The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   6,003 19,455 SH   SOLE   0 0 19,455
ALPHABET INC CAP STK CL A 02079K305   6,301 52,637 SH   SOLE   0 0 52,637
AMAZON COM INC COM 023135106   6,094 46,746 SH   SOLE   0 0 46,746
AMERICAN WTR WKS CO INC NEW COM 030420103   4,963 34,767 SH   SOLE   0 0 34,767
APPLE INC COM 037833100   11,177 57,623 SH   SOLE   0 0 57,623
APPLIED MATLS INC COM 038222105   2,260 15,637 SH   SOLE   0 0 15,637
BROADCOM INC COM 11135F101   8,967 10,337 SH   SOLE   0 0 10,337
BUNGE LIMITED COM G16962105   241 2,600 SH   SOLE   0 0 2,600
CHEVRON CORP NEW COM 166764100   5,435 34,538 SH   SOLE   0 0 34,538
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   11,057 175,171 SH   SOLE   0 0 175,171
HOME DEPOT INC COM 437076102   5,558 17,892 SH   SOLE   0 0 17,892
INTUIT COM 461202103   6,129 13,376 SH   SOLE   0 0 13,376
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   885 2,969 SH   SOLE   0 0 2,969
INVESCO QQQ TR UNIT SER 1 46090E103   16,832 45,563 SH   SOLE   0 0 45,563
ISHARES TR 0-5 YR TIPS ETF 46429B747   372 3,812 SH   SOLE   0 0 3,812
JPMORGAN CHASE & CO COM 46625H100   1,609 11,060 SH   SOLE   0 0 11,060
LOCKHEED MARTIN CORP COM 539830109   5,059 10,988 SH   SOLE   0 0 10,988
MICROSOFT CORP COM 594918104   8,615 25,298 SH   SOLE   0 0 25,298
NEXTERA ENERGY INC COM 65339F101   3,795 51,140 SH   SOLE   0 0 51,140
PRUDENTIAL FINL INC COM 744320102   3,162 35,839 SH   SOLE   0 0 35,839
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,700 32,888 SH   SOLE   0 0 32,888
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   19,544 269,128 SH   SOLE   0 0 269,128
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,364 31,544 SH   SOLE   0 0 31,544
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,113 40,343 SH   SOLE   0 0 40,343
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,269 15,632 SH   SOLE   0 0 15,632
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   840 24,923 SH   SOLE   0 0 24,923
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,037 3,017 SH   SOLE   0 0 3,017
SPDR GOLD TR GOLD SHS 78463V107   334 1,872 SH   SOLE   0 0 1,872
SPDR S&P 500 ETF TR TR UNIT 78462F103   20,311 45,819 SH   SOLE   0 0 45,819
SPDR SER TR BLOMBERG BRC INV 78468R200   740 24,110 SH   SOLE   0 0 24,110
SPDR SER TR SSGA US LRG ETF 78468R804   745 5,298 SH   SOLE   0 0 5,298
UNITEDHEALTH GROUP INC COM 91324P102   6,899 14,354 SH   SOLE   0 0 14,354
VISA INC COM CL A 92826C839   6,481 27,290 SH   SOLE   0 0 27,290