The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 302 279 SH   SOLE   0 0 279
APPLE INC COM 037833100 3,048 15,405 SH   SOLE   0 0 15,405
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 204 957 SH   SOLE   0 0 957
CISCO SYS INC COM 17275R102 409 7,469 SH   SOLE   0 0 7,469
FACEBOOK INC CL A 30303M102 261 1,347 SH   SOLE   0 0 1,347
FORD MTR CO DEL COM 345370860 147 14,411 SH   SOLE   0 0 14,411
GILEAD SCIENCES INC COM 375558103 5,041 74,598 SH   SOLE   0 0 74,598
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 284 5,159 SH   SOLE   0 0 5,159
INVESCO QQQ TR UNIT SER 1 46090E103 3,730 19,990 SH   SOLE   0 0 19,990
ISHARES TR TIPS BD ETF 464287176 402 3,477 SH   SOLE   0 0 3,477
ISHARES TR CORE S&P500 ETF 464287200 216 733 SH   SOLE   0 0 733
ISHARES TR RUS 1000 GRW ETF 464287614 204 1,294 SH   SOLE   0 0 1,294
ISHARES TR NATIONAL MUN ETF 464288414 528 4,671 SH   SOLE   0 0 4,671
ISHARES TR IBOXX HI YD ETF 464288513 400 4,594 SH   SOLE   0 0 4,594
MICROSOFT CORP COM 594918104 468 3,494 SH   SOLE   0 0 3,494
NVIDIA CORP COM 67066G104 835 5,088 SH   SOLE   0 0 5,088
ORACLE CORP COM 68389X105 12,791 201,172 SH   SOLE   0 0 201,172
PEPSICO INC COM 713448108 322 2,460 SH   SOLE   0 0 2,460
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 1,011 9,277 SH   SOLE   0 0 9,277
SYNOPSYS INC COM 871607107 526 4,083 SH   SOLE   0 0 4,083
VANGUARD GROUP DIV APP ETF 921908844 276 2,397 SH   SOLE   0 0 2,397
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,448 39,425 SH   SOLE   0 0 39,425
VANGUARD INDEX FDS GROWTH ETF 922908736 44,156 270,210 SH   SOLE   0 0 270,210
VANGUARD INDEX FDS VALUE ETF 922908744 47,688 429,740 SH   SOLE   0 0 429,740
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,518 60,705 SH   SOLE   0 0 60,705
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 256 3,374 SH   SOLE   0 0 3,374
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,693 439,237 SH   SOLE   0 0 439,237
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 507 9,539 SH   SOLE   0 0 9,539
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,635 18,203 SH   SOLE   0 0 18,203
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 36,235 868,684 SH   SOLE   0 0 868,684
VISA INC COM CL A 92826C839 1,319 7,608 SH   SOLE   0 0 7,608