The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN EXPRESS CO COM 25816109 2,705 30,900 SH   SOLE   0 0 30,900
AMERICAN WTR WKS CO INC NEW COM 30420103 3,164 65,600 SH   SOLE   0 0 65,600
AMGEN INC COM 31162100 3,231 23,004 SH   SOLE   0 0 23,004
APPLE INC COM 37833100 4,171 41,395 SH   SOLE   0 0 41,395
BAKER HUGHES INC COM 57224107 1,647 25,314 SH   SOLE   0 0 25,314
BOEING CO COM 97023105 1,464 11,493 SH   SOLE   0 0 11,493
DISNEY WALT CO COM 254687106 3,130 35,161 SH   SOLE   0 0 35,161
ECOLAB INC COM 278865100 3,024 26,333 SH   SOLE   0 0 26,333
GENUINE PARTS CO COM 372460105 2,971 33,873 SH   SOLE   0 0 33,873
GILEAD SCIENCES INC COM 375558103 3,810 35,789 SH   SOLE   0 0 35,789
HALLIBURTON CO COM 406216101 3,203 49,651 SH   SOLE   0 0 49,651
HEWLETT PACKARD CO COM 428236103 2,487 70,127 SH   SOLE   0 0 70,127
HOME DEPOT INC COM 437076102 3,288 35,843 SH   SOLE   0 0 35,843
INTUIT COM 461202103 2,639 30,107 SH   SOLE   0 0 30,107
ISHARES TR SELECT DIVID ETF 464287168 4,766 64,523 SH   SOLE   0 0 64,523
ISHARES TR PHLX SEMICND ETF 464287523 3,475 40,016 SH   SOLE   0 0 40,016
ISHARES 1-3 YR CR BD ETF 464288646 21,117 200,584 SH   SOLE   0 0 200,584
KIMBERLY CLARK CORP COM 494368103 2,846 26,460 SH   SOLE   0 0 26,460
MICROSOFT CORP COM 594918104 3,483 75,133 SH   SOLE   0 0 75,133
NIKE INC CL B 654106103 3,205 35,935 SH   SOLE   0 0 35,935
QUALCOMM INC COM 747525103 2,752 36,810 SH   SOLE   0 0 36,810
RAYONIER INC COM 754907103 2,045 65,660 SH   SOLE   0 0 65,660
SCHLUMBERGER LTD COM 806857108 3,052 30,013 SH   SOLE   0 0 30,013
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,815 38,616 SH   SOLE   0 0 38,616
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,632 33,186 SH   SOLE   0 0 33,186
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 954 24,643 SH   SOLE   0 0 24,643
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 523 10,175 SH   SOLE   0 0 10,175
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,677 43,479 SH   SOLE   0 0 43,479
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 21,910 433,267 SH   SOLE   0 0 433,267
SEMPRA ENERGY COM 816851109 3,194 30,314 SH   SOLE   0 0 30,314
STARBUCKS CORP COM 855244109 2,940 38,967 SH   SOLE   0 0 38,967
TEXAS INSTRS INC COM 882508104 2,956 61,984 SH   SOLE   0 0 61,984
THERMO FISHER SCIENTIFIC INC COM 883556102 2,814 23,126 SH   SOLE   0 0 23,126
UNION PAC CORP COM 907818108 3,263 30,092 SH   SOLE   0 0 30,092
WALGREEN CO COM 931422109 2,485 41,926 SH   SOLE   0 0 41,926
YELP INC CL A 985817105 2,114 30,980 SH   SOLE   0 0 30,980
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 3,145 51,647 SH   SOLE   0 0 51,647
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 1,774 66,320 SH   SOLE   0 0 66,320
FACEBOOK INC CL A 30303M102 3,529 44,644 SH   SOLE   0 0 44,644
ISHARES TR FLTG RATE BD ETF 46429B655 21,256 418,185 SH   SOLE   0 0 418,185
KRAFT FOODS GROUP INC COM 50076Q106 1,518 26,912 SH   SOLE   0 0 26,912
MANPOWERGROUP INC COM 56418H100 1,281 18,276 SH   SOLE   0 0 18,276
MARKET VECTORS ETF TR BIOTECH ETF 57060U183 3,370 31,836 SH   SOLE   0 0 31,836
PIMCO ETF TR ENHAN SHRT MAT 72201R833 21,141 208,590 SH   SOLE   0 0 208,590
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 3,431 34,727 SH   SOLE   0 0 34,727
RAYONIER ADVANCED MATLS INC COM 75508B104 720 21,882 SH   SOLE   0 0 21,882
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,767 24,197 SH   SOLE   0 0 24,197
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 4,826 28,377 SH   SOLE   0 0 28,377
SPDR SER TR SHT TRM HGH YLD 78468R408 19,399 648,158 SH   SOLE   0 0 648,158
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 2,583 28,506 SH   SOLE   0 0 28,506
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 241 10,415 SH   SOLE   0 0 10,415
TD AMERITRADE HLDG CORP COM 87236Y108 2,771 83,025 SH   SOLE   0 0 83,025
3-D SYS CORP DEL COM NEW 88554D205 2,051 44,237 SH   SOLE   0 0 44,237
3M CO COM 88579Y101 2,993 21,128 SH   SOLE   0 0 21,128
UNITEDHEALTH GROUP INC COM 91324P102 3,188 36,958 SH   SOLE   0 0 36,958
VERIZON COMMUNICATIONS INC COM 92343V104 3,134 62,683 SH   SOLE   0 0 62,683
VISA INC COM CL A 92826C839 2,714 12,722 SH   SOLE   0 0 12,722
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,781 34,204 SH   SOLE   0 0 34,204
INVESCO LTD SHS G491BT108 2,002 50,700 SH   SOLE   0 0 50,700
GARMIN LTD SHS H2906T109 2,743 52,763 SH   SOLE   0 0 52,763
AMAZON COM INC COM 23135106 2,564 7,951 SH   SOLE   0 0 7,951
ARCHER DANIELS MIDLAND CO COM 39483102 289 5,650 SH   SOLE   0 0 5,650
TATA MTRS LTD SPONSORED ADR 876568502 306 7,000 SH   SOLE   0 0 7,000
BIOGEN IDEC INC COM 09062X103 2,830 8,554 SH   SOLE   0 0 8,554
GOOGLE INC CL A 38259P508 1,477 2,510 SH   SOLE   0 0 2,510
GOOGLE INC CL C 38259P706 1,335 2,312 SH   SOLE   0 0 2,312