The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN WTR WKS CO INC NEW COM 030420103 3,874 37,158 SH   SOLE   0 0 37,158
APPLE INC COM 037833100 4,340 22,849 SH   SOLE   0 0 22,849
CHEVRON CORP NEW COM 166764100 3,062 24,858 SH   SOLE   0 0 24,858
DISNEY WALT CO COM DISNEY 254687106 2,924 26,332 SH   SOLE   0 0 26,332
ECOLAB INC COM 278865100 3,972 22,498 SH   SOLE   0 0 22,498
FIDELITY MSCI HLTH CARE I 316092600 6,392 143,638 SH   SOLE   0 0 143,638
HOME DEPOT INC COM 437076102 3,768 19,638 SH   SOLE   0 0 19,638
HONEYWELL INTL INC COM 438516106 3,352 21,094 SH   SOLE   0 0 21,094
INTUIT COM 461202103 5,737 21,947 SH   SOLE   0 0 21,947
MICROSOFT CORP COM 594918104 4,906 41,598 SH   SOLE   0 0 41,598
PFIZER INC COM 717081103 3,548 83,552 SH   SOLE   0 0 83,552
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 16,263 238,980 SH   SOLE   0 0 238,980
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,310 34,163 SH   SOLE   0 0 34,163
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,021 25,441 SH   SOLE   0 0 25,441
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,642 139,609 SH   SOLE   0 0 139,609
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,317 44,312 SH   SOLE   0 0 44,312
SQUARE INC CL A 852234103 2,984 39,825 SH   SOLE   0 0 39,825
WAL-MART STORES INC COM 931142103 2,672 27,397 SH   SOLE   0 0 27,397
CISCO SYS INC COM 17275R102 2,873 53,215 SH   SOLE   0 0 53,215
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 2,360 112,015 SH   SOLE   0 0 112,015
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 2,512 118,397 SH   SOLE   0 0 118,397
ISHARES TR MIN VOL USA ETF 46429B697 6,659 113,240 SH   SOLE   0 0 113,240
JPMORGAN CHASE & CO COM 46625H100 3,123 30,853 SH   SOLE   0 0 30,853
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,812 55,976 SH   SOLE   0 0 55,976
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 15,191 58,622 SH   SOLE   0 0 58,622
SPDR SER TR BLOMBERG BRC INV 78468R200 16,738 545,211 SH   SOLE   0 0 545,211
UNITEDHEALTH GROUP INC COM 91324P102 3,972 16,066 SH   SOLE   0 0 16,066
VISA INC COM CL A 92826C839 4,832 30,938 SH   SOLE   0 0 30,938
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,940 22,385 SH   SOLE   0 0 22,385
FRANKS INTL N V COM N33462107 65 10,525 SH   SOLE   0 0 10,525
AMAZON COM INC COM 023135106 5,825 3,271 SH   SOLE   0 0 3,271
ARCHER DANIELS MIDLAND CO COM 039483102 244 5,650 SH   SOLE   0 0 5,650
ALPHABET INC CAP STK CL A 02079K305 3,570 3,033 SH   SOLE   0 0 3,033
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 396 2,005 SH   SOLE   0 0 2,005