The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN EXPRESS CO COM 25816109 2,997 31,591 SH   SOLE   0 0 31,591
AMERICAN WTR WKS CO INC NEW COM 30420103 3,391 68,571 SH   SOLE   0 0 68,571
AMGEN INC COM 31162100 2,782 23,501 SH   SOLE   0 0 23,501
APPLE INC COM 37833100 3,975 42,774 SH   SOLE   0 0 42,774
BAKER HUGHES INC COM 57224107 1,895 25,452 SH   SOLE   0 0 25,452
BOEING CO COM 97023105 1,471 11,564 SH   SOLE   0 0 11,564
DISNEY WALT CO COM 254687106 3,101 36,173 SH   SOLE   0 0 36,173
ECOLAB INC COM 278865100 2,993 26,879 SH   SOLE   0 0 26,879
GENUINE PARTS CO COM 372460105 3,039 34,614 SH   SOLE   0 0 34,614
GILEAD SCIENCES INC COM 375558103 3,059 36,901 SH   SOLE   0 0 36,901
GROUPON INC COM CL A 399473107 2,258 341,019 SH   SOLE   0 0 341,019
HALLIBURTON CO COM 406216101 3,658 51,510 SH   SOLE   0 0 51,510
HERSHEY CO COM 427866108 2,765 28,394 SH   SOLE   0 0 28,394
HEWLETT PACKARD CO COM 428236103 2,379 70,626 SH   SOLE   0 0 70,626
HOME DEPOT INC COM 437076102 2,957 36,522 SH   SOLE   0 0 36,522
ISHARES SELECT DIVID ETF 464287168 5,142 66,795 SH   SOLE   0 0 66,795
ISHARES PHLX SEMICND ETF 464287523 3,576 41,394 SH   SOLE   0 0 41,394
ISHARES 1-3 YR CR BD ETF 464288646 21,370 202,211 SH   SOLE   0 0 202,211
KIMBERLY CLARK CORP COM 494368103 3,011 27,071 SH   SOLE   0 0 27,071
MCDONALDS CORP COM 580135101 3,151 31,283 SH   SOLE   0 0 31,283
MICROSOFT CORP COM 594918104 3,233 77,526 SH   SOLE   0 0 77,526
NIKE INC CL B 654106103 2,856 36,824 SH   SOLE   0 0 36,824
QUALCOMM INC COM 747525103 2,989 37,739 SH   SOLE   0 0 37,739
RAYONIER INC COM 754907103 2,355 66,243 SH   SOLE   0 0 66,243
SCHLUMBERGER LTD COM 806857108 3,674 31,146 SH   SOLE   0 0 31,146
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,732 36,979 SH   SOLE   0 0 36,979
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,625 33,500 SH   SOLE   0 0 33,500
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 997 24,786 SH   SOLE   0 0 24,786
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 566 10,334 SH   SOLE   0 0 10,334
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,607 41,980 SH   SOLE   0 0 41,980
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 22,214 438,847 SH   SOLE   0 0 438,847
SEMPRA ENERGY COM 816851109 3,273 31,253 SH   SOLE   0 0 31,253
STARBUCKS CORP COM 855244109 3,082 39,833 SH   SOLE   0 0 39,833
TEXAS INSTRS INC COM 882508104 3,046 63,746 SH   SOLE   0 0 63,746
THERMO FISHER SCIENTIFIC INC COM 883556102 2,776 23,523 SH   SOLE   0 0 23,523
UNION PAC CORP COM 907818108 3,082 30,895 SH   SOLE   0 0 30,895
WATSCO INC COM 942622200 2,979 28,989 SH   SOLE   0 0 28,989
YELP INC CL A 985817105 2,385 31,098 SH   SOLE   0 0 31,098
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 3,042 51,060 SH   SOLE   0 0 51,060
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 1,736 62,887 SH   SOLE   0 0 62,887
FACEBOOK INC CL A 30303M102 3,052 45,350 SH   SOLE   0 0 45,350
ISHARES TR FLTG RATE BD ETF 46429B655 21,805 429,239 SH   SOLE   0 0 429,239
KRAFT FOODS GROUP INC COM 50076Q106 1,647 27,474 SH   SOLE   0 0 27,474
MANPOWERGROUP INC COM 56418H100 1,592 18,760 SH   SOLE   0 0 18,760
MARKET VECTORS ETF TR BIOTECH ETF 57060U183 3,106 32,566 SH   SOLE   0 0 32,566
PIMCO ETF TR ENHAN SHRT MAT 72201R833 21,378 210,825 SH   SOLE   0 0 210,825
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 3,329 35,453 SH   SOLE   0 0 35,453
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,969 25,389 SH   SOLE   0 0 25,389
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 4,893 29,146 SH   SOLE   0 0 29,146
SPDR SER TR SHT TRM HGH YLD 78468R408 20,260 654,398 SH   SOLE   0 0 654,398
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 243 10,690 SH   SOLE   0 0 10,690
TD AMERITRADE HLDG CORP COM 87236Y108 2,645 84,355 SH   SOLE   0 0 84,355
3-D SYS CORP DEL COM NEW 88554D205 2,683 44,860 SH   SOLE   0 0 44,860
3M CO COM 88579Y101 3,112 21,729 SH   SOLE   0 0 21,729
UNITEDHEALTH GROUP INC COM 91324P102 3,160 38,652 SH   SOLE   0 0 38,652
VERIZON COMMUNICATIONS INC COM 92343V104 3,140 64,175 SH   SOLE   0 0 64,175
VISA INC COM CL A 92826C839 2,731 12,961 SH   SOLE   0 0 12,961
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,820 34,886 SH   SOLE   0 0 34,886
GARMIN LTD SHS H2906T109 3,311 54,370 SH   SOLE   0 0 54,370
AMAZON COM INC COM 23135106 2,620 8,066 SH   SOLE   0 0 8,066
ARCHER DANIELS MIDLAND CO COM 39483102 249 5,650 SH   SOLE   0 0 5,650
TATA MTRS LTD SPONSORED ADR 876568502 273 7,000 SH   SOLE   0 0 7,000
BIOGEN IDEC INC COM 09062X103 2,755 8,737 SH   SOLE   0 0 8,737
GOOGLE INC CL A 38259P508 1,472 2,518 SH   SOLE   0 0 2,518
GOOGLE INC CL C 38259P706 1,353 2,352 SH   SOLE   0 0 2,352