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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   5,887 19,170 SH   SOLE   0 0 19,170
ALPHABET INC CAP STK CL A 02079K305   6,776 51,780 SH   SOLE   0 0 51,780
AMAZON COM INC COM 023135106   5,890 46,331 SH   SOLE   0 0 46,331
APPLE INC COM 037833100   9,763 57,025 SH   SOLE   0 0 57,025
APPLIED MATLS INC COM 038222105   2,210 15,964 SH   SOLE   0 0 15,964
BROADCOM INC COM 11135F101   8,358 10,063 SH   SOLE   0 0 10,063
BUNGE LIMITED COM G16962105   288 2,600 SH   SOLE   0 0 2,600
CHEVRON CORP NEW COM 166764100   5,849 34,690 SH   SOLE   0 0 34,690
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   10,543 174,040 SH   SOLE   0 0 174,040
HOME DEPOT INC COM 437076102   5,391 17,843 SH   SOLE   0 0 17,843
INTUIT COM 461202103   6,720 13,153 SH   SOLE   0 0 13,153
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   820 29,944 SH   SOLE   0 0 29,944
INVESCO QQQ TR UNIT SER 1 46090E103   23,441 65,428 SH   SOLE   0 0 65,428
ISHARES TR 0-5 YR TIPS ETF 46429B747   369 3,812 SH   SOLE   0 0 3,812
JPMORGAN CHASE & CO COM 46625H100   3,022 20,841 SH   SOLE   0 0 20,841
LOCKHEED MARTIN CORP COM 539830109   4,513 11,035 SH   SOLE   0 0 11,035
MICROSOFT CORP COM 594918104   7,855 24,877 SH   SOLE   0 0 24,877
NEXTERA ENERGY INC COM 65339F101   2,912 50,824 SH   SOLE   0 0 50,824
PEPSICO INC COM 713448108   3,608 21,293 SH   SOLE   0 0 21,293
PRUDENTIAL FINL INC COM 744320102   3,402 35,855 SH   SOLE   0 0 35,855
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,646 33,025 SH   SOLE   0 0 33,025
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   19,119 270,199 SH   SOLE   0 0 270,199
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,031 41,683 SH   SOLE   0 0 41,683
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,532 50,030 SH   SOLE   0 0 50,030
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,407 15,561 SH   SOLE   0 0 15,561
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   820 24,725 SH   SOLE   0 0 24,725
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,011 3,017 SH   SOLE   0 0 3,017
SPDR GOLD TR GOLD SHS 78463V107   321 1,872 SH   SOLE   0 0 1,872
SPDR S&P 500 ETF TR TR UNIT 78462F103   19,451 45,502 SH   SOLE   0 0 45,502
SPDR SER TR BLOMBERG BRC INV 78468R200   741 24,110 SH   SOLE   0 0 24,110
SPDR SER TR SSGA US LRG ETF 78468R804   712 5,336 SH   SOLE   0 0 5,336
UNITEDHEALTH GROUP INC COM 91324P102   7,144 14,170 SH   SOLE   0 0 14,170
VISA INC COM CL A 92826C839   6,175 26,848 SH   SOLE   0 0 26,848