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	<infoTable>
		<nameOfIssuer>BAIDU INC</nameOfIssuer>
		<titleOfClass>SPON ADR REP A</titleOfClass>
		<cusip>056752108</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1748</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1748</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
		<titleOfClass>SPONS ADR A</titleOfClass>
		<cusip>780259206</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8894</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>5402</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55024</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55024</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>023135106</cusip>
		<value>7852</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2846</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30231G102</cusip>
		<value>2811</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62859</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>62859</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>BARC SHT TR CP</titleOfClass>
		<cusip>78464A474</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9246</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9246</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>037833100</cusip>
		<value>10344</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28355</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>053015103</cusip>
		<value>939</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6309</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6309</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FASTENAL CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>311900104</cusip>
		<value>4706</value>
		<shrsOrPrnAmt>
			<sshPrnamt>109844</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>109844</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>478160104</cusip>
		<value>1156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8221</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>594918104</cusip>
		<value>6237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30646</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>717081103</cusip>
		<value>448</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13704</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13704</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>855244109</cusip>
		<value>5209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>70789</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>931142103</cusip>
		<value>2652</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22141</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
		<titleOfClass>COM DISNEY</titleOfClass>
		<cusip>254687106</cusip>
		<value>2796</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25078</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25078</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>NASDQ BIOTEC ETF</titleOfClass>
		<cusip>464287556</cusip>
		<value>6128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>44829</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE COM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>79466L302</cusip>
		<value>4160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22208</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>CHINA LG-CAP ETF</titleOfClass>
		<cusip>464287184</cusip>
		<value>1203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30310</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>45866F104</cusip>
		<value>1628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17771</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>00206R102</cusip>
		<value>1696</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56088</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>56088</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBOXX HI YD ETF</titleOfClass>
		<cusip>464288513</cusip>
		<value>13775</value>
		<shrsOrPrnAmt>
			<sshPrnamt>168768</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>168768</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
		<titleOfClass>0-5 HIGH YIELD</titleOfClass>
		<cusip>72201R783</cusip>
		<value>3302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36173</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36173</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>Visa INC</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>92826C839</cusip>
		<value>6428</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33279</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33279</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZTO EXPRESS CAYMAN INC</nameOfIssuer>
		<titleOfClass>SPONSORED ADR</titleOfClass>
		<cusip>98980A105</cusip>
		<value>784</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21348</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALIBABA GROUP HLDG LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>01609W102</cusip>
		<value>8903</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41273</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41273</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>30303M102</cusip>
		<value>2070</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRA HEALTH SCIENCES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>69354M108</cusip>
		<value>4503</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46284</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL A</titleOfClass>
		<cusip>02079K305</cusip>
		<value>8453</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5961</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5961</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPHABET INC</nameOfIssuer>
		<titleOfClass>CAP STK CL C</titleOfClass>
		<cusip>02079K107</cusip>
		<value>541</value>
		<shrsOrPrnAmt>
			<sshPrnamt>383</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>383</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>17275R102</cusip>
		<value>5606</value>
		<shrsOrPrnAmt>
			<sshPrnamt>120204</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>120204</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>166764100</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3082</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3082</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>26441C204</cusip>
		<value>877</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10983</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10983</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>949746101</cusip>
		<value>410</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16009</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16009</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
		<titleOfClass>GOLD SHS</titleOfClass>
		<cusip>78463V107</cusip>
		<value>4277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25552</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LAUDER ESTEE COS INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>518439104</cusip>
		<value>414</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2196</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2196</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>171340102</cusip>
		<value>1987</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>742718109</cusip>
		<value>1918</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16039</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16039</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>1 3 YR TREAS BD</titleOfClass>
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			<None>2696</None>
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		<nameOfIssuer> ISHARES TR</nameOfIssuer>
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			<None>32857</None>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<cusip>46434VBA7</cusip>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<cusip>46434VAX8</cusip>
		<value>1115</value>
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			<sshPrnamt>42518</sshPrnamt>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<value>933</value>
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		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
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		<cusip>92206C102</cusip>
		<value>274</value>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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			<None>4403</None>
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		<nameOfIssuer>WHEATON PRECIOUS METALS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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			<None>6450</None>
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		<nameOfIssuer>LOGITECH INTL S A</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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			<None>70037</None>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer>
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			<None>4959</None>
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		<nameOfIssuer>AMERICAN WTR WKS CO INC NEW</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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			<None>2556</None>
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		<nameOfIssuer>BANK AMER CORP</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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			<None>9949</None>
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		<nameOfIssuer> BECTON DICKINSON &amp; CO</nameOfIssuer>
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		<cusip>075887109</cusip>
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			<None>1085</None>
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		<nameOfIssuer>BERKSHIRE HATHAWAY INC</nameOfIssuer>
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		<cusip>084670702</cusip>
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		<nameOfIssuer>BHP BILLITON LTD</nameOfIssuer>
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		<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
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		<cusip>28176E108</cusip>
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		<nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2127</None>
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		<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>580135101</cusip>
		<value>1234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6689</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6689</None>
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		<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>675</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8725</None>
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		<nameOfIssuer>NOVARTIS AG-SPONSORED ADR</nameOfIssuer>
		<titleOfClass>Sponsored ADR</titleOfClass>
		<cusip>66987V109</cusip>
		<value>403</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4610</None>
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		<nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>718172109</cusip>
		<value>354</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5055</None>
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		<nameOfIssuer>PROGRESSIVE CORP OHIO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>743315103</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3637</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3637</None>
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		<nameOfIssuer>QUALYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>74758T303</cusip>
		<value>577</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5548</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5548</None>
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		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>TECHNOLOGY</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4803</None>
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		<nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer>
		<titleOfClass>EURO STOXX 50</titleOfClass>
		<cusip>78463X202</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6450</None>
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		<nameOfIssuer>TERADYNE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>880770102</cusip>
		<value>612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7246</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7246</None>
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		<nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>892356106</cusip>
		<value>971</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7367</None>
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		<nameOfIssuer>TRANE TECHNOLOGIES PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G8994E103</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3618</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3618</None>
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		<nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer>
		<titleOfClass>FTSE EUROPE ETF</titleOfClass>
		<cusip>922042874</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>4600</None>
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		<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
		<titleOfClass>CHINADIV EX FI</titleOfClass>
		<cusip>97717X719</cusip>
		<value>494</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5152</None>
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		<nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer>
		<titleOfClass>PORTFOLIO SH TSR</titleOfClass>
		<cusip>78468R101</cusip>
		<value>341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11112</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>11112</None>
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		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2021 HY</titleOfClass>
		<cusip>46138J809</cusip>
		<value>446</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19652</None>
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		<nameOfIssuer>SEA LTD</nameOfIssuer>
		<titleOfClass>SPONSORED ADS</titleOfClass>
		<cusip>81141R100</cusip>
		<value>750</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6992</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6992</None>
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		<nameOfIssuer>ICICI BK LTD</nameOfIssuer>
		<titleOfClass>ADR</titleOfClass>
		<cusip>45104G104</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23065</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23065</None>
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		<nameOfIssuer>COOPER COS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>216648402</cusip>
		<value>3080</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10860</None>
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		<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>65339F101</cusip>
		<value>371</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1543</None>
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		<nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>58733R102</cusip>
		<value>529</value>
		<shrsOrPrnAmt>
			<sshPrnamt>537</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>537</None>
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		<nameOfIssuer>STONECO LTD</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>G85158106</cusip>
		<value>259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6690</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6690</None>
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		<nameOfIssuer>COPART INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>217204106</cusip>
		<value>970</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11644</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11644</None>
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		<nameOfIssuer>HANNON ARMSTRONG SUST INFR C</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>41068X100</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9454</None>
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		<nameOfIssuer>PAGSEGURO DIGITAL LTD</nameOfIssuer>
		<titleOfClass>COM CL A</titleOfClass>
		<cusip>G68707101</cusip>
		<value>276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7818</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>7818</None>
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		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2020 HY</titleOfClass>
		<cusip>46138J601</cusip>
		<value>1289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55365</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55365</None>
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		<nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer>
		<titleOfClass>COM NEW</titleOfClass>
		<cusip>46120E602</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>384</None>
		</votingAuthority>
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		<nameOfIssuer>ALIGN TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>016255101</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>935</None>
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		<nameOfIssuer>EQUITY LIFESTYLE PPTYS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29472R108</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3311</None>
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		<nameOfIssuer>ADVANCED MICRO DEVICES INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>007903107</cusip>
		<value>253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4812</None>
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		<nameOfIssuer>EXPONENT INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>30214U102</cusip>
		<value>243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3007</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3007</None>
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		<nameOfIssuer>ELECTRONIC ARTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>285512109</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1887</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1887</None>
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		<nameOfIssuer>NASDAQ INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>631103108</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2276</None>
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		<nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>018802108</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4665</None>
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		<nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>125896100</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3923</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3923</None>
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		<nameOfIssuer>AMDOCS LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G02602103</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3452</None>
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		<nameOfIssuer>HALOZYME THERAPEUTICS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>40637H109</cusip>
		<value>314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11700</None>
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		<nameOfIssuer>CABLE ONE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>12685J105</cusip>
		<value>263</value>
		<shrsOrPrnAmt>
			<sshPrnamt>148</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>148</None>
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	<infoTable>
		<nameOfIssuer>TARGET CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>87612E106</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2241</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANTHEM INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>036752103</cusip>
		<value>244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>928</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>928</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LULULEMON ATHLETICA INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>550021109</cusip>
		<value>354</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPS COMMERCE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>78463M107</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4299</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4299</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZYNGA INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>98986T108</cusip>
		<value>302</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31672</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ETSY INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>29786A106</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2802</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKLINE INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>09239B109</cusip>
		<value>327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3942</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3942</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer>
		<titleOfClass>SBI INT-FINL</titleOfClass>
		<cusip>81369Y605</cusip>
		<value>991</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42824</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>42824</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>609207105</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5999</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5999</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPOTIFY TECHNOLOGY S A</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>L8681T102</cusip>
		<value>440</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1705</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1705</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QIAGEN NV</nameOfIssuer>
		<titleOfClass>SHS NEW</titleOfClass>
		<cusip>N72482123</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5245</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>1197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13049</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13049</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GUIDEWIRE SOFTWARE INC</nameOfIssuer>
		<titleOfClass>NOTE 1.250% 3/1</titleOfClass>
		<cusip>40171VAA8</cusip>
		<value>4033</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3457000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3457000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VAIL RESORTS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>91879Q109</cusip>
		<value>940</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5162</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GW PHARMACEUTICALS PLC</nameOfIssuer>
		<titleOfClass>ADS</titleOfClass>
		<cusip>36197T103</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1697</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1697</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CYBERARK SOFTWARE LTD</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>M2682V108</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2370</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DESCARTES SYS GROUP INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>249906108</cusip>
		<value>414</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7869</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TWITTER INC</nameOfIssuer>
		<titleOfClass>NOTE 1.000% 9/1</titleOfClass>
		<cusip>90184LAD4</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>280000</sshPrnamt>
			<sshPrnamtType>PRN</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>280000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INVESCO EXCH TRD SLF IDX FD</nameOfIssuer>
		<titleOfClass>BULSHS 2023 HY</titleOfClass>
		<cusip>46138J858</cusip>
		<value>535</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22294</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES INC</nameOfIssuer>
		<titleOfClass>JP MRG EM CRP BD</titleOfClass>
		<cusip>464286251</cusip>
		<value>1469</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>29000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>U.S. PFD STK ETF</titleOfClass>
		<cusip>464288687</cusip>
		<value>1148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33128</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATLS INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>038222105</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5170</None>
		</votingAuthority>
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		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>278865100</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1100</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INVESCO EXCHNG TRADED FD TR</nameOfIssuer>
		<titleOfClass>S&amp;P ULTRA DIVIDE ADDED</titleOfClass>
		<cusip>46138G656</cusip>
		<value>660</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JD COM INC</nameOfIssuer>
		<titleOfClass>SPON ADR CL A</titleOfClass>
		<cusip>47215P106</cusip>
		<value>284</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4721</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4721</None>
		</votingAuthority>
	</infoTable>
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		<nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>494368103</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1780</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INC</nameOfIssuer>
		<titleOfClass>CL A</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>690</None>
		</votingAuthority>
	</infoTable>
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		<nameOfIssuer>NEWMONT MINING CORP</nameOfIssuer>
		<titleOfClass>COM</titleOfClass>
		<cusip>651639106</cusip>
		<value>309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer>
		<titleOfClass>TR UNIT</titleOfClass>
		<cusip>78462F103</cusip>
		<value>1432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4645</None>
		</votingAuthority>
	</infoTable>
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		<nameOfIssuer>UBS GROUP AG</nameOfIssuer>
		<titleOfClass>SHS</titleOfClass>
		<cusip>H42097107</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14195</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14195</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>CORE S&amp;P US VLU</titleOfClass>
		<cusip>464287663</cusip>
		<value>627</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>EDGE MSCI USA VL</titleOfClass>
		<cusip>46432F388</cusip>
		<value>651</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROOKFIELD RENEWABLE PARTNER</nameOfIssuer>
		<titleOfClass>PARTNERSHIP UNIT</titleOfClass>
		<cusip>G16258108</cusip>
		<value>352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7344</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7344</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROOKFIELD PPTY PARTNERS L P</nameOfIssuer>
		<titleOfClass>UNIT LTD PARTN</titleOfClass>
		<cusip>G16249107</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22032</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22032</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI-ADR</nameOfIssuer>
		<titleOfClass>Sponsored ADR</titleOfClass>
		<cusip>80105N105</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALAMOS CONV OPP AND INC FD</nameOfIssuer>
		<titleOfClass>SH BEN INT</titleOfClass>
		<cusip>128117108</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20023</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20023</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
		<titleOfClass>SHRT TRM CORP BD</titleOfClass>
		<cusip>92206C409</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES TR</nameOfIssuer>
		<titleOfClass>IBONDS DEC20 ETF</titleOfClass>
		<cusip>46434VAQ3</cusip>
		<value>939</value>
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			<sshPrnamt>37061</sshPrnamt>
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		<nameOfIssuer>ISHARES GOLD TRUST</nameOfIssuer>
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		<nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer>
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		<nameOfIssuer>ISHARES TR</nameOfIssuer>
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