The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN EXPRESS CO COM 25816109 1,361 15,005 SH   SOLE   0 0 15,005
AMERICAN WTR WKS CO INC NEW COM 30420103 3,095 73,237 SH   SOLE   0 0 73,237
AMGEN INC COM 31162100 1,326 11,625 SH   SOLE   0 0 11,625
CHEVRON CORP NEW COM 166764100 1,595 12,770 SH   SOLE   0 0 12,770
CLOROX CO DEL COM 189054109 1,629 17,565 SH   SOLE   0 0 17,565
CONAGRA FOODS INC COM 205887102 1,078 31,996 SH   SOLE   0 0 31,996
DTE ENERGY CO COM 233331107 730 10,990 SH   SOLE   0 0 10,990
DISNEY WALT CO COM DISNEY COM 254687106 1,167 15,270 SH   SOLE   0 0 15,270
ECOLAB INC COM 278865100 2,155 20,670 SH   SOLE   0 0 20,670
GENUINE PARTS CO COM 372460105 2,998 36,035 SH   SOLE   0 0 36,035
GILEAD SCIENCES INC COM 375558103 1,380 18,375 SH   SOLE   0 0 18,375
GROUPON INC COM COM 399473107 630 53,550 SH   SOLE   0 0 53,550
HALLIBURTON CO COM 406216101 846 16,675 SH   SOLE   0 0 16,675
HERSHEY CO COM 427866108 2,121 21,816 SH   SOLE   0 0 21,816
HOME DEPOT INC COM 437076102 3,369 40,915 SH   SOLE   0 0 40,915
ISHARES SELECT DIVID ETF 464287168 5,687 79,710 SH   SOLE   0 0 79,710
ISHARES 1-3 YR TR BD ETF 464287457 19,981 236,800 SH   SOLE   0 0 236,800
ISHARES 1-3 YR CR BD ETF 464288646 19,084 180,955 SH   SOLE   0 0 180,955
JOHNSON & JOHNSON COM 478160104 965 10,532 SH   SOLE   0 0 10,532
KIMBERLY CLARK CORP COM 494368103 1,410 13,500 SH   SOLE   0 0 13,500
MCDONALDS CORP COM 580135101 2,062 21,252 SH   SOLE   0 0 21,252
MICROSOFT CORP COM 594918104 2,444 65,321 SH   SOLE   0 0 65,321
NIKE INC CL B 654106103 1,366 17,365 SH   SOLE   0 0 17,365
PANDORA MEDIA INC COM 698354107 614 23,075 SH   SOLE   0 0 23,075
QUALCOMM INC COM 747525103 1,198 16,135 SH   SOLE   0 0 16,135
RAYONIER INC COM 754907103 983 23,343 SH   SOLE   0 0 23,343
SCHLUMBERGER LTD COM 806857108 1,153 12,800 SH   SOLE   0 0 12,800
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,584 81,299 SH   SOLE   0 0 81,299
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,111 157,180 SH   SOLE   0 0 157,180
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,924 104,807 SH   SOLE   0 0 104,807
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,325 25,237 SH   SOLE   0 0 25,237
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 483 19,624 SH   SOLE   0 0 19,624
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,549 124,078 SH   SOLE   0 0 124,078
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 978 31,007 SH   SOLE   0 0 31,007
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 11,858 234,581 SH   SOLE   0 0 234,581
SEMPRA ENERGY COM 816851109 1,136 12,655 SH   SOLE   0 0 12,655
STARBUCKS CORP COM 855244109 1,594 20,335 SH   SOLE   0 0 20,335
TEXAS INSTRS INC COM 882508104 1,193 27,175 SH   SOLE   0 0 27,175
THERMO FISHER SCIENTIFIC INC COM 883556102 2,991 26,865 SH   SOLE   0 0 26,865
YELP INC CL A 985817105 1,226 17,775 SH   SOLE   0 0 17,775
YUM BRANDS INC COM 988498101 1,976 26,140 SH   SOLE   0 0 26,140
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 5,115 85,450 SH   SOLE   0 0 85,450
ALTRIA GROUP INC COM 02209S103 2,290 59,644 SH   SOLE   0 0 59,644
FACEBOOK INC CL A 30303M102 3,257 59,605 SH   SOLE   0 0 59,605
ISHARES FLTG RATE BD ETF 46429B655 21,731 428,445 SH   SOLE   0 0 428,445
KRAFT FOODS GROUP INC COM 50076Q106 1,252 23,228 SH   SOLE   0 0 23,228
MANPOWERGROUP INC COM 56418H100 1,119 13,030 SH   SOLE   0 0 13,030
MARKET VECTORS ETF TR BIOTECH ETF 57060U183 1,672 18,890 SH   SOLE   0 0 18,890
MONSANTO CO NEW COM 61166W101 1,186 10,175 SH   SOLE   0 0 10,175
NETSUITE INC COM 64118Q107 1,168 11,340 SH   SOLE   0 0 11,340
PIMCO ETF TR ENHAN SHRT MAT 72201R833 17,841 176,087 SH   SOLE   0 0 176,087
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 4,636 52,705 SH   SOLE   0 0 52,705
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,344 34,350 SH   SOLE   0 0 34,350
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 8,621 52,100 SH   SOLE   0 0 52,100
SELECT SECTOR SPDR TR SBI 81369Y506 2,160 24,400 SH   SOLE   0 0 24,400
SELECT SECTOR SPDR TR SBI 81369Y605 3,674 168,050 SH   SOLE   0 0 168,050
TD AMERITRADE HLDG CORP COM 87236Y108 1,420 46,350 SH   SOLE   0 0 46,350
3-D SYS CORP DEL COM 88554D205 2,676 28,800 SH   SOLE   0 0 28,800
3M CO COM 88579Y101 1,574 11,221 SH   SOLE   0 0 11,221
AMAZON COM INC COM 23135106 3,115 7,810 SH   SOLE   0 0 7,810
APPLE INC COM 37833100 5,360 9,554 SH   SOLE   0 0 9,554
ARCHER DANIELS MIDLAND CO COM 39483102 256 5,900 SH   SOLE   0 0 5,900
BOEING CO COM 97023105 764 5,600 SH   SOLE   0 0 5,600
COLGATE PALMOLIVE CO COM 194162103 650 9,975 SH   SOLE   0 0 9,975
ISHARES RUS 1000 ETF 464287622 806 7,815 SH   SOLE   0 0 7,815
KENNAMETAL INC COM 489170100 268 5,150 SH   SOLE   0 0 5,150
TATA MTRS LTD SPONSORED ADR 876568502 225 7,300 SH   SOLE   0 0 7,300
UNION PAC CORP COM 907818108 622 3,700 SH   SOLE   0 0 3,700
WATSCO INC COM 942622200 832 8,665 SH   SOLE   0 0 8,665
BIOGEN IDEC INC COM 09062X103 1,297 4,640 SH   SOLE   0 0 4,640
CONOCOPHILLIPS COM 20825C104 323 4,578 SH   SOLE   0 0 4,578
DIAGEO P L C SPON ADR 25243Q205 387 2,926 SH   SOLE   0 0 2,926
GOOGLE INC CL A 38259P508 2,676 2,388 SH   SOLE   0 0 2,388