation Analysis", "label": "Erroneous Compensation Analysis [Text Block]" } } }, "auth_ref": [ "r803", "r814", "r824", "r849" ] }, "ecd_ErrCompRecoveryTable": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "ErrCompRecoveryTable", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Erroneously Awarded Compensation Recovery", "label": "Erroneously Awarded Compensation Recovery [Table]" } } }, "auth_ref": [ "r800", "r811", "r821", "r846" ] }, "us-gaap_EstimateOfFairValueFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EstimateOfFairValueFairValueDisclosureMember", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Estimate of Fair Value Measurement", "label": "Estimate of Fair Value Measurement [Member]", "documentation": "Measured as an estimate of fair value." } } }, "auth_ref": [ "r404", "r543", "r770", "r771" ] }, "ecd_ExecutiveCategoryAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "ExecutiveCategoryAxis", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Executive Category:", "label": "Executive Category [Axis]" } } }, "auth_ref": [ "r845" ] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementChangesinLevel3InstrumentsDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]", "label": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r531", "r532", "r535" ] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementChangesinLevel3InstrumentsDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value, Recurring and Nonrecurring [Table]", "label": "Fair Value, Recurring and Nonrecurring [Table]", "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis." } } }, "auth_ref": [ "r531", "r532", "r535" ] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnRecurringBasisTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementsTables" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value, Assets Measured on Recurring Basis", "label": "Fair Value, Assets Measured on Recurring Basis [Table Text Block]", "documentation": "Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3)." } } }, "auth_ref": [ "r84", "r147" ] }, "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementChangesinLevel3InstrumentsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]", "label": "Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]", "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period." } } }, "auth_ref": [] }, "us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]", "label": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_FairValueByBalanceSheetGroupingTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByBalanceSheetGroupingTable", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value, by Balance Sheet Grouping [Table]", "label": "Fair Value, by Balance Sheet Grouping [Table]", "documentation": "Disclosure of information about the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities." } } }, "auth_ref": [ "r84", "r85", "r86" ] }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByBalanceSheetGroupingTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementsTables" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value, by Balance Sheet Grouping", "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]", "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities." } } }, "auth_ref": [ "r84", "r85" ] }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByFairValueHierarchyLevelAxis", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementChangesinLevel3InstrumentsDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value Hierarchy and NAV [Axis]", "label": "Fair Value Hierarchy and NAV [Axis]", "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient." } } }, "auth_ref": [ "r404", "r440", "r441", "r442", "r443", "r444", "r445", "r532", "r575", "r576", "r577", "r770", "r771", "r775", "r776", "r777" ] }, "us-gaap_FairValueByMeasurementBasisAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByMeasurementBasisAxis", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Measurement Basis [Axis]", "label": "Measurement Basis [Axis]", "documentation": "Information by measurement basis." } } }, "auth_ref": [ "r28", "r84", "r404", "r770", "r771" ] }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByMeasurementFrequencyAxis", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementChangesinLevel3InstrumentsDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Measurement Frequency [Axis]", "label": "Measurement Frequency [Axis]", "documentation": "Information by measurement frequency." } } }, "auth_ref": [ "r531", "r532", "r533", "r534", "r536" ] }, "us-gaap_FairValueDisclosureItemAmountsDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueDisclosureItemAmountsDomain", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value Measurement [Domain]", "label": "Fair Value Measurement [Domain]", "documentation": "Measurement basis, for example, but not limited to, reported value, fair value, portion at fair value, portion at other than fair value." } } }, "auth_ref": [ "r404", "r770", "r771" ] }, "us-gaap_FairValueDisclosuresAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueDisclosuresAbstract", "lang": { "en-us": { "role": { "terseLabel": "Fair Value Disclosures [Abstract]", "label": "Fair Value Disclosures [Abstract]" } } }, "auth_ref": [] }, "us-gaap_FairValueDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueDisclosuresTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurements" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value Measurements", "label": "Fair Value Disclosures [Text Block]", "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information." } } }, "auth_ref": [ "r530" ] }, "us-gaap_FairValueInputsLevel1Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel1Member", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Level 1", "label": "Fair Value, Inputs, Level 1 [Member]", "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date." } } }, "auth_ref": [ "r404", "r440", "r445", "r532", "r575", "r775", "r776", "r777" ] }, "us-gaap_FairValueInputsLevel2Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel2Member", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Level 2", "label": "Fair Value, Inputs, Level 2 [Member]", "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets." } } }, "auth_ref": [ "r404", "r440", "r445", "r532", "r576", "r770", "r771", "r775", "r776", "r777" ] }, "us-gaap_FairValueInputsLevel3Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel3Member", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementChangesinLevel3InstrumentsDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Level 3", "label": "Fair Value, Inputs, Level 3 [Member]", "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r404", "r440", "r441", "r442", "r443", "r444", "r445", "r532", "r577", "r770", "r771", "r775", "r776", "r777" ] }, "us-gaap_FairValueMeasurementFrequencyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementFrequencyDomain", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementChangesinLevel3InstrumentsDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Measurement Frequency [Domain]", "label": "Measurement Frequency [Domain]", "documentation": "Measurement frequency." } } }, "auth_ref": [] }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsFairValueHierarchyDomain", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementChangesinLevel3InstrumentsDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value Hierarchy and NAV [Domain]", "label": "Fair Value Hierarchy and NAV [Domain]", "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value." } } }, "auth_ref": [ "r404", "r440", "r441", "r442", "r443", "r444", "r445", "r575", "r576", "r577", "r770", "r771", "r775", "r776", "r777" ] }, "us-gaap_FairValueMeasurementsRecurringMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsRecurringMember", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementChangesinLevel3InstrumentsDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fair Value, Measurements, Recurring", "label": "Fair Value, Recurring [Member]", "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value." } } }, "auth_ref": [ "r530", "r536" ] }, "syf_FederalReserveDiscountWindowMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FederalReserveDiscountWindowMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Federal Reserve Discount Window", "label": "Federal Reserve Discount Window [Member]", "documentation": "Federal Reserve Discount Window" } } }, "auth_ref": [] }, "syf_FinancialAssetEqualToOrGreaterThan90DaysPastDueAndAccruingMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancialAssetEqualToOrGreaterThan90DaysPastDueAndAccruingMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financial Asset, Equal to or Greater than 90 Days Past Due And Accruing", "label": "Financial Asset, Equal to or Greater than 90 Days Past Due And Accruing [Member]", "documentation": "Financial Asset, Equal to or Greater than 90 Days Past Due And Accruing" } } }, "auth_ref": [] }, "us-gaap_FinancialAssetNotPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialAssetNotPastDueMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financial Asset, Not Past Due", "label": "Financial Asset, Not Past Due [Member]", "documentation": "Financial asset not past due." } } }, "auth_ref": [ "r351", "r766" ] }, "us-gaap_FinancialAssetPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialAssetPastDueMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financial Asset, Past Due", "label": "Financial Asset, Past Due [Member]", "documentation": "Financial asset past due." } } }, "auth_ref": [ "r351", "r766", "r940" ] }, "us-gaap_FinancialInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentAxis", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financial Instrument [Axis]", "label": "Financial Instrument [Axis]", "documentation": "Information by type of financial instrument." } } }, "auth_ref": [ "r293", "r294", "r295", "r296", "r297", "r298", "r299", "r300", "r301", "r302", "r303", "r304", "r305", "r306", "r307", "r308", "r309", "r310", "r311", "r312", "r313", "r314", "r315", "r316", "r317", "r318", "r319", "r320", "r321", "r322", "r343", "r344", "r351", "r352", "r358", "r362", "r364", "r365", "r415", "r432", "r516", "r572", "r573", "r574", "r575", "r576", "r577", "r578", "r579", "r580", "r581", "r582", "r583", "r584", "r585", "r589", "r590", "r591", "r592", "r593", "r594", "r595", "r596", "r597", "r598", "r599", "r600", "r601", "r602", "r603", "r604", "r639", "r767", "r879", "r880", "r881", "r882", "r883", "r884", "r885", "r952", "r953", "r954", "r955" ] }, "us-gaap_FinancingReceivableAccruedInterestWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAccruedInterestWriteoff", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Accrued Interest, Writeoff", "label": "Financing Receivable, Accrued Interest, Writeoff", "documentation": "Amount of writeoff of accrued interest on financing receivable recognized by reversing interest income." } } }, "auth_ref": [ "r357" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossPurchasedWithCreditDeteriorationIncrease": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossPurchasedWithCreditDeteriorationIncrease", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other", "label": "Financing Receivable, Allowance for Credit Loss, Purchased with Credit Deterioration, Increase", "documentation": "Amount of increase in allowance for credit loss on financing receivable purchased with credit deterioration." } } }, "auth_ref": [ "r347" ] }, "syf_FinancingReceivableAllowanceForCreditLossReasonableAndSupportableForecastPeriod": { "xbrltype": "durationItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivableAllowanceForCreditLossReasonableAndSupportableForecastPeriod", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Allowance for Credit Loss, Reasonable and Supportable Forecast Period", "label": "Financing Receivable, Allowance for Credit Loss, Reasonable and Supportable Forecast Period", "documentation": "Financing Receivable, Allowance for Credit Loss, Reasonable and Supportable Forecast Period" } } }, "auth_ref": [] }, "syf_FinancingReceivableAllowanceForCreditLossReversionPeriod": { "xbrltype": "durationItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivableAllowanceForCreditLossReversionPeriod", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Allowance for Credit Loss, Reversion Period", "label": "Financing Receivable, Allowance for Credit Loss, Reversion Period", "documentation": "Financing Receivable, Allowance for Credit Loss, Reversion Period" } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableAllowanceForCreditLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLosses", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_NotesReceivableNet", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "negatedLabel": "Less: Allowance for credit losses", "terseLabel": "Allowance for credit loss", "periodStartLabel": "Beginning Balance", "periodEndLabel": "Ending Balance", "negatedTerseLabel": "Financing Receivable, Allowance for Credit Loss", "label": "Financing Receivable, Allowance for Credit Loss", "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement." } } }, "auth_ref": [ "r19", "r177", "r179", "r181", "r200", "r342", "r345", "r350", "r1017" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesRecovery", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Recoveries", "label": "Financing Receivable, Allowance for Credit Loss, Recovery", "documentation": "Amount of increase in allowance for credit loss on financing receivable from recovery." } } }, "auth_ref": [ "r21", "r349", "r765" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesRollForward", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Allowance for Credit Loss [Roll Forward]", "label": "Financing Receivable, Allowance for Credit Loss [Roll Forward]", "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLossesWriteOffs", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Gross charge-offs", "negatedTerseLabel": "Financing Receivable, Allowance for Credit Loss, Writeoff", "label": "Financing Receivable, Allowance for Credit Loss, Writeoff", "documentation": "Amount of writeoff of financing receivable, charged against allowance for credit loss." } } }, "auth_ref": [ "r20", "r348", "r360", "r765" ] }, "syf_FinancingReceivableCreditLossExpenseReversalAccruedForwardLoanPortfolioPurchase": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivableCreditLossExpenseReversalAccruedForwardLoanPortfolioPurchase", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Credit Loss, Expense (Reversal), Accrued Forward Loan Portfolio Purchase", "label": "Financing Receivable, Credit Loss, Expense (Reversal), Accrued Forward Loan Portfolio Purchase", "documentation": "Financing Receivable, Credit Loss, Expense (Reversal), Accrued Forward Loan Portfolio Purchase" } } }, "auth_ref": [] }, "syf_FinancingReceivableCreditLossExpenseReversalIncludingAccruedForwardLoanPortfolioPurchase": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivableCreditLossExpenseReversalIncludingAccruedForwardLoanPortfolioPurchase", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Provision for credit losses", "label": "Financing Receivable, Credit Loss, Expense (Reversal), Including Accrued Forward Loan Portfolio Purchase", "documentation": "Financing Receivable, Credit Loss, Expense (Reversal), Including Accrued Forward Loan Portfolio Purchase" } } }, "auth_ref": [] }, "syf_FinancingReceivableCreditQualityIndicatorsPercentageOfLoanReceivablesWithNoVantageScore": { "xbrltype": "percentItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivableCreditQualityIndicatorsPercentageOfLoanReceivablesWithNoVantageScore", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Credit Quality Indicators, Percentage of Loan Receivables with No Vantage Score", "label": "Financing Receivable, Credit Quality Indicators, Percentage of Loan Receivables with No Vantage Score", "documentation": "Financing Receivable, Credit Quality Indicators, Percentage of Loan Receivables with No Vantage Score" } } }, "auth_ref": [] }, "syf_FinancingReceivableCreditQualityIndicatorsPercentageofClassofLoanReceivable": { "xbrltype": "percentItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivableCreditQualityIndicatorsPercentageofClassofLoanReceivable", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Percentage of class of loan receivable", "label": "Financing Receivable, Credit Quality Indicators, Percentage of Class of Loan Receivable", "documentation": "Financing Receivable, Credit Quality Indicators, Percentage of Class of Loan Receivable" } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable Credit Quality Indicators", "label": "Financing Receivable Credit Quality Indicators [Table Text Block]", "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics." } } }, "auth_ref": [ "r51", "r963" ] }, "syf_FinancingReceivableDeferredCommitmentFeeNetOfDeferredIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivableDeferredCommitmentFeeNetOfDeferredIncome", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Deferred costs and purchase discounts, net of deferred (income)", "label": "Financing Receivable, Deferred Commitment Fee, Net Of Deferred (Income)", "documentation": "Financing Receivable, Deferred Commitment Fee, Net Of Deferred (Income)" } } }, "auth_ref": [] }, "syf_FinancingReceivableModificationSuccessRateShortTerm": { "xbrltype": "percentItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivableModificationSuccessRateShortTerm", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Troubled Debt Restructuring, Success Rate", "label": "Financing Receivable, Modification, Success Rate, Short-term", "documentation": "Financing Receivable, Modification, Success Rate, Short-term" } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesPercent": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationToTotalFinancingReceivablesPercent", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "% of Loan Receivables", "label": "Financing Receivable, Modified in Period, to Total Financing Receivables, Percentage", "documentation": "Percentage of financing receivable modified during period for debtor experiencing financial difficulty to total financing receivables." } } }, "auth_ref": [ "r282", "r761" ] }, "us-gaap_FinancingReceivableModificationsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Troubled Debt Restructuring [Line Items]", "label": "Financing Receivable, Modified [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r279", "r280", "r282", "r283", "r761" ] }, "syf_FinancingReceivableModificationsNumberOfContractsSubsequentDefault": { "xbrltype": "integerItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivableModificationsNumberOfContractsSubsequentDefault", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Accounts defaulted", "label": "Financing Receivable, Modifications, Number of Contracts, Subsequent Default", "documentation": "Financing Receivable, Modifications, Number of Contracts, Subsequent Default" } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsPostModificationRecordedInvestment2", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Total loans entered into a modification program", "label": "Financing Receivable, Modified in Period, Amount", "documentation": "Amortized cost of financing receivable modified during period for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r282", "r761", "r936" ] }, "us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Loans defaulted", "label": "Financing Receivable, Modified, Subsequent Default", "documentation": "Amortized cost of financing receivable with payment default in current period and modified within previous 12 months preceding payment default for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r281", "r286", "r761" ] }, "syf_FinancingReceivableModifiedAmountOfUnpaidBalanceForgivenShortTerm": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivableModifiedAmountOfUnpaidBalanceForgivenShortTerm", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable Modified Percent of Unpaid Balance Forgiven Short-term", "label": "Financing Receivable Modified Amount of Unpaid Balance Forgiven Short-term", "documentation": "Financing Receivable Modified Amount of Unpaid Balance Forgiven Short-term" } } }, "auth_ref": [] }, "us-gaap_FinancingReceivableModifiedPast12Months": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModifiedPast12Months", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Total delinquent modified loans", "label": "Financing Receivable, Modified, after 12 Months", "documentation": "Amortized cost of financing receivable 12 months after modification for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r284", "r761" ] }, "us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification", "label": "Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification", "documentation": "Percentage of decrease in weighted average contractual interest rate of financing receivable modified for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r761" ] }, "us-gaap_FinancingReceivableNonaccrualPercentPastDue1": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableNonaccrualPercentPastDue1", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Nonaccrual, Percent Past Due", "label": "Financing Receivable, Nonaccrual, Percent Past Due", "documentation": "Percentage of nonaccrual financing receivable balance outstanding that is past due." } } }, "auth_ref": [ "r962" ] }, "us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Originated, More than Five Years before Current Fiscal Year", "label": "Financing Receivable, Originated, More than Five Years before Current Fiscal Year", "documentation": "Amortized cost of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year", "label": "Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year", "documentation": "Amortized cost of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedInCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Year One, Originated, Current Fiscal Year", "label": "Financing Receivable, Year One, Originated, Current Fiscal Year", "documentation": "Amortized cost of financing receivable originated in current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year", "label": "Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year", "documentation": "Amortized cost of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable Originated More Than Five Years Before Current Fiscal Year Writeoff", "label": "Financing Receivable, Originated, More than Five Years before Current Fiscal Year, Writeoff", "documentation": "Amount of writeoff of financing receivable originated more than five years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year", "label": "Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year", "documentation": "Amortized cost of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year", "label": "Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year", "documentation": "Amortized cost of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivablePercentPastDue1": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePercentPastDue1", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Percent Past Due", "label": "Financing Receivable, Percent Past Due", "documentation": "Percentage of financing receivable balance that is past due." } } }, "auth_ref": [] }, "us-gaap_FinancingReceivablePortfolioSegmentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePortfolioSegmentAxis", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable Portfolio Segment [Axis]", "label": "Financing Receivable Portfolio Segment [Axis]", "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses." } } }, "auth_ref": [ "r175", "r176", "r180", "r181", "r343", "r344", "r762", "r879", "r880", "r881", "r882", "r883", "r884", "r885", "r891", "r892", "r893" ] }, "us-gaap_FinancingReceivablePortfolioSegmentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePortfolioSegmentDomain", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable Portfolio Segment [Domain]", "label": "Financing Receivable Portfolio Segment [Domain]", "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses." } } }, "auth_ref": [ "r175", "r176", "r180", "r181", "r879", "r880", "r881", "r882", "r883", "r884", "r885", "r891", "r892", "r893" ] }, "us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Purchased credit deteriorated loans allowance", "label": "Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date", "documentation": "Amount of allowance for credit loss at acquisition date of financing receivable purchased with credit deterioration." } } }, "auth_ref": [ "r355" ] }, "us-gaap_FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsAllyLendingNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Purchased credit deteriorated loans acquired", "label": "Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value", "documentation": "Amount at par value of financing receivable purchased with credit deterioration." } } }, "auth_ref": [ "r356" ] }, "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "90 or more days delinquent and accruing", "label": "Financing Receivable, 90 Days or More Past Due, Still Accruing", "documentation": "Amortized cost of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease." } } }, "auth_ref": [ "r169", "r354", "r766" ] }, "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Class of Financing Receivable [Axis]", "label": "Class of Financing Receivable [Axis]", "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r52", "r54", "r175", "r176", "r180", "r181", "r278", "r282", "r283", "r284", "r286", "r351", "r352", "r358", "r761", "r763", "r764", "r765", "r766", "r879", "r880", "r881", "r882", "r883", "r884", "r885", "r891", "r892", "r893" ] }, "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Class of Financing Receivable [Domain]", "label": "Class of Financing Receivable [Domain]", "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r175", "r176", "r180", "r181", "r282", "r283", "r284", "r286", "r761", "r879", "r880", "r881", "r882", "r883", "r884", "r885", "r891", "r892", "r893" ] }, "us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentNonaccrualStatus", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Total non-accruing", "label": "Financing Receivable, Nonaccrual", "documentation": "Amortized cost of financing receivable on nonaccrual status. Excludes net investment in lease." } } }, "auth_ref": [ "r53", "r178", "r179", "r353" ] }, "us-gaap_FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable Year Five Originated Four Years Before Current Fiscal Year Writeoff", "label": "Financing Receivable, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff", "documentation": "Amount of writeoff of financing receivable originated four years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable Year Four Originated Three Years Before Current Fiscal Year Writeoff", "label": "Financing Receivable, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff", "documentation": "Amount of writeoff of financing receivable originated three years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable Year One Originated Current Fiscal Year Writeoff", "label": "Financing Receivable, Year One, Originated, Current Fiscal Year, Writeoff", "documentation": "Amount of writeoff of financing receivable originated in current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable Year Three Originated Two Years Before Current FiscalYear Writeoff", "label": "Financing Receivable, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff", "documentation": "Amount of writeoff of financing receivable originated two years before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "us-gaap_FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff", "label": "Financing Receivable, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff", "documentation": "Amount of writeoff of financing receivable originated in fiscal year before current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r360", "r765" ] }, "syf_FinancingReceivables30to89DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FinancingReceivables30to89DaysPastDueMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivables, 30 to 89 Days Past Due", "label": "Financing Receivables, 30 to 89 Days Past Due [Member]", "documentation": "Financing Receivables, 30 to 89 Days Past Due [Member]" } } }, "auth_ref": [] }, "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financial Asset, Equal to or Greater than 90 Days Past Due", "label": "Financial Asset, Equal to or Greater than 90 Days Past Due [Member]", "documentation": "Financial asset equal to or greater than 90 days past due." } } }, "auth_ref": [ "r766" ] }, "us-gaap_FinancingReceivablesPeriodPastDueAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesPeriodPastDueAxis", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financial Asset, Period Past Due [Axis]", "label": "Financial Asset, Aging [Axis]", "documentation": "Information by period in which financial asset is past due or not past due." } } }, "auth_ref": [ "r170", "r351", "r766" ] }, "us-gaap_FinancingReceivablesPeriodPastDueDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesPeriodPastDueDomain", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financial Asset, Period Past Due [Domain]", "label": "Financial Asset, Aging [Domain]", "documentation": "Period in which financial asset is past due or not past due. For past due, element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less than [high end numeric value] [date measure] Past Due [Member] formats." } } }, "auth_ref": [ "r170", "r351", "r766" ] }, "us-gaap_FinancingReceivablesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivablesTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLosses" ], "lang": { "en-us": { "role": { "terseLabel": "Loan Receivables and Allowance for Credit Losses", "label": "Financing Receivables [Text Block]", "documentation": "The entire disclosure for financing receivable." } } }, "auth_ref": [ "r276", "r283", "r285", "r287", "r761" ] }, "us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsAccumulatedAmortization", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails": { "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Accumulated amortization", "label": "Finite-Lived Intangible Assets, Accumulated Amortization", "documentation": "Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life." } } }, "auth_ref": [ "r193", "r372" ] }, "us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsByMajorClassAxis", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails", "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Finite-Lived Intangible Assets by Major Class [Axis]", "label": "Finite-Lived Intangible Assets by Major Class [Axis]", "documentation": "Information by major type or class of finite-lived intangible assets." } } }, "auth_ref": [ "r369", "r371", "r372", "r373", "r607", "r611" ] }, "syf_FiniteLivedIntangibleAssetsExcludingCustomerContractsMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FiniteLivedIntangibleAssetsExcludingCustomerContractsMember", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Finite-Lived Intangible Assets, Excluding Retail Partner Contracts", "label": "Finite-Lived Intangible Assets, Excluding Customer Contracts [Member]", "documentation": "Finite-Lived Intangible Assets, Excluding Customer Contracts [Member]" } } }, "auth_ref": [] }, "us-gaap_FiniteLivedIntangibleAssetsGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsGross", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails": { "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Gross carrying amount", "label": "Finite-Lived Intangible Assets, Gross", "documentation": "Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life." } } }, "auth_ref": [ "r131", "r611" ] }, "us-gaap_FiniteLivedIntangibleAssetsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails", "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Finite-Lived Intangible Assets [Line Items]", "label": "Finite-Lived Intangible Assets [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r607" ] }, "us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsMajorClassNameDomain", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails", "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Finite-Lived Intangible Assets, Major Class Name [Domain]", "label": "Finite-Lived Intangible Assets, Major Class Name [Domain]", "documentation": "The major class of finite-lived intangible asset (for example, patents, trademarks, copyrights, etc.) A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company." } } }, "auth_ref": [ "r56", "r57" ] }, "us-gaap_FiniteLivedIntangibleAssetsNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiniteLivedIntangibleAssetsNet", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 2.0 }, "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Intangible assets, net (Note 7)", "totalLabel": "Net", "label": "Finite-Lived Intangible Assets, Net", "documentation": "Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life." } } }, "auth_ref": [ "r131", "r607" ] }, "us-gaap_FinitelivedIntangibleAssetsAcquired1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinitelivedIntangibleAssetsAcquired1", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Finite-lived intangible assets acquired", "label": "Finite-Lived Intangible Assets Acquired", "documentation": "Amount of increase in assets, excluding financial assets, lacking physical substance with a definite life, from an acquisition." } } }, "auth_ref": [ "r370" ] }, "us-gaap_FiscalPeriod": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FiscalPeriod", "presentation": [ "http://www.synchronyfinancial.com/role/BasisofPresentationandSummaryofSignificantAccountingPoliciesPolicies" ], "lang": { "en-us": { "role": { "terseLabel": "Interim Period Presentation", "label": "Fiscal Period, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for determining an entity's fiscal year or other fiscal period. This disclosure may include identification of the fiscal period end-date, the length of the fiscal period, any reporting period lag between the entity and its subsidiaries, or equity investees. If a reporting lag exists, the closing date of the entity having a different period end is generally noted, along with an explanation of the necessity for using different closing dates. Any intervening events that materially affect the entity's financial position or results of operations are generally also disclosed." } } }, "auth_ref": [ "r78" ] }, "syf_FiveHundredAndNinetyOneToSixHundredAndFiftyMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FiveHundredAndNinetyOneToSixHundredAndFiftyMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Five Hundred and Ninety-One to Six Hundred and Fifty", "label": "Five Hundred and Ninety-One to Six Hundred and Fifty [Member]", "documentation": "Five Hundred and Ninety-One to Six Hundred and Fifty" } } }, "auth_ref": [] }, "syf_FiveHundredAndNinetyOrLessMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FiveHundredAndNinetyOrLessMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Five Hundred and Ninety or Less", "label": "Five Hundred and Ninety or Less [Member]", "documentation": "Five Hundred and Ninety or Less" } } }, "auth_ref": [] }, "syf_FiveYearTreasuryRateMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FiveYearTreasuryRateMember", "presentation": [ "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Five-Year Treasury Rate", "label": "Five-Year Treasury Rate [Member]", "documentation": "Five-Year Treasury Rate" } } }, "auth_ref": [] }, "syf_FixedSecuritizedBorrowingsMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FixedSecuritizedBorrowingsMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fixed Securitized Borrowings", "label": "Fixed Securitized Borrowings [Member]", "documentation": "Fixed Securitized Borrowings [Member]" } } }, "auth_ref": [] }, "syf_FixedSeniorUnsecuredNotesMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FixedSeniorUnsecuredNotesMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fixed Senior Unsecured Notes", "label": "Fixed Senior Unsecured Notes [Member]", "documentation": "Fixed Senior Unsecured Notes [Member]" } } }, "auth_ref": [] }, "syf_FixedSubordinatedUnsecuredNotesMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FixedSubordinatedUnsecuredNotesMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Fixed Subordinated Unsecured Notes", "label": "Fixed Subordinated Unsecured Notes [Member]", "documentation": "Fixed Subordinated Unsecured Notes" } } }, "auth_ref": [] }, "syf_FloatingSecuritizedBorrowingsMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "FloatingSecuritizedBorrowingsMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Floating Securitized Borrowings", "label": "Floating Securitized Borrowings [Member]", "documentation": "Floating Securitized Borrowings [Member]" } } }, "auth_ref": [] }, "ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Forgone Recovery due to Disqualification of Tax Benefits, Amount", "label": "Forgone Recovery due to Disqualification of Tax Benefits, Amount" } } }, "auth_ref": [ "r807", "r818", "r828", "r853" ] }, "ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "ForgoneRecoveryDueToExpenseOfEnforcementAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Forgone Recovery due to Expense of Enforcement, Amount", "label": "Forgone Recovery due to Expense of Enforcement, Amount" } } }, "auth_ref": [ "r807", "r818", "r828", "r853" ] }, "ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "ForgoneRecoveryDueToViolationOfHomeCountryLawAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Forgone Recovery due to Violation of Home Country Law, Amount", "label": "Forgone Recovery due to Violation of Home Country Law, Amount" } } }, "auth_ref": [ "r807", "r818", "r828", "r853" ] }, "ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "ForgoneRecoveryExplanationOfImpracticabilityTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Forgone Recovery, Explanation of Impracticability", "label": "Forgone Recovery, Explanation of Impracticability [Text Block]" } } }, "auth_ref": [ "r807", "r818", "r828", "r853" ] }, "ecd_ForgoneRecoveryIndName": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "ForgoneRecoveryIndName", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Name", "label": "Forgone Recovery, Individual Name" } } }, "auth_ref": [ "r807", "r818", "r828", "r853" ] }, "syf_GainLossOnDispositionOfBusinessNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "GainLossOnDispositionOfBusinessNetOfTax", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Gain on sale of business, net of tax", "label": "Gain (Loss) On Disposition Of Business, Net Of Tax", "documentation": "Gain (Loss) On Disposition Of Business, Net Of Tax" } } }, "auth_ref": [] }, "us-gaap_GainLossOnSaleOfBusiness": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSaleOfBusiness", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 7.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Gain on sale of business", "terseLabel": "Gain on sale of business", "label": "Gain (Loss) on Disposition of Business", "documentation": "Amount of gain (loss) from sale and disposal of integrated set of activities and assets capable of being conducted and managed for purpose of providing return in form of dividend, lower cost, or other economic benefit to investor, owner, member and participant." } } }, "auth_ref": [ "r502", "r922" ] }, "us-gaap_Goodwill": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Goodwill", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofGoodwillDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Goodwill (Note 7)", "verboseLabel": "Goodwill", "periodStartLabel": "Balance at January 1", "periodEndLabel": "Balance at March 31", "label": "Goodwill", "documentation": "Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized." } } }, "auth_ref": [ "r192", "r366", "r612", "r768", "r781", "r967", "r974" ] }, "us-gaap_GoodwillAcquiredDuringPeriod": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GoodwillAcquiredDuringPeriod", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofGoodwillDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Goodwill recognized upon acquisition", "label": "Goodwill, Acquired During Period", "documentation": "Amount of increase in asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from a business combination." } } }, "auth_ref": [ "r367", "r768" ] }, "syf_GoodwillAllocatedToSaleOfBusinessUnitValuationAdjustmentsIncreaseDecrease": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "GoodwillAllocatedToSaleOfBusinessUnitValuationAdjustmentsIncreaseDecrease", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofGoodwillDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Change in amounts allocated to disposition of business", "label": "Goodwill, Allocated To Sale Of Business Unit, Valuation Adjustments Increase (Decrease)", "documentation": "Goodwill, Allocated To Sale Of Business Unit, Valuation Adjustments Increase (Decrease)" } } }, "auth_ref": [] }, "us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GoodwillAndIntangibleAssetsDisclosureAbstract", "lang": { "en-us": { "role": { "terseLabel": "Goodwill and Intangible Assets Disclosure [Abstract]", "label": "Goodwill and Intangible Assets Disclosure [Abstract]" } } }, "auth_ref": [] }, "us-gaap_GoodwillRollForward": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GoodwillRollForward", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofGoodwillDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Goodwill [Roll Forward]", "label": "Goodwill [Roll Forward]", "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period." } } }, "auth_ref": [] }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Earnings before provision for income taxes", "label": "Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest", "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest." } } }, "auth_ref": [ "r0", "r120", "r155", "r266", "r271", "r273", "r275", "r618", "r637", "r760" ] }, "us-gaap_IncomeStatementAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementAbstract", "lang": { "en-us": { "role": { "terseLabel": "Income Statement [Abstract]", "label": "Income Statement [Abstract]" } } }, "auth_ref": [] }, "us-gaap_IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsAxis", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Disposal Group Name [Axis]", "label": "Disposal Group Name [Axis]", "documentation": "Information by name of disposal group." } } }, "auth_ref": [ "r778", "r779" ] }, "us-gaap_IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]", "label": "Income Statement, Balance Sheet and Additional Disclosures by Disposal Groups, Including Discontinued Operations [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsTable", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Disposal Groups, Including Discontinued Operations [Table]", "label": "Disposal Groups, Including Discontinued Operations [Table]", "documentation": "Disclosure of information about a disposal group. Includes, but is not limited to, a discontinued operation, disposal classified as held-for-sale or disposed of by means other than sale or disposal of an individually significant component." } } }, "auth_ref": [ "r16", "r26", "r31", "r99", "r100", "r101", "r102", "r103", "r104", "r106", "r107", "r108", "r133" ] }, "us-gaap_IncomeStatementLocationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementLocationAxis", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Income Statement Location [Axis]", "label": "Income Statement Location [Axis]", "documentation": "Information by location in the income statement." } } }, "auth_ref": [ "r374", "r376", "r710" ] }, "us-gaap_IncomeStatementLocationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementLocationDomain", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Income Statement Location [Domain]", "label": "Income Statement Location [Domain]", "documentation": "Location in the income statement." } } }, "auth_ref": [ "r376", "r710" ] }, "us-gaap_IncomeTaxDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxDisclosureAbstract", "lang": { "en-us": { "role": { "terseLabel": "Income Tax Disclosure [Abstract]", "label": "Income Tax Disclosure [Abstract]" } } }, "auth_ref": [] }, "us-gaap_IncomeTaxDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxDisclosureTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/IncomeTaxes" ], "lang": { "en-us": { "role": { "terseLabel": "Income Taxes", "label": "Income Tax Disclosure [Text Block]", "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information." } } }, "auth_ref": [ "r227", "r476", "r479", "r482", "r483", "r488", "r492", "r493", "r494", "r662" ] }, "us-gaap_IncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Provision for income taxes (Note 14)", "label": "Income Tax Expense (Benefit)", "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations." } } }, "auth_ref": [ "r168", "r172", "r245", "r246", "r269", "r478", "r489", "r642" ] }, "us-gaap_IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInAccruedLiabilitiesAndOtherOperatingLiabilities", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Increase (decrease) in accrued expenses and other liabilities", "label": "Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities", "documentation": "Amount of increase (decrease) in accrued expenses, and obligations classified as other." } } }, "auth_ref": [ "r921" ] }, "us-gaap_IncreaseDecreaseInDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInDeposits", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Net increase (decrease) in deposits", "label": "Increase (Decrease) in Deposits", "documentation": "The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances." } } }, "auth_ref": [ "r48", "r95" ] }, "us-gaap_IncreaseDecreaseInOtherOperatingAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOtherOperatingAssets", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "(Increase) decrease in other assets", "label": "Increase (Decrease) in Other Operating Assets", "documentation": "Amount of increase (decrease) in operating assets classified as other." } } }, "auth_ref": [ "r13" ] }, "us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOtherOperatingCapitalNet", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 8.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "All other operating activities", "label": "Increase (Decrease) in Other Operating Assets and Liabilities, Net", "documentation": "Amount of increase (decrease) in operating assets after deduction of operating liabilities classified as other." } } }, "auth_ref": [ "r13" ] }, "us-gaap_IncreaseDecreaseInStockholdersEquityRollForward": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInStockholdersEquityRollForward", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Increase (Decrease) in Stockholders' Equity [Roll Forward]", "label": "Increase (Decrease) in Stockholders' Equity [Roll Forward]", "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period." } } }, "auth_ref": [] }, "syf_IncreaseDecreaseinInterestandFeeReceivable": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "IncreaseDecreaseinInterestandFeeReceivable", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "(Increase) decrease in interest and fees receivable", "label": "Increase (Decrease) in Interest and Fee Receivable", "documentation": "Increase (Decrease) in Interest and Fee Receivable" } } }, "auth_ref": [] }, "syf_IndependencePetHoldingsInc.Member": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "IndependencePetHoldingsInc.Member", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Independence Pet Holdings, Inc.", "label": "Independence Pet Holdings, Inc. [Member]", "documentation": "Independence Pet Holdings, Inc." } } }, "auth_ref": [] }, "ecd_IndividualAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "IndividualAxis", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure", "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure", "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements", "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Individual:", "label": "Individual [Axis]" } } }, "auth_ref": [ "r810", "r818", "r828", "r845", "r853", "r857", "r865" ] }, "us-gaap_InformationTechnologyAndDataProcessing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InformationTechnologyAndDataProcessing", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Information processing", "label": "Information Technology and Data Processing", "documentation": "The amount of expenses incurred in the period for information technology and data processing products and services." } } }, "auth_ref": [ "r123" ] }, "ecd_InsiderTradingArrLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "InsiderTradingArrLineItems", "lang": { "en-us": { "role": { "label": "Insider Trading Arrangements [Line Items]" } } }, "auth_ref": [ "r863" ] }, "ecd_InsiderTradingPoliciesProcLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "InsiderTradingPoliciesProcLineItems", "lang": { "en-us": { "role": { "label": "Insider Trading Policies and Procedures [Line Items]" } } }, "auth_ref": [ "r799", "r869" ] }, "ecd_InsiderTrdPoliciesProcAdoptedFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "InsiderTrdPoliciesProcAdoptedFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" ], "lang": { "en-us": { "role": { "terseLabel": "Insider Trading Policies and Procedures Adopted", "label": "Insider Trading Policies and Procedures Adopted [Flag]" } } }, "auth_ref": [ "r799", "r869" ] }, "ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "InsiderTrdPoliciesProcNotAdoptedTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" ], "lang": { "en-us": { "role": { "terseLabel": "Insider Trading Policies and Procedures Not Adopted", "label": "Insider Trading Policies and Procedures Not Adopted [Text Block]" } } }, "auth_ref": [ "r799", "r869" ] }, "us-gaap_IntangibleAssetsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IntangibleAssetsDisclosureTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssets" ], "lang": { "en-us": { "role": { "terseLabel": "Intangible Assets", "label": "Intangible Assets Disclosure [Text Block]", "documentation": "The entire disclosure for all or part of the information related to intangible assets." } } }, "auth_ref": [ "r368" ] }, "us-gaap_InterestAndDividendIncomeOperatingAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeOperatingAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Interest income:", "label": "Interest and Dividend Income, Operating [Abstract]" } } }, "auth_ref": [] }, "us-gaap_InterestAndFeeIncomeLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndFeeIncomeLoansAndLeases", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_InterestIncomeOperating", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Interest and fees on loans (Note 5)", "verboseLabel": "Interest and fees on loans", "label": "Interest and Fee Income, Loans and Leases", "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases." } } }, "auth_ref": [ "r157" ] }, "us-gaap_InterestBearingDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDepositLiabilities", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/DepositsScheduleofDepositLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Interest-bearing deposit accounts", "verboseLabel": "Interest-bearing deposits, amount", "label": "Interest-Bearing Deposit Liabilities", "documentation": "The aggregate of all domestic and foreign interest-bearing deposit liabilities." } } }, "auth_ref": [ "r92" ] }, "us-gaap_InterestBearingDomesticDepositBrokered": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositBrokered", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Broker network deposit sweeps", "label": "Interest-Bearing Domestic Deposit, Brokered", "documentation": "Amount of interest-bearing domestic third-party deposits placed by or through the assistance of a deposit broker, also known as brokered deposit liabilities." } } }, "auth_ref": [ "r92" ] }, "us-gaap_InterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpense", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Total interest expense", "label": "Interest Expense", "documentation": "Amount of the cost of borrowed funds accounted for as interest expense." } } }, "auth_ref": [ "r90", "r163", "r215", "r267", "r558", "r711", "r792", "r1027" ] }, "us-gaap_InterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Interest expense:", "label": "Interest Expense [Abstract]" } } }, "auth_ref": [] }, "us-gaap_InterestExpenseBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseBorrowings", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Interest on borrowings of consolidated securitization entities", "label": "Interest Expense, Borrowings", "documentation": "Aggregate amount of interest expense on all borrowings." } } }, "auth_ref": [ "r162" ] }, "us-gaap_InterestExpenseDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseDebt", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Interest on senior and subordinated unsecured notes", "label": "Interest Expense, Debt", "documentation": "Amount of the cost of borrowed funds accounted for as interest expense for debt." } } }, "auth_ref": [ "r124", "r410", "r418", "r772", "r773" ] }, "us-gaap_InterestExpenseDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseDeposits", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Interest on deposits", "label": "Interest Expense, Deposits", "documentation": "Aggregate amount of interest expense on all deposits." } } }, "auth_ref": [ "r161" ] }, "us-gaap_InterestIncomeAndInterestExpenseDisclosureTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeAndInterestExpenseDisclosureTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Interest Income and Interest Expense Disclosure", "label": "Interest Income and Interest Expense Disclosure [Table Text Block]", "documentation": "Tabular disclosure of interest income and expense, including, but not limited to, interest income and expense from investments, loans, and securities." } } }, "auth_ref": [] }, "us-gaap_InterestIncomeExpenseNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeExpenseNet", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "syf_InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Net interest income", "label": "Interest Income (Expense), Net", "documentation": "The net amount of operating interest income (expense)." } } }, "auth_ref": [ "r158" ] }, "syf_InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Net interest income, after retailer share arrangements and provision for credit losses", "label": "Interest Income (Expense), after Retailer Share Arrangements and Provision for Loan Loss", "documentation": "Interest Income (Expense), after Retailer Share Arrangements and Provision for Loan Loss" } } }, "auth_ref": [] }, "us-gaap_InterestIncomeOperating": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeOperating", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Total interest income", "label": "Interest Income, Operating", "documentation": "Amount of operating interest income, including, but not limited to, amortization and accretion of premiums and discounts on securities." } } }, "auth_ref": [ "r122", "r707", "r740", "r741", "r791", "r792", "r1032" ] }, "syf_InterestandDividendIncomeCashandSecuritiesOperating": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "InterestandDividendIncomeCashandSecuritiesOperating", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_InterestIncomeOperating", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Interest on cash and debt securities", "label": "Interest and Dividend Income, Cash and Securities, Operating", "documentation": "Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on cash and securities" } } }, "auth_ref": [] }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Investments Classified by Contractual Maturity Date", "label": "Investments Classified by Contractual Maturity Date [Table Text Block]", "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments." } } }, "auth_ref": [] }, "us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsDebtAndEquitySecuritiesAbstract", "lang": { "en-us": { "role": { "terseLabel": "Investments, Debt and Equity Securities [Abstract]", "label": "Investments, Debt and Equity Securities [Abstract]" } } }, "auth_ref": [] }, "syf_InvestmentsFundingCommitmentMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "InvestmentsFundingCommitmentMember", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Investments Funding Commitment", "label": "Investments Funding Commitment [Member]", "documentation": "Investments Funding Commitment" } } }, "auth_ref": [] }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecurities" ], "lang": { "en-us": { "role": { "terseLabel": "Investment Securities", "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]", "documentation": "The entire disclosure for investments in certain debt and equity securities." } } }, "auth_ref": [ "r148", "r164", "r165", "r174", "r290", "r292", "r537", "r538" ] }, "us-gaap_LaborAndRelatedExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LaborAndRelatedExpense", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Employee costs", "label": "Labor and Related Expense", "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit." } } }, "auth_ref": [ "r918" ] }, "dei_LegalEntityAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LegalEntityAxis", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Legal Entity [Axis]", "label": "Legal Entity [Axis]", "documentation": "The set of legal entities associated with a report." } } }, "auth_ref": [] }, "us-gaap_LegalMattersAndContingenciesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LegalMattersAndContingenciesTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/LegalProceedingsandRegulatoryMatters" ], "lang": { "en-us": { "role": { "terseLabel": "Legal Proceedings and Regulatory Matters", "label": "Legal Matters and Contingencies [Text Block]", "documentation": "The entire disclosure for legal proceedings, legal contingencies, litigation, regulatory and environmental matters and other contingencies." } } }, "auth_ref": [ "r134" ] }, "us-gaap_Liabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Liabilities", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 1.0 }, "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "totalLabel": "Total liabilities", "label": "Liabilities", "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future." } } }, "auth_ref": [ "r33", "r226", "r330", "r381", "r382", "r383", "r384", "r385", "r386", "r387", "r388", "r389", "r501", "r503", "r504", "r544", "r683", "r759", "r794", "r981", "r1008", "r1009" ] }, "us-gaap_LiabilitiesAndStockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAndStockholdersEquity", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "totalLabel": "Total liabilities and equity", "label": "Liabilities and Equity", "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any." } } }, "auth_ref": [ "r117", "r153", "r636", "r781", "r926", "r957", "r1003" ] }, "us-gaap_LiabilitiesAndStockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAndStockholdersEquityAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Liabilities and Equity", "label": "Liabilities and Equity [Abstract]" } } }, "auth_ref": [] }, "us-gaap_LiabilitiesFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesFairValueDisclosure", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financial and Nonfinancial Liabilities, Fair Value Disclosure", "label": "Liabilities, Fair Value Disclosure", "documentation": "Fair value of financial and nonfinancial obligations." } } }, "auth_ref": [ "r84" ] }, "us-gaap_LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Liabilities held for sale (Note 3)", "label": "Disposal Group, Including Discontinued Operation, Liabilities", "documentation": "Amount classified as liabilities attributable to disposal group held for sale or disposed of." } } }, "auth_ref": [ "r5", "r99", "r105", "r132", "r189", "r190" ] }, "us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCreditFacilityMaximumBorrowingCapacity", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Undrawn capacity", "label": "Line of Credit Facility, Maximum Borrowing Capacity", "documentation": "Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility." } } }, "auth_ref": [ "r32" ] }, "us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCreditFacilityRemainingBorrowingCapacity", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Remaining undrawn capacity", "label": "Line of Credit Facility, Remaining Borrowing Capacity", "documentation": "Amount of borrowing capacity currently available under the credit facility (current borrowing capacity less the amount of borrowings outstanding)." } } }, "auth_ref": [ "r32" ] }, "syf_LoanReceivablesBusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivablesNet": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "LoanReceivablesBusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivablesNet", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails": { "parentTag": "us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssets", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsScheduleofAssetsAcquiredandLiabilitiesAssumedDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Loan receivables", "label": "Loan receivablesBusiness Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financing Receivables, Net", "documentation": "Loan receivablesBusiness Combination, Recognized Identifiable Assets Acquired and Liabilities Assumed, Financing Receivables, Net" } } }, "auth_ref": [] }, "us-gaap_LoanRestructuringModificationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoanRestructuringModificationAxis", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Loan Restructuring Modification [Axis]", "label": "Loan Restructuring Modification [Axis]", "documentation": "Information by concessions made to the terms of loan contracts." } } }, "auth_ref": [ "r282", "r283", "r286", "r761" ] }, "us-gaap_LoanRestructuringModificationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoanRestructuringModificationDomain", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Loan Restructuring Modification [Domain]", "label": "Loan Restructuring Modification [Domain]", "documentation": "Concessions made to the terms of loan contracts, including but not limited to, interest rate reductions, maturity extensions, principal forgiveness, and payment deferral." } } }, "auth_ref": [ "r282", "r283", "r286", "r761" ] }, "us-gaap_LoansReceivableFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansReceivableFairValueDisclosure", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Loan receivables, net", "label": "Loans Receivable, Fair Value Disclosure", "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts." } } }, "auth_ref": [ "r49" ] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LocalPhoneNumber", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Local Phone Number", "label": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "us-gaap_LongTermDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebt", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "totalLabel": "Total borrowings", "terseLabel": "Total borrowings", "label": "Long-Term Debt", "documentation": "Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation." } } }, "auth_ref": [ "r29", "r152", "r403", "r417", "r770", "r771", "r1021" ] }, "us-gaap_LongTermDebtAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Amount", "label": "Long-Term Debt, Unclassified [Abstract]" } } }, "auth_ref": [] }, "us-gaap_LongTermDebtFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtFairValue", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Borrowings of consolidated securitization entities", "label": "Long-Term Debt, Fair Value", "documentation": "The fair value amount of long-term debt whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission." } } }, "auth_ref": [] }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "2025", "label": "Long-Term Debt, Maturity, Year One", "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r15", "r230", "r408" ] }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "2028", "label": "Long-Term Debt, Maturity, Year Four", "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r15", "r230", "r408" ] }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "2027", "label": "Long-Term Debt, Maturity, Year Three", "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r15", "r230", "r408" ] }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "2026", "label": "Long-Term Debt, Maturity, Year Two", "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r15", "r230", "r408" ] }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "2024", "label": "Long-Term Debt, Maturity, Remainder of Fiscal Year", "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in remainder of current fiscal year." } } }, "auth_ref": [ "r928" ] }, "syf_LongTermDebtMaturityAfterYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "LongTermDebtMaturityAfterYearFour", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Thereafter", "label": "Long-Term Debt, Maturity, After Year Four", "documentation": "Long-Term Debt, Maturity, After Year Four" } } }, "auth_ref": [] }, "us-gaap_LongTermDebtNoncurrentAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtNoncurrentAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Borrowings: (Notes 6 and 9)", "label": "Long-Term Debt, Excluding Current Maturities [Abstract]" } } }, "auth_ref": [] }, "us-gaap_LongTermDebtOtherDisclosuresAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtOtherDisclosuresAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Average rate", "label": "Long-Term Debt, Other Disclosure [Abstract]" } } }, "auth_ref": [] }, "syf_LongTermModificationMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "LongTermModificationMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Long-term Payment Deferral", "label": "Long-term Modification [Member]", "documentation": "Long-term Modification" } } }, "auth_ref": [] }, "us-gaap_LongtermDebtTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongtermDebtTypeAxis", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Long-term Debt, Type [Axis]", "label": "Long-Term Debt, Type [Axis]", "documentation": "Information by type of long-term debt." } } }, "auth_ref": [ "r35" ] }, "us-gaap_LongtermDebtTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongtermDebtTypeDomain", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Long-term Debt, Type [Domain]", "label": "Long-Term Debt, Type [Domain]", "documentation": "Type of long-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer." } } }, "auth_ref": [ "r35", "r59" ] }, "us-gaap_LongtermDebtWeightedAverageInterestRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongtermDebtWeightedAverageInterestRate", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Weighted average interest rate", "label": "Long-Term Debt, Weighted Average Interest Rate, at Point in Time", "documentation": "Weighted average interest rate of long-term debt outstanding calculated at point in time." } } }, "auth_ref": [] }, "syf_MarketingandBusinessDevelopmentExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "MarketingandBusinessDevelopmentExpense", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Marketing and business development", "label": "Marketing and Business Development Expense", "documentation": "Marketing and Business Development Expense" } } }, "auth_ref": [] }, "us-gaap_MaturitiesOfLongTermDebtAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MaturitiesOfLongTermDebtAbstract", "lang": { "en-us": { "role": { "terseLabel": "Maturities of Long-term Debt [Abstract]", "label": "Maturities of Long-Term Debt [Abstract]" } } }, "auth_ref": [] }, "us-gaap_MaturitiesOfTimeDepositsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MaturitiesOfTimeDepositsAbstract", "lang": { "en-us": { "role": { "terseLabel": "Maturities of Time Deposits [Abstract]", "label": "Maturities of Time Deposits [Abstract]" } } }, "auth_ref": [] }, "srt_MaximumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MaximumMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Maximum", "label": "Maximum [Member]" } } }, "auth_ref": [ "r377", "r378", "r379", "r380", "r446", "r605", "r643", "r675", "r676", "r731", "r733", "r736", "r737", "r738", "r751", "r752", "r761", "r774", "r780", "r782", "r985", "r1010", "r1011", "r1012", "r1013", "r1014", "r1015" ] }, "ecd_MeasureAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "MeasureAxis", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Measure:", "label": "Measure [Axis]" } } }, "auth_ref": [ "r837" ] }, "ecd_MeasureName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "MeasureName", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Name", "label": "Measure Name" } } }, "auth_ref": [ "r837" ] }, "us-gaap_MergersAcquisitionsAndDispositionsDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MergersAcquisitionsAndDispositionsDisclosuresTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositions" ], "lang": { "en-us": { "role": { "terseLabel": "Acquisitions and Dispositions", "label": "Mergers, Acquisitions and Dispositions Disclosures [Text Block]", "documentation": "The entire disclosure for business combinations, including leverage buyout transactions (as applicable), and divestitures. This may include a description of a business combination or divestiture (or series of individually immaterial business combinations or divestitures) completed during the period, including background, timing, and assets and liabilities recognized and reclassified or sold. This element does not include fixed asset sales and plant closings." } } }, "auth_ref": [ "r98", "r143" ] }, "srt_MinimumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MinimumMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum", "label": "Minimum [Member]" } } }, "auth_ref": [ "r377", "r378", "r379", "r380", "r446", "r605", "r643", "r675", "r676", "r731", "r733", "r736", "r737", "r738", "r751", "r752", "r761", "r774", "r780", "r782", "r985", "r1010", "r1011", "r1012", "r1013", "r1014", "r1015" ] }, "ecd_MnpiDiscTimedForCompValFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "MnpiDiscTimedForCompValFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "MNPI Disclosure Timed for Compensation Value", "label": "MNPI Disclosure Timed for Compensation Value [Flag]" } } }, "auth_ref": [ "r856" ] }, "ecd_MtrlTermsOfTrdArrTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "MtrlTermsOfTrdArrTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Material Terms of Trading Arrangement", "label": "Material Terms of Trading Arrangement [Text Block]" } } }, "auth_ref": [ "r864" ] }, "ecd_NamedExecutiveOfficersFnTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NamedExecutiveOfficersFnTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Named Executive Officers, Footnote", "label": "Named Executive Officers, Footnote [Text Block]" } } }, "auth_ref": [ "r838" ] }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInFinancingActivities", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Cash provided from (used for) financing activities", "label": "Net Cash Provided by (Used in) Financing Activities", "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit." } } }, "auth_ref": [ "r221" ] }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Cash flows - financing activities", "label": "Net Cash Provided by (Used in) Financing Activities [Abstract]" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInInvestingActivities", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Cash provided from (used for) investing activities", "label": "Net Cash Provided by (Used in) Investing Activities", "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets." } } }, "auth_ref": [ "r221" ] }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Cash flows - investing activities", "label": "Net Cash Provided by (Used in) Investing Activities [Abstract]" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivities", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Cash provided from (used for) operating activities", "label": "Net Cash Provided by (Used in) Operating Activities", "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities." } } }, "auth_ref": [ "r125", "r126", "r127" ] }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Cash flows - operating activities", "label": "Net Cash Provided by (Used in) Operating Activities [Abstract]" } } }, "auth_ref": [] }, "us-gaap_NetIncomeLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetIncomeLoss", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 1.0 }, "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails": { "parentTag": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic", "weight": 1.0, "order": 1.0 }, "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 2.0 }, "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails", "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "totalLabel": "Net earnings", "terseLabel": "Net earnings", "verboseLabel": "Net earnings", "label": "Net Income (Loss)", "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent." } } }, "auth_ref": [ "r121", "r127", "r156", "r190", "r207", "r210", "r214", "r226", "r235", "r239", "r240", "r241", "r242", "r245", "r246", "r254", "r266", "r271", "r273", "r275", "r330", "r381", "r382", "r383", "r384", "r385", "r386", "r387", "r388", "r389", "r528", "r544", "r638", "r705", "r724", "r725", "r760", "r792", "r981" ] }, "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetIncomeLossAvailableToCommonStockholdersBasic", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Net earnings available to common stockholders", "totalLabel": "Net earnings available to common stockholders", "label": "Net Income (Loss) Available to Common Stockholders, Basic", "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders." } } }, "auth_ref": [ "r218", "r239", "r240", "r241", "r242", "r249", "r250", "r255", "r258", "r266", "r271", "r273", "r275", "r760" ] }, "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/BasisofPresentationandSummaryofSignificantAccountingPoliciesPolicies" ], "lang": { "en-us": { "role": { "terseLabel": "New Accounting Standards", "label": "New Accounting Pronouncements, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact." } } }, "auth_ref": [] }, "ecd_NonGaapMeasureDescriptionTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonGaapMeasureDescriptionTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Non-GAAP Measure Description", "label": "Non-GAAP Measure Description [Text Block]" } } }, "auth_ref": [ "r837" ] }, "ecd_NonNeosMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonNeosMember", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Non-NEOs", "label": "Non-NEOs [Member]" } } }, "auth_ref": [ "r807", "r818", "r828", "r845", "r853" ] }, "ecd_NonPeoNeoAvgCompActuallyPaidAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonPeoNeoAvgCompActuallyPaidAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Non-PEO NEO Average Compensation Actually Paid Amount", "label": "Non-PEO NEO Average Compensation Actually Paid Amount" } } }, "auth_ref": [ "r835" ] }, "ecd_NonPeoNeoAvgTotalCompAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonPeoNeoAvgTotalCompAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Non-PEO NEO Average Total Compensation Amount", "label": "Non-PEO NEO Average Total Compensation Amount" } } }, "auth_ref": [ "r834" ] }, "ecd_NonPeoNeoMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonPeoNeoMember", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Non-PEO NEO", "label": "Non-PEO NEO [Member]" } } }, "auth_ref": [ "r845" ] }, "ecd_NonRule10b51ArrAdoptedFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonRule10b51ArrAdoptedFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Non-Rule 10b5-1 Arrangement Adopted", "label": "Non-Rule 10b5-1 Arrangement Adopted [Flag]" } } }, "auth_ref": [ "r864" ] }, "ecd_NonRule10b51ArrTrmntdFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "NonRule10b51ArrTrmntdFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Non-Rule 10b5-1 Arrangement Terminated", "label": "Non-Rule 10b5-1 Arrangement Terminated [Flag]" } } }, "auth_ref": [ "r864" ] }, "us-gaap_NoninterestBearingDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestBearingDepositLiabilities", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/DepositsScheduleofDepositLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Non-interest-bearing deposit accounts", "verboseLabel": "Non-interest-bearing deposits, amount", "label": "Noninterest-Bearing Deposit Liabilities", "documentation": "The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity." } } }, "auth_ref": [ "r92" ] }, "us-gaap_NoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpense", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Total other expense", "label": "Noninterest Expense", "documentation": "Total aggregate amount of all noninterest expense." } } }, "auth_ref": [ "r160" ] }, "us-gaap_NoninterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpenseAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Other expense:", "label": "Noninterest Expense [Abstract]" } } }, "auth_ref": [] }, "syf_NoninterestExpenseLoyaltyPrograms": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "NoninterestExpenseLoyaltyPrograms", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Loyalty programs", "label": "Noninterest Expense, Loyalty Programs", "documentation": "Noninterest Expense, Loyalty Programs" } } }, "auth_ref": [] }, "us-gaap_NoninterestIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncome", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Total other income", "label": "Noninterest Income", "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified." } } }, "auth_ref": [ "r159" ] }, "us-gaap_NoninterestIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncomeAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Other income:", "label": "Noninterest Income [Abstract]" } } }, "auth_ref": [] }, "syf_NoninterestIncomeDebtCancellationFees": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "NoninterestIncomeDebtCancellationFees", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Protection product revenue", "label": "Noninterest Income, Debt Cancellation Fees", "documentation": "Noninterest Income, Debt Cancellation Fees" } } }, "auth_ref": [] }, "syf_NoninterestIncomeInterchangeRevenue": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "NoninterestIncomeInterchangeRevenue", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Interchange revenue", "label": "Noninterest Income, Interchange Revenue", "documentation": "Noninterest Income, Interchange Revenue" } } }, "auth_ref": [] }, "us-gaap_NoninterestIncomeOtherOperatingIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncomeOtherOperatingIncome", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Other (Note 3)", "label": "Noninterest Income, Other Operating Income", "documentation": "Amount of revenue earned, classified as other, excluding interest income." } } }, "auth_ref": [ "r119", "r154" ] }, "us-gaap_NotesReceivableGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NotesReceivableGross", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_NotesReceivableNet", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Total loan receivables", "label": "Financing Receivable, before Allowance for Credit Loss", "documentation": "Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r170", "r177", "r178", "r199", "r351", "r359", "r765", "r766", "r890", "r960" ] }, "us-gaap_NotesReceivableNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NotesReceivableNet", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "totalLabel": "Loan receivables, net", "terseLabel": "Loan receivables, net", "label": "Financing Receivable, after Allowance for Credit Loss", "documentation": "Amortized cost, after allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r277", "r359", "r692" ] }, "syf_NumberOfExecutivesAppointedToBoardOfDirectors": { "xbrltype": "integerItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "NumberOfExecutivesAppointedToBoardOfDirectors", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Number of executives appointed to Board of Directors", "label": "Number Of Executives Appointed To Board Of Directors", "documentation": "Number Of Executives Appointed To Board Of Directors" } } }, "auth_ref": [] }, "us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract", "lang": { "en-us": { "role": { "terseLabel": "Organization, Consolidation and Presentation of Financial Statements [Abstract]", "label": "Organization, Consolidation and Presentation of Financial Statements [Abstract]" } } }, "auth_ref": [] }, "us-gaap_OtherAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherAssets", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "verboseLabel": "Other assets", "terseLabel": "Other Assets", "label": "Other Assets", "documentation": "Amount of assets classified as other." } } }, "auth_ref": [ "r149", "r194", "r631", "r794" ] }, "us-gaap_OtherAssetsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherAssetsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other assets", "label": "Other Assets, Fair Value Disclosure", "documentation": "Fair value portion of other assets." } } }, "auth_ref": [] }, "us-gaap_OtherCommitment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherCommitment", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other commitments", "label": "Other Commitment", "documentation": "Minimum amount of other commitment not otherwise specified in the taxonomy. Excludes commitments explicitly modeled in the taxonomy, including but not limited to, long-term and short-term purchase commitments, recorded and unrecorded purchase obligations, supply commitments, registration payment arrangements, leases, debt, product warranties, guarantees, environmental remediation obligations, and pensions." } } }, "auth_ref": [] }, "us-gaap_OtherCommitmentsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherCommitmentsAxis", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other Commitments [Axis]", "label": "Other Commitments [Axis]", "documentation": "Information by type of other commitment." } } }, "auth_ref": [] }, "us-gaap_OtherCommitmentsDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherCommitmentsDomain", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other Commitments [Domain]", "label": "Other Commitments [Domain]", "documentation": "Other future obligation." } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Employee benefit plans", "label": "Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax and Reclassification Adjustment, Attributable to Parent", "documentation": "Amount, after tax and reclassification adjustment, of (increase) decrease in accumulated other comprehensive income for defined benefit plan, attributable to parent." } } }, "auth_ref": [ "r8", "r23", "r118", "r146" ] }, "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Debt securities", "label": "OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax", "documentation": "Amount, after tax and adjustment, of unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r202", "r203", "r204" ] }, "us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Currency translation adjustments", "label": "Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax", "documentation": "Amount after tax and reclassification adjustments of gain (loss) on foreign currency translation adjustments, foreign currency transactions designated and effective as economic hedges of a net investment in a foreign entity and intra-entity foreign currency transactions that are of a long-term-investment nature." } } }, "auth_ref": [ "r7" ] }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Other comprehensive income (loss)", "label": "Other Comprehensive Income (Loss), Net of Tax [Abstract]" } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeUnaudited" ], "lang": { "en-us": { "role": { "totalLabel": "Other comprehensive income (loss)", "terseLabel": "Other comprehensive income", "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent", "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity." } } }, "auth_ref": [ "r11", "r23", "r146", "r208", "r211" ] }, "us-gaap_OtherDebtSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherDebtSecuritiesMember", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other Debt Obligations", "label": "Other Debt Obligations [Member]", "documentation": "Investments in debt securities classified as other." } } }, "auth_ref": [ "r965", "r988", "r999" ] }, "us-gaap_OtherExpenseMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherExpenseMember", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other Expense", "label": "Other Expense [Member]", "documentation": "Primary financial statement caption encompassing other expense." } } }, "auth_ref": [ "r27" ] }, "us-gaap_OtherIntangibleAssetsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherIntangibleAssetsMember", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other Intangible Assets", "label": "Other Intangible Assets [Member]", "documentation": "Intangible assets classified as other." } } }, "auth_ref": [] }, "syf_OtherInvestmentsInNonConsolidatedVIEs": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "OtherInvestmentsInNonConsolidatedVIEs", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other investments in non-consolidated VIEs", "label": "Other investments in non-consolidated VIEs", "documentation": "Other investments in non-consolidated VIEs" } } }, "auth_ref": [] }, "us-gaap_OtherLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherLiabilities", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other liabilities", "label": "Other Liabilities", "documentation": "Amount of liabilities classified as other." } } }, "auth_ref": [ "r93", "r629", "r679", "r680", "r794", "r1025" ] }, "us-gaap_OtherNoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherNoninterestExpense", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Other", "label": "Other Noninterest Expense", "documentation": "Amount of noninterest expense classified as other." } } }, "auth_ref": [ "r160" ] }, "ecd_OtherPerfMeasureAmt": { "xbrltype": "decimalItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "OtherPerfMeasureAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Other Performance Measure, Amount", "label": "Other Performance Measure, Amount" } } }, "auth_ref": [ "r837" ] }, "ecd_OutstandingAggtErrCompAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "OutstandingAggtErrCompAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Outstanding Aggregate Erroneous Compensation Amount", "label": "Outstanding Aggregate Erroneous Compensation Amount" } } }, "auth_ref": [ "r805", "r816", "r826", "r851" ] }, "ecd_OutstandingRecoveryCompAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "OutstandingRecoveryCompAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Compensation Amount", "label": "Outstanding Recovery Compensation Amount" } } }, "auth_ref": [ "r808", "r819", "r829", "r854" ] }, "ecd_OutstandingRecoveryIndName": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "OutstandingRecoveryIndName", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Name", "label": "Outstanding Recovery, Individual Name" } } }, "auth_ref": [ "r808", "r819", "r829", "r854" ] }, "srt_OwnershipAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "OwnershipAxis", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Ownership [Axis]", "label": "Ownership [Axis]" } } }, "auth_ref": [] }, "srt_OwnershipDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "OwnershipDomain", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Ownership [Domain]", "label": "Ownership [Domain]" } } }, "auth_ref": [] }, "us-gaap_PastDueFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PastDueFinancingReceivablesTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Past Due Financing Receivables", "label": "Financing Receivable, Past Due [Table Text Block]", "documentation": "Tabular disclosure of aging analysis for financing receivable." } } }, "auth_ref": [ "r52", "r54", "r766", "r962" ] }, "ecd_PayVsPerformanceDisclosureLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "PayVsPerformanceDisclosureLineItems", "lang": { "en-us": { "role": { "label": "Pay vs Performance Disclosure [Line Items]" } } }, "auth_ref": [ "r833" ] }, "us-gaap_PaymentsForProceedsFromLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForProceedsFromLoansAndLeases", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Net (increase) decrease in loan receivables, including held for sale", "label": "Payments for (Proceeds from) Loans and Leases", "documentation": "The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both." } } }, "auth_ref": [ "r617" ] }, "us-gaap_PaymentsForProceedsFromOtherInvestingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForProceedsFromOtherInvestingActivities", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 4.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "All other investing activities", "label": "Payments for (Proceeds from) Other Investing Activities", "documentation": "Amount of cash (inflow) outflow from investing activities classified as other." } } }, "auth_ref": [ "r875", "r919" ] }, "us-gaap_PaymentsForRepurchaseOfCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForRepurchaseOfCommonStock", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 8.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Purchases of treasury stock", "label": "Payments for Repurchase of Common Stock", "documentation": "The cash outflow to reacquire common stock during the period." } } }, "auth_ref": [ "r45" ] }, "us-gaap_PaymentsOfDividendsCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsOfDividendsCommonStock", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 5.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Dividends paid on common stock", "label": "Payments of Ordinary Dividends, Common Stock", "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity." } } }, "auth_ref": [ "r45" ] }, "us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsOfDividendsPreferredStockAndPreferenceStock", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Dividends paid on preferred stock", "label": "Payments of Ordinary Dividends, Preferred Stock and Preference Stock", "documentation": "Amount of cash outflow in the form of ordinary dividends to preferred shareholders of the parent entity." } } }, "auth_ref": [ "r45" ] }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Purchases of debt securities", "label": "Payments to Acquire Debt Securities, Available-for-Sale", "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r42", "r219", "r291" ] }, "us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireBusinessesNetOfCashAcquired", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 5.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Acquisitions, net of cash acquired", "label": "Payments to Acquire Businesses, Net of Cash Acquired", "documentation": "The cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase." } } }, "auth_ref": [ "r43" ] }, "ecd_PeerGroupIssuersFnTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "PeerGroupIssuersFnTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Peer Group Issuers, Footnote", "label": "Peer Group Issuers, Footnote [Text Block]" } } }, "auth_ref": [ "r836" ] }, "ecd_PeerGroupTotalShareholderRtnAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "PeerGroupTotalShareholderRtnAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Peer Group Total Shareholder Return Amount", "label": "Peer Group Total Shareholder Return Amount" } } }, "auth_ref": [ "r836" ] }, "ecd_PeoActuallyPaidCompAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "PeoActuallyPaidCompAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "PEO Actually Paid Compensation Amount", "label": "PEO Actually Paid Compensation Amount" } } }, "auth_ref": [ "r835" ] }, "ecd_PeoMember": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "PeoMember", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "PEO", "label": "PEO [Member]" } } }, "auth_ref": [ "r845" ] }, "ecd_PeoName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "PeoName", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "PEO Name", "label": "PEO Name" } } }, "auth_ref": [ "r838" ] }, "ecd_PeoTotalCompAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "PeoTotalCompAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "PEO Total Compensation Amount", "label": "PEO Total Compensation Amount" } } }, "auth_ref": [ "r834" ] }, "syf_PetsBestMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "PetsBestMember", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Pets Best", "label": "Pets Best [Member]", "documentation": "Pets Best" } } }, "auth_ref": [] }, "us-gaap_PortionAtFairValueFairValueDisclosureMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PortionAtFairValueFairValueDisclosureMember", "presentation": [ "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Portion at Fair Value Measurement", "label": "Portion at Fair Value Measurement [Member]", "documentation": "Measured at fair value for financial reporting purposes." } } }, "auth_ref": [ "r541" ] }, "us-gaap_PreferredStockDividendPaymentRateVariable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockDividendPaymentRateVariable", "presentation": [ "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Preferred Stock, Dividend Payment Rate, Variable", "label": "Preferred Stock, Dividend Payment Rate, Variable", "documentation": "Description of basis of dividend, such as adjustable rate. Excludes percentage rate dividend payments or fixed dollar amounts per share." } } }, "auth_ref": [ "r30", "r64", "r111" ] }, "us-gaap_PreferredStockDividendRatePercentage": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockDividendRatePercentage", "presentation": [ "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Per Annum Dividend Rate", "label": "Preferred Stock, Dividend Rate, Percentage", "documentation": "The percentage rate used to calculate dividend payments on preferred stock." } } }, "auth_ref": [ "r421", "r732", "r734", "r735", "r739" ] }, "us-gaap_PreferredStockDividendsIncomeStatementImpact": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockDividendsIncomeStatementImpact", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails": { "parentTag": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Preferred stock dividends", "label": "Preferred Stock Dividends, Income Statement Impact", "documentation": "The amount of preferred stock dividends that is an adjustment to net income apportioned to common stockholders." } } }, "auth_ref": [] }, "us-gaap_PreferredStockDividendsPerShareDeclared": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockDividendsPerShareDeclared", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Preferred Stock, Dividends Per Share, Declared", "label": "Preferred Stock, Dividends Per Share, Declared", "documentation": "Aggregate dividends declared during the period for each share of preferred stock outstanding." } } }, "auth_ref": [] }, "us-gaap_PreferredStockLiquidationPreference": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockLiquidationPreference", "presentation": [ "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Liquidation Preference Per Share (in usd per share)", "label": "Preferred Stock, Liquidation Preference Per Share", "documentation": "The per share liquidation preference (or restrictions) of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) that has a preference in involuntary liquidation considerably in excess of the par or stated value of the shares. The liquidation preference is the difference between the preference in liquidation and the par or stated values of the share." } } }, "auth_ref": [ "r64", "r65", "r111", "r924", "r986" ] }, "us-gaap_PreferredStockLiquidationPreferenceValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockLiquidationPreferenceValue", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical" ], "lang": { "en-us": { "role": { "terseLabel": "Preferred Stock, Liquidation Preference, Value", "label": "Preferred Stock, Liquidation Preference, Value", "documentation": "Value of the difference between preference in liquidation and the par or stated values of the preferred shares." } } }, "auth_ref": [ "r224", "r424" ] }, "us-gaap_PreferredStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockMember", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Preferred Stock", "label": "Preferred Stock [Member]", "documentation": "Preferred shares may provide a preferential dividend to the dividend on common stock and may take precedence over common stock in the event of a liquidation. Preferred shares typically represent an ownership interest in the company." } } }, "auth_ref": [ "r783", "r784", "r787", "r788", "r789", "r790", "r1024", "r1030" ] }, "us-gaap_PreferredStockParOrStatedValuePerShare": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockParOrStatedValuePerShare", "presentation": [ "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical" ], "lang": { "en-us": { "role": { "terseLabel": "Preferred Stock, Par or Stated Value Per Share", "label": "Preferred Stock, Par or Stated Value Per Share", "documentation": "Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer." } } }, "auth_ref": [ "r111", "r420" ] }, "us-gaap_PreferredStockSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockSharesAuthorized", "presentation": [ "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical" ], "lang": { "en-us": { "role": { "terseLabel": "Preferred Stock, Shares Authorized", "label": "Preferred Stock, Shares Authorized", "documentation": "The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws." } } }, "auth_ref": [ "r111", "r684" ] }, "us-gaap_PreferredStockSharesIssued": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockSharesIssued", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical" ], "lang": { "en-us": { "role": { "terseLabel": "Preferred Stock, Shares Issued", "periodStartLabel": "Preferred stock, beginning balance (in shares)", "periodEndLabel": "Preferred stock, ending balance (in shares)", "label": "Preferred Stock, Shares Issued", "documentation": "Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt." } } }, "auth_ref": [ "r111", "r420" ] }, "us-gaap_PreferredStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockSharesOutstanding", "presentation": [ "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical", "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Preferred Stock, Shares Outstanding", "verboseLabel": "Total shares outstanding (in shares)", "label": "Preferred Stock, Shares Outstanding", "documentation": "Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased." } } }, "auth_ref": [ "r111", "r684", "r703", "r1030", "r1031" ] }, "us-gaap_PreferredStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockValue", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Preferred stock, par share value $0.001 per share; 1,250,000 and $750,000 shares authorized at March\u00a031, 2024 and December\u00a031, 2023, respectively; 1,250,000 and $750,000 shares issued and outstanding at March\u00a031, 2024 and December\u00a031, 2023, respectively, and aggregate liquidation preference of $1,250 at March\u00a031, 2024 and $750 at December\u00a031, 2023", "verboseLabel": "Preferred stock issued", "label": "Preferred Stock, Value, Issued", "documentation": "Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity." } } }, "auth_ref": [ "r111", "r633", "r781" ] }, "us-gaap_ProceedsFromDivestitureOfBusinesses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromDivestitureOfBusinesses", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Proceeds from sale of business, net of cash and restricted cash sold", "label": "Proceeds from Divestiture of Businesses", "documentation": "The cash inflow associated with the amount received from the sale of a portion of the company's business, for example a segment, division, branch or other business, during the period." } } }, "auth_ref": [ "r41" ] }, "us-gaap_ProceedsFromIssuanceOfPreferredStockAndPreferenceStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromIssuanceOfPreferredStockAndPreferenceStock", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 10.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Proceeds from Issuance of Preferred Stock and Preference Stock", "label": "Proceeds from Issuance of Preferred Stock and Preference Stock", "documentation": "Proceeds from issuance of capital stock which provides for a specific dividend that is paid to the shareholders before any dividends to common stockholders and which takes precedence over common stockholders in the event of liquidation." } } }, "auth_ref": [ "r9" ] }, "us-gaap_ProceedsFromIssuanceOfSecuredDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromIssuanceOfSecuredDebt", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Proceeds from issuance of securitized debt", "label": "Proceeds from Issuance of Secured Debt", "documentation": "The cash inflow from amounts received from issuance of long-term debt that is wholly or partially secured by collateral. Excludes proceeds from tax exempt secured debt." } } }, "auth_ref": [ "r44" ] }, "us-gaap_ProceedsFromIssuanceOfUnsecuredDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromIssuanceOfUnsecuredDebt", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Proceeds from issuance of senior unsecured notes", "label": "Proceeds from Issuance of Unsecured Debt", "documentation": "The cash inflow from the issuance of long-term debt that is not secured by collateral. Excludes proceeds from tax exempt unsecured debt." } } }, "auth_ref": [ "r44" ] }, "us-gaap_ProceedsFromPaymentsForOtherFinancingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromPaymentsForOtherFinancingActivities", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "All other financing activities", "label": "Proceeds from (Payments for) Other Financing Activities", "documentation": "Amount of cash inflow (outflow) from financing activities classified as other." } } }, "auth_ref": [ "r876", "r920" ] }, "us-gaap_ProceedsFromRepaymentsOfDebtAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromRepaymentsOfDebtAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Borrowings of consolidated securitization entities", "label": "Proceeds from (Repayments of) Debt [Abstract]" } } }, "auth_ref": [] }, "us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Maturity and sales of debt securities", "label": "Proceeds from Sale and Maturity of Debt Securities, Available-for-Sale", "documentation": "Amount of cash inflow from sale, maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r219", "r220", "r942" ] }, "us-gaap_ProfessionalFees": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProfessionalFees", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Professional fees", "label": "Professional Fees", "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer." } } }, "auth_ref": [ "r792", "r1028", "r1029" ] }, "syf_ProgramArrangerMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "ProgramArrangerMember", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Program Arranger", "label": "Program Arranger [Member]", "documentation": "Program Arranger [Member]" } } }, "auth_ref": [] }, "us-gaap_ProvisionForLoanLossesExpensed": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProvisionForLoanLossesExpensed", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "syf_InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss", "weight": -1.0, "order": 1.0 }, "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails" ], "lang": { "en-us": { "role": { "verboseLabel": "Provision for credit losses (Note 5)", "terseLabel": "Provision for credit losses", "label": "Financing Receivable, Credit Loss, Expense (Reversal)", "documentation": "Amount of credit loss expense (reversal of expense) for financing receivable." } } }, "auth_ref": [ "r346", "r614" ] }, "ecd_PvpTable": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "PvpTable", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Pay vs Performance Disclosure", "label": "Pay vs Performance Disclosure [Table]" } } }, "auth_ref": [ "r833" ] }, "ecd_PvpTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "PvpTableTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Pay vs Performance Disclosure, Table", "label": "Pay vs Performance [Table Text Block]" } } }, "auth_ref": [ "r833" ] }, "srt_RangeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RangeAxis", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Statistical Measurement [Axis]", "label": "Statistical Measurement [Axis]" } } }, "auth_ref": [ "r377", "r378", "r379", "r380", "r439", "r446", "r469", "r470", "r471", "r578", "r605", "r643", "r675", "r676", "r731", "r733", "r736", "r737", "r738", "r751", "r752", "r761", "r774", "r780", "r782", "r785", "r979", "r985", "r1011", "r1012", "r1013", "r1014", "r1015" ] }, "srt_RangeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RangeMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Statistical Measurement [Domain]", "label": "Statistical Measurement [Domain]" } } }, "auth_ref": [ "r377", "r378", "r379", "r380", "r439", "r446", "r469", "r470", "r471", "r578", "r605", "r643", "r675", "r676", "r731", "r733", "r736", "r737", "r738", "r751", "r752", "r761", "r774", "r780", "r782", "r785", "r979", "r985", "r1011", "r1012", "r1013", "r1014", "r1015" ] }, "us-gaap_ReceivableTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReceivableTypeDomain", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Receivable [Domain]", "label": "Receivable [Domain]", "documentation": "Financing arrangement representing a contractual right to receive money either on demand or on fixed and determinable dates." } } }, "auth_ref": [ "r38" ] }, "us-gaap_ReceivablesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReceivablesAbstract", "lang": { "en-us": { "role": { "terseLabel": "Receivables [Abstract]", "label": "Receivables [Abstract]" } } }, "auth_ref": [] }, "ecd_RecoveryOfErrCompDisclosureLineItems": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "RecoveryOfErrCompDisclosureLineItems", "lang": { "en-us": { "role": { "label": "Recovery of Erroneously Awarded Compensation Disclosure [Line Items]" } } }, "auth_ref": [ "r800", "r811", "r821", "r846" ] }, "us-gaap_RegulatoryAgencyAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RegulatoryAgencyAxis", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyOCCRequirementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Regulatory Agency [Axis]", "label": "Regulatory Agency [Axis]", "documentation": "Information by name of regulatory agency." } } }, "auth_ref": [] }, "us-gaap_RegulatoryAgencyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RegulatoryAgencyDomain", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyOCCRequirementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Regulatory Agency [Domain]", "label": "Regulatory Agency [Domain]", "documentation": "Organization that establishes and ensures compliance with rules or regulations." } } }, "auth_ref": [] }, "syf_RegulatoryCapitalRequirementsUnderBankingRegulationsByMeasurementAxis": { "xbrltype": "stringItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsByMeasurementAxis", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails", "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyOCCRequirementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Regulatory Capital Requirements Under Banking Regulations By Measurement [Axis]", "label": "Regulatory Capital Requirements Under Banking Regulations By Measurement [Axis]", "documentation": "Regulatory Capital Requirements Under Banking Regulations By Measurement [Axis]" } } }, "auth_ref": [] }, "syf_RegulatoryCapitalRequirementsUnderBankingRegulationsByMeasurementDomain": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsByMeasurementDomain", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails", "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyOCCRequirementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Regulatory Capital Requirements Under Banking Regulations By Measurement [Domain]", "label": "Regulatory Capital Requirements Under Banking Regulations By Measurement [Domain]", "documentation": "Regulatory Capital Requirements Under Banking Regulations By Measurement [Domain]" } } }, "auth_ref": [] }, "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacy" ], "lang": { "en-us": { "role": { "terseLabel": "Regulatory and Capital Adequacy", "label": "Regulatory Capital Requirements under Banking Regulations [Text Block]", "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union." } } }, "auth_ref": [ "r619", "r620", "r621", "r623", "r624", "r625", "r627", "r628" ] }, "us-gaap_RepaymentsOfSecuredDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RepaymentsOfSecuredDebt", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 9.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Maturities and repayment of securitized debt", "label": "Repayments of Secured Debt", "documentation": "The cash outflow to repay long-term debt that is wholly or partially secured by collateral. Excludes repayments of tax exempt secured debt." } } }, "auth_ref": [ "r46" ] }, "us-gaap_RepaymentsOfUnsecuredDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RepaymentsOfUnsecuredDebt", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 7.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Maturities and repayment of senior unsecured notes", "label": "Repayments of Unsecured Debt", "documentation": "The cash outflow to repay long-term debt that is not secured by collateral. Excludes repayments of tax exempt unsecured debt." } } }, "auth_ref": [ "r46" ] }, "srt_RepurchaseAgreementCounterpartyNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RepurchaseAgreementCounterpartyNameDomain", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/DepositsNarrativeDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails", "http://www.synchronyfinancial.com/role/SubsequentEventsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Counterparty Name [Domain]", "label": "Counterparty Name [Domain]" } } }, "auth_ref": [ "r228", "r229", "r394", "r422", "r569", "r756", "r757" ] }, "us-gaap_ResidentialMortgageBackedSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ResidentialMortgageBackedSecuritiesMember", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Residential mortgage-backed", "label": "Residential Mortgage-Backed Securities [Member]", "documentation": "Securities collateralized by residential real estate mortgage loans." } } }, "auth_ref": [ "r943", "r944", "r949", "r950", "r951", "r988" ] }, "syf_ResidentialMortgageBackedSecuritiespledgedascollateraltotheFederalReserve": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "ResidentialMortgageBackedSecuritiespledgedascollateraltotheFederalReserve", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Residential Mortgage Backed Securities pledged as collateral to the Federal Reserve", "label": "Residential Mortgage Backed Securities pledged as collateral to the Federal Reserve", "documentation": "Residential Mortgage Backed Securities pledged as collateral to the Federal Reserve" } } }, "auth_ref": [] }, "ecd_RestatementDateAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "RestatementDateAxis", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Restatement Determination Date:", "label": "Restatement Determination Date [Axis]" } } }, "auth_ref": [ "r801", "r812", "r822", "r847" ] }, "ecd_RestatementDeterminationDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "RestatementDeterminationDate", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Restatement Determination Date", "label": "Restatement Determination Date" } } }, "auth_ref": [ "r802", "r813", "r823", "r848" ] }, "ecd_RestatementDoesNotRequireRecoveryTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "RestatementDoesNotRequireRecoveryTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Restatement does not require Recovery", "label": "Restatement Does Not Require Recovery [Text Block]" } } }, "auth_ref": [ "r809", "r820", "r830", "r855" ] }, "syf_RestrictedCashAndEquivalentsIncludedInOtherAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "RestrictedCashAndEquivalentsIncludedInOtherAssets", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Restricted cash and equivalents included in other assets", "label": "Restricted Cash And Equivalents Included In Other Assets", "documentation": "Restricted cash and equivalents included in other assets" } } }, "auth_ref": [] }, "us-gaap_RestrictedCashEquivalents": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RestrictedCashEquivalents", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Restricted Cash Equivalents", "label": "Restricted Cash Equivalents", "documentation": "Amount of cash equivalents restricted as to withdrawal or usage. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r748", "r749", "r923", "r1016", "r1022" ] }, "us-gaap_RestrictedCashEquivalentsAssetStatementOfFinancialPositionExtensibleList": { "xbrltype": "enumerationSetItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RestrictedCashEquivalentsAssetStatementOfFinancialPositionExtensibleList", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Restricted Cash Equivalents, Statement of Financial Position [Extensible Enumeration]", "label": "Restricted Cash Equivalents, Statement of Financial Position [Extensible Enumeration]", "documentation": "Indicates line item in statement of financial position that includes cash equivalents restricted to withdrawal or usage." } } }, "auth_ref": [ "r923" ] }, "syf_RetailerShareArrangements": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "RetailerShareArrangements", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited": { "parentTag": "syf_InterestIncomeExpenseafterRetailerShareArrangementsandProvisionforLoanLoss", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Retailer share arrangements", "label": "Retailer Share Arrangements", "documentation": "Retailer Share Arrangements" } } }, "auth_ref": [] }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsAccumulatedDeficit", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Retained earnings", "label": "Retained Earnings (Accumulated Deficit)", "documentation": "Amount of accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r114", "r139", "r635", "r650", "r655", "r661", "r685", "r781" ] }, "us-gaap_RetainedEarningsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsMember", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Retained Earnings", "label": "Retained Earnings [Member]", "documentation": "Accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r186", "r231", "r232", "r233", "r236", "r244", "r246", "r335", "r341", "r473", "r474", "r475", "r486", "r487", "r508", "r511", "r512", "r515", "r526", "r646", "r648", "r663", "r1030" ] }, "us-gaap_RevolvingCreditFacilityMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevolvingCreditFacilityMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Revolving Credit Facility", "label": "Revolving Credit Facility [Member]", "documentation": "Arrangement in which loan proceeds can continuously be obtained following repayments, but the total amount borrowed cannot exceed a specified maximum amount." } } }, "auth_ref": [] }, "us-gaap_RiskBasedRatiosAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RiskBasedRatiosAbstract", "lang": { "en-us": { "role": { "terseLabel": "Banking Regulation, Risk-Based Information [Abstract]", "label": "Banking Regulation, Risk-Based Information [Abstract]" } } }, "auth_ref": [] }, "ecd_Rule10b51ArrAdoptedFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "Rule10b51ArrAdoptedFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Rule 10b5-1 Arrangement Adopted", "label": "Rule 10b5-1 Arrangement Adopted [Flag]" } } }, "auth_ref": [ "r864" ] }, "ecd_Rule10b51ArrTrmntdFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "Rule10b51ArrTrmntdFlag", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Rule 10b5-1 Arrangement Terminated", "label": "Rule 10b5-1 Arrangement Terminated [Flag]" } } }, "auth_ref": [ "r864" ] }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTable", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPaymentDefaultsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]", "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]", "documentation": "Schedule itemizing specific types of trade accounts and notes receivable, and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables." } } }, "auth_ref": [ "r38" ] }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Accounts, Notes, Loans and Financing Receivable", "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]", "documentation": "Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables." } } }, "auth_ref": [ "r38" ] }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAvailableForSaleSecuritiesLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Debt Securities, Available-for-sale [Line Items]", "label": "Debt Securities, Available-for-Sale [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r293", "r294", "r295", "r296", "r297", "r298", "r299", "r300", "r301", "r302", "r303", "r304" ] }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Available-for-sale Securities Reconciliation", "label": "Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]", "documentation": "Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails", "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyOCCRequirementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table]", "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table]", "documentation": "A table disclosing the capital amounts and ratios as of the balance sheet date indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity." } } }, "auth_ref": [ "r1019", "r1020" ] }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations", "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]", "documentation": "Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity." } } }, "auth_ref": [ "r622", "r626" ] }, "us-gaap_ScheduleOfDebtTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfDebtTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Debt", "label": "Schedule of Debt [Table Text Block]", "documentation": "Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/EarningsPerShareTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Earnings Per Share, Basic and Diluted", "label": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]", "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations." } } }, "auth_ref": [ "r935" ] }, "srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Investment, Name [Axis]", "label": "Investment, Name [Axis]" } } }, "auth_ref": [ "r327", "r328", "r329" ] }, "us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financing Receivable, Troubled Debt Restructuring [Table]", "label": "Financing Receivable, Modified [Table]", "documentation": "Disclosure of information about financing receivable modified for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r279", "r280", "r282", "r283", "r761" ] }, "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFiniteLivedIntangibleAssetsTable", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsNarrativeDetails", "http://www.synchronyfinancial.com/role/IntangibleAssetsScheduleofFiniteLivedIntangibleAssetsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Finite-Lived Intangible Assets [Table]", "label": "Schedule of Finite-Lived Intangible Assets [Table]", "documentation": "Schedule of assets, excluding financial assets and goodwill, lacking physical substance with a finite life." } } }, "auth_ref": [ "r56", "r57", "r607" ] }, "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Finite-Lived Intangible Assets", "label": "Schedule of Finite-Lived Intangible Assets [Table Text Block]", "documentation": "Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment." } } }, "auth_ref": [ "r56", "r57" ] }, "us-gaap_ScheduleOfGoodwillTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfGoodwillTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/IntangibleAssetsTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Goodwill", "label": "Schedule of Goodwill [Table Text Block]", "documentation": "Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule." } } }, "auth_ref": [ "r768", "r966", "r967", "r968", "r969", "r970", "r971", "r972", "r973", "r974", "r975", "r976" ] }, "us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfMaturitiesOfLongTermDebtTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Maturities of Long-term Debt", "label": "Schedule of Maturities of Long-Term Debt [Table Text Block]", "documentation": "Tabular disclosure of maturity and sinking fund requirement for long-term debt." } } }, "auth_ref": [ "r15" ] }, "us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Recognized Identified Assets Acquired and Liabilities Assumed", "label": "Schedule of Recognized Identified Assets Acquired and Liabilities Assumed [Table Text Block]", "documentation": "Tabular disclosure of the amounts recognized as of the acquisition date for each major class of assets acquired and liabilities assumed. May include but not limited to the following: (a) acquired receivables; (b) contingencies recognized at the acquisition date; and (c) the fair value of noncontrolling interests in the acquiree." } } }, "auth_ref": [ "r144" ] }, "us-gaap_ScheduleOfStockByClassTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfStockByClassTable", "presentation": [ "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Stock by Class [Table]", "label": "Schedule of Stock by Class [Table]", "documentation": "Schedule detailing information related to equity by class of stock. Class of stock includes common, convertible, and preferred stocks which are not redeemable or redeemable solely at the option of the issuer. It also includes preferred stock with redemption features that are solely within the control of the issuer and mandatorily redeemable stock if redemption is required to occur only upon liquidation or termination of the reporting entity." } } }, "auth_ref": [ "r61", "r62", "r63", "r64", "r65", "r66", "r67", "r137", "r138", "r139", "r196", "r197", "r198", "r264", "r420", "r421", "r422", "r424", "r427", "r432", "r434", "r657", "r658", "r659", "r660", "r774", "r871", "r924" ] }, "us-gaap_ScheduleOfStockByClassTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfStockByClassTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Preferred Stock", "label": "Schedule of Stock by Class [Table Text Block]", "documentation": "Tabular disclosure of an entity's stock, including par or stated value per share, number and dollar amount of share subscriptions, shares authorized, shares issued, shares outstanding, number and dollar amount of shares held in an employee trust, dividend per share, total dividends, share conversion features, par value plus additional paid in capital, the value of treasury stock and other information necessary to a fair presentation, and EPS information. Stock by class includes common, convertible, and preferred stocks which are not redeemable or redeemable solely at the option of the issuer. Includes preferred stock with redemption features that are solely within the control of the issuer and mandatorily redeemable stock if redemption is required to occur only upon liquidation or termination of the reporting entity. If more than one issue is outstanding, state the title of each issue and the corresponding dollar amount; dollar amount of any shares subscribed but unissued and the deduction of subscriptions receivable there from; number of shares authorized, issued, and outstanding." } } }, "auth_ref": [ "r30", "r60", "r62", "r63", "r64", "r65", "r66", "r67", "r111", "r112", "r137", "r138", "r139" ] }, "us-gaap_ScheduleOfVariableInterestEntitiesTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfVariableInterestEntitiesTable", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Variable Interest Entities [Table]", "label": "Schedule of Variable Interest Entities [Table]", "documentation": "Tabular disclosure of qualitative and quantitative information related to variable interests the entity holds, whether or not such variable interest entity (VIE) is included in the reporting entity's consolidated financial statements. Includes, but is not limited to, description of the significant judgments and assumptions made in determining whether a variable interest (as defined) held by the entity requires the variable interest entity (VIE) (as defined) to be consolidated and (or) disclose information about its involvement with the VIE, individually or in aggregate (as applicable); the nature of restrictions, if any, on the consolidated VIE's assets and on the settlement of its liabilities reported by an entity in its statement of financial position, including the carrying amounts of such assets and liabilities; the nature of, and changes in, the risks associated with involvement in the VIE; how involvement with the VIE affects the entity's financial position, financial performance, and cash flows; the lack of recourse if creditors (or beneficial interest holders) of the consolidated VIE have no recourse to the general credit of the primary beneficiary (if applicable); the terms of arrangements, giving consideration to both explicit arrangements and implicit variable interests, if any, that could require the entity to provide financial support to the VIE, including events or circumstances that could expose the entity to a loss; the methodology used by the entity for determining whether or not it is the primary beneficiary of the variable interest entity; the significant factors considered and judgments made in determining that the power to direct the activities of a VIE that most significantly impact the VIE's economic performance are shared (as defined); the carrying amounts and classification of assets and liabilities of the VIE included in the statement of financial position; the entity's maximum exposure to loss, if any, as a result of its involvement with the VIE, including how the maximum exposure is determined and significant sources of the entity's exposure to the VIE; a tabular comparison of the carrying amounts of the assets and liabilities and the entity's maximum exposure to loss; information about any liquidity arrangements, guarantees, and (or) other commitments by third parties that may affect the fair value or risk of the entity's variable interest in the VIE; whether or not the entity has provided financial support or other support (explicitly or implicitly) to the VIE that it was not previously contractually required to provide or whether the entity intends to provide that support, including the type and amount of the support and the primary reasons for providing the support; and supplemental information the entity determines necessary to provide." } } }, "auth_ref": [ "r79", "r80", "r81", "r82", "r83", "r500", "r501", "r503", "r504", "r586", "r587", "r588" ] }, "us-gaap_ScheduleOfVariableInterestEntitiesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfVariableInterestEntitiesTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntitiesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Variable Interest Entities", "label": "Schedule of Variable Interest Entities [Table Text Block]", "documentation": "Tabular disclosure of the significant judgments and assumptions made in determining whether a variable interest (as defined) held by the entity requires the variable interest entity (VIE) (as defined) to be consolidated and (or) disclose information about its involvement with the VIE, individually or in aggregate (as applicable); the nature of restrictions, if any, on the consolidated VIE's assets and on the settlement of its liabilities reported by an entity in its statement of financial position, including the carrying amounts of such assets and liabilities; the nature of, and changes in, the risks associated with involvement in the VIE; how involvement with the VIE affects the entity's financial position, financial performance, and cash flows; the lack of recourse if creditors (or beneficial interest holders) of the consolidated VIE have no recourse to the general credit of the primary beneficiary (if applicable); the terms of arrangements, giving consideration to both explicit arrangements and implicit variable interests, if any, that could require the entity to provide financial support to the VIE, including events or circumstances that could expose the entity to a loss; the methodology used by the entity for determining whether or not it is the primary beneficiary of the variable interest entity; the significant factors considered and judgments made in determining that the power to direct the activities of a VIE that most significantly impact the VIE's economic performance are shared (as defined); the carrying amounts and classification of assets and liabilities of the VIE included in the statement of financial position; the entity's maximum exposure to loss, if any, as a result of its involvement with the VIE, including how the maximum exposure is determined and significant sources of the entity's exposure to the VIE; a comparison of the carrying amounts of the assets and liabilities and the entity's maximum exposure to loss; information about any liquidity arrangements, guarantees, and (or) other commitments by third parties that may affect the fair value or risk of the entity's variable interest in the VIE; whether or not the entity has provided financial support or other support (explicitly or implicitly) to the VIE that it was not previously contractually required to provide or whether the entity intends to provide that support, including the type and amount of the support and the primary reasons for providing the support; and supplemental information the entity determines necessary to provide." } } }, "auth_ref": [ "r79", "r80", "r81", "r82", "r83" ] }, "syf_ScheduleofDepositsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "ScheduleofDepositsLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Deposits [Line Items]", "label": "Schedule of Deposits [Line Items]", "documentation": "[Line Items] for Schedule of Deposits [Table]" } } }, "auth_ref": [] }, "syf_ScheduleofDepositsTable": { "xbrltype": "stringItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "ScheduleofDepositsTable", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Deposits [Table]", "label": "Schedule of Deposits [Table]", "documentation": "Schedule of Deposits [Table]" } } }, "auth_ref": [] }, "us-gaap_SecuredDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SecuredDebt", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_LongTermDebt", "weight": 1.0, "order": 1.0 }, "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Borrowings of consolidated securitization entities", "verboseLabel": "Borrowings", "label": "Secured Debt", "documentation": "Carrying value as of the balance sheet date, including the current and noncurrent portions, of collateralized debt obligations (with maturities initially due after one year or beyond the operating cycle, if longer). Such obligations include mortgage loans, chattel loans, and any other borrowings secured by assets of the borrower." } } }, "auth_ref": [ "r29", "r152", "r1021" ] }, "dei_Security12bTitle": { "xbrltype": "securityTitleItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "Security12bTitle", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Title of 12(b) Security", "label": "Title of 12(b) Security", "documentation": "Title of a 12(b) registered security." } } }, "auth_ref": [ "r795" ] }, "dei_SecurityExchangeName": { "xbrltype": "edgarExchangeCodeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SecurityExchangeName", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Security Exchange Name", "label": "Security Exchange Name", "documentation": "Name of the Exchange on which a security is registered." } } }, "auth_ref": [ "r797" ] }, "syf_SeniorAndSubordinatedNotesMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "SeniorAndSubordinatedNotesMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Senior and Subordinated Notes", "label": "Senior and Subordinated Notes [Member]", "documentation": "Senior and Subordinated Notes" } } }, "auth_ref": [] }, "us-gaap_SeniorNotes": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SeniorNotes", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_LongTermDebt", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Senior and subordinated unsecured notes", "label": "Senior Notes", "documentation": "Including the current and noncurrent portions, carrying value as of the balance sheet date of Notes with the highest claim on the assets of the issuer in case of bankruptcy or liquidation (with maturities initially due after one year or beyond the operating cycle if longer). Senior note holders are paid off in full before any payments are made to junior note holders." } } }, "auth_ref": [ "r94", "r1021" ] }, "us-gaap_SeniorNotesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SeniorNotesMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails" ], "lang": { "en-us": { "role": { "verboseLabel": "Senior unsecured notes", "terseLabel": "Senior Notes", "label": "Senior Notes [Member]", "documentation": "Bond that takes priority over other debt securities sold by the issuer. In the event the issuer goes bankrupt, senior debt holders receive priority for (must receive) repayment prior to (relative to) junior and unsecured (general) creditors." } } }, "auth_ref": [] }, "us-gaap_SeniorSubordinatedNotesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SeniorSubordinatedNotesMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Senior Subordinated Notes", "label": "Senior Subordinated Notes [Member]", "documentation": "A senior subordinated note is a bond that takes priority over other debt securities sold by the issuer. In the event the issuer goes bankrupt, senior subordinated debt holders receive priority for [must receive] repayment [prior] relative to junior and unsecured (general) creditors. However senior subordinated notes are junior to Senior Notes and Senior bond holders." } } }, "auth_ref": [] }, "us-gaap_SeriesAPreferredStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SeriesAPreferredStockMember", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument", "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Series A Preferred Stock", "label": "Series A Preferred Stock [Member]", "documentation": "Series A preferred stock." } } }, "auth_ref": [ "r912", "r913", "r987" ] }, "us-gaap_SeriesBPreferredStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SeriesBPreferredStockMember", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument", "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Series B Preferred Stock", "label": "Series B Preferred Stock [Member]", "documentation": "Series B preferred stock." } } }, "auth_ref": [ "r912", "r913", "r987" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "All Award Types", "label": "Award Type [Domain]", "documentation": "Award under share-based payment arrangement." } } }, "auth_ref": [ "r447", "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456", "r457", "r458", "r459", "r460", "r461", "r462", "r463", "r464", "r465", "r466", "r467", "r468", "r469", "r470", "r471", "r472" ] }, "syf_ShortTermModificationMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "ShortTermModificationMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoansEnteredintoaLoanModificationProgramDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesPerformanceofLoansModifiedtoBorrowersExperiencingFinancialDifficultyDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Short-term Payment Deferral", "label": "Short-term Modification [Member]", "documentation": "Short-term Modification" } } }, "auth_ref": [] }, "syf_SixHundredAndFiftyOneOrHigherMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "SixHundredAndFiftyOneOrHigherMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesCreditQualityIndicatorsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Six Hundred and Fifty-One or Higher", "label": "Six Hundred and Fifty-One or Higher [Member]", "documentation": "Six Hundred and Fifty-One or Higher" } } }, "auth_ref": [] }, "us-gaap_StatementClassOfStockAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementClassOfStockAxis", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument", "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Class of Stock [Axis]", "label": "Class of Stock [Axis]", "documentation": "Information by the different classes of stock of the entity." } } }, "auth_ref": [ "r173", "r196", "r197", "r198", "r226", "r252", "r253", "r256", "r258", "r264", "r265", "r330", "r381", "r383", "r384", "r385", "r388", "r389", "r420", "r421", "r424", "r427", "r434", "r544", "r657", "r658", "r659", "r660", "r663", "r664", "r665", "r666", "r667", "r668", "r669", "r670", "r671", "r672", "r673", "r674", "r684", "r706", "r726", "r742", "r743", "r744", "r745", "r746", "r871", "r924", "r934" ] }, "us-gaap_StatementEquityComponentsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementEquityComponentsAxis", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Equity Components [Axis]", "label": "Equity Components [Axis]", "documentation": "Information by component of equity." } } }, "auth_ref": [ "r25", "r37", "r186", "r212", "r213", "r214", "r231", "r232", "r233", "r236", "r244", "r246", "r263", "r335", "r341", "r435", "r473", "r474", "r475", "r486", "r487", "r508", "r510", "r511", "r512", "r513", "r515", "r526", "r549", "r550", "r551", "r552", "r553", "r554", "r568", "r646", "r647", "r648", "r663", "r726" ] }, "us-gaap_StatementLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Statement [Line Items]", "label": "Statement [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r231", "r232", "r233", "r263", "r606", "r656", "r674", "r677", "r678", "r679", "r680", "r681", "r682", "r684", "r687", "r688", "r689", "r690", "r691", "r693", "r694", "r695", "r696", "r698", "r699", "r700", "r701", "r702", "r704", "r708", "r709", "r712", "r713", "r714", "r715", "r716", "r717", "r718", "r719", "r720", "r721", "r722", "r723", "r726", "r786" ] }, "us-gaap_StatementOfCashFlowsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfCashFlowsAbstract", "lang": { "en-us": { "role": { "terseLabel": "Statement of Cash Flows [Abstract]", "label": "Statement of Cash Flows [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfFinancialPositionAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfFinancialPositionAbstract", "lang": { "en-us": { "role": { "terseLabel": "Statement of Financial Position [Abstract]", "label": "Statement of Financial Position [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfIncomeAndComprehensiveIncomeAbstract", "lang": { "en-us": { "role": { "terseLabel": "Statement of Comprehensive Income [Abstract]", "label": "Statement of Comprehensive Income [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfStockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfStockholdersEquityAbstract", "lang": { "en-us": { "role": { "terseLabel": "Statement of Stockholders' Equity [Abstract]", "label": "Statement of Stockholders' Equity [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementTable", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "terseLabel": "Statement [Table]", "label": "Statement [Table]", "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed." } } }, "auth_ref": [ "r231", "r232", "r233", "r263", "r606", "r656", "r674", "r677", "r678", "r679", "r680", "r681", "r682", "r684", "r687", "r688", "r689", "r690", "r691", "r693", "r694", "r695", "r696", "r698", "r699", "r700", "r701", "r702", "r704", "r708", "r709", "r712", "r713", "r714", "r715", "r716", "r717", "r718", "r719", "r720", "r721", "r722", "r723", "r726", "r786" ] }, "ecd_StkPrcOrTsrEstimationMethodTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "StkPrcOrTsrEstimationMethodTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Stock Price or TSR Estimation Method", "label": "Stock Price or TSR Estimation Method [Text Block]" } } }, "auth_ref": [ "r804", "r815", "r825", "r850" ] }, "us-gaap_StockAppreciationRightsSARSMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockAppreciationRightsSARSMember", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Stock Appreciation Rights (SARs)", "label": "Stock Appreciation Rights (SARs) [Member]", "documentation": "Right to receive cash or shares equal to appreciation of predetermined number of grantor's shares during predetermined time period." } } }, "auth_ref": [] }, "us-gaap_StockIssuedDuringPeriodSharesNewIssues": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodSharesNewIssues", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Stock Issued During Period, Shares, New Issues", "label": "Stock Issued During Period, Shares, New Issues", "documentation": "Number of new stock issued during the period." } } }, "auth_ref": [ "r25", "r111", "r112", "r139", "r657", "r726", "r743" ] }, "us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodSharesShareBasedCompensation", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Stock-based compensation (in shares)", "label": "Shares Issued, Shares, Share-Based Payment Arrangement, after Forfeiture", "documentation": "Number, after forfeiture, of shares or units issued under share-based payment arrangement. Excludes shares or units issued under employee stock ownership plan (ESOP)." } } }, "auth_ref": [ "r25", "r111", "r112", "r139" ] }, "us-gaap_StockIssuedDuringPeriodValueNewIssues": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodValueNewIssues", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Stock Issued During Period, Value, New Issues", "label": "Stock Issued During Period, Value, New Issues", "documentation": "Equity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering." } } }, "auth_ref": [ "r25", "r111", "r112", "r139", "r663", "r726", "r743", "r793" ] }, "us-gaap_StockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquity", "crdr": "credit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "totalLabel": "Total equity", "periodStartLabel": "Beginning balance", "periodEndLabel": "Ending balance", "label": "Equity, Attributable to Parent", "documentation": "Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest." } } }, "auth_ref": [ "r112", "r115", "r116", "r130", "r686", "r703", "r727", "r728", "r781", "r794", "r926", "r957", "r1003", "r1030" ] }, "us-gaap_StockholdersEquityNoteDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquityNoteDisclosureTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/EQUITYANDOTHERSTOCKRELATEDINFORMATION" ], "lang": { "en-us": { "role": { "terseLabel": "Equity and Other Stock Related Information", "label": "Equity [Text Block]", "documentation": "The entire disclosure for equity." } } }, "auth_ref": [ "r136", "r225", "r419", "r421", "r423", "r424", "r425", "r426", "r427", "r428", "r429", "r430", "r431", "r433", "r435", "r517", "r729", "r730", "r747" ] }, "us-gaap_SubsequentEventLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubsequentEventLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/SubsequentEventsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Subsequent Event [Line Items]", "label": "Subsequent Event [Line Items]", "documentation": "Detail information of subsequent event by type. User is expected to use existing line items from elsewhere in the taxonomy as the primary line items for this disclosure, which is further associated with dimension and member elements pertaining to a subsequent event." } } }, "auth_ref": [ "r555", "r571" ] }, "us-gaap_SubsequentEventTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubsequentEventTable", "presentation": [ "http://www.synchronyfinancial.com/role/SubsequentEventsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Subsequent Event [Table]", "label": "Subsequent Event [Table]", "documentation": "Discloses pertinent information about one or more significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued." } } }, "auth_ref": [ "r555", "r571" ] }, "us-gaap_SubsequentEventTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubsequentEventTypeAxis", "presentation": [ "http://www.synchronyfinancial.com/role/SubsequentEventsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Subsequent Event Type [Axis]", "label": "Subsequent Event Type [Axis]", "documentation": "Information by event that occurred after the balance sheet date but before financial statements are issued or available to be issued." } } }, "auth_ref": [ "r555", "r571" ] }, "us-gaap_SubsequentEventTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubsequentEventTypeDomain", "presentation": [ "http://www.synchronyfinancial.com/role/SubsequentEventsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Subsequent Event Type [Domain]", "label": "Subsequent Event Type [Domain]", "documentation": "Event that occurred after the balance sheet date but before financial statements are issued or available to be issued." } } }, "auth_ref": [ "r555", "r571" ] }, "us-gaap_SubsequentEventsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubsequentEventsAbstract", "lang": { "en-us": { "role": { "terseLabel": "Subsequent Events [Abstract]", "label": "Subsequent Events [Abstract]" } } }, "auth_ref": [] }, "srt_SubsidiariesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "SubsidiariesMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Subsidiaries [Member]", "verboseLabel": "Synchrony Bank", "label": "Subsidiaries [Member]" } } }, "auth_ref": [ "r990", "r1005", "r1006", "r1007" ] }, "us-gaap_SummaryOfIncomeTaxContingenciesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SummaryOfIncomeTaxContingenciesTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/IncomesTaxesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Unrecognized Tax Benefits", "label": "Summary of Income Tax Contingencies [Table Text Block]", "documentation": "Tabular disclosure for tax positions taken in the tax returns filed or to be filed for which it is more likely than not that the tax position will not be sustained upon examination by taxing authorities and other income tax contingencies. Includes, but is not limited to, interest and penalties, reconciliation of unrecognized tax benefits, unrecognized tax benefits that would affect the effective tax rate, tax years that remain subject to examination by tax jurisdictions, and information about positions for which it is reasonably possible that amounts unrecognized will significantly change within 12 months." } } }, "auth_ref": [ "r22", "r140", "r141" ] }, "syf_SynchronyFinancialMember": { "xbrltype": "domainItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "SynchronyFinancialMember", "presentation": [ "http://www.synchronyfinancial.com/role/AcquisitionsandDispositionsPetsBestNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Synchrony Financial", "label": "Synchrony Financial [Member]", "documentation": "Synchrony Financial" } } }, "auth_ref": [] }, "ecd_TabularListTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TabularListTableTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Tabular List, Table", "label": "Tabular List [Table Text Block]" } } }, "auth_ref": [ "r844" ] }, "us-gaap_TierOneLeverageCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapital", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Banking Regulation, Tier One Leverage Capital, Actual", "label": "Banking Regulation, Tier 1 Leverage Capital, Actual", "documentation": "Amount of Tier 1 leverage capital as defined by regulatory framework." } } }, "auth_ref": [ "r622" ] }, "us-gaap_TierOneLeverageCapitalAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Tier 1 leverage", "label": "Banking Regulation, Tier 1 Leverage Capital [Abstract]" } } }, "auth_ref": [] }, "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum for capital adequacy purposes", "label": "Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum", "documentation": "Amount of minimum Tier 1 leverage capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r622", "r626" ] }, "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails", "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyOCCRequirementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum for capital adequacy purposes (percent)", "verboseLabel": "Tier 1 leverage, minimum for capital adequacy purposes (percent)", "label": "Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum", "documentation": "Ratio of minimum Tier 1 leverage capital to average assets required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r622", "r626" ] }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum to be well-capitalized under prompt corrective action provisions", "label": "Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum", "documentation": "Amount of minimum Tier 1 leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r622" ] }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum to be well-capitalized under prompt corrective action provisions (percent)", "label": "Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum", "documentation": "Ratio of minimum Tier 1 leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r622" ] }, "us-gaap_TierOneLeverageCapitalToAverageAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalToAverageAssets", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Actual (percent)", "label": "Banking Regulation, Tier 1 Leverage Capital Ratio, Actual", "documentation": "Ratio of Tier 1 capital to average assets as defined by regulatory framework." } } }, "auth_ref": [ "r622" ] }, "us-gaap_TierOneRiskBasedCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapital", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Banking Regulation, Tier One Risk-Based Capital, Actual", "label": "Banking Regulation, Tier 1 Risk-Based Capital, Actual", "documentation": "Amount of Tier 1 risk-based capital as defined by regulatory framework." } } }, "auth_ref": [ "r622" ] }, "us-gaap_TierOneRiskBasedCapitalAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Tier 1 risk-based capital", "label": "Banking Regulation, Tier 1 Risk-Based Capital [Abstract]" } } }, "auth_ref": [] }, "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum for capital adequacy purposes", "label": "Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum", "documentation": "Amount of minimum Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r622", "r626" ] }, "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails", "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyOCCRequirementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum for capital adequacy purposes (percent)", "verboseLabel": "Tier 1 risk-based capital, minimum for capital adequacy purposes (percent)", "label": "Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum", "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r622", "r626" ] }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum to be well-capitalized under prompt corrective action provisions", "label": "Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum", "documentation": "Amount of minimum Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r622" ] }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Minimum to be well-capitalized under prompt corrective action provisions (percent)", "label": "Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum", "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r622" ] }, "us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets": { "xbrltype": "pureItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalToRiskWeightedAssets", "presentation": [ "http://www.synchronyfinancial.com/role/RegulatoryandCapitalAdequacyCapitalAmountsandRatiosDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Actual (percent)", "label": "Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual", "documentation": "Ratio of Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework." } } }, "auth_ref": [ "r622" ] }, "syf_TimeDepositMaturitiesAfterYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "TimeDepositMaturitiesAfterYearFour", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Thereafter", "label": "Time Deposit Maturities, After Year Four", "documentation": "Time Deposit Maturities, After Year Four" } } }, "auth_ref": [] }, "us-gaap_TimeDepositMaturitiesRemainderOfFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesRemainderOfFiscalYear", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "2024", "label": "Time Deposit Maturities, Remainder of Fiscal Year", "documentation": "Amount of time deposit maturing in remainder of current fiscal year. Time deposit includes, but is not limited to, certificate of deposit." } } }, "auth_ref": [] }, "us-gaap_TimeDepositMaturitiesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Maturities of Deposit Liabilities", "label": "Time Deposit Maturities [Table Text Block]", "documentation": "Tabular disclosure of time deposit liability maturities." } } }, "auth_ref": [ "r15" ] }, "us-gaap_TimeDepositMaturitiesYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearFour", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "2028", "label": "Time Deposit Maturities, Year Four", "documentation": "Amount of time deposit maturing in fourth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r15" ] }, "us-gaap_TimeDepositMaturitiesYearOne": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearOne", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "2025", "label": "Time Deposit Maturities, Year One", "documentation": "Amount of time deposit maturing in next fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r15" ] }, "us-gaap_TimeDepositMaturitiesYearThree": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearThree", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "2027", "label": "Time Deposit Maturities, Year Three", "documentation": "Amount of time deposit maturing in third fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r15" ] }, "us-gaap_TimeDepositMaturitiesYearTwo": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearTwo", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsMaturityScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "2026", "label": "Time Deposit Maturities, Year Two", "documentation": "Amount of time deposit maturing in second fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r15" ] }, "us-gaap_TimeDepositsAtOrAboveFDICInsuranceLimit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositsAtOrAboveFDICInsuranceLimit", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Time Deposits, at or Above FDIC Insurance Limit", "label": "Time Deposits, at or Above FDIC Insurance Limit", "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations that meet or exceed the Federal Deposit Insurance Corporation (FDIC) insurance limit." } } }, "auth_ref": [ "r17" ] }, "ecd_TotalShareholderRtnAmt": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TotalShareholderRtnAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Total Shareholder Return Amount", "label": "Total Shareholder Return Amount" } } }, "auth_ref": [ "r836" ] }, "ecd_TotalShareholderRtnVsPeerGroupTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TotalShareholderRtnVsPeerGroupTextBlock", "presentation": [ "http://xbrl.sec.gov/ecd/role/PvpDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Total Shareholder Return Vs Peer Group", "label": "Total Shareholder Return Vs Peer Group [Text Block]" } } }, "auth_ref": [ "r843" ] }, "ecd_TradingArrAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TradingArrAxis", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Trading Arrangement:", "label": "Trading Arrangement [Axis]" } } }, "auth_ref": [ "r863" ] }, "ecd_TradingArrByIndTable": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TradingArrByIndTable", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Trading Arrangements, by Individual", "label": "Trading Arrangements, by Individual [Table]" } } }, "auth_ref": [ "r865" ] }, "dei_TradingSymbol": { "xbrltype": "tradingSymbolItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "TradingSymbol", "presentation": [ "http://www.synchronyfinancial.com/role/CoverDocument" ], "lang": { "en-us": { "role": { "terseLabel": "Trading Symbol", "label": "Trading Symbol", "documentation": "Trading symbol of an instrument as listed on an exchange." } } }, "auth_ref": [] }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesContractualMaturitiesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Financial Instruments [Domain]", "label": "Financial Instruments [Domain]", "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms." } } }, "auth_ref": [ "r293", "r294", "r295", "r296", "r297", "r298", "r299", "r300", "r301", "r302", "r303", "r304", "r305", "r306", "r307", "r308", "r309", "r310", "r311", "r312", "r313", "r314", "r315", "r316", "r317", "r318", "r319", "r320", "r321", "r322", "r415", "r432", "r516", "r572", "r573", "r574", "r575", "r576", "r577", "r578", "r579", "r580", "r581", "r582", "r583", "r584", "r585", "r589", "r590", "r591", "r592", "r593", "r594", "r595", "r596", "r597", "r598", "r599", "r600", "r601", "r602", "r603", "r604", "r639", "r879", "r880", "r881", "r882", "r883", "r884", "r885", "r952", "r953", "r954", "r955" ] }, "ecd_TrdArrAdoptionDate": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TrdArrAdoptionDate", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Adoption Date", "label": "Trading Arrangement Adoption Date" } } }, "auth_ref": [ "r866" ] }, "ecd_TrdArrDuration": { "xbrltype": "durationItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TrdArrDuration", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Arrangement Duration", "label": "Trading Arrangement Duration" } } }, "auth_ref": [ "r867" ] }, "ecd_TrdArrIndName": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TrdArrIndName", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Name", "label": "Trading Arrangement, Individual Name" } } }, "auth_ref": [ "r865" ] }, "ecd_TrdArrIndTitle": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TrdArrIndTitle", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Title", "label": "Trading Arrangement, Individual Title" } } }, "auth_ref": [ "r865" ] }, "ecd_TrdArrSecuritiesAggAvailAmt": { "xbrltype": "sharesItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TrdArrSecuritiesAggAvailAmt", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Aggregate Available", "label": "Trading Arrangement, Securities Aggregate Available Amount" } } }, "auth_ref": [ "r868" ] }, "ecd_TrdArrTerminationDate": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "TrdArrTerminationDate", "presentation": [ "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" ], "lang": { "en-us": { "role": { "terseLabel": "Termination Date", "label": "Trading Arrangement Termination Date" } } }, "auth_ref": [ "r866" ] }, "us-gaap_TreasuryStockCommonMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TreasuryStockCommonMember", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Treasury Stock", "label": "Treasury Stock, Common [Member]", "documentation": "Previously issued common shares repurchased by the issuing entity and held in treasury." } } }, "auth_ref": [ "r69" ] }, "us-gaap_TreasuryStockCommonShares": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TreasuryStockCommonShares", "presentation": [ "http://www.synchronyfinancial.com/role/ConsolidatedStatementsofFinancialPositionStatementParenthetical" ], "lang": { "en-us": { "role": { "terseLabel": "Treasury Stock, Common, Shares", "label": "Treasury Stock, Common, Shares", "documentation": "Number of previously issued common shares repurchased by the issuing entity and held in treasury." } } }, "auth_ref": [ "r69" ] }, "us-gaap_TreasuryStockReissuedAtLowerThanRepurchasePrice": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TreasuryStockReissuedAtLowerThanRepurchasePrice", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Treasury Stock Reissued at Lower than Repurchase Price", "label": "Treasury Stock Reissued at Lower than Repurchase Price", "documentation": "In cases when treasury stock is reissued at a price lower than the cost to repurchase, the excess difference between the selling price and cost to repurchase is charged against retained earnings (assuming that all APIC arising from treasury stock transactions has first been exhausted)." } } }, "auth_ref": [ "r25", "r68", "r112", "r139" ] }, "us-gaap_TreasuryStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TreasuryStockValue", "crdr": "debit", "calculation": { "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition": { "parentTag": "us-gaap_StockholdersEquity", "weight": -1.0, "order": 7.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition" ], "lang": { "en-us": { "role": { "negatedLabel": "Treasury stock, at cost; 432,574,088 and 427,108,909 shares at March\u00a031, 2024 and December\u00a031, 2023, respectively", "label": "Treasury Stock, Value", "documentation": "The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury." } } }, "auth_ref": [ "r36", "r69", "r70" ] }, "us-gaap_TreasuryStockValueAcquiredCostMethod": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TreasuryStockValueAcquiredCostMethod", "crdr": "debit", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "negatedTerseLabel": "Purchases of treasury stock", "label": "Treasury Stock, Value, Acquired, Cost Method", "documentation": "Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method." } } }, "auth_ref": [ "r25", "r69", "r139" ] }, "us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Schedule of Loan Modifications to Borrowers Experiencing Financial Difficulty", "label": "Financing Receivable, Modified [Table Text Block]", "documentation": "Tabular disclosure of financing receivable modified for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r761", "r936", "r937", "r938", "r939" ] }, "syf_TroubledDebtRestructuringsonFinancingReceivablesSubsequentDefaultTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "TroubledDebtRestructuringsonFinancingReceivablesSubsequentDefaultTableTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesTables" ], "lang": { "en-us": { "role": { "terseLabel": "Troubled Debt Restructurings on Financing Receivables, Subsequent Default", "label": "Troubled Debt Restructurings on Financing Receivables, Subsequent Default [Table Text Block]", "documentation": "Troubled Debt Restructurings on Financing Receivables, Subsequent Default [Table Text Block]" } } }, "auth_ref": [] }, "us-gaap_TypeOfAdoptionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TypeOfAdoptionMember", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofChangesinEquityUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Accounting Standards Update [Domain]", "label": "Accounting Standards Update [Domain]", "documentation": "Amendment to accounting standards." } } }, "auth_ref": [ "r184", "r185", "r186", "r187", "r188", "r235", "r236", "r237", "r238", "r247", "r288", "r289", "r332", "r333", "r334", "r335", "r336", "r337", "r338", "r339", "r340", "r341", "r375", "r473", "r474", "r475", "r484", "r485", "r486", "r487", "r496", "r497", "r498", "r505", "r506", "r507", "r508", "r509", "r510", "r511", "r512", "r513", "r514", "r515", "r518", "r519", "r520", "r521", "r522", "r523", "r524", "r525", "r526", "r527", "r528", "r529", "r539", "r540", "r545", "r546", "r547", "r548", "r556", "r557", "r560", "r561", "r562", "r563", "r564", "r565", "r566", "r567", "r568", "r608", "r609", "r610", "r644", "r645", "r646", "r647", "r648", "r649", "r650", "r651", "r652", "r653", "r654", "r655" ] }, "us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USGovernmentCorporationsAndAgenciesSecuritiesMember", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "U.S. government and federal agency", "label": "US Government Corporations and Agencies Securities [Member]", "documentation": "This category includes information about debt issued by US Government Corporations and Agencies. Investments in such US Government Corporations may include debt securities issued by the Government National Mortgage Association (Ginnie Mae) and by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac)." } } }, "auth_ref": [ "r1018" ] }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USStatesAndPoliticalSubdivisionsMember", "presentation": [ "http://www.synchronyfinancial.com/role/DebtSecuritiesContinuousUnrealizedLossesDetails", "http://www.synchronyfinancial.com/role/DebtSecuritiesScheduleofAvailableforSaleSecuritiesDetails", "http://www.synchronyfinancial.com/role/FairValueMeasurementRecurringFairValueMeasurementsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "State and municipal", "label": "US States and Political Subdivisions Debt Securities [Member]", "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments." } } }, "auth_ref": [ "r775", "r1023" ] }, "us-gaap_UnallocatedFinancingReceivablesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnallocatedFinancingReceivablesMember", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesAllowanceforCreditLossesDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesDelinquentandNonAccrualStatusDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesInterestIncomebyProductDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Other", "label": "Unallocated Financing Receivables [Member]", "documentation": "Financing receivables that have not been allocated to a portfolio segment." } } }, "auth_ref": [] }, "ecd_UndrlygSecurityMktPriceChngPct": { "xbrltype": "pureItemType", "nsuri": "http://xbrl.sec.gov/ecd/2023", "localname": "UndrlygSecurityMktPriceChngPct", "presentation": [ "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" ], "lang": { "en-us": { "role": { "terseLabel": "Underlying Security Market Price Change", "label": "Underlying Security Market Price Change, Percent" } } }, "auth_ref": [ "r862" ] }, "us-gaap_UnrecognizedTaxBenefits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnrecognizedTaxBenefits", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Unrecognized tax benefits, excluding related interest expense and penalties", "label": "Unrecognized Tax Benefits", "documentation": "Amount of unrecognized tax benefits." } } }, "auth_ref": [ "r477", "r480" ] }, "us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/IncomeTaxesUnrecognizedTaxBenefitsDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Portion that, if recognized, would reduce tax expense and effective tax rate", "label": "Unrecognized Tax Benefits that Would Impact Effective Tax Rate", "documentation": "The total amount of unrecognized tax benefits that, if recognized, would affect the effective tax rate." } } }, "auth_ref": [ "r481" ] }, "us-gaap_UnsecuredDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnsecuredDebt", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Unsecured debt", "label": "Unsecured Debt", "documentation": "Including the current and noncurrent portions, carrying value as of the balance sheet date of uncollateralized debt obligations (with maturities initially due after one year or beyond the operating cycle if longer)." } } }, "auth_ref": [ "r29", "r152", "r1021" ] }, "us-gaap_UnsecuredDebtMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnsecuredDebtMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Unsecured Debt", "label": "Unsecured Debt [Member]", "documentation": "Debt obligation not collateralized by pledge of, mortgage of or other lien on the entity's assets." } } }, "auth_ref": [] }, "us-gaap_UnsecuredLongtermDebtCurrentAndNoncurrentAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnsecuredLongtermDebtCurrentAndNoncurrentAbstract", "presentation": [ "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "lang": { "en-us": { "role": { "terseLabel": "Senior and subordinated unsecured notes", "label": "Unsecured Debt [Abstract]" } } }, "auth_ref": [] }, "us-gaap_UnusedCommitmentsToExtendCredit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnusedCommitmentsToExtendCredit", "crdr": "credit", "presentation": [ "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesNarrativeDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Unused Commitments to Extend Credit", "label": "Unused Commitments to Extend Credit", "documentation": "Unused amount of commitments to extend credit to customers." } } }, "auth_ref": [] }, "syf_VariableInterestEntitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://www.synchronyfinancial.com/20240331", "localname": "VariableInterestEntitiesAbstract", "lang": { "en-us": { "role": { "terseLabel": "Variable Interest Entities [Abstract]", "label": "Variable Interest Entities [Abstract]", "documentation": "Variable Interest Entities [Abstract]" } } }, "auth_ref": [] }, "us-gaap_VariableInterestEntityDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableInterestEntityDisclosureTextBlock", "presentation": [ "http://www.synchronyfinancial.com/role/VariableInterestEntities" ], "lang": { "en-us": { "role": { "terseLabel": "Variable Interest Entities", "label": "Variable Interest Entity Disclosure [Text Block]", "documentation": "The entire disclosure for a variable interest entity (VIE), including but not limited to, judgments and assumptions in determining whether to consolidate and in identifying the primary beneficiary, gain (loss) recognized on the initial consolidation of the VIE, terms of arrangements, amounts and classification of the VIE's assets and liabilities, and the entity's maximum exposure to loss." } } }, "auth_ref": [ "r145" ] }, "us-gaap_VariableInterestEntityLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableInterestEntityLineItems", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Variable Interest Entity [Line Items]", "label": "Variable Interest Entity [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r500", "r501", "r503", "r504", "r586", "r587", "r588" ] }, "us-gaap_VariableInterestEntityPrimaryBeneficiaryMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableInterestEntityPrimaryBeneficiaryMember", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsBorrowingsScheduleDetails", "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofEarningsUnaudited", "http://www.synchronyfinancial.com/role/CondensedConsolidatedStatementsofFinancialPosition", "http://www.synchronyfinancial.com/role/FairValueMeasurementFairValueAssetandLiabilitiesCarriedatOtherthanFairValueDetails", "http://www.synchronyfinancial.com/role/LoanReceivablesandAllowanceforCreditLossesLoanReceivablesDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesNarrativeDetails", "http://www.synchronyfinancial.com/role/VariableInterestEntitiesSummaryofAssetsandLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Variable Interest Entity, Primary Beneficiary", "verboseLabel": "Restricted loans of consolidated securitization entities", "label": "Variable Interest Entity, Primary Beneficiary [Member]", "documentation": "Variable Interest Entities (VIE) in which the entity has a controlling financial interest (as defined) and of which it is therefore the primary beneficiary. A controlling financial interest is determined based on both: (a) the entity's power to direct activities of the VIE that most significantly impact the VIE's economic performance and (b) the entity's obligation to absorb losses of the VIE that could potentially be significant to the VIE or the right to receive benefits from the VIE that could potentially be significant to the VIE. VIEs of which the entity is the primary beneficiary are included in the consolidated financial statements of the entity." } } }, "auth_ref": [ "r79", "r500", "r501", "r503", "r504" ] }, "us-gaap_VariableRateAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableRateAxis", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Variable Rate [Axis]", "label": "Variable Rate [Axis]", "documentation": "Information by type of variable rate." } } }, "auth_ref": [] }, "us-gaap_VariableRateDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableRateDomain", "presentation": [ "http://www.synchronyfinancial.com/role/BorrowingsNarrativeDetails", "http://www.synchronyfinancial.com/role/EquityandOtherStockRelatedInformationScheduleofPreferredStockDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Variable Rate [Domain]", "label": "Variable Rate [Domain]", "documentation": "Interest rate that fluctuates over time as a result of an underlying benchmark interest rate or index." } } }, "auth_ref": [] }, "us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberDilutedSharesOutstandingAdjustment", "calculation": { "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails": { "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Effect of dilutive securities (in shares)", "label": "Weighted Average Number of Shares Outstanding, Diluted, Adjustment", "documentation": "The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation." } } }, "auth_ref": [ "r935" ] }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "calculation": { "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails" ], "lang": { "en-us": { "role": { "totalLabel": "Weighted average common shares outstanding, dilutive (in shares)", "label": "Weighted Average Number of Shares Outstanding, Diluted", "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period." } } }, "auth_ref": [ "r251", "r258" ] }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "calculation": { "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails": { "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://www.synchronyfinancial.com/role/EarningsPerShareBasicandDilutedEarningsPerShareDetails" ], "lang": { "en-us": { "role": { "verboseLabel": "Weighted average common shares outstanding, basic (in shares)", "label": "Weighted Average Number of Shares Outstanding, Basic", "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period." } } }, "auth_ref": [ "r249", "r258" ] }, "us-gaap_WeightedAverageRateInterestBearingDomesticDepositsOverTime": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageRateInterestBearingDomesticDepositsOverTime", "presentation": [ "http://www.synchronyfinancial.com/role/DepositsScheduleofDepositLiabilitiesDetails" ], "lang": { "en-us": { "role": { "terseLabel": "Weighted Average Rate, Interest-Bearing Domestic Deposits, over Time", "label": "Weighted Average Rate, Interest-Bearing Domestic Deposits, over Time", "documentation": "Weighted average interest rate calculated over time for domestic deposit liability." } } }, "auth_ref": [] } } } }, "std_ref": { "r0": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "25", "Paragraph": "1", "SubTopic": "20", "Topic": "940", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481913/940-20-25-1" }, "r1": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "30", "Paragraph": "7", "SubTopic": "30", "Topic": "805", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479637/805-30-30-7" }, "r2": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "30", "Paragraph": "8", "SubTopic": "30", "Topic": "805", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479637/805-30-30-8" }, "r3": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "1", "Subparagraph": "(b)", "SubTopic": "30", "Topic": "805", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479613/805-30-35-1" }, "r4": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "SubTopic": "230", "Topic": "830", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481877/830-230-45-1" }, "r5": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10", "SubTopic": "20", "Topic": "205", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483475/205-20-45-10" }, "r6": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r7": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r8": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(i-k)", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r9": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r10": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "SubTopic": "405", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481071/942-405-45-2" }, "r11": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-20" }, "r12": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21D", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21D" }, "r13": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r14": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r15": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "470", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481544/470-10-50-1" }, "r16": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "20", "Topic": "205", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-1" }, "r17": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "405", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481047/942-405-50-1" }, "r18": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "SubTopic": "30", "Topic": "805", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479581/805-30-50-1" }, "r19": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(1)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r20": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r21": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(4)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r22": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "19", "SubTopic": "10", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-19" }, "r23": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r24": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c),(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r25": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "SubTopic": "10", "Topic": "505", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-2" }, "r26": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "SubTopic": "10", "Topic": "360", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-3" }, "r27": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4D", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "815", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4D" }, "r28": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "820", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6A" }, "r29": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(22))", "SubTopic": "10", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r30": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(27))", "SubTopic": "10", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r31": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "205", "SubTopic": "20", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-3" }, "r32": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19(b),22(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r33": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19-26)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r34": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r35": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r36": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.29,30)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r37": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.29-31)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r38": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.3,4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r39": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A" }, "r40": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-5" }, "r41": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r42": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r43": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r44": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "14", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r45": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "15", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r46": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r47": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-4" }, "r48": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-8" }, "r49": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-10/tableOfContent" }, "r50": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "11B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r51": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "29", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-29" }, "r52": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r53": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r54": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r55": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "350", "SubTopic": "30", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482686/350-30-45-2" }, "r56": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "350", "SubTopic": "30", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1" }, "r57": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "350", "SubTopic": "30", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r58": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "350", "SubTopic": "30", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r59": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "470", "SubTopic": "10", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481544/470-10-50-5" }, "r60": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "480", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480244/480-10-S99-1" }, "r61": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "480", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(CFRR 211.02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480244/480-10-S99-1" }, "r62": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "10", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481142/505-10-45-2" }, "r63": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "10", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-10" }, "r64": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-3" }, "r65": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-4" }, "r66": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "10", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-5" }, "r67": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "10", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-8" }, "r68": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "30", "Section": "30", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481108/505-30-30-10" }, "r69": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "30", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481549/505-30-45-1" }, "r70": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "30", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481520/505-30-50-4" }, "r71": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "740", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(d)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-15" }, "r72": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479328/805-10-50-2" }, "r73": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479328/805-10-50-2" }, "r74": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479328/805-10-50-3" }, "r75": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "10", "Section": "55", "Paragraph": "37", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479303/805-10-55-37" }, "r76": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "20", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479907/805-20-50-1" }, "r77": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "805", "SubTopic": "30", "Section": "25", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479668/805-30-25-6" }, "r78": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-12" }, "r79": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r80": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-4" }, "r81": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "5A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-5A" }, "r82": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-6" }, "r83": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-9" }, "r84": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "820", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r85": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-11" }, "r86": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-12" }, "r87": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r88": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-1A" }, "r89": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-2" }, "r90": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-3" }, "r91": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482949/835-30-55-8" }, "r92": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.12)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r93": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.15)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r94": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.16)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r95": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "230", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1" }, "r96": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r97": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//205/tableOfContent" }, "r98": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//205-20/tableOfContent" }, "r99": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483475/205-20-45-11" }, "r100": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-3A" }, "r101": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-4A" }, "r102": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-4B" }, "r103": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-5A" }, "r104": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-5B" }, "r105": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-5B" }, "r106": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5C", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-5C" }, "r107": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-5D" }, "r108": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-7" }, "r109": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r110": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r111": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(28))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r112": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(29))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r113": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r114": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r115": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r116": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(31))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r117": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(32))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r118": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11" }, "r119": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-03(1)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-1" }, "r120": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r121": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r122": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.1(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r123": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r124": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.8)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r125": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24" }, "r126": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r127": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r128": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "235", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//235/tableOfContent" }, "r129": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "275", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//275/tableOfContent" }, "r130": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 4.E)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480418/310-10-S99-2" }, "r131": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r132": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-3" }, "r133": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-3A" }, "r134": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "450", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//450/tableOfContent" }, "r135": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "470", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//470/tableOfContent" }, "r136": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//505/tableOfContent" }, "r137": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-6" }, "r138": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-7" }, "r139": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1" }, "r140": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-15" }, "r141": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-15A" }, "r142": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r143": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "805", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//805/tableOfContent" }, "r144": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Paragraph": "1", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479907/805-20-50-1" }, "r145": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "810", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//810/tableOfContent" }, "r146": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-19" }, "r147": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r148": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "940", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//940-320/tableOfContent" }, "r149": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r150": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r151": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r152": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(16))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r153": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r154": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r155": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r156": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r157": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r158": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.10)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r159": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r160": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r161": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r162": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.7,8)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r163": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.9)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r164": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//942-320/tableOfContent" }, "r165": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//946-320/tableOfContent" }, "r166": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r167": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-7" }, "r168": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "SubTopic": "20", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482659/740-20-45-2" }, "r169": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r170": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r171": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r172": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h))", "SubTopic": "10", "Topic": "235", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r173": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(a)", "Publisher": "SEC" }, "r174": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(b)", "Publisher": "SEC" }, "r175": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(a)", "Publisher": "SEC" }, "r176": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(b)", "Publisher": "SEC" }, "r177": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r178": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r179": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r180": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(4)", "Publisher": "SEC" }, "r181": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(c)", "Publisher": "SEC" }, "r182": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(e)", "Publisher": "SEC" }, "r183": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Publisher": "SEC" }, "r184": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r185": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r186": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r187": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r188": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r189": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5C", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-5C" }, "r190": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-7" }, "r191": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r192": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r193": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(16))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r194": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r195": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r196": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(27)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r197": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(28))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r198": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(29))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r199": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r200": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r201": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r202": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r203": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r204": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11" }, "r205": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14" }, "r206": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A" }, "r207": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r208": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r209": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r210": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B" }, "r211": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B" }, "r212": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4" }, "r213": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5" }, "r214": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6" }, "r215": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(210.5-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r216": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(24))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r217": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r218": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SAB Topic 6.B)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-5" }, "r219": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-11" }, "r220": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r221": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24" }, "r222": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-8" }, "r223": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r224": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r225": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(e)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r226": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r227": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r228": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(1)(iii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r229": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(2)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r230": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-04(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3" }, "r231": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23" }, "r232": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24" }, "r233": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5" }, "r234": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-6" }, "r235": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r236": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r237": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r238": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r239": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11" }, "r240": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11" }, "r241": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3" }, "r242": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-4" }, "r243": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7" }, "r244": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7" }, "r245": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-8" }, "r246": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-9" }, "r247": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SAB Topic 11.M.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480530/250-10-S99-5" }, "r248": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//260/tableOfContent" }, "r249": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-10" }, "r250": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-11" }, "r251": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-16" }, "r252": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-2" }, "r253": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-3" }, "r254": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r255": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r256": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r257": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-7" }, "r258": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r259": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r260": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-2" }, "r261": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-3" }, "r262": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-15" }, "r263": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "272", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483014/272-10-45-1" }, "r264": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "272", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482987/272-10-50-1" }, "r265": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "272", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482987/272-10-50-3" }, "r266": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r267": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r268": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r269": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r270": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "25", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-25" }, "r271": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r272": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r273": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r274": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r275": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r276": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-10/tableOfContent" }, "r277": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-2" }, "r278": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-3" }, "r279": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-33" }, "r280": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "34", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-34" }, "r281": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "34", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-34" }, "r282": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r283": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r284": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r285": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "44", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-44" }, "r286": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "44", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-44" }, "r287": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-20/tableOfContent" }, "r288": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481925/310-20-65-2" }, "r289": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481925/310-20-65-2" }, "r290": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//320/tableOfContent" }, "r291": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11" }, "r292": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-10" }, "r293": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r294": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r295": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r296": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r297": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r298": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r299": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r300": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r301": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r302": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r303": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r304": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r305": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r306": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r307": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r308": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r309": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r310": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r311": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r312": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r313": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r314": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r315": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r316": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r317": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r318": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r319": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r320": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r321": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r322": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r323": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r324": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r325": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r326": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481664/323-10-45-1" }, "r327": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r328": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r329": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r330": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r331": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-1" }, "r332": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r333": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r334": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r335": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r336": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r337": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r338": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r339": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r340": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r341": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r342": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1" }, "r343": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-11" }, "r344": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r345": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r346": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r347": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r348": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r349": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r350": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r351": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14" }, "r352": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r353": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r354": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r355": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "19", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-19" }, "r356": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "19", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-19" }, "r357": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-3D" }, "r358": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r359": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r360": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-6" }, "r361": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479130/326-30-45-1" }, "r362": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r363": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-5" }, "r364": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-7" }, "r365": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-9" }, "r366": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482598/350-20-45-1" }, "r367": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r368": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//350-30/tableOfContent" }, "r369": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1" }, "r370": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1" }, "r371": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1" }, "r372": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r373": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r374": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-3" }, "r375": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "405", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147477123/405-50-65-1" }, "r376": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "420", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482017/420-10-50-1" }, "r377": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-4" }, "r378": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9" }, "r379": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r380": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r381": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r382": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r383": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r384": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r385": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r386": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r387": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r388": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r389": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r390": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r391": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r392": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r393": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r394": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r395": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r396": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r397": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r398": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r399": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1C", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1C" }, "r400": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1C", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1C" }, "r401": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1C", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1C" }, "r402": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r403": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r404": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r405": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r406": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r407": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r408": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r409": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r410": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r411": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r412": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r413": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r414": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r415": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r416": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r417": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-4" }, "r418": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-6" }, "r419": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r420": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r421": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r422": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r423": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r424": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r425": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r426": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-14" }, "r427": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-14" }, "r428": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-14" }, "r429": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-16" }, "r430": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r431": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r432": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r433": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r434": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-2" }, "r435": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1" }, "r436": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479837/606-10-45-1" }, "r437": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479837/606-10-45-2" }, "r438": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-8" }, "r439": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r440": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r441": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r442": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(A)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r443": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(B)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r444": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(C)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r445": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r446": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5" }, "r447": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r448": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r449": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r450": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r451": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r452": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r453": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r454": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r455": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r456": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r457": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r458": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r459": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r460": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r461": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r462": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r463": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r464": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r465": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r466": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r467": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r468": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r469": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r470": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r471": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r472": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(v)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r473": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r474": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r475": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r476": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//740/tableOfContent" }, "r477": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-10B" }, "r478": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-10" }, "r479": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-14" }, "r480": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-15A" }, "r481": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-15A" }, "r482": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "17", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-17" }, "r483": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-21" }, "r484": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r485": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r486": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r487": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r488": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB TOPIC 6.I.5.Q1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r489": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB TOPIC 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r490": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r491": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r492": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 11.C)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-2" }, "r493": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "270", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482526/740-270-50-1" }, "r494": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482603/740-30-50-2" }, "r495": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479907/805-20-50-5" }, "r496": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r497": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r498": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479845/805-20-65-3" }, "r499": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "805", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479581/805-30-50-1" }, "r500": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r501": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r502": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1B" }, "r503": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r504": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r505": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r506": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r507": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r508": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r509": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r510": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r511": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r512": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r513": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r514": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r515": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r516": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480237/815-40-50-5" }, "r517": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480237/815-40-50-6" }, "r518": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r519": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r520": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r521": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r522": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r523": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r524": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r525": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r526": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r527": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r528": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r529": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-2" }, "r530": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r531": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r532": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r533": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r534": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r535": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-3" }, "r536": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6A" }, "r537": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6B" }, "r538": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6B" }, "r539": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482477/820-10-65-13" }, "r540": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "13", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482477/820-10-65-13" }, "r541": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482736/825-10-45-2" }, "r542": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482736/825-10-45-5A" }, "r543": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-10" }, "r544": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r545": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r546": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r547": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r548": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482833/825-10-65-6" }, "r549": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-17" }, "r550": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r551": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r552": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r553": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r554": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481674/830-30-50-1" }, "r555": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481674/830-30-50-2" }, "r556": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "832", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483482/832-10-65-1" }, "r557": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "832", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483482/832-10-65-1" }, "r558": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483013/835-20-50-1" }, "r559": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482900/835-30-50-1" }, "r560": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r561": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r562": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r563": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479832/842-10-65-5" }, "r564": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r565": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r566": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r567": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r568": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r569": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-3" }, "r570": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481435/852-10-45-14" }, "r571": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "855", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483399/855-10-50-2" }, "r572": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r573": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r574": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r575": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r576": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r577": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r578": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r579": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r580": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r581": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r582": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r583": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r584": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r585": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481444/860-30-45-1" }, "r586": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r587": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r588": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r589": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-7" }, "r590": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r591": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r592": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r593": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(4)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r594": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r595": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r596": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r597": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r598": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r599": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r600": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r601": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r602": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r603": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r604": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r605": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "910", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482546/910-10-50-6" }, "r606": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "924", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 11.L)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479941/924-10-S99-1" }, "r607": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483154/926-20-50-5" }, "r608": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r609": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r610": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "926", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483194/926-20-65-2" }, "r611": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "928", "SubTopic": "340", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483147/928-340-50-1" }, "r612": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r613": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r614": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r615": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(26))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r616": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(27))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r617": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "230", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1" }, "r618": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-05(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479557/942-235-S99-1" }, "r619": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r620": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r621": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r622": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r623": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r624": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r625": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1A" }, "r626": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1B" }, "r627": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1D" }, "r628": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1F" }, "r629": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r630": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r631": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r632": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r633": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(21))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r634": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r635": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r636": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r637": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r638": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r639": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r640": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r641": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r642": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r643": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-7A" }, "r644": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r645": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r646": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r647": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r648": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r649": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r650": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r651": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r652": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r653": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r654": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r655": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r656": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r657": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(i)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r658": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(i)(2)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r659": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(i)(2)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r660": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(i)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r661": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-11" }, "r662": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-13" }, "r663": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4" }, "r664": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-2" }, "r665": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "27", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-27" }, "r666": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7" }, "r667": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7" }, "r668": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7" }, "r669": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7" }, "r670": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7" }, "r671": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7" }, "r672": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7" }, "r673": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480737/946-205-50-7" }, "r674": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480555/946-210-45-4" }, "r675": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r676": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r677": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r678": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r679": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r680": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r681": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r682": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r683": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r684": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(16)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r685": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r686": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r687": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r688": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r689": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r690": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r691": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r692": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(5)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r693": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r694": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r695": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r696": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r697": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r698": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r699": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r700": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r701": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r702": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2" }, "r703": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2" }, "r704": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r705": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-7" }, "r706": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483580/946-220-50-3" }, "r707": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r708": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r709": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r710": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(g)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r711": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r712": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r713": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r714": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r715": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r716": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r717": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r718": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r719": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r720": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r721": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r722": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r723": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r724": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r725": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(1)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r726": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r727": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r728": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r729": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r730": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r731": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r732": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r733": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r734": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r735": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r736": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r737": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r738": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r739": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r740": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column E)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r741": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column E)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r742": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-1" }, "r743": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2" }, "r744": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2" }, "r745": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2" }, "r746": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2" }, "r747": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-6" }, "r748": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "954", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480632/954-210-45-4" }, "r749": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "954", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480602/954-210-50-2" }, "r750": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "970", "SubTopic": "360", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-28(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479438/970-360-S99-1" }, "r751": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "976", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482856/976-310-50-1" }, "r752": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "978", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482707/978-310-50-1" }, "r753": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "38", "Subparagraph": "(b)", "SubTopic": "20", "Topic": "805", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479876/805-20-55-38" }, "r754": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483467/210-10-45-1" }, "r755": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-16" }, "r756": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-21" }, "r757": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-22" }, "r758": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "52", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-52" }, "r759": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r760": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "31", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-31" }, "r761": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481933/310-10-55-12A" }, "r762": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-10" }, "r763": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-11" }, "r764": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r765": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "79", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-79" }, "r766": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "80", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-80" }, "r767": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479081/326-30-55-8" }, "r768": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482548/350-20-55-24" }, "r769": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r770": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69B" }, "r771": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69C", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69C" }, "r772": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69E", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69E" }, "r773": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69F" }, "r774": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r775": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r776": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r777": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480482/715-20-55-17" }, "r778": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-11" }, "r779": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-6" }, "r780": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480547/715-80-55-8" }, "r781": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481372/852-10-55-10" }, "r782": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "29F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-29F" }, "r783": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r784": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r785": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480493/946-210-55-1" }, "r786": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r787": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r788": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r789": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r790": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r791": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "39", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480228/946-830-45-39" }, "r792": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-10" }, "r793": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-11" }, "r794": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-12" }, "r795": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b" }, "r796": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r797": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "d1-1" }, "r798": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 10-Q", "Number": "240", "Section": "308", "Subsection": "a" }, "r799": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "16", "Subsection": "J", "Paragraph": "a" }, "r800": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "6", "Subsection": "F", "Paragraph": "1" }, "r801": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "6", "Subsection": "F", "Paragraph": "1", "Subparagraph": "i" }, "r802": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "6", "Subsection": "F", "Paragraph": "1", "Subparagraph": "i", "Sentence": "A" }, "r803": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "6", "Subsection": "F", "Paragraph": "1", "Subparagraph": "i", "Sentence": "B" }, "r804": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "6", "Subsection": "F", "Paragraph": "1", "Subparagraph": "i", "Sentence": "C" }, "r805": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "6", "Subsection": "F", "Paragraph": "1", "Subparagraph": "i", "Sentence": "D" }, "r806": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "6", "Subsection": "F", "Paragraph": "1", "Subparagraph": "i", "Sentence": "E" }, "r807": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "6", "Subsection": "F", "Paragraph": "1", "Subparagraph": "ii" }, "r808": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "6", "Subsection": "F", "Paragraph": "1", "Subparagraph": "iii" }, "r809": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Section": "6", "Subsection": "F", "Paragraph": "2" }, "r810": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Subsection": "F", "Paragraph": "1", "Subparagraph": "ii", "Section": "6" }, "r811": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Section": "19", "Paragraph": "a" }, "r812": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Section": "19", "Paragraph": "a", "Subparagraph": "1" }, "r813": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Section": "19", "Paragraph": "a", "Subparagraph": "1", "Sentence": "i" }, "r814": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Section": "19", "Paragraph": "a", "Subparagraph": "1", "Sentence": "ii" }, "r815": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Section": "19", "Paragraph": "a", "Subparagraph": "1", "Sentence": "iii" }, "r816": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Section": "19", "Paragraph": "a", "Subparagraph": "1", "Sentence": "iv" }, "r817": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Section": "19", "Paragraph": "a", "Subparagraph": "1", "Sentence": "v" }, "r818": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Section": "19", "Paragraph": "a", "Subparagraph": "2" }, "r819": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Section": "19", "Paragraph": "a", "Subparagraph": "3" }, "r820": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Section": "19", "Paragraph": "b" }, "r821": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-CSR", "Section": "18", "Paragraph": "a" }, "r822": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-CSR", "Section": "18", "Paragraph": "a", "Subparagraph": "1" }, "r823": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-CSR", "Section": "18", "Paragraph": "a", "Subparagraph": "1", "Sentence": "i" }, "r824": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-CSR", "Section": "18", "Paragraph": "a", "Subparagraph": "1", "Sentence": "ii" }, "r825": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-CSR", "Section": "18", "Paragraph": "a", "Subparagraph": "1", "Sentence": "iii" }, "r826": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-CSR", "Section": "18", "Paragraph": "a", "Subparagraph": "1", "Sentence": "iv" }, "r827": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-CSR", "Section": "18", "Paragraph": "a", "Subparagraph": "1", "Sentence": "v" }, "r828": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-CSR", "Section": "18", "Paragraph": "a", "Subparagraph": "2" }, "r829": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-CSR", "Section": "18", "Paragraph": "a", "Subparagraph": "3" }, "r830": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form N-CSR", "Section": "18", "Paragraph": "b" }, "r831": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Section": "13", "Subsection": "a-1" }, "r832": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v" }, "r833": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "1" }, "r834": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "2", "Subparagraph": "ii" }, "r835": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "2", "Subparagraph": "iii" }, "r836": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "2", "Subparagraph": "iv" }, "r837": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "2", "Subparagraph": "vi" }, "r838": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "3" }, "r839": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "4" }, "r840": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "5", "Subparagraph": "i" }, "r841": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "5", "Subparagraph": "ii" }, "r842": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "5", "Subparagraph": "iii" }, "r843": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "5", "Subparagraph": "iv" }, "r844": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "6" }, "r845": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "v", "Paragraph": "6", "Subparagraph": "i" }, "r846": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w", "Paragraph": "1" }, "r847": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w", "Paragraph": "1", "Subparagraph": "i" }, "r848": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w", "Paragraph": "1", "Subparagraph": "i", "Sentence": "A" }, "r849": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w", "Paragraph": "1", "Subparagraph": "i", "Sentence": "B" }, "r850": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w", "Paragraph": "1", "Subparagraph": "i", "Sentence": "C" }, "r851": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w", "Paragraph": "1", "Subparagraph": "i", "Sentence": "D" }, "r852": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w", "Paragraph": "1", "Subparagraph": "i", "Sentence": "E" }, "r853": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w", "Paragraph": "1", "Subparagraph": "ii" }, "r854": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w", "Paragraph": "1", "Subparagraph": "iii" }, "r855": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w", "Paragraph": "2" }, "r856": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "x", "Paragraph": "1" }, "r857": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "x", "Paragraph": "2" }, "r858": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "x", "Paragraph": "2", "Subparagraph": "ii", "Sentence": "A" }, "r859": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "x", "Paragraph": "2", "Subparagraph": "ii", "Sentence": "C" }, "r860": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "x", "Paragraph": "2", "Subparagraph": "ii", "Sentence": "D" }, "r861": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "x", "Paragraph": "2", "Subparagraph": "ii", "Sentence": "E" }, "r862": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "x", "Paragraph": "2", "Subparagraph": "ii", "Sentence": "F" }, "r863": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a" }, "r864": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a", "Paragraph": "1" }, "r865": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a", "Paragraph": "2", "Subparagraph": "A" }, "r866": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a", "Paragraph": "2", "Subparagraph": "B" }, "r867": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a", "Paragraph": "2", "Subparagraph": "C" }, "r868": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "a", "Paragraph": "2", "Subparagraph": "D" }, "r869": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "408", "Subsection": "b", "Paragraph": "1" }, "r870": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-T", "Number": "232", "Section": "405" }, "r871": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Topic": "272", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483014/272-10-45-3" }, "r872": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Topic": "323", "SubTopic": "740", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481543/323-740-50-2" }, "r873": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Topic": "323", "SubTopic": "740", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481543/323-740-50-2" }, "r874": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Topic": "323", "SubTopic": "740", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481543/323-740-50-2" }, "r875": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r876": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-15" }, "r877": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "SubTopic": "10", "Topic": "250", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3" }, "r878": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Industry Guide", "Number": "3", "Section": "II", "Paragraph": "B", "Publisher": "SEC" }, "r879": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(a)", "Publisher": "SEC" }, "r880": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r881": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r882": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r883": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(i)", "Publisher": "SEC" }, "r884": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(ii)", "Publisher": "SEC" }, "r885": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(iii)", "Publisher": "SEC" }, "r886": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r887": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r888": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r889": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(a)", "Subparagraph": "(4)", "Publisher": "SEC" }, "r890": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(a)", "Publisher": "SEC" }, "r891": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r892": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r893": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r894": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Publisher": "SEC" }, "r895": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r896": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r897": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r898": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(4)", "Publisher": "SEC" }, "r899": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(a)", "Subparagraph": "(5)", "Publisher": "SEC" }, "r900": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(c)", "Publisher": "SEC" }, "r901": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(d)", "Publisher": "SEC" }, "r902": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(e)", "Publisher": "SEC" }, "r903": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r904": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r905": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)", "Publisher": "SEC" }, "r906": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)(ii)", "Publisher": "SEC" }, "r907": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)(iii)", "Publisher": "SEC" }, "r908": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(f)", "Subparagraph": "(2)(i)(iv)", "Publisher": "SEC" }, "r909": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r910": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r911": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r912": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(27)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r913": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(28))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r914": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14" }, "r915": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4" }, "r916": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5" }, "r917": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6" }, "r918": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(b)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r919": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r920": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r921": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r922": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r923": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-8" }, "r924": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r925": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(f))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r926": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r927": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(1)(Note 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r928": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-04(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3" }, "r929": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23" }, "r930": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24" }, "r931": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5" }, "r932": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-6" }, "r933": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r934": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "55", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-55" }, "r935": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r936": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-33" }, "r937": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "34", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-34" }, "r938": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r939": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r940": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r941": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-1" }, "r942": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11" }, "r943": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r944": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r945": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r946": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r947": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r948": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r949": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r950": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r951": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r952": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r953": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r954": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r955": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r956": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r957": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r958": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r959": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r960": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1" }, "r961": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r962": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14" }, "r963": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r964": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r965": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r966": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r967": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r968": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r969": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r970": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r971": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r972": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r973": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r974": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1" }, "r975": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-1A" }, "r976": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482573/350-20-50-2" }, "r977": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-1" }, "r978": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "350", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482665/350-30-50-2" }, "r979": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "410", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481931/410-30-50-10" }, "r980": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r981": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r982": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r983": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r984": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r985": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r986": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r987": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-2" }, "r988": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r989": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(j)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r990": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(n)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r991": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r992": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r993": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r994": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r995": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r996": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r997": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r998": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r999": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r1000": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r1001": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r1002": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2E", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2E" }, "r1003": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r1004": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r1005": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r1006": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r1007": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-3" }, "r1008": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7" }, "r1009": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7" }, "r1010": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1011": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1012": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1013": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1014": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1015": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1016": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r1017": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r1018": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-2" }, "r1019": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r1020": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1B" }, "r1021": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(16)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r1022": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r1023": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480109/944-80-50-1" }, "r1024": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4" }, "r1025": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r1026": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r1027": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r1028": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(k)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r1029": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r1030": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r1031": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r1032": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column E)(Footnote 6)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" } } } ZIP 92 0001601712-24-000172-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001601712-24-000172-xbrl.zip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�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

+ G$QUB]IQ!K%6_XDBM4HBR-3Z!,4PG(PIV!PK MRO>$D\$Q_S/2P=(,^K0T_A$']JS*/F9/1>9RF95$&3H2!KX7GF3*"U)M:=>-/Z['_32.9I_9.A@+5/ MK8XE ?+N[&\^U5/1-.X068^;@^PYU?$ EXWR&Z^72USUS78*.!#,V;J7 HF, MD=&<&86).YDY7M^SV'ERKT?>U:K]LECD;]/9;&*ESE8%P83&4CN$U>R@*.JHZ&WM,"]@6^KQN4K82:;-EBF!/''X@0Y;?SU

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

ODT/IE_LG1QZT7./T MR':L'Y@@64_0QXBYR7?++!IM$@*!3=2,7#H;'5? #-W@WCJ+>9?NL,^MTRX5 M\K&5+I]Y Y=6)AU!)&9!92O R\P!;:2?!!]2:9WXN2-IT[54;HJ!QW,>VREF M\N#Q?+4XG^5Z8-[(JH:S,KJ@"J.K(462DQ4&/(H /C+ON/>,Y9W ]6P >?OZ MO60>-E3THK'4.T3.5: R!4D2J/6L&[%HF2#8^FVM:^7,%(T[><1[8&?ZT' + MS3X#E3W$W(&]OW4K??MM.:N6PFN<([G7,_KR>JR3U%()]."#K3/,LB$?FR<0 M.0IELK$YZ\:WVS *^P+9/IA8'$U!W<+OUA_ ,732 <0V_O:M._PKKL^LD=9DIFH?,7)XO6'D7&NL MA<\8$]<>>>OWBH=43&M,-57RHJG$.\#,N_4G7%YZR6=96QMXM! *K_7(==0< M%QF*MK(4$S@3K1L+W5E^VN-F3)3L*^,N6@]8>] #RI@W)C@FOL734.@#;S+'^QY*8.5.6+/B$!EBH50YUPIP+UD#- MS(E.U*ZRK2WB;73LA"MWBK@Z6.H=7&^_DTR6LT1H_"&L/OWT[POBY;RFRYZ1 M%\AU4N3^R4V#3T4N82P,DI$R"!L)S>W;YCQ"S$X8\J>(H3;R[QE(&R_R/6EK M4[IW4Z)<.Q&O9E6%F[3LU6R3>+-:G[&2"H^U=B\5)/O06_"!CF%IF=;&JZ"P M]2-/*]JG[F#4!$J[ G1,O?;?[NVQ-_\&S=UV_N@CY2J-VKAMIYP4[GG&0E:8 M$*$>J]R!BR6 ET&+DC!$QY\1:D]Y287K$#(/M9Z)[@LE,WCCB#N>318ZN.A; MUP.=?E[2$ SLFY4F#%+U+7M(0J7>(G*ODB%*<,IYH5UAS_[1P=$5SQ*P:U@!24P#%BGB1KPRB.D9%Q,SM&V;#V[8!L= MIY&!M,]MUTSZ'2+H>H)-\%+EQ, %7><8>@Y!&PW&^NB2T,7=KW9HCJ$>&FP> MKN%G(+.'N">N";UMJ[=ZB+F,AM=0RLU@+K ME+_D6W>V;I$U>X267>/=62UUT@'$=I@7I+/ ZHK05G1DTC%;![4(12*33K D MK&M>"]#[**>F(!@^P6F(1KK(BOIMN?@ZJSV8WBPV?5XOX^$__><+SE>8S[R0 M/B45P'-)!H&I::&"&>"165>,14RM$?8T17UGXQZ"KH::Z.CTNJ+_]6*Y7/Q) M%__JC&FZZ:5#L-G7!G/$C2^BCE;6P:3L1'"M4_\?):;O)-X69]5A\N\ 2*\^ M+Y;KV?]ME/(+KC\M\G]?A//+_A^ED(JJ!/]K<;$BYF@+_2^F]1US\\P7%81D M$D(VM?;!ZMKO*T#4+&ADSGK?VML[C.*^LX01-7GRN+W[7Y\QKRVK'E?D MF7RCJ!!-Y;PSU@^SY['\)_+M,IJRF\>3R@ MGUP^06\XO9BOSSQZX8170/_4MR6R78*KHD;4G'MTDK4.$.Q#9]_IU@?A=6RM M39\86Q^;-HSGC,-Z*QRS(K M;.MWO'LD])U'?:!GE93WG] KHH_U@L\I^S\_/]4P5W M_^S&N8)[,M5HRNOU&G1;W2?DQ]DJG2]6%TN\R1Q#GU1RHH!-O@[!BIP\!W(? M$I/"^Y*5**[QUAU$X*%'U?5BOR_.S]\LEG^&93XC6S&&K.AX=9S1;6TE1%.; M3G"IC8],6FE&XOD.&=.^ (^'DOL'V*$:Z."^NV;AS,BBA*@9XMP3W3%KLO.2 M !Z*2HP+85SKS(KKM?N R]Y*? 04@R2Z-Q*^;"8GO%^'Y?I@P_EFXYQO_H[L M\<7[4$-VKZNW@*O5/^>S];_"^<6E;O+_7MQ8?I?]H*_[0I\1VT5:5L,>@5BW M9/35(DZ(1?EL- GP_N2BK<9U,X*F#1JT0MAT.NKHH'J5_GTQJST(+I;U6>5J M< AR&S-:X+PV+R$<0C/?"/=MT-D>B!U]U/\SRM!_=F1J;U4L+5%R,.6**.HJV\DWC)V9VJP=JZ@5A)\K%5>OJ83<,LA6RU-X9P) MW?K!8R")TR)R-*CL#LF#]=8!+']8?/YR01_W?E'69&SC/1ZOLM]E-,DG;4"* MDFA/BT)N%'V;79(H+1?1MSX:=R*L6P@>#HW%V'KJ 'Q7(=I[HKLJ!_1U-)NI M S^\ 24Y>>XQ"V N::F8#MC<,'R"G&E?Z(X)M%8ZZ0!>3XCM-D)L/(\\, \\ M\0)*EPQ!9P=:1^VP>&58:YSM0ET9MXA,IN+]G18=A";=-G-^[ :)WTD&*Q M28I<9U9J4"Y(B,I:2(F+$&+FMGELXVF*IHV'38F[H>IHUMGX:$&1!HWOGOW( MD8,;HS:ZV^^QV11A&!G[(%)MKH\QTX6I$\C 2P@B.E-:&\V]!C!B%,$GYB ' M)/M7Q0 AZ@R(R01EN!1BO*YY+RF ,013!P0PANBK UOOLHK[II_IV\7E*/O- MLV:PY'O)8" KX4$QY<&1*P[!RZ 4]\A3^TK51\DYF0#%( 0\*%MMHXY^D77U MA"0<*YK[#-&C(F:CJT>@@W-U+X;G/;000> VKP< M7M5S7ST8.N4,CPS!9%VSE]WF3 ^0@D#,Q7,F6[=G>$A%E]#91\7;7FKWEW<' MB!D2PT/M;9&^/F?'M!VW1"2%D8:ZUU?]BH_.#H')@='Z(WB;N]O<$:S_] M)YU?;-K47:S6=+LL?UC,-T[4=:#.Q5C[[5@PGI%<.?,04]2 II3D?(KI?N.M MK04.!Y#0+?P.A\7B^#KJX(2\+N#8I-E?3M+8[%Z?7&1:"?!.NEH52^:ODQR< M-]YSSKANWL#F$5)ZZ2 XZAW<0@V=HNFR?N-Z2]).U%B*)/73IE"H$KBB):14 M:_*#*QA;#S5\EJAI#[4FJM\!3OOK8>(;\]7Y^;>WN.G?>G7& $=36UJ MSPI$;>D01BNE44%K=<1@^-M!*3^C%5Y-[T/NIZ!N0'>^/;!_693(S[RP0H7L M06;TE2V]!F\5!X'U"A"H/!^SH^1#BDX@K><0B#541P?@VCPJ7Y-N0F3& M(?BL:X<(,BQCK9U 7R0R:;7)K0=#WUG^!+)R#H'-OH+N "/7]NKTNXO/#X5[V>;O4YC?%&ZSG*6H MS=F\X1$4J^\DF"5(2S8'*BN9;6VM'97!:+UCZ[]'V(WZI0VOOE+=? M_>2.:/;/:QORZ8U3W/9FK%&VV_7Z-\E'4J&S-DIR9,B;49%G""(A<*UT=*@3 M'<>-#YG[-+3J:/\:0VV \E"@9[Z(9%-.D&C/TC8.%CQ*VAQ:%&]T)'>N]9/: MLT1-ZW\9VTXE:%DY4IV&7UHS?WNU$UKKC=%SOU#;205=?!>MY6SRLB[ M.9XADR*%((!'Q4$Q.HM#L@JXQ.CI5$;9W/AZBIYIK?;C VP?-?0,J0]_+LZX M2SHR;P!CG=M6<]R\$0FXTX4K81+#UA&HI^B9UL:?!E)#U= UI @C9#AF%W)( M@IS:V@\Z" :1H0-,2B<4/OG<^O'J:8JFM>+"[K+M1,8R 42 M=6^0U,A;]HZ<9\>SEZBLYZU[L3Y)T+3SZ*:!U6!%3)QHN)615X4^_(8;6=WJ M'#EHX3:S2VFWY*QK%@!R4YQU+'\/JZV9A\^O-.T\N%'P,H*(3^ ")C+=-'/<1LM]V>'@>.3C.PNW#='AW=.AA?"FO$.6 MZ[,?ZOA*7)+@UM]J)=)E*K]('BTK('44=8:P A\4'9[91RR)A;);62$M< ?/ M]-TMEA];>QID-%/FHJ%D)T;&[_CE8ID^A16^^DCF=JT:O\_2=?6XX@ZU]?4- MGPSQ4O-RF+# #1/>FA2B; &7G0F:"$--=+X86P$3VZR_+157>P:*36B8&FGE9^P_0'N/9@;6V9!5]?2C8X;;9^N'3H6$D!2Y:2G-B.#P\ M=-_>I/LYJY-/9+.3>9VOVOQJ(Z ^0DHNI&?XG GZS!+3O/(VOVP:RK&O=Y+5 MJ_6[Y:NX^(IO?OSYAY_GJPO"><*WL\^S]9F/G/%,HI**&U"Q>/#6.2"/#I5F MUJ+@C0WO'4GKR8;9$P://YDTTTD'4/L1/X=YOF+L54KU<%Z=2:5+78#F*FDX?)W-/ZYN\IUB5!$] MUIGMFLP\E5D=X)M(."R1*SG20\ ]4J:)-(T+G,-EW@%TGLY.>KU<_#_Z M=3Y3QM=![@Y"<)$K%< M+OZL&^GVJ\-3QG;YU,8OOX,9:?8('-=;6L+S0N9$E9D1RX(D9?92>?IE Y5_M^C$2M]'98L6\IM:\>$_=PAGF%!+K!FF@3PX MD0CU/M*=Z*2PS!C,;*?P^7.*O[OH1 \KK12_M_PF#S7/5XOS6:Y3?JYONLW) M)W5P.F[J45VH7KP&%ZI@N%".11Z"V*G4X-EP\_;U>VF:/(XUT$3J'2+G*G)F M"S=)U'80*#4H7G=11 M!DUL>N5;2M+@X'J=@RF!S"\T^ Y4]Q-S!0]O6K?3M MM^7LXUS++,THR^OY]5J)J+DAMRQ^KR3D@='Z@>!%I-/S"ILW79A&(5] M@6P?3"R.IJ")SZKW%W$URT0[">J*>MJ%!FN7!5TD \6XJ\99VA3':X-TZZ>= MX/7,&?5PY>D,G<:P:2#8#DZE^BST\WRU7E[45)!+I\^58)%S*,+3K>YD#6#D M -HS06:ALD&V?NI_2$4O':O;&T"-)-\==NZD#A7A.#?.@0J&_DD,(1*)H#-' M3(DG:TJ5OX/\RW49+K>U5:F6-F$%R1 M="!KI&.XCGB5P5JA8O#^7@[-(P,:GEZG)V#LJ\G%2&*=&B+G"U+$_.-3[)CZ ME,"T!6:UH1O;:PC92^ I9)(3>L7,+BAY?JFIFR6U!DICX4Z-E4O+Y3_G MJ\H3YE\7ZQMSS!+JI0@)R(RSH'0T$%0NH%GQJ(LQ;L=Q+T\N,W6OI'$.DR9" M[0(?%Y%T4%ML8M[*$$\^5M+!N41'(HI< 4^H#\J+[!2&*'=&R3.+3=WL:!2L MM!1P!Y;MV\7\(WW:YRJM#_3?;"PW(MUE5)[1P=+O$$%7NTR%X+GS=%YZ+NAF+1I\,HHV@]#*IJB\;%U2 MOYV2:FSIL)IYIT,G7WC>VD+>H"OB2)4N6E9!: MC\9X0$1?4-E'L_?SE@X237/C_%"CJ!FGF7()E57L$[OCM&!=5P[ M9BR2!["#9?S<.M,Z4 T1TERH'5Q+VP-C;V]G(*"-6FA&MAYF4+[*R7'Z-AL5 M9)#.-1]#\0Q)TW8*.H:-W%(G'4"L[L /5SOP)C?9*!*!3 D<:@]D&4;PJ#A( MQKD2EA-#K:^Q;71,:_\T5?06J_D@J7> G)OGALK$62@\95T;KI4:S14V@\M8 M *4P7$KG2VQ=)_D= =/;RH?I<]%*N!T@XZXTSD+"$%T@MHVB;6*$A2"* X$F MD4R4SC*,>)9,;P$WQ<7>HNT,%ILI2;=5,;?=EUA&D6K5;PPQU^(Z!.<5 RXP MN! ++Z)UX>PN=$T+HV-=14VTT@G2KMV*>W,!KD58YP.<>6:,2C* =O7I/4L# MS@:R"#%*2:9@SK)UUX@=2>OG.FN#B2=>#5LIJ /_7];GB-URFJJN/ M>%;H@I>Y<# UT*M83,19RB!RH?]5D84\;C;74]1-_W T*L)&4M-I]@-H-TIF MR*P$YN"#IGVC)T8\L>3/FR\=@@OL9Y92#CA&?LQ0.ON9FS,M1O=1VTE";<6Y*."LZ_Y.QW <[#J3A&@EU,_BN:L>$,>(*\=F[4@LX8DC%9[ M)TNTJ?D0\[T([6>.S_3P'*RXB1.&MC#X[?O9,][(:*-@8%B)H R3X'2*-?LI M"^.48NX>"K=F##V[4#_3?9JAJ+V 3^FAI\%XGR<^;+1GG".-^-G:O2\$;LAE M39"B*;6KA@73([]M_:^]VYWZZ-0_3^])/R<%'WT)1O4R\01*C)!;I.2?>@,"&$S",( MSST33GGG6[39Z:1#X\%JV]J-<8@,>U#\=8#.S*D0?2_2@59VM6_= ME&@@/"Q-MFR@(ZW5R M;BA1.:=-%+JUY;B-CFD-AD-U^R14]A!T!V#Y';\NSNNTCN^9N:Y1]\QFEPJQ M@+45>B@0%!V[M98K2T@)/L]10G.9PO<M" MVR0G73MU%7!)U91CJ4M6$E-\^7U&6A\G!TNZ0[1<89[\MR 879WDR4E0BI. M5))@=M(^N?[/76X:4M9$Q?1-(8*X>*N@.T/-T A0LM9C2A-M8QREA, M)H^1!7$2[<8'Z7C7=N-#!-Y%_]?'6]F*K%*2P0.6@J""5."BK[VZK">Y:6'9 M*P85]#%-3?L"\;@B[!&A NT#TOC"9ST#'P1:!U*7C-=W*G7L:PKWU@ MTT"PDU]A%Q7J)+GUMVH"7K;<9LRC8!IL4K6QC:Z-2(4!YHO5K#8X;63D/%Q[ M)VC8TS!P#I3LU(FU^.5BF3Z%%;[ZN$2L KG/TM7.B5[;2)X!<*8W$YT+1*TU M2)Y-2]4>R^E=[OO_>Q*$^;QCJ/:Q6AR[L!V M_OYL?GO37E DS*7F03N7ZPR9H, G$2%(7IQ5-K X[C/?VT'MI5WO=U=+>7< MFTKXNW(ON? R!?ZF6.^'\(5^L_YV%DDN*MH((L18)YPA!!XY%!;11\>B#ZVQ M-(2^GMX+]P3$_62*L;33*?(N&P\14P^Y*SPD+[@'PR1Q)Q-)L%9V!&651BV" M;IX&.(S"GFH&T_5E3BF6Q@VL M]MO+<0SQT XU$QY;5I[-<\2-7$%95L0 M[ :Q/372 <3>7!M4]S+8D(=0TX: 2U>'C;-"-K&7X*1UV6CNC6A=6?D(*=/Z MQ7V<;"VTU '8/BS#?$4K5S&^Q^7762(1U1[1#[A;U1VUVOZKJXVFLQ0\Q5H& M7;N?%N/!%6;K3,=BT.@01>N^H"WIG_C";@&H12?:[0#9_WS_C\577,XO0TW+ M+XO+>Z&*XA7=%HD.B\W8DJMC8Q,@DKH8Y[4BGEPAZSP[NBF(3U$XR3I+;V+K M]*,]R)P6I]-AZG[UT,@*[@+#F^>QRM)OBWK!I7#^_B+FV=?9JK)ZG92EM.+) M9>#,&9)BE!"X]% L4S+0799]:\M@-\JF-10Z0FIS-78 SM^Q6MMD?(?S7Q;+ M]-'ZU>@)D;9.$: \_L M!G=ME-4!ZF[>1UY_NQ-B>[/$?U^057S5 ,_4B221 6:/]2&LD*DA'# 7BV(I M>!%&B^X\3M:T=W$G[TJ-M=<3(+I'!)TF.F94(9$Y(T#Z[Y'76 M&D<#Y.-D=1+":06%QZ#62"^=0FUULV-O:IB4M$B;TL8Z^LX)"UZ2+1N%#88E MAZ7Y8,==Z.H$;*W L /8#M),3VA[_>WFR_^:X9*(^O3M+7[%\\T>+5A\TJ8. MI$V\C?U;ZV.25T MY%$1CH@Y$SQX5!Q*,0Q1)*YU:V]D$(&=G(P-$;++X=A$73UA\>?YEXOU:B,Q M?G7@>Q\D_1>,]FNL#IOD=.!S SYR36:,31A:1PR?(*<3G+4'P6-P.U CG8)+ M7)=[229L*0%RKJVT38[@@X_@=,Q"HTN6M7[>>X*<3I(F)@'7/AKI%%SRNN*] M.*;)7@4AC293U0H(M#5 ZJ "]RQI/IK#^I"<3EY.)@'7/AKI"5P'F+]O;XHS MR/+U61I).RO)^D9))K 4##S/CBP0%K%Y'5]3!J9]A.[,%3DZ(CK8#J^^AMEY M%>&;Q?)].,?;5_COW^3/#'.L\)A!8\XDX=HR/T4+#G,PQF4M4^MDAUUIZ\1^ M/#Y\[H?PQM!E#QC="'9+?<<9,LQ6Y3I[MB8P!TT\A"Q!*S*;71$>96MKX%%B M.C$TIT=A$VUU +O7%RL2R&KUP^)SK$V.29./)+U?B_K;F7(&,6 FQNIK1$%B MT1D'P4HL4MN8$F\,R#W([,1LG1RJ8VNX Q#?$>VV+2F1R#,9F&A>.:"M4$3\L9Z M*^FZYC^19%+9M &M[8:B5N ,X^!8(F_,%JYD\PK#OT#-_Q"\C5?S/T2Y'=B+ M.T9=G1%*D R!"VY R1C );J)DF"%!Q/0YM%R>0[/K>CZ+6@/V.R76S%$ASTA M^T^,/@>2'.:PW ;KUIS"_ M?>YN&K ZD(@C1+-:BND8H2XNB@YTS=2Y;+P.TR'@6H,@HV>>A<)()Z<8ZGK] M[74X)X7A^T^(ZW\L%Q=?:(=?7KO9>.U5%J!U2J ,\Q 81BC>6*X52SA>9OX3 M='5R4!^*DB>>&=JH9/+Q@(_,DML")Q\ RB1%;/VN^@,'( M@S!QV&#D(0KJ 'YO%_./]&F?:T'&31MVYDTI:#W$:.O&,Q. MMTZFV$9')]&;UE==,]%W")_K!C')QKJG0!"]5PUB%$^ 7!;C8M+)M^YTLIV2 M::VEPS7\#&3V$'<'H'F/\]EB^>MB?=-9SQ?+@V,"C+8"% H)WF0-0C++HTW! MV=;1XP=$] 65?32[:"GF#G"R8U*0%DPIER-$IQ"4"Q:BI:WEG8JHDBFLM.XJ MW##U;_SXQ5CWUPCJZ0ET.V4(<6E]S)O&\8'DYXP$QVRF39J%<:P([X\2^3WI MK+Y!"#DHJV^(NGK"XK;^/-((%[('ZT4=<,T+^)I29BPY-4IFXFBT%]W3[I@T M" 1#.B8-T$BGX+KNSQ.5*RP:,A1,,G0MH()8/>=DN%3&!"?T:,E3I]TQJ36X M]M%(I^"ZSGX5$9T(+@*S09&(9 &G9()<4G1)%<'&RY8Z[8Y)K<&UCT9Z M=W M:8R;L/[&GC!*&YF= 5^2!15# *^#!.MX"!ZCB3A:WM-VDCHI(C^")W"P0GK" MUVV,M.:EO/J\N+@=,9!T8?^_O2MKCN-&TN_[7["+^WC9".KPC")DB2'1=LP3 M R=5XV87W8=L[J]?H-F\^JRN0A&@1WZ0+5%&9>;W(9%()!(H4!N5X#%H#1#& M.6,U@-(1P:""'H_6S/> 7)4$8CF(L(]DN5"I@&GG[6P%S6,]R0XM[\-+:*$. MV@.-99R@5'F@+/( $V$H,\Q#FOM2[@GB5<*[;-QH7P:H"CB8RI5NXS+PQ=]$ M);V[,]H!]2A'*%@%K"/!HEJ][KAJ=J)O5D^0?GPH:68LI%5&QGB:.4 M%D"S M^%L-H8.8QW_(>(<4_62NI$?1^)N6%X"T @J_U?-O9U.7_O7^CV7S74^>Y1J> MMD7DGD(6 C J1,5T7"D4U1@8*W20FDJ=O0=;9^$JB3-?A#-;"_X8 %; S%6= M_/XNG5Q(34R@0'K$ /4( B/C3.DJB1G78* MF2&K@(3OXOYMWNR>3U) [%*V(FA&HRH0@1B#*X"((CVIP$ZSDA $6:(H,TMO)05G@,(*.<449R7TFMT>4 M3@SC?TN&Y0"GBN;-__03MWY38I='5HP1QAD#4BF1(@ &#-4&!!)C )9J9^E& MA<&!%LZ'O]6)3>)OQ:918"A,JRAU7.#U9&6[#U,[6;IHP:3+JOW^TKO/-^O. M^S'ZC#.HL0N_VHI?8LLQ- 2FUV\-H(@%H .DP$L?A"008WWL#OPP"3I14/[M M*/A"D-6PIG;7=*6>5%0XXR! 7G! ,3- (>P!YUAC3;R4V?-W)XK8B;+J;T79 MEP"S_I8C*7&YN'U\^>G/9O&M3K44&?"QS"Y%< M:K]$JQ!/N1%6>$"LU(!"*8"!A@+)F(\LQX:.USAQA%8AFZ;_[;CI[T[2+Z4. MP6E% 5'I70L<(Q=#@P-QQR6\QE1;G'M+W%O82HY%AO)IZTCY1<"K8(GOH>@O M-ZDEU7D,:_R9^_=RODAKU=ETNM23M0T0]5 3[8&1*1%*4W=%)PQ J=S.<(V- MS=WX>0P]*CENJ8#;>2%_G;1_U_XY/68%K"A6',DXVZ%/;=HD4(%X$#"C4B'H M",L= (^C224'/150/S?LIY-?W9%_ZJ]2@Y&+ZES_V^7UJF/A]_LET'(( ]3I MMHA/#P,:"$R $E@A,<7>:X5R'QZ-I4LE)T\5S(/\T/^MEH$M2P1HD% F[@Q9 M0.E2I@/2N=3 $]' &31&YSYW&$^;2@['*I@&8\"?>TD8+8GRQ5\E+=O9K4[E M8#?-(BZ!SO^QU/;V_K=W-Q_BS[^D#P]X4'# QS(G47*IG2F)\J69__Y&S_WZ M4P\SP6AK>8RW@5<0QQ#<>J!U9*"SD.I(OB!Y[N99>T09W*?'?O-N.?&?P]LV M,J5)N=(T-Q^!6)O]2P2A65]>_26:=O9&3W]?74VX6C=17G="Q\YSR @',+H$ M0(F20!)B0-RTH+AC]PK+W#O2[$J43;7D8-U6HZ"B.%?8L'-U5Q'[@+7 !&AD MTXO&RL2M=! >>*L#0AQURER>)5]7@M3HDM3V%/PZI+ MN'00.!.M0@G3P$@5)Q/T5*4^N=QVNCYTA"3;7ZZ+''VP;+,9MJP7N0V7?;SO MLYOXJ\FEG#+4*I2>,71Q:!8F M<-J$33Y\^'!_GYE@B2R--&%:96 M)R;$H$I3!:1#QEF-H^UR7R'>$*'L+JL6(@[!I1Y:76K*L5F=KSJ<9@,+0&E. M@58R>,LD)SRW)UQ_NK _&P+?;BJ<9,MZ*'#1IE.@WWQS]2WU_5I=Q;I,'9JX MB_,!.P$!==H ;9Q.G1@TCXHHXW-7^QP0I[#'R4^5P3:OASYKAYMN[FV()B[-W@_260@\D]130(*/QO+" 4.@X-5QPG+LW\Q&1"D=OE:0>6@0(Q-%)&V* M)3'9<*9:"TDN&53'06H-ABC>NEW8&M./ XT M[H32^_31D$AC(*5Q@*Z.!(632.0NZS]9R+*+;0$J9L+K-1)R=S@K,/4&"4"L M2R:V+FZOO !&(JL4Y(' W,4"600OFVJIBKB#<:V?S+L2 S&PY@I!"3AU*3'@ M,5"IS(<$'*VO& _9>U6<+F795$U!F@Y%[%5RRNKB[F!DZ^%S>L=SIJ_\ID&E$,0J%K>#4IG4E%H! M114'1!D=J(P!>1B)IWLD*GR:4E#_26KXA2159H"Q8=Z+128:OECX7[=G=[]=^65$3*'<,")&>;4310TN< MSB(%4=A@Z'#V-Q Z"59%WN?ER#4$EFJY=B!_@+31%#L(M+?1RUL7O;S0&" A MD#%<42]'VDIWEK&*=,_+,3 36*^0C)MSCSADO),2&$]M>A-" J4%!3#..16, M),;DKB@>*'(5"9X:J#H$RNJ9NRM-@!%25&B>GIV->RLC9(I.!(#,:R65@DR\ M3#!8>U[GY=DY%*[7R,?-^<==W.@'% !;A3'4$: 4(2 0HU,QDM4\][NL0V6N M(I-3!5N'@%D!>=^VU]?M]*[[W5KW37-21 WQ3@.%14CU2?&_A*0 !VBT#Q(I MD[U6]JA4A2L6*TGE9$:O:CY>&J^XX@0"93A,K74IB!HXP+6Q3BL#4;95;<.]/J)!"JIM.J=]VE<=(3!#7PJ34M55X! X,%%GNA'<,2*_9BG%J) M5/R>9!EBG0Y'W>S:GR>PP0E&(0)(H/28CE) "TNBTT<:26Y=R'XJTD?.XD6S MA7B8![@*R+E]YWU;Z:WSRO07-_2^OP%/,;14GU$,E&40".8I,9)B MKW-?*,BL0O'COS$I71+N"MA^?$;ORC1 BP@FD@ !$064I*=*)&8@*N@$I\'* M,$)CF],%+;[;*>N,AT)7 3][3\\-O>^GI];2^+A/! RGYW*5]$ K3X#C1G)$ M!:(H=REP9A4*W_NJU!MG@+O^%Q@/=='__/;MT_3).(\&[/G("SX6T$7-D1\) MH(K9$)0 (0:V@#K)@.8VN5'A+,+6:Y7[5.35/!*@K+10& P\]C+=$8X;4:\) MH%:)&/I8@F3NO,!_R",!I[!N_$<"3L'YM7>K7757Y9):RS@"!H>XJ&%C4I&K M A;3^,?<:$&Z] A]N<;+K^AY@9/(E+WQ\BG(OG8JKSN[&B=1D#@ 0=,UO[@K M!=(B"0RABA!K@]]\'N-'X^5,!!JA\?(I:%:PHWM4^^S*3^WMRH8!*Q;EC($Y M):EY$HW6]$8#)E@@"*O 9>ZSTEUR_-U:VO?QK-EPJI!KZQD# Q?2. ZX3 \N M!6F!U)8!1K!WWBJ,8/8(?JUL7%021OC?&BC'R&I M"3$A!&B&K4 (8TAY9FJ_7*N&5]%+? C57YX#-5&_]VT'9ARBPJ?GF)4 5%$! MM/<8.,)-Q"+J[4?J3S?JQ957T;\N ]U?!/>,1!_M$.V]GDVCG>?G?O;U6T0R M^H#&ZJE[UTR6Z;G"C1_W/TCK^:',AVDYU,UTH+;YK<>+!S'PMNE1'HV)31DT M&P,*%#>(5@0*#5(\F,RN99\L0[WL)[_X,(W&]Q_;^?Q2\;@F,$F!2$L#)2[$ MG2^A@$CF-8*$4Y2[]NN9 &5CVRQX;[JS_@:N8"=U?O_=KXO6_OZN^=ZX.+'F M=PI]C0H MW!H-GM.II^ZH-_57Z0W=BVP,?#9]SKY'7Y\R(Q?M79W-2N]O[21B-U\M%)?4 M6*73)3!JK0.4D@#2H9>N>7XZ3F4&K($+<,_7V*7IIO,6*60^43 &P M#@9(Q&-08ADV6#*":>X=QHDBEJU7?DG_F 6D"M;GG2F#2TD5A%QPL'HUC2*E MHSH^[K><%,88ZIW,??]NIR"=^"1>%9^&&[R*=74KEW0W'RZ)0 [I=#84=(Q1 MG:) !:8!CJX7.6NY\+E/ O>(THD[\E5SIX_17V/:]I.>S>+PWS,F:+>&'#D5 M>UB%L9.N,&BG-4: :W12YG.U*L,]IZ(44,KB MNIZVHL%A1Y21-(C<;U8^ER#?!;&5Z=[06YC(<3DY4*:X561<9*6RP,UH R MJ$#V M47H9BFH2[>*9 9PAA9$BCM'$Z*!D[C3$ 7$*EQT/1'K3VV0R>S4, M>K-3%2YP,-Y#P"4*ZVX22/BXH2 .2HB\Y;F/(@^(4[B:=PP=[!0SZ5<^: MM'Y_B2YZY9()51X'H8#P% (:J ,ZO5.DHE:0!,:HSEU#L2E#+1<;\P8Y@RQ= M&5/6@W&>8,#,-S$^<2AQ&@C6[GS M#O_^+]1#@CZXM=F-6(&_>+KF?GRX'*"80%XI"@*6T3C04J!M4 *)861@L0% M<\3MT,?:;HOF76.&V[P"XNPN;$T3X=S/;(+IRL?PC4;&ISHND5Y2Y @#90@" MQ% HC1&$")R91UWDJF>CU!/^3D7& ["HCE\?FS^6C5M!=/<#/[7^4DM'D!$! M:,-5NGQ-@4HWBB0BB@OK'?6Y6X-U$*N>3=08[!J.1'7DVJZN(M*; #T&07J7 M+L>EQU\M!M @S>+,L=3G/L@^(E+ABXJ57FD%*/)(,@\U][E3/9V%*]P,^X4"J:&HU%\(>_3&?>ME?3U8-:^J\W?NI#,Z3Y;_>Q,Y=T]%0J4]W&P]??-7,[:5.#OY M\7T(WJ;BJ_A7TDRZ9"A &Y %+MCTAH>%<9Y"![C!4$*F+>.YK[[TD[3L;C$7 MCS9=W0N@5D&@OT?+RR@EP6:?@L=\.+=6.I+>T, ! M 6JH!4JF>QS.(*@$)%1U:3P^5(ZR^]+<]'MQ9.K?57Q=FKG_8QD'??]]V ,B M^T;*O&/H)'"F_<'FMQYO;CELI'88<,Y$Y("*Y*-^]1A\@"P@KU7N,Y-]L@PN M?'H^[MW)&1,&>D(8@%*B5-*C@(Q3"C@GG(M1)48H^WL>.^0H7&R9 _VM@J>A MYBZYL,T6EV_3%1L_BQ95&AQ!R!EGP!H6Y2ATY>X(7SH+5.@IBBR8MV,#4,$6;W.: MQ?]M92BF-!)&.< ;.> M (XH@2RR0#(5)X"F!)B *;!,>:$(5)R,', ]"E/7$M8+ZN/TZ6'W^@CT>(#% MF=,8<@64-C(&?H0#[:.Q!.,DO0 ,Q=C\^5A)_=W(KJ>?RS=(/],9UQ?)_]C#=/![RCC'6/3-D>_<2]=R^A!^ZUXV=BX&+; M[WYV^SEL?>N1YGVMTOD#/7U%&G\]ZOUG[C:O0P3>.6"1=>)4?.[G\S&S%/3N M=RK-[^]2OKN_+#.,8=OC%F$\SB:31[GFZYLB0U#9.6"Q";/'YFTW Q3&YE,[_>3;'* \'ZD8&@=MW1Y1 MO*)UQ<(^[>'K3(.7B&V'NO>0JC]W7Q^_G, M?IY=S&?OYXOFKG?7SW[QK75YD.ST@2*ET4-0/<5LA1%^VI<[GRO=/VJ1?M-# ML#QJH'H6P$_MXE_^8:7VF:9HIP\4:?N<:;$\:K;""/\4!VVG_E[3&'2G,\)! MF.X9LD@#YB$H'C9-7;B]6_J+]OU?-WXZ]U'/U O3KD+KH<[VE.]T05A5C' 7 M(U8(^Z]-.UFWP_UG>^U7Y_VSVX_ZSS&P/_BQ3ND"6#L#NMBS0AI$C?]8ZDD3 M&KN6_DE%ZQA4./K!3G2HZK1BB%WKHD1T8Q,]70O\X?HF52U&!4PS:1:W>6*W M?E_L1(JJ$E6#+%O/#BQGB'=@V$[X5I7:.FZC^D#,O(_>'+83B%7ENH[;J*)3 M@=;/X[YP_1#WPVE@%J=\PFU+'PC]Y>WJ MZ9BWT4URI0&83![$RC,U-H0],/KH%U*[U.B*.XAJ/\<0F/CN#]-\\RUXZ.7!,V%XJ%Q MB]7E]O6NQVU4?"ZV%^U"3W*< V^.5:ST;91XQ3T7HK21[XB%R@KAK[')UJAFP/&"L&ESI@ZC9'>K>DUF[!^72P7NB=^JES!:4^X^YFR]+9Q MP\W\.E\M(JL7P;ZUDVCE+XM<.\G3/E6N5K5W[JZ/*:O#_Y-?K)NSCX3ZC@^4 M*UG-AO5^LU6'\%:2>2RD#WRH$^)5Y8YZF+$P\CO<3])\G?S* WK7;W3"NZ;L MTXG&JVZ2?UY\\[.1Y_?N;W2"NJ;$U8G&*SVKM5E.].QC,U]D/.K>/VHG.&M* M9QTU4&D MSW+T$S(GB$[52O4E,PZ;)KBF?][YY\?P&-C=T*RIE161V-5T C\ M(7#_V,X/U6OU:>S]?.Q.(-:2P#IHGN+1SD;D/73Z[1RP$UPU): .F:7T5><4 M4"6-,@&V:[Q.>-64,#I@E!I2_%G:8SX=J!- -65Y=IFA>!#2#BZ5O!^C$QXU MY6 VE*^CS'LP'*?6J^*:TB05EJFVTW_$P&4MV#L_M[-F=0R3J4[U^/"=0*PI M =+=9,77)=N8NFNMF>C52 M8XW=7\C28*.#\!D:;=Q]Y7KUB2TR])L(.T<<,F_7 _X\O6G2H)GFZ]Y1RUU: M.X3%LXEYS"*E/>V]?!G[=N\;L]PE]9/1JK(=][UTY_&SB]GUU/TTT5=9D'H^ M8K'+5"?CM-,2E:"49OS;Z=S-\L&T,62QBU*]O-^V+2H!ZI_MGX_RY?6 >X8N M=BOJ9. .VZ;TQOQ^36VNO?NI776B^U5/!D^W0^,6NPK5&;H.5JEAXLW?QC#9 M7[0/XN8[X^XR?K%+4J=-P6Y6JA;/D6 L=V4J WJ5@%:VY=%XF[+#-O_1!.E' M$Z0A101W\__VYEC3ESY%!,_'+KM9[C2+#AJE K!6U2AO]-RO[JCZZ7QMOUFZ M'9Z:$,_?W#[^G7-]NWHK)"GSJ-'4G4_T-!U[O&NO=3/-C/DH(A:9WH?)L/E" M_(C(5$"\]](]7@3=]D135T"'E6QG M-_'SMEF9XDMS]6TQ_WKVY>LHM#C^O2(9OA+TZ&SZTG'?KD4WQTL?!PW55V^7LV;1^,$/-NT?M5SG@M-0.V22&B![_]?,GL\: MFV%^/0Y5KA7!:>!L*5\#(O^(*\ B/1_^DVYFZ7YU!FAVC%FNO\!I&.TW1V&P MGL_LVY]_7ZRH]/;;].K<#G-[1X8NURN@,W3=C%-K&.=6]PPZYDO8PW)OT1MKP'/W. 0NF%X]A M\>P2V@%CE+XZ^"#:X.3\QE#%L#EH[9VH5))-7&>E=_B2/.GY_0-7@-6!-/U1 M@_Q''W"-$C]VG4,_CK9^'&V=5DFSF$TN_.QZ_CES*ZGB[R^\,F0Q2HU^[O";8/4Y0DS ;9_ MU&+'PH/\8'6PW6\89M?-5&?TA)LCECL0[N,-]]BC"JS>+6 M,C[[S BGC/O5R'[*^/136QS)<-RX>_Q!N?CU\.[IT+FV=,='K^1$\B!NSQ/X M'>U5_(QEEYR?VL5:U#QIY.Y?J22K/!#G _8;WZ.O?Y!^,7KN__>__A]02P$" M% ,4 " #&AIE8*OGQG8(' "O) $0 @ $ 97@M M,S%A,S,Q,C R-"YH=&U02P$"% ,4 " #&AIE8<\^%](,' "X) $0 M @ &Q!P 97@M,S%B,S,Q,C R-"YH=&U02P$"% ,4 " #& MAIE8LFZ0DRP$ ")$0 $ @ %C#P 97@M,S(S,S$R,#(T M+FAT;5!+ 0(4 Q0 ( ,:&F5C-]O&"1L8! ,%+'0 0 " M ;T3 !S>68M,C R-# S,S$N:'1M4$L! A0#% @ QH:96*ZSZMC"$P M)=@ ! ( !,=H! '-Y9BTR,#(T,#,S,2YX68M,C R-# S,S%?9S(N:G!G4$L! A0#% @ QH:9 M6"*:#"$')0$ 1H + !0 ( !IML% '-Y9BTR,#(T,#,S,5]L M86(N>&UL4$L! A0#% @ QH:96! HFO L00) !0 M ( !WP ' '-Y9BTR,#(T,#,S,5]P&UL4$L%!@ + L P@( #>] $!P $! end XML 94 syf-20240331_htm.xml IDEA: XBRL DOCUMENT 0001601712 2024-01-01 2024-03-31 0001601712 us-gaap:CommonStockMember 2024-01-01 2024-03-31 0001601712 us-gaap:SeriesAPreferredStockMember 2024-01-01 2024-03-31 0001601712 us-gaap:SeriesBPreferredStockMember 2024-01-01 2024-03-31 0001601712 2024-04-19 0001601712 2023-01-01 2023-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember 2024-01-01 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember 2023-01-01 2023-03-31 0001601712 2024-03-31 0001601712 2023-12-31 0001601712 srt:ConsolidatedEntityExcludingVariableInterestEntitiesVIEMember 2024-03-31 0001601712 srt:ConsolidatedEntityExcludingVariableInterestEntitiesVIEMember 2023-12-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember 2023-12-31 0001601712 us-gaap:PreferredStockMember 2022-12-31 0001601712 us-gaap:CommonStockMember 2022-12-31 0001601712 us-gaap:AdditionalPaidInCapitalMember 2022-12-31 0001601712 us-gaap:RetainedEarningsMember 2022-12-31 0001601712 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-12-31 0001601712 us-gaap:TreasuryStockCommonMember 2022-12-31 0001601712 2022-12-31 0001601712 2022-01-01 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member us-gaap:RetainedEarningsMember 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:AccountingStandardsUpdate201613Member 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:RetainedEarningsMember 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember 2022-12-31 0001601712 us-gaap:RetainedEarningsMember 2023-01-01 2023-03-31 0001601712 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-01-01 2023-03-31 0001601712 us-gaap:TreasuryStockCommonMember 2023-01-01 2023-03-31 0001601712 2022-07-01 2022-09-30 0001601712 us-gaap:CommonStockMember 2023-01-01 2023-03-31 0001601712 us-gaap:AdditionalPaidInCapitalMember 2023-01-01 2023-03-31 0001601712 us-gaap:PreferredStockMember 2023-03-31 0001601712 us-gaap:CommonStockMember 2023-03-31 0001601712 us-gaap:AdditionalPaidInCapitalMember 2023-03-31 0001601712 us-gaap:RetainedEarningsMember 2023-03-31 0001601712 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-03-31 0001601712 us-gaap:TreasuryStockCommonMember 2023-03-31 0001601712 2023-03-31 0001601712 us-gaap:PreferredStockMember 2023-12-31 0001601712 us-gaap:CommonStockMember 2023-12-31 0001601712 us-gaap:AdditionalPaidInCapitalMember 2023-12-31 0001601712 us-gaap:RetainedEarningsMember 2023-12-31 0001601712 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-12-31 0001601712 us-gaap:TreasuryStockCommonMember 2023-12-31 0001601712 us-gaap:RetainedEarningsMember 2024-01-01 2024-03-31 0001601712 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-01-01 2024-03-31 0001601712 us-gaap:PreferredStockMember 2024-01-01 2024-03-31 0001601712 us-gaap:TreasuryStockCommonMember 2024-01-01 2024-03-31 0001601712 us-gaap:CommonStockMember 2024-01-01 2024-03-31 0001601712 us-gaap:AdditionalPaidInCapitalMember 2024-01-01 2024-03-31 0001601712 us-gaap:PreferredStockMember 2024-03-31 0001601712 us-gaap:CommonStockMember 2024-03-31 0001601712 us-gaap:AdditionalPaidInCapitalMember 2024-03-31 0001601712 us-gaap:RetainedEarningsMember 2024-03-31 0001601712 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-03-31 0001601712 us-gaap:TreasuryStockCommonMember 2024-03-31 0001601712 syf:AllyLendingMember 2024-03-01 2024-03-01 0001601712 syf:AllyLendingMember 2024-03-05 0001601712 syf:IndependencePetHoldingsInc.Member syf:PetsBestMember 2024-03-05 2024-03-31 0001601712 syf:SynchronyFinancialMember syf:PetsBestMember syf:IndependencePetHoldingsInc.Member 2024-03-05 2024-03-31 0001601712 syf:PetsBestMember 2024-03-05 2024-03-31 0001601712 syf:IndependencePetHoldingsInc.Member 2024-03-05 0001601712 syf:IndependencePetHoldingsInc.Member 2024-03-31 0001601712 us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2024-03-31 0001601712 us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2023-12-31 0001601712 us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0001601712 us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0001601712 us-gaap:ResidentialMortgageBackedSecuritiesMember 2024-03-31 0001601712 us-gaap:ResidentialMortgageBackedSecuritiesMember 2023-12-31 0001601712 us-gaap:AssetBackedSecuritiesMember 2024-03-31 0001601712 us-gaap:AssetBackedSecuritiesMember 2023-12-31 0001601712 us-gaap:OtherDebtSecuritiesMember 2024-03-31 0001601712 us-gaap:OtherDebtSecuritiesMember 2023-12-31 0001601712 us-gaap:CreditCardReceivablesMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember 2023-12-31 0001601712 us-gaap:ConsumerLoanMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember 2023-12-31 0001601712 us-gaap:CommercialPortfolioSegmentMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember 2023-12-31 0001601712 us-gaap:UnallocatedFinancingReceivablesMember 2024-03-31 0001601712 us-gaap:UnallocatedFinancingReceivablesMember 2023-12-31 0001601712 syf:FederalReserveDiscountWindowMember 2024-03-31 0001601712 syf:FederalReserveDiscountWindowMember 2023-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:CreditCardReceivablesMember 2023-12-31 0001601712 us-gaap:CreditCardReceivablesMember 2024-01-01 2024-03-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:ConsumerLoanMember 2023-12-31 0001601712 us-gaap:ConsumerLoanMember 2024-01-01 2024-03-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:CommercialPortfolioSegmentMember 2023-12-31 0001601712 us-gaap:CommercialPortfolioSegmentMember 2024-01-01 2024-03-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:UnallocatedFinancingReceivablesMember 2023-12-31 0001601712 us-gaap:UnallocatedFinancingReceivablesMember 2024-01-01 2024-03-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember 2023-12-31 0001601712 us-gaap:CreditCardReceivablesMember 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:CreditCardReceivablesMember 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:CreditCardReceivablesMember 2022-12-31 0001601712 us-gaap:CreditCardReceivablesMember 2023-01-01 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember 2023-03-31 0001601712 us-gaap:ConsumerLoanMember 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:ConsumerLoanMember 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:ConsumerLoanMember 2022-12-31 0001601712 us-gaap:ConsumerLoanMember 2023-01-01 2023-03-31 0001601712 us-gaap:ConsumerLoanMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:CommercialPortfolioSegmentMember 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:CommercialPortfolioSegmentMember 2022-12-31 0001601712 us-gaap:CommercialPortfolioSegmentMember 2023-01-01 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember 2023-03-31 0001601712 us-gaap:UnallocatedFinancingReceivablesMember 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember us-gaap:UnallocatedFinancingReceivablesMember 2022-12-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustedBalanceMember us-gaap:UnallocatedFinancingReceivablesMember 2022-12-31 0001601712 us-gaap:UnallocatedFinancingReceivablesMember 2023-01-01 2023-03-31 0001601712 us-gaap:UnallocatedFinancingReceivablesMember 2023-03-31 0001601712 srt:CumulativeEffectPeriodOfAdoptionAdjustmentMember 2022-12-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FinancingReceivables30to89DaysPastDueMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember syf:FinancingReceivables30to89DaysPastDueMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FinancingReceivables30to89DaysPastDueMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2024-03-31 0001601712 syf:FinancingReceivables30to89DaysPastDueMember 2024-03-31 0001601712 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-03-31 0001601712 us-gaap:FinancialAssetPastDueMember 2024-03-31 0001601712 syf:FinancialAssetEqualToOrGreaterThan90DaysPastDueAndAccruingMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FinancingReceivables30to89DaysPastDueMember 2023-12-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0001601712 us-gaap:ConsumerLoanMember syf:FinancingReceivables30to89DaysPastDueMember 2023-12-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FinancingReceivables30to89DaysPastDueMember 2023-12-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember 2023-12-31 0001601712 syf:FinancingReceivables30to89DaysPastDueMember 2023-12-31 0001601712 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-12-31 0001601712 us-gaap:FinancialAssetPastDueMember 2023-12-31 0001601712 syf:FinancialAssetEqualToOrGreaterThan90DaysPastDueAndAccruingMember 2023-12-31 0001601712 us-gaap:CreditCardReceivablesMember syf:SixHundredAndFiftyOneOrHigherMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FiveHundredAndNinetyOrLessMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:SixHundredAndFiftyOneOrHigherMember 2023-12-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember 2023-12-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FiveHundredAndNinetyOrLessMember 2023-12-31 0001601712 us-gaap:CreditCardReceivablesMember syf:SixHundredAndFiftyOneOrHigherMember 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FiveHundredAndNinetyOrLessMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:SixHundredAndFiftyOneOrHigherMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FiveHundredAndNinetyOrLessMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:SixHundredAndFiftyOneOrHigherMember 2023-12-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember 2023-12-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FiveHundredAndNinetyOrLessMember 2023-12-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:SixHundredAndFiftyOneOrHigherMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FiveHundredAndNinetyOneToSixHundredAndFiftyMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FiveHundredAndNinetyOrLessMember 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:LongTermModificationMember 2024-01-01 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:LongTermModificationMember 2023-01-01 2023-03-31 0001601712 us-gaap:ConsumerLoanMember syf:LongTermModificationMember 2024-01-01 2024-03-31 0001601712 us-gaap:ConsumerLoanMember syf:LongTermModificationMember 2023-01-01 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:LongTermModificationMember 2024-01-01 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:LongTermModificationMember 2023-01-01 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:ShortTermModificationMember 2024-01-01 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:ShortTermModificationMember 2023-01-01 2023-03-31 0001601712 us-gaap:ConsumerLoanMember syf:ShortTermModificationMember 2024-01-01 2024-03-31 0001601712 us-gaap:ConsumerLoanMember syf:ShortTermModificationMember 2023-01-01 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:ShortTermModificationMember 2024-01-01 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:ShortTermModificationMember 2023-01-01 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancialAssetNotPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FinancingReceivables30to89DaysPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancialAssetPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancialAssetNotPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember syf:FinancingReceivables30to89DaysPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancialAssetPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FinancingReceivables30to89DaysPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember syf:LongTermModificationMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancialAssetNotPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FinancingReceivables30to89DaysPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancialAssetPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancialAssetNotPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember syf:FinancingReceivables30to89DaysPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancialAssetPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FinancingReceivables30to89DaysPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember syf:ShortTermModificationMember 2024-03-31 0001601712 us-gaap:FinancialAssetNotPastDueMember 2024-03-31 0001601712 us-gaap:FinancialAssetNotPastDueMember 2024-01-01 2024-03-31 0001601712 syf:FinancingReceivables30to89DaysPastDueMember 2024-01-01 2024-03-31 0001601712 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2024-01-01 2024-03-31 0001601712 us-gaap:FinancialAssetPastDueMember 2024-01-01 2024-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancialAssetNotPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FinancingReceivables30to89DaysPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancialAssetPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancialAssetNotPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:ConsumerLoanMember syf:FinancingReceivables30to89DaysPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancialAssetPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FinancingReceivables30to89DaysPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember syf:LongTermModificationMember 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancialAssetNotPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember syf:FinancingReceivables30to89DaysPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:CreditCardReceivablesMember us-gaap:FinancialAssetPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancialAssetNotPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:ConsumerLoanMember syf:FinancingReceivables30to89DaysPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:ConsumerLoanMember us-gaap:FinancialAssetPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember syf:FinancingReceivables30to89DaysPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:CommercialPortfolioSegmentMember us-gaap:FinancialAssetPastDueMember syf:ShortTermModificationMember 2023-03-31 0001601712 us-gaap:FinancialAssetNotPastDueMember 2023-03-31 0001601712 syf:FinancingReceivables30to89DaysPastDueMember 2023-03-31 0001601712 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-03-31 0001601712 us-gaap:FinancialAssetPastDueMember 2023-03-31 0001601712 us-gaap:FinancialAssetNotPastDueMember 2023-01-01 2023-03-31 0001601712 syf:FinancingReceivables30to89DaysPastDueMember 2023-01-01 2023-03-31 0001601712 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2023-01-01 2023-03-31 0001601712 us-gaap:FinancialAssetPastDueMember 2023-01-01 2023-03-31 0001601712 syf:InvestmentsFundingCommitmentMember 2024-03-31 0001601712 us-gaap:ComputerSoftwareIntangibleAssetMember 2024-03-31 0001601712 us-gaap:ComputerSoftwareIntangibleAssetMember 2023-12-31 0001601712 us-gaap:OtherIntangibleAssetsMember 2024-03-31 0001601712 us-gaap:OtherIntangibleAssetsMember 2023-12-31 0001601712 syf:FiniteLivedIntangibleAssetsExcludingCustomerContractsMember us-gaap:OtherExpenseMember 2024-01-01 2024-03-31 0001601712 syf:FiniteLivedIntangibleAssetsExcludingCustomerContractsMember us-gaap:OtherExpenseMember 2023-01-01 2023-03-31 0001601712 syf:ProgramArrangerMember 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember srt:MinimumMember syf:FixedSecuritizedBorrowingsMember 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember srt:MaximumMember syf:FixedSecuritizedBorrowingsMember 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember syf:FixedSecuritizedBorrowingsMember 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember syf:FixedSecuritizedBorrowingsMember 2023-12-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember srt:MinimumMember syf:FloatingSecuritizedBorrowingsMember 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember srt:MaximumMember syf:FloatingSecuritizedBorrowingsMember 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember syf:FloatingSecuritizedBorrowingsMember 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember syf:FloatingSecuritizedBorrowingsMember 2023-12-31 0001601712 srt:MinimumMember syf:FixedSeniorUnsecuredNotesMember us-gaap:SeniorNotesMember 2024-03-31 0001601712 srt:MaximumMember syf:FixedSeniorUnsecuredNotesMember us-gaap:SeniorNotesMember 2024-03-31 0001601712 syf:FixedSeniorUnsecuredNotesMember us-gaap:SeniorNotesMember 2024-03-31 0001601712 syf:FixedSeniorUnsecuredNotesMember us-gaap:SeniorNotesMember 2023-12-31 0001601712 srt:SubsidiariesMember srt:MinimumMember syf:FixedSeniorUnsecuredNotesMember us-gaap:SeniorNotesMember 2024-03-31 0001601712 srt:SubsidiariesMember srt:MaximumMember syf:FixedSeniorUnsecuredNotesMember us-gaap:SeniorNotesMember 2024-03-31 0001601712 srt:SubsidiariesMember syf:FixedSeniorUnsecuredNotesMember us-gaap:SeniorNotesMember 2024-03-31 0001601712 srt:SubsidiariesMember syf:FixedSeniorUnsecuredNotesMember us-gaap:SeniorNotesMember 2023-12-31 0001601712 us-gaap:SeniorNotesMember 2024-03-31 0001601712 us-gaap:SeniorNotesMember 2023-12-31 0001601712 srt:MinimumMember syf:FixedSubordinatedUnsecuredNotesMember us-gaap:SeniorSubordinatedNotesMember 2024-03-31 0001601712 srt:MaximumMember syf:FixedSubordinatedUnsecuredNotesMember us-gaap:SeniorSubordinatedNotesMember 2024-03-31 0001601712 syf:FixedSubordinatedUnsecuredNotesMember us-gaap:SeniorSubordinatedNotesMember 2024-03-31 0001601712 syf:FixedSubordinatedUnsecuredNotesMember us-gaap:SeniorSubordinatedNotesMember 2023-12-31 0001601712 syf:SeniorAndSubordinatedNotesMember 2024-03-31 0001601712 syf:SeniorAndSubordinatedNotesMember 2023-12-31 0001601712 us-gaap:RevolvingCreditFacilityMember us-gaap:UnsecuredDebtMember 2023-12-31 0001601712 us-gaap:RevolvingCreditFacilityMember us-gaap:UnsecuredDebtMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2024-03-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001601712 us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001601712 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel1Member 2024-03-31 0001601712 us-gaap:FairValueInputsLevel2Member 2024-03-31 0001601712 us-gaap:FairValueInputsLevel3Member 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember us-gaap:CarryingReportedAmountFairValueDisclosureMember 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember us-gaap:FairValueInputsLevel1Member 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember us-gaap:FairValueInputsLevel2Member 2024-03-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember us-gaap:FairValueInputsLevel3Member 2024-03-31 0001601712 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:SeniorNotesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:SeniorNotesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:SeniorNotesMember 2024-03-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:SeniorNotesMember 2024-03-31 0001601712 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel1Member 2023-12-31 0001601712 us-gaap:FairValueInputsLevel2Member 2023-12-31 0001601712 us-gaap:FairValueInputsLevel3Member 2023-12-31 0001601712 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2023-12-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember us-gaap:CarryingReportedAmountFairValueDisclosureMember 2023-12-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember us-gaap:FairValueInputsLevel1Member 2023-12-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember us-gaap:FairValueInputsLevel2Member 2023-12-31 0001601712 us-gaap:VariableInterestEntityPrimaryBeneficiaryMember us-gaap:FairValueInputsLevel3Member 2023-12-31 0001601712 us-gaap:CarryingReportedAmountFairValueDisclosureMember us-gaap:SeniorNotesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel1Member us-gaap:SeniorNotesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel2Member us-gaap:SeniorNotesMember 2023-12-31 0001601712 us-gaap:FairValueInputsLevel3Member us-gaap:SeniorNotesMember 2023-12-31 0001601712 syf:BaselIIIMember 2024-03-31 0001601712 syf:BaselIIIMember 2023-12-31 0001601712 srt:SubsidiariesMember syf:BaselIIIMember 2024-03-31 0001601712 srt:SubsidiariesMember syf:BaselIIIMember 2023-12-31 0001601712 us-gaap:SeriesAPreferredStockMember 2024-03-31 0001601712 us-gaap:SeriesAPreferredStockMember 2023-12-31 0001601712 us-gaap:SeriesBPreferredStockMember 2024-03-31 0001601712 us-gaap:SeriesBPreferredStockMember 2023-12-31 0001601712 us-gaap:SeriesBPreferredStockMember syf:FiveYearTreasuryRateMember 2024-01-01 2024-03-31 shares iso4217:USD iso4217:USD shares pure syf:executive syf:contract 0001601712 false 2024 Q1 --12-31 http://fasb.org/us-gaap/2023#AccountingStandardsUpdate201613Member http://fasb.org/us-gaap/2023#OtherAssets http://fasb.org/us-gaap/2023#OtherAssets 10-Q true 2024-03-31 false 001-36560 SYNCHRONY FINANCIAL DE 51-0483352 777 Long Ridge Road Stamford, CT 06902 203 585-2400 Common stock, par value $0.001 per share SYF NYSE Depositary Shares Each Representing a 1/40th Interest in a Share of 5.625% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A SYFPrA NYSE Depositary Shares Each Representing a 1/40th Interest in a Share of 8.250% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B SYFPrB NYSE Yes Yes Large Accelerated Filer false false false 401543685 5293000000 4616000000 275000000 170000000 5568000000 4786000000 954000000 557000000 105000000 77000000 104000000 101000000 1163000000 735000000 4405000000 4051000000 764000000 917000000 1884000000 1290000000 1757000000 1844000000 241000000 232000000 141000000 115000000 319000000 298000000 1094000000 16000000 1157000000 65000000 496000000 451000000 220000000 186000000 125000000 131000000 186000000 166000000 179000000 185000000 1206000000 1119000000 1708000000 790000000 415000000 189000000 1293000000 601000000 1282000000 590000000 3.17 1.36 3.14 1.35 1293000000 601000000 -1000000 24000000 0 -1000000 0 0 -1000000 23000000 1292000000 624000000 20021000000 14259000000 3005000000 3799000000 81642000000 81554000000 20091000000 21434000000 101733000000 102988000000 10905000000 10571000000 90828000000 92417000000 1073000000 1018000000 800000000 815000000 5446000000 4915000000 0 256000000 121173000000 117479000000 83160000000 80789000000 394000000 364000000 83554000000 81153000000 8016000000 7267000000 8117000000 8715000000 16133000000 15982000000 6204000000 6334000000 0 107000000 105891000000 103576000000 0.001 0.001 1250000 750000 1250000 1250000 750000 750000 1250000000 750000000 1222000000 734000000 0.001 0.001 4000000000 4000000000 833984684 833984684 401410596 406875775 1000000 1000000 9768000000 9775000000 19790000000 18662000000 -34000000 -33000000 -38000000 -38000000 -3000000 -3000000 432574088 427108909 15430000000 15201000000 15282000000 13903000000 121173000000 117479000000 750000 734000000 833985000 1000000 9718000000 16716000000 -125000000 -14171000000 12873000000 222000000 222000000 750000 734000000 833985000 1000000 9718000000 16938000000 -125000000 -14171000000 13095000000 601000000 601000000 23000000 23000000 404000000 404000000 0 -13000000 59000000 61000000 -11000000 14.06 11000000 11000000 0.23 100000000 100000000 750000 734000000 833985000 1000000 9705000000 17369000000 -102000000 -14514000000 13193000000 750000 734000000 833985000 1000000 9775000000 18662000000 -68000000 -15201000000 13903000000 1293000000 1293000000 -1000000 -1000000 500000 488000000 488000000 300000000 300000000 0 -7000000 52000000 71000000 12000000 14.06 11000000 11000000 0.25 102000000 102000000 1250000 1222000000 833985000 1000000 9768000000 19790000000 -69000000 -15430000000 15282000000 1293000000 601000000 1884000000 1290000000 27000000 -88000000 119000000 111000000 2000000 34000000 -45000000 -19000000 -204000000 -177000000 1069000000 0 -155000000 -164000000 2248000000 1886000000 982000000 1458000000 163000000 391000000 1935000000 0 491000000 0 -1504000000 234000000 81000000 141000000 798000000 692000000 747000000 250000000 0 250000000 0 740000000 600000000 0 11000000 11000000 488000000 0 2396000000 2720000000 300000000 404000000 102000000 100000000 -14000000 -33000000 2604000000 2912000000 5650000000 5490000000 14421000000 10430000000 20021000000 15303000000 50000000 617000000 20071000000 15920000000 BUSINESS DESCRIPTION<div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Synchrony Financial (the “Company”) provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. We primarily offer private label, Dual Card, co-brand and general purpose credit cards, as well as short- and long-term installment loans, and savings products insured by the Federal Deposit Insurance Corporation (“FDIC”) through Synchrony Bank (the “Bank”). </span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">References to the “Company”, “we”, “us” and “our” are to Synchrony Financial and its consolidated subsidiaries unless the context otherwise requires.</span></div> BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES<span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"> </span><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Basis of Presentation</span></div><div style="margin-bottom:10pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The accompanying condensed consolidated financial statements were prepared in conformity with U.S. generally accepted accounting principles (“GAAP”).</span></div><div style="margin-bottom:10pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Preparing financial statements in conformity with U.S. GAAP requires us to make estimates based on assumptions about current, and for some estimates, future, economic and market conditions (for example, unemployment, housing, interest rates and market liquidity) which affect reported amounts and related disclosures in our condensed consolidated financial statements. Although our current estimates contemplate current conditions and how we expect them to change in the future, as appropriate, it is reasonably possible that actual conditions could be different than anticipated in those estimates, which could materially affect our results of operations and financial position. Among other effects, such changes could result in incremental losses on loan receivables, future impairments of debt securities, goodwill and intangible assets, increases in reserves for contingencies, establishment of valuation allowances on deferred tax assets and increases in our tax liabilities.</span></div><div style="margin-bottom:10pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We primarily conduct our business within the United States and substantially all of our revenues are from U.S. customers. The operating activities conducted by our non-U.S. affiliates use the local currency as their functional currency. The effects of translating the financial statements of these non-U.S. affiliates to U.S. dollars are included in equity. Asset and liability accounts are translated at period-end exchange rates, while revenues and expenses are translated at average rates for the respective periods.</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Consolidated Basis of Presentation</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company’s financial statements have been prepared on a consolidated basis. Under this basis of presentation, our financial statements consolidate all of our subsidiaries – i.e., entities in which we have a controlling financial interest, most often because we hold a majority voting interest. To determine if we hold a controlling financial interest in an entity, we first evaluate if we are required to apply the variable interest entity (“VIE”) model to the entity, otherwise the entity is evaluated under the voting interest model. We consolidate certain securitization entities under the VIE model. See Note 6. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Variable Interest Entities</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Interim Period Presentation</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The condensed consolidated financial statements and notes thereto are unaudited. These statements include all adjustments (consisting of normal recurring accruals) that we considered necessary to present a fair statement of our results of operations, financial position and cash flows. The results reported in these condensed consolidated financial statements should not be considered as necessarily indicative of results that may be expected for the entire year. These condensed consolidated financial statements should be read in conjunction with our 2023 annual consolidated financial statements and the related notes in our Annual Report on Form 10-K for the year ended December 31, 2023 (our "2023 Form 10-K").</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">New Accounting Standards</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Recently Issued But Not Yet Adopted Accounting Standards</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. This ASU improves reportable segment disclosure requirements and requires enhanced disclosures about significant segment expenses. The Company will adopt this guidance on a retrospective basis on its effective date, which for us is beginning within our December 31, 2024 Form 10-K. </span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. This ASU requires disclosure of specific categories in the rate reconciliation, as well as additional qualitative information about the reconciliation, and additional disaggregated information about income taxes paid. The Company will adopt this guidance on its effective date, which for us is beginning within our December 31, 2025 Form 10-K, and is currently determining the method of adoption.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Equity Method Investments</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We use the equity method of accounting for investments where we have significant influence, but not control, over the operating and financial policies of the investee. Our assessment of significant influence includes factors such as our ownership interest, legal form, and representation on the board of directors. The Company generally records the initial investment at cost or fair value, as appropriate. Subsequently, we adjust each investment for our proportionate share of net income or loss in the investee. We amortize, where appropriate, differences between the Company’s cost basis and underlying equity in net assets, which are reported in Other Income. The Company evaluates equity method investments for other-than-temporary impairment when events or changes in circumstance indicate that the carrying amount of the investment might not be recoverable.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">See Note 2. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:112%">Basis of Presentation and Summary of Significant Accounting Policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%"> to our 2023 annual consolidated financial statements in our 2023 Form 10-K, for additional information on our other significant accounting policies.</span></div> <div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Basis of Presentation</span></div><div style="margin-bottom:10pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The accompanying condensed consolidated financial statements were prepared in conformity with U.S. generally accepted accounting principles (“GAAP”).</span></div><div style="margin-bottom:10pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Preparing financial statements in conformity with U.S. GAAP requires us to make estimates based on assumptions about current, and for some estimates, future, economic and market conditions (for example, unemployment, housing, interest rates and market liquidity) which affect reported amounts and related disclosures in our condensed consolidated financial statements. Although our current estimates contemplate current conditions and how we expect them to change in the future, as appropriate, it is reasonably possible that actual conditions could be different than anticipated in those estimates, which could materially affect our results of operations and financial position. Among other effects, such changes could result in incremental losses on loan receivables, future impairments of debt securities, goodwill and intangible assets, increases in reserves for contingencies, establishment of valuation allowances on deferred tax assets and increases in our tax liabilities.</span></div><div style="margin-bottom:10pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We primarily conduct our business within the United States and substantially all of our revenues are from U.S. customers. The operating activities conducted by our non-U.S. affiliates use the local currency as their functional currency. The effects of translating the financial statements of these non-U.S. affiliates to U.S. dollars are included in equity. Asset and liability accounts are translated at period-end exchange rates, while revenues and expenses are translated at average rates for the respective periods.</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Consolidated Basis of Presentation</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company’s financial statements have been prepared on a consolidated basis. Under this basis of presentation, our financial statements consolidate all of our subsidiaries – i.e., entities in which we have a controlling financial interest, most often because we hold a majority voting interest. To determine if we hold a controlling financial interest in an entity, we first evaluate if we are required to apply the variable interest entity (“VIE”) model to the entity, otherwise the entity is evaluated under the voting interest model. We consolidate certain securitization entities under the VIE model. See Note 6. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Variable Interest Entities</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div> <div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Interim Period Presentation</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The condensed consolidated financial statements and notes thereto are unaudited. These statements include all adjustments (consisting of normal recurring accruals) that we considered necessary to present a fair statement of our results of operations, financial position and cash flows. The results reported in these condensed consolidated financial statements should not be considered as necessarily indicative of results that may be expected for the entire year. These condensed consolidated financial statements should be read in conjunction with our 2023 annual consolidated financial statements and the related notes in our Annual Report on Form 10-K for the year ended December 31, 2023 (our "2023 Form 10-K").</span></div> <div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">New Accounting Standards</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Recently Issued But Not Yet Adopted Accounting Standards</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In November 2023, the FASB issued ASU 2023-07, Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures. This ASU improves reportable segment disclosure requirements and requires enhanced disclosures about significant segment expenses. The Company will adopt this guidance on a retrospective basis on its effective date, which for us is beginning within our December 31, 2024 Form 10-K. </span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740): Improvements to Income Tax Disclosures. This ASU requires disclosure of specific categories in the rate reconciliation, as well as additional qualitative information about the reconciliation, and additional disaggregated information about income taxes paid. The Company will adopt this guidance on its effective date, which for us is beginning within our December 31, 2025 Form 10-K, and is currently determining the method of adoption.</span></div> <div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Equity Method Investments</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We use the equity method of accounting for investments where we have significant influence, but not control, over the operating and financial policies of the investee. Our assessment of significant influence includes factors such as our ownership interest, legal form, and representation on the board of directors. The Company generally records the initial investment at cost or fair value, as appropriate. Subsequently, we adjust each investment for our proportionate share of net income or loss in the investee. We amortize, where appropriate, differences between the Company’s cost basis and underlying equity in net assets, which are reported in Other Income. The Company evaluates equity method investments for other-than-temporary impairment when events or changes in circumstance indicate that the carrying amount of the investment might not be recoverable.</span></div> ACQUISITIONS AND DISPOSITIONS <div style="margin-bottom:3pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Ally Lending</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On March 1, 2024, we acquired Ally Financial Inc.'s point of sale financing business, ("Ally Lending") for cash consideration of $2.0 billion. This acquisition deepens our presence and reach in the home improvement and health and wellness sectors, including high-growth specialty areas such as roofing, HVAC, and windows, as well as in cosmetic, audiology, and dentistry.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Ally Lending acquisition has been accounted for as a business combination using the acquisition method of accounting and, accordingly, assets acquired and liabilities assumed were recorded at their estimated fair value as of the acquisition date.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:81.502%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.298%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value Estimate</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets acquired</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loan receivables</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,875 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Intangible assets, net</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total </span></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,934 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities assumed</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(16)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total net identifiable assets acquired</span></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,918 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less: Total cash consideration paid</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,969 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Goodwill</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The above represents the provisional estimated fair values of the respective assets acquired and liabilities assumed as of the date of acquisition. We have not yet completed the valuation of the assets acquired and liabilities assumed. Any subsequent measurement period adjustments to our provisional estimate, including changes to the loan discount discussed below, may be recognized during the measurement period, which shall not exceed one year after the acquisition date.</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The acquisition primarily included loan receivables with an unpaid principal balance of $2.2 billion. These loan receivables are reported within Consumer installment loans in Note 5. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:112%">Loan Receivables and Allowance for Credit Losse</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">. To determine the provisional fair value of loans at acquisition, we estimate expected cash flows and discount those cash flows using an observable market rate of interest, when available, adjusted for factors that a market participant would consider in determining fair value. In determining fair value, expected cash flows are adjusted to include prepayment, default rate, and loss severity estimates. The difference between the fair value and the amount contractually due is recorded as a loan discount or premium at acquisition. A provisional loan discount of $271 million was recorded at acquisition date, which is to be amortized into interest income over the estimated remaining life of the loans, as described within Note 2. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:112%">Basis of Presentation and Summary of Significant Accounting Policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%"> within our 2023 Form 10-K.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans acquired without a more-than-insignificant credit deterioration since origination are measured under the Allowance for Credit Losses model, as described within Note 2. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Basis of Presentation and Summary of Significant Accounting Policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> within our 2023 Form 10-K. The Company’s best estimate at the date of acquisition of contractual cash flows not expected to be collected was $189 million, which is included within our allowance for credit losses and recognized through provision for credit losses in our Condensed Consolidated Statements of Earnings.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Included in the acquisition was $64 million of loans that have experienced more-than-insignificant deterioration in credit quality since origination (referred to as “purchased credit deteriorated” or “PCD” assets) that were not immediately written off at the acquisition date and are subject to specific guidance upon acquisition. An allowance for PCD assets of $39 million was recorded at the date of acquisition. Subsequent to initial recognition, the accounting for the PCD assets will generally follow the Allowance for Credit Losses model described within Note 2. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Basis of Presentation and Summary of Significant Accounting Policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> of our 2023 Form 10-K.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The results of operations related to the acquired business are included in our Condensed Consolidated Statements of Earnings subsequent to the acquisition date and were not material for the three months ended March 31, 2024.</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Pets Best</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In March 2024, we sold our wholly-owned subsidiary, Pets Best Insurance Services, LLC (“Pets Best”) to Poodle Holdings, Inc. (“Buyer”) for consideration comprising a combination of cash and an equity interest of less than 10% in Independence Pet Holdings, Inc., ("IPH") an affiliate of Buyer. In connection with the sale, IPH also appointed two Synchrony executives to its board of directors. The sale of Pets Best resulted in the recognition of a gain on sale of $1.1 billion or $802 million, net of tax. The pre-tax gain amount has been recognized within the Other component of Other Income in our Condensed Consolidated Statements of Earnings.</span></div><div style="margin-bottom:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company’s initial equity investment in IPH was recorded in Other Assets on our Condensed Consolidated Statements of Financial Position and is accounted for under the equity method of accounting. The investment was recorded at its estimated fair value at the date acquired of $605 million, which also represented the carrying value of the investment at March 31, 2024. The estimated fair value at acquisition date was determined using a weighted average methodology of three approaches: a market approach which includes using a multiple of projected revenues, precedent transactions and an intrinsic value analysis. The market-multiple approach was established based on a selected group of publicly traded companies. The use of selected precedent transaction multiples was calibrated to the valuation outcome using the market approach. Intrinsic value analysis determines implied multiples primarily based upon recent market studies and forecasted performance.</span></div> 2000000000 <div style="margin-bottom:12pt;margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:81.502%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.298%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value Estimate</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets acquired</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loan receivables</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,875 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Intangible assets, net</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total </span></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,934 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities assumed</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(16)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total net identifiable assets acquired</span></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,918 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less: Total cash consideration paid</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,969 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Goodwill</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div> 34000000 1875000000 23000000 2000000 1934000000 16000000 1918000000 1969000000 51000000 2200000000 271000000 189000000 64000000 39000000 0.10 2 1100000000 802000000 605000000 605000000 DEBT SECURITIES<span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"> </span><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">All of our debt securities are classified as available-for-sale and are held to meet our liquidity objectives or to comply with the Community Reinvestment Act (“CRA”). Our debt securities consist of the following:</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"><tr><td style="width:1.0%"></td><td style="width:21.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.901%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amortized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">unrealized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">unrealized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Estimated</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amortized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">unrealized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">unrealized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Estimated</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%"> ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">cost</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">gains</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">fair value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">cost</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">gains</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">fair value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and federal agency</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,463 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,463 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,264 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,264 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage-backed</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">375 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">334 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">392 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(38)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,196 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,167 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,163 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,051 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(48)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,005 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,841 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(47)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,799 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">All of our residential mortgage-backed securities have been issued by government-sponsored entities and are collateralized by U.S. mortgages. </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our asset-backed securities are collateralized by credit card and auto loans.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(c)    At March 31, 2024 and December 31, 2023, the estimated fair value of debt securities pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances was $344 million and $360 million, respectively.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the estimated fair values and gross unrealized losses of our available-for-sale debt securities: </span></div><div style="margin-bottom:12pt;margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:53.752%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.635%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.635%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.635%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.638%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">In loss position for</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less than 12 months</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12 months or more</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Estimated</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">unrealized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Estimated</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">unrealized</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%"> ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">fair value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">fair value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">losses</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and federal agency</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,117 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">328 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">277 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,421 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">619 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(47)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and federal agency</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">495 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">399 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">346 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(38)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">171 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">244 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">667 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,006 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(47)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We regularly review debt securities for impairment resulting from credit loss using both qualitative and quantitative criteria, as necessary based on the composition of the portfolio at period end. Based on our assessment, no material impairments for credit losses were recognized during the period.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We presently do not intend to sell our debt securities that are in an unrealized loss position and believe that it is not more likely than not that we will be required to sell these securities before recovery of our amortized cost. </span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Contractual Maturities of Investments in Available-for-Sale Debt Securities </span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:57.111%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.656%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.656%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.711%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Estimated </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">cost</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">fair value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Average yield </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due </span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Within one year</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,923 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,918 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After one year through five years</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">766 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">766 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After five years through ten years</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">169 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">157 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After ten years</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">193 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">164 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_____________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Weighted average yield is calculated based on the amortized cost of each security. In calculating yield, no adjustment has been made with respect to any tax-exempt obligations.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">All securities are presented above based upon contractual maturity date, except our asset-backed securities which are allocated based upon expected final payment date. We expect actual maturities to differ from contractual maturities because borrowers have the right to prepay certain obligations.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There were no material realized gains or losses recognized for the three months ended March 31, 2024 and 2023.</span></div>Although we generally do not have the intent to sell any specific securities held at March 31, 2024, in the ordinary course of managing our debt securities portfolio, we may sell securities prior to their maturities for a variety of reasons, including diversification, credit quality, yield, liquidity requirements and funding obligations. Our debt securities consist of the following:<div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"><tr><td style="width:1.0%"></td><td style="width:21.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.897%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.537%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.901%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amortized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">unrealized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">unrealized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Estimated</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amortized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">unrealized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">unrealized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Estimated</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%"> ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">cost</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">gains</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">fair value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">cost</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">gains</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">fair value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and federal agency</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,463 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,463 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,264 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,264 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage-backed</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">375 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">334 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">392 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(38)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,196 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,167 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,163 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,051 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(48)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,005 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,841 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(47)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,799 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">All of our residential mortgage-backed securities have been issued by government-sponsored entities and are collateralized by U.S. mortgages. </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our asset-backed securities are collateralized by credit card and auto loans.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(c)    At March 31, 2024 and December 31, 2023, the estimated fair value of debt securities pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances was $344 million and $360 million, respectively.</span></div> 1463000000 0 0 1463000000 2264000000 1000000 1000000 2264000000 9000000 0 0 9000000 10000000 0 0 10000000 375000000 0 41000000 334000000 392000000 0 38000000 354000000 1196000000 2000000 7000000 1191000000 1167000000 4000000 8000000 1163000000 8000000 0 8000000 8000000 0 0 8000000 3051000000 2000000 48000000 3005000000 3841000000 5000000 47000000 3799000000 344000000 360000000 <div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the estimated fair values and gross unrealized losses of our available-for-sale debt securities: </span></div><div style="margin-bottom:12pt;margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:53.752%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.635%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.635%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.635%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.638%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">In loss position for</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less than 12 months</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12 months or more</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Estimated</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">unrealized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Estimated</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">unrealized</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%"> ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">fair value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">fair value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">losses</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and federal agency</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,117 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">328 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">277 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,421 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">619 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(47)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and federal agency</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">495 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">399 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">346 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(38)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">171 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">244 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">667 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,006 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(47)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div> 1117000000 0 0 0 0 0 6000000 0 0 0 328000000 41000000 304000000 1000000 277000000 6000000 0 0 8000000 0 1421000000 1000000 619000000 47000000 495000000 0 399000000 1000000 0 0 9000000 0 1000000 0 346000000 38000000 171000000 0 244000000 8000000 0 0 8000000 0 667000000 0 1006000000 47000000 <div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Contractual Maturities of Investments in Available-for-Sale Debt Securities </span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:57.111%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.656%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.656%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.711%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Estimated </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">cost</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">fair value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Average yield </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due </span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Within one year</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,923 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,918 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After one year through five years</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">766 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">766 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After five years through ten years</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">169 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">157 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After ten years</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">193 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">164 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_____________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Weighted average yield is calculated based on the amortized cost of each security. In calculating yield, no adjustment has been made with respect to any tax-exempt obligations.</span></div> 1923000000 1918000000 0.049 766000000 766000000 0.052 169000000 157000000 0.018 193000000 164000000 0.020 LOAN RECEIVABLES AND ALLOWANCE FOR CREDIT LOSSES<div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:59.163%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.401%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.403%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,736 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">97,043 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,957 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,977 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,912 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,839 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">128 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">129 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total loan receivables, before allowance for credit losses</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)(b)(c)</span></div></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">101,733 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">102,988 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Total loan receivables include $20.1 billion and $21.4 billion of restricted loans of consolidated securitization entities at March 31, 2024 and December 31, 2023, respectively. See Note 6. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Variable Interest Entities</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> for further information on these restricted loans.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">At March 31, 2024 and December 31, 2023, loan receivables included deferred costs and purchase discounts, net of deferred income, of $(120) million and $213 million, respectively.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(c)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.52pt">At March 31, 2024 and December 31, 2023, $23.2 billion and $22.4 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.</span></div><div style="margin-bottom:6pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Allowance for Credit Losses</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:6.5pt;font-style:italic;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">(a)(b)</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:26.239%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:10.449%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.157%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.157%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.572%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.457%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%"> ($ in millions)</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance at <br/>January 1, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Provision charged to operations</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross charge-offs</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Recoveries</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(d)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance at <br/>March 31, 2024</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,156 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,508 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,761)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">291 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,194 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">279 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">345 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(90)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">581 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">131 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(35)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">127 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,571 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,880 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,886)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">301 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,905 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:24.559%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.386%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.017%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.603%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.310%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:9.021%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance at <br/>January 1, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Impact of ASU 2022-02 Adoption</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Post-Adoption Balance at January 1, 2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Provision charged to operations</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross charge-offs</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Recoveries</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance at <br/>March 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,225 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(294)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,931 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,159 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,162)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">224 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,152 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">208 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">209 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(44)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">255 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(31)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">104 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,527 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(294)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,233 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,290 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,237)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">231 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,517 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:24.559%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.386%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.017%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.603%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.310%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.021%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.269%"><tr><td style="width:1.0%"></td><td style="width:33.804%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.534%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.891%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.123%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.682%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.422%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">The allowance for credit losses at March 31, 2024 and 2023 reflects our estimate of expected credit losses for the life of the loan receivables on our Condensed Consolidated Statements of Financial Position at March 31, 2024 and 2023 which include the consideration of current and expected macroeconomic conditions that existed at those dates.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Excluded from the table above are allowance for credit losses for loan receivables acquired and immediately written off within the period presented.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(c)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.52pt">Provision for credit losses in the Condensed Consolidated Statements of Earnings for the three months ended March 31, 2024 includes $4 million associated with off-balance sheet credit exposures recorded in Accrued expenses and other liabilities in the Condensed Consolidated Statements of Financial Position.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(d)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Primarily represents allowance for credit losses for PCD assets.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The reasonable and supportable forecast period used in our estimate of credit losses at March 31, 2024 was 12 months, consistent with the forecast period utilized since the adoption of CECL. Beyond the reasonable and supportable forecast period, we revert to historical loss information at the loan receivables segment level over a 6-month period, gradually increasing the weight of historical losses by an equal amount each month during the reversion period, and utilize historical loss information thereafter for the remaining life of the portfolio. The reversion period and methodology remain unchanged since the adoption of CECL.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Losses on loan receivables, including those which are modified for borrowers experiencing financial difficulty, are estimated and recognized upon origination of the loan, based on expected credit losses for the life of the loan balance at March 31, 2024. Expected credit loss estimates are developed using both quantitative models and qualitative adjustments, and incorporates a macroeconomic forecast, as described within Note 2. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Basis of Presentation and Summary of Significant Accounting Policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> to our 2023 annual consolidated financial statements within our 2023 Form 10-K. The current and forecasted economic conditions at the balance sheet date influenced our current estimate of expected credit losses, which reflects our expectations of the macroeconomic environment. We continued to experience a decrease in payment rates and at March 31, 2024, total delinquent balances as a percentage of total loan receivables remained consistent with the prior quarter. We also experienced an increase in net charge-offs during the three months ended March 31, 2024 and expect net charge-offs to continue to increase in the first half of 2024. These conditions are reflected in our current estimate of expected credit losses, which remain generally consistent with the prior quarter. Our allowance for credit losses increased to $10.9 billion during the three months ended March 31, 2024, primarily reflecting the impact of the Ally Lending acquisition. See Note 2. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Basis of Presentation and Summary of Significant Accounting Policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> to our 2023 annual consolidated financial statements within our 2023 Form 10-K for additional information on our significant accounting policies related to our allowance for credit losses.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Delinquent and Non-accrual Loans</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table provides information on our delinquent and non-accrual loans:</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:29.635%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.811%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.605%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.988%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.605%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.816%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 days delinquent</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total past due</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent and accruing</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total non-accruing</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,189 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,377 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,566 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,377 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">121 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">154 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total delinquent loans</span></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,361 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,459 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,820 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,426 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Percentage of total loan receivables</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.7 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:29.635%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.811%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.605%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.988%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.605%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.816%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 days delinquent</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total past due</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent and accruing</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total non-accruing</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,375 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,290 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,665 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,290 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">96 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">101 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total delinquent loans</span></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,532 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,353 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,885 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,330 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Percentage of total loan receivables</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.5 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.7 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-bottom:6pt"><span><br/></span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Credit Quality Indicators</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our loan receivables portfolio includes both secured and unsecured loans. Secured loan receivables are largely comprised of consumer installment loans secured by equipment. Unsecured loan receivables are largely comprised of our open-ended consumer and commercial revolving credit card loans. As part of our credit risk management activities, on an ongoing basis, we assess overall credit quality by reviewing information related to the performance of a customer’s account with us, including delinquency information, as well as information from credit bureaus relating to the customer’s broader credit performance. We utilize VantageScore credit scores to assist in our assessment of credit quality. VantageScore credit scores are obtained at origination of the account and are refreshed, at a minimum quarterly, but could be as often as weekly, to assist in predicting customer behavior. We categorize these credit scores into the following three credit score categories: (i) 651 or higher, which are considered the strongest credits; (ii) 591 to 650, considered moderate credit risk; and (iii) 590 or less, which are considered weaker credits. There are certain customer accounts, including for our commercial credit products, for which a VantageScore score is not available where we use alternative sources to assess their credit quality and predict behavior. The following table provides the most recent VantageScore scores, or equivalent, available for our revolving credit card and commercial credit product customers at March 31, 2024, December 31, 2023 and March 31, 2023, respectively, as a percentage of each class of loan receivable. The table below excludes 0.3%, 0.3% and 0.3% of our total loan receivables balance for our credit cards and commercial credit products at each of March 31, 2024, December 31, 2023 and March 31, 2023, respectively, which represents those customer accounts for which a VantageScore score, or equivalent, is not available.</span></div><div style="margin-bottom:12pt;margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.976%"><tr><td style="width:1.0%"></td><td style="width:33.168%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.560%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">651 or</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">591 to</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">590 or</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">651 or</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">591 to</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">590 or</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">651 or</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">591 to</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">590 or</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">higher</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">650</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">less</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">higher</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">650</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">less</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">higher</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">650</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">less</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">71 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">72 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">73 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-bottom:12pt;margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Consumer Installment Loans</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Delinquency trends are the primary credit quality indicator for our consumer installment loans, which we use to monitor credit quality and risk within the portfolio. The tables below include information on our consumer installment loans by origination year. The amounts for the current year period include information related to the loans acquired through the Ally Lending acquisition. See Note 3. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Acquisitions and Dispositions</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> for additional information.</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Consumer Installment Loans by Origination Year</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:39.895%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.959%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">By origination year</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At or for the three months ended <br/>March 31, 2024 ($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortized cost basis</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">809 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,665 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,470 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">649 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">77 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,957 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30-89 days delinquent</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">121 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90 or more days delinquent</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period gross charge-offs</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:2pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:39.895%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.959%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">By origination year</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortized cost basis</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,097 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">931 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">541 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">312 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">69 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,977 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30-89 days delinquent</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">96 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90 or more days delinquent</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Gross charge-offs for the three months ended March 31, 2023 were not material.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Loan Modifications to Borrowers Experiencing Financial Difficulty</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company adopted ASU 2022-02 at January 1, 2023 on a modified retrospective basis through a cumulative adjustment to retained earnings. The new guidance is applicable for all loans modified to borrowers experiencing financial difficulties since January 1, 2023. See Note 2.</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"> Basis of Presentation and Summary of Significant Accounting Policies - Allowance for Credit Losses -Loan Modifications to Borrowers Experiencing Financial Difficulty</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> within our 2023 Form 10-K for additional information on our significant accounting policies related to loan modifications to borrowers experiencing financial difficulty.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table provides information on our loan modifications made to borrowers experiencing financial difficulty during the periods presented, which do not include loans that are classified as loan receivables held for sale:</span></div><div style="margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:46.044%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.643%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">Three months ended March 31</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% of Loan Receivables</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% of Loan Receivables</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Long-term modifications</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">471 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">377 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short-term modifications</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">247 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">139 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">720 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.7 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">517 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.6 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Financial Effects of Loan Modifications to Borrowers Experiencing Financial Difficulty</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As part of our loan modifications to borrowers experiencing financial difficulty, we may provide multiple concessions to minimize our economic loss and improve long-term loan performance and collectability. For long-term modifications made in the three months ended March 31, 2024 and 2023, the financial effect of these modifications reduced the weighted-average interest rates by 97% for both periods, respectively. For short-term modifications made in the three months ended March 31, 2024 and 2023, unpaid balances of $15 million and $11 million, respectively, were forgiven.</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Performance of Loans Modified to Borrowers Experiencing Financial Difficulty</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables provide information on the performance of loans modified to borrowers experiencing financial difficulty which have been modified within the previous 12 months and remain in a modification program at March 31, 2024. For the comparative period, amounts represent loans that were modified subsequent to January 1, 2023 and remained in a modification program at March 31, 2023:</span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.174%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized cost basis</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 days delinquent</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total past due</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Long-term modifications</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">928 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">175 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">151 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">326 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short-term modifications</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">71 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">41 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">91 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total delinquent modified loans</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,001 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">217 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">419 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Percentage of total loan receivables</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.0 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.174%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized cost basis</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2023 ($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 days delinquent</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total past due</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Long-term modifications</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">209 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">89 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">154 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short-term modifications</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">62 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total delinquent modified loans</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">237 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">107 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">110 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">217 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Percentage of total loan receivables</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.1 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.1 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">___________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Once a loan has been modified, it only returns to current status (re-aged) after three consecutive monthly program payments are received post the modification date.</span></div><div style="margin-top:9pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Payment Defaults</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the type, number and amount of loans to borrowers experiencing financial difficulty that enrolled in a long-term modification program within the previous 12 months from March 31, 2024, or between January 1, 2023 and March 31, 2023 for the comparative period, and experienced a payment default and charged-off during the period presented:</span></div><div style="margin-bottom:12pt;margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:46.122%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.623%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">Three months ended March 31</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions, accounts in thousands)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accounts defaulted</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans defaulted</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accounts defaulted</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans defaulted</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">118 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="2" style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the loans modified to borrowers experiencing financial difficulty that enrolled in a short-term modification program within the previous 12 months from March 31, 2024, or between January 1, 2023 and March 31, 2023 for the comparative period, 51% and 14% had fully completed all required payments and successfully exited the program during the three months ended March 31, 2024 and 2023, respectively.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Unfunded Lending Commitments</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"> </span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We manage the potential risk in credit commitments by limiting the total amount of credit, both by individual customer and in total, by monitoring the size and maturity of our portfolios and by applying the same credit standards for all of our credit products. Unused credit card lines available to our customers totaled approximately $428 billion and $427 billion at March 31, 2024 and December 31, 2023, respectively. While these amounts represented the total available unused credit card lines, we have not experienced and do not anticipate that all of our customers will access their entire available line at any given point in time.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Interest Income by Product</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table provides additional information about our interest and fees on loans, including merchant discounts, from our loan receivables, including held for sale:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:71.560%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.204%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.206%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three months ended March 31,</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,096 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,497 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">149 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,293 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,616 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Interest income on credit cards that was reversed related to accrued interest receivables written off was $592 million and $415 million for the three months ended March 31, 2024 and 2023, respectively.</span></div><div style="margin-bottom:12pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Deferred merchant discounts to be recognized in interest income at March 31, 2024 and December 31, 2023, were $1.8 billion and $1.9 billion, respectively, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.</span></div> <div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:59.163%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.401%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.403%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,736 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">97,043 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,957 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,977 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,912 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,839 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">128 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">129 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total loan receivables, before allowance for credit losses</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)(b)(c)</span></div></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">101,733 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">102,988 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Total loan receivables include $20.1 billion and $21.4 billion of restricted loans of consolidated securitization entities at March 31, 2024 and December 31, 2023, respectively. See Note 6. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:120%">Variable Interest Entities</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> for further information on these restricted loans.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">At March 31, 2024 and December 31, 2023, loan receivables included deferred costs and purchase discounts, net of deferred income, of $(120) million and $213 million, respectively.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(c)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.52pt">At March 31, 2024 and December 31, 2023, $23.2 billion and $22.4 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances.</span></div> 93736000000 97043000000 5957000000 3977000000 1912000000 1839000000 128000000 129000000 101733000000 102988000000 20100000000 21400000000 -120000000 213000000 23200000000 22400000000 <div style="margin-bottom:6pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Allowance for Credit Losses</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:6.5pt;font-style:italic;font-weight:700;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">(a)(b)</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:26.239%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:10.449%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.157%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.157%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.572%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.457%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%"> ($ in millions)</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance at <br/>January 1, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Provision charged to operations</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross charge-offs</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Recoveries</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(d)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance at <br/>March 31, 2024</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,156 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,508 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,761)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">291 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,194 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">279 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">345 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(90)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">581 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">131 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(35)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">127 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,571 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,880 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,886)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">301 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,905 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:24.559%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.386%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.017%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.603%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.310%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:9.021%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance at <br/>January 1, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Impact of ASU 2022-02 Adoption</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Post-Adoption Balance at January 1, 2023</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Provision charged to operations</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross charge-offs</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Recoveries</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance at <br/>March 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,225 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(294)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,931 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,159 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,162)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">224 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,152 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">208 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">209 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(44)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">255 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">87 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(31)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">104 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,527 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(294)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,233 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,290 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,237)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">231 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,517 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:24.559%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.386%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.724%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.017%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.603%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.310%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.021%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.269%"><tr><td style="width:1.0%"></td><td style="width:33.804%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.534%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.891%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.123%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.682%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.536%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.422%"></td><td style="width:0.1%"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">The allowance for credit losses at March 31, 2024 and 2023 reflects our estimate of expected credit losses for the life of the loan receivables on our Condensed Consolidated Statements of Financial Position at March 31, 2024 and 2023 which include the consideration of current and expected macroeconomic conditions that existed at those dates.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Excluded from the table above are allowance for credit losses for loan receivables acquired and immediately written off within the period presented.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(c)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.52pt">Provision for credit losses in the Condensed Consolidated Statements of Earnings for the three months ended March 31, 2024 includes $4 million associated with off-balance sheet credit exposures recorded in Accrued expenses and other liabilities in the Condensed Consolidated Statements of Financial Position.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(d)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Primarily represents allowance for credit losses for PCD assets.</span></div> 10156000000 1508000000 1761000000 291000000 0 10194000000 279000000 345000000 90000000 8000000 39000000 581000000 131000000 29000000 35000000 2000000 0 127000000 5000000 -2000000 0 0 0 3000000 10571000000 1880000000 1886000000 301000000 39000000 10905000000 9225000000 -294000000 8931000000 1159000000 1162000000 224000000 9152000000 208000000 1000000 209000000 85000000 44000000 5000000 255000000 87000000 -1000000 85000000 48000000 31000000 2000000 104000000 7000000 0 8000000 -2000000 0 0 6000000 9527000000 -294000000 9233000000 1290000000 1237000000 231000000 9517000000 4000000 P12M P6M 10900000000 <div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Delinquent and Non-accrual Loans</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table provides information on our delinquent and non-accrual loans:</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:29.635%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.811%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.605%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.988%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.605%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.816%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 days delinquent</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total past due</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent and accruing</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total non-accruing</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,189 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,377 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,566 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,377 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">121 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">154 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total delinquent loans</span></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,361 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,459 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,820 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,426 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Percentage of total loan receivables</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.7 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:29.635%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.811%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.605%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.988%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.605%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.535%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.816%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 days delinquent</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total past due</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent and accruing</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total non-accruing</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,375 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,290 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,665 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,290 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">96 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">101 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total delinquent loans</span></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,532 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,353 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,885 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,330 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Percentage of total loan receivables</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.5 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.7 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Consumer Installment Loans by Origination Year</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:39.895%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.959%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">By origination year</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At or for the three months ended <br/>March 31, 2024 ($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortized cost basis</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">809 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,665 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,470 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">649 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">77 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,957 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30-89 days delinquent</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">38 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">121 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90 or more days delinquent</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period gross charge-offs</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:2pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:39.895%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.659%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.959%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">By origination year</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortized cost basis</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,097 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">931 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">541 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">312 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">69 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,977 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30-89 days delinquent</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">96 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90 or more days delinquent</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Gross charge-offs for the three months ended March 31, 2023 were not material.</span></div> 2189000000 2377000000 4566000000 2377000000 0 121000000 33000000 154000000 0 33000000 51000000 49000000 100000000 49000000 0 2361000000 2459000000 4820000000 2426000000 33000000 0.023 0.024 0.047 0.024 0 2375000000 2290000000 4665000000 2290000000 0 96000000 23000000 119000000 0 23000000 61000000 40000000 101000000 40000000 0 2532000000 2353000000 4885000000 2330000000 23000000 0.025 0.023 0.047 0.023 0 The table below excludes 0.3%, 0.3% and 0.3% of our total loan receivables balance for our credit cards and commercial credit products at each of March 31, 2024, December 31, 2023 and March 31, 2023, respectively, which represents those customer accounts for which a VantageScore score, or equivalent, is not available.<div style="margin-bottom:12pt;margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:98.976%"><tr><td style="width:1.0%"></td><td style="width:33.168%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.546%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.538%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:5.560%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">651 or</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">591 to</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">590 or</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">651 or</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">591 to</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">590 or</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">651 or</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">591 to</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">590 or</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">higher</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">650</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">less</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">higher</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">650</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">less</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">higher</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">650</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">less</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">71 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">72 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">73 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div> 0.003 0.003 0.003 0.71 0.20 0.09 0.72 0.19 0.09 0.73 0.19 0.08 0.86 0.07 0.07 0.83 0.10 0.07 0.86 0.07 0.07 809000000 2665000000 1470000000 649000000 287000000 77000000 5957000000 4000000 53000000 38000000 16000000 7000000 3000000 121000000 0 15000000 12000000 4000000 2000000 0 33000000 47000000 25000000 12000000 5000000 1000000 90000000 2097000000 931000000 541000000 312000000 69000000 27000000 3977000000 44000000 25000000 15000000 9000000 2000000 1000000 96000000 11000000 6000000 4000000 2000000 0 0 23000000 <div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table provides information on our loan modifications made to borrowers experiencing financial difficulty during the periods presented, which do not include loans that are classified as loan receivables held for sale:</span></div><div style="margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:46.044%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.643%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">Three months ended March 31</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% of Loan Receivables</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% of Loan Receivables</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Long-term modifications</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">471 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">377 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short-term modifications</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">247 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">139 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">720 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.7 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">517 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.6 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Performance of Loans Modified to Borrowers Experiencing Financial Difficulty</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables provide information on the performance of loans modified to borrowers experiencing financial difficulty which have been modified within the previous 12 months and remain in a modification program at March 31, 2024. For the comparative period, amounts represent loans that were modified subsequent to January 1, 2023 and remained in a modification program at March 31, 2023:</span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.174%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized cost basis</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 days delinquent</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total past due</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Long-term modifications</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">928 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">175 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">151 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">326 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short-term modifications</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">71 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">41 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">91 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total delinquent modified loans</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,001 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">217 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">419 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Percentage of total loan receivables</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.0 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.4 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.174%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.379%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized cost basis</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2023 ($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 days delinquent</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 or more days delinquent</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total past due</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Long-term modifications</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">209 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">89 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">154 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short-term modifications</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">62 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total delinquent modified loans</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">237 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">107 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">110 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">217 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Percentage of total loan receivables</span></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.3 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.1 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.1 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2 </span></td><td style="border-bottom:1pt solid #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">___________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Once a loan has been modified, it only returns to current status (re-aged) after three consecutive monthly program payments are received post the modification date.</span></div> 471000000 0.005 377000000 0.004 0 0 2000000 0.001 1000000 0.001 247000000 0.003 139000000 0.002 0 0 0 0 720000000 0.007 517000000 0.006 0.97 0.97 15000000 11000000 928000000 175000000 151000000 326000000 0 0 0 0 2000000 1000000 1000000 2000000 71000000 41000000 50000000 91000000 0 0 0 0 0 0 0 0 1001000000 217000000 202000000 419000000 0.010 0.002 0.002 0.004 209000000 89000000 65000000 154000000 0 0 0 0 0 0 1000000 1000000 28000000 18000000 44000000 62000000 0 0 0 0 0 0 0 0 237000000 107000000 110000000 217000000 0.003 0.001 0.001 0.002 <div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the type, number and amount of loans to borrowers experiencing financial difficulty that enrolled in a long-term modification program within the previous 12 months from March 31, 2024, or between January 1, 2023 and March 31, 2023 for the comparative period, and experienced a payment default and charged-off during the period presented:</span></div><div style="margin-bottom:12pt;margin-top:12pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:46.122%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.623%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">Three months ended March 31</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions, accounts in thousands)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accounts defaulted</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans defaulted</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accounts defaulted</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans defaulted</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">118 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="2" style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Of the loans modified to borrowers experiencing financial difficulty that enrolled in a short-term modification program within the previous 12 months from March 31, 2024, or between January 1, 2023 and March 31, 2023 for the comparative period, 51% and 14% had fully completed all required payments and successfully exited the program during the three months ended March 31, 2024 and 2023, respectively.</span></div> 47000 118000000 2000 7000000 0 0 0 0 0 1000000 0 0 47000 119000000 2000 7000000 0.51 0.14 428000000000 427000000000 <div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table provides additional information about our interest and fees on loans, including merchant discounts, from our loan receivables, including held for sale:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:71.560%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.204%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.206%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three months ended March 31,</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit cards</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,096 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,497 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer installment loans</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">149 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial credit products</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,293 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,616 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Interest income on credit cards that was reversed related to accrued interest receivables written off was $592 million and $415 million for the three months ended March 31, 2024 and 2023, respectively.</span></div><div style="margin-bottom:12pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Deferred merchant discounts to be recognized in interest income at March 31, 2024 and December 31, 2023, were $1.8 billion and $1.9 billion, respectively, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.</span></div> 5096000000 4497000000 149000000 83000000 45000000 34000000 3000000 2000000 5293000000 4616000000 592000000 415000000 1800000000 1900000000 VARIABLE INTEREST ENTITIES<div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We use VIEs to securitize loan receivables and arrange asset-backed financing in the ordinary course of business. Investors in these entities only have recourse to the assets owned by the entity and not to our general credit. We do not have implicit support arrangements with any VIE and we did not provide non-contractual support for previously transferred loan receivables to any of these VIEs in the three months ended March 31, 2024 and 2023. Our VIEs are able to accept new loan receivables and arrange new asset-backed financings, consistent with the requirements and limitations on such activities placed on the VIE by existing investors. Once an account has been designated to a VIE, the contractual arrangements we have require all existing and future loan receivables originated under such account to be transferred to the VIE. The amount of loan receivables held by our VIEs in excess of the minimum amount required under the asset-backed financing arrangements with investors may be removed by us under removal of accounts provisions. All loan receivables held by a VIE are subject to claims of third-party investors.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In evaluating whether we have the power to direct the activities of a VIE that most significantly impact its economic performance, we consider the purpose for which the VIE was created, the importance of each of the activities in which it is engaged and our decision-making role, if any, in those activities that significantly determine the entity’s economic performance as compared to other economic interest holders. This evaluation requires consideration of all facts and circumstances relevant to decision-making that affects the entity’s future performance and the exercise of professional judgment in deciding which decision-making rights are most important.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In determining whether we have the right to receive benefits or the obligation to absorb losses that could potentially be significant to a VIE, we evaluate all of our economic interests in the entity, regardless of form (debt, equity, management and servicing fees, and other contractual arrangements). This evaluation considers all relevant factors of the entity’s design, including: the entity’s capital structure, contractual rights to earnings or losses, subordination of our interests relative to those of other investors, as well as any other contractual arrangements that might exist that could have the potential to be economically significant. The evaluation of each of these factors in reaching a conclusion about the potential significance of our economic interests is a matter that requires the exercise of professional judgment.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We consolidate VIEs where we have the power to direct the activities that significantly affect the VIEs' economic performance, typically because of our role as either servicer or administrator for the VIEs. The power to direct exists because of our role in the design and conduct of the servicing of the VIEs’ assets as well as directing certain affairs of the VIEs, including determining whether and on what terms debt of the VIEs will be issued.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The loan receivables in these entities have risks and characteristics similar to our other financing receivables and were underwritten to the same standard. Accordingly, the performance of these assets has been similar to our other comparable loan receivables, and the blended performance of the pools of receivables in these entities reflects the eligibility criteria that we apply to determine which receivables are selected for transfer. Contractually, the cash flows from these financing receivables must first be used to pay third-party debt holders, as well as other expenses of the entity. Excess cash flows, if any, are available to us. The creditors of these entities have no claim on our other assets.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below summarizes the assets and liabilities of our consolidated securitization VIEs described above:</span></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:62.150%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.908%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.910%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loan receivables, net</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,537 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,308 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,584 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,016 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,267 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,047 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,298 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Includes $1.8 billion and $1.9 billion of related allowance for credit losses resulting in gross restricted loans of $20.1 billion and $21.4 billion at March 31, 2024 and December 31, 2023, respectively.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)    Includes $47 million and $45 million of segregated funds held by the VIEs at March 31, 2024 and December 31, 2023, respectively, which are classified as restricted cash and equivalents and included as a component of <span style="-sec-ix-hidden:f-836"><span style="-sec-ix-hidden:f-837">Other assets</span></span> in our Condensed Consolidated Statements of Financial Position.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The balances presented above are net of intercompany balances and transactions that are eliminated in our condensed consolidated financial statements. </span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We provide servicing for all of our consolidated VIEs. Collections are required to be placed into segregated accounts owned by each VIE in amounts that meet contractually specified minimum levels. These segregated funds are invested in cash and cash equivalents and are restricted as to their use, principally to pay maturing principal and interest on debt and the related servicing fees. Collections above these minimum levels are remitted to us on a daily basis.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Income (principally, interest and fees on loans) earned by our consolidated VIEs was $1.0 billion and $948 million for the three months ended March 31, 2024 and 2023, respectively. Related expenses consisted primarily of provision for credit losses of $165 million and $120 million for the three months ended March 31, 2024 and 2023, respectively, and interest expense of $105 million and $77 million for the three months ended March 31, 2024 and 2023, respectively. These amounts do not include intercompany transactions, principally fees and interest, which are eliminated in our condensed consolidated financial statements.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Non-consolidated VIEs</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As part of our community reinvestment initiatives, we invest in affordable housing properties and receive affordable housing tax credits for these investments. These investments included in our Condensed Consolidated Statement of Financial Position totaled $713 million and $736 million at March 31, 2024 and December 31, 2023, respectively, and represents our total exposure for these entities.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For the three months ended March 31, 2024 and 2023, we recognized amortization expense of $23 million and $20 million, respectively, and tax credits and other tax benefits of $28 million and $24 million, respectively, associated with investments in affordable housing properties within income tax expense or benefit. </span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our other investments in non-consolidated VIEs, totaled $259 million and $252 million at March 31, 2024 and December 31, 2023, respectively. At March 31, 2024, the Company also had investment commitments of $192 million related to these investment</span><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">s.</span></div> <div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below summarizes the assets and liabilities of our consolidated securitization VIEs described above:</span></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:62.150%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.908%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.910%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loan receivables, net</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,537 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,308 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,584 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,016 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,267 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,047 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,298 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Includes $1.8 billion and $1.9 billion of related allowance for credit losses resulting in gross restricted loans of $20.1 billion and $21.4 billion at March 31, 2024 and December 31, 2023, respectively.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)    Includes $47 million and $45 million of segregated funds held by the VIEs at March 31, 2024 and December 31, 2023, respectively, which are classified as restricted cash and equivalents and included as a component of <span style="-sec-ix-hidden:f-836"><span style="-sec-ix-hidden:f-837">Other assets</span></span> in our Condensed Consolidated Statements of Financial Position.</span></div> 18259000000 19537000000 49000000 47000000 18308000000 19584000000 8016000000 7267000000 31000000 31000000 8047000000 7298000000 1800000000 1900000000 20100000000 21400000000 47000000 45000000 1000000000 948000000 165000000 120000000 105000000 77000000 713000000 736000000 23000000 20000000 28000000 24000000 259000000 252000000 192000000 GOODWILL AND OTHER INTANGIBLE ASSETS<div style="margin-bottom:3pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Goodwill</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:82.379%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.421%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at January 1</span></div></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,018 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in amounts allocated to disposition of business</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill recognized upon acquisition</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at March 31 </span></div></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,073 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_____________</span></div><div style="margin-top:3pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The change in the three months ended March 31, 2024 was based upon the carrying amount of net assets of Pets Best and the final valuation of consideration received at closing.</span></div><div style="margin-bottom:6pt;margin-top:7pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Intangible Assets</span></div><div style="margin-bottom:12pt;margin-top:9pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:25.919%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:10.060%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.234%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.060%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.060%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.234%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.063%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross carrying amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated amortization</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross carrying amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated amortization</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Capitalized software</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,066 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,331)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,065 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,302)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">763 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(126)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">204 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(152)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,257 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,457)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">800 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,269 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,454)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">815 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During the three months ended March 31, 2024, we recorded additions to intangible assets subject to amortization of $64 million, primarily related to capitalized software expenditures, as well as intangible assets of $23 million related to the Ally Lending acquisition. See Note 3. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Acquisitions and Dispositions</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> for additional information. </span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amortization expense was $80 million and $70 million for the three months ended March 31, 2024 and 2023, respectively, and is included as a component of Other expense in our Condensed Consolidated Statements of Earnings.</span></div> <div style="margin-bottom:3pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Goodwill</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:82.379%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.421%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at January 1</span></div></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,018 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in amounts allocated to disposition of business</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill recognized upon acquisition</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at March 31 </span></div></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,073 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_____________</span></div><div style="margin-top:3pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The change in the three months ended March 31, 2024 was based upon the carrying amount of net assets of Pets Best and the final valuation of consideration received at closing.</span></div> 1018000000 4000000 51000000 1073000000 <div style="margin-bottom:12pt;margin-top:9pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:25.919%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:10.060%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.234%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.060%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.060%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.234%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.063%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross carrying amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated amortization</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross carrying amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated amortization</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Capitalized software</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,066 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,331)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,065 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,302)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">763 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(126)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">204 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(152)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,257 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,457)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">800 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,269 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,454)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">815 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div> 2066000000 1331000000 735000000 2065000000 1302000000 763000000 191000000 126000000 65000000 204000000 152000000 52000000 2257000000 1457000000 800000000 2269000000 1454000000 815000000 64000000 23000000 80000000 70000000 DEPOSITS<div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:43.409%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.223%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.223%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.223%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.226%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Average rate</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Average rate</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,160 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.6 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,789 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-interest-bearing deposits</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">394 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">364 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total deposits</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,554 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81,153 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">____________________</span></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Based on interest expense for the three months ended March 31, 2024 and the year ended December 31, 2023 and average deposits balances.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At March 31, 2024 and December 31, 2023, interest-bearing deposits included $10.7 billion and $10.0 billion, respectively, of certificates of deposit that exceeded applicable FDIC insurance limits, which are generally $250,000 per depositor for each account ownership category. These amounts include partially insured certificates of deposit.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At March 31, 2024, our interest-bearing time deposits maturing for the remainder of 2024 and over the next four years and thereafter were as follows:</span></div><div style="margin-bottom:12pt;margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:35.317%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.888%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2025</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2026</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2027</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2028</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Thereafter</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deposits</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,691 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,744 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,719 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,726 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,455 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">282 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The above maturity table excludes $29.3 billion of demand deposits with no defined maturity, of which $27.3 billion are savings accounts. In addition, at March 31, 2024, we had $4.3 billion of broker network deposit sweeps procured through a program arranger who channels brokerage account deposits to us that are also excluded from the above maturity table. Unless extended, the contracts associated with these broker network deposit sweeps will terminate between 2025 and 2026.</span></div> <div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:43.409%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.223%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.223%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.223%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.226%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Average rate</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Average rate</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,160 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.6 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,789 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-interest-bearing deposits</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">394 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">364 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total deposits</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,554 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81,153 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">____________________</span></div><div style="margin-bottom:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Based on interest expense for the three months ended March 31, 2024 and the year ended December 31, 2023 and average deposits balances.</span></div> 83160000000 0.046 80789000000 0.039 394000000 364000000 83554000000 81153000000 10700000000 10000000000 <div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At March 31, 2024, our interest-bearing time deposits maturing for the remainder of 2024 and over the next four years and thereafter were as follows:</span></div><div style="margin-bottom:12pt;margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:35.317%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.888%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2025</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2026</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2027</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2028</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Thereafter</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deposits</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,691 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,744 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,719 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,726 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,455 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">282 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td></tr></table></div> 25691000000 17744000000 1719000000 2726000000 1455000000 282000000 29300000000 27300000000 4300000000 BORROWINGS<div style="margin-bottom:3pt;margin-top:9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:40.274%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.671%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.011%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.041%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Maturity date</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Interest Rate</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Weighted average interest rate</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Outstanding Amount</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.59pt;font-weight:700;line-height:100%;position:relative;top:-3.01pt;vertical-align:baseline">(a)(b)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Outstanding Amount</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.59pt;font-weight:700;line-height:100%;position:relative;top:-3.01pt;vertical-align:baseline">(a)(b)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Borrowings of consolidated securitization entities:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Fixed securitized borrowings</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2025 - 2027</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">3.37% - 5.74%</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">4.69 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">4,166 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">3,417 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Floating securitized borrowings</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2024 - 2026</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">6.07% - 6.28%</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">6.14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">3,850 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">3,850 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Total borrowings of consolidated securitization entities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">5.39 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">8,016 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">7,267 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Senior unsecured notes:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-style:italic;font-weight:400;line-height:100%">Synchrony Financial senior unsecured notes:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Fixed senior unsecured notes</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2024 - 2031</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2.87% - 5.15%</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">4.20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">5,882 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">6,480 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-style:italic;font-weight:400;line-height:100%">Synchrony Bank senior unsecured notes:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Fixed senior unsecured notes</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2025 - 2027</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">5.40% - 5.63%</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">5.49 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">1,494 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">1,494 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Total senior unsecured notes</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">4.46 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">7,376 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">7,974 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Subordinated unsecured notes:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-style:italic;font-weight:400;line-height:100%">Synchrony Financial subordinated unsecured notes:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Fixed subordinated unsecured notes</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2033</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">7.25%</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">7.25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">741 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">741 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Total senior and subordinated unsecured notes</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">4.72 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">8,117 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">8,715 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Total borrowings</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">16,133 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">15,982 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">___________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Includes unamortized debt premiums, discounts and issuance costs.</span></div><div style="margin-bottom:12pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">The Company may redeem certain borrowings prior to their original contractual maturity dates in accordance with the optional redemption provision specified in the respective instruments.</span></div><div style="margin-bottom:12pt;margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Debt Maturities</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table summarizes the maturities of the principal amount of our borrowings of consolidated securitization entities and senior and subordinated unsecured notes for the remainder of 2024 and over the next four years and thereafter:</span></div><div style="margin-bottom:12pt;margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:35.317%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.888%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2025</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2026</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2027</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2028</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Thereafter</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,875 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,050 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,750 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,350 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,150 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Additional Sources of Liquidity</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We have undrawn committed capacity under certain credit facilities, primarily related to our securitization programs and also have access to the Federal Reserve discount window. </span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At March 31, 2024 and December 31, 2023, we had an aggregate of $2.5 billion of undrawn committed capacity under our securitization financings, subject to customary borrowing conditions, from private lenders under our securitization programs, and an aggregate of $0.5 billion of undrawn committed capacity under our unsecured revolving credit facility with private lenders.</span></div> <div style="margin-bottom:3pt;margin-top:9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:40.274%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.864%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.619%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.671%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.011%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.041%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Maturity date</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Interest Rate</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Weighted average interest rate</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Outstanding Amount</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.59pt;font-weight:700;line-height:100%;position:relative;top:-3.01pt;vertical-align:baseline">(a)(b)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Outstanding Amount</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.59pt;font-weight:700;line-height:100%;position:relative;top:-3.01pt;vertical-align:baseline">(a)(b)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Borrowings of consolidated securitization entities:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Fixed securitized borrowings</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2025 - 2027</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">3.37% - 5.74%</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">4.69 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">4,166 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">3,417 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Floating securitized borrowings</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2024 - 2026</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">6.07% - 6.28%</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">6.14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">3,850 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">3,850 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Total borrowings of consolidated securitization entities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">5.39 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">8,016 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">7,267 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Senior unsecured notes:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-style:italic;font-weight:400;line-height:100%">Synchrony Financial senior unsecured notes:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Fixed senior unsecured notes</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2024 - 2031</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2.87% - 5.15%</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">4.20 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">5,882 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">6,480 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-style:italic;font-weight:400;line-height:100%">Synchrony Bank senior unsecured notes:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Fixed senior unsecured notes</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2025 - 2027</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">5.40% - 5.63%</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">5.49 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">1,494 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">1,494 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Total senior unsecured notes</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">4.46 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">7,376 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">7,974 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Subordinated unsecured notes:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-style:italic;font-weight:400;line-height:100%">Synchrony Financial subordinated unsecured notes:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Fixed subordinated unsecured notes</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">2033</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">7.25%</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">7.25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">741 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">741 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">Total senior and subordinated unsecured notes</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">4.72 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">8,117 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">8,715 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:700;line-height:100%">Total borrowings</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">16,133 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8.6pt;font-weight:400;line-height:100%">15,982 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">___________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Includes unamortized debt premiums, discounts and issuance costs.</span></div><div style="margin-bottom:12pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">The Company may redeem certain borrowings prior to their original contractual maturity dates in accordance with the optional redemption provision specified in the respective instruments.</span></div> 0.0337 0.0574 0.0469 4166000000 3417000000 0.0607 0.0628 0.0614 3850000000 3850000000 0.0539 8016000000 7267000000 0.0287 0.0515 0.0420 5882000000 6480000000 0.0540 0.0563 0.0549 1494000000 1494000000 0.0446 7376000000 7974000000 0.0725 0.0725 0.0725 741000000 741000000 0.0472 8117000000 8715000000 16133000000 15982000000 <div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table summarizes the maturities of the principal amount of our borrowings of consolidated securitization entities and senior and subordinated unsecured notes for the remainder of 2024 and over the next four years and thereafter:</span></div><div style="margin-bottom:12pt;margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:35.317%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.885%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.888%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2025</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2026</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2027</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2028</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Thereafter</span></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,875 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,050 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,750 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,350 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,150 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td></tr></table></div> 2875000000 6050000000 2750000000 2350000000 0 2150000000 2500000000 2500000000 500000000 500000000 10800000000 10400000000 FAIR VALUE MEASUREMENTS<div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For a description of how we estimate fair value, see Note 2. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Basis of Presentation and Summary of Significant Accounting Policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> in our 2023 annual consolidated financial statements within our 2023 Form 10-K. The following tables present our assets and liabilities measured at fair value on a recurring basis. </span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Recurring Fair Value Measurements</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:45.752%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.641%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and federal agency </span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,463 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,463 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">335 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">335 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total </span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,989 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,029 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and federal agency </span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,264 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,264 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,162 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,162 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total </span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,780 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,822 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)    For the three months ended March 31, 2024 and 2023, there were no fair value measurements transferred between levels.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)    Other is primarily comprised of equity investments measured at fair value, which are included in Other assets in our Condensed Consolidated Statement of Financial Position, as well as certain financial assets for which we have elected the fair value option which are included in Loan receivables in our Condensed Consolidated Statement of Financial Position.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(c)    Other is primarily comprised of certain financial liabilities for which we have elected the fair value option, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Level 3 Fair Value Measurements</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our Level 3 recurring fair value measurements primarily relate to state and municipal and corporate debt instruments, which are valued using non-binding broker quotes or other third-party sources, and financial assets and liabilities for which we have elected the fair value option. See Note 2. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Basis of Presentation and Summary of Significant Accounting Policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and Note 10. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Fair Value Measurements</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> in our 2023 annual consolidated financial statements within our 2023 Form 10-K for a description of our process to evaluate third-party pricing servicers. Our state and municipal debt securities are classified as available-for-sale with changes in fair value included in Accumulated other comprehensive income. </span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The changes in our Level 3 assets and liabilities that are measured on a recurring basis for the three months ended March 31, 2024 and 2023, respectively, were not material.</span></div><div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Financial Assets and Financial Liabilities Carried at Other Than Fair Value</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:32.282%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.642%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Corresponding fair value amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financial Assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial assets for which carrying values equal or approximate fair value: </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and equivalents</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,021 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,021 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,021 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)(b)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial assets carried at other than fair value: </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loan receivables, net</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90,819 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">103,231 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">103,231 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financial Liabilities </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial liabilities carried at other than fair value:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deposits</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,554 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,516 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,516 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings of consolidated securitization entities</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,016 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,001 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,150 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,851 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior and subordinated unsecured notes</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,117 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,826 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,826 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Corresponding fair value amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financial Assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial assets for which carrying values equal or approximate fair value: </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and equivalents</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)(b)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assets held for sale</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(d)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial assets carried at other than fair value: </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loan receivables, net</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">92,407 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">104,761 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">104,761 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financial Liabilities </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial liabilities carried at other than fair value:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deposits</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81,153 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings of consolidated securitization entities</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,267 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,250 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,411 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,839 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior and subordinated unsecured notes</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,715 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,423 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,423 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For cash and equivalents and restricted cash and equivalents, carrying value approximates fair value due to the liquid nature and short maturity of these instruments.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">This balance relates to restricted cash and equivalents, which is included in Other assets.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(c)    Excludes financial assets for which we have elected the fair value option. Under certain retail partner program agreements, the expected sales proceeds in the event of a sale of their credit card portfolio may be limited to the amounts owed by our customers, which may be less than the fair value indicated above.</span></div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(d)    Includes $19 million of cash and equivalents and $93 million of restricted cash and equivalents.</span> The following tables present our assets and liabilities measured at fair value on a recurring basis. <div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Recurring Fair Value Measurements</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:45.752%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.641%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and federal agency </span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,463 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,463 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">335 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">335 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total </span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,989 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,029 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Debt securities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and federal agency </span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,264 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,264 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,162 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,162 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 12.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total </span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,780 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,822 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)    For the three months ended March 31, 2024 and 2023, there were no fair value measurements transferred between levels.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)    Other is primarily comprised of equity investments measured at fair value, which are included in Other assets in our Condensed Consolidated Statement of Financial Position, as well as certain financial assets for which we have elected the fair value option which are included in Loan receivables in our Condensed Consolidated Statement of Financial Position.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(c)    Other is primarily comprised of certain financial liabilities for which we have elected the fair value option, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position.</span></div> 0 1463000000 0 1463000000 0 0 9000000 9000000 0 335000000 0 335000000 0 1191000000 0 1191000000 0 0 8000000 8000000 14000000 0 9000000 23000000 14000000 2989000000 26000000 3029000000 0 0 4000000 4000000 0 0 4000000 4000000 0 2264000000 0 2264000000 0 0 10000000 10000000 0 354000000 0 354000000 0 1162000000 0 1162000000 0 0 8000000 8000000 8000000 8000000 14000000 0 10000000 24000000 14000000 3780000000 28000000 3822000000 0 0 4000000 4000000 0 0 4000000 4000000 <div style="margin-top:9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Financial Assets and Financial Liabilities Carried at Other Than Fair Value</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:32.282%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.637%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.642%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Corresponding fair value amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financial Assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial assets for which carrying values equal or approximate fair value: </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and equivalents</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,021 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,021 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,021 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)(b)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial assets carried at other than fair value: </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loan receivables, net</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90,819 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">103,231 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">103,231 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financial Liabilities </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial liabilities carried at other than fair value:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deposits</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,554 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,516 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,516 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings of consolidated securitization entities</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,016 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,001 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,150 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,851 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior and subordinated unsecured notes</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,117 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,826 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,826 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Corresponding fair value amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 1</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 2</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Level 3</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financial Assets</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial assets for which carrying values equal or approximate fair value: </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and equivalents</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,259 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)(b)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assets held for sale</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(d)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial assets carried at other than fair value: </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loan receivables, net</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(c)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">92,407 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">104,761 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">104,761 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financial Liabilities </span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Financial liabilities carried at other than fair value:</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deposits</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81,153 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings of consolidated securitization entities</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,267 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,250 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,411 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,839 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior and subordinated unsecured notes</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,715 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,423 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,423 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For cash and equivalents and restricted cash and equivalents, carrying value approximates fair value due to the liquid nature and short maturity of these instruments.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">This balance relates to restricted cash and equivalents, which is included in Other assets.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(c)    Excludes financial assets for which we have elected the fair value option. Under certain retail partner program agreements, the expected sales proceeds in the event of a sale of their credit card portfolio may be limited to the amounts owed by our customers, which may be less than the fair value indicated above.</span></div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(d)    Includes $19 million of cash and equivalents and $93 million of restricted cash and equivalents.</span> 20021000000 20021000000 20021000000 0 0 50000000 50000000 50000000 0 0 90819000000 103231000000 0 0 103231000000 83554000000 83516000000 0 83516000000 0 8016000000 8001000000 0 4150000000 3851000000 8117000000 7826000000 0 7826000000 0 14259000000 14259000000 14259000000 0 0 50000000 50000000 50000000 0 0 112000000 112000000 112000000 0 0 92407000000 104761000000 0 0 104761000000 81153000000 80935000000 0 80935000000 0 7267000000 7250000000 0 3411000000 3839000000 8715000000 8423000000 0 8423000000 0 19000000 93000000 <div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:64.397%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.835%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.738%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three months ended March 31,</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At or for the periods ended March 31 ($ in millions)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Carrying value</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">272 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">250 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Upward adjustments</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Downward adjustments</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">    </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Carrying value reflects cumulative purchases and sales in addition to upward and downward carrying value changes, and at December 31, 2023 was $270 million. </span></div>(b)    Between January 1, 2018 and March 31, 2024, cumulative upward and downward carrying value adjustments were $205 million and $(14) million, respectively. 272000000 250000000 0 0 0 0 270000000 205000000 14000000 REGULATORY AND CAPITAL ADEQUACY<span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"> </span><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a savings and loan holding company and a financial holding company, we are subject to regulation, supervision and examination by the Federal Reserve Board and subject to the capital requirements as prescribed by Basel III capital rules and the requirements of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bank is a federally chartered savings association. As such, the Bank is subject to regulation, supervision and examination by the Office of the Comptroller of the Currency of the U.S. Treasury (the “OCC”), which is its primary regulator, and by the Consumer Financial Protection Bureau (“CFPB”). In addition, the Bank, as an insured depository institution, is supervised by the FDIC.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Failure to meet minimum capital requirements can initiate certain mandatory and, possibly, additional discretionary actions by regulators that, if undertaken, could limit our business activities and have a material adverse effect on our consolidated financial statements. Under capital adequacy guidelines, we must meet specific capital guidelines that involve quantitative measures of our assets, liabilities and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. </span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Quantitative measures established by regulation to ensure capital adequacy require us and the Bank to maintain minimum amounts and ratios (set forth in the tables below) of Total, Tier 1 and common equity Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital to average assets (as defined).</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For Synchrony Financial to be a well-capitalized savings and loan holding company, the Bank must be well-capitalized and Synchrony Financial must not be subject to any written agreement, order, capital directive, or prompt corrective action directive issued by the Federal Reserve Board to meet and maintain a specific capital level for any capital measure. </span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company elected to adopt the option provided by the interim final rule issued by joint federal bank regulatory agencies, which largely delayed the effects of CECL on its regulatory capital. Beginning in the first quarter of 2022, the effects are being phased-in over a three-year period through 2024 and will be fully phased-in beginning in the first quarter of 2025. Under the interim final rule, the amount of adjustments to regulatory capital deferred until the phase-in period included both the initial impact of our adoption of CECL at January 1, 2020 and 25% of subsequent changes in our allowance for credit losses during the two-year period ended December 31, 2021, collectively the “CECL regulatory capital transition adjustment”. Beginning in the first quarter of 2024 only 25% of the CECL regulatory capital transition adjustment is deferred in our regulatory capital amounts and ratios, as compared to 50% at December 31, 2023. </span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At March 31, 2024 and December 31, 2023, Synchrony Financial met all applicable requirements to be deemed well-capitalized pursuant to Federal Reserve Board regulations. At March 31, 2024 and December 31, 2023, the Bank also met all applicable requirements to be deemed well-capitalized pursuant to OCC regulations and for purposes of the Federal Deposit Insurance Act. There are no conditions or events subsequent to March 31, 2024 that management believes have changed the Company's or the Bank’s capital category.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The actual capital amounts, ratios and the applicable required minimums of the Company and the Bank are as follows:</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Synchrony Financial</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:58.811%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.444%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.449%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum for capital <br/>adequacy purposes</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total risk-based capital</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,347 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 risk-based capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,207 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,195 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 leverage</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,207 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,719 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common equity Tier 1 Capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,985 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,646 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:58.811%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.444%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.449%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum for capital <br/>adequacy purposes</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total risk-based capital</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,464 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,277 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 risk-based capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,334 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,208 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 leverage</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,334 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common equity Tier 1 Capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,600 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,656 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Synchrony Bank</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:38.841%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.304%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum for capital <br/>adequacy purposes</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum to be well-capitalized under prompt corrective action provisions</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total risk-based capital</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,769 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,840 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,800 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 risk-based capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,690 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,880 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,840 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 leverage</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,690 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,454 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,567 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common equity Tier I capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,690 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,410 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,370 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:38.841%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.304%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum for capital <br/>adequacy purposes</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum to be well-capitalized under prompt corrective action provisions</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total risk-based capital</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,943 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,822 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,778 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 risk-based capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,880 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,867 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,822 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 leverage</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,880 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,302 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,377 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common equity Tier I capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,880 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,400 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,356 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Capital ratios are calculated based on the Basel III Standardized Approach rules. Capital amounts and ratios at March 31, 2024 and at December 31, 2023 in the above tables reflect the applicable CECL regulatory capital transition adjustment.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">At March 31, 2024 and at December 31, 2023, Synchrony Financial and the Bank also must maintain a capital conservation buffer of common equity Tier 1 capital in excess of minimum risk-based capital ratios by at least 2.5 percentage points to avoid limits on capital distributions and certain discretionary bonus payments to executive officers and similar employees.</span></div>The Bank may pay dividends on its stock, with consent or non-objection from the OCC and the Federal Reserve Board, among other things, if its regulatory capital would not thereby be reduced below the applicable regulatory capital requirements. <div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The actual capital amounts, ratios and the applicable required minimums of the Company and the Bank are as follows:</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Synchrony Financial</span></div><div style="margin-top:5pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:58.811%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.444%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.449%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum for capital <br/>adequacy purposes</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total risk-based capital</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,347 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.8 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,259 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 risk-based capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,207 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,195 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 leverage</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,207 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,719 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common equity Tier 1 Capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,985 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.6 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,646 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:58.811%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.444%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.449%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum for capital <br/>adequacy purposes</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total risk-based capital</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,464 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.9 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,277 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 risk-based capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,334 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,208 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 leverage</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,334 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common equity Tier 1 Capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,600 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,656 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Synchrony Bank</span></div><div style="margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:38.841%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.304%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At March 31, 2024 ($ in millions)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum for capital <br/>adequacy purposes</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum to be well-capitalized under prompt corrective action provisions</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total risk-based capital</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,769 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.1 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,840 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,800 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 risk-based capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,690 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,880 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,840 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 leverage</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,690 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,454 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,567 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common equity Tier I capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,690 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.9 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,410 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,370 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:38.841%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.304%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">At December 31, 2023 ($ in millions)</span></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum for capital <br/>adequacy purposes</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Minimum to be well-capitalized under prompt corrective action provisions</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total risk-based capital</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,943 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.3 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,822 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,778 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.0 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 risk-based capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,880 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,867 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,822 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 leverage</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,880 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,302 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,377 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common equity Tier I capital</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,880 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.2 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,400 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,356 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Capital ratios are calculated based on the Basel III Standardized Approach rules. Capital amounts and ratios at March 31, 2024 and at December 31, 2023 in the above tables reflect the applicable CECL regulatory capital transition adjustment.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">At March 31, 2024 and at December 31, 2023, Synchrony Financial and the Bank also must maintain a capital conservation buffer of common equity Tier 1 capital in excess of minimum risk-based capital ratios by at least 2.5 percentage points to avoid limits on capital distributions and certain discretionary bonus payments to executive officers and similar employees.</span></div> 16347000000 0.158 8259000000 0.080 14207000000 0.138 6195000000 0.060 14207000000 0.120 4719000000 0.040 12985000000 0.126 4646000000 0.045 15464000000 0.149 8277000000 0.080 13334000000 0.129 6208000000 0.060 13334000000 0.117 4563000000 0.040 12600000000 0.122 4656000000 0.045 14769000000 0.151 7840000000 0.080 9800000000 0.100 12690000000 0.129 5880000000 0.060 7840000000 0.080 12690000000 0.114 4454000000 0.040 5567000000 0.050 12690000000 0.129 4410000000 0.045 6370000000 0.065 14943000000 0.153 7822000000 0.080 9778000000 0.100 12880000000 0.132 5867000000 0.060 7822000000 0.080 12880000000 0.120 4302000000 0.040 5377000000 0.050 12880000000 0.132 4400000000 0.045 6356000000 0.065 0.025 0.025 EARNINGS PER SHARE<div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Basic earnings per share is computed by dividing earnings available to common stockholders by the weighted average number of common shares outstanding for the period. Diluted earnings per common share reflects the assumed conversion of all dilutive securities, which are calculated using the treasury stock method.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the calculation of basic and diluted earnings per common share:</span></div><div style="margin-bottom:12pt;margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:71.520%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.223%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.225%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three months ended March 31,</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">(in millions, except per share data)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net earnings</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,293 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">601 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Preferred stock dividends</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net earnings available to common stockholders</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,282 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">590 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average common shares outstanding, basic</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">404.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">434.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Effect of dilutive securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average common shares outstanding, dilutive</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">408.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">437.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Earnings per basic common share</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.17 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.36 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Earnings per diluted common share</span></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.14 </span></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.35 </span></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div> <div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the calculation of basic and diluted earnings per common share:</span></div><div style="margin-bottom:12pt;margin-top:5pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:71.520%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.223%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.225%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three months ended March 31,</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">(in millions, except per share data)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net earnings</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,293 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">601 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Preferred stock dividends</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net earnings available to common stockholders</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,282 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">590 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average common shares outstanding, basic</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">404.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">434.4 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Effect of dilutive securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.5 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average common shares outstanding, dilutive</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">408.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">437.2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Earnings per basic common share</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.17 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.36 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Earnings per diluted common share</span></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.14 </span></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.35 </span></td><td style="border-bottom:3pt double #000000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div> 1293000000 601000000 11000000 11000000 1282000000 590000000 404700000 434400000 3500000 2800000 408200000 437200000 3.17 1.36 3.14 1.35 2000000 2000000 5000000 EQUITY AND OTHER STOCK RELATED INFORMATION<div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Preferred Stock</span></div><div style="margin-bottom:3pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table summarizes the Company's preferred stock issued and outstanding at March 31, 2024 and December 31, 2023.</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:11.087%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.822%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.822%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.710%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.500%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.381%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.647%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.093%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Series</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Issuance Date</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Redeemable by Issuer Beginning</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Per Annum Dividend Rate</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liquidation Preference per Share</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Shares Outstanding</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="15" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions, except per share data)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Series A</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">November 14, 2019</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">November 15, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.625%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$1,000</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">750,000</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">734 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">734 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Series B</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">February 23, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">May 15, 2029</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.25%</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$1,000</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">500,000</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">488 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,222 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">734 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Issued as depositary shares, each representing a 1/40th interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are payable quarterly on February 15, May 15, August 15 and November 15 of each calendar year at a fixed rate, in each case when, as and if declared by the Board of Directors.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Through May 14, 2029; resets May 15, 2029 and each date falling on the fifth anniversary at 5-Year Treasury Rate plus 4.044%.</span></div> <div style="margin-bottom:3pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table summarizes the Company's preferred stock issued and outstanding at March 31, 2024 and December 31, 2023.</span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"></td><td style="width:11.087%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.822%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.822%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.710%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.500%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.381%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.647%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.534%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.093%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Series</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Issuance Date</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Redeemable by Issuer Beginning</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Per Annum Dividend Rate</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liquidation Preference per Share</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Shares Outstanding</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="15" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions, except per share data)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Series A</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">November 14, 2019</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">November 15, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.625%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$1,000</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">750,000</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">734 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">734 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Series B</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">February 23, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">May 15, 2029</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.25%</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$1,000</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">500,000</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">488 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,222 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">734 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">_______________________</span></div><div style="margin-top:6pt;padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Issued as depositary shares, each representing a 1/40th interest in a share of the corresponding series of non-cumulative perpetual preferred stock. Dividends are payable quarterly on February 15, May 15, August 15 and November 15 of each calendar year at a fixed rate, in each case when, as and if declared by the Board of Directors.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Through May 14, 2029; resets May 15, 2029 and each date falling on the fifth anniversary at 5-Year Treasury Rate plus 4.044%.</span></div> 0.05625 1000 750000 734000000 734000000 8.25 1000 500000 488000000 0 1222000000 734000000 4.044 INCOME TAXES<div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Unrecognized Tax Benefits</span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:62.150%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.908%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.910%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrecognized tax benefits, excluding related interest expense and penalties</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">242 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">230 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Portion that, if recognized, would reduce tax expense and effective tax rate</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">182 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">____________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Interest and penalties related to unrecognized tax benefits were not material for all periods presented.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:112%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:112%;padding-left:7.02pt">Comprised of federal unrecognized tax benefits and state and local unrecognized tax benefits net of the effects of associated U.S. federal income taxes. Excludes amounts attributable to any related valuation allowances resulting from associated increases in deferred tax assets.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We establish a liability that represents the difference between a tax position taken (or expected to be taken) on an income tax return and the amount of taxes recognized in our financial statements. The liability associated with the unrecognized tax benefits is adjusted periodically when new information becomes available. The amount of unrecognized tax benefits that is reasonably possible to be resolved in the next twelve months is expected to be $39 million, of which $31 million, if recognized, would reduce the Company's tax expense and effective tax rate. </span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the current year, the Company executed a Memorandum of Understanding with the IRS to participate voluntarily in the IRS Compliance Assurance Process (“CAP”) program for the 2024 tax year, and thus the tax year is under IRS review. The IRS is also examining our 2023 tax year, and we expect the review will be completed in the current year. Additionally, we are under examination in various states going back to 2014.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We believe that there are no issues or claims that are likely to significantly impact our results of operations, financial position or cash flows. We further believe that we have made adequate provision for all income tax uncertainties that could result from such examinations.</span></div> <div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:62.150%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.908%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.910%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-style:italic;font-weight:400;line-height:100%">($ in millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">March 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrecognized tax benefits, excluding related interest expense and penalties</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(a)</span></div></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">242 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">230 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Portion that, if recognized, would reduce tax expense and effective tax rate</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(b)</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">182 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">____________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:7.02pt">Interest and penalties related to unrecognized tax benefits were not material for all periods presented.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:112%">(b)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:112%;padding-left:7.02pt">Comprised of federal unrecognized tax benefits and state and local unrecognized tax benefits net of the effects of associated U.S. federal income taxes. Excludes amounts attributable to any related valuation allowances resulting from associated increases in deferred tax assets.</span></div> 242000000 230000000 191000000 182000000 39000000 31000000 LEGAL PROCEEDINGS AND REGULATORY MATTERS<div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the normal course of business, from time to time, we have been named as a defendant in various legal proceedings, including arbitrations, class actions and other litigation, arising in connection with our business activities. Certain of the legal actions include claims for substantial compensatory and/or punitive damages, or claims for indeterminate amounts of damages. We are also involved, from time to time, in reviews, investigations and proceedings (both formal and informal) by governmental agencies regarding our business (collectively, “regulatory matters”), which could subject us to significant fines, penalties, obligations to change our business practices or other requirements resulting in increased expenses, diminished income and damage to our reputation. We contest liability and/or the amount of damages as appropriate in each pending matter. In accordance with applicable accounting guidance, we establish an accrued liability for legal and regulatory matters when those matters present loss contingencies which are both probable and reasonably estimable.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Legal proceedings and regulatory matters are subject to many uncertain factors that generally cannot be predicted with assurance, and we may be exposed to losses in excess of any amounts accrued.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For some matters, we are able to determine that an estimated loss, while not probable, is reasonably possible. For other matters, including those that have not yet progressed through discovery and/or where important factual information and legal issues are unresolved, we are unable to make such an estimate. We currently estimate that the reasonably possible losses for legal proceedings and regulatory matters, whether in excess of a related accrued liability or where there is no accrued liability, and for which we are able to estimate a possible loss, are immaterial. This represents management’s estimate of possible loss with respect to these matters and is based on currently available information. This estimate of possible loss does not represent our potential maximum loss exposure. The legal proceedings and regulatory matters underlying the estimate will change from time to time and actual results may vary significantly from current estimates.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our estimate of reasonably possible losses involves significant judgment, given the varying stages of the proceedings, the existence of numerous yet to be resolved issues, the breadth of the claims (often spanning multiple years), unspecified damages and/or the novelty of the legal issues presented. Based on our current knowledge, we do not believe that we are a party to any pending legal proceeding or regulatory matters that would have a material adverse effect on our condensed consolidated financial condition or liquidity. However, in light of the uncertainties involved in such matters, the ultimate outcome of a particular matter could be material to our operating results for a particular period depending on, among other factors, the size of the loss or liability imposed and the level of our earnings for that period, and could adversely affect our business and reputation.</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Below is a description of certain of our regulatory matters and legal proceedings. Other than as described below, during the quarter ended March 31, 2024, there were no material changes to the legal proceedings previously disclosed in our 2023 Form 10-K.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On January 28, 2019, a purported shareholder derivative action, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Gilbert v. Keane, et al.</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, was filed in the U.S. District Court for the District of Connecticut against the Company as a nominal defendant, and certain of the Company’s officers and directors. The lawsuit alleges breach of fiduciary duty claims based on the allegations raised by the plaintiff in the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Stichting Depositary APG</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> class action, unjust enrichment, waste of corporate assets, and that the defendants made materially misleading statements and/or omitted material information in violation of the Exchange Act. The complaint seeks a declaration that the defendants breached and/or aided and abetted the breach of their fiduciary duties to the Company, unspecified monetary damages with interest, restitution, a direction that the defendants take all necessary actions to reform and improve corporate governance and internal procedures, and attorneys’ and experts’ fees.</span></div><div style="margin-bottom:12pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On March 11, 2019, a second purported shareholder derivative action, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Aldridge v. Keane, et al.</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, was filed in the U.S. District Court for the District of Connecticut. The allegations in the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Aldridge </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">complaint are substantially similar to those in the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Gilbert </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">complaint.</span></div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On March 26, 2020, the District Court recaptioned the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Gilbert </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Aldridge </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">cases as </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">In re Synchrony Financial Derivative Litigation.</span> false false false false All of our residential mortgage-backed securities have been issued by government-sponsored entities and are collateralized by U.S. mortgages. Our asset-backed securities are collateralized by credit card and auto loans.(c)    At March 31, 2024 and December 31, 2023, the estimated fair value of debt securities pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances was $344 million and $360 million, respectively. Weighted average yield is calculated based on the amortized cost of each security. In calculating yield, no adjustment has been made with respect to any tax-exempt obligations. Total loan receivables include $20.1 billion and $21.4 billion of restricted loans of consolidated securitization entities at March 31, 2024 and December 31, 2023, respectively. See Note 6. Variable Interest Entities for further information on these restricted loans. At March 31, 2024 and December 31, 2023, loan receivables included deferred costs and purchase discounts, net of deferred income, of $(120) million and $213 million, respectively.(c)At March 31, 2024 and December 31, 2023, $23.2 billion and $22.4 billion, respectively, of loan receivables were pledged by the Bank as collateral to the Federal Reserve to secure Federal Reserve discount window advances. Interest income on credit cards that was reversed related to accrued interest receivables written off was $592 million and $415 million for the three months ended March 31, 2024 and 2023, respectively Deferred merchant discounts to be recognized in interest income at March 31, 2024 and December 31, 2023, were $1.8 billion and $1.9 billion, respectively, which are included in Accrued expenses and other liabilities in our Condensed Consolidated Statement of Financial Position. Includes $1.8 billion and $1.9 billion of related allowance for credit losses resulting in gross restricted loans of $20.1 billion and $21.4 billion at March 31, 2024 and December 31, 2023, respectively. Includes $47 million and $45 million of segregated funds held by the VIEs at March 31, 2024 and December 31, 2023, respectively, which are classified as restricted cash and equivalents and included as a component of Other assets in our Condensed Consolidated Statements of Financial Position. Based on interest expense for the three months ended March 31, 2024 and the year ended December 31, 2023 and average deposits balances. Includes unamortized debt premiums, discounts and issuance costs.(b)The Company may redeem certain borrowings prior to their original contractual maturity dates in accordance with the optional redemption provision specified in the respective instruments. For the three months ended March 31, 2024 and 2023, there were no fair value measurements transferred between levels. For cash and equivalents and restricted cash and equivalents, carrying value approximates fair value due to the liquid nature and short maturity of these instruments. This balance relates to restricted cash and equivalents, which is included in Other assets.(c)    Excludes financial assets for which we have elected the fair value option. Under certain retail partner program agreements, the expected sales proceeds in the event of a sale of their credit card portfolio may be limited to the amounts owed by our customers, which may be less than the fair value indicated above.(d)    Includes $19 million of cash and equivalents and $93 million of restricted cash and equivalents . December 31, 2023 was $270 million. Between January 1, 2018 and March 31, 2024, cumulative upward and downward carrying value adjustments were $205 million and $(14) million, respectively. Capital ratios are calculated based on the Basel III Standardized Approach rules. Capital amounts and ratios at March 31, 2024 and at December 31, 2023 in the above tables reflect the applicable CECL regulatory capital transition adjustment. At March 31, 2024 and at December 31, 2023, Synchrony Financial and the Bank also must maintain a capital conservation buffer of common equity Tier 1 capital in excess of minimum risk-based capital ratios by at least 2.5 percentage points to avoid limits on capital distributions and certain discretionary bonus payments to executive officers and similar employees. Interest and penalties related to unrecognized tax benefits were not material for all periods presented. Comprised of federal unrecognized tax benefits and state and local unrecognized tax benefits net of the effects of associated U.S. federal income taxes. Excludes amounts attributable to any related valuation allowances resulting from associated increases in deferred tax assets.

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c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