The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   5,574 19,504 SH   SOLE   0 0 19,504
ALPHABET INC CAP STK CL A 02079K305   5,472 52,756 SH   SOLE   0 0 52,756
AMAZON COM INC COM 023135106   4,814 46,602 SH   SOLE   0 0 46,602
AMERICAN WTR WKS CO INC NEW COM 030420103   5,071 34,618 SH   SOLE   0 0 34,618
APPLE INC COM 037833100   9,632 58,413 SH   SOLE   0 0 58,413
APPLIED MATLS INC COM 038222105   1,861 15,149 SH   SOLE   0 0 15,149
BROADCOM INC COM 11135F101   6,673 10,401 SH   SOLE   0 0 10,401
BUNGE LIMITED COM G16962105   248 2,600 SH   SOLE   0 0 2,600
CHEVRON CORP NEW COM 166764100   5,671 34,757 SH   SOLE   0 0 34,757
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   10,627 172,883 SH   SOLE   0 0 172,883
HOME DEPOT INC COM 437076102   5,287 17,915 SH   SOLE   0 0 17,915
INTUIT COM 461202103   5,967 13,385 SH   SOLE   0 0 13,385
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   876 3,002 SH   SOLE   0 0 3,002
INVESCO QQQ TR UNIT SER 1 46090E103   5,319 16,573 SH   SOLE   0 0 16,573
ISHARES TR 0-5 YR TIPS ETF 46429B747   395 3,982 SH   SOLE   0 0 3,982
LOCKHEED MARTIN CORP COM 539830109   5,214 11,030 SH   SOLE   0 0 11,030
MICROSOFT CORP COM 594918104   7,328 25,417 SH   SOLE   0 0 25,417
NEXTERA ENERGY INC COM 65339F101   3,930 50,987 SH   SOLE   0 0 50,987
PRUDENTIAL FINL INC COM 744320102   2,974 35,949 SH   SOLE   0 0 35,949
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   838 17,521 SH   SOLE   0 0 17,521
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   19,695 269,199 SH   SOLE   0 0 269,199
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,561 23,956 SH   SOLE   0 0 23,956
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,974 40,815 SH   SOLE   0 0 40,815
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,287 15,540 SH   SOLE   0 0 15,540
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   799 24,848 SH   SOLE   0 0 24,848
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,004 3,017 SH   SOLE   0 0 3,017
SPDR GOLD TR GOLD SHS 78463V107   343 1,872 SH   SOLE   0 0 1,872
SPDR S&P 500 ETF TR TR UNIT 78462F103   18,217 44,498 SH   SOLE   0 0 44,498
SPDR SER TR BLOMBERG BRC INV 78468R200   739 24,298 SH   SOLE   0 0 24,298
SPDR SER TR SSGA US LRG ETF 78468R804   735 5,373 SH   SOLE   0 0 5,373
UNITEDHEALTH GROUP INC COM 91324P102   6,809 14,408 SH   SOLE   0 0 14,408
VISA INC COM CL A 92826C839   6,159 27,317 SH   SOLE   0 0 27,317