The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 7,653 57,675 SH   SOLE   0 0 57,675
GILEAD SCIENCES INC COM 375558103 4,298 73,772 SH   SOLE   0 0 73,772
INVESCO QQQ TR UNIT SER 1 46090E103 6,213 19,804 SH   SOLE   0 0 19,804
ISHARES INC CORE MSCI EMKT 46434G103 7,174 115,636 SH   SOLE   0 0 115,636
ISHARES TR CORE MSCI EAFE 46432F842 13,411 194,104 SH   SOLE   0 0 194,104
ISHARES TR CORE S&P SCP ETF 464287804 1,169 12,718 SH   SOLE   0 0 12,718
ISHARES TR S&P 500 GRWT ETF 464287309 5,051 79,151 SH   SOLE   0 0 79,151
ISHARES TR S&P 500 VAL ETF 464287408 9,085 70,964 SH   SOLE   0 0 70,964
ORACLE CORP COM 68389X105 17,284 267,179 SH   SOLE   0 0 267,179
SNOWFLAKE INC CL A 833445109 14,492 51,500 SH   SOLE   0 0 51,500
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,053 17,988 SH   SOLE   0 0 17,988
VANGUARD INDEX FDS GROWTH ETF 922908736 61,808 243,974 SH   SOLE   0 0 243,974
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,771 44,401 SH   SOLE   0 0 44,401
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,251 62,929 SH   SOLE   0 0 62,929
VANGUARD INDEX FDS VALUE ETF 922908744 50,688 426,094 SH   SOLE   0 0 426,094
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,159 362,382 SH   SOLE   0 0 362,382
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,086 31,767 SH   SOLE   0 0 31,767
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1,081 19,999 SH   SOLE   0 0 19,999
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 28,707 608,067 SH   SOLE   0 0 608,067